GroupVoluntaryLongTermDisability

If youre sidelined, will your bank account be disabled? Not if you have group voluntary long term
disability insurance with Unum. Disability insurance can pay you a percentage of your gross monthly
salary if you become injured or ill due to a covered disability or covered pregnancy. You can even
choosethemonthlybenefitamountthatworksbestforyou!

GroupVoluntaryLongTermDisabilityInsurance

BenefitPercentage:
MaximumBenefit:
MinimumBenefit:
EliminationPeriod:
BenefitDuration:

Upto60%ofmonthlyincome,in$100increments
$6,000permonth
$200permonth
180days
Toage65

Getyourfootinthedoor.Aslongasyouenrollintheminimum$200benefitduringyourinitial
enrollment,youareeligibletoincreaseyourcoverageeveryannualenrollmentwithoutanswering
medicalquestions(preexapplies).
RehabilitationandReturntoWorkAssistanceAvailable
WorklifeBalanceEmployeeAssistanceProgramAvailable
WorldwideEmergencyTravelAssistanceAvailable
3/12PreExistingConditionlimitation

Reasonstobuythiscoverageatwork:

Nomedicalquestionstoanswer.Youareguaranteedcoverageifyousignupduringyourinitial
enrollment.
Nocheckstowrite.Premiumpaymentsareconvenientlydeductedfromyourpaycheck.
After12months,youcantakethecoveragewithyouifyouleaveemployment.

SampleRates:
Monthly Benefit Amounts / Semi-Monthly Cost
Age

$200

$400

$800

$1,200

$1,600

$2,000

$2,400

$2,800

0-24

$0.13

$0.26

$0.52

$0.78

$1.04

$1.30

$1.56

$1.82

25-29

$0.19

$0.38

$0.76

$1.14

$1.52

$1.90

$2.28

$2.66

30-34

$0.33

$0.66

$1.32

$1.98

$2.64

$3.30

$3.96

$4.62

35-39

$0.58

$1.16

$2.32

$3.48

$4.64

$5.80

$6.96

$8.12

40-44

$0.96

$1.92

$3.84

$5.76

$7.68

$9.60

$11.52

$13.44

45-49

$1.33

$2.66

$5.32

$7.98

$10.64

$13.30

$15.96

$18.62

50-54

$1.57

$3.14

$6.28

$9.42

$12.56

$15.70

$18.84

$21.98

55-59

$2.02

$4.04

$8.08

$12.12

$16.16

$20.20

$24.24

$28.28

60-64

$1.93

$3.86

$7.72

$11.58

$15.44

$19.30

$23.16

$27.02

65-69

$1.47

$2.94

$5.88

$8.82

$11.76

$14.70

$17.64

$20.58

70-99

$0.95

$1.90

$3.80

$5.70

$7.60

$9.50

$11.40

$13.30

*Ratesareforillustrativepurposes.Actualratesmayvaryduetorounding.