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Caiibabmsamplequestionsbymurugan
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Caiibabmsamplequestionsbymurugan
1. 1.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442MODULEATheFinanceMinisterisrequiredtokeepthe
Parliamentinformedthrough____ontheimplementationandtotakecorrectivemeasuresifthereviewsshow
deviations.a.Halfyearlyreviewsb.Annualreviewsc.Monthlyreviewsd.QuarterlyreviewsAnsd
..............................................Pickoddmanout.a.Rentb.Interestc.M3d.WagesAnsd
..............................................WhichoneistheforcebehindtheSupplyCurve?a.Costofproductionb.
Technologicaladvancesc.Governmentpoliciesd.AlloftheaboveAnsd..............................................In
capitalmarkettheerstwhilebadlasystemisreplacedby____.a.openmarketsystemb.outcrysystemc.
optionandfuturesd.LoggingsystemAnsc..............................................
2. 2.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Loweringtheelasticityofliquiditypreferencewithrespectto
thechangesininterestrate,theLMcurvewillbe___.a.Noeffectb.Flatc.Lesssteepd.steeperAnsd
..............................................CPIisthecostoflivingindexpopularlyknownas___.a.Costpushinflationb.
Demandpullinflationc.Coreinflationd.HeadlineinflationAnsc..............................................Pickthe
correctstatement.a.Thequantityofmoneydemandedincreaseswiththefallintherateofinterest.b.The
quantityofmoneydemandedincreaseswiththedecreaseinthelevelofnominalincome.c.Increaseinmoney
supplyleadstotheriseintherateofinterest.d.Demandofmoneyisdirectlyrelatedtotherateofinterest.
Ansa..............................................Picktheincorrectstatement.a.Thesupplyofmoney,atagiventime,is
fixedbythemonetaryauthorityofthecountry.b.Therateofinterestindeterminedbydemandformoneyand
supplyofmoney.c.Themoneydemandcurveatagivenlevelofincomeisdownwardsloping.d.Increasein
levelofmoneyleadstodownwardshiftingofthecurveofdemandformoney(orinshort,moneydemand
curve).Ansd..............................................
3. 3.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Selecttheincorrectstatement.a.Thehigherthelevelof
income,thelowerwouldbetheliquiditypreferencecurve.b.Iftherateofinterestislowerthanthe

equilibriumrate,therewillbeexcessdemandformoney.c.Excessdemandformoneyataninterestrate
belowtheequilibriumleadstotheriseintheinterestrateoftheequilibriumlevel.d.Giventhemoneydemand
cureorcurveofliquiditypreference,anincreaseinquantityofmoneybringsdowntherateofinterest.Ansa
..............................................Pickthecorrectstatement.a.a.IScurvetellsuswhatwillbevariousratesof
interestatdifferentlevelsofincome,giventheinvestmentdemandcurveandafamilyofsavingcurvesat
differentlevelsofincome.b.LMcurveisobtainedfromafamilyofliquiditypreferencecurvescorresponding
tovariousincomelevelstogetherwiththegivenstockofmoneysupply.c.LMcurvedepictsthevarious
combinationsofinterestandincomelevels,atwhichmoneymarketisinequilibrium.d.Allarecorrect.Ans
d..............................................Picktheincorrectstatement.a.IScurveisderivedfromtheclassicaltheory.b.
IntersectionofISandLMcurvedeterminesboththeinterestandincome.c.Asincomedecreases,liquidity
preferencecurveshiftsoutwardandthereforetherateofinterestrises.d.LMcurveisderivedfromKeynes
liquiditypreferencetheoryofinterest.Ansc..............................................IScurveandLMcurverelates
whichofthetwovariables?
4. 4.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442a.Demandandsupplyb.Moneyandmarketc.Moneyand
interestrated.IncomeandrateofinterestAnsd..............................................MarketDemandCurveobeys
the____.a.Lawofdownwardslopingdemandb.Lawofupwardslopingdemandc.Lawofdiminishingd.
NoneoftheseAnsa..............................................86thconstitutionalamendmenthasmadefreeand
compulsoryeducationtoallchildren_____.a.uptoage14girlschildb.upto10thclasstogirlc.6to14yrto
allchildrend.6to14yrtoallfemalechildrenAnsc..............................................Whichofthefollowingis
CapitalisticEconomy?a.Englandb.Chinac.Indiad.NoneoftheseAnsa..............................................An
increaseingovernmentexpenditureortransferpaymentswillshifttheIScurve___.a.Torightb.Toleft
5. 5.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442c.Nochanged.DownwardsAnsa
..............................................Hindurateofgrowthis__.a.3%b.3.5%c.5%d.7%Ansb
..............................................WhichifthefollowingstatementisNOTtrue?a.CPIreflectsthechangeinthe
levelofpricesofabasketofgoodsandservicespurchased/consumedbythehouseholdsattheretaillevel.b.
WPIreflectsthechangeinthelevelofpricesofabasketofgoodstradedbetweencorporationsatthe
wholesalelevel.c.GDPdeflatorisbasedonafixedbasketofgoodsandservicesandthisbasketisnot
changedaccordingtopeoplesconsumptionandinvestmentpatterns.d.WPIhelpstomonitorprice
movementsthatreflectpricemovementsthatreflectsupplyanddemandinindustry,manufacturingand
constructionsectors.Ansc..............................................Picktheincorrectstatement.a.Bondpricesandrate
ofinterestareinverselyrelated.b.Ifbondpricesgodown,rateofinterestincreases.c.Ifbondpricesgoup,
rateofinterestrises.d.Ifbondpricesgoup,rateofinterestdeclines.Ansc..............................................
DemandScheduleisthe____.
6. 6.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442a.Relationshipbetweendemandandquantityboughtb.
Relationshipbetweenpriceandquantityboughtc.Relationshipbetweenpriceanddemandd.Noneofthese
Ansb..............................................Amarketequilibriumcomesatthepriceatwhichquantitydemanded
equalstoquantity____.a.Producedb.Suppliedc.inInventoryd.inStockAnsb
..............................................Incapitalmarket,thescreenbasedsystemisreplacedby____.a.bookkeeping
systemb.lodgingsystemc.Openoutcrysystemd.TelephonicSystemAnsc..............................................
MoneySupplyrefersto____.a.Theamountofmoneyinbanksb.Theamountofmoneywiththepeoplec.
Theamountofmoneyincirculationinaneconomyd.NoneoftheseAnsc..............................................
Demographicadvantageispopularlycalledasdemographic____.a.Preferenceb.Dividend
7. 7.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442c.Premiumd.CouponAnsb..............................................

Forcesbehindthedemandcurve___.a.Expectationaboutfutureeconomicconditionsb.AverageIncomec.
Costofproductiond.BothaandbAnsd..............................................GovernmentofIndiaintroduced____
policyforraisinginterestratetocombatinflation.a.Expansionarypolicyb.Monetarypolicyc.fiscalpolicy
d.contractionarypolicyAnsd..............................................Centralbankuses____tocontrolthemoney
supplyinthemarket.a.SLRb.CRRc.baserated.bankrateAnsd..............................................A
downwardSlopingDemandCurverelatesquantitydemandedto____.a.Supplyb.Incomec.Priced.
Demand
8. 8.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Ansc..............................................Narrowmoneyis
indicatedby___.a.M1b.M2c.M3d.M4Ansa..............................................Timedepositsare___.a.
Paidondemandb.Notpaidondemandc.Relativelylessliquidthancashanddemanddepositsd.Botha&b
Ansd..............................................Demanddepositsare___.a.Paidondemandb.Notpaidondemandc.
Relativelylessliquidthancashanddemanddepositsd.Botha&bAnsa..............................................
Servicesectorisalsoreferredtoas____.a.Primarysectorb.Secondarysectorc.Tertiarysectord.Noneof
theseAnsc..............................................
9. 9.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442WhogaveScarcityTheoryofEconomics?a.AlfredMarshall
b.LionelRobbinsc.AdamSmithd.NoneoftheseAnsb..............................................Thepresentbanking
systemiscalleda_____.a.Onlinebankingsystemb.Fractionalreservebankingsystemc.Accrualsystemof
accountingd.BookkeepingaccountingsystemAnsb..............................................____istherateof
interestwhichacentralbankchargesontheloansandadvancethatitextendstocommercialbanksandother
financialintermediaries.a.BaseRateb.BankRatec.CRRd.RepoRateAnsb..............................................
_____istherateatwhichtheRBIlendsshorttermmoneytothebanks.a.ReverseRepoRateb.RepoRatec.
OMOd.SLRAnsb..............................................____istherateatwhichbanksparktheirshorttermexcess
liquiditywiththeRBI.
10. 10.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442a.ReverseRepoRateb.RepoRatec.OMOd.BankRateAns
a..............................................Whichofthefollowingisthebenchmarkforpricingofsecuritiesinother
markets?a.MoneyMarketb.GSecsMarketc.ForeignExchangeMarketd.CapitalMarketAnsb
..............................................Aftertheintroductionoffinancialsectorreformsincapitalmarket,rolling
settlementreplaced___.a.14daysettlementcycleb.Badlasystemc.openoutcrysystemd.depository
systemAnsa..............................................TheFRBMactwasenactedasalawinAugust2003.The
committeewhichcreatedtheactwasheadedby___.a.S.H.Khanb.Narasimhanc.DrE.A.S.Sarmad.
TandonAnsc..............................................
11. 11.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Whichofthefollowingstatementsthecentralgovernmenthas
toplacebeforetheParliamenteachyearunderFRBMact?a.MediumTermFiscalPolicyb.FiscalPolicy
Strategyc.MacroeconomicFrameworkd.AlloftheseAnsd..............................................Bywhatpercent
ofGDP,theFRBMactsuggeststheCentretoreducethefiscaldeficit?a.2b.3c.4d.7Ansb
..............................................Aftertheintroductionoffinancialsectorreformsincapitalmarket,depository
systemwasreplacedwith___.a.14daysettlementcycleb.Badlasystemc.openoutcrysystemd.dematting
ofsecuritiesAnsd..............................................100%FDIispermittedunderaverylimitednumberof
sectors.Whichofthefollowingisoneofthem?a.retailtradingandlotterybusinessb.investmentcompanies
c.petroleumandairtransportd.defence,insuranceandassetreconstructionAnsa
..............................................
12. 12.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,

