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October 19, 2011 Zone 2, Vol. 9, No. 20
Dig into these pumpkin facts Looking to grow your business?
umpkins are a common flowers will form and then sibilities of pumpkins as a food into pumpkins. source and brought seeds back sight come around turn Halloween. This fruit of Pumpkins adapt too many cli- to Europe to enjoy as well. Pumpkins are comprised the fall is often used in deco- mates and are grown on all of continents except of several parts. The pumpkin rating the interior and exteri- the is covered in a skin or of homes, but can that surrounds the be an integral compulp, or the meaty ponent of cooking part of the pumpkin. and baking as well. The stem is at the top Little thought of the pumpkin and is given to pumpkins connects to the vine. and their makeup. Tendrils are thin But pumpkin afipieces of vine that cionados who want tether the pumpkin to to know more about the ground to protect these delicious Pumpkins are a common sight in fields and at it from the wind and gourds can dig into homes and businesses come October. weather. The inside the following facts. of the pumpkin is known as Pumpkins are a member Antarctica. In colonial times, settlers the cavity and can contain of the squash family that grows on long vines close to and natives alike relied on seeds and fibrous strands. The the ground. Before pumpkin pumpkin as a staple of their bottom of the pumpkin is fruit grows, brightly colored diets. The British saw the poscontinued on page 8
By Robert P. Sokoloff, CPA
erhaps you own a company and you are trying to grow your business the tried and true way through good will and referrals, but havent achieved the growth you have wanted. Our firm is a prime example of this. We gain new clients and lose some due to companies going out of business and people moving out of State. Consider the idea of a merger or acquisition. You may be thinking that you dont have the capital or cant raise the capital needed to do this. You may be in better shape than you think. Banks and
prospects may be willing to work with you under your terms. First you will need to determine a few things. How
much of a deposit could you give to a prospective seller? What would your preference be of the volume of the business that you would be looking to merge with or acquire? Do you have a good relationship
with your bank to secure a line of business credit? What steps do I need to take first? Lets use our firm as an example and look at the steps involved. We decided to look for a small acquisition to our practice. Our target would be a practitioner looking to retire within the next few years or someone who had a small tax business on the side and had taken a full time job who was looking to sell. Next we wanted the billings to be within 100K to 150K with a mix of business and individual clients. We
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Page 2, Zone 2
visit our website at www.lifeandleisurenj.com
October 19, 2011
Note: To have your groups announcement appear in Community Happenings please email us the information in a paragraph format to calendar@lifeandleisurenj.com.
Oct 19
AAUW Visits Israel Women in Israel Today. Virginia Lyttle, former AAUW NJ State President, and Arlene Inglis, AAUW State Board
Member, will speak about their participation in AAUWs delegation to Israel. The delegation met with women in various positions, including a Supreme Court justice, a mid-
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wife, a member of a kibbutz and a college president. The goal of the visit was to exchange ideas and information about the status of women in Israel today and also to travel in Israel. The meeting will be on Wednesday, October 19, 2011, 7:15 p.m., Grace Chapel, First Reformed Church of Pompton Plains, 529 Newark Pompton Turnpike, Pompton Plains, NJ. This free program is presented by AAUW Greater Wayne Area Branch and is open to all. AAUW advances equity for women and girls through advocacy, education, philanthropy and research. For more information about the program or AAUW call 973-838- 7284.
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Oct 22
The Suburban Womans Club of Pompton Plains along with clubs of the New Jersey State
Federation of Womens Club has set Saturday, October 22, 2011 as their day of service for the Veterans Homes of New Jersey. We are asking for your help in collecting items requested from their wish lists. Our club will be working with the Veterans Home in Paramus, which houses over 300 men and women. Here is a list of items theyve requested: Clothing, Sweatshirts (L to 3XL), Sweatpants (L to 3 XL), Tee Shirts (M to 3XL), Hats (Baseball caps with adjustable bands and knit winter hats), Socks (Non-skid bottoms and crew socks without elastic top), Personal Care: deodorant, hairbrushes, wide tooth combs, toothpaste, toothbrushes, denture care products (adhesives and cleansers) Miscellaneous items: batteries (all sizes AA to D, also hearing aid sizes), sun-
glasses with dark lenses and electric razors. The home has asked that everything be new in original packaging. Thanks to all who are willing to help in this endeavor. The ladies will be collecting items at the Pequannock Township HoDown on September 17 and also from September 15 October 15 at American Legion Post 242 (4 to 6), American Legion Post 450, Town Hall at Parks & Rec, Spa 23, Columbia Bank, PNC Bank and any member. We thank you for your support. On Saturday, Oct. 22, 2011 Holy Spirit School located at 330 Newark Pompton Turnpike, Pequannock, will host a fun night of music and dancing with music by The Emerald Experience from 7 pm
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Please e-mail all press releases and calendar information to calendar@lifeandleisurenj.com or fax to 973.556.1991. Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only advertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisure are those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyone desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services, products or businesses advertised. 2011 Life & Leisure, LLC. Life & Leisure is a trademarks of Life & Leisure, LLC.
October 19, 2011
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By Dr. Daniel Yoo quently in the general population. Baseball pitchers tend to get rotator cuff tears more posteriorly, while patients over the age of 35 tend to get tears in the anterior region of the shoulder. But not all partial tears need to have surgery! Full tears are more serious because they never heal back naturally. With partial tears, we almost
October 19, 2011
Shoulder in Focus: What causes pain?
he shoulder is one of the most complex joints to treat in the body. It can also be one of the most challenging. The reason is that there are so many nicks and crevices, if
you will, in the shoulder. Probably more than any other joint, its the doctors physical examination, rather than an MRI that will help to diagnose which structures are contributing to the pain.
Patients with shoulder pain may struggle a great deal: not being able to sleep at night, pain and/or weakness in lifting their arms over their shoulders, constant baseline pain.
The six most common diagnoses for shoulder pain are: 1) impingement syndrome, 2) rotator cuff tear, 3) biceps tendonitis, 4) AC joint arthritis, 5) labral tear and 6) glenohumeral joint arthritis. If you are suffering from shoulder pain, you may have one or all six diagnoses. Impingement syndrome occurs when the rotator cuff tendon rubs on, or impinges on, the roof of the shoulder, the acromion. Typically patients have a tight space between the rotator cuff tendon and the acromion. With moving the arm upwards, the rotator cuff tendon gets compressed by the acromion. As a result, the rotator cuff tendon and the overlying bursal layer can get inflamed. Rotator cuff tears often occur concurrently with impingement syndrome. We see partial tears very fre-
always try a course of physical therapy and an injection before considering surgery. Biceps tendonitis can also be a significant pain contributor in the shoulder.
The biceps muscle belly has two tendons arising from it. The larger tendon attaches to the coracoid bone in the chest, while the thinner tendon goes along the front of the shoulder and attaches deep in the shoulder joint. This small thin tendon going into the shoulder is packed with pain fibers, and can cause a lot of pain for something so darn small! Again, we try other non-surgical options before resorting to an operation. AC joint arthritis is probably not as common as originally thought a few decades ago. The AC joint is the joint made up of the
continued on page 18
October 19, 2011

to make sure there is a good fit of personalities and that they adhere to the same ethics that your firm does. This step would also apply to anyone doing an acquisition once you have identified a strong prospect. If you are choosing the acquisition route, think about the length of time that you would need to pay off the debt that you will incur. Next, identify the volume of the business that you can afford to absorb and pay off over the time limit that you have established. At this step you would also want to know if you would be keeping the former owner on as an employee or simply as an hourly consultant or not at all. Some companies choose to keep the former owner on for a transition year to allow the clients to meet the new professional who will be servicing them. Its very important to have a plan for integration. Next you would need to secure a deposit to give to the seller and to set up terms in a contract that are agreeable to by both sides. You would obviously get your attorney and CPA involved to review the contract and the books of the prospect. If possible, present a business plan to your bank to discuss the reason for the business line of credit. If your bank is not actively pursuing small business loans, pursue other avenues such as the SBA or other banks. Once you have secured a line of credit, you would be able to set up terms that both you and the prospect can live with. The typical deal would consist of a deposit to the seller along with a note. The seller holds a note and is paid off over an agreed term including interest. Some firms begin the acquisition phase because an opportunity arises to acquire a new firm. Others begin with the intent to find a prospect. Once you know your target market, target price and have secured the money for your deposit, you can begin to market for a prospect. Businesses can spread the word through their local chamber of commerce and other networking partners of the local newspapers. This would be appropriate if you are looking to keep your growth to a local community as opposed to growth on a state to state or international basis. If this is your goal, an ad in the Wall Street Journal or inclusion on Craigs List or Social Networking might be a better route. If you are willing to cold call or send a mailer, some businesses use Dun and Bradstreet or other lists to narrow down prospects by the demographics obtained by the lists. It is also best to market during your slower season. Once you have prospects interested in your firm, the next step is determining which prospective firm best suits your businesses need for future growth. Using our firm as an example, acquiring a firm with a ratio of 60/40 business clients to personal clients would help us with our year round business as opposed to our seasonal business during tax season. This might give the edge to a firm that meets those demographics over a firm that was
Zone 2, Page 5
Looking to grow your business?

