Index

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. Activation Offer by Snapfish- Dec-Jan Offer th BookMyShow Offer till 4 Dec11 Matrix Offer. Travelguru Offer Till Aug12 Shubh Mahurat Diwali Promotion11 Travelocity Offer International Spends Offer: 15 Sep11 to 15 Jan12 Cinemax Offer Goibibo Special Easyday Offer Ticketplease Easyday Offer Mc Graw Hill - Education Indiamags Forest Essentials India - Luxurious Ayurveda Surat Diamond Jewellery Tantra - India on T-Shirt Fastrack E-Digiworld Disney Store Snap Fish Bag It Today Ferns N Petals Fly with IndiGo Offer - June to December

Terms and Conditions : Activation Offer by Snapfish- Dec-Jan Offer 1. The special offer has been brought to you by Snapfish by Hewlett Packard & Kotak Mahindra Bank Limited (Bank). 2. The offer is valid only for select set of Kotak Credit Card holders (Cardholder) only who have received a written communication pertaining to the offer 3. To avail the offer the Cardholder has to do a retail transaction between 5-Dec-11 and 4-Jan12. Eligible cardholder will get a Personalized 12 x 16 Poster worth Rs. 499 free. Customer needs to pay for the shipping charges and applicable taxes. 4. Eligible Cardholder will receive a m-Coupon through SMS on his/her registered mobile number as updated in the Bank records. 5. m-Coupon will be sent within 15 working days from the end of offer date. 6. Cardholder needs to register on www.snapfish.in/kotakactivation and use the m-Coupon to avail the offer. 7. The Offer cannot be combined with any other offers from Snapfish. 8. The redemption code is valid for one time use only. 9. Cardholder will be eligible only for one free 12 x 16 Poster against the redemption code. 10. Redemption code should be redeemed on Snapfish within 15 days from date of receipt on mobile otherwise the coupon will expire. 11. In case of expiry of the coupon, extension on validity or replacement coupon shall not be provided. 12. Cardholder will have to pay for the shipping charges and applicable taxes. 13. Cardholders classified as delinquent at any time during the offer period or 30 days post the offer period will not be eligible for this offer. 14. Bank shall not responsible for any issues related with the services of Snapfish. 15. Bank and Snapfish reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether. 16. Disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction. 17. Cardholders, who cancel their card during the offer period, will not be eligible for the offer even if he has done the eligible spends as per the offer. 18. Any participation in this offer is voluntary. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 19. The decision of the Bank & Snapfish in all matters in connection with and incidental to this offer is final and shall be binding on all persons.

TERMS & CONDITIONS BookMyShow Offer On Online Spends Offer: Spend Rs.5000 on Online transactions & get 2 ticket vouchers of Book My Show.
1. This Offer is valid only for a select set of Kotak VISA Credit Cardholders (Cardholders) who have received this written communication from Kotak Mahindra Bank Limited (Bank). 2. The Offer is valid only for spends made on Online retail transactions between 5th Nov to 4th Dec 2011 (offer period). 3. Transactions which are reversed or cancelled will not be considered. Cardholders classified as delinquent will not be eligible for this Offer. 4. To be eligible for this Offer, Cardholders need to spend Rs.5000 on Online retail Transactions during the offer period using their Kotak Credit Card. 5. Eligible Cardholders shall get 2 Book MyShow (BMS) E-voucher codes (WinPin) worth Rs.150 each. The E-vouchers will be sent to Cardholders registered mobile number with the Bank within 60 days of the offer end date. The Cardholder will be entitled to a maximum 2 WinPin during the offer period. 6. Cardholder can book any class ticket using these WinPin Codes; maximum discount that can be received using this WinPins is Rs.150 per WinPin. Only 1 WinPin can be redeemed per booking/transaction irrespective of the number of tickets booked. 7. Convenience charges will be levied to the Cardholder & cannot be claimed under WinPin even if the value of Ticket booked is less than Rs.150, 8. The Cardholder shall utilize WinPins within the validity date and in case the Cardholder does not utilises WinPins by the validity date the Bank will not replace or re-issue the same. 9. Cardholders shall not be entitled to compensation / benefits/cash in any form whatsoever in lieu of this Offer. 10. The WinPins can be redeemed by booking tickets online at http://www.bookmyshow.com. Cardholders have to follow the instructions mentioned in the site www.bookmyshow.com to book the ticket online. Steps to redeem the WinPins is as follows: a. Visit www.bookmyshow.com b. Select your choice of Movie & Theatre c. Select your seats d. Click on Proceed to payment. e. On Payments Page Click on WinPin Offer (Under the Exciting Offers section) f. Pay the balance amount using your Kotak Credit Card. g. Your Tickets are booked. 11. Use of WinPins are governed by Terms & Conditions of BMS. 12. Any participation in this Offer is voluntary. Any person availing of this Offer shall be deemed to have accepted these Terms and Conditions. 13. The Bank/VISA reserves the absolute right to change / modify / withdraw / suspend / cancel this Offer at any time without giving any notice and without assigning any reason.

14. The decision of the Bank in all matters in connection with and incidental to this Offer is final and shall be binding on all persons. 15. All disputes arising out of or in connection with this Offer shall be subject to the exclusive jurisdiction of the courts at Mumbai.

Terms and Conditions of the Matrix Offer:

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The offer is valid only for to Kotak Royale Signature, Kotak Platinum League, Kotak PVR Platinum and Kotak Velocity Credit Cardholders (Cardholder). Cardholders purchasing Matrix Sim Cards using their Kotak Credit Card will get talk time worth Rs.500 free for US & UK and talk time worth Rs. 250/- free for the rest of the world (Offer). The Cardholder has to present a copy of his Kotak Platinum/Signature , PVR Platinum and Velocity Credit Card at the time of signing up with Matrix. The Offer cannot be clubbed with any other offer from Matrix. The offer is valid from 25th Oct, 2011 and 24th Oct 2012 . All terms and conditions of use of the Sim Card as set forth on the Matrix website shall be applicable. In case of any query regarding the products / services purchased, Cardholder needs to contact customer care center of Matrix Cellular Ltd (Matrix). Kotak Mahindra Bank Limited (Bank) reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether. Disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction. Cardholders are not bound in any way to avail this Offer. Any participation in this Offer is voluntary. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. The decision of the Bank in all matters in connection with and incidental to this offer is final and shall be binding on all persons. Cardholders shall not be entitled to compensation / benefits/cash in any form whatsoever in lieu of these offers
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Terms and Conditions Travelguru Offer.