09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Underwhichofthefollowing,100%FDIisnotpermitted?a.
retailtradingandlotterybusinessb.gamblingandbettingc.atomicenergyd.printmediaandinsuranceAns
d..............................................FIIarepermittedtoinvestindebtinstrumentsissuedby__.a.private
corporateb.governmentc.bothaandbd.NoneoftheseAnsc..............................................___isa
standardmeasureofincome/expenditureinequality.a.HDIb.Ginicoefficientc.GDPd.GNPAnsb
..............................................Whichpolicyisusedbythegovernment,centralbankormonetaryauthorityto
controlthesupply,availabilityandcostofmoneyorROItoobtaingrowthandstabilityoftheeconomy?a.
monetarypolicyb.fiscalpolicyc.bothaandbd.NoneoftheseAnsa..............................................
13. 13.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Whichpolicyreferstogovernmentborrowings,spendingand
taxation?a.monetarypolicyb.fiscalpolicyc.bothaandbd.NoneoftheseAnsb
..............................................Whichofthefollowingisalsoknownasdiscountrate?a.CRRb.RRRc.bank
rated.SLRAnsc..............................................Thedepositliabilitiesthatbankshavetomaintainwiththe
RBIintheformofliquidcashisknownas___anditisacertainpercentageoftheir__demandandtime
liabilities.a.CRR,netb.CRR,totalc.SLR,netd.SLR,totalAnsa..............................................The
amountthatallbankshavetomaintainincashorintheformofgoldorapprovedsecuritiesisknownas___
anditisacertainpercentageoftheir___demandandtimeliabilities.a.CRR,netb.CRR,totalc.SLR,net
14. 14.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442d.SLR,totalAnsd..............................................Toabsorb
liquidityfromthesystem,whichofthefollowingwasintroducedbyRBIinMarch2004?a.OMO(Open
MarketOperations)b.MSS(MarketStabilizationScheme)c.SCC(SelectiveCreditControl)d.Noneofthese
Ansb..............................................Whatwouldbetheconsequenceofincreasingrepo(repurchase)rate?a.
Itwouldbemoreexpensiveforbankstoborrowmoneyb.Itwouldbemorecheaperforbankstoborrow
moneyc.NoeffectonborrowingfromRBId.NoneoftheseAnsa..............................................Thecentral
bankabsorbsexcessliquidityfromthebanksusing___.Selectthebestoption.a.CRRb.SLRc.RepoRated.
ReverseRepoRateAnsd..............................................Thecentralbankinjectsliquidityintothebanking
systemusing___.Selectthebestoption.a.CRRb.SLRc.RepoRated.ReverseRepoRateAnsc
..............................................
15. 15.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442CreditguaranteeforcollateralfreeloanstoMSEunitsis
providedbyCreditGuaranteeTrustFundadministeredby___.a.RBIb.IDBIc.SIDBId.CCI(Controllerof
CapitalIssues)Ansc..............................................WhichpriceindexisusedinIndiatocalculateinflation
forpolicyformulation?a.Consumerpriceindexb.GDPdeflatorc.Wholesalepriceindexd.Retailprice
indexAnsc..............................................TheEquilibriumPriceisalsoknownas_____.a.Marketpriceb.
Optimumpricec.Realpricec.MarketclearingpriceAnsd..............................................Whatgovernment
ofIndiadoesinopenmarketoperationstosuckmoneyfromthemarket?a.absorbsbondsb.sellsbondsc.
increasesCRRd.increasesinterestRateAnsb..............................................
16. 16.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442HumandevelopmentIndex(HDI)isdevelopedby____.a.
RBIb.CentralBankc.WorldBankd.SEBIAnsc..............................................Theoryofinterestisbased
on____.Selecttheincorrectoption.a.Investmentdemandfunctionb.Theinterestratefunctionsc.The
liquiditypreferencefunctiond.ThequantityofmoneyAnsb..............................................Ifinmarket,
moneysupplyincreasesandinterestrateisdown,theLMcurvewillbe__.a.Shiftupandtoleftb.Shift
downandtorightc.Shiftupandtorightd.ShiftdownandtoleftAnsb..............................................In
economics,fiscalpolicyhasgottwomaininstruments,theseare___.a.governmentreserveandcapitalb.
CRRandSLRc.BaserateandBankrated.governmentspendingandtaxation(revenuecollection)Ansd

..............................................
17. 17.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Onmarketequilibriumdenoteswhichoneisnottobethereon
equilibrium?a.Thebooksareclearedoforderb.Demandersandsuppliersaresatisfiedc.Priceswillfalld.
AllsupplyanddemandorderarefilledAnsc..............................................Collateraliswaivedforloansup
toRs___toMSEunits.a.1lakhb.2lakhsc.3lakhsd.5lakhsAnsd..............................................Which
sectorisalsocalledtertiarysectorinIndia?a.Agriculturalb.Industryc.Servicesd.ExternalAnsc
..............................................MacroEconomicsdoesn'tdealwith____.a.GDPb.UnemploymentRatesc.
IndividualFirmsd.PriceIndicesAnsc..............................................Moneyisanythingwhichperformsthe
following.Pickuptheoddonea.Ameasureofvalue
18. 18.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442b.Mediumofexchangec.Astoreofvalueovertimed.
MeasureofprosperityAnsd..............................................NarrowMoneyconsistsofa.Currencywiththe
public+demanddepositswiththebankingsystem+'other'depositswiththeRBIb.Currencywiththepublic
+timedeposits+`other'depositsc.Timedeposits+demanddeposits+'other'depositswiththeRBId.
Currencywiththepublic+DemandDepositsAnsa..............................................Whogavewealththeory
(definition)ofeconomics?a.AlfredMarshallb.LionelRobbionsc.AdamSmithd.NoneoftheseAnsc
..............................................______isameasureoflevelofpricesofallnew,domesticallyproducedfinal
goodsandservicesinaneconomy.a.WPIb.GDPdeflatorc.Priceindexd.CPIAnsb
..............................................Shiftsinsupplymeans____.a.Whenchangesinfactorsotherthangoodsown
priceaffectthequantitysuppliedb.Whenchangesingoodsownpriceaffectthequantitysupplied
19. 19.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442c.Bothaandbd.NoneoftheseAnsa
..............................................Whogavewelfaretheoryofeconomics?a.AlfredMarshallb.LionelRobbions
c.AdamSmithd.NoneoftheseAnsa..............................................EconomicSectorreformswerestarted
inIndiain____.a.1983b.1985c.1991d.1981Ansc..............................................In____phaseof
businesscycle,unemploymentwillbewidespread.a.Recessionb.Depressionc.Recoveryd.BoomAnsa
..............................................In____phaseofbusinesscycle,underemploymentwillbewidespread.a.
Recessionb.Depressionc.Recoveryd.Boom
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Ansb..............................................Whoisconsideredas
fatherofModernEconomics?a.AlfredMarshallb.LionelRobbionsc.AdamSmithd.NoneoftheseAnsc
..............................................Factorsofproductionarecategorizedinto___categories.a.2b.3c.4d.5Ans
c..............................................Indicesforfuelgroupareannounced_____.a.Dailyb.Weeklyc.Monthlyd.
YearlyAnsb..............................................Whichoneisnotaneconomicactivity?a.Investmentb.
Productionc.Consumptiond.NoneoftheseAnsd..............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442PurchasingandsellinggovernmentbondsbyRBIinthe
secondarymarketisperformedunder___.a.FRBMb.MSSc.OMOd.TOTAnsc
..............................................WhenRBIpurchasesgovernmentbonds,themoneyis____.a.injectedintothe
marketb.suckedfromthemarketc.purchasingbondshasnoeffectonmoneymarketd.NoneoftheseAnsa
..............................................WhenRBIsellsgovernmentbonds,themoneyis____.a.injectedintothe
marketb.suckedfromthemarketc.purchasingbondshasnoeffectonmoneymarketd.NoneoftheseAns
b..............................................BywhatpercentofGDP,theFRBMactprescribesthegovernmenttoseta
ceilingonguarantees?a.0.1b.0.5c.0.7d.1.5Ansb..............................................

