0.

25%

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

P/A

A/P

F/A

A/F

P/G

Pago nico

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

0.25%

0.25%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

F/A

A/F

P/G

Compuesto Amortizacin

Presente

0.25%

1.002500

0.997506

0.997506

1.002500

1.000000

1.000000

0.000000

33

1.085887

0.920906

31.637503

0.031608

34.354749

0.029108

499.038635

33

1.005006

0.995019

1.992525

0.501876

2.002500

0.499376

0.995019

34

1.088602

0.918610

32.556112

0.030716

35.440636

0.028216

529.352756

34

1.007519

0.992537

2.985062

0.335001

3.007506

0.332501

2.980093

35

1.091323

0.916319

33.472431

0.029875

36.529237

0.027375

560.507599

35

1.010038

0.990062

3.975124

0.251564

4.015025

0.249064

5.950280

1.012563

0.987593

4.962718

0.201502

5.025063

0.199002

9.900653

36

1.094051

0.914034

34.386465

0.029081

37.620560

0.026581

592.498783

36

37

1.096787

0.911754

35.298220

0.028330

38.714612

0.025830

625.321943

37

1.015094

0.985130

5.947848

0.168128

6.037625

0.165628

14.826305

38

1.099528

0.909481

36.207700

0.027618

39.811398

0.025118

658.972731

38

1.017632

0.982674

6.930522

0.144289

7.052719

0.141789

20.722347

39

1.102277

0.907213

37.114913

0.026943

40.910927

0.024443

693.446814

39

1.020176

0.980223

7.910745

0.126410

8.070351

0.123910

27.583909

40

1.105033

0.904950

38.019863

0.026302

42.013204

0.023802

728.739878

40

1.022726

0.977779

8.888524

0.112505

9.090527

0.110005

35.406138

10

1.025283

0.975340

9.863864

0.101380

10.113253

0.098880

44.184201

10

41

1.107796

0.902694

38.922557

0.025692

43.118237

0.023192

764.847622

41

42

1.110565

0.900443

39.822999

0.025111

44.226033

0.022611

801.765765

42

11

1.027846

0.972908

10.836772

0.092278

11.138536

0.089778

53.913282

11

43

1.113341

0.898197

40.721196

0.024557

45.336598

0.022057

839.490039

43

12

1.030416

0.970482

11.807254

0.084694

12.166383

0.082194

64.588583

12

44

1.116125

0.895957

41.617154

0.024029

46.449939

0.021529

878.016195

44

13

1.032992

0.968062

12.775316

0.078276

13.196799

0.075776

76.205323

13

45

1.118915

0.893723

42.510876

0.023523

47.566064

0.021023

917.339999

45

14

1.035574

0.965648

13.740963

0.072775

14.229791

0.070275

88.758742

14

15

1.038163

0.963239

14.704203

0.068008

15.265365

0.065508

102.244095

15

46

1.121712

0.891494

43.402370

0.023040

48.684979

0.020540

957.457232

46

47

1.124517

0.889271

44.291641

0.022578

49.806692

0.020078

998.363693

47

16

1.040759

0.960837

15.665040

0.063836

16.303529

0.061336

116.656656

16

48

1.127328

0.887053

45.178695

0.022134

50.931208

0.019634

1,040.055196

48

17

1.043361

0.958441

16.623481

0.060156

17.344287

0.057656

131.991716

17

49

1.130146

0.884841

46.063536

0.021709

52.058536

0.019209

1,082.527572

49

18

1.045969

0.956051

17.579533

0.056884

18.387648

0.054384

148.244586

18

50

1.132972

0.882635

46.946170

0.021301

53.188683

0.018801

1,125.776666

50

19

1.048584

0.953667

18.533200

0.053957

19.433617

0.051457

165.410592

19

20

1.051206

0.951289

19.484488

0.051323

20.482201

0.048823

183.485079

20

60

1.161617

0.860869

55.652358

0.017969

64.646713

0.015469

1,600.084536

60

70

1.190986

0.839640

64.143853

0.015590

76.394437

0.013090

2,147.611092

70

21

1.053834

0.948916

20.433405

0.048939

21.533407

0.046439

202.463409

21

72

1.196948

0.835458

65.816858

0.015194

78.779387

0.012694

2,265.556855

72

22

1.056468

0.946550

21.379955

0.046773

22.587240

0.044273

222.340961

22

80

1.221098

0.818935

72.425952

0.013807

88.439181

0.011307

2,764.456812

80

23

1.059109

0.944190

22.324145

0.044795

23.643708

0.042295

243.113133

23

84

1.233355

0.810797

75.681321

0.013213

93.341920

0.010713

3,029.759228

84

24

1.061757

0.941835

23.265980

0.042981

24.702818

0.040481

264.775340

24

25

1.064411

0.939486

24.205466

0.041313

25.764575

0.038813

287.323012

25

90

1.251971

0.798740

80.503816

0.012422

100.788454

0.009922

3,446.869973

90

96

1.270868

0.786863

85.254603

0.011730

108.347387

0.009230

3,886.283161

96

88.382483

0.011314

113.449955

0.008814

4,191.241729

100

26

1.067072

0.937143

25.142609

0.039773

26.828986

0.037273

310.751599

26

100

1.283625

0.779044

27

1.069740

0.934806

26.077416

0.038347

27.896059

0.035847

335.056566

27

108

1.309523

0.763637

94.545300

0.010577

123.809259

0.008077

4,829.012470

108

28

1.072414

0.932475

27.009891

0.037023

28.965799

0.034523

360.233399

28

120

1.349354

0.741096

103.561753

0.009656

139.741419

0.007156

5,852.111603

120

29

1.075096

0.930150

27.940041

0.035791

30.038213

0.033291

386.277596

29

30

1.077783

0.927830

28.867871

0.034641

31.113309

0.032141

413.184675

30

240

1.820755

0.549223

180.310914

0.005546

328.301998

0.003046

19,398.985224

240

360

2.456842

0.407027

237.189382

0.004216

582.736885

0.001716

36,263.929943

360

480

3.315149

0.301646

279.341764

0.003580

926.059501

0.001080

53,820.752482

480

400

0.002500

160,000

31

1.080478

0.925517

29.793388

0.033564

32.191092

0.031064

440.950171

31

32

1.083179

0.923209

30.716596

0.032556

33.271570

0.030056

469.569635

32

0.50%

Pago nico

Series de
Gradiente
Aritmtico

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

0.50%

0.50%

Pago nico

Factor del

Factor del

Factor

Factor del

Factor

Valor

Fondo de

del Valor

Valor

del Valor

del Valor Recuperacin

del Capital

Compuesto

Amortizacin

Presente

Compuesto

Presente

Presente

del Capital

A/P

F/A

A/F

P/G

F/P

P/F

P/A

A/P

Series de
Gradiente
Aritmtico

Series Uniformes
Factor

Factor de

Factor del

Factor del

Factor

Valor

Fondo de

del Valor

Compuesto Amortizacin

F/A

A/F

Presente

0.50%

P/G

1.005000

0.995025

0.995025

1.005000

1.000000

1.000000

0.000000

33

1.178908

0.848242

30.351526

0.032947

35.781667

0.027947

471.905539

33

1.010025

0.990075

1.985099

0.503753

2.005000

0.498753

0.990075

34

1.184803

0.844022

31.195548

0.032056

36.960575

0.027056

499.758273

34

1.015075

0.985149

2.970248

0.336672

3.015025

0.331672

2.960372

35

1.190727

0.839823

32.035371

0.031215

38.145378

0.026215

528.312260

35

1.020151

0.980248

3.950496

0.253133

4.030100

0.248133

5.901115

1.025251

0.975371

4.925866

0.203010

5.050251

0.198010

9.802597

36

1.196681

0.835645

32.871016

0.030422

39.336105

0.025422

557.559832

36

37

1.202664

0.831487

33.702504

0.029671

40.532785

0.024671

587.493382

37

1.030378

0.970518

5.896384

0.169595

6.075502

0.164595

14.655188

38

1.208677

0.827351

34.529854

0.028960

41.735449

0.023960

618.105359

38

1.035529

0.965690

6.862074

0.145729

7.105879

0.140729

20.449325

39

1.214721

0.823235

35.353089

0.028286

42.944127

0.023286

649.388272

39

1.040707

0.960885

7.822959

0.127829

8.141409

0.122829

27.175522

40

1.220794

0.819139

36.172228

0.027646

44.158847

0.022646

681.334687

40

1.045911

0.956105

8.779064

0.113907

9.182116

0.108907

34.824359

10

1.051140

0.951348

9.730412

0.102771

10.228026

0.097771

43.386491

10

41

1.226898

0.815064

36.987291

0.027036

45.379642

0.022036

713.937229

41

42

1.233033

0.811009

37.798300

0.026456

46.606540

0.021456

747.188578

42

11

1.056396

0.946615

10.677027

0.093659

11.279167

0.088659

52.852639

11

43

1.239198

0.806974

38.605274

0.025903

47.839572

0.020903

781.081470

43

12

1.061678

0.941905

11.618932

0.086066

12.335562

0.081066

63.213598

12

44

1.245394

0.802959

39.408232

0.025375

49.078770

0.020375

815.608700

44

13

1.066986

0.937219

12.556151

0.079642

13.397240

0.074642

74.460229

13

45

1.251621

0.798964

40.207196

0.024871

50.324164

0.019871

850.763117

45

14

1.072321

0.932556

13.488708

0.074136

14.464226

0.069136

86.583463

14

15

1.077683

0.927917

14.416625

0.069364

15.536548

0.064364

99.574299

15

46

1.257879

0.794989

41.002185

0.024389

51.575785

0.019389

886.537625

46

47

1.264168

0.791034

41.793219

0.023927

52.833664

0.018927

922.925185

47

16

1.083071

0.923300

15.339925

0.065189

16.614230

0.060189

113.423805

16

48

1.270489

0.787098

42.580318

0.023485

54.097832

0.018485

959.918810

48

17

1.088487

0.918707

16.258632

0.061506

17.697301

0.056506

128.123114

17

49

1.276842

0.783182

43.363500

0.023061

55.368321

0.018061

997.511570

49

18

1.093929

0.914136

17.172768

0.058232

18.785788

0.053232

143.663429

18

50

1.283226

0.779286

44.142786

0.022654

56.645163

0.017654

1,035.696587

50

19

1.099399

0.909588

18.082356

0.055303

19.879717

0.050303

160.036017

19

20

1.104896

0.905063

18.987419

0.052666

20.979115

0.047666

177.232212

20

60

1.348850

0.741372

51.725561

0.019333

69.770031

0.014333

1,448.645795

60

70

1.417831

0.705303

58.939418

0.016967

83.566105

0.011967

1,913.642742

70

21

1.110420

0.900560

19.887979

0.050282

22.084011

0.045282

195.243414

21

72

1.432044

0.698302

60.339514

0.016573

86.408856

0.011573

2,012.347790

72

22

1.115972

0.896080

20.784059

0.048114

23.194431

0.043114

214.061088

22

80

1.490339

0.670988

65.802305

0.015197

98.067714

0.010197

2,424.645508

80

23

1.121552

0.891622

21.675681

0.046135

24.310403

0.041135

233.676763

23

84

1.520370

0.657735

68.453042

0.014609

104.073927

0.009609

2,640.664052

84

24

1.127160

0.887186

22.562866

0.044321

25.431955

0.039321

254.082034

24

25

1.132796

0.882772

23.445638

0.042652

26.559115

0.037652

275.268557

25

90

1.566555

0.638344

72.331300

0.013825

113.310936

0.008825

2,976.076879

90

96

1.614143

0.619524

76.095218

0.013141

122.828542

0.008141

3,324.184603

96

26

1.138460

0.878380

24.324018

0.041112

27.691911

0.036112

297.228055

26

100

1.646668

0.607287

78.542645

0.012732

129.333698

0.007732

3,562.793430

100

27

1.144152

0.874010

25.198028

0.039686

28.830370

0.034686

319.952311

27

108

1.713699

0.583533

83.293424

0.012006

142.739900

0.007006

4,054.374734

108

28

1.149873

0.869662

26.067689

0.038362

29.974522

0.033362

343.433173

28

120

1.819397

0.549633

90.073453

0.011102

163.879347

0.006102

4,823.505065

120

29

1.155622

0.865335

26.933024

0.037129

31.124395

0.032129

367.662550

29

30

1.161400

0.861030

27.794054

0.035979

32.280017

0.030979

392.632412

30

240

3.310204

0.302096

139.580772

0.007164

462.040895

0.002164

13,415.539540

240

360

6.022575

0.166042

166.791614

0.005996

1,004.515042

0.000996

21,403.304060

360

480

10.957454

0.091262

181.747584

0.005502

1,991.490734

0.000502

27,588.357289

480

200

0.005000

40,000

31

1.167207

0.856746

28.650800

0.034903

33.441417

0.029903

418.334792

31

32

1.173043

0.852484

29.503284

0.033895

34.608624

0.028895

444.761783

32

0.75%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

0.75%

0.75%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

Compuesto Amortizacin

Presente

F/A

A/F

P/G

0.75%

1.007500

0.992556

0.992556

1.007500

1.000000

1.000000

0.000000

33

1.279637

0.781472

29.137122

0.034320

37.284941

0.026820

446.474632

33

1.015056

0.985167

1.977723

0.505632

2.007500

0.498132

0.985167

34

1.289234

0.775654

29.912776

0.033431

38.564578

0.025931

472.071220

34

1.022669

0.977833

2.955556

0.338346

3.022556

0.330846

2.940834

35

1.298904

0.769880

30.682656

0.032592

39.853813

0.025092

498.247142

35

1.030339

0.970554

3.926110

0.254705

4.045225

0.247205

5.852496

1.038067

0.963329

4.889440

0.204522

5.075565

0.197022

9.705813

36

1.308645

0.764149

31.446805

0.031800

41.152716

0.024300

524.992356

36

37

1.318460

0.758461

32.205266

0.031051

42.461361

0.023551

552.296934

37

1.045852

0.956158

5.845598

0.171069

6.113631

0.163569

14.486603

38

1.328349

0.752814

32.958080

0.030342

43.779822

0.022842

580.151067

38

1.053696

0.949040

6.794638

0.147175

7.159484

0.139675

20.180844

39

1.338311

0.747210

33.705290

0.029669

45.108170

0.022169

608.545059

39

1.061599

0.941975

7.736613

0.129256

8.213180

0.121756

26.774672

40

1.348349

0.741648

34.446938

0.029030

46.446482

0.021530

637.469330

40

1.069561

0.934963

8.671576

0.115319

9.274779

0.107819

34.254378

10

1.077583

0.928003

9.599580

0.104171

10.344339

0.096671

42.606406

10

41

1.358461

0.736127

35.183065

0.028423

47.794830

0.020923

666.914410

41

42

1.368650

0.730647

35.913713

0.027845

49.153291

0.020345

696.870943

42

11

1.085664

0.921095

10.520675

0.095051

11.421922

0.087551

51.817355

11

43

1.378915

0.725208

36.638921

0.027293

50.521941

0.019793

727.329683

43

12

1.093807

0.914238

11.434913

0.087451

12.507586

0.079951

61.873975

12

44

1.389256

0.719810

37.358730

0.026768

51.900856

0.019268

758.281493

44

13

1.102010

0.907432

12.342345

0.081022

13.601393

0.073522

72.763164

13

45

1.399676

0.714451

38.073181

0.026265

53.290112

0.018765

789.717343

45

14

1.110276

0.900677

13.243022

0.075511

14.703404

0.068011

84.471969

14

15

1.118603

0.893973

14.136995

0.070736

15.813679

0.063236

96.987585

15

46

1.410173

0.709133

38.782314

0.025785

54.689788

0.018285

821.628312

46

47

1.420750

0.703854

39.486168

0.025325

56.099961

0.017825

854.005584

47

16

1.126992

0.887318

15.024313

0.066559

16.932282

0.059059

110.297350

16

48

1.431405

0.698614

40.184782

0.024885

57.520711

0.017385

886.840449

48

17

1.135445

0.880712

15.905025

0.062873

18.059274

0.055373

124.388747

17

49

1.442141

0.693414

40.878195

0.024463

58.952116

0.016963

920.124298

49

18

1.143960

0.874156

16.779181

0.059598

19.194718

0.052098

139.249401

18

50

1.452957

0.688252

41.566447

0.024058

60.394257

0.016558

953.848629

50

19

1.152540

0.867649

17.646830

0.056667

20.338679

0.049167

154.867079

19

20

1.161184

0.861190

18.508020

0.054031

21.491219

0.046531

171.229686

20

60

1.565681

0.638700

48.173374

0.020758

75.424137

0.013258

1,313.518881

60

70

1.687151

0.592715

54.304622

0.018415

91.620073

0.010915

1,708.606494

70

21

1.169893

0.854779

19.362799

0.051645

22.652403

0.044145

188.325267

21

72

1.712553

0.583924

55.476849

0.018026

95.007028

0.010526

1,791.246287

72

22

1.178667

0.848416

20.211215

0.049477

23.822296

0.041977

206.142000

22

80

1.818044

0.550042

59.994440

0.016668

109.072531

0.009168

2,132.147226

80

23

1.187507

0.842100

21.053315

0.047498

25.000963

0.039998

224.668203

23

84

1.873202

0.533845

62.153965

0.016089

116.426928

0.008589

2,308.128298

84

24

1.196414

0.835831

21.889146

0.045685

26.188471

0.038185

243.892326

24

25

1.205387

0.829609

22.718755

0.044016

27.384884

0.036516

263.802950

25

90

1.959092

0.510440

65.274609

0.015320

127.878995

0.007820

2,577.996051

90

96

2.048921

0.488062

68.258439

0.014650

139.856164

0.007150

2,853.935242

96

2.111084

0.473690

70.174623

0.014250

148.144512

0.006750

3,040.745301

100

26

1.214427

0.823434

23.542189

0.042477

28.590271

0.034977

284.388789

26

100

27

1.223535

0.817304

28

1.232712

0.811220

24.359493

0.041052

29.804698

0.033552

305.638688

27

108

2.241124

0.446205

73.839382

0.013543

165.483223

0.006043

3,419.904093

108

25.170713

0.039729

31.028233

0.032229

327.541619

28

120

2.451357

0.407937

78.941693

0.012668

193.514277

0.005168

3,998.562143

29

1.241957

120

0.805181

25.975893

0.038497

32.260945

0.030997

350.086681

29

30

1.251272

0.799187

26.775080

0.037348

33.502902

0.029848

373.263101

30

31

1.260656

0.793238

27.568318

0.036274

34.754174

0.028774

397.060230

31

32

1.270111

0.787333

28.355650

0.035266

36.014830

0.027766

421.467541

32

240

6.009152

0.166413

111.144954

0.008997

667.886870

0.001497

9,494.116170

240

360

14.730576

0.067886

124.281866

0.008046

1,830.743483

0.000546

13,312.387067

360

480

36.109902

0.027693

129.640902

0.007714

4,681.320273

0.000214

15,513.086567

480

133.333333

0.007500

17,777.777778

1.00%

Pago nico

Series de
Gradiente
Aritmtico

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

1.00%

1.00%

Pago nico

Series de
Gradiente
Aritmtico

Series Uniformes

Factor del

Factor del

Factor

Factor del

Factor

Valor

Fondo de

del Valor

Valor

del Valor

del Valor Recuperacin

del Capital

Compuesto

Amortizacin

Presente

Compuesto

Presente

Presente

del Capital

A/P

F/A

A/F

P/G

F/P

P/F

P/A

A/P

F/A

A/F

P/G

Factor

Factor de

Factor del

Factor del

Factor

Valor

Fondo de

del Valor

Compuesto Amortizacin

Presente

1.00%

1.010000

0.990099

0.990099

1.010000

1.000000

1.000000

0.000000

33

1.388690

0.720103

27.989693

0.035727

38.869009

0.025727

422.629109

33

1.020100

0.980296

1.970395

0.507512

2.010000

0.497512

0.980296

34

1.402577

0.712973

28.702666

0.034840

40.257699

0.024840

446.157229

34

1.030301

0.970590

2.940985

0.340022

3.030100

0.330022

2.921476

35

1.416603

0.705914

29.408580

0.034004

41.660276

0.024004

470.158312

35

1.040604

0.960980

3.901966

0.256281

4.060401

0.246281

5.804417

1.051010

0.951466

4.853431

0.206040

5.101005

0.196040

9.610280

36

1.430769

0.698925

30.107505

0.033214

43.076878

0.023214

494.620685

36

37

1.445076

0.692005

30.799510

0.032468

44.507647

0.022468

519.532861

37

1.061520

0.942045

5.795476

0.172548

6.152015

0.162548

14.320506

38

1.459527

0.685153

31.484663

0.031761

45.952724

0.021761

544.883536

38

1.072135

0.932718

6.728195

0.148628

7.213535

0.138628

19.916815

39

1.474123

0.678370

32.163033

0.031092

47.412251

0.021092

570.661584

39

1.082857

0.923483

7.651678

0.130690

8.285671

0.120690

26.381197

40

1.488864

0.671653

32.834686

0.030456

48.886373

0.020456

596.856056

40

1.093685

0.914340

8.566018

0.116740

9.368527

0.106740

33.695916

10

1.104622

0.905287

9.471305

0.105582

10.462213

0.095582

41.843498

10

41

1.503752

0.665003

33.499689

0.029851

50.375237

0.019851

623.456180

41

42

1.518790

0.658419

34.158108

0.029276

51.878989

