FUNDAMENTALS OF PROPERTY OWNERSHIP

* MACHINERIES AND EQUIPMENTS AS REAL PROPERTY

BY OWNER
WORK CARRIED UPON INSTALLATION
MEET NEEDS OF BUSINESS
ESSENTIAL
* BUILDING AS PERSONAL PROPERTY
STIPULATED IN CONTRACT IN CHATTEL MORTGAGE
BOUGHT FOR DEMOLITION
* COMMON PROPERTY
AGREEMENT NOT TO DIVIDE: UP TO 10 YRS
DIVISION PROHIBITED BY TESTATOR: UP TO 20 YRS
ALTERATION MUST BE DECIDED BY ALL, EVEN IF BENEFICIAL IT CAN BE
OPPOSED
* STEWARDSHIP PRINCIPLE
- THE CONSTI. PROVIDES THAT PROPERTY OWNERS MUST NOT ONLY USE
THEIR
PROPERTIES FOR THEMSELVES BUT ALSO FOR GEN. WELFARE.
* REGALIAN DOCTRINE NATURAL RESOURCES FOUND ARE PROP. OF THE STATE.
* PATRIMONIAL PROP. PUBLIC DOMAIN NOT FIT FOR ITS INTENDED PURPOSE AND
NOT USED FOR
PUBLIC PURPOSE OF THE STATE.
* PUBLIC DOMINION
OUTSIDE COMMERCE OF MAN
CANNOT BE ACQ. BY PRESCRIPTION
CANNOT BE REGISTERED
CANNOT BE BURDENED BY EASEMENT
* LANDS OF PUBLIC DOMINION
A T M NP
ALIENABLE: AGRI
PRIVATE CORP. CAN LEASE AGRI 1000 HA. OF LANDS, 25 YRS RENEWABLE 25
YRS. 50 YRS MAX
FILIPINO CAN LEASE/PURCHASE UP TO 12HA AS HOMESTEAD
* FOREIGNER CAN OWN A HOUSE BUT CAN ONLY LEASE THE LAND
* CONDEMNATION VALUE EST. VALUE OF PROP. SUBJECT TO EXPROPRIATION FOR
PUBLIC USE

* ATTRIBUTES OF OWNERSHIP (ROMAN LAW)

JUS UTENDI USE
JUS ABUTENDI ABUSE
JUS FRUENDI FRUITS
JUS POSSEDENDI POSSESS
JUS DISPONENDI DISPOSE, ENCUMBER
JUS VINDICANDI - RECOVER
* BP

185: RIGHTS OF BALIKBAYANS

OWN RESI. LAND (1000 SQM URBAN) (10000 SQM RURAL)
CAN OWN NUMEROUS LAND PROVIDED WITHIN THE LIMIT
TOTAL OWNERSHIP OF A COUPLE SUBJECT TO LIMITATION

* URBAN LAND 1000 PERSONS PER 1KMSQ

* BASES OF CITIZENSHIP
JUS SANGUINIS NATIONALITY OF PARENTS
JUS SOLI PLACE OF BIRTH

*RA 9646 RESA (6-29-09)

* RA 8179 FOREIGN INVESTMENT ACT OF 1991

FORMER NATURAL-BORN FILIPINO

CAN OWN: 5000 SQM URBAN/ 3 HA RURAL
UP TO 2 LOTS WITHIN LIMITS
CAN OWN ONLY 1 TYPE

* RA 7652 FOREIGN INVESTORS LEASE ACT

50 YRS RENEWABLE 25 YRS

CAN ONLY BE USED FOR ITS INTENDED PURPOSE

* FEE SIMPLE DETERMINABLE HAPPENING OF EVENT REVERTS BACK THE ESTATE

TO THE GRANTOR
* FEE SIMPLE SUBJECT TO A SUSEQUENT CONDITION HAPPENING OF AN EVENT
TERMINATES THE
RIGHT OVER THE ESTATE
* FEE SIMPLE SUBJECT TO AN EXECUTORY INTEREST HAPPENING OF AN EVENT
PASSES TITLE TO A
THIRD PERSON
* LIFE ESTATE ESTATES DURATION BASED ON LIFE OF THE RECEIVER
* TENANCY AT SUFFERANCE TENANCY STARTED BY LEGAL MEANS BUT ENDED W/O
JUSTIFICATION

* ACCION INTERDICTAL
TO RECOVER REAL PROPERTY DUE TO FORCIBLE ENTRY/UNLAWFUL
DETAINER
FILED W/IN 1 YR.
* ACCION PUBLICIANA
RECOVER BETTER RIGHT OF POSSESSION OF A REAL PROPERTY
FILED W/IN 10 YRS
* ACCION REINVINDICATORIA
RECOVER OWNERSHIP OF REAL PROPERTY
FILED AT THE RTC W/IN 10 YRS (ORD. PRES.) OR 30 YRS (EXTRAORD.)
* RULES ON HIDDEN TREASURE
FINDER IS ENTITLED TO IF
NOT AN AGENT OR CO-OWNER
DID NOT USE EQUIPMENTS (BY CHANCE)
NOT HIRED TO LOOK FOR IT (ENTITLED TO WAGES ONLY)
* KINDS OF ACCESSION
ACCESSION DISCRETA FRUITS
ACCESSION CONTINUA
REAL PROPERTY: INDUSTRIAL (BLDG) AND NATURAL (ALLUVIUM)
PERSONAL PROPERTY: ATTACHMENT AND MIXTURE
* LITORAL LAND FORMED IN SEA WATER
* ALLUVIUM LAND FORMED IN FRESH WATER DUE TO ACCRETION
(CAN BE OWNED BY ANOTHER THRU 30 YRS PRES.)
* AVULSION SUDDEN TRANSFER OF LAND DUE TO WATER CURRENT
* LAND SURFACED DUE TO NATURAL DECREASE OF WATER IS NOT TO BE
PRIVATELY OWNED
* LAND FORMED DUE TO ACCRETION RIPARIAN OWNER AUTOMATICALLY OWNS IT
BUT HAS TO APPLY
FOR ITS REGISTRATION
* LAND FORMED DUE TO AVULSION THE ORIG. OWNER CAN REACQUIRE HIS
LAND WITHIN 2YRS.
ON HIS EXPENSE OR LABOR
* UPROOTED TREES MUST RECOVER W/IN

6MOS.ON HIS EXPENSE

* RECLAIMED LAND CAN BE ONLY OWNED BY THE GOVT UNLESS AUTHORIZED

* CO-OWNERSHIP
NOT A JURIDICAL PERSON
CANNOT SUE ON ITS NAME
CO-OWNERS MUST ACT ON THEIR BEHALF

* VOID MARRIAGE CREATES CO-OWNERSHIP

* ACTS OF PERSERVATION A CO-OWNER MUST NOTIFY OTHERS TO DO SUCH ACTS
* ACTS OF ADMINISTRATION MUST BE WITH CONCURRENCE WITH CO-OWNERS
* ACTS OF ALTERATION NEEDS CONCURRENCE
* ABNORMAL USUFRUCT NO OBLIGATION TO PRESERVE FORM AND SUBSTANCE
* BAD USE OF PROPERTY IN AN USUFRUCT IS NOT A MODE OF EXTINGUISHING IT
* CODICIL ADDITION TO THE WILL MADE AFTER THE EXECUTION
* COLLATION ADDITION OF VALUE OF ALL DONATIONS MADE INTER VIVOS BY THE
DECEDENT
* RECONCILIATION RESUMPTION OF RELATIONSHIP BETWEEN TESTATOR AND
DISINHERITED HEIR
* PRETERITION OR PRETERMISSION OMISSION IN THE TESTATORS WILL OF ONE
OR ALL OF THE
COMPULSORY HEIRS
* PROBATE PROCEEDING TO ESTABLISH VALIDITY OF WILL
* PARTITION OF ESTATE IS PROHIBITED
BY TESTATOR, NOT TO EXCEED 20 YRS
BY CO-HEIRS, NOT TO EXCEED 10 YRS
BY LAW
RENDER IT UNSERVICEABLE
* ANIMUS DOMANDI DONATIVE INTENT
* DONATION IS PERFECTED AT THE MOMENT THE DONOR KNOWS ABOUT THE
ACCEPTANCE OF DONEE
* CLASSES OF EASEMENT
CONTINUOUS NON-STOP W/O INTERVENTION
DISCONTINUOUS USED IN INTERVALS/DEPENDS ON ACTS OF MAN
APPARENT MADE KNOWN
NON-APPARENT NO EXTERNAL INDICATION OF ITS EXISTENCE
POSITIVE SHOULD ALLOW SOMETHING TO BE DONE
NEGATIVE SERVIENT SHOULD REFRAIN FROM DOING SOMETHING
* MODES OF ACQUIRING EASEMENTS
10 YRS PRESCRIPTION, CONTINUOUS AND APPARENT
DEED OF RECOGNITION
TITLE
* DETERMINATION OF INDEMNITY

PERMANENT VALUE OF LAND OCCUPIED AS EASEMENT OR DAMAGE

CAUSED
TEMPORARY BASED ON DAMAGE CAUSED

* EASEMENT OF LIGHT AND VIEW

POSITIVE MADE IN THE WALL OF ADJOINING TENEMENT
NEGATIVE MADE IN THE WALL OF DOMINANT ESTATE
* EASEMENT OF ROW AND AQUEDUCT CANNOT BE ACQ. THRU
PRESCRIPTION (DISCONTINUOUS)
* EASEMENT OF LIGHT 30 SQ CM WITH GRATING

* EASEMENT OF VIEW
DIRECT VIEW 2 M BETWEEN WALLS
OBLIQUE VIEW NOT LESS THAN 60 CM
* CONSTRUCTIVE TRADITION
SYMBOLICA
LONGA MANU
BREVI MANU VENDEE ALREADY HAS POSSESSION THRU ANOTHER TITLE
LESSEE BOUGHT PROPERTY LEASED
CONSTITUTUM POSSESSORIUM VENDOR CONTINUES POSSESSION BUT IN
OTHER CAPACITY
SALE AND LEASEBACK BY THE OWNER
* PROPERTY OF THE STATE ACCDG. TO UNCLOS 200 NAUTICAL MILES
* BOTH HUSBAND AND WIFE CAN ENGAGE IN ANY LAWFUL ENTERPRISE OR
PROFESSION WITHOUT THE CONSENT OF THE OTHER, EXCEPT ON CASES WITH
VALID SERIOUS AND MORAL GROUNDS.
* SIGNATURE OF PARENTS ARE NEEDED FOR 18-21 Y.O. TO BE MARRIED
* SEPARATION IN FACT OR SEPARATION-DE-FACTO CESSATION OF
COHABITION
* SALE OR DISPO OF CONJUGAL PROP. WIFES CONSENT MUST BE SECURED. IF
NOT, THE WIFE MAY
QUESTION IT WITHIN 5 YRS.THEREFORE,
CONSENT OF BOTH IS
NEEDED
* ADMINISTRATION OF CONJUGAL PROP
HUSBANDS DECISION SHALL PREVAIL (QUESTIONING BY WIFE WITHIN 5
YRS.)