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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442CPImeasurespricesata.WholesaleLevelb.ConsumerLevel
c.RetailLeveld.NoneoftheseAnsc..............................................Broadmoneyisindicatedby___.a.M1
b.M2c.M3d.M4Ansc..............................................Whichcombinationiswrongfordefinitionof
economics?a.AlfredMarshallwelfaredefinitionb.LionelRobbionsScarcitydefinitionc.AdamSmith
wealthdefinitiond.AlfredMarshallwealthdefinitionAnsd..............................................Indemandcurve,
quantityandpricesare.......relateda.Directlyb.Inverselyc.Indirectlyd.MarketAnsb
..............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442CSO(CentralStatisticalOrganization)classifiestheindustrial
sectorinto___segments.a.2b.3c.4c.5Ansb..............................................The___actprohibitsdeficit
financing.a.CompaniesAct1956b.DEPOSITINSURANCEANDCREDITGUARANTEE
CORPORATIONACT,1961c.THEBANKINGREGULATIONACT,1949d.FRBMAct2003Ansd
..............................................Theway(s)tocomputeGDPis/are___.1.Expenditurewise2.Incomewise3.
Productwisea.1and2b.2and3c.3and1d.Allof1,2and3Ansd..............................................The
factorsofproductionare___.1.land2.labour3.capital4.entrepreneura.1and2b.2and3
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442c.1,2and3d.Allof1,2,3and4Ansd
..............................................Theformula"C+I+G+(XM)",(whereCstandsforconsumption,Iforgross
investment,Gforgovernmentspending,XforexportsandMforimports)isknownas___methodandisused
tocalculate___.a.income,GDPb.expenditure,GNIc.income,GNPd.expenditure,GDPAnsd
..............................................Whichofthefollowingisnotincludedundergrossinvestment?a.purchaseof
newmachineryb.purchaseofsoftwarec.investmentsonfinancialproductsd.buyinggoodsandservicesAns
c..............................................Whichofthefollowingdoesnotincludegovernmentspending?a.transfer
paymentslikesocialsecurityorunemploymentbenefitsb.salariesofpublicservantsc.purchaseofweapons
forthemilitaryd.NoneoftheseAnsa..............................................Whichofthefollowingequationsis
correct?a.GDPatfactorcost=GDPatmarketpricesindirecttaxessubsidiesb.GDPatfactorcost=GDP
atmarketpricesindirecttaxes+subsidies
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442c.GDPatfactorcost=GDPatmarketprices+indirecttaxes
subsidiesd.GDPatfactorcost=GDPatmarketprices+indirecttaxes+subsidiesAnsb
..............................................RealGDPisalsoknownas___.a.GDPatcurrentpriceb.GDPatconstantprice
c.GDPatvariablepriced.NoneoftheseAnsb..............................................NominalGDPisalsoknownas
___.a.GDPatcurrentpriceb.GDPatconstantpricec.GDPatvariablepriced.NoneoftheseAnsa
..............................................Calculatingtoday'soutputatyesterday'spricereflects___GDP.a.realb.
nominalc.virtuald.NoneoftheseAnsa..............................................Calculatingtoday'soutputattoday's
pricereflects___GDP.a.realb.nominalc.virtuald.Noneofthese
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Ansb..............................................Whichofthefollowing
doesnotreflecttherealgrowthinGDP?a.Calculatingtoday'soutputattoday'spriceb.Calculatingtoday's
outputatyesterday'spricec.GDPatconstantpriced.RealGDPAnsa..............................................Which
isamoreaccuratemeasuretoolforanexportorientedeconomy?a.GDPb.GNPc.GNId.AlloftheseAns
b..............................................Whichphaseofbusinesscycleisreferredtoascrisis?a.Recessionb.
Depressionc.Recoveryd.BoomAnsa..............................................Laissezfaireeconomyis____.a.The
extremecaseofamarketeconomyb.Theextremecaseofacommandeconomyc.Theextremecaseofa

mixedeconomyd.NoneoftheseAnsa..............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Forcesbehindthesupplycurvea.Costofproductionb.
Technologicaladvancesc.Governmentpoliciesd.AlloftheaboveAnsd..............................................
Supplycurvesrelatesquantitysuppliedto___.a.Supplyb.Demandc.Priced.DemandAnsc
..............................................Accordingto___,economicsisthesciencewhichstudieshumanbehavioras
relationshipbetweenendsandscarcemeanswhichhavealternateuses.a.AlfredMarshallb.LionelRobbions
c.AdamSmithd.NoneoftheseAnsb..............................................Accordingto___,thesubjectmatterof
economicsisthestudyofhowwealthisproducedandconsumed.a.AlfredMarshallb.LionelRobbionsc.
AdamSmithd.NoneoftheseAnsc..............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Accordingto___,theeconomicsisastudyofmankindinthe
ordinarybusinessoflife.a.AlfredMarshallb.LionelRobbionsc.AdamSmithd.NoneoftheseAnsa
..............................................Thebranchofeconomicsthatstudieshowhouseholdsandfirmsmakedecisions
toallocatelimitedresourcesisknownas___.a.Macroeconomicsb.Microeconomicsc.Bothofthesed.None
oftheseAnsb..............................................____isabranchofeconomicsthatisconcernedwiththeoverall
performanceoftheeconomy.a.Macroeconomicsb.Microeconomicsc.Bothofthesed.NoneoftheseAnsa
..............................................Theeconomyinwhichindividualsandprivatefirmsmakethemajordecisions
aboutproductionandconsumptioniscalleda____.a.Marketeconomyb.Capitalisticeconomyc.Socialistic
economyd.EitherofaandbAnsd..............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Theeconomy,inwhichthegovernmentdoesnotinterfereat
allineconomicdecisions,iscalleda____economy.a.Marketeconomyb.Capitalisticeconomyc.Laissez
faireeconomyd.CommandeconomyAnsc..............................................Theeconomy,inwhichthe
governmentmakesallimportantdecisionsaboutproductionanddistribution,iscalleda____economy.a.
Laissezfaireeconomyb.Socialisticeconomyc.Commandeconomyd.EitherofborcAnsd
..............................................Changesinthelevelandcompositionoftaxationandgovernmentspendingcan
haveimpactonthefollowingvariablesintheeconomy.Pickuptheoddone.a.Aggregatedemandandthe
levelofeconomicactivityb.Thepatternofresourceallocationc.Theproperutilizationoffundsd.The
distributionofincomeAnsc..............................................TheFiscalResponsibilityandBudget
ManagementAct(FRBMAct),acommitteesetupinJanuary2000,washeadedby____.a.MNarasimhamb.
Dr.EASSarmac.MrRRaghawand.MrA.K.ChoudharyAnsb..............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442WhichofthefollowingstatementsistrueaboutInflation?a.
Ariseinthegenerallevelofpricesb.Leadstofallinpurchasingpowerc.Bothaandbd.Noneoftheabove
Ansc..............................................Anincreaseingovernmentexpenditureortransferpaymentswillshift
theIScurve____.a.Torightb.Toleftc.Nochanged.DownwardsAnsa..............................................In
whichstageidealworkerarecomeforwardtoworkonlowwages.a.Recessionb.Depressionc.Recoveryd.
BoomAnsc..............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442MODULEBIfthereisaindirectrelationshipbetweenrainfall
&yieldofcropsthena.yieldishigherifrainfallislessb.yieldislowerifrainfallislessc.yieldishigherif
rainfallishigherd.noneoftheaboveAnsa.............................................Ifa=2,b=1,independent
variable=4thendependentvariableforanestimatinglineisa.2b.4c.6d.noneoftheaboveAnsc
............................................IftheestimatingequationisY=abX.whichofthefollowingistruea.they

