UNITED BANK OF INDIA

Retail Credit
In order to make the Loan scheme more attractive to the people in the present competitive
banking scenario, the same has been thoroughly revised by introducing liberal approach in
eligibility, quantum of loan, interest and repayment etc. In order to encourage participation
of women in availment of loan, the revised scheme provided higher quantum and longer
repayment period on joining of wife as co-borrower in the loan.

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United Housing Loan Scheme c

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United Smart Loan Scheme c

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United Housing Loan for Pensioners c

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United Personal Loan Scheme for Salaried Persons c

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United Demand Loan Scheme c

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United Personal Loan Scheme for Pensioners c

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United Car Loan Scheme c

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United Consumer Loan Scheme c

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United Education Loan Scheme c

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United Shikshak Samman Yojana c

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United Trade Credit c

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United Mortgage Loan Scheme c

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United Cash Rental c

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Priority Sector
Recommendations of Sachar Committee
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Agricultural Loans
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Small Scale Industries
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Road Transport Operators
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Retail Trade
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Professional and Self Employed Persons
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Recovery Agents engaged by the Bank
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List of farmers eligible under Debt waiver & Debt relief scheme 2
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Corporate Banking
Corporate Business Group at Head office, Kolkata caters to the needs of large Corporates,
NBFCs, Housing Finance Companies etc. providing a wide range of financial products/services
with requirements exceeding Rs.25.00 Crores in the form of :
I) Term loans to fund capital expenditure for setting up new units, expansion and
modernization projects, under Infrastructure and non-Infrastructure Sectors

II) Working capital finance to Units in various Sectors in the form of

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rc Non-fund based limits

III) Corporate Loans for a variety of business related purposes

IV) Export Credit

Proposals from the Corporates will be handled directly at Corporate Business Group ensuring
speedy disposal.

Äricing : At competitive rates as decided by the Competent Authority of the Bank and in
commensurate with the rates offered by the other Banks / financial institutions.