3 Tips to Lower Your Portfolio Risk

"What's your risk tolerance?"

If you have an investment adviser, you've probably been asked to rate your risk tolerance from one to 10. Or maybe you've been questioned about what your actions will be during the next market crash: Will you panic and sell or buy more?

I don't know many investors self-aware enough to admit they will indeed engage in panic selling. Likewise, most investors don't sit around with a pile of cash waiting for a market crash --