interceptisbb.slopeoflineisnegativec.thereisinverserelationshipd.b&cAnsd
.............................................Mr.AmitpurchasedapropertyforRs.8lac.HehasbeenassuredtogetRs10lac,
afteroneyearat9%interestrate.Whatisthenetpresentvalueofthepropertybasedonthisassuredreturn?a.
Rs.117400b.Rs.118300c.Rs.119200d.Rs.120100Ansa.............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Mr.RajdecidedtodepositRs.5000everyyear(atendofthe
year)for10years.Howmuchamthewillgetiftheinterestrateofis5%p.a.?a.Rs.62890b.Rs.62980c.
Rs.68920d.Rs.69820Ansa.............................................Inanormallydistributedpopulation,thesampling
distributionofthemeana.Isnormallydistributedb.Hasameanequaltothepopulationmeanc.Hasa
standarddeviationequaltothepopulationstandarddeviationdividedbythesquarerootofthesamplesized.
AlloftheaboveAnsd.............................................MR.Ramsonsisexpectedtojoinaprofessionnalcourse
in03yrsfromnowandhewouldneedasumofRs3lacatthattimeasadmissionfee.MrRamwantstosave
theamtinannualinstallmentsandprevailinginterestratesare5%.Howmuchamtheshoulddepositper
annum?a.95163b.95631c.953631d.96531Ansa.............................................Supposethat,foracertain
population,sigmaxbariscalculatedas20whensamplesofsize25aretakenandas10whensamplesofsize
100aretaken.Aquadruplingofsamplesize,then,onlyhalvedsigmaxbar.Wecanconcludethatincreasing
samplesizeisa.Alwayscosteffectiveb.Sometimescosteffectivec.NeverCosteffectived.Noneofthese
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Ansc.............................................Workoutthediscount
factorforRe1tobereceivedattheendoftwoyrwithprevalent8%.a.0.890b.0.873c.0.857d.0.842Ans
c.............................................Aninvestmentat10%iscompoundedmonthly,whatshallbetheeffectinterst
rateforthis.a.10%b.10.25%c.10.47%d.10.5156%Ansc............................................Aconsolebondof
Rs10000isissuedat6%.Couponcurrentinterstratesand9%.Findoutthecurrentvalueoftheconsolebond.
a.Rs.7660b.Rs.6760c.Rs.6670d.Rs.6706Andc.............................................Inwhichofthesituations
wouldx=notbethecorrectformulaforSamplingna.infinitepopulationb.finitepopulationwith
replacementc.finitepopulationwithoutreplacementd.noneoftheabove
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Ansc.............................................WhatdoestheCentral
tendencytheoremstate?a.asthesamplesizeincreasesthesamplingdistributionofthemeanwillapproach
normalityirrespectiveoftheshapeofthepopulationdistributionb.themeanofthesamplingdistributionof
themeanwillequalthepopulationmeanevenifthepopulationisnotnormalc.usesofsamplestatisticsto
makeinferencesofthethepopulationparameterswithoutknowledgeoftheofthefrequencydistributiond.all
oftheaboveAnsd.............................................Outofthefollowing,which3measuresareusedin
correlationanalysis:a.standarderrorb.covariancec.standarddeviationd.coefficientofcorrelatione.
coefficientofdetermination.1)a,b,c2)a,c,e3)b,d,e4)b,c,eAns3.............................................The
valueofastatistictendstowardsthevalueofthepopulationassizeincreases.Whatisitsaidtobe?a.
sufficientb.consistentc.efficientd.unbiasedAnsb.............................................Inanormaldistribution
95.5%ofallthesamplestatisticsarewithin_____standarderrorsofthepopulationparameter
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442a.5%b.2.25%c.3%d.noneoftheaboveAnsb
.............................................Thevalueofr2is0.49,thencoefficientofcorrelationisa.0.49b.0.7c.0.07d.
cannotbedeterminedAnsd.............................................Ifthedependentvariableincreaseswiththe
independentvariablethenthecoeff.ofcorrelationisa.0to1b.0to0.5c.0to2d.noneoftheseAnsd
.............................................Themethodofleastsquaresfindsthebestfitlinethat_______theerrorbetween
observed&estimatedpointsonthelinea.maximisesb.minimizesc.reducestozerod.b&cAnsb
.............................................Ifsignofrisnegativethenitindicatesa.directrelationshipbetweenX&Yb.
indirectrelationshipbetweenX&Yc.inverserelationshipbetweenX&Yd.borc

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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Ansd.............................................ForY=abXwesay
thatrelationshipbetweenYandXisa.direct&linearb.indirect&linearc.indirect&curvilineard.direct&
curvilinearAnsb.............................................Atimeseriesofannualdatawillcontainwhichofthe
followingcomponentsa.seculartrendb.cyclicalfluctuationc.seasonalvariationd.a&bAnsd
.............................................Removingthehighest&lowestactualtomovingaveragevalueswhen
computingseasonalindexforannualdatareducesa.extremecyclicalvariationsb.seculartrendc.seasonal
variationsd.alloftheseAnsa............................................Therepetitivemovementaroundatrendlineina
4monthperiodisbestdescribedbya.seasonalvariationb.seculartrendc.cyclicalfluctuationd.irregular
variationAnsa.............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Theresultofdiscardingextremevaluesbeforeaveragingis
called________.a.residualmeanb.modifiedmeanc.extrememeand.noneoftheaboveAnsb
.............................................Foragivenyearifanadjustedseasonalindexis>100thenforsomeotherperiod
itisa.<100b.>100c.=100d.noneoftheaboveAnsa.............................................Removingthehighest
&lowestactualtomovingaveragevalueswhencomputingseasonalindexforannualdatareducesa.extreme
cyclicalvariationsb.seculartrendc.seasonalvariationsd.alloftheseAnsa.............................................
Therepetitivemovementaroundatrendlineina4monthperiodisbestdescribedbya.seasonalvariationb.
seculartrendc.cyclicalfluctuationd.irregularvariationAnsa.............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Theresultofdiscardingextremevaluesbeforeaveragingis
called________.a.residualmeanb.modifiedmeanc.extrememeand.noneoftheaboveAnsb
.............................................FromthefollowingdataidentifythecorrectalternativeX1020304050Y2035
507590a.positive&linearb.positive&curvilinearc.negative&lineard.negative&curvilinearAnsb
.............................................InthefollowingXandYareindependent&dependentvariables.Readthe
figuresandanswer.X1234Y5131225a.thereisnocorrelationbetweenX&Yb.thereis+vecorrelation
betweenX&Yc.thereisvecorrelationbetweenX&Yd.therepartialcorrelationbetweenX&YAnsd
.............................................Inastudyitwasnoticedthataverageheightofsonsoftallfathersislessthanthat
ofthefathersandviceversa.Thisisduetoa.extensionb.progressionc.regressiond.hypertension
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Ansc.............................................Coefficientof
determination=r2=explainedvariation.TotalvariationCoefficientofcorrelation=rwhilerexplains
completelytherelationshipbetweenthevariables,r2doesnot,becausea.r2islessthan1b.r2isalways+ve
c.r2isalwaysved.r2asperformulacannotexplaindirectionAnsd............................................Atoy
manufacturerproducesbicycles(x)&scooters(y).Readthefollowingdataandanswer:Max.availabilityof
machinesis12hrsandxtakes2hrs.andytakes4hrstomake.Thetotalcostofx&yisRs.400&12000
respectively.Thesalepricesofx&yareRs.700&16000respectively.Theamountavailablefordaily
productionisRs.28000.Labouravailableisfor16hrs.Labourrequirementforx&yis4&12hrs
respectivelyChoosethecorrectoptionfromeachofthefollowing.Productionconstrainta.x+2y6b.4x+
2y12c.2x+y6d.9x=6y12Ans:aavaiaablityofmachines2x+4y=12=x+2y<6Financialconstraint
a.4x+120y280b.4x+12y28c.12y+4x28d.120x+4y280
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09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Ansecostofmanufacturing400x+12000y=28000=
4x+120y<280Labourconstrainta.12x+4y16b.x+3y4c.3y+x4d.4x+12y16Ansdlabour
hours=4x+12y<16Profitequationa.7x+160yb.160x+7yc.700x+1600yd.70x+160yAns