IF THE OTHER IS INCAPACITATED, THE ABLE PARTNER SHALL PERFORM ACTS

OF ADMIN.
BUT NOT AOSD.

* 1987 CONSTITUTION MAIN LAW GOVERNING THE RIGHT TO OWN REAL

ESTATE.
* EXPROPRIATION PROCEEDING
IF THERES CONFLICT AS TO AMOUNT OF JUST COMPENSATION
THE GOVT IS REQ. TO PAY 15% OF THE AMOUNT OFFERED
THE REMAINING MUST BE DEPOSITED IN THE BANK
* RES ALICUJUS OWNED BY PERSON
* RES ALIENAE BELONGS TO ANOTHER
* RES COMMUNES OWNED BY NOBODY, CAN BE USED BY EVERYBODY
* RESCISSION IF THE TOTAL AREA IN THE CONTRACT IS SMALLER THAN
THE ACTUAL PROVIDED THE
DIFFERENCE IS NOT LESS THAN 10%.
* ABANDONMENT VOLUNTARY RENUNCIATION OF ALL RIGHTS THERBY ALLOWING
THIRD PERSON TO ACQUIRE SUCH PROPERTY
* ASSIGNMENT TRANSMISSION OF RIGHTS THRU LEGAL MEANS
* LACHES FAILURE OR NEGLECT TO EXERCISE DUE DILIGENCE IN AN
UNEXPLAINED LENGTH OF TIME
* ACTS IN STATE OF NECESSITY THE OWNER OF A PROPERTY CANNOT PROHIBIT
THE INTERFERENCE OF OTHERS TO AVOID GRAVE DANGER. THE OWNER CAN
INDEMNIFY HIMSELF.
* DOCTRINE OF SELF-HELP THE RIGHT OF THE OWNER TO EXCLUDE OTHERS FROM
THE ENJOYMENT AND DISPOSAPLE OF HIS PROPERTY. HE MAY USE REASONABLE
FORCE TO PREVENT INVASION OR USURPATION OF HIS PROPERTY.
* PATRIMONIAL PROPERTY STATE OWNED IN A PRIVATE OR PROPRIETARY CAPACITY
* PERSONAL RIGHT RIGHT TO DEMAND OTHER TO DO OR NOT TO DO
*IN CASE OF SEVERAL CLAIMANTS OF A PROPERTY WE MUST FIRST DETERMINE THE
ACTUAL AND PRESENT POSSESOR TO KNOW WHO THE RIGHTFUL OWNER

CODE OF ETHICS AND RESPONSIBILITIES

*DUTIES AND RESPONSIBILITIES OF RE PRACTITIONERS TO THE:
CLIENTS
GOVERNMENT
PUBLIC

COLLEAGUES
AIPO: PHILRES

*SEC. 34 OF RA 9646 THE ACCREDITED AND INTEGRATED ASSOCIATION OF RESPs

ARE ASSOCIATION OF NATURAL PERSONS
* PROFESSIONAL FEES MUST NOT BE LOWER THAN THE TARIFF OF PROF. FEES
APPROVED BY PHILRES
* NOT TO USE SERVICES OF ANOTHER PRACTITIONERS SALESPERSON OR
EMPLOYEES WITHOUT ITS CONSENT
* EXHAUST FIRST ALL POSSIBLE REMEDIES AVAILABLE AT PHILRES BEFORE TAKING
JUDICIAL OR QUASI-JUDICIAL ACTIONS
* ANY FORM OF ELECTIONEERING SHALL DISQUALIFY THE CANDIDATE FOR ANY
POSITION
* REAL ESTATE BROKERS MUST:
AGREEMENTS, STIPULATIONS, CONDITIONS IN WRITING
NOT ADVERTISE ANY LISTING WITHOUT WRITTEN AUTHORITY FROM CLIENT
NOT PUT SIGNAGE ON A PROPERTY IF NOT AUTHORIZED IN WRITING
* REAL ESTATE PROF. SHOULD INDICATE IN SIGNED DOCS. LETTERHEAD,
ADS.
LICENSE NO.
PROF. ID NO.
PTR NO.
AIPO NO.
ISSUANCE AND VALIDITY DATES
* SIGN/BILLBOARDS, DRY SEAL: ONLY LICENSE NO.
* NOT TO ADVERTISE ACHIEVEMENTS EXCEPT ON:
EMPLOYMENT
AUTHORSHIP
REPORTS AND STUDIES
LECTURE PAPERS
* MAINTENANCE OF WEBSITE IS NOT ADVERTISING
* PRBRES HAS THE POWER TO ADOPT COE PREPARED BY PHILRES

* CODE OF ETHICS FOR RESP FROM REAL ESTATE

BROKERAGE LAW (CA 2728)
* REAL ESTATE SERVICE PRACTICE IS NOT A BUSINESS UNDERTAKING WITH AN
EXPECTATION OF PROFIT

* SANCTIONS
A. VIOLATION OF CODE
1ST OFFENSE WARNING
2ND OFFENSE 2 MOS. PHILRES SUSPENSION
3RD OFFENSE 4 MOS. PHILRES SUSPENSION
4TH OFFENSE PRC AND PRBRES SUSPENSION
5TH OFFENSE/HABITUALITY PRC AND PRBRES CANCELLATION
B. VIOLATION OF RESA AND ITS IRR
1ST OFFENSE 4 MOS. PHILRES SUSPENSION
2ND OFFENSE PRC AND PRBRES SUSPENSION
3RD OFFENSE/HABITUALITY PRC AND PRBRES CANCELLATION

REAL ESTATE TAXATION

* APPRAISAL DETERMINATION OF VALUE OF LAND OF SPECIFIC USE AND SPECIFIC
TIME
* ASSESSMENT DETERMINATION OF VALUE OF LAND FOR TAXATION PURPOSES
* SPECIAL LEVY ON LANDS THE SANGGUNIAN MUST CONDUCT PUBLIC HEARING
AND NOTIFY AFFECTED LANDOWNERS
* PAYMENT OF SPECIAL ASSESMENT:
NOT TO EXCEED 60% OF COST OF ACQ OF LAND AND IMPROVEMENT
MAY BE PAID IN INSTALLMENT, 5 10 YRS.
* DECLARATION OF VALUE OF REAL PROPERTY WITHIN 60 DAYS FROM ACQUISITION
* FAILURE TO DECLARE WITHIN 60 DAYS THE PROVINCE/CITY/MUNICIPALITY SHALL
ASSESS
* PROTEST OF ASSESSMENT 60 DAYS FROM RECEIPT OF ASSESSMENT
* LBAA
CHAIR: ROD
MEMBERS: ENGR. OR AUDITOR
* FAILURE TO PAY RPT
2% INT. FOR EVERY MONTH, BASED ON DELINQUENT TAXES

NOT TO EXCEED 36 MOS OR 72%

* RPT AND SEF ARE PAID IN ADVANCE, THE SANGGUNIAN MAY GRANT UP TO 20%
DISCOUNT ANNUALLY
* RPT COLLECTION
WITHIN 5 YRS FROM DUE DATE
WITH FRAUD OR INTENT TO EVADE PAYMENT, WITHIN 10 YRS
* DELINQUENT REAL PROPERTIES
AFTER SALE BUT BEFORE REDEMPTION (1YR) THE DELINQUENT OWNER
SHALL ONLY HAVE USUFRUCTUARY RIGHTS OF THE PROPERTY
* ASSESSORS: REVISION OF RP ASSESSMENT EVERY 3 YRS
* PAYMENT OF TRANSFER TAX IS REQ. BY:
ROD BEFORE REGISTERING TRANSFER
ASSESSORS OFFICE BEFORE CANCELLATION OF OLD TD AND ISSUANCE OF
NEW TD
* EDUCATIONAL INSTITUTIONS ARE EXEMPT FROM RPT BUT NOT FROM RET
(CGT,ET,DT,DST,VAT)
* CGT TAX ON PRESUMED PROFIT REALIZED IN S,E,D OF CAPITAL ASSETS
* STOCKS SOLD AT LIQUIDATION UPON DEATH OF HOLDER SHALL BE CONSIDERED
CAPITAL ASSET
* TRANSACTIONS NOT SUBJECT TO CGT:
SALE TO GOVT ( IF INCOME TAX OPTION WAS CHOSEN)
SALE OF FAMILY HOME
SALE UNDER SOCIALIZED HOUSING
EXEMPT UNDER SPECIAL LAWS
DONATIONS
UNDER CARP
PARTITION AMONG HEIRS
* SALE OR DISPOSITION TO GOVT OF REAL PROPERTY UNDER CGT OR INCOME TAX
AT SELLERS OPTION
* CONDITIONS TO EXEMPT FROM CGT IN THE SALE OF FAMILY HOME
1. SWORN STATEMENT (W/IN 30 DAYS) THAT FULL PROCEEDS SHALL BE USED
TO ACQUIRE NEW FAMILY HOME WITHIN 18 MOS.
2. BRGY CERTIFICATION THAT PROPERTY SOLD IS THE FAMILY HOME
3. CAN BE AVAILED ONCE IN 10 YRS
4. UNUTILIZED PROCEEDS:
SUBJECT TO CGT +

20% INTEREST +
25% SURCHARGE +
COMPROMISE TAX

* PAYMENT OF CGT:
RDO WHERE THE PROPERTY IS REGISTERED
WITHIN 30 DAYS FROM NOTARIZATION OF DEED OF SALE
LATE PAYMENT: 20% INT, 25% PENALTY, COMPRO TAX
* SALE WITH 25% OR MORE DOWNPAYMENT IS CONSIDERED CASH SALE
THEREFORE FULL CGT IS DUE
* DST IS AM EXCISE TAX
* IF A PARTY TO A TAXABLE DOCUMENT IS EXEMPT, THE OTHER SHALL SHOULDER
THE PAYMENT OF DST
* SALE UNDER DEFERRED PAYMENT DST SHALL ACCRUE AT EXECUTION OF DEED
OF ABSOLUTE SALE
* DST ON SALE OF RP IS DUE AFTER WITHIN 5 DAYS AFTER END OF MONTH OF
FILING SUCH DOCUMENT
* DST ON TRANS OTHER THAN SALE OF RP IS DUE AFTER 10 DAYS AFTER END OF
MONTH OF FILING SUCH DOCUMENT
* LIABLE OF DST ISSUER AND TO WHOM THE DOC IS ISSUED

