UTILITY AND PRODUCTIVITY

 TransferWise allows you to send and receive money in over 70 countries, while giving you the lowest possible exchange rate, for a low upfront free. TransferWise gives you a free multi-currency account that can hold up to 40 currencies. You can also apply for a free debit card (T&Cs apply) to use in any currency you choose. The app also allows you to receive money from the UK, USA, Eurozone