700x+16000y=7x+160y.............................................thetrendequationisY=a+bXIfN=7,Y=619,
X=0,XY=141,X2=28Answerthefollowing1.Valueofaisa.66.27b.85.55c.88.43d.74.27Ans
c2.Valueofbisa.2.67b.5.04c.3.45d.5.75Ansb3.EquationY=a+bXisa.Y=66.27+2.67Xb.Y=
85.55+3.45Xc.Y=88.43+5.04X
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442d.Y=85.55+5.75XAnsc4.Themonthlytrendeqn.isa.Y
=5.52+0.2225Xb.Y=7.37+0.2875Xc.Y=7.37+0.035Xd.Y=7.13+0.40XAnsc
.............................................Intherelationshipbetweenheightandeducationalqualificationa.theheightis
independentandeducationisdependentvariableb.theheightisdependentandeducationisindependent
variablec.thereisinverserelationshipbetweenthetwod.noneoftheaboveAnsd
.............................................IngivenQrtly.datathefirststepincomputingseasonalindexiscalculatinga.4
qtrmovingaverageb.discardhighestandlowestvaluesc.4qtr.Movingtotald.noneoftheaboveAnsc
.............................................Foradataof8halfyearperiodsthecodeforthe7thhalfisa.2b.3c.6d.5Ans
d.............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Whencodingforoddnumberofperiods.Thefollowingis
donea.subtracteachvaluefromthesmallestvalueb.subtracteachvaluefromthehighestvaluec.subtract
eachvaluefromthemiddlemosttermd.noneoftheaboveAnsc.............................................PresentValue
isdefinedas:a.Futurecashflowsdiscountedtothepresentatanappropriatediscountrateb.Inverseoffuture
cashflowsc.Presentcashflowcompoundedintothefutured.NoneoftheaboveAnsa
.............................................IfthepresentvalueofthecashflowXisRs.200,andthepresentvaluecashof
theflowYisRs.150,thanthepresentvalueofthecombinedcashflowis:a.200b.150c.50d.350Ansd
.............................................IfthepresentvalueofRs.444tobepaidattheendofoneyearisRs.400,whatis
theoneyeardiscountfactor?A.0.909B.1.11C.0.11D.NoneoftheaboveAnsa.............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442IfyouinvestRs.100,000todayat12%interestrateforone
year,whatistheamountyouwillhaveattheendoftheyear?A.Rs.90,909B.Rs.112,000C.Rs.100,000
D.NoneoftheaboveAnsb.............................................Whatissamplingforgroupswithconsiderable
variationwithinbutsimilartoeachothercalled?a.clusterb.stratifiedc.systematicd.randomAnsa
.............................................Ifinflationrateishigherinaneconomy,thediscountrateshouldgenerally,a.Be
lowerb.Behigherc.BeStabled.BefluctuatingAnsB.............................................Acashflowthatis
expectedtogrowataconstantrateforever,iscalled.a.Annuityb.Perpetuityc.Growingannuityd.Growing
perpetuityAnsgrowingperpetuity.............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Whichofthefollowingisnotamethodofselectingsamples
fromapopulation?a.Judgementsamplingb.Randomsamplingc.Probabilitysamplingd.NoneoftheseAns
c.............................................Choosethepairofsymbolsthatdoesn'tcompletethissentence:isa
parameter,whereasisastatistic.a.N,gb.y,sc.N,nd.AlloftheseAnsa.............................................A
bondthathasnomatuarityandpaysafixedcoupon(orrateofinterest)iscalled...a.Longtermbondb.
Perpetualbondsc.Consolebondsd.NonrepayablebondsAns:C.............................................Inrandom
sampling,wecandescribemathematicallyhowobjectiveourestimatesare.Whyisthis?a.Wealwaysknow
thechancethatanypopulationelementwillbeincludedinthesampleb.Everysamplealwayshasanequal
chanceofbeingselectedc.Allthesamplesareexactlythesamesizeandcanbecountedd.bothaandbAns
d............................................
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09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,

admin@jaiibcaiibmocktest.com,09994452442Aconstantflowpaidorreceivedatregulartimeintervalsis
knownas...a.Annuityb.Perpetuityc.Growingannyuityd.GrowingperpetuityAnsa
.............................................Afundwhichiscreatedbycompaniestomakepaymentofballoonrepayment
loansbyregularannualcontributionstohaveadequatefundsattheendoftheperiod,whenrepaymentfails
dueiscalled...a.reservefundb.balloonfundc.sinkingfundd.repaymentfundAnsc
.............................................Aninvestmentat12%interestratecompoundedmonthlyisequaltoanannual
rateofa.12.68%b.12.36%c.12%d.NoneoftheaboveAnsa.............................................A5yearGovt.
bondwithacouponrateof8%hasafacevalueof1000.Whatistheannualinterestpayment?a.80b.40c.
100d.NoneoftheaboveAnsa.............................................
46. 46.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442IfAinvestsRupees100at7percentinterestratefor3years,
whatwillbethevalueattheendof3years?a.125.20b.122.50c.152.50d.120.50Ansb
............................................Aconstantflowpaidorreceivedatregulartimeintervalsforeverisknownas...a.
Annuityb.Perpetuityc.Growingannyuityd.GrowingperpetuityAnsb.............................................The
dispersionamongsamplemeansis,thedispersionamongthesampleditemsthemselvesbecausea.Each
sampleissmallerthanthepopulationfromwhichitisdrawnb.Verylargevaluesareaverageddownandvery
smallvaluesareaveragedupc.Thesampleditemsarealldrawnfromthesamepopulationd.Noneofthese
Ansb.............................................Thecentrallimittheoremassuresusthatthesamplingdistributionofthe
meana.Isalwaysnormalb.Isalwaysnormalforlargesamplesizesc.Approachesnormalityassamplesize
increasesd.AppearsnormalonlywhenNisgreaterthan1,000Ansb.............................................
47. 47.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442IstartsavingRs.1lakhforthenext4years.Iftheinterestrate
is10percentpa,howmuchwillIgetattheendof4years?a.Rs.4,46,100b.Rs.4,61,400c.Rs.4,64,100d.
Rs.4,14,600Ansc.............................................Moneyhasatimevalueisshownbywhichofthefollowing
concept.a.Marketvalueb.Facevaluec.PresentValued.b&CAnsc.............................................Aborder
patrolcheckpointthatstopseverypassengervanisusinga.Simplerandomsamplingb.Systematicsampling
c.Stratifiedsamplingd.CompleteenumerationAnsd.............................................ValuetodayofRe.1tobe
receivedinfutureiscalleda.Presentvalueb.Compoundedfactorc.Discountfactord.YieldfactorAnsc
.............................................
48. 48.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442SupposethatapopulationwithNisequalto144haspisequal
to24.Whatisthemeanofthesamplingdistributionofthemeanforsamplesofsize25?a.24b.2c.4.8d.
CannotbedeterminedfromtheinformationgivenAnsa.............................................Aloanforwhichonly
interestispaidduringitsrepaymentperiodwhiletheprincipalisrepaidattheendiscalleda.Termloanb.
Interstdemandloanc.Lumpsumpaymentloansd.BalloonrepaymentloanAnsd
.............................................Aquarterlyrepaymentsofaloancarryaninterestrateof8%perannum.Whatis
theeffectiveannualinterestrate?a.8.4%b.8.2%c.8.3%d.8.5%Ansb.............................................The
centrallimittheorema.Requiressomeknowledgeofthefrequencydistributionb.Permitsustousesample
statisticstomakeinferencesaboutpopulationparametersc.Relatestheshapeofasamplingdistributionofthe
meantothemanofthesampled.Requiresasampletocontainfewerthan30observationsAnsb
............................................
49. 49.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Mr.RamwantstohaveRs20000afterayear.Howmuchhe
shoulddepositinabanktogetthisamountiftheprevailingrateofinterestis9%?a.17896b.18104c.18224
d.18348Ansd.............................................CAIIBABMMODBInRandomSampling,wepickupone,
keepitawayandthenpickanotherfromtheremaining.Thisiscalled...a.Samplingwithreplacementb.
Simplerandomsamplingc.Samplingwithoutreplacementd.NoneoftheaboveAnsc

