Transactions State whether following events are Financial transactions or not and justify your answer.

(from the bank point of view) 1. You receive a telephone call informing that your General Manager is visiting the branch at 5 p.m 2. One customer deposits Rs. 30,000/- for credit of his SB a/c 3. One customer deposits Rs. 45,000/- to the credit of his loan account 4. Mr. Satya visits the branch and assures to deposit Rs. 1.00 lakh to the credit of his Savings Account. 5. Two days later, Mr. Satya deposited Rs. 75,000/to his personal account. 6. An application is submitted to avail Personal Loan facility 7. An Amount of Rs. 3.00 lakhs is disbursed to Mr. Sathish as a Jewel Loan by crediting to his SB A/c 8. A Customer visits the branch and exchange Rs. 500/- note and gets five 100 rupee notes 9. Rs. 1,500/- is spent by the branch for conveyance of staff

10.

A staff member spends Rs. 55/- as auto and submits a claim

charges 11.

The staff member gets the reimbursement the branch

from 12.

An agreement is entered into between the and courier agency.

bank 13. 14.

Courier agency picks up postal covers Courier agency submits a bill of Rs. 45,345/- as charges

courier 15. 16. of 17. Branch pays the amount of Rs. 43,345/- as Land lord of the premises request for payment rent Rs. 55,000/An amount of Rs. 55,000/- is paid by the bank monthly rentals of the premises to the land lord 18. BM gets an information that your salary has increased by 20%. been towards of

courier charges

19.

Your account has been as

credited with a

Rs.

350/-

reimbursement of taxi charges 20. The customer request to get the processing of Rs. 3500 is submitted to Regional Head for sanction 21. The customers request for refund of the charges of Rs. 3,500/- is sanctioned by the Regional Head 22. As per the customer request an amount of Rs. is sanctioned and the amount is refunded to the customer. 23. to 24. 25. A request has been received from a customer issue cheque book A cheque book of 20 leaves Rs. 550 recovered of from a issued to the customer for customer issuance books cheque a 3,500 processing

charges

26. the

Customer gives a complaint for non- receipt of ATM card ATM card and PIN mailer is delivered to the Customer withdraws Rs. 20000/- using ATM Customer submits an application for purchase DD of Rs. 35,000/- along with a cheque and dd has

27. 28. card 29. of

client.

been issued 30. 31. Rs. 10250/- deposited by a customer to open Bank official receives an application to open a Account 32. Branch gets a mobile call from a customer to pay him an amount of Rs.23,000/- from his Savings Account when he visits the branch at 5.30 pm 33. DD. Customer pays Rs. 2,150/ for purchase of a requesting an account Savings

34. the 35.

On very next day, the branch officials delivers DD the customer At about 6.30 pm, branch gets a request to Rs. 3,500/- to another branch by debiting to a to

remit Saving Account 36.

On the very next day, Branch remits the of Rs. 3,500/- as requested by the Savings Account

amount holder 37.

A Savings Account customer gives a request to his address and branch changes the address

modify 38.

A cheque of Rs. 4.56 lakhs payable at Agra by and a the Savings account holder is deposited in the

received branch 39.

cheque is sent for collection As per the request of a Current A/c Customer, prepares DD and dispatches a DD of Rs. 4.50 courier. lakhs by branch

40. rate 41. 42. 43. his 44. 45.

Branch gets the information on increase of of interest on Saving Account from 4% to 4.5% Interest of Rs. 350/- paid to a Saving Account Interest of Rs. 5685/- recovered from a CC A/c A CC A/c holder submits papers for renewal of limit Rs. 150 lakhs. Cash withdrawn by a CC account holder Rs. A CC account holder issues a cheque for Rs. favoring the Bank of

holder.

56901 567923/46. The cheque of Rs.567923 presented to the and cash is withdrawn 47. that encashed branch 48. Branch informs to Regional Head that a of Rs. cheque from Branch gets a letter from Police to the effect a cheque of Rs. 45,000/- is fraudulently the

branch

45,000/- is fraudulently encashed from the branch 49. the 50. the customer. 51. Received Rs 100,000 from the cashier for the withdrawn. 52. Mr. Nitin visited your branch for enquiring the procedures for purchasing gold coins. 53. a personal use. 54. Mr Investment, use withdrawn Rs.5000 for personal his account. 55. 56. Bank Mr Borrow Well borrowed loan of Rs.500000 Mr Borrow Well repaid loan of Rs.500000 to from Bank from Mr. Promoter of a business approached you as banker for Car Loan of RS 5.00.000 to buy a car for about money A foreign DD of Rs. 457,924 is deposited for credit SA customer The foreign DD of Rs. 457,924 is credited to SA of a

57.

Rs. 38000 paid by Mr. Robert to open the Savings Bank Account.

Premium 58. Sold gold coin to Mrs Smith and received by cash. 59. Sent the Interest rate list to Mr Divakar for Account. 60. 40000 Mr. Manu joined as manager for a salary of per month in your branch Deposits

Rs.50000