Crédito Por Tipo A Diciembre 2012

Jos Alfredo Guerrero
I. RANKING CARTERA DE CREDITOS POR TIPO

31/12/2012
TIPOS DE CRDITOS
Nmero
Prstamos
Saldo Cap. y Part. % Cartera del:

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)
Tasa Inters Banco y Total BM

Mn
Me
Mn
Me
32,831.1
46,874.0
18,492.3
3,973.2
6,301.0
2,922.4
1,508.2
2,305.3
2,107.6
1,438.5
1,091.3
109.7
597.3
293.7
55.3
120,901.0
20.38
14.86
20.89
15.31
22.19
28.01
20.24
9.31
21.09
17.70
14.45
45.11
77.40
32.38
20.74
TOTAL
Popular
Reservas
BHD
Scotia
Len
Progreso
Santa Cruz
Citibank
BDI
BLH
Banesco
Promerica
Caribe
Bancamerica
Vimenca
Total Todos los Bancos
lunes, 18 de febrero de 2013
716,611
356,754
255,761
187,946
157,086
132,406
38,373
235
15,924
6,605
3,613
76,774
54,145
19,075
8,256
2,029,564
147,698.5
142,498.1
67,902.4
33,644.4
24,768.3
13,535.9
7,720.9
5,619.6
5,552.4
4,500.8
3,656.7
3,655.8
3,565.2
1,556.2
1,515.4
467,390.6
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
31.6%
30.5%
14.5%
7.2%
5.3%
2.9%
1.7%
1.2%
1.2%
1.0%
0.8%
0.8%
0.8%
0.3%
0.3%
100.0%
114,867.4
95,624.1
49,410.1
29,671.2
18,467.3
10,613.5
6,212.7
3,314.3
3,444.8
3,062.3
2,565.3
3,546.1
2,967.9
1,262.5
1,460.1
346,489.6
www.scribd.com/JoseAlfredoGuerreroB
77.8%
67.1%
72.8%
88.2%
74.6%
78.4%
80.5%
59.0%
62.0%
68.0%
70.2%
97.0%
83.2%
81.1%
96.4%
74.1%
6.65
8.59
8.39
4.50
11.83
16.39
12.87
5.10
14.70
11.63
7.14
64.14
49.73
37.37
58.29
19.44
Page 1 of 18
8.72

31/12/2012
TIPOS DE CRDITOS
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
COMERCIAL
Reservas
Popular
BHD
Len
Scotia
Progreso
Citibank
Santa Cruz
BDI
BLH
Banesco
Caribe
Vimenca
Promerica
Bancamerica
49,202
110,326
16,477
7,701
20,953
3,536
104
2,210
544
479
321
336
319
307
428
213,243
111,545.2
92,337.0
44,254.8
15,119.2
12,476.4
7,024.3
5,563.9
5,137.3
3,876.3
2,764.9
2,507.7
1,277.1
925.3
860.6
812.1
306,482.2
78.3%
62.5%
65.2%
61.0%
37.1%
51.9%
99.0%
66.5%
69.8%
61.4%
68.6%
35.8%
61.1%
23.5%
52.2%
65.6%
36.4%
30.1%
14.4%
4.9%
4.1%
2.3%
1.8%
1.7%
1.3%
0.9%
0.8%
0.4%
0.3%
0.3%
0.3%
100.0%
65,170.3
61,306.1
26,801.8
9,566.8
9,116.5
4,812.1
3,258.6
3,809.1
2,329.6
1,872.0
1,469.7
846.8
922.7
829.9
638.3
192,750.3
58.4%
66.4%
60.6%
63.3%
73.1%
68.5%
58.6%
74.1%
60.1%
67.7%
58.6%
66.3%
99.7%
96.4%
78.6%
62.9%
46,374.8
31,030.9
17,452.9
5,552.4
3,360.0
2,212.2
2,305.3
1,328.2
1,546.7
892.9
1,038.0
430.3
2.6
30.7
173.9
113,731.9
13.57
15.32
13.49
16.01
16.86
16.74
9.39
14.14
15.95
16.41
13.02
18.74
14.53
17.26
21.27
1.8%
2.5%
0.2%
0.1%
82.4%
15.9%
1.8%
100.0%
109.6
87.8
9.7
207.1
24.0%
100.0%
100.0%
37.4%
346.2
0.0
0.0
346.2
9.76
18.32
15.00
8.27
5.83
6.66
7.75
4.17
7.69
5.10
8.34
9.04
9.35
6.61
9.19
33.00
7.95
17.23
14.53
7.16
13.63
6.39
Prstamos Comerciales Pool de Bancos
Len
Caribe
BLH
12
4
1
17
455.8
87.8
9.7
553.3
6.39
0.00
0.00
Page 2 of 18

31/12/2012
TIPOS DE CRDITOS
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
Prstamos Comerciales a Travs de Lneas de Crdito
Popular
Len
Progreso
Santa Cruz
BDI
BHD
BLH
Banesco
Vimenca
Caribe
Bancamerica
Promerica
Reservas
6,852
2,742
1,463
905
288
410
226
217
140
179
99
8
6
13,535
27,756.3
5,565.7
3,395.0
3,184.9
2,336.6
1,760.5
1,348.1
1,086.0
458.1
454.5
216.6
13.9
4.9
47,581.1
18.8%
22.5%
25.1%
41.3%
42.1%
2.6%
30.0%
29.7%
30.2%
12.7%
13.9%
0.4%
0.0%
10.2%
58.3%
11.7%
7.1%
6.7%
4.9%
3.7%
2.8%
2.3%
1.0%
1.0%
0.5%
0.0%
0.0%
100.0%
20,421.1
3,812.0
2,344.8
2,263.6
1,438.1
0.0
1,348.1
557.8
458.1
373.0
216.6
13.9
4.9
33,251.9
73.6%
68.5%
69.1%
71.1%
61.5%
0.0%
100.0%
51.4%
100.0%
82.1%
100.0%
100.0%
100.0%
69.9%
7,335.3
1,753.7
1,050.2
921.3
898.5
1,760.5
0.0
528.2
0.0
81.5
0.0
0.0
0.0
14,329.2
12.45
14.55
15.46
13.27
15.72
0.00
16.02
14.31
13.98
18.22
19.30
20.18
31.75
5.26
6.59
5.71
7.91
8.88
6.02
0.00
6.50
0.00
8.81
0.00
0.00
0.00
13.41
Page 3 of 18
6.01

31/12/2012
TIPOS DE CRDITOS

MM RD$
Banco Total Bcos
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
Prstamos Comerciales Individuales
Reservas
Popular
BHD
Scotia
Len
Citibank
Progreso
Santa Cruz
BDI
Banesco
BLH
Promerica
Caribe
Bancamerica
Vimenca
38,570
19,550
11,260
4,683
2,980
101
878
649
214
103
155
262
149
87
138
79,779
110,080.7
61,970.0
41,537.2
11,134.3
8,672.4
5,544.5
3,439.3
1,924.0
1,483.5
1,421.6
1,362.2
838.7
734.8
463.0
462.7
251,068.8
77.3%
42.0%
61.2%
33.1%
35.0%
98.7%
25.4%
24.9%
26.7%
38.9%
30.3%
22.9%
20.6%
29.7%
30.5%
53.7%
43.8%
24.7%
16.5%
4.4%
3.5%
2.2%
1.4%
0.8%
0.6%
0.6%
0.5%
0.3%
0.3%
0.2%
0.2%
100.0%
63,722.4
39,217.6
26,203.3
7,807.4
5,333.3
3,239.2
2,327.5
1,526.2
835.3
911.8
474.4
808.7
386.0
311.6
462.7
153,567.4
57.9%
63.3%
63.1%
70.1%
61.5%
58.4%
67.7%
79.3%
56.3%
64.1%
34.8%
96.4%
52.5%
67.3%
100.0%
61.2%
0.0%
0.0%
100.0%
100.0%
0.9
0.9
100.0%
100.0%
46,358.3
22,752.3
15,333.9
3,326.9
3,339.1
2,305.3
1,111.8
397.9
648.2
509.7
887.8
30.0
348.8
151.4
0.0
97,501.4
13.44
15.63
13.16
12.44
15.98
9.32
14.72
14.60
16.03
12.23
16.57
17.02
19.35
20.78
15.00
8.25
5.99
6.65
4.14
7.49
5.10
7.74
8.16
9.25
6.73
9.06
7.00
9.27
9.78
0.00
14.00
Microcrdito a Travs de Lneas de Crdito
Popular
12
12
0.9
0.9
21.06
21.06
Page 4 of 18
7.23

