AccountAccount

Activity
Agreement
Claim
Communication
Coverage
Event
Geographic Location
Insurable Object
Location Address
Money
Party
Policy
Policy Coverage Detail
Policy Deductible
Policy Limit
Product
Product Coverage
Reinsurance Agreement
Reinsurance Coverage

LOB
Id-PK
Name
Description

Insurance_
type
Id-PK
LOBID-FK
Type_code
Type_descr

Coverage
Id-PK
CoverageTypeId-FK
Maximum Per Person
Amount
Aggregate Limit Amount
Maximum Per Claim
Amount
Deductible Rate

CoverageGro
up
Id-PK
GroupName
Description

CoverageTyp
e
Id-PK
CoveGroupIdFK

Product
Id-PK
InsurTypeIdFK
GeoId-FK
Name
description

Policy_Coverage
Id-PK
PolicyId-FK
CoverageId-FK
InsurerId-FK
Deductible
TypeId-FK
Deductible Value
Effective Date
Expiration Date

Deductible_Ty
pe
Id-PK
Product Id-FK
Name
description

EventType
Id-PK
Event_Code
Event_Descrip
tion

Policy
Id-PK
PolicyNo
Effect-Date
Expiry Date
Description
Status code
Product IdFK
InsurerId-FK

Collision: Covers expenses related to the damage or destruction of your vehicle that's been in an accident.

Comprehensive: Covers expenses related to the damage or destruction of your vehicle in situations like
thefts or storms.

Liability: When an accident is your fault, bodily injury liability covers expenses related to the injury or death
of another driver or a pedestrian, and property damage liability covers expenses related to the damage of
another person's property-like vehicles, homes, buildings and other structures.

Medical payments: If you and/or your passengers are hurt in an accident, this can help cover your medical
or funeral expenses.

Personal injury protection: If you and/or your passengers are hurt in an accident, this can help cover
medical expenses plus related expenses like income continuation.

Uninsured & underinsured motorist: Covers medical expenses and/or repair bills if you're in an accident,
the other driver is at fault and doesn't have any (or doesn't have enough) insurance.

Personal umbrella policy: Offers protection against liability claims or judgments, kicking in when your auto
insurance liability limits have already been reached.

Rental reimbursement: Helps cover the cost of renting a car if your vehicle is in the shop because of an
accident covered under your policy.

Sound system: Covers the cost of replacing stolen or damaged audio and/or video equipment.

Towing & labor: Covers the cos

Property-inurance
lump-sum deductible
percentage deductible
straight deductible
aggregate deductible
Health insurancedollar deductible
time deductible
calendar-year deductible
elimination period deductible
corridor deductible