Interest and Other Charges

BIOS DYNAMIS MULTI PURPOSE COOPERATIVE COMPUTATION OF THE INTEREST AND OTHER FEES- EMERGENCY LOAN PAYABLE IN THREE
MONTHS (P 1,000.00 - 30,000.00 ) Approved amount payable in 3 mos 1,000.00 2,000.00 3,000.00 4,000.00 Interest ( 3% per month x 3 mos ) 9% 90.00 180.00 270.00 360.00 Notarial Fee 50.00 50.00 50.00 50.00 LPP Climbs ( Insurance ) 6.00 12.00 18.00 24.00 Processing fee-LBP 14.28 28.56 42.84 57.12 Total deductions: 160.28 270.56 380.84 491.12 Net Proceeds 839.72 1,729.44 2,619.16 3,508.88 Approved amount payable in 3 mos Interest ( 3% per month x 3 mos ) 9% Notarial Fee LPP Climbs ( Insurance ) Processing fee-LBP Total deductions: Net Proceeds Approved amount payable in 3 mos Interest ( 3% per month x 3 mos ) 9% Notarial Fee LPP Climbs ( Insurance ) Processing fee-LBP Total deductions: Net Proceeds Approved amount payable in 3 mos Interest ( 3% per month x 3 mos ) 9% Notarial Fee LPP Climbs ( Insurance ) Processing fee-LBP Total deductions: Net Proceeds 6,000.00 540.00 50.00 36.00 85.68 711.68 5,288.32 11,000.00 990.00 100.00 66.00 157.08 1,313.08 9,686.92 16,000.00 1,440.00 100.00 96.00 228.48 1,864.48 14,135.52 7,000.00 630.00 50.00 42.00 99.96 821.96 6,178.04 12,000.00 1,080.00 100.00 72.00 171.36 1,423.36 10,576.64 17,000.00 1,530.00 100.00 102.00 242.76 1,974.76 15,025.24 8,000.00 720.00 50.00 48.00 114.24 932.24 7,067.76 13,000.00 1,170.00 100.00 78.00 185.64 1,533.64 11,466.36 18,000.00 1,620.00 100.00 108.00 257.04 2,085.04 15,914.96 9,000.00 810.00 50.00 54.00 128.52 1,042.52 7,957.48 14,000.00 1,260.00 100.00 84.00 199.92 1,643.92 12,356.08 19,000.00 1,710.00 100.00 114.00 271.32 2,195.32 16,804.68
5,000.00 450.00 50.00 30.00 71.40 601.40 4,398.60 10,000.00 900.00 100.00 60.00 142.80 1,202.80 8,797.20 15,000.00 1,350.00 100.00 90.00 214.20 1,754.20 13,245.80 20,000.00 1,800.00 100.00 120.00 285.60 2,305.60 17,694.40
BIOS DYNAMIS MULTI PURPOSE COOPERATIVE COMPUTATION OF THE INTEREST AND OTHER FEES- EMERGENCY LOAN PAYABLE IN THREE MONTHS (P 1,000.00 - 30,000.00 ) Approved amount payable in 3 mos Interest ( 3% per month x 3 mos ) 9% Notarial Fee LPP Climbs ( Insurance ) Processing fee-LBP Total deductions: Net Proceeds Approved amount payable in 3 mos Interest ( 3% per month x 3 mos ) 9% Notarial Fee LPP Climbs ( Insurance ) Processing fee-LBP Total deductions: Net Proceeds 21,000.00 1,890.00 150.00 126.00 299.88 2,465.88 18,534.12 26,000.00 2,340.00 150.00 156.00 371.28 3,017.28 22,982.72 22,000.00 1,980.00 150.00 132.00 314.16 2,576.16 19,423.84 27,000.00 2,430.00 150.00 162.00 385.56 3,127.56 23,872.44 23,000.00 2,070.00 150.00 138.00 328.44 2,686.44 20,313.56 28,000.00 2,520.00 150.00 168.00 399.84 3,237.84 24,762.16 24,000.00 2,160.00 150.00 144.00 342.72 2,796.72 21,203.28 29,000.00 2,610.00 150.00 174.00 414.12 3,348.12 25,651.88 25,000.00 2,250.00 150.00 150.00 357.00 2,907.00 22,093.00 30,000.00 2,700.00 150.00 180.00 428.40 3,458.40 26,541.60