31/12/2012
TIPOS DE CRDITOS
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
Microcrdito Individual
Reservas
Scotia
Bancamerica
Popular
3,694
16,267
122
110
20,193
1,366.1
1,309.1
106.4
5.9
2,787.5
1.0%
3.9%
6.8%
0.0%
0.6%
49.0%
47.0%
3.8%
0.2%
100.0%
1,366.1
1,309.1
101.3
5.9
2,782.5
100.0%
100.0%
95.3%
100.0%
99.8%
0.0
0.0
5.0
0.0
5.0
16.37
43.23
20.77
33.80
220.2
68.6
45.5
45.1
26.2
15.0
420.6
0.9%
0.1%
0.0%
0.0%
1.7%
0.3%
0.1%
52.4%
16.3%
10.8%
10.7%
6.2%
3.6%
100.0%
160.0
34.2
29.1
45.1
8.7
9.9
287.0
72.7%
49.8%
63.9%
100.0%
33.3%
65.9%
68.2%
60.2
34.4
16.4
0.0
17.5
5.1
133.6
47.33
69.80
84.00
88.02
93.19
60.00
369.2
130.8
47.2
18.6
4.9
0.1
0.0
570.9
0.2%
1.0%
0.1%
0.2%
0.1%
0.0%
0.0%
0.1%
64.7%
22.9%
8.3%
3.3%
0.9%
0.0%
0.0%
100.0%
369.2
80.6
27.1
9.5
4.2
0.1
0.0
490.9
100.0%
61.6%
57.4%
51.2%
85.6%
100.0%
100.0%
86.0%
0.0
50.2
20.1
9.1
0.7
0.0
0.0
80.0
87.78
84.00
68.55
83.76
50.13
84.00
36.00
0.00
0.00
9.50
0.00
29.21
9.50
61.95
60.74
85.69
49.10
Tarjetas de Crdito Corporativas
Len
BHD
Reservas
Popular
Bancamerica
BLH
1,755
1,727
1,532
1,409
120
90
6,633
63.44
47.54
54.00
0.00
84.00
60.00
Tarjetas de Crdito Empresarial
Popular
Progreso
BHD
Santa Cruz
Promerica
Reservas
Banesco
5,431
990
819
165
34
1
1
7,441
0.00
48.00
46.96
60.00
48.00
0.00
0.00
Page 5 of 18

31/12/2012
TIPOS DE CRDITOS
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
Tarjetas de Crdito Distribucin/Suplidores
Progreso
Reservas
Popular
29
20
135
184
38.5
11.8
1.1
51.4
0.3%
0.0%
0.0%
0.0%
74.9%
22.9%
2.1%
100.0%
38.5
11.8
1.1
51.4
100.0%
100.0%
100.0%
100.0%
47.5
36.0
4.5
2.9
2.7
1.1
94.9
0.0%
0.0%
0.3%
0.0%
0.0%
0.0%
0.0%
50.1%
38.0%
4.8%
3.1%
2.8%
1.2%
100.0%
47.5
35.9
2.0
2.9
2.7
1.1
92.1
100.0%
99.6%
43.0%
100.0%
100.0%
100.0%
97.1%
48.00
41.43
56.90
46.68
Tarjetas de Crdito Empresarial Flotilla
Popular
Reservas
Vimenca
BHD
Santa Cruz
Progreso
5,011
5,379
41
757
347
74
11,609
0.0
0.1
2.6
0.0
0.0
0.0
2.7
89.67
72.53
33.00
36.10
45.48
84.00
0.00
54.00
33.00
0.00
0.00
0.00
78.73
Page 6 of 18
34.08

31/12/2012
TIPOS DE CRDITOS
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
Adelantos en Cuenta Corriente
Popular
BHD
Len
BDI
Progreso
Citibank
Santa Cruz
Promerica
Caribe
616.8
192.8
36.7
31.1
19.6
19.4
7.1
3.1
0.0
926.6
0.4%
0.3%
0.1%
0.6%
0.1%
0.3%
0.1%
0.1%
0.0%
0.2%
66.6%
20.8%
4.0%
3.4%
2.1%
2.1%
0.8%
0.3%
0.0%
100.0%
616.2
192.8
36.7
31.1
19.6
19.4
7.1
3.1
0.0
926.0
99.9%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
99.9%
318
57
375
1,064.9
39.3
1,104.2
0.7%
0.1%
0.2%
96.4%
3.6%
100.0%
507.9
39.1
547.0
47.7%
99.6%
49.5%
40
3
43
384.2
33.1
417.3
0.3%
0.1%
0.1%
92.1%
7.9%
100.0%
69,751
1,418
162
19
102
3
144
3
4
71,606
0.5 37.02 126.00

0.0 40.00 54.00
0.0 72.89
0.00
0.0 25.37
0.00
0.0 68.74
0.00
0.0 20.11
0.00
0.0 90.01
0.00
0.0 23.89
0.00
0.0 100.00
0.00
0.6
39.35 123.35
Arrendamientos Financieros (Leasing)
Popular
BHD
557.1
0.1
557.2
14.42
19.44
6.56
12.00
14.78
6.56
Cartas de Crdito Emitidas
Popular
Scotia
384.2
33.1
417.3
6.44
7.54
6.52
Page 7 of 18

31/12/2012
TIPOS DE CRDITOS
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
Descuentos de Facturas
BHD
Popular
Len
BDI
29
1,705
45
15
1,794
606.3
75.0
70.1
6.4
757.7
0.9%
0.1%
0.3%
0.1%
0.2%
80.0%
9.9%
9.2%
0.8%
100.0%
302.4
73.4
16.8
6.4
399.1
49.9%
98.0%
24.0%
100.0%
52.7%
303.9
1.5
53.2
0.0
358.6
12.60
15.37
15.21
20.48
98.5
29.9
18.7
147.0
0.4%
0.7%
0.3%
0.0%
67.0%
20.3%
12.7%
100.0%
98.5
29.9
18.7
147.0
100.0%
100.0%
100.0%
100.0%
9.45
17.25
12.35
100.0%
100.0%
0.0
0.0
100.0%
100.0%
140.00
4.08
8.00
8.00
0.00
13.35
Venta de Bienes Adjudicados
Len
BLH
BDI
5
7
8
20
11.40
Garantas Otorgadas (Avales, fianzas y Otras Garantas)
Popular
2
2
0.0
0.0
0.0%
0.0%
140.00
Page 8 of 18
4.68

31/12/2012
TIPOS DE CRDITOS
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
CONSUMO
Popular
BHD
Reservas
Scotia
Len
Progreso
Promerica
Caribe
Santa Cruz
BDI
BLH
Bancamerica
Banesco
Vimenca
Citibank
595,679
236,343
296,964
163,241
147,467
128,403
76,464
53,677
35,862
15,185
5,898
18,485
3,079
7,870
131
1,784,748
32,150.7
17,777.9
16,335.7
13,757.5
6,188.7
5,477.1
2,786.6
1,993.1
1,844.3
922.0
771.5
582.9
471.3
440.7
55.7
101,555.5
21.8%
26.2%
11.5%
40.9%
25.0%
40.5%
76.2%
55.9%
23.9%
16.6%
17.1%
37.5%
12.9%
29.1%
1.0%
21.7%
31.7%
17.5%
16.1%
13.5%
6.1%
5.4%
2.7%
2.0%
1.8%
0.9%
0.8%
0.6%
0.5%
0.4%
0.1%
100.0%
31,408.3
17,064.7
15,896.6
13,594.1
5,716.3
4,843.1
2,707.6
1,861.3
1,682.2
621.6
587.2
471.8
456.1
388.0
55.7
97,354.5
97.7%
96.0%
97.3%
98.8%
92.4%
88.4%
97.2%
93.4%
91.2%
67.4%
76.1%
80.9%
96.8%
88.0%
100.0%
95.9%
3,328.4
212.0
128.5
18.9
18.6
12.6
3,718.9
100.0%
100.0%
100.0%
91.9%
100.0%
100.0%
100.0%
742.4 35.00 39.03

713.2 35.09 50.92
439.1 23.83 43.02
163.4 14.87
3.02
472.4 37.49 61.08
633.9 42.26 47.76
79.0 53.75 85.99
131.8 112.98 192.62
162.0 36.75 50.37
300.5 46.66 49.26
184.3 23.92 27.05
111.1 52.71 70.95
15.2 22.77 41.33
52.7 38.62 59.53
0.0
4.93
0.00
4,200.9
32.97
51.32
40.06
23.23
Prstamos a Travs de Lneas de Crdito Personales (Crditos Diferidos)
Popular
Promerica
Caribe
Vimenca
Santa Cruz
BDI
86,995
1,943
6,022
241
76
247
95,524
3,328.4
212.0
128.5
20.6
18.6
12.6
3,720.6
2.3%
5.8%
3.6%
1.4%
0.2%
0.2%
0.8%
89.5%
5.7%
3.5%
0.6%
0.5%
0.3%
100.0%
0.0 26.59
0.0 30.19
0.0 412.51
1.7 24.30
0.0 16.72
0.0 22.72
1.7
0.00
0.00
0.00
23.23
0.00
0.00
Page 9 of 18

