Board of Directors Shri Om Prakash Srivastava Shri Joy Broto Roy Shri Seemanto Roy Shri Brijendra Sahay

Shri Sakti Prasad Ghosh Shri Ranoj Dasgupta Chief Executive Officer & Company Secretary Shri D.J. Bagchi Internal Auditors M/s. Chaturvedi & Partners 212A, Chiranjiv Tower 43, Nehru Place New Delhi 110 019 Registered Office SAHARA INDIA SADAN 2A, Shakespeare Sarani, Kolkata 700 071, www.saharahousingfina.com Senior Management Personnel Shri Vivek Kapoor Finance & Corporate Affairs Shri Anup Kumar Kirtan Credit & Operations Shri K. D. Bhattacharya Systems & Administration Shri Sarvesh Kumar Regional Business Head North & West Shri S. C. Maitra Regional Business Head - East Shri R. N. Singh Regional Business Head - South Statutory Auditors M/s.Chaturvedi & Company, Chartered Accountants 60, Bentinck Street, Kolkata 700 069 Bankers Andhra Bank Corporation Bank. ICICI Bank Ltd. Indian Overseas Bank State Bank of Hyderabad Registrars & Share Transfer Agents Link Intime India Private Limited C-13, Pannalal Silk Mills Compound Lal Bahadur Shastri Marg Bhandup (W), Mumbai 400 078

CORPORATE INFORMATION
1 2

BOARD OF DIRECTORS
Shri S. P. Ghosh Shri Ranoj Dasgupta Shri Joy Broto Roy Shri Seemanto Roy Shri Brijendra Sahay Shri Om Prakash Srivastava

3 PROFILE OF DIRECTORS & KEY MANAGERIAL PERSONNEL

SHRI

OM PRAKASH SRIVASTAVA (DIN No: 00144000) Shri Om Prakash Srivastava, age 57 years, is one of the Promoter Directors of the Company. He holds a Masters Degree in Arts and a Bachelors Degree in Law from Gorakhpur University. He has over 30 years of experience in retail finance and real estate. He has held several important industrial and financial positions. He has been invited as a speaker by the World Bank and International Forums in Paris and Vienna acknowledging his views on the subject of emerging markets in the developing nations. He has been awarded Pragati Purush by the Governor of Uttar Pradesh and has also been honoured by the National and International Forums of Kayastha Samaj. He has done extensive work through Sahara Welfare Foundation on many corporate social responsibility activities. He was also an Executive Council Member of the Uttar Pradesh Technical University. SHRI JOY BROTO ROY (DIN No: 00432043) Shri Joy Broto Roy, age 51 years, is one of the Promoter Directors of the Company. He holds a degree in commerce. He joined Sahara India Pariwar in 1982 and has experience of almost three decades with the Group. He has played key

roles in the creation of many group companies and brands including Sahara Media and Entertainment, Air Sahara (now divested) and Sahara Infrastructure and Housing Limited. He was instrumental in increasing the reach of the Hindi daily-Rashtriya Sahara in North India. He had also held the post of the President of the West Bengal Hockey Federation. SHRI SEEMANTO ROY (DIN No: 00183666) Shri Seemanto Roy, age 35 years, holds a Bachelors Degree in Arts from Lucknow University. He has been the Head of Aamby Valley City and the Entertainment businesses of Sahara India Pariwar and contributed immensely during his association with these divisions of the Sahara India Group. He has more than 10 years of experience in the real estate sector. He had also been associated with the Sahara Airlines (now divested) in the capacity of Director. Presently, he holds, amongst others, Directorships on the Board of Sahara Prime City Limited, Sahara India World Mart Corporation Limited, Sahara Adventure Sports Limited, Aamby Valley Limited, Sahara Safe Drinking Water Supply Limited, Sahara India Club Royale Corporation Limited. He created the Customer Delight Centre (CDC) at Aamby Valley City and subsequently headed the ` 100 Cr Lake Front Development project at Aamby Valley City. SHRI BRIJENDRA SAHAY (DIN No: 00017600) Shri Brijendra Sahay, age 73 years, is a retired IAS Officer and Ex-Chief Secretary of the Government of Uttar Pradesh. He is also on the Board of other companies like Sahara One Media & Entertainment Limited and Ginni International Limited. SHRI SAKTI PRASAD GHOSH (DIN No: 00183802) Shri Sakti Prasad Ghosh, age 73 years, is a former Executive Director of the National Housing Bank. He belonged to the service cadre of Reserve Bank of India and held various important positions in RBI which included deputation of service to Unit Trust of India (UTI) and NABARD. Presently, he is also on the Board of Bengal Ambuja Metro Development Limited, Shristi Infrastructure Development Limited, Home First Finance Company India Private Limited, Shristi Housing Development Private Limited, DBS Affordable Home Strategy Limited, Bengal Shristi Infrastructure Development Limited. SHRI RANOJ DASGUPTA (DIN No: 00216165) Shri Ranoj Dasgupta, age 73 years, holds a Masters degree in Agricultural Sciences and is known for his administrative, enterprising and dynamic qualities. His Directorships include Sahara Infrastructure and Housing Limited, Sahara India Tourism Development Corporation Limited, Sahara India Infrastructural Development Limited and Sahara India Commercial Corporation Limited. DETAILS OF THE KEY MANAGERIAL PERSONNEL: SHRI D. J. BAGCHI Shri D. J. Bagchi, age 49 years, is a Fellow member of the Institute of Company Secretaries of India (ICSI) and a LLB, having more than 20 years experience in the Mortgage Finance Industry. He is presently the Chief Executive Officer & Company Secretary of the Company, possessing business expertise and professional knowledge in Secretarial & Legal Matters and is in charge of the Companys Business Development, Resource Mobilisation and Statutory & Regulatory Compliances.

5
42.01 6.20 24.47 6.21 33.35 33.19 24.59 2288 27.00 2449 2015.02 1985.08 30.11 22.37 18.91 2476

5.90 1750.57

OPERATIONAL HIGHLIGHTS 6
Southern Region 783 Northern Region 981 Eastern Region 480 Western Region 232 Southern Region 95.07 Northern Region 78.19 Eastern Region 53.48 Western Region 37.56

40.00 35.00 30.00 25.00 20.00 15.00 10.00 5.00 0

32.72 35.95

Southern Region 57.92 Northern Region 46.64 Eastern Region 20.26 Western Region 21.30
2290.39 2516.79

360.00 320.00 280.00 240.00 200.00 160.00 120.00 80.00 40.00 0

306.87 222.48 309.07 226.40 13076.36

15050.00 14050.00 13050.00 12050.00 11050.00 10050.00 8050.00 6050.00 4050.00 2050.00 0.00
1104.82 14290.11 924.46 13894.98 717.15 299.26 221.72 2738.51

39.12

FINANCIAL RESULTS Particulars 2011-2012 2010-2011 GROSS INCOME 20,17,50,791 20,38,65,671 Less: Interest 12,80,56,455 13,32,76,648 Overheads 4,22,49,010 3,82,05,487 Depreciation 15,19,602 14,76,785 Profit Before Tax (PBT) 2,99,25,724 3,09,06,751 Provision for Taxation Current Tax 81,55,376 89,42,712 Deferred Tax (4,25,661) (8,67,948)

 Income Tax related to earlier years 23,737 1,92,224 Profit After Tax (PAT) 2,21,72,271 2,26,39,763 Add: Profit carried from earlier years 7,32,25,340 5,72,30,090 Profit available for appropriations 9,53,97,611 7,98,69,853 Appropriations Transfer to Special Reserve u/s 36(1)(viii) of the Income Tax Act, 1961 61,59,803 66,44,513 Balance carried to Balance Sheet 8,92,37,808 7,32,25,340

7 To the members of Sahara Housingfina Corporation Limited,

The Board presents its Twenty- First Annual Report and the Audited Statement of Accounts of the Company for the year ended March 31, 2012. PERFORMANCE Some of the key highlights of your companys performance during the year under review; Income & Profit (PBT & PAT) The Profit and Loss Account shows a profit before tax of Rs. 299.26 lacs after making provisions for NPAs and Loan Assets (General) and taking into account all expenses, including depreciation as against the profit before tax of Rs. 309.07 lacs for the previous year. The provision for income tax (net of deferred tax) is Rs. 77.53 lacs and the profit after tax for the year is Rs. 221.72 lacs as against Rs. 226.40 lacs in the previous year. Taking into account the balance of Rs. 732. 25 lacs being brought forward from the previous year, the distributable profit is Rs. 953.98 lacs. The Gross Income for the year under review declined marginally by 1.04 per cent to Rs. 2017.51 lacs in comparison to last financial years income of Rs. 2038.66 lacs. Net Owned Fund (NOF) & Assets under Management (AUM) Shareholders Equity (Net Owned Fund) increased to Rs. 2738.51 lacs from Rs. 2516.79 lacs in the previous year, an increase of 8.81per cent (approx). The total Assets Under Management of the Company as on March 31, 2012 is Rs. 14612.13 lacs as against Rs. 15214.58 lacs in the previous year, thereby registering a marginal decline of 3.96 per cent (approx).

