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11/11/09 NDB bank Kandana 0112228601/2/3 1

Features of Pre -Approved


loans
 Maximum loan repayment period is 60
months
 Minimum salary of the applicant is
30,000/-
 Current rate of interest is 21.75% (Fixed)
20.75% (Variable)
 Applicant’s age should be within 18-55
 Salaried & Confirmed employees
 Minimum loan amount is 100,000/-

11/11/09 NDB bank Kandana 0112228601/2/3 2


Required Common Documents
1. Applicant's copy of NIC/Passport/Driving license

2. Latest certified salary slip (Should be certified


by the company)

3. Land phone bill (within three months) to verify


the present & permanent address (Mandatory)

4. Three months bank statements to verify the


salary remittances

5. Documentary evidence to prove installments of


other facilities obtained by the client . (Offer
Letter,Bank Statements etc.)

11/11/09 NDB bank Kandana 0112228601/2/3 3


Required Common
6.
Documents
Latest credit card statement

7. Interest hold letter (Bank Format)

8. Health Declaration Letter (Bank Format)

9. Loan repayment method

If Salary Remittances
If Installment Remittances
If Standing Order (Accepted only above 50,000/
salary)

10. Take Over Documents (Where NDB will take over


loans from other institutions)

Take Over letter 01


Take Over Letter 02

Latest outstanding balance letter

11/11/09 NDB bank Kandana 0112228601/2/3 4


Thank you

11/11/09 NDB bank Kandana 0112228601/2/3 5

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