31/12/2012
TIPOS DE CRDITOS
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
Prstamos Personales con Descuento por Nmina
Reservas
Len
Citibank
Caribe
BLH
Scotia
Vimenca
BDI
Promerica
Bancamerica
Progreso
70,284
2,525
131
1,018
473
79
225
176
188
305
504
75,908
5,951.4
463.9
55.7
49.5
30.8
29.9
24.0
22.8
22.3
21.8
12.2
6,684.4
4.2%
1.9%
1.0%
1.4%
0.7%
0.1%
1.6%
0.4%
0.6%
1.4%
0.1%
1.4%
89.0%
6.9%
0.8%
0.7%
0.5%
0.4%
0.4%
0.3%
0.3%
0.3%
0.2%
100.0%
5,951.4
463.9
55.7
49.5
30.1
29.9
24.0
22.8
22.3
21.8
12.2
6,683.7
100.0%
100.0%
100.0%
100.0%
97.7%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
0.0
0.0
0.0
0.0
0.7
0.0
0.0
0.0
0.0
0.0
0.0
0.7
15.25
15.66
4.93
22.75
19.35
8.07
11.82
10.49
13.94
21.24
27.85
819.5
486.6
330.5
173.6
145.0
99.8
34.2
22.8
15.5
7.2
1.7
2,136.4
100.0%
100.0%
93.6%
100.0%
100.0%
100.0%
82.0%
100.0%
100.0%
89.1%
100.0%
98.6%
0.0
0.0
22.4
0.0
0.0
0.0
7.5
0.0
0.0
0.9
0.0
30.8
14.62
16.86
12.59
15.96
13.63
12.52
14.68
16.29
17.12
15.49
17.06
0.00
0.00
0.00
0.00
9.75
0.00
0.00
0.00
0.00
0.00
0.00
15.25
9.75
14.80
7.55
Prstamos Personales con Garanta de Certificados Financieros
Popular
BHD
Reservas
Progreso
Len
Banesco
BDI
Caribe
Santa Cruz
BLH
Vimenca
3,925
2,041
1,768
536
375
61
65
88
85
17
10
8,971
819.5
486.6
353.0
173.6
145.0
99.8
41.7
22.8
15.5
8.1
1.7
2,167.2
0.6%
0.7%
0.2%
1.3%
0.6%
2.7%
0.8%
0.6%
0.2%
0.2%
0.1%
0.5%
37.8%
22.5%
16.3%
8.0%
6.7%
4.6%
1.9%
1.1%
0.7%
0.4%
0.1%
100.0%
0.00
0.00
7.53
0.00
0.00
0.00
7.51
0.00
0.00
8.50
0.00
Page 10 of 18

31/12/2012
TIPOS DE CRDITOS

MM RD$
Banco Total Bcos
Nmero
Prstamos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
Prstamos Personales para Gastos
Popular
BHD
Scotia
Reservas
Progreso
Len
Promerica
Santa Cruz
BLH
BDI
Caribe
Banesco
Bancamerica
Vimenca
190,519
66,803
49,861
23,301
18,645
13,085
7,161
9,826
554
1,016
3,423
1,184
1,958
856
388,192
17,446.0
8,952.6
5,469.3
3,897.5
2,926.9
2,131.1
1,100.6
825.1
454.6
251.7
248.2
199.9
199.6
156.2
44,259.3
11.8%
13.2%
16.3%
2.7%
21.6%
8.6%
30.1%
10.7%
10.1%
4.5%
7.0%
5.5%
12.8%
10.3%
9.5%
39.4%
20.2%
12.4%
8.8%
6.6%
4.8%
2.5%
1.9%
1.0%
0.6%
0.6%
0.5%
0.5%
0.4%
100.0%
17,446.0
8,935.5
5,467.9
3,825.9
2,919.8
2,131.1
1,100.6
825.1
350.9
155.3
239.3
199.9
197.6
156.2
43,951.1
100.0%
99.8%
100.0%
98.2%
99.8%
100.0%
100.0%
100.0%
77.2%
61.7%
96.4%
100.0%
99.0%
100.0%
99.3%
3,951.6
210.9
88.7
22.9
15.0
4,289.2
11.7%
0.1%
0.1%
0.6%
0.3%
0.9%
92.1%
4.9%
2.1%
0.5%
0.4%
100.0%
3,951.6
210.9
88.7
22.9
15.0
4,289.2
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
0.0
17.0
1.4
71.6
7.1
0.0
0.0
0.0
103.7
96.4
8.9
0.0
2.0
0.0
308.2
21.45
22.72
21.82
15.43
20.43
22.31
26.89
20.36
14.68
20.52
26.92
20.73
23.88
20.45
0.00
10.95
5.49
8.40
6.57
0.00
0.00
0.00
8.96
8.02
10.00
0.00
10.29
0.00
21.30
Prstamos Personales para Solares
Scotia
Popular
BHD
Banesco
BDI
2,747
150
53
48
31
3,029
14.15
14.37
16.41
16.73
18.54
14.24
Page 11 of 18
8.61

31/12/2012
TIPOS DE CRDITOS
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
Prstamos Personales para Vehculos Nuevos
Reservas
BHD
Popular
Len
Santa Cruz
Scotia
Banesco
Progreso
Caribe
BDI
Vimenca
BLH
Bancamerica
5,315
7,007
4,062
471
412
905
101
94
119
63
23
9
2
18,583
3,315.6
2,860.0
2,716.8
343.2
184.6
171.1
73.9
64.7
49.0
28.8
24.5
4.2
0.9
9,837.2
2.3%
4.2%
1.8%
1.4%
2.4%
0.5%
2.0%
0.5%
1.4%
0.5%
1.6%
0.1%
0.1%
2.1%
33.7%
29.1%
27.6%
3.5%
1.9%
1.7%
0.8%
0.7%
0.5%
0.3%
0.2%
0.0%
0.0%
100.0%
3,315.6
2,860.0
2,716.8
343.2
184.6
171.1
73.9
64.1
49.0
28.8
24.5
3.9
0.9
9,836.4
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
99.2%
100.0%
100.0%
100.0%
93.9%
100.0%
100.0%
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.5
0.0
0.0
0.0
0.3
0.0
0.8
9.87
13.77
12.79
12.56
15.75
16.91
13.50
13.76
21.71
15.35
12.84
18.56
19.08
22.3%
0.1%
1.7%
0.4%
1.1%
0.1%
0.2%
0.2%
0.2%
71.4%
16.1%
6.9%
1.9%
1.6%
1.4%
0.5%
0.3%
100.0%
795.1
178.9
76.4
18.6
17.4
15.9
5.7
3.6
1,111.6
100.0%
100.0%
100.0%
90.0%
100.0%
100.0%
100.0%
100.0%
99.8%
0.0
0.0
0.0
2.1
0.0
0.0
0.0
0.0
2.1
22.86
17.80
13.69
13.76
18.45
16.93
15.07
30.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
6.00
0.00
0.00
0.00
9.00
0.00
12.28
6.99
21.09
8.60
Prstamos Personales para Vehculos Usados
Caribe
Popular
BLH
BDI
Vimenca
Len
Banesco
Bancamerica
3,165
344
177
33
32
36
9
162
3,958
795.1
178.9
76.4
20.7
17.4
15.9
5.7
3.6
1,113.7
0.00
0.00
0.00
8.60
0.00
0.00
0.00
0.00
Page 12 of 18

31/12/2012
TIPOS DE CRDITOS
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
Tarjetas de Crdito Personales de Alto Lmite (Platino, Infinity, Etc.)
Popular
Len
Progreso
BHD
Santa Cruz
Reservas
BDI
Bancamerica
Caribe
BLH
Vimenca
Banesco
Promerica
19,362
7,281
6,348
4,850
5,176
4,866
1,625
1,342
1,130
1,114
526
108
263
53,991
1,851.4
809.3
605.2
558.5
447.4
404.9
184.2
171.0
153.4
115.3
62.6
13.7
12.7
5,389.5
1.3%
3.3%
4.5%
0.8%
5.8%
0.3%
3.3%
11.0%
4.3%
2.6%
4.1%
0.4%
0.3%
1.2%
34.4%
15.0%
11.2%
10.4%
8.3%
7.5%
3.4%
3.2%
2.8%
2.1%
1.2%
0.3%
0.2%
100.0%
1,310.1
581.3
294.1
370.4
321.8
276.8
97.0
90.1
89.8
57.1
39.8
7.0
12.7
3,548.1
70.8%
71.8%
48.6%
66.3%
71.9%
68.4%
52.7%
52.7%
58.6%
49.6%
63.7%
50.8%
100.0%
65.8%
541.4 88.74 35.86

227.9 53.58 56.01
311.1 83.44 47.96
188.0 71.18 48.10
125.7 63.08 47.82
128.1 78.32 46.37
87.2 71.75 71.91
80.8 81.63 73.98
63.6 190.97 190.98
58.1 47.67 47.91
22.7 47.03 47.40
6.7 62.36 41.10
0.0 14.17
0.00
1,841.4
Page 13 of 18
78.06
52.47

31/12/2012
TIPOS DE CRDITOS
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
Tarjetas de Crdito Personales de Mediano Lmite (Oro / Gold)
Popular
BHD
Len
Reservas
Progreso
BDI
Caribe
Santa Cruz
Vimenca
Bancamerica
BLH
Promerica
Banesco
69,442
31,409
42,695
18,499
7,899
4,057
3,515
4,531
2,504
1,789
2,430
1,012
440
190,222
3,004.4
1,730.8
949.1
560.1
413.2
223.2
177.8
166.7
100.1
73.5
70.3
38.8
36.4
7,544.5
2.0%
2.5%
3.8%
0.4%
3.1%
4.0%
5.0%
2.2%
6.6%
4.7%
1.6%
1.1%
1.0%
1.6%
39.8%
22.9%
12.6%
7.4%
5.5%
3.0%
2.4%
2.2%
1.3%
1.0%
0.9%
0.5%
0.5%
100.0%
2,803.9
1,422.0
832.5
451.3
258.6
140.2
138.0
142.5
71.8
60.6
52.1
38.8
29.5
6,441.7
93.3%
82.2%
87.7%
80.6%
62.6%
62.8%
77.6%
85.5%
71.7%
82.4%
74.1%
100.0%
81.0%
85.4%
200.5 87.04 47.56

308.9 76.39 53.88
116.7 53.98 63.36
108.8 79.37 52.16
154.6 82.62 47.95
83.0 71.26 71.76
39.9 215.69 214.62
24.2 66.82 59.51
28.3 80.20 71.44
12.9 77.06 81.20
18.2 69.33 59.34
0.0 15.91
0.00
6.9 65.61 41.48
1,102.8
Page 14 of 18
80.83
60.79

