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3B Gundecha Onclave,
Kherani Road,Sakinaka,Andheri(E.),
Without Prejudice
Mumbai 400072
Tel.+ 91 22 30657300
Date : 18/04/2011
Fax + 91 22 28528222
Url No. : 447514-1 www.uhcpindia.com
To,
NALIN MOHAN
Oracle Financial Services Software Limited
We regret to inform you that the above claim lodged by you is rejected due to the following :
Reasons : Present claim is in respect of Mr Agarwal Atul 54 yrs old male patient hospitalized from 14.02.11 to 02.03.11
with complaints of -Epigastric pain , vomitting ,diagnosed to have Acute Cholecystitis with Pancreatitis ,
underwent Lap Cholecystectomy .As evident from the submitted claim documents,it is observed that this ailment is
a direct effect of abuse of intoxicating substance ( Alcohol) . Hence we are unable to consider this claim for
admissibility under exclusion clause no. 4.8 of your policy , which states the following.
Clause Description: Convalescence, general debility; run-down condition or rest cure, Congenital external disease or defects or
anomalies, Sterility, Venereal disease, intentional self injury and use of intoxication drugs / alcohol.
Please feel free to get in touch with us for any further clarifications.
With Regards,
Claims Department