STREET

Street CEO Loyalty Rate Sheet #2012- 10

LOYALTY

CEO

PRODUCT

RATES

Effective April 17, 2012 @ 10:00 am Eastern Time

STREET LOYALTY CEO PRODUCT FIXED INSURED AND CONVENTIONAL RATES

PRODUCT 1 Yr Street Loyalty Fixed 2 Yr Street Loyalty Fixed 3 Yr Street Loyalty Fixed 4 yr Street Loyalty Fixed 5 Yr Street Loyalty Fixed 10 Yr Street Loyalty Fixed
LOYALTY CEO LOYALTY STREET RATE

STREET LOYALTY PRODUCT FEATURES

Applies to owner occupied (fully qualified) applicants.

Rate 2.99% 3.15% 3.19% 3.69% 3.49% 4.69%

Rate 2.89% 3.05% 3.09% 3.59% 3.39% 4.59%

Rewards 5 bps 5 bps 5 bps 5 bps 5 bps 5 bps

Hold 120 Days 120 Days 120 Days 120 Days 120 days 120 days
Minimum credit score 660. Minimum amortization is 18 years / maximum amortization is 35 years. Maximum 40% TDS. Must meet Insurer guidelines. Full and flexible refinance options - ports, assumptions, increase & blends, ARM conversion to Street Loyalty fixed terms. Fixed Payment Frequencies: Weekly, bi-weekly, monthly. ARM Payment Frequencies: Bi-weekly, monthly.

STREET LOYALTY CEO PRODUCT ARM INSURED AND CONVENTIONAL RATES

PRODUCT 3 Yr Street Loyalty ARM 5 Yr Street Loyalty ARM
LOYALTY CEO LOYALTY STREET *RATE

Bank of Canada Benchmark Rate

5.44% Effective Date: April 9, 2012

Rate P+0.00% P+0.00%

Rate P-0.10% P- 0.10%

Rewards 5 bps 5 bps

Hold 60 Days 60 Days

SCFC Current Prime Rate

3.00%

PLEASE ENSURE YOU INDICATE WHAT PRODUCT YOU ARE REQUESTING IN THE NOTES SECTION OF THE APPLICATION. *60 days applies to the variance from prime. The rate will be set 5 days prior to closing. 0.50% rate premium will apply to discharged bankruptcy deals. 0.25% rate premium will apply to deals between 75.01% - 80.0% LTV. Pre-approvals are not eligible. Using Street Pricing Credits plus any Promotional Pricing, a deal can be priced to a maximum of 25bps below or above any of our current Street rates. Not eligible on the 10 year fixed. Interest rates, terms and products are subject to change without notice. Benchmark rate is the Chartered Bank Conventional Mortgage 5-year rate that is the most recent interest rate published by the Bank of Canada in the series V121764 as of 12:01 AM (Eastern Time) each Monday, and which can be found at http://www.bank ofcanada.ca/en/rates/interest-look.html Interest Rate Differential is calculated using the contract rate compared to the GOC Bond Rate + 90bps at the time of payout for the reinvestment term. You can go to the Bank of Canada website using this URL: http://www.bankofcanada.ca/en/rates/bonds.html - Go to the table called "Govt. Of Canada benchmark bond yields" and add 90 bps to this rate. As this rate changes (+/-) throughout the day, the actual rate used for IRD purposes will be provided to the customer by Customer Service at the time they request the payout. FSCO Licence No. 11428 TM Trademark of Street Capital Financial Corporation E&OE

Head Office

Western Canada Office

900 Hastings Street, Suite 400 Vancouver, BC V6C 1E5 Tel: 877.416.7873 Fax: 877.905.7873

#2011- 15

2401-1 Yonge Street Toronto, ON M5E 1E5 Tel: 877.416.7873 Fax: 877.905.7873

EASTERN CANADA SALES

Natalia Correia
RVP, Ontario East & North T: 647.923.7173 F: 905.259.7874 Natalia.correia@streetcapital.ca

Sam Rizzo
RVP, Ontario Central T: 416.890.4356 F: 905.259.7874 Sam.rizzo@streetcapital.ca

Ricardo Camara
RVP, Ontario South-West T: 519.200.5452 ricardo.camara@streetcapital.ca

Tiffany Pedersen
RVP, Toronto East T: 416.421.9002 F: 647.341.8006 Tiffany.pedersen@streetcapital.ca

Stacy Brown
RVP, Toronto West T: 647.938.8411 F: 647.259.7874 Stacy.brown@streetcapital.ca

