Documente Academic
Documente Profesional
Documente Cultură
(A Govt. of India Undertaking) Dept. of Information Technology, D Block, III Floor, "Cyber Gateway", Hitec City, Madhapur, HYDERABAD - 500 081 ___________________________________________________________________ CBS Doc. No.221 Dated: 08.12.2010
Customer Hand off information, Common Information and Account Hand off required for opening a Customer Master as well as Loan account in Finacle. 2. After saving the filled in information, click Customer Handoff with which system uploads the data into Finacle, duly giving a suitable message. Wait for two minutes for the system to create CustID in Finacle and click Customer ID enquiry to know the customer ID created in Finacle. Note the customer ID. 3. Then click Accounts Hand off with which system uploads the data to Finacle for opening of loan account duly displaying the already created Finacle customer ID with which it is opening a loan account. Wait for two minutes for the system to open Loan account and click Account No. Enquiry to know the Loan account number opened in Finacle. Note the account number. Both the Customer-ID and Loan Account opened will be in verified status in Finacle. CASE II: CREATING A NEW LOAN PROPOSAL IN LAPS FOR A CUSTOMER WHO IS ALREADY HAVING A CUSTOMER ID IN FINACLE: A) Creation of Customer Profile in LAPS: Once the user clicks the customer Profile Tab in LAPS a screen with three options viz., Full Name, Customer ID and CBS ID will be displayed. User has to click the CBS ID button, give Finacle customer ID in the space provided and click the tab CBS Customer for downloading the data available in Finacle. System picks up Finacle customer ID with the data available in Finacle and creates a Customer ID in LAPS where in user has to fill up the gaps by editing the downloaded data and ensure the status as completed. With this, a link between Finacle customer ID and LAPS Customer ID will be established in LAPS. B) Creation of Loan Account in Finacle through LAPS: 1. Once the loan is sanctioned, User has to click the tab CBS Details available in Workflow Action. Then a screen will be displayed wherein user has to select the relevant values in Common Information and Account Hand off for opening a Loan account in Finacle. Since the loan proposal is being done with the existing finacle customer ID, Customer Hand off information will be disabled. 2. Then click Account Hand off with which system uploads the data to finacle for opening of loan account duly displaying the finacle customer ID. Wait for two minutes for the system to open the loan account and click Account No. Enquiry to know the Loan account number opened in Finacle. The Loan Account opened will be in verified status in Finacle.
LIMITATIONS OF THE LAPS INTERFACE MODULE: 1. LAPS Interface module is currently enabled for Retail loans only. 2. Customer-ID in Finacle will be created for the Principal Borrower only. User has to separately create Customer IDs for Coapplicant/Co-Obligant/Guarantor in Finacle, if not available and link those IDs to loan account. 3. Module supports opening of loan accounts with Equated Monthly Installments (EMI) only. For Loans other than EMI, user has to open loan accounts in Finacle only. 4. Creation and linking of security details is to be done in Finacle, as is being done currently. 5. Branches have to check the Customer details and loan account details thoroughly as mandatory fields are only uploaded through interface module. Any other relevant data has to be fed in Finacle by the branches. // End of the document//