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General Awareness
1. On 15 January 2015, RBI permitted banks...
1) to set up insurance joint ventures on risk
participation basis.
2) to set up insurance joint ventures on partial-risk participation basis.
3) to set up insurance joint ventures on 60%
risk participation basis.
4) to set up insurance joint ventures on
50 : 50 risk participation basis.
5) None of above
2. RBI allowed banks to undertake insurance
business as agents of insurance companies...
1) on fee basis with any risk participation by
banks and their subsidiaries.
2) on no fee basis without any risk participation by banks and their subsidiaries.
3) on fee basis without any risk participation
by banks and their subsidiaries.
4) on free basis services without any risk
participation by banks and their subsidiaries.
5) None of above
3. As per government of India order, Insurance
is a permissible business under Section
6(1)(o) of .....
1) Banking Regulation Act 1949
2) RBI Act 1934
3) Banking Regulation Act 1959
4) FEMA 1999
5) None of above
4. If the Banks want to set up a subsidiary/ JV
for undertaking insurance business with risk
participation, net worth of the bank should
not be less than ..........
1) Rs.100 crores
2) Rs.500 crores
3) Rs.10 crores
4) Rs.1000 crores
5) None
5. Level of net non-performing assets should
be not more than ..... if the Banks want to set
up a subsidiary/ JV for undertaking insurance business with risk participation as per
RBI.
1) 10% 2) 3 % 3) 4%
4) 5% 5) 1%
6. Banks undertaking insurance broking/ corporate agency through a subsidiary/ JV need
RBI approval. Then those banks CRAR must
not be less than .......
1) 9% 2) 10% 3) 11.5% 4) 8% 5) None
7. CRAR stands for .....
1) Capital to Risk (Weighted) Average Ratio
2) Core to Risk (Weighted) Assets Ratio
3) Capital to Risk (Weighted) Assets Ratio
4) Capital to Roll (Weighted) Assets Ratio
5) None
8. Who is the regulator of insurance business in
India?
1) SEBI
2) CCI
3) IRDAI
4) PFRDA 5) All of above
9. Insurance Regulatory and Development
Authority (IRDA) has been renamed as...
1) BRDA
2) IRRDA
3) IDA
4) IRDAI
5) None
10. IRDAI stands for ......
1) Insurance Rules Development Authority
of India
2) Insurance Regulatory Donor Authority of
India
3) Insurance
Register
Development
Authority of India
4) Insurance Regulatory and Development
Authority of India
5) None
11. IRDAI
(Insurance
Regulatory
and
Development Authority of India) earmarked
.... as Insurance day , on which day it came
into existence in the year 2000.
1) 8 Jan
2) 15 Apr
3) 20 May
- j---
17
3) Krishna (AP)
4) Idukki (Kerala)
5) Medak (Telangana)
35. On 5 January 2015, PM Modi launched
'Prakash Path'. It is a ......
1) Urban Housing Mission
2) Digital India Project
3) Primary Education Initiative
4) Clean India Programme
5) National energy conservation movement
36. International Exchange in Gujarat's GIFT
city (Gujarat International Finance Tec-City)
to be established by .....
1) KSE
2) MSE
3) NSE
4) BSE
5) None
37. Army day observed on....
1) 15 January
2) 4 Dec
3) 8 Oct
4) 15 August
5) 26 January
38. Bezbaruah Committee had given recommendations on .....
1) to examine the constitution of SIT on
1984 anti-Sikh riots.
2) to look into the concerns of the people of
North East living in the other parts of the
country.
3) to interact with trade and industry on taxrelated issues on a regular basis.
4) government advertisements
5) giving the recognition to deemed universities on regular basis.
39. Who has been conferred with the Sardar
Vallabhbhai Patel Vishwa Pratibha Award,
for his contribution to society as a Gujarati?
1) Arun Jaitley
2) Arvind Panagariya
3) Meghnad Desai
4) Amartya Sen
5) None
40. On 4 January which neighbouring nation of
India celebrates Independence day every
year?
1) Sri Lanka
2) Bangladesh
3) Maldives
4) Pakistan
5) Myanmar
41. Singapore-bound Flight QZ8501, which
crashed into Java Sea on 28 Dec 2014
after taking off from Surabaya, Indonesia,
belongs to ......
1) Cathay Pacific
2) Lufthansa
3) Air India
4) Air Asia
5) Garuda
42. As the no party/parties unable to form the
new government in Jammu and Kashmir,
the president rule was imposed under....
1) Article 356
2) Article 352
3) Article 360
4) Article 19
5) Article 21
Key
1-1
2-3
3-1
4-4
5-2
6-2
7-3
8-3
9-4
10-4
11-4
12-4
13-1
14-5
15-5
16-1
17-2
18-5
19-1
20-1
21-1
22-5
23-4
24-3
25-3
26-5
27-3
28-5
29-3
30-2
31-1
32-5
33-4
34-4
35-5
36-4
pratibhadesk@eenadu.net
37-1
38-2
39-3
40-5
41-4
42-1.