Sunteți pe pagina 1din 42

{\rtf1\stshfdbch0

{\fonttbl{\f0\fcharset0 Times New Roman;}{\f1\fcharset0 Calibri;}{\f2\fcharset0


Wingdings;}{\f3\fcharset0 Symbol;}}
{\colortbl;\red13\green13\blue13;}
\jexpand\viewkind1\paperw11906\paperh16838\sectd\pgwsxn11906\pghsxn16838\marglsx
n1440\margrsxn850\margtsxn1134\margbsxn989\sbknone \pard\plain\sl-240 \f0\par\pa
rd\sa15\sl-60 \fs6\par\pard\qc\li477\ri1010\sl358\slmult1 \b\cf0\charscalex99\fs
24 A\b0\charscalex100 \b\charscalex99 S\charscalex100 T\charscalex99 UDY\b0\cha
rscalex100 \b O\charscalex99 N\b0\charscalex100 \b\expndtw-3 F\charscalex99\ex
pndtw0 I\expndtw1 N\expndtw0 A\expndtw1 N\expndtw0 CIA\charscalex100 L\b0 \b\ex
pndtw1 L\charscalex99\expndtw0 I\charscalex100 T\expndtw1 E\charscalex99\expndtw
0 RACY\b0\charscalex100\expndtw-1 \b\charscalex99\expndtw0 A\charscalex100 MO\c
harscalex99 N\charscalex100 G\b0\expndtw-1 \b\charscalex99\expndtw0 Y\charscale
x100 O\charscalex99 UN\charscalex100 G\b0\expndtw-1 \b\expndtw0 E\expndtw1 M\ex
pndtw-2 P\expndtw0 L\expndtw2 O\charscalex99\expndtw0 Y\charscalex100 E\expndtw1
E\charscalex99\expndtw0 S\b0\charscalex100\expndtw1 \b\charscalex99\expndtw0 I
N\b0\cf0\charscalex100 \b\cf0\charscalex99 C\charscalex100 O\charscalex99 I\cha
rscalex100 MB\charscalex99 A\charscalex100 TO\charscalex99 R\charscalex100 E\b0
\b\charscalex99 CI\charscalex100 T\charscalex99 Y\b0\cf0\charscalex100\f0\par\p
ard\sl-240 \f0\par\pard\sa15\sl-160 \fs16\par\pard\ri-20\sl240\slmult1 \b\cf0\ch
arscalex99\fs24 A\charscalex100 B\charscalex99 S\charscalex100\expndtw1 T\charsc
alex99\expndtw0 RAC\charscalex100 T\b0\cf0\f0\par\pard\sa14\sl-120 \f0\fs12\par\
pard\qj\fi779\ri567\sl360\slmult1 \cf0\fs24 The\expndtw8 \expndtw0 pu\charscale
x99 r\charscalex100 po\charscalex99 s\charscalex100 e\expndtw8 \expndtw0 o\char
scalex99 f\charscalex100\expndtw8 \expndtw0 th\expndtw1 i\charscalex99\expndtw0
s\charscalex100\expndtw10 \expndtw0 pap\expndtw-1 e\charscalex99\expndtw0 r\ch
arscalex100\expndtw7 \expndtw0 i\charscalex99 s\charscalex100\expndtw10 \expnd
tw0 to\expndtw10 \expndtw0 a\charscalex99 ss\charscalex100 e\charscalex99 ss\ch
arscalex100\expndtw9 \expndtw0 the\expndtw8 \expndtw0 level\expndtw9 \expndtw
0 o\charscalex99 f\charscalex100\expndtw8 \charscalex99\expndtw0 f\charscalex10
0 inan\expndtw-1 c\expndtw0 ial\expndtw9 \expndtw0 lite\charscalex99 r\charscal
ex100 a\expndtw4 c\expndtw0 y\expndtw5 \expndtw0 among\expndtw6 \expndtw0 the\
expndtw14 \expndtw-4 y\expndtw0 ou\expndtw1 n\expndtw0 g\cf0 \cf0 empl\expndtw
1 o\expndtw-3 y\expndtw0 ee\charscalex99 s\charscalex100\expndtw30 \expndtw0 in
\expndtw32 \expndtw0 Coi\expndtw1 m\expndtw0 bato\charscalex99\expndtw-3 r\char
scalex100\expndtw0 e\expndtw29 \expndtw0 ci\expndtw2 t\expndtw-4 y\expndtw0 .\e
xpndtw30 \expndtw0 The\expndtw30 \expndtw0 pape\charscalex99 r\charscalex100\e
xpndtw31 \charscalex99\expndtw0 w\charscalex100 ould\expndtw31 \expndtw0 u\cha
rscalex99 s\charscalex100 e\expndtw30 \expndtw0 data\expndtw29 \charscalex99\e
xpndtw0 fr\charscalex100 om\expndtw30 \expndtw0 both\expndtw32 \expndtw0 de\ch
arscalex99\expndtw-2 s\charscalex100\expndtw0 k\expndtw30 \charscalex99\expndtw
0 r\charscalex100\expndtw-1 e\charscalex99\expndtw0 s\charscalex100\expndtw-1 ea
\charscalex99\expndtw1 r\charscalex100\expndtw0 ch\expndtw30 \expndtw0 and\expn
dtw30 \expndtw0 the\cf0 \cf0 p\charscalex99 r\charscalex100 ima\charscalex99\e
xpndtw2 r\charscalex100\expndtw0 y\expndtw7 \expndtw0 data,\expndtw11 \charsca
lex99\expndtw0 w\charscalex100 h\expndtw2 i\expndtw0 ch\expndtw11 \charscalex99
\expndtw0 w\charscalex100 o\expndtw1 u\expndtw0 ld\expndtw13 \expndtw0 be\expnd
tw10 \expndtw0 colle\expndtw-1 c\expndtw0 ted\expndtw10 \expndtw5 b\expndtw0 y
\expndtw7 \expndtw0 in\expndtw1 te\charscalex99\expndtw0 r\charscalex100 vie\ch
arscalex99 w\charscalex100 ing\expndtw8 \expndtw0 t\expndtw3 h\expndtw0 e\expnd
tw11 \charscalex99\expndtw0 r\charscalex100\expndtw-1 e\charscalex99\expndtw0 s
\charscalex100 pon\expndtw1 d\expndtw0 ent\charscalex99 s\charscalex100\expndtw1
2 \charscalex99\expndtw1 w\charscalex100\expndtw0 i\expndtw1 t\expndtw0 h\expnd
tw12 \expndtw0 the\expndtw11 \expndtw7 h\expndtw0 elp\expndtw12 \expndtw0 o\c
harscalex99 f\charscalex100\expndtw11 \expndtw0 the\cf0 \cf0 valid\expndtw-1 a
\expndtw0 ted\expndtw25 \expndtw0 que\charscalex99 s\charscalex100 tionnai\char
scalex99 r\charscalex100\expndtw-1 e\expndtw0 .\expndtw27 \expndtw0 The\expndtw
25 \charscalex99\expndtw0 s\charscalex100 tu\expndtw3 d\expndtw0 y\expndtw22 \
charscalex99\expndtw0 w\charscalex100 ould\expndtw26 \charscalex99\expndtw0 r\c
harscalex100\expndtw-1 e\charscalex99\expndtw0 s\charscalex100 ult\expndtw26 \e
xpndtw0 in\expndtw27 \expndtw0 the\expndtw26 \expndtw0 lev\expndtw-1 e\expndtw
0 l\expndtw26 \expndtw0 o\charscalex99 f\charscalex100\expndtw25 \charscalex99
\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw0 ial\expndtw25 \expndtw0 l\e
xpndtw1 i\expndtw0 te\charscalex99 r\charscalex100\expndtw-1 a\expndtw2 c\expndt
w0 y\expndtw22 \expndtw0 amo\expndtw1 n\expndtw0 g\expndtw24 \expndtw0 the\cf0
\cf0\expndtw-4 y\expndtw1 o\expndtw0 u\expndtw2 n\expndtw0 g empl\expndtw2 o\e
xpndtw-4 y\expndtw0 ee\charscalex99 s\charscalex100 , t\expndtw2 h\expndtw0 e d\
expndtw-1 e\expndtw2 t\expndtw0 e\charscalex99 r\charscalex100 min\expndtw-1 a\e
xpndtw0 nt\charscalex99 s\charscalex100 o\charscalex99 f\charscalex100 t\expnd
tw2 h\expndtw0 ei\charscalex99 r\charscalex100 \charscalex99\expndtw-1 f\charsc
alex100\expndtw0 inanc\expndtw2 i\expndtw0 al li\expndtw1 t\expndtw0 e\charscale
x99 r\charscalex100\expndtw-2 a\expndtw3 c\expndtw-4 y\expndtw0 ,\expndtw1 \exp
ndtw0 the \charscalex99 s\charscalex100 ou\charscalex99\expndtw1 r\charscalex100
\expndtw0 c\expndtw-1 e\charscalex99\expndtw0 s\charscalex100\expndtw2 \expndtw
0 o\charscalex99 f\charscalex100\expndtw1 \charscalex99\expndtw0 f\charscalex10
0 inan\expndtw-1 c\expndtw0 ial\expndtw1 \expndtw0 matte\charscalex99 rs\charsc
alex100 ,\cf0 \cf0 the\expndtw23 \expndtw0 ch\expndtw-1 a\expndtw0 lle\expndtw
1 n\expndtw-2 g\expndtw-1 e\charscalex99\expndtw0 s\charscalex100\expndtw23 \ex
pndtw0 th\expndtw5 e\expndtw0 y\expndtw18 \expndtw0 m\expndtw2 e\expndtw0 et\ex
pndtw26 \expndtw0 and\expndtw22 \expndtw0 thei\charscalex99 r\charscalex100\ex
pndtw23 \expndtw0 atti\expndtw1 t\expndtw0 ude\expndtw23 \expndtw0 and\expndtw
22 \expndtw3 b\expndtw0 eh\expndtw-1 a\expndtw0 vi\expndtw4 o\expndtw0 u\charsc
alex99 r\charscalex100\expndtw23 \expndtw0 in\expndtw24 \expndtw0 obtaining\ex
pndtw22 \expndtw0 t\expndtw3 h\expndtw0 ei\charscalex99 r\charscalex100\expndtw
22 \charscalex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw0 ial\expndtw
25 \expndtw-1 g\expndtw1 o\expndtw0 al\charscalex99 s\charscalex100 .\cf0 \cf0
The \charscalex99 s\charscalex100 tu\expndtw3 d\expndtw0 y\expndtw-1 \charscal
ex99\expndtw0 w\charscalex100 ould\expndtw1 \expndtw0 al\charscalex99 s\charsca
lex100 o\expndtw2 \expndtw0 dete\charscalex99\expndtw-1 r\charscalex100\expndtw
0 mine\expndtw1 \expndtw0 the\expndtw1 \expndtw0 p\charscalex99 r\charscalex10
0 ev\expndtw-1 a\expndtw0 ili\expndtw2 n\expndtw0 g g\expndtw1 a\expndtw0 p\expn
dtw2 \expndtw0 in\expndtw3 \expndtw0 the\expndtw1 \expndtw0 level\expndtw2 \
expndtw0 o\charscalex99 f\charscalex100\expndtw1 \charscalex99\expndtw0 f\chars
calex100 inan\expndtw-1 c\expndtw0 ial\expndtw1 \expndtw0 l\expndtw1 i\expndtw0
te\charscalex99 r\charscalex100\expndtw-1 a\expndtw0 cy and\expndtw1 \charscal
ex99\expndtw0 w\charscalex100 ould\cf0 \cf0\charscalex99 s\charscalex100 ug\exp
ndtw-2 g\expndtw-1 e\charscalex99\expndtw0 s\charscalex100 t po\charscalex99 ss\
charscalex100 ib\expndtw1 l\expndtw0 e me\expndtw-1 a\charscalex99\expndtw0 s\ch
arscalex100\expndtw1 u\charscalex99\expndtw0 r\charscalex100\expndtw1 e\charscal
ex99\expndtw0 s\charscalex100 to be und\expndtw-1 e\charscalex99\expndtw0 r\cha
rscalex100 t\expndtw-1 a\expndtw0 k\expndtw-1 e\expndtw0 n to o\expndtw2 v\expnd
tw1 e\charscalex99\expndtw0 r\charscalex100\expndtw-1 c\expndtw0 ome it.\cf0\f0\
par\pard\ri-20\sl240\slmult1 \b\cf0\charscalex99\f0 IN\charscalex100 T\charscale
x99 R\charscalex100 O\charscalex99 DUC\charscalex100 T\charscalex99 I\charscalex
100 O\charscalex99 N\b0\cf0\charscalex100\f0\par\pard\sa12\sl-120 \f0\fs12\par\p
ard\qj\fi719\ri571\sl360\slmult1 \cf0\charscalex99\expndtw-1\fs24 F\charscalex10
0\expndtw0 inan\expndtw-1 c\expndtw0 ial\expndtw42 \expndtw0 lite\charscalex99\
expndtw1 r\charscalex100\expndtw0 a\expndtw3 c\expndtw0 y\expndtw38 \expndtw0 i
\charscalex99 s\charscalex100\expndtw46 \expndtw0 the\expndtw45 \expndtw0 majo
\charscalex99 r\charscalex100\expndtw42 \expndtw0 c\expndtw1 h\expndtw0 alle\ex
pndtw1 n\expndtw-1 g\expndtw0 e\expndtw43 \charscalex99\expndtw0 f\charscalex10
0\expndtw-1 a\expndtw0 ced\expndtw45 \expndtw7 b\expndtw0 y\expndtw41 \expndtw
0 all\expndtw42 \expndtw0 count\charscalex99 r\charscalex100 ie\charscalex99 s\
charscalex100\expndtw44 \expndtw-1 g\expndtw0 lo\expndtw2 b\expndtw0 all\expndt
w-4 y\expndtw0 .\expndtw46 \charscalex99\expndtw0 F\charscalex100 inan\expndtw-
2 c\expndtw2 i\expndtw0 al\cf0 \cf0 lite\charscalex99 r\charscalex100\expndtw-1
a\expndtw3 c\expndtw0 y i\charscalex99 s\charscalex100\expndtw5 \expndtw0 t\ch
arscalex99 h\charscalex100 e\expndtw4 \expndtw0 mix\expndtw5 \expndtw0 o\chars
calex99 f\charscalex100\expndtw4 \expndtw0 one\charscalex99 \u8217?s\charscalex
100\expndtw3 \expndtw0 kno\charscalex99 w\charscalex100 ledg\expndtw-1 e\expndt
w0 ,\expndtw4 \charscalex99\expndtw0 s\charscalex100 ki\expndtw1 l\expndtw0 l\e
xpndtw5 \expndtw0 and\expndtw3 \expndtw0 atti\expndtw1 t\expndtw0 ude\expndtw3
\expndtw0 to\charscalex99 w\charscalex100 a\charscalex99 r\charscalex100 d\cha
rscalex99 s\charscalex100\expndtw3 \charscalex99\expndtw0 f\charscalex100 inan\
expndtw-1 c\expndtw0 ial\expndtw4 \expndtw0 matte\charscalex99 rs\charscalex100
.\expndtw6 \charscalex99\expndtw-5 I\charscalex100\expndtw0 t\expndtw4 \expnd
tw0 help\charscalex99 s\charscalex100\expndtw5 \expndtw0 to\cf0 \cf0 make\expn
dtw46 \expndtw0 in\charscalex99 f\charscalex100 o\charscalex99 r\charscalex100
med\expndtw46 \expndtw0 de\expndtw-1 c\expndtw0 i\charscalex99 s\charscalex100
io\expndtw2 n\charscalex99\expndtw0 s\charscalex100\expndtw48 \expndtw0 and\exp
ndtw47 \charscalex99\expndtw0 w\charscalex100 ell\expndtw47 \expndtw0 being\ex
pndtw45 \expndtw0 o\charscalex99 f\charscalex100\expndtw47 \expndtw0 an\expndt
w49 \expndtw0 ind\expndtw1 i\expndtw0 vidual.\expndtw48 \charscalex99\expndtw-
5 I\charscalex100\expndtw0 n\expndtw47 \expndtw0 tod\expndtw4 a\expndtw-4 y\cha
rscalex99\expndtw0 \u8217?s\charscalex100\expndtw49 \charscalex99\expndtw0 w\ch
arscalex100 o\charscalex99 r\charscalex100 ld\expndtw47 \charscalex99\expndtw0
w\charscalex100 hich\expndtw47 \expndtw0 ha\charscalex99 s\charscalex100\expndt
w47 \expndtw0 a\cf0 \cf0 ma\charscalex99\expndtw-1 r\charscalex100\expndtw0 k\
expndtw-1 e\expndtw0 t\expndtw84 \charscalex99\expndtw0 w\charscalex100 ith\exp
ndtw84 \expndtw0 complic\expndtw-1 a\expndtw0 t\expndtw1 e\expndtw0 d\expndtw84
\expndtw0 p\charscalex99 r\charscalex100 odu\expndtw-1 c\expndtw0 t\charscalex
99 s\charscalex100 ,\expndtw83 \expndtw0 t\expndtw3 h\expndtw0 e\expndtw83 \ex
pndtw0 n\expndtw1 e\expndtw0 ed\expndtw83 \charscalex99\expndtw1 f\charscalex10
0\expndtw0 o\charscalex99 r\charscalex100\expndtw83 \charscalex99\expndtw0 f\ch
arscalex100 inan\expndtw-1 c\expndtw2 i\expndtw0 al\expndtw83 \expndtw0 l\expnd
tw1 i\expndtw0 te\charscalex99\expndtw-1 r\charscalex100 a\expndtw3 c\expndtw0 y
\expndtw79 \expndtw2 b\expndtw1 e\expndtw0 come\charscalex99 s\charscalex100\ex
pndtw83 \expndtw0 inevitable.\cf0 \cf0 Count\charscalex99\expndtw2 r\charscale
x100\expndtw0 y\expndtw43 \expndtw0 l\expndtw1 i\charscalex99\expndtw0 k\charsc
alex100 e\expndtw49 \charscalex99\expndtw-2 I\charscalex100\expndtw0 ndia\expnd
tw48 \charscalex99\expndtw0 w\charscalex100 hi\expndtw1 c\expndtw0 h\expndtw48
\expndtw0 ha\charscalex99 s\charscalex100\expndtw47 \expndtw0 hi\expndtw-1 g\e
xpndtw0 h\expndtw52 \charscalex99\expndtw-4 y\charscalex100\expndtw0 ou\expndtw
1 n\expndtw0 g\expndtw45 \expndtw0 popu\expndtw3 l\expndtw0 ation,\expndtw48 \
expndtw0 the\expndtw47 \expndtw-1 g\expndtw0 o\expndtw1 v\expndtw0 e\charscalex
99 r\charscalex100 nm\expndtw-1 e\expndtw0 nt\expndtw47 \expndtw2 i\charscalex9
9\expndtw0 s\charscalex100\expndtw48 \expndtw0 in\expndtw49 \expndtw0 a\expndt
w46 \expndtw0 po\charscalex99 s\charscalex100\expndtw1 i\expndtw0 t\expndtw1 i\
expndtw0 on\expndtw47 \expndtw0 to\cf0 \cf0 inc\charscalex99\expndtw-1 r\chars
calex100 ea\charscalex99\expndtw2 s\charscalex100\expndtw0 e\expndtw32 \expndtw
0 the\expndtw33 \expndtw0 level\expndtw32 \expndtw0 o\charscalex99 f\charscale
x100\expndtw33 \charscalex99\expndtw0 f\charscalex100 i\expndtw2 n\expndtw0 an\
expndtw-1 c\expndtw0 ial\expndtw32 \expndtw0 l\expndtw1 i\expndtw0 te\charscale
x99 r\charscalex100\expndtw-1 a\expndtw3 c\expndtw-4 y\expndtw0 .\expndtw32 \ex
pndtw0 T\expndtw2 h\expndtw0 e\expndtw32 \expndtw-1 g\expndtw0 o\expndtw1 v\exp
ndtw0 e\charscalex99 r\charscalex100 nm\expndtw-1 e\expndtw0 nt\expndtw33 \expn
dtw0 and\expndtw32 \expndtw0 othe\charscalex99 r\charscalex100\expndtw32 \expn
dtw0 p\charscalex99 r\charscalex100 iv\expndtw1 a\expndtw0 te\expndtw33 \expndt
w0 in\charscalex99 s\charscalex100\expndtw1 t\expndtw0 i\expndtw1 t\expndtw0 ut\
expndtw1 i\expndtw0 on\charscalex99 s\charscalex100\expndtw31 \expndtw0 ha\char
scalex99 v\charscalex100 e\cf0 \cf0 tak\expndtw-1 e\expndtw0 n\expndtw8 \chars
calex99\expndtw0 s\charscalex100 tep\charscalex99 s\charscalex100\expndtw10 \ex
pndtw0 th\charscalex99 r\charscalex100 o\expndtw2 u\expndtw-2 g\expndtw0 h\expnd
tw9 \charscalex99\expndtw0 f\charscalex100 in\expndtw-1 a\expndtw2 n\expndtw0 c
ial\expndtw10 \expndtw0 education\expndtw9 \expndtw0 p\charscalex99 r\charscal
ex100 og\charscalex99 r\charscalex100\expndtw-1 a\expndtw0 m\charscalex99 s\char
scalex100 .\expndtw11 \charscalex99\expndtw0 N\charscalex100 o\charscalex99 w\c
harscalex100\expndtw9 \charscalex99\expndtw0 f\charscalex100 in\expndtw-1 a\exp
ndtw0 n\expndtw-1 c\expndtw2 i\expndtw0 al\expndtw9 \expndtw0 education\expndtw
9 \expndtw0 i\charscalex99 s\charscalex100\expndtw10 \expndtw0 included\expndt
w9 \expndtw0 in\expndtw10 \expndtw0 the\cf0 \cf0\charscalex99 s\charscalex100
chool and univ\expndtw-1 e\charscalex99\expndtw0 rs\charscalex100 i\expndtw1 t\
expndtw0 y\expndtw-1 c\expndtw0 u\charscalex99 rr\charscalex100 iculum al\chars
calex99 s\charscalex100 o.\cf0\f0\par\pard\fi719\ri525\sl360\slmult1 \cf0\charsc
alex99\expndtw-1\f0 F\charscalex100\expndtw0 inan\expndtw-1 c\expndtw0 ial\expnd
tw8 \expndtw0 l\expndtw1 i\expndtw0 te\charscalex99\expndtw1 r\charscalex100\ex
pndtw0 a\expndtw2 c\expndtw0 y\expndtw7 \expndtw-1 g\expndtw0 o\expndtw-1 e\cha
rscalex99\expndtw0 s\charscalex100\expndtw8 \expndtw3 b\expndtw1 e\expndtw-4 y\
expndtw0 on\charscalex99 d\charscalex100\expndtw8 \expndtw0 t\expndtw3 h\expndt
w0 e\expndtw8 \expndtw0 p\charscalex99 r\charscalex100 ovi\charscalex99 s\chars
calex100\expndtw1 i\expndtw0 on\expndtw9 \expndtw0 o\charscalex99 f\charscalex1
00\expndtw9 \charscalex99\expndtw0 f\charscalex100\expndtw2 i\expndtw0 nan\expn
dtw-1 c\expndtw0 ial\expndtw8 \expndtw0 in\charscalex99 f\charscalex100 o\chars
calex99 r\charscalex100 mation\expndtw9 \expndtw0 and\expndtw11 \expndtw0 advi
c\expndtw-2 e\expndtw0 .\expndtw11 \charscalex99\expndtw-2 I\charscalex100\expn
dtw0 t\expndtw9 \expndtw0 i\charscalex99 s\cf0\charscalex100 \cf0 the \expndtw
-1 a\expndtw0 bili\expndtw3 t\expndtw0 y\expndtw-4 \expndtw0 to kn\expndtw2 o\c
harscalex99\expndtw0 w\charscalex100 , mon\expndtw2 i\expndtw0 to\charscalex99 r
\charscalex100 , and\expndtw1 \expndtw0 e\charscalex99 ff\charscalex100 e\expnd
tw-1 c\expndtw0 tive\expndtw4 l\expndtw0 y\expndtw-4 \expndtw0 u\charscalex99 s
\charscalex100 e\expndtw1 \charscalex99\expndtw0 f\charscalex100\expndtw2 i\exp
ndtw0 nan\expndtw-1 c\expndtw0 ial \charscalex99 r\charscalex100\expndtw3 e\char
scalex99\expndtw0 s\charscalex100 ou\charscalex99 r\charscalex100 ce\charscalex9
9 s\charscalex100 to\expndtw2 \expndtw0 enh\expndtw1 a\expndtw0 nce\expndtw-1
\expndtw0 the \charscalex99 w\charscalex100 el\expndtw1 l\charscalex99\expndtw0
-\charscalex100 bei\expndtw1 n\expndtw0 g\cf0 \cf0 and\expndtw42 \expndtw0 e\
expndtw-1 c\expndtw0 onomic\expndtw41 \charscalex99\expndtw0 s\charscalex100\ex
pndtw2 e\expndtw0 cu\charscalex99\expndtw-1 r\charscalex100\expndtw0 i\expndtw5
t\expndtw0 y\expndtw40 \expndtw0 o\charscalex99 f\charscalex100\expndtw42 \exp
ndtw0 an\expndtw42 \expndtw0 ind\expndtw1 i\expndtw0 vidual,\expndtw43 \expndt
w0 hi\charscalex99 s\charscalex100\expndtw44 \charscalex99\expndtw0 f\charscale
x100 am\expndtw1 i\expndtw3 l\expndtw-7 y\expndtw0 ,\expndtw45 \expndtw0 and\ex
pndtw42 \expndtw0 hi\charscalex99 s\charscalex100\expndtw43 \expndtw0 bu\chars
calex99 s\charscalex100\expndtw1 i\expndtw0 ne\charscalex99 ss\charscalex100 .\e
xpndtw48 \expndtw0 The\expndtw42 \charscalex99\expndtw0 O\charscalex100 EC\cha
rscalex99 D\charscalex100\expndtw42 \expndtw0 de\charscalex99 f\charscalex100 i
\charscalex99\expndtw1 n\charscalex100\expndtw0 e\charscalex99 s\cf0\charscalex1
00 \cf0\charscalex99 f\charscalex100 in\expndtw-1 a\expndtw0 n\expndtw-1 c\expn
dtw0 ial\expndtw14 \expndtw0 lite\charscalex99 r\charscalex100\expndtw-1 a\expn
dtw3 c\expndtw0 y\expndtw9 \expndtw0 a\charscalex99 s\charscalex100\expndtw15
\expndtw0 \u8211?\expndtw1 \u8220?\charscalex99\expndtw0 A\charscalex100\expndtw
13 \expndtw0 combination\expndtw14 \expndtw0 o\charscalex99 f\charscalex100\ex
pndtw14 \expndtw0 a\charscalex99 w\charscalex100\expndtw-2 a\charscalex99\expnd
tw0 r\charscalex100\expndtw-2 e\expndtw2 n\expndtw0 e\charscalex99\expndtw1 s\ex
pndtw0 s\charscalex100 ,\expndtw14 \expndtw0 kno\charscalex99 w\charscalex100 l
ed\expndtw-2 g\expndtw-1 e\expndtw0 ,\expndtw13 \charscalex99\expndtw0 s\charsc
alex100 ki\expndtw1 l\expndtw0 l,\expndtw15 \expndtw0 attitude\expndtw14 \expn
dtw0 and\expndtw13 \expndtw0 beh\expndtw-1 a\expndtw0 viou\charscalex99 r\cf0\c
harscalex100 \cf0 ne\expndtw-1 ce\charscalex99\expndtw0 ss\charscalex100 a\char
scalex99\expndtw4 r\charscalex100\expndtw0 y\expndtw7 \expndtw0 to\expndtw12 \
expndtw3 m\expndtw0 ake\expndtw10 \charscalex99\expndtw0 s\charscalex100 ound\e
xpndtw14 \charscalex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw0 ial\e
xpndtw13 \expndtw0 de\expndtw-1 c\expndtw0 i\charscalex99 s\charscalex100 io\ex
pndtw3 n\charscalex99\expndtw0 s\charscalex100\expndtw14 \expndtw0 and\expndtw1
4 \expndtw0 ulti\expndtw1 m\expndtw0 ate\expndtw1 l\expndtw0 y\expndtw7 \expnd
tw1 a\expndtw0 chieve\expndtw12 \expndtw0 ind\expndtw1 i\expndtw0 vidual\expndt
w11 \charscalex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw2 i\expndtw0
al\expndtw11 \charscalex99\expndtw0 w\charscalex100 ell\cf0 \cf0 bein\expndtw
-2 g\expndtw1 .\expndtw0 \u8221?\cf0\f0\par\pard\qj\fi719\ri572\sl360\slmult1 \c
f0\charscalex99\expndtw-1\f0 F\charscalex100\expndtw0 inan\expndtw-1 c\expndtw0
ial\expndtw102 \expndtw0 kno\charscalex99 w\charscalex100 le\expndtw1 d\expndtw
0 ge\expndtw102 \expndtw0 i\charscalex99 s\charscalex100\expndtw103 \expndtw0
the\expndtw103 \expndtw0 unde\charscalex99 rs\charscalex100 t\expndtw-1 a\expnd
tw0 nding\expndtw100 \expndtw2 o\charscalex99\expndtw0 f\charscalex100\expndtw1
05 \expndtw0 inte\charscalex99 r\charscalex100\expndtw-1 e\charscalex99\expndtw
0 s\charscalex100 t\expndtw102 \expndtw0 c\expndtw-1 a\expndtw0 lcul\expndtw-1
a\expndtw0 tion\charscalex99 s\charscalex100 ,\expndtw103 \charscalex99\expndtw
0 r\charscalex100 elation\charscalex99 s\charscalex100 hip\cf0 \cf0 bet\charsca
lex99 w\charscalex100\expndtw-1 ee\expndtw0 n\expndtw99 \expndtw0 in\charscalex
99 f\charscalex100 lation\expndtw101 \expndtw0 and\expndtw102 \charscalex99\ex
pndtw0 r\charscalex100\expndtw-1 e\expndtw0 tu\charscalex99 r\charscalex100 n,\e
xpndtw99 \expndtw0 in\charscalex99 f\charscalex100 lation\expndtw101 \expndtw0
and\expndtw100 \expndtw2 p\charscalex99\expndtw0 r\charscalex100 i\expndtw-1 c
\expndtw0 e\charscalex99 s\charscalex100 ,\expndtw99 \charscalex99\expndtw0 r\c
harscalex100 i\charscalex99 s\charscalex100 k\expndtw101 \expndtw0 and\expndtw9
9 \charscalex99\expndtw2 r\charscalex100\expndtw0 etu\charscalex99 r\charscalex
100 n,\expndtw101 \expndtw0 and\expndtw100 \expndtw0 the\expndtw100 \charscal
ex99\expndtw0 r\charscalex100 ole\expndtw99 \expndtw0 o\charscalex99 f\cf0\char
scalex100 \cf0 dive\charscalex99\expndtw-1 r\expndtw0 s\charscalex100 i\charsca
lex99 f\charscalex100 ic\expndtw-1 a\expndtw0 tion\expndtw31 \expndtw0 in\expnd
tw31 \charscalex99\expndtw0 r\charscalex100 i\charscalex99 s\charscalex100 k\ex
pndtw31 \charscalex99\expndtw0 r\charscalex100\expndtw-1 e\expndtw0 du\expndtw-
1 c\expndtw0 ti\expndtw2 o\expndtw0 n.\expndtw31 \expndtw0 The\expndtw29 \char
scalex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw0 ial\expndtw30 \expn
dtw0 beh\expndtw-1 a\expndtw0 viou\charscalex99 r\charscalex100\expndtw30 \expn
dtw0 a\charscalex99 ss\charscalex100 e\charscalex99 ss\charscalex100\expndtw-1 e
\charscalex99\expndtw0 s\charscalex100\expndtw30 \expndtw0 ho\charscalex99 w\ch
arscalex100\expndtw31 \expndtw2 t\expndtw0 he\expndtw30 \expndtw0 ind\expndtw1
i\expndtw0 vidual\expndtw31 \expndtw0 de\expndtw-1 a\expndtw0 l\charscalex99 s
\cf0\charscalex100 \cf0\charscalex99 w\charscalex100 ith\expndtw65 \expndtw0 m
on\expndtw1 e\expndtw-4 y\expndtw0 .\expndtw69 \charscalex99\expndtw-3 I\charsc
alex100\expndtw0 t\expndtw64 \expndtw0 inclu\expndtw3 d\expndtw1 e\charscalex99
\expndtw0 s\charscalex100\expndtw65 \expndtw0 p\charscalex99 r\charscalex100 om
pt\expndtw64 \expndtw0 p\expndtw4 a\expndtw-4 y\expndtw0 ment\expndtw64 \expnd
tw2 o\charscalex99\expndtw0 f\charscalex100\expndtw64 \expndtw2 b\expndtw0 ill\
charscalex99 s\charscalex100 ,\expndtw66 \charscalex99\expndtw0 f\expndtw-1 r\c
harscalex100 a\expndtw0 ming\expndtw65 \expndtw0 p\charscalex99 r\charscalex100
ope\charscalex99 r\charscalex100\expndtw64 \expndtw0 pl\expndtw2 a\expndtw0 nn
ed\expndtw63 \expndtw0 bu\expndtw2 d\expndtw-1 ge\expndtw0 t\charscalex99 s\cha
rscalex100\expndtw67 \expndtw0 and\cf0 \cf0 monito\charscalex99 r\charscalex10
0 ing\expndtw29 \expndtw0 i\expndtw1 t\expndtw0 ,\expndtw31 \expndtw0 continuo
u\charscalex99 s\charscalex100\expndtw31 \charscalex99\expndtw0 s\charscalex100
aving\expndtw28 \expndtw0 habit\charscalex99 s\charscalex100\expndtw31 \expnd
tw0 etc...\expndtw32 \charscalex99\expndtw-1 F\charscalex100\expndtw0 i\expndtw
2 n\expndtw0 an\expndtw-1 c\expndtw0 ial\expndtw30 \expndtw0 atti\expndtw1 t\ex
pndtw0 ude\expndtw30 \expndtw0 in\charscalex99 f\charscalex100 luenc\expndtw1 e
\charscalex99\expndtw0 s\charscalex100\expndtw31 \expndtw0 the\expndtw31 \expn
dtw0 beh\expndtw-1 a\expndtw0 viou\charscalex99 r\charscalex100\expndtw30 \expn
dtw0 o\charscalex99 f\cf0\charscalex100 \cf0 the\expndtw8 \expndtw0 ind\expndt
w1 i\expndtw0 vid\charscalex99 u\charscalex100 al.\expndtw9 \charscalex99\expnd
tw0 F\charscalex100 inan\expndtw-1 c\expndtw0 ial\expndtw11 \expndtw0 attitude\
expndtw9 \expndtw0 i\charscalex99 s\charscalex100\expndtw10 \expndtw0 the\expn
dtw9 \expndtw0 opin\expndtw1 i\expndtw0 on\expndtw9 \expndtw0 o\charscalex99 f
\charscalex100\expndtw9 \expndtw0 the\expndtw8 \expndtw0 ind\expndtw1 i\expndt
w0 vidual\expndtw9 \expndtw0 about\expndtw9 \expndtw0 the\expndtw9 \expndtw0
belie\charscalex99 f\charscalex100\expndtw8 \expndtw0 in\expndtw10 \expndtw0 p
lannin\expndtw-2 g\expndtw0 ,\cf0\f0\par\pard\sl-240 \f0\par\pard\sa11\sl-220 \f
s22\par\pard\li4457\ri-20\sl240\slmult1 \cf0\f1 1\cf0\f0\fs24\par\sect\sectd\pgw
sxn11906\pghsxn16838\marglsxn1440\margrsxn850\margtsxn1134\margbsxn989 \pard\pla
in\sl-240 \f0\par\pard\sa10\sl-60 \fs6\par\pard\ri533\sl360\slmult1 \cf0\fs24 th
ei\charscalex99 r\charscalex100\expndtw25 \expndtw0 p\charscalex99 r\charscalex
100 op\expndtw-1 e\expndtw0 n\charscalex99 s\charscalex100 i\expndtw3 t\expndtw0
y\expndtw19 \expndtw0 to\expndtw26 \charscalex99\expndtw0 s\charscalex100 ave
\expndtw27 \expndtw0 and\expndtw25 \expndtw0 con\charscalex99 s\charscalex100
ume.\expndtw25 \charscalex99\expndtw1 S\charscalex100\expndtw0 o,\expndtw26 \e
