WELCOME

PRESENTATION
ON
LOK ADALAT

Lok Adalat is Peoples Court

in its literal meaning. This
concept comes under the
ALTERNATIVE DISPUTES
REDRESSAL MECHANISM like
arbitration, conciliation etc.

LOK ADALAT
ADMINISTRING JUSTICE WITHOUT
RESORTING TO COURTS
VOLUNTARY PROCESS

SORT OUT DISPUTES AMICABLY

SIMPLE

QUICK
COST EFFECTIVE

LOK ADALAT
GOI ENACTED IN 1987 THE LEGAL SERVICES
AUTHORITY ACT
FOR FREE AND COMPETENT LEGAL AID TO
WEAKER SECTIONS AND ORGANISE LOK
ADALATS
PRINCIPLES OF
JUSTICE
EQUITY
FAIR PLAY

How to organise Lok adalats

We have to approach either the District or
Taluk level Legal services authority along
with a list of the accounts where
settlement is feasible and to request them
to organise a Lok Adalat. The authorities
will arrange for either exclusive lok adalat
or they may include the cases in any other
adalat which is scheduled.

WHOM TO APPROACH FOR

LOK ADALAT
ORGANISING- SEC 19(1)
SUPREME COURT LEGAL SERVICES
COMMITTEE

HIGH COURT LEGAL SERVICES COMMITTEE

DISTRICT & SESSIONS JUDGE
SENIOR CIVIL JUDGE AT TALUK LEVEL

MEMBERS OF LOK ADALAT

THREE MEMBERS ORDINARILYSEC 19(2)
SERVING OR RETIRED JUDICIAL OFFICER
SENIOR COUNSEL OR LAWYER

SENIOR OFFICER OF THE GOVERNMENT

A PERSON OF REPUTE INTERESTED IN LEGAL
SERVICES SCHEME

AN EMINENT SOCIAL WORKER ENGAGED IN

UPLIFTMENT OF WEAKER SECTIONS

JURISDICTION
SEC 19(5)
ANY CASE PENDING BEFORE COURT
PRE LITIGATIVE CASES

NO JURISDICTION IN RESPECT OF ANY CASE OR

MATTER RELATING TO AN OFFENCE NOT
COMPOUNDABLE UNDER ANY LAW OR
ANY MATTER AFFECTING PUBLIC POLICY

AWARD
NO APPEAL SHALL LIE TO
ANY COURT AGAINST THE
AWARD

NO CASE CAN BE INSTITUTED

IN ANY COURTWITH REGARD
TO THE SAME DISPUTE

FEE PAYABLE
NO FEE PAYABLE

FOR PENDING CASES BROUGHT BEFORE

THE ADALAT AND SETTLED ENTIRE
COURT FEE PAID SHALL BE REFUNDED
- SEC 21(1)

What is the monetary ceiling for

referring cases to Lok Adalat

All cases upto Rs.20.00 lacs

total claim amount. Any case
above this ceiling can be
referred to Lok Adalats
organised by DRT.

PROCEDURE FOR
ORGANISING
STAGE I
DISCUSSION WITH DISTRICT
OR TALUK LEGAL SERVICES
AUTHORITY

STAGE II
DATE IS FIXED BY DISTRICT
JUDGE / SUB ORDINATE
JUDGE AT TALUK LEVEL

THIS IS IN ADDITION TO THE

REGULAR ADALATS
CONDUCTED BY THE COURT
IF ANY

STAGE III
FORMAL REQUEST IN
PRESCRIBED FORMATS
PROFILE OF ACCOUNT
OUTSTANDING
UNDEBITED INTEREST
AMOUNT ACCEPTABLE

STAGE IV

NOTICE IN PRESRIBED
FORMAT FOR EACH
DEFENDANT(BORROWER /
GUARANTOR)
TO BE PREPARED BY THE
BANK ON BEHALF OF LOK
ADALAT IF REQUIRED

INTEREST WAIVER
SPECIFIC DISCRETIONARY POWERS
ARE VESTED WITH SENIOR / CHIEF
REGIONAL MANAGERS FOR LOK
ADALATS

DISCUSS BEFORE HAND WITH THE

PARTY AND RO AND OBTAIN PRIOR
SANCTION FOR MAKING ANY
COMMITMENT BEFORE LOK ADALAT

What is an award
The order passed by the Lok
Adalat is called an award. The
award will be signed by both the
parties to the dispute, and by all
panel members. The award is
equal in force to that of a decree
of a civil court. The award will
bear the seal of the civil court of
competent jurisdiction.

AWARD OF LOK ADALAT

EVERY AWARD OF LOK ADALAT SHALL BE
DEEMED TO BE A DECREE OF A CIVIL
COURT
THERE WOULD BE NO NEED FOR A
SEPARATE DECRETAL ORDER
FINAL & BINDING ON ALL PARTIES TO
THE DISPUTE
AWARD CAN BE PASSED ON HOLIDAYS
ALSO

AWARD
TO BE SIGNED BY THE BANK AND BORROWER

DEFAULT CLAUSE TO BE INCLUDED (INCASE OF

DEFAULT TOTAL AMOUNT BECOMES DUE)

REPAYMENT TERMS CAN BE ACCEPTED IN

ACCORDANCE WITH THE PRIOR SANCTION FROM
RO / CO

EXECUTION OF AWARD OF
LOK ADALAT
AWARD CAN BE
EXECUTED BY THE
COMPETENT CIVIL COURT
OF JURISDICTION

COURT SEAL
SEAL OF THE COURT WHERE CASE IS
PENDING SHALL BE AFFIXED IN THE
AWARD WHICH RENDERS THE AWARD
THE STATUS OF A DECREE
PRE LITIGATION CASES- THE
COMPETENT CIVIL COURT OF
JURISDICTION.