31/12/2012
TIPOS DE CRDITOS
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
Tarjetas de Crdito Personales de Pequeo Lmite (Clsica / Standard)
Scotia
BHD
Popular
Reservas
Promerica
Len
Progreso
Caribe
Santa Cruz
BDI
Bancamerica
Vimenca
Banesco
BLH
109,649
116,968
220,880
172,931
65,885
80,521
94,377
29,931
15,756
7,872
12,881
3,453
1,075
1,123
933,302
4,135.6
3,036.9
2,594.3
1,853.2
1,399.8
1,289.9
1,281.3
340.6
186.3
121.4
112.0
33.7
18.5
11.9
16,415.5
12.3%
4.5%
1.8%
1.3%
38.3%
5.2%
9.5%
9.6%
2.4%
2.2%
7.2%
2.2%
0.5%
0.3%
3.5%
25.2%
18.5%
15.8%
11.3%
8.5%
7.9%
7.8%
2.1%
1.1%
0.7%
0.7%
0.2%
0.1%
0.1%
100.0%
3,973.7
2,837.6
2,593.8
1,745.0
1,320.8
1,173.8
1,120.7
321.1
174.2
97.1
96.7
33.7
17.0
9.4
15,514.5
96.1%
93.4%
100.0%
94.2%
94.4%
91.0%
87.5%
94.3%
93.5%
80.0%
86.3%
100.0%
91.9%
79.0%
94.5%
63.8
41.3
28.1
0.4
0.4
0.4
0.0
134.5
0.1%
0.2%
0.8%
0.0%
0.0%
0.0%
0.0%
0.0%
47.4%
30.7%
20.9%
0.3%
0.3%
0.3%
0.0%
100.0%
63.8
29.6
28.1
0.4
0.4
0.4
0.0
122.9
100.0%
71.8%
100.0%
100.0%
100.0%
100.0%
100.0%
91.3%
162.0
6.00
3.00
199.2 73.78 52.43
0.5 86.14 48.00
108.2 77.18 60.13
79.0 82.08 85.99
116.2 64.31 67.78
160.6 84.89 49.14
19.5 238.17 236.36
12.2 67.33 58.57
24.3 70.64 71.27
15.3 77.47 54.30
0.0 81.51
0.00
1.5 66.23 41.66
2.5 79.80 70.06
900.9
63.01
53.44
85.58
70.43
Tarjetas de Crdito Personales Flotilla
BHD
Len
Caribe
Banesco
Bancamerica
Promerica
BLH
7,212
478
5,266
53
46
12
1
13,068
0.0 36.00
11.7 46.99
0.0 238.96
0.0 68.03
0.0 95.35
0.0 69.18
0.0
0.00
11.7
0.00
70.43
0.00
0.00
0.00
0.00
0.00
Page 15 of 18

31/12/2012
TIPOS DE CRDITOS
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
HIPOTECARIOS
Popular
Reservas
Scotia
BHD
Len
Progreso
BLH
BDI
Santa Cruz
Banesco
Caribe
Bancamerica
Vimenca
Promerica
10,606
10,588
3,752
2,941
1,918
467
228
195
301
213
132
162
67
3
31,573
23,210.8
14,617.3
7,410.5
5,869.8
3,460.5
1,034.5
964.3
754.0
739.3
677.8
295.0
161.2
149.4
8.6
59,352.9
15.7%
10.3%
22.0%
8.6%
14.0%
7.6%
21.4%
13.6%
9.6%
18.5%
8.3%
10.4%
9.9%
0.2%
12.7%
39.1%
24.6%
12.5%
9.9%
5.8%
1.7%
1.6%
1.3%
1.2%
1.1%
0.5%
0.3%
0.3%
0.0%
100.0%
22,153.0
14,557.2
6,960.6
5,543.6
3,184.3
958.2
603.1
493.7
721.4
639.6
259.8
152.5
149.4
8.6
56,384.8
95.4%
99.6%
93.9%
94.4%
92.0%
92.6%
62.5%
65.5%
97.6%
94.4%
88.1%
94.6%
100.0%
100.0%
95.0%
1,057.8
60.1
449.9
326.2
276.2
76.3
361.3
260.4
18.0
38.2
35.2
8.7
0.0
0.0
2,968.2
13.65
10.84
14.12
12.94
13.27
12.54
15.67
13.14
13.92
11.80
13.71
16.00
12.67
11.77
7.97
8.88
7.44
7.87
9.61
8.23
9.38
8.43
9.97
8.00
10.26
11.05
0.00
0.00
12.87
Page 16 of 18
8.32

31/12/2012
TIPOS DE CRDITOS
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
Prstamo para adquisicin de la Vivienda del Deudor
Popular
Reservas
Scotia
Len
BHD
Progreso
Santa Cruz
BDI
BLH
Banesco
Caribe
Bancamerica
Vimenca
Promerica
10,208
10,588
3,752
1,515
1,068
466
301
182
179
213
132
162
67
3
28,836
22,574.4
14,617.3
7,410.5
2,888.5
2,171.8
1,034.1
739.3
701.0
685.9
677.8
295.0
161.2
149.4
8.6
54,114.9
15.3%
10.3%
22.0%
11.7%
3.2%
7.6%
9.6%
12.6%
15.2%
18.5%
8.3%
10.4%
9.9%
0.2%
11.6%
41.7%
27.0%
13.7%
5.3%
4.0%
1.9%
1.4%
1.3%
1.3%
1.3%
0.5%
0.3%
0.3%
0.0%
100.0%
21,516.6
14,557.2
6,960.6
2,612.3
1,845.6
957.9
721.4
440.7
464.1
639.6
259.8
152.5
149.4
8.6
51,286.1
95.3%
99.6%
93.9%
90.4%
85.0%
92.6%
97.6%
62.9%
67.7%
94.4%
88.1%
94.6%
100.0%
100.0%
94.8%
1,057.8
60.1
449.9
276.2
326.2
76.3
18.0
260.4
221.8
38.2
35.2
8.7
0.0
0.0
2,828.7
13.62
10.84
14.12
13.03
11.64
12.54
13.92
13.00
15.26
11.80
13.71
16.00
12.67
11.77
100.0%
100.0%
60.6%
100.0%
100.0%
97.3%
0.0
0.0
36.0
0.0
0.0
36.0
14.49
14.35
16.42
14.32
16.00
7.97
8.88
7.44
9.61
7.87
8.23
9.97
8.43
9.14
8.00
10.26
11.05
0.00
0.00
12.77
8.25
14.51
9.22
Prstamo para la Construccin o Remodelacin de la Vivienda del Deudor
Popular
Len
BLH
BDI
Progreso
394
401
31
13
1
840
630.8
566.2
91.3
53.0
0.3
1,341.6
0.4%
2.3%
2.0%
1.0%
0.0%
0.3%
47.0%
42.2%
6.8%
4.0%
0.0%
100.0%
630.8
566.2
55.4
53.0
0.3
1,305.7
0.00
0.00
9.22
0.00
0.00
Page 17 of 18

31/12/2012
TIPOS DE CRDITOS
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
Prstamo para adquisicin de Segunda Vivienda o Veraneo
BLH
Len
Popular
18
2
4
24
187.1
5.8
5.6
198.5
4.2%
0.0%
0.0%
0.0%
83.6
5.8
5.6
95.0
44.7%
100.0%
100.0%
47.9%
3,697.9
3,697.9
100.0%
100.0%
94.2%
2.9%
2.8%
100.0%
103.5
0.0
0.0
103.5
17.42
12.95
15.16
9.94
0.00
0.00
17.01
Prstamo para la Construccin o Remodelacin de 2da Vivienda o Veraneo
BHD
1,873
1,873
3,697.9
3,697.9
5.4%
0.8%
100.0%
100.0%
13.58
13.58
Fuente: Datos tomados del Portal de la Superintendencia de Bancos www.sb.gov.do y procesados en base datos Access de Jos Alfredo Guerrero.
31/12/2012 Tasa Cambio: 40.2612
Page 18 of 18
9.94
II. CARTERA DE CREDITOS POR BANCO Y TIPO DE CREDITO

