Helping You Move From

Dreaming to Doing

The Power of Hope

know no boundaries: being happy, having some degree of prosperity, and being able to offer abundant opportunities to their children just to name a few. But for many families, these desires will remain dreams. Lack of financial education and planning, not knowing where to begin, and even day-to-day living can feel like insurmountable obstacles. And many companies in the financial services industry only accept clients with a significant amount of discretionary income.

he hopes and dreams of families everywhere have similar elements that

World Financial Group (WFG) is working to change that. At WFG, we believe people from all walks of life should have access to time-tested financial tools that have already made a difference for countless families. In fact, our mission is to create financially independent families. Whether you are looking to achieve financial peace of mind or you are an entrepreneur who is open to a business opportunity, WFG is here to help you move from dreaming to doing.

World-Class Products and Services

World Financial Group is built on the strength of a global leader. As an AEGON company, WFG is a financial services marketing organization that offers a wide range of financial services and life insurance products through its affiliated companies. WFG is committed to helping middle-income individuals and families take the steps that transform their financial futures and putting the power of choice in their hands. In helping families move from dreaming to doing, WFG takes a customized approach. Associates work closely with individuals and families, regardless of their income level, to help them meet their specific needs and goals whether that means buying a house, saving for a childs education or planning for retirement.

Some of the products and services offered in the United States and Canada include:1,2,3,4 Insurance Universal life (U.S. & Canada) Variable universal life Indexed universal life Term life Mutual funds SEG funds (Canada) Annuities Individual retirement accounts (IRAs) 529 plans5 Stocks and bonds Investment advisor services6

A Customized Approach
WFG clients enjoy the benefits of WFGs extensive network of resources, yet they receive personalized service and support from WFG associates who often are their own neighbors. In communities across the United States and Canada,1 dedicated WFG associates help provide education and access to a broad array of insurance- and investment-related2 products and services. By walking clients through the WFG Financial Dream Map, 7 a process that assists them in addressing their financial goals and challenges, WFG associates help families find ways to turn their financial dreams into reality. And rather than taking a one-size-fits-all approach, WFG associates help find the right products and services to meet each clients needs. Charting a course toward a healthy financial future with the WFG Financial Dream Map involves examining the current financial situation and implementing strategies to move a family toward its goals.
1 2

WFG Financial Dream Map

When investing, there are certain risks, fees and charges, and limitations that one must take into consideration.

Live Your Dreams

Products and services offered in the U.S. and Canada vary. In the U.S., only WFG associates who are registered representatives of World Group Securities, Inc., WFGs affiliate broker/dealer, can offer investment products. In Canada, associates must be registered with WFG Securities of Canada Inc. to offer securities-related products. 3 This material is intended for informational purposes only and is not intended to, nor should it be, construed as an offer or solicitation for the purchase or sale of any specific securities, financial services or other non-specified items. 4 Securities products are sold by prospectus, which contain more complete information about charges, risks, objectives and expenses. Copies of specific product prospectuses and statements of additional information may be obtained by contacting your registered representative. Prospectuses should be read carefully and the charges, risks, objectives and expenses should be carefully considered before investing or sending money. 5 This product is offered through securities registered representatives. An investor should consider the investment objectives, risk, and charges and expenses associated with municipal fund securities before investing. More Information about municipal fund securities is available in the issuers official statement. 6 Investment advisory services are offered through Investment Advisors International (IAI). In Ohio, Texas and Alabama, services are provided under the name of IAI Advisors International, Inc. Headquarters: 11315 Johns Creek Parkway, Duluth, GA 30097-1517, P. O. Box 100035, Duluth, GA 30096-9403. Phone: 770.453.9300. 7 The WFG Financial Dream Map is a suitability and needs analysis developed by World Financial Group. The analysis is based on information obtained from sources believed to be reliable and accurate. However, clients should discuss any legal, tax or financial matter with the appropriate professional. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any specific security or financial service.

An Exceptional Opportunity
Not only can you be a client of WFG, but if youre looking for a new career, WFG also offers a significant business opportunity for the aspiring or seasoned entrepreneur. As a WFG associate, you will join thousands of others from all walks of life who have found a sound career helping people achieve their financial goals. Our field associates receive unparalleled support from more than 300 employees at WFG headquarters. Here are just some components of the support WFG offers: n innovative management team with more than a century of combined financial services experience A helping lead this forward-thinking company into the future. Trained associate service representatives dedicated to providing licensing and commission support. Professional marketing materials to help move your business forward. raining programs that help our associates get their business up and running as quickly as possible, T prepare for their insurance and securities licensing exams, and remain up-to-date on industry trends and product information. And there is much more. Those who choose to become WFG associates are in business for themselves but not by themselves. All associates have access to the WFG Business Format System a step-by-step blueprint, developed by the companys experienced field leadership, that helps associates grow their businesses. Some other advantages of becoming a WFG associate include: The ability to represent not one, but hundreds of leading companies to consumers. A corporate intranet that provides 24-hour access to important business tools and information. ompany events, such as the annual WFG Convention of Champions, that offer information, training C and recognition for achievements. Reward programs for rings, watches, cars and once-in-a-lifetime trips. mentoring business model that offers training and support from our experienced field leadership A throughout an associates career.

Designing Your

Destiny

No matter what your life looks like today, achieving your dreams is possible. Whether you are a potential client or an entrepreneur, World Financial Group has the products, services, business model, leadership and opportunity that can help you move from dreaming to doing .
Take steps to change your future today.

Your Dreams, Our Strategies

U.S.: World Financial Group, Inc. (WFG) is a financial services marketing company whose affiliates offer life insurance and a broad array of financial products and services. Securities are offered through World Group Securities, Inc. (WGS), Member FINRA/SIPC. Insurance products are offered through World Financial Group Insurance Agency, Inc. (WFGIA) or its subsidiaries. WFG, WGS, WFGIA are affiliated companies. Headquarters: 11315 Johns Creek Parkway, Duluth, GA 30097-1517. Phone: 770.453.9300. WorldFinancialGroup.com Canada: World Financial Group Insurance Agency of Canada Inc. offers life insurance and SEG funds. Mutual funds, and Scholarship Plans in select provinces, are offered through WFG Securities of Canada Inc. Headquarters: 3700 Steeles Avenue W., Suite 400, Vaughan, ON L4L 8M9. Phone: 905.265.9005. Fax: 905.265.9044 World Financial Group Insurance Agency of Canada Inc. and WFG Securities of Canada Inc. are members of the World Financial Group family of companies. 2008 World Financial Group, Inc. 0395/4.10