Documente Academic
Documente Profesional
Documente Cultură
RZ v
Ag U
eZA v
Umg
U
e UP Aq
AZP
i| | Z
2559010
AZP
sr
P d
9686424610
AzQ
w ev g
9901893197
AzP
e in
9986898347
Rdg
sr
P
9449486763, 2559363
egv AZP
w U re
2009174
Az
D
9845455409
w eAv re
2559204
w Aim
P
9980329763
Aj"";j} :
Pa|<o O/S _0K} oZ
Dj0=j}~ j"0} aoD} :
The Editor
Khursacho Taalo,
Holy Cross Church
Bantakal P.O. - 574115
Aw s
A DAiiv av eA g. DAig
WqA xrA WrvA aAvg A RgA u
ghv.
dZA , CjPAv Pw, Lj..Ev,
Di UAAv CPP , AZ A U,
V A q
zs
, Ev.
xqZ A AiA
dAii - DUZ
g A DAPq u
, DvA Av
AZ A. Ai g vPu
V AZ
zsV
Z C.
D UA V s AP ArP, xqZ A
AiA 40 ZAq s A evAP DvA 400 s A
eAiiAv. Aw s
g fq, PP Ev s Aa
gZ D, vAZ DvA Jq
Z A. Aq, DAq,
UA, vArA, AA Ev vPj gA ev,
w DvA iAiiP e.
A WrvA P vAv PA A
a .
D P w DiA xP, D DP
Pg AZ D. UAgAi D P e
Aii Aii .
s AAiA
vgu
eAZ
v. e PZ
v g, C zZ A
zs PS, KP Wg AzAP, AzA Wg
AP eAii, D r
PAii GZjeAii
08 A g 2011
RZ v
P vu
KP JP vg DA
GU P e Aii jui
A egA P , U
A g JAq P v zs
PjeAii u
m Di UAAv
U s AZ PP A Pv GU
Pvv u AA DAiiA.
aAv
A : s AAii D DAii Q,
zAZ DiA , KP iv w. w wZ
s UAP wvA , DP D
u g Ru PAv w
AUAZ D. w Gmg wZ P
Pg DA PAAii ZA
A.
s AAig DA iv fAig
, Pg d AiA P
s AAii v v A PAi
DiA D A Gq zg
A.
D P, zs
, zv
Ae z
P P vA DU PZ vA
vgu
DA AAP A vg QvA
sAi?
AP Aw s
Z G
ev D, AzQ
eA ms
AA
1.
2.
3.
4.
5.
6.
7.
8.
9.
g Pg
Jqq Pg
e Pg
g Pg
g g
Aii vAi
Aw s
Ar
jAi d
j d
Aw s
A. CAv q
A. CAv q
A. CAv q
A. CAv q
A. eQi q
R q
vzsg q
vzsg q
vzsg q
2002252
2007730
2007069
2007068
2002293
2009344
9916241220
8095413467
9739939127
08 A g 2011
RZ v
UZA, viA AP
GAv D v gZ
UAAv vA UAAv D
zTAZ Aii P, zT tZ
A
U
eUgAP Aw tZ
s
Z
s
vA
Z RZ dAiiZA
s
G lAiiA. g iAiaA
P v A. s U A v Rj, D
AZg DzA vg
D vi
PmP s
Av u
A iUA.
Ag DAi u
A xAAii G
Aiv. AiP s A
C i P wa dv iU
GAv, wZ dZA
s
Av
DZgu
PgA. A
Aeg P
PmaA AUv e, UAAv
CAP zsq D U
D JPm zPAiiA.
Aw s
v
. Rg x ed DiA
gP D iAAii e .
DA
f A
D Cxsj
v
Pg AP z DiA A D
g UAiiA; zP D CUA
A. AiZ v
DA
zs
s
eA u iUA.
viA AP edZA Dz
D ga Aii A iUA.
Z
08 A g 2011
RZ v
U
eUgAP iUA Avjv
Aw tZ
A
s
.
s P D P m Z A s
uA. De P q U
eA PmA
AvZ U
e Ug i A vv.
wA Ue e. DA Pm PA
D QvA ev vA D euA. U
A dAii Av Di U
eP
sm
g PmA q
Pg AP G
. ZA s VA t QA PmA
DAP eAii, w D Z s UZ
PZ
RZ EUeiv A
ii u
wA. D DyP jw DvA j
D. P A DiA zs D.
f m ZqA. fuaA iA zst
P
Av.
iP Gq Aiv e s U
uZ. DA WgA PAaA DA.
v WgA D-iAAii, - i, DPAii,
zl, Aii, s VA CA UU Az
duA fAiAAZ Pm DA. Pq
WgAv DA. xAAig P KP
Av ZPv. JPP qzq,
iAiiU, Al WAA
, JPPP
PP PZA, CA iA PmA
g DA. PmAv U D JPm
D.
Aw s
DvA Au zu
e. fuAv
zu
, aAvAv, Su-eAv,
Av,
AzAv, Z-Zi uA
v CA AiP
AVA zu
e. zu
Z
A v, v, u
, AAzs,
Aw, AzAii, U, JPm D
UAii. zu
A
v Di zAP
A g PAZ WgP e.
A x R.C.C. WgA eA D DvvA
WgA DA ggA eAv. U
AgAv u
v
Di WgA
Dv. vA Pq
WA vAP DiA z
. DiA GmAP vAPv
A U AA A iv
A eAv. D x gAvA
gA P eq WvA s VA PiZ
zs g CjP, DAii, AigZ
UAA A x A Ai Z U j P
eAv. CAZ eAii vg Di
UAAv DA Ai rA iv
Gg
A. g zAiZ P P
DiZ UAA AiP P vA CPg
Z
AP Pv. D AS Gu Gu
08 A g 2011
RZ v
e AAii zAijA
C ZA
VAZ D. DA
A
PZ Di s UAP D x,
D s, zs
i , AAzs, Az
Aii,
zAii x Aii j eA.
UA, zs
i , Pmi, s, z
Ci zAZ f GgA u f
D.
jiAAii Di Pma gwu,
wZ DiA zAZ gP A
u wZg yg s
A.
sr
P d
A s
Z
RZ v CAP s
v P
U
m
P AzQP, C AzP AqP CA z oAiiA.
vAv RA, DwP aAvaA, A
zaA,
AzPP
zP Z GvA SA D AiP RA ZAP
vA
G AiA v
A ev. A Ag
vA Wg iP s
Zq gZA.
U PAi fAiv zu
Z Gq
q.
A Wg, fAiA
jg, A DiA gA, GA, aAvAP Aii P .
u v WgZA t v jgAv fAi CU, A Z, iP
eA
A PZA
Wg, qAa vn, Wg vg
KP iq, f z ft, e
D iAAii Pq P aAv e s UuZ fvP nA UA D
e zA zBS sj
A. A R g P CA
z. vA
Z A R
Di s UAP gu eA.
rDq, APt q
U fvP mP | g d tA gAiiA. AwA xrA GvA
U Pej eqAP s
iU AZ Pq z AUAP gAP
s
GgP qA. A AA QA. A vA
U fvZA mP gAvj
Pej eqAZ gA gA A D vAZA PegZA A
m PqAP v
w, S zs Aiiu fAiA Dzsg eA. jAiZ mA DA PmA
ZA Pej eqAP j iAAii Dzsg eA u iUA.
Aw s
PmAv JPm qA u j iAiVA iUA. vA
Z Ag 5
PPAZ DZgu
Pg Di PPAP G lAiiA.
vAii in, A. A q
Aw s
08 A g 2011
RZ v
A g
17-09-2011 g A. g
18-09-2011 DAiig A. z
24-09-2011 g EUe
q
25-09-2011 DAiig S.V.P.ZA s
CP g
01-10-2011 g vzsg iAii
02-10-2011 DAiig w Nq, s
08-10-2011 g iAii q
09-10-2011 DAiig A. s
g
15-10-2011 g q
16-10-2011 DAiig A. DAv
22-10-2011 g A. dA
23-10-2011 DAiig R q
29-10-2011 g A. A
30-10-2011 DAiig A. eQi
A g
01-11-2011 AUg Av sP AZ
02-11-2011 zg DAZ
05-11-2011 g A. v
06-11-2011 DAiig Dg sUAZA
s
12-11-2011 g A. z
13-11-2011 DAiig APt qZA s
19-11-2011 g A. g
20-11-2011 DAiig EUe
q
26-11-2011 g A. CAv
27-11-2011 DAiig iAii q
Aw s
zA g
03-12-2011 g vzsg
iAii
04-12-2011 DAiig A. s
g
qZA
s
10-12-2011 g R q
11-12-2011 DAiig PAZ
DAiig
14-12-2011 zg qA
s
17-12-2011 g A. A
18-12-2011 DAiig A. eQi
24-12-2011 g v
AZA s
25-12-2011 DAiig P DAP
vf
31-12-2011 g ZA
01-01-2012 DAiig P DAP
AiP Z Aii Pg Aeg
4-00 gg . GAv v
P AvZA Dgzs
.
qAg Dgzs
07-10-2011 q q
04-11-2011 sUA
v R q
02-12-2011 A. eQi q
.. : Z Z 12 vjP x 17
vjP AiiAv zBT ta
g
ev. Aeg 4-20 x Zq AS
P dg e Ai Z z BT
AiiAP G vA.
? Ug
08 A g 2011
RZ v
CAPZA R
? | iQi g
JPP Pg JPP xgZ
AgAv Gv. z ghe
g D ghe GAv SuZ vvg
s
U C eAiiAP e. v
Su j s PAi gg
Am RAAii. wvA
Pj PP gA
Su vA. CP Pg duA AS
q Z
gg D. De du
AS DQ q vj, q eAA
Su v
DiA SuZ Ds
D j s
U. vZQ Zrv WgZ
, PiZ eAiiAP zs
v
eA g. zs gAZ PP
zs xgZ , v q
DvZ. u eUwP mg DAii
P iv Aii DA, P P
g D KP e jg
iZ
. aA SA g;
Aw s
jui zs D P. P
U s AAii Pq D Uj Zq; Ug
sg D zg sAAii DPu Pg;
eT D s AAii PA ,
D zg zA Gvv. P v zPAA
A Ru P A Aiv e
q
CvAa e.
z P gZ , j
AZ A gZ gZAP Z
v A. q D Zq, Ag
C zP q
Dz vu .
u Ag C zP q
D x eqAP P va R
PgAP zsj. eAi P Pv DA
v AA vj, ZA
C
u Zq, P vZA C v w
sAii UA
. sAv AUA vg,
P vZ PAia Uq Gv
U.
08 A g 2011
RZ v
C jg i Z
jgP
eUwP mg A
ivA Z, gZ
dZA s
Di A ZA
je PP u
v. QvP, V A
P U P w, ig Zg AZ
GAv f sg
, xAqAii
, s AAii Z gAU s; xZ
Z rAig gAU s A sAii
qAiiv; PA vA zPAiiv.
edZ GvA, z vAv Pm vuP
Aii v s A lAii... C
s A-s
A zsA
DP s
v
s s jAiZA. Z
A sgAZ wA D mA
s s A zs A GAZAi g
GwiAvA Gwi s s vA
s Pv zsA, Pa Cw
Gvi za gZA, j e D.
j DiA Px
PAP Zq Ua.
zs AA DA wP vA. z
wP HAZ Gg D gA
wP
A. z wP g
u
Av D
wP Rv A Ug As
iAii
(s
rAg 8 - PA iAii),
qugP D R d DAii
(vA s
), za DAii (s
dg
1), sq
Ef q za Zgu
z
(s
ig 25), Pr Cv Aii jA
Wv j (s
DU 15), g Aga
gt (s DU 22) - C g
AA vA. A VA Di
Aw s
Rg j d j, P vZ
Pg AP DiA G v.