DIRECTORS REPORT
8
Earnings Per Share (EPS) The Earnings Per Share (EPS) is Rs. 3.17 as at March 31, 2012 as against Rs. 3.23 as at March 31, 2011. Lending Operations The main thrust continues on individual housing loans. Housing loan to individuals i.e. retail loans constitute 100% of the outstanding loan portfolio as at March 31, 2012. During the year under review, your Company disbursed loans aggregating to Rs. 1891.46 lacs (Previous year Rs. 3319.06 lacs). The outstanding loan portfolio as at March 31, 2012 stood at Rs. 14612.13 lacs (Previous Year 15214.58 lacs). The Cumulative Log-in, Sanction and Disbursement amount as on March 31, 2012 are as under: No. of Amount Particulars Accounts (` in Lacs) 2011-12 2010-11 2011-12 2010-11 Cumulative Log-in 5272 5062 48568.19 45968.66 Cumulative Sanction 3241 3063 32266.95 30029.95 Cumulative Disbursement 3046 2888 26429.87 24538.41 The Company continued to operate from four regions (Kolkata, Lucknow, Hyderabad and Mumbai) and thirteen branches (Kolkata, Asansol, Siliguri, Ranchi, Durgapur, Lucknow, Gorakhpur, Kanpur, Mumbai, Pune, Hyderabad, Vijayawada and Visakhapatnam) and is serving the customers through its attractive and competitive home loan schemes. The performance of your Company, financial as well as operational, witnessed a marginal decline mainly due to insufficiency of funds coupled with vagaries of business

environment including stiff competition from peers and banks, reduction in margins, increase in operating expenses, rise in loan foreclosures/Pre-payments including abolishment of foreclosure/pre-payment charges etc. RESOURCE MOBILISATION THROUGH SUBORDINATED DEBT The Board of Directors on May 30, 2012 approved the issue of 10% Unsecured, Redeemable, Non-convertible Debentures (NCDs) classified as Subordinated Debt (Tier II Capital) under Section 2(zd) of sub-rule (1) of Rule 2 of Chapter - I of the Housing Finance Companies (NHB) Directions, 2010. At the subsequent meeting held on July 25, 2012, the Board issued and allotted on Private Placement basis 2500, 10% NCDs at face value of Rs. 1 lac each as Subordinated Debt redeemable at the expiry of 84 months from the date of issue, aggregating Rs. 2500 lacs. The infusion is expected to ease the long standing problem of paucity of funds to generate new business. CREDIT RATING Your Company has been assigned a CARE BB+ (Double B Plus) rating from Credit Analysis and Research Limited (CARE Ratings) in July, 2012 for its 'Long-term Bank Facilities' aggregating to Rs. 5000 lacs. DIVIDEND Your Directors felt it prudent to retain the earnings for the year under review to be ploughed back in business, which shall result in further augmentation of the Companys growth and shareholders wealth. DEPOSITS The Company has been granted registration by the National Housing Bank, New Delhi as a non-deposit taking Housing Finance Company. Being so, the Company has neither accepted in the past nor has any future plans to accept any public deposits, by whatever name called. NON-PERFORMING ASSETS AND PROVISIONS The amount of gross Non- Performing Assets (NPA) as on March 31, 2012 was Rs. 249.62 lacs, which is equivalent to 1.71 per cent of the loan portfolio of the Company as against Rs. 273.71 lacs i.e.1.80 per cent of the housing loan portfolio as at March 31, 2011. Your Company continued its strict adherence to the prudential guidelines for Non-Performing Assets (NPAs), issued by the National Housing Bank (NHB) under its Directions of 2010, as amended from time to time. The Company has made adequate provision for the assets on which instalments are overdue for more than 90 days and on other assets, as required. REGULATORY GUIDELINES/AMENDMENTS The Company has been following guidelines, circulars and directions issued by National Housing Bank (NHB) from time to time. As per the Housing Finance Companies (NHB) Directions, 2010 dated June 10, 2010, every Housing Finance Company (HFC) shall maintain a minimum Capital Adequacy Ratio (CAR) of 12 per cent. The Capital Adequacy Ratio of SHCL as on March 31, 2012 was 30.11 per cent. During the year NHB advised HFCs not to charge prepayment levy or penalty on pre-closure of housing loans subject to satisfaction of certain conditions. Your Company has immediately taken steps to comply with the circular. Besides above, your Company has continued to comply with the guidelines in respect of Income Recognition, Asset Classification, Provisioning for Non-Performing Assets, maintaining Capital Adequacy Ratio etc. issued by NHB from time to time. The Company has also been following directions, guidelines, circulars issued by SEBI, BSE, MCA, from time to time pertaining to listed companies.

9
DIRECTORS In accordance with the provisions of the Companies Act, 1956 and the Articles of Association of the Company, Shri Brijendra Sahay and Shri Ranoj Dasgupta, Directors of the Company, retire by rotation at the ensuing Annual General Meeting of the

Company and being eligible, offer themselves for re-appointment. The details pertaining to these Directors seeking appointment/ re-appointment are furnished in the section Directors Profile published elsewhere in this Annual Report and the notice of the ensuing AGM also contains the disclosures pertaining to these Directors as required under Clause 49 of the Listing Agreement. None of the aforesaid Directors of the Company are disqualified for being appointed/re-appointed as Directors pursuant to Section 274 (1) (g) of the Companies Act, 1956. INTERNAL CONTROL The Company has internal audit system whereby internal audit is conducted by the internal auditors and reports are submitted on a periodic basis. The exercise is further complemented by an in-house team (Conformity Assessment Team) to ensure the understanding and compliance of various policies & procedures at all levels and to assure the management that the plans and policies framed by it have actually been implemented. Your Company has framed policies on Know Your Customer & Anti-Money Laundering Standards (amended on November 10, 2010), Fair Practice Code (as amended on May 30, 2011), Policy on Partial/Part-Prepayment, Foreclosure/Pre-closure of loan prior to actual/agreed date of closure (amended on July 25, 2012), Code of Conduct for Direct Selling Agents (framed on July 31, 2008), Guidelines for Recovery Agents (framed on July 31, 2008) etc. in order to upgrade the procedures of collecting the information from the prospective borrowers and to ensure fair practices in dealing with the borrowers. TECHNOLOGY UPDATION During the later part of the financial year 2011-12 the work on commissioning the "Operational Module" of the in-house developed software was commenced. The trial run is expected during the ongoing financial year. Newer application software was implemented for improved information flow. Regular updation of Systems and procedures is undertaken from time to time to provide checks and alerts for avoiding fraud arising out of misrepresentation given by borrower/s while availing loans. AUDITORS Pursuant to the recommendations of the Audit Committee at its meeting held on May 30, 2012, the Board of Directors of the Company has approved, subject to the approval of the Members at the ensuing Annual General Meeting, the appointment of M/s Chaturvedi & Co., (Firm Registration No. 302137E) Chartered Accountants, Kolkata, as the Statutory Auditors, of the Company for the financial year 2012-13. In terms of the provisions of Section 224 of the Companies Act, 1956 (the said Act) M/s Chaturvedi & Co. retire at this Annual General Meeting and being eligible, offer themselves for re-appointment. In terms of the provisions of Section 224 (1B) of the said Act, M/s Chaturvedi & Co. has furnished a certificate that their appointment, if made will be within the limits prescribed under Section 224(1B) of the said Act. The Board of Directors recommends the appointment of M/s Chaturvedi & Co., Chartered Accountants, Kolkata, as the Statutory Auditors, of the Company for the financial year 2012-13. AUDITORS OBSERVATIONS No adverse remark or observation is given by the Statutory Auditors. The observations made by the Statutory Auditors in their report, read with the relevant notes to accounts, are selfexplanatory. STATUTORY INFORMATION The Company does not own any manufacturing facility. Hence the particulars relating to conservation of energy and technology absorption as per section 217(1)(e) of the Companies Act,1956, read with the Companies (Disclosure of Particulars in the Report of the Board of Directors) Rules, 1988 are not applicable. There has been no foreign exchange earning and outgo during the year under review. Since no employee is in receipt of remuneration in excess of the limits as laid down under Section 217 (2A) of the Companies Act, 1956, read with Companies (Particulars of Employees) Rules, 1975 as amended by the Companies (Particulars of

Employees) Amendment Rules, 2011, no disclosures in this regard are applicable. None of the Directors of the company is disqualified to be appointed as Director under the provisions of Section 274(1)(g) of the Companies Act, 1956. The Directors have made necessary disclosures, as required under various provisions of the Act and Clause 49 of the Listing Agreement with the Stock Exchange/s. DEPOSITORY SYSTEM The Company has entered into an agreement with CDSL/ NSDL for transaction of shares in dematerialized form. As on March 31, 2012, only 3.08 per cent of the Companys Paid up Share Capital consisting of 2,15,785 shares were held in physical form. As per the Securities and Exchange Board of Indias (SEBI) instructions, the Companys shares have to be transacted in dematerialised form and therefore, members are requested to convert their holdings to dematerialised form. HUMAN RESOURCES AND TRAINING The Company aims to align HR practices with business goals, motivate people for higher performance and build a competitive working environment. Productive high performing employees

