25 life-changing budget hacks

1 Lock in your savings

If you have a holiday or something you’re saving up for, go into your bank and block yourself from accessing your savings account. Of course, make sure you have funds until the splurge, but this will stop you spending unnecessarily prior.

2 Delete the food delivery apps

We’ve all jumped on the bandwagon with the latest food delivery services, but they make it too easy when we’re too lazy– and usually end up being pricey! It’s simple to say cook instead of eating out, but we assure you, deleting these apps will be a blessing to your bank account.