31/12/2012
TIPOS
DE CRDITOS
TOTAL
COMERCIAL
Prstamos Comerciales a Travs de Lneas de
Crdito
CONSUMO
Prstamos Personales con Descuento por
Nmina
Prstamos Personales con Garanta de
Certificados Financieros
Tarjetas de Crdito Personales de Alto Lmite
(Platino, Infinity, Etc.)
Tarjetas de Crdito Personales de Mediano
Lmite (Oro / Gold)
Tarjetas de Crdito Personales de Pequeo
Lmite (Clsica / Standard)
HIPOTECARIOS
Prstamo para adquisicin de la Vivienda del
Deudor
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
356,754
49,202
6
142,498.1
111,545.2
4.9
100.0%
78.3%
0.0%
30.5%
36.4%
0.0%
95,624.1
65,170.3
4.9
67.1%
58.4%
100.0%
46,874.0
46,374.8
0.0
14.86
13.57
31.75
8.59
8.27
0.00
19.44
14.53
13.41
8.72
7.16
6.01
38,570
3,694
1,532
1
20
5,379
296,964
70,284
110,080.7
1,366.1
45.5
0.1
11.8
36.0
16,335.7
5,951.4
77.3%
1.0%
0.0%
0.0%
0.0%
0.0%
11.5%
4.2%
43.8%
49.0%
10.8%
0.0%
22.9%
38.0%
16.1%
89.0%
63,722.4
1,366.1
29.1
0.1
11.8
35.9
15,896.6
5,951.4
57.9%
100.0%
63.9%
100.0%
100.0%
99.6%
97.3%
100.0%
46,358.3
0.0
16.4
0.0
8.25
0.00
54.00
0.00
54.00
43.02
0.00
14.00
29.21
61.95
85.69
46.68
78.73
32.97
15.25
7.23
9.50
60.74
49.10
0.1
439.1
0.0
13.44
16.37
84.00
84.00
41.43
72.53
23.83
15.25
1,768
353.0
0.2%
16.3%
330.5
93.6%
22.4
12.59
7.53
14.80
7.55
23,301
5,315
4,866
3,897.5
3,315.6
404.9
2.7%
2.3%
0.3%
8.8%
33.7%
7.5%
3,825.9
3,315.6
276.8
98.2%
100.0%
68.4%
71.6
0.0
128.1
15.43
9.87
78.32
8.40
0.00
46.37
21.30
12.28
78.06
8.61
6.99
52.47
18,499
560.1
0.4%
7.4%
451.3
80.6%
108.8
79.37
52.16
80.83
60.79
172,931
1,853.2
1.3%
11.3%
1,745.0
94.2%
108.2
77.18
60.13
63.01
53.44
10,588
10,588
14,617.3
14,617.3
10.3%
10.3%
24.6%
27.0%
14,557.2
14,557.2
99.6%
99.6%
60.1
60.1
10.84
10.84
8.88
8.88
12.87
12.77
8.32
8.25
Page 1 of 15
34.08
51.32
9.75

31/12/2012
TIPOS
DE CRDITOS
TOTAL
COMERCIAL
Crdito
Microcrdito a Travs de Lneas de Crdito
Garantas Otorgadas (Avales, fianzas y Otras
Garantas)
CONSUMO
Prstamos a Travs de Lneas de Crdito
Personales (Crditos Diferidos)
Lmite (Oro / Gold)
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
716,611
110,326
6,852
147,698.5
92,337.0
27,756.3
100.0%
62.5%
18.8%
31.6%
30.1%
58.3%
114,867.4
61,306.1
20,421.1
77.8%
66.4%
73.6%
32,831.1
31,030.9
7,335.3
19,550
12
110
1,409
5,431
135
5,011
69,751
318
40
1,705
2
61,970.0
0.9
5.9
45.1
369.2
1.1
47.5
616.8
1,064.9
384.2
75.0
0.0
42.0%
0.0%
0.0%
0.0%
0.2%
0.0%
0.0%
0.4%
0.7%
0.3%
0.1%
0.0%
24.7%
100.0%
0.2%
10.7%
64.7%
2.1%
50.1%
66.6%
96.4%
92.1%
9.9%
100.0%
39,217.6
0.9
5.9
45.1
369.2
1.1
47.5
616.2
507.9
63.3%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
99.9%
47.7%
22,752.3
73.4
0.0
98.0%
100.0%
595,679
86,995
32,150.7
3,328.4
21.8%
2.3%
31.7%
89.5%
31,408.3
3,328.4
97.7%
100.0%
742.4
0.0
35.00
26.59
39.03
0.00
32.97
40.06
51.32
23.23
3,925
819.5
0.6%
37.8%
819.5
100.0%
0.0
14.62
0.00
14.80
7.55
190,519
150
4,062
344
19,362
17,446.0
210.9
2,716.8
178.9
1,851.4
11.8%
0.1%
1.8%
0.1%
1.3%
39.4%
4.9%
27.6%
16.1%
34.4%
17,446.0
210.9
2,716.8
178.9
1,310.1
100.0%
100.0%
100.0%
100.0%
70.8%
0.0
0.00
0.00
0.00
35.86
21.30
14.24
12.28
21.09
78.06
8.61
0.0
0.0
541.4
21.45
14.37
12.79
17.80
88.74
6.99
8.60
52.47
69,442
3,004.4
2.0%
39.8%
2,803.9
93.3%
200.5
87.04
47.56
80.83
60.79
220,880
2,594.3
1.8%
15.8%
2,593.8
100.0%
0.5
86.14
48.00
63.01
53.44
0.0
0.0
0.0
0.0
0.5
557.1
384.2
1.5
20.38
15.32
12.45
6.65
5.83
5.26
19.44
14.53
13.41
8.72
7.16
6.01
15.63
5.99 14.00
7.23
21.06
21.06
33.80
0.00 29.21
9.50
88.02
0.00 61.95 60.74
87.78
0.00 85.69 49.10
56.90
46.68
89.67
0.00 78.73 34.08
37.02 126.00 39.35 123.35
14.42
6.56 14.78
6.56
6.44
6.52
15.37
8.00 13.35
4.68
140.00
140.00
Page 2 of 15

31/12/2012
TIPOS
DE CRDITOS
HIPOTECARIOS
Deudor
Prstamo para la Construccin o
Remodelacin de la Vivienda del Deudor
Prstamo para adquisicin de Segunda
Vivienda o Veraneo
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
10,606
10,208
23,210.8
22,574.4
15.7%
15.3%
39.1%
41.7%
22,153.0
21,516.6
95.4%
95.3%
1,057.8
1,057.8
13.65
13.62
7.97
7.97
12.87
12.77
8.32
8.25
394
630.8
0.4%
47.0%
630.8
100.0%
0.0
14.49
0.00
14.51
9.22
5.6
0.0%
2.8%
5.6
100.0%
0.0
15.16
0.00
17.01
9.94
Page 3 of 15

31/12/2012
TIPOS
DE CRDITOS
TOTAL
COMERCIAL
Crdito
CONSUMO
Lmite (Oro / Gold)
HIPOTECARIOS
Deudor
Remodelacin de 2da Vivienda o Veraneo
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
255,761
16,477
410
67,902.4
44,254.8
1,760.5
100.0%
65.2%
2.6%
14.5%
14.4%
3.7%
49,410.1
26,801.8
0.0
72.8%
60.6%
0.0%
18,492.3
17,452.9
1,760.5
20.89
13.49
0.00
8.39
6.66
6.02
11,260
1,727
819
757
1,418
57
29
236,343
2,041
41,537.2
68.6
47.2
2.9
192.8
39.3
606.3
17,777.9
486.6
61.2%
0.1%
0.1%
0.0%
0.3%
0.1%
0.9%
26.2%
0.7%
16.5%
16.3%
8.3%
3.1%
20.8%
3.6%
80.0%
17.5%
22.5%
26,203.3
34.2
27.1
2.9
192.8
39.1
302.4
17,064.7
486.6
63.1%
49.8%
57.4%
100.0%
100.0%
99.6%
49.9%
96.0%
100.0%
15,333.9
34.4
20.1
0.0
0.0
0.1
303.9
713.2
0.0
13.16
69.80
68.55
36.10
40.00
19.44
12.60
35.09
16.86
6.65
47.54
46.96
0.00
54.00
12.00
4.08
50.92
0.00
14.00
7.23
61.95 60.74
85.69 49.10
78.73 34.08
39.35 123.35
14.78
6.56
13.35
4.68
32.97 51.32
14.80
7.55
66,803
53
7,007
4,850
8,952.6
88.7
2,860.0
558.5
13.2%
0.1%
4.2%
0.8%
20.2%
2.1%
29.1%
10.4%
8,935.5
88.7
2,860.0
370.4
99.8%
100.0%
100.0%
66.3%
17.0
10.95
0.0
188.0
22.72
16.41
13.77
71.18
0.00
48.10
21.30
14.24
12.28
78.06
6.99
52.47
31,409
1,730.8
2.5%
22.9%
1,422.0
82.2%
308.9
76.39
53.88
80.83
60.79
116,968
3,036.9
4.5%
18.5%
2,837.6
93.4%
199.2
73.78
52.43
63.01
53.44
7,212
2,941
1,068
63.8
5,869.8
2,171.8
0.1%
8.6%
3.2%
47.4%
9.9%
4.0%
63.8
5,543.6
1,845.6
100.0%
94.4%
85.0%
0.0
326.2
326.2
36.00
12.94
11.64
0.00
7.87
7.87
85.58
12.87
12.77
70.43
8.32
8.25
1,873
3,697.9
5.4%
100.0%
3,697.9
100.0%
13.58
Page 4 of 15
19.44
14.53
13.41
13.58
8.72
7.16
6.01
8.61

31/12/2012
TIPOS
DE CRDITOS
TOTAL
COMERCIAL
CONSUMO
Nmina
HIPOTECARIOS
Deudor
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
187,946
20,953
4,683
16,267
3
163,241
79
33,644.4
12,476.4
11,134.3
1,309.1
33.1
13,757.5
29.9
100.0%
37.1%
33.1%
3.9%
0.1%
40.9%
0.1%
7.2%
4.1%
4.4%
47.0%
7.9%
13.5%
0.4%
29,671.2
9,116.5
7,807.4
1,309.1
88.2%
73.1%
70.1%
100.0%
13,594.1
29.9
98.8%
100.0%
49,861
2,747
905
109,649
5,469.3
3,951.6
171.1
4,135.6
16.3%
11.7%
0.5%
12.3%
12.4%
92.1%
1.7%
25.2%
5,467.9
3,951.6
171.1
3,973.7
100.0%
100.0%
100.0%
96.1%
3,752
3,752
7,410.5
7,410.5
22.0%
22.0%
12.5%
13.7%
6,960.6
6,960.6
93.9%
93.9%
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
3,973.2
3,360.0
3,326.9
0.0
33.1
163.4
0.0
15.31
16.86
12.44
43.23
1.4
5.49
0.0
162.0
21.82
14.15
16.91
6.00
449.9
449.9
14.12
14.12
14.87
8.07
4.50
4.17
4.14
0.00
7.54
3.02
0.00
19.44
14.53
14.00
29.21
32.97
15.25
8.72
7.16
7.23
9.50
6.52
51.32
9.75
0.00
3.00
21.30
14.24
12.28
63.01
6.99
53.44
7.44
7.44
12.87
12.77
8.32
8.25
Page 5 of 15
8.61