Dario Carpino
RVP, GTA West T: 416.543.4147 F: 647.259.7874 Dario.carpino@streetcapital.ca

Brian Mason
RVP, Ottawa - Kingston T: 613.302.4524 brian.mason@streetcapital.ca

Robert Nurnber
RVP, Atlantic Canada T: 902.449.1972 F: 888.406.1972 Robert.nurnber@streetcapital.ca

EASTERN CANADA UNDERWRITERS

Aash Kodituwakku
Operations Support T: 647.259.7873 x 429 F: 647.259.7887 Aash.kodituwakku@streetcapital.ca

Ken Lee
Underwriter, Toronto East & West T: 877.416.7873 x 428 (Tor) x 726 (Van) F: 877.582.7873 Ken.lee@streetcapital.ca

Chris Anemaet
Underwriter, Ontario Central T: 877.416.7873 x 437 F: 866.261.2258 Chris.anemaet@streetcapital.ca

Darren Todd
Underwriter, Ontario East & Ottawa T: 877.416.7873 x 432 F: 877.950.7873 Darren.todd@streetcapital.ca

Brian Baldeo
Underwriter, Toronto East & West T: 877.416.7873 ext. 439 F: 1-877-827-2547 Brian.baldeo@streetcapital.ca

Geoff Cameron
Underwriter, Ontario West T: 877.416.7873 x 446 F: 877.282.6103 Geoff.cameron@streetcapital.ca

Pierre Taschereau
Underwriter, Ontario and Atlantic T: 877.416.7873 x 431 F: 877-570-3458 pierre.taschereau@streetcapital.ca

Dorothy Grabner
Underwriter, Atlantic Canada T: 877.416.7873 x 438 F: 866.262.8540 Dorothy.grabner@streetcapital.ca

Joy El-Faizy
Underwriter, Ontario Central T: 877.416.7873 x 447 F: 877.282.5105 Joy.el-faizy@streetcapital.ca

Walter Vega Jr.

Underwriter, Ontario East & Ottawa T: 877.416.7873 x 435 F: 888.416.7873 Walter.vega@streetcapital.ca

Sangeeta Mulay
Underwriter, Ontario East T: 877.416.7873 x 452 F: 877.570.3454 Sangeeta.mulay@streetcapital.ca

Jeff Crump
Underwriter, Ontario West T: 877.416.7873 x 434 F: 877.981.7873 Jeff.crump@streetcapital.ca

Sandra Sproxton
Underwriter, Toronto East & West T: 877.416.7873 x 423 F: 877.796.7873 Sandra.sproxton@streetcapital.ca

Domenic Tempio
Underwriter, Toronto East & West T: 877.416.7873 x 450 F: 877.282.6103 Domenic.tempio@streetcapital.ca

Stephen Snider
Underwriter, Ontario Central T: 877.416.7873 x 424 F: 866.680.7873 Stephen.snider@streetcapital.ca

Adrian Lawrence
Underwriter, Ontario East & Ottawa T: 877.416.7873 x 426 F: 877.813.7873 Adrian.lawrence@streetcapital.ca

Tom Wojciechowski
Underwriter, Toronto East & West T: 877.416.7873 x 425 F: 877.809.7873 Tom.wojciechowski@streetcapital.ca

Marina Bournas
Underwriter, Atlantic T: 1.877.416.7873 x 422 F: 877.805.7873 Marina.bournas@streetcapital.ca

Rachael Williams
Underwriter, Ontario East T: 877.416.7873 x 451 F: 877.570.3453 Rachael.williams@streetcapital.ca

Jason Chauhan
Underwriter, Ontario T: 877.416.7873 x 456 F: 888.269.7563 jason.chauhan@streetcapital.ca

Tanya Eves
Underwriter, Ontario T: 877.416.7873 x 443 T: 888.730.7348 tanya.eves@streetcapital.ca

Maria Anagnostopoulos
Underwriter, Ontario T: 877.416.7873 x 445 F: 888.282.6095 maria.anagnostopoulos@streetcapital.ca

Michelle Hughes
Underwriter, Ontario T: 877.416.7873 x 463 F: 866.777.6285 michelle.hughes@streetcapital.ca

Teresa Wang
Underwriter, Ontario T: 877.416.7873 x 462 F: 866.775.6514 teresa.wang@streetcapital.ca

Tina Primorac
Underwriter, Ontario T: 877.416.7873 x 461 F: 866.760.6142 tina.primorac@streetcapital.ca