P v A A
s
Gj
Pm A
D , Di PmZ
P PAii xZA
s
A seAii.
zP xZ
PgA. gP-ghiqA
, qA; R Dj
Di xP U gP Pvg AiA
08 A g 2011
RZ v
zs A aAvj GuAZ. D
A ii PA gP - ghiqA DiA xAqAii
vv, v gA sA
iiv. s
AiaA
PA sA
iiv, DA s
A DiA SA
v. P vZA
DP s
e
D f AA GzP. GzP D w
A
P PeAii. Pig eA AiA
D Pg CAvgZ ghqZ
mA
v D
GzZ
w g PV, jg
i Pg AP A Pgu eAV
A vA PqAZA gA u iP
s
U.
D P vP gP
g, P w DiA
gP . u D P wZ A g
Azj vg, P w D A
gheP
g. P vZ CUzs P Pg D
PAAZ A
ii
A
D wAv zg
A.
j, P wa gt eUwP mZ
Cx Pg WA DiA PP
Pg A. DiA A P vZ
D gPu Pg Av D D
v A. viA AP j,
PvZ gtAiZ dZA gA s
iUA.
z gA Pg A
RZ v U
e vZ
WgAP
iP vAi
EUe
q
j d
A. z q
Dm re
R q
q q
Aw s
WgA
e PmAP
RZ v
G lAii D
S i zsa
iU.
08 A g 2011
RZ v
U fvP
mP
10
? | g d
v AiidPAZ Wg, e
UuA U fv ; U Gu
ev Pej fv Cv ev D P
u
AZ ev. u U u
s
UAZ U u iv
AZA
Aii. ggZ g P AP
v JPPZ U Pvv D
JPPP i PvV u v
Z
s AA AiidP ZA. zP
JPPP U PA
, UZ Ue
Z
Am e. Avg, U Zq
. Dz CAPAv Ag
UeAv JP PmZA Wrv v
Pg z
A, vA P
A
u GU
Avg Dz RZ v gv
Z.
A CP U
eAvA Wrv v
Pg zg
. A WrvA Pu
Pg AP gAA A
ii, Ug vAZ xAAii
WqA Zq uA gA xAAii WqA
ZvAii WA Dzsg eA Swg. WrvA
PtAi gg D GU z A
P
, vAZ vAZ m DA
Aw s
ghUA e vA Pmi s
A eA
vg D. zP v D AUv
AieAii u iP DAiiU. gA
Pg AP zs ev eg gw
Z Cs
Dq eA e
u A vAZ
AUv U
A. D v Wg
DAii D it zs WgZ mAZg
DA D Aii WZ g
D. D Pq
Wg vg
g xAAig
A. ghUa Rg AiAZ eu
D UPg AiA GAi. e
W iP g iA u
AUV. xq A Zqu ev,
JPP sVAii D gv
WqA eUv
g u UPg
z AU, Aia RqP e :
08 A g 2011
RZ v
11
vA ve AiP g
ig. w ve
AUv gv vg, A e
W AUv gA. vP QvA uA
u P
AP A. xAAig D Pej
P
e vAPA v u
AiAZ eu e iP GA
AUU. PuAAii t GAiiAii
u AA vAPA AUA. AA
AUA v DAiivv u iP
s
D Ue
aA PiA q
A AUg DAiiA u A
vAPA AU v AU P g DA
Z A u AUV A . G A v
zzPq AA A : vf vP
i u
vA QeAii DA . zP,
g wP iA RArv e vf
ZP. f
A GvA DSg eAiiAii vg
v v eq f ZP e
u . JP P s U A Z A Rg
UZ Wv u AiPq AU
w s UP AVA W Wg vg
.
dgvg Pej eqA wA i i u
P Pmi ZAA
eA AUv
Aiig Pej fvAv Gu
ev. Z CvAi Zq u Wqg
s
UuZ jv v xAAii zAZ
vAiig DA, A CAPu Z U
fv zsA
zs
Pv
AP Ai
sA
u eA
iUA
.
RZ v vP
P
U?
RZ v v vP PA U?
vZ CAPZA , g
s D vP A z eV? PAAii
t GuAu s
UAV? vg UAii
PjP. veA aAv D Z DiA
g zsq. veA Z RArv e
DiA Gv
A.
RZ v vZA S, A s
Z
CAP - 2011
d
g vAv Le
PlP APAv
Ji... APAv
egvA ijsv
gS ota q
d Sva q
di
Aw s
RZ
19,556-00
21,089-00
19,936-00
34,760-00
7,961-00
0-00
103302-00
bZ RZ
e
CS P vAv
Ji... APAv
PlP APAv
di
38,800-00
225-00
15,291-00
21,471-00
27,515-00
103302-00
08 A g 2011
RZ v
12
5
Efzg rCq
q q, AlP
d : 15-02-1949
gu : 09-08-2011
VA x DAiA DA
jAii vAA qZ U s
t
A e zZA u
aAvA D Dv Av u
vf ftAi Pt
m D z Aa vf ft
sg A Ug s
Cv ve DAet
- : zAd sl
Aiiv : UPg : w re
w
: w P
PAiz : w D g D qUgA
q q
Aw s
08 A g 2011
RZ v
23-04-2011 - C
AiiZ g : Aeg
7-00 gg Ge Aeg, Aa v
Aeg P AZ eUu
a
g
Ug A AUv Z .
GAv Ug A RZ v
AZ CAP GUu
P vAZ
Az .
24-04-2011 - AZA s : PA
7-30 gg A s
ZA
sl
AiA
.
GAv PP DUAv AmA.
01-05-2011 - U
eAv Ai Pig :
DAiig PA 10-30 gAZ g
Di U
eZ 10 duA s UA Ai
Pig Wv.
08-05-2011 - iAii qZA s
: z
i Ai P i Ai i q ,
qUgA AiiZ z DAiig
Aw s
13
? Aim
P
, iAii q
AUv s
ZA
DZgu
PA . PA Z zAv sU Wv
,
vf Z . Aeg
4 gg lg reZ
Wg s
ZA
DZgu
DA
.
v d
q
AP S Azm ZAi.
Jqq
dZ
iUzS l
PuzjA gA
gAd DA. sUA
v D A Vvz j A
vAaA vAvA z
PA. S e
UP jza
PAiz w eAv
re dg D. Ai iAi jA
S
u
D zs Aiu
W Zg wZA
jAZ DA zP UaA evA
08 A g 2011
RZ v
14
Ug vA
zU Ai AiidP
dg D. PAiP
i P U
e PA
vAZ AUv . Um
Z z
eQi qZ g D
vZA Pmi.
12-6-2011 : A. DAv qZA s
:
DAiig PA a vf qUgA
Z . zgA 12 gg w D
u wu AUA. UgA PAiZ
A z . P s g G A v
iAiZA Vv U s
ZA
DZgu
AAiA. s
ZA
PAiA w
d u PA . qZ
UPg
sr
P d AZ Gg
zs
z lAi.
29-05-2011 : Um
DZ : PA
7-30 gAZ GAv
Az z tZ Um
DZZA PAiA iAq qA.
D Um
GUu
P
.
Di Ug A Um
DZ
P
. PAiiP D U
eZ 5 AiidP,
Aw s
Z Wg s
ZA
DZgu
DA.
s
P Ug D S Ai e
U
eZ
Gzs P sr
P d dg
D. iU SAv PAiA DgAs
PA
. Ug A eP Az
s
Z G lAi. S Aii
Av DAvZ r
P Ai Av iv
D qa VP GZg gA s
iUA
. 10 A x qAv UPga
Jqq ZzP Ug
P
. zs D .Ai..Av
e s UAP EiA AnA.
08 A g 2011
RZ v
Z, l D zA UA. A.
DAvZA Vv U qUgA vAiig
PA
eu e s
ZA
DZgu
AAiA
.
A. dA qZA s
: d 19
vjPg qZ v
A. dA
(P dA)ZA s
PAZ
A
DgAs PA
. a vf
qUgA Z . A PtP
C.
Ae g 4 g g w A v
Z Wg s
Z
As
i DZgu
P
. Ug dg D. Dz UPg
in D
v
UPg D
g Gv D. 10 A
x Dz UPg
inP wu Aii in A
AU
g W Gqa PtP
Ug A P
. 20112012 P Ag WlPZ P.Z
s
Czs P e Zv e Pq
P
D
v UPg D P g
W CA
z lAiA
. Pq
S Z PAiA u PA
.
qAv PmAP JPP PAv D
PmaA iVA P D Ue DAP
zs P Am .
in zs
z A. P s
g A
15
RZ v
16
A. s UA x gAd PAiA
DA. gaP e A
PAiA DSg
PA
. qaA 100 duA s
P dg
DA.
U
eP UP sm
:
dAii 17 vjPg DAiig Di
U
eP CP v xg, AieZ
r
e UP sm
Pg AP D U
AP, 7-30 gg UgA
Ue PmA AVA sAZ gh
W Uv
P
. GAv UA
s UAP zv, GAv U
e PmA
AVA ZA z slAiA D
s UAP ygZ
Ag .
Aw s
08 A g 2011
RZ v
GAv UAP
PAiA D. UgA UAP
Uv
PgZ
UP jzZ
Gzs PA
i v ZA D UgA AVA s Z
gh D iv C U
e v
s
P
. GAv AWAZ
SA UAP s AZ gh
C. Azs g JxAv Z
MAP Av nAUAv 2 zP A
D v
A zs
P iZ P|
AmP Ue vs U
A P
. AUvZ Px
P
s
AmP P
.
U A zvZ nZgAP D
AP e AP EiA A.
zs
z A
UA
PAiA PAiz
Z A
. dg D U
e
UgAP P s
g D.
iu U A AW
Aa D U
e UP jza
sm
P D ZA A. D
AzAv AiPA D dj
, KP gA U
e Pmi Az
q Av UgAZ vP v
A
P G .
24-07-2011 : A. eQi qZA s
:
dAii 24 vjPg DAiig qZA
s
DZgu
PA
. PA a vf
qUgA Z . Aeg 4 gg
s
ZA
DZgu
e reZ Wg
D PA . U
eZ Ug dg D.
Aw s
17
qAv zs gA Dz UPg
Pg gP qUgA v
s
Ug A P. v
UPg DA s
UA GZjA. Ug
A qUgAP eP Az
SAv fPAP EiA AnA. s
Z
z zAi Gz j g
e. A PgA P| m d
Z A
. w AwAii re
zs
z CA. P s
gA A s
ZA
DZgu
AAiA
.
A. g qZA s
: DUZ
7g A. gZA s
qUgA
DZjA. PA 7-30 gg AvZ
iP ZA z sl
AiA
. zgA
12 gg qAv i Uj
Z Wg s
ZA
PAiA ZAiA.
Ug A
S Ai e
U
eZ
Gzs P, PAiz Zg
dg DA. iU A
PAiA
DgAs PA
. qZ UPg AP
Uv
PA
. S Aii qAv
08 A g 2011
RZ v
iq QP, PegZ sAUgv
DZ g u P AP, v A Z qAv
vAvAvAP P
. PAiiZ
Czs P Ug A MAPAv
zP D i v
w PAzZA
zyu P|
AmP qUgA
v
s P
. qAv s UA
KP l
z
v P
. qZ
Dz
UPg Dm g zs
z A.
w rAii re PAiA Z
A. q UgA AUv
vAiig PA
eu e s
ZA
PAiA
AAiA
.
