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PRESORT
FirsLClass Mail
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eln551u5uI
Send Correspondence lo;
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, GA 30076
'
I|
Brenda Bryant
6330 Mozart Drive
Riverdale, GA 30296
WSO
EXHIBIT "A"
ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 133 of the 13th District of
Fulton County, Ceorgia and being Lot l1 , Block C, Flat Shoals Estates Subdivision, as per plat in Plat
Book 105. Page 55, Fulton County, Ge*rgia records, to which reference is hereby made for the
purpose of incorporating of incorporation the same herein.
MR/dw0 3/ll16
Our file no. 5524815 - FTIT
2305590500
BORROWER COPY
LAW OFFIf]ES
r;,i"#i'rl';dte
Brencta Bryant
RE:
NOTICE OF FORECLOSURE SALE - SecLrrity Deed - Georgia Housing and Finance Authority
rrs. Brenda Brvant
Sen'icing Lender's #:
Our File #:
Original Borrower:
Current Borrower:
17148
55248i5-FT17
Brentla Bryant
Brenda Bryant
.Properly:
633[IMozart Drive
Rir.erdale, Georgia 30296
Fulton County. Gecrgia
ta5-582A332-103
Case #:
Dear Borrow'er:
By letter dated January 6,2016 (the "Initial Communication Letter") we notified you that the
above-referenced loan had been refered to this lau, fimr for handling. That letter also advised you of
certain rights (the "Bon'owers Rights"- which include your right to validate the debt) you could exercise
within 30 days of your receipt of the Initial Communication Letter. Nothing in this letter wiil prevent you
from exercising the Bon'ower's Rights as explained in the Initial Communication Letter,
ifyou
bankruptcy protection, please fax your bantriruptcy case information to us at (888) 311-4980.
The entire amorrnt of the outstanding balance of principal and interest owed on the loan and any
other authorized charges are now due and payable. Additionally, the temrs of your note call for the
addition of attomeys'fees to tlre debt incase of collection by or tlrrough anattomey. Georgia law
(O"C.G.A. Section 13- I - I 1 ) requires that you he allorved ten ( I 0) days tiom ,vour receipl of this letter to
pay the etttire atuount ou,'ed u,ithout having to pay ettLirneys' fees. Atler that time the flrll attoureys' fees
allou,ed bv Georgia larv n:ay be added to the r1ebt.
Irnclosed is a cop,v of the Natice of Sals submitted fbr publication in the [ega[ uervspaper. Note
that the sale is scheduled for the first Tuesdav in March. 2016, ald r,vill be hekl u.,ithin the legat houl's of
sale at the Fitlton County Conrthouse .
Please be advised that if tire delault is not crired and the property is solcl at foreclosure to an
outside investor (other thari your lerder). thcre may tre excess proceeds lrom the sale for distritrution to
lienhoiders andlor tlie orvner of recolrl. Ne ither lienholders nor o$rners have to sign anv contracts or pa_v
any lbes to oLttside agencies to recover these timds! 11'an outsrcle inl,estor"colltacts.vou atter fbreclosure
advising they have purchased your property at sale. please call our Excess Proceeds department betrveen
45 - 60 davs after the fbreclosure sale to determine if'any sr-lch funds exist.
For further intbruatiou regarding this foreclosure. yr')u may crll our oflice at {770) 643-2I48. and
FTlT. 'Ihe lender ma-v be able to allor.v 1,ou to reinstate the loan aud stop the fbreclosnre.
Yott ma-v call our oftlce to llnd out if reinstaterlent is allor.r,ed; and if allou,ed, to flnd out the luorult ot-'
money ivhich you mllst pay in order to cure the default. If you reinstate ycr-r loan. pa_vment must be
made tlu'ough our olflce in the tbrm of certitted funcls or casltier's chc-ck.
ask tbr Team
Wlren telephcrtting tlris o1fice piease ictentily yoursell'as thebon:orver, andrefer to our llle
nurrher.
Georqia Housing and Finance Ar-rthority holds the Securit_v lleed to yolrr propefiy atd State
Home X,{ortgage services your loan. The entit-v that has full authoritv to negotiate, aurend, and modi{y all
terms of the mortgage rvith the debtor. as servicer ts:
State Home \,Iortgage
60 Executii,e Park Sorith
Atlanta,
GA
30--r33
444-679-49081-3
33
foreclosure
Ia'rv
2016.
Sincerelv,
/dw0
311116
Hnclosure
CIVIL
Ii.E L{E F
ACT
OTIC E
Active duty meurbers of the Unitecl States Ann-y, Naly, Air Force, l\'larine Corps. Coast Guard,
and all oflicers of the Public Ilealth Sen,ice or the National Oceanic and.Atmospireric Administration
detailed by proper author itv {'or active dntv, as r.l ell as their dependents. have certajn rights and privileges
r-rniler the Senvicernenrhers C'ivil Relief Act. 50 App. U.S.C..A. $$ 501 et seq.
If you r:rur the l')ropl:r1y heing foreclosed, and you are, or have heen within the last trvelve
nronths. an active dLrty "person in the rnilitary serl,ice," or a protected persoll dellned in 50 App. Ll.S.C.A.
$sq 5l t through 5i6, the lcrnder n:a1,'ile required to provide -vou additional procedLrral protectir:ns belbre rt
cal take possession cif the proper:t.v being fbreclosed. This notice is to ensure that you are fully advised of
,vor.rr riglrts.
In particular, the provisious coutained in 50 App. U.S.C.A. $ ,533 are designeri for the benefrt o1'
persons in the military service 'uvhose abiliq,' to cornply- with the terms of their mortgage obligation is
n:aterially affected by reason of their nlilitary setlice.
if
yor"r
believethat yot"tare a protected person or entitled torelief under the Serviceuiembers Civil Relief Act,
please contact this o1'fice immediately by rnail or b1, phone as lollows:
Teleplroire:
Attention:
(770)613-2148
FT17
s52481 siFTl 7
3t 1i 16
BORROWER COPY
NOTICE OF SAI-E UNDER POWER
NOTTCE OF SALE UNDER POWER
The debt secured by said Security Deed has been and is hereby declared due because of, among other
possible events of default, failure to pay the indebtedness as and rvhen dtre and in the manner provided in the
Note and Security Deecl. The debt remaining in del-ault. this sale will be macle lbr the purpose of payin-e the
same and all expenses of this sale, as provided in Security Deed and by law. including attomey's fees (notice
of intent to collect attomey's fees having been given).
Said property will be sold subject to any'outstanding ad valorem taxes (including taxes which are a
lien, bnt not yet due and payable), any matters which might be disclosed by an accurate sun,ey and inspection
ofthe properfy, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters
of record superior to tire Security Deed first set out above.
Georgia Housing and Finance Authority is the holder of the Security Deed to the property in
accordance with OCGA
44-14-162.2.
The entity that has full arithority to negotiate, amend, and modify all terms of the morlgage with the
debtor is: State Home Mortgage,60 Executive Park South, Atlanta, GA 30333 404-619-4908/-3133.
To the best knowledge and belief of the rurdersigneil, the party in possession of the prope rty is Brenda
Bryant or a tenant or tenants and said property is more commonly known as 6330 MozartDrive, Riverdale,
Georgia 30296.
The saie will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S.
Bankmptcy Code and (2) to final confirmation an<l audit of the status of the loan with the holder of the secruity
deed.
Brencla Bryant
McCalla Raymer, LLC
154.1 CIld Aiabama Road
Roswell, Georgia 30076
wwlv.foreclosurelrotl ine.net