10
are vital to the companys success. The Board values and appreciates the contribution and commitment of the employees towards performance of your Company during the year. In pursuance of the Companys commitment to develop and retain the best available talent, the Company continued to offer inhouse training programme to staff members in executive development, leadership and management skills. The Company had organised various training programmes for upgrading the skill and knowledge of its employees in different operational areas. The Company also sponsored its employees at various levels to attend various seminars and programmes conducted by various organizations and institutions including Training programmes conducted by the National Housing Bank so as to update their knowledge and to keep them abreast of all the developments in their respective fields. Employee relations remained cordial and the work atmosphere remained congenial during the year. DIRECTORS RESPONSIBILITY STATEMENT In accordance with the provisions of Section 217 (2AA) of the Companies Act, 1956 and based on the information provided by the management, your Directors state that: In the preparation of the Annual Accounts, the applicable Accounting Standards have been followed and that there are no material departures. In the selection of the Accounting Policies, consultation with the Statutory Auditors have been made and have applied them consistently, made judgements and estimates that are reasonable and prudent so as to give a true and fair view of the State of Affairs of the company at the end of the financial year and of the Profit of the company for that period. Proper and sufficient care has been taken to the best of their knowledge and ability for the maintenance of adequate accounting records in accordance with the provisions of the Companies Act, 1956 for safeguarding the assets of the Company and for preventing and detecting fraud and other irregularities. The Annual Accounts have been prepared on a Going Concern Basis. INSURANCE COVERAGE TO BORROWERS Your Company continues its arrangement with National Insurance Company Limited to offer comprehensive insurance cover product called NATIONAL INSURANCE SAHARA HOME LOAN SURAKSHA BIMA which affords protection to the borrowers of the Company against the following risks/perils/natural calamities: (A) PERSONAL ACCIDENT INSURANCE: Death due to accident/Accidental loss of two limbs, two eyes or one limb and one eye; Permanent total disablement from injuries other than specified herein. (B) PROPERTY INSURANCE: Fire/Storm/Earthquake/Riot,

Strike and Malicious damage/Lightning/Explosion/Implosion /Aircraft damage, Impact damage/Subsidence and Landslide including Rock Slide/ Bursting or Overflowing of Water Tanks & Pipes, Missile testing operations/Leakage from Automatic Sprinkler Installations, Bush Fire/other natural calamities. The details regarding the product (e.g. Sum insured, premium payable etc.) are explained to the borrowers during personal discussion with them at the time of credit appraisal. CORPORATE GOVERNANCE A certificate from the Statutory Auditors of the Company regarding compliance of the conditions of Corporate Governance as stipulated under Clause 49 of the Listing Agreement with Stock Exchanges is attached to the Corporate Governance Report. Your Company has been complying with the principles of good corporate governance over the years. The Board of Directors support the broad principles of Corporate Governance. In addition to basis governing issues, the Board lays emphasis on transparency, accountability and integrity. Pursuant to Clause 49 of the Listing Agreement with the Stock Exchanges, Management Discussion and Analysis Report and Corporate Governance Report form part of this Annual Report. A NOTE OF APPRECIATION Your Directors place on record their appreciation for the advice, guidance and support given by various regulatory authorities including the NHB, RBI, SEBI, MCA, Registrar of Companies, the Stock Exchange (BSE), Depositories and all the bankers of the Company. The Directors would also like to acknowledge the role of all its stakeholders shareholders, borrowers, key partners, and lenders for their continuing support to the Company. Your Directors also record their appreciation for the dedicated services of the employees and their contribution to the growth of the Company. The Board would also like to express its sincere appreciation to all the Companys valued Shareholders, RTA, Service Providers and Counsellors for their continued support and patronage. Kolkata July 25, 2012 for and on behalf of the Board of Directors (O. P. Srivastava) Director (S. P. Ghosh) Director

11
Global Economic Perspective Economic growth had been relatively modest in the advanced economies during the latter half of 2010 mainly on account of the severe impact of the financial crisis on such economies. However, following some recent negative developments across the world, there are strong fears of these economies sliding into another phase of economic trough. The emerging and developing economies, which had displayed robust growth trends during most part of the year 2010 and the early part of 2011, have now begun to display growth marked by regional disparities. While developing economies in Central and Eastern Europe, Central Asia and Latin America have experienced positive turnaround in economic activity on account of surging commodity prices; developing economies in Asia witnessed weakening activity and growth owing to supply-side disruptions and uncertainties resulting from declining demand from advanced economies. Developing economies, particularly in the Asian region, have witnessed the gradual withdrawal of fiscal stimulus along with monetary tightening to curb inflationary pressures mainly relating to supply-side bottlenecks relating to food and fuel. Amongst the advanced economies, those in Asia have fared better in comparison to their counterparts in the Euro Zone area and North America. However, disruptions resulting from the natural calamity experienced in Japan are expected to not only slow down activity in the Asian region but also result in a further loss of momentum globally owing to supply-side disruptions and consumption slowdown. The developing economies in the Asian region, which were leading the rest of the world with their buoyant

growth trends have now begun to experience slack in economic activity owing to inflationary pressures and other external growth retarding factors. On the back of the deteriorating conditions in global financial markets and slowdown in economic activity, the return to growth trajectory in advanced economies is expected to be slow depending to a great extent on the response of policymakers involved in reviving their economies. The World Economic Outlook (WEO) predicts modest growth in the advanced economies and relatively buoyant growth in emerging and developing economies in the near term. The World Economic Outlook, September 2011, released by IMF predicts global growth to be about 4 per cent during 2011-12.
(Source: NHB Report on Trends and Progress of Housing in India, 2011)

Overview of the Indian Economy Macroeconomic Overview Managing growth and price stability are the major challenges of macroeconomic policymaking. In 2011-12, India found itself in the heart of these conflicting demands. Economic Survey 2010-11 had anticipated that the Indian economy would register growth of around 9 per cent (+ or - 0.25 per cent) in 2011-12, almost reverting to the pre-crisis levels achieved during the three-year period 2005-6 to 2007-8. The optimism was driven in part by the fact that the economy had achieved a growth rate of 8.4 per cent during the years 2009-10 and 2010-11 and the savings and investment rates had begun rising once again. However, during the course of the year it became increasingly clear that economy would fall short of that growth rate by a significant margin for various reasons. As per the Advance Estimates (AE) released by the Central Statistics Office (CSO) on February 7, 2012, economy was expected to register a growth rate of 6.9 per cent in 2011-12. A part of the reason for the slowdown lies in global factors, particularly the crisis in the eurozone area and near-recessionary conditions prevailing in Europe; sluggish growth in many other industrialized countries, like the USA; stagnation in Japan; and hardening international prices of crude oil, which always has a large effect on India. Domestic factors, namely the tightening of monetary policy, in particular raising the repo rate in order to control inflation and anchor inflationary expectations, resulted in some slowing down of investment and growth, particularly in the industrial sector. The weak global economic prospects and continuing uncertainties in the international financial markets have had their impact on emerging market economies like India. Sovereign risk concerns, particularly in the euro area, affected financial markets for the greater part of the year, with the impact of Greeces sovereign debt problem spreading to India and other economies by way of higher-than normal levels of volatility. The funding constraints in international financial markets could impact both the availability and cost of foreign funding for banks and companies, since the Indian financial system is bank dominated and banks ability to withstand stress is critical to overall financial stability. Indian banks however remain robust, notwithstanding a decline in the capital to risk weighted assets ratio and spurt in non-performing asset levels in the recent past. Capital adequacy levels remain above the regulatory requirements. Keeping in view progressive deregulation of interest rates, savings bank account interest rates were deregulated with effect from October 25, 2011, wherein banks will have to keep a uniform rate of interest for savings accounts with deposits up to Rs. 1 lakh, while differential interest rates could be set for savings deposits over Rs. 1 lakh. The deregulation is expected to improve the transmission of monetary policy. It is also expected to enhance the attractiveness of savings accounts and encourage thrift behaviour in the economy by bringing savings. The growth rate of investment in the economy is estimated to have registered a significant decline during the current year. The year has been witnessing a sharp increase in interest rates that resulted in higher costs of borrowings; and other rising costs affecting profitability and, thereby, internal accruals that could be used to finance investment.

(Source: Economic Survey, Ministry of Finance, Govt. of India, 201-12)

MANAGEMENT DISCUSSION & ANALYSIS REPORT

12
Monetary Management The RBI hiked the repo rate 13 times between March 2010 and January 2012, cumulatively by 375 basis points (bps). With supply-side factors feeding into food inflation and an uncertain economic scenario in advanced countries necessitating repeated liquidity injections by these countries to counter recessionary trends, the task of monetary policy calibration was particularly challenging. Sustained rate increases have, to an extent, impacted growth negatively. However, the period from December 2011 to January 2012 marked a reversal of the cycle with the RBI in its Third Quarter Review of Monetary Policy keeping the repo and reverse repo rates unchanged at 8.5 per cent and 7.5 per cent respectively. The cash reserve ratio (CRR), however, has been reduced from 6.0 to 5.5 per cent in order to ease the liquidity situation and aid revival of growth.
(Source: Economic Survey, Ministry of Finance, Govt. of India, 201-12)

The Indian Housing Sector Housing is a basic need that provides a place of 'home' to the individual and is valuable collateral that can enable him to access credit from the financial market. India is witnessing increasing levels of urban population. Nearly 30 per cent of the country's population lives in cities and urban areas double the level of urbanization at the time of Independence in 1947 and projected to reach 50 per cent in 2030. Within the urban population, there is a rapidly growing informal sector whose ability to borrow from the formal market is not adequately recognized. This is also posing a new challenge to the Policymakers and financiers. Although there has been continued deepening and broadening of the financial system, through a series of comprehensive financial reforms, the outstanding housing loans account for only 7.25 per cent of India's GDP, when compared with China (12 per cent), Thailand (17 per cent), and Malaysia (29 per cent). A major policy concern for India is the widening gap between demand and supply of housing units and inadequate housing finance solutions. Investments in housing result in higher capital formation as it contributes to national wealth. Home ownership is also a measure of country's economic and social development. Though the housing finance sector in India has experienced buoyant growth over the past several years, the homelessness amongst the lower segments of population has continued to increase. Affordable Housing has crucial implications for the country as the market needs balanced and sustainable funding models, and pro-active participation of all stakeholders.
(Source: NHB Report on Trends and Progress of Housing in India, 2011)