TM Trademark of Street Capital Financial Corporation

FSCO Licence No. 11428

Head Office

Western Canada Office

900 Hastings Street, Suite 400 Vancouver, BC V6C 1E5 Tel: 877.416.7873 Fax: 877.905.7873

#2011- 15

2401-1 Yonge Street Toronto, ON M5E 1E5 Tel: 877.416.7873 Fax: 877.905.7873

WESTERN CANADA SALES

Catherine Laing
VP, Western Canada Sales T: 604.374.2546 F: 877.905.7873 Catherine.laing@streetcapital.ca

Courtney Dey
RVP, AB North & Prairies T: 780.902.5474 courtney.dey@streetcapital.ca

Cheryl Murtagh
RVP, AB Calgary West T: 403.612.4717 F: 403.454.5682 Cheryl.murtagh@streetcapital.ca

Chris Hoeppner
RVP, BC Fraser Valley T: 604.614.0320 F: 604.824.7797 Chris.hoeppner@streetcapital.ca

Clint Grayson
RVP, BC Tri-Cities T: 604.376.5751 Clint.grayson@streetcapital.ca

Trupti Patel
RVP, AB Calgary East T: 403.561.2451 trupti.patel@streetcapital.ca

Jeremy Hewitt
RVP, Vancouver Island & Area T: 250.516.9894 Jeremy.hewitt@streetcapital.ca

Cindy Ricketts
RVP, Vancouver Central T: 778.241.0851 cindy.ricketts@streetcapital.ca

WESTERN CANADA UNDERWRITERS

Jelena Bugarin
Operations Support, British Columbia T: 877.443.5660 F: 877.893.7382 jelena.bugarin@streetcapital.ca

Kristy Smorang
Underwriter, BC Fraser Valley/Vancouver Island T: 877.851.0971 F: 877.828.2547 kristy.smorang@streetcapital.ca

Farooq Rasul
Underwriter, BC Vancouver Central / BC Tri-Cities T: 877.843.5703 F: 877.843.5706 Farooq.rasul@streetcapital.ca

Jennine Dubber
Underwriter, BC Tri Cities/Calgary West T: 877.669.0750 F: 877.893.7384 Jennine.dubber@streetcapital.ca

Kevin Leslie
Underwriter, AB Calgary East/Calgary West/AB North & Prairies T: 877.669.0767 F: 877.893.7383 Kevin.leslie@streetcapital.ca

Ann Fieldsend
Underwriter, BC Fraser Valley / BC Vancouver Island T: 877.669.0755 F: 877.893.7385 Ann.fieldsend@streetcapital.ca

Giselle Miranda
Underwriter, BC Fraser Valley/Vancouver Island T: 604.630.3285 F: 877-851-0962 Giselle.Miranda@streetcapital.ca

Ed Cruz
Underwriter, AB North/Prairies/Vancouver Central T: 877.851.0968 F: 877.851.0964 Ed.cruz@streetcapital.ca

Timothy Hill
Underwriter, BC Vancouver Central / BC Tri-Cities T: 877.864.3680 F: 877.843.5705 Timothy.hill@streetcapital.ca

Mike Dupuis
Underwriter, BC Fraser Valley / BC Vancouver Island T: 877.669.0761 F: 877.601.2278 Mike.dupuis@streetcapital.ca

Rachel Roots
Underwriter, AB Calgary East/Calgary West/AB North & Prairies T: 877.851.0969 F: 877.851.0961 Rachel.roots@streetcapital.ca

Shane Kool
Underwriter, BC Vancouver Central T: 604.638.2184 F: 877.608.2278 Shane.kool@streetcapital.ca

Erin Patten
Underwriter, AB Calgary East/Calgary West/AB North & Prairies T: 604.638.2188 F: 877-282-6094 Erin.patten@streetcapital.ca

Kevin Reichmuth
Underwriter, BC Vancouver Central / BC Tri-Cities T: 877.669.0754 F: 877.893.7391 kevin.reichmuth@streetcapital.ca

D'Arcy Therien
Underwriter T: 604.638.5387 F: 877.843.5707 darcy.therien@streetcapital.ca

Josh Prokopenko
Underwriter, Fraser Valley/ BC Tri-Cities/ Calgary West T: 604.630.3286 F: 877.851.0965 josh.prokopenko@streetcapital.ca

Russ Londry
Underwriter T: 604.638.2253 F: 877.282.6102 russ.londry@streetcapital.ca

TM Trademark of Street Capital Financial Corporation

FSCO Licence No. 11428