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OPERAIUNI
CURENTE
ECONOMII I
PLASAMENTE
CREDITE

REEA UNITI

Calculator Rate Credite

Credite nevoi personale

Credite auto

Credite imobiliare

Credite tineri

Prima Casa

CONTACTEAZ-NE

Alege creditul de care ai nevoie:

DOBANZI DE
REFERINTA

PACHETE DE
PRODUSE SI
SERVICII
MULTIPLAN

Data de valabilitate:
31 mai 2013

61

SPECIAL ROMNI
N STRINTATE

Expresso 25-60 luni in RON

OFERTA
PENSIONARI

Calculeaza ratele lunare

CARACTERISTICILE CREDITULUI

Modalitate rambursare

Valoare minima:850
Valoare maxima:65000
Dobanda anuala:7.25%
Termen minim:25
Termen maxim:60
Asigurare de viata intermediata de
BRD:0.102%
Comision dosar:200 RON
Comision administrare lunar:0.4% * sold
Dobanda anuala efectiva:14.87%

TARIFE I
COMISIOANE

Plati lunare egale

PROMOTII
CALCULATOR RATE
CREDITE
CALCULATOR
REFINANTARE

REEA BANCOMATE

Fara perioada de gratie

Perioada de gratie (6 luni)

Asigurare de viata intermediata de BRD
Cu asigurare de viata

Termen de rambursare (luni)

Valoare credit (RON)
61

14000

Calculeaza

60

Dobanda de
referinta

Valoare

ROBOR 3M

4.16%

ROBOR 6M

4.57%

LIBOR 3M

0.2758%

EURIBOR 3M

0.2000%

Note:
1) Dobanda de referinta
(indicele monetar) este cea
aferenta monedei in care se
face creditul (LEI/USD/EUR)
si reflecta rata dobanzii la
care isi ofera reciproc
depozite, cele mai importante
banci care opereaza pe piata

Luna Valoare rata Dobanda Asigurare de viata Comisioane Total plata Sold credit
0

200.00

200.00

14,000.00

194.29

84.58

14.28

56.00

349.15

13,805.71

195.46

83.41

14.08

55.22

348.18

13,610.25

196.64

82.23

13.88

54.44

347.19

13,413.61

197.83

81.04

13.68

53.65

346.21

13,215.78

199.03

79.85

13.48

52.86

345.21

13,016.75

200.23

78.64

13.28

52.07

344.22

12,816.52

201.44

77.43

13.07

51.27

343.21

12,615.09

202.65

76.22

12.87

50.46

342.20

12,412.43

203.88

74.99

12.66

49.65

341.18

12,208.55

10

205.11

73.76

12.45

48.83

340.16

12,003.44

11

206.35

72.52

12.24

48.01

339.13

11,797.09

12

207.60

71.27

12.03

47.19

338.09

11,589.49

13

208.85

70.02

11.82

46.36

337.05

11,380.64

14

210.11

68.76

11.61

45.52

336.00

11,170.53

15

211.38

67.49

11.39

44.68

334.95

10,959.15

16

212.66

66.21

11.18

43.84

333.89

10,746.49

17

213.94

64.93

10.96

42.99

332.82

10,532.54

18

215.24

63.63

10.74

42.13

331.74

10,317.31

19

216.54

62.33

10.52

41.27

330.66

10,100.77

20

217.85

61.03

10.30

40.40

329.58

9,882.92

21

219.16

59.71

10.08

39.53

328.48

9,663.76

22

220.49

58.39

9.86

38.66

327.38

9,443.28

23

221.82

57.05

9.63

37.77

326.28

9,221.46

24

223.16

55.71

9.41

36.89

325.16

8,998.30

25

224.51

54.36

9.18

35.99

324.04

8,773.79

26

225.86

53.01

8.95

35.10

322.92

8,547.93

interbancara romaneasca in
cazul Robor, fie bancile
internationale de prim rang in
cazul Euribor, respectiv
Libor. Valorile acesteia se
modifica zilnic, in functie de o
serie de factori, printre care
si evolutiile pietei.
2) Dobanzile de referinta
afisate sunt luate in
considerare pentru calculul
dobanzii indexabile, in cazul
creditelor acordate in data de
31 mai 2013 .
3) Pentru creditele
contractate anterior acestei
date, valoarea dobanzii de
referinta se actualizeaza din
3 in 3 luni (pentru ROBOR
3M/ LIBOR 3M/ EURIBOR
3M ) sau din 6 in 6 luni
(pentru ROBOR 6M), la data
prevazuta in graficul de
rambursare pentru plata ratei
lunare de credit, cu valoarea
dobanzii de referinta valabile
in ziua respectiva.

27

227.23

51.64

8.72

34.19

321.78

8,320.70

28

228.60

50.27

8.49

33.28

320.64

8,092.10

29

229.98

48.89

8.25

32.37

319.49

7,862.12

30

231.37

47.50

8.02

31.45

318.34

7,630.75

31

232.77

46.10

7.78

30.52

317.18

7,397.98

32

234.17

44.70

7.55

29.59

316.01

7,163.81

33

235.59

43.28

7.31

28.66

314.83

6,928.22

34

237.01

41.86

7.07

27.71

313.65

6,691.20

35

238.45

40.43

6.83

26.76

312.46

6,452.76

36

239.89

38.99

6.58

25.81

311.26

6,212.87

37

241.33

37.54

6.34

24.85

310.06

5,971.54

38

242.79

36.08

6.09

23.89

308.85

5,728.75

39

244.26

34.61

5.84

22.91

307.63

5,484.49

40

245.74

33.14

5.59

21.94

306.40

5,238.75

41

247.22

31.65

5.34

20.96

305.17

4,991.53

42

248.71

30.16

5.09

19.97

303.93

4,742.82

43

250.22

28.65

4.84

18.97

302.68

4,492.60

44

251.73

27.14

4.58

17.97

301.42

4,240.87

45

253.25

25.62

4.33

16.96

300.16

3,987.62

46

254.78

24.09

4.07

15.95

298.89

3,732.84

47

256.32

22.55

3.81

14.93

297.61

3,476.52

48

257.87

21.00

3.55

13.91

296.32

3,218.66

49

259.43

19.45

3.28

12.87

295.03

2,959.23

50

260.99

17.88

3.02

11.84

293.73

2,698.24

51

262.57

16.30

2.75

10.79

292.42

2,435.67

52

264.16

14.72

2.48

9.74

291.10

2,171.52

53

265.75

13.12

2.21

8.69

289.77

1,905.76

54

267.36

11.51

1.94

7.62

288.44

1,638.41

55

268.97

9.90

1.67

6.55

287.10

1,369.43

56

270.60

8.27

1.40

5.48

285.75

1,098.84

57

272.23

6.64

1.12

4.40

284.39

826.60

58

273.88

4.99

0.84

3.31

283.02

552.73

59

275.53

3.34

0.56

2.21

281.65

277.20

60

277.20

1.67

0.28

1.11

280.26

0.00

14,000.00 2,732.26

461.28

2,008.95

19,202.49

Total:

NOTA:
Calculul estimativ realizat prin intermediul calculatorului de rate online este orientativ si nu are valoare contractuala.

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