xpndtw0 the\expndtw26 \expndtw0 c\expndtw-3 o\expndtw0 mbination\expndtw26 \ex
pndtw0 o\charscalex99 f\charscalex100\expndtw25 \charscalex99\expndtw0 f\charsc
alex100 inan\expndtw-1 c\expndtw0 ial\expndtw25 \expndtw-1 k\expndtw0 no\charsc
alex99 w\charscalex100 l\expndtw-1 e\expndtw0 dg\expndtw-1 e\expndtw0 ,\expndtw2
5 \expndtw0 atti\expndtw1 t\expndtw0 ude\cf0 \cf0 and b\expndtw-1 e\expndtw0 h
\expndtw-1 a\expndtw0 vi\charscalex99 o\charscalex100 u\charscalex99 r\charscale
x100 \expndtw1 d\expndtw0 ete\charscalex99\expndtw-2 r\charscalex100\expndtw0 m
in\expndtw1 e\charscalex99\expndtw0 s\charscalex100 the level o\charscalex99 f\
charscalex100 \charscalex99\expndtw-1 f\charscalex100\expndtw0 inancial lite\ch
arscalex99 r\charscalex100\expndtw-1 a\expndtw3 c\expndtw0 y\expndtw-4 \expndtw
1 o\charscalex99\expndtw0 f\charscalex100 \expndtw-1 a\expndtw0 n individual.\c
f0\f0\par\pard\fi719\ri526\sl360\slmult1 \cf0\charscalex99\expndtw-1\f0 F\charsc
alex100\expndtw0 inan\expndtw-1 c\expndtw0 ial\expndtw11 \expndtw0 lite\charsca
lex99 r\charscalex100 a\expndtw4 c\expndtw0 y\expndtw4 \expndtw0 i\charscalex99
s\charscalex100\expndtw13 \expndtw0 ma\expndtw2 i\expndtw0 n\expndtw3 l\expndt
w0 y\expndtw7 \expndtw0 conce\charscalex99 r\charscalex100 n\expndtw-2 e\expndt
w0 d\expndtw11 \charscalex99\expndtw0 w\charscalex100 ith\expndtw12 \expndtw0
bett\expndtw1 e\charscalex99\expndtw0 r\charscalex100\expndtw11 \expndtw0 plann
ing\expndtw10 \expndtw0 o\charscalex99 f\charscalex100\expndtw11 \charscalex99
\expndtw0 r\charscalex100\expndtw-1 e\expndtw0 ti\charscalex99\expndtw1 r\charsc
alex100\expndtw0 ement\expndtw11 \expndtw0 l\expndtw1 i\charscalex99\expndtw0 f
\charscalex100\expndtw-1 e\expndtw0 ,\expndtw11 \expndtw-2 g\charscalex99\expnd
tw1 r\charscalex100\expndtw0 adu\expndtw-1 a\expndtw0 l\cf0 \cf0\charscalex99 w
\charscalex100\expndtw-1 ea\expndtw0 lth\expndtw69 \expndtw0 acc\charscalex99 u
\charscalex100 mulation\expndtw69 \expndtw0 a\expndtw2 n\expndtw0 d\expndtw69
\expndtw0 bette\charscalex99 r\charscalex100\expndtw67 \charscalex99\expndtw0 f
\charscalex100 inan\expndtw-1 c\expndtw2 i\expndtw0 al\expndtw69 \expndtw0 de\e
xpndtw-1 c\expndtw0 i\charscalex99 s\charscalex100\expndtw2 i\expndtw0 on\expndt
w69 \expndtw0 makin\expndtw-1 g\expndtw0 .\expndtw68 \charscalex99\expndtw1 S\
charscalex100\expndtw0 o\expndtw69 \expndtw0 to\expndtw70 \expndtw0 be\expndtw
69 \charscalex99\expndtw1 f\charscalex100\expndtw0 inancial\expndtw1 l\expndtw0
y\expndtw65 \expndtw0 l\expndtw1 i\expndtw0 te\charscalex99\expndtw1 r\charsca
lex100\expndtw0 ate\cf0 \cf0 be\expndtw-1 c\expndtw0 ome\charscalex99 s\charsca
lex100\expndtw51 \expndtw0 i\expndtw1 m\expndtw0 po\charscalex99 r\charscalex10
0 t\expndtw-1 a\expndtw0 nt\expndtw52 \charscalex99\expndtw2 f\expndtw0 r\chars
calex100\expndtw1 o\expndtw0 m\expndtw53 \expndtw0 the\expndtw52 \expndtw0 in\
expndtw1 i\expndtw0 t\expndtw1 i\expndtw0 al\expndtw52 \charscalex99\expndtw0 s
\charscalex100 ta\expndtw-2 g\expndtw-1 e\charscalex99\expndtw0 s\charscalex100\
expndtw52 \expndtw0 o\charscalex99 f\charscalex100\expndtw57 \expndtw0 one\cha
rscalex99 \u8217?s\charscalex100\expndtw51 \expndtw1 c\expndtw0 a\charscalex99
r\charscalex100 e\expndtw-1 e\charscalex99\expndtw0 r\charscalex100 .\expndtw54
\expndtw-1 B\expndtw0 ut\expndtw52 \expndtw0 due\expndtw52 \expndtw2 t\expndt
w0 o\expndtw53 \charscalex99\expndtw0 s\charscalex100 ome\expndtw52 \expndtw0
pe\charscalex99 rs\charscalex100 on\expndtw-1 a\expndtw0 l\expndtw52 \expndtw2
o\charscalex99\expndtw0 r\cf0\charscalex100 \cf0 p\charscalex99 r\charscalex100
o\charscalex99\expndtw-1 f\charscalex100 e\charscalex99\expndtw0 ss\charscalex1
00 ional\expndtw18 \expndtw0 hind\charscalex99 r\charscalex100\expndtw1 a\expnd
tw0 nc\expndtw-1 e\charscalex99\expndtw0 s\charscalex100\expndtw19 \expndtw2 t\
expndtw0 h\expndtw1 e\expndtw0 y\expndtw17 \expndtw0 be\expndtw-1 c\expndtw0 o\
expndtw2 m\expndtw0 e\expndtw18 \charscalex99\expndtw0 f\charscalex100 in\expnd
tw-1 a\expndtw2 n\expndtw0 cial\expndtw1 l\expndtw0 y\expndtw14 \expndtw3 i\exp
ndtw0 l\expndtw1 l\expndtw0 i\expndtw1 t\expndtw0 e\charscalex99 r\charscalex100
\expndtw-2 a\expndtw0 te.\expndtw17 \expndtw0 Thi\charscalex99 s\charscalex100\
expndtw20 \expndtw0 le\expndtw-1 a\expndtw2 v\expndtw0 e\charscalex99 s\charsca
lex100\expndtw18 \expndtw0 th\expndtw1 e\expndtw0 m\expndtw20 \charscalex99\ex
pndtw0 w\charscalex100 ith\expndtw19 \expndtw0 inadequ\expndtw-1 a\expndtw0 te\
cf0 \cf0 kno\charscalex99 w\charscalex100 ledge\expndtw81 \expndtw0 about\expn
dtw84 \charscalex99\expndtw0 f\charscalex100 in\expndtw-1 a\expndtw2 n\expndtw0
cial\expndtw82 \expndtw0 de\expndtw-1 a\expndtw0 lin\expndtw-1 g\charscalex99\
expndtw0 s\charscalex100 ,\expndtw83 \expndtw0 inap\expndtw1 p\charscalex99\exp
ndtw0 r\charscalex100 op\charscalex99\expndtw1 r\charscalex100\expndtw0 iate\exp
ndtw83 \expndtw0 de\expndtw-1 c\expndtw0 i\charscalex99 s\charscalex100 ion\cha
rscalex99 s\charscalex100\expndtw84 \expndtw0 etc\expndtw2 .\expndtw0 ,\expndtw
84 \charscalex99\expndtw1 S\charscalex100\expndtw0 o,\expndtw84 \expndtw0 th\e
xpndtw1 e\expndtw0 y\expndtw79 \expndtw0 have\expndtw82 \expndtw0 to\expndtw84
\expndtw0 be\cf0 \cf0 enh\expndtw-1 a\expndtw0 nced\expndtw13 \charscalex99\
expndtw0 w\charscalex100 ith\expndtw15 \charscalex99\expndtw0 f\charscalex100 i
n\expndtw-1 a\expndtw0 n\expndtw-1 c\expndtw0 ial\expndtw16 \expndtw0 kno\chars
calex99 w\charscalex100 ledge\expndtw12 \expndtw0 a\charscalex99 n\charscalex10
0 d\expndtw13 \expndtw0 too\expndtw1 l\charscalex99\expndtw0 s\charscalex100\ex
pndtw15 \charscalex99\expndtw0 w\charscalex100 hich\expndtw13 \expndtw0 a\char
scalex99 r\charscalex100 e\expndtw11 \expndtw2 n\expndtw0 eed\expndtw-1 e\expnd
tw0 d\expndtw13 \expndtw0 to\expndtw14 \expndtw0 ma\expndtw2 k\expndtw0 e\expn
dtw13 \expndtw0 in\charscalex99 f\charscalex100 o\charscalex99 r\charscalex100
med\expndtw13 \expndtw5 d\expndtw0 e\expndtw-1 c\expndtw0 i\charscalex99 s\char
scalex100 ion\charscalex99 s\charscalex100 .\cf0 \cf0\charscalex99\expndtw-1 F\
charscalex100\expndtw0 inan\expndtw-1 c\expndtw0 ial\expndtw37 \expndtw0 lite\c
harscalex99\expndtw1 r\charscalex100\expndtw0 a\expndtw3 c\expndtw0 y\expndtw33
\expndtw0 i\expndtw1 m\expndtw0 pact\charscalex99 s\charscalex100\expndtw39 \e
xpndtw0 the\expndtw38 \expndtw0 p\charscalex99 r\charscalex100 omotion\expndtw3
9 \expndtw0 o\charscalex99 f\charscalex100\expndtw37 \charscalex99\expndtw0 f\
charscalex100 inan\expndtw-1 c\expndtw0 ial\expndtw37 \expndtw0 inclu\charscale
x99 s\charscalex100\expndtw1 i\expndtw0 on\expndtw38 \charscalex99\expndtw0 w\c
harscalex100 hich\expndtw37 \expndtw0 ul\expndtw1 t\expndtw0 imate\expndtw2 l\e
xpndtw0 y\expndtw33 \charscalex99\expndtw0 r\charscalex100\expndtw-1 e\charscal
ex99\expndtw0 s\charscalex100 ult\charscalex99 s\charscalex100\expndtw39 \expnd
tw0 in\cf0 \cf0\charscalex99 f\charscalex100 in\expndtw-1 a\expndtw0 n\expndtw-
1 c\expndtw0 ial\expndtw64 \charscalex99\expndtw0 s\charscalex100 tabili\expndt
w4 t\expndtw0 y\expndtw59 \expndtw0 o\charscalex99 f\charscalex100\expndtw67 \
expndtw0 a\expndtw1 n\expndtw0 y\expndtw62 \expndtw1 e\expndtw0 cono\expndtw4 m
\expndtw-4 y\expndtw0 .\expndtw64 \expndtw0 The\expndtw63 \expndtw2 n\expndtw0
e\expndtw-1 e\expndtw0 d\expndtw66 \charscalex99\expndtw0 f\charscalex100 o\ch
arscalex99 r\charscalex100\expndtw64 \charscalex99\expndtw0 f\charscalex100 in\
expndtw-1 a\expndtw2 n\expndtw0 cial\expndtw63 \expndtw0 l\expndtw1 i\expndtw0
te\charscalex99 r\charscalex100\expndtw-1 a\expndtw2 c\expndtw0 y\expndtw60 \ex
pndtw0 in\expndtw70 \charscalex99\expndtw-5 I\charscalex100\expndtw0 nd\expndtw
2 i\expndtw0 a\expndtw63 \expndtw0 ha\charscalex99 s\charscalex100\expndtw67 \
expndtw-2 g\expndtw-1 a\expndtw0 ined\cf0 \cf0 impo\charscalex99 r\charscalex10
0 tan\expndtw-1 c\expndtw0 e\expndtw75 \expndtw0 becau\charscalex99 s\charscale
x100 e\expndtw75 \expndtw0 o\charscalex99 f\charscalex100\expndtw76 \expndtw0
lo\charscalex99 w\charscalex100\expndtw76 \expndtw0 level\expndtw76 \expndtw0
o\charscalex99 f\charscalex100\expndtw76 \expndtw0 lite\charscalex99 r\charscal
ex100\expndtw-1 a\expndtw0 cy\expndtw72 \expndtw1 a\expndtw0 nd\expndtw77 \exp
ndtw0 la\charscalex99 r\charscalex100\expndtw-3 g\expndtw0 e\expndtw75 \charsca
lex99\expndtw0 s\charscalex100\expndtw1 e\expndtw0 ction\expndtw77 \expndtw0 o\
charscalex99 f\charscalex100\expndtw76 \expndtw5 p\expndtw0 opulation\expndtw77
\charscalex99\expndtw0 w\charscalex100 hich\expndtw75 \expndtw-1 i\charscalex
99\expndtw0 s\cf0\charscalex100 \cf0\charscalex99 f\charscalex100 in\expndtw-1
a\expndtw0 n\expndtw-1 c\expndtw0 ial\expndtw4 l\expndtw0 y\expndtw-3 \expndtw-
1 e\expndtw1 x\expndtw0 cluded \charscalex99\expndtw-1 f\expndtw0 r\charscalex10
0 om \expndtw1 t\expndtw0 he \charscalex99\expndtw-1 f\charscalex100\expndtw0 o\
charscalex99\expndtw-1 r\charscalex100\expndtw0 mal \charscalex99 f\charscalex10
0 inan\expndtw-2 c\expndtw2 i\expndtw0 al \charscalex99 s\charscalex100\expndtw1
e\expndtw0 t up.\cf0\f0\par\pard\fi719\ri527\sl360\slmult1 \cf0\f0 Re\charscale
x99 s\charscalex100\expndtw-1 ea\charscalex99\expndtw0 r\charscalex100\expndtw-1
c\expndtw0 h\expndtw32 \expndtw2 h\expndtw0 a\charscalex99 s\charscalex100\exp
ndtw33 \expndtw0 be\expndtw-1 e\expndtw0 n\expndtw32 \expndtw0 con\expndtw1 d\
expndtw0 ucted\expndtw32 \expndtw-1 g\expndtw0 lo\expndtw2 b\expndtw0 al\expndt
w2 l\expndtw0 y\expndtw28 \charscalex99\expndtw0 f\charscalex100 o\charscalex99
r\charscalex100\expndtw32 \expndtw0 m\expndtw2 e\expndtw0 a\charscalex99\expnd
tw1 s\charscalex100\expndtw0 u\charscalex99 r\charscalex100 ing\expndtw31 \expn
dtw0 the\expndtw33 \expndtw0 level\expndtw32 \expndtw0 o\charscalex99 f\charsc
alex100\expndtw33 \charscalex99\expndtw0 f\charscalex100 i\expndtw2 n\expndtw0
ancial\expndtw34 \expndtw0 lite\charscalex99 r\charscalex100\expndtw-1 a\expndt
w3 c\expndtw-4 y\expndtw0 .\cf0 \cf0\charscalex99 A\charscalex100 nd\expndtw20
\expndtw0 al\charscalex99 s\charscalex100 o\expndtw21 \charscalex99\expndtw0 f
\charscalex100 i\charscalex99 n\charscalex100 an\expndtw-1 c\expndtw2 i\expndtw0
al\expndtw21 \expndtw0 l\expndtw1 i\expndtw0 te\charscalex99\expndtw-1 r\chars
calex100\expndtw1 ac\expndtw0 y\expndtw16 \charscalex99\expndtw0 s\charscalex10
0\expndtw3 u\charscalex99\expndtw0 r\charscalex100 v\expndtw3 e\expndtw0 y\expnd
tw16 \expndtw2 h\expndtw0 a\charscalex99 s\charscalex100\expndtw21 \expndtw0 b
e\expndtw-1 e\expndtw0 n\expndtw23 \expndtw0 con\expndtw1 d\expndtw0 ucted\expn
dtw20 \expndtw0 at\expndtw21 \expndtw0 count\charscalex99\expndtw3 r\charscale
x100\expndtw0 y\expndtw17 \expndtw2 l\expndtw0 ev\expndtw-1 e\expndtw0 l\expndt
w21 \expndtw2 b\expndtw0 y\expndtw19 \expndtw0 the\expndtw24 \expndtw-2 g\exp
ndtw0 o\expndtw1 v\expndtw0 e\charscalex99 r\charscalex100 nm\expndtw-1 e\expndt
w0 nt\charscalex99 s\charscalex100 .\cf0 \cf0\charscalex99 M\charscalex100 o\ch
arscalex99 s\charscalex100 t\expndtw26 \expndtw0 o\charscalex99 f\charscalex100
\expndtw26 \expndtw0 the\expndtw26 \charscalex99\expndtw0 s\charscalex100 u\ch
arscalex99 r\charscalex100 v\expndtw3 e\expndtw-4 y\charscalex99\expndtw0 s\char
scalex100\expndtw26 \expndtw0 ha\expndtw1 v\expndtw0 e\expndtw25 \expndtw0 th\
charscalex99 r\charscalex100 o\charscalex99 w\charscalex100 n\expndtw26 \expndt
w0 li\expndtw-1 g\charscalex99\expndtw0 h\charscalex100 t\expndtw26 \expndtw0 o
n\expndtw26 \expndtw0 thei\charscalex99 r\charscalex100\expndtw28 \expndtw0 po
o\charscalex99 r\charscalex100\expndtw25 \expndtw0 level\expndtw25 \expndtw0 o
\charscalex99 f\charscalex100\expndtw26 \charscalex99\expndtw0 f\charscalex100
ina\expndtw1 n\expndtw0 cial\expndtw25 \expndtw0 l\expndtw1 i\expndtw0 te\chars
calex99\expndtw-1 r\charscalex100 a\expndtw3 c\expndtw-4 y\expndtw0 .\expndtw112
\expndtw0 Thi\charscalex99 s\charscalex100\expndtw26 \charscalex99\expndtw0 s
\charscalex100 tu\expndtw6 d\expndtw0 y\cf0 \cf0\charscalex99 f\charscalex100 o
\expndtw-1 c\expndtw0 u\charscalex99 s\charscalex100 e\charscalex99 s\charscalex
100\expndtw39 \expndtw0 on\expndtw40 \charscalex99\expndtw0 f\charscalex100 in
an\expndtw-1 c\expndtw0 ial\expndtw40 \expndtw0 l\expndtw1 i\expndtw0 te\charsc
alex99\expndtw-1 r\charscalex100 a\expndtw3 c\expndtw0 y\expndtw36 \expndtw0 am
o\expndtw1 n\expndtw0 g\expndtw41 \expndtw-4 y\expndtw0 ou\expndtw1 n\expndtw0
g\expndtw39 \expndtw0 emp\expndtw2 lo\expndtw-4 y\expndtw0 ee\charscalex99 s\ch
arscalex100\expndtw40 \expndtw0 and\expndtw40 \expndtw0 to\expndtw41 \expndtw
0 e\expndtw1 x\expndtw0 amine\expndtw39 \expndtw-1 h\expndtw0 o\charscalex99 w\
charscalex100\expndtw39 \charscalex99\expndtw0 w\charscalex100 el\expndtw6 l\ch
arscalex99\expndtw0 -\charscalex100\expndtw-1 e\expndtw0 quip\charscalex99 p\cha
rscalex100 ed\cf0 \cf0 th\expndtw1 e\expndtw0 y\expndtw26 \expndtw0 a\charscal
ex99\expndtw1 r\charscalex100\expndtw0 e\expndtw27 \expndtw0 to\expndtw29 \exp
ndtw0 ma\expndtw2 k\expndtw0 e\expndtw28 \charscalex99\expndtw0 f\charscalex100
ina\expndtw1 n\expndtw0 c\expndtw1 i\expndtw0 al\expndtw28 \expndtw0 deci\char
scalex99 s\charscalex100 ion\charscalex99 s\charscalex100 .\expndtw28 \expndtw0
The\expndtw30 \charscalex99\expndtw0 r\charscalex100\expndtw-1 e\charscalex99\
expndtw2 s\charscalex100\expndtw0 e\expndtw-1 a\charscalex99\expndtw0 r\charscal
ex100\expndtw1 c\expndtw0 h\expndtw29 \expndtw0 al\charscalex99 s\charscalex100
o\expndtw28 \expndtw0 co\expndtw1 n\expndtw0 c\expndtw-1 e\expndtw0 nt\charsca
lex99 r\charscalex100\expndtw-1 a\expndtw2 t\expndtw0 e\charscalex99 s\charscale
x100\expndtw28 \expndtw0 on\expndtw28 \expndtw3 t\expndtw0 hei\charscalex99 r\
charscalex100\expndtw27 \charscalex99\expndtw0 s\charscalex100 ou\charscalex99
r\charscalex100\expndtw1 c\expndtw0 e\charscalex99\expndtw7 s\charscalex100\expn
dtw0 ,\expndtw29 \expndtw0 thei\charscalex99 r\cf0\charscalex100 \cf0 kno\char
scalex99 w\charscalex100 ledge\expndtw-1 a\expndtw0 nd the ch\expndtw-1 a\expnd
tw0 ll\expndtw1 e\expndtw0 n\expndtw-1 ge\charscalex99\expndtw0 s\charscalex100\
expndtw1 \charscalex99\expndtw0 f\charscalex100 aced \expndtw3 b\charscalex99\e
xpndtw0 y\charscalex100\expndtw-3 \expndtw0 them in \charscalex99 f\charscalex1
00 i\expndtw1 n\expndtw0 an\expndtw-1 c\expndtw0 ial matte\charscalex99\expndtw-
1 r\expndtw0 s\charscalex100 .\cf0\f0\par\pard\ri-20\sl240\slmult1 \b\cf0\charsc
alex99\f0 N\charscalex100 EE\charscalex99 D\b0\charscalex100 \b\expndtw-2 F\exp
ndtw0 O\charscalex99 R\b0\charscalex100 \b THE\b0\expndtw1 \b\charscalex99\exp
ndtw0 S\charscalex100\expndtw1 T\charscalex99\expndtw0 UDY\b0\cf0\charscalex100\
f0\par\pard\sa12\sl-120 \f0\fs12\par\pard\qj\fi360\ri563\sl360\slmult1 \cf0\char
scalex99\expndtw-1\fs24 F\charscalex100\expndtw0 inan\expndtw-1 c\expndtw0 ial\e
xpndtw66 \expndtw0 lite\charscalex99 r\charscalex100 a\expndtw4 c\expndtw0 y\ex
pndtw60 \expndtw0 i\charscalex99 s\charscalex100\expndtw67 \expndtw0 a\expndtw
69 \expndtw-2 g\expndtw0 lobal\expndtw66 \expndtw0 con\expndtw1 c\expndtw0 e\c
harscalex99 r\charscalex100 n.\expndtw65 \expndtw0 Comp\expndtw1 l\expndtw0 ica
ted\expndtw65 \charscalex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw2
i\expndtw0 al\expndtw66 \expndtw0 p\charscalex99 r\charscalex100 odu\expndtw-1
c\expndtw0 t\charscalex99 s\charscalex100 ,\expndtw67 \expndtw0 lo\charscalex99
w\charscalex100\expndtw67 \expndtw0 level\expndtw66 \expndtw0 o\charscalex99
f\cf0\charscalex100 \cf0 a\charscalex99 w\charscalex100\expndtw-2 a\charscalex9
9\expndtw1 r\charscalex100\expndtw0 en\expndtw-1 e\charscalex99\expndtw0 ss\char
scalex100\expndtw4 \expndtw0 and\expndtw3 \expndtw0 lack\expndtw3 \expndtw0 o
\charscalex99 f\charscalex100\expndtw4 \expndtw0 k\expndtw2 n\expndtw0 o\charsc
alex99 w\charscalex100 ledge\expndtw3 \expndtw0 about\expndtw4 \charscalex99\e
xpndtw0 f\charscalex100 inan\expndtw-1 c\expndtw0 ial\expndtw6 \expndtw0 matte\
charscalex99 rs\charscalex100\expndtw3 \expndtw0 make\charscalex99 s\charscalex
100\expndtw4 \expndtw0 the\expndtw4 \charscalex99\expndtw0 w\charscalex100\exp
ndtw-1 a\expndtw0 nt\expndtw5 \expndtw0 o\charscalex99 f\charscalex100\expndtw3
\charscalex99\expndtw0 f\charscalex100 ina\expndtw4 n\expndtw0 cial\expndtw4
\expndtw0 lite\charscalex99 r\charscalex100\expndtw-1 a\expndtw3 c\expndtw0 y\cf
0 \cf0\charscalex99 s\charscalex100 i\expndtw-1 g\expndtw0 ni\charscalex99 f\ch
arscalex100 i\expndtw-1 ca\expndtw0 nt.\expndtw26 \expndtw0 The\expndtw22 \exp
ndtw0 le\expndtw2 v\expndtw0 el\expndtw23 \expndtw0 o\charscalex99 f\charscalex
100\expndtw26 \charscalex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw0
ial\expndtw22 \expndtw0 l\expndtw1 i\expndtw0 te\charscalex99\expndtw1 r\charsc
alex100\expndtw0 a\expndtw3 c\expndtw0 y\expndtw19 \expndtw0 di\charscalex99\ex
pndtw2 f\expndtw0 f\charscalex100\expndtw-1 e\charscalex99\expndtw0 rs\charscale
x100\expndtw27 \charscalex99\expndtw0 f\expndtw-1 r\charscalex100\expndtw0 om\e
xpndtw24 \expndtw0 individual\expndtw24 \expndtw0 to\expndtw24 \expndtw0 ind\
expndtw1 i\expndtw0 vidual.\expndtw24 \charscalex99\expndtw0 G\charscalex100\ex
pndtw-1 e\expndtw0 nde\charscalex99 r\charscalex100\expndtw26 \expndtw-1 ga\exp
ndtw0 p\cf0 \cf0 al\charscalex99 s\charscalex100 o\expndtw4 \expndtw0 pl\expnd
tw4 a\expndtw-4 y\charscalex99\expndtw0 s\charscalex100\expndtw4 \expndtw0 an\e
xpndtw6 \expndtw0 impo\charscalex99 r\charscalex100 tant\expndtw4 \charscalex9
9\expndtw2 r\charscalex100\expndtw0 ole\expndtw4 \expndtw0 i\charscalex99 s\cha
rscalex100\expndtw5 \expndtw0 de\expndtw-1 c\expndtw0 idi\charscalex99\expndtw2
n\charscalex100\expndtw0 g\expndtw2 \expndtw0 the\expndtw6 \expndtw0 level\ex
pndtw6 \expndtw0 o\charscalex99 f\charscalex100\expndtw4 \charscalex99\expndtw
0 f\charscalex100 inan\expndtw-1 c\expndtw2 i\expndtw0 al\expndtw4 \expndtw0 l\
expndtw1 i\expndtw0 te\charscalex99\expndtw-1 r\charscalex100\expndtw1 a\expndtw
3 c\expndtw-4 y\expndtw0 .\expndtw4 \charscalex99\expndtw0 A\charscalex100\expn
dtw6 \charscalex99\expndtw2 w\charscalex100\expndtw0 oman\charscalex99 \u8217?s
\charscalex100\expndtw4 \expndtw0 de\expndtw-1 c\expndtw0 i\charscalex99 s\char
scalex100 ion\expndtw4 \expndtw2 o\charscalex99\expndtw0 r\cf0\charscalex100 \
cf0\charscalex99 r\charscalex100\expndtw-1 e\expndtw0 lation\charscalex99 s\char
scalex100 hip\expndtw2 \charscalex99\expndtw0 w\charscalex100 ith\expndtw3 \ex
pndtw0 mon\expndtw4 e\expndtw0 y\expndtw2 \expndtw0 i\charscalex99 s\charscalex
100\expndtw3 \expndtw0 o\charscalex99 f\charscalex100 ten\expndtw1 \expndtw2 d
\expndtw0 ete\charscalex99\expndtw-1 r\charscalex100\expndtw0 min\expndtw-1 e\ex
pndtw0 d\expndtw4 b\expndtw0 y\expndtw-1 \expndtw0 he\charscalex99 r\charscale
x100\expndtw5 \expndtw0 pe\charscalex99 rs\charscalex100 o\expndtw1 n\expndtw0
al\expndtw2 \expndtw0 l\expndtw1 i\charscalex99\expndtw0 f\charscalex100 e\expn
dtw2 \expndtw0 e\expndtw1 x\expndtw0 pe\charscalex99 r\charscalex100 i\expndtw-
1 e\expndtw0 nc\expndtw2 e\expndtw0 .\expndtw2 \expndtw0 Emotion,\expndtw3 \ex
pndtw0 mon\expndtw4 e\expndtw0 y\cf0 \cf0 and \charscalex99 f\charscalex100\exp
ndtw-2 a\expndtw0 mi\expndtw5 l\expndtw0 y\expndtw-4 \expndtw0 a\charscalex99 r
\charscalex100 e\expndtw-1 \expndtw0 int\expndtw1 e\charscalex99\expndtw0 r\cha
rscalex100 link\expndtw2 e\expndtw0 d in the li\charscalex99 f\charscalex100 e\e
xpndtw-1 \expndtw2 o\charscalex99\expndtw0 f\charscalex100 a \charscalex99 w\c
harscalex100 oman.\expndtw1 \expndtw-1 L\expndtw0 ack o\charscalex99 f\charscal
ex100 \charscalex99 r\charscalex100\expndtw1 e\expndtw0 a\expndtw3 d\expndtw0 y
\expndtw-3 \expndtw0 acce\charscalex99 ss\charscalex100 o\charscalex99 f\chars
calex100\expndtw1 \charscalex99 r\charscalex100\expndtw0 eliable in\charscalex9
9 f\charscalex100 o\charscalex99\expndtw-1 r\charscalex100\expndtw0 mati\charsca
lex99 o\charscalex100 n\cf0 \cf0 to\expndtw26 \expndtw0 make\expndtw25 \expnd
tw0 in\charscalex99 f\charscalex100 o\charscalex99 r\charscalex100 med\expndtw25
\expndtw0 de\expndtw-1 c\expndtw0 i\charscalex99 s\charscalex100 ion\expndtw26
\expndtw0 le\expndtw-1 a\expndtw0 d\charscalex99 s\charscalex100\expndtw26 \e
xpndtw0 to\expndtw26 \expndtw0 l\charscalex99 ow\charscalex100\expndtw24 \expn
dtw0 level\expndtw25 \expndtw0 o\charscalex99 f\charscalex100\expndtw26 \expnd
tw0 con\charscalex99 f\charscalex100 id\expndtw-1 e\expndtw0 n\expndtw-1 c\expnd
tw0 e\expndtw24 \expndtw0 and\expndtw25 \expndtw0 kno\charscalex99 w\charscale
x100 l\expndtw1 e\expndtw0 d\expndtw-1 g\expndtw0 e\expndtw24 \expndtw0 about\e
xpndtw26 \charscalex99\expndtw0 f\charscalex100 ina\expndtw1 n\expndtw0 cial\cf
0 \cf0 matte\charscalex99\expndtw-1 r\expndtw0 s\charscalex100 .\expndtw28 \ex
pndtw-4 L\expndtw0 i\charscalex99\expndtw1 f\charscalex100\expndtw0 e\expndtw25
\expndtw0 ch\expndtw-1 a\expndtw1 n\expndtw0 ge\charscalex99 s\charscalex100\ex
pndtw26 \expndtw0 l\expndtw1 i\expndtw0 ke\expndtw25 \expndtw0 ne\charscalex99
w\charscalex100\expndtw27 \expndtw0 empl\expndtw4 o\expndtw-6 y\expndtw2 m\exp
ndtw0 ent,\expndtw25 \expndtw0 divo\charscalex99 r\charscalex100 ce\expndtw24
\expndtw0 o\charscalex99 r\charscalex100\expndtw26 \charscalex99\expndtw0 s\cha
rscalex100 e\expndtw1 p\expndtw0 a\charscalex99 r\charscalex100\expndtw-1 a\expn
dtw0 tion,\expndtw25 \expndtw0 d\expndtw2 e\expndtw0 ath\expndtw25 \expndtw0 o
\charscalex99 f\charscalex100\expndtw26 \expndtw0 the\expndtw25 \expndtw0 pa\c
harscalex99 r\charscalex100 tn\expndtw-1 e\charscalex99\expndtw0 r\charscalex100
\expndtw25 \expndtw1 a\charscalex99\expndtw0 r\charscalex100 e\cf0 \cf0\charsc
alex99 s\charscalex100 ome o\charscalex99 f\charscalex100 the \charscalex99 s\c
harscalex100 t\charscalex99 r\charscalex100\expndtw-2 e\charscalex99\expndtw0 ss
f\charscalex100 ul \charscalex99 s\charscalex100 ti\expndtw1 m\expndtw0 ulato\ch
arscalex99 rs\charscalex100 in an individual\charscalex99 \u8217?s\charscalex10
0 li\charscalex99 f\charscalex100\expndtw-1 e\expndtw0 .\cf0\f0\par\pard\qj\fi3
60\ri567\sl359\slmult1 \cf0\f0 The\expndtw12 \charscalex99\expndtw0 r\charscale
x100\expndtw1 e\charscalex99\expndtw0 f\charscalex100 o\charscalex99\expndtw-1 r
\charscalex100\expndtw0 m\charscalex99 s\charscalex100\expndtw14 \expndtw0 in\e
xpndtw1 t\charscalex99\expndtw0 r\charscalex100 odu\expndtw-1 ce\expndtw0 d\expn
dtw16 \expndtw0 in\expndtw14 \charscalex99\expndtw0 f\charscalex100 inan\expnd
tw-1 c\expndtw0 ial\expndtw13 \expndtw0 m\expndtw2 a\charscalex99\expndtw0 r\ch
arscalex100 k\expndtw-1 e\expndtw0 t\charscalex99 s\charscalex100\expndtw14 \ex
pndtw0 ha\expndtw1 v\expndtw0 e\expndtw16 \charscalex99\expndtw0 r\charscalex10
0\expndtw-1 e\expndtw0 duced\expndtw14 \expndtw0 the\expndtw13 \charscalex99\e
xpndtw0 s\charscalex100 co\expndtw2 p\expndtw0 e\expndtw13 \expndtw0 o\charscal
ex99 f\charscalex100\expndtw16 \expndtw-2 g\expndtw1 o\expndtw0 ve\charscalex99
r\charscalex100 nm\expndtw-1 e\expndtw0 nt\charscalex99 s\charscalex100\expndtw
14 \expndtw0 and\cf0 \cf0 empl\expndtw1 o\expndtw-3 y\expndtw0 e\charscalex99
rs\charscalex100\expndtw93 \expndtw0 in\expndtw94 \charscalex99\expndtw0 s\cha
rscalex100 uppo\charscalex99 r\charscalex100 ti\expndtw-1 n\expndtw0 g\expndtw90
\expndtw0 the\expndtw92 \expndtw0 empl\expndtw2 o\expndtw-3 y\expndtw0 ee\cha
rscalex99 s\charscalex100\expndtw92 \expndtw0 to\expndtw94 \expndtw0 p\expndtw
-1 la\expndtw0 n\expndtw93 \expndtw0 the\expndtw4 i\charscalex99\expndtw0 r\cha
rscalex100\expndtw92 \charscalex99\expndtw0 f\charscalex100 utu\charscalex99 r\
charscalex100 e\expndtw92 \charscalex99\expndtw0 f\charscalex100 inan\expndtw-1
c\expndtw1 i\expndtw0 al\expndtw93 \expndtw0 ne\expndtw-1 e\expndtw0 d\charsca
lex99 s\charscalex100 .\expndtw93 \charscalex99\expndtw1 S\charscalex100\expndt
w0 o,\expndtw93 \expndtw0 the\cf0 \cf0\charscalex99 r\charscalex100\expndtw-1
e\charscalex99\expndtw0 s\charscalex100 pon\charscalex99 s\charscalex100 ibili\e
xpndtw3 t\expndtw0 y\expndtw3 \expndtw2 o\charscalex99\expndtw0 f\charscalex100
\expndtw8 \expndtw0 man\expndtw1 a\expndtw-1 g\expndtw1 i\expndtw0 ng\expndtw7
\expndtw0 and\expndtw9 \expndtw0 d\expndtw1 e\expndtw0 ciding\expndtw7 \expnd
tw0 thei\charscalex99 r\charscalex100\expndtw11 \charscalex99\expndtw0 f\charsc
alex100 utu\charscalex99 r\charscalex100 e\expndtw7 \charscalex99\expndtw0 f\ch