* DOCUMENTS NOT SUBJECT TO DST:

DEED OF DONATION (NOTARY IS SUBJ TO DST)
LOAN AGREEMENTS BELOW P250 000
DOCUMENTS WITH TRANS WITH BSP
* EFFECTIVITY OF 12% VAT FEB. 1, 2006
* INITIAL PAYMENT:
RECEIVED ON OR BEFORE EXECUTION OF DEED OF SALE
RECEIVED OR EXPECTED TO BE AT THE YEAR OF SALE
* INSTALLMENT PLANS WITH NMT 25% INITIAL PAYMENT SUBJ TO VAT ON ITS
INSTALLMENT PAYMENTS INCLUDING INTEREST AND CHARGES
* IF GSP IS BASED ON ZV OR FMV, IT IS VAT INCLUSIVE
* IF VAT IS NOT SEPARATELY STATED, GSP IN SALES DOC IS VAT INCLUSIVE

* LOW-COST HOUSING FOR HOMELESS, LOW INCOME FAMILIES

BY DEVELOPERS REG UNDER PD 957 AND BP 220
SELLING PRICE CEILING OF P750 000
* SOCIALIZED HOUSING - FOR UNDERPRIVILEGED AND HOMELESS CITIZENS
BY DEVELOPERS UNDER UDHA OF 1992
SELLING PRICE CEILING OF P400 000
* WITHHOLDING TAX TAX DUE ON SALE OF ORDINARY ASSETS
* FILING IS ON THE 10TH DAY FF THE MONTH OF TRANSACTION
* HLURB REGISTRATION SHALL RENDER THE SELLER AS HABITUALLY ENGAGED IN
REAL ESTATE BUSINESS

* WITHHOLDING TAX RATES

HABITUALLY ENGAGED ENGAGED IN SOCIALIZED HOUSING H&L NMT P450K

(0%)
HABITUALLY ENGAGED - SALE OF H&L
I.
NMT P750K
(1.5%)
II.
P750K P2M
(3%)
III.
MT P2M
(5%)
NOT HABITUALLY ENGAGED (6%)

* EXPANDED WITHHOLDING TAX RATES (PROFESSIONALS AND RENTALS)

REAL ESTATE PROF
(10%)
CONSULTANTS,CPA,LAWYERS,PRC PROF
I.
GI NMT P720K (10%)
II.
GI MT 0720K
(15%)
RENTALS (PERSONAL OR REAL) (5%)

* TAX

EXEMPTIONS OR INCENTIVES OF DEVELOPERS IN SOCIALIZED HOUSING

CGT ON SALE OF LAND
TRANSFER TAX ON SALE OF LAND AND INVTY
PROJECTED INCOME TAX
TAX ON DONATED LAND

* DOWRIES TO BE AN ALLOWABLE DEDUCTION

GIVEN 1 YR BEFORE OR AFTER CELEBRATION
DONATED BY PARENTS
DONEE IS CHILD (LEGI,ILLEGI)
P10 000
* FILING OF DT RETURN SEPARATELY BY H&W WITHIN 30 DAYS FROM DONATION
* ESTATE TAX RULE

TAX BASE/PROPERTY VALUE IS WHICHEVER IS HIGHER

ALLOWABLE DEDUCTION IS WHICHEVER IS LOWER

* FAMILY HOME VALUE (WHICHEVER IS HIGHER) INCLUDED IN GROSS ESTATE WHILE

FAMILY HOME VALUE (WHICHEVER IS LOWER, MAX OF P1M) INCLUDED AS
ALLOWABLE DEDUCTION
* NOTICE OF DEATH TO THE BIR WITHIN 2 MOS
* ESTATE TAX RETURN FILING WITHIN 6 MOS, EXT NOT TO EXCEED 30 DAYS MAYBE
GRANTED BY BIR

CONTRACTS,SALES,MORTGAGE AND
LEASE
* RIGHT TO REPURCHASE MUST BE IN THE SAME DEED OF SALE. IF IN A SEPARATE
INSTRUMENT, IT IS A MERE PROMISE TO SELL
* ACCION QUANTI MINORIS AN ACTION TO RETURN PART OF THE PRICE TO THE
VENDEE DUE TO DEFECT OF THE PROPERTY SOLD
* EXCLUSIVE PROPERTIES IS NOT REQUIRED TO HAVE WIFE MARRIED TO HUSBAND
IN A DEED OF SALE TITLE
* MORT(DEAD), GAGE(PLEDGE) DEAD OR UNPRODUCTIVE PLEDGE

* REGISTRATION IN THE REGISTRY OF PROPERTY IS NOT NECESSARY IN A REAL

ESTATE MORTGAGE.
* PACTA NON ALIENADO STIPULATION IN REM PROHIBITIONG THE MORTGAGOR
FROM ALIENATING THE MORT PROPERTY
* ANTICHRESIS A CONTRACT WHERE A PROPERTY IS HYPHOTECATED TO BORROW
MONEY AND TO RECEIVE FRUITS AND RIGHT TO USUFRUCT
* AUTOMATIC REDEMPTION CLAUSE
IN A BLANKET MORTGAGE THE PROPERTY IS RELEASED EQUAL TO THE
TOTAL PAYMENTS MADE
NORMAL MORTGAGE PROPERTY IS RELEASED UPON FULL PAYMENT
* DEFEASANCE CLAUSE PROVISION WHERE THE PROPERTY REVERTS BACK TO
MORTGAGOR UPON COMPLETION OF PAYMENTS
* UP SET PRICE OR TIPO STIPULATION SETTING THE LOWEST PRICE IN CASE OF
FORECLOSURE OF PROPERTY MORTGAGED, IT IS A VOID STIPULATION
* UNREGISTERED MORTGAGE BINDING ONLY TO MORTGAGOR AND MORTGAGEE
* DEFICIENCY JUDGMENT JUDGMENT FOR THE MORTGAGOR TO PAY THE
DEFICIENCY OF PROCEEDS FROM FORECLOSURE TO COVER THE OBLIGATION
* EXTRAJUDICIAL FORECLOSURE APPLIED BY THE MORTGAGEE AND PERFORMED
BY THE SHERIFF
* JUDICIAL FORECLOSURE A COMPLAINT IS FILED BY MORTGAGEE IN THE COURT
WHEREBY OBLIGATING THE MORTGAGOR TO PAY DEBT WITHIN 90 DAYS AND IN THE
FAILURE, THE PROPERTY IS AUCTIONED
* 10 YRS PRESCRIPTION OF RIGHT TO FORECLOSE
* RIGHT OF REDEMPTION 1 YR FROM REGISTRATION OF AUCTION SALE
* EQUITY OF REDEMPTION RIGHT TO REDEEM AFTER DEFAULT BUT BEFORE
FORECLOSURE SALE
* MORTGAGED PROPERTY AUCTIONED THROUGH JUDICIAL FORECLOSURE CANNOT
BE REDEEMED EXCEPT IF THE MORTGAGOR IS A BANK
* RA 9653 THE RENT CONTROL ACT OF 2009
APPROVED: JULY 14, 2009
EFFECTIVE: SEPT. 30, 2009
* THE LESSEE CANNOT ASSIGN HIS RIGHT TO LEASE TO A THIRD PERSON WITHOUT
THE WRITTEN CONSENT OF THE LESSOR UNLESS IT IS STATED IN THE CONTRACT OF
LEASE
* LIMITATIONS UNDER RA 9653

NO RENTAL INCREASE WITHIN 1 YR FROM THE EFFECTIVITY

AFTER 1 YR FROM EFFECTIVITY TO DEC 31, 2013 RATE CANNOT INCREASE
MORE THAN 7%
RENTAL INCREASE SHALL NOT BE MORE THAN ONCE A YR FOR STUDENTS

* HUDCC HOUSING AND URBAN DEVT COORDINATING COUNCIL

* RENT SHALL BE PAID WITHIN 5 DAYS FROM THE START OF THE MONTH OR FROM
THE START OF LEASE UNLESS THE CONTRACT PROVIDES OTHER DATE FOR PAYMENT
* LESSOR CANNOT DEMAND MORE THAN 1 MONTH ADVANCE AND 2 MONTHS
DEPOSIT WHICH SHALL BE KEPT IN A DEPOSIT, THE INTEREST SHALL BE RETURNED
TO THE LESSEE UPON EXPIRATION OF LEASE TERM OR WILL BE FORFEITED (DEPOSIT
+ INTEREST) IN FAVOR OF THE LESSOR IF THERES FAILURE TO PAY RENT AND
OTHER BILLS
* NO LESSOR CAN EJECT THE LESSEE IF HE SOLD THE LEASED PROPERTY TO A
THIRD PERSON MAY IT BE A REGISTERED OR NOT.
* FIRST PREFERENCE RULE ONLY APPLIES TO EJECTION BECAUSE OF REPAIRS
MADE TO THE LEASED PROPERTY, IF THE PROPERTY WAS TOTALLY DEMOLISHED THE
EJECTED LESSEE HAS NO FIRST PREFERENCE
* PENALTIES IN VIOLATING RA 9653
P25000 P50000
IMPRISONMENT: 1MO. AND 1 DAY 6 MOS
OR BOTH
* RENT TO OWN SCHEME NO LIMIT AS TO INCREASE IN MONTHLY DUES
* VALID CONTRACT OF LEASE HAS MEETING OF MINDS, WRITTEN OR NOT
* ECONOMIC RENT REVENUE GENERATED FROM USE OF LAND
* TACITA RECONDUCCION IMPLIED RENEWAL OF LEASE AFTER EXPIRATION, IF THE
LESSEE CONTINUES TO OCCUPY THE PROPERTY FOR ATLEAST 15 DAYS
* VALUE IN EXCHANGE VALUE OF AN OBJECT RELATIVE TO OTHER OBJECTS WHICH
IT COULD BE EXCHANGED
* THE LESSEE MAY SUBLEASE TO THIRD PERSONS WITHOUT WRITTEN CONSENT
FROM THE LESSOR PROVIDED IT IS NOT EXPRESSLY PROHIBITED IN THE CONTRACT
* IN SALE A RETRO WHERE THE REPURCHASE DEPENDS ON THE MEANS OF THE
SELLER, HE CAN RECOVER IT WITHIN 10 YRS
* LEASE FEE ESTATE PROPERTY LEASED SHALL REVERT BACK TO THE LESSOR AT
END OF TERM