BIOS DYNAMIS MULTI PURPOSE COOPERATIVE COMPUTATION OF INTEREST AND OTHER FEES- PRODUCTION LOAN PAYABLE IN SIX MONTHS Approved amount payable in 6mos. Interest (8 percent for 6 mos.) Service Fee (10%) Notarial Fee Processing Fee-LBP (1.428%) LPP climbs (amt./1,000*6) Total Deductions: Net Proceeds Approved amount payable in 6mos. Interest (8 percent for 6 mos.) Service Fee (10%) Notarial Fee Processing Fee-LBP (1.428%) LPP climbs (amt./1,000*6) Total Deductions: Net Proceeds Approved amount payable in 6mos. Interest (8 percent for 6 mos.) Service Fee (10%) Notarial Fee Processing Fee-LBP (1.428%) LPP climbs (amt./1,000*6) Total Deductions: Net Proceeds *notarial fee 1,000-9,000 - P50 10,000 - 20,000 - P100 21,000 - 30,000 - P150 5,000.00 400.00 500.00 50.00 71.40 30.00 1,051.40 3,948.60 35,000.00 2,800.00 3,500.00 200.00 499.80 210.00 7,209.80 27,790.20 65,000.00 5,200.00 6,500.00 200.00 928.20 390.00 13,218.20 51,781.80 10,000.00 800.00 1,000.00 100.00 142.80 60.00 2,102.80 7,897.20 40,000.00 3,200.00 4,000.00 200.00 571.20 240.00 8,211.20 31,788.80 70,000.00 5,600.00 7,000.00 200.00 999.60 420.00 14,219.60 55,780.40 15,000.00 1,200.00 1,500.00 100.00 214.20 90.00 3,104.20 11,895.80 45,000.00 3,600.00 4,500.00 200.00 642.60 270.00 9,212.60 35,787.40 75,000.00 6,000.00 7,500.00 200.00 1,071.00 450.00 15,221.00 59,779.00 20,000.00 1,600.00 2,000.00 100.00 285.60 120.00 4,105.60 15,894.40 50,000.00 4,000.00 5,000.00 200.00 714.00 300.00 10,214.00 39,786.00 80,000.00 6,400.00 8,000.00 200.00 1,142.40 480.00 16,222.40 63,777.60 25,000.00 2,000.00 2,500.00 150.00 357.00 150.00 5,157.00 19,843.00 55,000.00 4,400.00 5,500.00 200.00 785.40 330.00 11,215.40 43,784.60 85,000.00 6,800.00 8,500.00 200.00 1,213.80 510.00 17,223.80 67,776.20 30,000.00 2,400.00 3,000.00 150.00 428.40 180.00 6,158.40 23,841.60 60,000.00 4,800.00 6,000.00 200.00 856.80 360.00 12,216.80 47,783.20 90,000.00 7,200.00 9,000.00 200.00 1,285.20 540.00 18,225.20 71,774.80
31,000 - 100,000 - P200 101,000 & above - P250
BIOS DYNAMIS MULTI PURPOSE COOPERATIVE COMPUTATION OF INTEREST AND OTHER FEES- PRODUCTION LOAN
Approved amount payable in 6mos. Interest (8 percent for 6 mos.) Service Fee (10%) Notarial Fee Processing Fee-LBP (1.428%) LPP climbs (amt./1,000*6) Total Deductions: Net Proceeds Approved amount payable in 6mos. Interest (8 percent for 6 mos.) Service Fee (10%) Notarial Fee Processing Fee-LBP (1.428%) LPP climbs (amt./1,000*6) Total Deductions: Net Proceeds