arscalex100 inan\expndtw-1 c\expndtw2 i\expndtw0 al\expndtw8 \expndtw0 ne\expnd
tw-1 e\expndtw0 d\charscalex99 s\charscalex100\expndtw9 \expndtw0 ha\charscalex
99 s\charscalex100\expndtw9 \expndtw2 i\expndtw0 nc\charscalex99 r\charscalex10
0\expndtw-1 ea\charscalex99\expndtw1 s\charscalex100\expndtw0 ed\expndtw9 \expn
dtw0 amo\expndtw1 n\expndtw0 g\expndtw7 \expndtw0 the\cf0 \cf0\expndtw-4 y\exp
ndtw1 o\expndtw0 u\expndtw2 n\expndtw0 g\expndtw41 \expndtw0 empl\expndtw4 o\ex
pndtw-4 y\expndtw0 ee\charscalex99 s\charscalex100 .\expndtw43 \charscalex99\ex
pndtw0 H\charscalex100\expndtw2 i\expndtw-2 g\expndtw0 h\expndtw44 \expndtw0 jo
b\expndtw44 \expndtw0 in\charscalex99 s\charscalex100 ecu\charscalex99\expndtw-
1 r\charscalex100\expndtw0 i\expndtw2 t\expndtw-4 y\expndtw0 ,\expndtw42 \expnd
tw0 u\expndtw2 n\expndtw0 c\expndtw-1 e\charscalex99\expndtw0 r\charscalex100\ex
pndtw1 t\expndtw0 ain\expndtw43 \expndtw0 income\expndtw42 \expndtw0 and\expnd
tw42 \expndtw1 e\expndtw0 a\charscalex99\expndtw4 s\charscalex100\expndtw0 y\ex
pndtw38 \expndtw0 acc\expndtw1 e\charscalex99\expndtw0 ss\charscalex100\expndtw
43 \expndtw0 to\expndtw43 \expndtw0 con\charscalex99 s\charscalex100 umpt\expn
dtw1 i\charscalex99\expndtw0 o\charscalex100 n\cf0 \cf0 c\charscalex99 r\charsc
alex100\expndtw-2 e\expndtw0 dit\expndtw21 \expndtw0 have\expndtw19 \expndtw0
a\expndtw23 \expndtw-1 g\charscalex99\expndtw0 r\charscalex100 e\expndtw-1 a\ex
pndtw0 t\expndtw21 \expndtw0 in\charscalex99 f\charscalex100 luen\expndtw-1 c\e
xpndtw0 e\expndtw20 \expndtw0 on\expndtw21 \expndtw0 thei\charscalex99 r\chars
calex100\expndtw21 \charscalex99\expndtw0 f\charscalex100 in\expndtw1 a\expndtw
0 ncial\expndtw21 \expndtw2 b\expndtw0 eh\expndtw-1 a\expndtw0 viou\charscalex9
9 r\charscalex100 .\expndtw20 \charscalex99\expndtw0 V\charscalex100 e\charscal
ex99\expndtw2 r\charscalex100\expndtw0 y\expndtw17 \expndtw0 le\charscalex99 ss
\charscalex100\expndtw21 \charscalex99\expndtw0 r\charscalex100 e\charscalex99\
expndtw1 s\charscalex100 e\expndtw0 a\charscalex99 r\charscalex100\expndtw-1 c\e
xpndtw0 h\expndtw20 \expndtw0 ha\charscalex99 s\charscalex100\expndtw21 \expnd
tw0 b\expndtw1 e\expndtw0 en\expndtw20 \expndtw0 done\cf0 \cf0 on\expndtw11 \
charscalex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw0 ial\expndtw11 \
expndtw0 l\expndtw1 i\expndtw0 te\charscalex99\expndtw-1 r\charscalex100 a\expnd
tw3 c\expndtw-4 y\expndtw0 .\expndtw11 \charscalex99\expndtw0 A\charscalex100\e
xpndtw11 \expndtw1 c\expndtw0 ount\charscalex99\expndtw2 r\charscalex100\expndt
w0 y\expndtw7 \expndtw0 l\expndtw1 i\expndtw0 ke\expndtw13 \charscalex99\expnd
tw-2 I\charscalex100\expndtw0 ndia\expndtw10 \charscalex99\expndtw0 w\charscale
x100 ith\expndtw13 \expndtw0 hi\expndtw-1 g\expndtw0 h\expndtw15 \expndtw-4 y\
expndtw0 ou\expndtw2 n\expndtw0 g\expndtw9 \expndtw0 dem\expndtw2 o\expndtw-2 g
\charscalex99\expndtw0 r\charscalex100\expndtw-1 a\expndtw0 ph\expndtw1 i\expndt
w0 c\expndtw11 \expndtw0 div\expndtw1 i\expndtw0 dend\expndtw11 \expndtw0 and\
expndtw10 \charscalex99\expndtw0 s\charscalex100 oci\expndtw7 o\charscalex99\ex
pndtw0 -\cf0\charscalex100\f0\par\pard\sa18\sl-40 \f0\fs4\par\pard\li4457\ri-20\
sl240\slmult1 \cf0\f1\fs22 2\cf0\f0\fs24\par\sect\sectd\pgwsxn11906\pghsxn16838\
marglsxn1440\margrsxn850\margtsxn1134\margbsxn989 \pard\plain\sl-240 \f0\par\par
d\sa10\sl-60 \fs6\par\pard\ri535\sl362\slmult1 \cf0\fs24 e\expndtw-1 c\expndtw0
onomic\expndtw37 \charscalex99\expndtw0 d\charscalex100 iv\expndtw1 e\charscale
x99\expndtw0 rs\charscalex100 it\expndtw1 i\expndtw0 e\charscalex99 s\charscalex
100\expndtw37 \charscalex99\expndtw0 s\charscalex100 hou\expndtw1 l\expndtw0 d\
expndtw38 \expndtw0 unde\charscalex99 r\charscalex100\expndtw-1 g\expndtw0 o\ex
pndtw37 \charscalex99\expndtw2 r\charscalex100\expndtw0 e\charscalex99 s\charsc
alex100\expndtw-1 e\expndtw0 a\charscalex99 r\charscalex100\expndtw-1 c\expndtw2
h\expndtw0 e\charscalex99 s\charscalex100\expndtw39 \expndtw0 in\expndtw39 \e
xpndtw0 th\expndtw1 i\charscalex99\expndtw0 s\charscalex100\expndtw38 \expndtw0
top\expndtw1 i\expndtw0 c.\expndtw37 \charscalex99\expndtw1 S\charscalex100\ex
pndtw0 o,\expndtw38 \expndtw0 th\expndtw1 i\charscalex99\expndtw0 s\charscalex1
00\expndtw38 \charscalex99\expndtw0 r\charscalex100\expndtw1 e\charscalex99\exp
ndtw0 s\charscalex100 e\expndtw-1 a\charscalex99\expndtw0 r\charscalex100\expndt
w-2 c\expndtw0 h\expndtw40 \charscalex99\expndtw0 f\charscalex100 o\expndtw-1 c
\expndtw0 u\charscalex99\expndtw1 s\charscalex100\expndtw0 e\charscalex99 s\char
scalex100\expndtw38 \expndtw0 on\cf0 \cf0 me\expndtw-1 a\charscalex99\expndtw0
s\charscalex100 u\charscalex99 r\charscalex100 i\expndtw1 n\expndtw0 g\expndtw-
1 \expndtw0 the \charscalex99\expndtw-1 f\charscalex100\expndtw0 inancial lite\
charscalex99 r\charscalex100\expndtw-1 a\expndtw3 c\expndtw0 y\expndtw-2 \expnd
tw-1 a\expndtw0 mon\charscalex99 g\charscalex100\expndtw2 \expndtw-4 y\expndtw0
ou\expndtw1 n\expndtw0 g em\expndtw2 p\expndtw0 l\expndtw2 o\expndtw-3 y\expndt
w0 ee\charscalex99 s\charscalex100 in Coi\expndtw1 m\expndtw0 bato\charscalex99
r\charscalex100 e\expndtw-1 c\expndtw0 it\expndtw-4 y\expndtw0 .\cf0\f0\par\pa
rd\ri-20\sl240\slmult1 \b\cf0\f0 OBJE\charscalex99 C\charscalex100\expndtw1 T\ch
arscalex99\expndtw0 IV\charscalex100 E\charscalex99 S\b0\cf0\charscalex100\f0\pa
r\pard\sa12\sl-120 \f0\fs12\par\pard\li360\ri-20\sl240\slmult1 \cf0\fs24 The\exp
ndtw-1 \expndtw0 obje\expndtw-1 c\expndtw0 tive\charscalex99 s\charscalex100 o
\charscalex99 f\charscalex100 the\expndtw-1 \charscalex99\expndtw0 s\charscale
x100 t\expndtw2 ud\expndtw0 y\expndtw-4 \expndtw0 includ\expndtw-1 e\charscalex
99\expndtw0 s\cf0\charscalex100\f0\par\pard\sa19\sl-120 \f0\fs12\par\pard\li360\
ri-20\sl240\slmult1 \cf0\fs24 1.\expndtw119 \charscalex99\expndtw0 D\charscalex
100 ete\charscalex99\expndtw-1 r\charscalex100\expndtw0 mine the l\expndtw-1 e\e
xpndtw1 v\expndtw0 el o\charscalex99 f\charscalex100 \charscalex99\expndtw-1 f\
charscalex100\expndtw1 i\expndtw0 nancial kno\charscalex99 w\charscalex100 l\exp
ndtw-1 e\expndtw1 d\expndtw0 ge o\charscalex99 f\charscalex100 the\expndtw2 \e
xpndtw-4 y\expndtw0 ou\expndtw1 n\expndtw0 g\expndtw-1 e\expndtw0 mpl\expndtw4
o\expndtw-4 y\expndtw1 e\expndtw0 e\charscalex99 s\cf0\charscalex100\f0\par\pard
\sa16\sl-120 \f0\fs12\par\pard\li360\ri1789\sl360\slmult1 \cf0\fs24 2.\expndtw11
9 \expndtw0 To an\expndtw-1 a\expndtw4 l\expndtw-4 y\charscalex99\expndtw0 s\ch
arscalex100 e the mon\expndtw2 e\expndtw0 y\expndtw-3 \expndtw1 m\expndtw0 ana\
expndtw-1 ge\expndtw0 ment \charscalex99 s\charscalex100 kill\charscalex99 s\cha
rscalex100 po\charscalex99 s\expndtw1 s\charscalex100\expndtw0 e\charscalex99 s
\expndtw2 s\charscalex100\expndtw0 ed \expndtw1 b\expndtw0 y \expndtw-3 y\expndt
w0 ou\expndtw1 n\expndtw0 g empl\expndtw1 o\expndtw-3 y\expndtw0 ee\charscalex99
s\cf0\charscalex100 \cf0 3.\expndtw119 \expndtw0 To \charscalex99 u\charscale
x100 nde\charscalex99 rs\charscalex100 t\expndtw-1 a\expndtw0 nd the \expndtw-1
c\expndtw1 h\expndtw0 all\expndtw1 e\expndtw0 n\expndtw-1 ge\charscalex99\expndt
w0 s\charscalex100\expndtw1 \expndtw0 and\expndtw1 \expndtw-1 g\expndtw0 o\exp
ndtw-1 a\expndtw0 l\charscalex99 s\charscalex100\expndtw4 \expndtw-4 y\expndtw0
outh ha\expndtw1 v\expndtw0 e \charscalex99 w\charscalex100 ith \charscalex99 f
\charscalex100 in\expndtw-1 a\expndtw0 n\expndtw-1 c\expndtw0 ial matte\charscal
ex99\expndtw-1 r\expndtw0 s\cf0\charscalex100 \cf0 4.\expndtw119 \expndtw0 To
mea\charscalex99 s\charscalex100 u\charscalex99 r\charscalex100 e\expndtw-2 \ex
pndtw0 the \expndtw1 l\expndtw0 evel o\charscalex99 f\charscalex100 \charscalex
99 f\charscalex100 inan\expndtw-1 c\expndtw0 ial lite\charscalex99 r\charscalex1
00\expndtw-1 a\expndtw2 c\expndtw0 y\expndtw-3 \expndtw1 o\charscalex99\expndtw
0 f\charscalex100\expndtw4 \expndtw-4 y\expndtw0 ou\expndtw1 n\expndtw0 g\expnd
tw-1 e\expndtw0 mpl\expndtw4 o\expndtw-4 y\expndtw0 ee\charscalex99 s\cf0\chars
calex100\f0\par\pard\sl-240 \f0\par\pard\sa19\sl-160 \fs16\par\pard\ri-20\sl240\
slmult1 \b\cf0\fs24 L\charscalex99 I\charscalex100\expndtw1 T\expndtw0 E\charsca
lex99 RA\charscalex100 T\charscalex99 UR\charscalex100 E\b0 \b\charscalex99 R\c
harscalex100 E\charscalex99 VI\charscalex100\expndtw-1 E\expndtw0 W\b0\cf0\f0\pa
r\pard\sa19\sl-120 \f0\fs12\par\pard\ri-20\sl240\slmult1 \b\cf0\expndtw-2\fs24 F
\expndtw0 i\charscalex99 n\charscalex100 a\charscalex99\expndtw1 n\charscalex100
\expndtw0 cial\b0 \b Li\charscalex99 t\charscalex100 e\expndtw-1 r\expndtw0 a\e
xpndtw-1 c\expndtw0 y\b0 \b i\charscalex99 n\b0\charscalex100 \b\charscalex99
I\expndtw1 nd\charscalex100\expndtw0 ia\b0\cf0\f0\par\pard\sa12\sl-120 \f0\fs12\
par\pard\fi360\ri532\sl351\slmult1 \cf0\charscalex99\fs24 V\charscalex100\expndt
w-1 a\charscalex99\expndtw0 r\charscalex100 iou\charscalex99 s\charscalex100\exp
ndtw6 \charscalex99\expndtw0 s\charscalex100 u\charscalex99 r\charscalex100\exp
ndtw2 v\expndtw3 e\expndtw-4 y\charscalex99\expndtw0 s\charscalex100\expndtw7 \
charscalex99\expndtw0 s\charscalex100 ho\charscalex99 w\charscalex100\expndtw9
\expndtw0 that\expndtw7 \expndtw0 the\expndtw6 \expndtw0 le\expndtw2 v\expndtw
0 el\expndtw6 \expndtw0 o\charscalex99 f\charscalex100\expndtw9 \charscalex99\
expndtw0 f\charscalex100 in\expndtw-1 a\expndtw0 n\expndtw-1 c\expndtw2 i\expndt
w0 al\expndtw7 \expndtw0 lite\charscalex99 r\charscalex100\expndtw-1 a\expndtw3
c\expndtw0 y\expndtw4 \expndtw0 o\charscalex99 f\charscalex100\expndtw11 \cha
rscalex99\expndtw-2 I\charscalex100\expndtw0 ndian\charscalex99 s\charscalex100\
expndtw6 \expndtw0 i\charscalex99 s\charscalex100\expndtw8 \expndtw0 lo\charsc
alex99 w\charscalex100 .\expndtw11 \charscalex99\expndtw-2 I\charscalex100\expn
dtw0 ndia\expndtw8 \charscalex99\expndtw0 s\charscalex100 tand\charscalex99 s\c
harscalex100\expndtw7 \expndtw0 in\cf0 \cf0 the\expndtw6 \expndtw0 23\fs16\up
11 rd\expndtw28 \expndtw0\fs24\up0 po\charscalex99 s\charscalex100 it\expndtw1
i\expndtw0 on\expndtw7 \expndtw0 out\expndtw7 \expndtw0 o\charscalex99 f\chars
calex100\expndtw7 \expndtw-2 2\expndtw0 7\expndtw6 \expndtw0 count\charscalex9
9 r\charscalex100 ie\charscalex99 s\charscalex100\expndtw6 \expndtw0 in\expndtw
7 \expndtw0 the\expndtw7 \charscalex99\expndtw0 r\charscalex100 ec\expndtw-1 e
\expndtw0 nt\expndtw9 \charscalex99\expndtw0 s\charscalex100 u\charscalex99 r\c
harscalex100 v\expndtw3 e\expndtw0 y\expndtw2 \expndtw0 condu\expndtw-1 c\expnd
tw2 t\expndtw0 ed\expndtw6 \expndtw5 b\expndtw0 y\expndtw2 \charscalex99\expnd
tw0 V\charscalex100 i\charscalex99\expndtw2 s\charscalex100\expndtw0 a.\expndtw6
\charscalex99\expndtw0 O\charscalex100 u\charscalex99 r\charscalex100\expndtw8
\expndtw-1 g\expndtw0 ove\charscalex99 r\charscalex100 nment\cf0 \cf0 and\exp
ndtw10 \expndtw0 othe\charscalex99 r\charscalex100\expndtw11 \expndtw0 ag\expn
dtw-1 e\expndtw0 n\expndtw-1 c\expndtw0 ie\charscalex99 s\charscalex100\expndtw1
1 \expndtw0 ha\expndtw1 v\expndtw0 e\expndtw10 \expndtw0 taken\expndtw11 \exp
ndtw0 va\charscalex99 r\charscalex100 iou\charscalex99 s\charscalex100\expndtw11
\charscalex99\expndtw0 s\charscalex100 tep\charscalex99 s\charscalex100\expndt
w11 \expndtw0 to\expndtw13 \expndtw0 o\expndtw-2 v\expndtw-1 e\charscalex99\ex
pndtw0 r\charscalex100\expndtw-1 c\expndtw0 ome\expndtw10 \expndtw0 the\expndtw
14 \expndtw-2 g\expndtw-1 a\expndtw0 p.\expndtw11 \expndtw0 The\expndtw11 \ch
arscalex99\expndtw0 f\charscalex100 ollo\charscalex99 w\charscalex100 ing\expndt
w9 \expndtw0 a\charscalex99\expndtw1 r\charscalex100\expndtw0 e\expndtw10 \cha
rscalex99\expndtw0 s\charscalex100 ome\expndtw12 \expndtw0 o\charscalex99 f\cf0
\charscalex100 \cf0 the initiative\charscalex99 s\charscalex100 taken:\cf0\f0\
par\pard\li360\ri-20\sl240\slmult1 \cf0\charscalex55\f2 \u-3945?\charscalex100\e
xpndtw-13 \charscalex99\expndtw-3\f0 I\charscalex100\expndtw1 n\expndtw0 clu\ch
arscalex99 s\charscalex100\expndtw1 i\expndtw0 on o\charscalex99 f\charscalex100
\charscalex99\expndtw-2 F\charscalex100\expndtw0 ina\expndtw1 n\expndtw0 cial
lite\charscalex99 r\charscalex100\expndtw-1 a\expndtw2 c\expndtw0 y\expndtw-4 \
expndtw0 in \charscalex99\expndtw1 S\charscalex100\expndtw0 chool cu\charscalex9
9 rr\charscalex100 i\expndtw1 c\expndtw0 ul\expndtw3 u\expndtw0 m\cf0\f0\par\par
d\sa7\sl-140 \f0\fs14\par\pard\li360\ri-20\sl240\slmult1 \cf0\charscalex55\f2\fs
24 \u-3945?\charscalex100\expndtw-13 \expndtw0\f0 658 \charscalex99\expndtw-1 F
\charscalex100\expndtw0 inan\expndtw-1 c\expndtw0 ial lite\charscalex99 r\charsc
alex100 a\expndtw3 c\expndtw0 y\expndtw-4 \expndtw0 c\expndtw1 e\expndtw0 nt\ch
arscalex99 r\charscalex100 e\charscalex99 s\charscalex100 a\charscalex99\expndt
w-1 r\charscalex100\expndtw0 e\expndtw-1 \expndtw0 o\expndtw1 p\expndtw0 e\char
scalex99\expndtw1 r\charscalex100\expndtw0 ating \expndtw-1 a\expndtw0 ll ove\ch
arscalex99 r\charscalex100 \charscalex99\expndtw-2 I\charscalex100\expndtw0 ndi
a to \charscalex99 s\charscalex100 p\charscalex99\expndtw1 r\charscalex100\expnd
tw0 e\expndtw-1 a\expndtw0 d \charscalex99 f\charscalex100 in\expndtw-1 a\expndt
w1 n\expndtw0 c\expndtw2 i\expndtw0 al lite\charscalex99 r\charscalex100\expndtw
-2 a\expndtw3 c\expndtw-4 y\expndtw0 .\cf0\f0\par\pard\sa5\sl-140 \f0\fs14\par\p
ard\li360\ri-20\sl240\slmult1 \cf0\charscalex55\f2\fs24 \u-3945?\charscalex100\e
xpndtw-13 \charscalex99\expndtw0\f0 S\charscalex100 EB\charscalex99 I\charscale
x100\expndtw33 \expndtw0 in\expndtw1 i\expndtw0 t\expndtw1 i\expndtw0 ated\expn
dtw36 \expndtw0 nation\charscalex99 w\charscalex100\expndtw2 i\expndtw0 de\expn
dtw38 \expndtw0 c\expndtw-1 a\expndtw0 mpa\expndtw1 i\expndtw-2 g\expndtw0 n\ex
pndtw38 \expndtw0 to\expndtw38 \charscalex99\expndtw0 s\charscalex100 p\charsc
alex99 r\charscalex100 e\expndtw-1 a\expndtw0 d\expndtw37 \charscalex99\expndtw
1 f\charscalex100\expndtw0 inancial\expndtw37 \expndtw0 edu\expndtw-1 ca\expndt
w0 tion\expndtw38 \expndtw0 to\expndtw39 \expndtw0 va\charscalex99 r\charscale
x100 iou\charscalex99 s\charscalex100\expndtw37 \expndtw0 ta\charscalex99 r\cha
rscalex100 g\expndtw-1 e\expndtw0 t\cf0\f0\par\pard\sa9\sl-140 \f0\fs14\par\pard
\li719\ri529\sl359\slmult1 \cf0\charscalex99\fs24 s\charscalex100 e\expndtw-3 g\
expndtw0 ment\charscalex99 s\charscalex100\expndtw57 \charscalex99\expndtw0 s\c
harscalex100 uch\expndtw56 \expndtw0 a\charscalex99 s\charscalex100\expndtw55
\charscalex99\expndtw0 s\charscalex100 tud\expndtw2 e\expndtw0 nt\charscalex99 s
\charscalex100\expndtw55 \expndtw0 in\expndtw56 \charscalex99\expndtw0 s\chars
calex100 chool\charscalex99 s\charscalex100\expndtw54 \expndtw0 and\expndtw57
\expndtw0 unive\charscalex99\expndtw-1 r\expndtw0 s\charscalex100 itie\charscale
x99 s\charscalex100 ,\expndtw55 \charscalex99\expndtw0 w\charscalex100 o\charsc
alex99 r\charscalex100 ki\expndtw1 n\expndtw0 g\expndtw55 \expndtw0 e\expndtw2
x\expndtw0 e\expndtw-1 c\expndtw0 utiv\expndtw-1 e\charscalex99\expndtw0 s\chars
calex100 ,\expndtw55 \expndtw0 ho\expndtw6 m\expndtw0 e\cf0 \cf0 ma\charscalex
99 k\charscalex100\expndtw-1 e\charscalex99\expndtw0 rs\charscalex100 , \charsca
lex99\expndtw-1 r\charscalex100 e\expndtw0 ti\charscalex99\expndtw1 r\charscalex
100\expndtw0 ed p\expndtw-1 e\charscalex99\expndtw0 rs\charscalex100 on\expndtw1
n\expndtw0 e\expndtw1 l\expndtw0 , \charscalex99 s\charscalex100 el\charscalex9
9\expndtw1 f\expndtw0 -\charscalex100 h\expndtw-1 e\expndtw0 lp\expndtw2 \expnd
tw-1 g\charscalex99\expndtw0 r\charscalex100 oup\charscalex99 s\charscalex100 ,
etc.\cf0\f0\par\pard\fi-359\li719\ri535\sl365\slmult1 \cf0\charscalex55\f2 \u-39
45?\charscalex100\expndtw-13 \charscalex99\expndtw0\f0 S\charscalex100 emina\ch
arscalex99 rs\charscalex100\expndtw44 \expndtw0 on\expndtw45 \expndtw0 va\char
scalex99 r\charscalex100 iou\charscalex99 s\charscalex100\expndtw45 \expndtw0 a
\charscalex99\expndtw1 s\charscalex100\expndtw0 pe\expndtw-1 c\expndtw0 t\charsc
alex99 s\charscalex100\expndtw45 \expndtw0 l\expndtw1 i\expndtw0 ke\expndtw44
\charscalex99\expndtw0 s\charscalex100 avin\expndtw-1 g\charscalex99\expndtw0 s\
charscalex100 ,\expndtw44 \expndtw0 inve\charscalex99\expndtw2 s\charscalex100\
expndtw0 t\expndtw1 m\expndtw0 ent,\expndtw45 \charscalex99\expndtw0 f\charscal
ex100 inan\expndtw-1 c\expndtw0 ial\expndtw44 \expndtw0 plannin\expndtw-1 g\exp
ndtw0 ,\expndtw44 \expndtw0 banki\charscalex99\expndtw2 n\charscalex100\expndtw
-2 g\expndtw0 ,\cf0 \cf0 in\charscalex99 sur\charscalex100 an\expndtw-1 ce\expn
dtw0 , \charscalex99 r\charscalex100 eti\charscalex99 r\charscalex100\expndtw-1
e\expndtw0 ment pl\expndtw1 a\expndtw0 nnin\expndtw-1 g\charscalex99\expndtw0 ,\
charscalex100 \expndtw-1 e\expndtw0 tc..\cf0\f0\par\pard\li360\ri4522\sl371\slm
ult1 \cf0\charscalex55\f2 \u-3945?\charscalex100\expndtw-13 \charscalex99\expnd
tw0\f0 M\charscalex100 o\charscalex99 r\charscalex100 e\expndtw-1 \expndtw0 tha
n 3,500 \charscalex99\expndtw-1 w\charscalex100\expndtw0 o\charscalex99\expndtw-
1 r\charscalex100\expndtw0 k\charscalex99 s\charscalex100\expndtw2 h\expndtw0 op
\charscalex99 s\charscalex100 \charscalex99 w\charscalex100 e\charscalex99 r\ch
arscalex100 e \expndtw-1 c\expndtw0 ondu\expndtw-1 c\expndtw0 ted\cf0 \cf0\char
scalex55\f2 \u-3945?\charscalex100\expndtw-13 \expndtw0\f0 E\charscalex99 ss\ch
arscalex100 enti\expndtw-1 a\expndtw0 l\charscalex99 s\charscalex100 o\charscal
ex99 f\charscalex100\expndtw2 \charscalex99\expndtw-2 I\charscalex100\expndtw0
nv\expndtw-1 e\charscalex99\expndtw0 s\charscalex100 ting\charscalex99 \u8217?\c
harscalex100 :\expndtw1 \charscalex99\expndtw0 A\charscalex100 \charscalex99 s
\charscalex100 et o\charscalex99 f\charscalex100 11 boo\expndtw1 k\expndtw0 let
\charscalex99 s\cf0\charscalex100\f0\par\pard\fi-359\li719\ri533\sl366\slmult1 \
cf0\charscalex55\f2 \u-3945?\charscalex100\expndtw-13 \charscalex99\expndtw0\f0
\u8216?M\charscalex100\expndtw-1 a\charscalex99\expndtw0 r\charscalex100 k\expn
dtw-2 e\expndtw0 t\charscalex99 s\charscalex100\expndtw53 \expndtw0 in\expndtw5
3 \charscalex99\expndtw0 M\charscalex100 otion\charscalex99 \u8217?\charscalex1
00 :\expndtw53 \charscalex99\expndtw0 A\charscalex100\expndtw50 \charscalex99\
expndtw0 w\charscalex100\expndtw-1 ee\expndtw0 k\expndtw2 l\expndtw0 y\expndtw48
\expndtw0 b\charscalex99 r\charscalex100 i\expndtw1 e\charscalex99\expndtw0 f\
charscalex100 ing\expndtw49 \expndtw0 on\expndtw53 \expndtw0 m\expndtw2 a\expn
dtw0 jo\charscalex99 r\charscalex100\expndtw52 \expndtw0 dev\expndtw-1 e\expndt
w0 lopment\charscalex99 s\charscalex100\expndtw52 \expndtw0 in\expndtw53 \expn
dtw0 e\expndtw-1 c\expndtw0 ono\expndtw2 m\expndtw0 y\expndtw48 \expndtw0 and\c
f0 \cf0\charscalex99 f\charscalex100 in\expndtw-1 a\charscalex99\expndtw0 n\cha
rscalex100\expndtw-1 ce\expndtw0 .\cf0\f0\par\pard\fi-359\li719\ri530\sl366\slmu
lt1 \cf0\charscalex55\f2 \u-3945?\charscalex100\expndtw-13 \charscalex99\expndt
w0\f0 M\charscalex100 a\charscalex99\expndtw1 n\charscalex100\expndtw0 y\expndtw
62 \expndtw0 p\charscalex99 r\charscalex100\expndtw2 o\expndtw0 g\charscalex99
r\charscalex100\expndtw-1 a\expndtw0 m\charscalex99 s\charscalex100\expndtw67 \
expndtw0 and\expndtw66 \expndtw0 c\expndtw1 o\expndtw0 mpetition\charscalex99 s
\charscalex100\expndtw68 \expndtw0 a\charscalex99 r\charscalex100 e\expndtw64
\expndtw0 condu\expndtw-1 c\expndtw0 t\expndtw1 e\expndtw0 d\expndtw67 \expndtw
0 among\expndtw64 \expndtw0 the\expndtw67 \expndtw0 kid\charscalex99 s\charsca
lex100\expndtw67 \expndtw0 to\expndtw68 \expndtw-2 d\expndtw-1 e\expndtw0 v\ex
pndtw-1 e\expndtw0 lop\expndtw67 \expndtw0 t\charscalex99 h\charscalex100 e\cf0
\cf0 a\charscalex99 w\charscalex100\expndtw-2 a\charscalex99\expndtw1 r\charsc
alex100\expndtw0 en\expndtw-1 e\charscalex99\expndtw0 ss\charscalex100 o\charsc
alex99 f\charscalex100\expndtw1 \charscalex99\expndtw0 f\charscalex100 in\expnd
tw-1 a\expndtw0 n\expndtw-1 c\expndtw0 ial lite\charscalex99 r\charscalex100\exp
ndtw-1 a\expndtw3 c\expndtw0 y\cf0\f0\par\pard\qj\fi719\ri567\sl359\slmult1 \cf0
\charscalex99\expndtw-3\f0 I\charscalex100\expndtw2 n\expndtw0 c\charscalex99 r\
charscalex100 e\expndtw-1 a\charscalex99\expndtw0 s\charscalex100\expndtw-1 e\ex
pndtw0 d\expndtw9 \expndtw0 va\charscalex99 r\charscalex100\expndtw1 i\expndtw0
e\expndtw1 t\expndtw0 y\expndtw5 \expndtw0 o\charscalex99 f\charscalex100\expn
dtw9 \expndtw2 p\charscalex99\expndtw0 r\charscalex100 o\expndtw1 d\expndtw0 uc
t\charscalex99 s\charscalex100\expndtw9 \expndtw0 and\expndtw9 \expndtw0 the\e
xpndtw9 \expndtw0 in\charscalex99 s\charscalex100\expndtw1 t\expndtw0 abili\exp
ndtw2 t\expndtw0 y\expndtw3 \expndtw2 o\charscalex99\expndtw0 f\charscalex100\e
xpndtw8 \expndtw0 the\expndtw15 \expndtw-2 g\expndtw0 lobal\expndtw9 \expndtw
0 e\expndtw-1 c\expndtw0 ono\expndtw4 m\expndtw0 y\expndtw4 \expndtw0 in\expndt
w10 \expndtw0 t\charscalex99 w\charscalex100 en\expndtw2 t\expndtw0 y\expndtw5
\charscalex99\expndtw0 f\charscalex100\expndtw1 i\charscalex99\expndtw0 rs\char
scalex100 t\cf0 \cf0 c\expndtw-1 e\expndtw0 ntu\charscalex99\expndtw3 r\charsca
lex100\expndtw0 y\expndtw2 \expndtw0 c\expndtw-1 a\expndtw0 u\charscalex99 s\ch
arscalex100 ed\expndtw5 \expndtw0 inc\charscalex99\expndtw1 r\charscalex100\exp
ndtw0 e\expndtw-1 a\charscalex99\expndtw0 s\charscalex100 i\expndtw2 n\expndtw0
g\expndtw5 \expndtw0 compl\expndtw-1 e\expndtw2 x\expndtw0 i\expndtw3 t\expndtw
0 y o\charscalex99 f\charscalex100\expndtw6 \charscalex99\expndtw0 f\charscalex
100 in\expndtw-1 a\expndtw0 nc\expndtw1 i\expndtw0 al\expndtw4 \expndtw0 de\exp
ndtw-1 c\expndtw0 i\charscalex99 s\charscalex100 ion\charscalex99 s\charscalex10
0\expndtw5 \expndtw0 and\expndtw6 \expndtw0 al\charscalex99 s\charscalex100 o\
expndtw7 \expndtw0 c\expndtw-1 a\expndtw0 u\charscalex99 s\charscalex100 ed\exp
ndtw5 \expndtw0 con\charscalex99 s\charscalex100 um\expndtw-1 e\charscalex99\ex
pndtw0 rs\charscalex100\expndtw5 \charscalex99\expndtw0 f\charscalex100\expndtw
1 a\expndtw0 c\expndtw-1 e\expndtw0 d\cf0 \cf0\charscalex99 w\charscalex100 ith
\expndtw5 \expndtw0 the\expndtw4 \expndtw0 ch\expndtw-1 a\expndtw0 ll\expndtw-
1 e\expndtw0 n\expndtw-2 g\expndtw0 e\expndtw3 \expndtw0 in\expndtw5 \expndtw0
e\expndtw-1 c\expndtw1 o\expndtw0 nom\expndtw1 i\expndtw0 c\expndtw3 \expndtw0
and\expndtw4 \charscalex99\expndtw0 f\charscalex100 i\charscalex99 n\charscale
x100 an\expndtw-1 c\expndtw0 ial\expndtw3 \expndtw0 a\expndtw-1 c\expndtw0 tivi
\expndtw1 t\expndtw0 ie\charscalex99 s\charscalex100 .\expndtw4 \charscalex99\e
xpndtw0 F\charscalex100 o\charscalex99 r\charscalex100\expndtw2 \expndtw0 th\ex
pndtw1 i\charscalex99\expndtw0 s\charscalex100\expndtw5 \charscalex99\expndtw0
r\charscalex100\expndtw-1 ea\charscalex99\expndtw0 s\charscalex100 on,\expndtw4
\expndtw0 in\expndtw5 \expndtw-1 t\expndtw0 he\expndtw3 \expndtw0 la\charscal
ex99 s\charscalex100 t\expndtw5 \expndtw0 de\expndtw-1 ca\expndtw0 d\expndtw-1
e\expndtw0 ,\expndtw3 \expndtw0 the\cf0 \cf0 impo\charscalex99 r\charscalex100
tan\expndtw-1 c\expndtw0 e\expndtw58 \expndtw0 o\charscalex99 f\charscalex100\
expndtw61 \charscalex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw0 ial\
expndtw61 \expndtw0 man\expndtw1 a\expndtw-2 g\expndtw-1 e\expndtw0 ment\expndt
w61 \charscalex99\expndtw0 s\charscalex100 ki\expndtw1 l\expndtw0 l\charscalex9
9 s\charscalex100\expndtw61 \expndtw0 in\expndtw60 \expndtw0 pe\charscalex99 r
s\charscalex100 on\expndtw-1 a\expndtw0 l\expndtw59 \expndtw0 and\expndtw61 \c
harscalex99\expndtw0 w\charscalex100 o\charscalex99 r\charscalex100 k\expndtw59
\expndtw0 li\charscalex99 f\charscalex100 e\expndtw61 \expndtw0 ha\charscalex9
9 s\charscalex100\expndtw59 \expndtw0 inc\charscalex99 r\charscalex100 ea\chars
calex99 s\charscalex100\expndtw-1 e\expndtw0 d\expndtw59 \expndtw0 a\expndtw1 n
\expndtw0 d\cf0 \cf0\charscalex99 r\charscalex100\expndtw-1 e\charscalex99\expn
dtw0 s\charscalex100\expndtw-1 e\expndtw0 a\charscalex99 r\charscalex100 ch\expn
dtw-1 e\charscalex99\expndtw0 s\charscalex100 in thi\charscalex99 s\charscalex1
00 a\charscalex99\expndtw1 r\charscalex100\expndtw0 ea\expndtw-1 \expndtw1 ha\
charscalex99\expndtw0 s\charscalex100 been don\expndtw-1 e\expndtw0 .\cf0\f0\pa
r\pard\li719\ri-20\sl240\slmult1 \cf0\f0 The\expndtw-1 \charscalex99\expndtw0 f
\charscalex100 ollo\charscalex99 w\charscalex100 ing\expndtw-2 \charscalex99\ex