continued from page 1
secured a line of credit from our bank. Now we will begin our marketing plan. So what will you need to do first? The first step is to make sure your own house is in order. In other words, you must make sure your business is strong enough to make an acquisition and that you have systems in place. A lot of small businesses considered Mom and Pop organizations dont have a lot of systems in place. They may do a very good job managing their business but in order for the business to go the next level a set of processes and procedures must be put in place for human recourses, finances, inventory, marketing, technology etc. So, before even looking at expanding through acquisition the first step is make sure your business is in order and strong enough to take on an acquisition. Next identify your target market. Decide if a merger or acquisition makes sense for your business. In a merger, you may become a partner in a larger firm and roll your clients under their name. Or it may be two smaller firms joining to become a larger presence in a local community. If you are doing an acquisition instead, it could be that you prefer to be the sole owner as opposed to being in a partnership with someone else. In the case of a merger to a larger firm, you would want to do your due diligence. You would want to see a business valuation, a cash flow analysis, review the current bank statements, tax returns, financial statements, preferably audited or reviewed by a CPA firm. You would also want to spend time at the new firm
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October 19, 2011
Retail or Resale can you tell the difference?
hoppers with an eye on Monolo Blahnik shoes or a Louis Vuitton handbag may want to turn to consignment stores to realize good deals on designer duds. Consignment stores are surging in popularity all across the country. Many look the same as mainstream retailers and are taking a chunk of their business profits, too. Consignment stores no longer carry the stigma they once did. Instead of grandma prints and last, last, last seasons styles, fashion-forward shops now offer a selection of gently used brand names and, very often designer merchandise to a discerning clientele of shoppers. A shopper may even be able to find new items straight from a manufacturers warehouse.
Consignment shop innovators, such as Double Take (www.edoubletake.com), a growing chain of consignment stores on the East Coast, regularly receive merchandise directly from designers, the wardrobe departments of television shows, and from socialites and fashionistas across the country. I never anticipated such an overwhelming response. From day one weve had a steady continuous stream of beautiful designer merchandise that comes from people in every imaginable situation, and because we have such a high turnover rate through fast sales in our stores, weve built up a base of over 10,000 regular consignors. Says owner/operator Marci Kessler, who has been in the consignment busi-
Marci Kessler of Double Take inspects designer clothing and accessories for a prospective client as part of the companys consignment concierge service. To have your items considered, contact Marci at Marci@edoubletake.com or call (866) 678-6464. ness for more than 20 years, what is the draw to consignment? For shoppers, its the ability to get very good quality merchandise at a discounted price. Typically, consigned items will sell for 25 to 50 percent of the original retail value, although each store varies in their policy. Some stores will continue to mark down items the longer theyre in the shop. For sellers, consignment stores offer the opportunity to have their merchandise on display and receive a portion of the profits. Most stores will sell
consigned items and split the profits at 40 to 60 percent. This can make it easy for individuals with closets full of items that are not in use to make some extra money. Many women in the fashion industry or socialites need to turn over their wardrobes frequently, offers Kessler. These people would rather make some money than have items sit in their closets. Consignment stores are big business. According to the Association of Resale Professionals, there are currently more than 30,000 resale, consignment and thrift shops in the United States. The industry has also experienced a growth approximately 7 percent a year for the past two years. Plus, with real estate prices at all-time lows, many
enterprising people are taking advantage of low rents and opening up consignment stores all across the country. Dont think consignment stores are glorified yard sales, either. Most stores will not accept items that are out-ofdate or too much out of season. Some shops wont carry merchandise that is older than two years old. In this economy, many people are looking to make or save money. Consignment stores can offer the best of both worlds. For those with a large assortment of items they are considering for consignment, call Marci Kessler at 866-6786464 or e-mail marci@edoubletake.com to discuss how to have your items considered and appraised for sale.
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October 19, 2011
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visit our website at www.lifeandleisurenj.com Community Happenings

event where air cannons propel pumpkins thousands of feet. Each year people compete to see who can launch a pumpkin the farthest. On September 25, 2010, people in New Bremen, Ohio, broke their own record when they baked a 3,699 pound pumpkin, surpassing their prior record of 2,020 pounds. Pumpkins are a seasonal delight too many come the fall. But in addition to being delicious, theyre also interesting.
October 19, 2011
Dig into these pumpkin facts

known as the blossom end because thats where the flower started before the pumpkin formed. Most varieties of pumpkins are edible, but some taste better than others. Once pumpkins turn orange they can be eaten. People bake the meat into pies, soups and stews. It can also be used in breads and cakes. Pumpkin puree can replace the oil in cake recipes much in the same way applesauce can. Adding pumpkin to recipes provides a
healthy way to increase nutritional value. There are many interesting pieces of trivia regarding pumpkins. Here are some things to ponder. Pumpkins were once believed to eliminate freckles and were also used as a remedy for snake bites. In 2007, people in Boston earned the world record for the most lit pumpkins with 30,128 twinkling jack-olanterns. Thousands of people participate in pumpkin chucking, an
11 pm in the Gym. Tickets are $35.00 per person and includes beer, mixers, soda, sandwiches, coffee and dessert and BYOB. You can also bring your own favorite hors doeuvres to enhance to the evening of fun, food and dance. All proceeds will benefit Holy Spirit School. For tickets or information please call Martha at 973831-8689 or Holy Spirit School at 973-835-5680. Pompton Reformed Church @ 59 Hamburg Tpke Pompton
Lakes, NJ will be having an Autumn Fest Saturday Oct 22nd from 10:00 AM to 4:00 PM. There will be food/ baked goods/ crafts childrens games/ farm stand / ice cream station and much, much more. Come enjoy the day. The 2nd Annual OktoberFest will be held on October 22 4-7 p.m. Come and Enjoy Grilled Knackwurst, Warm German Potato Salad, warm Sauerkraut, Red Cabbage Salad, Bread& Butter and Dessert all for $10.00. Eat-In and hear traditional German Music or Take-Out available. Remember to bring back your Commemorative Mugs for Endless Root Beer. Mugs can be bought for $5.00 each. Church of the Transfiguration is located at 9 Two Bridges Rd, Towaco (corner of Pine Brook and Two Bridges). For more info, call Trina @ 973.334.2882. Buy your tickets now!!
Holiday Shopping Bazaar. This one stop shopping event will be held on Saturday November 12th from 10:00 A.M. to 3:00 P.M. Upstairs Vendor spots are still available; call Nancy 973263-0380 from 7:00 pm to 10:00 pm weekdays. Spots are already reserved for Home Baked Good and Jarred Goods, Handbags, Scarves and accessories Household and Christmas Items and some of your favorite party plans like Mary Kay, Tastefully Simple, Lia Sophia, Pampered Chef and Partylite. FREE ADMISSION. Breakfast & Lunch Refreshments will be available for sale. Montville Reformed Church, 9 Church Lane, Montville
Nov 18
Ancient Man Was Really Man and T.Rex ate Mammals will be presented by anthropologic researcher and respected orthodontist, Dr. Jack Cuozzo. The Creation Study Group NJ will host Dr. Cuozzo at Jacksonville Chapel, 264
Nov 12
Montville Reformed Church Womens Guild is hosting a
October 19, 2011
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October 19, 2011
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Zone 2, Page 11
Checking your childs posture

the top of the buttocks in line with the heels, or is one side back? Looking up, is one shoulder blade forward or back? 6) Lastly, stand at the side of your child about five feet away. Draw another mental line, starting at a point about an inch in front of the big ankle bone. It should extend vertically up through the centre of the hip bone, up through the centre of the ear. Is the centre of the hip forward of this line (a very common fault)? Where does the shoulder lie? Is the centre of the ear forward (another common fault)? 7) There are three spinal curves when looking from the side. Is there a very deep curve in the lower back? Does the abdomen protrude? Does the top of the pelvis look like its rocked forward? Is the middle and upper back excessively rounded, or very flat? Are the shoulders rounded? Does the
By Dr. Glenn Foss
osture affects all human functions, both consciously and unconsciously, from breathing to thinking. (American Journal of Pain Management, January, 1994) Checking your childs posture is one of the simplest, yet most important things parents can do to ensure the present and future health of their children. Few parents, however, are ever given the tools to adequately assess posture.
curve in the neck appear nonexistent or excessive? Check your childrens posture regularly. If you feel after evaluating your childs posture that there is an abnormallity, then call your family Chiropracic physician for further evaluation. Drs. Glenn and Christine Foss are the owners of Advance Sports Medicine and Physical Therapy Center in Riverdale. Both doctors have been practicing chiropractic for over thirteen years and have been amongst the communities leading health care providers. As innovators in health care, they have merged chiropractic and physical therapy services together to enhance the quality of patient care and overall treatment outcome. If you have any questions for either of the doctors or would like to schedule a consultation please call 973-616-4555.
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Matthew D. Loughlin
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The following are some key points to look for: 1) First have your child stand facing you, relaxed with feet in line and slightly apart. Have them nod their head a couple of times with eyes closed, then look straight ahead. 2) Always start at the feet. The centre of the pelvis should be directly in line with the midpoint between the feet. Is the pelvis shifted to the left or to the right? Does the pelvis appear rotated to the left or right? Is one side of the pelvis lower? 3) Now assess the thorax (chest) in relation to the pelvis. Is the midpoint of the chest bone directly above the midpoint of the pelvis? If not, which way is it shifted? Is one shoulder lower than the other? Does one hand hang lower? Does the thorax appear rotated relative to the pelvis? 4) Finally, look at the head. Draw a mental line from the midpoint between the eyes to the centre of the upper lip. Is it vertical or tilted? Is the head aligned directly above the centre of the chest bone, or off to one side? Is the face rotated to the left or right? 5) Now stand close behind your child. Making sure their feet are in line, look down: Is one buttock more forward or back? Are the two dimples at
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atthew graduated with honors from New York University in 1997 and began a satisfying career in orthopedics specializing in spine rehabilitation. Ever keen to learn and do more for his patients Matthew began studying diligently for his certification in Orthopedic Manual Therapy. This training exposed him to the concept of Maitland Australian therapy, the Maitland Concept is referred to as a concept and not as a technique. Emphasis is placed not on the technique of treatment but on a basic philosophya thought and decision making process, involving analytical examination and assessment on which treatment decisions are based. Matthew has also had the thrill of studying with worldrenowned therapists Brian Mulligan and David Butler, further expanding his clinical skills into more diverse orthopedic and nerve injury treatments. Not to be missed, Matthew also trained in the McKenzie Diagnosis and treatment of the spine. Matthew believes the combination of this training and education in the Australian, New Zealand and American treatment strategies have allowed him to provide broader range of treatment options thereby helping more patients. Matthew has been a Director of Physical Therapy for 8 years, helping develop spine and sports clinics into leaders in their respective communities. He is excited and eager to bring his skills to the Advanced Sports Medicine & Physical Therapy Center which specializes in: Spine Rehabilitation Treating Achilles and Ankle Injuries Meniscus Repair Pre & Post Surgically Repaired Hips, Knees & Shoulders Rotator Cuff Injuries
For more information please call
Matt at 973-616-4555 18 Newark Pompton Tpke., Riverdale

www.advancedsportmed.com
5 Changebridge Rd Montville
862-207-4121 www.hampshireselfstorage.com
Page 12, Zone 2