.............................................Apopulationhavingastatedorlimitedsizeiscalledas...a.LimitedPopulationb.
InfinitePopulationc.FinitePopulationd.unlimitedPopulationAnsc.............................................Seasonal
variationis...a.Repetitiveb.Predictablec.Bothaandbd.NoneoftheaboveAnsc
.............................................
50. 50.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Theprobabilitythatweassociatewithanintervalestimateis
called...a.Estimatelevelb.ConfidenceLevelc.ProbabilityLeveld.NoneoftheaboveAnsb
.............................................Asyousettighterconfidenceinterval,youwouldgettoa...levela.higherb.
lowerc.eitherhigherorlowerd.noneoftheaboveAnsb.............................................InRandomSampling,
wepickupone,wenoteitdown,putitbackwiththeremainingandpickthenextone.Thisiscalled...a.
Samplingwithreplacementb.Simplerandomsamplingc.Samplingwithoutreplacementd.Noneofthe
aboveAnsa.............................................Thestandarderrorofthemeanforasamplesizeoftwoormoreis
a.Alwaysgreaterthanthestandarddeviationofthepopulationb.Generallygreaterthanthestandard
deviationofthepopulationc.Usually,thestandarddeviationofthepopulationd.NoneoftheseAnsc
.............................................
51. 51.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Ahigherdiscountratewillleadto...a.Ahigherpresentvalue
ofthefuturecashflowb.Lowerpresentvalueofthefuturecashflowc.Nochangeinpresentvalueofthe
futurecashflowd.NochangeAnsb.............................................Aprocessbywhichpresentcashfloware
convertedintotheirfuturevalueiscalled.a.compoundingb.discountingc.convertingd.findingpresent
valueAnsb.............................................Astheoutputincreases,theproductivityperworkerincreases.
Whatrelationshipdoesitleadto?a.directlinearrelationshipb.curvilinearrelationshipc.inverserelationship
d.noneoftheaboveAnsb.............................................Whataresamplinggroupswhichareverysimilar
withinbutdissimilarwithoutarecalled?a.clusterb.stratifiedc.systematicd.randomAnsb
.............................................
52. 52.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Ifthematurityofabondislongintothefuturetheinterestrate
ishigher.Why?a.longertermmaturityismoresensitivetopricefluctuationthanshortertermb.the
attractivenessoflongertermisrelatedtointerestonlyc.longertermbondsaregenerallyissuedbyinstitutions
oflesserratingd.longertermmaturityislesssensitivetofluctuationthanshortertermAnsa
.............................................Whatvariationdoesmovingaveragemethodeliminate?a.seasonalb.Cyclicalc.
Irregulard.SeculartrendAnsa.............................................Whatisascatterdiagram?a.diagramwhich
scattersallelementsofthevariable.b.Agraphicrepresentationoftherelationshipofthevariablesc.Helps
plotobservedvaluesd.b&cAnsd.............................................whichisanexampleofforsinkingfund?a.
perpetuityb.annuityc.gratuityd.noneoftheaboveAnsb.............................................Ifastandarderrorof
astatisticislessthanthatofanotherthenwhatistheformerissaidtobe.
53. 53.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442a.efficientb.unbiasedc.consistentd.sufficientAnsa
.............................................Whatisrepaymentofentireloanprincipalattheendoftheloanperiodcalled?a.
balloonpaymentb.compoundedpaymentc.annuityd.termpaymentAnsa............................................
Whatistheruleof72?a.12timestableb.ruleforcalculatingfuturecashflowsc.ruleforcompounding
presentcashflowsd.ruleforknowinghowquicklymoneydoublesAnsd.............................................If
pricesdouble,whathappenstorealvalueofrupee?a.remainssameb.doublesc.halvesd.changesinunlike
proportionsAnsc.............................................Whichmethodwhichhelpsdrawalinebetweenthesetof
scatteredpointsa.regressionmethodb.correlationmethod
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,

09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442c.leastsquaremethodd.leastfitmethodAnsc
.............................................Whatisazerocouponbond?a.thereisgainonlyinpriceb.gainincouponc.no
gainatalld.noneoftheseAnsa.............................................
55. 55.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442MODULECThesystemscostsareprojectedatwhichstage
oftheSDLC?a.PlanningandAnalysisb.Designc.Implementationd.OperationandMaintenanceAnsb
.............................................Whichofthefollowingisnottheessentialcharacteristicofthestrategictypesof
information?a.Simulatedwhatifinformationofashorttermnatureb.Competitiveactionsc.Demographic
studiesd.CustomeractionsAnsa.............................................Whichofthefollowingisnottheessential
characteristicofDecisionSupportSystem?a.Outputdirectedtoorganizationpersonnelatalllevelsb.
Comprehensivedatabasec.Adaptivesystemovertimed.NoneoftheseAnsd.............................................
Inprojectmanagement,whichofthefollowingdoesnotshowprecedencerelationshipamongthetasksand
milestonesoftheproject?a.GanttChartb.PERTc.CASEToolsd.NoneoftheseAnsa
.............................................
56. 56.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Whichofthefollowingisnotthelayerindatawarehouse
architecture?a.Externaldatabaselayerb.Metadatalayerc.Datastaginglayerd.NoneoftheseAnsd
.............................................Whichofthefollowingistheapproachthatadataminingtooluses?a.
Associationb.Classificationc.Clusteringd.AlloftheaboveAnsd.............................................InMICR
howmanydigitsareavailableforamount?a.13b.11c.10d.9Ansd.............................................Realtile
grosssettlementsystemisa.Netsettlementsystemb.Designatedtimesettlementsystemc.Designatedtime
netsettlementsystemd.NoneoftheseAnsd.............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442WhatisthemessageflowstructureinourRTGSSystem?a.V
b.Yc.Ld.TAnsb.............................................Whichofthefollowingisthequeueprocessingand
reorderinginRTGS?a.FIFOb.BypassFIFOc.FIFOwithprioritizationd.AlloftheaboveAnsd
.............................................WhichofthefollowingisnotcorrectforSFMS?a.UsesTextmessagesb.Uses
serversigningPKCsc.UsesserverencryptionPKCsd.AccesscanberestrictedtoHTTPSAnsa
.............................................Whichofthefollowingisnotthetypeofsmartcards?a.StoredValueCardsb.
Reloadableanddisposablecardsc.Closedandopenstoredvaluecardsd.NoneoftheseAnsd
.............................................
58. 58.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442InRTGS,IDLisa.IntraDayLiquidityb.InterbankDebit
Listc.InstrumentDebitListd.NoneoftheseAnsa.............................................FEDWIREisaa.Net
settlementsystemb.GrossSettlementsystemc.Deferrednetsettlementsystemd.Deferredgrosssettlement
systemAnsb.............................................CHIPSisaa.Netsettlementsystemb.Grosssettlementsystemc.
settlesinforexcurrencyonlyd.a&cbothAnsa.............................................StructuredFinancial
MessagingSystem(SFMS)isfora.Interbankmessagingb.IntraBankmessagingc.RTGSd.Allofthe
aboveAnsd.............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Electronically,customersfundcanbetransmittedacrossthe
bankbya.CENTRALISEDBANKINGSYSTEMb.SFMSc.RTGSd.ATMSAnsc
.............................................WhichofthefollowingisnotthebasicobjectiveoftheSystemAudit?a.
Safeguardingassetsb.Maintainingprocessintegrityc.Maintainingdataintegrityd.NoneoftheseAnsd

.............................................Whichofthefollowingfunctionalitycanbeaccomplishedbygeneralizedaudit
software?a.Evaluatingthequalityofdatab.Evaluatingthequalityofsystemprocessingc.Analyticalreview
d.AlloftheaboveAnsd.............................................Whichofthefollowingtechniqueisusedfor
concurrentaudit?a.IntegratedTestfacility(ITF)b.SystemControlAuditReviewFile(SCARF)c.
ContinuousandIntermittentSimulation(CIS)d.AlloftheaboveAnsd.............................................
60. 60.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Thisemphasizesonthepatternof(mutual)expectations.a.Job
b.Taskc.Roled.WorkAnsc.............................................WhocalledworkersasVitalmachines?a.
HaneryFoyalb.PeterDukerc.EltonMayod.CharlesBabbageAnsb.............................................
EstablishingTrainingandDevelopmentsystemaspartoftheHRDeffortsdoesn'tinvolve...a.identificationof
trainingneedsb.conductingthetrainingc.evaluationoftrainingd.NoneoftheseAnsd
.............................................Whichisabasicelementofajob?a.Jobb.Taskc.Roled.WorkAnsb
.............................................
61. 61.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Whoiscalledasthefounderofscientificmanagement
approach?a.CharlesBabbageb.EltonMayoc.Fredricktylord.PeterDukerAnsc
.............................................Whichlabelcanbeappliedforthepurposeoffacilitatingcommunication,to
improvetheperformanceofindividualonhispresentjob?a.Trainingb.Educationc.Developmentd.None
oftheaboveAnsa.............................................Whichtheoriesstatethatthelearnerispassiveintheprocess
oflearning?a.OrganismicTheoriesb.MechanisticorBehaviouristTheoriesc.CognitiveTheories:d.
HumanisticTheoriesAnsb............................................Theconceptofhowthornestudieswasgivenby...a.
Fredricktylorb.CharlesBbbagec.EltonMayod.PeterDukerAnsc.............................................
62. 62.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Whichencompassessociopsychologicalrelationship?a.Job
b.Taskc.Roled.WorkAnsd.............................................Whichtheoriesequatemanwithhisbrain?a.
OrganismicTheoriesb.MechanisticorBehaviouristTheoriesc.CognitiveTheoriesd.HumanisticTheories
Ansc.............................................ObjectivesofHRMismainlyrelatedtounderstand...a.thefundamentals
ofHRM.b.CustomerandStaffbehaviour.c.ThecomprehensiveperspectiveofHRM&relationshipwith
HRD.d.TheroleofHRprofessionals&developmentofHRfunctions.Ansb.............................................
Whichistrueregardingfunctions&structureofHRM&HRD?a.Thereisnoconflictbetweenthetwo.b.
Thereisdifferenceonlyintheapproachandemphasis.c.HRMisthesubsystemofHRDd.HRMdeals
routinefunctions&HRDfunctionsemphasizeonchangemanagementprocess.Ansc
.............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Whichtheoriesholdthatlearningoccursonlywhenlearners
havethe'freedomtolearn'?a.OrganismicTheoriesb.MechanisticTheoriesc.CognitiveTheories:d.
BehaviouristTheoriesAnsa.............................................Attitudecanbeclassifiedintothreebasic
components.Whichisnotoneamongthem?a.Emotionalb.Formalc.Informationald.BehaviouralAnsb
.............................................Whichlabelcanbeappliedforthepurposeoffacilitatingcommunication,inan
individual'spreparationforanidentifiedjobinanottoodistantfuture?a.Trainingb.Educationc.
Developmentd.NoneoftheaboveAnsb.............................................Whentheadulteducationisorganized
withthemodel(forchildren),itisknownas.....a.Childmodelingb.Andragogyc.Pedagogyd.paragogyAns
c.............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Transferoflearningtoworkplacetakeplaceatwhichlevelof

