Together We Are Strong

Registration Brochure

BUSINESS TEAM

Together we achieve more

Money back with every purchase Cashback Card Money back with every purchase this unique idea connects business and consumers and creates a powerful shopping community. You too can be part of the Lyoness Community! Mr. Freidls Vision and Philosophy: Cashback Online Shops Together we can achieve even more More money for everyone More revenue for Loyalty partners Cashback via Smartphone More opportunities to do good More time to enjoy life Additional income Financial independence Friendship bonus The largest international network of companies and customers
Lyoness International Founder & CEO Hubert Freidl

Gift Card

Our values: International and across all sectors Striving for perfection Independence Clear and open communication Child & Family Foundation Shared business success

The entire U.S. is shopping together

Together We Are Strong

www.lyoness.us

Money back with every purchase

Lyoness benefits - 1 -2% Cashback - 0.5% direct and indirect friendship bonus - Loyalty Bonus for additional benefits - Money back with every purchase - International and across all sectors - This membership opens doors to tens of thousands of Loyalty partners worldwide

Cashback Card
Get money back with your Lyoness Cashback Card!

HOW IT WORKS: 01. Go to www.lyoness.us 02. Select Loyalty Partner Search 03. Select Cashback Card Stores and find your favorite Loyalty partner 04. Visit your local Lyoness Loyalty partner 05. Pay for your purchase and show your Cashback Card to the cashier 06. Your card will be scanned to register your purchase in your Lyoness account 07. Get money back in your Lyoness account. For more information go to www.lyoness.us >My Benefits Note: The Cashback Card is a Membership card, not a form of payment! TIP: Lyoness Cashback Card partners can be recognized by the Lyoness logo displayed at the store.

The four ways to shop

By shopping with Lyoness you receive money back in your account, hassle free. Lyoness Loyalty partners offer you four different ways to shop and enjoy your Lyoness benefits: - Cashback Card - Cashback Online Shops - Gift Cards - Mobile Cashback (coming soon!)

international and across all sectors

4

Purchasing international and across all sectors

5

Cashback Online Shops

Its easy to get money back by shopping online! HOW IT WORKS: 01. Go to www.lyoness.us 02. Log in with your username and password 03. Select Loyalty Partner Search 04. Select Cashback Online Stores and find your favorite online shop 05. Click on the store logo, or the Shop Online Now button 06. Shop and pay for your purchase as usual 07. Get money back in your Lyoness account 08. For more information go to www.lyoness.us >My Benefits TIP: Check out the FAQs at www.lyoness.us

Gift Cards
Its so simple to get money back using Lyoness Retailer Gift Cards! HOW IT WORKS: 01. Go to www.lyoness.us 02. Log in with your username and password 03. Select Loyalty Partner Search 04. Select Cashback Gift Card Stores and find your favorite retailer. 05. Order Gift Cards Online 06. Go to the Lyoness Store not the Loyalty partners website - and follow the instructions. 07. Find the Lyoness Store under the Shopping Tab 08. Pay for your purchase with credits in your Purchase account, via online banking or by check. 09. Your Gift Cards will be mailed to you. For more information go to www.lyoness.us >My Benefits TIP: Search for Lyoness Loyalty Gift Card partners - you will see which Gift Cards you can quickly and easily order online via the Lyoness Store.
Gift Cards

Simply order your Gift cards and benefit

6

Shop and benefit from the comfort of your home!

7

Mobile Cashback Coming soon!

It is so simple to get money back using

1-2% Cashback - You benefit

Mobile

Cashback

For every purchase you make at any Lyoness Loyalty Partner you will get money back - directly into your bank account.

the Mobile Cashback app on your smartphone. HOW IT WORKS:

1 2% with every purchase 01. Download the Lyoness Mobile Cashback app 02. Find a Loyalty partner in your location 03. Create a virtual gift card and use it for payment at the cashier 04. Instantly get a text message showing your benefits This means that money spent on everyday necessities may generate several hundred dollars in Cashback per year. Each Tuesday you will receive money back into your bank account (minimum payout $15)

For more information go to www.lyoness.us

The quick and easy way to shop and benefit!