0.019276

650.451356

42

11

1.115668

0.896324

10.367628

0.096454

11.566835

0.086454

50.806736

11

43

1.533978

0.651900

34.810008

0.028727

53.397779

0.018727

677.831153

43

12

1.126825

0.887449

11.255077

0.088849

12.682503

0.078849

60.568677

12

44

1.549318

0.645445

35.455454

0.028204

54.931757

0.018204

705.585308

44

13

1.138093

0.878663

12.133740

0.082415

13.809328

0.072415

71.112628

13

45

1.564811

0.639055

36.094508

0.027705

56.481075

0.017705

733.703724

45

14

1.149474

0.869963

13.003703

0.076901

14.947421

0.066901

82.422147

14

15

1.160969

0.861349

13.865053

0.072124

16.096896

0.062124

94.481039

15

46

1.580459

0.632728

36.727236

0.027228

58.045885

0.017228

762.176468

46

47

1.596263

0.626463

37.353699

0.026771

59.626344

0.016771

790.993766

47

16

1.172579

0.852821

14.717874

0.067945

17.257864

0.057945

107.273358

16

48

1.612226

0.620260

37.973959

0.026334

61.222608

0.016334

820.146005

48

17

1.184304

0.844377

15.562251

0.064258

18.430443

0.054258

120.783398

17

49

1.628348

0.614119

38.588079

0.025915

62.834834

0.015915

849.623727

49

18

1.196147

0.836017

16.398269

0.060982

19.614748

0.050982

134.995693

18

50

1.644632

0.608039

39.196118

0.025513

64.463182

0.015513

879.417630

50

19

1.208109

0.827740

17.226008

0.058052

20.810895

0.048052

149.895011

19

20

1.220190

0.819544

18.045553

0.055415

22.019004

0.045415

165.466356

20

60

1.816697

0.550450

44.955038

0.022244

81.669670

0.012244

1,192.806145

60

70

2.006763

0.498315

50.168514

0.019933

100.676337

0.009933

1,528.647439

70

21

1.232392

0.811430

18.856983

0.053031

23.239194

0.043031

181.694959

21

72

2.047099

0.488496

51.150391

0.019550

104.709931

0.009550

1,597.867334

72

22

1.244716

0.803396

19.660379

0.050864

24.471586

0.040864

198.566280

22

80

2.216715

0.451118

54.888206

0.018219

121.671522

0.008219

1,879.877099

80

23

1.257163

0.795442

20.455821

0.048886

25.716302

0.038886

216.065999

23

84

2.306723

0.433515

56.648453

0.017653

130.672274

0.007653

2,023.315308

84

24

1.269735

0.787566

21.243387

0.047073

26.973465

0.037073

234.180020

24

25

1.282432

0.779768

22.023156

0.045407

28.243200

0.035407

252.894463

25

90

2.448633

0.408391

59.160881

0.016903

144.863267

0.006903

2,240.567482

90

96

2.599273

0.384723

61.527703

0.016253

159.927293

0.006253

2,459.429786

96

0.369711

63.028879

0.015866

170.481383

0.005866

2,605.775753

100

26

1.295256

0.772048

22.795204

0.043869

29.525631

0.033869

272.195662

26

100

2.704814

27

1.308209

0.764404

23.559608

0.042446

30.820888

0.032446

292.070164

27

108

2.928926

0.341422

65.857790

0.015184

192.892579

0.005184

2,898.420284

108

28

1.321291

0.756836

24.316443

0.041124

32.129097

0.031124

312.504724

28

120

3.300387

0.302995

69.700522

0.014347

230.038689

0.004347

3,334.114847

120

29

1.334504

0.749342

25.065785

0.039895

33.450388

0.029895

333.486304

29

30

1.347849

0.741923

25.807708

0.038748

34.784892

0.028748

355.002069

30

240

10.892554

0.091806

90.819416

0.011011

989.255365

0.001011

6,878.601558

240

360

35.949641

0.027817

97.218331

0.010286

3494.964133

0.000286

8,720.432296

360

480

118.647725

0.008428

99.157169

0.010085

11,764.772510

0.000085

9,511.157926

480

100.000000

0.010000

10,000.000000

31

1.361327

0.734577

26.542285

0.037676

36.132740

0.027676

377.039383

31

32

1.374941

0.727304

27.269589

0.036671

37.494068

0.026671

399.585810

32

1.25%

Pago nico

Series de
Gradiente
Aritmtico

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

1.25%

1.25%

Pago nico

Factor del

Factor del

Factor

Factor del

Factor

Valor

Fondo de

del Valor

Valor

del Valor

del Valor Recuperacin

del Capital

Compuesto

Amortizacin

Presente

Compuesto

Presente

Presente

del Capital

A/P

F/A

A/F

P/G

F/P

P/F

P/A

A/P

Series de
Gradiente
Aritmtico

Series Uniformes
Factor

Factor de

Factor del

Factor del

Factor

Valor

Fondo de

del Valor

Compuesto Amortizacin

Presente

F/A

A/F

P/G

1.25%

1.012500

0.987654

0.987654

1.012500

1.000000

1.000000

0.000000

33

1.506732

0.663688

26.904962

0.037168

40.538571

0.024668

400.260723

33

1.025156

0.975461

1.963115

0.509394

2.012500

0.496894

0.975461

34

1.525566

0.655494

27.560456

0.036284

42.045303

0.023784

421.892035

34

1.037971

0.963418

2.926534

0.341701

3.037656

0.329201

2.902298

35

1.544636

0.647402

28.207858

0.035451

43.570870

0.022951

443.903695

35

1.050945

0.951524

3.878058

0.257861

4.075627

0.245361

5.756871

1.064082

0.939777

4.817835

0.207562

5.126572

0.195062

9.515979

36

1.563944

0.639409

28.847267

0.034665

45.115505

0.022165

466.283015

36

37

1.583493

0.631515

29.478783

0.033923

46.679449

0.021423

489.017563

37

1.077383

0.928175

5.746010

0.174034

6.190654

0.161534

14.156853

38

1.603287

0.623719

30.102501

0.033220

48.262942

0.020720

512.095156

38

1.090850

0.916716

6.662726

0.150089

7.268038

0.137589

19.657149

39

1.623328

0.616019

30.718520

0.032554

49.866229

0.020054

535.503860

39

1.104486

0.905398

7.568124

0.132133

8.358888

0.119633

25.994938

40

1.643619

0.608413

31.326933

0.031921

51.489557

0.019421

559.231980

40

1.118292

0.894221

8.462345

0.118171

9.463374

0.105671

33.148703

10

1.132271

0.883181

9.345526

0.107003

10.581666

0.094503

41.097332

10

41

1.664165

0.600902

31.927835

0.031321

53.133177

0.018821

583.268062

41

42

1.684967

0.593484

32.521319

0.030749

54.797341

0.018249

607.600886

42

11

1.146424

0.872277

10.217803

0.097868

11.713937

0.085368

49.820106

11

43

1.706029

0.586157

33.107475

0.030205

56.482308

0.017705

632.219462

43

12

1.160755

0.861509

11.079312

0.090258

12.860361

0.077758

59.296701

12

44

1.727354

0.578920

33.686395

0.029686

58.188337

0.017186

657.113024

44

13

1.175264

0.850873

11.930185

0.083821

14.021116

0.071321

69.507173

13

45

1.748946

0.571773

34.258168

0.029190

59.915691

0.016690

682.271032

45

14

1.189955

0.840368

12.770553

0.078305

15.196380

0.065805

80.431958

14

15

1.204829

0.829993

13.600546

0.073526

16.386335

0.061026

92.051863

15

46

1.770808

0.564714

34.822882

0.028717

61.664637

0.016217

707.683160

46

47

1.792943

0.557742

35.380624

0.028264

63.435445

0.015764

733.339301

47

16

1.219890

0.819746

14.420292

0.069347

17.591164

0.056847

104.348058

16

48

1.815355

0.550856

35.931481

0.027831

65.228388

0.015331

759.229556

48

17

1.235138

0.809626

15.229918

0.065660

18.811053

0.053160

117.302074

17

49

1.838047

0.544056

36.475537

0.027416

67.043743

0.014916

785.344234

49

18

1.250577

0.799631

16.029549

0.062385

20.046192

0.049885

130.895795

18

50

1.861022

0.537339

37.012876

0.027018

68.881790

0.014518

811.673848

50

19

1.266210

0.789759

16.819308

0.059455

21.296769

0.046955

145.111451

19

20

1.282037

0.780009

17.599316

0.056820

22.562979

0.044320

159.931613

20

60

2.107181

0.474568

42.034592

0.023790

88.574508

0.011290

1,084.842851

60

70

2.385900

0.419129

46.469676

0.021519

110.871998

0.009019

1,370.451343

70

21

1.298063

0.770379

18.369695

0.054437

23.845016

0.041937

175.339190

21

72

2.445920

0.408844

47.292474

0.021145

115.673621

0.008645

1,428.456095

72

22

1.314288

0.760868

19.130563

0.052272

25.143078

0.039772

191.317417

22

80

2.701485

0.370167

50.386657

0.019847

136.118795

0.007347

1,661.865129

80

23

1.330717

0.751475

19.882037

0.050297

26.457367

0.037797

207.849857

23

84

2.839113

0.352223

51.822185

0.019297

147.129040

0.006797

1,778.838393

84

24

1.347351

0.742197

20.624235

0.048487

27.788084

0.035987

224.920389

24

25

1.364193

0.733034

21.357269

0.046822

29.135435

0.034322

242.513209

25

90

3.058813

0.326924

53.846060

0.018571

164.705008

0.006071

1,953.830260

90

96

3.295513

0.303443

55.724570

0.017945

183.641059

0.005445

2,127.524375

96

0.288733

56.901339

0.017574

197.072342

0.005074

2,242.241085

100

26

1.381245

0.723984

22.081253

0.045287

27

1.398511

0.715046

22.796299

0.043867

28

1.415992

0.706219

23.502518

0.042549

29

1.433692

0.697500

24.200018

0.041322

30

1.451613

0.688889

24.888906

0.040179

30.499628

0.032787

260.612817

26

100

3.463404

31.880873

0.031367

279.204020

27

108

3.825282

0.261419

59.086509

0.016924

226.022551

0.004424

2,468.263607

108

33.279384

0.030049

298.271920

28

120

4.440213

0.225214

61.982847

0.016133

275.217058

0.003633

2,796.569449

120

34.695377

0.028822

317.801914

29

36.129069

0.027679

337.779685

30

240

19.715494

0.050722

75.942278

0.013168

1,497.239481

0.000668

5,101.528827

240

360

87.540995

0.011423

79.086142

0.012644

6,923.279611

0.000144

5,997.902675

360

480

388.700685

0.002573

79.794186

0.012532

31,016.054774

0.000032

6,284.744222

480

80

0.012500

6,400

31

1.469759

0.680384

25.569290

0.039109

37.580682

0.026609

358.191202

31

32

1.488131

0.671984

26.241274

0.038108

39.050441

0.025608

379.022708

32

1.50%

Pago nico

Series de
Gradiente
Aritmtico

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

1.50%

1.50%

Pago nico

Factor del

Factor del

Factor

Factor del

Factor

Valor

Fondo de

del Valor

Valor

del Valor

del Valor Recuperacin

del Capital

Compuesto

Amortizacin

Presente

Compuesto

Presente

Presente

del Capital

P/A

A/P

F/A

A/F

P/G

F/P

P/F

P/A

A/P

Series de
Gradiente
Aritmtico

Series Uniformes
Factor

Factor de

Factor del

Factor del

Factor

Valor

Fondo de

del Valor

Compuesto Amortizacin

F/A

Presente

A/F

P/G

1.50%

1.015000

0.985222

0.985222

1.015000

1.000000

1.000000

0.000000

33

1.634479

0.611816

25.878954

0.038641

42.298612

0.023641

379.269124

33

1.030225

0.970662

1.955883

0.511278

2.015000

0.496278

0.970662

34

1.658996

0.602774

26.481728

0.037762

43.933092

0.022762

399.160668

34

1.045678

0.956317

2.912200

0.343383

3.045225

0.328383

2.883296

35

1.683881

0.593866

27.075595

0.036934

45.592088

0.021934

419.352115

35

1.061364

0.942184

3.854385

0.259445

4.090903

0.244445

5.709848

1.077284

0.928260

4.782645

0.209089

5.152267

0.194089

9.422890

36

1.709140

0.585090

27.660684

0.036152

47.275969

0.021152

439.830256

36

37

1.734777

0.576443

28.237127

0.035414

48.985109

0.020414

460.582207

37

1.093443

0.914542

5.697187

0.175525

6.229551

0.160525

13.995601

38

1.760798

0.567924

28.805052

0.034716

50.719885

0.019716

481.595403

38

1.109845

0.901027

6.598214

0.151556

7.322994

0.136556

19.401761

39

1.787210

0.559531

29.364583

0.034055

52.480684

0.019055

502.857591

39

1.126493

0.887711

7.485925

0.133584

8.432839

0.118584

25.615739

40

1.814018

0.551262

29.915845

0.033427

54.267894

0.018427

524.356822

40

1.143390

0.874592

8.360517

0.119610

9.559332

0.104610

32.612477

10

1.160541

0.861667

9.222185

0.108434

10.702722

0.093434

40.367482

10

41

1.841229

0.543116

30.458961

0.032831

56.081912

0.017831

546.081445

41

42

1.868847

0.535089

30.994050

0.032264

57.923141

0.017264

568.020105

42

11

1.177949

0.848933

10.071118

0.099294

11.863262

0.084294

48.856815

11

43

1.896880

0.527182

31.521232

0.031725

59.791988

0.016725

590.161729

43

12

1.195618

0.836387

10.907505

0.091680

13.041211

0.076680

58.057076

12

44

1.925333

0.519391

32.040622

0.031210

61.688868

0.016210

612.495527

44

13

1.213552

0.824027

11.731532

0.085240

14.236830

0.070240

67.945400

13

45

1.954213

0.511715

32.552337

0.030720

63.614201

0.015720

635.010985

45

14

1.231756

0.811849

12.543382

0.079723

15.450382

0.064723

78.499441

14

15

1.250232

0.799852

13.343233

0.074944

16.682138

0.059944

89.697362

15

46

1.983526

0.504153

33.056490

0.030251

65.568414

0.015251

657.697854

46

47

2.013279

0.496702

33.553192

0.029803

67.551940

0.014803

680.546152

47

16

1.268986

0.788031

14.131264

0.070765

17.932370

0.055765

101.517828

16

48

2.043478

0.489362

34.042554

0.029375

69.565219

0.014375

703.546151

48

17

1.288020

0.776385

14.907649

0.067080

19.201355

0.052080

113.939992

17

49

2.074130

0.482130

34.524683

0.028965

71.608698

0.013965

726.688379

49

18

1.307341

0.764912

15.672561

0.063806

20.489376

0.048806

126.943489

18

50

2.105242

0.475005

34.999688

0.028572

73.682828

0.013572

749.963609

50

19

1.326951

0.753607

16.426168

0.060878

21.796716

0.045878

140.508423

19

20

1.346855

0.742470

17.168639

0.058246

23.123667

0.043246

154.615361

20

60

2.443220

0.409296

39.380269

0.025393

96.214652

0.010393

988.167392

60

70

2.835456

0.352677

43.154872

0.023172

122.363753

0.008172

1,231.165816

70

21

1.367058

0.731498

17.900137

0.055865

24.470522

0.040865

169.245320

21

72

2.921158

0.342330

43.844667

0.022808

128.077197

0.007808

1,279.793793

72

22

1.387564

0.720688

18.620824

0.053703

25.837580

0.038703

184.379761

22

80

3.290663

0.303890

46.407323

0.021548

152.710852

0.006548

1,473.074112

80

23

1.408377

0.710037

19.330861

0.051731

27.225144

0.036731

200.000576

23

84

3.492590

0.286321

47.578633

0.021018

166.172636

0.006018

1,568.514041

84

24

1.429503

0.699544

20.030405

0.049924

28.633521

0.034924

216.090087

24

25

1.450945

0.689206

20.719611

0.048263

30.063024

0.033263

232.631027

25

90

3.818949

0.261852

49.209855

0.020321

187.929900

0.005321

1,709.543875

90

96

4.175804

0.239475

50.701675

0.019723

211.720235

0.004723

1,847.472533

96

51.624704

0.019371

228.803043

0.004371

1,937.450611

100

26

1.472710

0.679021

21.398632

0.046732

31.513969

0.031732

249.606540

26

100

4.432046

0.225629

27

1.494800

0.668986

22.067617

0.045315

32.986678

28

1.517222

0.659099

22.726717

0.044001

34.481479

0.030315

267.000169

27

108

4.992667

0.200294

53.313749

0.018757

266.177771

0.003757

2,112.134789

108

0.029001

284.795849

28

120

5.969323

0.167523

55.498454

0.018019

331.288191

0.003019

2,359.711434

29

1.539981

0.649359

23.376076

0.042779

120

35.998701

0.027779

302.977897

29

30

1.563080

0.639762

24.015838

0.041639

37.538681

0.026639

321.531007

30

240

35.632816

0.028064

64.795732

0.015433

2,308.854370

0.000433

3,870.691174

240

360

212.703781

0.004701

66.353242

0.015071

14,113.585393

0.000071

4,310.716476

360

480

1,269.697544

0.000788

66.614161

0.015012

84,579.836287

0.000012

4,415.741196

480

66.666667

0.015000

4,444.444444

31

1.586526

0.630308

24.646146

0.040574

39.101762

0.025574

340.440242

31

32

1.610324

0.620993

25.267139

0.039577

40.688288

0.024577

359.691022

32

2%

Pago nico

Series de
Gradiente
Aritmtico

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

2%

2%

Pago nico

Factor del

Factor del

Factor

Factor del

Factor

Valor

Fondo de

del Valor

Valor

del Valor

del Valor Recuperacin

del Capital

Compuesto

Amortizacin

Presente

Compuesto

Presente

Presente

del Capital

P/A

A/P

F/A

A/F

P/G

F/P

P/F

P/A

A/P

Series de
Gradiente
Aritmtico

Series Uniformes
Factor

Factor de

Factor del

Factor del

Factor

Valor

Fondo de

del Valor

Compuesto Amortizacin

Presente

F/A

A/F

P/G

2%

1.020000

0.980392

0.980392

1.020000

1.000000

1.000000

0.000000

33

1.922231

0.520229

23.988564

0.041687

46.111570

0.021687

341.050775

33

1.040400

0.961169

1.941561

0.515050

2.020000

0.495050

0.961169

34

1.960676

0.510028

24.498592

0.040819

48.033802

0.020819

357.881704

34

1.061208

0.942322

2.883883

0.346755

3.060400

0.326755

2.845813

35

1.999890

0.500028

24.998619

0.040002

49.994478

0.020002

374.882643

35

1.082432

0.923845

3.807729

0.262624

4.121608

0.242624

5.617350

1.104081

0.905731

4.713460

0.212158

5.204040

0.192158

9.240273

36

2.039887

0.490223

25.488842

0.039233

51.994367

0.019233

392.040453

36

37

2.080685

0.480611

25.969453

0.038507

54.034255

0.018507

409.342447

37

1.126162

0.887971

5.601431

0.178526

6.308121

0.158526

13.680130

38

2.122299

0.471187

26.440641

0.037821

56.114940

0.017821

426.776373

38

1.148686

0.870560

6.471991

0.154512

7.434283

0.134512

18.903491

39

2.164745

0.461948

26.902589

0.037171

58.237238

0.017171

444.330405

39

1.171659

0.853490

7.325481

0.136510

8.582969

0.116510

24.877924

40

2.208040

0.452890

27.355479

0.036556

60.401983

0.016556

461.993132

40

1.195093

0.836755

8.162237

0.122515

9.754628

0.102515

31.571966

10

1.218994

0.820348

8.982585

0.111327

10.949721

0.091327

38.955100

10

41

2.252200

0.444010

27.799489

0.035972

62.610023

0.015972

479.753540

41

42

2.297244

0.435304

28.234794

0.035417

64.862223

0.015417

497.601009

42

11

1.243374

0.804263

9.786848

0.102178

12.168715

0.082178

46.997731

11

43

2.343189

0.426769

28.661562

0.034890

67.159468

0.014890

515.525297

43

12

1.268242

0.788493

10.575341

0.094560

13.412090

0.074560

55.671156

12

44

2.390053

0.418401

29.079963

0.034388

69.502657

0.014388

533.516529

44

13

1.293607

0.773033

11.348374

0.088118

14.680332

0.068118

64.947546

13

45

2.437854

0.410197

29.490160

0.033910

71.892710

0.013910

551.565188

45

14

1.319479

0.757875

12.106249

0.082602

15.973938

0.062602

74.799921

14

15

1.345868

0.743015

12.849264

0.077825

17.293417

0.057825

85.202128

15

46

2.486611

0.402154

29.892314

0.033453

74.330564

0.013453

569.662106

46

47

2.536344

0.394268

30.286582

0.033018

76.817176

0.013018

587.798450

47

16

1.372786

0.728446

13.577709

0.073650

18.639285

0.053650

96.128815

16

48

2.587070

0.386538

30.673120

0.032602

79.353519

0.012602

605.965718

48

17

1.400241

0.714163

14.291872

0.069970

20.012071

0.049970

107.555416

17

49

2.638812

0.378958

31.052078

0.032204

81.940590

0.012204

624.155723

49

18

1.428246

0.700159

14.992031

0.066702

21.412312

0.046702

119.458125

18

50

2.691588

0.371528

31.423606

0.031823

84.579401

0.011823

642.360589

50

19

1.456811

0.686431

15.678462

0.063782

22.840559

0.043782

