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PA Coceas Sergiu P. Financiara
PA Coceas Sergiu P. Financiara
IPOTEZE
Generale
Rata anuala a inflatiei
Rata lunara a inflatiei
Rata impozitului de venit
Cresterea anuala a volumului vanzarilor
Cresterea preturilor la produse/servicii
Numarul de luni in primul an
Marimea rezervelor (% din profit net)
10%
0.80%
15%
6%
10%
8
10%
Credit Bancar
Rata dobanzii creditului
Termenul de creditare, ani
Perioada de gratie la plata dobanzii, luni
Perioada de gratie la suma principala, luni
10.0%
5
6
6
Activitatea Operationala
Viteza de rotatie a stocurilor (cu exceptia produselor finite), zile
Viteza de rotatie a storurilor de produse finite, zile
Viteza de rotatie a creantelor, zile
Viteza de rotatie a datoriilor comerciale, zile
10
10
10
10
CONSUMURI SI CHELTUIELI
Anexa 2
materie prim
energie electric
saci
a
band lipici
altele
275.00
216.5625
90.0
10.8
4.8
3.93
601.09
TOTAL
0.00
0.00
0.00
0.00
0.00
0.00
brichete
feb
107.25
mar
107.25
apr
32.175
mai
32.175
iun
iul
aug
214.5
sep
214.5
oct
214.5
nov
214.5
dec
107.25
brichete
2012
2013
965
2014
1,351
2015
1,432
2016
1,518
1,609
10%
10%
10%
10%
10%
10%
TVA, %
17%
17%
17%
17%
17%
17%
2012
265,444
209,037
86,873
10,425
4,633
3,793
580,205
2013
incl. TVA
44,242
34,840
14,479
1,737
772
632
96,703
408,783
321,917
133,784
16,054
7,135
5,842
893,515
2014
incl. TVA
68,132
53,654
22,298
2,676
1,189
974
148,922
476,641
375,355
155,992
18,719
8,320
6,812
1,041,838
2015
incl. TVA
79,442
62,560
25,999
3,120
1,387
1,135
173,643
555,764
437,664
181,886
21,826
9,701
7,942
1,214,784
2016
incl. TVA
92,629
72,945
30,315
3,638
1,617
1,324
202,468
648,021
510,316
212,080
25,450
11,311
9,261
1,416,438
incl. TVA
108,006
85,054
35,347
4,242
1,885
1,543
236,078
10%
10%
10%
10%
10%
10%
10%
10%
TVA, %
17%
17%
17%
17%
17%
17%
17%
17%
2012
2013
incl. TVA
1,400
1,610
370
840
770
490
5,480
233
268
62
140
128
82
913
2,400
2,760
634
1,440
1,320
840
9,394
2014
incl. TVA
400
460
106
240
220
140
1,566
2,640
3,036
697
1,584
1,452
924
10,333
2015
incl. TVA
440
506
116
264
242
154
1,722
2016
incl. TVA
2,904
3,340
767
1,742
1,597
1,016
11,366
484
557
128
290
266
169
1,894
incl. TVA
3,194
3,674
843
1,917
1,757
1,118
12,503
532
612
141
319
293
186
2,084
Total 2012
965
An complet
1,351
CONSUMURI SI CHELTUIELI
Anexa 2
2012
TVA, %
10%
10%
10%
10%
2013
incl. TVA
17%
17%
17%
17%
2,411
840
3,251
402
140
542
4,133
1,440
5,573
2014
incl. TVA
689
240
929
Cost
17%
TOTAL
incl. TVA
760,500
126,753
760,500
126,753
Termen expl,
ani
Valoarea
ramasa, lei
20
Uzura
38,025
29,786
38,025
29,786
Total an
Directe
Lucrtori (10 luni)
2,800
19,264
Lucrtori (3 luni)
2,800
19,264
57,792
38,528
250,432
Sub-total
192,640
Indirecte
Director
Tehnolog
Deridictoare
Paznic
6,880
82,560
Administrator
4,000
Sub-total
Total:
Cheltuieli privind taxe, MDL
anual
Licen
Taxa pentru ap
Folosirea resurselor naturale
