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Computer help!
Highly recommended. Local. 20+ years experience. Business & Domestic. Wireless & Internet specialist, Security Hotel & Guest house Wireless Hotspots. 01947 825733 - 07939 028888
Email: info@netplosive.co.uk Website: www.netplosive.co.uk
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NICK WILSON Counsellor-Life Coach-Therapist

(Fully Insured & CRB Checked) Diplomas (with distinctions) in:

Cognitive Behavioural Therapy, Advanced Psychology, Advanced Psychotherapy, Mental Health & Social Care, Joint Professional Life Coaching & Counselling, Grief & Bereavement Counselling, Clinical Nutrition

Issues I can help you with

Addiction Anger Management Anxiety Bereavement Bi-polar Disorder Body Dysmorphic Disorder Chronic Fatigue Syndrome Chronic Pain Clinical Nutrition Confidence Counselling Depression Eating Disorders Life Coaching

Obsessive-compulsive Disorder Panic Disorder Paranoia Personality Disorder Phobias Post-traumatic Stress Disorder Psychotic Disorders Relationship Problems Seasonal Affective Disorder Sexual Misconceptions Sexual Abuse Social Phobia Stress Weight Problems

Complementary therapy DOES NOT replace medical treatment Home visits by prior arrangement FOR MORE DETAILS CONTACT
Tel: 01947 825544 or 07827 326929 OR www.iamatherapist.co.uk

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Realise your propertys true potential!

Ingrid Flutes Yorkshire Holiday Cottages is North Yorkshires leading holiday lettings agency. We are looking for properties to add to our already successful portfolio and believe we have the expertise and experience to realise your propertys true potential. Homeowners choose us because we offer: Over 40 years experience A family-owned business A local office open seven days a week Experienced staff with local knowledge High demand for our properties all year round The expertise to maximise your lettings potential Extensive marketing campaigns Full colour brochure Unlimited owner bookings No registration fee Competitive commission rate If you want to know how we can help you make the most of your propertys potential, pop in to see us or give us a call wed love to hear from you!

8 Flowergate, Whitby 01947 600700

www.yorkshireholidaycottages.co.uk

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to help get you moving

RESERVATION FEE

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The Old Creamery, off White Leys Road, Whitby YO21 3NT
FIRST-TIME BUYER OR MOVING UP THE PROPERTY LADDER?
Come and talk to us about how we can get you moving with Help to Buy and receive all of these fabulous FREE EXTRAS

WASHER/DRYER CARPETS OVEN & HOB FRIDGE FREEZER 500 IKEA VOUCHER

Call us on 01947 600149

Sales Centre & Showhomes Open Thurs-Mon 11am-5pm (Closed Tues & Wed)

1, 2, 3 & 4 bedroom homes available from 99,960*

yuillhomes.co.uk
Subject to status, terms and conditions apply. *Help to Buy is available on selected plots only and cannot be used in conjunction with any other offer. Successful applicants will receive an equity loan from the Homes and Communities Agency up to a maximum of 20% of the purchase price, secured as a second charge on the property and is dependent upon you providing a 4,998 deposit and obtaining suitable financing for the remaining 94,962. The amount you repay to the HCA may be more than the amount of the equity loan provided. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Example is based on The Brunel Plot 43 full price 99,960. Free extras only available on selected plots. Photography for illustrative purposes only. WA 20.05.13

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KEITH BEDLINGTON
DOMESTIC APPLIANCE ENGINEER
Established over 40 years

Repairs and spares for most makes of washing machines, tumble dryers, cookers and vacuum cleaners Dyson repairs

01947 602276

30 Chancel Way, Whitby

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Joiner & Cabinetmaker

Doors, windows, kitchens custom made joinery to your own requirements. Quality at competitive prices

Tom Warlow Joinery

01947 810165 or 01947 893101 www.tomwarlow.co.uk

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Cleveland Building Maintenance

Home Improvement Services

Roofing + Guttering UPVC Doors/Windows Painting + Decorating Joinery Flooring Bathrooms General Maintenance

No job too small All work finished to a high standard

Telephone: 01287 770051

Rich 07527

For More Information or FREE Quotation Call

627315 Andy 07593 880327 www.clevelandbuildingmaintenance.co.uk

BESPOKE FURNITURE DESIGN AND MANUFACTURE KITCHEN SPECIALISTS/ JOINERY MANUFACTURE/ SITE JOINERY / FURNITURE RESTORATION / PLASTERING/ PAINTING & DECORATING/ PROPERTY MAINTENANCE Sneaton Lane Ruswarp Whitby YO22 5HL 07735 434515 tomwoodspace@gmail.com tweet: @tomwoodspace

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Staydry Roofing
Insurance work* *Pointing Velux windows* *Re slating Chimneys* *Storm Damage Guttering* *Complete roofing service Tiling* *Flat roofing 20 year guarantee

call Paul for a free estimate

01947 602 605 * 07801 064241

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The Power To Supply...