pndtw1 s\charscalex100\expndtw0 e\expndtw-1 c\expndtw0 tion\expndtw2 \expndtw-1
g\expndtw0 ive\charscalex99 s\charscalex100 the g\expndtw-2 e\expndtw0 ne\char
scalex99 r\charscalex100 al \charscalex99 s\charscalex100 tudie\charscalex99 s\c
harscalex100 made\expndtw-1 \charscalex99 r\charscalex100 e\expndtw2 l\expndtw
0 ated to \charscalex99\expndtw-1 f\charscalex100\expndtw0 inan\expndtw-1 c\expn
dtw1 i\expndtw0 al li\expndtw1 t\expndtw0 e\charscalex99 r\charscalex100\expndtw
-2 a\expndtw3 c\expndtw-4 y\expndtw0 .\cf0\f0\par\pard\sa16\sl-180 \f0\fs18\par\
pard\li4457\ri-20\sl240\slmult1 \cf0\f1\fs22 3\cf0\f0\fs24\par\sect\sectd\pgwsxn
11906\pghsxn16838\marglsxn1440\margrsxn850\margtsxn1134\margbsxn989 \pard\plain\
sl-240 \f0\par\pard\sa10\sl-60 \fs6\par\pard\qj\fi360\ri568\sl359\slmult1 \cf0\c
harscalex99\fs24 S\charscalex100 tud\expndtw1 i\expndtw0 e\charscalex99 s\charsc
alex100\expndtw9 \expndtw2 b\expndtw0 y\expndtw5 \charscalex99\expndtw0 M\char
scalex100\expndtw2 a\charscalex99\expndtw0 r\charscalex100\expndtw-1 c\expndtw0
olin\expndtw9 \expndtw0 and\expndtw11 \charscalex99\expndtw0 A\charscalex100 b
\charscalex99 r\charscalex100\expndtw-1 a\expndtw0 h\expndtw-1 a\expndtw0 m\expn
dtw13 \charscalex99\expndtw0 (\charscalex100 2006\charscalex99 )\charscalex100
;\expndtw8 \charscalex99\expndtw1 S\charscalex100\expndtw0 chu\expndtw-1 c\expn
dtw1 h\expndtw0 a\charscalex99 r\charscalex100 dt\expndtw8 \expndtw0 et\expndtw
12 \expndtw0 al\expndtw1 .\expndtw0 ,\expndtw9 \charscalex99\expndtw0 (\charsc
alex100 2008\charscalex99 )\charscalex100 ;\expndtw9 \expndtw0 Rem\expndtw2 u\e
xpndtw0 nd\expndtw11 \charscalex99\expndtw0 (\charscalex100 2010\charscalex99 )
\charscalex100\expndtw10 \expndtw0 and\cf0 \cf0\charscalex99 H\charscalex100 u
\charscalex99 s\charscalex100 ton\expndtw33 \charscalex99\expndtw0 (\charscalex
100 2010\charscalex99 )\charscalex100\expndtw35 \charscalex99\expndtw0 f\charsc
alex100 ound\expndtw32 \expndtw0 t\expndtw3 h\expndtw0 at\expndtw33 \expndtw0
de\charscalex99 s\charscalex100 pite\expndtw32 \expndtw0 the\expndtw35 \charsc
alex99\expndtw0 r\charscalex100 apid\expndtw37 \expndtw-1 g\charscalex99\expndt
w0 r\charscalex100 o\charscalex99 w\charscalex100 th\expndtw34 \expndtw0 o\char
scalex99 f\charscalex100\expndtw32 \expndtw0 in\expndtw1 t\expndtw0 e\charscale
x99 r\charscalex100 e\charscalex99 s\charscalex100 t\expndtw33 \expndtw0 in\exp
ndtw34 \expndtw0 and\expndtw35 \charscalex99\expndtw1 f\charscalex100\expndtw0
unding\expndtw32 \charscalex99\expndtw0 f\charscalex100\expndtw1 o\charscalex9
9\expndtw0 r\charscalex100\expndtw33 \charscalex99\expndtw0 f\charscalex100 i\e
xpndtw2 n\expndtw0 an\expndtw-1 c\expndtw0 ial\cf0 \cf0 lite\charscalex99 r\cha
rscalex100\expndtw-1 a\expndtw3 c\expndtw0 y\expndtw50 \expndtw0 an\charscalex9
9 d\charscalex100\expndtw54 \charscalex99\expndtw0 f\charscalex100 ina\expndtw1
n\expndtw0 cial\expndtw54 \expndtw1 e\expndtw0 duc\expndtw-1 a\expndtw0 tion\e
xpndtw55 \expndtw0 p\charscalex99 r\charscalex100 og\charscalex99 r\charscalex1
00\expndtw-2 a\expndtw0 m\charscalex99 s\charscalex100 ,\expndtw55 \expndtw0 it
\expndtw56 \charscalex99\expndtw0 r\charscalex100\expndtw-1 e\expndtw0 main\cha
rscalex99 s\charscalex100\expndtw54 \expndtw0 the\expndtw55 \expndtw0 c\expndt
w-1 a\charscalex99\expndtw0 s\charscalex100 e\expndtw53 \expndtw0 that\expndtw5
5 \expndtw0 the\expndtw54 \charscalex99\expndtw0 f\charscalex100 ield\expndtw5
5 \expndtw0 o\charscalex99 f\charscalex100\expndtw54 \charscalex99\expndtw0 f\
charscalex100 inan\expndtw-1 c\expndtw0 ial\cf0 \cf0 lite\charscalex99 r\charsc
alex100\expndtw-1 a\expndtw3 c\expndtw0 y\expndtw35 \expndtw3 h\expndtw0 a\char
scalex99 s\charscalex100\expndtw42 \expndtw0 a\expndtw42 \expndtw0 majo\charsc
alex99 r\charscalex100\expndtw42 \expndtw0 ob\charscalex99 s\charscalex100\expn
dtw1 t\expndtw0 a\expndtw-1 c\expndtw0 le\expndtw41 \expndtw0 to\expndtw44 \ex
pndtw0 ove\charscalex99 r\charscalex100\expndtw-2 c\expndtw0 ome:\expndtw42 \ex
pndtw0 the\expndtw42 \expndtw0 lack\expndtw42 \expndtw0 o\charscalex99 f\chars
calex100\expndtw42 \expndtw0 a\expndtw42 \charscalex99\expndtw0 w\charscalex10
0 ide\expndtw2 l\expndtw0 y\expndtw38 \expndtw0 di\charscalex99 s\expndtw1 s\ch
arscalex100\expndtw0 em\expndtw7 i\expndtw0 nated\expndtw42 \expndtw0 me\expndt
w-1 a\charscalex99\expndtw0 s\charscalex100 u\charscalex99 r\charscalex100 e\exp
ndtw41 \expndtw0 o\charscalex99 f\cf0\charscalex100 \cf0\charscalex99 f\charsc
alex100 in\expndtw-1 a\expndtw0 n\expndtw-1 c\expndtw0 ial lite\charscalex99 r\c
harscalex100 a\expndtw4 c\expndtw-4 y\expndtw0 , d\expndtw-1 e\expndtw0 v\expndt
w-1 e\expndtw0 l\expndtw2 o\expndtw0 ped th\charscalex99 r\charscalex100 o\expnd
tw1 u\expndtw-2 g\expndtw0 h \charscalex99 r\charscalex100\expndtw1 i\expndtw-1
g\expndtw0 o\charscalex99\expndtw-1 r\charscalex100\expndtw0 ou\charscalex99 s\c
harscalex100\expndtw1 \expndtw0 p\charscalex99\expndtw5 s\charscalex100\expndtw
-1 yc\expndtw0 homet\charscalex99\expndtw-1 r\charscalex100\expndtw0 ic \expndtw
-2 a\expndtw2 n\expndtw0 a\expndtw1 l\expndtw-4 y\charscalex99\expndtw2 s\charsc
alex100\expndtw0 e\charscalex99 s\charscalex100 .\cf0\f0\par\pard\qj\fi360\ri568
\sl360\slmult1 \cf0\charscalex99\f0 M\charscalex100 ich\expndtw-1 ae\expndtw0 l\
expndtw81 \charscalex99\expndtw0 (\charscalex100 2009\charscalex99 )\charscalex
100\expndtw80 \expndtw0 a\charscalex99\expndtw1 r\charscalex100\expndtw-1 g\exp
ndtw1 u\expndtw0 e\charscalex99 s\charscalex100\expndtw83 \expndtw0 that\expndt
w81 \expndtw0 a\expndtw80 \expndtw0 lack\expndtw80 \expndtw0 o\charscalex99 f
\charscalex100\expndtw81 \charscalex99\expndtw0 f\charscalex100 inan\expndtw-1
c\expndtw0 ial\expndtw80 \expndtw0 l\expndtw1 i\expndtw0 te\charscalex99 r\char
scalex100\expndtw-1 a\expndtw2 c\expndtw0 y\expndtw77 \expndtw0 c\expndtw-1 a\e
xpndtw0 n\expndtw80 \expndtw0 hamp\expndtw1 e\charscalex99\expndtw0 r\charscale
x100\expndtw83 \expndtw0 the\expndtw81 \expndtw0 abili\expndtw2 t\expndtw0 y\e
xpndtw75 \expndtw0 o\charscalex99 f\cf0\charscalex100 \cf0 individual\charscal
ex99 s\charscalex100\expndtw5 \expndtw0 to\expndtw5 \expndtw0 make\expndtw3 \
charscalex99\expndtw0 w\charscalex100 el\expndtw1 l\charscalex99\expndtw0 -\char
scalex100 in\charscalex99 f\charscalex100 o\charscalex99\expndtw-1 r\charscalex1
00\expndtw0 med\expndtw3 \charscalex99\expndtw0 f\charscalex100 ina\expndtw1 n\
expndtw0 cial\expndtw4 \expndtw0 d\expndtw1 e\expndtw0 ci\charscalex99 s\charsc
alex100 ion\charscalex99 s\charscalex100 .\expndtw5 \charscalex99\expndtw-1 F\c
harscalex100\expndtw0 o\charscalex99 r\charscalex100\expndtw3 \expndtw0 people\
expndtw5 \charscalex99\expndtw0 w\charscalex100 ho\expndtw4 \expndtw0 e\expndt
w1 x\expndtw0 hib\expndtw1 i\expndtw0 t\expndtw5 \expndtw0 p\charscalex99 r\cha
rscalex100 oblem\charscalex99 s\charscalex100\expndtw9 \charscalex99\expndtw0 w
\charscalex100 ith\cf0 \cf0\charscalex99 f\charscalex100 in\expndtw-1 a\expndtw
0 n\expndtw-1 c\expndtw0 ial\expndtw54 \expndtw0 de\expndtw-1 c\expndtw0 i\char
scalex99 s\charscalex100 ion\expndtw55 \expndtw0 mak\expndtw2 i\expndtw0 n\expn
dtw-1 g\expndtw0 ,\expndtw54 \charscalex99\expndtw0 f\charscalex100 ina\expndtw
1 n\expndtw0 cial\expndtw54 \expndtw0 advice\expndtw53 \expndtw0 ha\charscalex
99 s\charscalex100\expndtw56 \expndtw0 the\expndtw54 \expndtw0 potential\expnd
tw55 \expndtw0 to\expndtw56 \charscalex99\expndtw0 s\charscalex100 e\charscale
x99 r\charscalex100 ve\expndtw52 \expndtw0 a\charscalex99 s\charscalex100\expnd
tw55 \expndtw0 a\expndtw54 \charscalex99\expndtw0 s\charscalex100 ub\charscale
x99 s\charscalex100 ti\expndtw1 t\expndtw0 ute\expndtw55 \charscalex99\expndtw0
f\charscalex100 o\charscalex99 r\cf0\charscalex100 \cf0\charscalex99 f\charsca
lex100 in\expndtw-1 a\expndtw0 n\expndtw-1 c\expndtw0 ial kno\charscalex99 w\cha
rscalex100 l\expndtw-1 e\expndtw2 d\expndtw0 ge \expndtw-1 a\expndtw0 nd\expndtw
1 \expndtw0 c\expndtw-1 a\expndtw0 p\expndtw-1 a\expndtw0 bili\expndtw3 t\expnd
tw-4 y\expndtw0 .\cf0\f0\par\pard\qj\fi360\ri569\sl360\slmult1\tx3403\tx4988 \cf
0\charscalex99\f0 A\charscalex100 g\expndtw-1 a\charscalex99\expndtw0 rw\charsca
lex100 alla\expndtw66 \charscalex99\expndtw0 S\charscalex100 obhe\charscalex99
s\charscalex100 h\expndtw67 \charscalex99\expndtw0 K\charscalex100 uma\charscal
ex99 r\charscalex100 ,\tab \expndtw-1 B\expndtw0 a\charscalex99 r\charscalex100
ua\expndtw65 \charscalex99\expndtw1 S\charscalex100\expndtw0 ami\charscalex99 r
\charscalex100 ,\tab \charscalex99 J\charscalex100 a\expndtw-1 c\expndtw0 ob\exp
ndtw66 \charscalex99\expndtw2 J\charscalex100\expndtw0 o\charscalex99 s\charsca
lex100\expndtw3 h\expndtw-7 y\expndtw0 ,\expndtw66 \charscalex99\expndtw3 J\cha
rscalex100 a\expndtw-3 y\expndtw-1 a\expndtw0 nth\expndtw66 \expndtw0 R.\expndt
w67 \charscalex99\expndtw0 V\charscalex100 a\charscalex99 r\charscalex100 ma\ex
pndtw72 \charscalex99\expndtw0 (\charscalex100 20\charscalex99 1\charscalex100\
expndtw1 2\charscalex99\expndtw0 )\cf0\charscalex100 \cf0 condu\expndtw-1 c\exp
ndtw0 ted\expndtw60 \expndtw0 a\expndtw62 \charscalex99\expndtw0 s\charscalex1
00 tu\expndtw5 d\expndtw0 y\expndtw58 \expndtw0 am\expndtw2 o\expndtw0 ng\expnd
tw59 \expndtw0 3000\expndtw63 \expndtw0 individual\charscalex99 s\charscalex10
0 ,\expndtw64 \expndtw0 and\expndtw62 \charscalex99\expndtw0 f\charscalex100 o
und\expndtw62 \expndtw0 that\expndtw62 \charscalex99\expndtw0 f\charscalex100
inan\expndtw-1 c\expndtw0 ial\expndtw61 \expndtw0 kno\charscalex99 w\charscalex
100 ledge\expndtw60 \expndtw0 amo\charscalex99\expndtw2 n\charscalex100\expndtw
0 g\cf0 \cf0\charscalex99\expndtw-3 I\charscalex100\expndtw0 ndian\charscalex99
s\charscalex100\expndtw13 \expndtw0 i\charscalex99 s\charscalex100\expndtw15
\expndtw2 v\expndtw0 e\charscalex99\expndtw3 r\charscalex100\expndtw0 y\expndtw1
0 \expndtw0 lo\charscalex99 w\charscalex100\expndtw14 \expndtw0 than\expndtw16
\expndtw0 the\expndtw16 \charscalex99\expndtw-2 I\charscalex100\expndtw0 nte\
charscalex99\expndtw-1 r\charscalex100\expndtw0 n\expndtw-1 a\expndtw0 ti\charsc
alex99 o\charscalex100 n\expndtw-1 a\expndtw0 l\expndtw14 \charscalex99\expndtw
0 s\charscalex100 tan\expndtw2 d\expndtw0 a\charscalex99 r\charscalex100 d\chars
calex99 s\charscalex100 .\expndtw15 \expndtw-1 B\expndtw0 ut\expndtw14 \expndt
w0 the\expndtw13 \charscalex99\expndtw0 f\charscalex100 ina\expndtw1 n\expndtw0
cial\expndtw14 \expndtw0 be\expndtw1 h\expndtw0 aviou\charscalex99 r\charscale
x100\expndtw13 \expndtw0 and\expndtw13 \expndtw0 attitude\cf0 \cf0 o\charscal
ex99 f\charscalex100\expndtw54 \expndtw0 the\expndtw54 \expndtw0 empl\expndtw5
o\expndtw-4 y\expndtw0 ee\charscalex99 s\charscalex100\expndtw54 \expndtw0 and
\expndtw57 \charscalex99\expndtw1 r\charscalex100\expndtw0 eti\charscalex99 r\c
harscalex100\expndtw-1 e\expndtw0 d\expndtw54 \charscalex99\expndtw0 s\charscal
ex100\expndtw1 e\expndtw0 em\charscalex99 s\charscalex100\expndtw55 \expndtw0 t
o\expndtw56 \expndtw0 be\expndtw54 \expndtw0 po\charscalex99 s\charscalex100\e
xpndtw3 i\expndtw0 tive.\expndtw54 \expndtw0 The\expndtw54 \charscalex99\expnd
tw0 f\charscalex100 ina\expndtw1 n\expndtw0 cial\expndtw54 \expndtw0 kn\expndtw
2 o\charscalex99\expndtw0 w\charscalex100 ledge\expndtw53 \expndtw0 amo\expndtw
2 n\expndtw0 g\expndtw52 \expndtw0 t\expndtw3 h\expndtw0 e\cf0 \cf0\charscalex
99 w\charscalex100 omen\expndtw78 \expndtw0 a\charscalex99 r\charscalex100 e\ex
pndtw76 \expndtw0 ma\charscalex99\expndtw1 r\charscalex100\expndtw-2 g\expndtw0
i\expndtw2 n\expndtw0 al\expndtw2 l\expndtw0 y\expndtw77 \expndtw0 hi\expndtw-
1 g\expndtw0 h\expndtw78 \expndtw0 than\expndtw78 \expndtw0 the\expndtw79 \ex
pndtw0 men.\expndtw81 \charscalex99\expndtw0 G\expndtw1 r\charscalex100\expndtw
0 e\expndtw-1 a\expndtw0 te\charscalex99 r\charscalex100\expndtw77 \expndtw1 a\
expndtw0 cce\charscalex99 ss\charscalex100\expndtw79 \expndtw0 to\expndtw79 \e
xpndtw0 con\charscalex99 s\charscalex100 umpt\expndtw1 i\expndtw0 on\expndtw78
\expndtw0 c\charscalex99 r\charscalex100\expndtw-1 e\expndtw0 dit\charscalex99 s
\charscalex100\expndtw79 \expndtw0 ha\charscalex99 s\cf0\charscalex100 \cf0 in
\charscalex99 f\charscalex100 luen\expndtw-1 ce\expndtw0 d the\expndtw1 \charsc
alex99\expndtw0 f\charscalex100 in\expndtw-1 a\expndtw0 n\expndtw-1 c\expndtw0 i
al \expndtw2 b\expndtw0 eh\expndtw-1 a\expndtw0 viou\charscalex99 r\charscalex10
0 o\charscalex99 f\charscalex100\expndtw2 \expndtw-4 y\expndtw0 ou\expndtw2 n\
expndtw0 g \expndtw-1 e\expndtw0 mplo\expndtw-4 y\expndtw1 ee\charscalex99\expnd
tw0 s\charscalex100 .\cf0\f0\par\pard\qj\fi719\ri566\sl360\slmult1 \cf0\charscal
ex99\expndtw-1\f0 F\charscalex100\expndtw0 inan\expndtw-1 c\expndtw0 ial\expndtw
34 \expndtw0 l\expndtw1 i\expndtw0 te\charscalex99 r\charscalex100 a\expndtw4 c
\expndtw0 y\expndtw28 \charscalex99\expndtw2 w\charscalex100\expndtw0 a\charsca
lex99 s\charscalex100\expndtw35 \expndtw1 e\expndtw2 x\expndtw0 amined\expndtw3
5 \expndtw0 among\expndtw33 \charscalex99\expndtw0 w\charscalex100\expndtw-1 a
\expndtw0 v\expndtw-1 e\expndtw0 11\expndtw37 \expndtw0 ind\expndtw1 i\expndtw0
vidual\charscalex99 s\charscalex100\expndtw36 \charscalex99\expndtw0 w\charsca
lex100 hich\expndtw32 \charscalex99\expndtw0 s\charscalex100 ho\charscalex99 w\
charscalex100 ed\expndtw35 \expndtw0 that\expndtw36 \expndtw0 t\expndtw-1 h\ex
pndtw0 e\cf0 \cf0\charscalex99 f\charscalex100 in\expndtw-1 a\expndtw0 n\expndt
w-1 c\expndtw0 ial\expndtw57 \expndtw0 lite\charscalex99 r\charscalex100 a\expn
dtw4 c\expndtw0 y\expndtw53 \expndtw0 i\charscalex99 s\charscalex100\expndtw58
\expndtw0 lo\charscalex99 w\charscalex100\expndtw57 \expndtw0 and\expndtw56 \
charscalex99\expndtw0 f\charscalex100 e\charscalex99 w\charscalex100 e\charscale
x99 r\charscalex100\expndtw56 \expndtw0 than\expndtw57 \expndtw0 one\expndtw56
\expndtw0 t\expndtw3 h\expndtw0 i\charscalex99 r\charscalex100 d\expndtw57 \e
xpndtw0 o\charscalex99 f\charscalex100\expndtw57 \expndtw0 the\expndtw59 \expn
dtw-4 y\expndtw0 ou\expndtw1 n\expndtw0 g\expndtw58 \expndtw0 adult\expndtw57
\expndtw0 po\charscalex99 ss\charscalex100 e\charscalex99 ss\charscalex100\expnd
tw57 \expndtw7 t\expndtw0 he\expndtw57 \expndtw0 ba\charscalex99 s\charscalex1
00 ic\cf0 \cf0 kno\charscalex99 w\charscalex100 ledge \expndtw2 o\charscalex99\
expndtw0 f\charscalex100\expndtw1 \expndtw0 in\expndtw1 t\expndtw0 e\charscalex
99\expndtw1 r\charscalex100\expndtw0 e\charscalex99 s\charscalex100 t\expndtw1
\charscalex99\expndtw2 r\charscalex100\expndtw0 ate\charscalex99 s\charscalex100
,\expndtw1 \expndtw0 in\charscalex99 f\charscalex100 lation\expndtw4 \expndtw
0 and\expndtw2 \charscalex99\expndtw0 r\charscalex100 i\charscalex99 s\charscal
ex100 k\expndtw4 \charscalex99\expndtw0 D\charscalex100 i\expndtw2 v\expndtw0 e
\charscalex99 rs\charscalex100 i\charscalex99 f\charscalex100 i\expndtw-1 ca\exp
ndtw0 tion.\expndtw71 \charscalex99\expndtw0 F\charscalex100 i\expndtw2 n\expnd
tw0 an\expndtw-1 c\expndtw0 ial\expndtw1 \expndtw0 l\expndtw1 i\expndtw2 t\expn
dtw0 e\charscalex99 r\charscalex100\expndtw-1 a\expndtw2 c\expndtw0 y \charscale
x99\expndtw2 w\charscalex100\expndtw0 a\charscalex99 s\charscalex100\expndtw1 \
charscalex99\expndtw0 s\charscalex100 t\charscalex99 r\charscalex100 o\expndtw2
n\expndtw-1 g\expndtw4 l\expndtw0 y\cf0 \cf0\charscalex99 r\charscalex100\expnd
tw-1 e\expndtw0 lat\expndtw-1 e\expndtw0 d\expndtw11 \expndtw0 to\expndtw12 \c
harscalex99\expndtw0 s\charscalex100 ocio\expndtw11 \expndtw0 dem\expndtw2 o\ex
pndtw-1 g\charscalex99\expndtw0 r\charscalex100 aphic\expndtw10 \expndtw0 ch\ex
pndtw-1 a\charscalex99\expndtw0 r\charscalex100 acte\charscalex99\expndtw-1 r\ch
arscalex100\expndtw0 i\charscalex99 s\charscalex100 tic\charscalex99 s\charscale
x100\expndtw11 \expndtw0 and\expndtw11 \charscalex99\expndtw2 f\charscalex100\
expndtw0 ami\expndtw2 l\expndtw0 y\expndtw7 \charscalex99\expndtw0 f\charscalex
100 inan\expndtw-1 c\expndtw1 i\expndtw0 al\expndtw12 \charscalex99\expndtw0 s\
charscalex100 ophi\charscalex99 s\charscalex100 t\expndtw1 i\expndtw0 c\expndtw-
1 a\expndtw0 tion.\expndtw12 \charscalex99\expndtw0 S\charscalex100 pe\expndtw-
1 c\expndtw0 i\charscalex99 f\charscalex100 ic\expndtw-1 a\expndtw0 l\expndtw2 l
\expndtw-4 y\expndtw0 ,\cf0 \cf0 a\expndtw51 \expndtw0 college\expndtw51 \exp
ndtw0 educated\expndtw51 \expndtw0 male\expndtw54 \charscalex99\expndtw0 w\cha
rscalex100 ho\charscalex99 s\charscalex100 e\expndtw51 \expndtw0 pa\charscalex9
9 r\charscalex100\expndtw-2 e\expndtw0 nt\charscalex99 s\charscalex100\expndtw53
\expndtw0 had\expndtw51 \charscalex99\expndtw0 s\charscalex100 tock\charscale
x99 s\charscalex100\expndtw53 \expndtw0 and\expndtw55 \charscalex99\expndtw0 r
\charscalex100\expndtw-1 e\expndtw0 ti\charscalex99 r\charscalex100 ement\expndt
w51 \charscalex99\expndtw0 s\charscalex100 av\expndtw2 i\expndtw0 n\expndtw-1 g
\charscalex99\expndtw0 s\charscalex100\expndtw51 \charscalex99\expndtw0 w\chars
calex100 a\charscalex99 s\charscalex100\expndtw52 \expndtw0 about\expndtw52 \c
harscalex99\expndtw0 4\charscalex100 5\cf0 \cf0 pe\charscalex99 r\charscalex100
\expndtw-2 c\expndtw-1 e\expndtw0 n\expndtw2 t\expndtw1 a\expndtw-2 g\expndtw0 e
\expndtw8 \expndtw0 point\charscalex99 s\charscalex100\expndtw10 \expndtw0 m\e
xpndtw3 o\charscalex99\expndtw0 r\charscalex100 e\expndtw7 \expndtw3 l\expndtw0
ike\expndtw2 l\expndtw0 y\expndtw5 \expndtw0 to\expndtw12 \expndtw0 kno\chars
calex99 w\charscalex100\expndtw11 \expndtw0 about\expndtw9 \charscalex99\expnd
tw0 r\charscalex100 i\charscalex99 s\charscalex100 k\expndtw12 \expndtw0 dive\c
harscalex99\expndtw-1 r\expndtw0 s\charscalex100 i\charscalex99 f\charscalex100
ic\expndtw-1 a\expndtw0 tion\expndtw9 \expndtw0 than\expndtw11 \expndtw0 a\exp
ndtw11 \charscalex99\expndtw0 f\charscalex100 emale\expndtw9 \charscalex99\exp
ndtw0 w\charscalex100 ith\expndtw9 \expndtw0 le\charscalex99 ss\charscalex100\e
xpndtw12 \expndtw0 than\cf0 \cf0 a hi\expndtw-2 g\expndtw0 h \charscalex99 s\c
harscalex100 cho\charscalex99 o\charscalex100 l educ\expndtw-1 a\expndtw0 tion\e
xpndtw2 \charscalex99\expndtw0 w\charscalex100 ho\charscalex99 s\charscalex100
e\expndtw-1 \expndtw0 p\expndtw-1 a\charscalex99\expndtw1 r\charscalex100\expnd
tw0 ent\charscalex99 s\charscalex100 \charscalex99 w\charscalex100\expndtw-1 e\
charscalex99\expndtw1 r\charscalex100\expndtw0 e not \charscalex99 w\charscalex1
00\expndtw-1 ea\expndtw0 lt\expndtw4 h\expndtw0 y\expndtw-4 \charscalex99\expnd
tw3 (\charscalex100\expndtw-1 L\expndtw0 u\charscalex99 s\charscalex100 a\charsc
alex99 r\charscalex100 di, \charscalex99 M\charscalex100 i\expndtw1 t\expndtw0 c
hell\expndtw1 \expndtw0 and Cu\charscalex99 r\charscalex100 to 2006\charscalex9
9 )\charscalex100 .\cf0\f0\par\pard\fi719\ri528\sl359\slmult1 \cf0\charscalex99\
f0 S\charscalex100 a\expndtw-2 g\expndtw-1 e\charscalex99\expndtw0 s\charscalex1
00\expndtw11 \expndtw0 and\expndtw8 \charscalex99\expndtw0 Gr\charscalex100\ex
pndtw-1 a\expndtw0 ble,\expndtw12 \charscalex99\expndtw0 (\charscalex100 200\ex
pndtw1 9\charscalex99\expndtw0 )\charscalex100\expndtw10 \expndtw0 in\expndtw9
\expndtw0 thei\charscalex99 r\charscalex100\expndtw9 \charscalex99\expndtw0 s\
charscalex100 tu\expndtw3 d\expndtw0 y\expndtw5 \charscalex99\expndtw0 f\charsc
alex100 ound\expndtw9 \expndtw0 th\expndtw2 a\expndtw0 t\expndtw10 \expndtw1 t
\expndtw0 he\expndtw9 \expndtw0 individual\charscalex99 s\charscalex100\expndtw
10 \charscalex99\expndtw0 w\charscalex100 ho\expndtw9 \expndtw0 ha\charscalex9
9 s\charscalex100\expndtw6 \expndtw0 the\expndtw9 \expndtw0 lo\charscalex99 w\
charscalex100 e\charscalex99 s\charscalex100 t\cf0 \cf0 lev\expndtw-1 e\expndtw
0 l\expndtw14 \expndtw0 o\charscalex99 f\charscalex100\expndtw13 \charscalex99
\expndtw0 f\charscalex100 ina\expndtw1 n\expndtw0 cial\expndtw13 \charscalex99\
expndtw0 r\charscalex100 i\charscalex99 s\charscalex100 k\expndtw14 \expndtw0 t
o\expndtw1 l\expndtw0 e\charscalex99 r\charscalex100\expndtw-1 a\expndtw0 nce\ex
pndtw13 \expndtw0 i\charscalex99 s\charscalex100\expndtw15 \expndtw0 the\expnd
tw13 \expndtw0 lea\charscalex99 s\charscalex100 t\expndtw16 \expndtw0 compet\e
xpndtw-1 e\expndtw0 nt\expndtw14 \expndtw0 in\expndtw15 \expndtw0 te\charscale
x99\expndtw-1 r\charscalex100\expndtw0 m\charscalex99 s\charscalex100\expndtw14
\expndtw0 o\charscalex99 f\charscalex100\expndtw14 \charscalex99\expndtw0 f\ch
arscalex100 ina\expndtw1 n\expndtw0 cial\expndtw13 \expndtw0 matte\charscalex99
rs\charscalex100 ,\expndtw13 \expndtw0 have\expndtw12 \expndtw0 t\expndtw3 h\
expndtw0 e\cf0 \cf0 lo\charscalex99 w\charscalex100 e\charscalex99 s\charscalex
100 t\expndtw95 \charscalex99\expndtw0 s\charscalex100 ub\expndtw1 j\expndtw0 e
\expndtw-1 c\expndtw0 tive\expndtw94 \expndtw0 ev\expndtw-1 a\expndtw0 l\expndt
w2 u\expndtw0 ation\expndtw95 \expndtw0 o\charscalex99 f\charscalex100\expndtw9
5 \expndtw0 net\expndtw96 \charscalex99\expndtw0 w\charscalex100 o\charscalex9
9\expndtw-1 r\charscalex100\expndtw0 th\expndtw96 \expndtw0 a\expndtw1 n\expndt
w0 d\expndtw96 \expndtw0 a\charscalex99 r\charscalex100 e\expndtw93 \expndtw0
le\charscalex99 ss\charscalex100\expndtw96 \charscalex99\expndtw0 s\charscalex1
00 ati\charscalex99 sf\charscalex100 ied\expndtw94 \charscalex99\expndtw0 w\cha
rscalex100\expndtw2 i\expndtw0 th\expndtw97 \expndtw0 thei\charscalex99 r\chars
calex100\expndtw95 \charscalex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expn
dtw0 ial\cf0 \cf0 mana\expndtw-1 ge\expndtw0 me\charscalex99 n\charscalex100 t\
expndtw39 \charscalex99\expndtw0 s\charscalex100 ki\expndtw1 l\expndtw0 l\chars
calex99 s\charscalex100 .\expndtw42 \expndtw0 The\expndtw41 \expndtw0 le\expnd
tw2 v\expndtw0 el\expndtw40 \expndtw0 o\charscalex99 f\charscalex100\expndtw40
\charscalex99\expndtw0 f\charscalex100 in\expndtw-1 a\expndtw2 n\expndtw0 cial\
expndtw39 \charscalex99\expndtw0 r\charscalex100 i\charscalex99 s\charscalex100
k\expndtw41 \expndtw0 tole\charscalex99 r\charscalex100\expndtw-1 a\expndtw0 n
ce\expndtw40 \expndtw0 o\charscalex99 f\charscalex100\expndtw39 \expndtw0 the\
expndtw41 \expndtw0 individ\expndtw3 u\expndtw0 al\charscalex99 s\charscalex100
\expndtw40 \expndtw0 dete\charscalex99\expndtw-1 r\charscalex100\expndtw0 mine\
charscalex99 s\charscalex100\expndtw40 \expndtw0 the\cf0 \cf0\charscalex99 f\c
harscalex100 in\expndtw-1 a\expndtw0 n\expndtw-1 c\expndtw0 ial b\expndtw-1 e\ex
pndtw2 h\expndtw0 aviou\charscalex99\expndtw-1 r\charscalex100\expndtw0 .\cf0\f0
\par\pard\qj\fi719\ri568\sl360\slmult1 \cf1\charscalex99\f0 A\charscalex100 n\ch
arscalex99 so\charscalex100 ng\expndtw18 \expndtw0 and\expndtw98 \charscalex99
\expndtw4 G\charscalex100\expndtw-4 y\expndtw-1 e\expndtw0 n\charscalex99 s\char
scalex100\expndtw1 a\charscalex99\expndtw0 r\charscalex100 e\expndtw18 \charsca
lex99\expndtw2 (\charscalex100\expndtw0 2012\charscalex99 )\charscalex100\expndt
w18 \expndtw0 condu\expndtw-1 c\expndtw0 ted\expndtw21 \expndtw0 a\expndtw18
\charscalex99\expndtw0 s\charscalex100 tu\expndtw3 d\expndtw0 y\expndtw17 \expn
dtw0 among\expndtw16 \expndtw0 250\expndtw19 \charscalex99\expndtw2 U\expndtw0
G\charscalex100\expndtw18 \expndtw0 and\expndtw18 \charscalex99\expndtw1 P\ex
pndtw0 G\charscalex100\expndtw21 \charscalex99\expndtw0 U\charscalex100 nive\ch
arscalex99 rs\charscalex100 i\expndtw1 t\expndtw0 y\cf0 \cf1\charscalex99 s\cha
rscalex100 tudent\charscalex99 s\charscalex100\expndtw38 \expndtw0 o\charscalex
99 f\charscalex100\expndtw38 \expndtw0 Cape\expndtw36 \expndtw1 C\expndtw0 oa\
charscalex99 s\charscalex100 t\expndtw38 \charscalex99\expndtw0 r\charscalex100
\expndtw-1 e\expndtw0 v\expndtw-1 ea\expndtw0 l\charscalex99 s\charscalex100\exp
ndtw38 \expndtw0 that\expndtw38 \expndtw0 the\expndtw40 \expndtw1 a\expndtw-1
g\expndtw0 e\expndtw36 \expndtw0 and\expndtw40 \charscalex99\expndtw0 w\chars
calex100 o\charscalex99\expndtw-1 r\charscalex100\expndtw0 k\expndtw38 \expndtw
0 e\expndtw1 x\expndtw0 pe\charscalex99 r\charscalex100 i\expndtw-1 e\expndtw0 n
ce\expndtw37 \expndtw0 a\charscalex99 r\charscalex100 e\expndtw38 \expndtw2 p\
expndtw0 o\charscalex99 s\charscalex100 i\expndtw1 t\expndtw0 ive\expndtw2 l\exp
ndtw0 y\expndtw33 \charscalex99\expndtw0 r\charscalex100 elat\expndtw-1 e\expnd