Impozitul privat
Taxa de folosire a drumurilor
Impozitul funciar
Impozitul pe bunurile imobiliare
Amenajarea teritoriului
Taxa pentru salubruzare
Taxa unit. comer
Alte taxe
TOTAL
120
380
4,500
3,870
450
180
1,350
10,850
6,880
82,560
45,408
332,992
4,546
1,584
6,130
2015
incl. TVA
758
264
1,022
2016
incl. TVA
5,001
1,742
6,743
833
290
1,124
incl. TVA
5,501
1,917
7,417
917
319
1,236
PROGNOZAREA VANZARILOR
Anexa 3
1,600.00
TOTAL
ian
feb
mar
apr
mai
iun
iul
aug
sep
oct
nov
dec
343,200
343,200
343,200
343,200
171,600
1,544,400
343,200
343,200
343,200
343,200
171,600
1,544,400
TVA
2012
2013
incl. TVA
brichete
10%
TOTAL
Total 2012
17%
2014
incl. TVA
2015
incl. TVA
2016
incl. TVA
incl. TVA
1,544,400
257,405
2,378,376
396,404
2,773,186
462,207
3,233,535
538,933
3,770,302
628,396
1,544,400
257,405
2,378,376
396,404
2,773,186
462,207
3,233,535
538,933
3,770,302
628,396
Anexa 4
760,500
120,000
640,500
10.0%
Dobanda
Termenul de creditare, ani
Perioada de gratie la suma principala, luni
Perioada de gratie la plata dobanzii, luni
Fregventa rambursarii sumei principale (lunar=1, trimestr=3, semianual=6, etc.)
Luna
Principal
Dobanda
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
5,931
5,832
5,733
5,634
5,535
5,436
5,338
5,239
5,140
5,041
4,942
4,843
4,744
4,646
4,547
4,448
4,349
4,250
4,151
4,053
3,954
3,855
3,756
3,657
Sold
5
6
6
1
lunar
Luna
640,500
640,500
640,500
640,500
640,500
640,500
640,500
628,639
616,778
604,917
593,056
581,194
569,333
557,472
545,611
533,750
521,889
510,028
498,167
486,306
474,444
462,583
450,722
438,861
427,000
415,139
403,278
391,417
379,556
367,694
355,833
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
-
2012
Plata dobanzii
Plata sumei
principale
2013
2014
Principal
Dobanda
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
11,861
-
3,558
3,459
3,361
3,262
3,163
3,064
2,965
2,866
2,768
2,669
2,570
2,471
2,372
2,273
2,175
2,076
1,977
1,878
1,779
1,680
1,581
1,483
1,384
1,285
1,186
1,087
988
890
791
692
-
2015
2016
Sold
355,833
343,972
332,111
320,250
308,389
296,528
284,667
272,806
260,944
249,083
237,222
225,361
213,500
201,639
189,778
177,917
166,056
154,194
142,333
130,472
118,611
106,750
94,889
83,028
71,167
59,306
47,444
35,583
23,722
11,861
(0)
(0)
2017
11,762
62,271
48,038
33,804
19,571
3,361
23,722
142,333
142,333
142,333
142,333
47,444
Anexa 5
REZULTATUL FINANCIAL
2012
Vanzari Nete
Costul Vanzarilor
Consumuri directed de materiale
Retribuirea muncii
Profit Brut
Cheltuieli Operationale
Cheltuieli generale si admin
Cheltuieli comerciale
Retribuirea muncii
Uzura
Cheltuieli privind taxe
Dobnzi bancare
2013
2014
2015
2016
1,286,995
1,981,972
2,310,979
2,694,602
3,141,906
676,142
483,502
192,640
1,020,068
744,593
275,475
1,171,218
868,195
303,023
1,345,641
1,012,316
333,325
1,547,018
1,180,360
366,657
610,853
961,904
1,139,761
1,348,961
1,594,888
76,698
4,566
2,709
34,400
12,411