95,000.00 7,600.00 9,500.00 200.00 1,356.60 570.00 19,226.60 75,773.40 125,000.00 10,000.00 12,500.00 250.00 1,785.00 750.00 25,285.00 99,715.00
100,000.00 8,000.00 10,000.00 200.00 1,428.00 600.00 20,228.00 79,772.00 130,000.00 10,400.00 13,000.00 250.00 1,856.40 780.00 26,286.40 103,713.60
105,000.00 8,400.00 10,500.00 250.00 1,499.40 630.00 21,279.40 83,720.60 135,000.00 10,800.00 13,500.00 250.00 1,927.80 810.00 27,287.80 107,712.20
110,000.00 8,800.00 11,000.00 250.00 1,570.80 660.00 22,280.80 87,719.20 140,000.00 11,200.00 14,000.00 250.00 1,999.20 840.00 28,289.20 111,710.80
115,000.00 9,200.00 11,500.00 250.00 1,642.20 690.00 23,282.20 91,717.80 145,000.00 11,600.00 14,500.00 250.00 2,070.60 870.00 29,290.60 115,709.40
120,000.00 9,600.00 12,000.00 250.00 1,713.60 720.00 24,283.60 95,716.40 150,000.00 12,000.00 15,000.00 250.00 2,142.00 900.00 30,292.00 119,708.00
*notarial fee 1,000-9,000 - P50 10,000 - 20,000 - P100 21,000 - 30,000 - P150
31,000 - 100,000 - P200 101,000 & above - P250
BIOS DYNAMIS MULTI PURPOSE COOPERATIVE COMPUTATION OF INTEREST AND OTHER FEES- PRODUCTION LOAN PAYABLE IN SIX MONTHS Approved amount payable in 6mos. Interest (8 percent for 6 mos.) Service Fee (10%) Notarial Fee Processing Fee-LBP LPP climbs Total Deductions: Net Proceeds Approved amount payable in 6mos. Interest (8 percent for 6 mos.) Service Fee (10%) Notarial Fee Processing Fee-LBP LPP climbs Total Deductions: Net Proceeds Approved amount payable in 6mos. Interest (8 percent for 6 mos.) Service Fee (10%) Notarial Fee Processing Fee-LBP LPP climbs Total Deductions: Net Proceeds Approved amount payable in 6mos. Interest (8 percent for 6 mos.) Service Fee (10%) Notarial Fee Processing Fee-LBP LPP climbs Total Deductions: Net Proceeds 26,000.00 2,080.00 2,600.00 150.00 371.28 156.00 5,357.28 20,642.72 31,000.00 2,480.00 3,100.00 200.00 442.68 186.00 6,408.68 24,591.32 36,000.00 2,880.00 3,600.00 200.00 514.08 216.00 7,410.08 28,589.92 41,000.00 3,280.00 4,100.00 200.00 585.48 246.00 8,411.48 32,588.52 27,000.00 2,160.00 2,700.00 150.00 385.56 162.00 5,557.56 21,442.44 32,000.00 2,560.00 3,200.00 200.00 456.96 192.00 6,608.96 25,391.04 37,000.00 2,960.00 3,700.00 200.00 528.36 222.00 7,610.36 29,389.64 42,000.00 3,360.00 4,200.00 200.00 599.76 252.00 8,611.76 33,388.24 28,000.00 2,240.00 2,800.00 150.00 399.84 168.00 5,757.84 22,242.16 33,000.00 2,640.00 3,300.00 200.00 471.24 198.00 6,809.24 26,190.76 38,000.00 3,040.00 3,800.00 200.00 542.64 228.00 7,810.64 30,189.36 43,000.00 3,440.00 4,300.00 200.00 614.04 258.00 8,812.04 34,187.96
