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    The Modern American Frugal Housewife Book #3: Moms Edition: The Modern American Frugal Housewife Series, #3
    The Modern American Frugal Housewife Book #3: Moms Edition: The Modern American Frugal Housewife Series, #3
    The Modern American Frugal Housewife Book #3: Moms Edition: The Modern American Frugal Housewife Series, #3
    Ebook138 pages48 minutes

    The Modern American Frugal Housewife Book #3: Moms Edition: The Modern American Frugal Housewife Series, #3

    By Jill b.

    ()

    Read preview

    About this ebook

    Are you are new or soon-to-be mommy looking for ideas on how to lower child-rearing costs?

    Having children is great but they can be expensive if you don't watch your costs.
    Inspired by Lydia Maria Francis Child's 1833 book, The American Frugal Housewife,
    this book its written for the MODERN American Frugal Housewife in mind.
    Includes:

    • Ideas on how to save on pre-natal costs.
    • How to get free or cheap formula if you're not breastfeeding.
    • Reduce your chemical load - Includes recipes on how to make DIY personal care products like soap and lip balm.
    • This book will also teach you extreme couponing techniques to get the best or even money making deals at stores like Target (for food, diapers and more), Staples (for school supplies) and Kohl's (for clothes and household items).
      Bonus: An extra tip on where you can get BRAND NEW age-appropriate books sent to your child (under age 5) every month for FREE!
      Wait no longer! Order this book today!
    LanguageEnglish
    PublisherAbundant Publishing
    Release dateFeb 23, 2015
    ISBN9781513088693
    The Modern American Frugal Housewife Book #3: Moms Edition: The Modern American Frugal Housewife Series, #3
    Author

    Jill b.

    Self-Reliance -- One Step at a Time Get free e-books at http://byjillb.com Reliance on one job. Reliance on the agri-industrial food system. Are you ready to break free, take control and to rely on yourself? With a no-nonsense style,  Jill Bong draws from her own homesteading experiences and mistakes, and writes books focusing on maximizing output with minimal input to save you time and money. Jill was born and raised in a country with one of highest population densities in the world. Dreaming of chickens and fruit trees, she left the trappings of the big city and is setting up her homestead in an American town with a population of less than 300. Jill writes under the pen name Jill b. She is an author, entrepreneur, homesteader and is the co-inventor and co-founder of Chicken Armor (http://chickenarmor.com), an affordable, low maintenance chicken saddle. She has also written over a dozen books on homesteading and self-reliance. Jill has been mentioned/quoted in various publications including The Associated Press, The New York Times, The Denver Post and ABC News. She has written for various magazines including Countryside and Small Stock Journal, Molly Green, Farm Show Magazine and Backyard Poultry Magazine. She holds an Engineering degree from an Ivy League from a previous life. At its height, her previous homestead included over 100 chickens, geese and ducks, as well as cats, a dog, bees and a donkey named Elvis. She currently learning permaculture techniques to apply to her homestead in rural Oregon. Learn more by visiting her site http://byjillb.com.

    Read more from Jill B.

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      Book preview

      The Modern American Frugal Housewife Book #3 - Jill b.

      Moms Edition

      By Jill b.

      © Copyright 2015

      All Rights Reserved

      Sign up for my newsletter and get THREE books for free:

      HOW TO KEEP BACKYARD CHICKENS

      CAN DOS & DON’TS

      THE MODERN AMERICAN FRUGAL HOUSEWIFE

      Click here to get started: http://byjillb.com

      Table of Contents

      Introduction

      Prenatal Costs

      Medicaid

      Military Coverage

      Paying on a Sliding Scale

      Saving Ideas If You Have Insurance

      Make Sure Your Baby Is Insured

      Free Eye-Exams

      Feeding Your Baby

      Women, Infants and Children

      Saving On Formula

      Get It for Free

      Sign Up for Loyalty Programs

      Buy in Bulk

      See If Your Insurance Will Cover It

      Make it Yourself

      Baby Bottles

      Diapers

      Sleeping Arrangements

      Car Seats

      Clothing

      Facebook BST Groups

      ThredUp

      Free Books

      The Public Library

      Free Physical Books to Keep

      Free eBooks

      Community Resources

      Baby Food

      Storage

      Slickdeals.net

      Cashback Sites

      Saving with Gift Cards

      Gas Points

      Amazon.com

      Amazon Price-Matching

      Amazon Prime Membership

      Amazon.com Rewards Visa

      Kohl’s/Macy’s/Dillard’s

      Variable Pricing

      Price-Matching At Kohl’s

      Coupons

      Stacking Coupons

      Manufacturer and Competitor Coupons

      Stacking Coupons and Price-Matching Deals

      Kohl’s Cash (KC)

