income Interest expense and similar charges Net interest income Fee and commission income Fee and commission expense Net fee and commission income Net trading income Net income from financial investments Impairment charge for credit losses Provisions Administrative expenses Other operating income Other operating expenses Operating profit Profit before income tax Income tax expense
Dobnzi i venituri asimilate Cheltuieli cu dobnzi i taxe similare Venitul net aferent donzilor Venituri din taxe i comisioane Cheltuieli cu taxe i comisioane Venitul net din taxe i comisioane Venitul net aferent cifrei de afaceri Venit net din investiii financiare Deprecierea valorii taxei pentru pierderile de credit Provizioane Cheltuieli administrative Alte venituri din exploatare Alte cheltuieli de exploatare Profit de exploatare Profit brut Cheltuieli privind
2008
2009
2010
2011
2012
2013
2014
2,333
2,071
1,897
1,975
2,033
2,137
2,261
1,001
927
667
676
743
698
592
1,332
1,144
1,230
1,299
1,290
1,439
1,669
437
420
462
465
464
467
510
54
70
93
94
78
110
149
383
350
369
371
386
357
361
35
21
35
20
48
13
25
43
15
13
54
460
363
319
305
445
401
327
13
22
31
41
825
835
847
890
930
1,088
1,274
14
17
24
23
27
59
82
56
71
68
443
276
345
443
270
286
481
443
276
345
443
270
286
481
104
91
74
97
61
56
98
Profit for the year
Fair value reserves
(available-for-sale financial assets): - Net change in fair value - Net amount transferred to profit or loss Other comprehensive income for the period, net of income tax Total comprehensive income Profit attributable to: - Owners of the Bank - Minority interest Profit for the period Total comprehensive income attributable to: - Owners of the Bank - Minority interest Total comprehensive
impozitul pe venit Profit aferent anului Rezerve de valoare just (disponibile pentru vnzarea activelor financiare): - Variaia net a valorii juste - Suma net transferat la profit sau pierdere Alte venituri complete pentru perioada aferent, net de impozit pe venit Totalul veniturilor cuprinztoare Profitul atribuibil - Acionarilor - Interesului minoritar Profit aferent perioadei Totalul veniturilor cuprinztoare atribuibile: - Acionarilor - Interesului minoritar Totalul veniturilor