The Housing Finance Industry Acquisition of a house requires substantial investment on the part of the home buyer and a significant majority of home purchases are made through borrowings from banks and financial institutions. With support from the lending institutions, housing credit has grown substantially over the years, resulting in increased market penetration. However, access to formal credit is mostly available to the people in the formal sector who are salaried and have documented incomes. The emerging challenge is to meet the housing needs of the low and moderate income households in urban and rural areas. Though there is no lack of demand for housing, there is shortage of credit flow. Affordable price of the housing unit is a more critical need and perhaps a bigger challenge than the provision of credit to the people. Aspirations of the people to own a house supplemented with their increasing incomes has resulted in an increased demand for credit among the people in the middle income segments. There are growing housing activities in Tier II and Tier III cities supported by easy availability of credit on the back of growing demand. A better understanding and appreciation of the risks and strengths of this growing and potentially very stable market has helped the lenders in achieving greater penetration of this market through innovative market

based products. People in the lower income segments and in the informal sector often find their own informal solutions in the urban habitat, adding to the squatter and slum population. Lack of sufficient and affordable finance and construction has resulted in poor living conditions for a large segment of the urban slum population lacking access to basic civic amenities and sub-standard hygienic conditions. The housing sector in India historically had significant gaps in terms of credit flow and market infrastructure. The market reforms and liberalization through the 1990's contributed substantially to the productivity and efficiency of this sector in terms of credit flow and its absorption in the market. The supply responses, however, have not been so smooth, often marked by rigidities. Due to inadequate supply of land, infrastructure and housing, which are all part of the "real economy", the affordability is seriously affected. A number of policy measures have been initiated through the partnership between the Centre and State Governments. As a result, integration of the financial market with the real housing sector which was a serious challenge when the reforms began in the early nineties, is getting to be addressed through partnership initiatives at the Policy level between the Centre, State and local bodies and through greater involvement of the private sector. Besides the network of formal financing institutions, a large number of microfinance institutions (MFIs), community based organisations (CBOs), self-help groups (SHGs) etc are operating in the urban and rural space, serving the housing and housing finance needs of these segments of the population. Although, the cost of housing finance from these small sources is comparatively high, the easy, quick and timely availability of finance are supporting the growth and development of this market segment.
(Source: NHB Report on Trends and Progress of Housing in India, 2011)

Housing Finance Companies The key factors for HFCs to succeed in the Indian housing finance industry include: Cost of funds Strong credit function Cost of operations Product features Brand recognition

13
Dependence on wholesale funding sources Most HFCs rely primarily on wholesale funding sources for onward lending. As shown in the below graphs of HFC borrowing profiles, while the bigger HFCs have more diversified funding profiles, the smaller ones continue to depend largely on banks and NHB to meet their borrowing requirements. NHB is likely to remain an important source of long-term funds for the smaller HFCs, given that the institution mobilizes funds at competitive rates and on-lends the same while maintaining thin interest spreads because of its developmental role in the mortgage finance market. Also, most HFCs have increased their emphasis on mobilizing public deposits to diversify their funding profile, as they perceive deposits to be a relatively stable source of funding, especially after the liquidity crisis of October 2008. However, despite these initiatives, HFCs are likely to remain reliant on wholesale funding sources, and as a result, any prolonged tightness in liquidity at the systemic level could affect their cost of funds. (Source: ICRA Rating Feature, November 2011) The following table gives the borrowing profile of all HFCs as at March 2011. Source Percentage Commercial Papers 4 Loans from Banks 37 Other loans 2 NHB refinance 5 Fixed deposits 13 NCDs 39 Total 100 (Source: ICRA Rating Feature, November 2011)

HFCs - Key Financial Indicators

(Amount in Rs. Crore)

Outstanding as on March 31 Particulars 2009 Growth 2010 Growth 2011 Growth %%%
Paid up capital 4797.13 10.94 4,890.47 1.95 5,167.72 5.67 Free Reserves 19,930.63 14.65 24,674.83 23.80 29,657.67 20.19 Net owned fund (NOF) 22,293.00 6.37 28,180.65 26.41 32,730.89 16.15 Public deposits 20,296.27 55.14 27,035.75 33.21 28,694.34 6.13 Outstanding Housing Loans 1,26,823.50 16.12 1,53,188.73 20.79 1,86,438.25 21.71 (Source: NHB Report on Trends and Progress of Housing in India, 2011)

Outlook The Indian economy's outlook for the year 2012-13 remains favourable, given the strong fundamentals it rests upon. However, given the high degree of integration with the global economy, some recent developments may pose hindrances to domestic growth. Although global commodity prices have somewhat moderated in recent times, the risks associated with high commodity prices cannot be discounted. Global oil prices have continued to exhibit surging trends in international markets and it poses a major risk to India's growth and inflation. Persistent high inflation continues to pose a threat to sustainable growth in the medium term. The challenge of managing inflationary pressures while sustaining growth and development persists. The RBI continued with its ant- inflationary Policy stance, keeping in view the need to balance the adverse movements in inflation with recent global developments and their likely impact on the domestic growth trajectory. (Source: NHB Report on Trends and Progress of Housing in India, 2011) Opportunities and Threats A Technical Group constituted by the Ministry in 2006 to assess the urban housing shortage has estimated that at the end of the 10th Five Year Plan (2007-08), the total housing shortage in the country was 24.71 million. Combining the housing shortage at the beginning of the 11th plan period and the additional requirements during the 11th plan period, the total requirement of urban housing during the XI Plan period (2007-2012) works out to be 26.53 million units as shown in Table below: Housing Requirement during XI Plan Period As on 2012 1. Housing Shortage as on 2007 (Million) 24.71 2. Households (Million) 75.01 3. Pucca Houses (Million) 53.49 4. Semi Pucca Houses (Million) 10.05 5. Katcha Houses (Million.) 2.56 6. Addition to households (Million.) 8.71 7. Addition to housing stock 7.27 8. Upgradation of Katcha Houses (Million.) 0.38 9. Additional requirement (Million.) (6-7+8) 1.82 10. Total requirement (Million units) 26.53 (Source: Report of the Technical Group 11th Five Year Plan: 2007-12 on Estimation of Urban Housing Shortage) Thus it is clear that, taking the business as usual scenario, the total shortage of dwelling unit at the beginning of the 11th Plan Period i.e. 2007 will be 24.71 million. The housing shortage during the plan period (2007-2012) including the backlog can then be computed as 26.53 million. This indicates a huge growth potential for the housing sector and in turn presents a fantastic growth opportunity for the housing finance industry. However majority of the requirements will be in low income group segment and in tier II and tier III cities. Hence Housing finance companies has to immediately expand its network in such centres.

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The property prices have seen upward movement and the expected rise in interest rates due to inflationary pressures could impact the affordability of the average home loan borrower to a great extent. Nevertheless the housing finance sector is expected to continue to grow steadily backed by the continuing

demand and supply gap in dwelling units, reducing age profile of borrowers, higher income levels, increasing proportion of double income households and easy and wider choice of financing options. Housing being one of the low risk asset classes for financiers and hence scheduled commercial banks has become very aggressive in this segment, which are armed with well established vast network and accessibility to funds at relatively lower costs. The concern for the stand alone housing finance Companies will be the continuous availability of funds at a longer tenor with affordable rates. Reserve Bank of India has mandated the Banks to switch over to the system of Base Rate which is a welcome measure, will enhance transparency in lending rates, however may result in increase in cost of funds for the Housing Finance Industry. However still there is ample scope for the Housing Finance Industry to grow, due to huge demand and supply gap existing in housing segment and the consequent need for funding of purchases of shelter across all segments of the population. Segment Reporting Accounting Standard 17 regarding Segment-wise Reporting does not apply to your Company since revenues are derived from only one segment i.e. housing finance activity. Risks and Concerns One general feature observed in many of the housing finance companies is lowering of interest spreads due to increase in cost of funding and competitive rates to be offered on housing loans due to stiff competition from scheduled commercial banks. Upward trend witnessed in property prices and the expected rise in interest rates will impact the affordability of vast number of end users. The Directors and the Management is fully geared to take appropriate and timely action with the objective of becoming financially even stronger in the years to come. Risk Management Risks include credit risk, liquidity risk, and interest rate risk, operational risk market risk. The credit risk is managed through stringent credit norms. Liquidity risk and interest rate risk arising out of maturity mismatch of assets and liabilities are managed through regular monitoring of the maturity profiles, and yield management by way of risk, return, and portfolio management. The company proposes to manage the increased risk through available methods of portfolio churning by the RMBS route as well as rate SWAP arrangements with Banks/Institutions. For operational risk the Company has a comprehensive internal control and security system, which provides for appropriate checks and balances. Risk Management Committee SHCL has formed an Asset Liability Committee (ALCO) which meets at periodic interval to review its approvals and controls to the various risks faced. The ALCO reviews the process of implementation of various risk management techniques, system policies, procedure and evaluates as well as advises for changes required in relation to the business environment. Internal Control Systems & Adequacy The company has internal control system commensurate with the size of its operations. Adequate records and documents are maintained as required by law from time to time. Internal audits and checks are regularly conducted and internal auditors recommendations are seriously considered for improving systems and procedures. The companys audit committee reviews the internal control system and looks into the observations of the statutory and internal auditors. The Company has also established a team in-house for assessing that various policies and procedures being implemented from time to time are being understood and complied at all the levels. The report of such assessment is placed before the Board periodically. Discussion of Financial Performance With Respect To Operational Performance The financial and other operational performance of the Company for the year under review has been discussed in detail in the Directors Report. The Cash-Flow Statement and the Balance

Sheet Abstract and Companys General Business Profile are annexed to the Annual Accounts of the Company. Marketing and Selling Arrangements SHCL has set-up 13 branches covering major cities and towns for soliciting business. It has a strong marketing team, which has taken steps to serve the customers at their door step which includes appointing Home Loan Agents, Direct Selling Agents and Home Loan Counsellors. The Company also caters to walkin customers among others. Besides this, the Company is active in advertising and various marketing arrangements. Provision on Standard Assets The requirement relating to creation of a general provision at 0.4% of the total outstanding amount of loans other than housing loans, which are standard assets, in terms of the Directions issued by National Housing Bank (NHB) has been complied with. Loan Products SHCLs major focus has been to provide home loans to individuals and families for purchase, construction, extension, repair and renovation of houses. The Company has also developed loan products for the families in the self-employed category where formal income proofs are not easily available and the repayment capacity of such families are appraised based on their cash flows.

