PROJECT ECONOMICS OF 30 COWS UNIT

Name :
Address: (Vil), (Mndl), (Dist)
Bank:
Scheme:

I)Capital Cost/Non-Recurring Expenditure (Rs)

I st Batch 15 animals

15

2 nd Batch 15 animals

15

No of milch animals (CBCOWS)

30

Average quantity of milk production per day

Cost of milch animals @ Rs.3000/- per liter of milk production

12
1080000

Cost of Housing with asbestos roof shed

300000

Office cum Store Room and Servant Quarters

150000

Bore well and Pump set

150000

Chaffing Machine and other equipment

90000

Fodder plot establishment

30000

Other misc. Expenses

50000

Total unit cost

1850000

Loan Amount

1387500

Margin Money

462500

II) Days in Milk

Particulars
Average milk production per day/animal/
lactation period
I st Batch 25 animals
2 nd Batch 25 animals
Born in the herd
Total

I Year

II Year

III Year

IV Year

V Year

12

12

12

12

12

4200

4500

4350

4050

3900

2700

3900

3900

3900

3600

1500

5000

6900

8400

8250

9450

12500

III) Days when Dry

Particulars
I st Batch 25 animals

I Year

II Year

III Year

V Year

1350

900

1350

1800

1800

1800

1800

1800

1350

900

900

1200

4050

4500

4350

2 nd Batch 25 animals
Born in the herd

1350

Total

IV Year

2700

IV) Recurring Expenditure (Rs.)

Particulars
Feeding cost during Lactation period

I Year

II Year

III Year

IV Year

V Year

310500

378000

371250

425250

562500

Feeding cost during Dry period

40500

81000

121500

135000

130500

Calf feeding

18000

30000

36000

1800

60000

Insurance

42000

42000

84000

98000

119000

Labour charges

144000

144000

144000

144000

144000

Veterinary aid

15000

15000

30000

35000

42500

Miscellaneous

7500

7500

15000

17500

21250

577500

697500

801750

856550

1079750

Total Cost of Production

V) Income (Rs.)
Particulars

I Year

II Year

III Year

IV Year

1490400

1814400

1782000

2041200

2700000

45000

45000

90000

105000

127500

1535400

1859400

1872000

2146200

2827500

Total expenditure

577500

697500

801750

856550

1079750

Cash Profit

957900

1161900

1070250

1289650

1747750

30

30

60

70

85

31930

38730

17837.5 18423.57

20561.76

957900

1161900

1070250

1289650

1747750

Milk
Manure
Total income

No of Dairy animals in the Farm

Profit per animal
Taxes
Profit after tax

V Year

Ratio of Analysis:
Return on Investments (ROI %)
Debt Service Coverage Ratio (DSCR)

12.75

14.60

13.24

15.26

19.85

2.53

3.15

3.10

3.94

5.73

VI) Loan Repayment Schedule for 30 COW unit (Rs.)

Loan amount

1387500

Interest

12%

Moratorium period
Particulars
Total profit

3 months
I Year
II Year
III Year IV Year V Year
957900 1161900 1070250 1289650
1747750

Loan installment

277500

277500

277500

277500

277500

Interest

166500

133200

99900

66600

33300

Loan + interest

444000

410700

377400

344100

310800

513900
751200
692850
945550
42825.00 62600.00 57737.50 78795.83

1436950
119745.83

Net Profit
Income / month