Month

Balance
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24

$2,500.00
$2,412.50
$2,323.69
$2,233.54
$2,142.05
$2,049.18
$1,954.91
$1,859.24
$1,762.13
$1,663.56
$1,563.51
$1,461.96
$1,358.89
$1,254.28
$1,148.09
$1,040.31
$930.92
$819.88
$707.18
$592.79
$476.68
$358.83
$239.21
$117.80

Payment
$200
$200
$200
$200
$200
$200
$200
$200
$200
$200
$200
$200
$200
$200
$200
$200
$200
$200
$200
$200
$200
$200
$200
$200

Expenses
$75
$75
$75
$75
$75
$75
$75
$75
$75
$75
$75
$75
$75
$75
$75
$75
$75
$75
$75
$75
$75
$75
$75
$75

Interest
$37.50
$36.19
$34.86
$33.50
$32.13
$30.74
$29.32
$27.89
$26.43
$24.95
$23.45
$21.93
$20.38
$18.81
$17.22
$15.60
$13.96
$12.30
$10.61
$8.89
$7.15
$5.38
$3.59
$1.77

Applied to Principal
$162.50
$163.81
$165.14
$166.50
$167.87
$169.26
$170.68
$172.11
$173.57
$175.05
$176.55
$178.07
$179.62
$181.19
$182.78
$184.40
$186.04
$187.70
$189.39
$191.11
$192.85
$194.62
$196.41
$198.23

New Balance
$2,500
$2,412.50
$2,323.69
$2,233.54
$2,142.05
$2,049.18
$1,954.91
$1,859.24
$1,762.13
$1,663.56
$1,563.51
$1,461.96
$1,358.89
$1,254.28
$1,148.09
$1,040.31
$930.92
$819.88
$707.18
$592.79
$476.68
$358.83
$239.21
$117.80
($5.43)