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Individual Housing Loans (HL) This is the primary home loan product available to all Indian nationals / NRIs (selectively), to acquire/construct a house any where in India within the jurisdiction of SHCLs Branches/satellite offices. Home Improvement Loans (HIL) This loan is extended to help the borrower meet his requirement of improvement/ renovation of the existing house. Home Extension Loan (HEL) This loan is given to enable the individual to expand the home/construct additional space to meet the growing requirements of the family. Land Loans (LL) Strictly for non-agriculture land situated within approved layouts of Municipal/ Development Authority limits. In other words Land Loans can be sanctioned only in case of Plots allotted by Development Authorities and Housing Board specifically for the construction of houses/flats (residential purpose) within Municipal limits. Home Loan Plus (HLP) Existing Borrowers with good repayment track record are eligible to apply for this loan. Seasoning period of 6 months from the last/full disbursement of the existing loan. Mortgage Loans (ML) This loan is extended to those who own residential property with fixed sources of income and are looking for finances to meet immediate requirements like childrens education, marriage, medical treatment etc. Non Residential Property Loans (NRPL) All professionals like practising Medicos, CA/ICWA/CS, Architect, Consulting Engineer, Solicitors may be considered for this loan for acquiring/constructing their Office premises, clinic etc. Home Loan Enhancement (HLE) In the case of existing good borrowers whose repayment track record is consistent and regular, can enhance existing loan for extension or renovation or repairs of the property. Loan Take Over/Balance Transfer (BT) Existing home loan takeover from HFCs/Banks. Existing mortgage loan takeover from HFCs/Banks. Existing non residential premises loan takeover from HFCs/Banks.of houses/flats (residential purpose) within Municipal limits. Disbursements During the year under review, your Company disbursed housing loans aggregating to Rs.1891.46 lacs Year- wise cumulative disbursements during the last six years ended March 31, 2012 is as shown in the table. Spread on Loans The average yield on loan assets during the year was 12.94% per annum as compared to 12.93% per annum in the previous year. The average all-inclusive cost of funds was 10.27% per annum as compared to 10.30% per annum in the previous year. The spread on loans over the cost of borrowings for the year was to 2.67% per annum as against 2.63% per annum in the previous year.

300 250

200 150 100 50 0 92.26 147.79 212.19 178.83 245.38

(` in Crore)

Mar,07 Mar,08 Mar,09 Mar,10 Mar,11 Cumulative Disbursements 264.29 Mar,12

Loan products offered by the Company are as under:

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New Segments The Company has been continuously analysing the housing needs and credit profile of under served market segments. Method of gaining a deeper understanding of these market segments are under review and would enable us to enlarge our customer base. Business Strategy To be a prominent Corporate Citizen in promoting housing activities through customer friendly home finance schemes within a service oriented atmosphere. To consolidate and grow in a competitive environment reflecting the ethical standard of a good corporate citizen. Competition Banks in India hold an advantage over HFCs by having a larger deposit base which provides access to low-cost funds and larger branch networks. By focusing on the housing market, however, HFCs may maintain better customer service, have lower operating costs and avoid government mandated /directed-lending standards. The Company, through its competitive pricing, wide distribution network and good customer service, has not only been able to show a good growth in new business, but has shown improved retention rates, reflected in high growth of loan book. Human Resources Development The total work force strength of the Company as on March 31, 2012 was 68. The manpower requirement of the offices of the Company is assessed and recruitment is conducted accordingly. Personal skills of employees are fine tuned and knowledge is enhanced by providing them internal and external training, keeping in view the market requirement from time to time. Outstanding performers are rewarded by elevation to the higher cadre. Loan asset per employee of the Company as at March 31, 2012 was Rs. 356.39 lacs as against Rs 362.25 lacs as at March 31, 2011. Conclusion with Caution Statements in this report, describing the companys objectives, estimations, projections, expectations are forward looking statements based on the managements current expectations and beliefs concerning future developments and their potential effect upon the Company. Several factors could make significant difference to the companys operations. These include economic conditions affecting demand and supply, Government regulations and taxation, natural calamities, etc. over which the company does not have any direct control. SHCL assumes no responsibility in case the actual results differ materially due to change in internal or external factors.

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1. COMPANYS PHILOSOPHY ON CORPORATE GOVERNANCE Corporate Governance today has emerged as an integral element in the business environment. It is not only a prerequisite for attaining sustainable growth in emerging global market scenario but it is also an embodiment of the parameters of fairness, accountability, disclosures and transparency to maximize value for the shareholders of a company. The Company is fully committed to practicing sound corporate governance and upholding the highest business

standards in conducting business. The Company has always worked towards building trust with shareholders, employees, customers, suppliers, and other stakeholders based on the principles of good corporate governance, viz., integrity, equity, transparency, fairness, disclosure, accountability and commitment to values. 2. MANAGEMENT STRUCTURE The Company has a multi-tier management structure, comprising the Board of Directors at the top followed by managing executive officers, divisional and department heads. Through this, it is ensured that: Strategic supervision is provided by the Board; Control and implementation of Companys strategy is achieved effectively; Operational management remains focused on implementation; Information regarding the Companys operations and financial performance are made available adequately; No. of Percentage to Category Directors total no.of Directors Executive Directors Nil Nil Non- Executive Non- Independent Directors 3 50 Independent Directors 3 50 Delegation of decision making with accountability is achieved; Financial and operating control and integrity are maintained at an optimal level; Risk is suitably evaluated and dealt with Board of Directors As on March 31, 2012 the Companys Board of Directors consists of 6 (six) members. All the Directors of the Company are Nonexecutive Directors and half of them i.e. 50% are Independent Directors. The current Board structure is in conformity with Clause 49 of the Listing Agreement entered into with the Stock Exchange. All the Directors on the Board are liable to retire by rotation in accordance with the provisions of the Companies Act, 1956. Of the retiring Directors at least one third retires every year and if eligible, qualify for re-appointment. In terms of the Article of Association of the company, the strength of the Board shall not be less than 3 (three) and more than 12 (twelve). Board Composition As On March 31, 2012 Information Related To Other Directorships/ Committee Memberships/ Chairmanships In Other Companies No. of Other No. of Other Committee Directors Category Directorship(s)* Memberships/Chairmanships In Public Companies Excluding SHCL** Chairmanship Membership Shri Om Prakash Srivastava NED 14 1 07 Shri Joy Broto Roy NED 08 04 Shri Seemanto Roy NED 07 02 Shri Brijendra Sahay NED (I) 02 03 Shri Sakti Prasad Ghosh NED (I) 04 02 Shri Ranoj Dasgupta NED (I) 04 3 01 Note: Brief profile of the Directors is highlighted elsewhere in the Annual Report. NED- Non-Executive Director/ NED (I) - Non-Executive Director (Independent) * Excludes Directorship in Indian Private Limited Companies (excluding Pvt. Ltd. companies that are subsidiaries of Public Company), Foreign Companies, Section 25 Companies under the Companies Act, 1956 and Alternate Directorships, if any. ** Represents Membership / Chairmanship of Audit Committee and Investor Grievance Committee of all public limited companies as prescribed under Clause 49 (I) (C) of the Listing Agreement.

REPORT ON CORPORATE GOVERNANCE

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Note: i. Other Directorships and Committee Memberships of Directors are as on March 31, 2012. ii. In terms of Clause 49 of the Listing Agreement, none of the Directors was a member of more than 10 committees or chairman of more than 5 committees across all companies in which he is a Director.