31/12/2012
TIPOS
DE CRDITOS
TOTAL
COMERCIAL
Crdito
CONSUMO
Nmina
Lmite (Oro / Gold)
HIPOTECARIOS
Deudor
Vivienda o Veraneo
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
157,086
7,701
12
2,742
24,768.3
15,119.2
455.8
5,565.7
100.0%
61.0%
1.8%
22.5%
5.3%
4.9%
82.4%
11.7%
18,467.3
9,566.8
109.6
3,812.0
74.6%
63.3%
24.0%
68.5%
6,301.0
5,552.4
346.2
1,753.7
22.19
16.01
9.76
14.55
11.83
7.75
6.39
6.59
19.44
14.53
13.63
13.41
2,980
1,755
162
45
5
147,467
2,525
8,672.4
220.2
36.7
70.1
98.5
6,188.7
463.9
35.0%
0.9%
0.1%
0.3%
0.4%
25.0%
1.9%
3.5%
52.4%
4.0%
9.2%
67.0%
6.1%
6.9%
5,333.3
160.0
36.7
16.8
98.5
5,716.3
463.9
61.5%
72.7%
100.0%
24.0%
100.0%
92.4%
100.0%
3,339.1
60.2
0.0
53.2
7.49
63.44
0.00
8.00
472.4
0.0
15.98
47.33
72.89
15.21
9.45
37.49
15.66
14.00
7.23
61.95 60.74
39.35 123.35
13.35
4.68
11.40
32.97 51.32
15.25
9.75
375
145.0
0.6%
6.7%
145.0
100.0%
0.0
13.63
0.00
14.80
7.55
13,085
471
36
7,281
2,131.1
343.2
15.9
809.3
8.6%
1.4%
0.1%
3.3%
4.8%
3.5%
1.4%
15.0%
2,131.1
343.2
15.9
581.3
100.0%
100.0%
100.0%
71.8%
0.0
0.0
0.0
227.9
22.31
12.56
16.93
53.58
0.00
0.00
0.00
56.01
21.30
12.28
21.09
78.06
8.61
6.99
8.60
52.47
42,695
949.1
3.8%
12.6%
832.5
87.7%
116.7
53.98
63.36
80.83
60.79
80,521
1,289.9
5.2%
7.9%
1,173.8
91.0%
116.2
64.31
67.78
63.01
53.44
478
1,918
1,515
41.3
3,460.5
2,888.5
0.2%
14.0%
11.7%
30.7%
5.8%
5.3%
29.6
3,184.3
2,612.3
71.8%
92.0%
90.4%
11.7
276.2
276.2
46.99
13.27
13.03
70.43
9.61
9.61
85.58
12.87
12.77
70.43
8.32
8.25
401
566.2
2.3%
42.2%
566.2
100.0%
0.0
14.35
0.00
14.51
9.22
5.8
0.0%
2.9%
5.8
100.0%
0.0
12.95
0.00
17.01
9.94
61.08
0.00
Page 6 of 15
8.72
7.16
6.39
6.01

31/12/2012
TIPOS
DE CRDITOS
TOTAL
COMERCIAL
Crdito
CONSUMO
Nmina
Lmite (Oro / Gold)
HIPOTECARIOS
Deudor
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
132,406
3,536
1,463
13,535.9
7,024.3
3,395.0
100.0%
51.9%
25.1%
2.9%
2.3%
7.1%
10,613.5
4,812.1
2,344.8
78.4%
68.5%
69.1%
2,922.4
2,212.2
1,050.2
28.01
16.74
15.46
16.39
7.69
5.71
19.44
14.53
13.41
878
990
29
74
102
128,403
504
3,439.3
130.8
38.5
1.1
19.6
5,477.1
12.2
25.4%
1.0%
0.3%
0.0%
0.1%
40.5%
0.1%
1.4%
22.9%
74.9%
1.2%
2.1%
5.4%
0.2%
2,327.5
80.6
38.5
1.1
19.6
4,843.1
12.2
67.7%
61.6%
100.0%
100.0%
100.0%
88.4%
100.0%
1,111.8
50.2
7.74
48.00
0.0
0.0
633.9
0.0
14.72
84.00
48.00
84.00
68.74
42.26
27.85
14.00
7.23
85.69 49.10
46.68
78.73 34.08
39.35 123.35
32.97 51.32
15.25
9.75
536
173.6
1.3%
8.0%
173.6
100.0%
0.0
15.96
0.00
14.80
7.55
18,645
94
6,348
2,926.9
64.7
605.2
21.6%
0.5%
4.5%
6.6%
0.7%
11.2%
2,919.8
64.1
294.1
99.8%
99.2%
48.6%
7.1
0.5
311.1
20.43
13.76
83.44
6.57
6.00
47.96
21.30
12.28
78.06
8.61
6.99
52.47
7,899
413.2
3.1%
5.5%
258.6
62.6%
154.6
82.62
47.95
80.83
60.79
94,377
1,281.3
9.5%
7.8%
1,120.7
87.5%
160.6
84.89
49.14
63.01
53.44
467
466
1,034.5
1,034.1
7.6%
7.6%
1.7%
1.9%
958.2
957.9
92.6%
92.6%
76.3
76.3
12.54
12.54
8.23
8.23
12.87
12.77
8.32
8.25
0.3
0.0%
0.0%
0.3
100.0%
0.0
16.00
0.00
14.51
9.22
0.00
0.00
47.76
0.00
Page 7 of 15
8.72
7.16
6.01

31/12/2012
TIPOS
DE CRDITOS
TOTAL
COMERCIAL
CONSUMO
Nmina
TOTAL
COMERCIAL
Crdito
CONSUMO
Lmite (Oro / Gold)
HIPOTECARIOS
Deudor
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
235
104
101
3
131
131
5,619.6
5,563.9
5,544.5
19.4
55.7
55.7
100.0%
99.0%
98.7%
0.3%
1.0%
1.0%
1.2%
1.8%
2.2%
2.1%
0.1%
0.8%
3,314.3
3,258.6
3,239.2
19.4
55.7
55.7
59.0%
58.6%
58.4%
100.0%
100.0%
100.0%
2,305.3
2,305.3
2,305.3
0.0
0.0
0.0
9.31
9.39
9.32
20.11
4.93
4.93
5.10
5.10
5.10
0.00
0.00
0.00
38,373
2,210
905
7,720.9
5,137.3
3,184.9
100.0%
66.5%
41.3%
1.7%
1.7%
6.7%
6,212.7
3,809.1
2,263.6
80.5%
74.1%
71.1%
1,508.2
1,328.2
921.3
20.24
14.14
13.27
12.87
8.34
7.91
19.44
14.53
13.41
649
165
347
144
35,862
76
1,924.0
18.6
2.7
7.1
1,844.3
18.6
24.9%
0.2%
0.0%
0.1%
23.9%
0.2%
0.8%
3.3%
2.8%
0.8%
1.8%
0.5%
1,526.2
9.5
2.7
7.1
1,682.2
18.6
79.3%
51.2%
100.0%
100.0%
91.2%
100.0%
397.9
9.1
0.0
0.0
162.0
0.0
14.60
83.76
45.48
90.01
36.75
16.72
8.16
60.00
0.00
0.00
50.37
0.00
14.00
7.23
85.69 49.10
78.73 34.08
39.35 123.35
32.97 51.32
40.06 23.23
85
15.5
0.2%
0.7%
15.5
100.0%
0.0
17.12
0.00
14.80
7.55
9,826
412
5,176
825.1
184.6
447.4
10.7%
2.4%
5.8%
1.9%
1.9%
8.3%
825.1
184.6
321.8
100.0%
100.0%
71.9%
0.0
0.0
125.7
20.36
15.75
63.08
0.00
0.00
47.82
21.30
12.28
78.06
8.61
6.99
52.47
4,531
166.7
2.2%
2.2%
142.5
85.5%
24.2
66.82
59.51
80.83
60.79
15,756
186.3
2.4%
1.1%
174.2
93.5%
12.2
67.33
58.57
63.01
53.44
301
301
739.3
739.3
9.6%
9.6%
1.2%
1.4%
721.4
721.4
97.6%
97.6%
18.0
18.0
13.92
13.92
9.97
9.97
12.87
12.77
8.32
8.25
Page 8 of 15
19.44
8.72
14.53
7.16
14.00
7.23
39.35 123.35
32.97 51.32
15.25
9.75
8.72
7.16
6.01

