CRONOGRAMA CON ITF

VALOR BIEN

6,000

TEM

Prstamo

5,000

TEM + %SEG DESG

25%

TEA

CUOTA PARCIAL

Nmero de cuotas

SEGURO DEL BIEN

Seguro de Desgravamen

0.05%

CUOTA ANTES ITF

Seguro del Bien

0.20%

ITF

0.005%

ITF

Periodo

0
1
2
3
4
5

TOTAL

Amortizacin

962.19
980.73
999.63
1,018.89
1,038.53
4,999.97

Inters

93.85
75.79
57.38
38.62
19.49
285.13

0.01876927
0.01926927
1058.54
12.00
1070.54
0.05
1070.59

CUOTA TOTAL

Seguro
Desgravamen

2.50
2.02
1.53
1.03
0.52
7.60

Seguro Del Bien

12.00
12.00
12.00
12.00
12.00
60.00

ITF

Cuota

0.05
0.05
0.05
0.05
0.05
0.25

1,070.59
1,070.59
1,070.59
1,070.59
1,070.59
5,352.95

Saldo

6,000.00
4,037.81
3,057.08
2,057.45
1,038.56
0.03

CRONOGRAMA CON ITF

10,000

VALOR BIEN

8,000

Prstamo

TEM + %SEG DESG

30%

TEA

CUOTA PARCIAL

Nmero de cuotas

SEGURO DEL BIEN

Seguro de Desgravamen

0.10%

CUOTA ANTES ITF

Seguro del Bien

0.25%

ITF

0.005%

ITF

Periodo

0
1
2
3
4
5
6

TOTAL

Amortizacin

1,258.37
1,287.45
1,317.20
1,347.62
1,378.76
1,410.62
8,000.02

Inters

176.84
149.02
120.56
91.45
61.66
31.18
630.71

0.02210445
0.02310445
1443.21
25.00
1468.21
0.07
1468.28

TEM

CUOTA TOTAL

Seguro
Desgravamen

8.00
6.74
5.45
4.14
2.79
1.41
28.53

Seguro Del Bien

25.00
25.00
25.00
25.00
25.00
25.00
150.00

ITF

Cuota

0.07
0.07
0.07
0.07
0.07
0.07
0.42

1,468.28
1,468.28
1,468.28
1,468.28
1,468.28
1,468.28
8,809.68

Saldo

6,741.63
5,454.18
4,136.98
2,789.36
1,410.60
-0.02

CRONOGRAMA CON ITF

VALOR BIEN

250,000

TEM

Prstamo

180,000

TEM + %SEG DESG

12%

TEA

CUOTA PARCIAL

200

Nmero de cuotas

SEGURO DEL BIEN

Seguro de Desgravamen

0.10%

CUOTA ANTES ITF

Seguro del Bien

0.15%

ITF

0.005%

ITF

0.00948879
0.01048879
2155.43
375.00
2530.43
0.13
2530.56

CUOTA TOTAL

SOLO LAS 5 PRIMERAS CUOTAS

Periodo

0
1
2
3
4
5

Amortizacin

267.45
270.26
273.09
275.95
278.85

Inters

1,707.98
1,705.44
1,702.88
1,700.29
1,697.67

Seguro
Desgravamen

180.00
179.73
179.46
179.19
178.91

Seguro Del Bien

375.00
375.00
375.00
375.00
375.00

ITF

Cuota

0.13
0.13
0.13
0.13
0.13

2,530.56
2,530.56
2,530.56
2,530.56
2,530.56

Saldo

179,732.55
179,462.29
179,189.20
178,913.25
178,634.40