A Aeg : DUZ 14 vjPg
PAZ GAv U
eZ GU
Aiig Px
P s D L...Ji.
AZ Su
g, U
eZ
Ug
Z t iU Z,
dg D AZg, ZP,
iPAZg D vAv Aii Pg
AZg zZ Dz iU
A Aeg PA. PAiiP
Aw s
18
Gzs P sr
P
d dg
D.
d v A v
Av m Az . Px
P
Z
s
Czs P Pq
AP
zs
z lAiA
GAv AP UqA
AmA
.
vzsg qZA s
: vzs g qZA
s
DUZ 15 vjPg DZgu
PA
.
PA a vf qUgA
CAi Z . zgA 12-30
08 A g 2011
RZ v
gg qZ UPg i DAl
inZ Wg s
ZA
DZgu
z
.
Ug Z Sug As
i a
v e. qZ s UA
jAi iAiP i Pg Uv Vv
UAiA
. S e . U. jza
Pgz
i
eAv re dg
e. vA
Z ej qZ UPg vA
ej qUgA dg eA. S
Ai
jAi Av D vA
v Av
g Az . qAv 60 A
Aii iqAP U i
P
. Ug s
Z
eP Az
. Zv e UPgP
s A i PA
. UPg
qUgA vs EUe EZ
nZgZ A KP eg UgP
Avg P
. GAv s UAZ
Z, S D PAiia sAii
Zq
. g qZ UPg Uv
P
. GAv w
a s
Sg Z AV. qZ s UA
x UZg
l
AZ ZuP v e. qZ
DP w
zs
z A. i
Cv PgA Z A
. DSjP
gAzA
iZA eu DA
. CA UA
PgA
2-30 gg DSg eA.
P jAiZA : P jAiP
i PZ
Swg 30-08-2011 x 9
AZA DgAs PA
s UA
Aw s
19
vA
qA s A q gP i
Pg s A UA. Z A
PA 7-15 gg GAv
D s A UAZA
PAiA DA
.
04-09-2011: Aw s
AP v A
qAP S Azm
L...Ji. AzA
ZAi.
msg
IO"} : IOt:} :j"o =juA}x r@|
"|<o:} R:o}?
h" : Bu ":u?u! Aj"u Dju "oAj{}
Eoo} qDo <jO{}Au|!!?
08 A g 2011
RZ v
20
w re
q q
sQ
, Au i Pg DiA
jAia D eda V P .
vZA sQ
u
, jAiP ZA
Z v
A
u
wuAZ eAii eUA P
q
DiA PA
iiA.
zPP : z UAAv, DAPg u
zv
s UP Dm A P
q wZVA PAv DA
. swiAv
DAPg j P ZgA
i
, vUA s UAP
P q g vt PAvZ v
Pje u vAPA G . EvAZ
A
ii DA, v Pg AP, AgAv Aw
i zs D Pg AP, CA v A
s v
vZA sQ u
A.
dA z jAiZ
v sP eA . AvZ,
zBTZ D DAzZ, Az gAP,
GeqZ AZ g vt Ai.
GeqZ g g P
g D
Aii PgA. jAia zP W D
08 A g 2011
RZ v
Di WgAv rA D s U xAAii
R, vZA sQ u
DzsgAP,
edZ U PgAP zAZ Pm
AUv v Pg jAi ijsv, ed
A Z
AP w j Dzsg eA.
AiZ d ZA gA s
iU, Pm AV Pq AUv
jAiP U
, A
e
jAia sP PmAv zAZ DA
u
iUA.
Ag i
w D v
w
PAzZA zsyu
P|
Am
u DAi
g V
z Z Jx A v
e CAvgAii
MAPAv
gg nAU z
s Av KP sAUgZA
vA
Z KP PZA zP eq zP,
geP, AP vA Z Di zAiiP
Qv e q . Am
Adg U
eZ i gm
D iu
Ama zs .
Z zs
A xAAii D Ci
A D vP sAii lAii
vP vw PPAP G
lAiiA.
RZ v AzP Aq.
Aw s
21
QA PuZA Gzl
dZ 12 vjPg DAiig PA
9-30 gg Q PuZA Gzl v
CvZ VvA A
DgAs eA. a
v lA SAv QA PuZA
Gzl PA
. Ug , | , Q..
AAidQ PP jZq D s VA
dg DA. Ug QA Pu
Av vAaA s
UA GZjA. CUA
Vv A
PAiA AA. QA
Pu PAA PPA dg DA.
Q Pu AA PPA
DwP zP : i| | Z
AAidQ
: w re
: w v d
z P
: w s
j
w P
: w eAv re
Z P
: w j re
Aa P
: w v re
: w CAv re
w P
: w J g
Dn P
: w vAi
: w AwAii Pq
zs P
: jZq
zP
: Ug
w re
re, Q. . AAidQ
08 A g 2011
RZ v
22
Q qP
glg
CHRIS DECORATORS, Pamboor
, Pig, g, Peg, d
d Z
: AP Pg :
As
i Cg GZP ia , , Pg vA Z
(GUA z) vi A z jw
C re
sAiA
: 9448428374
PZ
D zq Z P maA s A
9242425342
s
g
U, m MzVv
A
9743230580
Aw s
08 A g 2011
RZ v
23
s
iAii q
sgvP vA v m D Zg
A e. RArv e KP
sgvAP Ci Z Aii. DiA
vA
v v v
n z
s
CA A DA, z A
SAZ vAv DA. vaA
A GvA v
Di vA
v Swg
ghe sgwAii UjPAP vA
Z g
PAQ jA UAPAv. u wA
GvA v z
s Di Av AU
s
t e.
sgv C e D g. DyP
P v A v DA e U w e q .
AgAv U A A g
sgwAii ev. D DyP P
m
g GDP u
QvA DA u
A
Aw s
vA 7% D. CjP v
zP DA
ju A PA. D Q P
AgAv zs zA Gv g
Gv AA Dv. eAii
PvA e U
w
Zq. f m
(Standard of Living) Aii Aii
D. u P q U
v
Z
s
P 10%
P iv s
U D. z D U A
zs
CAvg Zq. P PvAv e
U
w
eq Gvz
g ZqA.
u d P z A P D
VA swA
U z i P og Av. GU
Aiig S QAmUm UA,
vAz q v. DP m
z sgwAii UjP s P D q A
. Su ZA Am P
jw eAii. P P JPZ eu
PA eAA DA s-s
A eA
Dv. Di Su-ZA Gvz
U
AgZ
fv e. z
gv P Swg D f, gUv
gAiiA. vP sv w
s
.
A Pq g jw Z g AP Pg
z.
08 A g 2011
RZ v
24
U AgAv sgv q
e
s v
D evwv g. e
s v g
P vZ Swg JP SP
AZA
. u DA AZ SA
e
s v
Z
CxZ .
Z S iP ev. AZ
zsq iPP P , Ui e
S v . CAi i g zs De
GlP C u P Aiiv.
C Gv zg Cvv
DAii. DAii A RAAii
Czs AZ zS DA A
iig D
z 10 vA 15 g D. Pu m
Zq. wP iA GtA eAv. DU
15 vA
v ZQ DUa 16 vjP
Swg P DvgAi g. s
ZgP
P Ev P
PAmQ, eAi
P Pi Wgzg q w
sl
Swg gg zA.
A Pq s
U DiA
evQ
n z
s v
A GvA 100%
v.
DUa 15 vjP D vA
v v
v g , DU a 16 vjP s Z g
vU
u DZgu
PAiv. Dzs P UA u
Aq
73 AZ Cu eg De U
sgwAiiA Swg sZg gzs
G P u qAP Sg g.
vg DA QvA Wq zsg WA?
s
Zg A G Pg AP eAii
vg q
A
ii. s
ZgP P g A
P. AZ vA x AZ
Wv
AZ AS D q. DA
PiA vAZ x xq UAii
ewv. PAi gP gA. Di
sA
tZ
CAiP z sgwAii
UjPAP jwa PP PAiiA.
vz iv z Swg f
CvAP Aw
. vA vP Rg Cx
Aiv
.
A fAiA vA
v sgv.
P G
Di U
eZ
L...Ji. Czs P iAii
qZ Ai g A gq
L...Ji.Z Rdg e AZ DAii.
A.DAv qZA
P| Aii d
A gq J P Aiz e
AZ DAiiA.
Aii d
Ai g
RZ v APA zUA
CA z lAii.
Aw s
08 A g 2011
RZ v
25
RZ v
26
msg
qAjO{} : oo Eo0A} Duoo !0?o
+K"} d^Aj t } u b 0 =j = o} =j @
Do0o<oo
=j:} : Eo0A} R:o} Do0o0 =u|}
=j = o Du oo~ q0X +K"} d^Aj t }
u Eo0Au0 :j"o Do0}?u0T|?
08 A g 2011
RZ v
z D z v VAZ
geAv Ag JPP
GAii. zZA S A eA
A, v Aiij d
. u
z v DZ Av sg
D. vz zg vge
, wZ iv
Aii q
eZ
Pg d
,
vA
Z qAiZ ivg KP
eZ
Pm d
. zg
vge
,
qAiP q q, u
qAii z Pg AiA evA.
z vAPA zUA
A
, v
AP U. vZ q
gZ, GzZ gA s De
Aiv.
Ai v qAii, eP z
AZ D , e d vAPA
zUA DAiA. vz qAii zs
gg dA
. vA e j
zZ AVA DAiA
.
vi g PiA v vA DvA
VAZ geAv S s
Uv. vge
vfA PiA s
jA
. iP D e
vP Zq D Zq iA. zP AZ
vi ZA
Ei, vi ivg
d. z AU zg vge
zZ VA D, wuA v eq
zP AiA i P
.
Aw s
27
Vm f.
A. s
g q
A
ii, z v e. z zg
vge
P s
qA Ei s PA.
D vA Z P wZA A
DA
.
vge
P A wv s UAP
AZAiiA, vAPA eu, gAP Wg
D wu v A s UA A
vAPA s e x q PA
.
AUvZ wu g duAP PqZ
qA x Pv
AP, vAZ WAii zs ,
vAPA Pv vAPA i zs
A. vAZ v w zAv zVA
iU. zA P Z
edVA
vAZ v Aw Pg.
KP KP U wP ZjU,
zg vA PqgAa Ew PgAii,
iP KP Pgq qg g
A Pg
A. zg v U P
AUV.... s A PjA
A,
u iP AZ xAAii ed D
A eda PgA, PqgAa A
ii.
08 A g 2011
RZ v
v U wa e DAi Ce
e D DA m zsg
U
.
1985Av dA PvP
Ai zg vge
, wZA Pi D
wP AUU zg vA fAv
Awu eAii, A, sUA v ,
A KP za Q . s UAa,
qAa Pg AP iP edAZ
AUA. A A g PgA ed
Swg, edZ iP s UA xAAii
D PqZ qA xAAii .
xq vA GAv CjPZ
Czs P g gU zgP CjP
DAiA D wa VP GZj. eAii
U A D g Z A
zg vgeP AiiAa PP .