8

You benefit immediately from every purchase!

9

0.5% Friendship Bonus

Recommendations reap rewards! Lyoness is a fast growing shopping community due to word of mouth recommendation.

Everything & everywhere Shopping with Lyoness

Money back for daily necessities! Groceries, gas, office supplies, travel, fashion, shoes,

Everyone you referred to Lyoness will receive money back with every purchase and you will receive a Friendship Bonus.

gifts, flowers, electronics, health & beauty.Lyoness has you covered. Benefit from shopping at tens of thousands of Lyoness Loyalty partners throughout North America,

Everyone stands to gain! Inform friends and register online at www.lyoness.us , or fill out the form provided in this brochure. 0.5% money back in your Lyoness account from every purchase made by direct or indirect recommendations.

Europe, Africa and the Middle East. Lyoness is taking each new country by storm. To see in which countries you can shop, log on to www.lyoness.us today.

Direct
$ 72,000.00

10

Indirect
$ 360,000.00

50

Annual Friendship Bonus example based on average monthly purchases of $ 600 at Lyoness Loyalty partners

0.5 % for you

0.5 % for you

$ 360.00

$ 1,800.00

= $ 2,160.00

Recommendations reap rewards!

10

Register today! The Benefits are endless!

11

Together We Are Strong

PRESIDENTS TEAM
043.000.000.001 Markus Mustermann
VALID THRU

12/20

CARD NO

004

LEADERS TEAM
043.000.000.001 Markus Mustermann
VALID THRU

12/20

BUSINESS TEAM
043.000.000.001 Markus Mustermann
VALID THRU

CARD NO

003

12/20

CARD NO

002

Achieve More Together

13

Good ideas will always succeed

Good ideas will always succeed Loyalty Bonus The secret to success is the unique Lyoness Loyalty program. Strategic development of an Accounting units international network of Loyalty partners and members creates an unrivaled WIN-WIN-WIN situation. Accounting program Lyoness America, Inc. Founded > January 15, 2010 Loyalty Commission Target > USA Targeted Consumers > 50 Million Ways to profit Lyoness Europe AG Founded > July 2, 2003 Target > 32 Countries in Europe Targeted Consumers > 50 Million Accounting categories Lyoness Child & Family Foundation

Career & Down Payment Options Registration & Initial order

www.lyoness.us

15

Member Benefits & Accounting Units (Units)

When shopping with Lyoness you benefit in many ways. In addition to Cashback and Friendship Bonuses, you also receive what is known as Loyalty Bonus. Loyalty bonuses will be collected in your personal Lyoness Loyalty account.
Example: 8% total rebate on a $300 Purchase is calculated as follows:

How hundreds of Accounting Units may be created per year

Example: You describe the benefits of Lyoness to 10 people who in turn recommend Lyoness to five people each. Within a year, hundreds of units can be generated in your Lifeline, by simply sharing Lyoness with friends and family. On average, monthly purchases of $600 at Lyoness Loyalty partners, can generate 4 new units per member per year. The actual number of units generated will vary and is dependant on total $ of purchases at Lyoness Loyalty partners and the Loyalty Bonus given.

2% instant Cashback $ 6.00

0.5% direct Friendshipbonus $ 1.50 0.5% indirect Friendshipbonus $ 1.50

5% personal Loyalty account $ 15.00

In this example, 5% or $15 of Member benefits stay in your Loyalty account. Every time you have saved $75 of Member benefits, a new unit is created.