By Dr. Matthew Krupnick problems such as hypothyroidism and Cushings disease. Certain dog breeds with heavy, floppy ears such as Cocker Spaniels may be predisposed due to the excess moisture that builds up in their ears. Because there are many potential causes of ear problems, the next step is to visit your veterinarian for a diagnosis. Your veterinarian will use an otoscope to look down into the ear canal. Swabs of the ear can be taken (called an ear cytology), and examined for bacteria, yeast, and mites. If a bacterial infection does not respond to the first antibiotic therapy, a culture and sensitivity may need to be performed. A thorough history and physical exam may help determine if this could be a hormonal, allergic, or hereditary problem and further diagnostic testing would be needed. It is important to visit your veterinarian promptly for a diagnosis and treatment if you suspect an ear infection. If left unattended they can become very painful, lead to permanently narrow canals or an ear hematoma. Ear hematomas most commonly occur when a dog or cat shakes its head from an ear infection, the ear hits the top of their head, a blood vessel in the ear ruptures and the loose space under the skin will fill up with blood. These will have a noticeably swollen, fluid-filled ear that is extremely painful to the touch. The treatment of choice for ear hematomas is surgery. The key to healthy ears is early treatment and prevention. Check your pets ears weekly. A slight amount of waxy buildup may be present in normal ears. If your dog
October 19, 2011
Does my pet have an ear infection?
oes your dogs or cats ears have an odor? Are they scratching or shaking their head? Is there dirt-like material in the ears? What could it be? What should I do? This could be an ear infection and you should seek medical assistance from your veterinarian before the condition worsens and becomes painful. Ear infections are very common. Based on data from pet insurance companies, ear infections are a top ten reason for dogs and cats to visit their veterinarian. Dogs and cats can have ear infections or inflammation of the ear canal for many different reasons such as allergies (seasonal/environmental or food allergies ), parasites like ear mites , foreign bodies like plant awns, endocrine diseases such as an underactive thyroid, your pets ear anatomy like excess hair or moisture, hereditary or immune conditions, and tumors. Pets with allergies, either to food or something they
inhale, often have ear problems. Allergies are typically the most common cause of ear infections that veterinarians see. Sometimes these ear problems may be the first sign of an allergy. The inflammation from allergies changes the environment within the ear, which leads to secondary infections with bacteria or yeast. If we just treat the infection, we are not getting to the root of the problem. We need to treat the allergies too with diet trials, immunotherapy or medication. Ear mites are a more common cause of ear problems in cats than in dogs. The resultant itching can be intense and may be present elsewhere on the body not just the ears. When ear discharge
is seen, many people will assume that their pets ear infection is due to ear mites. Ear mites discharge has a distinctive black coffee-ground
swims a lot, has pendulous ears, or a history of ear disease, routine cleaning may be recommended. Excess hair around the ear can be clipped by your groomer to allow more air flow. Its also important to treat any underlying condition, like allergies; otherwise the condition will likely recur. Dr. Matthew Krupnick is the owner of the Pequannock Animal Hospital. He grew up in Kinnelon and is happy to be home, with his wife, three cats and two dogs, to provide quality and compassionate care for your pets in the community. The Pequannock Animal Hospital is located at 591 Newark Pompton Turnpike in Pompton Plains. You may reach them by calling (973) 616-0400.
appearance whereas infectious discharge is moister and ranges from brown to yellow. Other causes of ear infections include foreign bodies, most notably plant awns. They can cause irritation, your pet scratches, and before you know it we have an ear infection. Certain endocrine diseases can cause skin and ear
Welcoming Dr. Christopher Shapley "Where Your Pet Is Family"

Full Service Animal Hospital, Specializing in Cats & Dogs Complete Medical, Dental & Surgical Services On Premises Caring & Competent Staff
Dr. Matthew Krupnick, D.V.M.
to the Pequannock Animal Hospital Team

Dr. Shapley received his Bachelor of Science Degree in Biology and Master of Science in Conservation Biology from Montclair State University. He received his Doctorate of Veterinary Medicine from Western University of Health Sciences in Pomona, CA. Dr. Shapley grew up in Toms River, NJ where he and his mother were volunteer wildlife rehabilitators for the Pinelands Sanctuary for Wildlife. He has trained in multiple martial arts styles and rode horseback since he was a child. Dr. Shapley currently resides in Glen Ridge, NJ with his two dogs, Bogey and Pearl. In his spare time he enjoys swimming, surfing and continuing his training in the martial arts. Dr. Shapley joins Dr. Matthew Krupnick, owner since 2006, and is excited to meet your furry family member!!
15% OFF FREE Exam

Exam Fee
ONE TIME ONLY. Limit 1 per pet. Not combinable w/other offers. Exp. 11/16/11 NEW CLIENTS ONLY. Limit 1 per pet. Not combinable w/other offers. Exp. 11/16/11
Open Saturdays
Hours: Mon 8-6pm Tues 8-4pm Wed 8-7pm Thurs 8-6pm Fri 8-5pm Sat 8-12pm
591 Newark Pompton Tpke. (near Friendly's) Pompton Plains, NJ
973.616.0400
October 19, 2011
Zone 2, Page 13
Backpacks and back pain

mend that a childs backpack should be no heavier than 15% of his or her body weight. Unfor-tunately it is not uncommon for a 90 pound child to be carrying a 30 pound backpack, a third of his or her body weight. Backpacks, when worn correctly, cause less stress on the body than other book bags. Backpacks allow for a more even weight distribution (as long as both shoulder straps are used) than shoulder bags or purses that have the weight on one side of the body. Backpack related injuries are due to the misuse of backpacks. Some symptoms associated with backpack misuse are shoulder, neck, and lower back pain, muscle spasm and numbness and tingling in the hands and fingers. To avoid risk of injury and postural problems, follow these backpack tips: Scale down the contents to the essentials. The child should leave as many heavy books in the locker as possible and pack only the most necessary books. Try to bring home handouts and lighter workbooks.
By Gena Livingston placed on the side or the outermost compartment of the backpack, this results in uneven weight bearing and encourages back arching causing subsequent back pain. Lighten the load. The backpack should weigh no
Pack appropriately. The heaviest books should be placed in the center of the back closest to the spine. When the heaviest books are
Has your child been diagnosed with...

Cerebral Palsy Autism Developmental Delay Balance/Coordination Disorder Hypertonia (increased muscle tone) Hypotonia (low muscle tone) Down Syndrome Spina Bifida Metabolic Disorder Traumatic Brain Injury
ow that school is in full swing, most students are carrying backpacks that are much too heavy for them causing deleterious effects to the body. Among school aged children, there has been a rise in the incidence of back pack related pain and stiffness affecting the neck, shoulders, back and chest. Backpacks also factor into the increase in nontraumatic back pain in children under the age of 18. School aged children are very susceptible to back pack related back pain since they are likely to carry loads that are too heavy in proportion to their body weight. Medical professionals recom-
...then give us a call 973.616.8300
Physical Therapy
Occupational Therapy Sensory Integration Speech Therapy Childhood Weight Loss

18 Newark Pompton Tpke. Riverdale, NJ 07457 973.616.8300
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Do You Have Questions About Cosmetic Dentistry? To listen to an informative Consumer Message regarding: 7 Misconceptions About Cosmetic Dentistry, and 7 Questions You Must Ask Your Cosmetic Dentist, Please Call 973.210.7014 Call our office today and ask for your complimentary Cosmetic Consultation with Nationally Recognized Cosmetic Dentist, Dr. Harry A. Long.
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Page 14, Zone 2

channels of marketing. With todays economy there are also opportunities to buy businesses at discounted prices. To recap, if you are looking to grow or expand your business: Have systems set up to run your business including documented processes and procedures. In other words FIRST get your house in order before you attempt an acquisition. Make sure you have enough Capital to make an acquisition. The number one reason businesses fail is because of lack of capital. Identify if you are interested in a merger or acquisition Identify your target market, size and cost of the business you wish to merge with or acquire. If acquisition, identify if you would buy the business outright or retain some of the talent. Set terms of the deal you would be willing to make and secure a line of credit if necessary. Market for prospects through a workable marketing plan during your off season. Narrow down your prospects, do your due diligence, and select the prospect that best fits your firms growth plan. Utilize your attorney and CPA to solidify the deal with contracts and begin the transition prior to your busy season. Have an integration plan for how you will merge the new business with your existing company. The solution can be a win-win for younger companies looking to grow and owners of companies looking for an exit strategy. It is also helpful for owners who may be looking to join a larger firm as in the example of a merger before retiring. There are agencies that will help you find prospects for a merger and acquisition, however, be prepared to pay an upfront cost of, at least, 10 per cent or higher in that case. You will be able to save that fee with a little leg work of your own. As for our example, we are looking to grow our business! We are in the process of looking for an acquisition ourselves. We wish all local businesses great growth in these trying times and are willing to discuss tax planning initiatives at our office during this critical time of the year. Please remember that the deadline for timely filing this year with extensions due to the flood is Oct. 31st. Robert P. Sokoloff and Associates, PC, is a year round full service CPA firm providing a wide range of accounting and Financial services to both Small Business and Individual Clients. We are QuickBooks Certified Pro Advisors and provide new business set up, training and support. Our office is located at 166 Main St. Lincoln Park, NJ 07035. Our website is www.cpanewjersey.com and email is rps@cpanewjersey.com. To contact us by phone please call 973-633-1001.
October 19, 2011
Looking to grow your business?

Community Happenings
largely only individual clients. You would narrow down your search by the ones who are open to your payment plan and willing to help with the transition. If this seems like a lot of work, consider the benefits. Growth by acquisition can help you achieve your goals much quicker than relying solely on referrals and regular
Haircuts Shaves Shape Ups Walk-ins Welcome
Jacksonville Rd, Lincoln Park, on Nov. 18 at 7:30 PM. Dr. Cuozzos unique research on Neanderthal skulls and teeth with his orthodontist x-ray machine has been updated with the newest genetic data on the connection between Neanderthals and humans. Also, Dr. Cuozzo recently studied the stomach contents of a T. Rex by using his electron microscope. The resulting exciting information will soon be published! Teens and adults are invited to hear Dr. Cuozzo himself with his power point on the very latest research!
Specializing in Kids Cuts and the Latest in Men's Styles
Dec 3
Pequannock UNICO is presenting a 1-day trip on Saturday, December 3, 2011, to the West Point Military Academy Christmas Concert. The music, performed by the West Point Band, will be sure to warm your heart and put you in the true Christmas spirit! Included with the trip is a hot and cold buffet luncheon at Thayer Hotel on the West Point grounds. Price is $69.00 per person, due no later than November 1, 2011. The motor coach will arrive at 9:15 a.m. at the parking lot of Holy Spirit Church, Pequannock, NJ. We will arrive at the West Point Visitors Center for a mandatory security check-in. Please bring
continued on next page
204 Newark Pompton Tpk. , Pequannock
973-694-8827
Tues-Sat 8am - 6pm
With this coupon. Not to be combined with any other offer. Expires 11/30/11
2.00 Off
Any Haircut
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Pequannock High School
with every Mammography in October
Free Gift
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NEWFOUNDLAND DENVILLE WAYNE 2713 Rt. 23 South MRI Available 282 Rt. 46 West Newfoundland 330 Ratzer Road Denville, NJ 07834 NJ 07435 Wayne, NJ 07470 (973) 625-3690 (973) 697-1755 (973) 696 -5770 www.medicalparkimaging.com
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October 19, 2011
visit our website at www.lifeandleisurenj.com Community Happenings

layed motor development, autism, torticollis, post-surgical corrections, and athletic injuries. If you would like to schedule an appointment or consult with Gena, she can be reached at Kids Therapy Center, 18 Newark Pompton Turnpike, Riverdale, 973-616-8300. To Advertise Call 973-696-8008
continued from previous page
Zone 2, Page 15
Backpacks and back pain