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To avail the Offers, the Cardholders will have to make hotels, & holiday package bookings through Travel guru, at the Travel guru website: www.travelguru.com The Cardholders will get the following benefit. (a) Kotak League, Royale, Velocity & PVR Platinum Cardholders who make transaction/bookings with Travel guru for any Domestic/International hotel will get a 20% discount, subject to a maximum amount of Rs. 2000/- (Rupees Two Thousand)per transaction/booking. (b) All other Cardholders who make transaction/bookings with Travel guru for any Domestic/International hotel will get a 15% discount, subject to a maximum amount of Rs. 1500/- (Rupees One Thousand Five Hundred) per transaction/booking. (c) Kotak League, Royale, Velocity & PVR Platinum Cardholder who make transaction/bookings with Travel guru for any Domestic/International holiday package will get a 10% discount per transaction/booking. (d) All other Cardholders who make transaction/bookings with Travel guru for any Domestic/International holiday package will get 5% discount per transaction/booking. Note: The discounts given for hotels and holiday packages are on a per transaction/booking basis not per passenger basis. The offer is valid till 31 August, 2012. The Offers can be availed only when the payments are made using their valid Kotak Credit Card. To avail the Offers, the Cardholder has to enter the discount code in the discount coupon field at the time of the hotel and/or holiday package booking on the Travel guru website. The hotel and holiday package discounts are instant discounts, which means the discount will be given at the time of hotel and/or holiday package booking itself & Cardholders will be charged after appropriate amount has been discounted. Discounts will not be offered to the Cardholder on retrospective basis under any circumstances. Any communication will not be entertained in this regard after the booking. The Offers cannot be clubbed or redeemed in conjunction with any other cash back/ discount offers or any other promotional offers. The Cardholder shall be required to give personal information and card details online for hotel bookings and/or holiday packages done on the Travel guru website, www.travelguru.com All terms and conditions of the Offers are subject to change without prior notice at any time to the Cardholder. In addition to the above, the Offers are also subject to the general Terms of Use and other applicable terms and conditions, including the privacy policy, of the Travel guru website, www.travelguru.com. Any date changes, cancellation, refund, etc. are as per the policy & guidelines on the Travel guru website, www.travelguru.com, and are also subject to applicable penalty as specified on the Travel guru website, www.travelguru.com. The bookings pursuant to the Offers are being conducted on the Travel guru website, www.travelguru.com, and KMBL is neither responsible nor guarantees quality, delivery or services provided nor is it liable if the same is in any way deficient. KMBL will not be responsible for handling any concerns, queries and complaints raised by Cardholders pertaining to the services/product provided by Travel guru and Travel guru will handle the same by making available, a customer service help desk at 02242754878
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Similarly, Travel guru will not be responsible for handling any concerns, queries and complaints raised by Cardholders pertaining to the services/product provided by KMBL and KMBL will handle the same by making available a customer service help desk at 18001026022 Cardholders are not bound in any way to participate in the Offers. Any such participation is purely voluntary. Travel guru & KMBL reserve the right to disqualify any Cardholder/s from the benefits of the Offers in case of any fraudulent activity, and prosecution may be carried out on any Cardholder involved in such fraudulent activity. Travel guru and KMBL reserve the right to add/ alter/ modify/ change or vary all or any of the applicable terms and conditions or replace, wholly or in part, the Offers by any other offer, whether similar to the Offers or not OR to withdraw/ discontinue it altogether without assigning any reasons or without any prior intimation whatsoever to the Cardholders.

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TERMS & CONDITIONS: Shubh Mahurat Diwali Promotion11 1. The offer is valid only for a select set of Cardholders who have received this written communication from Kotak Mahindra Bank Limited (Bank). The Bank reserves the right to offer the program to any of its Kotak Credit Cardholders (Cardholder) at its sole discretion. Balance to EMI offer: 2. Under the offer, Cardholders can convert the entire retail spends that is billed in their Credit Card statements into 3, 6, or 9 months EMI plan. Personal Loans, Balance Transfer, Installment/Installments of previous EMIs and cash withdrawals will not be considered. 3. The offer is valid for the Credit Card statements generated on the below mentioned dates. Statement date 15-Oct-11 20-Oct-11 22-Oct-11 25-Oct-11 5-Nov-11 15-Nov-11 20-Nov-11 22-Nov-11 4. The Cardholder will be charged & liable to pay the below mentioned fees in order to avail the offer. Tenure 3M 6M 9M Interest Rate No interest No interest No interest Rs.70 per Rs.90 per Rs.17.5 per Rs.1000 or Rs.1000 or part Processing Fees Rs.1000/part thereof thereof Foreclosure Charges 0 0 0 Service Tax & Education tax will be charged over & above the Processing Fees mentioned above. 5. A minimum amount of Rs.3000 can be converted into any of the EMI plans as mentioned above. . 6. A maximum of 75% of the credit limit can be converted into EMIs under the offer. 7. To avail the offer, Cardholder needs to raise a request with the Bank within 7 days of the Statement date failing which the request will be not accepted & processed by the Bank. E.g. th If the statement is generated on 15 October, 2011, the Cardholder needs to raise a request nd to convert into EMI on or before 22 October, 2011 .To raise a request, Cardholder needs to SMS BALEMI from the mobile number registered with the Bank to 5676788, or Call 1800 102 6022. 8. Cardholder has to pay Minimum Amount Due (MAD) as per the statement generated irrespective of the balance converted into EMI under this offer. Failure to pay the MAD will attract Penalty & Interest as per the terms of the Bank. 9. The Bank reserves the right to accept or reject any EMI request without assigning any reasons whatsoever. All other terms & conditions of the EMI facility would be applicable, for details refer Cardholder Agreement. 10. Cardholders classified as delinquent at any time during the promotion or 30 days post the promotion will not be eligible for this offer. Highest Spender: 11. As a part of the Diwali Offer, every week the highest Spender on the Kotak Credit Card will get an Armani Mens Watch (Model No - AR 0402). For weekly gifts, the distribution week would be 14 Oct 20 Oct | 21 Oct 27 Oct | 28 Oct 4 Nov11. A Cardholder can win only 1 Armani Mens watch across the offer period.