31/12/2012
TIPOS
DE CRDITOS
TOTAL
COMERCIAL
Crdito
CONSUMO
Nmina
Lmite (Oro / Gold)
HIPOTECARIOS
Deudor
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
54,145
336
4
179
3,565.2
1,277.1
87.8
454.5
100.0%
35.8%
2.5%
12.7%
0.8%
0.4%
15.9%
1.0%
2,967.9
846.8
87.8
373.0
83.2%
66.3%
100.0%
82.1%
597.3
430.3
0.0
81.5
149
4
53,677
6,022
734.8
0.0
1,993.1
128.5
20.6%
0.0%
55.9%
3.6%
0.3%
0.0%
2.0%
3.5%
386.0
0.0
1,861.3
128.5
52.5%
100.0%
93.4%
100.0%
348.8
0.0
131.8
0.0
1,018
49.5
1.4%
0.7%
49.5
100.0%
0.0
22.75
0.00
15.25
9.75
88
22.8
0.6%
1.1%
22.8
100.0%
0.0
16.29
0.00
14.80
7.55
3,423
119
3,165
1,130
248.2
49.0
795.1
153.4
7.0%
1.4%
22.3%
4.3%
0.6%
0.5%
71.4%
2.8%
239.3
49.0
795.1
89.8
96.4%
100.0%
100.0%
58.6%
8.9
0.0
0.0
63.6
26.92 10.00
21.71
0.00
22.86
0.00
190.97 190.98
21.30
12.28
21.09
78.06
8.61
6.99
8.60
52.47
3,515
177.8
5.0%
2.4%
138.0
77.6%
39.9
215.69 214.62
80.83
60.79
29,931
340.6
9.6%
2.1%
321.1
94.3%
19.5
238.17 236.36
63.01
53.44
5,266
132
132
28.1
295.0
295.0
0.8%
8.3%
8.3%
20.9%
0.5%
0.5%
28.1
259.8
259.8
100.0%
88.1%
88.1%
0.0
35.2
35.2
238.96
13.71
13.71
85.58
12.87
12.77
70.43
8.32
8.25
77.40
18.74
18.32
18.22
49.73
9.19
0.00
8.81
19.35
9.27
100.00
0.00
112.98 192.62
412.51
0.00
0.00
10.26
10.26
Page 9 of 15
19.44
14.53
13.63
13.41
8.72
7.16
6.39
6.01
14.00
7.23
39.35 123.35
32.97 51.32
40.06 23.23

31/12/2012
TIPOS
DE CRDITOS
TOTAL
COMERCIAL
Crdito
CONSUMO
Nmina
Lmite (Oro / Gold)
HIPOTECARIOS
Deudor
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
15,924
544
288
5,552.4
3,876.3
2,336.6
100.0%
69.8%
42.1%
1.2%
1.3%
4.9%
3,444.8
2,329.6
1,438.1
62.0%
60.1%
61.5%
2,107.6
1,546.7
898.5
21.09
15.95
15.72
14.70
9.04
8.88
214
19
15
8
15,185
247
1,483.5
31.1
6.4
18.7
922.0
12.6
26.7%
0.6%
0.1%
0.3%
16.6%
0.2%
0.6%
3.4%
0.8%
12.7%
0.9%
0.3%
835.3
31.1
6.4
18.7
621.6
12.6
56.3%
100.0%
100.0%
100.0%
67.4%
100.0%
648.2
0.0
0.0
9.25
0.00
0.00
300.5
0.0
16.03
25.37
20.48
12.35
46.66
22.72
49.26
0.00
176
22.8
0.4%
0.3%
22.8
100.0%
0.0
10.49
0.00
15.25
9.75
65
41.7
0.8%
1.9%
34.2
82.0%
7.5
14.68
7.51
14.80
7.55
1,016
31
63
33
1,625
251.7
15.0
28.8
20.7
184.2
4.5%
0.3%
0.5%
0.4%
3.3%
0.6%
0.4%
0.3%
1.9%
3.4%
155.3
15.0
28.8
18.6
97.0
61.7%
100.0%
100.0%
90.0%
52.7%
96.4
8.02
0.00
8.60
71.91
21.30
14.24
12.28
21.09
78.06
8.61
0.0
2.1
87.2
20.52
18.54
15.35
13.76
71.75
6.99
8.60
52.47
4,057
223.2
4.0%
3.0%
140.2
62.8%
83.0
71.26
71.76
80.83
60.79
7,872
121.4
2.2%
0.7%
97.1
80.0%
24.3
70.64
71.27
63.01
53.44
195
182
754.0
701.0
13.6%
12.6%
1.3%
1.3%
493.7
440.7
65.5%
62.9%
260.4
260.4
13.14
13.00
8.43
8.43
12.87
12.77
8.32
8.25
13
53.0
1.0%
4.0%
53.0
100.0%
0.0
14.32
0.00
14.51
9.22
Page 10 of 15
19.44
14.53
13.41
8.72
7.16
6.01
14.00
7.23
39.35 123.35
13.35
4.68
11.40
32.97 51.32
40.06 23.23

31/12/2012
TIPOS
DE CRDITOS
TOTAL
COMERCIAL
Crdito
CONSUMO
Nmina
Lmite (Oro / Gold)
HIPOTECARIOS
Deudor
Vivienda o Veraneo
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
6,605
479
1
226
4,500.8
2,764.9
9.7
1,348.1
100.0%
61.4%
0.2%
30.0%
1.0%
0.9%
1.8%
2.8%
3,062.3
1,872.0
9.7
1,348.1
68.0%
67.7%
100.0%
100.0%
1,438.5
892.9
0.0
0.0
17.70
16.41
15.00
16.02
11.63
9.35
0.00
0.00
19.44
14.53
13.63
13.41
8.72
7.16
6.39
6.01
155
90
7
5,898
473
1,362.2
15.0
29.9
771.5
30.8
30.3%
0.3%
0.7%
17.1%
0.7%
0.5%
3.6%
20.3%
0.8%
0.5%
474.4
9.9
29.9
587.2
30.1
34.8%
65.9%
100.0%
76.1%
97.7%
887.8
5.1
9.06
60.00
27.05
9.75
14.00
61.95
11.40
32.97
15.25
7.23
60.74
184.3
0.7
16.57
60.00
17.25
23.92
19.35
17
8.1
0.2%
0.4%
7.2
89.1%
0.9
15.49
8.50
14.80
7.55
554
9
177
1,114
454.6
4.2
76.4
115.3
10.1%
0.1%
1.7%
2.6%
1.0%
0.0%
6.9%
2.1%
350.9
3.9
76.4
57.1
77.2%
93.9%
100.0%
49.6%
103.7
0.3
0.0
58.1
14.68
18.56
13.69
47.67
8.96
9.00
0.00
47.91
21.30
12.28
21.09
78.06
8.61
6.99
8.60
52.47
2,430
70.3
1.6%
0.9%
52.1
74.1%
18.2
69.33
59.34
80.83
60.79
1,123
11.9
0.3%
0.1%
9.4
79.0%
2.5
79.80
70.06
63.01
53.44
1
228
179
0.0
964.3
685.9
0.0%
21.4%
15.2%
0.0%
1.6%
1.3%
0.0
603.1
464.1
100.0%
62.5%
67.7%
0.0
361.3
221.8
0.00
15.67
15.26
0.00
9.38
9.14
85.58
12.87
12.77
70.43
8.32
8.25
31
91.3
2.0%
6.8%
55.4
60.6%
36.0
16.42
9.22
14.51
9.22
18
187.1
4.2%
94.2%
83.6
44.7%
103.5
17.42
9.94
17.01
9.94
Page 11 of 15
51.32
9.75

31/12/2012
TIPOS
DE CRDITOS
TOTAL
COMERCIAL
Crdito
CONSUMO
Lmite (Oro / Gold)
HIPOTECARIOS
Deudor
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
3,613
321
217
3,656.7
2,507.7
1,086.0
100.0%
68.6%
29.7%
0.8%
0.8%
2.3%
2,565.3
1,469.7
557.8
70.2%
58.6%
51.4%
1,091.3
1,038.0
528.2
14.45
13.02
14.31
7.14
6.61
6.50
19.44
14.53
13.41
8.72
7.16
6.01
103
1
3,079
61
1,421.6
0.0
471.3
99.8
38.9%
0.0%
12.9%
2.7%
0.6%
0.0%
0.5%
4.6%
911.8
0.0
456.1
99.8
64.1%
100.0%
96.8%
100.0%
509.7
0.0
15.2
0.0
12.23
36.00
22.77
12.52
6.73
0.00
41.33
0.00
14.00
85.69
32.97
14.80
7.23
49.10
51.32
7.55
1,184
48
101
9
108
199.9
22.9
73.9
5.7
13.7
5.5%
0.6%
2.0%
0.2%
0.4%
0.5%
0.5%
0.8%
0.5%
0.3%
199.9
22.9
73.9
5.7
7.0
100.0%
100.0%
100.0%
100.0%
50.8%
0.0
0.00
0.00
0.00
41.10
21.30
14.24
12.28
21.09
78.06
8.61
0.0
0.0
6.7
20.73
16.73
13.50
15.07
62.36
6.99
8.60
52.47
440
36.4
1.0%
0.5%
29.5
81.0%
6.9
65.61
41.48
80.83
60.79
1,075
18.5
0.5%
0.1%
17.0
91.9%
1.5
66.23
41.66
63.01
53.44
53
213
213
0.4
677.8
677.8
0.0%
18.5%
18.5%
0.3%
1.1%
1.3%
0.4
639.6
639.6
100.0%
94.4%
94.4%
0.0
38.2
38.2
68.03
11.80
11.80
0.00
8.00
8.00
85.58
12.87
12.77
70.43
8.32
8.25
Page 12 of 15