NOW OPEN - WHITBY Depot

Unit 2D, Larpool Lane Ind. Estate, Whitby YO22 4LX

OPEN TO THE TRADE & PUBLIC

FREE
Energy Saving Surveys

OPENING HOURS:
t. 01947 674400 e. sales.scarborough@cef.co.uk
8901J_5.13

Monday - Friday... 8.00am - 5.30pm Saturday............... 8.30am - 12noon

...All your Electrical Products

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Britannia - Devereux
Across the Town or ..... Across the World.

Movers - Storers - Shippers

Fire and Flood Safe Containers

This is true container storage these are not 2nd hand steel containers stored out in the rain. Come and visit us, let us show you how we do it.
Daimler Drive, Cowpen Lane Industrial Estate, Billingham, Cleveland, England TS23 4JD Tel: (01642) 565182 Fax: (01642) 566664 Email: mikedev@britdev.com

ASS

IS

OCIA TI

O
N

BRIT

OF

RE

MOVERS
CANADIAN ASSOCIATION OF MOVERS

BRITISH ASSOCIATION OF REMOVERS

Registration No. FS 25539

PROFESSIONAL MOVERS ASSOCIATION OF SOUTH AFRICA

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Now is the time to install our WINNING ECO COMBINATION and SLASH YOUR HOME ENERGY COSTS for the future!
C YOUR UT BILLS HEATING BY 70 UP TO

SOLAR PANELS

%!

Generate your electricity from sunlight with solar power

AIR SOURCE HEAT PUMPS

Heat your home with energy absorbed from the air around you

Works down to -20C

* GET 850 CASHBACK * on all Air Source Heat Pump Installations before March 2014

Advice, installation and back-up from a reputable, local company you can trust... Phone us today 01751 476989 or visit www.peakpowersystems.co.uk for more info.

Renewable Heat Incentives - available from Spring 2014!

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chartered financial planners

investments pensions mortgages

independent financial advisers & mortgage brokers

nurturing growth
Anderson, Brown & Gollogly Financial Services Ltd Victoria House, 7 Victoria Square, Whitby, North Yorkshire YO21 1EA T 01947 600057 F 01947 600323 E info@abgifa.co.uk www.abgifa.co.uk
Anderson Brown & Gollogly Financial Services Limited is an appointed representative of IN Partnership the trading name of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority Registered No 4302436 England and Wales. Information given is for general guidance only, and specic advice should be taken before acting on any suggestions made.
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A Beginners Guide To Investing

Are you new to the world of investing or simply looking for a refresher? We go back to basics. Why Invest?
In theory, investment means you could earn a higher return on your money than if you just saved cash in a savings account. If you pick the right shares, funds or type of investment, the returns can be very high. However, investment means introducing risk to your money and there is the possibility you could lose some, or all of your money.

What should I invest in?

There are all kinds of things or assets you can invest in from shares, equities, bonds and funds to property and art. You can diversify through investing in a portfolio of investments, including different markets, countries, companies and asset type. Having a mix of different asset types will spread risk and means you wont have all your eggs in one basket.

Risk and reward

When you invest you will need to consider risk and reward. Generally, the greater the risk you take with your money, the greater the potential for growth. Before investing you need to think about how comfortable you are with the potential loss. Ideally you should have cash for emergencies before you begin investing in anything else.

Monitoring and managing your investments

If you invest in a fund, the fund manager will send you an annual report on the funds performance. Youll also be sent statements at regular intervals. There are also various online services that allow you to take an active role in selecting funds and let you view, manage and monitor all your investments in one place. An independent nancial adviser can help you choose, monitor and review your investments.

If you would like to discuss any aspect of your nancial planning please give us a call on 01947 600057 or email us at info@abgifa.co.uk. Alternatively visit our website www.abgifa.co.uk

Anderson, Brown & Gollogly Financial Services Ltd Victoria House, 7 Victoria Square, Whitby, North Yorkshire YO21 1EA T 01947 600057 F 01947 600323 E info@abgifa.co.uk www.abgifa.co.uk
Anderson Brown & Gollogly Financial Services Limited is an appointed representative of IN Partnership the trading name of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority Registered No 4302436 England and Wales. Information given is for general guidance only, and specic advice should be taken before acting on any suggestions made. 93

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