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A PROJECT REPORT ON
MONEY
Submitted in partial fulfillment of the requirement for the award of Post Graduate Diploma in Business Management under Bharati Vidyapeeths Institute of Management & Information Technology Submitted by
7/11/13
Bharati Vidyapeeths Institute of Management & Information Technology Sector 8, CBD-Belapur, Navi Mumbai 400614
ACKNOWLEDGEMENT
With regard to my Project, I would like to thank each and every one who offered help, guideline and support whenever required.
First and foremost I would like to express my deepest gratitude to MR. AMIT NALAWADE, Centre Manager, Household, Reliance Money for his valuable time and advice in the making of this project. Without his support and guidance, the completion of this project would not have been possible.
The faculty members of B.V.I.M.I.T. who provided me with valuable insights into the completion of this project. Especially, my mentor DR. GOVIND SHINDE, who extended his guidance and support for bringing out this report in the best possible way. I thank my institute, B.V.I.M.I.T., for providing me a platform to work with the leading business house in India. I also want to thank my batch mates who have helped me in getting acquainted with various aspects during the project.
Finally, not forgetting the staff of Reliance Money, I thank them all, for providing me with all the information required and co-operating in every possible way that they could.
SWAPNIL JADHAV
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EXECUTIVE SUMMARY
Financial planning is the process of assessing financial goals of individual, taking an inventory of the money and other assets which the person have, determine life goals and then take necessary steps to achieve goals in the stipulated period. It is a method of quantifying a persons requirement in terms of money. It was a great opportunity to work with ADA Group, Indias leading business group. Reliance Money a subsidiary of Reliance Capital is among top financial companies. We will get to know the organisational structure and various business models of the company. The business of Reliance Money can be broadly classified as Trading, Distribution and OTC Service. Financial services refer to services provided by the finance industry. The finance industry encompasses a broad range of organizations that deal with the management of money. Among these organizations are banks, credit card companies, insurance companies, consumer finance companies, stock brokerages, investment funds and some government sponsored enterprises. Financial Planning is one such advisory service, which is yet to get recognition from investors. Although financial planning is not a new concept, it just needs to be conducted in organized manner. Today we avail this service from Insurance agent, Mutual fund agents, Tax consultant, Equity Brokers, Chartered Accountants, etc. Different agents provide different services and product oriented. Financial Planner on other hand is a service provider which enables an individual to select proper product mix for achieving their goals. The major things to be considered in financial planning are time horizon to achieve life goals, identify risk tolerance of client, their liquidity need, the inflation which would eat up living and decrease standard of living and the need for growth or income. Keeping all this in mind financial planning is done with six step process. This are self assessment of client, identify personal goals and financial goals and objective, identify financial problems and opportunities, determining recommendations and alternative solutions, implementation of appropriate strategy to achieve goals and review and update plan periodically. A good financial plan includes Contingency planning, Risk Planning (insurance), Tax Planning, Retirement Planning and Investment and Saving option. Contingency planning is the basic of financial planning and also the most ignored. Contingency planning is to be prepared for major unforeseen event if it occurs. These events can be illness, injury in family, loss of regular pay due to loss of job. Such events are not certain but may have financial hardship if they occur. Thus a person should have enough money in liquid form to cover this risk.