OOPERATIVE S- PRODUCTION LOAN 29,000.00 2,320.00 2,900.00 150.00 414.12 174.00 5,958.12 23,041.88 34,000.00 2,720.00 3,400.00 200.00 485.52 204.00 7,009.52 26,990.48 39,000.00 3,120.00 3,900.00 200.00 556.92 234.00 8,010.92 30,989.08 44,000.00 3,520.00 4,400.00 200.00 628.32 264.00 9,012.32 34,987.68 30,000.00 2,400.00 3,000.00 150.00 428.40 180.00 6,158.40 23,841.60 35,000.00 2,800.00 3,500.00 200.00 499.80 210.00 7,209.80 27,790.20 40,000.00 3,200.00 4,000.00 200.00 571.20 240.00 8,211.20 31,788.80 45,000.00 3,600.00 4,500.00 200.00 642.60 270.00 9,212.60 35,787.40
BIOS DYNAMIS MULTI PURPOSE COOPERATIVE COMPUTATION OF INTEREST AND OTHER FEES- PRODUCTION LOAN PAYABLE IN SIX MONTHS Approved amount payable in 6mos. Interest (8 percent for 6 mos.) Service Fee (10%) Notarial Fee Processing Fee-LBP LPP climbs Total Deductions: Net Proceeds Approved amount payable in 6mos. Interest (8 percent for 6 mos.) Service Fee (10%) Notarial Fee Processing Fee-LBP LPP climbs Total Deductions: Net Proceeds Approved amount payable in 6mos. Interest (8 percent for 6 mos.) Service Fee (10%) Notarial Fee Processing Fee-LBP LPP climbs Total Deductions: Net Proceeds Approved amount payable in 6mos. Interest (8 percent for 6 mos.) Service Fee (10%) Notarial Fee Processing Fee-LBP LPP climbs Total Deductions: Net Proceeds 46,000.00 3,680.00 4,600.00 200.00 656.88 276.00 9,412.88 36,587.12 51,000.00 4,080.00 5,100.00 200.00 728.28 306.00 10,414.28 40,585.72 56,000.00 4,480.00 5,600.00 200.00 799.68 336.00 11,415.68 44,584.32 61,000.00 4,880.00 6,100.00 200.00 871.08 366.00 12,417.08 48,582.92 47,000.00 3,760.00 4,700.00 200.00 671.16 282.00 9,613.16 37,386.84 52,000.00 4,160.00 5,200.00 200.00 742.56 312.00 10,614.56 41,385.44 57,000.00 4,560.00 5,700.00 200.00 813.96 342.00 11,615.96 45,384.04 62,000.00 4,960.00 6,200.00 200.00 885.36 372.00 12,617.36 49,382.64 48,000.00 3,840.00 4,800.00 200.00 685.44 288.00 9,813.44 38,186.56 53,000.00 4,240.00 5,300.00 200.00 756.84 318.00 10,814.84 42,185.16 58,000.00 4,640.00 5,800.00 200.00 828.24 348.00 11,816.24 46,183.76 63,000.00 5,040.00 6,300.00 200.00 899.64 378.00 12,817.64 50,182.36
ATIVE ODUCTION LOAN 49,000.00 3,920.00 4,900.00 200.00 699.72 294.00 10,013.72 38,986.28 54,000.00 4,320.00 5,400.00 200.00 771.12 324.00 11,015.12 42,984.88 59,000.00 4,720.00 5,900.00 200.00 842.52 354.00 12,016.52 46,983.48 64,000.00 5,120.00 6,400.00 200.00 913.92 384.00 13,017.92 50,982.08 50,000.00 4,000.00 5,000.00 200.00 714.00 300.00 10,214.00 39,786.00 55,000.00 4,400.00 5,500.00 200.00 785.40 330.00 11,215.40 43,784.60 60,000.00 4,800.00 6,000.00 200.00 856.80 360.00 12,216.80 47,783.20 65,000.00 5,200.00 6,500.00 200.00 928.20 390.00 13,218.20 51,781.80