evaluationoftraining?a.ReactionLevelb.LearningLevelc.Thebehaviorleveld.FunctionlevelAnsc
.............................................Whichlabelcanbeappliedforthepurposeoffacilitatingcommunication,in
learningforgrowthoftheindividualnotrelatedtoaspecificpresentorfuturejob?a.Trainingb.Educationc.
Developmentd.NoneoftheaboveAnsc.............................................Whowasanearlyadvocateof
"Divisionoflabour"?a.Fredricktylorb.CharlesBabbagec.EltonMayod.RobertOwenAnsb
.............................................WhichisnotasubsystemofHRM?a.Administrationb.Maintenancec.Credit
d.DevelopmentAnsc.............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442WhichofthefollowingindustriesinIndiawasthefirsttouse
theterm"PersonnelOfficer"?a.Insuranceb.Banksc.ChemicalandPharmaceuticald.SteelAnsc
.............................................Whichissaidtobethebeginningstageofcareer?a.Mentorb.Apprenticec.
Colleagued.SponsorAnsb.............................................AccordingtoDalton,ThomsonandPrice,career
rolesaredividedinto...categories.a.2b.3c.4d.5Ansc............................................AccordingtoEric
Berne,therearetypically...typesofegostatesintransactionalanalysis.a.3b.4c.5d.6Ansa
.............................................
66. 66.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442One'sbeliefaboutwhoisresponsiblefortheeventinone'slife
refersto...a.Adultegostateb.changecatalystc.personalefficacyd.LocusofControlAnsd
.............................................Whichstageofcareerrolessignifiesthebeginningofcomplexfunctions?a.
Apprenticb.colleaguec.Mentorsd.SponsorsAns:c.............................................Mr.XYZisworkingasGM
ofABCco.Heistrustworthy,opentoother'sideas,acceptsuggestions,havebetterselfawareness,received
feedbackfromothersandmakemoreandmoredisclosures.Hewillcomeinwhichstageofselfawareness?a.
ARENAb.BLINDc.CLOSEDd.BLINDAnsa.............................................Theconceptofhowthorne
studieswasgivenby...a.Fredricktylorb.CharlesBbbagec.EltonMayod.PeterDukerAnsc
.............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Whohadnotcontributedmuchtowardsthedimensionsof
Motivation?a.ChirisArgyrisb.HaneryFoyalc.EltonMayod.AbrahamMaslowAnsb
.............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442MODULEDAsperRBIguidelines,Commercialbanksare
requiredtolend......ofprioritysectortoweakersections.a.10%b.18%c.25%d.32%Ansc
.............................................Advancesonorafter01.04.2013forpurchaseanddistributionoffertilisers,
pesticides,seedsetc.uptoRs....arecoveredunderprioritysector.a.25Lakhsb.50Lakhsc.1Crored.5
CroresAnsd.............................................Statutorycorporationsarecontrolledbywhichactforcredit
management?a.Indiancontractactb.Companyactc.Actsthatcreatedthemd.IndianpartnershipactAnsc
.............................................whichoneofthefollowingisnotanonfundbasecredit?a.Letterofcreditb.
Billdiscountingc.Coacceptanceofbillsd.ForwardcontractsAnsb.............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442AsperRBIlatestguidelines,loanstocooperativesocietiesof
farmersfordisposingoftheproduceofmembersuptoRs....arecoveredunderprioritysector.a.25Lakhsb.
50Lakhsc.1Crored.5CroresAnsd.............................................Industries&businessenterpriseswhose
turnoverfortheaccountingperiodexceedsRs.50crorehastosubmitsegmentwisereportingasper...a.AS3
b.AS7c.AS17d.AS21Ansc.............................................Nopenalinterestshouldbechargedto
borrowersofloanunderprioritysectoruptoRs.a.10000b.20000c.25000d.50000Ansc

.............................................WhichoneisnotaBasicconceptusedinpreparingoffinancialstatements?a.
Entityconceptb.MoneyMarketconceptc.GoingConcernconceptd.AccuralconceptAnsb
.............................................
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MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442NocollateralsecurityisrequiredforloanunderMSMEfor
manufacturing/productionandprovidingorrenderingofservicesuptoRs.a.1lakhb.2lakhc.5lakhd.10
lakhAnsc.............................................Advancesagainstpledge/hypothecationofagriculturalproduce
sanctionedtofarmersonorafter01.04.2013uptoRs....arecoveredunderprioritysector.a.10Lakhsb.15
Lakhsc.25Lakhsd.50LakhsAnsd.............................................Whichonedoesn'tcomeunderLiability?
a.Sharecapitalb.Reserve&surplusc.Miscellaneousexpenditured.currentliability&provisionsAnsc
.............................................Whichaccountingstandardmakesitmandatoryforsomeenterprisestoprepare
cashFlowStatementfortheaccountingperiod?a.AS1b.AS3c.AS9d.AS17Ansb
.............................................
71. 71.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Whichonedoesn'tcomeunderCurrentliabilities?a.Advance
paymentsreceivedb.prepaidexpensesc.unclaimeddividend&dividendsd.provisionsfortaxesAnsb
.............................................Inventorynormsforvariousindustrieswasprescribedby?a.Narshimman
committeeb.Raghwancommitteec.Tandoncommitteed.ChakrabortycommitteeAnsc
.............................................Targetforagriculturaladvancesincaseofforeignbanksis...a.10b.20c.32d.
NoTargetAnsc.............................................Inordertoavoidtheproblemindelayinrealizationofbills,
bankmaytakeadvantageofimprovedcomputer/communicationnetworkcalled......a.GUIb.SFMSc.ETFd.
SWIFTAnsb.............................................
72. 72.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Whichofthefollowingisratio,indicativeoftherepaying
capacityofaborrower?a.Quickratiob.TOL/TNWc.DSCRd.DERAnsc
.............................................Bankguaranteeshouldnormallyhaveamaturityofmorethan......a.5yearsb.
10yearsc.15yearsd.20yearsAnsb.............................................Turnovermethodofassessmentshould
beappliedforworkingcapitallimitofuptoRs......incaseofSSIunits.a.OneCroreb.TwoCroresc.Five
Croresd.TenCroresAnsc.............................................Projectloanscanbegivenbythebanktoa.Only
corporatesb.Onlycorporatesandpartnershipfirmsc.Onlycorporate,partnershipfirmsandsocietiesd.Any
businessentityAnsd.............................................
73. 73.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442TheconductofLCbusinessisgovernedby......a.RBIb.
IRDAc.UCPDC600d.AMFAAnsc.............................................RegulatedInterestratesbyRBI,are
applicableforcreditlimituptoRs...lakh.a.1b.2c.3d.5Ansb.............................................Thetotal
prioritysectortargetforforeignbanks,operatinginIndia,is...a.20%b.32%c.40%d.18%Ansb
.............................................Matchthefollowingtermsandtheiruse:i)purchase1.usedincaseofusance
billsii)discount2.usedincseofbillsdrawnunderLC,openedbythepurchasersbankiii)negotiation3.
usedincaseofdemandbillsa.i2,ii3.iii1b.i3.ii1.iii2c.i2,ii1,iii3d.NoneoftheseAns
b.........................................................................................................
74. 74.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442SelecttheINCORRECTsentence:1.Termloansareprovided
foracquiringthefixedassets.2.Workingcapitaltermloansareprovidedforsustainingcurrentassets.3.Term
loanarepayableasperdemand.4.Workingcapitaltermloansarepayableasperrepaymentschedulea.both
1and2b.both2and3c.both3and4d.both1and4Ansc

