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Keb[ veb. XXX VOL. NO. XXX

peveJejer-petve 2004 JANUARY-JUNE 2004

C O N T E N T S
PURI EDITORIAL 2
PRESIDENT’S ADDRESS 4
- Shri R. Beri

HARMONISATION OF REGULATORY STANDARDS AND GUIDELINES 7

- Shri C. S. Rao

CHALLENGES IN IMPLEMENTING AGRICULTURAL 10

INSURANCE & REINSURANCE IN DEVELOPING COUNTRIES
- Shri Nicolas Chatelain
Editor
V.H.P. Pinto CHALLENGES IN IMPLEMENTING AGRICULTURE INSURANCE 14
AND RE-INSURANCE IN DEVELOPING COUNTRIES
Editorial Board - Shri R. C. A. Jain
S. Balachandran HEALTH INSURANCE POLICIES AND THE ROLE OF THE 24
S.J. Gidwani
INSURANCE INDUSTRY IN HEALTH CARE MANAGEMENT
- Shri Basil Reekie
Secretary-General
S.J. Gidwani NEW PENSION SCHEME (NPS) 31
- Shri U. K. Sinha
Printed and Published by
S.J. Gidwani, Secretary-General, A COMPARATIVE ANALYSIS : LIC’S KOMAL JEEVAN Vs. ICICI’S 38
for the Insurance Institute of India (Regd.) SMART KID & TATA AIG’S MAHALIFE JR.
Universal Insurance Building, - Shri Sekhar Chandra Sahoo
Sir P.M. Road, Fort, Mumbai-400 001. CHANGING SCENARIO OF INSURANCE INDUSTRY 43
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Printed at
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Tel. : 28754412, Fax : 28758752 ROLE OF AGENTS IN COMPETITIVE REGIME 50
- Shri Sankar Das
NOTICE TO READERS LEGAL NOTES 53
Publication of papers and other contributions DeefYekeÀlee& keÀer GÊece íefJe efJeHeCeve keÀer DeeOeejefMeuee 67
in this journal does not necessarily imply
agreement with statement made or opinions - Þeer. jeOesM³eece Mecee&
expressed, for which the respective writers REPORT CARD : LIFE 69
alone are responsible.
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News papers for India (Regd. No. 31878/77) AROUND THE INSTITUTES 73
I.I.I. NEWS 79