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The Preexisting Conditions Debate

Democrats and Republicans have made competing claims on whether the latest version of the GOP health care bill maintains protections for people with preexisting medical conditions. President Donald Trump has said, “Preexisting conditions are in the bill. And I mandate it.” While Democratic Sen. Chuck Schumer has said that “insurance companies could deny coverage to those with preexisting conditions.”

Neither of those comments quite gets it right. The latest version offers lesser protections than the Affordable Care Act, but it doesn’t allow insurers to deny coverage to someone with a health condition.

We’ll go through what the Republican American Health Care Act, the legislation that aims to replace Obamacare, now proposes on this issue.

Changing Premium Pricing

The was proposed by of New Jersey on April 25. It would allow states to apply for waivers from certain Affordable Care Act requirements for plans sold on the individual market, where those who buy their own insurance get coverage. of the U.S. population,

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