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1.0 Introduction 2.0 Privity of contract 3.0 Creation of an agency 3.1 agency by authority 3.1.1 agency by express 3.1.2 agency by implied authority 3.2 agency by estopel 3.3 agency by necessity 3.4 Agency 4.0 Benefits of an agency 5.0 Hindrances of an agency 6.0 Conclusion 7.0 references