tw0 d\expndtw37 \expndtw0 to\cf0 \cf1\charscalex99\expndtw-1 F\charscalex100\e
xpndtw0 inan\expndtw-1 c\expndtw0 ial\expndtw87 \expndtw0 l\expndtw1 i\expndtw0
te\charscalex99 r\charscalex100 a\expndtw3 c\expndtw-3 y\expndtw0 .\expndtw87
\charscalex99\expndtw0 A\charscalex100 l\charscalex99 s\charscalex100\expndtw3 o
\expndtw0 ,\expndtw88 \expndtw0 mo\expndtw1 t\expndtw0 he\charscalex99 r\expndt
w-1 \u8217?\expndtw0 s\charscalex100\expndtw87 \expndtw0 edu\expndtw-1 ca\expnd
tw0 tion\expndtw89 \expndtw0 i\charscalex99 s\charscalex100\expndtw91 \expndtw
0 po\charscalex99 s\charscalex100\expndtw1 i\expndtw0 tive\expndtw2 l\expndtw0 y
\expndtw84 \expndtw0 co\charscalex99\expndtw-1 r\expndtw1 r\charscalex100\expnd
tw0 elat\expndtw-1 e\expndtw0 d\expndtw90 \charscalex99\expndtw0 w\charscalex10
0 ith\expndtw89 \charscalex99\expndtw0 r\charscalex100\expndtw-1 e\charscalex99
\expndtw0 s\charscalex100 pond\expndtw-1 e\expndtw0 nt\charscalex99 s\u8217?\cf0
\charscalex100 \cf1\charscalex99 f\charscalex100 in\expndtw-1 a\expndtw0 n\expn
dtw-1 c\expndtw0 ial\expndtw14 \expndtw0 lite\charscalex99 r\charscalex100 a\ex
pndtw4 c\expndtw-4 y\expndtw0 .\expndtw16 \expndtw-1 B\expndtw0 ut,\expndtw14
\expndtw0 l\expndtw1 e\expndtw0 vel\expndtw14 \expndtw0 o\charscalex99 f\charsc
alex100\expndtw13 \charscalex99\expndtw0 s\charscalex100 tu\expndtw3 d\expndtw-
4 y\expndtw0 ,\expndtw16 \charscalex99\expndtw0 w\charscalex100 o\charscalex99
r\charscalex100 k\expndtw13 \expndtw0 lo\expndtw2 c\expndtw0 ation,\expndtw14
\charscalex99\expndtw0 f\charscalex100\expndtw-1 a\expndtw0 the\charscalex99 r\u
8217?s\charscalex100\expndtw13 \expndtw0 edu\expndtw1 c\expndtw0 ation,\expndtw
14 \expndtw1 a\expndtw0 c\expndtw-1 ce\charscalex99\expndtw0 ss\charscalex100\e
xpndtw14 \expndtw0 to\expndtw14 \expndtw0 media\expndtw16 \expndtw0 and\cf0
\cf1 the \charscalex99 s\charscalex100 ou\charscalex99 r\charscalex100\expndtw-1
c\expndtw0 e\expndtw-1 \charscalex99\expndtw0 of\charscalex100 education on m
on\expndtw2 e\expndtw0 y\expndtw-4 \expndtw1 h\expndtw0 a\charscalex99 s\charsc
alex100 no in\charscalex99 f\charscalex100 luence on \charscalex99 f\charscalex
100 in\expndtw-2 a\expndtw0 n\expndtw-1 c\expndtw0 ial lite\charscalex99\expndtw
1 r\charscalex100\expndtw0 a\expndtw3 c\expndtw-1 y\expndtw0 .\cf0\f0\par\pard\q
j\fi712\ri575\sl359\slmult1 \cf0\charscalex99\f0 M\charscalex100 and\expndtw-1 e
\expndtw0 ll\expndtw28 \charscalex99\expndtw0 (\charscalex100 2008\charscalex99
)\charscalex100\expndtw27 \expndtw0 made\expndtw30 \expndtw0 a\expndtw30 \ch
arscalex99\expndtw0 s\charscalex100 u\charscalex99 r\charscalex100 v\expndtw3 e\
charscalex99\expndtw0 y\charscalex100\expndtw24 \expndtw0 amo\expndtw1 n\expndt
w0 g\expndtw26 \expndtw0 coll\expndtw1 e\expndtw-1 g\expndtw0 e\expndtw27 \cha
rscalex99\expndtw0 s\charscalex100\expndtw3 t\expndtw0 udent\charscalex99 s\char
scalex100\expndtw28 \expndtw0 in\expndtw29 \expndtw0 2008,\expndtw28 \charsca
lex99\expndtw0 M\charscalex100 andell\expndtw28 \expndtw0 c\expndtw-1 a\expndtw
0 lcul\expndtw-1 a\expndtw0 ted\cf0 \cf0 av\expndtw-1 e\charscalex99\expndtw0 r
\charscalex100 age\expndtw22 \expndtw0 accu\charscalex99\expndtw-1 r\charscalex
100\expndtw1 a\expndtw3 c\expndtw0 y\expndtw19 \charscalex99\expndtw0 r\charsca
lex100 ate\expndtw22 \expndtw0 o\charscalex99 f\charscalex100\expndtw25 \expnd
tw0 the\expndtw23 \expndtw0 que\charscalex99 s\charscalex100 tion\charscalex99
s\charscalex100\expndtw24 \expndtw0 on\expndtw24 \charscalex99\expndtw0 f\char
scalex100 inan\expndtw-1 c\expndtw-2 i\expndtw-1 a\expndtw0 l\expndtw23 \expndt
w0 l\expndtw1 i\expndtw0 te\charscalex99 r\charscalex100\expndtw-1 a\expndtw2 c\
expndtw0 y\expndtw17 \expndtw5 b\expndtw0 y\expndtw18 \expndtw0 thei\charscale
x99 r\charscalex100\expndtw24 \expndtw0 maj\expndtw2 o\charscalex99\expndtw0 r\
charscalex100 .\expndtw23 \charscalex99\expndtw-1 F\expndtw0 r\charscalex100 om
\expndtw23 \expndtw0 the\expndtw23 \charscalex99\expndtw0 r\charscalex100\expn
dtw-1 e\charscalex99\expndtw0 s\charscalex100 ult,\cf0\f0\par\pard\sa18\sl-40 \f
0\fs4\par\pard\li4457\ri-20\sl240\slmult1 \cf0\f1\fs22 4\cf0\f0\fs24\par\sect\se
ctd\pgwsxn11906\pghsxn16838\marglsxn1440\margrsxn850\margtsxn1134\margbsxn989 \p
ard\plain\sl-240 \f0\par\pard\sa10\sl-60 \fs6\par\pard\qj\ri565\sl359\slmult1 \c
f0\fs24 the\expndtw85 \expndtw0 av\expndtw-1 e\charscalex99\expndtw0 r\charscal
ex100 age\expndtw85 \expndtw0 o\charscalex99 f\charscalex100\expndtw85 \expndt
w0 all\expndtw86 \charscalex99\expndtw0 r\charscalex100 e\charscalex99\expndtw1
s\charscalex100\expndtw0 pondent\charscalex99 s\charscalex100\expndtw86 \expnd
tw0 i\charscalex99 s\charscalex100\expndtw87 \expndtw0 61.9\charscalex99 %\char
scalex100 .\expndtw85 \charscalex99\expndtw0 A\charscalex100 l\expndtw-1 t\expn
dtw0 hou\expndtw-2 g\expndtw0 h\expndtw85 \expndtw0 the\expndtw86 \expndtw1 a\
expndtw0 c\expndtw-1 c\expndtw0 u\charscalex99 r\charscalex100 a\expndtw3 c\expn
dtw0 y\expndtw81 \charscalex99\expndtw0 r\charscalex100 a\expndtw1 t\expndtw0 e
\expndtw86 \expndtw0 o\charscalex99 f\charscalex100\expndtw85 \expndtw-1 B\exp
ndtw0 u\charscalex99 s\charscalex100 ine\charscalex99 ss\charscalex100\expndtw86
\expndtw6 o\charscalex99\expndtw0 r\cf0\charscalex100 \cf0 E\expndtw-1 c\expn
dtw0 onomic\charscalex99 s\charscalex100\expndtw76 \expndtw0 majo\charscalex99
r\charscalex100\expndtw76 \expndtw0 i\charscalex99 s\charscalex100\expndtw77 \
expndtw0 62.4\charscalex99 %\charscalex100\expndtw76 \expndtw0 and\expndtw75 \
expndtw0 i\charscalex99 s\charscalex100\expndtw78 \expndtw0 hi\expndtw-1 g\expn
dtw0 h\expndtw-1 e\charscalex99\expndtw0 r\charscalex100\expndtw75 \expndtw0 th
\expndtw1 a\expndtw0 n\expndtw77 \expndtw0 ove\charscalex99 r\charscalex100\exp
ndtw-2 a\expndtw0 ll\expndtw77 \expndtw0 av\expndtw-1 e\charscalex99\expndtw0 r
\charscalex100\expndtw1 a\expndtw-1 ge\expndtw0 ,\expndtw75 \expndtw0 i\expndtw
1 t\charscalex99\expndtw0 s\charscalex100\expndtw77 \charscalex99\expndtw1 r\ch
arscalex100\expndtw0 ate\expndtw76 \expndtw0 i\charscalex99 s\charscalex100\exp
ndtw77 \expndtw0 lo\charscalex99 w\charscalex100 e\charscalex99 r\charscalex100
\expndtw75 \expndtw0 than\cf0 \cf0 En\expndtw-2 g\expndtw0 in\expndtw1 e\expnd
tw0 e\charscalex99 r\charscalex100 i\expndtw1 n\expndtw0 g\expndtw2 \charscalex
99\expndtw0 (\charscalex100 63.2\charscalex99\expndtw-1 %\expndtw0 )\charscalex1
00 ,\expndtw3 \charscalex99\expndtw1 S\charscalex100\expndtw0 cien\expndtw-2 c\
expndtw0 e\expndtw3 \charscalex99\expndtw0 (\charscalex100 64.0\charscalex99 %)
\charscalex100 ,\expndtw2 \expndtw0 and\expndtw3 \charscalex99\expndtw1 S\char
scalex100\expndtw0 ocial\expndtw3 \charscalex99\expndtw1 S\charscalex100\expndt
w0 cien\expndtw-2 c\expndtw0 e\expndtw3 \charscalex99\expndtw0 (\charscalex100
64.\expndtw1 0\charscalex99\expndtw0 %)\charscalex100 .\expndtw6 \charscalex99\
expndtw-2 I\charscalex100\expndtw0 n\expndtw3 \expndtw0 addition,\expndtw3 \ch
arscalex99\expndtw0 K\charscalex100 o\charscalex99 s\charscalex100 h\expndtw-1 a
\expndtw0 l\expndtw2 \expndtw0 et\expndtw4 \expndtw0 al.\cf0 \cf0\charscalex9
9 (\charscalex100 2008\charscalex99 )\charscalex100\expndtw27 \charscalex99\exp
ndtw0 r\charscalex100\expndtw-1 e\expndtw0 p\charscalex99 or\charscalex100\expnd
tw1 t\expndtw0 ed\expndtw27 \expndtw0 that\expndtw29 \expndtw0 the\expndtw28
\expndtw0 di\charscalex99 ff\charscalex100\expndtw-1 e\charscalex99\expndtw0 r\c
harscalex100\expndtw-2 e\expndtw2 n\expndtw0 ce\expndtw26 \expndtw0 be\expndtw2
t\charscalex99\expndtw0 w\charscalex100 e\expndtw-1 e\expndtw0 n\expndtw30 \ch
arscalex99\expndtw-3 I\charscalex100\expndtw0 nd\expndtw2 i\expndtw1 a\expndtw0
n\expndtw29 \charscalex99\expndtw0 M\charscalex100\expndtw-1 B\charscalex99\exp
ndtw0 A\charscalex100\expndtw27 \charscalex99\expndtw0 s\charscalex100 tudent\c
harscalex99 s\u8217?\charscalex100\expndtw31 \expndtw-1 g\charscalex99\expndtw0
r\charscalex100\expndtw-2 a\expndtw1 d\expndtw0 e\charscalex99 s\charscalex100\
expndtw30 \expndtw0 doe\charscalex99 s\charscalex100\expndtw34 \expndtw0 not\e
xpndtw29 \charscalex99\expndtw0 s\charscalex100 ho\charscalex99 w\charscalex100
\expndtw28 \expndtw0 a\cf0 \cf0\charscalex99 s\charscalex100 tati\charscalex99
s\charscalex100 t\expndtw1 i\expndtw0 c\expndtw-1 a\expndtw0 l\expndtw2 l\expnd
tw0 y\expndtw-4 \charscalex99\expndtw0 s\charscalex100 i\expndtw-1 g\expndtw0 n
i\charscalex99 f\charscalex100 icant e\charscalex99 ff\charscalex100\expndtw-1 e
c\expndtw0 t on \expndtw1 e\expndtw0 conomic lite\charscalex99\expndtw-1 r\chars
calex100\expndtw0 a\expndtw2 c\expndtw0 y\expndtw-1 \charscalex99\expndtw0 s\ch
arscalex100 co\charscalex99\expndtw-2 r\charscalex100\expndtw-1 e\expndtw0 .\cf0
\f0\par\pard\qj\fi712\ri570\sl360\slmult1 \cf0\charscalex99\f0 S\charscalex100 t
u\expndtw3 d\expndtw0 y\expndtw98 \expndtw5 b\expndtw0 y\expndtw99 \charscalex
99\expndtw2 M\charscalex100\expndtw0 a\charscalex99 r\charscalex100 tin\expndtw1
05 \charscalex99\expndtw1 S\charscalex100\expndtw0 amy\expndtw102 \charscalex9
9\expndtw0 (\charscalex100 2007\charscalex99 )\charscalex100\expndtw106 \charsc
alex99\expndtw0 r\charscalex100\expndtw-1 e\expndtw1 v\expndtw0 e\expndtw-1 a\ex
pndtw0 led\expndtw104 \expndtw0 that\expndtw108 \expndtw1 d\expndtw0 ete\chars
calex99\expndtw-1 r\charscalex100\expndtw0 minant\charscalex99 s\charscalex100\e
xpndtw105 \expndtw0 o\charscalex99 f\charscalex100\expndtw105 \expndtw0 c\char
scalex99 r\charscalex100\expndtw-2 e\expndtw0 dit\expndtw105 \expndtw0 c\expndt
w-1 a\charscalex99\expndtw0 r\charscalex100 d\expndtw104 \expndtw0 a\charscalex
99 r\charscalex100 e\cf0 \cf0\charscalex99 s\charscalex100 i\expndtw-1 g\expndt
w0 ni\charscalex99 f\charscalex100 i\expndtw-1 ca\expndtw0 nt\expndtw5 l\expndtw
0 y\expndtw40 \expndtw0 dep\expndtw-1 e\expndtw0 n\expndtw1 d\expndtw0 ent\expn
dtw45 \expndtw0 on\expndtw46 \expndtw0 a\expndtw44 \charscalex99\expndtw0 s\c
harscalex100 tudent\charscalex99 \u8217?s\charscalex100\expndtw48 \expndtw-4 y\
expndtw-1 e\expndtw0 a\charscalex99 r\charscalex100\expndtw45 \expndtw0 o\chars
calex99 f\charscalex100\expndtw44 \charscalex99\expndtw0 s\charscalex100 tu\exp
ndtw3 d\expndtw-4 y\expndtw0 ,\expndtw45 \expndtw0 c\charscalex99 r\charscalex1
00 edit\expndtw45 \expndtw0 c\expndtw-1 a\charscalex99\expndtw0 r\charscalex100
d\expndtw44 \charscalex99\expndtw0 s\charscalex100 tatu\charscalex99 s\charsca
lex100\expndtw46 \expndtw0 and\expndtw44 \expndtw0 dai\expndtw3 l\expndtw0 y\e
xpndtw40 \charscalex99\expndtw0 r\charscalex100 outi\charscalex99 n\charscalex1
00 e,\cf0 \cf0\charscalex99 w\charscalex100 hich h\expndtw-1 a\charscalex99\exp
ndtw0 s\charscalex100 a \charscalex99 s\charscalex100 t\charscalex99\expndtw-1
r\charscalex100\expndtw0 o\expndtw1 n\expndtw0 g\expndtw-1 \charscalex99\expndt
w0 r\charscalex100 elevance\expndtw-1 \expndtw0 to \charscalex99 r\charscalex10
0\expndtw-1 e\charscalex99\expndtw0 s\charscalex100 pon\expndtw1 d\expndtw0 ent\
charscalex99 s\u8217?\charscalex100 kn\expndtw1 o\charscalex99\expndtw0 w\chars
calex100 ledge o\charscalex99 f\charscalex100 c\charscalex99 r\charscalex100\ex
pndtw-2 e\expndtw0 dit \expndtw1 c\expndtw0 a\charscalex99 r\charscalex100 d\cha
rscalex99 s\charscalex100 .\cf0\f0\par\pard\qj\fi712\ri572\sl359\slmult1 \cf0\f0
Re\charscalex99 s\charscalex100 pon\charscalex99 s\charscalex100 ibili\expndtw4
t\expndtw0 y\expndtw43 \expndtw0 o\charscalex99 f\charscalex100\expndtw49 \ex
pndtw0 mon\expndtw2 e\expndtw0 y\expndtw47 \expndtw0 ma\charscalex99\expndtw2 n
\charscalex100\expndtw1 a\expndtw-1 ge\expndtw0 ment\expndtw49 \expndtw0 l\expn
dtw1 i\expndtw0 e\charscalex99 s\charscalex100\expndtw49 \charscalex99\expndtw0
w\charscalex100 ith\expndtw53 \expndtw0 pa\charscalex99 r\charscalex100\expndt
w-2 e\expndtw0 nt\charscalex99 s\charscalex100 .\expndtw50 \charscalex99\expndt
w1 P\charscalex100\expndtw0 a\charscalex99 r\charscalex100 ent\charscalex99 s\ch
arscalex100\expndtw50 \expndtw0 a\charscalex99 r\charscalex100 e\expndtw48 \ex
pndtw0 t\expndtw3 h\expndtw0 e\expndtw49 \charscalex99\expndtw0 s\charscalex100
ou\charscalex99 r\charscalex100\expndtw-1 c\expndtw0 e\expndtw49 \expndtw2 o\c
harscalex99\expndtw0 f\cf0\charscalex100 \cf0\charscalex99 f\charscalex100 in\e
xpndtw-1 a\expndtw0 n\expndtw-1 c\expndtw0 ial\expndtw62 \expndtw0 in\charscale
x99 f\charscalex100 o\charscalex99 r\charscalex100\expndtw1 m\expndtw0 ation.\ex
pndtw62 \expndtw0 Th\expndtw1 e\expndtw0 y\expndtw60 \expndtw0 a\charscalex99
r\charscalex100 e\expndtw61 \expndtw0 co\expndtw2 n\charscalex99\expndtw0 f\cha
rscalex100 id\expndtw-1 e\expndtw0 nt\expndtw62 \expndtw0 about\expndtw64 \exp
ndtw0 thei\charscalex99 r\charscalex100\expndtw61 \charscalex99\expndtw0 f\char
scalex100 inan\expndtw-1 c\expndtw2 i\expndtw0 al\expndtw62 \charscalex99\expnd
tw0 f\charscalex100 utu\charscalex99 r\charscalex100\expndtw-1 e\expndtw0 .\expn
dtw65 \expndtw0 Thei\charscalex99 r\charscalex100\expndtw61 \expndtw0 pa\chars
calex99\expndtw1 r\charscalex100\expndtw0 ent\charscalex99 s\charscalex100\expnd
tw61 \expndtw0 a\charscalex99\expndtw1 r\charscalex100\expndtw0 e\cf0 \cf0\cha
rscalex99 s\charscalex100 uc\expndtw-1 ce\charscalex99\expndtw0 ssf\charscalex10
0 ul\expndtw1 \expndtw0 in\expndtw3 \expndtw0 mon\expndtw2 e\expndtw0 y\expndt
w-2 \expndtw0 ma\expndtw1 n\expndtw0 ag\expndtw-1 e\expndtw0 ment\expndtw3 \ex
pndtw0 and\expndtw1 \expndtw0 th\expndtw4 e\expndtw0 y\expndtw-4 \expndtw0 ta\
expndtw1 k\expndtw0 e\expndtw1 \expndtw0 them\expndtw2 \expndtw0 to\expndtw3
\expndtw0 be\expndtw1 \expndtw0 thei\charscalex99 r\charscalex100\expndtw1 \ch
arscalex99\expndtw0 r\charscalex100 ole\expndtw1 \expndtw0 mode\expndtw-1 l\cha
rscalex99\expndtw0 s\charscalex100\expndtw1 \expndtw0 in\expndtw3 \expndtw0 de
\expndtw-1 c\expndtw0 iding upon\cf0 \cf0\charscalex99 f\charscalex100 in\expnd
tw-1 a\expndtw0 n\expndtw-1 c\expndtw0 ial\expndtw86 \expndtw0 matte\charscalex
99\expndtw-1 r\expndtw0 s\charscalex100 ,\expndtw86 \expndtw1 C\expndtw0 a\expn
dtw1 na\expndtw0 dian\expndtw88 \charscalex99\expndtw-4 I\charscalex100\expndtw
0 n\charscalex99 s\charscalex100 titute\expndtw85 \expndtw0 o\charscalex99 f\ch
arscalex100\expndtw86 \expndtw0 Cha\charscalex99 r\charscalex100\expndtw1 t\exp
ndtw0 e\charscalex99 r\charscalex100\expndtw-1 e\expndtw0 d\expndtw85 \charscal
ex99\expndtw2 A\charscalex100\expndtw0 c\expndtw-1 c\expndtw0 ountant\charscalex
99 s\charscalex100\expndtw85 \expndtw3 C\charscalex99\expndtw-2 I\charscalex100
\expndtw2 C\charscalex99\expndtw0 A\charscalex100\expndtw85 \charscalex99\expnd
tw0 Y\charscalex100 outh\expndtw86 \charscalex99\expndtw0 F\charscalex100 inan\
expndtw-1 c\expndtw0 ial\cf0 \cf0\expndtw-2 L\expndtw0 ite\charscalex99 r\chars
calex100 a\expndtw3 c\expndtw0 y\expndtw-4 \charscalex99\expndtw0 S\charscalex1
00 t\charscalex99 u\charscalex100\expndtw5 d\expndtw0 y\expndtw-4 \expndtw0 201
1\cf0\f0\par\pard\li772\ri-20\sl240\slmult1 \cf0\charscalex99\expndtw-1\f0 F\cha
rscalex100 ac\expndtw0 to\charscalex99 rs\charscalex100 i\expndtw2 n\charscalex
99\expndtw0 f\charscalex100 luen\expndtw-1 c\expndtw0 i\expndtw1 n\expndtw0 g\ex
pndtw-1 \charscalex99 f\charscalex100\expndtw0 in\expndtw1 a\expndtw0 ncial lit
e\charscalex99\expndtw-1 r\charscalex100 a\expndtw3 c\expndtw0 y\expndtw-4 \exp
ndtw0 o\charscalex99 f\charscalex100 \expndtw1 m\expndtw0 a\charscalex99\expndt
w1 r\charscalex100\expndtw-2 g\expndtw0 ina\expndtw1 l\expndtw0 i\charscalex99 s
\charscalex100 ed \charscalex99 w\charscalex100 omen \expndtw-1 a\charscalex99\e
xpndtw1 r\charscalex100\expndtw0 e\cf0\f0\par\pard\sa8\sl-120 \f0\fs12\par\pard\
qj\fi-360\li1432\ri571\sl356\slmult1 \cf0\f3\fs24 \u-3913?\tab \charscalex99\f0
K\charscalex100 no\charscalex99 w\charscalex100 led\expndtw-1 ge\expndtw0 :\expn
dtw52 \charscalex99\expndtw0 K\charscalex100 n\expndtw2 o\charscalex99\expndtw0
w\charscalex100 le\expndtw1 d\charscalex99\expndtw-2 g\charscalex100\expndtw0 e
\expndtw53 \expndtw0 ab\expndtw1 o\expndtw0 ut\expndtw53 \charscalex99\expndtw
0 f\charscalex100 ina\expndtw1 n\expndtw0 cial\expndtw52 \expndtw0 p\charscalex
99 r\charscalex100 od\expndtw1 u\expndtw0 c\expndtw2 t\charscalex99\expndtw0 s\c
harscalex100 ,\expndtw53 \expndtw0 p\charscalex99 r\charscalex100 op\expndtw-1
e\charscalex99\expndtw0 r\charscalex100\expndtw53 \charscalex99\expndtw0 f\char
scalex100 o\charscalex99 r\charscalex100 mal\expndtw53 \expndtw0 edu\expndtw1 c
\expndtw0 ati\charscalex99 o\charscalex100 n,\cf0 \cf0 ba\charscalex99 s\charsc
alex100 ic\expndtw34 \expndtw0 mon\expndtw4 e\expndtw0 y\expndtw31 \expndtw0 m
a\expndtw2 n\expndtw1 a\expndtw-1 ge\expndtw0 ment\expndtw37 \charscalex99\expn
dtw0 s\charscalex100 ki\expndtw1 l\expndtw0 l\charscalex99 s\charscalex100 ,\exp
ndtw36 \charscalex99\expndtw0 F\charscalex100 inan\expndtw-2 c\expndtw0 ial\exp
ndtw35 \expndtw0 nume\charscalex99 r\charscalex100\expndtw-1 a\expndtw2 c\expnd
tw-3 y\expndtw0 ,\expndtw36 \expndtw0 pe\charscalex99 rs\charscalex100\expndtw1
u\expndtw0 a\charscalex99 s\charscalex100 ion\expndtw36 \expndtw0 kno\charscal
ex99 w\charscalex100\expndtw2 l\expndtw0 ed\charscalex99 g\charscalex100 e\cf0
\cf0 and \charscalex99 s\charscalex100\expndtw-1 e\expndtw0 l\charscalex99 f\cha
rscalex100 \expndtw-1 e\charscalex99\expndtw0 ff\charscalex100 ica\expndtw4 c\e
xpndtw0 y\expndtw-3 \expndtw-1 a\expndtw0 nd \expndtw1 b\expndtw0 a\charscalex9
9 s\charscalex100 ic b\expndtw-1 a\expndtw0 nki\expndtw2 n\expndtw0 g\expndtw-2
\expndtw-1 a\expndtw0 ctivitie\charscalex99 s\charscalex100 .\cf0\f0\par\pard\f
i-360\li1432\ri534\sl356\slmult1 \cf0\f3 \u-3913?\tab \charscalex99\expndtw-1\f
0 F\charscalex100\expndtw0 inan\expndtw-1 c\expndtw0 ial\expndtw20 \expndtw-1 B
e\expndtw0 h\expndtw-1 a\expndtw0 viou\charscalex99 r\charscalex100 :\expndtw21
\expndtw0 Bud\expndtw-1 ge\expndtw0 ti\expndtw2 n\expndtw-1 g\expndtw0 ,\expndt
w18 \expndtw0 t\charscalex99 r\charscalex100 u\charscalex99 s\charscalex100 ted
\expndtw18 \charscalex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw1 i\e
xpndtw0 al\expndtw19 \expndtw0 advic\expndtw-1 e\expndtw0 ,\expndtw18 \expndtw
0 cultu\charscalex99 r\charscalex100\expndtw-1 a\expndtw0 l\expndtw18 \expndtw0
dom\expndtw1 i\expndtw0 nan\expndtw-1 c\expndtw0 e\cf0 \cf0 and le\expndtw-2 a
\charscalex99\expndtw0 r\charscalex100\expndtw1 n\expndtw0 ed h\expndtw-1 e\expn
dtw0 lple\charscalex99 ss\charscalex100 ne\charscalex99 ss\charscalex100 .\cf0\f
0\par\pard\qj\fi-360\li1432\ri571\sl359\slmult1 \cf0\f3 \u-3913?\tab \charscale
x99\expndtw-1\f0 F\charscalex100\expndtw0 inan\expndtw-1 c\expndtw0 ial\expndtw2
5 \charscalex99\expndtw0 A\charscalex100 ttitude:\expndtw27 \expndtw0 Ri\chars
calex99 s\charscalex100 k\expndtw25 \expndtw0 av\expndtw-1 e\charscalex99\expnd
tw0 rs\charscalex100 ion,\expndtw25 \expndtw0 Reti\charscalex99 r\charscalex100
\expndtw-1 e\expndtw0 ment\expndtw26 \expndtw0 planning\expndtw23 \expndtw0 an
d\expndtw26 \expndtw0 thei\charscalex99 r\charscalex100\expndtw25 \expndtw0 in
\expndtw1 t\expndtw0 en\charscalex99 s\charscalex100 ity\expndtw21 \expndtw0 to
\cf0 \cf0\charscalex99 s\charscalex100 av\expndtw-1 e\expndtw0 .\expndtw52 \ch
arscalex99\expndtw-1 F\charscalex100\expndtw0 inan\expndtw-1 c\expndtw0 ial\expn
dtw51 \expndtw0 l\expndtw1 i\expndtw0 te\charscalex99 r\charscalex100\expndtw-1
a\expndtw2 c\expndtw0 y\expndtw50 \expndtw0 among\expndtw50 \expndtw0 ma\char
scalex99\expndtw1 r\charscalex100\expndtw-1 g\expndtw0 inali\charscalex99 s\char
scalex100\expndtw-1 e\expndtw0 d\expndtw52 \charscalex99\expndtw0 w\charscalex1
00\expndtw1 o\expndtw0 men\expndtw160 \expndtw1 R\expndtw0 epo\charscalex99 r\c
harscalex100 t\expndtw51 \expndtw4 b\expndtw0 y\expndtw46 \charscalex99\expndt
w0 A\charscalex100 u\charscalex99 s\charscalex100 t\charscalex99\expndtw1 r\char
scalex100\expndtw2 a\expndtw0 lian\cf0 \cf0\charscalex99 G\charscalex100 ov\exp
ndtw-1 e\charscalex99\expndtw0 r\charscalex100 nm\expndtw-1 e\expndtw0 nt\charsc
alex99 (\charscalex100 201\expndtw1 1\charscalex99\expndtw0 )\cf0\charscalex100\
f0\par\pard\fi719\ri525\sl360\slmult1 \cf0\charscalex99\f0 S\charscalex100 tu\ex
pndtw3 d\expndtw0 y\expndtw36 \expndtw4 b\expndtw0 y\expndtw37 \charscalex99\e
xpndtw0 M\expndtw2 w\charscalex100\expndtw0 a\expndtw1 n\expndtw-1 g\expndtw0 i\
expndtw40 \charscalex99\expndtw0 (\charscalex100 20\expndtw1 1\expndtw0 2\chars
calex99 )\charscalex100\expndtw42 \charscalex99\expndtw0 f\charscalex100 ound\e
xpndtw42 \expndtw0 that\expndtw41 \charscalex99\expndtw0 f\charscalex100 in\ex
pndtw-1 a\expndtw2 n\expndtw0 cial\expndtw39 \expndtw3 l\expndtw0 ite\charscale
x99 r\charscalex100\expndtw-1 a\expndtw2 c\expndtw0 y\expndtw39 \charscalex99\e
xpndtw0 r\charscalex100\expndtw-1 e\expndtw0 main\charscalex99 s\charscalex100\e
xpndtw42 \expndtw0 lo\charscalex99 w\charscalex100\expndtw40 \expndtw0 in\expn
dtw44 \charscalex99\expndtw0 K\charscalex100\expndtw-1 e\expndtw4 n\expndtw-4 y
\expndtw-1 a\expndtw0 .\expndtw42 \expndtw0 The\cf0 \cf0\charscalex99 r\charsc
alex100\expndtw-1 e\charscalex99\expndtw0 s\charscalex100 ult\charscalex99 s\cha
rscalex100 ind\expndtw1 i\expndtw0 c\expndtw-1 a\expndtw0 te that hou\charscale
x99\expndtw3 s\charscalex100\expndtw0 ehold\charscalex99 s\u8217?\charscalex100
ac\expndtw-1 ce\charscalex99\expndtw0 ss\charscalex100\expndtw2 \expndtw0 to \
charscalex99 f\charscalex100 i\expndtw2 n\expndtw0 an\expndtw-1 c\expndtw2 i\exp
ndtw0 al \charscalex99 s\charscalex100 e\charscalex99\expndtw-1 r\charscalex100\
expndtw0 vi\expndtw1 c\expndtw0 e\charscalex99 s\charscalex100 i\charscalex99 s
\charscalex100 not\expndtw2 \expndtw0 ba\charscalex99 s\charscalex100\expndtw-
1 e\expndtw0 d\expndtw1 \expndtw3 o\expndtw0 n lev\expndtw-1 e\expndtw0 l\chars
calex99 s\charscalex100 \expndtw2 o\charscalex99\expndtw0 f\charscalex100 \cha
rscalex99 f\charscalex100 i\expndtw1 n\expndtw0 an\expndtw-1 c\expndtw0 ial\cf0
\cf0 lite\charscalex99 r\charscalex100\expndtw-1 a\expndtw3 c\expndtw0 y\expndt
w7 \expndtw0 but\expndtw14 \charscalex99\expndtw2 r\charscalex100\expndtw0 ath
e\charscalex99 r\charscalex100\expndtw12 \expndtw0 on\expndtw14 \charscalex99\
expndtw0 f\charscalex100 a\expndtw2 c\expndtw0 to\charscalex99 rs\charscalex100\
expndtw14 \charscalex99\expndtw0 s\charscalex100 uch\expndtw13 \expndtw0 a\cha
rscalex99 s\charscalex100\expndtw14 \expndtw0 income\expndtw13 \expndtw0 lev\e
xpndtw-1 e\expndtw0 l\charscalex99 s\charscalex100 ,\expndtw14 \expndtw0 di\cha
rscalex99 s\charscalex100\expndtw1 t\expndtw0 an\expndtw-1 c\expndtw0 e\expndtw1
2 \charscalex99\expndtw0 fr\charscalex100 om\expndtw14 \expndtw0 bank\charscal
ex99 s\charscalex100 ,\expndtw13 \expndtw0 ag\expndtw-1 e\expndtw0 ,\expndtw13
\expndtw0 ma\charscalex99 r\charscalex100 ital\expndtw14 \charscalex99\expndtw
0 s\charscalex100 tat\charscalex99 us\charscalex100 ,\cf0 \cf0\expndtw-2 g\expn
dtw-1 e\expndtw0 n\expndtw1 d\expndtw0 e\charscalex99 r\charscalex100 ,\expndtw6
1 \expndtw0 hou\charscalex99\expndtw2 s\charscalex100\expndtw0 ehold\expndtw62
\charscalex99\expndtw0 s\charscalex100 i\expndtw2 z\expndtw0 e\expndtw61 \expn
dtw0 and\expndtw61 \expndtw0 level\expndtw62 \expndtw2 o\charscalex99\expndtw0
f\charscalex100\expndtw61 \expndtw0 ed\expndtw1 u\expndtw0 c\expndtw-1 a\expnd
tw0 tion.\expndtw64 \charscalex99\expndtw0 H\charscalex100 o\charscalex99 w\cha
rscalex100 eve\charscalex99 r\charscalex100 ,\expndtw61 \expndtw0 the\expndtw62
\charscalex99\expndtw0 s\charscalex100 tu\expndtw5 d\expndtw0 y\expndtw60 \ex
pndtw0 e\charscalex99\expndtw1 s\charscalex100\expndtw0 tabli\charscalex99\expnd
tw1 s\charscalex100\expndtw0 hed\expndtw61 \expndtw0 that\expndtw62 \expndtw0
t\charscalex99 h\charscalex100 e\cf0 \cf0 p\charscalex99 r\charscalex100 ob\exp
ndtw-1 a\expndtw0 bili\expndtw3 t\expndtw0 y\expndtw91 \expndtw2 o\charscalex99
\expndtw0 f\charscalex100\expndtw95 \expndtw0 a\expndtw97 \charscalex99\expndt
w0 f\charscalex100 ina\expndtw1 nc\expndtw0 ial\expndtw3 l\expndtw0 y\expndtw91
\expndtw0 ill\expndtw1 i\expndtw0 te\charscalex99 r\charscalex100\expndtw-1 a\e
xpndtw0 te\expndtw96 \expndtw0 pe\charscalex99 rs\charscalex100 on\expndtw97 \
charscalex99\expndtw1 r\charscalex100\expndtw0 emaining\expndtw95 \charscalex99
\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw2 i\expndtw0 al\expndtw95 \ex
pndtw0 e\expndtw1 x\expndtw0 cluded.\expndtw95 \expndtw0 The\expndtw104 \chars