12. The top 5 Highest Spenders between 14 October to 4 November11 will get Canon Camera (Model No - IXUS 960 IS). 13. Winners of the Armani Mens Watch and Canon Camera will be declared on th www.kotakcards.com within 20 working days after 4 Nov 2011. 14. The Winners will get their gifts on their mailing address as per bank records within 60 th workings days after 4 Nov 2011. General Terms and conditions: 15. The Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether. 16. Disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction. 17. Any participation in this offer is voluntary. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 18. The decision of the Bank in all matters in connection with and incidental to this offer is final and shall be binding on all persons.

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Travelocity Offer Terms & Conditions 1. To avail the Offers, the Cardholders will have to make Airline bookings, domestic or international, through Travelocity, at the Travelocity website: www.travelocity.co.in. The offer is valid till 31st August 2012(offer period). The Cardholders can avail the following offers (Offer). (a) Kotak League, Royale, Velocity & PVR Platinum Cardholders will get Rs. 300/- (Rupees Three Hundred) cashback per transaction/booking for domestic flight tickets and Rs.1000/- (Rupees One Thousand) cashback per transaction/booking on international flight tickets. (b) All other Kotak Credit Cardholders will get Rs. 250/- (Rupees Two Hundred Fifty Only) cashback per transaction/booking for domestic flight tickets and Rs.800/- (Rupees Eight Hundred) cashback per transaction/booking on international flight tickets Note: the cashback is on a per transaction/booking basis not per passenger basis. 4. The Offers can be availed only when the payments are made by the Cardholder using their valid Kotak Credit Card. To avail the Offer, the Cardholder has to enter the discount code in the PIN field at the time of the flight booking on the Travelocity website. The discount code is the first 6 digits of your Kotak Credit Card. Travelocity will process the cash back amount on to the Cardholder's card account within 14 working days following the date of such bookings. Cashback will not be offered to the Cardholders on retrospective basis under any circumstances. The Offers cannot be clubbed or redeemed in conjunction with any other cash back/ discount offers or any other promotional offers. The Cardholder shall be required to give personal information and card details online for the flight bookings done on the Travelocity website, www.travelocity.co.in. All terms and conditions of the Offers are subject to change without prior notice at any time to the Cardholders. In addition to the above, the Offers are also subject to the general Terms of Use and other applicable terms and conditions, including the privacy policy, of the Travelocity website, www.travelocity.co.in. Any date changes, cancellation, refund, etc. are as per the policy & guidelines on the Travelocity website, www.travelocity.co.in, and are also subject to applicable penalty as specified on the Travelocity website, www.travelocity.co.in. The bookings pursuant to the Offer are being conducted on the Travelocity website, www.travelocity.co.in, and Kotak Mahindra Bank Limited (Kotak) is neither responsible nor guarantees quality, delivery or services provided by Travelocity nor is it liable if the same is in any way deficient. Kotak will not be responsible for handling any concerns, queries and complaints raised by Cardholders pertaining to the services/product provided by Travelocity and the same has to be addressed to Travelocitys customer service help desk at1800-180-1222 Cardholders are not bound in any way to participate in the Offers. Any such participation is purely voluntary. Travelocity & Kotak reserve the right to disqualify any Cardholder/s from the benefits of the Offers in case of any fraudulent activity. Cardholders shall not be entitled to compensation / benefits/cash in any form whatsoever in lieu of these offers Travelocity & Kotak reserve the right to add/ alter/ modify/ change or vary all or any of the applicable terms and conditions or replace, wholly or in part, the Offers by any other offer,

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whether similar to the Offers or not OR to withdraw/ discontinue it altogether without assigning any reasons or without any prior intimation whatsoever to the Cardholders. All disputes arising out of or in connection with these offers shall be subject to the exclusive jurisdiction of the courts at Mumbai

TERMS & CONDITIONS International Spends offer - 15th September, 2011 to 15th January, 2012. 1. The offer is valid only for a select set of Kotak Credit Cardholders (Cardholder) who have received this written communication from Kotak Mahindra Bank Limited (Bank). Bank reserves the right to offer the program to any of its Cardholders at its sole discretion. 2. The program is valid for the retail international spends done between 15th September, 2011 to 15 January, 2012. (Program Period). 3. Cash transactions and BT transactions are not eligible. Transactions which are reversed or cancelled will not be considered. 4. To participate in the offer, Cardholder has to register for the offer by sending SMS ABROAD to 5676788 within 30 days of the offer start date. 5. To be eligible for the offer, Cardholders need to spend the target amount within the Program Period. The Cardholder also needs to pay at least the Minimum Amount Due before the Payment Due Date as per the Card Account Statements issued during Program Period and also immediately after the Program Period. 6. Cardholders who have registered for the contest and spent the target amount shall receive their gift within 60 days from offer closure date. The gift will be dispatched by courier at the Cardholders mailing address (as updated in Banks record) only. 7. The gifts in the Offer do not have any warranty or guarantee attached to them 8. In case the gift is returned due to address being incorrect or for any other reason, Bank will redispatch the gift only once the Cardholder reconfirms or updates the correct & complete mailing address. Eligible Cardholder should claim the gift within 6 months of the offer closure date. 9. In case of the gift being unavailable the Bank reserves the right to send another gift of similar value. The picture of the gift is for representational purposes only and the actual gift may differ. 10. In case the gift is received in a damaged condition or is not in a working condition then the Cardholder shall report the same to the Bank within 3 working days from the receipt of the gift. 11. This offer cannot be clubbed with any other offer. International dining & entertainment spends made on Kotak Trump Credit Card will not be considered under this offer. 12. This offer is not valid on credit card spends made in Nepal & Bhutan. 13. Cardholders classified as delinquent at any time during the offer period or 30 days post the offer period will not be eligible for this offer. Cardholders who have cancelled their card will also be declared as Not Eligible even if they have qualified for the gift. 14. Any participation in this offer is voluntary. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 15. The Bank reserves the absolute right to change / modify / withdraw / suspend / cancel this offer at any time without giving any notice and without assigning any reason. 16. The decision of the Bank in all matters in connection with and incidental to this offer is final and shall be binding on all persons. 17. All disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Mumbai.