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23 p. Cyber Law & It Act 2000 swapnil_jadhav08 1733 Reads Next Notes Privacy:publicPost Note Amitav Mohapatra2 months ago hey swapnil can you please mail me this project at amitavmohapatra09@gmail.com asap please. spikedudley11 months ago hey need this project urgently pls mail me asap devilzvorha@gmail.com pls!!! Akhil Gaura year ago please someone mail me d same akhilgour@gmail.com need ds urgently excellent work ds z Saurabh Bishta year ago Hey m still waitin for this .... so can u plz mail it to me asap........ thnx for ur help raj57203 years ago hey uddy nice piece of work can u please mail me same at raj5720@gmail.com thanks silicon1433 years ago hey nice work dude..pls send it 2 me at subhayubuzz@gmail.com santosh_aicar3 years ago hello, I need this report. so can you please send me this report via email. my email - santosh_aicar@rediffmail.com Akshay Vartaka year ago Hello my friend your project is best.....please send me the same copy to akshayvart@gmail.com Rajat Verma2 years ago
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A d dan o t e .( L i m i t4 0 0 c h a r a c t e r s )
7/11/13
Swapnil,your project is very good,can you please mail me this to me... rajatvermamba@gmail.com and if you have any other topic of finance as a research project ,send me on my id Gaurav Vashishta year ago hey send this project on gv7938@gmail.com Milan Jaina year ago hey swapnil can u please send me this document at my email id i.e., milanjain_9@yahoo.co.in i ll be highly obliged...thanks... mohitmalhotraasm3 years ago someone plz send me the above project...thanks my e mail id is mohitmalhotra.asm@gmail.com loyd_serraoa year ago Please send this project to my email id. loydjust4u@gmail.com . Thank you Aniruddha Patila year ago hiii nice work... can you plz mail teh project at aniruddhapatil2000@gmail.com .... thanks Mudit Dhawana year ago i m doing the same work in my internship,can u please send the copy of this project to my mail ID mudit.dhawan89@gmail.com Gaurav_badgria7 months ago hey swapnil, u have done extraordinary ork .......Plz mail me d same on gaurav.badgria@yahoo.com Need dis urgently. Thanks alot Nishit Mehtaa year ago hey can u mail me this project on nishit_urs@yahoo.com its very urgent Saurabh Bishta year ago Can u Plzzz send the project to me at saurabh011usitcse@gmail.com. THanx neham17103 years ago an excellent and comprehensive report! Could u kindly give me an access to it? My id is neham1710@gmail.com.Regards. spikedudley11 months ago guys pls some1 mail me this project???? pls devilzvorha@gmail.com Badal Shah3 years ago Heloo Swapnil i read your Doc it was amazing can you please mail me this i m also looking for something like this if you can please mail me on my Email id :- bhavik13shah@gamil.com or badal_smiley@yahoo.co.in.. it would be very helpful if you forward it .Thanks Anand Murarkaa year ago please send me a similar project to me @ murarkaanand@yahoo.com Lokesh S Papdiwala year ago can u send this project to me at lokesh.papdiwal@gmail.com Shiva Prasad Da year ago someone plz send me the above project...thanks my e mail id is dsp3357@yahoo.co.in it's very urgent.. sushilkadama year ago Swapnil,your project is very good,can you please mail me this to me..sushil.kadam@vishay.com job4ravi2 years ago Hello Swapnil i read your project it was amazing can you please mail me this i m also looking for something like this if you can please mail me on my Email id :- trcphani@rediffmail.com devkaranrai3 years ago can you please send ur project on my id my project work is related to this topic my id is nitishrai36@gmail.com Vipin Kumar2 years ago hello friends...if any one have this project or any project similar to this please send to this email id : vipinkmr44@yahoo.com thank you. ADITYA MAHAJAN3 years ago hi... hv grt work could u help me i my projects.......kindlly email me mahajan.aditya87@gmail.com fahdaya3 years ago thnx. frnd fr ur project. i got an idea nw, about my project topic. amyleo283 years ago thanks alot buddy for the project, i have now got the framework for mine as well.. fahdaya3 years ago i need a project report on, role of financial planning in financial advisory business, plz, forward it if u have Priyanka Patila year ago can u please send me this project to my email id . priyanka.dhande20@gmail.com i am doing same project in my summer internship..... Banda Krishna Kishore Reddy5 months ago hey swapnil, you done good hard work in project..... Please can u send me report to me bandakrishnareddy@gmail.com its important to me Manish Teewary10 months ago hey swapnil, u have make very nice project ....... mail me d same mkt.teewary69@gmail.com need ds urgently excellent work ds z Ram Gopal3 years ago hey i need this report can you just mail me the same on ramgopal34b@gmail.com. thanks Shruti Chothe8 months ago hi swapnil,,can u mail me this project please?? it's very urgent,,please shrutikachothe@gmail.com thanx in advance jagadishb313 years ago Please Please Please Please Send me the report at my email id jagadishb31@gmail.com
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