131.813879

19

20

1.485947

0.672971

16.351433

0.061157

24.297370

0.041157

144.600334

20

60

3.281031

0.304782

34.760887

0.028768

114.051539

0.008768

823.697534

60

70

3.999558

0.250028

37.498619

0.026668

149.977911

0.006668

999.834315

70

21

1.515666

0.659776

17.011209

0.058785

25.783317

0.038785

157.795850

21

72

4.161140

0.240319

37.984063

0.026327

158.057019

0.006327

1,034.055703

72

22

1.545980

0.646839

17.658048

0.056631

27.298984

0.036631

171.379470

22

80

4.875439

0.205110

39.744514

0.025161

193.771958

0.005161

1,166.786767

80

23

1.576899

0.634156

18.292204

0.054668

28.844963

0.034668

185.330900

23

84

5.277332

0.189490

40.525516

0.024676

213.866607

0.004676

1,230.419116

84

24

1.608437

0.621721

18.913926

0.052871

30.421862

0.032871

199.630495

24

25

1.640606

0.609531

19.523456

0.051220

32.030300

0.031220

214.259236

25

90

5.943133

0.168261

41.586929

0.024046

247.156656

0.004046

1,322.170082

90

96

6.692933

0.149411

42.529434

0.023513

284.646659

0.003513

1,409.297343

96

7.244646

0.138033

43.098352

0.023203

312.232306

0.003203

1,464.752746

100

26

1.673418

0.597579

20.121036

0.049699

33.670906

0.029699

229.198718

26

100

27

1.706886

0.585862

20.706898

0.048293

35.344324

28

1.741024

0.574375

21.281272

0.046990

37.051210

0.028293

244.431131

27

108

8.488258

0.117810

44.109510

0.022671

374.412879

0.002671

1,569.302514

108

0.026990

259.939244

28

120

10.765163

0.092892

45.355389

0.022048

488.258152

0.002048

1,710.416045

29

1.775845

0.563112

21.844385

0.045778

120

38.792235

0.025778

275.706388

29

30

1.811362

0.552071

22.396456

0.044650

40.568079

0.024650

291.716444

30

240

115.888735

0.008629

49.568552

0.020174

5,744.436758

0.000174

2,374.879987

240

360

1,247.561128

0.000802

49.959922

0.020016

62,328.056387

0.000016

2,483.567939

360

480

13,430.198935

0.000074

49.996277

0.020001

#########

0.000001

2,498.026835

480

50

0.020000

2,500

31

1.847589

0.541246

22.937702

0.043596

42.379441

0.023596

307.953823

31

32

1.884541

0.530633

23.468335

0.042611

44.227030

0.022611

324.403456

32

3%

Pago nico

Series de
Gradiente
Aritmtico

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

3%

3%

Pago nico

Factor del

Factor del

Factor

Factor del

Factor

Valor

Fondo de

del Valor

Valor

del Valor

del Valor Recuperacin

del Capital

Compuesto

Amortizacin

Presente

Compuesto

Presente

Presente

del Capital

P/A

A/P

F/A

A/F

P/G

F/P

P/F

P/A

A/P

F/A

Series de
Gradiente
Aritmtico

Series Uniformes
Factor

Factor de

Factor del

Factor del

Factor

Valor

Fondo de

del Valor

Compuesto Amortizacin

A/F

Presente

3%

P/G

1.030000

0.970874

0.970874

1.030000

1.000000

1.000000

0.000000

33

2.652335

0.377026

20.765792

0.048156

55.077841

0.018156

277.464188

33

1.060900

0.942596

1.913470

0.522611

2.030000

0.492611

0.942596

34

2.731905

0.366045

21.131837

0.047322

57.730177

0.017322

289.543669

34

1.092727

0.915142

2.828611

0.353530

3.090900

0.323530

2.772879

35

2.813862

0.355383

21.487220

0.046539

60.462082

0.016539

301.626705

35

1.125509

0.888487

3.717098

0.269027

4.183627

0.239027

5.438340

1.159274

0.862609

4.579707

0.218355

5.309136

0.188355

8.888776

36

2.898278

0.345032

21.832252

0.045804

63.275944

0.015804

313.702840

36

37

2.985227

0.334983

22.167235

0.045112

66.174223

0.015112

325.762226

37

1.194052

0.837484

5.417191

0.184598

6.468410

0.154598

13.076197

38

3.074783

0.325226

22.492462

0.044459

69.159449

0.014459

337.795593

38

1.229874

0.813092

6.230283

0.160506

7.662462

0.130506

17.954746

39

3.167027

0.315754

22.808215

0.043844

72.234233

0.013844

349.794228

39

1.266770

0.789409

7.019692

0.142456

8.892336

0.112456

23.480611

40

3.262038

0.306557

23.114772

0.043262

75.401260

0.013262

361.749945

40

1.304773

0.766417

7.786109

0.128434

10.159106

0.098434

29.611944

10

1.343916

0.744094

8.530203

0.117231

11.463879

0.087231

36.308790

10

41

3.359899

0.297628

23.412400

0.042712

78.663298

0.012712

373.655065

41

42

3.460696

0.288959

23.701359

0.042192

82.023196

0.012192

385.502393

42

11

1.384234

0.722421

9.252624

0.108077

12.807796

0.078077

43.533002

11

43

3.564517

0.280543

23.981902

0.041698

85.483892

0.011698

397.285196

43

12

1.425761

0.701380

9.954004

0.100462

14.192030

0.070462

51.248181

12

44

3.671452

0.272372

24.254274

0.041230

89.048409

0.011230

408.997183

44

13

1.468534

0.680951

10.634955

0.094030

15.617790

0.064030

59.419597

13

45

3.781596

0.264439

24.518713

0.040785

92.719861

0.010785

420.632482

45

14

1.512590

0.661118

11.296073

0.088526

17.086324

0.058526

68.014129

14

15

1.557967

0.641862

11.937935

0.083767

18.598914

0.053767

77.000196

15

46

3.895044

0.256737

24.775449

0.040363

96.501457

0.010363

432.185626

46

47

4.011895

0.249259

25.024708

0.039961

100.396501

0.009961

443.651529

47

16

1.604706

0.623167

12.561102

0.079611

20.156881

0.049611

86.347700

16

48

4.132252

0.241999

25.266707

0.039578

104.408396

0.009578

455.025473

48

17

1.652848

0.605016

13.166118

0.075953

21.761588

0.045953

96.027963

17

49

4.256219

0.234950

25.501657

0.039213

108.540648

0.009213

466.303087

49

18

1.702433

0.587395

13.753513

0.072709

23.414435

0.042709

106.013671

18

50

4.383906

0.228107

25.729764

0.038865

112.796867

0.008865

477.480334

50

19

1.753506

0.570286

14.323799

0.069814

25.116868

0.039814

116.278820

19

20

1.806111

0.553676

14.877475

0.067216

26.870374

0.037216

126.798659

20

60

5.891603

0.169733

27.675564

0.036133

163.053437

0.006133

583.052609

60

70

7.917822

0.126297

29.123421

0.034337

230.594064

0.004337

676.086873

70

21

1.860295

0.537549

15.415024

0.064872

28.676486

0.034872

137.549645

21

72

8.400017

0.119047

29.365088

0.034054

246.667242

0.004054

693.122552

72

22

1.916103

0.521893

15.936917

0.062747

30.536780

0.032747

148.509387

22

80

10.640891

0.093977

30.200763

0.033112

321.363019

0.003112

756.086524

80

23

1.973587

0.506692

16.443608

0.060814

32.452884

0.030814

159.656606

23

84

11.976416

0.083497

30.550086

0.032733

365.880536

0.002733

784.543373

84

24

2.032794

0.491934

16.935542

0.059047

34.426470

0.029047

170.971082

24

25

2.093778

0.477606

17.413148

0.057428

36.459264

0.027428

182.433615

25

90

14.300467

0.069928

31.002407

0.032256

443.348904

0.002256

823.630214

90

96

17.075506

0.058563

31.381219

0.031866

535.850186

0.001866

858.637702

96

0.052033

31.598905

0.031647

607.287733

0.001647

879.854045

100

26

2.156591

0.463695

17.876842

0.055938

38.553042

0.025938

194.025984

26

100

19.218632

27

2.221289

0.450189

18.327031

0.054564

40.709634

0.024564

205.730899

27

108

24.345588

0.041075

31.964160

0.031285

778.186267

0.001285

917.601260

108

28

2.287928

0.437077

18.764108

0.053293

42.930923

0.023293

217.531971

28

120

34.710987

0.028809

32.373023

0.030890

1,123.699571

0.000890

963.863466

120

29

2.356566

0.424346

19.188455

0.052115

45.218850

0.022115

229.413669

29

30

2.427262

0.411987

19.600441

0.051019

47.575416

0.021019

241.361285

30

240

1,204.852628

0.000830

33.305667

0.030025

40,128.420931

0.000025

1,103.549098

240

31

2.500080

0.399987

20.000428

0.049999

50.002678

0.019999

253.360900

31

32

2.575083

0.388337

20.388766

0.049047

52.502759

0.019047

265.399348

32

33.333333

0.030000

1,111.111111

4%

Pago nico

Series de
Gradiente
Aritmtico

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

4%

4%

Pago nico

Series de
Gradiente
Aritmtico

Series Uniformes

Factor del

Factor del

Factor

Factor del

Factor

Valor

Fondo de

del Valor

Valor

del Valor

del Valor Recuperacin

del Capital

Compuesto

Amortizacin

Presente

Compuesto

Presente

Presente

del Capital

P/A

A/P

F/A

A/F

P/G

F/P

P/F

P/A

A/P

F/A

A/F

P/G

Factor

Factor de

Factor del

Factor del

Factor

Valor

Fondo de

del Valor

Compuesto Amortizacin

Presente

4%

1.040000

0.961538

0.961538

1.040000

1.000000

1.000000

0.000000

33

3.648381

0.274094

18.147646

0.055104

66.209527

0.015104

227.563449

33

1.081600

0.924556

1.886095

0.530196

2.040000

0.490196

0.924556

34

3.794316

0.263552

18.411198

0.054315

69.857909

0.014315

236.260668

34

1.124864

0.888996

2.775091

0.360349

3.121600

0.320349

2.702549

35

3.946089

0.253415

18.664613

0.053577

73.652225

0.013577

244.876794

35

1.169859

0.854804

3.629895

0.275490

4.246464

0.235490

5.266962

1.216653

0.821927

4.451822

0.224627

5.416323

0.184627

8.554670

36

4.103933

0.243669

18.908282

0.052887

77.598314

0.012887

253.405199

36

37

4.268090

0.234297

19.142579

0.052240

81.702246

0.012240

261.839886

37

1.265319

0.790315

5.242137

0.190762

6.632975

0.150762

12.506243

38

4.438813

0.225285

19.367864

0.051632

85.970336

0.011632

270.175447

38

1.315932

0.759918

6.002055

0.166610

7.898294

0.126610

17.065749

39

4.616366

0.216621

19.584485

0.051061

90.409150

0.011061

278.407030

39

1.368569

0.730690

6.732745

0.148528

9.214226

0.108528

22.180581

40

4.801021

0.208289

19.792774

0.050523

95.025516

0.010523

286.530302

40

1.423312

0.702587

7.435332

0.134493

10.582795

0.094493

27.801275

10

1.480244

0.675564

8.110896

0.123291

12.006107

0.083291

33.881352

10

41

4.993061

0.200278

19.993052

0.050017

99.826536

0.010017

294.541420

41

42

5.192784

0.192575

20.185627

0.049540

104.819598

0.009540

302.436992

42

11

1.539454

0.649581

8.760477

0.114149

13.486351

0.074149

40.377162

11

43

5.400495

0.185168

20.370795

0.049090

110.012382

0.009090

310.214056

43

12

1.601032

0.624597

9.385074

0.106552

15.025805

0.066552

47.247729

12

44

5.616515

0.178046

20.548841

0.048665

115.412877

0.008665

317.870049

44

13

1.665074

0.600574

9.985648

0.100144

16.626838

0.060144

54.454618

13

45

5.841176

0.171198

20.720040

0.048262

121.029392

0.008262

325.402779

45

14

1.731676

0.577475

10.563123

0.094669

18.291911

0.054669

61.961794

14

15

1.800944

0.555265

11.118387

0.089941

20.023588

0.049941

69.735497

15

46

6.074823

0.164614

20.884654

0.047882

126.870568

0.007882

332.810403

46

47

6.317816

0.158283

21.042936

0.047522

132.945390

0.007522

340.091400

47

16

1.872981

0.533908

11.652296

0.085820

21.824531

0.045820

77.744120

16

48

6.570528

0.152195

21.195131

0.047181

139.263206

0.007181

347.244554

48

17

1.947900

0.513373

12.165669

0.082199

23.697512

0.042199

85.958092

17

49

6.833349

0.146341

21.341472

0.046857

145.833734

0.006857

354.268928

49

18

2.025817

0.493628

12.659297

0.078993

25.645413

0.038993

94.349770

18

50

7.106683

0.140713

21.482185

0.046550

152.667084

0.006550

361.163846

50

19

2.106849

0.474642

13.133939

0.076139

27.671229

0.036139

102.893334

19

20

2.191123

0.456387

13.590326

0.073582

29.778079

0.033582

111.564686

20

60

10.519627

0.095060

22.623490

0.044202

237.990685

0.004202

422.996648

60

70

15.571618

0.064219

23.394515

0.042745

364.290459

0.002745

472.478923

70

21

2.278768

0.438834

14.029160

0.071280

31.969202

0.031280

120.341358

21

72

16.842262

0.059374

23.515639

0.042525

396.056560

0.002525

481.016968

72

22

2.369919

0.421955

14.451115

0.069199

34.247970

0.029199

129.202421

22

80

23.049799

0.043384

23.915392

0.041814

551.244977

0.001814

511.116144

80

23

2.464716

0.405726

14.856842

0.067309

36.617889

0.027309

138.128400

23

84

26.965005

0.037085

24.072872

0.041541

649.125119

0.001541

523.943092

84

24

2.563304

0.390121

15.246963

0.065587

39.082604

0.025587

147.101194

24

25

2.665836

0.375117

15.622080

0.064012

41.645908

0.024012

156.103997

25

90

34.119333

0.029309

24.267278

0.041208

827.983334

0.001208

540.736923

90

96

43.171841

0.023163

24.420919

0.040949

1054.296034

0.000949

554.931180

96

50.504948

0.019800

24.504999

0.040808

1237.623705

0.000808

563.124875

100

26

2.772470

0.360689

15.982769

0.062567

44.311745

0.022567

165.121228

26

100

27
28

2.883369

0.346817

16.329586

2.998703

0.333477

16.663063

0.061239

47.084214

0.021239

174.138459

27

108

69.119509

0.014468

24.638308

0.040587

1702.987724

0.000587

576.894913

108

0.060013

49.967583

0.020013

183.142351

28

120

110.662561

0.009036

24.774088

0.040365

2741.564020

0.000365

592.242761

29

3.118651

0.320651

120

16.983715

0.058880

52.966286

0.018880

192.120590

29

30

3.243398

0.308319

17.292033

0.057830

56.084938

0.017830

201.061832

30

240

12,246.202364

0.000082

24.997959

0.040003

306130.059094

0.000003

624.459016

240

31
32

3.373133

0.296460

17.588494

0.056855

59.328335

0.016855

209.955639

31

3.508059

0.285058

17.873551

0.055949

62.701469

0.015949

218.792435

32

25

0.040000

625

5%

Pago nico

Series de
Gradiente
Aritmtico

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

5%

5%

Pago nico

Factor del

Factor del

Factor

Factor del

Factor

Valor

Fondo de

del Valor

Valor

del Valor

del Valor Recuperacin

del Capital

Compuesto

Amortizacin

Presente

Compuesto

Presente

Presente

del Capital

A/P

F/A

A/F

P/G

F/P

P/F

P/A

A/P

Series de
Gradiente
Aritmtico

Series Uniformes
Factor

Factor de

Factor del

Factor del

Factor

Valor

Fondo de

del Valor

Compuesto Amortizacin

Presente

F/A

A/F

P/G

5%

1.050000

0.952381

0.952381

1.050000

1.000000

1.000000

0.000000

33

5.003189

0.199873

16.002549

0.062490

80.063771

0.012490

188.135108

33

1.102500

0.907029

1.859410

0.537805

2.050000

0.487805

0.907029

34

5.253348

0.190355

16.192904

0.061755

85.066959

0.011755

194.416816

34

1.157625

0.863838

2.723248

0.367209

3.152500

0.317209

2.634705

35

5.516015

0.181290

16.374194

0.061072

90.320307

0.011072

200.580686

35

1.215506

0.822702

3.545951

0.282012

4.310125

0.232012

5.102812

1.276282

0.783526

4.329477

0.230975

5.525631

0.180975

8.236917

36

5.791816

0.172657

16.546852

0.060434

95.836323

0.010434

206.623696

36

37

6.081407

0.164436

16.711287

0.059840

101.628139

0.009840

212.543378

37

1.340096

0.746215

5.075692

0.197017

6.801913

0.147017

11.967994

38

6.385477

0.156605

16.867893

0.059284

107.709546

0.009284

218.337777

38

1.407100

0.710681

5.786373

0.172820

8.142008

0.122820

16.232082

39

6.704751

0.149148

17.017041

0.058765

114.095023

0.008765

224.005400

39

1.477455

0.676839

6.463213

0.154722

9.549109

0.104722

20.969957

40

7.039989

0.142046

17.159086

0.058278

120.799774

0.008278

229.545181

40

1.551328

0.644609

7.107822

0.140690

11.026564

0.090690

26.126829

10

1.628895

0.613913

7.721735

0.129505

12.577893

0.079505

31.652048

10

41

7.391988

0.135282

17.294368

0.057822

127.839763

0.007822

234.956445

41

42

7.761588

0.128840

17.423208

0.057395

135.231751

0.007395

240.238870

42

11

1.710339

0.584679

8.306414

0.120389

14.206787

0.070389

37.498841

11

43

8.149667

0.122704

17.545912

0.056993

142.993339

0.006993

245.392455

43

12

1.795856

0.556837

8.863252

0.112825

15.917127

0.062825

43.624052

12

44

8.557150

0.116861

17.662773

0.056616

151.143006

0.006616

250.417492

44

13

1.885649

0.530321

9.393573

0.106456

17.712983

0.056456

49.987909

13

45

8.985008

0.111297

17.774070

0.056262

159.700156

0.006262

255.314538

45

14

1.979932

0.505068

9.898641

0.101024

19.598632

0.051024

56.553792

14

15

2.078928

0.481017

10.379658

0.096342

21.578564

0.046342

63.288031

15

46

9.434258

0.105997

17.880066

0.055928

168.685164

0.005928

260.084389

46

47

9.905971

0.100949

17.981016

0.055614

178.119422

0.005614

264.728053

47

16

2.182875

0.458112

10.837770

0.092270

23.657492

0.042270

70.159704

16

48

10.401270

0.096142

18.077158

0.055318

188.025393

0.005318

269.246732

48

17

2.292018

0.436297

11.274066

0.088699

25.840366

0.038699

77.140451

17

49

10.921333

0.091564

18.168722

0.055040

198.426663

0.005040

273.641800

49

18

2.406619

0.415521

11.689587

0.085546

28.132385

0.035546

84.204302

18

50

11.467400

0.087204

18.255925

0.054777

209.347996

0.004777

277.914782

50

19

2.526950

0.395734

12.085321

0.082745

30.539004

0.032745

91.327514

19

20

2.653298

0.376889

12.462210

0.080243

33.065954

0.030243

98.488414

20

60

18.679186

0.053536

18.929290

0.052828

353.583718

0.002828

314.343162

60

70

30.426426

0.032866

19.342677

0.051699

588.528511

0.001699

340.840898

70

21

2.785963

0.358942

12.821153

0.077996

35.719252

0.027996

105.667261

21

72

33.545134

0.029811

19.403788

0.051536

650.902683

0.001536

345.148528

72

22

2.925261

0.341850

13.163003

0.075971

38.505214

0.025971

112.846108

22

80

49.561441

0.020177

19.596460

0.051030

971.228821

0.001030

359.646048

80

23

3.071524

0.325571

13.488574

0.074137

41.430475

0.024137

120.008677

23

84

60.242241

0.016600

19.668007

0.050844

1,184.844828

0.000844

365.472732

84

24

3.225100

0.310068

13.798642

0.072471

44.501999

0.022471

127.140239

24

25

3.386355

0.295303

14.093945

0.070952

47.727099

0.020952

134.227505

25

90

26

3.555673

0.281241

14.375185

0.069564

27

3.733456

0.267848

14.643034

28

3.920129

0.255094

14.898127

29

4.116136

0.242946

30

4.321942

0.231377

31

4.538039

0.220359

32

4.764941

0.209866

90

80.730365

0.012387

19.752262

0.050627

1,594.607301

0.000627

372.748792

96

108.186410

0.009243

19.815134

0.050466

2,143.728205

0.000466

378.555532

96

0.007604

19.847910

0.050383

2,610.025157

0.000383

381.749224

100

51.113454

0.019564

141.258524

26

100

131.501258

0.068292

54.669126

0.018292

148.222580

27

108

194.287249

0.005147

19.897060

0.050259

3,865.744985

0.000259

386.823634

108

0.067123

58.402583

0.017123

155.110108

28

120

348.911986

0.002866

19.942679

0.050144

6,958.239713

0.000144

391.975054

120

15.141074

0.066046

62.322712

0.016046

161.912605

29

15.372451

0.065051