Terms & Conditions for the Kotak - Cinemax offer 1. This offer is valid for Kotak Fortune, Aqua, League, Royale, Velocity, Easyday and Urbane Credit Card Holders (Cardholders) only. st 2. The offer is valid only till 31 December 2011(offer period). 3. The discount extended by Cinemax India Limited (Cinemax) will be 10 % on the value of movie ticket(s) booked through www.cinemax.co.in using the Kotak Fortune, Aqua, League, Royale, Velocity or Urbane Credit Card (Credit Card) as an instant discount given on entering the card number in the space provided while you are booking on the Cinemax website. 4. The current purchase process at www.cinemax.co.in will remain unchanged till the stage where the eligible Card number is provided. 5. Steps to avail the 10 % instant online discount on Kotak Cards Select the theatre, date and show timing, class and no of seats Select Radio button to avail the 10 % discount on your Kotak Credit Card Fill in your card number in the box that appears after agreeing to avail the discount and click on proceed. The ticket price will appear after reducing the 10 % discount only when the valid Kotak card number is entered in the Offers Page. 6. After this stage the website will recognize the eligible Card, reduce the bill amount and inform the Cardholder accordingly. 7. All the other Terms and Conditions governing Kotak Fortune, Aqua, League, Royale, Velocity, Easyday and Urbane Credit Card are applicable. 8. Offer is valid on all days. 9. There is no limit on the numbers of tickets that can be booked by a Cardholder during the offer period neither is there any limit on the price of the ticket booked. 10. The Cardholder will have to pay the convenience fee as levied on each ticket as charged by Cinemax. 11. This Offer is valid ONLY for users coming directly to the Cinemax Website and not via other cinema sites. 12. Any participation in this offer is voluntary. The offer cannot be combined with any other benefit or offer. 13. Cardholders shall not be entitled to compensation / benefits/cash in any form whatsoever in lieu of this offer. 14. Kotak Mahindra Bank Limited ("the Bank") shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by Cinemax to honor this offer for any reason whatsoever. 15. The Bank does not hold out any warranty or make any representation of the quality, suitability, delivery of the services under the offer and the Bank shall not entertain any correspondence in this regard. 16. The Bank reserves the absolute right to change / modify / withdraw / suspend / cancel this offer at any time without giving any notice and without assigning any reason. 17. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 18. All disputes arising out of or in connection with this offer shall be Mumbai and subject to the jurisdiction of courts at Mumbai. 19. The decision of the Bank in all matters in connection with and incidental to this offer is final and shall be binding on all persons.

Terms and Conditions - Goibibo Special Easyday Offer 1. This offer is brought to Easyday Kotak Credit Cardholders (Cardholder) by MasterCard in association with www.goibibo.com (Merchant). 2. To avail the offer on flights Cardholder has to send an sms MCI [space] GOB61 to 56070 to get the mCoupon. 3. To avail the offer on holidays Cardholder has to send an sms MCI<space>GOB92 to 56070 to get the mcoupon 4. The flight offer is valid only if it is availed by paying with your Easyday Kotak MasterCard st Credit Card. The flight offer is valid till 31 Dec 2011 or 9000 transactions whichever is st earlier. The hotel offer is valid till 31 Dec 2011 5. The flight offer is available on First Come First Serve Basis. On daily basis first 120 successful transactions will get the discount of Rs 250/- on domestic air ticket booking per transaction. 6. The flight offer cannot be clubbed with other offers 7. 1 transaction can include multiple tickets. However, the discount is valid only on the whole transaction and not on individual tickets. So if you are booking 2 tickets under 1 transaction valued at Rs. 2000 each, you will get a discount on the total amount of Rs. 4000 and not on individual tickets. 8. Maximum of 1 transactions during the offer period (for per cardholder) 9. To know detailed terms and conditions please visit http://goibibo.ibibo.com/offers/MasterCard/terms-conditions/ 10. For deal specific terms and conditions before booking any hotel log onto http://goibibo.ibibo.com/deals/mastercard/ and click on a deal. On clicking on a deal, you will be able to view deal specific terms and conditions. 11. Neither MasterCard nor any of its subsidiaries or affiliates nor Kotak Mahindra Bank Limited (Bank) nor Bharti Retail Pvt Ltd. (collectively the Promoters") assume any responsibility for the products and services offered under this Promotion. The products are sold and services are provided solely by the relevant vendors, under such terms and conditions as determined by such vendors, and the Promoters accept no liability whatsoever in connection with such products and services. 12. The products and services have not been certified by the Promoters and under no circumstances shall the inclusion of any product or service in this Promotion be construed as an endorsement or recommendation of such product or service by the Promoters. 13. Any participation in this offer is voluntary. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 13. Cardholders shall not be entitled to compensation / benefits/cash in any form whatsoever in lieu of this offer. 14. The Promoters reserve the absolute right to change / modify / withdraw / suspend / cancel this offer at any time without giving any notice and without assigning any reason 15. All benefits made are on best effort basis and subject to availability. 16. Benefits may be subject to specific black-out days (but not limited to) such as High Season, Sales, New Product Lines and public holidays. 17. While the validity date is mentioned with the offer, the offer may be withdrawn or revoked by the Merchant without any prior intimation. MasterCard and the Bank accepts no liability whatsoever in connection with the same. 18. All disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Mumbai

