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Q uality in E verything W e Do

Self-Assessment of Assurance Knowledge and Skills Financial Services Industry Experience

Name: Level:

Deepak Shetty Assistant Manager

Office:

Mumbai

Indicate your level of experience in the following areas by responding to the questions below and by putting an X in the appropriate column:
1. Please rate your experience/knowledge of the accounting, operations and/or regulatory aspects in the Banking industry: A. Business Lending Corporate Lending Syndicated Lending SBA lending Student lending Consumer Lending Credit Card Mortgage Banking Leasing Private Banking Trust & Safekeeping Services Real Estate mortgages/REITS Trade Finance (Import/Export Letters of Credit) B. Treasury Department Processes - Investment Portfolio Management - Asset Liability Management - Mortgage Backed Securities - Derivatives - Liquidity Management - Securitizations - Electronic Funds Transfer (Wires, Swift, Telex) C. Other Key Business Processes - Evaluating the Allowance for Loan Loss - Mortgage Servicing Rights - Loan Originations, Settlement & Servicing - Deposit Operations & Processing D. Regulatory & Compliance Reporting - Call Report - Know your Customer & BSA - Student Loan Letters - Mortgage Lending Letters (GNMA, HUD, etc.) - FDICIA Very Experienced Some Experience No Experience

(Rev. 12/08/2004)

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2.

Please rate your experience/knowledge of the accounting, operations and/or regulatory aspects in the Broker Dealer industry: A. Operations--Clearing - 15C3-1 Calculation (net capital) - 15C3-3 Calculation (customer funds) - Clearing Operations B. Operations - Non-Clearing (Introducing) - 15C3-1 Calculation - Introducing Operations C. Business Lines - Institutional Trading - Retail Trading - Prime Brokerage - Investment banking - Front Office trading - Middle Office - Back Office operations D. Regulatory & Compliance Reporting - FOCUS - Commodities Reg Reporting (Section 4d(2) of the Commodity Exch Act and Reg 30.7 of the CFTC)

Very Experienced

Some Experience

No Experience

3.

Please rate your experience/knowledge of the accounting, operations and/or regulatory aspects in the Asset management industry: Investment Advisors/Managers Hedge Funds Investment Trusts Unit Trusts/OEICs/ICVCs Property/real estate Funds

Very Experienced

Some Experience

No Experience

4.

Please rate your experience/knowledge of the accounting, operations and/or regulatory aspects in the Insurance industry: Life Health Property & Casualty Reinsurance Broking

Very Experienced

Some Experience

No Experience

5.

Please rate your experience/knowledge in the following Corporate related areas of a company: FSA Reporting/ regulations for UK Investment Managers US SEC Reporting, 10K, 10Q, Comfort letters IPO's

Very Experienced

Some Experience

No Experience

(Rev. 12/08/2004)

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6.

Please rate your experience/knowledge of the accounting/pricing, operations and/or regulatory aspects of the following PRODUCTS: A. Derivatives - Fixed Income Derivatives - Equity Derivatives - Foreign Exchange (FX) Derivatives - Credit Derivatives - Valuation B. Equities - Securities Lending - Preferreds C. Fixed Income - Mortgage Backed - Emerging Markets - High Yield/Junk - Government securities - Repo's - Bank Loans - Convertibles - Municipal securities - Mezzanine debt - Middle market debt D. Commodities - Precious metals - Energy - Other soft E. Real Estate F. Private Equity/Venture Capital Investments

Very Experienced

Some Experience

No Experience

7.

Please rate your experience/knowledge in the following Accounting, Auditing and Risk Management areas:

Very Experienced

Some Experience

No Experience

- Sarbanes-Oxley/404/Internal controls reviews - Benefit plans/pension plans - Internal audit - SAS 70 /AAF internal controls attestations - Operations Risk Management - Credit risk Management - Market Risk Management - Project Management - Accounting for Partnerships (LPs, LLPs) - Multi-location audits Accounting for Financial Instruments (IAS 32, 39, FRS 25, 26, 29) - Revenue Recognition (IAS 18) UK Accounting Standards (UK GAAP) non listed -

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7. Continued - Companies Act 2006 International Financial Reporting Standards (IFRS) - US Accounting Standards US Auditing Standards

Very Experienced

Some Experience

No Experience

Describe any other relevant experiences or skills not mentioned above.

Application of Indian Accounting & Auditing Standards Application of Indian Companies Act, 1956 Application of regulations of Reserve Bank of India and Securities & Exchange Board of India

(Rev. 12/08/2004)

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