CjPAv wP g Ds Zjn
Pg AP Aw P. zg vge
R M . wZ AUv g
CjPaA gA Pi PgAP
Sg A.
xqA gA GAv CjPZ if
CzsP QAl, f Plg t
PvZ wZ PAvP sm
D
AiiAa PP s. zg vAPA
EvAZ AUA Q PP vA iP
Aii, edP sAiiv, v viA D
vi PmZg
A W
. CA
150Q Zq gA g Ds Zjn
DvA zA xAAii D qAa
Pgv.
Aw s
28
qAi uA xq DP Z
q s UAa P. vAPA eu,
gAP Wg D g xga PP P.
zP wZ Pi iA.
zg vge
1997 EAv zZ Wg
. vA
xq A GAv
qAi w zZ Wg .
5 gA GAv Aii zg
vge
P sUA
v u
ZgA
. VAZ w
Awu eA u iUA.
qAU Pg
jP D
A. A q
euAii
ft s
v, KP , KP g,
KP m PzAZ nA Ai. zP
P ghUA, P gU, g
GAii, zs g .
AU
: rDq, APt q
08 A g 2011
RZ v
29
s UAa Pt :
gg
AZ PiA g e v
g i P x q g e A
Pz
gAi aAvA
.
xq Dgi fAiA A
vP ge vA. A sAUgaA tA
W, u gAii. u ge P
RavAii u
AU. gP u
,
e UAP Z g
e. A xAAii vA.
v dAiUg
x Aii D KP
v UA. gP vZ wu AUv
vZ UAP U . A g Qv
zg e
UAa sAii vZ
D, gP Gzg
.
g Z GAv v g
D va wu Wg A. zgAZA
eu evZ, v g vZ Wg
VA D vmP U
. vmAv
sA
D vP z D D v
JP gP Az z.
xq KP xAAii
D u
, QvA? Ai q g
C A D j z A i i ! ? g P
u
, A g
sg
gg
Av Pi
Pg xPA. v zP gAii iP xq
Aa ge . PAZ xP
Aw s
AU
: AiiAP g
A. g q
D AP v P R D?
ZjU . PAZ xP
Pi Pg AP z!? RAAii ?
u v . A P q z Z
Dz vA vg iP
euAii eAi. u v zP RAAii
sm
A
...? aAv PjP. UAAv
zZA KP Ag D. xAAii Z
AA AUA
Av AU. vz z
v
P ev. RAZA Av? VA AU.
AA AUA Av 11,00,000 A
AUe eAii u
gP. A
zZA Dz W euAi D
xP D
A.
AUjA v g v
UA gAv D zZ AgP
U
. AgZ UP D vAv
, v g v
Pg AP .
11,00,000 A Av AUAP vP 11
U. g z v
P e
08 A g 2011
RZ v
v giP QvA eAii u
ZjV.
wP
v g AP U.
30
iP
PA Aivv. u
vA iP
QvP Aii? Zj
z. vP v u
, vP EwA vAq
Dj, v iv zAZ. KP vAq
D DiA eg P
g ev. u EwA vAqA D
vP eg PA
Dv u
aAv
A DA
. vaA GvA
DAi zP R e. vP RAZA
g eAii u
vAZ AU, u
D
vZ Pg z DAiiA zj
V.
JP DAiiAv zAZ DAP
P P P g A P v D, D PAv
euAiZA Pv D. vP RAAiA
vzs g qZ sr
P D w
Cv Z v s Ai i
A q EAV
rAii Aig j EZ
zy S e Zv e.
RZ v s
AiiP CA
z
lAii.
eAii u
vAZ AU. v gi
euAii
z DAiiA Pu vAvA DA
zP Ce eA. iP s
V,
A ggAv Pi PgA. v zP
z D euAii Ue
a. vP CA
PA
u v. ve R i u
eA, dAiUg
Z PP j
. veA A ZjvA
v v GgA
.
u
z.
GAv v g dAiUg
P
Z, WqA Pq PzgAiiP
AUA
.
Aw s
gAii euAiP Zq i
. D v AgZ Zq U
D gAii e.
euAii g P AVAP m D
U PAii.
D, g q
D dg : Di Pg KP xA
gUv Aie vg Qv P D UvAi
vP?
DvAZ Pg : QvP ?
D dg : DA ZqA DAUsg
g
, v zP ...!!!
D, g q
08 A g 2011
RZ v
gA gZ dAiAw A eu
eA
D rP eu eA D wZj
A
eA zs
PZ
A g s UAZA Pu
e. sq A PA CPg
s v s gA QvA AU
u eu eg gZA RgA sQ u
DzsgAP D wZ fua zP WA D
PA. Aw tZA s D
DZgu
CA PZ
A gP Zv
A
.
1. j Rvu U
As
:
x za DAii eA AZ j
Pg fv eq Aii WrAi
Rvu CvP D. AiP
vAv U
A As
gP
z A zu s PA
. gZ
Rvu U
As
sqZA
v u
Ai 1854 E A v
U
mA. A s
D zA
g 8 vjPg
i gAsA
.
Aw s
31
2. j P sg
: gP quZ
Az v sq
wP i P
sg
u
i P
. (P 1:28). v
s A GvA wZ zvA
v g
A GAiU Pg. gP zP
fAv Am PA D zPq V
AAzs D u
Z Cx.
e z v wZ GzjA fAiA
D z wP P sj
.
3. j quga DAii : gP sq
Az q WrvAv Z G S
D (P 1:31-33). gP Az sA
A s
iZ 25 vjPg v s
DZgu
Pg.
4. j za iv : A v 431 EAv
Jse
s U
m PAiA
e.
j eda DAii D ed z e
j za DAii e. A s
dj
RZ v
32
6. RA j D iv : Z
9. j Pr Cv v Ug :
g DiA dA vAv, 19 :
25-27 AUg . j P a
Pr Cv v Ug A
u
v
DAii u
v s g x v
Ai g Aii A
iUAP U.
sqZA
s
u
U
mA
. s
Z
7. j v a
s iv : v s
eda Uqx Pq e Qa iv
ZAiiA.
v a
s iv.
A gz AiP A. Av D
e ed D gAii eg vP Z
gP v sa iv u G
quP V
P g j gt
PvA.
e. 1954 EA
v Ai g
q vP vA. zP wZA
v U
m PA
. A s
D DUZ
22 vjPg DZgu
PvA.
s
D edZ v PZ s
Z
z DZgu
PvA.
? | g d
v AiidPAZA Wg, e
RZ v vZA S, vA s
Z
CAP - 2010
d
g vAv Le
PlP APAv
Ji... APAv
egvA ijsv
gS ota q
d Sva q
di
Aw s
RZ
12,091-00
14,199-00
18,685-00
46,920-00
8,141-00
0-00
100036-00
bZ RZ
e
wP zs AP Ei
gS ot
CS P vAv
Ji... APAv
PlP APAv
di
25,500-00
955-00
3,000-00
10,000-00
19,556-00
19,936-00
21,089-00
100036-00
08 A g 2011
RZ v
33
uvP R
Dzs P AgAv, eP
s
qv Aiv, ifP zsgu
ev ZA
P Zq
DAiiA.
AiP aAv D HAZ P PeAii,
i eAv KP ereAii A
AiPZ wAv WA KP D. vZ
jA PmAv P ZqA D
zu
e. AiP Aii, DAii
aAv ZqA s UAP v
P e gA
P eAii, vt vAZ AAiig
GA geAii, KP Dz Pma ft
fAieAii.
D KP zg
AiiA Aii W vg
DiA QvA s
U? e AiP AWA, D Pg AiiAP P
eAii, q
A eAii. 33% w
AiiAP eAii, gdQAiiAv
PjeAii, vA
Z Su W Dz
qg eAiiAii u D GZvv.
vAZ v A ZqA s VA
zsAv, D HAZA P PAv.
gAz PqAv D Ai De gdQAii
vA
Z z HAZ zP v.
u A Pq
v , EvA zsgu
e Dzs P AgAv, D zg
PmAv QvA Wq
A
A. KP Dz
Pmi eA QvA eA ?
Aw s
CAv re
g q
P AiiAP zzAP PA
Pg
W A
A. QvP g P
D AiA
PmAv Gu D.
u DvA Zq
AZ Aivv. P g
zP Dv.
gv D g zUAAii U
DA. JPP xAAii AAzs Ev Wm
eV, zUA JP zsgP Ai
Peg s
Av KP eA. Av D
iAiiU fAivA. JPP f
Aii Q
Pg AP vAiig DA. CA
vA, zUA PiP Z
vAZA f gA. gv JP Dv
A
v
AZA Pi P DA
. Dv
A v Pi
Pv Aa P e. vAZ
AZ UZA gv eA A.
sAii, Uu e A
AP DPv PvA.
gv DvA
v Ew j vAV?
vA KP zPg
P gva
P e. v zPg P vZ xAAii
xZ s G
, v oP
q
AA ZqP PA
DAA
u. gvZ vAv Ai e.
08 A g 2011
RZ v
ga gZ D U Aii , zPg
VA Zq e. vAZ U Ev
Wm eV vt zUA AUv
fAiA zsg P
. zPg
aAvAP
q
, gv iP e fuAv RjZ
KP D, e PiAv PP ev.
AA gPP e
Z P WeAii
A m Pg AP . vAa zUA
Zr. gv aAv AA gP
Aii zeAii. vu GAiig,
A
iig, AiP gZ s
UAP
wgg gv zPAi. zUA z
WgA fAiA g PA
. iu qg
A gv Sg
A.
gP QvA PZ
A u
P
AP
A. v zz
g e, AiA
g
PA
. aAvA Aii z A
P A
iv vu
PA
. vz vP vZ DAii Ai
UZ Gq DAi D v aAvAP
q AA QvP e Pq
ZgAP e. v Ev e
iAAii AUv Av fAi. vAZ
zsA
PAAZ z AiA A.
i Ai i U wA fAi vv. vZ A
s
GP D Pq
AU,
e fuAv CA g WqA,
AA DvA QvA PjeAii. vZ P
RAv e. v vP s du v
D u, v, q vA A
ZP. vP KP GAii P vA.
vA Z AP Z AidA
Pg. wA vfA AidA eAeAii
Aw s
34
DAi.
z vP v PtP
U
. vP wv gU DAiV, vu
Pq zst
P ij. gP eg eA.
w Pi x Wg vg
jUAZ KP U GzP A
gv UZ sm W.
Z gva s
j e,
va E P.
AZ gi v P
iAq z
A. QvP g vP
g vA.
KP gv zPg P AU,
A gPq
zu
.
eVA GA Aiv Pv.
vz zPg vZ wAv APA
W. A vu PZ
A, vAA vZ
U PjeAii u
. vAA veA
Pe Wm PjeAii. vZ UP
s AP e
. gv Wg Ai gVA
ghUq. vAA D Sg iP PAZ
Pg AP e
. gP eg ev.
P s
PvA D u
, vZ xAAii
PAZ zu
Z Ai. AA
QvA PjeAii? AA AU jZ Pg.
Z eAv, vAZ xAAii
zu
ev.
08 A g 2011
RZ v
wAv egAii Zq
Aiv. g
qAv q. v D
A Dv
A v
zP ev. vZ zPg D gv
va ZQ Pvv. va Pq eg
z
A v. D nA Ai
mP W u zPg
giP vP A
Aiv. v u
,
vA WeAii u
A. vz
gP eg ev. v u,
f Ua APv u AiZ
G Puv D g
gq. zPg
xAAii x sAii v.
