Tri Counties Bank

Type of checking accounts- Select Checking, Leisure Line, Interest

Checking

Fees-

Select checking account- starting fee is $100, monthly maintenance

fee- $5
(can avoid by having a daily balance of $500)
Leisure line starting fee is $100, monthly maintenance fee- $7 (daily
balance $100 to avoid maintenance fee)
Interest checking - starting fee is $100, monthly maintenance fee- $10
(daily balance $2500 to avoid maintenance fee)

P.F.B.
Select checking account- Product = only account
Features= no additional features
Benefit= no additional benefits
Leisure Line checking accountProduct = account plus checks
Features= automatically enrolled in life insurance
Benefit= Key ring protection, discount coupons
Payment card protection, free travel magazine, connected with
travel agents
Interest checking account,
Product= only account
Features= no additional features
Benefit=earns interest

Pros and Cons

No pros and cons for Select Checking

Pros for leisure line= offers lots of additional benefits, will be
very useful for people who travels a lot, no cons
Pros and cons for Interest checking, pros= interest fee, no cons

Umpqua Bank
Type of checking accounts- Embark Checking, Achieve checking, Attain
Checking

Fees-

Embark Checking- starting fee is $25, monthly maintenance fee- $5

(can avoid by using online statements or if the account holder is 62 or
older)
Achieve Checking starting fee is $200, monthly maintenance fee$12(can avoid by having a daily balance of $3000 or $6000 average
monthly balance)

Attain Checking - starting fee is $200, monthly maintenance fee- $20

(daily balance $15000 or 25000 combine balance to avoid maintenance
fee)

P.F.B.

Embark Checking- Product = only account

Features= no additional features
Benefit= complimentary starter
checks
Achieve checking accountProduct = account plus checks
Features= can get up to 3 additional savings or market accounts
Benefit$10 in monthly ATM rebates
Up to 3 complimentary savings/money market accounts when
requirements are met
Complimentary 1st order of Umpqua checks
Attain checking account,
Product= only account
Features= earns interest
Benefit=$25 in monthly ATM rebates
Up to 5 complimentary savings/money market accounts when
requirements are met
Relationship perks including bonus CD interest

Pros and Cons

Pros and Cons for embark checking= no earning interest and

additional benefits
Pros for Achieve checking = offers lots of additional benefits, no
cons
Pros and cons for attain checking= interest fees plus lots of
additional benefits
Sierra Central Credit Union