BIOS DYNAMIS MULTI PURPOSE COOPERATIVE COMPUTATION OF INTEREST AND OTHER FEES- SALARY LOAN PAYABLE IN SIX MONTHS Approved amount payable in 6mos. Interest (6 percent for 6 mos.) Notarial Fee Processing Fee-LBP LPP climbs Total Deductions: Net Proceeds Approved amount payable in 6mos. Interest (6 percent for 6 mos.) Notarial Fee Processing Fee-LBP (1.428%) LPP climbs (amt./1,000*6) Total Deductions: Net Proceeds Approved amount payable in 6mos. Interest (6 percent for 6 mos.) Notarial Fee Processing Fee-LBP (1.428%) LPP climbs (amt./1,000*6) Total Deductions: Net Proceeds Approved amount payable in 6mos. Interest (6 percent for 6 mos.) Notarial Fee Processing Fee-LBP (1.428%) LPP climbs (amt./1,000*6) Total Deductions: Net Proceeds 10,000.00 600.00 100.00 142.80 60.00 902.80 9,097.20 16,000.00 960.00 100.00 228.48 96.00 1,384.48 14,615.52 22,000.00 1,320.00 150.00 314.16 132.00 1,916.16 20,083.84 28,000.00 1,680.00 150.00 399.84 168.00 2,397.84 25,602.16 11,000.00 660.00 100.00 157.08 66.00 983.08 10,016.92 17,000.00 1,020.00 100.00 242.76 102.00 1,464.76 15,535.24 23,000.00 1,380.00 150.00 328.44 138.00 1,996.44 21,003.56 29,000.00 1,740.00 150.00 414.12 174.00 2,478.12 26,521.88 12,000.00 720.00 100.00 171.36 72.00 1,063.36 10,936.64 18,000.00 1,080.00 100.00 257.04 108.00 1,545.04 16,454.96 24,000.00 1,440.00 150.00 342.72 144.00 2,076.72 21,923.28 30,000.00 1,800.00 150.00 428.40 180.00 2,558.40 27,441.60 13,000.00 780.00 100.00 185.64 78.00 1,143.64 11,856.36 19,000.00 1,140.00 100.00 271.32 114.00 1,625.32 17,374.68 25,000.00 1,500.00 150.00 357.00 150.00 2,157.00 22,843.00 14,000.00 840.00 100.00 199.92 84.00 1,223.92 12,776.08 20,000.00 1,200.00 100.00 285.60 120.00 1,705.60 18,294.40 15,000.00 900.00 100.00 214.20 90.00 1,304.20 13,695.80 21,000.00 1,260.00 150.00 299.88 126.00 1,835.88 19,164.12 27,000.00 1,620.00 150.00 385.56 162.00 2,317.56 24,682.44
26,000.00 1,560.00 150.00 371.28 156.00 2,237.28 23,762.72 *notarial fee 1,000-9,000 - P50 10,000 - 20,000 - P100 21,000 - 30,000 - P150 31,000 - 100,000 - P200 101,000 & above - P250
PAYABLE IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN SIX MONTHS
PAYABLE IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN SIX MONTHS
PAYABLE IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN PAYABLE SIX MONTHS IN SIX MONTHS
BIOS DYNAMIS MULTI PURPOSE COOPERATIVE COMPUTATION OF INTEREST AND OTHER FEES- MICROLOAN PAYABLE IN THREE MONTHS (P 1,000.00 - 30,000.00 ) Approved amount payable in 3 mos 1,000.00 2,000.00 3,000.00 Interest ( 2.5% per month x 3 mos ) 7.5% 75.00 150.00 225.00 Service Fee 50.00 100.00 150.00 Savings 50.00 100.00 150.00 LPP Climbs ( Insurance ) 6.00 12.00 18.00 Total deductions: 181.00 362.00 543.00 Net Proceeds 819.00 1,638.00 2,457.00 Approved amount payable in 3 mos Interest ( 2.5% per month x 3 mos ) 7.5% Service Fee Savings LPP Climbs ( Insurance ) Total