more than 15% of your childs body weight, 10% is ideal. Too much weight will cause your child to walk bent forward to support the weight on the back. Wear the pack correctly. The backpack should be centered in the middle of the shoulders and tightened so it sits flush against the spine. The straps of the pack should be tightened so the top of the pack is in line with the tops of the shoulders. Padded straps are very important. Non- padded straps can dig into the muscles causing numbness and tingling in the hands and fingers. Pick up the pack with proper body mechanics. Instead of stooping over to pick up the pack, the child should squat down by bending the knees and stand up using the legs. Buy the best backpack. Purchase a pack with multiple compartments in order to place the heaviest books in the compartment closest to the body. Buy a pack with wide padded shoulder straps. If your child is complaining of back pain from a backpack use a book-carrier
on wheels instead. Also, call your pediatric physical therapist to assess any adverse affects from backpack use. Gena Livingston is a pediatric physical therapist, who brings over five years of experience to Kids Therapy Center of Riverdale. Specializing in early childhood intervention, Gena is very experienced treating children with cerebral palsy, de-
a Government issued photo I.D. with you. After the luncheon we will proceed to Eisenhower Hall for the concert. Please note that there is no reserved seating. Seating is on a first-come first-serve
basis. Approximate time of arrival back at Holy Spirit Church, Pequannock is 5:00 p.m. Please call Joe Carabello (973-835-0208), Len Remus (973-831-1970) or Joan Deodato (973-696-3799) for tickets.
Montville/Valhalla Garden Club presents Bill Moran From Great Estates to Public Gardens. Location: The Montville Township Senior House, 356 Route 202, Montville, NJ 07045. 6:30 p.m.
Riv e rdale
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Page 16, Zone 2
October 19, 2011
Since 1987
151 Newark Pompton Tpk, Pequannock, NJ 973.694.9073 P 973.694.1681 F bostonlouisjewelers.com
October 19, 2011

blending four generations in jewelry manufacturing with the meticulous and creative eye of a gemologist/designer. As their long time customers know, Kenny and Buddy take great pride in their work and would rather turn away a customer than lead them down a path that they know will not benefit them. Their true love though is the creation of unique high quality pieces of jewelry WHAT? YOU HAVENT SOLD YOUR OLD GOLD YET????? Whats the big deal? Everywhere you look you see advertisements telling you to sell your gold or unwanted jewelry. For those of you who havent jumped on this Cash for Gold bandwagon yet and wonder what the big deal is, here is an explanation: Over the past 20 years or so, pure gold (24K) has stayed in the range of $300 to $400 per ounce. Lets say you bought a 14K gold chain in 2002 for $100 and then a week later you discover that your dog chewed it up beyond repair. If you wanted to sell the chain back for the scrap value of the gold, chances are you would have gotten around $25 to $30, which would be about 25 to 30 percent of the purchase price.
Zone 2, Page 17
Boston Louis JewelersSince 1987 A Great Local Success Story It all started back in the eighties with two local kids looking to make a few extra bucks after school. Kenny Boston and Louis Buddy Mazzo first met in the former Lincoln Park Boy Scout troop #170 and stayed friends throughout High School. Meeting again while in college they discovered that they were both involved in the jewelry business. At the time Buddy was helping at his grandfathers jewelry casting company and Kenny had been working in NYCs Diamond District and studying gemology. Both had developed a lot of contacts in the industry and thought it might be fun to start a project to make some extra money. Before long their hobby which they started with only $200, exploded and became their full-time careers. Decades later, their business is still continuing to grow. The Difference Experience Makes With nearly 60 years of working in the jewelry field between them, Kenny and Buddy have seen just about everything and dealt with just about every issue a jeweler can face. What gives them an extra edge in this highly competitive market is that they still operate the family jewelry factory,
At the penning of this article, gold is floating in the range of $1600 per ounce. This is the highest gold has ever been, and about four times as expensive as it was in 2002. So returning to that dog mangled chain example, you would now get back more than at you originally paid for it back in 2002, no matter the condition! For those of you who need to pay off bills or off-set the increasing price of everything these days, this is one aspect of the bad economy where you can actually profit. There is a lot of money to be had for gold, silver and platinum items you no longer wear. Surprisingly, now even items that are gold filled such as company and school pins, old cuff links and watch bracelets have value. Just a few years ago these items would have literally been thrown away! The new rising star is silver at roughly $40 per ounce, with great money being offered for old silverware, jewelry, and other formal serving pieces. Unlike a lot companies who have only recently jumped on this Gold Buying bandwagon, we have been buying estate pieces, diamonds, silver and old jewelry for over 25 years and consider it one of our areas of expertise. We offer sellers top dollar in a pressurefree, private, and respectful environment.
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Saturdays from 10am to 5pm, Closed Sundays and Mondays. For further information call 973-694-9073 - fax 973-694-1681, or visit our website at bostonlouisjewelers.com
Page 18, Zone 2

October 19, 2011
North Jersey Networking Group helping businesses affected by hurricane
Shoulder in Focus: What causes pain?

roof of the shoulder (Acromion) and the collarbone (Clavicle). A patient can have the most horrific looking x-ray with bony spurs along the AC joint. However, unless their physical examination is consistent with AC joint arthritis, we dont always recommend surgery for just the x-ray finding. Labral tears sure cause a lot of controversy at shoulder society meetings. The labrum is the lining for the socket component of the shoulder ball-and-socket joint (glenohumeral joint). Anterior labral tears are frequently associated with instability especially in younger patients. If the patient has instability symptoms, the tear should probably be repaired surgically. Superior labral tears can cause a lot of problems particularly with stiffness if too aggressively repaired in certain patients. We tend to try a lot of non-surgical options first for superior labral tears. Posterior labral tears, for some reason, frequently seem to present with pain rather than instability and can result in a dramatic improvement in pain after repair. Glenohumeral joint arthritis is the erosion of the cartilage surface of the ball and socket joint. The gold standard operation is a total shoulder replacement. A total shoulder replacement is a major operation that cannot be done arthroscopically, as we introduce a new artificial joint in the shoulder. As with any artificial joint, it tends to wear down after 10 to 15 years and the patient may need to have another surgery. Especially in patients in their 30s and 40s, we try to put off introducing an artificial joint for as long as possible, and try various injection options. So there you have it the top six causes of pain in the shoulder. As you can see, most diagnoses in the shoulder can often be treated without surgery. Just because it says Orthopedic Surgery on the card, it doesnt mean that coming to our office will mean a surgical recommendation. Please dont live with shoulder pain. Let us guide you to get better. Dr.Daniel Yoo is Fellowship trained in orthopedic surgery and sports medicine at the world renowned Steadman Hawkins Clinic Carolinas. He is board-certified with the Royal College of Surgeons and has published in numerous national and international scientific articles in orthopedic surgery. Dr.Yoo specializes in shoulder and knee conditions, and athletic injuries. He is a member of Western Janeda Orthopedics and Sports Medicine, located at 1069 Ringwood Ave, Suite 210 in Haskell, NJ. For more information or to make an appointment with Western Janeda Orthopedics and Sports Medicine, call (973) 775-9696. Or visit our website at www.shoulderkneeorthopedics.com
he North Jersey Networking Group was formed in 2006 by a group of four or five local business owners. The mission of the group, which has grown to almost 35 members, was to provide business referrals to one another and support each other during the ups and downs of business ownership.
This mission remains, but the recent hurricane and the resulting floods also brought out another side of the groupa deep care and concern for the communities in which they do business. As the waters receded, the group quickly realized the members were in a position to support those impacted by the storm. Our hearts went out to our clients, our neigh-
bors and to all those touched by the storm, said group member Geri McGurk of High Definition Fitness of Wayne. Even members of the group were directly hit by the storms effects. Although the group only meets once a month, the phone calls and emails immediately put out the call to rally the groups resources. The groups president, Ed
Morba , president of Family Home Funding in Kinnelon, pulled a committee together who authorized an immediate $2000 donation to the relief efforts being led by The First Reformed Church of Pompton Plains. This was followed by donations of relief supplies, hands-on support to clear out devastated homes, serving meals, and doing laundry. After this outreach effort, the group is now re-examining their mission to include community service. We are leaders in our communities and its incumbent on us to be there when our communities need us most, said Jeff Harmon of Brilliance Within Coaching of Butler.
To Advertise Call 973-696-8008
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70 New Dutch Lane, Fairfield, NJ
October 19, 2011
Zone 2, Page 19
Safety first on Halloween
or kids, few holidays are more anticipated than Halloween. The chance to dress up in costume and patrol the neighborhood with friends while collecting treats is the highlight of many a childs autumn. For parents, anticipation is replaced by anxiety. While kids are out trick-ortreating, parents may be home or at work hoping their kids are safe and sound. Because Halloween is so popular among kids, its hard for parents to forbid trick-ortreating. But parents should instruct kids on the following tips to ensure this Halloween is as safe as it is fun. Strangers homes are off limits. Make sure kids know they should never enter the home of a stranger, no matter how friendly or welcoming that stranger may seem. Theres no going it alone. Kids should not be permitted to go out alone. When trickor-treating, kids should always be accompanied not only by their friends, but there must be at least one adult chaperone present at all times. Parents should get together several weeks before Halloween to determine who will chaperone, where kids will be trick-or-treating and during what hours. Stay close to home. Kids should stay in their own neighborhood and only visit homes of neighbors they know. Advise kids to steer clear of homes whose doors are hidden from street view. Chaperones should accompany kids to the front door if visibility from the street is poor. Choose safe costumes. Kids should wear costumes made of light colored material. If a child insists on a favorite costume that uses largely
to the sidewalks and always cross the street at corners. Dont walk in the street, and never walk between parked cars when crossing the street, as its especially difficult for motorists to anticipate pedestrians walking or running from behind parked cars into the street. Be wary of masks. Many masks restrict a childs vision, so look for one that provides sufficient visibility. If a childs favorite mask is low on visibility, make children agree to remove their mask when crossing the street. Parents understandably worry when kids go trick-ortreating. But a few simple safety lessons shared with children can ensure everyone gets home safe.
PORTAS KARATE ACADEMY Est. 1966 306 Wanaque Avenue, POMPTON LAKES
MEN * WOMEN & SUPER KID KARATE Experience the finest in Martial Arts Training FUN & EXCITING PROGRAMS AUTHENTIC OKINAWAN KARATE
( Often Imitated But Never Duplicated )
Chief Instructor Sensei J. Porta 9th Degree Black Belt Master Trained, Tested, Registered & Certified Okinawa, Japan
To Advertise in Life & Leisure Call 973-696-8008 dark material, attach reflective tape to the costume so your favorite reveler is easily visible to motorists during twilight and nighttime hours when its not always easy for drivers to see. No toy guns. Toy guns are just asking for trouble, as many of todays replicas are easily confused with the real thing. Play it safe and choose costumes that arent accessorized with toy guns. Bring a flashlight along. Night falls quickly in late October, so kids and chaperones alike should carry a flashlight to improve their visibility and make them more visible to passing motorists. Stick to the sidewalks. Trick-or-treaters should stick
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Page 20, Zone 2

home. For additional information on our Club/Events, please call 973-849-8288. Montville/ Valhalla Garden Club, P.O. Box 140, Montville, New Jersey 07045-0140 www.montvillevalhallagardenclub.com
October 19, 2011
Community Happenings
Refreshments Served - 7:00 p.m. Program. A Morris County Master Gardener, Bills program gives an overview of public gardens from pocket size to multi-acre arboretums within a short driving distance from
Around the Community