The Goal of an Accounting unit

Purchase Loyalty bonus from your purchases

Units from single and multiple purchases

Loyalty cash Purchases by 10 direct recommendations Purchases by 50 indirect recommendations Purchases by all in-in... direct recommendations

Einkauf

Restrabatte aus Einkufen

US$

75 75

35 = 35

675

Your purchases

$ 675.00 Loyalty Cash in your account

The goal of each unit is to earn $675 for you to spend as you please. (See page 18 for further details)

US$ 75 US$ 75 US$ 75 US$

75 75 75 75 4 Acct. units

75

US$75 75 US$ 75 75 US$ 75 75 US$ 75

+40 Acct. units

75

75 75 75 +200 Acct. units

US$ 75 US$ 75 US$ US$

75 75 75

US$ 75 US$ 75 US$ US$

75 75 75 ? Acct. units

75 75 75

How hundreds of Accounting units may be created a year

More Money for You!

16

The Loyalty bonus benefits from your Lifeline!

17

The Accounting Program

Each Unit is always connected to two following acct. units. Regardless of how they were generated, all units generated in your Lifeline will be placed in your personal accounting program. When any of your units is followed by 70 additional <units (35 above /35 below), you have earned $675.00.
Your unit through purchases of direct members through purchases of indirect members through purchases of in-in...direct members

Loyalty Commission
Your benefits continue ... In addition to Loyalty cash a so called Loyalty commission is generated as well. Each of your units earns an additional $198.00 in Loyalty Commission as soon as the following requirements are met: Four direct members, each having at least one unit in the Lyoness Accounting program.

Units 35

75

75 75 75 75 75

direct

75

75 75

direct

You

75
75

direct direct

75 75 75

75

75
75
75 75 75 75 75 75 75 75

3 3 5 5 10 10

12 18 24 36 48 60 675

75

75 75

75
75
Units 35
Your Unit Units from direct members Units from indirect members

75

15 15 20 20 25 25 35 35

675
Loyalty Credit

75
Units from in-in... direct members

+ =

198
Loyalty Commission

The diagram above shows 11/8 following units; once you have 35/35 you will receive $ 675 loyalty cash.
18

873
19

Give others the opportunity to get cash back from their shopping!

Generate future Loyalty Credits with Down Payments

Jump start your Lyoness benefits with Down Payments against a specific gift card order for future purchases. The down payment is converted into units, which are placed in your Lyoness accounting program.
Down Payment
Anzahlung

Accelerate your earnings

The Lyoness Loyalty Program is based on five Accounting Categories (AC I AC V). Units in these categories are generated either from purchases (loyalty bonus) or through down payments. The first 3 Accounting categories

Shopping Credit

Purchase

75

35 35

AC III
$ 600.00

Units 25

600

35 35

675 450

600

600 600

600
600

$ 675.00 Loyalty Credit

Units 35
75 75 75 75 75
75 75 75 75

Kaufrckvergtung Cash aufs Konto

35/35 30/30 25/25

600

25/25 25/25

600
600

600

WK I WK II WK III

600 600

Loyalty cash/credit plus Loyalty commission

$ 4,380

75

600
Units 25 Units 30

600

50

50 0

600

WK IV WK V

Position aus Einkauf 35/35 (Restrabatt) 30/30 25/25

Kaufrckvergtung

75 75

225

225
35 35

Position aus Anzahlung

$ 225.00
225

Einkaufsgutschrift

75

75 75

75 75

AC II

50 0

225

50 0

35

50 0

WK I WK II WK III WK IV WK V

35/35 30/30 25/25 25/25 25/25

WK I

Kaufrckvergtung Cash aufs Konto

75 75 75

75 75

225

225

25/25 25/25

75

75 75 75

225

675
+ 198

225

WK I WK II WK III

225 225

75

75 75 75 75 75

75 75

75

75
35 35

Position aus Anzahlung

$ 75.00
75

Einkaufsgutschrift

75

Kaufrckvergtung

75 75

Position aus Einkauf 35/35 (Restrabatt) 30/30

75

75

75

AC I

Units 35

50 0

75

50 0

50 0

75

75 75

75 75 75

225
Units 30

225

50

50 0

225

WK IV WK V

35

WK I WK II WK III WK IV WK V

75

225
75

Loyalty cash/credit plus Loyalty commission

$ 1,869

35/35 30/30 25/25 25/25 25/25

75
75
Units 35
Your Unit Units from direct members Units from indirect members

75 75 75 75

75

WK I

Kaufrckvergtung Cash aufs Konto

25/25

75

75

25/25 25/25

75

75
Units from in-in... direct members

75

75 75

75

75 75

75
75
Units 35
75

WK IV WK V

WK I WK II WK III

75

50

50 0

Kaufrckvergtung

Position aus Einkauf (Restrabatt)