iii. None of the Directors hold any equity shares in the Company. NUMBER OF BOARD MEETINGS AND ATTENDANCE The Board met five times during the year on May 30, 2011, August 11, 2011, September 29, 2011, November 12, 2011 and February 10, 2012. ATTENDANCE AT THE BOARD MEETINGS AND AT ANNUAL GENERAL MEETING (AGM) DURING THE FINANCIAL YEAR 2011-2012 Non-compliance of any regulatory, statutory nature or listing requirements and shareholder services such as non-payment of dividend, delay in share transfer, etc. Any other relevant & critical issues pertaining to the Company; REMUNERATION TO DIRECTORS Directors do not receive any remuneration except the sitting fees for the meetings of the Board and Committee meetings attended by them. The Company did not advance any loans to any of its Directors in the year under review. DETAILS OF SITTING FEES PAID DURING 2011-2012 Sitting Fees Board Audit Meeting Committee (`) ( `) Shri Om Prakash Srivastava 40,000 40,000 80,000 Shri Joy Broto Roy 40,000 - 40,000 Shri Seemanto Roy 30,000 - 30,000 Shri Brijendra Sahay 50,000 40,000 90,000 Shri Sakti Prasad Ghosh 40,000 40,000 80,000 Shri Ranoj Dasgupta 50,000 40,000 90,000 Note: Sitting fees of ` 10,000/- are paid for each Board and Audit Committee Meeting held during the year. No sitting fee is paid for Shareholders/Investors Grievance Committee meetings. COMMITTEES OF THE BOARD The Board of Directors has constituted three committees of the Board, viz, Audit committee, Shareholders / Investors Grievance Committee and Remuneration Committee. Each committee has an appropriate combination of Non-Executive and Independent Directors. The roles and responsibilities assigned to these committees are covered under the terms of reference specified by the Board and are subject to review by the Board from time to time. The minutes of the meetings of Audit Committee, Shareholders/Investors Grievance Committee and Remuneration Committee are placed before the Board for information and noting. The details as to the composition, terms of reference, number of meetings and related attendance etc of these Committees are given below: 3. AUDIT COMMITTEE: The Audit Committee of the Company is constituted as per Section 292A of the Companies Act, 1956 and the guidelines set out in the Listing Agreement with the Stock Exchanges. During the financial year, the Committee meetings were held on May 30, 2011, August 11, 2011, November 12, 2011, and February 10, 2012. The necessary quorum was present at all the meetings. The Audit Committee Meetings are attended by the Directors, Chief Executive Officer, representatives of the Statutory Auditors and representatives of the Internal Auditors. The Operations Heads are invited to the meetings, as and when required. The Company Secretary acts as Secretary of the Audit Committee.
No. of Board Whether Meeting Attended Attended (Total Meetings Last AGM Held : 5)

Shri Om Prakash Srivastava 4 No Shri Joy Broto Roy 4 No Shri Seemanto Roy 3 No Shri Brijendra Sahay 5 Yes Shri Sakti Prasad Ghosh 4 No Shri Ranoj Dasgupta 5 Yes
Name of Director

Name of Directors Total (`)

INFORMATION PLACED BEFORE THE BOARD Apart from its primary role of monitoring of Corporate Governance in the company, the Board provides direction/ guidance to the top management, reviews performance and ensures protection of long term interest of the shareholders. The Board has complete access to all information of the Company. The following information is provided to the Board and the agenda papers for the meetings are circulated in advance of each meeting: Quarterly Results of the Company; Minutes of meetings of Audit committee and other committees of the Board; General notice of interests and any updates; Notices under Section 274(1)(g) of the companies Act, 1956; Information on recruitment and/ or remuneration of senior officers just below the Board level; Materially important litigation, information show cause, demand, prosecution, and penalty notice; Fatal or serious accidents or dangerous occurrences (if any); Any issues, which involve possible public or product liability claims of a substantial nature; Significant developments on the human resources front; Related Party Transaction; Risk Analysis Report, Social / Community Initiatives; Details of joint ventures or collaboration agreement;

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Total No. of Members 4 Whether the Chairman is an Independent Director (Y / N) Y Whether the Company Secretary acts as a Secretary to the Committees (Y / N) Y No. of members who are Non-Executive Directors 4 No. of members who are Independent Directors 3 Detail of Director having financial and accounting knowledge Sri Sakti Prasad Ghosh, Chairman Details of Audit Committee for the financial year ended on March 31, 2012 are as under: THE COMPOSITION OF THE AUDIT COMMITTEE AND PARTICULARS OF MEETINGS ATTENDED BY THE MEMBERS OF THE AUDIT COMMITTEE ARE GIVEN BELOW: Meeting Details during 2011-12 Whether Attended Names of the Committee Members Category of Director Last AGM (Y/N) Held Attended % Shri Sakti Prasad Ghosh NED (I) 4 4 100 N Shri Om Prakash Srivastava NED 4 4 100 N Shri Brijendra Sahay NED (I) 4 4 100 Y Shri Ranoj Dasgupta NED (I) 4 4 100 Y NED (I): Non-executive and Independent Director /NED : Non-executive Director Terms of reference: The Terms of reference to this Committee, interalia, covers all the matters specified under Clause 49 of the Listing Agreement with the Stock Exchange as well as in Section 292(A) of the Companies Act, 1956. Besides, the Committee also takes cognizance of other terms as may be referred by the Board of Directors from time to time. The Audit Committee has also powers, inter alia, to investigate any activity within its terms of reference and to seek information from any employee of the Company and seek legal and professional advice. 4. SHAREHOLDERS/INVESTORS GRIEVANCE COMMITTEE: The Board has constituted a Shareholders/Investors Grievance Committee of Directors to look into the redressal of complaints of investors such as transfer or credit of shares to demat accounts, non-receipt of dividend / notices / annual reports, etc. and matters related to change or deletion of name, issue of duplicate share certificates, dematerialization, rematerialization, transfer, transmission, and other allied transactions. The Committee oversees the performance of the Registrar and Share Transfer Agents i.e. Link Intime (India) Private Limited and also monitors the implementation of the Companys Code of Conduct for prohibition of Insider Trading in pursuance of SEBI (Prohibition of Insider Trading) Regulations, 1992. Seven meetings of the Shareholders / Investors Grievance

Committee were held during the year ended March 31, 2012. No. of Meeting During the year 2011-12 Held Attended Shri Sakti Prasad Ghosh NED (I) Chairman 07 07 Shri Ranoj Dasgupta NED (I) Member 07 07 Names Category Designation THE COMPOSITION OF THE SHAREHOLDERS / INVESTORS GRIEVANCE COMMITTEE AND THE DETAILS OF MEETINGS ATTENDED BY ITS MEMBERS ARE GIVEN BELOW: NED (I): Non-executive and Independent Director The Company Secretary of the Company acts as the Compliance Officer.

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NAME, DESIGNATION AND ADDRESS OF COMPLIANCE OFFICER IS AS UNDER: Shri D. J. BAGCHI CHIEF EXECUTIVE OFFICER & COMPANY SECRETARY SAHARA HOUSINGFINA CORPORATION LTD 1ST FLOOR, SAHARA INDIA SADAN 2A, SHAKESPEARE SARANI, KOLKATA- 700 071 PH: 033- 2282-9067/ 0811 FAX: 033 2282 9271 E-MAIL: dj.bagchi@saharahousingfina.com 5. REMUNERATION COMMITTEE (Non-mandataory) The Board of Directors of the Company has in its meeting dated October 30, 2003 constituted a Remuneration Committee of Directors. Terms of reference: a) To review the performance of the Managerial Personnel, after considering the Companys performance; b) To recommend to the Board remuneration including salary, perquisites and commission to be paid to the Company Managerial Personnel; c) To finalize the perquisites package of the Managerial Personnel of the Company within the overall ceiling fixed by the Board. d) Such other matters as the Board may from time to time request the Remuneration Committee to examine and recommend / approve. THE COMPOSITION OF THE REMUNERATION COMMITTEE IS AS GIVEN BELOW: Members Category Designation Shri Brijendra Sahay NED (I) Chairman Shri Sakti Prasad Ghosh NED (I) Member Shri Ranoj Dasgupta NED (I) Member NED (I): Non-executive and Independent Director 6. CEO/ CFO CERTIFICATION The CEO / CFO certification of the financial statements and the cash flow statement for the year has been obtained and had been placed before the Board in its meeting dated May 30, 2012. 7. MANAGEMENT MANAGEMENT DISCUSSION AND ANALYSIS REPORT This annual report has a detailed report on management discussion and analysis. DISCLOSURES MADE BY THE MANAGEMENT TO THE BOARD During the year, there were no transactions of material nature with the promoters, the directors or the management, or relatives, etc. that had potential conflict with the interest of the Company. All disclosures related to financial and commercial transactions where directors may have a potential interest are provided to the board and the interested directors do not participate in the discussion nor do they vote on such matters. EVALUATION OF OFFICERS A Management Committee headed by the CEO along with the senior executives reviews the annual performance of the officers and decides the annual increment and performance linked bonus, if any, for the concerned officers. 8. COMPANY SECRETARYS COMPLIANCE The Company being listed with the Bombay Stock Exchange (BSE), the Company Secretary presents to the Board, a quarterly Compliance Report relating to the legal and

regulatory compliances made during the period. 9. CODE OF CONDUCT In compliance with the Clause 49 (I) (D) of the Listing Agreement with the Stock Exchanges, the Board of Directors of the Company has at its meeting dated October 28, 2005 laid down a Code of Conduct for all the Board Members and Senior Management Personnel of the Company to avoid conflict of interest and ensuring the highest standard of honesty, dedication, and professionalism in carrying out their functional responsibilities. The Code of Conduct for Board Members and Senior Management Personnel is a comprehensive code applicable to all Directors and Members of Senior Management Personnel of the Company. It is in alignment with the Companys Vision and values to achieve the Mission and Objectives and is in consonance with the requirements of Clause 49 of the Listing Agreement The Code of Conduct is posted on the Compa n y s website www.saharahousingfina.com. All the Board members and Senior Management Personnel have affirmed compliance with the Code of Conduct. A declaration to this effect signed by the CEO is attached to this report. 10. CODE FOR PREVENTION OF INSIDER TRADING PRACTICES The Company has laid down a Code of Conduct to be followed by its Directors, Management, and Staff while dealing in the shares of the Company. The Code contains guidelines which advise them on procedures to be followed, disclosures to be made, closure of Trading Window and cautioning them of the consequences of violation of the Code.