With a deeply rooted sense of family and a commitment to excellence, the Department for Persons with Disabilities
(DPD) provides residential, vocational, spiritual, and social support for adults with intellectual and developmental disabilities and their families. The DPD operates 11 residential facilities and one vocational day program throughout
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Morris, Sussex and Passaic Counties. You can help make a difference in the lives of adults with special needs by supporting one of the DPDs upcoming events. On October 29th at 6:00PM, the DPD will be hosting a Texas Hold Em tournament at the American Legion in Oak Ridge. The $100.00 entry fee includes the tournament buy-in, a light dinner, refreshments and a door prize raffle tickets. On November 11 at 6:30PM at St. John Vianneys Roman Catholic Church in Stockholm, the DPD will hold its 3rd annual Tricky Tray, with thousands of dollars in prizes to be given away. All proceeds from these events will go directly towards providing care for adults with special needs. To register for these events or to donate to the DPD please call the DPDs Development Director, Chris Brancato at 973-406-1104 or email him at Chrisb@DPD.org. The G.F.W.C. Montville Township Womens Club will be sponsor a special collection for our service men & women
in N.J. Veterans Homes. A few of the new clothing articles needed are sweatshirts (L TO 3XL); sweatpants (L TO 3XL); tee shirts (M TO 3XL); baseball cap with adjustable bands; socks with non-skid bottoms or crew socks without elastic. Clothing items can be dropped off at our red boxes. Additional requested items are listed on our red boxes which are located at Senior House, Lakeland Bank, Town Hall, Little Learners Academy, Montville Library, Board of Education, all in Montville; Red Barn Restaurant, Bliss Salon, Boiling Springs Savings Bank and Farmbrook Realty in Towaco; Union Center Bank and Model A Fitness in Boonton; Fine Arts Connection in Pine Brook; and Happy Chef in Butler. Monetary donations accepted, make checks payable to MTWC & mail to Montville Womens Club, P.O. Box 267, Montville, N. J07045. For additional information call Alexandria (973-405-0088).
October 19, 2011
Zone 2, Page 21
Dont let vampire-power suck your wallet dry
heres a vampire on the loose, and its not Edward Cullen or one of the other Twilight
Chances are if the plug is warm, its sucking electricity, wasting energy and costing you money.
The Energy Information Administration reports that
in the United States alone,

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Many electronic devices continue to use power even if they are turned off. gang. The trouble is this vampire doesnt only lurk at night. Its continually sucking up your money and affecting the environment. But there is a way to stop it without sunlight, garlic or wooden stakes. All you may have to do is pull the plug. Vampire power, also known by another ghoulish name phantom load is the power many plugged-in devices use even when theyre in the off position.
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Page 22, Zone 2
October 19, 2011
Our Reputation Is Our Best Advertisement

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vampire power costs individuals more than $3 billion a year. While one cell phone charger does not an energy crisis make, multiply all of the microwaves, televisions, alarm clocks, A/C adaptors, etc. that are plugged in throughout homes across the world, and one can quickly see how vampire power can
do its share of damage. Its estimated that many electrical devices use more energy and cost consumers more in the hours theyre not being used simply from vampire power drain. Vampire power varies in its level of destruction. Some devices, such as chargers, have been nicknamed wall warts because they can
waste up to 50 percent of power since theyre always plugged in. They continually provide a charge even if there is no device. Other devices, such as electric coffee pots or microwaves use vampire power to keep clocks working or to illuminate digital displays. Refrigerators require monitoring of intercontinued on next page
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Zone 2, Page 23

continued from previous page
nal temperature to know when to kick the motor into gear. Televisions use phantom load to be ready on a moments notice to recognize a remote control signal. Other devices use the energy to make sure they dont have to warm up before use; certain parts of the device are on all of the time. There is a growing threat of vampire power proliferation. As long as new technological devices come on the market, the chance for the vampire to sink its
teeth into the electrical supply continues. All of these devices are known vampires: TVs, VCRs, DVD players, answering machines, MP3 players, cell phones, stereos, laptops, and desktops. Also, look out for anything with a remote, anything with a charger or anything with a clock display. Fight Vampire Power Pests 1. Reduce the demand for energy. Gadgets are certainly fun, but think about if you need a multitude of these
devices. 2. Choose Energy Star-qualified electronics and appliances, which generally use less power. 3. Seek out the real off switch. Some devices have a soft power switch on the front that simply powers down the device. The real
off switch may be located in the back. 4. When in doubt, simply unplug it from the outlet. 5. Use a power strip. Plug all of your devices into one power strip and turn off the power strip when not in use. This provides less hassle than juggling plugs and outlets.
6. Invest in a smart strip, which measures power usage of computers and peripherals. Therefore, when you shut down the computer, the peripherals get powered down, too. 7. Use a Kill-A-Watt device. It tells you how much power an electronic is using
when on or off. Itll help you identify the biggest power drains.
To Advertise Call 973-696-8008
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Whether its a minor remodel or a major home addition, we treat each project with the same attention to detail while working toward completion in a timely and efficient manner. Advantage Contracting also offers project management and full demolition. We can manage your electrical, plumbing and general carpentry needs as well.
Our experience with contractors has run the gamut from horrendous to excellent, but not even our best experience can compare with dealing with you and your staff. - Brenda and David B., Wayne, NJ
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Loans provided by EnerBank USA (1245 E. Brickyard Rd. Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 24 to 132 months. Interest waived if repaid in 365 days. 17.91% fixed APR, effective as of [date], subject to change.
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Page 24, Zone 2
October 19, 2011
Gargas Roofing & Construction

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rooms and basements, were not considered good fits for wood floors because of humidity concerns. Thats because wood swells like a sponge when it absorbs moisture and contracts as it dries out, causing dimensional variations in wood materials. A simple way to prevent dimensional variations in wood is to control air temperature and relative humidity using a humidifier or an air exchanger. However, in some situations, such as in bathrooms and basements, this may be hard to achieve and floorboards will contract and expand. The solution for homeowners looking for wood flooring in these
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October 19, 2011
Zone 2, Page 25
Halloween inspired treats
art of the fun of Halloween is arriving home after a day of trick-or-treating and having some spooktacular treats to enjoy. Whether youre hosting a Halloween party or simply feeding a group of hungry, costumed kids, fun recipes that turn ordinary foods into spooky specialties are essential. Mummy Wraps Take the pigs in a blanket concept to a new level with this clever treat. Simply wrap hot dogs with strips of dough cut from refrigerator biscuits or breadsticks to simulate the look of mummy shrouds. Place them on cookie sheets. Cut small slits for eyes and place peppercorns or black mustard seeds to serve as the eyes. Bake for about 15 minutes, or until golden brown. To serve upright, place shish kabob skewers in the mummies before baking and then stick the mummies in a piece of craft foam covered in cheesecloth. Cheesy Fingers Whats scarier than dismembered digits on a plate? All it takes is a package of mozzarella string cheese, a knife and some small, thin slices of green and red bell peppers for this gross delicacy. Cut the cheese sticks in half and then use a knife to carve straight indentations to simulate the bends in the skin around the knuckles of the fingers. At the top, carve out a flattened area for the fingernail. Then place very small slices of red or green peppers to serve as the spooky fingernails. Adhere with a dab of cream cheese. Bottomless Bog This eerie bog will make children question what is inside. Make a large bowl of green gelatin dessert and pop in different edible creepy crawlies before allowing the gelatin to set. Gummy worms, grape eyeballs, sour fish, pieces of fruit tape, and anything else you can
think of can be added. Kids will scoop out the dessert and discover the frightening things inside. Skull Potatoes Turn ordinary potatoes into something seemingly more sinister. Halve baking potatoes and carve each half into a skull shape, sort of like the outline of a pear. Bake until the potatoes are cooked through then frost with sour cream. Use pieces of cheese to mimic decaying teeth. Black olives can be eyes and nose sockets of the skull. Quesadilla Ghosts An open-faced quesadilla can be turned into a spooky specter. Cut ghost-shaped pieces from flour tortilla shells. Sprinkle with shredded Monterey jack cheese and allow baking in the oven until the cheese has melted and the ghosts are crisp. Spread sour cream over the cheese and then use slices of scallion for
the eyes and a ring of jalapeno pepper for a mouth. Ghosts can be made gory with salsa as blood. Vampire Veggies What if veggies could suck blood? Conduct this science experiment and enjoy eating the research afterward. Cut the ends off of stalks of celery. Place the celery in a tall glass filled half-way with tomato juice overnight. The celery should absorb the juice through the thin channels in the stalks. The next day kids can bite into the stalks and see the red streaks inside. Spider web Garnish Top cupcakes, cookies and cakes with delicate, homemade spider webs Melt white chocolate baking melts in the microwave or per the manufacturers instructions. Use a squeeze bottle or a small spatula to drizzle the chocolate onto a piece of
waxed paper in the shape of a spider web. Allow the chocolate to cool and then carefully peel off the paper. Mashed Brains Create a shepherds pieinspired dinner thats inspired by the look of brains. Make your favorite meatloaf or hamburger recipe and place into a ramekin or even cupcake pans. Whip up a batch of homemade or instant mashed potatoes. Using a pastry bag fitted with an ordinary cake decorating tip you can pipe squiggly lines of potato across the meat. Bake for around 20 minutes, until meat is thoroughly cooked and potatoes are crisp.
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Not to be combined with $9.99 or $10.99 coupons. CANNOT COMBINE WITH LOBSTER OFFER. Coupon must be presented before ordering. Maximum 1 coupon per table. Not valid for parties of 8 or more. NOT VALID ON HOLIDAYS. Not valid with other offers. Excludes tax. Expires 11/16/11.
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Page 26, Zone 2
October 19, 2011
Atlantic Stewardship Bank offers zero closing cost mortgage refinance program
or a limited time, Atlantic Stewardship Bank is offering no fees on the refinance of your New Jersey residential mortgage loan. There are no closing fees, no title fees, no appraisal fees, no recording fees, no settlement fees, no tax service fees, no underwriting fees, no credit report fees, no commitment fees and no flood certification fees. And, most importantly No Application Fees! Atlantic Stewardship Bank
offers a variety of mortgage loan programs to meet your refinance needs. Applying for a residential mortgage loan is easy using the Atlantic Stewardship Bank online mortgage application. Youll find everything that you need to apply all in one place at www.asbnowmortgage.com including the Banks current rates, information about the loan process, a mortgage checklist and FAQs. In addition, youll have the
ability to lock in your rate and check the status of your loan online. The Zero Closing Cost offer is valid for single family, owner occupied primary and secondary residences located in New Jersey. The minimum loan amount is $175,000 and the maximum loan amount is $729,750. The offer is subject to availability and may be cancelled at any time. Not all applicants will qualify and not all properties offered as collat-
eral will be acceptable under this special program. Applicants will responsible at closing for funding a tax and escrow account, and any interim interest. Title and settlement services must be provided by company from our title agency list. For more information about the Atlantic Stewardship Bank Zero Closing Cost Mortgage Refinance program, visit www.asbnowmortgage.com or call 201-444-7100.
Real Estate Agents can help save buyers and sellers money
ecord-low interest rates and record-low housing prices are renewing interest in the floundering housing market for many people. Now could be the time to sell and buy a new home and earn an even bigger slice of the real estate pie. Whether an individual is a buyer or a seller, or doing both, his or her goal is to get the best financial deal on the home and often that means having a qualified real estate agent working in his or her corner. Those entering the real estate realm may have misconceptions about whats involved.
Oftentimes, individuals think they can go it alone and save money on real estate commissions in the process. However, not having a knowledgeable agent to navigate the process can end up costing more money in the long run. An agent is not there just to open up houses for viewing or to simply put a for-sale sign on the front lawn. Agents guide the seller or buyer through a complicated process of legalities and emotional hurdles. The agent also negotiates for the buyer and seller to help them make important financial decisions.
When sellers are interviewing real estate agents to market their homes, their primary focus is usually on the advertising that the agent will offer them, says Jessica Goodbody of Weichert Realtors. Advertising is important, but, once sellers have an offer, they need a strong negotiator to help them get the best price and terms. Buyers should also look for agents who have strong negotiating skills and neighborhood knowledge which will help them make the most of their purchasing power. Individuals can expect a real estate agent to help them
navigate a process that, to firsttime buyers or sellers, can prove intimidating. Buying a Home 1. Schedule a consultation to discuss what features and amenities buyer is looking for in a home. 2. The agent may suggest buyers speak with a mortgage consultant to figure out their buying power and obtain a mortgage pre-approval letter. 3. The agent will then look up home listings in a particular price range and help the buyers to view the homes. 4. When buyers find a home
MARIA FERRITO 973-986-6914 Cell

