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    The Property Insider's Guide to A Home of Your Own: When, Which & How
    The Property Insider's Guide to A Home of Your Own: When, Which & How
    The Property Insider's Guide to A Home of Your Own: When, Which & How
    Ebook44 pages33 minutes

    The Property Insider's Guide to A Home of Your Own: When, Which & How

    By Carol Tallon

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    About this ebook

    Since Carol Tallon wrote the first edition of the Irish Property Buyers’ Handbook back in 2011, the property market in Ireland has changed. More importantly, the world has changed, particularly in how information is consumed. Property buyers need access to the most up-to-date, reliable and immediate information when the time comes to start searching for that ideal property or when it’s time to put in the winning offer. There isn’t always time to get to a bookshop, or to wait for an online order to be delivered, or to wade through lots of helpful though not necessarily relevant content to answer that one pressing property query or to help guide you through one particular stage of the buying process. For times like these, the Property Insider’s Guide series has an ebook for you. This ebook – the first in the series – looks at choosing a home of your own. Whether it’s your first house purchase or you’re trading up or downsizing, you’re sure to find nuggets of value or that cause you to think a little differently. First, decide whether the timing is right for you to buy. Societal pressures and availability of funds often drive misguided or mistimed purchases.Next, find your ideal property – often easier said than done. Even when your wish-list has been squared with your budget, there are still many things to be considered in choosing the right property: location, property type, size, budget and value. And where do you find it? Through publicly available sources, online or offline, like everyone else? Carol Tallon reveals the secrets of off-market opportunities! Then select strategically – and know what to look for when you view a property. Carol guides you through these two key stages and tells what questions you should be asking. She also considers the special nature of apartment buying. Enjoy your new home!

    LanguageEnglish
    PublisherOak Tree Press
    Release dateSep 15, 2017
    ISBN9781846212000
    The Property Insider's Guide to A Home of Your Own: When, Which & How
    Author

    Carol Tallon

    From a graduate background in law and business, Carol Tallon became the managing director of Buyers Broker Ltd., Ireland’s only property buyers’ agency franchise, in 2006.

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      Book preview

      The Property Insider's Guide to A Home of Your Own - Carol Tallon

      AUTHOR

      INTRODUCTION

      Since I wrote the first edition of the Irish Property Buyers’ Handbook back in 2011, the property market in Ireland has changed. More importantly, the world has changed, particularly in how information is consumed. I know that property buyers need access to the most up-to-date, reliable and immediate information when the time comes to start searching for that ideal property or when it’s time to put in the winning offer.

      There isn’t always time to get to a bookshop, or to wait for an online order to be delivered, or to wade through lots of helpful though not necessarily relevant content to answer that one pressing property query or to help guide you through one particular stage of the buying process. I understand. For times like these, the Property Insider’s Guide series has an ebook for you.

      Current titles cover choosing a property, property negotiation and making an offer, working with your solicitor, understanding a structural survey report – and more titles will follow, just as fast as I can find experts to share their specialist knowledge and experience. And if there are topics that you’d like to see covered in the series, or you’d like to contribute to the series as an expert writer on your own specialist area, do drop me a line at carol@caroltallon.com. I’d love to hear from you!

      This ebook – the first in the series – looks at choosing a home of your own. Whether it’s your first house purchase or you’re trading up or downsizing, you’re sure to find nuggets of value or that cause you to think a little differently. Enjoy your reading. I hope you and yours have many happy years in your new home!

      Carol Tallon

      Property Insider’s Guide series editor

      Dublin

      August 2017

      1: DECIDING TO BUY

      Is now the right time for you?

      Buying your first home has become a societal rite of passage, just one more box to tick on the checklist of a successful life. Generally, the list goes something like this: education, career, relationship, career progression, home ownership. And this pathway works for many people., though not for others.

      The financial upheaval in the world over the past decade has caused much displacement (either permanent or temporary), resulting in people working in ‘temporary’ positions or on contract work for years at a time while the increased cost of living and renting expenses makes saving for a mortgage all the more difficult.

      Although access to mortgages certainly has become easier in recent years, mortgage lenders are cherry-picking the very best applicants and the very best properties. For example, two financially equal applicants seeking finance for an apartment in Dublin and for an apartment in Carrick-on-Shannon will receive unequal loan offer treatment. This gives

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