* OPEN MORTGAGE CAN BE PAID OFF ANYTIME BEFORE MATURITY

* LEGAL REDEMPTION THE RIGHT TO BE SUBROGATED UNDER SAME RIGHTS AND
TERMS BY THE ONE WHO ACQUIRES UNDER ONEROUS TITLE

SUBDIVISION DEVELOPMENT AND

MACEDA LAW
*PD 957 OF 1976 SUBD AND CONDO BUYERS
PROTECTIVE DECREE
*BP 220 ECONOMIC AND SOCIALIZED HOUSING
*RA 7279 URBAN DEVT AND HOUSING ACT
*PD 1216 OPEN SPACES FOR RESI SUBD
*RA 6552 MACEDA LAW/REALTY INSTALLMENT BUYER
PROTECTION ACT
- AUG. 26, 1972

*THE BUYER CAN REFUSE TO PAY FURTHER INSTALLMENTS IF THE DEVELOPER

FAILED TO DEVELOP THE SUBDIVISION AND IT CANNOT FORFEIT THE PAID
INSTALLMENTS
*TOTAL PAYMENTS MADE
500000
ADD: INT PAID
20000
LEGAL INT
10000
LESS: PENALTY
(10000)
TOTAL AMT TO BE REFUNDED 70000
*POWERS OF HUDCC ARE PARTIALLY DEVOLVED TO THE LGUs
*AMENITIES TANGIBLE AND INTANGIBLE FEATURES THAT ADD VALUE TO THE SUBD
*MASTER PLAN LONG TERM PHYSICAL DEVELOPMENT PLAN FOR SUBD
*UTILITIES BASIC SERVICE SYSTEM (TELEPHONE, ELEC, WATER, GAS)
*UTILITY EASEMENT GROSS EASEMENTS RUNNING ABOVE OR UNDER THE
PROPERTY

*PLANS DRAWINGS REGARDING THE DEVELOPMENT

*SIMPLE SUBD DOESNT NEED A ROAD OR AN OPEN SPACE ALLOCATION
*CLASSES OF SUBD (CARIRI):
RESIDENTIAL
INDUSTRIAL
COMMERCIAL
AGRICULTURAL OR FARM
INSTITUTIONAL
RESORT OR RECREATIONAL
*LAND ALLOC. OF SUBD 70% SALEABLE, 30% FOR P&P,COMMUNITY
FACILITIES,CIRCULATION SYSTEM
*SUBDIVISION APPROVAL BY LGU, LICENSE TO SELL ISSUED BY HLURB
*CONDOMINIUM APPROVAL AND LICENSE TO SELL ISSUED BY HLURB
*A DEVELOPER THAT WILL SELL LOTS FROM HIS PROJECT MUST REGISTER AS REAL
ESTATE DEALER FROM HLURB
*APPROVED DEVELOPMENT PERMIT IS VALID FOR 3 YEARS
*LOW DENSITY SUBD LARGE PARCELS WITH FEWER LOTS
*EO 90 CREATED HUDCC
*EO 71 DEVOLUTION TO LGU
*EO 72 HLURB AS SOLE REGULATORY BODY FOR LAND USE AND HOUSING DEVT
*THE BUYER WILL BE LIABLE TO REALTY TAX ON THE YEAR FF THE YEAR OF
PURCHASE
*HLURB REGISTRATION EXPIRES EVERY END OF YEAR, RENEWAL IN THE SECOND
MONTH OF THE FF YR
*ACCEPTANCE OF RESERVATION DEPOSITS LICENSE TO SELL MUST FIRST BE
SECURED
*ROADS, ALLEYS, SIDEWALKS AND PLAYGROUNDS SHALL BE DONATED TO THE
LGU OR TO THE HOMEOWNERS ASSOC. WITH LGU CONSENT
*OWNER OR DEVELOPER IS REQ TO SECURE A PERFORMANCE BOND APPROVED BY
HLURB TO GUARANTEE THE DEVELOPMENT
*IN THE NEGOTIATION OF SALE OF SUBD OR CONDO, THE REB SHALL ACT AS ONE
OF THE WITNESSES INDICATING HIS LICENSE NO. AND EXPIRY DATE

*RESELLING OF SUBD FROM A FORMER LICENSED HLURB SELLER DOES NOT NEED
NEW LICENSE TO SELL IF THERES NO ALTERATION TO BE DONE
*PD 957 OPEN AND MEDIUM COST
*BP 220 SOCIALIZED AND ECONOMIC
*MAJOR ROAD MAIN TRAFFIC ARTERY
*MINOR ROAD DIRECT ACCESS TO THE LOTS AND ACTIVITY CENTERS
*COLLECTOR ROAD CONNECTS MINOR TO MAJOR ROADS
*SERVICE ROAD CONNECTS LOTS TO ACTIVITY CENTERS
*ALLEY 3 METER WALKWAY BETWEEN BLOCKS FOR EMERGENCY AND PEDESTRIAN

MINIMUM RIGHT OF WAY

PD 957
TYPE OF
OPEN AND
ROAD
MEDIUM
MAJOR
MINOR
MOTOR

BP 220
ECONOMIC SOCIALIZ
ED
15 m
12 m
8m
6.5 m
-

10 m
8m
6m

MINIMUM LOT AREA

TYPE OF HOUSING
SINGLE DETACHED
DUPLEX/SINGLE
ATTACHED
ROWHOUSE
TYPES OF HOUSING
SINGLE DETACHED
DUPLEX/SINGLE
ATTACHED
ROWHOUSES

OPEN
MARKET
120 sqm
96 sqm

MEDIUM
COST
100 sqm
80 sqm

60 sqm

ECONOMI
C
72 sqm
54 sqm

SOCIALIZE
D
64 sqm
48 sqm

36 sqm

32 sqm

MINIMUM FLOOR AREA

OPEN MARKET
MEDIUM COST
ECONOMIC HOUSING
SOCIALIZED HOUSING

42
30
22
18

sqm
sqm
sqm
sqm

MAXIMUM SELLING PRICES

SOCIALIZED HOUSING (PD 7279)
LOW COST LVL 1A

450K AND BELOW

ECONOMIC HOUSING (BP 220)

LOW COST LVL 1B
LOW COST LVL 2
LOW COST LVL 3

MEDIUM COST (PD 957)

OPEN MARKET -

450K TO 750K
751K TO 1.250M
1.251M TO 3M
OVER 3M TO 4M
OVER 4M

*THE PRICE OF SALEABLE LOTS SHALL NOT EXCEED 40% OF THE TOTAL PRICE OF
H&L
*DUPLEX/SINGLE ATTACHED 2 OR MORE UNITS SEPARATED BY PARTY WALL
*ROW HOUSE 3 OR MORE WITH COMMON WALLS
MAX NO. OF RH IS 20 UNITS NOT TO EXCEED 100m
*MAX LENGTH OF SUBD BLOCKS SHALL NOT EXCEED 400m WITH ALLEY FOR EVERY
250m
*TRAFFIC IMPACT ASSESSMENT FOR SUBD WITH 30 HAS AND ABOVE
*NHA FOR HOMELESS LOW INCOME FAMILIES
*PROCESSING AND APPROVAL OF SUBD PLAN 30 DAYS
*SUB-BASE THE LOWEST PART OF A STRUCTURE
*CERT OF REGISTRATION BY HLURB TO BE SECURED BY DEVELOPERS OF SUBD (IF
VIOLATED,10K FINE)
*SUBD PHASES NOT TO BE LESS THAN 10HAS EACH
*SQUARE PLANNING PLAN FOR A FLAT TERRAIN
*LUP A NATIONAL APPROACH OF ALLOC OF LAND TO DIFF USER GROUPS
*VIOLATION OF PD 957 FINE NMT 20K AND IMPRISONMENT OF NMT 10YRS
*VIOLATION OF MAGNA CARTA FOR HOMEOWNERS AND HO ASSOC FINE OF 5-50K
*150 L PER CAPITA DEEP WELL RESERVE PER DAY
*DISSOLUTION OF HOMEOWNERS ASSOC 2/3 VOTES
*REMOVAL OF DIRECTOR SIMPLE MAJORITY
*ECONOMIC HOUSING FOR AVERAGE NCOME FAMILIES
*SOCIALIZED FOR UNDERPRIVILEGED AND HOMELESS
*SHELL HOUSES MINIMUM HABITABLE DWELLING
*MULTI-FAMILY DWELLING DWELLING IN 1 LOT WITH 3 OR MORE FAMILIES

*PURPOSE OF UDHA
UPLIFT CONDITIONS OF UNDERPRIVILEGED AND HOMELESS
COST IS P400K MAX
DEVELOPERS ARE REQUIRED TO DEVELOP 20% OF THE PROJECT FOR
SOCIALIZED HOUSING OR LAND EQUIVALENT TO 20% OF EXISTING SUBD
PROJECTS
*URBANIZED LANDS WITH PROVINCIAL CHARACTERISTICS BUT WITH METROPOLS
UTILITIES AND WITH HIGH PROBABILITY OF BECOMING AN URBAN LAND IN 5-10 YRS
*RIGHT OF FIRST REFUSAL TENANTS OF LAND HAS THE PREFERENCE IF THE
LEASED LAND IS BEING SOLD AND LOCATED IN AN URBAN LAND REFORM AREA,
LESSEE FOR ATLEAST 10 YRS AND CONSTRUCTED HIS OWN HOUSE
*DEVELOPMENT RIGHTS OR NEW USE RIGHTS RIGHT TO USE AND DEVELOP LAND
*APPROVED PRELIMINARY MEMORIAL PARK PLAN VALID FOR 180 DAYS
*FINAL MEMORIAL PARK PLAN VALID FOR 3 YRS
*REFUND OF CSV IN MACEDA LAW 50% OF THE FIRST 5 YRS OF PAYMENT PLUS 5%
FOR EVERY YEAR PAID UPTO 90% OF TOTAL PAYMENTS MADE
*NHA AGENCY RESPONSIBLE FOR HOUSING PROGRAM
*HUDCC RESPONSIBLE FOR NATIONAL SHELTER PROGRAM
*A REAL ESTATE DEVELOPER WHO WILL SELL HIS OWN PROPERTY SHALL REGISTER
AS R.E. DEALER
*ECONOMIC HOUSING FOR AVERAGE INCOME EARNERS
*RA 7279 (UDHA) COVERS LAND FOR PRIORITY DEVELOPMENT SITE
*RA 4726 CONDOMINIUM LAW