66.438848

0.015051

168.622551

30

15.592811

0.064132

70.760790

0.014132

175.233336

31

15.802677

0.063280

75.298829

0.013280

181.739187

32

20

0.050000

400

6%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

6%

6%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

Compuesto Amortizacin

F/A

Presente

A/F

P/G

6%

1.060000

0.943396

0.943396

1.060000

1.000000

1.000000

0.000000

33

6.840590

0.146186

14.230230

0.070273

97.343165

0.010273

156.768071

33

1.123600

0.889996

1.833393

0.545437

2.060000

0.485437

0.889996

34

7.251025

0.137912

14.368141

0.069598

104.183755

0.009598

161.319151

34

1.191016

0.839619

2.673012

0.374110

3.183600

0.314110

2.569235

35

7.686087

0.130105

14.498246

0.068974

111.434780

0.008974

165.742729

35

1.262477

0.792094

3.465106

0.288591

4.374616

0.228591

4.945516

1.338226

0.747258

4.212364

0.237396

5.637093

0.177396

7.934549

36

8.147252

0.122741

14.620987

0.068395

119.120867

0.008395

170.038656

36

37

8.636087

0.115793

14.736780

0.067857

127.268119

0.007857

174.207210

37

1.418519

0.704961

4.917324

0.203363

6.975319

0.143363

11.459351

38

9.154252

0.109239

14.846019

0.067358

135.904206

0.007358

178.249048

38

1.503630

0.665057

5.582381

0.179135

8.393838

0.119135

15.449694

39

9.703507

0.103056

14.949075

0.066894

145.058458

0.006894

182.165157

39

1.593848

0.627412

6.209794

0.161036

9.897468

0.101036

19.841581

40

10.285718

0.097222

15.046297

0.066462

154.761966

0.006462

185.956823

40

1.689479

0.591898

6.801692

0.147022

11.491316

0.087022

24.576768

10

1.790848

0.558395

7.360087

0.135868

13.180795

0.075868

29.602321

10

41

10.902861

0.091719

15.138016

0.066059

165.047684

0.006059

189.625585

41

42

11.557033

0.086527

15.224543

0.065683

175.950545

0.005683

193.173208

42

11

1.898299

0.526788

7.886875

0.126793

14.971643

0.066793

34.870197

11

43

12.250455

0.081630

15.306173

0.065333

187.507577

0.005333

196.601652

43

12

2.012196

0.496969

8.383844

0.119277

16.869941

0.059277

40.336860

12

44

12.985482

0.077009

15.383182

0.065006

199.758032

0.005006

199.913043

44

13

2.132928

0.468839

8.852683

0.112960

18.882138

0.052960

45.962928

13

45

13.764611

0.072650

15.455832

0.064700

212.743514

0.004700

203.109646

45

14

2.260904

0.442301

9.294984

0.107585

21.015066

0.047585

51.712840

14

15

2.396558

0.417265

9.712249

0.102963

23.275970

0.042963

57.554551

15

46

14.590487

0.068538

15.524370

0.064415

226.508125

0.004415

206.193847

46

47

15.465917

0.064658

15.589028

0.064148

241.098612

0.004148

209.168129

47

16

2.540352

0.393646

10.105895

0.098952

25.672528

0.038952

63.459246

16

48

16.393872

0.060998

15.650027

0.063898

256.564529

0.003898

212.035054

48

17

2.692773

0.371364

10.477260

0.095445

28.212880

0.035445

69.401076

17

49

17.377504

0.057546

15.707572

0.063664

272.958401

0.003664

214.797246

49

18

2.854339

0.350344

10.827603

0.092357

30.905653

0.032357

75.356921

18

50

18.420154

0.054288

15.761861

0.063444

290.335905

0.003444

217.457376

50

19

3.025600

0.330513

11.158116

0.089621

33.759992

0.029621

81.306155

19

20

3.207135

0.311805

11.469921

0.087185

36.785591

0.027185

87.230445

20

60

32.987691

0.030314

16.161428

0.061876

533.128181

0.001876

239.042791

60

70

59.075930

0.016927

16.384544

0.061033

967.932170

0.001033

253.327135

70

21

3.399564

0.294155

11.764077

0.085005

39.992727

0.025005

93.113553

21

72

66.377715

0.015065

16.415578

0.060918

1,089.628586

0.000918

255.514616

72

22

3.603537

0.277505

12.041582

0.083046

43.392290

0.023046

98.941160

22

80

105.795993

0.009452

16.509131

0.060573

1,746.599891

0.000573

262.549308

80

23

3.819750

0.261797

12.303379

0.081278

46.995828

0.021278

104.700700

23

84

133.565004

0.007487

16.541883

0.060453

2,209.416737

0.000453

265.216270

84

24

4.048935

0.246979

12.550358

0.079679

50.815577

0.019679

110.381206

24

25

4.291871

0.232999

12.783356

0.078227

54.864512

0.018227

115.973173

25

90

189.464511

0.005278

16.578699

0.060318

3,141.075187

0.000318

268.394607

90

96

268.759030

0.003721

16.604653

0.060224

4,462.650505

0.000224

270.790932

96

339.302084

0.002947

16.617546

0.060177

5,638.368059

0.000177

272.047060

100

26

4.549383

0.219810

13.003166

0.076904

59.156383

0.016904

121.468424

26

100

27

4.822346

0.207368

13.210534

0.075697

63.705766

0.015697

126.859991

27

108

540.795972

0.001849

16.635848

0.060111

8,996.599542

0.000111

273.935704

108

28

5.111687

0.195630

13.406164

0.074593

68.528112

0.014593

132.142005

28

120

1,088.187748

0.000919

16.651351

0.060055

18,119.795797

0.000055

275.684593

120

29

5.418388

0.184557

13.590721

0.073580

73.639798

0.013580

137.309593

29

30

5.743491

0.174110

13.764831

0.072649

79.058186

0.012649

142.358787

30

31

6.088101

0.164255

13.929086

0.071792

84.801677

0.011792

147.286432

31

32

6.453387

0.154957

14.084043

0.071002

90.889778

0.011002

152.090112

32

16.666667

0.060000

277.777778

7%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

7%

7%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

Compuesto Amortizacin

F/A

A/F

Presente

7%

P/G

1.070000

0.934579

0.934579

1.070000

1.000000

1.000000

0.000000

33

9.325340

0.107235

12.753790

0.078408

118.933425

0.008408

131.643499

33

1.144900

0.873439

1.808018

0.553092

2.070000

0.483092

0.873439

34

9.978114

0.100219

12.854009

0.077797

128.258765

0.007797

134.950738

34

1.225043

0.816298

2.624316

0.381052

3.214900

0.311052

2.506034

35

10.676581

0.093663

12.947672

0.077234

138.236878

0.007234

138.135278

35

1.310796

0.762895

3.387211

0.295228

4.439943

0.225228

4.794720

1.402552

0.712986

4.100197

0.243891

5.750739

0.173891

7.646665

36

11.423942

0.087535

13.035208

0.076715

148.913460

0.006715

141.199019

36

37

12.223618

0.081809

13.117017

0.076237

160.337402

0.006237

144.144137

37

1.500730

0.666342

4.766540

0.209796

7.153291

0.139796

10.978376

38

13.079271

0.076457

13.193473

0.075795

172.561020

0.005795

146.973041

38

1.605781

0.622750

5.389289

0.185553

8.654021

0.115553

14.714874

39

13.994820

0.071455

13.264928

0.075387

185.640292

0.005387

149.688331

39

1.718186

0.582009

5.971299

0.167468

10.259803

0.097468

18.788938

40

14.974458

0.066780

13.331709

0.075009

199.635112

0.005009

152.292766

40

1.838459

0.543934

6.515232

0.153486

11.977989

0.083486

23.140408

10

1.967151

0.508349

7.023582

0.142378

13.816448

0.072378

27.715552

10

41

16.022670

0.062412

13.394120

0.074660

214.609570

0.004660

154.789229

41

42

17.144257

0.058329

13.452449

0.074336

230.632240

0.004336

157.180700

42

11

2.104852

0.475093

7.498674

0.133357

15.783599

0.063357

32.466480

11

43

18.344355

0.054513

13.506962

0.074036

247.776496

0.004036

159.470233

43

12

2.252192

0.444012

7.942686

0.125902

17.888451

0.055902

37.350611

12

44

19.628460

0.050946

13.557908

0.073758

266.120851

0.003758

161.660929

44

13

2.409845

0.414964

8.357651

0.119651

20.140643

0.049651

42.330185

13

45

21.002452

0.047613

13.605522

0.073500

285.749311

0.003500

163.755923

45

14

2.578534

0.387817

8.745468

0.114345

22.550488

0.044345

47.371809

14

15

2.759032

0.362446

9.107914

0.109795

25.129022

0.039795

52.446053

15

46

22.472623

0.044499

13.650020

0.073260

306.751763

0.003260

165.758359

46

47

24.045707

0.041587

13.691608

0.073037

329.224386

0.003037

167.671383

47

16

2.952164

0.338735

9.446649

0.105858

27.888054

0.035858

57.527072

16

48

25.728907

0.038867

13.730474

0.072831

353.270093

0.002831

169.498122

48

17

3.158815

0.316574

9.763223

0.102425

30.840217

0.032425

62.592262

17

49

27.529930

0.036324

13.766799

0.072639

378.999000

0.002639

171.241679

49

18

3.379932

0.295864

10.059087

0.099413

33.999033

0.029413

67.621949

18

50

29.457025

0.033948

13.800746

0.072460

406.528929

0.002460

172.905119

50

19

3.616528

0.276508

10.335595

0.096753

37.378965

0.026753

72.599099

19

20

3.869684

0.258419

10.594014

0.094393

40.995492

0.024393

77.509060

20

60

57.946427

0.017257

14.039181

0.071229

813.520383

0.001229

185.767743

60

70

113.989392

0.008773

14.160389

0.070620

1,614.134174

0.000620

193.518530

70

21

4.140562

0.241513

10.835527

0.092289

44.865177

0.022289

82.339322

21

72

130.506455

0.007662

14.176251

0.070541

1,850.092216

0.000541

194.636483

72

22

4.430402

0.225713

11.061240

0.090406

49.005739

0.020406

87.079298

22

80

224.234388

0.004460

14.222005

0.070314

3,189.062680

0.000314

198.074799

80

23

4.740530

0.210947

11.272187

0.088714

53.436141

0.018714

91.720129

23

84

293.925541

0.003402

14.237111

0.070239

4,184.650579

0.000239

199.304635

84

24

5.072367

0.197147

11.469334

0.087189

58.176671

0.017189

96.254502

24

25

5.427433

0.184249

11.653583

0.085811

63.249038

0.015811

100.676482

25

90

441.102980

0.002267

14.253328

0.070159

6,287.185427

0.000159

200.704199

90

96

661.976630

0.001511

14.264134

0.070106

9,442.523288

0.000106

201.701624

96

867.716326

0.001152

14.269251

0.070081

12,381.661794

0.000081

202.200081

100

26

5.807353

0.172195

11.825779

0.084561

68.676470

0.014561

104.981369

26

100

27

6.213868

0.160930

11.986709

0.083426

74.483823

0.013426

109.165559

27

108

1,490.898199

0.000671

14.276132

0.070047

21,284.259980

0.000047

202.909897

108

28

6.648838

0.150402

12.137111

0.082392

80.697691

0.012392

113.226419

28

120

3,357.788383

0.000298

14.281460

0.070021

47,954.119756

0.000021

203.510314

120

29

7.114257

0.140563

12.277674

0.081449

87.346529

0.011449

117.162177

29

30

7.612255

0.131367

12.409041

0.080586

94.460786

0.010586

120.971824

30

31

8.145113

0.122773

12.531814

0.079797

102.073041

0.009797

124.655014

31

32

8.715271

0.114741

12.646555

0.079073

110.218154

0.009073

128.211989

32

14.285714

0.070000

204.081633

8%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

8%

8%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

F/A

A/F

Compuesto Amortizacin

Presente

8%

P/G

1.080000

0.925926

0.925926

1.080000

1.000000

1.000000

0.000000

33

12.676050

0.078889

11.513888

0.086852

145.950620

0.006852

111.381921

33

1.166400

0.857339

1.783265

0.560769

2.080000

0.480769

0.857339

34

13.690134

0.073045

11.586934

0.086304

158.626670

0.006304

113.792416

34

1.259712

0.793832

2.577097

0.388034

3.246400

0.308034

2.445003

35

14.785344

0.067635

11.654568

0.085803

172.316804

0.005803

116.091990

35

1.360489

0.735030

3.312127

0.301921

4.506112

0.221921

4.650093

1.469328

0.680583

3.992710

0.250456

5.866601

0.170456

7.372426

36

15.968172

0.062625

11.717193

0.085345

187.102148

0.005345

118.283850

36

37

17.245626

0.057986

11.775179

0.084924

203.070320

0.004924

120.371336

37

1.586874

0.630170

4.622880

0.216315

7.335929

0.136315

10.523274

38

18.625276

0.053690

11.828869

0.084539

220.315945

0.004539

122.357884

38

1.713824

0.583490

5.206370

0.192072

8.922803

0.112072

14.024216

39

20.115298

0.049713

11.878582

0.084185

238.941221

0.004185

124.246994

39

1.850930

0.540269

5.746639

0.174015

10.636628

0.094015

17.806098

40

21.724521

0.046031

11.924613

0.083860

259.056519

0.003860

126.042200

40

1.999005

0.500249

6.246888

0.160080

12.487558

0.080080

21.808090

10

2.158925

0.463193

6.710081

0.149029

14.486562

0.069029

25.976831

10

41

23.462483

0.042621

11.967235

0.083561

280.781040

0.003561

127.747049

41

42

25.339482

0.039464

12.006699

0.083287

304.243523

0.003287

129.365078

42

11

2.331639

0.428883

7.138964

0.140076

16.645487

0.060076

30.265660

11

43

27.366640

0.036541

12.043240

0.083034

329.583005

0.003034

130.899793

43

12

2.518170

0.397114

7.536078

0.132695

18.977126

0.052695

34.633911

12

44

29.555972

0.033834

12.077074

0.082802

356.949646

0.002802

132.354660

44

13

2.719624

0.367698

7.903776

0.126522

21.495297

0.046522

39.046287

13

45

31.920449

0.031328

12.108402

0.082587

386.505617

0.002587

133.733086

45

14

2.937194

0.340461

8.244237

0.121297

24.214920

0.041297

43.472280

14

15

3.172169

0.315242

8.559479

0.116830

27.152114

0.036830

47.885664

15

46

34.474085

0.029007

12.137409

0.082390

418.426067

0.002390

135.038415

46

47

37.232012

0.026859

12.164267

0.082208

452.900152

0.002208

136.273911

47

16

3.425943

0.291890

8.851369

0.112977

30.324283

0.032977

52.264021

16

48

40.210573

0.024869

12.189136

0.082040

490.132164

0.002040

137.442758

48

17

3.700018

0.270269

9.121638

0.109629

33.750226

0.029629

56.588324

17

49

43.427419

0.023027

12.212163

0.081886

530.342737

0.001886

138.548050

49

18

3.996019

0.250249

9.371887

0.106702

37.450244

0.026702

60.842558

18

50

46.901613

0.021321

12.233485

0.081743

573.770156

0.001743

139.592790

50

19

4.315701

0.231712

9.603599

0.104128

41.446263

0.024128

65.013375

19

20

4.660957

0.214548

9.818147

0.101852

45.761964

0.021852

69.089791

20

60

101.257064

0.009876

12.376552

0.080798

1,253.213296

0.000798

147.300007

60

70

218.606406

0.004574

12.442820

0.080368

2,720.080074

0.000368

151.532618

70

21

5.033834

0.198656

10.016803

0.099832

50.422921

0.019832

73.062906

21

72

254.982512

0.003922

12.450977

0.080315

3,174.781398

0.000315

152.107559

72

22

5.436540

0.183941

10.200744

0.098032

55.456755

0.018032

76.925656

22

80

471.954834

0.002119

12.473514

0.080170

5,886.935428

0.000170

153.800083

80

23

5.871464

0.170315

10.371059

0.096422

60.893296

0.016422

80.672593

23

84

642.089342

0.001557

12.480532

0.080125

8,013.616770

0.000125

154.371367

84

24

6.341181

0.157699

10.528758

0.094978

66.764759

0.014978

84.299677

24

25

6.848475

0.146018

10.674776

0.093679

73.105940

0.013679

87.804107

25

90

1,018.915089

0.000981

12.487732

0.080079

12,723.938616

0.000079

154.992535

90

96

1,616.890192

0.000618

12.492269

0.080050

20,198.627405

0.000050

155.411198

96

2,199.761256

0.000455

12.494318

0.080036

27,484.515704

0.000036

155.610726

100

26

7.396353

0.135202

10.809978

0.092507

79.954415

0.012507

91.184151

26

100

27

7.988061

0.125187

28

8.627106

0.115914

10.935165

0.091448

11.051078

0.090489

87.350768

0.011448

94.439008

27

108

4,071.604565

0.000246

12.496930

0.080020

50,882.557060

0.000020

155.880060

108

95.338830

0.010489

97.568679

28

120

10,252.992943

0.000098

12.498781

0.080008

128,149.911781

0.000008

156.088462

29

9.317275

0.107328

11.158406

120

0.089619

103.965936

0.009619

100.573849

29

30

10.062657

0.099377

11.257783

0.088827

113.283211

0.008827

103.455792

30

31
32

10.867669
11.737083

0.092016

11.349799

0.088107

123.345868

0.008107

106.216274

31

0.085200

11.434999

0.087451

134.213537

0.007451

108.857475

32

12.500000

0.080000

156.250000

9%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

9%

9%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

Compuesto Amortizacin

F/A

A/F

Presente

9%

P/G

1.090000

0.917431

0.917431

1.090000

1.000000

1.000000

0.000000

33

17.182028

0.058200

10.464441

0.095562

179.800315

0.005562

94.931435

33

1.188100

0.841680

1.759111

0.568469

2.090000

0.478469

0.841680

34

18.728411

0.053395

10.517835

0.095077

196.982344

0.005077

96.693464

34

1.295029

0.772183

2.531295

0.395055

3.278100

0.305055

2.386047

35

20.413968

0.048986

10.566821

0.094636

215.710755

0.004636

98.358990

35

1.411582

0.708425

3.239720

0.308669

4.573129

0.218669

4.511323

1.538624

0.649931

3.889651

0.257092

5.984711

0.167092

7.111048

36

22.251225

0.044941

10.611763

0.094235

236.124723

0.004235

99.931937

36

37

24.253835

0.041231

10.652993

0.093870

258.375948

0.003870

101.416239

37

1.677100

0.596267

4.485919

0.222920

7.523335

0.132920

10.092385

38

26.436680

0.037826

10.690820

0.093538

282.629783

0.003538

102.815809

38

1.828039

0.547034

5.032953

0.198691

9.200435

0.108691

13.374590

39

28.815982

0.034703

10.725523

0.093236

309.066463

0.003236

104.134522

39

1.992563

0.501866

5.534819

0.180674

11.028474

0.090674

16.887654

40

31.409420

0.031838

10.757360

0.092960

337.882445

0.002960

105.376188

40

2.171893

0.460428

5.995247

0.166799

13.021036

0.076799

20.571076

10

2.367364

0.422411

6.417658

0.155820

15.192930

0.065820

24.372774

10

41

34.236268

0.029209

10.786569

0.092708

369.291865

0.002708

106.544539

41

42

37.317532

0.026797

10.813366

0.092478

403.528133

0.002478

107.643219

42

11

2.580426

0.387533

6.805191

0.146947

17.560293

0.056947

28.248102

11

43

40.676110

0.024584

10.837950

0.092268

440.845665

0.002268

108.675766

43

12

2.812665

0.355535

7.160725

0.139651

20.140720

0.049651

32.158984

12

44

44.336960

0.022555

10.860505

0.092077

481.521775

0.002077

109.645611

44

13

3.065805

0.326179

7.486904

0.133567

22.953385

0.043567

36.073128

13

45

48.327286

0.020692

10.881197

0.091902

525.858734

0.001902

110.556070

45

14

3.341727

0.299246

7.786150

0.128433

26.019189

0.038433

39.963332

14

15

3.642482

0.274538

8.060688

0.124059

29.360916

0.034059

43.806865

15

46

52.676742

0.018984

10.900181

0.091742

574.186021

0.001742

111.410337

46

47

57.417649

0.017416

10.917597

0.091595

626.862762

0.001595

112.211484

47

16

3.970306

0.251870

8.312558

0.120300

33.003399

0.030300

47.584911

16

48

62.585237

0.015978

10.933575

0.091461

684.280411

0.001461

112.962460

48

17

4.327633

0.231073

8.543631

0.117046

36.973705

0.027046

51.282082

17

49

68.217908

0.014659

10.948234

0.091339

746.865648

0.001339

113.666088

49

18

4.717120

0.211994

8.755625

0.114212

41.301338

0.024212

54.885975

18

50

74.357520

0.013449

10.961683

0.091227

815.083556

0.001227

114.325066

50

19

5.141661

0.194490

8.950115