calex99\expndtw0 s\charscalex100 tu\expndtw3 d\expndtw0 y\cf0 \cf0\charscalex99
r\charscalex100\expndtw-1 ec\expndtw0 ommen\charscalex99 ds\charscalex100\expnd
tw32 \expndtw0 the\expndtw33 \expndtw2 d\expndtw0 ev\expndtw-1 e\expndtw0 l\ex
pndtw2 o\expndtw0 pment\expndtw33 \expndtw0 o\charscalex99 f\charscalex100\expn
dtw33 \expndtw0 a\expndtw32 \expndtw0 cu\charscalex99\expndtw1 r\expndtw0 r\ch
arscalex100 iculum\expndtw33 \expndtw0 on\expndtw33 \charscalex99\expndtw0 f\c
harscalex100 inan\expndtw-1 c\expndtw0 ial\expndtw32 \expndtw0 ed\expndtw1 u\ex
pndtw0 cation\expndtw33 \expndtw0 a\expndtw1 n\expndtw0 d\expndtw33 \expndtw0
admini\charscalex99 s\charscalex100\expndtw1 t\expndtw0 e\charscalex99 rs\charsc
alex100\expndtw38 \expndtw0 it\expndtw35 \expndtw0 in\cf0 \cf0 loc\expndtw-1
a\expndtw0 l, midd\expndtw1 l\expndtw0 e lev\expndtw-2 e\expndtw0 l and h\expndt
w1 i\expndtw-1 g\expndtw0 he\charscalex99 r\charscalex100 lea\charscalex99 r\ch
arscalex100 ning\expndtw-2 \expndtw0 in\charscalex99 s\charscalex100 ti\expndtw
1 t\expndtw0 ut\expndtw1 i\expndtw0 on\charscalex99 s\charscalex100 .\cf0\f0\par
\pard\qj\fi719\ri567\sl358\slmult1 \cf0\charscalex99\f0 S\charscalex100 tu\expnd
tw3 d\expndtw0 y\expndtw33 \expndtw5 b\expndtw0 y\expndtw34 \charscalex99\expn
dtw0 M\charscalex100 a\charscalex99 r\charscalex100 zieh\expndtw39 \expndtw0 et
\expndtw40 \expndtw0 al.,\expndtw38 \charscalex99\expndtw0 (\charscalex100 201
3\charscalex99 )\charscalex100\expndtw36 \charscalex99\expndtw2 r\charscalex100
\expndtw0 ev\expndtw-1 ea\expndtw2 l\expndtw0 ed\expndtw37 \expndtw0 that\expnd
tw38 \expndtw2 t\expndtw3 h\expndtw0 e\expndtw37 \expndtw1 a\expndtw-1 g\expnd
tw0 e\expndtw38 \expndtw0 and\expndtw37 \expndtw0 ed\expndtw2 u\expndtw0 c\exp
ndtw-1 a\expndtw0 tion\expndtw38 \expndtw1 a\charscalex99\expndtw0 r\charscalex
100 e\expndtw38 \expndtw0 po\charscalex99 s\charscalex100\expndtw1 i\expndtw0 t
\expndtw1 i\expndtw0 ve\expndtw1 l\expndtw0 y\cf0 \cf0 co\charscalex99\expndtw-
1 r\expndtw0 r\charscalex100\expndtw-2 e\expndtw2 l\expndtw0 ated\expndtw15 \ch
arscalex99\expndtw0 w\charscalex100 ith\expndtw17 \charscalex99\expndtw0 f\char
scalex100 i\expndtw2 n\expndtw0 an\expndtw-1 c\expndtw0 ial\expndtw18 \expndtw0
lite\charscalex99 r\charscalex100\expndtw-1 a\expndtw3 c\expndtw0 y\expndtw14
\expndtw0 and\expndtw18 \charscalex99\expndtw0 f\charscalex100 inan\expndtw-1 c
\expndtw0 ial\expndtw18 \charscalex99\expndtw1 w\charscalex100\expndtw0 ellbein
\expndtw-2 g\expndtw0 .\expndtw16 \charscalex99\expndtw2 M\charscalex100\expndt
w0 a\charscalex99 r\expndtw-1 r\charscalex100\expndtw2 i\expndtw0 ed\expndtw15
\expndtw0 people\expndtw17 \expndtw0 and\expndtw16 \expndtw0 men\expndtw18 \e
xpndtw0 a\charscalex99\expndtw1 r\charscalex100\expndtw0 e\expndtw15 \expndtw0
m\charscalex99 or\charscalex100 e\cf0 \cf0\charscalex99 f\charscalex100 in\expn
dtw-1 a\expndtw0 n\expndtw-1 c\expndtw0 ial\expndtw4 l\expndtw0 y\expndtw36 \ex
pndtw0 l\expndtw1 i\expndtw0 t\expndtw2 e\charscalex99\expndtw0 r\charscalex100\
expndtw-1 a\expndtw0 te.\expndtw41 \charscalex99\expndtw0 H\charscalex100\expnd
tw2 i\expndtw0 g\expndtw2 h\expndtw0 e\charscalex99 r\charscalex100\expndtw41 \
charscalex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw1 i\expndtw0 al\ex
pndtw43 \expndtw0 l\expndtw1 i\expndtw0 te\charscalex99\expndtw-1 r\charscalex1
00 a\expndtw3 c\expndtw0 y\expndtw38 \expndtw0 lea\expndtw1 d\charscalex99\expn
dtw0 s\charscalex100\expndtw43 \expndtw0 to\expndtw44 \expndtw-2 g\charscalex9
9\expndtw0 r\charscalex100\expndtw-2 e\expndtw0 a\expndtw1 t\expndtw0 e\charscal
ex99 r\charscalex100\expndtw41 \charscalex99\expndtw0 f\charscalex100 ina\expnd
tw1 n\expndtw0 cial\expndtw42 \charscalex99\expndtw2 w\charscalex100\expndtw0 e
l\expndtw5 l\charscalex99\expndtw0 -\charscalex100 b\expndtw-1 e\expndtw0 ing\ex
pndtw42 \expndtw0 and\expndtw42 \expndtw0 le\charscalex99 ss\cf0\charscalex100
\cf0\charscalex99 f\charscalex100 in\expndtw-1 a\expndtw0 n\expndtw-1 c\expndt
w0 ial \expndtw-1 c\expndtw0 o\expndtw2 n\expndtw0 c\expndtw-1 e\charscalex99\ex
pndtw0 r\charscalex100 n\charscalex99 s\charscalex100 . \charscalex99 F\charscal
ex100 inal\expndtw2 l\expndtw-4 y\expndtw0 ,\expndtw1 \charscalex99\expndtw0 f\
charscalex100 ina\expndtw1 n\expndtw0 cial \charscalex99 w\charscalex100\expndtw
-2 e\expndtw0 llbei\expndtw2 n\expndtw0 g\expndtw-2 \expndtw0 l\expndtw1 ea\exp
ndtw0 d\charscalex99 s\charscalex100 \expndtw1 t\expndtw0 o le\charscalex99 ss\
charscalex100 \charscalex99 f\charscalex100 inan\expndtw-1 c\expndtw0 ial \expn
dtw-1 c\expndtw0 onc\expndtw1 e\charscalex99\expndtw0 r\charscalex100 n.\cf0\f0\
par\pard\sl-240 \f0\par\pard\sa5\sl-180 \fs18\par\pard\li4457\ri-20\sl240\slmult
1 \cf0\f1\fs22 5\cf0\f0\fs24\par\sect\sectd\pgwsxn11906\pghsxn16838\marglsxn1440
\margrsxn850\margtsxn1134\margbsxn989 \pard\plain\sl-240 \f0\par\pard\sa15\sl-60
\fs6\par\pard\ri-20\sl240\slmult1 \b\cf0\charscalex99\fs24 In\expndtw2 f\charsc
alex100\expndtw0 e\expndtw-1 re\charscalex99\expndtw0 n\charscalex100 c\expndtw-
1 e\charscalex99\expndtw0 s\b0\charscalex100 \b\charscalex99\expndtw1 f\charsca
lex100\expndtw0 ro\charscalex99 m\b0\charscalex100\expndtw-1 \b\charscalex99\ex
pndtw0 th\charscalex100 e\b0 \b\charscalex99\expndtw-1 R\charscalex100\expndtw0
evie\charscalex99\expndtw1 w\expndtw0 s\b0\charscalex100 \b colle\expndtw-1 c\
charscalex99\expndtw0 t\charscalex100\expndtw-1 e\charscalex99\expndtw0 d\b0\cf0
\charscalex100\f0\par\pard\sa12\sl-120 \f0\fs12\par\pard\li360\ri-20\sl240\slmul
t1 \cf0\charscalex99\fs24 A\charscalex100 n individual i\charscalex99 s\charscal
ex100 \charscalex99 s\charscalex100 aid to \expndtw-1 b\expndtw0 e\expndtw-1 \
charscalex99 f\charscalex100\expndtw0 inan\expndtw-1 c\expndtw0 ial\expndtw4 l\e
xpndtw0 y\expndtw-4 \expndtw0 lite\charscalex99 r\charscalex100\expndtw-1 a\exp
ndtw1 t\expndtw0 e i\charscalex99 f\charscalex100 he/\charscalex99 s\charscalex
100 he i\charscalex99 s\charscalex100\expndtw3 \expndtw0 able to p\expndtw-1 e\
charscalex99\expndtw0 r\expndtw-1 f\charscalex100\expndtw0 o\charscalex99\expndt
w-1 r\charscalex100\expndtw0 m t\expndtw2 h\expndtw0 e \charscalex99\expndtw-1 f
\charscalex100\expndtw0 ollo\charscalex99 w\charscalex100 in\expndtw-1 g\expndtw
0 :\cf0\f0\par\pard\sa8\sl-120 \f0\fs12\par\pard\qj\fi-360\li1079\ri568\sl357\sl
mult1 \cf0\f3\fs24 \u-3913?\tab \b\expndtw-2\f0 F\expndtw0 i\charscalex99 n\char
scalex100 a\charscalex99\expndtw1 n\charscalex100\expndtw0 cial\b0\expndtw11 \b
\charscalex99\expndtw1 kn\charscalex100\expndtw-2 o\charscalex99\expndtw1 w\char
scalex100\expndtw0 le\charscalex99 d\charscalex100 ge\b0\expndtw14 \b\expndtw0
a\charscalex99\expndtw-1 n\expndtw0 d\b0\charscalex100\expndtw12 \b\charscalex9
9\expndtw0 und\charscalex100 e\expndtw-1 r\charscalex99\expndtw0 st\charscalex10
0 a\charscalex99 n\expndtw1 d\charscalex100\expndtw0 i\charscalex99\expndtw1 n\c
harscalex100 g\b0\expndtw0 :\expndtw5 \expndtw0 The\expndtw4 \expndtw0 i\expnd
tw-1 n\expndtw0 dividual\expndtw4 \charscalex99\expndtw0 s\charscalex100 hould\
expndtw5 \expndtw0 be\expndtw3 \expndtw0 a\charscalex99 w\charscalex100\expndt
w-1 a\charscalex99\expndtw0 r\charscalex100 e\expndtw6 \expndtw0 o\charscalex99
f\charscalex100\expndtw4 \expndtw0 the\cf0 \cf0\charscalex99 pr\charscalex100
odu\expndtw-1 c\expndtw0 t\charscalex99 s\charscalex100\expndtw31 \expndtw0 av
\expndtw-1 a\expndtw0 il\expndtw-1 a\expndtw0 ble\expndtw32 \expndtw0 in\expndt
w31 \expndtw0 the\expndtw33 \expndtw0 ma\charscalex99 r\charscalex100 k\expndt
w-1 e\expndtw0 t.\expndtw30 \charscalex99\expndtw1 S\charscalex100\expndtw0 hou
ld\expndtw31 \expndtw0 po\charscalex99 ss\charscalex100 e\charscalex99 ss\chars
calex100\expndtw34 \expndtw0 ad\expndtw-1 e\expndtw0 qu\expndtw-1 a\expndtw1 t\
expndtw0 e\expndtw30 \expndtw0 kno\charscalex99 w\charscalex100 le\expndtw2 d\e
xpndtw-2 g\expndtw0 e\expndtw31 \expndtw0 a\expndtw2 b\expndtw0 out\expndtw31
\expndtw0 the\cf0 \cf0\charscalex99 b\charscalex100 a\charscalex99 s\charscalex
100 ic\charscalex99 s\charscalex100\expndtw8 \expndtw0 o\charscalex99 f\charsca
lex100\expndtw9 \expndtw0 the\expndtw11 \expndtw0 p\charscalex99 r\charscalex1
00 odu\expndtw-1 c\expndtw0 t\charscalex99 s\charscalex100 ,\expndtw9 \expndtw0
t\expndtw3 h\expndtw0 e\expndtw8 \charscalex99\expndtw0 r\charscalex100\expndt
w-1 e\expndtw2 l\expndtw0 ated\expndtw8 \expndtw0 co\expndtw1 n\expndtw0 c\expn
dtw-1 e\expndtw0 pt\charscalex99 s\charscalex100 ,\expndtw9 \expndtw0 con\chars
calex99 s\charscalex100\expndtw2 u\expndtw0 me\charscalex99 r\charscalex100\expn
dtw8 \charscalex99\expndtw0 r\charscalex100\expndtw2 i\expndtw-2 g\expndtw0 ht\
charscalex99 s\charscalex100\expndtw9 \expndtw0 o\charscalex99 f\charscalex100\
expndtw9 \charscalex99\expndtw0 s\charscalex100\expndtw2 u\expndtw0 ch\expndtw1
4 \expndtw0 p\charscalex99 r\charscalex100 od\expndtw2 u\expndtw0 ct\charscalex
99 s\charscalex100\expndtw9 \expndtw0 and\cf0 \cf0 it\charscalex99 s\charscale
x100 u\charscalex99 s\charscalex100 e.\cf0\f0\par\pard\qj\fi-360\li1079\ri571\s
l357\slmult1 \cf0\f3 \u-3913?\tab \b\charscalex99\f0 Ch\charscalex100 oo\charsca
lex99 s\charscalex100 i\charscalex99\expndtw1 n\charscalex100\expndtw0 g\b0\expn
dtw36 \b\expndtw0 a\charscalex99\expndtw-1 p\expndtw0 p\charscalex100 ro\charsc
alex99 p\charscalex100 ria\charscalex99 t\charscalex100 e\b0\expndtw34 \b\chars
calex99\expndtw0 p\charscalex100 ro\charscalex99 d\expndtw1 u\charscalex100\expn
dtw0 c\charscalex99 t\expndtw1 s\b0\charscalex100\expndtw0 :\expndtw29 \charsca
lex99\expndtw1 S\charscalex100\expndtw0 hould\expndtw29 \expndtw0 be\expndtw28
\expndtw0 able\expndtw27 \expndtw0 compa\charscalex99 r\charscalex100 e\expndt
w27 \charscalex99\expndtw0 s\charscalex100 i\expndtw1 m\expndtw0 i\expndtw1 l\e
xpndtw0 a\charscalex99 r\charscalex100\expndtw27 \expndtw0 p\charscalex99 r\cha
rscalex100 od\expndtw1 u\expndtw0 ct\charscalex99 s\charscalex100\expndtw29 \ex
pndtw0 and\cf0 \cf0 choo\charscalex99 s\charscalex100 e\expndtw17 \expndtw0 th
e\expndtw18 \expndtw2 p\charscalex99\expndtw0 r\charscalex100 oduct\expndtw18
\charscalex99\expndtw0 w\charscalex100 hi\expndtw1 c\expndtw0 h\expndtw19 \char
scalex99\expndtw0 s\charscalex100 ui\expndtw1 t\charscalex99\expndtw0 s\charscal
ex100\expndtw19 \expndtw0 thei\charscalex99 r\charscalex100\expndtw19 \charsca
lex99\expndtw0 r\charscalex100\expndtw-1 e\expndtw0 qui\charscalex99 r\charscale
x100\expndtw-1 e\expndtw1 m\expndtw0 ent.\expndtw19 \charscalex99\expndtw0 F\ch
arscalex100 inan\expndtw-2 c\expndtw2 i\expndtw0 al\expndtw18 \expndtw0 kno\cha
rscalex99 w\charscalex100 le\expndtw1 d\expndtw-1 g\expndtw0 e\expndtw19 \expnd
tw2 a\expndtw0 bout\expndtw19 \expndtw0 the\cf0 \cf0\charscalex99 v\charscalex
100 a\charscalex99 r\charscalex100 iou\charscalex99 s\charscalex100 p\charscale
x99\expndtw-1 r\charscalex100\expndtw0 odu\expndtw-1 c\expndtw0 t\charscalex99 s
\charscalex100 \charscalex99 w\charscalex100 ould \expndtw1 e\expndtw0 nable th
i\charscalex99 s\charscalex100 .\cf0\f0\par\pard\qj\fi-360\li1079\ri568\sl358\sl
mult1 \cf0\f3 \u-3913?\tab \b\expndtw-2\f0 F\expndtw0 i\charscalex99 n\charscale
x100 a\charscalex99\expndtw1 n\charscalex100\expndtw0 cial\b0\expndtw9 \b\expnd
tw-2 P\expndtw0 la\charscalex99 n\expndtw1 n\charscalex100\expndtw0 i\charscalex
99\expndtw1 n\charscalex100\expndtw3 g\b0\expndtw0 :\expndtw3 \expndtw0 The\exp
ndtw1 \expndtw0 inten\charscalex99 s\charscalex100 i\expndtw3 t\expndtw0 y\expn
dtw-2 \expndtw0 to\expndtw2 \charscalex99\expndtw0 s\charscalex100 a\expndtw1
v\expndtw0 e\expndtw3 \expndtw0 and\expndtw2 \expndtw0 p\expndtw2 l\expndtw1 a
\expndtw0 n\expndtw3 \charscalex99\expndtw0 f\charscalex100 o\charscalex99 r\ch
arscalex100 thei\charscalex99 r\charscalex100\expndtw4 \charscalex99\expndtw0
r\charscalex100\expndtw-1 e\expndtw0 ti\charscalex99\expndtw1 r\charscalex100\ex
pndtw0 ement\expndtw2 \expndtw0 li\charscalex99 f\charscalex100 e\expndtw3 \ch
arscalex99\expndtw0 s\charscalex100 hould\cf0 \cf0\charscalex99 b\charscalex100
e\expndtw17 \expndtw0 cl\expndtw1 e\expndtw0 a\charscalex99 r\charscalex100 .\
expndtw20 \charscalex99\expndtw-2 I\charscalex100\expndtw0 n\expndtw1 v\expndtw
0 e\charscalex99 s\charscalex100 ting\expndtw16 \expndtw0 in\expndtw20 \expndt
w2 p\charscalex99 r\charscalex100\expndtw0 ope\charscalex99 r\charscalex100\expn
dtw17 \expndtw0 a\expndtw1 v\expndtw0 enu\expndtw-1 e\charscalex99\expndtw0 s\c
harscalex100\expndtw18 \expndtw0 o\charscalex99 r\charscalex100\expndtw21 \cha
rscalex99\expndtw0 s\charscalex100 avi\expndtw2 n\expndtw0 g\expndtw16 \expndtw
3 t\expndtw0 h\charscalex99 r\charscalex100 ou\expndtw-2 g\expndtw0 h\expndtw18
\expndtw2 v\expndtw0 a\charscalex99 r\charscalex100 iou\charscalex99 s\charscal
ex100\expndtw18 \expndtw0 inve\charscalex99 s\charscalex100 tm\expndtw1 e\expnd
tw0 nt\expndtw20 \expndtw0 plan\charscalex99 s\cf0\charscalex100 \cf0\charscal
ex99 s\charscalex100 ho\charscalex99 ws\charscalex100\expndtw35 \expndtw0 thei\
charscalex99 r\charscalex100\expndtw35 \expndtw0 atti\expndtw1 t\expndtw0 ude\e
xpndtw35 \expndtw0 and\expndtw34 \expndtw0 beh\expndtw-1 a\expndtw0 viou\chars
calex99 r\charscalex100\expndtw35 \expndtw0 to\charscalex99 w\charscalex100 a\c
harscalex99 r\charscalex100 d\charscalex99 s\charscalex100\expndtw34 \charscale
x99\expndtw0 f\charscalex100 in\expndtw1 a\expndtw0 ncial\expndtw35 \expndtw0 m
atte\charscalex99 rs\charscalex100 .\expndtw35 \expndtw0 The\expndtw34 \charsc
alex99\expndtw0 s\charscalex100 tud\expndtw1 i\expndtw0 e\charscalex99 s\charsca
lex100\expndtw35 \expndtw0 l\expndtw1 i\charscalex99\expndtw0 s\charscalex100 t
ed\cf0 \cf0 above\expndtw50 \charscalex99\expndtw0 s\charscalex100 ho\charscal
ex99 ws\charscalex100\expndtw53 \expndtw0 that\expndtw52 \expndtw0 the\expndtw
52 \charscalex99\expndtw0 f\charscalex100\expndtw-1 i\expndtw0 n\expndtw-1 a\ex
pndtw0 n\expndtw-1 c\expndtw0 ial\expndtw51 \expndtw0 atti\expndtw1 t\expndtw0
ude\expndtw51 \expndtw0 and\expndtw52 \expndtw0 beh\expndtw-1 a\expndtw0 vio\e
xpndtw3 u\charscalex99\expndtw0 r\charscalex100\expndtw52 \expndtw0 i\charscale
x99 s\charscalex100\expndtw53 \expndtw0 hi\expndtw-1 g\expndtw0 h\expndtw2 l\ex
pndtw0 y\expndtw45 \expndtw0 i\expndtw3 n\charscalex99\expndtw0 f\charscalex100
lu\expndtw-1 e\expndtw2 n\expndtw0 c\expndtw-1 e\expndtw0 d\expndtw51 \expndtw
2 b\expndtw0 y\cf0 \cf0\charscalex99 f\charscalex100 in\expndtw-1 a\expndtw0 n\
expndtw-1 c\expndtw0 ial kno\charscalex99 w\charscalex100 l\expndtw-1 e\expndtw2
d\expndtw0 ge po\charscalex99 ss\charscalex100 e\charscalex99 ss\charscalex100\
expndtw-1 e\expndtw0 d \expndtw3 b\expndtw0 y\expndtw-4 \expndtw-1 a\expndtw0 n
individual.\cf0\f0\par\pard\qj\fi-360\li1079\ri572\sl360\slmult1 \cf0\f3 \u-391
3?\tab \b\charscalex99\f0 D\charscalex100 ay\b0\expndtw28 \b\charscalex99\expnd
tw0 t\charscalex100 o\b0\expndtw27 \b\charscalex99\expndtw1 d\charscalex100\exp
ndtw0 ay\b0\expndtw31 \b\charscalex99\expndtw-2 m\charscalex100\expndtw0 o\char
scalex99 n\charscalex100 ey\b0\expndtw30 \b\charscalex99\expndtw-2 m\charscalex
100\expndtw1 a\charscalex99\expndtw0 n\charscalex100 age\charscalex99 m\charscal
ex100\expndtw-1 e\charscalex99\expndtw0 n\expndtw2 t\b0\charscalex100\expndtw0 :
\expndtw24 \charscalex99\expndtw0 F\charscalex100 inan\expndtw-2 c\expndtw0 ial
\expndtw23 \expndtw0 lite\charscalex99 r\charscalex100\expndtw-1 a\expndtw3 c\e
xpndtw0 y\expndtw19 \expndtw0 help\charscalex99 s\charscalex100\expndtw23 \exp
ndtw0 an\expndtw21 \expndtw0 individual\expndtw24 \expndtw0 to\expndtw22 \exp
ndtw0 ha\charscalex99 v\charscalex100 e\cf0 \cf0 cont\charscalex99 r\charscalex
100 ol\expndtw35 \expndtw0 ove\charscalex99 r\charscalex100\expndtw34 \expndtw
0 hi\charscalex99 s\charscalex100\expndtw36 \charscalex99\expndtw0 f\charscalex
100 inan\expndtw-1 c\expndtw0 i\expndtw1 a\expndtw0 l\expndtw36 \expndtw0 matte
\charscalex99 rs\charscalex100 .\expndtw37 \charscalex99\expndtw-4 I\charscalex
100\expndtw0 t\expndtw35 \expndtw0 en\expndtw-1 a\expndtw0 ble\charscalex99 s\c
harscalex100\expndtw37 \expndtw0 an\expndtw35 \expndtw0 individual\expndtw36
\expndtw0 to\expndtw36 \charscalex99\expndtw0 fr\charscalex100\expndtw-1 a\expn
dtw0 me\expndtw34 \expndtw0 app\charscalex99\expndtw1 r\charscalex100\expndtw0
op\charscalex99 r\charscalex100 i\expndtw-1 a\expndtw0 te\cf0 \cf0\charscalex99
b\charscalex100 ud\expndtw-2 g\expndtw-1 e\expndtw0 t\charscalex99 s\charscalex
100 \charscalex99 w\charscalex100 h\expndtw2 i\expndtw0 ch in tu\charscalex99 r
\charscalex100 n he\expndtw2 l\expndtw0 p\charscalex99 s\charscalex100 them to
t\charscalex99 r\charscalex100 a\expndtw-1 c\expndtw0 k hi\charscalex99 s\charsc
alex100 \charscalex99 f\charscalex100 in\expndtw-1 a\expndtw1 n\expndtw0 c\expn
dtw-1 e\charscalex99\expndtw0 s\charscalex100 and meet the \expndtw-1 e\expndtw
0 nd\charscalex99 s\charscalex100 .\cf0\f0\par\pard\fi719\ri532\sl360\slmult1 \c
f0\charscalex99\expndtw-1\f0 F\charscalex100\expndtw0 inan\expndtw-1 c\expndtw0
ial\expndtw8 \expndtw0 l\expndtw1 i\expndtw0 te\charscalex99\expndtw-1 r\charsc
alex100\expndtw1 a\expndtw3 c\expndtw0 y\expndtw2 \expndtw0 i\charscalex99 s\ch
arscalex100\expndtw11 \expndtw0 a\expndtw10 \expndtw-1 g\expndtw0 lobal\expndt
w8 \expndtw0 c\charscalex99 o\charscalex100 n\expndtw-1 ce\charscalex99\expndtw
0 r\charscalex100 n.\expndtw8 \expndtw0 The\expndtw8 \expndtw0 le\expndtw2 v\e
xpndtw0 el\expndtw9 \expndtw0 o\charscalex99 f\charscalex100\expndtw8 \charsca
lex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw0 ial\expndtw9 \expndtw0
lite\charscalex99 r\charscalex100\expndtw-1 a\expndtw3 c\expndtw0 y\expndtw4 \
charscalex99\expndtw0 r\charscalex100 eq\expndtw1 u\expndtw0 i\charscalex99 r\ch
arscalex100 ed\expndtw8 \expndtw0 dep\expndtw-1 e\expndtw0 nd\charscalex99 s\cf
0\charscalex100 \cf0 upon\expndtw2 \expndtw0 the\expndtw1 \charscalex99\expnd
tw0 f\charscalex100 inan\expndtw-1 c\expndtw0 ial\expndtw1 \expndtw0 n\expndtw2
e\expndtw0 ed\charscalex99 s\charscalex100\expndtw3 \expndtw0 and\expndtw2 \e
xpndtw0 beh\expndtw-1 a\expndtw0 viou\charscalex99 r\charscalex100\expndtw1 \ex
pndtw2 o\charscalex99\expndtw0 f\charscalex100\expndtw1 \expndtw0 an\expndtw1
\expndtw0 ind\expndtw3 i\expndtw0 vidual.\expndtw3 \charscalex99\expndtw-1 F\ex
pndtw0 r\charscalex100 om\expndtw1 \expndtw0 the\expndtw2 \expndtw0 abo\expndt
w1 v\expndtw0 e\expndtw1 \charscalex99\expndtw0 s\charscalex100 tud\expndtw1 i\
expndtw0 e\charscalex99 s\charscalex100 ,\expndtw2 \expndtw0 it\expndtw3 \expn
dtw0 i\charscalex99 s\charscalex100\expndtw2 \expndtw0 in\charscalex99 f\charsc
alex100 e\charscalex99 r\expndtw-1 r\charscalex100 e\expndtw0 d\cf0 \cf0 that\e
xpndtw18 \charscalex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw0 ial\e
xpndtw18 \expndtw0 l\expndtw1 i\expndtw0 te\charscalex99 r\charscalex100\expndt
w-1 a\expndtw3 c\expndtw0 y\expndtw14 \expndtw0 i\charscalex99 s\charscalex100\
expndtw22 \expndtw0 hi\expndtw-1 g\expndtw0 h\expndtw4 l\expndtw0 y\expndtw12
\expndtw0 i\expndtw3 n\charscalex99\expndtw0 f\charscalex100 luen\expndtw-1 ce\e
xpndtw0 d\expndtw18 \expndtw4 b\expndtw0 y\expndtw17 \expndtw1 a\expndtw-1 g\e
xpndtw0 e,\expndtw19 \charscalex99\expndtw0 r\charscalex100 e\expndtw-1 g\expnd
tw0 ion\expndtw18 \expndtw0 o\charscalex99 r\charscalex100\expndtw18 \expndtw0
count\charscalex99\expndtw4 r\charscalex100\expndtw0 y\expndtw14 \expndtw0 in\
expndtw19 \charscalex99\expndtw0 w\charscalex100 hich\expndtw18 \expndtw0 the\
expndtw19 \expndtw0 ind\expndtw1 i\expndtw0 vid\charscalex99 u\charscalex100 al
\cf0 \cf0\charscalex99 r\charscalex100\expndtw-1 e\charscalex99\expndtw0 s\char
scalex100 ide\charscalex99 s\charscalex100 ,\expndtw95 \expndtw0 the\expndtw95
\charscalex99\expndtw0 f\charscalex100 ina\expndtw1 n\expndtw0 cial\expndtw95
\expndtw1 e\expndtw0 nvi\charscalex99 r\charscalex100 onment\expndtw95 \charsca
lex99\expndtw0 w\charscalex100 hich\expndtw95 \expndtw0 he\expndtw97 \expndtw0
e\expndtw2 x\expndtw0 pe\charscalex99 r\charscalex100 i\expndtw-2 e\expndtw0 n\
expndtw-1 ce\charscalex99\expndtw0 s\charscalex100 ,\expndtw95 \expndtw0 the\ex
pndtw96 \expndtw0 le\expndtw1 v\expndtw0 el\expndtw98 \expndtw0 o\charscalex99
f\charscalex100\expndtw95 \expndtw0 income,\expndtw95 \charscalex99\expndtw0
s\charscalex100 ocio\cf0 \cf0 demo\expndtw-2 g\charscalex99\expndtw0 r\charscal
ex100 aphic\expndtw44 \charscalex99\expndtw0 f\charscalex100\expndtw-1 ac\expnd
tw0 to\charscalex99 rs\charscalex100\expndtw44 \expndtw0 l\expndtw1 i\expndtw0
ke\expndtw42 \expndtw0 hi\charscalex99 s\charscalex100\expndtw44 \charscalex99
\expndtw0 f\charscalex100\expndtw-1 a\expndtw0 mi\expndtw5 l\expndtw-4 y\expndtw
0 ,\expndtw42 \expndtw0 numbe\charscalex99 r\charscalex100\expndtw42 \expndtw2
o\charscalex99\expndtw0 f\charscalex100\expndtw44 \expndtw0 dep\expndtw-1 e\ex
pndtw0 ndent\charscalex99 s\charscalex100 ,\expndtw42 \expndtw0 mo\expndtw1 t\e
xpndtw0 h\expndtw1 e\charscalex99\expndtw0 r\u8217?s\charscalex100\expndtw42 \e
xpndtw1 e\expndtw0 duc\expndtw-1 a\expndtw0 tion,\expndtw43 \charscalex99\expnd
tw0 f\charscalex100 inan\expndtw-1 c\expndtw1 i\expndtw0 al\cf0 \cf0 advice\exp
ndtw23 \expndtw0 etc.\expndtw23 \expndtw0 T\expndtw2 h\expndtw0 e\expndtw22 \
expndtw0 n\expndtw2 e\expndtw0 ed\expndtw22 \expndtw0 to\expndtw27 \expndtw0 k
no\charscalex99 w\charscalex100\expndtw23 \expndtw0 the\expndtw24 \expndtw0 le
\charscalex99\expndtw1 v\charscalex100\expndtw0 el\expndtw24 \expndtw0 o\charsc
alex99 f\charscalex100\expndtw25 \charscalex99\expndtw0 f\charscalex100 inancia
l\expndtw24 \expndtw0 l\expndtw1 i\expndtw0 te\charscalex99\expndtw-1 r\charsca
lex100 a\expndtw3 c\expndtw0 y\expndtw19 \expndtw2 o\charscalex99\expndtw0 f\ch
arscalex100\expndtw23 \expndtw0 v\expndtw1 a\charscalex99\expndtw0 r\charscalex
100 iou\charscalex99 s\charscalex100\expndtw27 \expndtw-2 g\charscalex99\expndt
w1 r\charscalex100\expndtw0 oup\charscalex99 s\charscalex100\expndtw24 \expndtw
0 i\charscalex99 s\charscalex100\expndtw24 \expndtw0 inevitable.\cf0 \cf0 Thi\
charscalex99 s\charscalex100\expndtw26 \charscalex99\expndtw0 s\charscalex100 t
u\expndtw3 d\expndtw0 y\expndtw24 \charscalex99\expndtw0 f\charscalex100 o\expn
dtw-1 c\expndtw0 u\charscalex99 s\charscalex100 e\charscalex99 s\charscalex100\e
xpndtw27 \expndtw0 on\expndtw26 \expndtw3 m\expndtw0 e\expndtw-1 a\charscalex9
9\expndtw0 s\charscalex100 u\charscalex99 r\charscalex100 i\expndtw1 n\expndtw0
g\expndtw24 \expndtw0 the\expndtw28 \expndtw0 lev\expndtw-1 e\expndtw0 l\expnd
tw28 \expndtw0 o\charscalex99 f\charscalex100\expndtw28 \charscalex99\expndtw0
f\charscalex100 inan\expndtw-1 c\expndtw0 ial\expndtw25 \expndtw0 l\expndtw1 i
\expndtw0 te\charscalex99 r\charscalex100 a\expndtw3 c\expndtw0 y\expndtw24 \ex
pndtw0 amo\expndtw2 n\expndtw0 g\expndtw28 \expndtw-4 y\expndtw1 o\expndtw0 ung
\expndtw27 \expndtw0 empl\expndtw2 o\expndtw-4 y\expndtw0 ee\charscalex99 s\cha
rscalex100\expndtw28 \expndtw0 in\cf0 \cf0 Coi\expndtw1 m\expndtw0 bato\charsc
alex99 r\charscalex100 e\expndtw-1 \expndtw0 Ci\expndtw2 t\expndtw-6 y\expndtw0
.\cf0\f0\par\pard\ri-20\sl240\slmult1 \b\cf0\f0 METHO\charscalex99 D\charscalex
100 O\expndtw1 L\expndtw0 O\expndtw-1 G\charscalex99\expndtw0 Y\b0\cf0\charscale
x100\f0\par\pard\sa12\sl-120 \f0\fs12\par\pard\ri535\sl360\slmult1 \cf0\fs24 Re\
charscalex99 s\charscalex100\expndtw-1 ea\charscalex99\expndtw0 r\charscalex100\
expndtw-1 c\expndtw0 h\expndtw1 \charscalex99\expndtw0 D\charscalex100\expndtw-
1 e\charscalex99\expndtw0 s\charscalex100\expndtw2 i\expndtw-1 g\expndtw0 n: \ch
arscalex99 D\charscalex100 e\charscalex99\expndtw1 s\charscalex100\expndtw0 c\ch
arscalex99 r\charscalex100\expndtw1 i\expndtw0 pt\expndtw1 i\expndtw0 ve \charsc
alex99\expndtw-1 r\charscalex100 e\charscalex99\expndtw0 s\charscalex100\expndtw
-1 e\expndtw0 a\charscalex99 r\charscalex100 ch d\expndtw-1 e\charscalex99\expnd
tw0 s\charscalex100\expndtw2 i\expndtw-2 g\expndtw0 n \charscalex99 w\charscalex
100 i\expndtw2 l\expndtw0 l be\expndtw2 \expndtw0 done. \charscalex99 S\charsca
lex100 u\charscalex99 r\charscalex100 v\expndtw3 e\expndtw0 y\expndtw-4 \expndt
w0 meth\expndtw1 o\expndtw0 d \charscalex99 w\charscalex100 ill\expndtw1 \expnd
tw0 be \charscalex99\expndtw-1 f\charscalex100\expndtw0 ollo\charscalex99 w\char