Wg nA D g v
g gA eu vAiig P gvP
v. vP gU Aiv D v
D v. gP egAii ev.
vZA PAlg GUA Pg. wAv
CZ
WAv. QvA PZ
A u
P. EAlgm GU P zA AvgA
A u ev. u AA
PZ
A gA A u vP s
U D
PAlg Pq sAii GqAii. A g
gv vZ gi x v
. QvP g
A Pv vP gZ P.
KP gva DAii Pg
qAv
DvP zP ev. Ai PP
Uvv. gv egAi PiP
Z WgZ g. g DvP
Z
vZ DAi Ai sw
Pv.
vZVA Ai v vj ju Pq.
gv iAAii Wg D vA u
Aw s
35
DvA
v Ai AzAP v veA
g AzA. gvP Ce eA
D Pu Azv u
Zv ve
g u PP AUA. DAi
gvP eg eA. Wg Z
gP
l zs
vA gq. vZVA ZP
iUUA
. KP Wr sg
zUA
e gA. vAa ZP zUA A
D gv
Peg s
Av wA KP eA.
Di vg
Av, eg Wqv v
PtAiiAzjA D v Avg eAii
eA. Ug P, zu
,
A,
Dzs Pgu
Ev WmA Aq
Di AiiA Z e d
vPu Di dP U D dj
Aa Ue Zq D.
D De, Df, DAii, Aii Aii
A x fPAP P
AP Av.
QvA
P Dj Ai Pma dj
WA, Wg AA
, s gAP vA
PmZ
AzAP zsgA
ZA Ue
ZA. A AjA
Aii D ifP zP PA. sAii
Pi PvA JPZ GzP
AiiA D dj A
a Aii.
CA eg iv AiZA P,
A, Dzs Pgu
, z f
CA g P zu
i eAv vA , PmA
zszAii qAP Pv. CA eg
iv AiiAZA P Au D
ft Cxu.
08 A g 2011
RZ v
Aw s
36
08 A g 2011
RZ v
37
DwP aAv :
e
in,
vzsg q
Ag vP Arv vj A
vP Ar.
Di s Uug Z iVA, PAwA
iVA o PA. QvP
DiA Ai Pig PuA sjZ D.
iUA A sqZA zs
KP. zZ U vj zZ
Aii t q A, D DvA
ej A
iZ AUZ
DA.
i U Av A i A x i u
AiiAv AiP P e.
QvP v s ijsv PAA
vA A yg vA u
sQ
u
uA, vg D sq Qv UAq
D D Qv A A
A.
A D vA JP ig
UAP Aii Pg vA u
aAvA.
v D A i JP g
gs
Aii g ev D vZ
g Aim
x vv g Aiv,
D q
DAiiAv DA. i D
xqZ WrAii eAA
C. v
Aw s
AiP v f Z Pg AP P
Gr ig. q Pj AiP
D f Z Pa w gZm
Pu sAii Gr igA. xqZ
Di AiPZ v
GU
evv. u vf JPa iv GV eAii
D v U zst
P VA VA AivAii.
D v g ve DP, gAv,
AU A. vZ g ve xAAii D
Z Pu wv sq eU eAii
D vA zZg Au vt z
RArv e vA Z evAii. z
DeA xg vP gP.
Di AiPZ ftAiAv g
CAii CgA Ai UAv. vAvA
KP t qA Cg DAiiA DA
D
DiA Pv vj z DiA gPA
D vP D PA x CUA Av.
KP A e ftAiAv v
A
Z
KP Cg Ai UA D z iP
DeA xg gPA. D vA e Wrv
CA : ig A AiA PA
08 A g 2011
RZ v
zsu 5 gA ewv. V v.
AAii Pmg GzP qAP U
A
A. GzZ
P zjAiP PAiiA
u
zjAiZ v QvAV KP
g
D. w PAZ zg
u aAv gA P q q
PAii GqAi. PAii q zg
Pg Z
AP U. A QvA De
u
aAv ZAzZ GeqP v
VAVA zq s m A P DU.
Aii U
Z PAU ev zP
RAZ GvA CUA AA u iP
P
AP A. QvP z iP DeA
xg gP A, D zZg RAZ
jwa vt za
V g KP
A D DAii Av g QvA
38
wZg Au Az gV vZ
xg Di VAZ VA D
vt D DeAii. ed
AUA vZ AP, U
Ag v
vj A viA A
Z . vg
D sq sv P Wm PAiiA
zZg Au vt zg
A.
JP sq v sq Pg
Pjv vg v
A i zs eq
. u
JP sr sq Ug Pjv DA
v A i zs U A i . v g
jAiZ dZ D eq
sq P
A Cg Dg
DAiig
zsA
ii AAP R iUA
PgA.
e in, vzsg q
08 A g 2011
RZ v
39
s UAa Pt :
JP Pg JP gAv w s
v
Pg. v vAZ JP ivgP
Uv PZAv g Pg. v
ivgP P i DAiiv. v
PA Z
D zAa
U e. v w sv v ivg
u vP Aiiz v. vA
vA vtA v ivgZ Pg
Z q AZ U . A v
gAv iq ezUg vAPA
z PA aAvA
. vAZg iAwP Pv
DA GvA AVA. v Wq x v
ivgP QvA g Aii vtA AUA
Tv jAii D, A. A q
A vZ ivg e. vA
v v w s
v gAP ivg
D Ue e DAi. eg vU
s
v v ivgP Ev q Pg
g
vAPA vAZZ A P
APZ A. u
e Aii Pv ev Gvg
D v CAiP e. PuAv KP
v
A A Cm D. vA e:
gAP m eP AiA
D Qv P
DA, v i eAii.
Jqq D w d
U : 24-09-1986
Aw s
RZ v P Jqq
d D d t
D UZ gv DZg AZ
Azs g RZ v vAPA
G lAii D P fvAv
gA iU.
08 A g 2011
RZ v
40
vZ fuAv, Z fuAv D w
vAPA, APA
P
DvA PzA Aiv u e fuAv w
vAZ, AZV Zg, iP eAii w
vf Aii , Aii sg
Z vP Aiv
e iP q Pg
e aAvA sg
w, AVA P, EAZ fuAv D
qAv, egAZ mAP s e w
g g
G, KP e P q w
A sj R, DvA fZ e u w
g gA GAv
wZ AVA g, fuAv sg
gu
aAv
PzA Aii Zv, e fu x u
vA vA e v zm zgU
C
v UAii, aAv
A QvP iU WvA A RU?
A P q Z, vA RArv, aAvAii a Aii r q
vA
Aii PuP eAii s, zAv vAqg AiA Sq
e re, vzsg q
Pu w
U
eUg RA v
R qZ z| D
z| U reZ v i Dq
Am D va wu iu
eAii u vAZ u GAv vAa
Pq z Pg AP Pg gAv. gu
GAv vAa Pq ivAv P
Z zP zQAii Pu eq s UAP sAiiP q
A u vAa D. v
P g vt vAa Pq t P
zQAii PfZ Cl sUP M
A vP zv P. P vAZ s UAa
t Pu. A glj A
SAv P.Ji.. Cl sUZ R q| CAv reP v
vAvg PA.
v Dq AmZA Pmi AiiAv Pv.
Aw s
08 A g 2011
RZ v
41
z
PAvAv D zs
i s
A
Di U
eAwA CAPg ev
z
AwA v CvZ aA
zsisA. m 14 A x
AgAv vAa x
Dv. | v PAva r
vA
i
w PAza R PQ
e g. wZ AUv | i
Av q e v. |
AVv DA z P Am j
Pe Av P D. zs z
Aw
D v w Swg
z
Av Pg. Ev dg
Aw s
AVA
z
Av zsP s
A
Di UeAv w vv.
EUe
Av RAZAii As
i Dg Dg
sA
P zAZ wA vAiig. s UAP
zv PA, vA Z ..J. s UAP
v
w AA Pi vAPA Zq AvZA.
Di zsP sA
iiA xAAii D
Ci A D vt A
Swg vAPA Dsj. vAZ A
Av vAPA dAii iUA.
AzQ
08 A g 2011
RZ v
42
Ai g
Czs P
Dg Pq
Rdg
v Pq
Gzs P
q
d
Pgz
Ai re
AwP Pgz
vi Aq
Czs P
Aw s
eAii g
PAiz
08 A g 2011
RZ v
43
l ji P
Czs Qu
El wP Am
Gzs Qu
e jAii d v Pg
PAiz
Rdg
i| | Z s. wAii s. eAv in
CwP zP
Czs Qu
Gzs Qu
s. D g
Rdg
Aw s
s. eAv re
v
w PQ
s. vge
Pq
w
s. re
PAiz
s. e re
w
08 A g 2011
RZ v
44
CLARI ASSOCIATES
GCC EARTH MOVERS & TRANSPORT
Josephine Arcade, Main Road, Shira - 574 116
Aw s
08 A g 2011
RZ v
45
, Ag
u Ai DAi u AiP
fP R. P AP Z gP ghqA
Gqu W R. wAP Z ghqA
EqAv jU, q
A
vAZ U Pz u
gv
Pa R. g D i e
q ZAi D PrZ g CAU
z
Pg AP Z gz
P
rAi j UqZ Av
DA a Z vu AiiA s.
v vua sAii vA
Z gZ PAP
KP , gP DA Cg
Gqu U. gPg DA iAPA
gPAZ U
Ag DZ j
iq PA u
QA zsq Uv.
WgAv D AP vAPA zg,
i zsAA A
iv P vAZ
v iv q Aii Pg
iAPAP zsAA wA Av.
V s AAii Z gAUg s. iq,
iq, PA U v Z dqAi
Uv. UzAvA sv PA D
Aw s
De sA u
Av eA gP
U
s Aij Pt sAii zPA zs
D. AiPPq
s AZ . Pm
sA, Uqg vAZ AAii s
Dv. AiP Pg P zU
DAii e Pg AP u
Aii Aii
x Aiv. U AP Av Av.
U AP fZ g.
s AAigAZA Pi Azs qA
A
Z
A. V A P vAiigAii D
A V a vAiigAii.
V P guP Z
UmP
UAP P DgA, UzA u
, P d g P
CA
Pi ZPA
A vg, KP q
AP
A, Uz PA D fP A UA D
E Zq DAi u Aii
Pg AP Uz PA, gA UA, Uza
g Pr, Uz AA. A UA Pi
e GAv ZA
Pi g ev
D v PiAv
S Pi UmP
q. gAzsjA v
08 A g 2011
RZ v
UmAv D UAP sAii UqP
DAq j gqAP DAqA zsA
ii Pt
PjvA. U UA UAP Zg
AP
UAAv D q Uq D vZ
zs duAZ Uq.
v Uq Pqa x Aii v,
duZA
Adx PzAii gA
egiq Zq x g e EUe
ug g D. z! JPP AP
Z
ZA
g sjZ s A. A,
s v D Pqs v A
u
UAA U Pj v Uq m
Z v P zsg A
. EUe
Av s UAZA zgA
DA
. KP gg v Uq m Z
v A uA, PAqA S
P UA vg Pig PuA v
D f
UP g
e GAv q zZ nP
Uqi qAZ fa gZ zA.
zsgu GgAiZ Z
v wwA Gg UqaA A
qA. D v UqZ PvA
P
zs duAP DPg Aii JP zUAP
Aii. u x Pr Az
GAv v UqP P AA zsA
ii
PuP vA
. Pq Az
QA u
s zs A.