0.111730

46.018458

0.021730

58.386789

19

20

5.604411

0.178431

9.128546

0.109546

51.160120

0.019546

61.776976

20

60

176.031292

0.005681

11.047991

0.090514

1,944.792133

0.000514

118.968250

60

70

416.730086

0.002400

11.084449

0.090216

4,619.223180

0.000216

121.294156

70

21

6.108808

0.163698

9.292244

0.107617

56.764530

0.017617

65.050938

21

72

495.117015

0.002020

11.088670

0.090182

5,490.189060

0.000182

121.591662

72

22

6.658600

0.150182

9.442425

0.105905

62.873338

0.015905

68.204754

22

80

986.551668

0.001014

11.099849

0.090091

10,950.574090

0.000091

122.430644

80

23

7.257874

0.137781

9.580207

0.104382

69.531939

0.014382

71.235944

23

84

1,392.598192

0.000718

11.103132

0.090065

15,462.202134

0.000065

122.697928

84

24

7.911083

0.126405

9.706612

0.103023

76.789813

0.013023

74.143258

24

25

8.623081

0.115968

9.822580

0.101806

84.700896

0.011806

76.926486

25

90

2,335.526582

0.000428

11.106354

0.090039

25,939.184247

0.000039

122.975761

90

96

3,916.911890

0.000255

11.108274

0.090023

43,510.132110

0.000023

123.152948

96

5,529.040792

0.000181

11.109102

0.090016

61,422.675465

0.000016

123.233502

100

26

9.399158

0.106393

9.928972

0.100715

93.323977

0.010715

79.586298

26

100

27

10.245082

0.097608

10.026580

0.099735

102.723135

28

11.167140

0.089548

10.116128

0.098852

112.968217

0.009735

82.124101

27

108

11,016.960126

0.000091

11.110103

0.090008

#########

0.000008

123.336661

108

0.008852

84.541910

28

120

30,987.015749

0.000032

11.110753

0.090003

#########

0.000003

123.409777

29

12.172182

0.082155

10.198283

0.098056

120

124.135356

0.008056

86.842237

29

30

13.267678

0.075371

10.273654

0.097336

136.307539

0.007336

89.028000

30

11.111111

0.090000

123.456790

31

14.461770

0.069148

10.342802

0.096686

149.575217

0.006686

91.102434

31

32

15.763329

0.063438

10.406240

0.096096

164.036987

0.006096

93.069024

32

10%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

10%

10%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

Compuesto Amortizacin

F/A

A/F

Presente

10%

P/G

1.100000

0.909091

0.909091

1.100000

1.000000

1.000000

0.000000

33

23.225154

0.043057

9.569432

0.104499

222.251544

0.004499

81.485591

33

1.210000

0.826446

1.735537

0.576190

2.100000

0.476190

0.826446

34

25.547670

0.039143

9.608575

0.104074

245.476699

0.004074

82.777294

34

1.331000

0.751315

2.486852

0.402115

3.310000

0.302115

2.329076

35

28.102437

0.035584

9.644159

0.103690

271.024368

0.003690

83.987154

35

1.464100

0.683013

3.169865

0.315471

4.641000

0.215471

4.378116

1.610510

0.620921

3.790787

0.263797

6.105100

0.163797

6.861802

36

30.912681

0.032349

9.676508

0.103343

299.126805

0.003343

85.119375

36

37

34.003949

0.029408

9.705917

0.103030

330.039486

0.003030

86.178076

37

1.771561

0.564474

4.355261

0.229607

7.715610

0.129607

9.684171

38

37.404343

0.026735

9.732651

0.102747

364.043434

0.002747

87.167266

38

1.948717

0.513158

4.868419

0.205405

9.487171

0.105405

12.763120

39

41.144778

0.024304

9.756956

0.102491

401.447778

0.002491

88.090834

39

2.143589

0.466507

5.334926

0.187444

11.435888

0.087444

16.028672

40

45.259256

0.022095

9.779051

0.102259

442.592556

0.002259

88.952536

40

2.357948

0.424098

5.759024

0.173641

13.579477

0.073641

19.421453

10

2.593742

0.385543

6.144567

0.162745

15.937425

0.062745

22.891342

10

41

49.785181

0.020086

9.799137

0.102050

487.851811

0.002050

89.755988

41

42

54.763699

0.018260

9.817397

0.101860

537.636992

0.001860

90.504659

42

11

2.853117

0.350494

6.495061

0.153963

18.531167

0.053963

26.396281

11

43

60.240069

0.016600

9.833998

0.101688

592.400692

0.001688

91.201869

43

12

3.138428

0.318631

6.813692

0.146763

21.384284

0.046763

29.901220

12

44

66.264076

0.015091

9.849089

0.101532

652.640761

0.001532

91.850788

44

13

3.452271

0.289664

7.103356

0.140779

24.522712

0.040779

33.377193

13

45

72.890484

0.013719

9.862808

0.101391

718.904837

0.001391

92.454433

45

14

3.797498

0.263331

7.366687

0.135746

27.974983

0.035746

36.800499

14

15

4.177248

0.239392

7.606080

0.131474

31.772482

0.031474

40.151988

15

46

80.179532

0.012472

9.875280

0.101263

791.795321

0.001263

93.015674

46

47

88.197485

0.011338

9.886618

0.101147

871.974853

0.001147

93.537231

47

16

4.594973

0.217629

7.823709

0.127817

35.949730

0.027817

43.416425

16

48

97.017234

0.010307

9.896926

0.101041

960.172338

0.001041

94.021681

48

17

5.054470

0.197845

8.021553

0.124664

40.544703

0.024664

46.581939

17

49

106.718957

0.009370

9.906296

0.100946

1,057.189572

0.000946

94.471460

49

18

5.559917

0.179859

8.201412

0.121930

45.599173

0.021930

49.639539

18

50

117.390853

0.008519

9.914814

0.100859

1,163.908529

0.000859

94.888869

50

19

6.115909

0.163508

8.364920

0.119547

51.159090

0.019547

52.582683

19

20

6.727500

0.148644

8.513564

0.117460

57.274999

0.017460

55.406912

20

60

304.481640

0.003284

9.967157

0.100330

3,034.816395

0.000330

97.701011

60

70

789.746957

0.001266

9.987338

0.100127

7,887.469568

0.000127

98.987017

70

21

7.400250

0.135131

8.648694

0.115624

64.002499

0.015624

58.109523

21

72

955.593818

0.001046

9.989535

0.100105

9,545.938177

0.000105

99.141895

72

22

8.140275

0.122846

8.771540

0.114005

71.402749

0.014005

60.689288

22

80

2,048.400215

0.000488

9.995118

0.100049

20,474.002146

0.000049

99.560633

80

23

8.954302

0.111678

8.883218

0.112572

79.543024

0.012572

63.146208

23

84

2,999.062754

0.000333

9.996666

0.100033

29,980.627542

0.000033

99.686569

84

24

9.849733

0.101526

8.984744

0.111300

88.497327

0.011300

65.481297

24

25

10.834706

0.092296

9.077040

0.110168

98.347059

0.010168

67.696401

25

90

5,313.022612

0.000188

9.998118

0.100019

53,120.226118

0.000019

99.811783

90

96

9,412.343651

0.000106

9.998938

0.100011

94,113.436513

0.000011

99.887382

96

9.999274

0.100007

137,796.123398

0.000007

99.920178

100

26

11.918177

0.083905

9.160945

0.109159

109.181765

0.009159

69.794037

26

100

13,780.612340

0.000073

27

13.109994

0.076278

9.237223

28

14.420994

0.069343

9.306567

0.108258

121.099942

0.107451

134.209936

0.008258

71.777257

27

108

29,539.966407

0.000034

9.999661

0.100003

#########

0.000003

99.960054

108

0.007451

73.649527

28

120

92,709.068818

0.000011

9.999892

0.100001

#########

0.000001

99.985978

29

15.863093

0.063039

9.369606

0.106728

120

148.630930

0.006728

75.414631

29

30

17.449402

0.057309

9.426914

0.106079

164.494023

0.006079

77.076579

30

31

19.194342

32

21.113777

0.052099
0.047362

9.479013

0.105496

181.943425

0.005496

78.639539

31

9.526376

0.104972

201.137767

0.004972

80.107775

32

10

0.100000

100

11%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

11%

11%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

F/A

A/F

P/G

Compuesto Amortizacin

Presente

11%

1.110000

0.900901

0.900901

1.110000

1.000000

1.000000

0.000000

33

31.308214

0.031940

8.800541

0.113629

275.529222

0.003629

70.422768

33

1.232100

0.811622

1.712523

0.583934

2.110000

0.473934

0.811622

34

34.752118

0.028775

8.829316

0.113259

306.837437

0.003259

71.372350

34

1.367631

0.731191

2.443715

0.409213

3.342100

0.299213

2.274005

35

38.574851

0.025924

8.855240

0.112927

341.589555

0.002927

72.253753

35

1.518070

0.658731

3.102446

0.322326

4.709731

0.212326

4.250198

1.685058

0.593451

3.695897

0.270570

6.227801

0.160570

6.624003

36

42.818085

0.023355

8.878594

0.112630

380.164406

0.002630

73.071165

36

37

47.528074

0.021040

8.899635

0.112364

422.982490

0.002364

73.828612

37

1.870415

0.534641

4.230538

0.236377

7.912860

0.126377

9.297208

38

52.756162

0.018955

8.918590

0.112125

470.510564

0.002125

74.529952

38

2.076160

0.481658

4.712196

0.212215

9.783274

0.102215

12.187158

39

58.559340

0.017077

8.935666

0.111911

523.266726

0.001911

75.178866

39

2.304538

0.433926

5.146123

0.194321

11.859434

0.084321

15.224644

40

65.000867

0.015384

8.951051

0.111719

581.826066

0.001719

75.778858

40

2.558037

0.390925

5.537048

0.180602

14.163972

0.070602

18.352042

10

2.839421

0.352184

5.889232

0.169801

16.722009

0.059801

21.521702

10

41

72.150963

0.013860

8.964911

0.111546

646.826934

0.001546

76.333251

41

42

80.087569

0.012486

8.977397

0.111391

718.977896

0.001391

76.845191

42

11

3.151757

0.317283

6.206515

0.161121

19.561430

0.051121

24.694535

11

43

88.897201

0.011249

8.988646

0.111251

799.065465

0.001251

77.317647

43

12

3.498451

0.285841

6.492356

0.154027

22.713187

0.044027

27.838784

12

44

98.675893

0.010134

8.998780

0.111126

887.962666

0.001126

77.753417

44

13

3.883280

0.257514

6.749870

0.148151

26.211638

0.038151

30.928955

13

45

109.530242

0.009130

9.007910

0.111014

986.638559

0.001014

78.155133

45

14

4.310441

0.231995

6.981865

0.143228

30.094918

0.033228

33.944888

14

15

4.784589

0.209004

7.190870

0.139065

34.405359

0.029065

36.870949

15

46

121.578568

0.008225

9.016135

0.110912

1,096.168801

0.000912

78.525264

46

47

134.952211

0.007410

9.023545

0.110821

1,217.747369

0.000821

78.866125

47

16

5.310894

0.188292

7.379162

0.135517

39.189948

0.025517

39.695332

16

48

149.796954

0.006676

9.030221

0.110739

1,352.699580

0.000739

79.179883

48

17

5.895093

0.169633

7.548794

0.132471

44.500843

0.022471

42.409454

17

49

166.274619

0.006014

9.036235

0.110666

1,502.496533

0.000666

79.468562

49

18

6.543553

0.152822

7.701617

0.129843

50.395936

0.019843

45.007431

18

50

184.564827

0.005418

9.041653

0.110599

1,668.771152

0.000599

79.734051

50

19

7.263344

0.137678

7.839294

0.127563

56.939488

0.017563

47.485628

19

20

8.062312

0.124034

7.963328

0.125576

64.202832

0.015576

49.842273

20

60

524.057242

0.001908

9.073562

0.110210

4,755.065839

0.000210

81.446096

60

70

1,488.019132

0.000672

9.084800

0.110074

13,518.355744

0.000074

82.161430

70

21

8.949166

0.111742

8.075070

0.123838

72.265144

0.013838

52.077118

21

72

1,833.388372

0.000545

9.085951

0.110060

16,658.076112

0.000060

82.242536

72

22

9.933574

0.100669

8.175739

0.122313

81.214309

0.012313

54.191160

22

80

4,225.112750

0.000237

9.088757

0.110026

38,401.025004

0.000026

82.452937

80

23

11.026267

0.090693

8.266432

0.120971

91.147884

0.010971

56.186396

23

84

6,414.018645

0.000156

9.089492

0.110017

58,300.169504

0.000017

82.512686

84

24

12.239157

0.081705

8.348137

0.119787

102.174151

0.009787

58.065610

24

25

13.585464

0.073608

8.421745

0.118740

114.413307

0.008740

59.832204

25

90

11,996.873812

0.000083

9.090151

0.110009

#########

0.000009

82.569540

90

96

22,439.127359

0.000045

9.090504

0.110005

#########

0.000005

82.602052

96

26

15.079865

0.066314

8.488058

0.117813

127.998771

0.007813

61.490044

26

100

34,064.175270

0.000029

9.090642

0.110003

#########

0.000003

82.615514

100

27

16.738650

0.059742

8.547800

0.116989

143.078636

0.006989

63.043336

27

108

78,502.178503

0.000013

9.090793

0.110001

#########

0.000001

82.631068

108

28

18.579901

0.053822

8.601622

0.116257

159.817286

0.006257

64.496519

28

29

20.623691

0.048488

8.650110

0.115605

178.397187

0.005605

65.854181

29

30

22.892297

0.043683

8.693793

0.115025

199.020878

0.005025

67.120982

30

31

25.410449

0.039354

8.733146

0.114506

221.913174

0.004506

68.301599

31

32

28.205599

0.035454

8.768600

0.114043

247.323624

0.004043

69.400672

32

9.090909

0.110000

82.644628

12%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

12%

12%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

F/A

A/F

Compuesto Amortizacin

Presente

12%

P/G

1.120000

0.892857

0.892857

1.120000

1.000000

1.000000

0.000000

33

42.091533

0.023758

8.135352

0.122920

342.429446

0.002920

61.261221

33

1.254400

0.797194

1.690051

0.591698

2.120000

0.471698

0.797194

34

47.142517

0.021212

8.156564

0.122601

384.520979

0.002601

61.961226

34

1.404928

0.711780

2.401831

0.416349

3.374400

0.296349

2.220754

35

52.799620

0.018940

8.175504

0.122317

431.663496

0.002317

62.605170

35

1.573519

0.635518

3.037349

0.329234

4.779328

0.209234

4.127309

1.762342

0.567427

3.604776

0.277410

6.352847

0.157410

6.397016

36

59.135574

0.016910

8.192414

0.122064

484.463116

0.002064

63.197030

36

37

66.231843

0.015098

8.207513

0.121840

543.598690

0.001840

63.740575

37

1.973823

0.506631

4.111407

0.243226

8.115189

0.123226

8.930172

38

74.179664

0.013481

8.220993

0.121640

609.830533

0.001640

64.239364

38

2.210681

0.452349

4.563757

0.219118

10.089012

0.099118

11.644267

39

83.081224

0.012036

8.233030

0.121462

684.010197

0.001462

64.696748

39

2.475963

0.403883

4.967640

0.201303

12.299693

0.081303

14.471450

40

93.050970

0.010747

8.243777

0.121304

767.091420

0.001304

65.115873

40

2.773079

0.360610

5.328250

0.187679

14.775656

0.067679

17.356330

10

3.105848

0.321973

5.650223

0.176984

17.548735

0.056984

20.254089

10

41

104.217087

0.009595

8.253372

0.121163

860.142391

0.001163

65.499687

41

42

116.723137

0.008567

8.261939

0.121037

964.359478

0.001037

65.850946

42

11

3.478550

0.287476

5.937699

0.168415

20.654583

0.048415

23.128850

11

43

130.729914

0.007649

8.269589

0.120925

1,081.082615

0.000925

66.172219

43

12

3.895976

0.256675

6.194374

0.161437

24.133133

0.041437

25.952276

12

44

146.417503

0.006830

8.276418

0.120825

1,211.812529

0.000825

66.465900

44

13

4.363493

0.229174

6.423548

0.155677

28.029109

0.035677

28.702366

13

45

163.987604

0.006098

8.282516

0.120736

1,358.230032

0.000736

66.734212

45

14

4.887112

0.204620

6.628168

0.150871

32.392602

0.030871

31.362424

14

15

5.473566

0.182696

6.810864

0.146824

37.279715

0.026824

33.920171

15

46

183.666116

0.005445

8.287961

0.120657

1,522.217636

0.000657

66.979222

46

47

205.706050

0.004861

8.292822

0.120586

1,705.883752

0.000586

67.202842

47

16

6.130394

0.163122

6.973986

0.143390

42.753280

0.023390

36.366996

16

48

230.390776

0.004340

8.297163

0.120523

1,911.589803

0.000523

67.406844

48

17

6.866041

0.145644

7.119630

0.140457

48.883674

0.020457

38.697306

17

49

258.037669

0.003875

8.301038

0.120467

2,141.980579

0.000467

67.592863

49

18

7.689966

0.130040

7.249670

0.137937

55.749715

0.017937

40.907979

18

50

289.002190

0.003460

8.304498

0.120417

2,400.018249

0.000417

67.762412

50

19

8.612762

0.116107

7.365777

0.135763

63.439681

0.015763

42.997901

19

20

9.646293

0.103667

7.469444

0.133879

72.052442

0.013879

44.967569

20

60

897.596933

0.001114

8.324049

0.120134

7,471.641112

0.000134

68.810034

60

70

2,787.799828

0.000359

8.330344

0.120043

23,223.331897

0.000043

69.210289

70

21

10.803848

0.092560

7.562003

0.132240

81.698736

0.012240

46.818762

21

72

3,497.016104

0.000286

8.330950

0.120034

29,133.467532

0.000034

69.253011

72

22

12.100310

0.082643

7.644646

0.130811

92.502584

0.010811

48.554254

22

80

8,658.483100

0.000115

8.332371

0.120014

72,145.692501

0.000014

69.359428

80

23

13.552347

0.073788

7.718434

0.129560

104.602894

0.009560

50.177589

23

84

13,624.290786

0.000073

8.332722

0.120009

113,527.423218

0.000009

69.387969

84

24

15.178629

0.065882

7.784316

0.128463

118.155241

0.008463

51.692878

24

25

17.000064

0.058823

7.843139

0.127500

133.333870

0.007500

53.104637

25

90

26,891.934223

0.000037

8.333023

0.120004

224,091.118528

0.000004

69.413973

90

96

53,079.909819

0.000019

8.333176

0.120002

#########

0.000002

69.428065

96

100

83,522.265727

0.000012

8.333234

0.120001

696,010.547721

0.000001

69.433636

100

8.333333

0.120000

69.444444

26

19.040072

0.052521

7.895660

0.126652

150.333934

0.006652

54.417657

26

27

21.324881

0.046894

7.942554

0.125904

169.374007

0.005904

55.636890

27

28

23.883866

0.041869

7.984423

0.125244

190.698887

0.005244

56.767361

28

29

26.749930

0.037383

8.021806

0.124660

214.582754

0.004660

57.814092

29

30

29.959922

0.033378

8.055184

0.124144

241.332684

0.004144

58.782052

30

31

33.555113

0.029802

8.084986

0.123686

271.292606

0.003686

59.676104

31

32

37.581726

0.026609

8.111594

0.123280

304.847719

0.003280

60.500973

32

13%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

13%

13%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

Compuesto Amortizacin

Presente

F/A

A/F

P/G

13%

1.130000

0.884956

0.884956

1.130000

1.000000

1.000000

0.000000

33

56.440212

0.017718

7.556016

0.132345

426.463168

0.002345

53.625592

33

1.276900

0.783147

1.668102

0.599484

2.130000

0.469484

0.783147

34

63.777439

0.015680

7.571696

0.132071

482.903380

0.002071

54.143016

34

1.442897

0.693050

2.361153

0.423522

3.406900

0.293522

2.169247

35

72.068506

0.013876

7.585572

0.131829

546.680819

0.001829

54.614789

35

1.630474

0.613319

2.974471

0.336194

4.849797

0.206194

4.009203

1.842435

0.542760

3.517231

0.284315

6.480271

0.154315

6.180243

36

81.437412

0.012279

7.597851

0.131616

618.749325

0.001616

55.044567

36

37

92.024276

0.010867

7.608718

0.131428

700.186738

0.001428

55.435768

37

2.081952

0.480319

3.997550

0.250153

8.322706

0.120153

8.581836

38

103.987432

0.009617

7.618334

0.131262

792.211014

0.001262

55.791581

38

2.352605

0.425061

4.422610

0.226111

10.404658

0.096111

11.132199

39

117.505798

0.008510

7.626844

0.131116

896.198445

0.001116

56.114969

39

2.658444

0.376160

4.798770

0.208387

12.757263

0.078387

13.765318

40

132.781552

0.007531

7.634376

0.130986

1,013.704243

0.000986

56.408684

40

3.004042

0.332885

5.131655

0.194869

15.415707

0.064869

16.428397

10

3.394567

0.294588

5.426243

0.184290

18.419749

0.054290

19.079692

10

41

150.043153

0.006665