scalex100\expndtw-1 e\expndtw0 d.\cf0 \cf0\charscalex99 S\charscalex100 ou\char
scalex99 r\charscalex100 ce\expndtw72 \expndtw0 o\charscalex99 f\charscalex100\
expndtw73 \charscalex99\expndtw0 D\charscalex100 ata:\expndtw74 \charscalex99\
expndtw0 D\charscalex100\expndtw-1 a\expndtw0 ta\expndtw73 \charscalex99\expndt
w1 r\charscalex100\expndtw0 equi\charscalex99 r\charscalex100\expndtw-1 e\expndt
w0 d\expndtw73 \charscalex99\expndtw0 f\charscalex100 o\charscalex99 r\charscal
ex100\expndtw73 \expndtw0 the\expndtw74 \charscalex99\expndtw0 s\charscalex100
tu\expndtw3 d\expndtw0 y\expndtw72 \charscalex99\expndtw0 w\charscalex100 ill\
expndtw74 \expndtw0 be\expndtw74 \expndtw0 obtained\expndtw73 \charscalex99\e
xpndtw0 f\expndtw-1 r\charscalex100\expndtw0 om\expndtw72 \expndtw0 both\expndt
w74 \expndtw0 p\charscalex99 r\charscalex100 ima\charscalex99\expndtw1 r\charsc
alex100\expndtw0 y\expndtw69 \expndtw0 and\cf0 \cf0\charscalex99 s\charscalex1
00 e\expndtw-1 c\expndtw0 ond\expndtw-1 a\charscalex99\expndtw3 r\charscalex100\
expndtw0 y\expndtw-4 \charscalex99\expndtw0 s\charscalex100 o\expndtw1 u\charsc
alex99\expndtw0 r\charscalex100 c\expndtw-1 e\charscalex99\expndtw0 s\charscalex
100 .\cf0\f0\par\pard\qj\ri567\sl359\slmult1 \cf0\charscalex99\expndtw-3\f0 I\ch
arscalex100\expndtw0 n\charscalex99 s\charscalex100 t\charscalex99 r\charscalex1
00 um\expndtw1 e\expndtw0 nt\expndtw53 \charscalex99\expndtw0 D\charscalex100 e
v\expndtw-1 e\expndtw0 lopm\expndtw-1 e\expndtw0 nt\expndtw55 \expndtw0 and\exp
ndtw51 \charscalex99\expndtw0 V\charscalex100 alidation:\expndtw55 \charscalex
99\expndtw0 Q\charscalex100 ue\charscalex99 s\charscalex100 tionnai\charscalex99
r\charscalex100 e\expndtw50 \expndtw0 to\expndtw53 \expndtw0 be\expndtw52 \e
xpndtw0 p\charscalex99 r\charscalex100\expndtw-1 e\expndtw0 pa\charscalex99 r\ch
arscalex100\expndtw-1 e\expndtw0 d\expndtw54 \expndtw0 ba\charscalex99 s\charsc
alex100 ed\expndtw51 \expndtw0 on\expndtw53 \expndtw0 e\expndtw1 x\expndtw0 i\
charscalex99 s\charscalex100\expndtw1 t\expndtw0 ing\cf0 \cf0 lite\charscalex99
r\charscalex100\expndtw-1 a\expndtw0 tu\charscalex99 r\charscalex100 e\expndtw7
\expndtw0 on\expndtw10 \expndtw0 the\expndtw8 \expndtw0 compo\expndtw2 n\exp
ndtw0 ent\charscalex99 s\charscalex100\expndtw11 \expndtw0 o\charscalex99 f\cha
rscalex100\expndtw9 \charscalex99\expndtw-1 F\charscalex100\expndtw0 ina\expndt
w1 n\expndtw0 cial\expndtw11 \expndtw-4 L\expndtw0 it\expndtw1 e\charscalex99\e
xpndtw0 r\charscalex100 a\expndtw1 c\expndtw-3 y\expndtw0 .\expndtw10 \charscal
ex99\expndtw0 Q\charscalex100\expndtw2 u\expndtw0 e\charscalex99 s\charscalex100
tionnai\charscalex99 r\charscalex100 e\expndtw7 \charscalex99\expndtw0 w\chars
calex100 ill\expndtw10 \expndtw0 be\expndtw11 \expndtw0 u\charscalex99 s\chars
calex100 ed\expndtw9 \expndtw0 to\expndtw9 \expndtw0 colle\expndtw-1 c\expndtw
0 t\expndtw9 \expndtw0 data\cf0 \cf0\charscalex99 f\expndtw-1 r\charscalex100\
expndtw0 om the\expndtw119 \charscalex99\expndtw0 r\charscalex100\expndtw-1 e\c
harscalex99\expndtw0 s\charscalex100 pon\expndtw2 d\expndtw0 ent\charscalex99 s\
charscalex100 .\cf0\f0\par\pard\sl-240 \f0\par\pard\sl-240 \par\pard\sl-240 \par
\pard\sl-100 \fs10\par\pard\li4457\ri-20\sl240\slmult1 \cf0\f1\fs22 6\cf0\f0\fs2
4\par\sect\sectd\pgwsxn11906\pghsxn16838\marglsxn1440\margrsxn850\margtsxn1134\m
argbsxn989 \pard\plain\sl-240 \f0\par\pard\sa10\sl-60 \fs6\par\pard\ri536\sl362\
slmult1 \cf0\charscalex99\fs24 S\charscalex100 ample \charscalex99 D\charscalex1
00\expndtw-1 e\charscalex99\expndtw0 s\charscalex100 c\charscalex99 r\charscalex
100 ipti\expndtw1 o\expndtw0 n: The\expndtw1 \charscalex99\expndtw0 s\charscale
x100 ampling\expndtw-1 \expndtw0 unit\expndtw2 \charscalex99\expndtw0 w\charsc
alex100 ill\expndtw1 \expndtw0 be \charscalex99 Y\charscalex100 oung empl\expnd
tw2 o\expndtw-4 y\expndtw0 ee\charscalex99 s\charscalex100 in\expndtw2 \expndt
w0 the\expndtw2 \expndtw1 a\expndtw-1 g\expndtw0 e g\charscalex99 r\charscalex1
00 oup o\charscalex99 f\charscalex100\expndtw1 \expndtw0 25 to 35\cf0 \cf0 in
Coi\expndtw1 m\expndtw0 bat\charscalex99 or\charscalex100 e\expndtw-1 \expndtw0
Ci\expndtw3 t\expndtw-7 y\expndtw0 .\cf0\f0\par\pard\ri-20\sl240\slmult1 \b\cf0
\charscalex99\f0 R\charscalex100\expndtw-1 e\charscalex99\expndtw0 s\charscalex1
00\expndtw-1 e\expndtw0 a\expndtw1 r\expndtw0 c\charscalex99 h\b0\charscalex100
\b\charscalex99 q\expndtw1 u\charscalex100\expndtw0 e\charscalex99 st\charscale
x100 io\charscalex99 ns:\b0\cf0\charscalex100\f0\par\pard\sa12\sl-120 \f0\fs12\p
ar\pard\li719\ri1013\sl360\slmult1 \cf0\fs24 R\charscalex99 Q\charscalex100 1.\e
xpndtw2 \charscalex99\expndtw-5 I\expndtw0 s\charscalex100 th\expndtw1 e\chars
calex99\expndtw0 r\charscalex100 e\expndtw-1 \expndtw0 a\expndtw1 \charscalex9
9\expndtw0 r\charscalex100\expndtw-1 e\expndtw0 lation\charscalex99\expndtw2 s\c
harscalex100\expndtw0 hip bet\charscalex99 w\charscalex100\expndtw-1 ee\expndtw0
n \expndtw-1 e\expndtw0 d\expndtw2 u\expndtw0 c\expndtw-1 a\expndtw0 tion \expn
dtw-1 a\expndtw2 n\expndtw0 d the lev\expndtw-1 e\expndtw0 l o\charscalex99 f\ch
arscalex100 \charscalex99\expndtw-1 f\charscalex100\expndtw0 inancial lite\char
scalex99 r\charscalex100\expndtw-1 a\expndtw3 c\expndtw-7 y\expndtw0 ?\cf0 \cf0
R\charscalex99 Q\charscalex100 2.\expndtw2 \charscalex99\expndtw-5 I\expndtw0
s\charscalex100 th\expndtw1 e\charscalex99\expndtw0 r\charscalex100 e\expndtw-1
a\expndtw0 n\expndtw2 \expndtw0 a\charscalex99 ss\charscalex100 oci\expndtw-1
a\expndtw1 t\expndtw0 ion bet\charscalex99 w\charscalex100 e\expndtw-1 e\expndt
w0 n\expndtw1 \expndtw-1 ge\expndtw0 n\expndtw1 d\expndtw0 e\charscalex99 r\cha
rscalex100 \expndtw-2 a\expndtw0 nd\expndtw1 \charscalex99\expndtw2 f\charscal
ex100\expndtw0 inan\expndtw-1 c\expndtw0 ial lite\charscalex99 r\charscalex100\e
xpndtw-1 a\expndtw3 c\expndtw-7 y\expndtw0 ?\cf0\f0\par\pard\li719\ri1113\sl360\
slmult1 \cf0\f0 R\charscalex99 Q\charscalex100 3. \charscalex99 Ar\charscalex100
e\expndtw2 \expndtw-4 y\expndtw0 ou\expndtw1 n\expndtw0 g\expndtw-1 e\expndtw
0 mpl\expndtw4 o\expndtw-1 yee\charscalex99\expndtw0 s\charscalex100 k\charscal
ex99 n\charscalex100 o\charscalex99 w\charscalex100 l\expndtw-1 e\expndtw1 d\exp
ndtw0 ge\expndtw-1 a\expndtw0 ble \expndtw-1 a\expndtw0 bout\expndtw2 \expndtw0
common \charscalex99 f\charscalex100 in\expndtw-1 a\expndtw0 n\expndtw-1 c\expn
dtw0 ial te\charscalex99\expndtw-1 r\charscalex100\expndtw0 m\charscalex99\expnd
tw2 s\charscalex100\expndtw0 ?\cf0 \cf0 R\charscalex99 Q\charscalex100 4. \expn
dtw1 W\expndtw0 hat a\charscalex99\expndtw-1 r\charscalex100\expndtw0 e\expndtw-
1 \expndtw0 the d\expndtw-2 e\expndtw0 t\expndtw1 e\charscalex99 r\charscalex10
0\expndtw0 m\expndtw1 i\expndtw0 nant\charscalex99 s\charscalex100 \expndtw2 o\
charscalex99\expndtw0 f\charscalex100 \charscalex99\expndtw-1 f\charscalex100\e
xpndtw0 inan\expndtw-1 c\expndtw0 ial lite\charscalex99 r\charscalex100 a\expndt
w3 c\expndtw0 y\expndtw-4 \expndtw-1 a\expndtw0 mo\expndtw2 n\expndtw0 g\expndt
w122 \expndtw-4 y\expndtw0 ou\expndtw1 n\expndtw0 g\expndtw-1 e\expndtw0 mp\ex
pndtw2 lo\expndtw-3 y\expndtw0 ee\charscalex99 s\charscalex100 ?\cf0 \cf0 R\cha
rscalex99 Q\charscalex100 5. \expndtw1 W\expndtw0 hat a\charscalex99\expndtw-1 r
\charscalex100\expndtw0 e\expndtw-1 \expndtw0 the \expndtw-2 a\expndtw0 tti\exp
ndtw1 t\expndtw0 ude\charscalex99 s\charscalex100 o\charscalex99 f\charscalex10
0\expndtw3 \expndtw-4 y\expndtw0 ou\expndtw1 n\expndtw0 g\expndtw-1 e\expndtw0
mpl\expndtw4 o\expndtw-4 y\expndtw-1 ee\charscalex99\expndtw0 s\charscalex100
\expndtw2 t\expndtw0 o\charscalex99 w\charscalex100 a\charscalex99 r\charscalex1
00 d\charscalex99 s\charscalex100 \charscalex99\expndtw-1 f\charscalex100\expnd
tw0 inancial matte\charscalex99\expndtw-1 r\expndtw1 s\charscalex100\expndtw0 ?\
cf0\f0\par\pard\li719\ri530\sl361\slmult1 \cf0\f0 R\charscalex99 Q\charscalex100
6. \expndtw1 W\expndtw0 hat i\charscalex99 s\charscalex100 the lev\expndtw-1 e
\expndtw0 l o\charscalex99 f\charscalex100 money\expndtw-4 \expndtw0 ma\expndt
w1 na\expndtw-1 ge\expndtw0 ment \expndtw1 b\expndtw0 e\expndtw1 h\expndtw0 avio
u\charscalex99 r\charscalex100 \expndtw-1 a\expndtw0 mo\expndtw2 n\expndtw0 g\e
xpndtw2 \expndtw-4 y\expndtw0 ou\expndtw1 n\expndtw0 g\expndtw-1 e\expndtw2 m\
expndtw0 pl\expndtw2 o\expndtw-4 y\expndtw1 e\expndtw0 e\charscalex99 s\charscal
ex100 ?\cf0 \cf0 R\charscalex99 Q\charscalex100 7.\expndtw62 \expndtw1 W\expnd
tw0 hat\expndtw62 \expndtw0 i\charscalex99 s\charscalex100\expndtw60 \expndtw0
the\expndtw62 \expndtw0 ove\charscalex99 r\charscalex100\expndtw-2 a\expndtw0
ll\expndtw62 \expndtw0 level\expndtw61 \expndtw0 o\charscalex99 f\charscalex10
0\expndtw62 \charscalex99\expndtw0 f\charscalex100 in\expndtw-1 a\expndtw0 n\ex
pndtw-1 c\expndtw0 ial\expndtw62 \expndtw0 lite\charscalex99 r\charscalex100\ex
pndtw-1 a\expndtw3 c\expndtw0 y\expndtw59 \expndtw0 among\expndtw69 \expndtw-4
y\expndtw0 ou\expndtw2 n\expndtw0 g\expndtw59 \expndtw0 e\expndtw2 m\expndtw0
pl\expndtw3 o\expndtw-4 y\expndtw0 ee\charscalex99 s\charscalex100\expndtw61 \e
xpndtw0 in\cf0 \cf0 Coi\expndtw1 m\expndtw0 bato\charscalex99 r\charscalex100 e
\expndtw-1 \expndtw0 Ci\expndtw2 t\expndtw-6 y\expndtw0 ?\cf0\f0\par\pard\ri-20
\sl240\slmult1 \b\cf0\f0 L\charscalex99 I\charscalex100 M\charscalex99 I\charsca
lex100 T\charscalex99 A\charscalex100 T\charscalex99 I\charscalex100\expndtw1 O\
charscalex99\expndtw0 NS\b0\charscalex100 \b OF\b0\expndtw-1 \b\expndtw0 T\exp
ndtw-2 H\expndtw0 E\b0 \b\charscalex99\expndtw1 S\charscalex100\expndtw0 T\char
scalex99 UDY\b0\cf0\charscalex100\f0\par\pard\sa14\sl-120 \f0\fs12\par\pard\li71
9\ri-20\sl240\slmult1 \cf0\fs24 1.\expndtw120 \expndtw0 The\expndtw-1 \charsca
lex99\expndtw0 s\charscalex100 tu\expndtw2 d\expndtw0 y\expndtw-4 \expndtw0 i\c
harscalex99 s\charscalex100 li\expndtw1 m\expndtw0 i\expndtw1 t\expndtw0 ed to
the a\expndtw-2 g\expndtw0 e\expndtw1 \expndtw-2 g\charscalex99\expndtw0 r\char
scalex100 oup\expndtw-1 \expndtw2 o\charscalex99\expndtw0 f\charscalex100 2\ex
pndtw1 5\charscalex99\expndtw0 -\charscalex100 35.\cf0\f0\par\pard\sa16\sl-120 \
f0\fs12\par\pard\fi-360\li1079\ri533\sl360\slmult1 \cf0\fs24 2.\expndtw120 \cha
rscalex99\expndtw0 D\charscalex100\expndtw-1 a\expndtw0 ta\expndtw15 \charscale
x99\expndtw0 w\charscalex100 ill\expndtw17 \expndtw0 be\expndtw18 \expndtw0 co
lle\expndtw-1 c\expndtw0 ted\expndtw18 \expndtw1 a\expndtw0 mong\expndtw15 \ex
pndtw0 the\expndtw20 \expndtw-3 y\expndtw0 ou\expndtw1 n\expndtw0 g\expndtw16
\expndtw0 empl\expndtw5 o\expndtw-2 y\expndtw-1 ee\charscalex99\expndtw0 s\chars
calex100\expndtw16 \expndtw0 in\expndtw17 \expndtw1 C\expndtw0 oimbato\charsca
lex99 r\charscalex100 e\expndtw17 \expndtw0 ci\expndtw2 t\expndtw-3 y\expndtw0
,\expndtw15 \expndtw3 t\expndtw0 he\charscalex99 r\charscalex100\expndtw-2 e\ch
arscalex99\expndtw0 f\charscalex100\expndtw1 o\charscalex99\expndtw0 r\charscale
x100 e\cf0 \cf0 the \charscalex99\expndtw-1 r\charscalex100 e\charscalex99\expn
dtw0 s\charscalex100 ult\charscalex99 s\charscalex100 cannot be ge\expndtw2 n\e
xpndtw0 e\charscalex99 r\charscalex100\expndtw-2 a\expndtw0 li\charscalex99 s\ch
arscalex100 ed.\cf0\f0\par\pard\fi-360\li1079\ri530\sl362\slmult1 \cf0\f0 3.\exp
ndtw120 \expndtw0 The\expndtw29 \charscalex99\expndtw0 s\charscalex100 tu\expn
dtw3 d\expndtw0 y\expndtw26 \charscalex99\expndtw0 f\charscalex100 ocu\charscal
ex99\expndtw1 s\charscalex100\expndtw0 e\charscalex99 s\charscalex100\expndtw30
\expndtw0 on\expndtw31 \expndtw0 the\expndtw31 \expndtw0 lev\expndtw-1 e\expn
dtw0 l\expndtw31 \expndtw2 o\charscalex99\expndtw0 f\charscalex100\expndtw30 \
charscalex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw0 ial\expndtw30 \
expndtw0 l\expndtw1 i\expndtw0 te\charscalex99\expndtw1 r\charscalex100\expndtw0
a\expndtw3 c\expndtw0 y\expndtw23 \expndtw0 t\expndtw3 h\expndtw4 e\expndtw0 y
\expndtw23 \expndtw0 po\charscalex99 s\expndtw3 s\charscalex100\expndtw0 e\char
scalex99 ss\charscalex100\expndtw30 \expndtw0 and\expndtw30 \expndtw0 the\expn
dtw31 \charscalex99\expndtw0 r\charscalex100\expndtw-1 e\charscalex99\expndtw0
s\charscalex100 ult\charscalex99 s\cf0\charscalex100 \cf0\charscalex99 w\charsc
alex100 ill not en\charscalex99 s\charscalex100 u\charscalex99 r\charscalex100 e
\expndtw-1 \expndtw0 the \charscalex99\expndtw-1 f\charscalex100\expndtw0 inanc
ial \charscalex99 w\charscalex100\expndtw-1 e\expndtw0 llbeing\expndtw-2 \expnd
tw1 o\charscalex99\expndtw0 f\charscalex100 the \charscalex99 s\charscalex100 a
m\expndtw1 p\expndtw0 le.\cf0\f0\par\pard\ri-20\sl240\slmult1 \b\cf0\expndtw-2\f
0 F\charscalex99\expndtw0 U\charscalex100 T\charscalex99 U\expndtw-1 R\charscale
x100\expndtw0 E\b0 \b\charscalex99 SC\charscalex100\expndtw2 O\expndtw-1 P\expn
dtw0 E\b0\cf0\f0\par\pard\sa14\sl-120 \f0\fs12\par\pard\qj\fi719\ri570\sl360\slm
ult1 \cf0\fs24 The\expndtw10 \charscalex99\expndtw0 s\charscalex100 tu\expndtw3
d\expndtw0 y\expndtw7 \charscalex99\expndtw0 f\charscalex100\expndtw1 o\expndt
w0 cu\charscalex99 s\charscalex100 e\charscalex99 s\charscalex100\expndtw11 \ex
pndtw0 on\expndtw11 \expndtw0 the\expndtw14 \expndtw0 lev\expndtw-1 e\expndtw0
l\expndtw12 \expndtw0 o\charscalex99 f\charscalex100\expndtw11 \charscalex99\
expndtw0 f\charscalex100 in\expndtw-1 a\expndtw2 n\expndtw0 cial\expndtw10 \exp
ndtw0 l\expndtw1 i\expndtw0 te\charscalex99 r\charscalex100\expndtw-1 a\expndtw0
cy\expndtw10 \expndtw0 po\charscalex99 ss\charscalex100 e\charscalex99 ss\char
scalex100 ed\expndtw10 \expndtw5 b\expndtw0 y\expndtw12 \expndtw-4 y\expndtw0
ou\expndtw1 n\expndtw0 g\expndtw12 \expndtw1 e\expndtw0 mp\expndtw1 l\expndtw2
o\expndtw-4 y\expndtw-1 ee\charscalex99\expndtw0 s\charscalex100\expndtw11 \exp
ndtw0 in\cf0 \cf0 Coi\expndtw1 m\expndtw0 bato\charscalex99 r\charscalex100 e\e
xpndtw2 \expndtw0 ci\expndtw2 t\expndtw-4 y\expndtw0 .\expndtw4 \charscalex99\
expndtw1 S\charscalex100\expndtw0 ince\expndtw5 \charscalex99\expndtw-2 I\chars
calex100\expndtw0 ndia\expndtw3 \expndtw0 ha\charscalex99 s\charscalex100\expnd
tw4 \expndtw0 a\expndtw4 \expndtw0 hi\expndtw-1 g\expndtw0 h\expndtw-1 e\chars
calex99\expndtw0 r\charscalex100\expndtw7 \expndtw-3 y\expndtw0 ou\expndtw1 n\e
xpndtw0 g\expndtw2 \expndtw0 demo\expndtw1 g\charscalex99\expndtw2 r\charscalex
100\expndtw0 aphic\expndtw3 \expndtw0 dividend,\expndtw4 \expndtw0 the\expndtw
4 \charscalex99\expndtw0 s\charscalex100 tu\expndtw3 d\expndtw0 y\expndtw-2 \c
harscalex99\expndtw0 w\charscalex100 ould\expndtw4 \expndtw0 help\cf0 \cf0 to\
expndtw31 \expndtw0 kno\charscalex99 w\charscalex100\expndtw30 \expndtw0 the\e
xpndtw31 \expndtw2 n\expndtw0 e\expndtw-1 e\expndtw0 d\expndtw30 \expndtw2 o\c
harscalex99\expndtw0 r\charscalex100\expndtw30 \charscalex99\expndtw0 s\charsca
lex100 t\expndtw2 e\expndtw0 p\charscalex99 s\charscalex100\expndtw32 \expndtw0
to\expndtw31 \expndtw0 be\expndtw30 \expndtw0 ta\expndtw2 k\expndtw0 en\expnd
tw30 \expndtw0 to\expndtw31 \expndtw0 i\expndtw1 m\expndtw0 p\charscalex99 r\c
harscalex100\expndtw1 o\expndtw0 ve\expndtw30 \expndtw0 o\charscalex99 r\charsc
alex100\expndtw31 \expndtw0 up\expndtw2 d\expndtw0 ate\expndtw29 \expndtw0 the
\expndtw33 \expndtw0 e\expndtw1 x\expndtw0 i\charscalex99 s\charscalex100\expnd
tw1 t\expndtw0 i\expndtw-1 n\expndtw0 g\expndtw28 \expndtw0 le\expndtw1 v\expnd
tw0 el\expndtw31 \expndtw0 o\charscalex99 f\charscalex100\expndtw32 \charscale
x99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw2 i\expndtw0 al\cf0 \cf0 l
ite\charscalex99 r\charscalex100\expndtw-1 a\expndtw3 c\expndtw-4 y\expndtw0 . \
charscalex99 S\charscalex100 imi\expndtw1 l\expndtw0 a\charscalex99 r\charscalex
100 \charscalex99 s\charscalex100 tudie\charscalex99 s\charscalex100\expndtw1
\expndtw0 m\expndtw2 a\expndtw0 y\expndtw-2 \expndtw0 be condu\expndtw-1 c\expn
dtw0 ted\expndtw1 \expndtw0 amo\expndtw2 n\expndtw0 g\expndtw2 \expndtw-4 y\ex
pndtw0 ou\expndtw1 n\expndtw0 g ent\charscalex99\expndtw1 r\charscalex100\expndt
w0 ep\charscalex99\expndtw-1 r\charscalex100 e\expndtw2 n\expndtw0 eu\charscalex
99\expndtw-1 r\expndtw0 s\charscalex100 ,\expndtw1 \charscalex99\expndtw0 f\cha
rscalex100 inan\expndtw-1 c\expndtw0 ial ma\expndtw1 na\expndtw-1 ge\charscalex9
9\expndtw0 rs\charscalex100 o\charscalex99 f\cf0\charscalex100 \cf0\charscalex
99 s\charscalex100 imi\expndtw1 l\expndtw0 a\charscalex99 r\charscalex100 o\cha
rscalex99\expndtw-1 r\charscalex100\expndtw0 g\expndtw-1 a\expndtw0 ni\charscale
x99 s\charscalex100 ation\charscalex99 s\charscalex100 , \charscalex99\expndtw2
M\expndtw1 S\expndtw0 M\charscalex100 E\charscalex99 s\charscalex100 etc... \ch
arscalex99\expndtw1 S\charscalex100\expndtw0 ince\expndtw-1 \expndtw0 the\expnd
tw1 \expndtw0 la\expndtw1 c\expndtw0 k o\charscalex99 f\charscalex100 \charsca
lex99\expndtw-1 f\charscalex100\expndtw0 ina\expndtw1 n\expndtw0 cial lite\chars
calex99\expndtw1 r\charscalex100\expndtw0 a\expndtw2 c\expndtw0 y\expndtw-1 a\e
xpndtw1 n\expndtw0 d lack \expndtw1 o\charscalex99\expndtw0 f\charscalex100 \ex
pndtw-1 e\expndtw1 x\expndtw0 pe\charscalex99 r\charscalex100 i\expndtw-1 e\expn
dtw1 n\expndtw0 ce\cf0 \cf0\charscalex99 w\charscalex100 ith\expndtw24 \charsc
alex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw0 ial\expndtw22 \expndt
w3 p\charscalex99\expndtw0 r\charscalex100 odu\expndtw-1 c\expndtw0 t\charscalex
99 s\charscalex100\expndtw26 \expndtw0 have\expndtw22 \charscalex99\expndtw1 r
\charscalex100\expndtw0 e\charscalex99 s\charscalex100 ulted\expndtw23 \expndtw
0 in\expndtw24 \expndtw0 poo\charscalex99 r\charscalex100\expndtw25 \expndtw3
m\expndtw0 ana\expndtw-1 ge\expndtw0 ment\expndtw22 \expndtw3 o\charscalex99\ex
pndtw0 f\charscalex100\expndtw23 \charscalex99\expndtw0 f\charscalex100 i\expnd
tw2 n\expndtw0 an\expndtw-1 c\expndtw0 e\expndtw24 \expndtw0 in\expndtw24 \exp
ndtw0 mo\charscalex99 s\charscalex100 t\expndtw25 \charscalex99\expndtw0 M\expn
dtw1 S\expndtw0 M\charscalex100 E\charscalex99 s\charscalex100 ,\expndtw24 \exp
ndtw0 thi\charscalex99 s\cf0\charscalex100 \cf0 kind\expndtw9 \expndtw0 o\char
scalex99 f\charscalex100\expndtw9 \charscalex99\expndtw0 s\charscalex100 tud\ex
pndtw1 i\expndtw0 e\charscalex99 s\charscalex100\expndtw9 \charscalex99\expndtw
0 w\charscalex100 ould\expndtw9 \expndtw0 h\expndtw-2 e\expndtw0 lp\expndtw8 \
expndtw0 them\expndtw10 \expndtw0 to\expndtw10 \expndtw-1 i\expndtw0 mp\charsc
alex99 r\charscalex100 ovi\charscalex99 s\charscalex100 e\expndtw8 \expndtw0 in
\expndtw9 \charscalex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw0 ial\
expndtw9 \expndtw0 matte\charscalex99\expndtw-1 r\expndtw0 s\charscalex100 .\ex
pndtw9 \charscalex99\expndtw0 H\charscalex100 ence\expndtw8 \expndtw0 the\char
scalex99 r\charscalex100 e\expndtw7 \expndtw0 i\charscalex99 s\charscalex100\ex
pndtw10 \charscalex99\expndtw0 w\charscalex100 ide\expndtw9 \charscalex99\expn
dtw0 s\charscalex100 cope\cf0 \cf0\charscalex99 f\charscalex100 o\charscalex99
r\charscalex100\expndtw-1 \expndtw0 the \charscalex99 s\charscalex100 tu\expndt
w4 d\expndtw0 y\expndtw-4 \expndtw-1 a\expndtw0 mo\expndtw2 n\expndtw0 g\expndt
w-2 \expndtw0 the\expndtw1 \expndtw0 va\charscalex99 r\charscalex100 iou\chars
calex99 s\charscalex100 othe\charscalex99 r\charscalex100\expndtw3 \expndtw-4
y\expndtw0 ou\expndtw1 n\expndtw0 g \expndtw-2 g\charscalex99\expndtw0 r\charsca
lex100 o\expndtw1 u\expndtw0 p\charscalex99 s\charscalex100 .\cf0\f0\par\pard\ri
-20\sl240\slmult1 \b\cf0\charscalex99\f0 C\charscalex100 O\charscalex99 NC\chars
calex100 L\charscalex99 USI\charscalex100 O\charscalex99 N\b0\cf0\charscalex100\
f0\par\pard\sa12\sl-120 \f0\fs12\par\pard\qj\fi719\ri569\sl361\slmult1 \cf0\char
scalex99\fs24 As\charscalex100\expndtw93 \expndtw0 di\charscalex99 s\charscalex
100 cu\charscalex99 ss\charscalex100 ed\expndtw92 \expndtw0 the\expndtw93 \cha
rscalex99\expndtw0 s\charscalex100 tu\expndtw3 d\expndtw0 y\expndtw91 \charscal
ex99\expndtw1 f\charscalex100\expndtw0 oc\charscalex99 us\charscalex100 e\charsc
alex99 s\charscalex100\expndtw92 \expndtw0 on\expndtw96 \expndtw0 me\expndtw-1
a\charscalex99\expndtw0 s\charscalex100 u\charscalex99 r\charscalex100 i\expndt
w2 n\expndtw0 g\expndtw91 \expndtw0 the\expndtw95 \charscalex99\expndtw0 f\cha
rscalex100 in\expndtw-1 a\expndtw2 n\expndtw0 cial\expndtw92 \expndtw0 l\expndt
w1 i\expndtw0 te\charscalex99\expndtw-1 r\charscalex100\expndtw1 a\expndtw3 c\ex
pndtw0 y\expndtw91 \expndtw0 o\charscalex99 f\charscalex100\expndtw98 \expndtw
-4 y\expndtw0 ou\expndtw1 n\expndtw0 g\cf0 \cf0 empl\expndtw1 o\expndtw-3 y\exp
ndtw0 ee\charscalex99 s\charscalex100\expndtw42 \expndtw0 in\expndtw44 \expndt
w0 Coi\expndtw1 m\expndtw0 bato\charscalex99 r\charscalex100 e\expndtw41 \expnd
tw0 ci\expndtw2 t\expndtw-4 y\expndtw0 .\expndtw42 \charscalex99\expndtw0 A\cha
rscalex100\expndtw42 \charscalex99\expndtw0 s\charscalex100 t\charscalex99 r\ch
arscalex100\expndtw2 u\expndtw0 ctu\charscalex99 r\charscalex100\expndtw-1 e\exp
ndtw0 d\expndtw42 \expndtw0 q\expndtw2 ue\charscalex99\expndtw0 s\charscalex100
t\expndtw1 i\expndtw0 onnai\charscalex99 r\charscalex100 e\expndtw40 \charscal
ex99\expndtw0 w\charscalex100 ill\expndtw44 \expndtw0 be\expndtw42 \charscalex
99\expndtw0 fr\charscalex100\expndtw-1 a\expndtw0 med\expndtw43 \expndtw0 ba\ch
arscalex99 s\charscalex100 ed\expndtw42 \expndtw0 upon\expndtw43 \expndtw0 t\c
harscalex99 h\charscalex100 e\cf0 \cf0 lite\charscalex99 r\charscalex100\expndt
w-1 a\expndtw0 tu\charscalex99 r\charscalex100 e\expndtw60 \charscalex99\expndt
w0 r\charscalex100\expndtw-1 e\expndtw0 v\expndtw2 i\expndtw0 e\charscalex99 w\c
harscalex100\expndtw61 \expndtw0 and\expndtw61 \charscalex99\expndtw2 w\charsc
alex100\expndtw0 ould\expndtw62 \expndtw0 be\expndtw61 \expndtw0 vali\charscal
ex99 d\charscalex100 ated.\expndtw61 \charscalex99\expndtw0 A\charscalex100\exp
ndtw65 \expndtw0 pilot\expndtw63 \charscalex99\expndtw0 s\charscalex100 tu\exp
ndtw3 d\expndtw0 y\expndtw55 \charscalex99\expndtw0 w\charscalex100 ould\expndt
w62 \expndtw0 be\expndtw61 \expndtw0 co\expndtw2 n\expndtw0 ducted\expndtw60
\expndtw0 u\charscalex99 s\charscalex100 ing\expndtw61 \expndtw0 t\charscalex99
h\charscalex100 i\charscalex99 s\cf0\charscalex100 \cf0 que\charscalex99 s\cha
rscalex100 tionnai\charscalex99 r\charscalex100\expndtw-2 e\expndtw0 .\expndtw54
\expndtw1 B\expndtw0 a\charscalex99 s\charscalex100\expndtw-1 e\expndtw0 d\exp
ndtw54 \expndtw0 u\expndtw2 p\expndtw0 on\expndtw55 \expndtw0 the\expndtw55 \
charscalex99\expndtw0 r\charscalex100\expndtw-1 e\charscalex99\expndtw0 s\charsc
alex100 ult\charscalex99 s\charscalex100\expndtw55 \expndtw0 o\charscalex99 f\c
harscalex100\expndtw54 \expndtw0 the\expndtw55 \expndtw0 p\expndtw-1 i\expndtw
0 lot\expndtw55 \charscalex99\expndtw0 s\charscalex100 tu\expndtw3 d\expndtw-7
y\expndtw0 ,\expndtw54 \expndtw0 an\expndtw54 \expndtw0 in\expndtw56 \expndtw
0 depth\expndtw54 \charscalex99\expndtw0 r\charscalex100\expndtw-1 e\charscalex
99\expndtw0 s\charscalex100 e\expndtw-1 a\charscalex99\expndtw0 r\charscalex100
ch\expndtw54 \charscalex99\expndtw0 w\charscalex100 ould\expndtw55 \expndtw0 b
e\cf0 \cf0 condu\expndtw-1 c\expndtw0 ted.\cf0\f0\par\pard\ri-20\sl240\slmult1
\b\cf0\charscalex99\f0 R\charscalex100 E\expndtw-2 F\expndtw0 E\charscalex99 R\c
harscalex100 E\charscalex99 NC\charscalex100 E\charscalex99 S\b0\cf0\charscalex1
00\f0\par\pard\sl-240 \f0\par\pard\sl-240 \par\pard\sa4\sl-120 \fs12\par\pard\li
4457\ri-20\sl240\slmult1 \cf0\f1\fs22 7\cf0\f0\fs24\par\sect\sectd\pgwsxn11906\p
ghsxn16838\marglsxn1440\margrsxn850\margtsxn1134\margbsxn989 \pard\plain\sl-240
\f0\par\pard\sa10\sl-60 \fs6\par\pard\qj\fi-360\li540\ri570\sl276\slmult1 \cf0\f
s24 1.\expndtw120 \charscalex99\expndtw2 J\charscalex100 o\expndtw-6 y\expndtw0
ce\expndtw52 \charscalex99\expndtw0 K\charscalex100 .\charscalex99 H\charscale
x100 .\expndtw51 \charscalex99\expndtw2 N\charscalex100\expndtw-1 ga\expndtw0 ,
\expndtw54 \expndtw-2 L\expndtw0 i\charscalex99 s\charscalex100 a\expndtw54 \c
harscalex99\expndtw0 H\charscalex100\expndtw1 .\expndtw-4 L\expndtw0 .\expndtw52
\charscalex99\expndtw0 Y\charscalex100 o\expndtw2 n\expndtw-2 g\expndtw0 ,\exp
ndtw52 \expndtw0 Ratha\expndtw1 k\charscalex99\expndtw0 r\charscalex100 i\chars
calex99 s\charscalex100 hnan\expndtw51 \charscalex99\expndtw0 D\charscalex100 .
