SERVICE

To provide liquidity, cash flow and funding expansion for entrepreneurs with small or
medium businesses is one of the main services of ESQUIRE INTERNATIONAL FINANCING
INC. Our BUSINESS LOAN provides ready cash at a competitive rate for you without collateral.

Qualifications

Existing business ( any legal business with permits at least 10 months

Checking account at least 10 months
Checking account transactions at least Php. 50,000 per month
Minimal over draft penalties

Processing
3 to 7 working days upon completion of all REQUIREMENTS

Cause of disapproval

DAIF (drawn against insufficient fund) or bouncing checks

Negative character references

Terms
2 to 8 months every 15 days mode of payments but it is negotiable

Processing fee

5% Provincial rate
4% Manila rate
Processing fee or Outright will be deducted upon releasing

Sample provincial rate outright processing deduction

Php. 100,000 – 5% = 95,000 Net proceed of loan

Requirements of releasing

2009 Residence certificate (Cedula)

Applicant with Co-maker (spouse) have to appear during releasing

If corporation plus
Board resolution and secretary certificate

John Gary Victoria E mail johngary@esquireinternational.com

[Type text] Officer
Marketing Web site http://johngary.multiply.com Page 1
0917 555 5662 http://businessloan.multiply.com
0922 871 8595 http://johngary.sulit.com.ph/
Business loan requirements:

o Latest 3 months bank statement with used checks. ( all original copies )

o Business ( DTI and Mayors permit) SEC Certificate if Corporation.

o Bank certificate when the account was opened. (original copy)

o Pictures of business / stocks

o Proof of billing (phone / water / meralco ) current

o Xerox of ID or Passport and credit cards. ( applicant & spouse)

o 2 pcs. ID pictures (2X2) – Applicant & Co-maker (spouse)

o Board Resolution and Secretary Certificate (if Corporation)

o Company Financials(if Corporation)

o Article of incorporation OR Company profile (if corporation)

o Sketch of business and Residence

NO FEES SHOULD BE COLLECTED PRIOR TO RELEASE OF LOAN

John Gary Victoria E mail johngary@esquireinternational.com

[Type text] Officer
Marketing Web site http://johngary.multiply.com Page 2
0917 555 5662 http://businessloan.multiply.com
0922 871 8595 http://johngary.sulit.com.ph/
GUIDE LINES

1. Latest 3 months bank statement with used checks. (all original copies )
Must be all original copies with used checks (Cleared checks) or micro film
A. Micro film- Photo copies of used checks from the bank.
B. For the months of November, December and January

2. Business Permits and registration

Photo copies of:
DTI registration
Mayors Permit or Baranggay Permit
SEC Certificate (If Corporation)
A. By laws and article of incorporation or G.I.S (General information Sheet.)
B. Company Profile

3. Bank certificate when the account was opened. (original copy)

If the bank is not issuing the certificate when the account was opened
Client can request the ACCOUNT INQURY
Important to detail in certificate or inquiry the:
Account name
Current account or checking account
The DATE OPENED

4. Pictures of business / stocks –sign in front, inside, stocks in budega best angle.

5. Applicant must be the signatory of checks and the proprietor not more than 65yr. old
If Corporation the signatory of corporate check and the Major stock holder.
2pcs 2x2 picture
2 valid I.D

6. Co-maker can be Husband or wife, if spouses is not applicable (Single) can be Relatives
or friends
If Corporation one of the board member
Requirements of co maker just:
2 pcs. 2x2 Picture
2 valid I.D

7. Proof of billing (phone / water / meralco ) current

8. Sketch of business and residence

John Gary Victoria E mail johngary@esquireinternational.com

[Type text] Officer
Marketing Web site http://johngary.multiply.com Page 3
0917 555 5662 http://businessloan.multiply.com
0922 871 8595 http://johngary.sulit.com.ph/
Sample Computation :

Type of Interest: add on interest per month

Interest: 3.75% per month
Terms: 2 to 8 months
Mode of payments: every 15 days

Sample computation for Php. 100,000 (One Hundred thousand Pesos)

Terms 2 months
Mode of payments every 15 days

Php. 100,000 Principal

x3.75%
3,750 interest per month

3,750 interest per month

x 3 interest per month multiply by three ( in three months term)
11,250 interest in three months

Php. 100,000 Principal

+ 11,250 interest in two months
111,250 Principal plus interest (three months) Amount of guaranteed check

111,250 Principal plus interest (two months)

/ 6 Divided by six( in three months every 15 days)
Php. 18,541.67 amount per check in 6 checks

Php. 18,541.67 every 15 days amortizations

Guaranteed Check

Amount of principal plus interest

Guaranteed check will not deposit only supporting documents of contract and labeled
“GUARANTEED CHECK ONLY NOT FOR DEPOSIT.”
It will be back when all payments are settled.

John Gary Victoria E mail johngary@esquireinternational.com

[Type text] Officer
Marketing Web site http://johngary.multiply.com Page 4
0917 555 5662 http://businessloan.multiply.com
0922 871 8595 http://johngary.sulit.com.ph/