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No of

salaries

Max Credit Limit

Standard Interest

Convention Interest

Min working History

Min Age

RON 20,000

ROBOR 3M +
10%

ROBOR 3M + 8%

12 months/6M
current employer

21

RON 20,000

ROBOR 3M +
7%

ROBOR 3M + 3%

6 months

18

ROBOR 3M + 7%

without limit

ROBOR 3M +
11%

6 months

21

without limit

ROBOR 3M +
6%

ROBOR 3M + 2%

3 months

18

RON 20,000

ROBOR 6M +
11%
ROBOR 3M +
10%

ROBOR 6M + 6%

3 months

20

1 months

18

ROBOR 1M +
10,25%

ROBOR 1M + 8%

3 months

18

ROBOR 3M +
5,7%

ROBOR 3M +
4,38%

3 months

6
RON 18,000

RON 50,000

7
RON 40,000

ROBOR 3M + 8%

18

Type of Income
Salary +
supplimentary
hours/bonuses
Salary +
supplimentary
hours/bonuses
Salary +
supplimentary
hours/bonuses
Salary +
supplimentary
hours/bonuses,
pension, author,
rights, rent,
dividends,
freelancer
Salary +
supplimentary
hours/bonuses
Salary +
supplimentary
hours/bonuses
Salary +
supplimentary
hours/bonuses,
pension, author,
rights, rent,
dividends,
freelancer
Salary +
supplimentary
hours/bonuses

6
RON 15,000

annual
procentage
rate (APR)

18% fixa in primul


an

ROBOR 3M + 5%

bank commission

15%

-emitere i administrare 0
-retragere ATM propriu 0
-retrageri ATM alte bnci-2gratuit apoi 0.5% +2.5lei

16%

-emitere i administrare 0
-administrare cont 4.5 lei /lun
-retragere ATM propriu 0.25%
-retrageri ATM alte bnci- 0.5% +6 lei

10%

-emitere i administrare 0
-administrare cont 14 lei /an
-retragere ATM propriu 0.2%
-retrageri ATM alte bnci 1%+4 lei

15%

16%

16%

-emitere 15 lei
-administrare 20 lei/an
-retragere ATM propriu 0.25%
-retrageri ATM alte bnci 1%+2.5lei
-administrare 72 lei/an
-retragere ATM propriu 0.2%
-retrageri ATM alte bnci 1%+2.5lei
-emitere 10 lei
-administrare 0 n primul an, apoi 0.83lei/lun
-retragere ATM propriu 0.2%
-retrageri ATM alte bnci-2gratuit apoi 0.5% +2.5 lei

3 months

18

Salary +
supplimentary
hours/bonuses

12%

-emitere i administrare 0
-retragere ATM propriu 0
-retrageri ATM alte bnci 0.5%

17%

-emitere i administrare 0
-retragere ATM propriu 0
-retrageri ATM alte bnci 0.5%+2.5lei