A i P u Z
g PvA
Z D vg v
q WgAv PuZA eA,
Aw s
46
DP PA
ii Wg u a Aii
Av e u
Aiig
nA q. AgAv z ig
A D P W AZP
vAiig eAiiAii u UAAv
og e. z D
CAU i U n Pq
Z
,
A
gZ z ig DiA P
AiA eAii u. QvP?
ZA U n. DA Aw s
? , A
ii AU j. AiP
sZA eu A ZPAii
u U n m i.
A tAiiPq
Zg PvA.
zAP evV A
iiA u
vu
vAP zsA
ii A.
z gv
D CAU
i U n Pq U. U nZA
vAq A
iiAZ vAPA PA
Q
zu
A u
. A P
D CAU iP AiA
Z Pv DA
.
v zV UAP Ai g GAv
UA P E u e. AiA
Cf gA eA PUz gA UA
U tAii Pq
v. tAii vAZ x
Du
Pv. D CAU
i v UAP D GAv P
DA Pi zs
i x P A vAZ
A Zq v zP tAiiP Ppu
m e D. DA U. s
v AZ Ai? vP QvA?
08 A g 2011
RZ v
eAii eg Aivv. v zU AP
sj APg D u
tAii Av
APA vu vAZPq
AUAP A.
zs duAZ UqZ vg
D CAU i UzP gA
D dP APq PZ
jZ . vAa
D v UqZ
v D z
QA WgAa egAii
D CAU i x PP Wv
xqA UA KP nAU PA
.
Aw s
Z P Aq DA
vj P D CAU iP A
QvAZ DAiAP A. zV v vAZ vAZ
qAZ UPg e zP PZ
U ivP Gi Az sQ
t
ivg Pt z
Ag Z
v vAP zs duAZ UqZ
Z
aAv. e Wg nA v
APg, g, vAP, UAAi ivg
Z g z
Z
v v
Pu u
vt P A iv
P zsg
AP evA. Wg
Ai vZ Um Ug Aii
JzZ Zg s
g Ai g
q. v P x CAU i zsA
Ai Pq
vAZ AU D.
vPu
vZ Um Ug Z
s
g
Gq g zsA APgP
G PA
. CvA GA v
A. UA iVg GA. De Aw
sZA eu eA D vg du
Aw s
47
DA u
zsA g v. CAU
iP D P DvA i A
euAii
Qw A fAiv uQ, QvA
i tPt fAiv uA
Ue
ZA.
KP Ug AAii dAiiA
Gvg v, u ft z dAii
GvA
P zs A.
AU
: rDq, APt q
08 A g 2011
RZ v
48
gAiiA
g
fAii
e
qAjO{} - o=jO{}
_kj~}
C g D eAv P
Dg D g q
u D j vAi
dAii D eAv r
Dq D j re
D Cv r
:oY|}
Ag
Gq
Pvg
AU
Ag
V
25-04-2011
30-04-2011
03-05-2011
05-05-2011
06-05-2011
13-08-2011
Po Wa:o0:} (}
<urAu
_k~j }
Euro?}
_k~j }
:oY|}
eAi . re
D jZq Am
PAig re
P rDq
gjAi D
C Ur re
qj g
u
Ag
PVj
Ag
Ag
Ag
Ag
Aq s
Aii s
Ar
J re
v vAi
Aw Pq
eAii Am
eAv Am
Lj CAq
Ag
g
Ag
Ag
Ai
vr
03-05-2011
19-05-2011
03-06-2011
05-06-2011
10-07-2011
28-08-2011
31-08-2011
P fvP Aii
s
P ev
28 A
vzsg q
28-05-2011
Aw s
Uj e A Efzg rDq
73 A
78 A
62 A
A. eQi q
R q
q q
11-07-2011
26-07-2011
09-08-2011
08 A g 2011
RZ v
D sgv z gAii z
KP g
z
P z . ZjwP,
AwP iv A P wP sAi
vA
gZ vAQ sg
z .
DAiz, AiU, P
, vP
, zs
s, zs zsi, zs DZguA
xg s
uA Dm D
zj z .
Z Pgu DPv e zAw
Aw lAP g zA x CPAqg
z U m Dj g g du
DAi D vAPA g AP vAP
wvA g U. P
u DAi ZV,
n, sA
Z. v DAi D AUZ g.
Aw s
49
nA U
Av. Dg
ge Pjv AUZ
Gg D EA EA l vAvAZ
zAP UAP U.
DQ v AUZ Gjv eg
z Pg Prv D zZA
sZ rv Swg KP
qug G
(vUA) D
z v gA x vA
v e.
za zPAii Aii eAiiAii. wZ
g Si zs fAieAii
e vA
vZ Gz.
Gz s
Pg APZ za vAP
RgeAii, w qAi u vAv
j gA g AidA
ej eA. D vZ s
e De
z g P vA HAZ HAZ A
Pjv D. vA
v za
e
36 Pgq iv D vj wP
vAP Di zP v. wwA
Su jA AUg PwA. vAz,
UA, Pg, zz gZg A
.
u De 120 Pgq e
P
Gj Zq j g zAP gs ev.
Aig x, d x Ai
DA gAiiA, PgA D Evg De
g zAP gs evv. gPmA P
Gv. ZAzP AA
Aii A
iv Z
D.
Ew g U
w
eAii DA D e
DAAii e Gz zAw
08 A g 2011
RZ v
zPAii Aii Pg
v, DQ Q Gg.
QvP? Pu jA
?
A
aAv DlAiiA
xrA A PguA Aivv.
v A j zP l g Uj,
GgA z Pg AP D
za zPAii Aii Pg AP g
DA
. u GgA
AUZZ lAP
Uv. CAZ nv Ug D vAPA
lAP qg za Uv q qg
eAg D. s
Zg
gP
zP A q
W D
vAvA
zP PA
g PgA
A
Z
q
eA A. vaZ
A Uv Zg Z.
vA
v s mm, g A
z AA gAZ aA eA.
zAv v q Aqg,
Pm g Z zU. u
vAaA AA DvA nA qAv.
vA
v 60 gAZ m D
vg
DvA vAZQ g PA Pm
zAv Gv. A Ce PA
WqA A zs PgA s
Zg
gPaA Pg
A DiA A
v.
zAw zPAii Aii PgAP
RgeAii e Aw D vAP zZ
gePgt D AA Cg
Dv.
gA l ZQ CP Am
zP l DA z De
v
A.
Aw s
50
AZ A - PuA s
Zg
DeP A
ii. egA gA x
zA D q w. edZ Pg
w D. edZ Pm (C
) Aw
A JP dz 30 uAZ
(DvAZ Pg 30 P 30 Pgq
e v) AZ Pu A U v D
euA. sgvAv DAi
g s
ZgZ
Z D. 2-G P i ,
P Ui EvAv KP - z
P g q A i i , Ug P-P
P g qAZ s Z g W q u
DAiivA. s
ZgP Pgu e
z PAAii Aw De dAiiAv Dv.
v Aii DiZ PlPAv Wq
s
Zg Agsg
z e. QA
Ai PP vAvg Pgv
A v, g PA Z MLAAP PgqA
Um PAvg PgA AUv
zA PgZ D. v Aii Dz
RAw Aiqg v v Dm
Aw DvA dAiiZ mg Dv. JP
eg m Aiv, DP e
A v AUv dAiiAv D.
sZgZ RUAvA zP
g PgAP Pu t qug
eAii D. v DvA G. Cu
eg vZA A. UAZ vvA
i u
Z
, gAv, 74 gA AiZ,
D UAAv PA zsA x
Pg D z v, s
Zg
08 A g 2011
RZ v
51
g zs g h e AP Sg g .
s
ZgZ APmAvA zP D
e
P g vZ Gz. uA
zsg
A
vu q, sw P A v
PAi PP zg
d
P A
A
Z D juiPj PA
s v
Pg, ejAiP q, s
ZjAP
Ppu PP MU PjeAii
Z
Z
Gz.
C A vUA Z v U
nAZ UiuAv m eq
z De s
ZgZ UiuAv
q U. Aw m, za Rj
m e u Cu eg. vZ
v AU. D vZ vU
A
ivP
zZ P P x AP
U, UAZ v Z ZAP
jA. m A qA v vU
P
v . 12 AZ G vu P
D P
s d
P PAi
PgA
s vZ vu D G
q. DvA
A Sg QvA P q
Wq vA.
P q v v D QA QvA
PvA? QvA u
A?
J msg
J
=ubD}
ur|}
=ubD}
ur|}
:
:
:
:
Aw s
RZ v
52
AP Aw s
Z sAii oAiiA
Stany DSouza
Mutual Funds Advisor
SHANTHIGUDDE HOUSE
SHIRVA
Tel.: 0820 2554698, Mob.: 9886854097
E-Mail: stanislausdsouza@yahoo.com
AiU
P
Le
01-04-2011
g
AimZA
nA
Le
Ai
(01-04-2011)
10,000
47.94
80 months
46,765
10,000
29.59
67 months
28,860
10,000
32.90
71 months
32,090
10,000
27.43
69 months
26,755
10,000
47.42
82 months
46,260
10,000
32.50
75 months
31,700
We foolishly believe that our own limitations are the proper measure of limitations
Aw s
08 A g 2011
RZ v
53
aAv
s UAZ jP Uv, s
vA
P
eA. EA Pf DgAs
e Cqe g e. E
DgAs evZ PP P eAii.
PP A Pa n vv. s VA P
Pu DA
P Azvv.
DvA P e Z
P
QvA evv? r
A aAvv, e
v
zs eAv D
PaA QvA Ue u
PA
S
Gqj CAVP g
PAP g
v PAPZ
qA. Avg
P Su eA zs D.
vg ZQ v
A A
id AV?
v PAP wvAZ DV?
A
id D. AiP PA
z s UAP P P Pu
Q w A. A v s UAZA
P CzsgZ DSg ev. vAZ
PaA s VA EP v vAPA
A s VA zBSA UA
iiv. vg
Azs g
A P v z
s UAP z e g QvA
gu
eAii!
P z z AV
D. vg P z Pg zPAi
P
A v s UAZA s
gv
Aw s
rDq
APt q
PAiv. D A PA x
v s UAZ ftAiAv Geq sAP
vZ P A KP s U , s UA
KP CPj, e, zPg, EAfAig
eA zs D.
vg DiZ jgAv g zA
s VA Dv. vAPA Di s UAZ
P A zg
vAPA z e
PP PP PAiiA.
iu, D Uv Dzsg vAP,
CxAP vAZg v s
vg Q t vAPA PP
PAiiA. z DiA RArv e w
s
v
. Di s UAP vZ zsg
AA sv
.
Aw s
ZA
DZgu
PZ Az
A
j iAAii Di AP s
,
S i zs s Pg A u
iUA.
euAii
Zq
g eg KP Pmi Gzg
Pv, Zq A gA vg z PmA
Az Pg.