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JOAN LA GRECA
REALTOR
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991 Hamburg Turnpike Wayne, NJ 07470
OFFICE 973-696-6660 x140 or CELL 973-725-8810 Fax 973-694-3915 JLagreca@weichert.com
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Low taxes-clean & bright updated 4 br, 2 1/2 bath, 2yr young kit, cherry wd cabinets, s/s appl with 3yr warranty left. Liv rm & din rm, mstr br and mstr bath, lower level fam rm, bed rm, bath, laundry, baseboard 3 years old. Hard wood floors throughout and tile. Attic full length of home. 2 car attached garage and plenty parking in the driveway. Park like property. Patio includes large area with beautiful designed pavers. Private white vinyl fence in yard, breathtaking landscaping. Owners take pride in their home. No water during storm. Present reasonable offer.
October 19, 2011
Zone 2, Page 27
RE/MAX Neighborhood Properties in Montville to host Glove and Mitten Drive
E/MAX Neighborhood Properties in Montville is hosting a Glove and Mitten Drive through the middle of December to benefit Holiday Express, a non-profit organiza-
tion based in Tinton Falls. New gloves or mittens will be collected for men, women and children. Donations of large mens warm gloves are especially needed. New stocking stuffer
type gifts and monetary donations to purchase new gloves are being accepted as well. Donations are being accepted at RE/MAX Neighborhood Properties on 381 Main Road in Montville.
For more information, call the office number at 973-3343341. RE/MAX of New Jersey was founded in 1985 and has grown from a single office to over 170 offices with nearly
3,000 sales associates across the state. RE/MAX of New Jersey continues to be one of the leading real estate organizations in New Jersey. Nobody sells more real estate than RE/MAX. RE/MAX of New
Jersey, based in Moorestown, N.J., is a privately owned and operated regional franchiser for RE/MAX, LLC. Please visit www.remax-nj.com for more information.
!
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WAYNE $419,700 LEGAL 2-FAMILY (DUPLEX)
Large Side by Side Multi Family Dwelling. Colonial on NEARLY 3/4 ACRE of Lush Property! 2 Living rooms with 3 fireplaces in total, 2 Dining rooms, 2 Kitchens, 6 Brs and 2.5 Baths. Call Tere Episale at 201-960-9084.
WAYNE $525,000 RARE OPPORTUNITY TO OWN

Luxury Hi-Rise Wow! Rare Opportunity to own on the 5th flr. Luxury HiRise . 2 bed 2.1 bath. Each bedrm has private bath & walk in closets. Call Pamela Russo at 973-896-6490.
POMPTON PLAINS $369,900 CHARMING NORTH END RANCH HOME!

Very well maintained and Charming North End Ranch home. Easy one level living and convenient walking distance to town. Call Marie Episale at 201-314-0106.
The Hickory (1152 sq. ft.) is a 1 Floor home with 2 bedrooms, 2 bathrooms with Tech Center. Features include dining room, living room, balcony and walk in closets. Call Tere Episale at 201960-9084.
RIVERDALE $327,000 BEAUTIFUL UPGRADED CONDO!
POMPTON PLAINS $309,900 BLOW OUT PRICE!

1900 Colonial that's been well cared for. Updated Vinyl Siding & Windows, Electric, Updated Kitchen w/Light Maple Cabinets. Call Colleen McMahon at 973-214-5250.
Not your average townhouse! This gorgeous Crestwood Model (largest in the complex with over 1900 sq. ft.) offers 3 bedrooms, 2.5 baths, finished basement. Call Gina Petry at 201-9702319
RIVERDALE $394,900 GORGEOUS TOWN HOME
Sept. Sales Person of the Month SALES

Large custom home on cul de sac, north end. 3 car gar. spacious rooms, 3 floors of living space, dual fireplace living rm / family rm, breakfast rm,mbr w/mba,adjacent office. Call Colleen McMahon at 973-214-5250.
Sept. Sales Person of the Month LISTINGS

Bronze Level Quality Service Pinnacle Producer Masters Emerald
Here it is in this 3400 sq. ft., 6 bedroom classic colonial located in the north end. 3 full baths, frml lvg & dng rm, den/office, entry foyer, spacious kitchen, over 1/2 acre lot. Call Danielle Fiorina at 973-460-4352.
POMPTON PLAINS $769,900 WHAT A PROPERTY!
Silver Level Quality Service Pinnacle Producer Masters Emerald
POMPTON PLAINS $439,900 NEED SPACE?
LINCOLN PARK $174,900 LOVELY END UNIT!

Lovely 1 bedroom end unit. kitchen with breakfast bar, dining area w/sliders to patio.large bedroom w/walk-in closet. Call Danielle Fiorina at 973-460-4352.
RINGWOOD $289,900 RANCH WITH OPEN FLOOR PLAN

Turn your key and step into this updated, open floor plan 3 bedroom ranch home. Totally Renovated in 2009- including kitchen & baths - HW Floors. Call Marie Episale at 201-314-0106.
Single family, 3/4 bedrm, 3 full bath, 2 car garage in great dry location. Beautifully updated home on nice level lot. Roof, siding, windows & garage doors - 2006 Call Danielle Fiorina at 973-460-4352.
POMPTON PLAINS $524,900 UPDATED AND IMMACULATE
Living room overlooks woods, no other unit behind you. Spacious first floor condo with ramp for easy access. Freshly painted LR/DR & Kitchen. Hall closet converted to computer room. Call Colleen McMahon at 973-214-5250.
POMPTON PLAINS $209,900 PRIVATE LOCATION
LINCOLN PARK $269,990 PRIME LOCATION

Prime Location, This Beautiful Townhouse End Unit is Located on the Golf Course. This End Unit has 2 Bedrooms, 2.5 Baths, Living Dining Combo. Call Frank Zalfino at 973-769-1014.
Centrally located updated split that backs up to the park and preserved woodlands, and close to schools and highways. Desirable street in great neighborhood. Call Annmarie DeGeorge at 973896-6178.
HANOVER TWP. $469,000 CENTRALLY LOCATED
MORTGAGE RATES ARE AT HISTORIC LOWS!

Conventional, FHA, VA & FHA 203k Rehabilitation Mortgage Specialists. Customized Mortgage Programs Available for Self-Employed Borrowers.
219 Paterson Avenue, Little Falls, NJ 07424 973-200-3262 Direct 973-454-5183 Cell 973-837-9616 Fax
2"+ "--2 ,-/&"&$ "+($-
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Building a "Family of Clients" with a strong belief in the "Client for Life" Philosophy.
Page 28, Zone 2
October 19, 2011
Real Estate Agents