Mastercard Ticketplease Offer for Easyday Customers 1. This offer is brought to Easyday Kotak Credit Cardholders (Cardholder) by MasterCard in association with www.TicketPlease.com (Merchant). 2. To avail the offer Cardholder has to send an sms MCI [space] TLP63 to 56070 to get the mCoupon. 3. The Cardholder has to redeem the mCoupon only on www.TicketPlease.com. 4. The mCoupon can be redeemed by entering the alpha-numeric code mentioned on the mCoupon received on behalf of Master Card in 'MasterCard mCoupon Offer' on www.TicketPlease.com 5. The mCoupon will be valid till 31st December, 2011. 6. The Cardholder can redeem the mCoupon against booking of minimum of 2 tickets and avail the discount of 1 ticket only if payment is made using Easyday Kotak Credit Card. 7. The mCoupon can be redeemed on all cinemas listed on www.TicketPlease.com 8. Once the mCoupon is redeemed on www.TicketPlease.com the booking cannot be cancelled or transferred. 9. Disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts/tribunals in Mumbai only, irrespective of whether courts/tribunals in other areas have concurrent or similar jurisdiction 10. The Cardholder will be required to pay a convenience fee over and above the face value of the tickets booked online and availed using promo code. For further assistance Cardholder can contact on 9223332424 11. Neither MasterCard nor any of its subsidiaries or affiliates nor Kotak Mahindra Bank Limited (Bank)nor Bharti Retail Pvt Ltd. (collectively the Promoters") assume any responsibility for the products or services offered under the Promotions/benefits/offers. The products and services are sold or licensed or provided solely by the relevant Merchant, its affiliates, agents or sub-contractors under such terms and conditions as determined by such vendors, and the Promoters accept no liability whatsoever in connection with the products and services. 12. The benefit/s offered by the Merchant cannot be used in conjunction with any other offer that is in force. 14. All benefits made are on best effort basis and subject to availability. 15. Benefits may be subject to specific black-out days (but not limited to) such as High Season, Sales, New Product Lines and public holidays. 16. While the validity date is mentioned with the offer, the offer may be withdrawn or revoked by the Merchant without any prior intimation. MasterCard and the Bank accepts no liability whatsoever in connection with the same.

Terms & Conditions of Mc Graw Hill - Education

To avail the offer Cardholder needs to log onto www.tmhshop.com and choose the products. Click Add to Cart and enter discount code KMB250 and click on Apply Coupon and proceed for payment with your Kotak Credit Card General Terms and Conditions 1. Offers are valid till the date specified in the offer. 2. For all purchases, the Cardholder needs to log on to partner website URL provided and at the time of payment, enter the discount coupon code and then click SUBMIT for the discount to be applied. Payment for the said purchases should be made by Kotak Credit Card. 3. The offer can't be combined with any other ongoing offers. 4. The benefits under the offer are non-negotiable. 5. If the Cardholder cancels the purchase after availing the discount, the alliance partner will refund the purchase price after deducting the discount amount and any other applicable cancellation charges / penalty. 6. All standard terms and conditions with respect to purchases made at the website will be applicable. 7. Kotak Mahindra Bank Limited (the Bank) shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by alliance partner to honor this offer for any reason whatsoever. 8. Kotak Credit Cardholders shall not be entitled to compensation / benefits/cash in any form whatsoever in lieu of these offers. 9. The Bank does not hold out any warranty or make any representation of the delivery, quality, suitability, of the services offered by alliance partner and the Bank shall not entertain any correspondence in this regard. 10. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 11. The Bank reserves the absolute right to change / modify / withdraw / suspend / cancel these offers at any time without giving any notice and without assigning any reason. 12. The decision of the Bank in all matters in connection with and incidental to these offers is final and shall be binding on all persons. 13. All disputes arising out of or in connection with these offers shall be subject to the exclusive jurisdiction of the courts at Mumbai.

Terms & Conditions of Indiamags

1. 2. To avail the offer visit www.indiamags.com Chose your products and enter Promo code KMB05

3. Proceed for payment with your Kotak Credit Card.

General Terms and Conditions 1. Offers are valid till the date specified in the offer. 2. For all purchases, the Cardholder needs to log on to partner website URL provided and at the time of payment, enter the discount coupon code and then click SUBMIT f or the discount to be applied. Payment for the said purchases should be made by Kotak Credit Card. 3. The offer can't be combined with any other ongoing offers. 4. The benefits under the offer are non-negotiable. 5. If the Cardholder cancels the purchase after availing the discount, the alliance partner will refund the purchase price after deducting the discount amount and any other applicable cancellation charges / penalty. 6. All standard terms and conditions with respect to purchases made at the website will be applicable. 7. Kotak Mahindra Bank Limited (the Bank) shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by alliance partner to honor this offer for any reason whatsoever. 8. Kotak Credit Cardholders shall not be entitled to compensation / benefits/cash in any form whatsoever in lieu of these offers. 9. The Bank does not hold out any warranty or make any representation of the delivery, quality, suitability, of the services offered by alliance partner and the Bank shall not entertain any correspondence in this regard. 10. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 11. The Bank reserves the absolute right to change / modify / withdraw / suspend / cancel these offers at any time without giving any notice and without assigning any reason. 12. The decision of the Bank in all matters in connection with and incidental to these offers is final and shall be binding on all persons. 13. All disputes arising out of or in connection with these offers shall be subject to the exclusive jurisdiction of the courts at Mumbai.