CONDOMINIUM
CONCEPTS
*RA 4726 CONDO ACT
*DOJ OPINION 175 A 100% FOREIGN OWNED CONDO WITH FOREIGN CONDO CORP
CAN PUT UP A CONDO PROJECT ON A RENTED LAND FOR NMT 10 YRS
MINIMUM FLOOR AREAS
SINGLE OCCUPANCY
18 SQM
12 SQM STUDENTS/EMPLOYEES/WORKERS IN HIGHLY URBANIZED
AREAS
FAMILY DWELLING
36 SQM FAMILY
22 SQM OPEN AND MED COST CONDO
*PRELIMINARY CONDO DEVT PLAN 180 DAYS
*APPROVED CONDO PERMIT 3 YRS
*CONDO PROJECT MUST BE COMPLETED WITHIN 1 YR FROM ISSUANCE OF LICENSE
TO SELL EXCEPT ON REASONS: FORTITOUS EVENT, LEGAL ORDER, OTHERS
*SELLER OF SUBD AND CONDO PACKAGES MUST REGISTER IN ROD OF CITY OR
MUNICIPALITY WITHIN 180 DAYS FROM EXECUTION OF SALE OR CONVEYANCE
*RIGHTS OF CONDO OWNERS ABSOLUTE OWNERSHIP ON THE UNIT AND COOWNERSHIP ON LAND AND COMMON AREAS
*DISPOSITION OF COMMON AREAS REQUIRES SIMPLE MAJORITY VOTES OF ALL
UNIT OWNERS
*CONDO CORP CANNOT DISPOSE COMMON AREAS W/O APPROVAL OF ALL UNIT
OWNERS
*COMMON FACILITIES FACILITIES AND STRUCTURES INTENDED TO SERVE COMMON
NEEDS (SCHOOLS,CHURCH,HOSPITAL,BRGY CENTER)
*COMMON AREAS SHARING
EQUALLY
PROVISION: BASED ON VALUE OR ON AREA
*WALLS BET CONDO UNITS COMMON ELEMENTS

*CONFLICT BET AOI AND MASTER DEED, THE MD SHALL PREVAIL

*AMENDMENTS AND REVOCATIONS OF MASTER DEED

INSTRUMENT EXECUTED BY SIMPLE MAJORITY OF UNIT OWNERS
PURELY RESIDENTIAL CONDO: PER UNIT OF OWNERSHIP BASIS
MIXED USE CONDO: PER FLOOR AREA OWNERSHIP BASIS
DECIDED AMENDMENTS AND REVOCATIONS MUST BE SUBMITTED TO HLURB
BEFORE REGISTRATION
*CLAPBOARD WOOD SIDING IN A CONDO PROJECT OR CONSTRUCTION PROJECTS
*JOINT VENTURE LANDOWNER AND DEVELOPER
*NON-LIABILITY CLAUSE A PROVISION IN THE CONTRACT WITH BUYERS THAT
HOLDS THE LANDOWNER FREE FROM LIABILITY IN FAILURE OF THE DEVELOPER TO
DEVELOP THE LAND
*SHARING BET LO AND DEV PRO-RATED OF PROCEEDS OF SALES OR ALLOC OF
DEVELOPED LOTS/UNIT

REAL ESTATE INVESTMENT TRUST

(REIT)
*RA 9856 REAL ESTATE INVESTMENT TRUST ACT
OF 2009
*REIT STOCK CORPO FOR OWNING OF INCOME-GENERATING RE ASSETS
*ASSOCIATE RELATIVE WITHIN 4TH DEGREE OF CONSANGUINITY AND AFFINITY
WITH DIRECT OR INDIRECT INTEREST OF 25% OR MORE
*PRINCIPAL STOCKHOLDER OWNS MORE THAN 10% OF ANY CLASS OF SHARE
*PUBLIC SHAREHOLDER OWNER OF PUBLICLY TRADED REIT SHARES
*DEPOSITED PROPERTY MARKET VALUE OF ALL PROPERTIES HELD BY THE REIT
*CONSTITUTIVE DOCS AOI+BY LAWS

*MANAGED FUNDS FUNDS SOLICITED FROM INVESTING PUBLIC AND POOLED FOR
INVESTING SECURITIES
*FUND MANAGER ENGAGED BY REIT TO PERFORM CERTAIN FUNCTIONS
*INDEPENDENT DIRECTOR ATLEAST 1/3 OF TOTAL NO. OF DIRECTORS OR TWO
(W/C EVER IS HIGHER)
*INVESTMENT FUNDS/INVESTIBLE FUNDS FUNDS OF REIT THAT CAN BE PLACED IN
AN INVESTMENT VEHICLE
*INVESTOR SECURITIES STOCKS ISSUED BY THE REIT
*MATERIAL CONTRACT
5% OR MORE OF THE TOTAL DEPOSITED PROPERTY (ORDINARY COURSE OF
BUSINESS)
ALL CONTRACTS ENTERED (NOT IN ORDINARY COURSE)
REGARDLESS OF AMOUNT: AGREEMENT BETWEEN REIT AND FUND
MGR/PROPERTY MGR/SHAREHOLDERS
DISPOSITION OF REAL ESTATE
INVESTMENT CONTRACTS
JV,MERGER,CONSO
*NET ASSETS VALUE (NAV) FMV OF ASSETS LESS LIAB
*CONTROL MT 50% (PARENT AND SUBSIDIARIES)
*PROPERTY VALUER INDEPENDENT ENTITY ENGAGED FOR 3 CONSEC. YRS, WITH 3
YRS CURING PERIOD
*PROPERTY MANAGER ADMIN OF RP ENGAGED BY REIT
*SPONSOR/PROMOTER CONTRIBUTES TO ESTABLISH A REIT
*SYNTHETIC INVESTMENT PRODUCTS DERIVATIVES AND OTHER SECU CREATED
FROM A FINANCIAL INSTRUMENT TO SIMULATE RETURNS OF AN ASSET
(WARRANTS,OPTIONS,DERIVATIVES)
*TAXABLE NET INCOME = GI-AD-DIV
*DISTRIBUTABLE INCOME NET INCOME ADJUSTED FOR UNREALIZED GAINS AND
LOSSES
*DIVIDEND DIST OF REIT ANNUALLY FOR ATLEAST 90% OF DIST.INCOME
*SALARY OF FUND AND PROP MGR NMT 1% OF NAV UNDER THEIR RESPECTIVE
MANAGEMENT
*REIT SHALL HAVE MIN. PAID UP CAP OF P300M AT INCORPO (CASH AND PROP)

*MIN. PUBLIC OWNERSHIP OF REIT ATLEAST 1000 PUBLIC SHAREHOLDERS WITH

ATLEAST 50 SHARES OF ANY CLASS OWNED (1/3 OF TOTAL OUTS. CAP STOCK)
*EXECUTIVE COMPENSATION COMP OF ALL DIRECTORS AND PRINCIPAL OFFICERS
OF NMT 10% OF NET INCOME BEFORE CORPO TAX
*REIT MAY INVEST IN INCOME GENERATING RE LOCATED OUTSIDE PH PROVIDED IT
WILL NOT EXCEED 40% OF TOTAL DEPOSITED PROPERTY AND AUTHORIZED BY SEC
*TOTAL BORROWINGS OR DEF PAYMENTS OF REIT SHOULD NOT EXCEED 35% OF
DEPOSITED PROP
*PROPERTY VALUATION BY PROP VALUER (LICENSED REA) ATLEAST ONCE A YEAR
*TAXES DUE FROM REIT
INCOME TAX (NOT UNDER MCIT)
CREDITABLE WH TAX (1%)
TRANSFER TAX (50% OF DST)
DIVIDENDS PAID
VAT ON GR
*ORGANIZATION OF REIT MIN AUTHORIZED CAP STOCK IS P4.80B
*MIN AUTH CAP STOCK OF FUND MGR - P1.60B, MIN PAID UP CAP IS P100M
*MIN PAID UP CAP P300M
*MIN PUBLIC OWNERSHIP 1000 SHAREHOLDERS WITH 50 OR MORE SHARES HELD
*MIN OWNED SHARES 1/3 OF OUTSTANDING CAP STOCK
*EX. AUTH CAP STOCK IS P10B, SUBS CAP STOCK MUST BE P2.5B (25%), PAID UP
P625M (25%).

GEOGRAPHIC INFORMATION
SYSTEM
*DIGITATION A METHOD OF DATA CREATION WHERE A HARD COPY (MAP OR
SURVEY PLAN) IS TRANSFERRED INTO A DIGITAL MEDIUM THRU CAD.
*HEADS UP DIGITATION TRACING GEO DATA FROM THE TOP THRU AN AERIAL
IMAGERY
*HEADS DOWN DIGI TRADITIONAL METHOD
*RASTER DATA TYPE DIGITAL IMAGE THAT IS REDUCIBLE AND ENLARGEABLE

*LINES OR POLYLINES USED TO REPRESENT RIVERS, ROADS, RAILROADS

*TOPOGRAPHIC SURVEY DETERMINES ELEVATION AND UNDULATION
*TOPOGRAPHY DESCRIPTION OF LAND SURFACE (LEVEL,ROLLING,ELEVATED)
*GEO HAZARD WIDESPREAD DAMAGE OR RISK
*USERS OF GIS
GENERAL PLANNER, SCIENTISTS, ADMINISTRATORS
SPECIALISTS PROGRAMMERS, DESIGNERS, DEVELOPERS
VIEWERS CLIENTS, RE PRACTITIONERS, PUBLIC
*DIGITAL GEOGRAPHIC DATA NUMERICAL REPRESENTATIONS OF REAL WORLD
FEATURES
*GEOGRAPHIC MATRIX GEO DATA DESCRIBED ACCDG TO LOCATION AND
ATTRIBUTES
*EXACT OBJECTS MAN-MADE
*INEXACT OBJECTS NATURAL
*TESSELATIONS GEOMETRIC ARRANGEMENTS THAT COVERS A FLAT SURFACE

SURVEYING AND MAP READING AND

PLOTTING
*SURVEY INSPECT, REVIEW, STUDY, EXAMINE OR APPRAISING
*CARTOGRAPHY STUDY AND MAKING OF MAPS
*ATLAS COLLECTION OF MAPS
*PLANE SURVEYING PLANE SURFACE
*GEODETIC SURVEY STUDY OF SHAPE OF THE EARTH FOR COMPUTATION
PURPOSES
*RECTANGULAR SURVEY SURVEY OF GOVT USING MERIDIANS AND PARRALELS TO
DETERMINE BOUNDARIES
*GEODETIC ENGR OR SURVEYOR DETERMINES SHAPE, CONTOUR AND MEAS OF
LAND
*RELOCATION SURVEY IDENTIFICATION OF BOUNDARIES USING STAKES AND PINS
ON GROUND
*VERIFICATION SURVEY SURVEY OF TITLED LAND WITH OR WITHOUT TECHNICAL
DESCRIPTION
*GRIDIRON SUBDIVISION SCHEME WITH BLOCKS THAT ARE RECTANGULAR IN
SHAPE

*REFERENCE POINTS USED IN SURVEYS:

BUREAU OF LANDS LOCATION MONUMENTS
BUREAU OF LANDS BARRIO MONUMENTS
CITY/MUNI. BOUNDARY MONUMENTS
PROVINCIAL BOUNDARY MONUMENTS
*PLOTTAGE VALUE BONUS OBTAINED FROM CONSOLIDATION OF LOTS
*KINDS OF SURVEY LAND / TOPOGRAPHIC / HYDROGRAPHIC / ROUTE / MINE / CITY/
CONST / INDUSTRIAL / PHOTOGRAMMETRIC / CADASTRAL
*ELEMENTS IN SURVEYING DISTANCE, ELEVATION, DIRECTION (DED)
*UNTITLED:
CCN CONSOLIDATION
CCS CONSOLIDATION AND SUBDIVISION
CSD SUBDIVISION
*VICINITY OR LOCATION MAP MAP OF THE SEGMENT OF A COMMUNITY TO
IDENTIFY LOCATION OF SITE
*LAND SURVEY MAPS CADASTRAL, SURVEY, LOCATION MAPS
*PACING ROUGH DETERMINATION OF DISTANCE USING FOOT STEPS
*PACE FACTOR AVERAGE MEASUREMENT OF A PACE
*METES AND BOUNDS METHOD OF DESCRIBING A PROPERTY AND ITS
BOUNDARIES
*MONUMENTS LANDMARKS OR REFERENCE STRUCTURES
*TIE LINE IMAGINARY LINES CONNECTING A LANDMARK TO A POINT
*CONTOUR LINES LINES THAT DETERMINES ELEVATION OF LAND IN A
TOPOGRAPHIC MAP
*MERIDIAN NORTH TO SOUTH
*DATUM REFERENCE SURFACE WHICH IS PARALLEL WITH SEA LEVEL
*ELEVATION OF A POINT VERTICAL DISTANCE FROM THE DATUM
*EROSION WEARING AWAY OF LAND BY WATER AND WIND
*LATITUDE DISTANCE ABOVE OR BELOW THE EQUATOR
*LONGITUDE EAST OR WEST OF GREENWICH MERIDIAN
*SCALE RATIO OF MEAS FROM ITS ACTUAL MEAS
*LEVEL SURFACE PARALLEL WITH EARTHS SPHERICAL SHAPE
*TRUE MERIDIAN NORTH-SOUTH LINES PASSING THROUGH POLES
*MAGNETIC MERIDIAN PARALLEL WITH THE DIRECTION OF THE COMPASS
*MAGNETIC DECLINATION HORIZONTAL ANGLE BET MERIDIAN AND TRUE
MERIDIAN
*AZIMUTH OF A LINE CLOCKWISE ANGLE OF A LINE

*MEAN SEA LEVEL OR SEA LEVEL DATUM MIDWAY OF LOW AND HIGH TIDE
*PHOTOGRAPHIC MAP ASSEMBLING INDIV PHOTOS
*THEMATIC MAP MAP WITH USES OF LANDS AND WITH LEGENDS AS TO EFFECTS
OF PHENOMS
*PROJECTION MAP FROM SUBMITTED CONDUCTED SURVEYS
*CADASTRAL MAP SHOWS ALL LOT DETAILS (NATL STD. SPATIAL INDEX MAP)
*TOPOGRAPHIC MAP SHOWS CONFIGURATION AND RELIEF SURFACE OF EARTH
(MANMADE AND NATURAL)
*BEARING OF A LINE DIRECTION OF ANY RESPECTIVE MERIDIAN
*PLOTTING A PROPERTY BEARING (ANGULAR DEGREES) AND DISTANCE ARE
NEEDED
*WAYS OF IDENTIFYING PROPERTY IN A SITE
TECHNICAL APPROACH RELOCATION SURVEY
LAYMANS APPROACH KNOWLEADGABLE PERSON DIRECTION
SEMI-SKILLED APPROACH SKETCH AND PLOT USING COMPASS AND TAPE
AND PACING
*SURVEY BY:
PSU BY GEODETIC ENGR
PS PRIVATE SURVEY
PSU-G BY GOVT GEO ENGR

AGRI LAW AND CARPER

*EO 229 PROVIDES THE MECHANISM FOR THE IMPLEMENTATION OF CARPER
*PERSONS AUTHORIZED TO CLASSIFY OR RECLASSIFY LANDS
PRESIDENT FOR PRIMARY CLASSIFICATION (A,M,F,NP)
CITIES AND MUNICIPALITIES RECLASSIFY AGRICULTURAL LANDS THROUGH
ORDINANCES BY THE SANGGUNIAN AFTER PUBLIC HEARING
*PRIVATE CORPORATIONS CAN ONLY LEASE ALIENABLE LANDS OF PUBLIC DOMAIN
THROUGH
1000 HAS FOR 25 YRS RENEWABLE FOR NMT 25 YRS
FILIPINO CITIZENS CAN LEASE NMT 500 HAS

*EO 6657 CARP (EFFECTIVITY: JUNE 15,

1988)
*COMPONENTS OF CARP
LAND TENURE IMPROVEMENT MAKING ACTUAL TILLER THE OWNER

AGRARIAN JUSTICE DELIVERY SPEEDY AND FAIR SETTLEMENT OF DISPUTES

PROGRAM BENEFICIARIES DEVELOPMENT APPROACH BY DAR TO REINFORCE
SUPPORT TO INCREASING PRODUCTIVITY

*RECLASSIFICATION OF A CITY OR MUNICIPALITY OF AN AGRICULTURAL LAND INTO A

PRIMARY CLASS CAN BE SUPERSEDED BY THE PRESIDENTS DECISION
*EXEMPTED FROM CARP IMMUNITY OR PRIVILEGE
*EXCLUDED FROM CARP NOT UNDER OR REMOVED FROM CARP
*RETENTION LIMIT OF CARP
NATURAL OR JURIDICAL PERSON NMT 5 HAS
NMT 7 HAS IF CULTIVATING THE AREA
NMT 34 HAS IF USED AS HOMESTEAD AND BEING CULTIVATED
LEASE BY CORPORATION NMT 1000 HAS
FOREIGN INDIVIDUALS NMT 500 HAS
INDIVIDUAL LAND OWNER CHILDREN NMT 3 HAS PER CHILD
ATLEAST 15 Y.O.
ACTUALLY TILLING OR DIRECTLY MANAGING
NOT ACQUIRED ANY LAND OWNERSHIP
FOR MARRIED COUPLES
WITH SEPARATION CLAUSE CAN OWN 5 HAS EACH
UNDER CONJUGAL PARTNERSHIP TOTAL OF 5 HAS ONLY
*PD 27 PROCLAIMS ENTIRE COUNTRY AS LAND REFORM AREA
*EP 228 PROCLAIMS QUALIFIED FARMER BENEFICIARY AS FULL OWNER

*BENEFICIARIES MAY NOT SELL, TRANSFER OR CONVEY LAND FOR 10 YRS

EXCEPT: HEREDITARY SUCCESSION, TO THE GOVT OR LBP, OTHER QUALIFIED
BENE
*EXPROPRIATION RIGHT OF GOVT OT TAKE THE LAND, MINERAL RIGHT AND OTHER
PROPERTY
*IDLE OR ABANDONED LAND AGRI LAND THAT ARE NOT CULTIVATED FOR
CONTINUOUS 3 YRS
*METHODS OF ACQ LANDS FOR CARP BY GOVT. :
COMPULSORY ACQUISITION (CA) MANDATORY ACQ OF LAND BY STATE OF
ALL PRIVATE AGRI LANDS
VOLUNTARY OFFER TO SELL (VOS) A LANDOWNER WHO VOLUNTARILY
OFFER THEIR AGRI LAND TO BE UNDER CARP
DIRECT PAYMENT SCHEME (DPS) OR VOLUNTARY LAND TRANSFER (VLT)
LANDOWNERS DIRECTLY NEGOTIATES WITH THE QUALIFIED CARP
BENEFICIARY
LANDHOLDINGS ACQ UNDER PD 27 RICE AND CORN LANDS

EO 407 - DIRECTS ALL GOVT AGENCIES TO TRANSFER TO DAR ALL

LANDHOLDINGS FOR DISTRIBUTION OF LANDS TO CARP BENEFICIARIES

*LBP DETERMINES VALUE OF LAND UNDER VOS AND CA

*CARP BENEFICIARIES LANDLESS RESIDENTS (IN PRIORITY)
1. LESSEE OR TENANT
2. REGULAR FARMWORKERS
3. SEASONAL FW
4. OTHER FW
5. ACTUAL TILLERS
6. COOPERATIVES
7. OTHER LAND WORKERS
*ACTUAL OCCUPANCY BASIS OF DAR IN AWARDING LANDS
*EVIDENCE OF OWNERSHIP OF GRANTED LAND EMANCIPATION PATENT (EP) AND
CLOA
*CONDITIONS FOR ARB TO TRANSFER LAND RECEIVED
FULL PAYMENT OF AMORT
AFTER 1O YRS
HEREDITARY SUCCESSION (NO 10 YRS RULE)
*CARP AWARDEE WHO DISPOSED HIS LAND CAN NO LONGER BE A QUALIFIED BENE
BUT THE SPOUSE OR CHILDREN HAS THE RIGHT TO RECOVER LAND WITHIN 2 YRS

*PRIORITY OF QUALIFIED HEIRS

SURVIVING SPOUSE
HEIRS ACCDG TO AGE
HEIRS CHOOSE AMONG THEMSELVES
COLLECTIVE TRANSFER IN ALL NAMES OF HEIRS
*IF QUALIFIED BENE IS MINOR, HIS GUARDIAN SHALL REPRESENT HIM UNTIL HES
QUALIFIED
*BENE SHALL PAY TO LANDBANK IN 30 EQUAL ANNUAL PAYMENTS AT 6% WITH 2%
DISCOUNT IF PAYMENTS ARE MADE ON TIME
*DAR HAS EXCLUSIVE AUTHORITY IN APPROVAL OF APPLICATIONS AS BENEFICIARIES