7.641040

0.130872

1,146.485795

0.000872

56.675274

41

42

169.548763

0.005898

7.646938

0.130771

1,296.528948

0.000771

56.917093

42

11

3.835861

0.260698

5.686941

0.175841

21.814317

0.045841

21.686669

11

43

191.590103

0.005219

7.652158

0.130682

1,466.077712

0.000682

57.136311

43

12

4.334523

0.230706

5.917647

0.168986

25.650178

0.038986

24.224434

12

44

216.496816

0.004619

7.656777

0.130603

1,657.667814

0.000603

57.334928

44

13

4.898011

0.204165

6.121812

0.163350

29.984701

0.033350

26.674408

13

45

244.641402

0.004088

7.660864

0.130534

1,874.164630

0.000534

57.514783

45

14

5.534753

0.180677

6.302488

0.158667

34.882712

0.028667

29.023203

14

15

6.254270

0.159891

6.462379

0.154742

40.417464

0.024742

31.261673

15

46

276.444784

0.003617

7.664482

0.130472

2,118.806032

0.000472

57.677564

46

47

312.382606

0.003201

7.667683

0.130417

2,395.250816

0.000417

57.824820

47

16

7.067326

0.141496

6.603875

0.151426

46.671735

0.021426

33.384117

16

48

352.992345

0.002833

7.670516

0.130369

2,707.633422

0.000369

57.957967

48

17

7.986078

0.125218

6.729093

0.148608

53.739060

0.018608

35.387604

17

49

398.881350

0.002507

7.673023

0.130327

3,060.625767

0.000327

58.078303

49

18

9.024268

0.110812

6.839905

0.146201

61.725138

0.016201

37.271413

18

50

450.735925

0.002219

7.675242

0.130289

3,459.507117

0.000289

58.187015

50

19

10.197423

0.098064

6.937969

0.144134

70.749406

0.014134

39.036565

19

20

11.523088

0.086782

7.024752

0.142354

80.946829

0.012354

40.685428

20

60

1,530.053473

0.000654

7.687280

0.130085

11,761.949792

0.000085

58.831276

60

70

5,193.869624

0.000193

7.690827

0.130025

39,945.150956

0.000025

59.056533

70

21

13.021089

0.076798

7.101550

0.140814

92.469917

0.010814

42.221398

21

72

6,632.052123

0.000151

7.691148

0.130020

51,008.093256

0.000020

59.079165

72

22

14.713831

0.067963

7.169513

0.139479

105.491006

0.009479

43.648627

22

80

17,630.940454

0.000057

7.691871

0.130007

135,614.926571

0.000007

59.133338

80

23

16.626629

0.060144

7.229658

0.138319

120.204837

0.008319

44.971805

23

84

28,746.783130

0.000035

7.692040

0.130005

221,121.408693

0.000005

59.147062

84

24

18.788091

0.053225

7.282883

0.137308

136.831465

0.007308

46.195985

24

25

21.230542

0.047102

7.329985

0.136426

155.619556

0.006426

47.326432

25

90

59,849.415520

0.000017

7.692179

0.130002

#########

0.000002

59.159041

90

26

23.990513

0.041683

7.371668

0.135655

176.850098

0.005655

48.368511

26

27

27.109279

0.036888

7.408556

0.134979

200.840611

0.004979

49.327592

27

28

30.633486

0.032644

7.441200

0.134387

227.949890

0.004387

50.208980

28

29

34.615839

0.028889

7.470088

0.133867

258.583376

0.003867

51.017858

29

30

39.115898

0.025565

7.495653

0.133411

293.199215

0.003411

51.759245

30

31

44.200965

0.022624

7.518277

0.133009

332.315113

0.003009

52.437963

31

32

49.947090

0.020021

7.538299

0.132656

376.516078

0.002656

53.058620

32

7.692308

0.130000

59.171598

14%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

14%

14%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

F/A

A/F

Compuesto Amortizacin

Presente

14%

P/G

1.140000

0.877193

0.877193

1.140000

1.000000

1.000000

0.000000

33

75.484902

0.013248

7.048231

0.141880

532.035012

0.001880

47.221838

33

1.299600

0.769468

1.646661

0.607290

2.140000

0.467290

0.769468

34

86.052788

0.011621

7.059852

0.141646

607.519914

0.001646

47.605324

34

1.481544

0.674972

2.321632

0.430731

3.439600

0.290731

2.119411

35

98.100178

0.010194

7.070045

0.141442

693.572702

0.001442

47.951908

35

1.688960

0.592080

2.913712

0.343205

4.921144

0.203205

3.895651

1.925415

0.519369

3.433081

0.291284

6.610104

0.151284

5.973126

36

111.834203

0.008942

7.078987

0.141263

791.672881

0.001263

48.264871

36

37

127.490992

0.007844

7.086831

0.141107

903.507084

0.001107

48.547244

37

2.194973

0.455587

3.888668

0.257157

8.535519

0.117157

8.251059

38

145.339731

0.006880

7.093711

0.140970

1,030.998076

0.000970

48.801820

38

2.502269

0.399637

4.288305

0.233192

10.730491

0.093192

10.648883

39

165.687293

0.006035

7.099747

0.140850

1,176.337806

0.000850

49.031168

39

2.852586

0.350559

4.638864

0.215570

13.232760

0.075570

13.102796

40

188.883514

0.005294

7.105041

0.140745

1,342.025099

0.000745

49.237644

40

3.251949

0.307508

4.946372

0.202168

16.085347

0.062168

15.562860

10

3.707221

0.269744

5.216116

0.191714

19.337295

0.051714

17.990554

10

41

215.327206

0.004644

7.109685

0.140653

1,530.908613

0.000653

49.423408

41

42

245.473015

0.004074

7.113759

0.140573

1,746.235819

0.000573

49.590433

42

11

4.226232

0.236617

5.452733

0.183394

23.044516

0.043394

20.356728

11

43

279.839237

0.003573

7.117332

0.140502

1,991.708833

0.000502

49.740519

43

12

4.817905

0.207559

5.660292

0.176669

27.270749

0.036669

22.639878

12

44

319.016730

0.003135

7.120467

0.140440

2,271.548070

0.000440

49.875308

44

13

5.492411

0.182069

5.842362

0.171164

32.088654

0.031164

24.824710

13

45

363.679072

0.002750

7.123217

0.140386

2,590.564800

0.000386

49.996294

45

14

6.261349

0.159710

6.002072

0.166609

37.581065

0.026609

26.900940

14

15

7.137938

0.140096

6.142168

0.162809

43.842414

0.022809

28.862291

15

46

414.594142

0.002412

7.125629

0.140338

2,954.243872

0.000338

50.104834

46

47

472.637322

0.002116

7.127744

0.140297

3,368.838014

0.000297

50.202160

47

16

8.137249

0.122892

6.265060

0.159615

50.980352

0.019615

30.705666

16

48

538.806547

0.001856

7.129600

0.140260

3,841.475336

0.000260

50.289390

48

17

9.276464

0.107800

6.372859

0.156915

59.117601

0.016915

32.430461

17

49

614.239464

0.001628

7.131228

0.140228

4,380.281883

0.000228

50.367535

49

18

10.575169

0.094561

6.467420

0.154621

68.394066

0.014621

34.038000

18

50

700.232988

0.001428

7.132656

0.140200

4,994.521346

0.000200

50.437512

50

19

12.055693

0.082948

6.550369

0.152663

78.969235

0.012663

35.531071

19

20

13.743490

0.072762

6.623131

0.150986

91.024928

0.010986

36.913544

20

60

2,595.918660

0.000385

7.140106

0.140054

18,535.133283

0.000054

50.835660

60

70

9,623.644985

0.000104

7.142115

0.140015

68,733.178463

0.000015

50.963151

70

21

15.667578

0.063826

6.686957

0.149545

104.768418

0.009545

38.190065

21

72

12,506.889022

0.000080

7.142286

0.140011

89,327.778731

0.000011

50.975209

72

22

17.861039

0.055988

6.742944

0.148303

120.435996

0.008303

39.365808

22

80

35,676.981807

0.000028

7.142657

0.140004

#########

0.000004

51.002961

80

23

20.361585

0.049112

6.792056

0.147231

138.297035

0.007231

40.446274

23

84

60,257.000902

0.000017

7.142739

0.140002

#########

0.000002

51.009604

84

24

23.212207

0.043081

6.835137

0.146303

158.658620

0.006303

41.437132

24

25

26.461916

0.037790

6.872927

0.145498

181.870827

0.005498

42.344096

25

90

#########

0.000008

7.142803

0.140001

#########

0.000001

51.015162

90

7.142857

0.140000

51.020408

26

30.166584

0.033149

6.906077

0.144800

208.332743

0.004800

43.172828

26

27

34.389906

0.029078

6.935155

0.144193

238.499327

0.004193

43.928864

27

28

39.204493

0.025507

6.960662

0.143664

272.889233

0.003664

44.617560

28

29

44.693122

0.022375

6.983037

0.143204

312.093725

0.003204

45.244055

29

30

50.950159

0.019627

7.002664

0.142803

356.786847

0.002803

45.813238

30

31

58.083181

0.017217

7.019881

0.142453

407.737006

0.002453

46.329739

31

32

66.214826

0.015102

7.034983

0.142147

465.820186

0.002147

46.797912

32

15%

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

P/A

A/P

F/A

A/F

P/G

Pago nico

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

15%

15%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

F/A

A/F

Compuesto Amortizacin

Presente

15%

P/G

1.150000

0.869565

0.869565

1.150000

1.000000

1.000000

0.000000

33

100.699829

0.009931

6.600463

0.151505

664.665524

0.001505

41.818378

33

1.322500

0.756144

1.625709

0.615116

2.150000

0.465116

0.756144

34

115.804803

0.008635

6.609099

0.151307

765.365353

0.001307

42.103340

34

1.520875

0.657516

2.283225

0.437977

3.472500

0.287977

2.071176

35

133.175523

0.007509

6.616607

0.151135

881.170156

0.001135

42.358642

35

1.749006

0.571753

2.854978

0.350265

4.993375

0.200265

3.786436

2.011357

0.497177

3.352155

0.298316

6.742381

0.148316

5.775143

36

153.151852

0.006529

6.623137

0.150986

1,014.345680

0.000986

42.587174

36

37

176.124630

0.005678

6.628815

0.150857

1,167.497532

0.000857

42.791574

37

2.313061

0.432328

3.784483

0.264237

8.753738

0.114237

7.936781

38

202.543324

0.004937

6.633752

0.150744

1,343.622161

0.000744

42.974251

38

2.660020

0.375937

4.160420

0.240360

11.066799

0.090360

10.192403

39

232.924823

0.004293

6.638045

0.150647

1,546.165485

0.000647

43.137394

39

3.059023

0.326902

4.487322

0.222850

13.726819

0.072850

12.480715

40

267.863546

0.003733

6.641778

0.150562

1,779.090308

0.000562

43.282991

40

3.517876

0.284262

4.771584

0.209574

16.785842

0.059574

14.754815

10

4.045558

0.247185

5.018769

0.199252

20.303718

0.049252

16.979477

10

41

308.043078

0.003246

6.645025

0.150489

2,046.953854

0.000489

43.412843

41

42

354.249540

0.002823

6.647848

0.150425

2,354.996933

0.000425

43.528580

42

11

4.652391

0.214943

5.233712

0.191069

24.349276

0.041069

19.128909

11

43

407.386971

0.002455

6.650302

0.150369

2,709.246473

0.000369

43.631676

43

12

5.350250

0.186907

5.420619

0.184481

29.001667

0.034481

21.184888

12

44

468.495017

0.002134

6.652437

0.150321

3,116.633443

0.000321

43.723460

44

13

6.152788

0.162528

5.583147

0.179110

34.351917

0.029110

23.135223

13

45

538.769269

0.001856

6.654293

0.150279

3,585.128460

0.000279

43.805127

45

14

7.075706

0.141329

5.724476

0.174688

40.504705

0.024688

24.972496

14

15

8.137062

0.122894

5.847370

0.171017

47.580411

0.021017

26.693019

15

46

619.584659

0.001614

6.655907

0.150242

4,123.897729

0.000242

43.877757

46

47

712.522358

0.001403

6.657310

0.150211

4,743.482388

0.000211

43.942316

47

16

9.357621

0.106865

5.954235

0.167948

55.717472

0.017948

28.295990

16

48

819.400712

0.001220

6.658531

0.150183

5,456.004746

0.000183

43.999675

48

17

10.761264

0.092926

6.047161

0.165367

65.075093

0.015367

29.782805

17

49

942.310819

0.001061

6.659592

0.150159

6,275.405458

0.000159

44.050614

49

18

12.375454

0.080805

6.127966

0.163186

75.836357

0.013186

31.156492

18

50

1,083.657442

0.000923

6.660515

0.150139

7,217.716277

0.000139

44.095831

50

19

14.231772

0.070265

6.198231

0.161336

88.211811

0.011336

32.421267

19

20

16.366537

0.061100

6.259331

0.159761

102.443583

0.009761

33.582173

20

60

4,383.998746

0.000228

6.665146

0.150034

29,219.991638

0.000034

44.343066

60

70

17,735.720039

0.000056

6.666291

0.150008

118,231.466926

0.000008

44.415626

70

21

18.821518

0.053131

6.312462

0.158417

118.810120

0.008417

34.644786

21

72

23,455.489751

0.000043

6.666382

0.150006

#########

0.000006

44.422085

72

22

21.644746

0.046201

6.358663

0.157266

137.631638

0.007266

35.614999

22

80

71,750.879401

0.000014

6.666574

0.150002

#########

0.000002

44.436392

80

23

24.891458

0.040174

6.398837

0.156278

159.276384

0.006278

36.498836

23

84

125,492.736516

0.000008

6.666614

0.150001

836,611.576774

0.000001

44.439628

84

24

28.625176

0.034934

6.433771

0.155430

184.167841

0.005430

37.302324

24

25

32.918953

0.030378

6.464149

0.154699

212.793017

0.004699

38.031388

25

26

37.856796

0.026415

6.490564

0.154070

245.711970

0.004070

38.691771

26

27

43.535315

0.022970

6.513534

0.153526

283.568766

0.003526

39.288987

27

28

50.065612

0.019974

6.533508

0.153057

327.104080

0.003057

39.828280

28

29

57.575454

0.017369

6.550877

0.152651

377.169693

0.002651

40.314598

29

30

66.211772

0.015103

6.565980

0.152300

434.745146

0.002300

40.752587

30

31

76.143538

0.013133

6.579113

0.151996

500.956918

0.001996

41.146579

31

32

87.565068

0.011420

6.590533

0.151733

577.100456

0.001733

41.500602

32

6.666667

0.150000

44.444444

16%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

16%

16%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

Compuesto Amortizacin

Presente

F/A

A/F

P/G

16%

1.160000

0.862069

0.862069

1.160000

1.000000

1.000000

0.000000

33

134.002729

0.007463

6.203359

0.161203

831.267059

0.001203

37.231847

33

1.345600

0.743163

1.605232

0.622963

2.160000

0.462963

0.743163

34

155.443166

0.006433

6.209792

0.161036

965.269789

0.001036

37.444143

34

1.560896

0.640658

2.245890

0.445258

3.505600

0.285258

2.024478

35

180.314073

0.005546

6.215338

0.160892

1,120.712955

0.000892

37.632703

35

1.810639

0.552291

2.798181

0.357375

5.066496

0.197375

3.681352

2.100342

0.476113

3.274294

0.305409

6.877135

0.145409

5.585804

36

209.164324

0.004781

6.220119

0.160769

1,301.027028

0.000769

37.800036

36

37

242.630616

0.004121

6.224241

0.160662

1,510.191352

0.000662

37.948409

37

2.436396

0.410442

3.684736

0.271390

8.977477

0.111390

7.638015

38

281.451515

0.003553

6.227794

0.160571

1,752.821968

0.000571

38.079871

38

2.826220

0.353830

4.038565

0.247613

11.413873

0.087613

9.760992

39

326.483757

0.003063

6.230857

0.160492

2,034.273483

0.000492

38.196262

39

3.278415

0.305025

4.343591

0.230224

14.240093

0.070224

11.896170

40

378.721158

0.002640

6.233497

0.160424

2,360.757241

0.000424

38.299241

40

3.802961

0.262953

4.606544

0.217082

17.518508

0.057082

13.999794

10

4.411435

0.226684

4.833227

0.206901

21.321469

0.046901

16.039947

10

41

439.316544

0.002276

6.235773

0.160365

2,739.478399

0.000365

38.390291

41

42

509.607191

0.001962

6.237736

0.160315

3,178.794943

0.000315

38.470745

42

11

5.117265

0.195417

5.028644

0.198861

25.732904

0.038861

17.994116

11

43

591.144341

0.001692

6.239427

0.160271

3,688.402134

0.000271

38.541794

43

12

5.936027

0.168463

5.197107

0.192415

30.850169

0.032415

19.847207

12

44

685.727436

0.001458

6.240886

0.160234

4,279.546475

0.000234

38.604501

44

13

6.885791

0.145227

5.342334

0.187184

36.786196

0.027184

21.589926

13

45

795.443826

0.001257

6.242143

0.160201

4,965.273911

0.000201

38.659816

45

14

7.987518

0.125195

5.467529

0.182898

43.671987

0.022898

23.217465

14

15

9.265521

0.107927

5.575456

0.179358

51.659505

0.019358

24.728443

15

46

922.714838

0.001084

6.243227

0.160174

5,760.717737

0.000174

38.708585

46

47

1,070.349212

0.000934

6.244161

0.160150

6,683.432575

0.000150

38.751562

47

16

10.748004

0.093041

5.668497

0.176414

60.925026

0.016414

26.124051

16

48

1,241.605086

0.000805

6.244966

0.160129

7,753.781787

0.000129

38.789416

48

17

12.467685

0.080207

5.748704

0.173952

71.673030

0.013952

27.407369

17

49

1,440.261900

0.000694

6.245661

0.160111

8,995.386873

0.000111

38.822743

49

18

14.462514

0.069144

5.817848

0.171885

84.140715

0.011885

28.582822

18

50

1,670.703804

0.000599

6.246259

0.160096

10,435.648773

0.000096

38.852072

50

19

16.776517

0.059607

5.877455

0.170142

98.603230

0.010142

29.655750

19

20

19.460759

0.051385

5.928841

0.168667

115.379747

0.008667

30.632074

20

60

7,370.201365

0.000136

6.249152

0.160022

46,057.508533

0.000022

39.006319

60

70

32,513.164839

0.000031

6.249808

0.160005

#########

0.000005

39.047842

70

21

22.574481

0.044298

5.973139

0.167416

134.840506

0.007416

31.518030

21

72

43,749.714608

0.000023

6.249857

0.160004

#########

0.000004

39.051321

72

22

26.186398

0.038188

6.011326

0.166353

157.414987

0.006353

32.319973

22

80

143,429.715890

0.000007

6.249956

0.160001

#########

0.000001

39.058742

80

23

30.376222

0.032920

6.044247

0.165447

183.601385

0.005447

33.044224

23

24

35.236417

0.028380

6.072627

0.164673

213.977607

0.004673

33.696957

24

25

40.874244

0.024465

6.097092

0.164013

249.214024

0.004013

34.284124

25

26

47.414123

0.021091

6.118183

0.163447

290.088267

0.003447

34.811393

26

27

55.000382

0.018182

6.136364

0.162963

337.502390

0.002963

35.284117

27

28

63.800444

0.015674

6.152038

0.162548

392.502773

0.002548

35.707312

28

29

74.008515

0.013512

6.165550

0.162192

456.303216

0.002192

36.085647

29

30

85.849877

0.011648

6.177198

0.161886

530.311731

0.001886

36.423446

30

6.250000

0.160000

39.062500

31

99.585857

0.010042

6.187240

0.161623

616.161608

0.001623

36.724693

31

32

115.519594

0.008657

6.195897

0.161397

715.747465

0.001397

36.993046

32

17%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

17%

17%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

F/A

A/F

Compuesto Amortizacin

Presente

17%

P/G

1.170000

0.854701

0.854701

1.170000

1.000000

1.000000

0.000000

33

177.882587

0.005622

5.849284

0.170961

1,040.485808

0.000961

33.316286

33

1.368900

0.730514

1.585214

0.630829

2.170000

0.460829

0.730514

34

208.122627

0.004805

5.854089

0.170821

1,218.368395

0.000821

33.474846

34

1.601613

0.624371

2.209585

0.452574

3.538900

0.282574

1.979255

35

243.503474

0.004107

5.858196

0.170701

1,426.491022

0.000701

33.614474

35

1.873887

0.533650

2.743235

0.364533

5.140513

0.194533

3.580205

2.192448

0.456111

3.199346

0.312564

7.014400

0.142564

5.404649

36

284.899064

0.003510

5.861706

0.170599

1,669.994496

0.000599

33.737325

36

37

333.331905

0.003000

5.864706

0.170512

1,954.893560

0.000512

33.845325

37

2.565164

0.389839

3.589185

0.278615

9.206848

0.108615

7.353842

38

389.998329

0.002564

5.867270

0.170437

2,288.225465

0.000437

33.940198

38

3.001242

0.333195

3.922380

0.254947

11.772012

0.084947

9.353015

39

456.298045

0.002192

5.869461

0.170373

2,678.223794

0.000373

34.023477

