(

Credit Guarantee Fund

Trust for Micro and
Small Enterprises
(Set up by Government of India
and SIDBI)s
September 21,2007

CGTSI/(44)/ 972
All Member Lending Institutions of CGTSI

Circular No. 39 / 2007-08

Dear Sir/Madam,

Modifications in the Credit Guarantee Scheme

In terms of Circular No. 36 / 2007-2008 dated July 02, 2007, the coverage of the
scheme has been extended to all new and existing Micro and Small Enterprises ( both in the
manufacturing sector as well as in the service sector). In this connection, in respect of Micro
and Small Enterprises (in the service sector), you are advised to adhere to the RBIs guidelines
on Lending to Priority Sector ie.

include small road and water transport operatiors, small

business, professional and self employed persons and all other service enterprises under the
ambit of Micro and Small Enterprises but exclude retail trade. You are requested to advise your
operating offices (Zonal / Branch Offices) accordingly in this regard.

Thanking you,

Yours faithfully,
Sd/-

(P.M.Radhakrishnan)
Deputy General Manager