      Kohl’s Charge Card

      Kohl’s Emails

      Yes2You Rewards

      Rebates

      Keeping Up to Date on Kohl’s Deals

      Target

      Mark Down Schedule

      Price-Matching at Target

      Stacking Deals at Target

      Gift Card Deals

      Coupon Overage

      Target REDcard

      Wal-mart

      Price-Matching at Walmart

      Walmart Savings Catcher

      Making Your Own Personal Care Products

      Homemade Lip Balm

      Homemade Tubed Lip Balm

      Homemade Deodorant

      Homemade Soap

      Lye

      Getting Free Fat for Your Soap

      Soap Making Process

      Homemade Laundry Soap

      Homemade Washing Soda

      Homemade Toothpaste

      Staples/Office Depot/Office Max

      Staples Price-Matching

      Using Coupons at Staples

      Using In-Store Only Coupons On Online-Only Items

      Stacking Coupons

      Rebates

      Ultimate Couponing - Making A Profit After Rebate

      Staples Rewards

      Free After Rewards

      The Ink Recycling Program

      Back To School (BTS)

      Keeping Up to Date on Staples’ Deals

      Saving for the Kids

      College Savings

      529 College Savings Account

      Prepaid Tuition

      UGMAs and UTMAs

      Tax Credits

      Child Tax Credits

      Earned Income Credits

      Conclusion

      Books By Jill b.

      One Last Thing

      About the Author

      Introduction

      Economy is a poor man’s revenue; extravagance is a rich man’s ruin.

      This book is a sequel to The Modern American Frugal Housewife - Home Economics (http://byjillb.com), which was inspired by The American Frugal Housewife (1829) by women’s rights activist Lydia Maria Child. Ms Child’s book was so popular that it had 33 editions over 26 years. While some ideas in the book still apply today, many points are very outdated for today’s American frugal housewife and mother. This modern take focuses how to try to cut costs in various aspects in various stages of motherhood.

      In my book, The Modern American Frugal Housewife - Home Economics (http://byjillb.com), I detailed how the American frugal housewife could save on around the house and on groceries. This book expands on those ideas to include details on how to save on even more items. According to the US Department of Agriculture, it will cost a middle-income family approximately $245,340 (or $304,480, adjusted for projected inflation) to raise a child born in 2013, to the age of 18. I think we can do much better if we economize.

      Reducing Prenatal Costs

      According to the US Department of Health and Human Services, Babies born to mothers who received no prenatal care are three times more likely to be born at low birth weight, and five times more likely to die, than those whose mothers received prenatal care. The Department also adds that nearly one million American women deliver babies without adequate medical attention. One million in one of the richest countries in the world. The reason of course is the prenatal costs, which can range between $9,000 to more than $250,000 for a high risk pregnancy.

      Medicaid

      Medicaid is a federally-funded state-run program that offers medical coverage to low-income individuals and families. Coverage is usually free or very low-cost. Do not assume that you do not qualify - income limits are higher for Medicaid’s pregnancy coverage so go ahead and submit your application. Let your state’s Department of Human Services (but not health.gov) decide if you qualify or not. You can refer to http://cms.hhs.gov/ for more information specific to your situation.

      If you do not qualify for Medicaid, be sure to also see if your state runs additional programs that you may be eligible for. For example, California runs additional programs like Medi-Cal and Covered California (http://www.coveredca.com/medi-cal/) to help their residents. Check with your local Health Department to see what programs are available to you within your state (http://1.usa.gov/1DmWILF). You can also contact Baby Your Baby at 1-800-311-BABY (2229)  for more information about free and low-cost medical coverage for pregnant women and babies.

      Military Coverage

      If you or your spouse served in the military, see if you qualify for better rates or coverage under Tricare (http://tricare.mil). Tricare is a health program for uniformed and National Guard/Reserves members and their family. It also covers survivors, former spouses and Medal of Honor recipients and their families. Coverage depends on the sponsor’s beneficiary category.

      Paying on a Sliding Scale

      If you do not qualify for Medicaid or a similar state-sponsored program, consider non-traditional medical providers like Planned Parenthood (http://www.plannedparenthood.org) which charges for prenatal care on a sliding scale based on your ability to pay.

      Alternatively, you may be able to receive low cost general, prenatal and baby immunizations from a community health care center. These centers are run by the US Department of Health and Human Services and offer complete prenatal care. Visit http://1.usa.gov/1i250z0 to find a community health care center in your area.

      Finally, if you live close to a medical school, call their clinic, even if it’s not in your town, city or county. Many medical schools run prenatal clinics that service both the medical school as well as the local community. They are usually staffed by trained doctors and other medical staff in-training. Costs usually vary depending on your income.

      Saving Ideas If You Have Insurance

      With 2015

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