KEY INDECATORS & RATIOS No 1 Particulars Snap Liquidity Ratio: (Liquid Asset/ Total External Liabilities) * The ratio

indecates that the bank have the ability to pay 8.36 % & 7.31 % of its external liability from its liquid assets during the month of Aug '10 & Sep '10 respectively * The ratio has decreased in Sep '10 in compaire to Aug '10 due to decrease of liquid assets and increase of external liability. 2 Cost of fund excluding establishment cost * Cost of fund excluding establishment cost has increased slidely from 5.48% to 5.52% over Aug '10 to Sep '10. Yield on Advance * Yield on Advance has decreased to 11.14% in Sep '10 where as it was 11.20 % In Aug '10. Cost of fund including establishment cost * Cost of fund including establishment cost has slidely 5 deccreased from 8.63% to 8.62% over Aug '10 to Sep '10. Gross Interest Margin (03-02) * Gross Interest Margin has decreased from 5.72% to 5.62% over Aug '10 to Sep '10. Net Interest Margin Net Interest Margin has desreased from 2.57% to 2.52% over Aug '10 to Sep '10. Investment Portfolio/ Total Capital: SLR requirement ( Figure in Crore) CRR requirement ( Figure in Crore) 5.72% 5.48% Aug '10 8.36%

11.20%

8.63%

2.57%

7 8 9

217.16% 1701.94 (Oct '10) 505.99 (Oct '10)

Snap liquidity Ratio:

Total cash in hand & bank balance + Money at call & Short notice _________________________________________________________ Total deposit + Bank borrowing + Other liability

Snap liquidity Ratio for the month of March: (July'12 ALCO) Total Cash M. at Call 15,432,462,328 Total Deposit 99,200,000 Bank Borrowing Other Liability 15,531,662,328 9.25% 143,192,249,505 13,065,107,159 11,667,532,358 167,924,889,022

Interest Earning Asset / Total Asset: (March ALCO)

Total Asset Total Contra Imbalance IBTA IBTA Expenditure Actual Asset 285,679,952,521 38,420,905,299 59,694,519,444 3,968,135,029 102,083,559,772 183,596,392,749 Bal. with F. Bank Bal. with Fin. Ins. Balance with others Money at call Investment Loan & Advance Interest Earning Assets 3,458,438,739 2,002,411,894 449,300,000 42,647,546,923 113,598,046,518 162,155,744,074

88.32%