4 Things You Should Know Now to Save on Taxes Later

With 2018 taxes hopefully behind you, probably the last thing you want to think about is what taxes may look like in 2019 and beyond.

I get that.

But you should be thinking about it. Right now, and every time you ponder making a change to your retirement portfolio. Because a tax-efficient financial plan -- one that considers the potential savings you could get over a lifetime instead of just going year-to-year -- can make all the difference in the health of your nest egg.

Here are four things I wish people knew about managing their taxes now and in retirement.

1. We have a limited window of opportunity.