31/12/2012
TIPOS
DE CRDITOS
TOTAL
COMERCIAL
Crdito
CONSUMO
Nmina
Lmite (Oro / Gold)
HIPOTECARIOS
Deudor
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
76,774
307
8
3,655.8
860.6
13.9
100.0%
23.5%
0.4%
0.8%
0.3%
0.0%
3,546.1
829.9
13.9
97.0%
96.4%
100.0%
109.7
30.7
0.0
45.11
17.26
20.18
64.14
7.95
0.00
19.44
14.53
13.41
262
34
3
76,464
1,943
838.7
4.9
3.1
2,786.6
212.0
22.9%
0.1%
0.1%
76.2%
5.8%
0.3%
0.9%
0.3%
2.7%
5.7%
808.7
4.2
3.1
2,707.6
212.0
96.4%
85.6%
100.0%
97.2%
100.0%
30.0
0.7
0.0
79.0
0.0
17.02
50.13
23.89
53.75
30.19
7.00
48.00
0.00
85.99
0.00
14.00
7.23
85.69 49.10
39.35 123.35
32.97 51.32
40.06 23.23
188
22.3
0.6%
0.3%
22.3
100.0%
0.0
13.94
0.00
15.25
9.75
7,161
263
1,100.6
12.7
30.1%
0.3%
2.5%
0.2%
1,100.6
12.7
100.0%
100.0%
0.0
0.0
26.89
14.17
0.00
0.00
21.30
78.06
8.61
52.47
1,012
38.8
1.1%
0.5%
38.8
100.0%
0.0
15.91
0.00
80.83
60.79
65,885
1,399.8
38.3%
8.5%
1,320.8
94.4%
79.0
82.08
85.99
63.01
53.44
12
3
3
0.4
8.6
8.6
0.0%
0.2%
0.2%
0.3%
0.0%
0.0%
0.4
8.6
8.6
100.0%
100.0%
100.0%
0.0
0.0
0.0
69.18
11.77
11.77
0.00
0.00
0.00
85.58
12.87
12.77
70.43
8.32
8.25
Page 13 of 15
8.72
7.16
6.01

31/12/2012
TIPOS
DE CRDITOS
TOTAL
COMERCIAL
Crdito
CONSUMO
Nmina
Lmite (Oro / Gold)
HIPOTECARIOS
Deudor
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
19,075
428
99
1,556.2
812.1
216.6
100.0%
52.2%
13.9%
0.3%
0.3%
0.5%
1,262.5
638.3
216.6
81.1%
78.6%
100.0%
293.7
173.9
0.0
32.38
21.27
19.30
37.37
17.23
0.00
19.44
14.53
13.41
8.72
7.16
6.01
87
122
120
18,485
305
463.0
106.4
26.2
582.9
21.8
29.7%
6.8%
1.7%
37.5%
1.4%
0.2%
3.8%
6.2%
0.6%
0.3%
311.6
101.3
8.7
471.8
21.8
67.3%
95.3%
33.3%
80.9%
100.0%
151.4
5.0
17.5
111.1
0.0
20.78
20.77
93.19
52.71
21.24
9.78
9.50
84.00
70.95
0.00
14.00
29.21
61.95
32.97
15.25
7.23
9.50
60.74
51.32
9.75
1,958
2
162
1,342
199.6
0.9
3.6
171.0
12.8%
0.1%
0.2%
11.0%
0.5%
0.0%
0.3%
3.2%
197.6
0.9
3.6
90.1
99.0%
100.0%
100.0%
52.7%
2.0
0.0
0.0
80.8
23.88
19.08
30.00
81.63
10.29
0.00
0.00
73.98
21.30
12.28
21.09
78.06
8.61
6.99
8.60
52.47
1,789
73.5
4.7%
1.0%
60.6
82.4%
12.9
77.06
81.20
80.83
60.79
12,881
112.0
7.2%
0.7%
96.7
86.3%
15.3
77.47
54.30
63.01
53.44
46
162
162
0.4
161.2
161.2
0.0%
10.4%
10.4%
0.3%
0.3%
0.3%
0.4
152.5
152.5
100.0%
94.6%
94.6%
0.0
8.7
8.7
95.35
16.00
16.00
0.00
11.05
11.05
85.58
12.87
12.77
70.43
8.32
8.25
Page 14 of 15

31/12/2012
TIPOS
DE CRDITOS
TOTAL
COMERCIAL
Crdito
CONSUMO
Nmina
Lmite (Oro / Gold)
HIPOTECARIOS
Deudor
Nmero
Prstamos

MM RD$
Banco Total Bcos
Saldo Mn y % por
Tipo en Bco
Saldo ME
(MM RD$)

Mn
Me
Mn
Me
8,256
319
140
1,515.4
925.3
458.1
100.0%
61.1%
30.2%
0.3%
0.3%
1.0%
1,460.1
922.7
458.1
96.4%
99.7%
100.0%
55.3
2.6
0.0
20.74
14.53
13.98
58.29
33.00
0.00
19.44
14.53
13.41
8.72
7.16
6.01
138
41
7,870
241
462.7
4.5
440.7
20.6
30.5%
0.3%
29.1%
1.4%
0.2%
4.8%
0.4%
0.6%
462.7
2.0
388.0
18.9
100.0%
43.0%
88.0%
91.9%
0.0
2.6
52.7
1.7
15.00
33.00
38.62
24.30
0.00
33.00
59.53
23.23
14.00
78.73
32.97
40.06
7.23
34.08
51.32
23.23
225
24.0
1.6%
0.4%
24.0
100.0%
0.0
11.82
0.00
15.25
9.75
10
1.7
0.1%
0.1%
1.7
100.0%
0.0
17.06
0.00
14.80
7.55
856
23
32
526
156.2
24.5
17.4
62.6
10.3%
1.6%
1.1%
4.1%
0.4%
0.2%
1.6%
1.2%
156.2
24.5
17.4
39.8
100.0%
100.0%
100.0%
63.7%
0.0
0.0
0.0
22.7
20.45
12.84
18.45
47.03
0.00
0.00
0.00
47.40
21.30
12.28
21.09
78.06
8.61
6.99
8.60
52.47
2,504
100.1
6.6%
1.3%
71.8
71.7%
28.3
80.20
71.44
80.83
60.79
3,453
33.7
2.2%
0.2%
33.7
100.0%
0.0
81.51
0.00
63.01
53.44
67
67
149.4
149.4
9.9%
9.9%
0.3%
0.3%
149.4
149.4
100.0%
100.0%
0.0
0.0
12.67
12.67
0.00
0.00
12.87
12.77
8.32
8.25
Fuente: Datos tomados del Portal de la Superintendencia de Bancos www.sb.gov.do y procesados en base datos Access de Jos Alfredo Guerrero.
31/12/2012 Tasa Cambio: 40.2612
Page 15 of 15

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I. RANKING CARTERA DE CREDITOS POR TIPO

Saldo Cap. y Part. % Cartera del:

Tasa Inters Banco y Total BM

lunes, 18 de febrero de 2013

I. RANKING CARTERA DE CREDITOS POR TIPO

Saldo Cap. y Part. % Cartera del:

Tasa Inters Banco y Total BM

Prstamos Comerciales Pool de Bancos

lunes, 18 de febrero de 2013

I. RANKING CARTERA DE CREDITOS POR TIPO

Saldo Cap. y Part. % Cartera del:

Tasa Inters Banco y Total BM

Prstamos Comerciales a Travs de Lneas de Crdito

lunes, 18 de febrero de 2013

I. RANKING CARTERA DE CREDITOS POR TIPO

Saldo Cap. y Part. % Cartera del:

Tasa Inters Banco y Total BM

Prstamos Comerciales Individuales

Microcrdito a Travs de Lneas de Crdito

lunes, 18 de febrero de 2013

I. RANKING CARTERA DE CREDITOS POR TIPO

Saldo Cap. y Part. % Cartera del:

Tasa Inters Banco y Total BM

Tarjetas de Crdito Corporativas

Tarjetas de Crdito Empresarial

I. RANKING CARTERA DE CREDITOS POR TIPO

Saldo Cap. y Part. % Cartera del:

Tasa Inters Banco y Total BM

Tarjetas de Crdito Distribucin/Suplidores

Tarjetas de Crdito Empresarial Flotilla

lunes, 18 de febrero de 2013

I. RANKING CARTERA DE CREDITOS POR TIPO

Saldo Cap. y Part. % Cartera del:

Tasa Inters Banco y Total BM

Adelantos en Cuenta Corriente

0.5 37.02 126.00

Arrendamientos Financieros (Leasing)

Cartas de Crdito Emitidas

lunes, 18 de febrero de 2013

I. RANKING CARTERA DE CREDITOS POR TIPO

Saldo Cap. y Part. % Cartera del:

Tasa Inters Banco y Total BM

Venta de Bienes Adjudicados

Garantas Otorgadas (Avales, fianzas y Otras Garantas)

lunes, 18 de febrero de 2013

I. RANKING CARTERA DE CREDITOS POR TIPO

Saldo Cap. y Part. % Cartera del:

Tasa Inters Banco y Total BM

742.4 35.00 39.03

Prstamos a Travs de Lneas de Crdito Personales (Crditos Diferidos)

lunes, 18 de febrero de 2013

I. RANKING CARTERA DE CREDITOS POR TIPO

Saldo Cap. y Part. % Cartera del:

Tasa Inters Banco y Total BM

Prstamos Personales con Descuento por Nmina

Prstamos Personales con Garanta de Certificados Financieros

I. RANKING CARTERA DE CREDITOS POR TIPO

Saldo Cap. y Part. % Cartera del:

Tasa Inters Banco y Total BM

Prstamos Personales para Gastos

Prstamos Personales para Solares

lunes, 18 de febrero de 2013