AU
: rDq, APt q
08 A g 2011
RZ v
54
P CAP x
RZ v va
Pv egv zg
lo"0 Aj} (4 P})
j"
2,500-00
j"
2,000-00
!;ku~0 =o<} P}
j"
j"
750-00
j"
400-00
j"
250-00
j"
100-00
(ur|} /
1,200-00
!o~0)
msg
UAv D D AiP
PUz g Av iP
P DA
A
AZj iP 1,000
P AZ d
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
AU
Z eP Ai nA e
QAv z zP, g P,
CAVP Qv Qv Q ie
Pje u Pq w.
n in, A. A q
Aw s
Ag 1
Ag 5
Ag 15
Ag 25
Ag 25
Ag 26
Ag 30
CPg 1
CPg 3
CPg 6
CPg 21
A
g 16
A
g 22
A
g 23
A
g 25
A
g 29
A
g 30
Z G lAii
Q zsqA, ie Pg.
u gAiAAii. v eg 1,000
RZ v P AP d
. vA 1,000 Q ie Pg
u g
Aii Pg
gm
Aq
lg s
Ar
vAi
g g
C s
Ar
re
Jqq e
eP
vAi
jAi s
Ar
qAi
r
P
vAi re
jAi g
U A vU g
, sAi A
Uu g
, U PAi A u
gA
ve z g Dg, A vP j
UA. veA Pe gA D vg,
A ve U PgA.
AU
: rDq, APt q
08 A g 2011
RZ v
55
wAa s
:
UAP qt Aii sg
g
KP m P g Z , A z
jAiiA, zsP PgAv 2 PgA A,
zsP PgAv KP Pg m sg
GzAv l zs A
GzP
v sg
A
iiAii. m GAv v
Pa Ue A. q AP i
Czs
A
i u AeAii. zq A
vg
AP A Pv A e
.
zq A vg
AP PqZ
Pgv Z g m W
v.
A U UAP Pv
70 A g U P
q DAiij
AiA P Z PAii A.
A
U 30 AiiAv vAza
e A e
. PZA svu gA
aPA A Zi....
dqAiZA GPA
P ZP...
s
A...
Su eu g W
QvP g Cm Z
Z
u
A
g...!
Aw s
AiU D, A. A q
s
: 2541355, 2541459
Aii. Aq v. vzZ PqA
AAiA
GzP v. q zg
A
A
GzP AA
A
ii. g Uvg 24
gA
sAii g PwAv Pvg
PreAii. 3 Z PAii
Pg sg
A
iiAii. vz g Pg
sAii
v.
agmA
vgj P j JP Peg e.
PegZA Ai gwA PZg
GzP
AAii
P
ZgA , QvP GzP AAiiAii?
v u
, iP RAa qg
w GzP A s
Pj Aii D
v zP !!
e re, vzsg q
08 A g 2011
RZ v
56
gdQAii u
AW jg zQu sgvAv D
Azva U vA PAia ej
Pg AP PlP ge P eU u
aAv AUZ .e..P CPgg
qAP vt eAiA zs
PA
D
.e . . C P g D A W
jgZA Iu sjP Pg AP g PA
.
m 50 g A Dq A Z
Pg viA QvAZ Pg AP A. P
AZ gA DA vA g
Gzg PvA u
gvAP D PP
sn
gA
D
A. gvAP D PP
Gzg PvA u zAU sg
P, Az D Aw Rz Gzg
eA .
gvAZ A CPg D
gvAP AiA . PAz ej P g
PAiP
i A D P gzs gvAP
qAiA
. .e.. dgAa D Aii
ewAZAa q, s
zZ P
A U s AAii nA DA
jw Pi g PA
.
S gvAP i v Gv
U
P
APZ A.
Aw s
sr
P
vzsg q
z vg zsiZ A
DqA ZA
v vAiigAii P. Di
Az sAAP d x Z
ZmP Zq
GAv uaA
Ue D. zP Pg uAP
D Aii ewZAP eAiA A. A
AzAP, Pgu
Pg AP, AZ ev
As
AP zg
zq . AP
AP PZ
g gP zz A
zg PgA
i. CA Az sAAP nAv
z
.e.. q CPg DA Q
D PZg
s WAP V.
ow
AP D AP zg
eU z P
D zqZ
Z
v. zP owA D U
zAiZ Az zs .e..P
CPgg AiA jA PA
. P gg
e ow
A D A DA
A. EAfAijAU, rP
D AU Pf v
zqZ UtAP
t . P s
v PAiiA
vg A A AAZ Pu
A DgAs e.
08 A g 2011
RZ v
Pi Pg sA
AiduAP
P Pu, w P vtA Pi
P m s g AP D P m i
AAP iUz
eAii eA
AWlA DP
uA, m D igij
AVA AzvaA vvA w
z Pg
Dv. vAPA gPu D PP
Pg D. fvZ Rg
C U v Ai d uAP g
zs
i AZg DP
u Pg AP Z
z P
Qv AW jgP D eP v.
CA AiduAZ ZAZ wA Az
vAA
vvA s
vAZ aAva Z
z. qVj v
zvP
eUA Swg gheAP Z
z PA.
Aii Swg zP PAP sAii
g gr z
APq v
e PlP gea m . v
A
v
sgvZ PlP gd vg
j jP
A
sgvZA Azs D P U
eAiivA g iu PA u
v PAiP d Av U
D z
Av PA
iiA. PlPZA DqA
RArv AzsZ D e
s vZ
vvAZg ZvA . PlP lP PAZ
UP ev gr z JAq
PA. AZ AUv AirAig
ZiZA
AA e Z D.
d Av U Aa Aa
v sAii U. Rg sgv ivZ
v AZ D uZ V
Aw s
57
U zsA
iiP m Pq geP
m . m s
P gdPgt
D CPj DvA GzP Ai Dv.
xqZ A AaA mA A
s mjA s m v
A.
AirAig v AiiAZ D
CPgZ D geAv
D Pg d eA. JzZ C
d fAivv vg zZ vAPA j
z A u iUA.
P AZ U
1. D
- Ag 20
2. Jqq d
- Ag 24
3. vAi
- Ag 25
4. DU Zz
- CPg 10
5. jAi d
- CPg 20
6. Jqq Zz - CP g 26
7. in
- A
g 14
8. Ai e
- A
g 15
9. r
P Aq
- A
g 30
10. g Aq
- rAg 2
11. gf in
- rAg 7
- rAg 19
RZ v P AP U Z
G lAii.
08 A g 2011
RZ v
58
UZ zPg
euAii
zAii DAi g x
Pj, Czs
P iv
zAv zBS Gm vZ i S
DvP U
A A vP W
sg P De
De Pg.
AAii D iu
Z zg u
QvA ev vP ZA zPg
RAAii.
zAvAZA EqA mA A
zT
Aii Aivv.
q Aii, A i PgA u
vg
Pz
g AiiU
DvA vAq GUA Pg u
s P AP e,
m, gAU .
vAq vg
QvAV ZU
zBT QAPm ij
P Ai v A i i
P Pq Pi Pg
z A v.
zZ Gz
AP,
Ai U zsj
zP Ai Z
AP
z euAii v.
P
AP A, P
u
g
, vP
v vuA z EAePA
AzAP zs A.
i e JP Pu
zZ
q P
.
P
zPg UZ
i Av v P qZ
JP euAiZ
q
CA QvA PA
v ZA AU
xq A CA Wq u zPg U
euAii Zq D Zq
euAii, v D U
A z x Aiv.
g P j P euAi
f zBS AZ A
P g v D v A z P
gv
gP nA vA.
iv.
D, g q
Jqq d, iAii q
Aw s
08 A g 2011
RZ v
P
iv
59
-CAwi v Av
(WILL - LAST TESTAMENT)
DaA PA Al WA A
Pg g PA ejAiP
qAv, D u DzgZ
CAwi tAii (Da D PuP
Z
AP eAii D PuP ZAi
tAii.) Pg AP D . Pg v
DZ gP
qZg A zS Pv
D v i u g QZ
(Testator) GAv Z DZg
DA PA PuZ Ag (TesteteeBeneficiary) gAii vZ AZg
zvv. v Avg v Q iv v
DZg
Pzg ev. A zs Gu
RZg PA zAP Gv.
PuZ zAP eAii D
i uA A
P P i uA
Au D PAiii. AvA D
jfg PZ
RZ Gv, ( jfg
Pg AP RZ s
Gu)
, PmAv zz D Ai JP CPP gv zUA
JPPP PA gv,
eAAii (Joint Will).
JPZ
CqAv CAvg iv GgP q.
A vg fAv DAP PA ej
evv. u A W x
AiP fAv D AiiAv gAaA
Aw s
r
P g
JqP m, PqAii, APt q
PA iv z
wZ GAv s UAP
PA Z A g Aid
PAiv.
i uA D zP A jv
A D sAia. u gAii
eUv
DAP eAii. Aii vg
Dzg (Testator) g s
AiAv DAP
eAii. j s
g wAv P
u Du QvA PvA vA vP
AP
eAii. (sound and disposing mind) vA
g
g QvA, vZ jui QvA
D jui Pz x ejAiP
Aiv - vA PA eu DAP eAii.
v Aii v DZg
g Pm Az
Pzg Dv vg vtA A DP
Pq PrAv z iAq gz
Pg AP ev. v
Z jui
08 A g 2011
RZ v
ev. u PrAv P D
(Valid) u w eg
i uA PA ej evv. Aii AU
i uA gAi
P (Testator) wa
s
Q D Du QvA PvA
vA eu DAP eAii D g
zv W zUA (Two Attesting
Witnesses) vP Aii
D P
P e z v PvA (The attesting
Witnesses are very important to prove the
D zg (The
Testator) D
g D z v (Ugv Mark) W u
gd PZ
v
A
GvA gA eAii. u
gAi
D QzgA JPP
g AUv
dg D z v PjeAii.
gAi RAAii D A A
gu
A eAii. AvA s AAiism,
zq/rm, D sAUg, AP Sv/
Sv, Pg (locker) A Au
g DAP eAii. AP SvA
PA vg ejAiP
Aiv gz ev.
gz eA e
vg Av vA
gA
eAii. A D Am P
v. v
jf RZ Gv.
ejAiP D GAv D Am ev
D Z Dzsg D PAa z
eA
t
PjeAii. u DvAZ gA
i uA s AAii Am Pv
P
eAii zP gA AiA P
genuineness of a will)
Aw s
60
P za
j D Ue
a.
jfg PAiv. u jfg
PjeAii u
. jfg Pg gA.
jf g P jf g P j v
ZP Zq juiPj
(More Valueable) Pzg z
v.
vA
v AiA gAi gz
PjeAii. jfg P
vg vZA jf
z e Ag D vjP P
gz P
u
P Av gA
eAii. jfg Pjv A va
vjP D PuZ Ag gAi
A g v
SAv gz PA
A
eAiiAii.
vg z Gv
D PrAv
wi eAi q
A
.
A KP z e sAi
DZA
P DP eAii eP A
P vg g D vaA
GvA Au Cx A PAv
vg v x ev. zP s
eUvAi gAiiAii (Will is a
technical document and, simultaneously, is a
solemn and pious document. Inconsistencies and
factual errors in the will make it devoid of
credibility).
vg Um ev, PgA
zAii
eA .
Zg vPg DAiig A f
AiiAiiAv z iAq g
u
yga
nP m WA eAii,
A vPg Dg iv. ( nP nP
08 A g 2011
RZ v
UU g. 50,000 RZ .) DA u
2002 EZ Z 27 vjP AiA
Zg yga
nP m (Probate) Ue
D. DvA P zu
PA. (A
P zu
ee s
Ar,
v PAz Aw e P).
iv D PuAAii g v.
Aii w
AV U Av za
Ue.
KP C ze
u vZA .
(If the will is legally deficient and fails and falls flat
on legal scrutiny, the dream of the testator that his
hard earned money or property is made available
to the person named in the will after his death,
fails.)
zP vP v Av uv.