Terms & Conditions of Forest Essentials India - Luxurious Ayurveda

1. 2. 3. To avail the offer visit www.forestessentialsindia.com Chose your products and enter Promo code KMB10 Proceed for payment with Kotak Credit Card

General Terms and Conditions 1. Offers are valid till the date specified in the offer. 2. For all purchases, the Cardholder needs to log on to partner website URL provided and at the time of payment, enter the discount coupon code and then click SUBMIT for the discount to be applied. Payment for the said purchases should be made by Kotak Credit Card. 3. The offer can't be combined with any other ongoing offers. 4. The benefits under the offer are non-negotiable. 5. If the Cardholder cancels the purchase after availing the discount, the alliance partner will refund the purchase price after deducting the discount amount and any other applicable cancellation charges / penalty. 6. All standard terms and conditions with respect to purchases made at the website will be applicable. 7. Kotak Mahindra Bank Limited (the Bank) shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by alliance partner to honor this offer for any reason whatsoever. 8. Kotak Credit Cardholders shall not be entitled to compensation / benefits/cash in any form whatsoever in lieu of these offers. 9. The Bank does not hold out any warranty or make any representation of the delivery, quality, suitability, of the services offered by alliance partner and the Bank shall not entertain any correspondence in this regard. 10. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 11. The Bank reserves the absolute right to change / modify / withdraw / suspend / cancel these offers at any time without giving any notice and without assigning any reason. 12. The decision of the Bank in all matters in connection with and incidental to these offers is final and shall be binding on all persons. 13. All disputes arising out of or in connection with these offers shall be subject to the exclusive jurisdiction of the courts at Mumbai.

Terms & Conditions of Surat Diamond Jewellery

1. The Cardholder will be entitled to Rs.1200 Gift voucher on joining the Diamond Club on www.suratdiamond.com. The voucher is redeemable on any diamond jewelry purchased on www.suratdiamond.com 2. Cardholders can avail a discount of Rs. 500 on purchase of any jewelry worth Rs.1000 and above on www.suratdiamond.com. The Cardholder shall need to enter the promo code KOTAK500 to avail the discount. 3. 4. Cardholder can avail the discount multiple times for buying multiple jewelry items. On enter the promo code KOTAK500, Rs.500 will be deducted from the invoice and only balance amount is required to be paid. 5. 6. All prices are in Indian Rupees, unless stated otherwise. For all issues regarding delivery, quality and suitability of the services offered, Cardholder needs to contact Surat Diamond directly on the contact number : +91 22 23860997 or mail at cs@suratdiamond.com

General Terms and Conditions 1. Offers are valid till the date specified in the offer. 2. For all purchases, the Cardholder needs to log on to partner website URL provided and at the time of payment, enter the discount coupon code and then click SUBMIT for the discount to be applied. Payment for the said purchases should be made by Kotak Credit Card. 3. The offer can't be combined with any other ongoing offers. 4. The benefits under the offer are non-negotiable. 5. If the Cardholder cancels the purchase after availing the discount, the alliance partner will refund the purchase price after deducting the discount amount and any other applicable cancellation charges / penalty. 6. All standard terms and conditions with respect to purchases made at the website will be applicable. 7. Kotak Mahindra Bank Limited (the Bank) shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by alliance partner to honor this offer for any reason whatsoever. 8. Kotak Credit Cardholders shall not be entitled to compensation / benefits/cash in any form whatsoever in lieu of these offers. 9. The Bank does not hold out any warranty or make any representation of the delivery, quality, suitability, of the services offered by alliance partner and the Bank shall not entertain any correspondence in this regard. 10. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 11. The Bank reserves the absolute right to change / modify / withdraw / suspend / cancel these offers at any time without giving any notice and without assigning any reason. 12. The decision of the Bank in all matters in connection with and incidental to these offers is final and shall be binding on all persons. 13. All disputes arising out of or in connection with these offers shall be subject to the exclusive jurisdiction of the courts at Mumbai.

Terms & Conditions of Tantra: India on T-Shirt

1. 2. 3. To avail the offer visit www.tantrauniverse.com Chose your products and click on Add to Cart Enter discount code KMB10 and click on Apply Coupon

4. Proceed for payment with your Kotak Credit Card

General Terms and Conditions 1. Offers are valid till the date specified in the offer. 2. For all purchases, the Cardholder needs to log on to partner website URL provided and at the time of payment, enter the discount coupon code and then click SUBMIT for the discount to be applied. Payment for the said purchases should be made by Kotak Credit Card. 3. The offer can't be combined with any other ongoing offers. 4. The benefits under the offer are non-negotiable. 5. If the Cardholder cancels the purchase after availing the discount, the alliance partner will refund the purchase price after deducting the discount amount and any other applicable cancellation charges / penalty. 6. All standard terms and conditions with respect to purchases made at the website will be applicable. 7. Kotak Mahindra Bank Limited (the Bank) shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by alliance partner to honor this offer for any reason whatsoever. 8. Kotak Credit Cardholders shall not be entitled to compensation / benefits/cash in any form whatsoever in lieu of these offers. 9. The Bank does not hold out any warranty or make any representation of the delivery, quality, suitability, of the services offered by alliance partner and the Bank shall not entertain any correspondence in this regard. 10. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 11. The Bank reserves the absolute right to change / modify / withdraw / suspend / cancel these offers at any time without giving any notice and without assigning any reason. 12. The decision of the Bank in all matters in connection with and incidental to these offers is final and shall be binding on all persons. 13. All disputes arising out of or in connection with these offers shall be subject to the exclusive jurisdiction of the courts at Mumbai.

Terms & Conditions of Fastrack

1. To avail the offer, Cardholder needs to log on to www.shop.fastrack.in and select the merchandise by clicking on 'Add to Cart'. After completion of 'Add to Cart', the promo code KMB05 has to be entered in the box stating 'Discount Codes' and 'Apply Coupon' needs to be clicked. If there is a discount running on the website then the Cardholder will get the above additional discount. Offer valid on products displayed on the website. The product will be dispatched to the Cardholder through courier within 7-8 business days from the time of placing the order. No two or multiple coupon codes can be used for a single purchase. For all issues regarding delivery, quality and suitability of the services offered, the Kotak customer needs to contact Net Distribution Services directly on the mail id enquiries@ndslindia.com or Contact number : +91 22 26846767

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General Terms and Conditions 1. Offers are valid till the date specified in the offer. 2. For all purchases, the Cardholder needs to log on to partner website URL provided and at the time of payment, enter the discount coupon code and then click SUBMIT for the discount to be applied. Payment for the said purchases should be made by Kotak Credit Card. 3. The offer can't be combined with any other ongoing offers. 4. The benefits under the offer are non-negotiable. 5. If the Cardholder cancels the purchase after availing the discount, the alliance partner will refund the purchase price after deducting the discount amount and any other applicable cancellation charges / penalty. 6. All standard terms and conditions with respect to purchases made at the website will be applicable. 7. Kotak Mahindra Bank Limited (the Bank) shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by alliance partner to honor this offer for any reason whatsoever. 8. Kotak Credit Cardholders shall not be entitled to compensation / benefits/cash in any form whatsoever in lieu of these offers. 9. The Bank does not hold out any warranty or make any representation of the delivery, quality, suitability, of the services offered by alliance partner and the Bank shall not entertain any correspondence in this regard. 10. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 11. The Bank reserves the absolute right to change / modify / withdraw / suspend / cancel these offers at any time without giving any notice and without assigning any reason. 12. The decision of the Bank in all matters in connection with and incidental to these offers is final and shall be binding on all persons. 13. All disputes arising out of or in connection with these offers shall be subject to the exclusive jurisdiction of the courts at Mumbai.