*RA 9700 (AUG 7, 09) CARPER TO

STRENGTHEN CARP

*SHARE TENANT NOT A BENEFICIARY BUT CULTIVATES LAND AND PAYS RENT TO
LANDHOLDERS

*EO 226 OMNIBUS INVESTMENT CODE PROVIDES

INVESTOR PACKAGE
*URBAN LAND ATLEAST 2000 RESIDENTS PER SQ KM AND 50% ARE IN NON AGRI
BUSINESS
*IRRIGATED AND IRRIGABLE LANDS CANNOT BE RECLASSIFIED
*NO MORE VLT AFTER JUNE 30, 2009
*DETERMINATION OF JUST COMPENSATION
1. DAR
2. DAR ADJUDICATION BOARD (SUMM ADMIN PROCEEDING)
3. RTC AS SPECIAL AGRARIAN REFORM COURT
*MODE OF PAYMENTS FOR JUST COMPENSATION
LBP SHARES
NEGO AND TRANSFERRABLE LBP BONDS
SHARES OF GOVT
TAX CREDIT
*CANCELLATION OF CLOA
MISREPRESENTATION OF QUALIFICATIONS
SALE, TRANSFER, LEASE
MISUSE
CONTINUOUS NEGLECT (PERIOD DETERMINED BY DAR)
FAILS TO PAY 3 CONSEC AMORT
CONVERSION TO NON AGRI
WAIVED RIGHT
SURRENDER OF OWNERSHIP

REB PRACTICE
*REB
PERFORMS: LAMPSONE
TRANSACTS: SPLEMJO

*RESTRICTED LISTING STRICTLY CONFIDENTIAL

*NET LISTING EXCESS PRICE ON TOP OF CP BY SELLER PAID BY BUYER BECOMES
THE COMPENSATION OF THE BROKER
*PROF FEE IS DUE AT CONSUMMATION AND PAYMENT WAS DONE

*LICENSE/TAX
BROKERS PRC/OCCUPATION
DEALERS HLURB/INCOME
*STAGES IN BROKERAGE
1. SECURING LISTINGS
2. LOOKING FOR PROSPECTS
3. PRESENTATION AND DEMONSTRATION
4. NEGOTIATION
5. CLOSING OR CONSUMMATION
6. REGISTRATION IN THE BUYERS NAME
*WHEN THE PROPERTY WAS DIRECTLY SOLD BY THE SELLER TO THE BUYER BUT THE
BROKER PREVIOUSLY LISTED THE BUYER THROUGH WRITING, THE BROKER IS STILL
ENTITLED TO THE PROF FEE PROVIDED THERES A HOLD-OVER CLAUSE
*THE BROKER MUST NOT HAVE AN INTEREST WITH THE PROPERTY BEING SOLD
WITHOUT FULL DISCLOSURE TO THE PRINCIPAL
*THE BROKER IS PROHIBITED FROM ACTING IN BEHALF OF BOTH SELLER AND
BUYER UNLESS WITH FULL DISCLOSURE THAT HE WILL BE RECEIVING 2 PROF FEES
TO BOTH SELLER AND BUYER
*SUSPECT WILLING BUT DO NOT HAVE THE CAPACITY TO BUY
*PROSPECT WILLING AND CAPACITATED TO BUY
*RESIGNATION OR TERMINATION OF SALESPERSON MUST BE REPORTED TO PRBRES
OR PRC WITHIN 15 DAYS FROM ITS EFFECTIVITY
*REA AND REB ARE REQ TO POST A P20,000 BOND
*A SALESPERSON CANNOT BE A SIGNATORY UNLESS HIS BROKER IS A SIGNATORY
TOO
*THE BROKER IS NOT LIABLE TO THE ACTIONS OF THE SALESPERSON UNLESS HE
HAS KNOWLEDGE OR BENEFITED WITH THE TRANSACTION
*COST = 10M, GP = 25%, BF = 6%OF SP
10M X 1.25 = 12.5M
12.5M X .06 = 750K
*TOTAL SP IF THE SELLER WANTS BROKERS FEE ON TOP OF SP AND NOT AFFECTING
THE GP:
12.5M / .94

REAL ESTATE FINANCE AND

ECONOMICS
*ECONOMIC VALUE ECONOMIC UTILITY AND MOST PROBABLE PRICE IN AN OPEN
MARKET
*LAWS OF PRICE VARIATIONS
ON NORMALITY OF PRICES DEMAND = LISTINGS
INCREASE OF PRICES DEMAND > LISTINGS
FALLING OF PRICES DEMAND < LISTINGS
*CAPITALIST PRICES ARE DETERMINED BETWEEN SUPPLY AND DEMAND
*CAPITALISM/FREE/LAISSEZ FAIRE BASED ON PRIVATE PROPERTY
*COMMUNISM/CLASSLESS MANAGED BY STATE
*FEUDALISM TRADITION
*MERCANTILISM GOVT DISTRIBUTE RIGHTS TO DO
*SOCIALISM CAPITALISM + COMMUNISM/ MAJOR IND OWNED BY STATE, MINOR BY
INDIVIDUALS
*INDUSTRIAL DURING 18TH AND 19TH CENTURY
*VALUE DESIRABILITY OF A PROPERTY BASED ON ITS USE
*VALUE IN USE USE OF PROPERTY IF PUT IN SERVICE
*SEASONAL FLUCTUATIONS SHORT TERM AND OCCUR WITHIN THE YR RESULTING
FROM WEATHER OR CUSTOMS
*PURE MONOPOLY ONLY ONE SUPPLIER OR SELLER
*OLIGOPOLY FEW SUPPLIERS AND HOMOGENOUS PRODUCTS
*
*TURN KEY LOAN LENDER HAS CONTROL OVER THE PROJECT AND INCOME
*COMMERCIAL BANK SAFE KEEPING OF FUNDS

*RA 6846 ABOT-KAYA PABAHAY FUND

*RA 7835 SHELTER AND URBAN DEVT

FINANCING
*PD 1267 NHMFC OR PAG-IBIG
*PROGRAMS BY PAG-IBIG
COMMUNITY MORTGAGE PROGRAM (CMP)
1. P80K MAX LOAN, 25 YRS, 5% BY NHA
2. ENABLES SQUATTERS AND SLUM DWELLERS TO ACQ LAND WHERE
THEYRE RELOCATED
UNIFIED LENDING PROGRAM (ULP)
1. BY HUDCC THRU NHMFC OR PAGIBIG
*EQUITY DIFF BETWEEN SP AND LOANABLE AMT
*PAG-IBIG
*PAG-IBIG
*PAG-IBIG
*PAG-IBIG

ASSISTS IN ACQ FULLY DEVELOPED LOT NMT 1000 SQM

BONDS IS AT 20%
FINANCING MINIMUM INT IS 6%
MAX LOAN IS P3M

*BALLOON PAYMENT LUMP SUM PAYMENT AFTER INSTALLMENTS IN A PERIOD OF

TIME
*IN HOUSE FINANCING PROVIDED BY DEVELOPERS
*BRIDGE FINANCING A FINANCING MOMENTARILY AVAILED WHILE WAITING FOR
APPROVAL OF LONG TERM LOAN
*A BANK WILL DETERMINE THE LOANABLE AMT THRU THE VALUE OF PROPERTY
SECURED AND CAPACITY TO PAY
*RESERVATION FEE IS AN EARNEST MONEY OR PART OF TOTAL PRICE
*GEN. BANKING ACT THE LOAN GRANTED SHOULD NOT BE MORE THAN 80% OF
THE APPRAISED VALUE OF THE PROPERTY SECURED

*FACTORS OF PRODUCTION
LAND
LABOR
CAPITAL
ENTREPRENEUR
*ELEMENTS OF INVESTMENT
YIELD
SAFETY

LEVERAGE
CONTROL

*SOURCES OF INVESTMENT RISK

LOSS OF CAPITAL
LOSS OF RETURN ON CAPITAL
OPPORTUNITY COST
*MARGINAL UTILITY ADDL SATISFACTION IN CONSUMING 1 MORE UNIT OF SAME
GOOD
*ADAM SMITH FREE COMPETITION PROMOTES WELFARE OF THE INDIVIDUALS
*THOMAS MALTHUS POPULATION GROWTH WILL OUTRUN FOOD SUPPLY
*KARL MARX LABOR FORCE IS THE PROLETARIAT, OWNERS OF LAND AND TECH
ARE THE
CAPITALIST/COURAGEOUS
*DAVID RICARDO LABOUR THEORY OF VALUES
*JOHN KEYNES LEAD A REVOLUTION IN ECONOMIC THINKING
*GDP TOTAL VALUE OF ALL GOODS AND SERVICES PRODUCED BY A COUNTRY IN A
YEAR (4% IN 2011)
*NATL INCOME TOTAL OUTPUT OF CITIZENS IN A YR
*SHORT TERM FINANCING INSTRUMENTS ARE MONEY MARKET
*CAUSES OF VALUE
PROXIMATE CAUSE DESIRE OF MEN TO HAVE FOR A THING
REMOTE CAUSE UTILITY TO SATISFY WANTS AND ITS SCARCITY

ECOLOGY

RELATION BETWEEN PLANTS AND ANIMALS WITH ITS INORGANIC

PHYSICAL ENVIRONMENT AND CULTURE
OIKOS = HOUSE (GREEK)

*GEOGRAPHY STUDY OF EARTHS SURFACE AND ITS RELATION TO MAN

- GEOGRAPHIA GREEK FOR EARTHS DESCRIPTION

*ECOSYSTEM INTERACTING SYSTEM BETWEEN A COMMUNITY AND ITS HABITAT

*SYSTEM COLLECTION OF PARTS AND EVENTS THAT IS INTERDEPENDENT
OPEN SYSTEM DEPENDS ON OUTSIDE ENVIRONMENT
CYBERNETIC SYSTEM USE FEEDBACK MECHANISM TO REGULATE
THEMSELVES
ECOLOGICAL SYSTEM BOTH OPEN AND CYBERNETIC
*POPULATION GROUP OF SAME SPECIES THAT INTERBREEDS
*BIOMES A MAJOR REGIONAL GROUPINGS OF PLANTS AND ANIMALS
*ORGANISM CONTIGUOUS LIVING SYSTEM
*HABITAT ENVIRONMENT WHERE A KNOWN SPECIES OCCURS
*ENVIRONMENT PHYSICAL AND CHEMICAL SURROUNDINGS OF AN ORGANISM
*TUNDRA NEAR POLAR REGION
*TAIGA BELOW TUNDRA
*CHAPARRAL COASTAL
*SAVANNA GRASSLAND
*EIA EVALUATES IMPACT OF A PROJECT TO THE ENVIRONMENT
*ENVIRONMENTAL CRITICAL PROJECT (ECP) HAS NEGATIVE IMPACT
*CERT OF NON COVERAGE NOT COVERED BY EIA AND DOES NOT REQURE AN ECC
*ANAEROBIC ORG THAT DOES NOT REQUIRE OXYGEN
*PHYSIOLOGY STUDY OF FUNCTIONS OF LIVING SYSTEMS
*ETHOLOGY STUDY OF ANIMAL BEHAVIOR
*COMMUNITY DIFFERENT POPULATIONS LIVING IN AN AREA
*GRAZING ONE SPECIES USES A PART OF THE OTHER AS FOOD
*DETRITUS REMAINS
*NICHE FUNCTIONAL ROLE OF AN ORGANISM
*LOTIC RUNNING WATER
*LENTIC STAGNANT WATER
*LIMNOLOGY STUDY OF FRESHWATER
*PYRAMID OF ENERGY REDUCES UP TO 10% ON EACH STAGE UP
*SUPRATIDAL HIGH TIDE
*INTERTIDAL MID
*SUBTIDAL LOW TIDE
*BEHAVIORAL GEOGRAPHY STUDY OF HUMAN BEHAVIOR AND ITS COGINITIVE
PROCESSES IN RESPONSE TO ITS ENVIRONMENT
*CLIMATOLOGY & METEOROLOGY STUDY TO UNDERSTAND THE PHYSICAL EFFECTS
OF GREENHOUSE GASSES TO THE ATMOSPHERE
*TERRESTRIAL ECOSYSTEM HAS THE LARGEST BIOMES