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15. RECONCILIATION OF SHARE CAPITAL AUDIT A qualified practising Company Secretary carries out the audit of the Company on quarterly basis to reconcile the total admitted capital with National Securities Depository Limited (NSDL) and Central Depository Services India Limited (CDSL) and the total issued and listed capital. The report of such audit is submitted to the Stock Exchange periodically. 16. SHAREHOLDERS INFORMATION i. COMMUNICATION TO SHAREHOLDERS Effective communication of information is an essential component of corporate governance. It is a process of sharing information, ideas, thoughts, opinions, and plans to all stakeholders which promotes management-shareholder relations. The Company regularly interacts with shareholders through multiple channels of communication such as results announcement, annual report, media releases, Companys website and subject specific communications. As required under clause 41 of the Listing Agreement, the quarterly / annual financial results are published in widely circulated national English newspaper and in a vernacular newspaper. SEBI had, vide circular no. SEBI/CFD/DIL/LA/4/2007/2712 dated December 27, 2007 introduced a clause in Equity Listing Agreement, which inter-alia mandated electronic filing of certain corporate information such as the quarterly, half-yearly and annual results, annual report and the shareholding pattern of the Company through the Electronic Data Information Filing and retrieval (EDIFAR) system hosted by the National Informatics Centre. SEBI has discontinued the said requirement with effect from April 1, 2010. In view of above a new portal, viz., CFDS put in place jointly be BSE and NSE at the URL www.corpfiling.co.in. CFDS offers a common platform for listed companies to file their returns with stock exchanges and also a common place for investors to view information related to listed companies. The Company's results and announcements etc. are also displayed on the Company's website and on the website

of the Bombay Stock Exchange Limited (BSE). The Company Secretary has been appointed as the Compliance Officer and is responsible for adherence to the Code. 11. STATUS OF REGULATORY COMPLIANCES The Company has complied with all the requirements of the Listing Agreements as well as the regulations and guidelines of SEBI and there has been no non-compliance of any legal requirements or strictures imposed by any Stock Exchanges, SEBI or Regional Director, Company Law Board, National Housing Bank (NHB) over the last three years for the year ended March 31, 2012. A comprehensive report of all such compliances is placed quarterly before the Board for its review. No penalty or strictures were imposed on the Company by Stock Exchange, SEBI, or any other statutory authority on any matter related to capital market since last three years. 12. WHISTLE BLOWER POLICY The Company encourages all employees, officers and directors to report any suspected violations promptly and intends to investigate any good faith reports of violations. The Whistle Blower Policy specifies the procedure and reporting authority for reporting unethical behaviour, actual or suspected fraud or violation of the Code or any other unethical or improper activity including misuse or improper use of accounting policies and procedures resulting in misrepresentation of accounts and financial statements. The Whistle Blower policy has been formulated with a view to provide a mechanism for employees of the Company to approach the Chief Executive Officer or Audit Committee of the Board as the case may be to safeguard them against victimization. 13. AUDITORS CERTIFICATE ON CORPORATE GOVERNANCE As per Clause 49 of the Listing Agreement, the Auditors certificate on Corporate Governance is included elsewhere in the Annual Report. 14. RELATED PARTY TRANSACTIONS Related Party Transactions with Subsidiaries, Associate companies, Key Managerial Personnel and others, if any, are given in the Balance Sheet. 20th A.G.M 29.09.2011 Sahara India Sadan No Special Resolution 11.00 A.M 2A, Shakespeare Sarani, Kolkata - 700 071 19th A.G.M 29.09.2010 Sahara India Sadan No Special Resolution 11.00 A.M 2A, Shakespeare Sarani, Kolkata - 700 071 18th A.G.M. 23.09.2009 Sahara India Sadan Special Resolution passed appointing Shri D. J. Bagchi, 11.00 A.M 2A, Shakespeare Sarani, Kolkata-700 071 CEO, as Manager u/sec. 269 of the Companies Act, 1956, for a period of three years. ii. DETAILS OF PREVIOUS THREE GENERAL BODY MEETINGS

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Financial Year April 01 March 31 Financial Reporting Calendar: 2012-13 (Tentative) First Quarter Results July/Aug 15, 2012 Second Quarter Results Oct/Nov 15, 2012 Third Quarter Results Jan/Feb 15, 2013 Annual Results May, 2013 Listing on Stock Exchanges Bombay Stock Exchange Limited (BSE). Phiroze Jeejebhoy Towers Dalal Street, Fort, Mumbai- 400 001 [Annual Listing Fees for the year 2012-13 have been paid] Stock Code at BSE 511533 ISIN (Equity Shares) of the Company INE- 135C01012 ISIN (NCDs) of the Company INE- 135C08025 Corporate Identification No. (CIN) L18100WB1991PLC099782 Website of the Company www.saharahousingfina.com Registered & Corporate Office Sahara India Sadan 2A, Shakespeare Sarani, Kolkata- 700 071 Ph: 033-2282 9067/0811, Fax: 033-2282 4910 iv. GENERAL INFORMATION ABOUT THE COMPANY iii. ADDITIONAL SHAREHOLDER INFORMATION 21st Annual General Meeting Date: September 29, 2012 Day: Saturday Time: 11.00 A.M. Venue: Sahara India Sadan, 2A, Shakespeare Sarani, Kolkata- 700 071

Book Closure Dates: Friday, September 21, 2012 to Saturday, September 29, 2012 (both days inclusive) v. COMPLIANCE OF NON MANDATORY REQUIREMENT Shareholder Rights Half- yearly results including summary of the significant events are presently not being sent to the shareholders of the company. Market (BSE) Price Data The monthly high and low stock valuations along with the volume of shares traded at the BSE are: 2011 April 120.00 82.90 71,467 May 100.00 79.00 16,460 June 84.95 71.60 12,065 July 79.95 65.80 22,582 August 71.80 60.00 13,676 September 105.40 67.00 35,011 October 93.00 70.35 12,601 November 85.55 52.30 27,127 December 70.45 53.30 12,721 2012 January 73.55 56.00 12,239 February 91.75 62.25 51,569 March 161.05 76.10 99,914 Year High: ` 161.05 Year Low: ` 52.30 i. Monthly High & low of Shares Traded on the BSE during the Financial Year 2011 -12
Monthly High & low of Shares Traded at the BSE
0 50 100 150 200 April May June July Aug Sep Oct Nov Dec Jan Feb Mar High Low

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vi. SHAREHOLDING PATTERN AS ON MARCH 31, 2012 Promoters: Indian Promoters: - Sahara Prime City Limited 01 29,40,000 42.00 - Sahara India Corp Investment Limited. 01 16,38,587 23.41 - Sahara India Finance & Investment Limited 01 4,16,000 05.94 Total 03 49,94,587 71.35 Others Private Corporate Bodies: i) Gandevi Commerce Pvt. Ltd. 01 7, 23, 044 10.33 ii) Other 181 1,42,247 02.03 Indian Public 7,680 11,32,474 16.18 NRIs/OCBs 30 7,648 00.11 Foreign Institutional Investors Total 7892 20,05,413 28.65 Grand Total 7895 70,00,000 100.00 vii. DISTRIBUTION OF SHAREHOLDING (SHARES) AS ON MARCH 31, 2012 SHAREHOLDERS SHARES HOLDING NUMBER % TOTAL % SHARES 0001 - 2000 7821 99.06 899,242 12.85 2001 - 3000 29 00.37 73,705 01.05 3001 - 4000 8 00.10 27,046 00.39 4001 - 5000 7 00.09 30,669 0.44 5001 - 10000 19 00.24 137,188 01.96 10001 - And Above 11 00.14 5,832,150 83.31 TOTAL 7895 100 7,000,000 100

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17. SHARE TRANSFER SYSTEM All the applications regarding physical transfer, transmission, splitting of share certificates, dematerialization and rematerialization are processed by the Registrar and Share Transfer Agents, Link Intime India Private Limited.The transfers are normally processed within 15-20 days from the date of receipt if the documents are complete in all respects. Certain Directors and the Company Secretary are severally empowered to approve transfers. Grievances received from the members and other miscellaneous correspondence on change of address, mandates etc. are processed by the Registrars within 15 to 20 days. 18. DEMATERIALIZATION OF SHARES AND LIQUIDITY The Shares of the Company are compulsorily traded in dematerialized form and are available for trading under both

the depository system in India NSDL (National Securities Depositories Limited) and CDSL (Central Depository Services India Limited). As on March 31, 2012 a total of 67, 84, 215 shares of the Company, which forms 96.92% of the total shares, stand dematerialized. The processing activities with respect to the requests received for dematerialization are completed within 15 days (maximum) from the date of receipt of the request. 19. DEMAT POSITION AS ON March 31, 2012 20. INVESTOR CORRESPONDENCE Shri D. J. Bagchi Compliance Officer & Company Secretary Sahara India Sadan 2A, Shakespeare Sarani, Kolkata- 700 071 Ph: 033- 2282-9067/ 0811 Fax: 033 2282 4910 e-mail: dj.bagchi@saharahousingfina.com Shri Vinay Kumar Mishra Manager- Secretarial Sahara India Sadan 2A, Shakespeare Sarani, Kolkata- 700 071 Ph: 033- 2282-9067/ 0811 Fax: 033 2282 4910 e-mail: vinayvinmishra@gmail.com Shri S. P. Guha Link Intime India Private Limited 59 C, Chowringhee Road, 3rd Floor, Kolkata- 700 020 Ph: 033-2289-0540 Tele fax: 033- 2289-0539 E-mail: kolkata@linkintime.co.in Shareholders holding shares in electronic mode should address all their correspondence through their respective Depository Participants.
Physical 3.08% NSDL 19.53% CDSL 77.39% CDSL NSDL Physical

viii. TOP 10 SHAREHOLDERS LIST (AS ON MARCH 31, 2012) Sr. No. No. of Shareholders No. of Shares % of Share Capital 1 Sahara Prime City Limited 2,940,000 42.00 2 Sahara India Corp Investment Limited 1,638,587 23.41 3 Sahara India Finance & Investment Limited 416,000 05.94 4 Gandevi Commerce Private Limited 723,044 10.33 5 Hirak Leasing And Investment Private Limited 25,000 00.36 6 Madhu Bala Mittal 22,221 00.32 7 Sunita Kantilal Vardhan 14,327 00.20 8 Sharmila Parasa 13,500 00.19 9 Kunvarji Commodities Brokers Private Limited 13,320 00.19 10 Meeta Kantilal Vardhan 13,151 00.18 Total 5,819,150 83.12