10,850
11,762
206,195
7,828
4,644
90,816
29,786
10,850
62,271
202,290
8,611
5,108
99,898
29,786
10,850
48,038
199,419
9,472
5,619
109,887
29,786
10,850
33,804
197,683
10,419
6,181
120,876
29,786
10,850
19,571
534,155
755,709
937,471
1,149,543
1,397,205
80,123
113,356
140,621
172,431
209,581
454,031
642,353
796,850
977,111
1,187,624
Anexa 6
ian
I
A
feb
mar
apr
mai
aug
sep
oct
nov
dec
343,200
343,200
343,200
343,200
171,600
Sub-total
343,200
343,200
343,200
343,200
171,600
760,500
80,000
840,500
840,500
343,200
343,200
343,200
343,200
171,600
Sub-total
Total intrari (A+B)
iul
brichete
Credite bancare
Contributii proprii
II
C
iun
Consumuri de materiale
Retribuirea muncii
116,041
38,528
116,041
38,528
116,041
38,528
116,041
38,528
116,041
38,528
Sub-total
154,569
154,569
154,569
154,569
154,569
1,096
650
6,880
-
1,096
650
6,880
-
1,096
650
6,880
-
1,096
650
6,880
-
1,096
650
6,880
10,850
Sub-total
8,626
8,626
8,626
8,626
19,476
Cheltuieli indirecte
760,500
Sub-total
G
H
I
J
32,495
80,123
112,618
5,931
11,861
5,832
11,861
Sub-total
Total iesiri (C+D+E+F+G)
760,500
163,195
163,195
163,195
17,792
180,987
17,693
304,356
80,000
80,000
80,000
80,000
80,000
80,000
180,005
80,000
260,005
180,005
260,005
440,010
180,005
440,010
620,015
162,213
620,015
782,228
(132,756)
782,228
649,473
Rambursarea creditelor
Anexa 6
Total (2012)
1,544,400
1,544,400
760,500
80,000
840,500
2,384,900
580,205
192,640
772,845
5,480
3,251
34,400
10,850
53,980
760,500
32,495
80,123
112,618
11,762
23,722
35,484
1,735,427
649,473
649,473
Anexa 7
1,544,400
1,544,400
brichete
Sub-total
B
760,500
80,000
840,500
Contributii proprii
Retribuirea muncii
Sub-total
Cheltuieli comerciale
Retribuirea muncii
Cheltuieli privind taxe
Sub-total
2,773,186
2,773,186
3,233,535
3,233,535
3,770,302
3,770,302
2,378,376
2,773,186
3,233,535
3,770,302
580,205
192,640
772,845
893,515
275,475
1,168,990
1,041,838
303,023
1,344,861
1,214,784
333,325
1,548,109
1,416,438
366,657
1,783,095
5,480
3,251
34,400
10,850
53,980
9,394
5,573
90,816
10,850
116,632
10,333
6,130
99,898
10,850
127,211
11,366
6,743
109,887
10,850
138,847
12,503
7,417
120,876
10,850
151,646
Sub-total
32,495
80,123
112,618
244,987
113,356
358,344
285,820
140,621
426,441
333,447
172,431
505,878
388,998
209,581
598,579
11,762
23,722
35,484
1,735,427
62,271
142,333
204,604
1,848,570
48,038
142,333
190,371
2,088,883
33,804
142,333
176,138
2,368,971
19,571
142,333
161,904
2,695,225
649,473
649,473
529,806
649,473
1,179,278
684,303
1,179,278
1,863,581
864,564
1,863,581
2,728,145
1,075,077
2,728,145
3,803,223
32,495
244,987
285,820
333,447
388,998
Rambursarea creditelor
Plata dobanzii la creditul investiional
Rambursarea creditul investiional
Sub-total
Total iesiri (C+D+E+F+G)
H
I
J
2,378,376
2,378,376
2,384,900
760,500
2016
Cheltuieli indirecte
Cheltuieli generale si administrative
2015
2014
II
C
2013
Anexa 8
