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In post purchase behaviour of consumers, after utilising a service, a consumer compares its value or the experience of using the

service with his or her expectations, and based on the outcome of the comparison, is either satisfied or dissatisfied. In summing up the findings of the study on, it can be concluded, that by fay, there is a significant gap between MPESA subscriber experience and expectations of the service. This as identified by the study has been attributed to several factors, mostly all hinging on service quality and service delivery. In summing up the study on the challenges faced MPESA and its implications the sustainability of the brand, it can be concluded that the major challenge is poor customer perception. Therefore, with low customer satisfaction levels, it is imperative that MPESA decide whether the product is deficient or whether customer expectations are too high.

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