they want to purchase, the real estate agent will help them come up with a fair market price and write up the contract to present to the seller. 5. The agent will help the buyer negotiate on the final price with the seller. 6. In some states, the agent will accept a down payment to
place in trust or work with a real estate attorney on behalf of the buyer. 7. The agent may be present during a home inspection, which is recommended. 8. The agent will then schedule the home appraisal. 9. He or she will then confirm the closing and be present at closing with the buyer and the attorney, if necessary.
Selling a Home 1. The real estate agent will meet with the sellers and evaluate the home and property. 2. He or she will do a market analysis to figure out the best price to list the house based on the neighborhood and comparable sales. 3. The agent may make suggestions for repairs or improvements that can help make the
home more attractive to buyers. 4. The real estate agent may present a marketing plan that indicates where the home will be advertised. 5. He or she will write up a listing agreement and begin the process of marketing the home. 6. An open house for real estate brokers may be scheduled, also a caravan of brokers
from the agents own real estate office and surrounding affiliates. 7. An open house for buyers will be scheduled. 8. The agent will field calls from other agents and notify the seller when a viewing request has been made. 9. Follow-up feedback can be offered, which may include information the agent receives
by making calls to people who viewed the home or by tracking how many potential buyers viewed the home listing. 10. When an offer comes in, the agent will notify the sellers and advise him or her of the negotiation process. 11. The agent will be present during the home inspection, if the buyer requests one.
KINNELON
$65,000
KINNELON
$239,800
KINNELON
$324,000
KINNELON
$325,000
KINNELON
$329,000
KINNELON
$379,000
Office Condo in Prof. complex, ample parking, close to Rt. 23. KIN2139
Kinnelon Heights. Beautifully maintained 2BR, 2.1 bath Condo with great flow. One owner must be 55. Great amenities. KIN2061
Smoke Rise Opportunity Knocks. 4BR Bilevel, almost 3 acres, priv. cul-de-sac. House in need of major repairs. Being sold As Is KIN3060
5BR, 3.1 bath Colonial, C/A, det. Gar., fplc., EIK, winter view of Reservoir. Close to transp. & shopping. KIN9627
Great 3BR home features H/W flrs., newer bath, EIK, partial fin. LL, 1 car gar. Close to major highways. KIN2192
Fayson Lakes Charm, character throughout this custom home, cul-de-sac, close to beach. 4BRs, 2 full baths. KIN2141
Kinnelon/Smoke Rise 973-838-9300
KINNELON
$449,000
Smoke Rise: opportunity knocks! Fab. 10 room, 3BR, 2.1 bath Ranch with Contemporary flair. Must see! KIN2107
KINNELON
$499,000
KINNELON
$579,000
KINNELON
$1,025,000
KINNELON
$1,195,000
KINNELON
$1,850,000
Smoke Rise Custom built R. Ranch, 2 car gar., 4BRs, 3 baths, HW flrs., Music room, Master on 1st flr., 2+ acres. KIN3047
Smoke Rise 5BR, 4.1 bath Exp. Ranch. 2 fplcs, HW flrs. 1st flr. w/o bsmt. with wet bar, IG pool. KIN3034
Elegance/Comfort Custom CHC built in 99. 4BRs, 4.1 baths, fplc., heated IG pool, 3 car gar. KIN2101
Smoke Rise Elegance exudes in this 4BR, 4.1 bath Colonial renovated in 04. Open floor plan, IG heated pool. KIN3057
Smoke Rise 17 room custom home features 5BRs, 5.2 baths, 4 car gar. Too many amenities to list. Seller will pay SR App. Fee. KIN3091
WAYNE
$339,000
Beautiful classic 3BR, 2 bath Colonial, EIK, FDR & LR, part. Fin. Bsmt, fin. Attic, deck & huge rear yard. Near everything! WYN0576
Wayne 973-694-8000
Value priced 3BR Heritage Manor Townhome w/newer kit., roof, siding, furnace & windows, updated baths, LR w/gas fplc., fin. Bsmt., deck, gar. WYN0659
WAYNE
$349,900
TOTOWA
$299,900
WAYNE
Great 5BR 3Bth Custom Cape w/newer EIK, CA, full fin bsmt & MORE! WYN 0411.
Wayne 973-694-8000
Wayne 973-694-8000
Lovely 4BR, 2.5 bath Sidehall Col. With lg. Cath. Ceiling LR & HW flrs. on cul-de-sac loc. Near schools and NYC trans. Needs updating. WYN0692
$430,000
WAYNE
Lg. one flr unit in luxury HiRise w/2BRs, 2.5 baths, gar. & storage near NY trans w/24 hr. doorman, pool, tennis, gym. Reduced taxes. WYN0807
$435,000
WAYNE
Wayne 973-694-8000
Wayne 973-694-8000
Beautifully kept 3BR Radcliffe Village Townhome w/HW flrs., recently updated 2.5 baths, 2 car gar., EIK/Breakfast Bar, fin. Bsmt. + priv. mountain views. WYN0327
$479,900
Wayne 973-694-8000
WAYNE
$484,5000
Well maintained 3BR Split w/2.5 newer baths on level property in a great location for schools, commuting & shopping. WYN0808
Wayne 973-694-8000
Great move in ready 3BR, 3 bath Ranch with spacious rooms, 14x20 Fla rm. w/heat/ac, huge bsmt. on level lot in top area. Must see! WYN0564
WAYNE
$499,000
WAYNE
$599,900
WAYNE
Great exp. Brick 7BR, 5 bath Bilevel renov. In 07 with total living space of 4744sf in conv. Loc. 2 car gar. Also for rent. WYN0208
Wayne 973-694-8000
Wayne 973-694-8000
Fabulous 5BR Col. w/3.5 new luxurious baths, Designer kit., FR/fplc/skylite, new thermal windows, deck, lg. fenced yard & 2 car gar. WYN0769
$689,900
WAYNE
Wayne 973-694-8000
Stately 4BR, 2.5 Colonial with 2-story entry, FDR/FLR, FR w/fplc., Den/Office, updated kit., Deluxe MBath, 2 car gar. & gorgeous yard/deck. WYN0782
$699,900
WAYNE
Wayne 973-694-8000
Specatcular LAKEFRONT 6BR, 5.5bath Custom home in Pines Lake. Nearly every room with views. IG pool, beautifully landscaped. WYN0868
$1,275,000
Wayne 973-694-8000
October 19, 2011
Zone 2, Page 29
Coccia Realty welcomes Carmine Prudente

helped hundreds of individuals and families achieve their goal of homeownership as well as selling real estate. In his long tenure as a real estate expert, Carmine has been involved not only as a salesperson but as a Broker/Manager of a large franchise office. He was also a successful owner of his own Century 21 office in the area before he decided to return full time to sales. I enjoy helping my clients, many of which have become friends, find the perfect home or sell their home at the best possible price, explains Carmine. Being on the Coccia Realty Madison team, allows me to concentrate on assisting my clients and customers achieve their dream, while getting use of the most up to date tools in a state-of-the-art office. Mr. Prudente was born and raised in Madison. His grandparents settled there in the early 1900s, and were business owners for many years. He still has many family ties in and around the community. Besides being back in the town I love, the other reason I came to Coccia Realty is because their philosophy for their agents is simple; they allow their agents to do what they do best (list, sell/rent, and network) while the administrative team takes care of everything else. In other words, I can totally commit myself to my clients as my team takes care of the minutia. I like that, and appreciate it. Most importantly, my clients benefit from it. Selling homes since 1961, Coccia Realty, Inc. is a member in good standing of the National, New Jersey, and local Boards of Realtors, and members of the Garden State Multiple Listing Service (MLS), Hudson County MLS and the New Jersey MLS of which they are ranked in the top 2% of closed transactions. Their other offices are in Kearny, Lyndhurst, Rutherford and the acquired Farmbrook Realty in Montville Twp and converted it to Coccia Realty. You can find out more information on their website at www.cocciarealty.com or contact Carmine by cell (973)476-3657 or carmine@mycoccia.com .
effrey David Halpern, Vice-President and Branch Manager of Coccia Realty, Madison, recently announced that longtime Realtor, Carmine Prudente, joined the firm. We are very excited to have Carmine join our team, boasted Halpern The best words to describe Carmine would be knowledgeable, caring & ethical He added Carmine has been in the Real Estate business for over 30 years. His expert advice and fundamental knowledge of the real estate business has
Tina is the Closer! Always brings buyers & sellers to the closing table!
If you are a home owner and struggling to keep your home, there are options, CALL ME!
! # " !# " ! #
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BOONTON TWP
$300,000 BOONTON TWP
$499,000 BOONTON TWP
$899,000 MONTVILLE
$1,000,000
MONTVILLE
$269,900 MONTVILLE
$299,900
Spacious 4 bedrm home on just under an acre! Mountain Lakes Schools, Great location! Needs a bit of TLC.
5 bedroom, 3 bath center hall colonial on just under an acre. Central A/C 2 car garage
Horse Lovers! 3 bedrm 2 bath home on 7 private acres w/6 car garage on private road.
Sprawling 5 bedrm, 5 bath Colonial on about 4 acres, 4 car garage and more amenities than we can list here. Highly coveted location
Cozy & modern 2 bedrm home on of an acre lot. Terrific Starter or Tear down on 2 acres with 2 car Fireplace, deck & 3 room outbuilding. garage.
Open House Sun 1-4pm
19 Whitehall Road MONTVILLE $279,000 MONTVILLE

3 bedrm, 1 bath Colonial on acre. Spacious, hardwood floors. Short Sale!
$399,900 MONTVILLE
$429,000 MONTVILLE
$449,000 MONTVILLE
$549,000 MONTVILLE
$560,000
3 bedrm Tudor on acre. 2 half baths, fireplace, garage.
3 bedrm, 2 bath ranch on over acre. Renovated last year, 2 car garage.
Lake Valhalla Stone front home on over acre w/4 Split level w/spectacular views, about acre Lake bedrms, 2 baths. Valhalla! 4 bedrms, 2 baths, fam room.
Cape code on 1 acre. Value in Land, home may be worth renovation.
MONTVILLE
$624,900 MONTVILLE
$750,000 MONTVILLE
$999,900 MONTVILLE
$1,225,000 MONTVILLE
$1,377,000 NORTH CALDWELL
$850,000
There is a lovely home behind those trees! 4 bedrms, 2 baths on about an acre. 2 fireplaces, one in large family room! Floor to ceiling windows.
Wonderful 1 fam in Orchard Estates on over acre. 5 bedrms, 3 baths, 2 car garage.
Wow! 5 bedrms, 5 walk in closets, 4 bath, in brand new central hall colonial on about a acre! 3 heat & a/c units.
Exquisite 7,500 sq ft contemporary w/6 bedrms & 4 baths. Approx of manicured acre, numerous decks, stone fireplace, lots of amenities!
Breathtaking English Manor in a fine neighborhood Center Hall colonial on a great street with many w/3 car garage. Gourmet kitchen w/center island, 5 upgrades! 5 bedrms, 2 baths, on almost acre. bedrms, 5 baths, luxurious master suite!
Page 30, Zone 2

engineered wood floors can be used in almost any room in the home. This includes installing over dry, concrete slabs and some types of existing flooring. So now homeowners can enjoy the beauty of a real hardwood floor in areas they never thought possible before with solid wood flooring. Most engineered wood floors are pre-finished at the factory, which eliminates the mess, extra time and fumes associated with applying the finish coats at home. Collin notes that engineered flooring is not meant as a substitute for solid hardwood flooring. It is designed for applications where solid wood wont perform as well. Engineered flooring is also a great choice for renovations because it can be glued directly onto an existing floor. Our engineered wood flooring is perfect anywhere, Collin added. Its versatility and timeless appeal make it an ideal match in any decor, from the basement to the bedroom. More information on engineered wood flooring is available at www.mercier flooring.com.
October 19, 2011
Wood flooring in every room?

rooms is a product with enhanced dimensional stability that is less susceptible to changing conditions engineered wood flooring. According to Michel Collin, Marketing Director at Mercier Wood Flooring, a leading manufacturer of quality wood flooring, engineered flooring is made of plywood with a thin hardwood surface layer glued on top. Each layer of the plywood is glued so that the grain runs perpendicular to the next. This limits the contracting and swelling action as the movement of each layer is counteracted by the opposite movement of the next layer, thereby enhancing dimensional stability. This is most evident in Mercier engineered flooring, Collin explained, as unlike most engineered flooring, which is composed of three to five layers, Merciers contains seven cross banded layers for optimum stability. Engineered wood floors are constructed differently from solid wood floors and offer some advantages, he added. Thanks to advancements in manufacturing technology,
SERVICE DIRECTORY & CLASSIFIEDS

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Driveways Parking Areas New Construction Asphalt Work Sidewalks Owner Operated Licensed Fully Insured Free Estimates
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CARPENTER HANDYMAN
Pompton Lakes Area
40 Years Exp.
Repair, Remodeling
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ASPHALT MAINTENANCE INC.

