Documente Academic
Documente Profesional
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NALINI PATIL
MARGARET
09th September,
2007
LOBO
AGENDA OF THE
PROJECT
AGENDA..
•
•
WHAT IS MICRO
FINANCE?
•Micro + Finance in literal terms means:
• Total Annual poor credit demand is about Rs. 60000 crores and cumulative
disbursements under all micro finance firms is only about Rs. 5000 crores.
•However, it is estimated that MFIs will have a projected growth rate of 20% in the
next five years.
Progress So far….
MAR ‘93 MAR ‘96 MAR ‘05 MAR ‘06
SHGs 255 4757 16,18,456 22,38,565
LINKED
% Women 70 74 90 90
groups
FAMILIES 5100 80000 24.3m 32.9m
assisted
Banks 14 95 573 545
participating
Aggregate 0.06 1.24 1604 2533
Bank loans
handled (in
million)
www.nabard.com
EXISTING MICROFINANCE
Nationa
BUSINESS MODEL
l
Financi
al
Instituti
INDIVUDU
on
ALS
Banks
DIRECT
LY
ENGAG
Govt ED
Funded IN
Progs MFIs
SHGs
Funder MEMBERS
s/
Donors
WHY AMUL +
MICROFINANCE
•
•
AMUL BUSINESS
DETAILS…
2.12 Million
farmers
Collects the
milk and
packages and
brands the
product
3500
distributors
47 depots for
buffer
inventory.
Delivers goods
worth Rs. 6
crore daily.
www.amul.com
ASSUMPTION
S
•
•
Our MFIs will be set
up at..
Total Population :
23 MFIs in Maharashtra
Total Population
22 MFIs in Orissa
SHGs
Organization
Structure
BOD
CEO
SME
Finan Marketi
CFO COO IT Legal BD HR tea
ce ng
m
Conclusion…
•
•
THANK YOU….