39

3.511453

0.284782

4.207163

0.237690

14.773255

0.067690

11.346491

40

533.868713

0.001873

5.871335

0.170319

3,134.521839

0.000319

34.096528

40

4.108400

0.243404

4.450566

0.224691

18.284708

0.054691

13.293721

10

4.806828

0.208037

4.658604

0.214657

22.393108

0.044657

15.166058

10

41

624.626394

0.001601

5.872936

0.170273

3,668.390552

0.000273

34.160567

41

42

730.812881

0.001368

5.874304

0.170233

4,293.016946

0.000233

34.216668

42

11

5.623989

0.177810

4.836413

0.206765

27.199937

0.036765

16.944155

11

43

855.051071

0.001170

5.875473

0.170199

5,023.829827

0.000199

34.265788

43

12

6.580067

0.151974

4.988387

0.200466

32.823926

0.030466

18.615870

12

44

1,000.409753

0.001000

5.876473

0.170170

5,878.880897

0.000170

34.308771

44

13

7.698679

0.129892

5.118280

0.195378

39.403993

0.025378

20.174579

13

45

1,170.479411

0.000854

5.877327

0.170145

6,879.290650

0.000145

34.346362

45

14

9.007454

0.111019

5.229299

0.191230

47.102672

0.021230

21.617828

14

15

10.538721

0.094888

5.324187

0.187822

56.110126

0.017822

22.946263

15

46

1,369.460910

0.000730

5.878058

0.170124

8,049.770061

0.000124

34.379222

46

47

1,602.269265

0.000624

5.878682

0.170106

9,419.230971

0.000106

34.407931

47

16

12.330304

0.081101

5.405288

0.185004

66.648848

0.015004

24.162778

16

48

1,874.655040

0.000533

5.879215

0.170091

11,021.500236

0.000091

34.433002

48

17

14.426456

0.069317

5.474605

0.182662

78.979152

0.012662

25.271851

17

49

2,193.346397

0.000456

5.879671

0.170078

12,896.155276

0.000078

34.454887

49

18

16.878953

0.059245

5.533851

0.180706

93.405608

0.010706

26.279023

18

50

2,566.215284

0.000390

5.880061

0.170066

15,089.501673

0.000066

34.473981

50

19

19.748375

0.050637

5.584488

0.179067

110.284561

0.009067

27.190490

19

20

23.105599

0.043280

5.627767

0.177690

130.032936

0.007690

28.012802

20

60

12,335.356482

0.000081

5.881876

0.170014

72,555.038129

0.000014

34.570659

60

70

59,293.941729

0.000017

5.882254

0.170003

348,782.010169

0.000003

34.594548

70

72

81,167.476832

0.000012

5.882280

0.170002

#########

0.000002

34.596432

72

5.882353

0.170000

34.602076

21

27.033551

0.036991

5.664758

0.176530

153.138535

0.006530

28.752623

21

22

31.629255

0.031616

5.696375

0.175550

180.172086

0.005550

29.416565

22

23

37.006228

0.027022

5.723397

0.174721

211.801341

0.004721

30.011060

23

24

43.297287

0.023096

5.746493

0.174019

248.807569

0.004019

30.542271

24

25

50.657826

0.019740

5.766234

0.173423

292.104856

0.003423

31.016038

25

26

59.269656

0.016872

5.783106

0.172917

342.762681

0.002917

31.437839

26

27

69.345497

0.014421

5.797526

0.172487

402.032337

0.002487

31.812773

27

28

81.134232

0.012325

5.809851

0.172121

471.377835

0.002121

32.145555

28

29

94.927051

0.010534

5.820386

0.171810

552.512066

0.001810

32.440518

29

30

111.064650

0.009004

5.829390

0.171545

647.439118

0.001545

32.701627

30

31

129.945641

0.007696

5.837085

0.171318

758.503768

0.001318

32.932493

31

32

152.036399

0.006577

5.843663

0.171126

888.449408

0.001126

33.136392

32

18%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

18%

18%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

Compuesto Amortizacin

Presente

F/A

A/F

P/G

18%

1.180000

0.847458

0.847458

1.180000

1.000000

1.000000

0.000000

33

235.562547

0.004245

5.531971

0.180767

1,303.125260

0.000767

29.954895

33

1.392400

0.718184

1.565642

0.638716

2.180000

0.458716

0.718184

34

277.963805

0.003598

5.535569

0.180650

1,538.687807

0.000650

30.073616

34

1.643032

0.608631

2.174273

0.459924

3.572400

0.279924

1.935446

35

327.997290

0.003049

5.538618

0.180550

1,816.651612

0.000550

30.177275

35

1.938778

0.515789

2.690062

0.371739

5.215432

0.191739

3.482813

2.287758

0.437109

3.127171

0.319778

7.154210

0.139778

5.231250

36

387.036802

0.002584

5.541201

0.180466

2,144.648902

0.000466

30.267706

36

37

456.703427

0.002190

5.543391

0.180395

2,531.685705

0.000395

30.346532

37

2.699554

0.370432

3.497603

0.285910

9.441968

0.105910

7.083407

38

538.910044

0.001856

5.545247

0.180335

2,988.389132

0.000335

30.415189

38

3.185474

0.313925

3.811528

0.262362

12.141522

0.082362

8.966958

39

635.913852

0.001573

5.546819

0.180284

3,527.299175

0.000284

30.474945

39

3.758859

0.266038

4.077566

0.245244

15.326996

0.065244

10.829225

40

750.378345

0.001333

5.548152

0.180240

4,163.213027

0.000240

30.526919

40

4.435454

0.225456

4.303022

0.232395

19.085855

0.052395

12.632873

10

5.233836

0.191064

4.494086

0.222515

23.521309

0.042515

14.352453

10

41

885.446447

0.001129

5.549281

0.180204

4,913.591372

0.000204

30.572094

41

42

1,044.826807

0.000957

5.550238

0.180172

5,799.037819

0.000172

30.611335

42

11

6.175926

0.161919

4.656005

0.214776

28.755144

0.034776

15.971644

11

43

1,232.895633

0.000811

5.551049

0.180146

6,843.864626

0.000146

30.645401

43

12

7.287593

0.137220

4.793225

0.208628

34.931070

0.028628

17.481059

12

44

1,454.816847

0.000687

5.551737

0.180124

8,076.760259

0.000124

30.674958

44

13

8.599359

0.116288

4.909513

0.203686

42.218663

0.023686

18.876511

13

45

1,716.683879

0.000583

5.552319

0.180105

9,531.577105

0.000105

30.700589

45

14

10.147244

0.098549

5.008062

0.199678

50.818022

0.019678

20.157647

14

15

11.973748

0.083516

5.091578

0.196403

60.965266

0.016403

21.326872

15

46

2,025.686977

0.000494

5.552813

0.180089

11,248.260984

0.000089

30.722804

46

47

2,390.310633

0.000418

5.553231

0.180075

13,273.947961

0.000075

30.742048

47

16

14.129023

0.070776

5.162354

0.193710

72.939014

0.013710

22.388517

16

48

2,820.566547

0.000355

5.553586

0.180064

15,664.258594

0.000064

30.758711

48

17

16.672247

0.059980

5.222334

0.191485

87.068036

0.011485

23.348195

17

49

3,328.268525

0.000300

5.553886

0.180054

18,484.825141

0.000054

30.773133

49

18

19.673251

0.050830

5.273164

0.189639

103.740283

0.009639

24.212313

18

50

3,927.356860

0.000255

5.554141

0.180046

21,813.093666

0.000046

30.785610

50

19

23.214436

0.043077

5.316241

0.188103

123.413534

0.008103

24.987692

19

20

27.393035

0.036506

5.352746

0.186820

146.627970

0.006820

25.681299

20

60

20,555.139966

0.000049

5.555285

0.180009

114,189.666478

0.000009

30.846479

60

70

#########

0.000009

5.555504

0.180002

#########

0.000002

30.860296

70

72

#########

0.000007

5.555518

0.180001

#########

0.000001

30.861321

72

5.555556

0.180000

30.864198

21

32.323781

0.030937

5.383683

0.185746

174.021005

0.005746

26.300039

21

22

38.142061

0.026218

5.409901

0.184846

206.344785

0.004846

26.850612

22

23

45.007632

0.022218

5.432120

0.184090

244.486847

0.004090

27.339418

23

24

53.109006

0.018829

5.450949

0.183454

289.494479

0.003454

27.772490

24

25

62.668627

0.015957

5.466906

0.182919

342.603486

0.002919

28.155456

25

26

73.948980

0.013523

5.480429

0.182467

405.272113

0.002467

28.493527

26

27

87.259797

0.011460

5.491889

0.182087

479.221093

0.002087

28.791488

27

28

102.966560

0.009712

5.501601

0.181765

566.480890

0.001765

29.053709

28

29

121.500541

0.008230

5.509831

0.181494

669.447450

0.001494

29.284161

29

30

143.370638

0.006975

5.516806

0.181264

790.947991

0.001264

29.486434

30

31

169.177353

0.005911

5.522717

0.181070

934.318630

0.001070

29.663763

31

32

199.629277

0.005009

5.527726

0.180906

1,103.495983

0.000906

29.819050

32

19%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

19%

19%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

Compuesto Amortizacin

Presente

F/A

A/F

P/G

19%

1.190000

0.840336

0.840336

1.190000

1.000000

1.000000

0.000000

33

311.207264

0.003213

5.246246

0.190612

1,632.669812

0.000612

27.053722

33

1.416100

0.706165

1.546501

0.646621

2.190000

0.456621

0.706165

34

370.336645

0.002700

5.248946

0.190514

1,943.877077

0.000514

27.142830

34

1.685159

0.593416

2.139917

0.467308

3.606100

0.277308

1.892996

35

440.700607

0.002269

5.251215

0.190432

2,314.213721

0.000432

27.219980

35

2.005339

0.498669

2.638586

0.378991

5.291259

0.188991

3.389003

2.386354

0.419049

3.057635

0.327050

7.296598

0.137050

5.065200

36

524.433722

0.001907

5.253122

0.190363

2,754.914328

0.000363

27.286719

36

37

624.076130

0.001602

5.254724

0.190305

3,279.348051

0.000305

27.344404

37

2.839761

0.352142

3.409777

0.293274

9.682952

0.103274

6.825912

38

742.650594

0.001347

5.256071

0.190256

3,903.424180

0.000256

27.394225

38

3.379315

0.295918

3.705695

0.269855

12.522713

0.079855

8.601419

39

883.754207

0.001132

5.257202

0.190215

4,646.074775

0.000215

27.437224

39

4.021385

0.248671

3.954366

0.252885

15.902028

0.062885

10.342113

40

1,051.667507

0.000951

5.258153

0.190181

5,529.828982

0.000181

27.474308

40

4.785449

0.208967

4.163332

0.240192

19.923413

0.050192

12.013848

10

5.694684

0.175602

4.338935

0.230471

24.708862

0.040471

13.594269

10

41

1,251.484333

0.000799

5.258952

0.190152

6,581.496488

0.000152

27.506270

41

42

1,489.266356

0.000671

5.259624

0.190128

7,832.980821

0.000128

27.533800

42

11

6.776674

0.147565

4.486500

0.222891

30.403546

0.032891

15.069919

11

43

1,772.226964

0.000564

5.260188

0.190107

9,322.247177

0.000107

27.557499

43

12

8.064242

0.124004

4.610504

0.216896

37.180220

0.026896

16.433966

12

44

2,108.950087

0.000474

5.260662

0.190090

11,094.474141

0.000090

27.577888

44

13

9.596448

0.104205

4.714709

0.212102

45.244461

0.022102

17.684428

13

45

2,509.650603

0.000398

5.261061

0.190076

13,203.424228

0.000076

27.595421

45

14

11.419773

0.087567

4.802277

0.208235

54.840909

0.018235

18.822805

14

15

13.589530

0.073586

4.875863

0.205092

66.260682

0.015092

19.853010

15

46

2,986.484218

0.000335

5.261396

0.190064

15,713.074831

0.000064

27.610489

46

47

3,553.916219

0.000281

5.261677

0.190053

18,699.559049

0.000053

27.623432

47

16

16.171540

0.061837

4.937700

0.202523

79.850211

0.012523

20.780565

16

48

4,229.160301

0.000236

5.261913

0.190045

22,253.475268

0.000045

27.634545

48

17

19.244133

0.051964

4.989664

0.200414

96.021751

0.010414

21.611987

17

49

5,032.700758

0.000199

5.262112

0.190038

26,482.635569

0.000038

27.644083

49

18

22.900518

0.043667

5.033331

0.198676

115.265884

0.008676

22.354329

18

50

5,988.913902

0.000167

5.262279

0.190032

31,515.336327

0.000032

27.652265

50

19

27.251616

0.036695

5.070026

0.197238

138.166402

0.007238

23.014840

19

20

32.429423

0.030836

5.100862

0.196045

165.418018

0.006045

23.600728

20

60

34,104.970919

0.000029

5.263004

0.190006

#########

0.000006

27.690759

60

5.263158

0.190000

27.700831

21

38.591014

0.025913

5.126775

0.195054

197.847442

0.005054

24.118983

21

22

45.923307

0.021775

5.148550

0.194229

236.438456

0.004229

24.576267

22

23

54.648735

0.018299

5.166849

0.193542

282.361762

0.003542

24.978838

23

24

65.031994

0.015377

5.182226

0.192967

337.010497

0.002967

25.332510

24

25

77.388073

0.012922

5.195148

0.192487

402.042491

0.002487

25.642636

25

26

92.091807

0.010859

5.206007

0.192086

479.430565

0.002086

25.914104

26

27

109.589251

0.009125

5.215132

0.191750

571.522372

0.001750

26.151353

27

28

130.411208

0.007668

5.222800

0.191468

681.111623

0.001468

26.358391

28

29

155.189338

0.006444

5.229243

0.191232

811.522831

0.001232

26.538816

29

30

184.675312

0.005415

5.234658

0.191034

966.712169

0.001034

26.695848

30

31

219.763621

0.004550

5.239209

0.190869

1,151.387481

0.000869

26.832358

31

32

261.518710

0.003824

5.243033

0.190729

1,371.151103

0.000729

26.950897

32

20%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

20%

20%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

F/A

A/F

P/G

Compuesto Amortizacin

Presente

20%

1.200000

0.833333

0.833333

1.200000

1.000000

1.000000

0.000000

33

410.186270

0.002438

4.987810

0.200489

2,045.931351

0.000489

24.536796

33

1.440000

0.694444

1.527778

0.654545

2.200000

0.454545

0.694444

34

492.223524

0.002032

4.989842

0.200407

2,456.117621

0.000407

24.603839

34

1.728000

0.578704

2.106481

0.474725

3.640000

0.274725

1.851852

35

590.668229

0.001693

4.991535

0.200339

2,948.341146

0.000339

24.661400

35

2.073600

0.482253

2.588735

0.386289

5.368000

0.186289

3.298611

2.488320

0.401878

2.990612

0.334380

7.441600

0.134380

4.906121

36

708.801875

0.001411

4.992946

0.200283

3,539.009375

0.000283

24.710780

36

37

850.562250

0.001176

4.994122

0.200235

4,247.811250

0.000235

24.753104

37

2.985984

0.334898

3.325510

0.300706

9.929920

0.100706

6.580611

38

1,020.674700

0.000980

4.995101

0.200196

5,098.373500

0.000196

24.789355

38

3.583181

0.279082

3.604592

0.277424

12.915904

0.077424

8.255101

39

1,224.809640

0.000816

4.995918

0.200163

6,119.048200

0.000163

24.820380

39

4.299817

0.232568

3.837160

0.260609

16.499085

0.060609

9.883077

40

1,469.771568

0.000680

4.996598

0.200136

7,343.857840

0.000136

24.846915

40

5.159780

0.193807

4.030967

0.248079

20.798902

0.048079

11.433531

10

6.191736

0.161506

4.192472

0.238523

25.958682

0.038523

12.887081

10

41

1,763.725882

0.000567

4.997165

0.200113

8,813.629408

0.000113

24.869594

41

42

2,116.471058

0.000472

4.997638

0.200095

10,577.355289

0.000095

24.888966

42

11

7.430084

0.134588

4.327060

0.231104

32.150419

0.031104

14.232961

11

43

2,539.765269

0.000394

4.998031

0.200079

12,693.826347

0.000079

24.905503

43

12

8.916100

0.112157

4.439217

0.225265

39.580502

0.025265

15.466684

12

44

3,047.718323

0.000328

4.998359

0.200066

15,233.591617

0.000066

24.919612

44

13

10.699321

0.093464

4.532681

0.220620

48.496603

0.020620

16.588251

13

45

3,657.261988

0.000273

4.998633

0.200055

18,281.309940

0.000055

24.931643

45

14

12.839185

0.077887

4.610567

0.216893

59.195923

0.016893

17.600776

14

15

15.407022

0.064905

4.675473

0.213882

72.035108

0.013882

18.509453

15

46

4,388.714386

0.000228

4.998861

0.200046

21,938.571928

0.000046

24.941896

46

47

5,266.457263

0.000190

4.999051

0.200038

26,327.286314

0.000038

24.950631

47

16

18.488426

0.054088

4.729561

0.211436

87.442129

0.011436

19.320771

16

48

6,319.748715

0.000158

4.999209

0.200032

31,593.743576

0.000032

24.958068

48

17

22.186111

0.045073

4.774634

0.209440

105.930555

0.009440

20.041943

17

49

7,583.698458

0.000132

4.999341

0.200026

37,913.492292

0.000026

24.964397

49

18

26.623333

0.037561

4.812195

0.207805

128.116666

0.007805

20.680481

18

50

9,100.438150

0.000110

4.999451

0.200022

45,497.190750

0.000022

24.969782

50

19

31.948000

0.031301

4.843496

0.206462

154.740000

0.006462

21.243896

19

20

38.337600

0.026084

4.869580

0.205357

186.688000

0.005357

21.739493

20

60

56,347.514353

0.000018

4.999911

0.200004

281,732.571766

0.000004

24.994232

60

0.200000

25

21

46.005120

0.021737

4.891316

0.204444

225.025600

0.004444

22.174228

21

22

55.206144

0.018114

4.909430

0.203690

271.030719

0.003690

22.554620

22

23

66.247373

0.015095

4.924525

0.203065

326.236863

0.003065

22.886709

23

24

79.496847

0.012579

4.937104

0.202548

392.484236

0.002548

23.176028

24

25

95.396217

0.010483

4.947587

0.202119

471.981083

0.002119

23.427611

25

26

114.475460

0.008735

4.956323

0.201762

567.377300

0.001762

23.645998

26

27

137.370552

0.007280

4.963602

0.201467

681.852760

0.001467

23.835267

27

28

164.844662

0.006066

4.969668

0.201221

819.223312

0.001221

23.999058

28

29

197.813595

0.005055

4.974724

0.201016

984.067974

0.001016

24.140605

29

30

237.376314

0.004213

4.978936

0.200846

1,181.881569

0.000846

24.262774

30

31

284.851577

0.003511

4.982447

0.200705

1,419.257883

0.000705

24.368092

31

32

341.821892

0.002926

4.985372

0.200587

1,704.109459

0.000587

24.458782

32

25%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

25%

25%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

F/A

A/F

Compuesto Amortizacin

Presente

25%

P/G

1.250000

0.800000

0.800000

1.250000

1.000000

1.000000

0.000000

33

1,577.721810

0.000634

3.997465

0.250159

6,306.887242

0.000159

15.906194

33

1.562500

0.640000

1.440000

0.694444

2.250000

0.444444

0.640000

34

1,972.152263

0.000507

3.997972

0.250127

7,884.609052

0.000127

15.922927

34

1.953125

0.512000

1.952000

0.512295

3.812500

0.262295

1.664000

35

2,465.190329

0.000406

3.998377

0.250101

9,856.761315

0.000101

15.936719

35

2.441406

0.409600

2.361600

0.423442

5.765625

0.173442

2.892800

3.051758

0.327680

2.689280

0.371847

8.207031

0.121847

4.203520

36

3,081.487911

0.000325

3.998702

0.250081

12,321.951644

0.000081

15.948077

36

37

3,851.859889

0.000260

3.998962

0.250065

15,403.439555

0.000065

15.957423

37

3.814697

0.262144

2.951424

0.338819

11.258789

0.088819

5.514240

38

4,814.824861

0.000208

3.999169

0.250052

19,255.299444

0.000052

15.965108

38

4.768372

0.209715

3.161139

0.316342

15.073486

0.066342

6.772531

39

6,018.531076

0.000166

3.999335

0.250042

24,070.124305

0.000042

15.971422

39

5.960464

0.167772

3.328911

0.300399

19.841858

0.050399

7.946936

40

7,523.163845

0.000133

3.999468

0.250033

30,088.655381

0.000033

15.976606

40

7.450581

0.134218

3.463129

0.288756

25.802322

0.038756

9.020678

10

9.313226

0.107374

3.570503

0.280073

33.252903

0.030073

9.987046

10

41

9,403.954807

0.000106

3.999575

0.250027

37,611.819226

0.000027

15.980859

41

42

11,754.943508

0.000085

3.999660

0.250021

47,015.774033

0.000021

15.984347

42

11

11.641532

0.085899

3.656403

0.273493

42.566129

0.023493

10.846039

11

43

14,693.679385

0.000068

3.999728

0.250017

58,770.717541

0.000017

15.987205

43

12

14.551915

0.068719

3.725122

0.268448

54.207661