.........................................................................................................Whatshouldabankdoiftheownerofthe
collateralsecurityissomeoneotherthantheborrower?a.Rejecttheloanb.Transfersecuritytothenameof
borrowerc.Maketheownerofthecollateralsecurityasfirstguaranteroftheloanandcreatechargeoverthe
securityd.securityshouldbehypothecatedtothebankerAnsc.............................................Whichofthe
FollowingisnotariskmentionedintheBaselIIAccorda.Operationalriskb.Marketriskc.Defaultriskd.
CreditriskAnsc.............................................Whichofthefollowingstatementsisnottrueforan
infrastructureproject?a.Ithaslonggestationperiodb.Itreducestheriskforthelenderashisfundsget
assureddeploymentforalongtime.c.Thedebtequityratioisnormallyhighforaninfrastructureproject
75. 75.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442d.TheimplementationperiodisusuallylongAnsb
.............................................Foreignbankswith20branchesandaboveinIndianeedtoachievePStargetof
40%inhowmanyyears?a.02yearsb.03yearsc.04yearsd.05yearsAnsd.............................................
Whichofthefollowingisanexternalfactoraffectingcreditrisk?a.Governmentpoliciesb.Faultyloanand
repaymentstructuringc.Overexposure(concentration)ofcredittoaparticularsegmentd.Lackofanefficient
recoverymachineryThecorrectchoiceisa.Governmentpolicies.............................................Whatbank
shoulddotoavoidassetliabilitymaturitymismatchthatmayariseoutextendinglongtenortoinfrastructure
projects?a.Returnoninvestmentb.Breakevenanalysisc.LiquiditysupportfromIDFCd.Takeout
financingarrangementAnsd.............................................ADGPisissuedbythebankfor,byits
client.a.Saleofgoodsb.Purchaseofgoodsc.Saleofcapitalgoods
76. 76.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442d.PurchaseofcapitalgoodsAnsd
.............................................Whichofthefollowingisnotasourceoffundsformeetingthecostoffixed
assetsbyanenterprise?a.Creditbysupplierofassetsb.Internalaccrualsc.Debenturesd.DPGAnsd
.............................................Whichofthefollowingisnotcorrectregardingtermloansbythebanks?a.Asset
liabilitymatchingisanimportantconsiderationintermfinancingb.Installmentoftermloan,payablewithin
oneyearisconsideredascurrentliabilityc.Repaymentofatermloancanbeinequatedmonthlyinstalments
d.CurrentratioisthemostimportantratioinappraisalofatermloanAnsd.............................................
Whichofthefollowingisnotcorrectregardinginfrastructureprojectbythebanks?a.Banksareallowedto
fundspromoters'equityincertaincircumstancesb.ExposurenormsarerelaxedbyRBIc.Assetliability
mismatchhasbeenpermittedbyRBId.IDFCprovidesliquiditysupporttobanksAnsc
.............................................Whichofthefollowingstatementsisnotcorrectforprojectappraisal?a.
Examinationoftechnicalfeasibilityiscarriedoutb.Thecontributionofpromotersformsapartofeconomic
appraisalc.Promoters'backgroundispartofthemanagementappraisald.Capacityofpromoterstoarrange
foradditionalfunds,incaseofcontingencies,formsapartofeconomicappraisal.
77. 77.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Ansd.............................................Whichofthefollowingis
notacreditrisk?a.Unwillingnessofacustomertomeethiscommitmentrelatingtoafinancialtransaction
withthebankb.Inabilityofthecustomertoreimbursethebankincaseofinvocationofaguaranteeor
devolvementofanL.Cc.Inabilityofacustomertomeethiscommitmentrelatingtoafinancialtransaction
withthebankd.LosstothebankduetofraudAnsd.............................................Whichofthefollowingis
notaninternalfactoraffectingcreditrisk?a.Excessivelendingtocyclicalindustriesb.Lowqualityofcredit
appraisalandmonitoringc.Deficienciesintheloanpolicyofthebankd.Protectionistpoliciesofother
countriesAnsd.............................................Whichofthefollowingisnotamacrolevelactionfor
mitigationofcreditrisk?a.Periodicallyreviewsoftheexposurenormsforsingleandgroupborrowersb.
Improvingappraisalstandardsofcreditproposalsc.Frequentreviewsofnormsandfixinginternallimitsfor
aggregatecommitmentstospecificsectorsoftheindustryorbusinessd.Periodicreviewoftotalcredit
portfoliobasedonqualityparametersAnsb.............................................Whichofthefollowingisnota
microlevelactionformitigationofcreditrisk?a.Improvingsanctioninganddeliveringprocessb.Obtention
ofcollateralsecurityc.Monitoringandreviewofindividualproposals/categoriesofproposalsd.Periodical

reviewsoftheexposurelimitsforbusinessorindustrysegment
78. 78.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Ansd.............................................Whichofthefollowing
statementsisnottrueregardingcreditderivativesproducts?a.Theseareusedtohedgecreditrisktothebank
b.Theprotectionbuyeristhelendingbankc.Theprotectionsellercanbeanotherbankoranyother
organizationd.ThecreditassetistransferredincaseofderivativesAnsd.............................................Credit
ratingisasystemof:a.Measuringriskb.Mitigatingriskc.Migratingriskd.CreditappraisalAnsa
.............................................InternalratingmeAnsa.Ratingtheprojectb.Ratingthepromotersc.Ratingthe
riskforinternalused.NoneoftheaboveAnsd.............................................Forexternalcreditrating,banks
dependon:a.Ratingagenciesb.Experiencedstaffofthebankc.Bankingconsultantsd.Noneoftheabove
79. 79.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442Ansa.............................................Whichofthefollowingis
notanapproachforassessmentofcreditrisks,laiddownunderBasel2Accord?a.Standardizedapproachb.
FoundationInternalRatingBased(IRb.approachc.AdvancedInternalRatingBased(IRb.approachd.
SimplifiedInternalRatingBased(IRb.approachAnsd.............................................Whichofthefollowing
statementsistrueregardingStandardizedapproach?a.Ithasalreadybeenadoptedbyallthebanksb.Ithas
beenadoptedonlytheforeignbanksoperatinginIndia.c.Ithasbeenadoptedbytheforeignbanksoperating
inIndiaandsomeoftheIndianbanksd.IthastobeadoptedbytheallthebanksbyMarch2010Ansa
.............................................RBIhassuggestedwhichofthefollowingearliestdateofmakingapplicationby
bankstoRBIregardingimplementationoftheadvancedapproaches(FoundationaswellasIRb.a.1,April
2012b.1,April2013c.1,April2014d.1,April2015Ansa.............................................Whichofthe
followingisnotapurposeofcreditmonitoring?a.Toensureenduseofthefundsbytheborrowerb.Todetect
anydeteriorationinthesecuritychargedtothebankc.TocomplywiththeguidelinesoftheRBI
80. 80.www.jaiibcaiibmocktest.comwww.jaiibcaiibmocktest.comFacebookGroupsJAIIBCAIIBSTUDY
MATERIALSCAIIBDISCUSSIONmurugan0501@gmail.com,admin@jaiibcaiibmocktest.com,
09994452442AdvancedBankManagementwww.jaiibcaiibmocktest.commurugan0501@gmail.com,
admin@jaiibcaiibmocktest.com,09994452442d.Toascertainthatthebusinesscontinuestorunonthe
projectedlinesAnsc.............................................Whichofthefollowingisnotatoolavailabletocheckthe
bankforcreditmonitoring?a.Sendingregularreminderstotheborrowerb.Periodicvisitstothebusiness
placeforinspectionc.Analysisoffinancialstatementsd.Examineconductofborrower'saccountAnsa
.............................................Whichofthefollowingisnotamethodfordetectingwrongmentionofinventory
inastockstatement?a.Stockauditb.Inspectionofstocksc.Analysisoffinancialstatementsd.Crosscheck
fromthebalancesheetfigureAnsc.............................................Whichofthefollowingisnotamethodfor
detectingwrongmentionofreceivablesinstockstatementsubmittedbytheborrower?a.Analysisoffinancial
statementsb.Crosscheckfromthebalancesheetfigurec.Receivablesauditd.Inspectionofbooksofaccount
Ansa.............................................Whichofthefollowingisnotadangersignaboutthedirectionof
businessoftheborrower?a.DevolvementofLCs,invocationofBankGuaranteesb.Demandforhigherlimit
c.Delaysinsubmissionofstock/receivablesstatementsd.Returnofchequesorbills
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