\expndtw53 \charscalex99\expndtw0 S\charscalex100 ellapp\expndtw-1 a\expndtw0 n
,\expndtw52 \charscalex99\expndtw0 (\charscalex100 2010\charscalex99\expndtw6 )
\charscalex100\expndtw0 .\expndtw53 \charscalex99\expndtw0 A\charscalex100\expn
dtw53 \charscalex99\expndtw0 s\charscalex100 tu\expndtw2 d\expndtw0 y\expndtw46
\expndtw2 o\charscalex99\expndtw0 f\cf0\charscalex100 \cf0\charscalex99 f\cha
rscalex100 in\expndtw-1 a\expndtw0 n\expndtw-1 c\expndtw0 ial\expndtw129 \expnd
tw0 a\charscalex99 w\charscalex100 a\charscalex99\expndtw1 r\charscalex100\expnd
tw0 en\expndtw-1 e\charscalex99\expndtw0 ss\charscalex100\expndtw130 \expndtw1
a\expndtw0 mong\expndtw133 \expndtw-4 y\expndtw0 outh\charscalex99 s\charscalex
100 .\expndtw130 \i\charscalex99\expndtw3 Y\charscalex100\expndtw0 oung\i0\expn
dtw127 \i\expndtw0 Con\charscalex99 s\charscalex100 u\charscalex99 m\charscalex
100 e\charscalex99 rs:\i0\charscalex100\expndtw128 \i\charscalex99\expndtw0 I\c
harscalex100 n\charscalex99 s\charscalex100 ight\i0\expndtw130 \i\expndtw0 and\
i0\expndtw129 \i\charscalex99\expndtw0 I\charscalex100 dea\charscalex99 s\i0\ch
arscalex100\expndtw128 \i\expndtw0 fo\charscalex99 r\i0\cf0\charscalex100 \i\c
f0 R\expndtw-1 e\charscalex99\expndtw0 s\charscalex100 pon\charscalex99 s\charsc
alex100 ible\i0 \i\charscalex99 M\charscalex100 a\charscalex99 r\charscalex100
k\expndtw-2 e\expndtw0 te\charscalex99 rs\i0\charscalex100 , \expndtw2 1\expndtw
0 1 \charscalex99 (\charscalex100 4\charscalex99 )\charscalex100 , 277 \u8211? 2
90.\cf0\f0\par\pard\fi-360\li540\ri530\sl275\slmult1 \cf0\f0 2.\expndtw120 \cha
rscalex99\expndtw0 M\charscalex100 ukul\expndtw48 \charscalex99\expndtw0 G\char
scalex100 .\expndtw47 \charscalex99\expndtw0 As\charscalex100 he\charscalex99 r
\charscalex100 ,\expndtw46 \charscalex99\expndtw0 A\charscalex100 ma\charscalex
99 r\charscalex100 endu\expndtw47 \charscalex99\expndtw0 N\charscalex100 an\exp
ndtw3 d\expndtw-4 y\expndtw0 ,\expndtw47 \charscalex99\expndtw0 (\charscalex100
2006\charscalex99\expndtw1 )\charscalex100\expndtw0 .\expndtw48 \expndtw1 Re\c
harscalex99\expndtw0 f\charscalex100 o\charscalex99\expndtw-1 r\charscalex100\ex
pndtw0 ming\expndtw46 \expndtw0 p\charscalex99 r\charscalex100 ovident\expndtw4
7 \expndtw0 and\expndtw49 \expndtw0 pen\charscalex99 s\charscalex100 ion\expnd
tw47 \charscalex99\expndtw0 f\charscalex100 und\cf0 \cf0\charscalex99 r\charsc
alex100 e\expndtw-1 g\expndtw0 ulation in\expndtw1 \charscalex99\expndtw-2 I\ch
arscalex100\expndtw0 ndia. \i Jou\charscalex99 r\charscalex100\expndtw1 n\expndt
w0 al\i0 \i of\i0\expndtw1 \i\expndtw0 Financial\i0 \i R\expndtw-1 e\expndtw0
gulati\expndtw-1 o\expndtw0 n\i0 \i and\i0 \i Co\charscalex99 m\charscalex100
plianc\expndtw1 e\i0\expndtw0 , 14\charscalex99 (\charscalex100 3\charscalex99
)\charscalex100 ,\expndtw1 \expndtw0 273 \charscalex99 -\charscalex100 284\cf0
\f0\par\pard\fi-360\li540\ri534\sl276\slmult1 \cf0\f0 3.\expndtw120 \charscalex
99\expndtw0 M\charscalex100 a\charscalex99 s\charscalex100 te\charscalex99 r\cha
rscalex100 C\expndtw-1 a\charscalex99\expndtw0 r\charscalex100 d\expndtw10 \exp
ndtw1 W\expndtw0 o\charscalex99 r\charscalex100 ld\charscalex99 w\charscalex100
ide\expndtw13 \charscalex99\expndtw0 I\charscalex100 n\charscalex99 s\charscale
x100 i\expndtw-2 g\expndtw0 ht\charscalex99 s\charscalex100\expndtw61 \charscal
ex99\expndtw0 Q\charscalex100 1\expndtw12 \expndtw0 2011:\expndtw12 \charscale
x99\expndtw0 H\charscalex100 o\charscalex99 w\charscalex100\expndtw11 \expndtw1
W\expndtw0 ell\expndtw12 \charscalex99\expndtw0 D\charscalex100 o\expndtw11 \
expndtw1 W\expndtw-1 o\expndtw0 men\expndtw10 \charscalex99\expndtw0 K\charscal
ex100 no\charscalex99 w\charscalex100\expndtw11 \expndtw0 Thei\charscalex99 r\c
harscalex100\expndtw10 \charscalex99\expndtw0 M\charscalex100 on\expndtw4 e\exp
ndtw-6 y\expndtw0 :\cf0 \cf0\charscalex99\expndtw-1 F\charscalex100\expndtw0 in
an\expndtw-1 c\expndtw0 ial\expndtw1 \expndtw-2 L\expndtw0 it\expndtw1 e\charsc
alex99\expndtw0 r\charscalex100\expndtw-1 a\expndtw3 c\expndtw0 y\expndtw-2 \ch
arscalex99\expndtw0 A\charscalex100\expndtw-1 c\charscalex99\expndtw0 r\charscal
ex100 o\charscalex99\expndtw1 s\expndtw0 s\charscalex100 \charscalex99 As\chars
calex100 ia/\charscalex99 P\charscalex100 a\expndtw-1 c\expndtw0 i\charscalex99
f\charscalex100 ic, \charscalex99 M\charscalex100 iddle Ea\charscalex99 s\charsc
alex100 t and \charscalex99 Af\expndtw-1 r\charscalex100\expndtw0 ica\cf0\f0\par
\pard\fi-360\li540\ri528\sl275\slmult1 \cf0\f0 4.\expndtw120 \expndtw0 T\expndt
w-1 a\expndtw0 b\expndtw-1 e\expndtw0 a\expndtw82 \expndtw-1 B\expndtw0 uc\expn
dtw1 h\expndtw0 e\charscalex99\expndtw-1 r\expndtw0 -K\charscalex100 oen\expndtw
-1 e\expndtw0 n,\expndtw83 \charscalex99\expndtw0 A\charscalex100 nnama\charsca
lex99\expndtw-1 r\charscalex100\expndtw0 ia\expndtw82 \expndtw-2 L\expndtw0 u\c
harscalex99 s\charscalex100\expndtw1 a\charscalex99\expndtw0 r\charscalex100 di,
\expndtw81 \expndtw0 Rob\expndtw84 \charscalex99\expndtw0 A\charscalex100 le\c
harscalex99 ss\charscalex100 ie,\expndtw80 \expndtw0 and\expndtw81 \charscalex
99\expndtw0 M\charscalex100 a\expndtw-1 a\charscalex99\expndtw0 r\charscalex100
t\expndtw-1 e\expndtw0 n\expndtw82 \expndtw0 van\expndtw81 \expndtw0 Ro\charsc
alex99 o\charscalex100 ij\cf0 \cf0\charscalex99 (\charscalex100 2012\charscalex
99 )\charscalex100 .\expndtw-1 \charscalex99\expndtw0 H\charscalex100 o\charsca
lex99 w\charscalex100\expndtw-1 \charscalex99 f\charscalex100\expndtw0 i\expndt
w2 n\expndtw0 an\expndtw-1 c\expndtw0 ial\expndtw4 l\expndtw0 y\expndtw-4 \expn
dtw0 lite\charscalex99 r\charscalex100\expndtw-1 a\expndtw0 te a\charscalex99 r\
charscalex100 e \charscalex99 w\charscalex100 om\expndtw-1 e\expndtw0 n?\expndtw
3 \charscalex99\expndtw1 S\charscalex100\expndtw0 ome n\expndtw-1 e\charscalex9
9\expndtw0 w\charscalex100 p\expndtw-1 e\charscalex99\expndtw0 rs\charscalex100
\expndtw1 p\expndtw0 e\expndtw-1 c\expndtw0 tiv\expndtw-1 e\charscalex99\expndtw
0 s\charscalex100 on the\expndtw1 \expndtw-1 ge\expndtw0 n\expndtw1 d\expndtw0
e\charscalex99 r\charscalex100 \expndtw-1 ga\expndtw2 p\expndtw0 .\cf0\f0\par\
pard\fi-360\li540\ri536\sl276\slmult1 \cf0\f0 5.\expndtw120 \charscalex99\expnd
tw0 A\expndtw1 N\charscalex100\expndtw0 Z\expndtw69 \charscalex99\expndtw0 (\ch
arscalex100 200\expndtw1 5\charscalex99\expndtw0 )\charscalex100 ,\expndtw72 \c
harscalex99\expndtw0 A\charscalex100 dult\expndtw75 \charscalex99\expndtw-1 F\c
harscalex100\expndtw0 inan\expndtw-1 c\expndtw0 ial\expndtw73 \expndtw-2 L\expn
dtw0 ite\charscalex99\expndtw1 r\charscalex100\expndtw0 a\expndtw2 c\expndtw-4 y
\expndtw0 ,\expndtw73 \charscalex99\expndtw1 P\charscalex100\expndtw0 e\charsca
lex99 rs\charscalex100\expndtw1 o\expndtw0 nal\expndtw71 \charscalex99\expndtw0
D\charscalex100 ebt\expndtw73 \expndtw0 and\expndtw74 \charscalex99\expndtw-1
F\charscalex100\expndtw0 inan\expndtw-1 c\expndtw0 ial\expndtw73 \charscalex99
\expndtw0 D\charscalex100 i\charscalex99 f\expndtw-1 f\charscalex100\expndtw0 ic
ul\expndtw4 t\expndtw0 y\expndtw67 \expndtw0 in\cf0 \cf0\charscalex99 A\charsc
alex100 u\charscalex99 s\charscalex100 t\charscalex99 r\charscalex100\expndtw-1
a\expndtw0 lia, \charscalex99 S\charscalex100 umma\charscalex99\expndtw1 r\chars
calex100\expndtw0 y\expndtw-4 \expndtw2 R\expndtw0 e\expndtw1 p\expndtw0 o\char
scalex99 r\charscalex100 t \charscalex99 A\charscalex100 C \charscalex99 N\chars
calex100\expndtw-1 e\expndtw0 il\charscalex99 s\charscalex100 on.\cf0\f0\par\par
d\li180\ri-20\sl240\slmult1 \cf0\f0 6.\expndtw120 \charscalex99\expndtw0 A\char
scalex100 u\charscalex99 s\charscalex100 t\charscalex99 r\charscalex100\expndtw-
1 a\expndtw0 lian \charscalex99 G\charscalex100 ove\charscalex99 r\charscalex100
nm\expndtw-1 e\expndtw0 nt\charscalex99 \u8217?s\charscalex100\expndtw1 \chars
calex99\expndtw0 r\charscalex100 epo\charscalex99 r\charscalex100 t \charscalex9
9 o\charscalex100 n \charscalex99\expndtw-2 F\charscalex100\expndtw0 i\expndtw2
n\expndtw0 an\expndtw-1 c\expndtw0 ial\expndtw1 \expndtw-2 L\expndtw0 ite\chars
calex99\expndtw1 r\charscalex100\expndtw0 a\expndtw2 c\expndtw0 y\expndtw-4 \ex
pndtw-1 a\expndtw0 mo\expndtw2 n\expndtw0 g\expndtw-1 \charscalex99\expndtw0 M\
charscalex100 a\charscalex99\expndtw2 r\charscalex100\expndtw-2 g\expndtw0 inali
\charscalex99 s\charscalex100 ed\expndtw1 W\expndtw0 omen\cf0\f0\par\pard\sl-40
\f0\fs4\par\pard\fi-360\li540\ri538\sl275\slmult1 \cf0\fs24 7.\expndtw120 \cha
rscalex99\expndtw0 I\expndtw-3 I\expndtw0 M\charscalex100\expndtw13 \charscalex
99\expndtw0 A\charscalex100\expndtw14 \charscalex99\expndtw0 r\charscalex100\ex
pndtw-1 e\expndtw0 p\expndtw2 o\charscalex99\expndtw0 r\charscalex100 t\expndtw1
1 \expndtw0 on\expndtw12 \charscalex99\expndtw0 A\charscalex100\expndtw13 \ch
arscalex99\expndtw1 S\charscalex100\expndtw0 u\charscalex99 r\charscalex100\expn
dtw2 v\expndtw1 e\expndtw0 y\expndtw9 \expndtw0 o\charscalex99 f\charscalex100\
expndtw13 \charscalex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw2 i\ex
pndtw0 al\expndtw11 \expndtw0 l\expndtw1 i\expndtw0 te\charscalex99 r\charscale
x100 a\expndtw3 c\expndtw0 y\expndtw7 \expndtw1 a\expndtw0 mong\expndtw10 \cha
rscalex99\expndtw1 S\charscalex100\expndtw0 tudent\charscalex99 s\charscalex100
,\expndtw12 \charscalex99\expndtw0 Y\charscalex100 ou\expndtw2 n\expndtw0 g\exp
ndtw12 \expndtw1 e\expndtw0 mpl\expndtw3 o\expndtw-4 y\expndtw-1 ee\charscalex9
9\expndtw0 s\charscalex100\expndtw13 \expndtw0 and\cf0 \cf0 the \charscalex99\
expndtw-1 r\charscalex100 e\expndtw0 ti\charscalex99 r\charscalex100\expndtw-1 e
\expndtw0 d in\expndtw2 \charscalex99\expndtw-2 I\charscalex100\expndtw0 ndia.\
cf0\f0\par\pard\qj\fi-360\li540\ri569\sl276\slmult1 \cf0\f0 8.\expndtw120 \expn
dtw0 Ronal\charscalex99 d\charscalex100\expndtw86 \charscalex99\expndtw0 A\char
scalex100 .\expndtw85 \charscalex99\expndtw1 S\charscalex100\expndtw0 a\expndtw
-2 g\expndtw-1 e\charscalex99\expndtw0 s\charscalex100 ,\expndtw86 \charscalex9
9\expndtw3 J\charscalex100\expndtw0 ohn\expndtw86 \expndtw0 E.\expndtw86 \char
scalex99\expndtw0 Gr\charscalex100\expndtw-1 a\expndtw0 ble\expndtw86 \charscal
ex99\expndtw0 (\charscalex100 201\expndtw1 0\charscalex99\expndtw0 )\charscalex1
00 .\expndtw86 \charscalex99\expndtw0 F\charscalex100\expndtw1 i\expndtw0 nan\e
xpndtw-1 c\expndtw0 ial\expndtw86 \charscalex99\expndtw0 N\charscalex100 ume\ch
arscalex99 r\charscalex100 a\expndtw3 c\expndtw-4 y\expndtw0 ,\expndtw85 \chars
calex99\expndtw2 N\charscalex100\expndtw0 et\expndtw88 \expndtw1 W\expndtw0 o\c
harscalex99 r\charscalex100 th,\expndtw86 \expndtw0 a\charscalex99 n\charscalex
100 d\cf0 \cf0\charscalex99\expndtw-1 F\charscalex100\expndtw0 inan\expndtw-1 c
\expndtw0 ial\expndtw46 \charscalex99\expndtw0 M\charscalex100 a\expndtw2 n\exp
ndtw1 a\expndtw-1 ge\expndtw0 ment\expndtw49 \charscalex99\expndtw1 S\charscale
x100\expndtw0 kill\charscalex99 s\charscalex100 :\expndtw47 \expndtw0 Cl\expndt
w1 i\expndtw0 ent\expndtw47 \expndtw1 C\expndtw0 ha\charscalex99 r\charscalex10
0\expndtw-2 a\expndtw-1 c\expndtw0 te\charscalex99\expndtw-1 r\charscalex100\exp
ndtw0 i\charscalex99 s\charscalex100 tic\charscalex99 s\charscalex100\expndtw47
\expndtw0 That\expndtw47 \charscalex99\expndtw0 D\charscalex100 i\charscalex99
ff\charscalex100\expndtw-1 e\charscalex99\expndtw0 r\charscalex100\expndtw48 \
expndtw0 B\expndtw-1 a\charscalex99\expndtw0 s\charscalex100\expndtw-1 e\expndtw
0 d\expndtw49 \expndtw0 on\expndtw48 \charscalex99\expndtw-1 F\charscalex100\e
xpndtw0 inan\expndtw-1 c\expndtw0 ial\cf0 \cf0 Ri\charscalex99 s\charscalex100
k To\expndtw1 l\expndtw0 e\charscalex99 r\charscalex100\expndtw-2 a\expndtw0 n\e
xpndtw-1 c\expndtw0 e.\expndtw1 \i\expndtw0 Jou\charscalex99 r\charscalex100 na
l\i0 \i of\i0 \i F\expndtw1 i\expndtw0 nancial\i0 \i Se\charscalex99 r\charsc
alex100\expndtw-1 v\expndtw0 ice\i0\expndtw-2 \i\expndtw0 P\charscalex99 r\char
scalex100 o\expndtw2 f\expndtw0 e\charscalex99 ss\charscalex100 ional\charscalex
99\expndtw2 s\i0\charscalex100\expndtw0 , 57\charscalex99 -\charscalex100 65.\cf
0\f0\par\pard\qj\fi-360\li540\ri567\sl276\slmult1 \cf0\f0 9.\expndtw120 \cf1\ch
arscalex99\expndtw0 A\charscalex100 b\charscalex99\expndtw-1 r\charscalex100 a\e
xpndtw0 h\expndtw-1 a\expndtw0 m\expndtw91 \charscalex99\expndtw0 A\charscalex1
00 n\charscalex99 s\charscalex100 o\expndtw2 n\expndtw-2 g\expndtw0 ,\expndtw92
\charscalex99\expndtw0 M\charscalex100 i\expndtw1 c\expndtw0 ha\expndtw-1 e\exp
ndtw0 l\expndtw91 \charscalex99\expndtw0 As\charscalex100 iedu\expndtw90 \char
scalex99\expndtw4 G\charscalex100\expndtw-4 y\expndtw-1 e\expndtw0 n\charscalex9
9\expndtw2 s\charscalex100\expndtw0 a\charscalex99 r\charscalex100 e\expndtw92
\charscalex99\expndtw0 (\charscalex100 2012\charscalex99 )\charscalex100 .\expnd
tw90 \charscalex99\expndtw0 D\charscalex100 ete\charscalex99 r\charscalex100 mi
nant\charscalex99 s\charscalex100\expndtw91 \expndtw0 o\charscalex99 f\charscal
ex100\expndtw91 \charscalex99\expndtw0 U\charscalex100 nive\charscalex99 rs\cha
rscalex100 i\expndtw4 t\expndtw0 y\cf0 \cf1\expndtw1 W\expndtw0 o\charscalex99
r\charscalex100 kin\expndtw-2 g\charscalex99\expndtw-1 -\expndtw0 S\charscalex10
0 tudent\charscalex99 s\u8217?\charscalex100\expndtw105 \charscalex99\expndtw0
F\charscalex100 inancial\expndtw107 \expndtw-4 L\expndtw0 it\expndtw1 e\charsca
lex99\expndtw0 r\charscalex100\expndtw-1 a\expndtw3 c\expndtw0 y\expndtw103 \ex
pndtw0 at\expndtw105 \expndtw0 the\expndtw107 \charscalex99\expndtw0 U\charsca
lex100 nive\charscalex99 rs\charscalex100 i\expndtw2 t\expndtw0 y\expndtw100 \e
xpndtw0 o\charscalex99 f\charscalex100\expndtw105 \expndtw0 Ca\expndtw2 p\expnd
tw0 e\expndtw104 \expndtw3 C\expndtw0 oa\charscalex99 s\charscalex100 t,\expndt
w105 \charscalex99\expndtw0 G\charscalex100 han\expndtw-1 a\expndtw0 ,\cf0 \i\
cf0\charscalex99 I\charscalex100 nt\expndtw-1 e\charscalex99\expndtw0 r\charscal
ex100 national\i0\expndtw1 \i\expndtw0 Jou\charscalex99 r\charscalex100 nal\i0
\i of\i0 \i Bu\charscalex99 s\charscalex100 ine\charscalex99 ss\i0\charscalex1
00\expndtw1 \i\expndtw0 and\i0 \i\charscalex99 M\charscalex100 anag\expndtw-1
e\charscalex99\expndtw0 m\charscalex100 en\expndtw1 t\i0\expndtw0 , 7\charscalex
99 (\charscalex100 9\charscalex99\expndtw-1 )\charscalex100\expndtw0 , 126\chars
calex99 -\charscalex100 135.\cf0\f0\par\pard\qj\fi-360\li540\ri569\sl275\slmult1
\tx4922 \cf0\f0 10. \charscalex99 K\charscalex100\expndtw-1 e\expndtw0 nic\chars
calex99 h\charscalex100 i\charscalex99\expndtw-1 r\charscalex100\expndtw0 o\expn
dtw73 \expndtw1 C\expndtw0 hinen,\expndtw76 \charscalex99\expndtw0 H\charscale
x100 id\expndtw1 e\expndtw0 ki\expndtw75 \expndtw0 En\charscalex99 d\charscalex
100 o\expndtw74 \charscalex99\expndtw0 (\charscalex100 2012\charscalex99 )\char
scalex100 .\tab \expndtw1 E\charscalex99\expndtw0 ff\charscalex100 e\expndtw1 c\
expndtw0 t\charscalex99 s\charscalex100\expndtw75 \expndtw0 o\charscalex99 f\ch
arscalex100\expndtw74 \charscalex99\expndtw0 A\charscalex100 ttitude\expndtw74
\expndtw0 and\expndtw75 \expndtw1 B\expndtw2 a\expndtw1 c\expndtw0 k\expndtw-1
g\charscalex99\expndtw0 r\charscalex100 ound\expndtw74 \expndtw0 on\cf0 \cf0\
charscalex99 S\charscalex100 tude\charscalex99 n\charscalex100 t\charscalex99 s\
u8217?\charscalex100\expndtw16 \charscalex99\expndtw1 P\charscalex100\expndtw0
e\charscalex99 rs\charscalex100 on\expndtw-1 a\expndtw0 l\expndtw17 \charscalex
99\expndtw-1 F\charscalex100\expndtw0 i\expndtw2 n\expndtw0 a\expndtw1 n\expndtw
0 cial\expndtw16 \charscalex99\expndtw0 A\charscalex100 bili\expndtw3 t\expndtw
-4 y\expndtw0 :\expndtw16 \charscalex99\expndtw0 A\charscalex100\expndtw19 \ch
arscalex99\expndtw0 U\charscalex100 nited\expndtw16 \charscalex99\expndtw0 S\ch
arscalex100 tate\charscalex99 s\charscalex100\expndtw16 \charscalex99\expndtw1
S\charscalex100\expndtw0 u\charscalex99 r\charscalex100 v\expndtw3 e\expndtw0 y.
\expndtw18 \i\charscalex99\expndtw0 I\charscalex100 nte\charscalex99 r\charscal
ex100 national\i0\expndtw17 \i\expndtw0 Jou\charscalex99 r\charscalex100 nal\i0
\expndtw16 \i\expndtw0 of\i0\cf0 \i\cf0\charscalex99 M\charscalex100 anag\expn
dtw-1 e\charscalex99\expndtw0 m\charscalex100\expndtw-2 e\expndtw0 nt\i0 , 29\ch
arscalex99 (\charscalex100\expndtw1 2\charscalex99\expndtw0 )\charscalex100 , 77
8\charscalex99\expndtw2 -\charscalex100\expndtw0 793\cf0\f0\par\pard\qj\fi-360\l
i540\ri566\sl276\slmult1 \cf0\f0 11. Richa\charscalex99 r\charscalex100 d\expndt
w2 \charscalex99\expndtw1 S\charscalex100\expndtw0 hamba\charscalex99\expndtw-1
r\charscalex100 e\expndtw0 ,\expndtw4 \expndtw0 Ro\expndtw2 b\expndtw1 e\chars
calex99\expndtw0 r\charscalex100 t\expndtw5 \expndtw0 Ru\expndtw-1 g\expndtw0 i
mbana\expndtw5 \charscalex99\expndtw0 (\charscalex100 201\expndtw2 2\charscalex
99\expndtw0 )\charscalex100 .\expndtw4 \charscalex99\expndtw0 F\charscalex100\e
xpndtw1 i\expndtw0 nan\expndtw-1 c\expndtw0 ial\expndtw6 \expndtw-1 L\expndtw0
it\expndtw-1 e\charscalex99\expndtw0 r\charscalex100 a\expndtw3 c\expndtw0 y \ch
arscalex99 A\charscalex100 mo\expndtw2 n\expndtw0 g\expndtw5 \expndtw0 the\expn
dtw4 \expndtw0 Educ\expndtw-1 a\expndtw0 ted:\cf0 \cf0\charscalex99 A\charscal
ex100 n\expndtw40 \expndtw0 E\expndtw1 x\expndtw0 plo\charscalex99 r\charscalex
100 ato\charscalex99\expndtw1 r\charscalex100\expndtw0 y\expndtw34 \charscalex9
9\expndtw0 S\charscalex100 tu\expndtw5 d\expndtw0 y\expndtw34 \expndtw2 o\chars
calex99\expndtw0 f\charscalex100\expndtw40 \charscalex99\expndtw0 S\charscalex1
00 ele\expndtw-1 c\expndtw0 ted\expndtw39 \charscalex99\expndtw0 U\charscalex10
0 nive\charscalex99 rs\charscalex100 i\expndtw4 t\expndtw0 y\expndtw34 \charsca
lex99\expndtw0 S\charscalex100\expndtw3 t\expndtw0 udent\charscalex99 s\charscal
ex100\expndtw40 \expndtw0 in\expndtw41 \charscalex99\expndtw1 S\charscalex100\
expndtw0 outh\expndtw39 \charscalex99\expndtw0 A\expndtw-1 f\expndtw0 r\charsca
lex100 i\expndtw-1 c\expndtw4 a\expndtw0 .\expndtw44 \i\charscalex99\expndtw0 T
\charscalex100 hunde\charscalex99 r\charscalex100 bi\charscalex99 r\charscalex10
0 d\i0\cf0 \i\cf0\charscalex99 I\charscalex100 nt\expndtw-1 e\charscalex99\expn
dtw0 r\charscalex100 national\i0\expndtw1 \i\expndtw0 Bu\charscalex99 s\charsca
lex100 ine\charscalex99 ss\i0\charscalex100 \i R\expndtw-1 ev\expndtw0 ie\expnd
tw1 w\i0\expndtw0 , 54\charscalex99 (\charscalex100 4\charscalex99\expndtw-1 )\c
harscalex100\expndtw0 , 51\expndtw2 8\charscalex99\expndtw0 -\charscalex100 591\
cf0\f0\par\pard\fi-360\li540\ri528\sl276\slmult1 \cf0\f0 12. \expndtw-2 L\expndt
w0 u\charscalex99 s\charscalex100 a\charscalex99 rd\charscalex100 i,\expndtw17
\charscalex99\expndtw0 A\charscalex100 .\expndtw16 \expndtw0 and\expndtw19 \ch
arscalex99\expndtw0 M\charscalex100 itchel\expndtw2 l\expndtw0 ,\expndtw16 \cha
rscalex99\expndtw0 O\charscalex100 .\expndtw16 \charscalex99\expndtw1 S\charsca
lex100\expndtw0 .\expndtw17 \charscalex99\expndtw0 (\charscalex100 2007\charsca
lex99 )\charscalex100 .\expndtw17 \charscalex99\expndtw0 F\charscalex100 inan\e
xpndtw-2 c\expndtw2 i\expndtw0 al\expndtw16 \expndtw0 l\expndtw1 i\expndtw0 te\
charscalex99 r\charscalex100\expndtw-1 a\expndtw2 c\expndtw0 y\expndtw14 \expnd
tw0 and\expndtw16 \charscalex99\expndtw0 r\charscalex100\expndtw-1 e\expndtw0 t
i\charscalex99\expndtw1 r\charscalex100\expndtw0 ement\expndtw18 \expndtw0 p\ch
arscalex99 r\charscalex100 ep\expndtw-1 a\charscalex99\expndtw6 r\charscalex100\
expndtw0 edn\expndtw-1 e\charscalex99\expndtw0 ss\charscalex100 :\cf0 \cf0 Evid
en\expndtw-1 c\expndtw0 e\expndtw-1 a\expndtw0 nd implic\expndtw-1 a\expndtw0 t
io\expndtw2 n\charscalex99\expndtw0 s\charscalex100 \charscalex99 f\charscalex1
00 o\charscalex99 r\charscalex100 \charscalex99\expndtw-1 f\charscalex100\expnd
tw0 inan\expndtw-1 c\expndtw2 i\expndtw0 al educ\expndtw-1 a\expndtw0 tion.\expn
dtw3 \i\expndtw0 Bu\charscalex99 s\charscalex100 ine\charscalex99 ss\i0\charsca
lex100 \i E\expndtw-1 c\expndtw0 ono\charscalex99 m\charscalex100 ic\charscalex
99 s\i0\charscalex100 , 42,\expndtw1 \expndtw0 3\expndtw1 5\expndtw0 \u8211?44.
\cf0\f0\par\pard\fi-360\li540\ri529\sl275\slmult1 \cf1\f0 13. \charscalex99\expn
dtw-1 F\charscalex100 a\expndtw0 la\expndtw1 h\expndtw0 ati,\expndtw42 \expndtw
-4 L\expndtw0 .,\expndtw41 \expndtw0 and\expndtw40 \charscalex99\expndtw0 P\ch
arscalex100 aim,\expndtw41 \expndtw-2 L\expndtw0 .\expndtw40 \charscalex99\exp
ndtw0 (\charscalex100 2011\charscalex99 )\charscalex100 .\expndtw41 \charscalex
99\expndtw0 G\charscalex100 ende\charscalex99 r\charscalex100\expndtw40 \expndt
w0 di\charscalex99 ff\charscalex100\expndtw-1 e\charscalex99\expndtw0 r\charscal
ex100 en\expndtw-1 ce\charscalex99\expndtw0 s\charscalex100\expndtw40 \expndtw0
in\expndtw41 \charscalex99\expndtw0 f\charscalex100 inan\expndtw-1 c\expndtw0
ial\expndtw40 \charscalex99\expndtw1 w\charscalex100\expndtw0 el\expndtw4 l\cha
rscalex99\expndtw2 -\charscalex100\expndtw0 being\expndtw38 \expndtw0 amo\expnd
tw1 n\expndtw0 g\cf0 \cf1 coll\expndtw-1 e\expndtw0 ge\expndtw-1 \charscalex99
\expndtw0 s\charscalex100 tudent\charscalex99 s\charscalex100 . \i Au\charscalex
99 s\charscalex100 t\charscalex99 r\charscalex100 al\expndtw1 i\expndtw0 an\i0
\i Jou\charscalex99 r\charscalex100 nal\i0 \i of\i0 \i Ba\charscalex99 s\chars
calex100 ic\i0 \i and\i0 \i Applied\i0 \i S\expndtw-1 c\expndtw0 ien\expndtw-
1 ce\charscalex99\expndtw1 s\i0\charscalex100\expndtw0 , \expndtw2 5\charscalex9
9\expndtw0 (\charscalex100 9\charscalex99 )\charscalex100 , \expndtw1 1\expndtw0
76\expndtw1 5\charscalex99\expndtw0 -\charscalex100 1776.\cf0\f0\par\pard\fi-36
0\li540\ri533\sl276\slmult1 \cf0\f0 14. \cf1\expndtw-2 L\expndtw0 u\charscalex99
s\charscalex100 a\charscalex99 rd\charscalex100 i,\expndtw17 \charscalex99\exp
ndtw0 A\charscalex100 .,\expndtw18 \charscalex99\expndtw0 M\charscalex100 itche
ll,\expndtw16 \charscalex99\expndtw0 O\charscalex100\expndtw2 .\charscalex99\ex
pndtw1 S\charscalex100\expndtw0 .,\expndtw19 \expndtw0 and\expndtw16 \expndtw0
Cu\charscalex99 r\charscalex100 to,\expndtw17 \charscalex99\expndtw0 V\charsca
lex100 .\expndtw18 \charscalex99\expndtw0 (\charscalex100 201\expndtw1 0\charsc
alex99\expndtw0 )\charscalex100 .\expndtw18 \charscalex99\expndtw0 F\charscalex
100 ina\expndtw1 n\expndtw0 cial\expndtw15 \expndtw0 l\expndtw1 i\expndtw0 te\c
harscalex99\expndtw1 r\charscalex100\expndtw0 a\expndtw3 c\expndtw0 y\expndtw14
\expndtw0 amo\expndtw1 n\expndtw0 g\expndtw15 \expndtw0 t\expndtw2 h\expndtw0
e\expndtw21 \expndtw-4 y\expndtw0 ou\expndtw1 n\expndtw-1 g\expndtw0 .\cf0 \i\
cf1 Jou\charscalex99 r\charscalex100 nal\i0 \i of\i0 \i Con\charscalex99 s\cha
rscalex100 u\charscalex99 m\charscalex100 e\charscalex99 r\i0\charscalex100 \i
Affai\charscalex99 r\expndtw2 s\i0\charscalex100\expndtw0 , 44\charscalex99 (\ch
arscalex100 2\charscalex99\expndtw-1 )\charscalex100\expndtw0 , 358\u8211?380.\c
f0\f0\par\pard\sl-240 \f0\par\pard\sa3\sl-80 \fs8\par\pard\ri536\sl275\slmult1 \
b\cf0\fs24 T\charscalex99\expndtw1 h\charscalex100\expndtw0 e\b0\expndtw30 \b\c
harscalex99\expndtw0 p\charscalex100 a\charscalex99\expndtw1 p\charscalex100\exp
ndtw0 er\b0\expndtw29 \b\charscalex99\expndtw-2 m\charscalex100\expndtw0 ay\b0\
expndtw30 \b\charscalex99\expndtw1 b\charscalex100\expndtw0 e\b0\expndtw32 \b\
expndtw0 r\expndtw-1 e\expndtw0 v\expndtw2 i\expndtw0 e\charscalex99\expndtw1 w\
charscalex100\expndtw0 e\charscalex99 d\b0\charscalex100\expndtw30 \b\expndtw0
a\charscalex99\expndtw1 n\expndtw0 d\b0\charscalex100\expndtw32 \b\charscalex99
\expndtw0 s\expndtw1 u\charscalex100\expndtw0 gge\charscalex99 st\charscalex100\
expndtw-2 e\charscalex99\expndtw0 d\b0\charscalex100\expndtw31 \b\charscalex99\
expndtw0 w\charscalex100\expndtw-1 i\charscalex99\expndtw0 th\b0\charscalex100\e
xpndtw30 \b\charscalex99\expndtw0 th\charscalex100 e\b0\expndtw30 \b\expndtw0
a\charscalex99\expndtw1 p\expndtw0 p\charscalex100 ro\charscalex99 p\charscalex1
00 ria\charscalex99 t\charscalex100 e\b0\expndtw29 \b\charscalex99\expndtw0 t\c
harscalex100 oo\expndtw2 l\charscalex99\expndtw0 s\b0\charscalex100\expndtw31 \
b\charscalex99\expndtw0 t\charscalex100 o\b0\expndtw30 \b\charscalex99\expndtw1
b\charscalex100\expndtw0 e\b0\expndtw30 \b\charscalex99\expndtw1 u\expndtw0 s\
charscalex100 e\charscalex99 d\b0\charscalex100\expndtw31 \b\expndtw0 a\charsca
lex99 nd\b0\cf0\charscalex100 \b\cf0 c\expndtw1 o\charscalex99\expndtw0 m\expnd
tw-3 m\charscalex100\expndtw-1 e\charscalex99\expndtw0 nts\b0\charscalex100 \b\
charscalex99\expndtw1 f\charscalex100\expndtw0 or\b0 \b\expndtw1 i\charscalex99
\expndtw-2 m\expndtw0 p\charscalex100 rove\charscalex99 m\charscalex100\expndtw-
1 e\charscalex99\expndtw0 nt\b0\charscalex100 \b o\charscalex99 f\b0\charscalex
100\expndtw1 \b\charscalex99\expndtw0 t\expndtw3 h\charscalex100\expndtw0 e\b0
\b\charscalex99 p\charscalex100 a\charscalex99 p\charscalex100 e\expndtw-1 r\ex
pndtw0 .\b0\cf0\f0\par\pard\sl-240 \f0\par\pard\sa19\sl-60 \fs6\par\pard\ri534\s
l275\slmult1 \b\cf0\fs24 M.\b0\expndtw83 \b\expndtw-1 G\expndtw0 o\charscalex99
w\charscalex100 ri,\b0\expndtw84 \b\charscalex99\expndtw0 Ass\charscalex100 i\
charscalex99 st\charscalex100 a\charscalex99 nt\b0\charscalex100\expndtw86 \b\e
xpndtw-2 P\expndtw0 ro\charscalex99 f\charscalex100 e\charscalex99 ss\charscalex
100 or,\b0\expndtw84 \b\expndtw0 G\charscalex99 R\charscalex100 G\b0\expndtw85
\b\charscalex99\expndtw0 S\charscalex100 c\charscalex99 h\charscalex100 ool\b0\
expndtw84 \b\expndtw0 o\charscalex99 f\b0\charscalex100\expndtw86 \b\expndtw0
Ma\charscalex99 n\charscalex100 ag\expndtw-1 e\charscalex99\expndtw0 m\charscale
x100\expndtw-1 e\charscalex99\expndtw0 nt\b0\charscalex100\expndtw83 \b\charsca
lex99\expndtw0 S\expndtw2 t\expndtw0 u\expndtw1 d\charscalex100\expndtw0 ie\char
scalex99 s\charscalex100 ,\b0\expndtw84 \b\expndtw-2 P\expndtw-1 ee\expndtw0 l\
expndtw2 a\charscalex99\expndtw0 m\charscalex100\expndtw-1 e\charscalex99\expndt
w0 du\charscalex100 ,\b0\cf0 \b\cf0\charscalex99 C\charscalex100 oi\charscalex9
9\expndtw-3 m\expndtw0 b\charscalex100 a\charscalex99 t\charscalex100\expndtw2 o
\expndtw0 r\expndtw-1 e\expndtw0 \u8211?641004\b0\cf0\f0\par\pard\ri6772\sl275\s
lmult1 \b\cf0\f0 E\charscalex99\expndtw-2 m\charscalex100\expndtw0 ail\charscale
x99 :\b0\charscalex100 \b go\charscalex99\expndtw1 w\charscalex100\expndtw0 ri\
charscalex99 @\charscalex100 grg\charscalex99\expndtw1 s\expndtw-3 m\expndtw0 s\
charscalex100\expndtw2 .\expndtw0 c\expndtw1 o\charscalex99\expndtw0 m\b0\cf0\ch
arscalex100 \b\cf0 Ha\charscalex99\expndtw1 n\expndtw0 ds\charscalex100 e\chars
calex99 t:\b0\charscalex100\expndtw-1 \b\expndtw0 9\charscalex99 8\charscalex10
0 43094100\b0\cf0\f0\par\pard\sl-240 \f0\par\pard\sl-240 \par\pard\sl-240 \par\p
ard\sl-240 \par\pard\sl-240 \par\pard\sa15\sl-220 \fs22\par\pard\li4457\ri-20\sl
240\slmult1 \cf0\f1 8\cf0\f0\fs24\par}

S-ar putea să vă placă și