0.018448

11.601953

12

44

18,367.099232

0.000054

3.999782

0.250014

73,464.396926

0.000014

15.989547

44

13

18.189894

0.054976

3.780098

0.264543

68.759576

0.014543

12.261660

13

45

22,958.874039

0.000044

3.999826

0.250011

91,831.496158

0.000011

15.991463

45

14

22.737368

0.043980

3.824078

0.261501

86.949470

0.011501

12.833407

14

15

28.421709

0.035184

3.859263

0.259117

109.686838

0.009117

13.325988

15

46

28,698.592549

0.000035

3.999861

0.250009

114,790.370197

0.000009

15.993031

46

47

35,873.240687

0.000028

3.999888

0.250007

#########

0.000007

15.994313

47

16

35.527137

0.028147

3.887410

0.257241

138.108547

0.007241

13.748200

16

48

44,841.550858

0.000022

3.999911

0.250006

#########

0.000006

15.995361

48

17

44.408921

0.022518

3.909928

0.255759

173.635684

0.005759

14.108488

17

49

56,051.938573

0.000018

3.999929

0.250004

#########

0.000004

15.996218

49

18

55.511151

0.018014

3.927942

0.254586

218.044605

0.004586

14.414733

18

50

70,064.923216

0.000014

3.999943

0.250004

#########

0.000004

15.996917

50

19

69.388939

0.014412

3.942354

0.253656

273.555756

0.003656

14.674140

19

20

86.736174

0.011529

3.953883

0.252916

342.944695

0.002916

14.893195

20

0.250000

16

21

108.420217

0.009223

3.963107

0.252327

429.680869

0.002327

15.077663

21

22

135.525272

0.007379

3.970485

0.251858

538.101086

0.001858

15.232615

22

23

169.406589

0.005903

3.976388

0.251485

673.626358

0.001485

15.362481

23

24

211.758237

0.004722

3.981111

0.251186

843.032947

0.001186

15.471095

24

25

264.697796

0.003778

3.984888

0.250948

1,054.791184

0.000948

15.561764

25

26

330.872245

0.003022

3.987911

0.250758

1,319.488980

0.000758

15.637322

26

27

413.590306

0.002418

3.990329

0.250606

1,650.361225

0.000606

15.700186

27

28

516.987883

0.001934

3.992263

0.250485

2,063.951531

0.000485

15.752412

28

29

646.234854

0.001547

3.993810

0.250387

2,580.939414

0.000387

15.795740

29

30

807.793567

0.001238

3.995048

0.250310

3,227.174268

0.000310

15.831640

30

31

1,009.741959

0.000990

3.996039

0.250248

4,034.967835

0.000248

15.861351

31

32

1,262.177448

0.000792

3.996831

0.250198

5,044.709793

0.000198

15.885911

32

30%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

30%

30%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

Compuesto Amortizacin

Presente

F/A

A/F

P/G

30%

1.300000

0.769231

0.769231

1.300000

1.000000

1.000000

0.000000

33

5,756.130429

0.000174

3.332754

0.300052

19,183.768097

0.000052

11.090071

33

1.690000

0.591716

1.360947

0.734783

2.300000

0.434783

0.591716

34

7,482.969558

0.000134

3.332888

0.300040

24,939.898526

0.000040

11.094481

34

2.197000

0.455166

1.816113

0.550627

3.990000

0.250627

1.502048

35

9,727.860425

0.000103

3.332991

0.300031

32,422.868084

0.000031

11.097976

35

2.856100

0.350128

2.166241

0.461629

6.187000

0.161629

2.552432

3.712930

0.269329

2.435570

0.410582

9.043100

0.110582

3.629748

36

12,646.218553

0.000079

3.333070

0.300024

42,150.728509

0.000024

11.100743

36

37

16,440.084119

0.000061

3.333131

0.300018

54,796.947062

0.000018

11.102933

37

4.826809

0.207176

2.642746

0.378394

12.756030

0.078394

4.665629

38

21,372.109354

0.000047

3.333177

0.300014

71,237.031180

0.000014

11.104664

38

6.274852

0.159366

2.802112

0.356874

17.582839

0.056874

5.621827

39

27,783.742160

0.000036

3.333213

0.300011

92,609.140534

0.000011

11.106032

39

8.157307

0.122589

2.924702

0.341915

23.857691

0.041915

6.479953

40

36,118.864808

0.000028

3.333241

0.300008

#########

0.000008

11.107112

40

10.604499

0.094300

3.019001

0.331235

32.014998

0.031235

7.234350

10

13.785849

0.072538

3.091539

0.323463

42.619497

0.023463

7.887193

10

41

46,954.524251

0.000021

3.333262

0.300006

156,511.747503

0.000006

11.107964

41

42

61,040.881526

0.000016

3.333279

0.300005

#########

0.000005

11.108636

42

11

17.921604

0.055799

3.147338

0.317729

56.405346

0.017729

8.445179

11

43

79,353.145984

0.000013

3.333291

0.300004

264,507.153281

0.000004

11.109165

43

12

23.298085

0.042922

3.190260

0.313454

74.326950

0.013454

8.917321

12

44

103,159.089779

0.000010

3.333301

0.300003

#########

0.000003

11.109582

44

13

30.287511

0.033017

3.223277

0.310243

97.625036

0.010243

9.313524

13

45

134,106.816713

0.000007

3.333308

0.300002

#########

0.000002

11.109910

45

14

39.373764

0.025398

3.248675

0.307818

127.912546

0.007818

9.643693

14

15

51.185893

0.019537

3.268211

0.305978

167.286310

0.005978

9.917206

15

16

66.541661

0.015028

3.283239

0.304577

218.472203

0.004577

10.142628

16

17

86.504159

0.011560

3.294800

0.303509

285.013864

0.003509

10.327591

17

18

112.455407

0.008892

3.303692

0.302692

371.518023

0.002692

10.478762

18

19

146.192029

0.006840

3.310532

0.302066

483.973430

0.002066

10.601887

19

20

190.049638

0.005262

3.315794

0.301587

630.165459

0.001587

10.701861

20

21

247.064529

0.004048

3.319842

0.301219

820.215097

0.001219

10.782812

21

22

321.183888

0.003113

3.322955

0.300937

1,067.279626

0.000937

10.848195

22

23

417.539054

0.002395

3.325350

0.300720

1,388.463514

0.000720

10.900885

23

24

542.800770

0.001842

3.327192

0.300554

1,806.002568

0.000554

10.943257

24

25

705.641001

0.001417

3.328609

0.300426

2,348.803338

0.000426

10.977269

25

3.333333

0.300000

11.111111

26

917.333302

0.001090

3.329700

0.300327

3,054.444340

0.000327

11.004522

26

27

1,192.533293

0.000839

3.330538

0.300252

3,971.777642

0.000252

11.026324

27

28

1,550.293280

0.000645

3.331183

0.300194

5,164.310934

0.000194

11.043740

28

29

2,015.381264

0.000496

3.331679

0.300149

6,714.604214

0.000149

11.057633

29

30

2,619.995644

0.000382

3.332061

0.300115

8,729.985479

0.000115

11.068702

30

31

3,405.994337

0.000294

3.332355

0.300088

11,349.981122

0.000088

11.077510

31

32

4,427.792638

0.000226

3.332581

0.300068

14,755.975459

0.000068

11.084511

32

35%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

A/P

F/A

A/F

P/G

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

P/A

35%

40%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

Compuesto Amortizacin

Presente

F/A

A/F

P/G

40%

1.350000

0.740741

0.740741

1.350000

1.000000

1.000000

0.000000

1.400000

0.714286

0.714286

1.400000

1.000000

1.000000

0.000000

1.822500

0.548697

1.289438

0.775532

2.350000

0.425532

0.548697

1.960000

0.510204

1.224490

0.816667

2.400000

0.416667

0.510204

2.460375

0.406442

1.695880

0.589664

4.172500

0.239664

1.361581

2.744000

0.364431

1.588921

0.629358

4.360000

0.229358

1.239067

3.321506

0.301068

1.996948

0.500764

6.632875

0.150764

2.264786

3.841600

0.260308

1.849229

0.540766

7.104000

0.140766

2.019992

4.484033

0.223014

2.219961

0.450458

9.954381

0.100458

3.156840

5.378240

0.185934

2.035164

0.491361

10.945600

0.091361

2.763729

6.053445

0.165195

2.385157

0.419260

14.438415

0.069260

3.982816

7.529536

0.132810

2.167974

0.461260

16.323840

0.061260

3.427781

8.172151

0.122367

2.507523

0.398800

20.491860

0.048800

4.717017

10.541350

0.094865

2.262839

0.441923

23.853376

0.041923

3.996968

11.032404

0.090642

2.598165

0.384887

28.664011

0.034887

5.351511

14.757891

0.067760

2.330599

0.429074

34.394726

0.029074

4.471291

14.893745

0.067142

2.665308

0.375191

39.696415

0.025191

5.888649

20.661047

0.048400

2.378999

0.420345

49.152617

0.020345

4.858493

10

20.106556

0.049735

2.715043

0.368318

54.590160

0.018318

6.336264

10

10

28.925465

0.034572

2.413571

0.414324

69.813664

0.014324

5.169637

10

11

27.143850

0.036841

2.751884

0.363387

74.696715

0.013387

6.704672

11

11

40.495652

0.024694

2.438265

0.410128

98.739129

0.010128

5.416577

11

12

36.644198

0.027289

2.779173

0.359819

101.840566

0.009819

7.004856

12

12

56.693912

0.017639

2.455904

0.407182

139.234781

0.007182

5.610602

12

13

49.469667

0.020214

2.799387

0.357221

138.484764

0.007221

7.247429

13

13

79.371477

0.012599

2.468503

0.405104

195.928693

0.005104

5.761789

13

14

66.784051

0.014974

2.814361

0.355320

187.954431

0.005320

7.442086

14

14

111.120068

0.008999

2.477502

0.403632

275.300171

0.003632

5.878780

14

15

90.158469

0.011092

2.825453

0.353926

254.738482

0.003926

7.597368

15

15

155.568096

0.006428

2.483930

0.402588

386.420239

0.002588

5.968773

15

16

121.713933

0.008216

2.833669

0.352899

344.896951

0.002899

7.720608

16

16

217.795334

0.004591

2.488521

0.401845

541.988334

0.001845

6.037645

16

17

164.313809

0.006086

2.839755

0.352143

466.610884

0.002143

7.817983

17

17

304.913467

0.003280

2.491801

0.401316

759.783668

0.001316

6.090119

17

18

221.823643

0.004508

2.844263

0.351585

630.924694

0.001585

7.894620

18

18

426.878854

0.002343

2.494144

0.400939

1,064.697136

0.000939

6.129943

18

19

299.461918

0.003339

2.847602

0.351173

852.748336

0.001173

7.954728

19

19

597.630396

0.001673

2.495817

0.400670

1,491.575990

0.000670

6.160061

19

20

404.273589

0.002474

2.850076

0.350868

1,152.210254

0.000868

8.001726

20

20

836.682554

0.001195

2.497012

0.400479

2,089.206386

0.000479

6.182770

20

21

545.769345

0.001832

2.851908

0.350642

1,556.483843

0.000642

8.038371

21

21

1,171.355576

0.000854

2.497866

0.400342

2,925.888940

0.000342

6.199844

21

22

736.788616

0.001357

2.853265

0.350476

2,102.253188

0.000476

8.066873

22

22

1,639.897806

0.000610

2.498476

0.400244

4,097.244516

0.000244

6.212650

22

23

994.664631

0.001005

2.854270

0.350352

2,839.041804

0.000352

8.088991

23

23

2,295.856929

0.000436

2.498911

0.400174

5,737.142322

0.000174

6.222233

23

24

1,342.797252

0.000745

2.855015

0.350261

3,833.706435

0.000261

8.106120

24

24

3,214.199700

0.000311

2.499222

0.400124

8,032.999251

0.000124

6.229388

24

25

1,812.776291

0.000552

2.855567

0.350193

5,176.503687

0.000193

8.119359

25

25

4,499.879581

0.000222

2.499444

0.400089

11,247.198951

0.000089

6.234722

25

26

2,447.247992

0.000409

2.855975

0.350143

6,989.279978

0.000143

8.129575

26

26

6,299.831413

0.000159

2.499603

0.400064

15,747.078532

0.000064

6.238690

26

27

3,303.784789

0.000303

2.856278

0.350106

9,436.527970

0.000106

8.137445

27

27

8,819.763978

0.000113

2.499717

0.400045

22,046.909945

0.000045

6.241638

27

28

4,460.109466

0.000224

2.856502

0.350078

12,740.312759

0.000078

8.143498

28

28

12,347.669569

0.000081

2.499798

0.400032

30,866.673923

0.000032

6.243825

28

29

6,021.147779

0.000166

2.856668

0.350058

17,200.422225

0.000058

8.148149

29

29

17,286.737397

0.000058

2.499855

0.400023

43,214.343492

0.000023

6.245444

29

30

8,128.549501

0.000123

2.856791

0.350043

23,221.570004

0.000043

8.151716

30

30

24,201.432355

0.000041

2.499897

0.400017

60,501.080889

0.000017

6.246643

30

31

10,973.541827

0.000091

2.856882

0.350032

31,350.119505

0.000032

8.154450

31

31

33,882.005298

0.000030

2.499926

0.400012

84,702.513244

0.000012

6.247528

31

32

14,814.281466

0.000068

2.856950

0.350024

42,323.661332

0.000024

8.156543

32

32

47,434.807417

0.000021

2.499947

0.400008

118,584.518542

0.000008

6.248182

32

33

19,999.279979

0.000050

2.857000

0.350018

57,137.942798

0.000018

8.158143

33

33

66,408.730383

0.000015

2.499962

0.400006

166,019.325959

0.000006

6.248664

33

34

26,999.027972

0.000037

2.857037

0.350013

77,137.222778

0.000013

8.159365

34

34

92,972.222537

0.000011

2.499973

0.400004

#########

0.000004

6.249019

34

35

36,448.687763

0.000027

2.857064

0.350010

104,136.250750

0.000010

8.160298

35

35

130,161.111552

0.000008

2.499981

0.400003

#########

0.000003

6.249280

35

36

49,205.728479

0.000020

2.857085

0.350007

140,584.938513

0.000007

8.161009

36

2.500000

0.400000

6.250000

37

66,427.733447

0.000015

2.857100

0.350005

189,790.666992

0.000005

8.161551

37

38

89,677.440154

0.000011

2.857111

0.350004

256,218.400440

0.000004

8.161964

38

39

121,064.544208

0.000008

2.857119

0.350003

345,895.840593

0.000003

8.162277

39

40

163,437.134680

0.000006

2.857125

0.350002

466,960.384801

0.000002

8.162516

40

2.857143

0.350000

8.163265

45%

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

del Capital

Compuesto

Amortizacin

Presente

P/A

A/P

F/A

A/F

P/G

Pago nico

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

F/P

P/F

45%

50%

Pago nico

Factor del

Factor del

Series de
Gradiente
Aritmtico
Factor

Valor

Fondo de

del Valor

Series Uniformes

Factor del

Factor

Valor

del Valor

del Valor Recuperacin

Factor

Factor de

Compuesto

Presente

Presente

del Capital

F/P

P/F

P/A

A/P

Compuesto Amortizacin

F/A

Presente

A/F

P/G

50%

1.450000

0.689655

0.689655

1.450000

1.000000

1.000000

0.000000

1.500000

0.666667

0.666667

1.500000

1.000000

1.000000

0.000000

2.102500

0.475624

1.165279

0.858163

2.450000

0.408163

0.475624

2.250000

0.444444

1.111111

0.900000

2.500000

0.400000

0.444444

3.048625

0.328017

1.493296

0.669660

4.552500

0.219660

1.131658

3.375000

0.296296

1.407407

0.710526

4.750000

0.210526

1.037037

4.420506

0.226218

1.719515

0.581559

7.601125

0.131559

1.810313

5.062500

0.197531

1.604938

0.623077

8.125000

0.123077

1.629630

6.409734

0.156013

1.875527

0.533183

12.021631

0.083183

2.434364

7.593750

0.131687

1.736626

0.575829

13.187500

0.075829

2.156379

9.294114

0.107595

1.983122

0.504255

18.431365

0.054255

2.972339

11.390625

0.087791

1.824417

0.548120

20.781250

0.048120

2.595336

13.476466

0.074203

2.057326

0.486068

27.725480

0.036068

3.417559

17.085938

0.058528

1.882945

0.531083

32.171875

0.031083

2.946502

19.540876

0.051175

2.108500

0.474271

41.201946

0.024271

3.775783

25.628906

0.039018

1.921963

0.520301

49.257813

0.020301

3.219631

28.334269

0.035293

2.143793

0.466463

60.742821

0.016463

4.058126

38.443359

0.026012

1.947975

0.513354

74.886719

0.013354

3.427730

10

41.084691

0.024340

2.168133

0.461226

89.077091

0.011226

4.277186

10

10

57.665039

0.017342

1.965317

0.508824

113.330078

0.008824

3.583803

10

11

59.572802

0.016786

2.184920

0.457683

130.161781

0.007683

4.445048

11

11

86.497559

0.011561

1.976878

0.505848

170.995117

0.005848

3.699413

11

12

86.380562

0.011577

2.196496

0.455271

189.734583

0.005271

4.572391

12

12

129.746338

0.007707

1.984585

0.503884

257.492676

0.003884

3.784194

12

13

125.251815

0.007984

2.204480

0.453622

276.115145

0.003622

4.668198

13

13

194.619507

0.005138

1.989724

0.502582

387.239014

0.002582

3.845853

13

14

181.615132

0.005506

2.209986

0.452491

401.366961

0.002491

4.739778

14

14

291.929260

0.003425

1.993149

0.501719

581.858521

0.001719

3.890384

14

15

263.341942

0.003797

2.213784

0.451715

582.982093

0.001715

4.792941

15

15

437.893890

0.002284

1.995433

0.501144

873.787781

0.001144

3.922356

15

16

381.845816

0.002619

2.216403

0.451182

846.324035

0.001182

4.832224

16

16

656.840836

0.001522

1.996955

0.500762

1,311.681671

0.000762

3.945192

16

17

553.676433

0.001806

2.218209

0.450814

1,228.169850

0.000814

4.861122

17

17

985.261253

0.001015

1.997970

0.500508

1,968.522507

0.000508

3.961432

17

18

802.830827

0.001246

2.219454

0.450561

1,781.846283

0.000561

4.882297

18

18

1,477.891880

0.000677

1.998647

0.500339

2,953.783760

0.000339

3.972934

18

19

1,164.104699

0.000859

2.220313

0.450387

2,584.677110

0.000387

4.897759

19

19

2,216.837820

0.000451

1.999098

0.500226

4,431.675640

0.000226

3.981054

19

20

1,687.951814

0.000592

2.220906

0.450267

3,748.781809

0.000267

4.909016

20

20

3,325.256730

0.000301

1.999399

0.500150

6,648.513460

0.000150

3.986768

20

21

2,447.530131

0.000409

2.221314

0.450184

5,436.733623

0.000184

4.917187

21

21

4,987.885095

0.000200

1.999599

0.500100

9,973.770190

0.000100

3.990778

21

22

3,548.918689

0.000282

2.221596

0.450127

7,884.263754

0.000127

4.923104

22

22

7,481.827643

0.000134

1.999733

0.500067

14,961.655285

0.000067

3.993584

22

23

5,145.932100

0.000194

2.221790

0.450087

11,433.182443

0.000087

4.927380

23

23

11,222.741464

0.000089

1.999822

0.500045

22,443.482928

0.000045

3.995545

23

24

7,461.601544

0.000134

2.221924

0.450060

16,579.114543

0.000060

4.930462

24

24

16,834.112196

0.000059

1.999881

0.500030

33,666.224392

0.000030

3.996911

24

25

10,819.322239

0.000092

2.222017

0.450042

24,040.716087

0.000042

4.932680

25

25

25,251.168294

0.000040

1.999921

0.500020

50,500.336588

0.000020

3.997861

25

26

15,688.017247

0.000064

2.222081

0.450029

34,860.038326

0.000029

4.934274

26

26

37,876.752441

0.000026

1.999947

0.500013

75,751.504882

0.000013

3.998522

26

27

22,747.625008

0.000044

2.222125

0.450020

50,548.055573

0.000020

4.935417

27

27

56,815.128662

0.000018

1.999965

0.500009

113,628.257323

0.000009

3.998979

27

28

32,984.056262

0.000030

2.222155

0.450014

73,295.680581

0.000014

4.936235

28

28

85,222.692992

0.000012

1.999977

0.500006

#########

0.000006

3.999296

28

29

47,826.881579

0.000021

2.222176

0.450009

106,279.736843

0.000009

4.936821

29

29

#########

0.000008

1.999984

0.500004

#########

0.000004

3.999515

29

30

69,348.978290

0.000014

2.222190

0.450006

154,106.618422

0.000006

4.937239

30

30

191,751.059233

0.000005

1.999990

0.500003

383,500.118466

0.000003

3.999666

30

0.500000

31

100,556.018521

0.000010

2.222200

0.450004

223,455.596712

0.000004

4.937537

31

32

145,806.226855

0.000007

2.222207

0.450003

324,011.615233

0.000003

4.937750

32

33

211,419.028939

0.000005

2.222212

0.450002

469,817.842088

0.000002

4.937901

33

34

306,557.591962

0.000003

2.222215

0.450001

681,236.871027

0.000001

4.938009

34

35

#########

0.000002

2.222217

0.450001

987,794.462989

0.000001

4.938086

35

2.222222

0.450000

4.938272