Hard work spotlights the character of people: some turn up their sleeves, some t urn up their noses, and

some don't turn up at all. Sam Ewing My grandfather once told me that there were two kinds of people: those who do the work and those who take the credit. He told me to try to be in the first group; there was much less competition. -Indira Gandhi The only place success comes before work is in the dictionary. -Vincent Vince Lombardi Striving for success without hard work is like trying to harvest where you havent planted. -David Bly Hard work beats talent when talent fails to work hard. Love conquers all, but if love doesn't do it, try hard work Genius is 1% talent and 99% percent hard work... Albert Einstein Talent is God given. Be humble. Fame is man-given. Be grateful. Conceit is selfgiven. Be careful. John Wooden Quotes for Success by Warren Buffet On Earning: "Never depend on single income. Make investment to create a second s ource". On Spending: "If you buy things you do not need, soon you will have to sell thin gs you need". On Savings: "Do not save what is left after spending, but spend what is left aft er saving". On Taking Risk: "Never test the depth of river with both the feet". On Investment: "Do not put all eggs in one basket". On Expectations: "Honest is very expensive gift. Do not expect it from cheap peo ple". In order to succeed, your desire for success should be greater than your fear of failure. Bill Cosby

Success has been a contineous to be defined as getting up one more time than you have been knocked down.

Free Issuance Free Encashment Nationwide Acceptability Valid until Encashment Account Relationship not Mandatory