Terms & Conditions of E-Digiworld

1. 2. 3. 4. Offer is valid only through E-Digiworld store www.edigiworld.com To avail the offer visit www.edigiworld.com and select your products Enter Promo code VCONKOTAK Proceed for payment with Kotak Credit Card

5. For all issues regarding delivery, quality and suitability of the services offered, Cardholder
needs to contact E-Digiworld directly on the mail id customercare@vgmail.com or customercare@edigiworld.com or Contact number : 0-135-300-0400(8am-6pm IST Monday to Saturday) General Terms and Conditions 1. Offers are valid till the date specified in the offer. 2. For all purchases, the Cardholder needs to log on to partner website URL provided and at the time of payment, enter the discount coupon code and then click SUBMIT for the discount to be applied. Payment for the said purchases should be made by Kotak Credit Card. 3. The offer can't be combined with any other ongoing offers. 4. The benefits under the offer are non-negotiable. 5. If the Cardholder cancels the purchase after availing the discount, the alliance partner will refund the purchase price after deducting the discount amount and any other applicable cancellation charges / penalty. 6. All standard terms and conditions with respect to purchases made at the website will be applicable. 7. Kotak Mahindra Bank Limited (the Bank) shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by alliance partner to honor this offer for any reason whatsoever. 8. Kotak Credit Cardholders shall not be entitled to compensation / benefits/cash in any form whatsoever in lieu of these offers. 9. The Bank does not hold out any warranty or make any representation of the delivery, quality, suitability, of the services offered by alliance partner and the Bank shall not entertain any correspondence in this regard. 10. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 11. The Bank reserves the absolute right to change / modify / withdraw / suspend / cancel these offers at any time without giving any notice and without assigning any reason. 12. The decision of the Bank in all matters in connection with and incidental to these offers is final and shall be binding on all persons. 13. All disputes arising out of or in connection with these offers shall be subject to the exclusive jurisdiction of the courts at Mumbai.

Terms & Conditions of Disney Store

1. 2. To avail the offer visit www.shopatdisney.in Chose your products and enter Promo code KMB250

3. Proceed for payment with Kotak Credit Card

General Terms and Conditions 1. Offers are valid till the date specified in the offer. 2. For all purchases, the Cardholder needs to log on to partner website URL provided and at the time of payment, enter the discount coupon code and then click SUBMIT for the discount to be applied. Payment for the said purchases should be made by Kotak Credit Card. 3. The offer can't be combined with any other ongoing offers. 4. The benefits under the offer are non-negotiable. 5. If the Cardholder cancels the purchase after availing the discount, the alliance partner will refund the purchase price after deducting the discount amount and any other applicable cancellation charges / penalty. 6. All standard terms and conditions with respect to purchases made at the website will be applicable. 7. Kotak Mahindra Bank Limited (the Bank) shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by alliance partner to honor this offer for any reason whatsoever. 8. Kotak Credit Cardholders shall not be entitled to compensation / benefits/cash in any form whatsoever in lieu of these offers. 9. The Bank does not hold out any warranty or make any representation of the delivery, quality, suitability, of the services offered by alliance partner and the Bank shall not entertain any correspondence in this regard. 10. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 11. The Bank reserves the absolute right to change / modify / withdraw / suspend / cancel these offers at any time without giving any notice and without assigning any reason. 12. The decision of the Bank in all matters in connection with and incidental to these offers is final and shall be binding on all persons. 13. All disputes arising out of or in connection with these offers shall be subject to the exclusive jurisdiction of the courts at Mumbai.

Terms & Conditions of Snap Fish

1. To avail the offer Cardholder needs to visit www.snapfish.in/kotakcards and chose the products Enter Promo code KOTAKGFT15 and proceed for payment with Kotak Credit Card This offer is not valid on 4x6, 5 x 7and 5 x 7 collage prints Shipping charges for the product to be borne by the Cardholder. Snapfish will assist with regards to all issues regarding delivery, quality and suitability of the services offered through their mail id for support - support@snapfish.co.in

2. 3. 4. 5.

General Terms and Conditions 1. Offers are valid till the date specified in the offer. 2. For all purchases, the Cardholder needs to log on to partner website URL provided and at the time of payment, enter the discount coupon code and then click SUBMIT for the discount to be applied. Payment for the said purchases should be made by Kotak Credit Card. 3. The offer can't be combined with any other ongoing offers. 4. The benefits under the offer are non-negotiable. 5. If the Cardholder cancels the purchase after availing the discount, the alliance partner will refund the purchase price after deducting the discount amount and any other applicable cancellation charges / penalty. 6. All standard terms and conditions with respect to purchases made at the website will be applicable. 7. Kotak Mahindra Bank Limited (the Bank) shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by alliance partner to honor this offer for any reason whatsoever. 8. Kotak Credit Cardholders shall not be entitled to compensation / benefits/cash in any form whatsoever in lieu of these offers. 9. The Bank does not hold out any warranty or make any representation of the delivery, quality, suitability, of the services offered by alliance partner and the Bank shall not entertain any correspondence in this regard. 10. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 11. The Bank reserves the absolute right to change / modify / withdraw / suspend / cancel these offers at any time without giving any notice and without assigning any reason. 12. The decision of the Bank in all matters in connection with and incidental to these offers is final and shall be binding on all persons. 13. All disputes arising out of or in connection with these offers shall be subject to the exclusive jurisdiction of the courts at Mumbai.