Driveways & Parking Lots
201.913.8044
Paving Sealing Curbs Retaining Walls Pavers Drains Patches Excavation
Rich Sliker
12. The agent will schedule with the city or town to have a certificate of occupancy inspection conducted. 13. The seller will be notified by the agent when the buyer has obtained a mortgage commitment and made good faith deposits. 14. The agent will likely be
present at the home closing with the real estate attorneys. Individuals buying or selling a home can certainly do it by themselves, but real estate agents have the knowledge and provide assistance through the myriad steps of the process, helping individuals to save time and money.
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CMR SERVICES
973-703-3039
FREE ESTIMATE
Free Estimates 973-299-9226

$ #' %# $
Pompton Plains, N.J. Tel/Fax 973-831-4915 Cell 973-600-5487
Cleanouts & Dumpster Services

Fully Insured NJ Lic #A901
HOME IMPROVEMENT SERVICES

Maintenance, Repairs, Interior/Exterior Carpentry, Bathrooms, Kitchens, Finished Basements, Windows & Doors, Decks...
Fully Insured
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Estates Abandoned Prop Storefronts Basements Whole House Attics

Regain Valuable Storage! We dispose unwanted items in an environmentally safe way.
10% OFF
with this ad
M STEN electric
No Job Too Small
Residential Commercial & Industrial
NJ Lic # 15081 Insured & Bonded
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NORTH JERSEY REMODELERS
Just Wood
Refinishing Sanding Deck Repairs Installation Mold Treatment
Since 1985 Insured Free Estimates
973-633-5050
$ #' # $ #$
973.981.4640
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October 19, 2011
Zone 2, Page 31
SERVICE DIRECTORY & CLASSIFIEDS

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Kevin The Painter

A True Professional
Decorative, Faux & Textural Finishes, Glazing, Sheetrock, Spackle, Repairs & Power Washing
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Longo Construction All Types of Brick, Block, Concrete, Fireplaces, Foundations etc.
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ARE YOUR GUTTERS FOWL?
R.G. Gutters
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Bloomingdale 973-838-8693
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Paving, Seal Coating Masonry, Wall, Blockwork
Stephen Fox
Plumbing & Heating Small Repairs, Alter, Drain Svc.
INSURED
Lic.#7467
Free Estimates & Gutter Cleaning For All New Customers!
20% OFF
10% DISCOUNT
BONDED
973-832-4207
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Owner Operated
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Interior & Exterior Painting Residential Specialists Power Washing Paper Removal & Installation Brush Roll Airless Spray Fully Insured FREE Estimates
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Kovach Roofing
Shingles - Slate Flat Roofs - Gutters
973-835-5330
Senior Citizen Discount
Get Your Fall To-Do List Done!
$22 OFF
with this ad
Cannot be combined w/any other offer. 1 per household. Exp. 11/15/11.
The Original
Brad M. Micklin, Esq.
Counselor at Law, LLC
REPAIRS REMODEL MAINTENANCE INSTALLATION ASSEMBLY & MORE!
Georges Painting
Interior and Exterior Painting Home Improvements
Free Estimates Fully Insured
PET SITTING
Over 20 Years Experience
$300 OFF
ANY JOB OF
$3,000 MORE
Roof Repairs
Insured & Bonded Member of the BBB

NJ Lic. #13VH00608600 NAT-22773-1
(973) 562-0100
brad@njdivorceattorney.net
Satisfaction Guaranteed!
www.mrhandyman.com
! #
973-696-9393
Family Law Divorce Wills and Estates www.njdivorceattorney.net
973-616-9150
BILL FERRANDO CARPENTRY

Repairs & Renovations No Job Too Small
35 Years Exp./ Lic.13VH00041000
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Neighborhood Properties
381 Main Road, Montville, NJ 07045
RE/MAX supports: Each office is independently owned and operated.
973-334-3341 1-866-334-3050 www.NeighborhoodProperties.Remax-NJ.com
S I N G L E F A $1,749,900 M Denville Twp. PRIVATE POND I Live on a private freshwater pond! Tranquility L Y abound on this 5+ acre property backed up to
Preserved land. GORGEOUS home, ready to move right in. Call Tom or Kelly x-113/115
Montville Twp. $999,000 PRIVATE ESTATE

5 year young Custom Colonial situated on 7.8 private acres in prestigious Montville Twp. Top of the line upgrades and amenities throughout. Elegant architectural details. Call Sally x-254
Montville Twp. $949,000 PRIVATE SHANGRILA MINI-ESTATE

Meticulous Home in Valhalla area on Level 5.5 Acres, Resort like pool w/Cabana.Livingroom w/ Fireplace,Updated Baths,Flexilble Spacious 1st fl plan,4-5 Bedrooms. Call Lynne x-555
Montville Twp. $849,000 LOCATION! LOCATION!

Custom build colonial tudor on tree lined cul-de-sac street! HW floors throughout! New custom gourmet kit w/granite counters,custom cherry cabinets, Jenn-Air SS stove & double wall. Call Shorouq x-300
Montville Twp. $649,900 BEAUTIFULLY UPDATED

Colonial with Greatroom Addition on professionally Landscaped Parklike Property with Inground Pool. New Kitchen w/Granite. New Baths, New Wood Doors, New Windows. Call Lynne x-555
Parsippany Twp. $629,900 GORGEOUS CH COLONIAL

Dont Miss Out! 4 BR, 2 1/2 Bath, must be seen to truly appreciate. Large deck overlooking beautiful in-ground pool & spacious backyard w/manicured landscap-ing. Call Kelly x-115
Montville Twp. $567,000 SPACIOUS & INVITING

4 Bedroom Colonial with 3.5 baths, finished basement, gorgeous hardwood floors throughout, family room with cathedral ceiling, fireplace and accent lighting, custom trim & paint. Call Sally x-254
Wanaque Boro. $529,000 STONE CREST ESTATES

Desirable Stone Crest Estates Colonial, 4 bed. 3.5 baths, full finished walk out basement, all wood floors, Large room sizes,loaded with upgrades, amazing landscaping. Call Krystyna x-141
Wrap Around Lemonade Front Porch is nestled on Beautiful 1+ Acre property. Stylish updates & great floorplan. New HW Flrs, Newly painted, WB Fireplace, Beautiful, Serene, Privacy & Fresh Air. DON'T MISS THIS GREAT BUY IN MONTVILLE! Call PJ x-111
Montville Twp. $499,000 DELIGHTFUL COLONIAL
Wayne Twp. $495,000 PACKANACK LAKE

Mrs Clean lives here! Impeccably kept custom home.Lower level can be In-law suite or has magnificient possibilities. LARGE home. 2 full kitchens, 3.5baths, 4/5BRs. Call Lisa x-305
Montville Twp. $415,000 BEAUTIFULLY UPDATED

Updated w/ HW floors, moldings, doors, roof, kit, CAC,furnace, HWH. Large fenced in yard w/patio, full wall brick FP in Fam Rm. Newer landscaping. REDUCED! Call Donna x-244
Rockaway Twp. $412,500 LARGER THAN IT LOOKS

Great curb appeal! Great Room & Mstr Br Addition, updated with newer Kitchen, flooring and windows, private fenced yard. 2 Mstr Brs can be M/D set-up. Call Silvia x-266
T O W N H O M E S
Boonton GREAT CAPE
$368,000
Wanaque Boro. $339,000 BEAUTIFUL VIEWS

Near the Ringwood border, beautiful views, this home has much to offer and a must see. Call Krystyna x-141
Montville Twp. $325,000 DRASTIC PRICE REDUCTION!

DIAMOND IN THE ROUGH! Solid, well-built custom 4 Bedroom brick home needs updating; nestled on ACRE of property with VIEWS & PRIVACY; 4 car garage; hardwood floors. Call Sally x-254
Vernon Twp. $205,000 SCENIC LAKES

Great home on treed corner lot in lovely neighborhood! Updated with newer roof, fence, patio & pond, bathroom floor tile & newer oil tank. Call Silvia x-266
Don' t miss this one! Great cape with Chestnut Trim & Hardwood Floors thruout. Eat-in Kitchen, Formal DR, oversized LR, 2 newer Full Bths, Finished Family Rm in bsmt. Call PJ x-111
C O N D O S
Denville Twp. $299,900 BERKSHIRE HILLS

Beautiful 2 Bedroom, 1.5 Bath interior town home!Liv/Din w/sliders to deck, Kit w/breakfast bar & walk-in pantry, Master Bedroom w/vaulted ceil and walk-in closet. Call Lisa x-305
Pequannock Twp. THE GLENS
$249,800
First floor end unit, open floor plan, bright & airy, new carpeting with neutral colors.Close to trains, buses, highways, and shopping. Call Kelly x-115
L A N D L A N D
Montville Twp. CAMPAGNA
$228,900
Great location!! Bright and spacious uniit w/ open floor plan. 2nd floor unit with extra wide staircase. Bonus den can be used as 2nd bedroom. Large master bedroom. Move in condition! Call Shorouq x-300
Bloomingdale Boro. $205,000 BOGUE POND

Reduced! Move right into this spacious T.H. w/ HW Floors throughout, bay window in updated kitchen,2 dbl closets in MBR, huge deck. OPEN HOUSE SUN 10/23 1-4PM Call Donna x-244
L A N D
Montville Twp. $85,000 VACANT LAND

WOW! Montville building Lot for $85,000 ! Public Water. Gas in street. Call Lisa x-305
Lisa Motisi
Owner/Sales Associate
Silvia Bonaccorsi
Broker/Owner
Sally Vreeland Novak

Owner/Sales Associate
Donna Nelson
Sales Associate
Tin Tran
Sales Assoc/Buyers Agent
Janet Juliano
Sales Associate
Lynne Travers
Sales Associate
Linda Sikorski
Sales Associate
Peggy "PJ" Stock

Broker/Sales Associate
Maureen Clark
Sales Associate
Diane Amoscato
Sales Associate
x305
x266
x254
x244
x272
x207
x555
x190
x111
x100
x246
Sandra "Sandi" Gros

Sales Associate
Shorouq Matari
Sales Associate
Tom Staudinger
Denise Laden
Sales Assoc/Buyers Agent
Krystyna Plewa
Sales Associate
Kelly Nebesnak
Sales Associate
Lois Fitzpatrick
John Ross
Sales Associate
Jennifer "Jenn" Mennella

Office Admin
Kathy Williamson
Office Admin
x242
x300
x113
x235
x141
x115
x110
x444
x200
x222
Nobody Sells More Real Estate Than Remax

1318862541oct 19 2011 Z2 Low Rez

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1318862541oct 19 2011 Z2 Low Rez

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