*ACTIONS ENVIRONMENT ACTS UPON THE ORGANISM (TEMPERATURE,WIND,LIGHT)

*INTERACTION ORGANISM REACTION TO THE ENVIRONMENT (POLLUTION)
*CO-ACTION EFFECT OF ORGANISMS ACTION TO THE OTHER
(PREDATION,COMPETITION)
*PD 984 POLLUTION CONTROL LAW OF 1976
*PD 1151 ENVIRONMENTAL IMPACT ASSESSMENT FOR COVERED PROJECTS OF
1977
*PD 1586 PHIL ENVI IMPACT STATEMENT SYSTEM OF 1978
*RA 6969 TOXIC SUBSTANCES AND HAZARDOUS AND NUCLEAR WASTE CONTROL
ACT OF 1990
*RA 7586 NATIONAL INTEGRATED PROTECTED AREAS SYSTEM (NIPAS) ACT OF
1992
*RA 8550 FISHERIES CODE OF 1998
*RA 8749 PHIL CLEAR AIR ACT OF 1999
*RA 9275 PHIL CLEAN AIR ACT OF 2004
*RA 9003 ECOLOGICAL SOLID WASTE MGT ACT OF 2000 (RESPONSIBILITY OF LGU)
*CERT OF CONFORMITY ISSUED BY DENR TO THE VEHICLE MANUFACTURERS
*ECO-PROFILE GEOGRAPHIC INST FOR PLANNING AND DECISION MAKING WHICH
PRESENT THE QUALITY AND CARRYING CAPACITY OF AN AREA
S
*SIGA SMALL SACALE COMMUNITY SANITATION
*CARBON CYCLE COMBUSTION OF VEHICLES AND INDUSTRIES
*TRANSPIRATION WATER FROM PLANTS AND SOIL TO THE AIR
*LEED LEADERSHIOP IN ENERGY AND ENVI DESIGN (RATING SYSTEM)
*OZONE HOLE MONTREAL PROTOCOL OF 1987
*ATMOSPHERE 78% NITROGEN / 21% OXYGEN / 1% OTHERS
*AGRICULTURAL WASTE WASTE FROM PLANTING, HARVESTING, TRIMMING
*CONTROLLED DUMP DISPOSAL SOLID WASTE SITE
*LEACHATE TOXIC CHEM THAT IS PRODUCED WHEN WASTE UNDERGOES
DECOMPOSITION
*HETEROTROPH AN ORG THAT CANNOT FIX CARBON AND USES ORGANIC CARBON
FOR GROWTH
*PHYTOPLANKTON AUTOTROPHIC COMPONENT OF PLANKTON COMMUNITY
*GENETICS SCIENCE OF GENES, HEREDITY AND VARIATIONS OF LIVING ORGS
*WATER 97% SALTWATER / 2% FRESH WATER / 1% ICE AND SNOW

*WEST VALLEY FAULT 19 KMS (MARIKINA TO PASIG)

*EAST VALLEY FAULT 10 KMS (SAN MATEO AND RODRIQUEZ, RIZAL)
*MARIKINA VALLEY FAULT AURORA, QUEZON, MARIKINA, TAGUIG, LAGUNA, CAVITE

LEGAL REQUIREMENTS, RA 9646,

IRR
*RA 9646 RESA (JUNE 29, 2009)
*APPRAISER OR VALUER POSSESSES QuALE
*ASSESSOR GOVT EMP, REAL PROPERTIES INCLUDING PLANTS, EQUIP, MACH FOR
TAX PURPOSES
*RE DEVELOPER OWN ACCT FOR LEASE OR SALE
*RE DEVT PROJECT DEVT FOR CARIRI
*CONSULTANT ADVICE AND JUDGMENT
*APPRAISER ESTIMATE AND OPINION ON RE VALUE
*ASSESSOR LGU EMP AND APPRAISAL FOR TAXATION
*BROKER AGENT FOR SPLEMJO THRU LAMPSONE
*SALESPERSON IN BEHALF OF THE BROKER
*EXEMPTED FROM SECURING A LICENSE AS REB
TRUSTEE OR ASSIGNEE
OWNERS
PUBLIC OFFICERS RELATIVE TO THEIR DUTIES EXCEPT ASSESSORS
ATTY IN FACT
BY COURT ORDER

PRBRES

1 CHAIR
4 MEMBERS ( 2 FROM GOVT ASSESSORS)

*NOMINATION PER POSITION:

PHILRES: 5 / PRC: 3 / PRES: 1

*CHAIRMAN: CITIZEN AND RESIDENT / 10 YRS / NOT OFFICER OF PHILRES / NOT

FACULTY
*CHAIR: 3 YRS / 2 MEM: 2 YRS / 2 MEM: 1 YR

*CHAIR AND MEMBERS CAN BE REAPPOINTED FOR A SECOND TERM BUT SHALL NOT
SERVE CONTINUOUSLY FOR 6 YRS
*FUNCTIONS OF PRBRES
GUIDELINES AND POLICIES
CONDUCT EXAMS
ISSUE, SUSPEND, REVOKE, REINSTATE LICENSES
HEAR AND INVESTIGATE VIOLATIONS
FIX RATES AND FEES
ADMINISTER OATHS
*CHAIR: EDUARDO ONG
*MEMBERS: RAFAEL FAJARDO / FLORENCIO DINO II
*PRBERES IS UNDER SUPERVISION OF PRC
*THE PRES CAN SUSPEND OR REMOVE CHAIR OR MEMBERS UPON
RECOMMENDATION OF PRC
*CONSULTANTS EXAM REQ 10 YRS FOR REB, ASSESSOR, BANK APPR AND 5 YRS
FOR REA
*RE BROKERAGE WAS UNDER DTI BEFORE
*PARTNERSHIP,CORPO,ASSOC, COOPS MUST BE REGISTERED WITH SEC OR COOP
DEV AUTH
*INDEMNITY BOND FOR REB AND REA 20K VALID AND RENEWABLE EVERY 3 YRS
*MUST REG WITH HLURB IF SELLING CONDO OR SUBD PROJECTS
*COR FOR HLURB EXPIRES EVERY DEC 1 AND RENEWABLE IN FEB
*TERMINATION OR RESIGNATION OF RESPS MUST BE REPORTED TO PRBRES WITHIN
15 DAYS
*RE SALESPERSON:
ATLEAST 2 YRS IN COLLEGE
12 CREDIT UNITS OF TRAINING IN REB
ACCREDITATION VALID FOR 1 YR RENEWABLE AT BIRTHMONTH
1K BOND

RA 9646 EFFECTIVITY: JULY 30 2009

 PUBLICATION: JULY 15 2009

(15D)
IRR EFFECTIVITY: AUG 9 2010
- PUBLICATION: JULY 24 2010
(15D)
*LICENSE NO. / PROF ID NO. / PTR NO. / AIPO NO. MUST BE INDICATED IN:
DOCS SIGNED
LETTERHEAD
DRY SEAL
SIGNBOARDS
ADS
*COR / PROF ID MUST BE VISIBLY DISPLAYED IN THE OFFICE
*GRANDFATHER

CLAUSE CAN ONLY BE AVAILED UNTIL JULY

30 2011
(WITHIN 2 YRS FROM RESA)
*REISSUANCE OF REVOKED ID AND COR ONLY AFTER 2 YRS
*FATHER OF RESA: RODOLFO VALENCIA (PHILRES PRES)
*PHILRES MEMBERSHIP IS MANDATORY
*PHILRES WAS REGISTERED WITH SEC AS NONSTOCK, NONPROFIT ORG ON MAY 19
2010
*VIOLATION AGAINST RA 9646 AND ITS IRR
ATLEAST 100K FINE
ATLEAST 2 YRS IMPRISONMENT
OR BOTH
X2 THE VIOLATION IF UNLICENSED PRACTITIONER

*PRBRES OFFICIAL SEAL

LAND AS REAL ESTATE
STRUCTURES IMPROVEMENTS
TREES / FRUITS AGRI PRODUCE
GREEN LINES THE RESPS
RED,WHITE,BLUE,YELLOW FLAG
BLUE SERVICE
GREEN ENVI AND ECOLOGY
SUN AND RAYS LIFE AND LIGHT
RISING SUN VITAL ROLE OF RESPS
GOLD ETHICAL STDS AND PROSPERITY
MAP PHIL ARCHIPELAGO
*REQUEST FOR CPE PROGRAM ACCREDITATION MUST BE FILED TO THE CPE
COUNCIL AT LEAST 30 DAYS PRIOR TO THE CONDUCT OF PROGRAM
*SELF ACCREDITATION REQUEST FOR RECOG OF CREDIT UNITS IF PROGRAM WAS
CONDUCTED BY ORG WITHOUT ACCRED FROM CPE COUNCIL
*RENEWAL OF ID 6O CUs EVERY 3 YRS, 20 FOR EVERY YEAR
*EXCESS CUs CANNOT BE CARRIED OVER TO THE NEXT YR EXCEPT FOR CUs FROM
DOCTORAL AND MASTERAL DEGREES
*FELLOWSHIP COMPLETION OF POST DOCTORAL TRAINING PROGRAM
*REGISTERED PROF WITH COR BUT NOT RENEWED ID
*REG AND LICENSED PROF WITH COR AND ID
*CONVENTIONS GATHERING FOR SYMPOSIA, ASSEMBLIES AND DISCUSSIONS
*SEMINARS GATHERING WITH TRAINING AND WORKSHOP
*CPE PROVIDER VALID LICENSE FOR 3 YRS

*PARTICIPANT 1 CU PER HOUR

*RESOURCE SPEAKER 5 CUS
*PANELIST 3 CUS
*FACILITATOR 2 CUS
*MASTERS DEG 1 CU PER ACADEMIC UNIT + 30 CU UPON COMPLETION
*DOCTORAL DEG 2 CUS PER AU + 45 CUS UPON COMP