Terms & Conditions of Bag It Today

1. 2. To avail the offer Cardholder has to register on the website www.bagittoday.com. To avail the one time discount of Rs.300/- you need to enter the promo code GQALB7OHBOP. To avail 5 % off on the cart value you need to enter the promo code GQALI2WYDTG. Both offers cannot be availed in the same transaction. Bag It Today will take between 7-8 days for delivery of gift, subject to stocks availability. For all issues regarding delivery, quality and suitability of the services offered, Cardholder needs to contact Bag It Today Concierge Service directly at 0120-4112424 or email at customercare@bagittoday.com

3. 4. 5. 6.

General Terms and Conditions 1. Offers are valid till the date specified in the offer. 2. For all purchases, the Cardholder needs to log on to partner website URL provided and at the time of payment, enter the discount coupon code and then click SUBMIT for the discount to be applied. Payment for the said purchases should be made by Kotak Credit Card. 3. The offer can't be combined with any other ongoing offers. 4. The benefits under the offer are non-negotiable. 5. If the Cardholder cancels the purchase after availing the discount, the alliance partner will refund the purchase price after deducting the discount amount and any other applicable cancellation charges / penalty. 6. All standard terms and conditions with respect to purchases made at the website will be applicable. 7. Kotak Mahindra Bank Limited (the Bank) shall not be liable in an y manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by alliance partner to honor this offer for any reason whatsoever. 8. Kotak Credit Cardholders shall not be entitled to compensation / benefits/cash in any form whatsoever in lieu of these offers. 9. The Bank does not hold out any warranty or make any representation of the delivery, quality, suitability, of the services offered by alliance partner and the Bank shall not entertain any correspondence in this regard. 10. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 11. The Bank reserves the absolute right to change / modify / withdraw / suspend / cancel these offers at any time without giving any notice and without assigning any reason. 12. The decision of the Bank in all matters in connection with and incidental to these offers is final and shall be binding on all persons. 13. All disputes arising out of or in connection with these offers shall be subject to the exclusive jurisdiction of the courts at Mumbai.

Terms & Conditions of Ferns N Petals

1. The special discounts from Ferns N Petals Limited. (Ferns N Petals) is on purchases made online at www.fnp.com and is valid for Kotak Credit Card Holders (Cardholders) only. 2. 3. Offer is valid till 31st December, 2011. The domestic offer of 18% discount is valid on the online purchase of all products worth Rs. 500 and above. 4. For international deliveries, the cardholder will get 12% on all online purchases at www.fnp.com. 5. For all purchases, the Cardholder needs to log on to www.fnp.com and at the time of payment, enter the discount coupon code 18FNPKOTAK for domestic deliveries and 12FNPKOTAK for international deliveries. Payment for the said purchases should be made by Kotak Credit Card. 6. 7. 8. 9. The offer can't be combined with any other ongoing offers of FNP. The benefits under the offer are non-negotiable. The domestic offer will not be valid on International deliveries. If the Cardholder cancels the purchase after availing the discount, Ferns N Petals will refund the purchase price after deducting the discount amount and any other applicable cancellation charges / penalty. 10. All standard terms and conditions with respect to both international and domestic deliveries and purchases made at www.fnp.com will be applicable. 11. Kotak Mahindra Bank Limited (the Bank) shall not be liable in any manner whatsoever or howsoever for any loss or damage or claims that may arise out of or otherwise howsoever from any refusal by Ferns N Petals to honor this offer for any reason whatsoever. 12. Cardholders shall not be entitled to compensation / benefits/cash in any form whatsoever in lieu of these offers. 13. The Bank does not hold out any warranty or make any representation of the delivery, quality, suitability, of the services offered by Ferns N Petals and the Bank shall not entertain any correspondence in this regard. 14. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 15. The Bank reserves the absolute right to change / modify / withdraw / suspend / cancel these offers at any time without giving any notice and without assigning any reason. 16. The decision of the Bank in all matters in connection with and incidental to these offers is final and shall be binding on all persons. 17. All disputes arising out of or in connection with these offers shall be subject to the exclusive jurisdiction of the courts at Mumbai.

Terms & Conditions Fly with IndiGo Offer June to December 20. The special Domestic Travel Offer has been launched by Interglobe Aviation Limited (Indigo) & Kotak Mahindra Bank Limited (Bank). The offer is valid for Kotak Royale, Kotak League, Kotak Velocity, Kotak PVR Platinum, Kotak Trump, Kotak Fortune, Kotak Aqua, Kotak Urbane, Kotak PVR Gold Credit Card holders (Cardholder):The offer is as below: Cardholder to get 10% discount on base fare for every ticket booked on www.goindigo.in 21. The discount on base fare is valid for the period 1 June 2011 31 Dec 2011 during which Cardholder can make their airline bookings (Offer Period). 22. The Cardholder needs to quote the promo code FLYKOTAK at the time of making the booking. Kotak and IndiGo shall not be responsible if the promo code is not entered or an incorrect promo code is entered at the time of the booking. 23. The discount will be applied on the base fare only. The remaining base fare and all applicable taxes, surcharges and fees shall have to be paid by the Cardholder. 24. All bookings will be governed by the Conditions of Carriage of IndiGo. 25. Regular cancellation/modification fee would be applicable in case of change of itinerary as per standard terms & conditions of IndiGo. 26. Cardholders classified as delinquent at any time during the offer period or 30 days post the offer period will not be eligible for this offer. 27. Bank shall not responsible for any issues related with the services of IndiGo 28. Bank and IndiGo reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it alltogether. 29. Disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in New Delhi only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction. 30. Cardholders, who cancel their card during the offer period, will not be eligible for the offer even if he has done the eligible spends as per the offer. 31. Any participation in this offer is voluntary. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions. 32. The decision of the Bank & Indigo in all matters in connection with and incidental to this offer is final and shall be binding on all persons.
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