deductions: Net Proceeds Approved amount payable in 3 mos Interest ( 2.5% per month x 3 mos ) 7.5% Service Fee Savings LPP Climbs ( Insurance ) Total deductions: Net Proceeds Approved amount payable in 3 mos Interest ( 2.5% per month x 3 mos ) 7.5% Service Fee Savings LPP Climbs ( Insurance ) Total deductions: Net Proceeds Approved amount payable in 3 mos Interest ( 2.5% per month x 3 mos ) 7.5% Service Fee Savings LPP Climbs ( Insurance ) Total deductions: Net Proceeds Approved amount payable in 3 mos Interest ( 2.5% per month x 3 mos ) 7.5% Service Fee Savings 6,000.00 450.00 300.00 300.00 36.00 1,086.00 4,914.00 11,000.00 825.00 550.00 550.00 66.00 1,991.00 9,009.00 16,000.00 1,200.00 800.00 800.00 96.00 2,896.00 13,104.00 21,000.00 1,575.00 1,050.00 1,050.00 126.00 3,801.00 17,199.00 26,000.00 1,950.00 1,300.00 1,300.00 7,000.00 525.00 350.00 350.00 42.00 1,267.00 5,733.00 12,000.00 900.00 600.00 600.00 72.00 2,172.00 9,828.00 17,000.00 1,530.00 100.00 102.00 242.76 1,974.76 15,025.24 22,000.00 1,650.00 1,100.00 1,100.00 132.00 3,982.00 18,018.00 27,000.00 2,430.00 150.00 162.00 8,000.00 600.00 400.00 400.00 48.00 1,448.00 6,552.00 13,000.00 975.00 650.00 650.00 78.00 2,353.00 10,647.00 18,000.00 1,620.00 100.00 108.00 257.04 2,085.04 15,914.96 23,000.00 1,725.00 1,150.00 1,150.00 138.00 4,163.00 18,837.00 28,000.00 2,520.00 150.00 168.00
LPP Climbs ( Insurance ) Total deductions: Net Proceeds
156.00 4,706.00 21,294.00
385.56 3,127.56 23,872.44
399.84 3,237.84 24,762.16
ERATIVE S- MICROLOAN 4,000.00 300.00 200.00 200.00 24.00 724.00 3,276.00 9,000.00 675.00 450.00 450.00 54.00 1,629.00 7,371.00 14,000.00 1,050.00 700.00 700.00 84.00 2,534.00 11,466.00 19,000.00 1,710.00 100.00 114.00 271.32 2,195.32 16,804.68 24,000.00 1,800.00 1,200.00 1,200.00 144.00 4,344.00 19,656.00 29,000.00 2,610.00 150.00 174.00 5,000.00 375.00 250.00 250.00 30.00 905.00 4,095.00 10,000.00 750.00 500.00 500.00 60.00 1,810.00 8,190.00 15,000.00 1,125.00 750.00 750.00 90.00 2,715.00 12,285.00 20,000.00 1,800.00 100.00 120.00 285.60 2,305.60 17,694.40 25,000.00 1,875.00 1,250.00 1,250.00 150.00 4,525.00 20,475.00 30,000.00 2,700.00 150.00 180.00
414.12 3,348.12 25,651.88
428.40 3,458.40 26,541.60

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BIOS DYNAMIS MULTI PURPOSE COOPERATIVE COMPUTATION OF THE INTEREST AND OTHER FEES- EMERGENCY LOAN PAYABLE IN THREE

31,000 - 100,000 - P200 101,000 & above - P250

31,000 - 100,000 - P200 101,000 & above - P250

LPP Climbs ( Insurance ) Total deductions: Net Proceeds

156.00 4,706.00 21,294.00

385.56 3,127.56 23,872.44

399.84 3,237.84 24,762.16

414.12 3,348.12 25,651.88

428.40 3,458.40 26,541.60

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