Einkaufsgutschrift

Position aus Anzahlung

35

35

20

35

21

KI

KI

35

You can top up a unit, which was created by a down payment and receive Gift Cards for the full value (down & top-up payments), to be used for your intended purchases at Lyoness Loyalty partners.

Important: Details on Loyalty Program benefits pertaining to each AC can be found in the General Terms & Conditions.

50 0

50 0

50 0

WK I WK II WK III WK IV WK V

75

Loyalty cash/credit plus Loyalty commission

873

35/35 30/30 25/25 25/25 25/25

WK I

35

WK I

75

75 75

225

35

Become a Business Member

The best start for your business. Disclosure of typical benefit received by a business member. Down payment: Loyalty Credit: Loyalty Commission: Total Benefits: $ 3,000 $ 15,750 $ 9,108 $ 24,858

Example

Down payment example for members Disclosure of typical benefit received by a member Down payment: Total Benefits: $ 525 $ 6,111

Example:
AC I

Example:

AC III

600

600
goes to you!

600 225
goes to you!

600

600 600 225 225 75 75

75 75 75 75

75

75 75

75 75 75 75

75

75 75

75 75 75 75

AC II

225

225 75 75
75 75 75 75

225

$ 6,111.00 Benefit

AC I

75

75

$ 24,858 Benefit
*The fastest way to become a Business member is by making a down payment of $3000 on future purchases (see GTCs for further options).

Down payments are neither investments nor loyalty credits, they are down payments on a specific gift card order for future purchases. Down payments jump start your benefits and help optimizing future purchasing power. Please refer to GTCs for further details.

AC = Accounting Category

22

Make the most of Lyoness

International business possibilities across all sectors Launch your own Business Benefit from the worldwide purchases made every day Career through optimized start as Lyoness business member

Eight levels for your career

The Lyoness career levels have been specifically designed for the active setting up of the Lyoness business. All units generated in your personal lifeline are taken into account. For detailed information on the career levels, please visit our website www.lyoness.us or our next Lyoness event.

PRESIDENTS TEAM* LEADERS TEAM* BUSINESS TEAM* LEVEL 1

PIN Business card Certificate

LEVEL 7 LEVEL 6 LEVEL 5

PIN Business card Certificate PIN Business card Certificate PIN Business card Certificate

LEVEL 8
PIN Business card Certificate

LEVEL 4 LEVEL 3 LEVEL 2

PIN Business card Certificate PIN Business card Certificate PIN Business card Certificate

File and bag LYONESS watch Career units 100 $ per unit 1.875 Career units 200 $ per unit 2.437 Career units 500 $ per unit 2.813

Mount Blanc Writing Set

Bracelet Cufflinks

Top quality luxury watch

Commission overriCommission overri- de on the Americas and US revenue de on US revenue

Career units 1200 $ per unit 3.187

Career units 3000 $ per unit 3.563

Career units 8000 $ per unit 3.937

Career units 20000 $ per unit 4.313

Career units 50000 $ per unit 4.687

Volume Bonus monthly $ 300

Volume Bonus monthly $ 750

Volume Bonus monthly $ 1,800

Volume Bonus monthly $ 4,500

You will receive detailed information on the business bonus system (levels 6-8) at the official Lyoness Business Events.

* Business cards exclusively state private contact data and do not authorize the holder to represent the company in any way. The same regulation is applied for pins, certificates and incentives.