A z (Nomination) Z
GAiU
DeP AgAv Gg PZ
s Zq
DAii D APA
Eg
D S DyP AA Ai
dAA S s qg Swg Ue
ZA
D KP j A
ii. xq A vA
dAi
CPP
vg v AiiAa (Le) jUv QvA?
Ai Pu nA W v
d z
QZ
wAv WA.
jg PZP di-SvAv
A z () Pa KP
P D P. i e
PmZ ggAP vA
d Le,
Aw s
61
Pq PzgA AUv , Sv
x PqAP ev. u DeP vA
AUv A PAZA zP A
z C ev. Z Cx, A
zP A D v Le
Sv x Pq GAv PzgA
A
Al WA D A
AP
eAii. PAP u
Z ggAP
vAvA Am D. A P QAAP
sgwAii j PA PAi 1925 AvA
Dm D. v i uA Ai Le
AiP 1/3 Am D P q s UAP
2/3 Av i e AlAP eAii.
Ai Le, DAii fAv Dg
wP P Aiv. zP A z
Au jg vg Sv
x Le, P q jgA dg
eAii, nA PqAP sAia
KP m iv. vA
Le Sv x
Pq/ Al Wvg D
eugA iA DAiivg,
PzgA P P
i WeAii q.
Pm PZ ja gm ZPA Swg
A z KP s P m
iv.
AP SvA Pg
vZ GAiU EvZ Q Svzg
CAv g, v SvAv Le
Pq CAvg
Z ggA A
Al
WA eAii. jgAP v LeAv
P D.
08 A g 2011
RZ v
P iuA A-z/
Pm P PAiiaA AiiA
gz PjAv. Pm-PA (Indian Succession
Act, 1925) PAiiAwA AiiA A
zZ PAii A zAv. A
z/ v
Aii 1938 EA
v
P Eg
PAii (Insurance Act,
1938)Z P 39 P
g C Aii
Aii P PAi, s qA
P
i uA KP v
Aii iv.
PAi Aii vg ggA AUv
Le Eg
Z Ai WA-KP
gz AeAii. vP z v Pg AP
q. PA AUv eAii - A
s
PAZA. zP sAi Swg
A P 1938 EAv ejAiP q
A
.
Z A A z DP
SvAv Zg eAii e
Ai vPZ
Cx Aii. g
PmA A ZP
PrAv
e P
D. zP QA PmA
v
Av qA iwP A
R gAiiA. s qA v
Av
Aq
AP KP m AUg D.
u e vA
Awv eg vtA
gf P e nA Pq Aw eqv,
iAiiU fAiv.
APAv SvA A z P
A A zZ jui PlP
Pm wAv CA AUA
: (AIR 2011 Karnataka 46 : M/s Consumer Care
Aw s
62
u
, P Le PuA dj
iv. vA
Wv
Le PmzgA AVA
Al WA PAi s
i Aii. A
z A PmzgAaA PA gz
eAiiAv AvwaA PA gz Pj.
zP A z RZ Gu P
Le WA KP vAii iv. Z
A PmAv e zR P
JPP gheA ZP v D iAiiU
Aw-i zs fAiA zs PAiv.
RZ Gu ev D Ai Gvv,
U qAP P.
9, 10))
msg
Aii : Di ej
AiZ
zs P 100Av 99 iP DAiiv RAAii.
W : QZ 1 iP QvA e
t?
Aii : v Gg KP iP Di
vP DAii.
m in, A. A q
08 A g 2011
RZ v
(q;o
63
dg 2000 x zA 2000 : sg
Z 13 vjP DAi i g
sUAZ zvZ q
ze DZj. zgA 3 gg
s UA PAi P i g A s P A .
s UAaA DAii-Aii, rA D
q
AS U
eUgA PAiP
i P
dg eA. PP AZ v
s PP
jZq zAw zva P
a. g P UZ s UA JPP jwZA
AwP PAiP
i
v
PA . v ZA
A PAiP
i Aeg ig 7 gg
DSg eA. s
g
Z 15 vjPg
Gq f mg Z Q dAiAw 2000 DZ g u A s i P Ag
U
eUg dg e. J Z
30 vjPg | Jr PgAiia je DSg
e. JZ 27 vjPg EUe
qZ
i AmZ v Aii
P s
AmP g AifZ
AiidP e AiidQ P . vu
Aw s
D AiidQ s
ZA AiA
CUA
AiiZ 10 vjPg PA 9-30 gg
D iAAii U
e AgAv sl
AiA .
GAv AidPP U
eUgA
U
eZ s Av i P P
CA
z D G lAi. AiiZ
19 vjPg Av DAv qZ z|
vAi a zs | Um
D zsP s
Z gv
DZgu
P
. PA 10 gg ZA z
sl
zs
zP CUA A. GAv
| Um
P CA
z lAiA.
Z 30 vjPg |
u Ai
z
je v Ag U
eP
DAi.
AiiZ 28 vjPg DAiig PAZ
GAv A. DAv qZ z|
DAv PgZ v | PgP
CAz D G lAA PgA
EUe
Av Z
A
. | Pg
sUA
v RZ sAZ Z
sgwAii AvZ
r
e AZ
08 A g 2011
RZ v
DAi. 2000 Z s
g
Av
Z Aii U AZAivZ
JAv U AZAivAv fP
D A. eQi qZ Vm
g D A. g qZ w
g vAZ A U
AZAivAv fP D EUe
qZ EUAi re D iAii
qZ w U Pq
APA DAiig
P AZ G A v D
G AZA PgA EUe
Av Z A
.
A PAiPi Ag L...Ji.
WlP iAq qA
. EUe
qa
iu w L Pg
dZ 11 vjPg EUe
P w Z
Ai z . AZA
ig 2,000 gAii. dZ 11 vjP
DAiig AvP
Z
zP
v U
eAv g duA s UAP
U
e Ug QeZ
P Av .
ed Q dAiAw-2000Z A Qe A
t U U
e UgP .
dAii 26 vjPg WAnZ xjZg
Wq q x gPu eA v AZ
AzsP AiA. PiP D AP
ig 14,230 gAii RZ. AUZ
i CAv q A Pi
P A. A
g Z 14 vjPg
U
eZ
v
sUA
v RZA s
q sQ u
DZjA
. v Aeg
4-15 gg ZA z sl
AiA.
Aw s
64
U
eZ PZ CwP gu
v
A
Z 11 vjP x A
g 15 vjP
AiiAv PjewP gwg iAq
q. gwg P i q
re D vZ AUvA Z .
DiZ U
eZ iAii qZ
i s
Ar Pg
qAv
. zP vZ qZ PP PP
e CPg Av UeZ
P gAii 7,500/- d P vZ
PmZAP . Ag A. eQi
qZ i g
gZ v eAi P
g dZ z sAv
AAii AvZ efv P sw
e. d Z z s Av
Ag eQi qZ i
e reZ v eAi
re PlP AvZ Pa P
sw
e. EUe
qZ i
Ama zs P| ew Aii
Am dZ 12 vjPg C
P, A. A qZ i
Pg Aqa zs P| qj
Aq g Ds Zjn Psw
eA. Av DAv qZ | Um
Z
zsP fuZ Aa AZ GUP
wZ PmzgA EUe
P KP vj,
KP PAu, KP g uZA DgZ
A
Um, KP eP W v, D
KP g ua a z
08 A g 2011
RZ v
65
. AZA ig
1000 gAii. EUe qP Jz
u
g v
v ed gAiiP
EUe
qZ
v
u
Aiig.
qUgA AUv Ai A
vAZ v
ZA s
q ze
DZgu PA. v qUgA
AUv vAZ s Sg
Ag AqPq Aq P
s
Z
As
i gA
s P
. GAv
s
sl
AiA. zgAZ g U
qUg D Evg Ai, U
eZ i
D qAZ UPg U UPgZ Wg
AUv . PA AUv
iUA PA. GAv div Z.
GAv zgA 12-30 gg A
AUv eu PA
. v Z
s
Z AqZ RZ EUe
qZ
i s
P re DA q
UgA A
i.
ve A Av vP v,
j s
D i zs iUA
- : gA iUv : -
z
g D re
| C s
Ar
09-02-2011
Aw s
q D jAii re
q q
08 A g 2011
RZ v
66
Pt :
Dz Av A UAAv
DA
. zgA e Cq qA u
ms
Z zU
D A s
Z
RZ v D. wv
AzQ gA U P UA
. rA
rA RA gAi u A. Di
zAZ fuAv WrA WrvA, CU,
euAii gAiig g u. vA
Aq
A. A q, (DvA Aii)
vA
Z A gAii D Av, KP
Q DAv zgAv e
Av gAiiA u
KP Pt Wr. ..!
g Av GAAv ArP.
AAii zU
vZA Wg. va KP zu
v AAii Gvv
AP D.
Av x GAAv Ag
KP. DAv G AAii v x
, x v sAi
G v Aiv.
vP RAZAii DZ GzZA
s A
vA . v EAv q
q
ev
GAAv g EiA vu DA
Pg WvAv. g s UAP vt GA
PAiiAv. KP va zu EZ
s U AUv eg D AAii
r. vu vAPA Z PA. wvAZ
A
ii DA PAP Ue
P A Q v.
A
Aii DAv D gP Aii W,
q x D zsg
. AAii
08 A g 2011
RZ v
UzAv DZ GzP e W i
zsg
vAZ d x D .
vZ PAv zu PqAZ
v. V A mA ZA
g PAA AU Av s UAP
GA v
w v. vA
e vP
UAAv g Av A A
qA
.
UAAP g vj vZ ejA vP
Aii zA
v zPA. Pgu eU Av
vPg. eg eiaA s VA AvP
Gz vA. eiaA s VA
D vAPAAii Avi
GA PAiA. eiP zU Zq
DvA vP v A eAv.
AviP DvA Aii e DAii.
Pq va Cv e. zAa
Az e. vZ Wg v JPZ
g.
DvA zu ZA q. P
Z
AP e. v JP m
gAzsjZ Ai D sg
sg
AivA. A
AiA
D sg
vZ
DAUP Ai Wg Z i i eA.
zUZ
Wg eia Wg eAv
Z jwg eA. eiZ s UA
Avia zu Zg z Gg
eUP Z
AP vAiig Pg Avi
P W iP AZAii
iPAii v AUv g u
ijU. Pg v Aii ZP
GzP q
. A g eiaA
s VA v
A.
Aw s
67
i v g U g Z A, s j
Gv. DvA GA A G
PP DAiiA
AviZ. Avi
GzAv ghUq
. D KP
AiAv P Gz vP qAiA
.
vZ Cv PrP PAAii Pg AP eAii.
z va Pq zg vrg
u
gg DA
eiZ
s UAP R e. Avia Pq
AAii Z
zgAv e....!
A e d KP CA
KP Wrv WqA. AviZ Zg
ztZg eiZ v D vA
v eg D gP zu
q
A
Aii r. eiZ v
AZ. vAZ s UAP AZA eA
A. vAZA qAZ Aii qA.
Wrv A PA vAPA, Ev
PP P
Q, Ev GA P
Q AviP v D DAv
AZA vg DA s VAAii AaA
Pu A s
UA vAPA DA...!
euAii
eu A i i
S m x A Ai i
g, Ug v
A
v xAAii
zP iA xAAii iv g.
eu A i P
i , D v A
zAv fAivAii.
D, g q
08 A g 2011
RZ v
68
Ph : 9845455409
RIGHT CHOICE
CATERERS
Bantakal - 574 115
Aw s
08 A g 2011