BILANT (5 ani)
Bilant deschidere
Capital Propriu
Capital statutar
Capital secundar
Profit nerepartizat al anilor precedenti
Profit nerepartizat (anul curent)
Total capital propriu
Datorii pe Termen Lung
Subventii conditionate (grant)
Credite pe termen lung
Total datorii pe termen lung
Datorii pe Termen Scurt
Datorii comerciale
Alte datorii pe termen scurt
Total datorii pe termen scurt
TOTAL PASIV
12/31/2012
12/31/2013
12/31/2014
12/31/2015
12/31/2016
633,747
12,411
621,337
633,747
42,197
591,550
633,747
71,983
561,764
633,747
101,769
531,978
633,747
131,555
502,192
22,229
22,229
42,312
649,473
736,244
32,027
32,027
65,161
1,179,278
1,308,493
36,846
36,846
75,978
1,863,581
2,013,250
42,414
42,414
88,590
2,728,145
2,901,563
48,852
48,852
103,296
3,803,223
4,004,222
1,357,580
1,900,044
2,575,014
3,433,541
4,506,414
80,000
454,031
534,031
125,403
408,628
642,353
1,176,384
189,638
986,746
796,850
1,973,235
269,323
1,703,911
977,111
2,950,346
367,035
2,583,311
1,187,624
4,137,970
120,000
616,778
736,778
120,000
474,444
594,444
120,000
332,111
452,111
120,000
189,778
309,778
120,000
47,444
167,444
22,229
64,542
86,771
32,027
97,188
129,215
36,846
112,823
149,669
42,414
131,004
173,418
48,852
152,148
201,000
1,357,580
1,900,044
2,575,014
3,433,541
4,506,414
Anexa 9
3,500,000
3,000,000
2,500,000
2,000,000
1,500,000
1,000,000
500,000
-
Vanzari Nete
Costul Vanzarilor
Profit Net
2012
2013
2014
2015
2016
Numerar p/u
deservirea datoriei
3,000,000
2,000,000
Dobanda + suma
principala
1,000,000
2012
2013
2014
2015
2016
Anexa 10
4.1
Financial Statements: Attached are the last financial statements, dated: [data]
4.2
Projections: Projections based on the Business plan prepared by applicant with support from [NUMELE
AGENTIEI] and on the actual financial data on the date of application.
4.3
Actual
II-year
III-year
IV-year
V-year
I-year
prections projections projections projections projections
1,287.0
454.0
80.1
1,982.0
642.4
113.4
2,311.0
796.9
140.6
2,694.6
977.1
172.4
3,141.9
1,187.6
209.6
1357.6
621.3
736.2
1,277.6
120.0
454.0
616.8
86.8
1900.0
591.6
1,308.5
1,900.0
120.0
1176.4
474.4
129.2
2575.0
561.8
2,013.3
2,575.0
120.0
1973.2
332.1
149.7
3433.5
532.0
2,901.6
3,433.5
120.0
2950.3
189.8
173.4
4506.4
502.2
4,004.2
4,506.4
120.0
4138.0
47.4
201.0
12.4
11.8
23.7
13.48
29.8
62.3
142.3
3.59
29.8
48.0
142.3
4.59
29.8
33.8
142.3
5.91
29.8
19.6
142.3
7.64
1.23
0.47
0.23
0.12
0.06
Anexa 11
2012
Indicatorii profitabilitatii
Rentabilitatea investitiei
Marja bruta (%)
Rata profitabilitatii
Indicatorii lichiditatii
Lichiditatea curenta
Lichiditatea imediata
Deservirea datoriei
Indicele de acoperire a dobanzii
Indice de deservire a datoriei
TR
RIR
54%
47%
35%
2013
76%
49%
32%
2014
95%
49%
34%
2015
2016
116%
50%
36%
141%
51%
38%
8.48
7.48
10.13
9.13
13.45
12.45
16.73
15.73
19.92
18.92
51.93
15.45
23.73
39.91
81.49
17.05
3.59
4.59
5.91
7.64
1.2
73.94%