25
TO THE MEMBERS Sahara Housingfina Corporation Limited We have examined the compliance of the conditions of Corporate Governance of Sahara Housingfina Corporation Limited for the year ended March 31, 2012 as stipulated in Clause 49 of the Listing Agreement of the said Company with the Stock Exchanges. The Compliance of conditions of Corporate Governance is the responsibility of the management. Our examination was limited to the procedures and implementation thereof adopted by the Company for ensuring the compliance of the conditions of Corporate Governance. It is neither an Audit nor an expression of the opinion on the financial statements of the Company. In our opinion and to the best of our information and explanation given to us, we certify that the Company has complied with the condition of Corporate Governance as stipulated in the Listing Agreement. We state that no investor grievances are pending for a period exceeding one month against the Company as per the records maintained by the Company. We further state that such compliance is neither an assurance as to the future viability of the Company nor the efficiency or effectiveness with which the management has conducted the affairs of the Company. For CHATURVEDI & CO. Chartered Accountants Firm Registration No. 302137E D R Baid Partner Membership No. 10517 Place : Kolkata Date : May 30, 2012

AUDITORS REPORT ON CORPORATE GOVERNANCE

DECLARATION REGARDING COMPLIANCE BY BOARD MEMBERS AND SENIOR MANAGEMENT PERSONNEL WITH THE COMPANYS CODE OF CONDUCT
This is to confirm that the Company has adopted a Code of Conduct for the Board of Directors and Senior Management of the Company. The same is available on the website of the Company at www.saharahousingfina.com. As the Chief Executive Officer of Sahara Housingfina Corporation Limited and as required by Clause 49(1)(D)(ii) of the Listing Agreement of the Stock Exchanges in India, I hereby declare that all the Board members and senior management personnel of the Company have affirmed compliance with the Code of Conduct for the financial year 2011 - 12. D. J. Bagchi CEO & Company Secretary Place : Kolkata Date : May 30, 2012

26 CORPORATE SOCIAL RESPONSIBILITY

Corporate social responsibility (CSR) is: An obligation, beyond that required by the law a nd economics, for a firm to pursue long term goals that are good for society The continuing commitment by business to behave ethically and contribute to economic development while improving the quality of life of the workforce and their families as well as that of the local community and society at large About how a company manages its business process to produce an overall positive impact on society Corporate social responsibility means: Conducting business in an ethical way and in the interests of t he wider community Responding positively to emerging societal priorities and expectations A willingness to act ahead of regulatory confrontation Balancing shareholder interests against the interests of the wider community Being a good citizen in the community An Emotional Commitment towards Society Sahara Welfare Foundation, social development unit of Sahara India Pariwar, is engaged in social welfare projects, alleviating people's sufferings and bringing to them new rays of hope and a brighter tomorrow. The social welfare schemes of Sahara India Pariwar focus on women and disabled who are socially and economically deprived and hence marginalised. It aims to initiate and facilitate such processes and initiatives where socially & economically marginalised and deprived people and communities irrespective of age, caste, class, gender or race are able to participate actively in the process of their development so that they may lead a life of dignity and respect. Major Social Initiatives undertaken include; Mega Rehabilitation Scheme Sahara Gram Rehabilitation Program for the Earthquake Victims of Lathur Sahara Wadi Adoption of the families of Martyrs of Kargil and 26/11/2008 Mumbai Financial Assistance to the victims of Dhantewadha Naxal At tack. Mobile Healthcare Units 101 Samuhik Vivaah every year for the people of Poor & Backward Classes Sakshar Bharat (Literacy Program) Jana Swasthya Project (Health Programs) Pulse Polio Immunization program Business Training Program Rehabilitation of Challenged People Civic Development Projects Programs for solving the Problems relating to behavioural changes Disaster Management Research & Publication N.C.C. Scholarships Project for rehabilitation of physically handicapped (Sahyog) Blood donations and Hepatitis B prevention Camps & Awareness Workshops Constructing Funeral Ghats and their Reconstruction
Voluntary Blood Donation Camp organised under the banner of Sahara India Pariwar on June 10, 2012 at Kolkata. An artificial limb being donated to the needy Cheque distribution to the under privileged children at Gorakhpur under the Sahara India Pariwar Scholarship scheme Laying the foundation stone of the second Baikunth Dham at Lucknow by Meyor of Lucknow & Shri O. P. Srivastava.

Donors at the Blood Donation Camp, Kolkata

27
Distribution of scholarship cheques under the Sahara India Pariwar Scholarship scheme to under-privileged children. Kartayvayogis of Sahara India Pariwar marching for the awareness on Environment Day Dy. Chief Minister of Bihar, Sri Sushil Kr. Modi inaugurating the Baikunth Dham reconstructed by Sahara India Pariwar at Patna Tree Plantation drive by Sahara India Pariwar Inauguration of a splendid Rest House at Kedarnath Temple.

HOSFINAS FINANCIALS
AUDITORS REPORT

TO THE MEMBERS OF SAHARA HOUSINGFINA CORPORATION LIMITED

1. We have audited the attached Balance Sheet of Sahara Housingfina Corporation Limited, as at March 31, 2012, the Statement of Profit and Loss and also the Cash Flow Statement for the year ended on that date annexed thereto. These financial statements are the responsibility of the Companys management. Our responsibility is to express an opinion on these financial statements based on our audit. 2. We conducted our audit in accordance with the auditing standards generally accepted in India. Those standards require that we plan and perform the audit to obtain reasonable assurance whether the financial statements are free of material mis-statement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by the management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. 3. As required by the Companies (Auditors Report) Order, 2003 issued by the Central Government of India in terms of sub-section (4A) of Section 227 of the Companies Act, 1956, we enclose in the Annexure a statement on the matters specified in paragraphs 4 and 5 of the said Order. 4. Further to our comments in the Annexure referred to above, we report that: a. We have obtained all the information and explanations, which to the best of our knowledge and belief were necessary for the purposes of our audit; b. In our opinion, proper books of account as required by law have been kept by the Company so far as appears from our examination of those books; c. The Balance Sheet, Statement of Profit and Loss and Cash Flow Statement dealt with by this report are in agreement with the books of account; d. In our opinion, the Balance Sheet, Statement of Profit and Loss and Cash Flow Statement dealt with by this report comply with the Accounting Standards referred to in sub-section (3C) of Section 211 of the Companies Act, 1956; e. On the basis of written representations received from the Directors, as on March 31, 2012 and taken on record by the Board of Directors, we report that none of the Directors is disqualified as on March 31, 2012 from being appointed as a Director in terms of clause (g) of sub-section (1) of Section 274 of the Companies Act, 1956; f. In our opinion and to the best of our information and according to the explanations given to us, the said accounts give the information required by the Companies Act, 1956, in the manner so required and give a true and fair view in conformity with the accounting principles generally accepted in India: i. in the case of the Balance Sheet, of the state of affairs of the Company as at March 31, 2012; ii. in the case of the Statement of Profit and Loss, of the profit for the year ended on that date; and iii. in the case of the Cash Flow Statement, of the

cash flows for the year ended on that date. Place : Kolkata Date : May 30, 2012 For CHATURVEDI & CO. Chartered Accountants Firm Registration No. 302137E D R Baid Partner Membership No. 10517

29 30
ANNEXURE REFERRED TO IN PARAGRAPH 3 OF OUR REPORT OF EVEN DATE i. a. The Company has maintained proper records showing full particulars including quantitative details and situation of fixed assets. b. Fixed assets have been physically verified by the management during the year pursuant to a programme for physical verification of fixed assets, which in our opinion, is reasonable having regard to the size of the Company and the nature of its assets. According to the information and explanations given to us, no material discrepancies were noticed on such verification. c. There was no disposal of fixed assets during the year, however a Fixed Asset was written-off. ii. The Company being a Housing Finance Company, the provisions related to inventories as mentioned in clause 4 (ii) of the Order is not applicable. iii. a. According to the information and explanations given to us, the Company has not granted any loans, secured or unsecured to companies, firms or other parties covered in the register maintained under Section 301 of the Act. Accordingly, the provisions of clause 4 (iii) (a), (b), (c) and (d) of the Companies (Auditors Report) Order, 2003 are not applicable to the Company. b. The Company has taken unsecured loan from a company listed in the Register maintained under Section 301 of the Companies Act, 1956. The maximum amount involved during the year and year end balance is ` 600,100,797/-. c. In our opinion, the rate of interest and other terms and conditions on which loan had been taken, are prima facie not prejudicial to the interest of the Company. d. The Company is regular in repaying the principal amounts and the payment of interest wherever stipulated. iv. In our opinion and according to the information and explanations given to us, there exists an adequate internal control system commensurate with the size of the Company and the nature of its business with regard to purchases of fixed assets and with regard to the sale of services. The activities of the Company do not involve purchase of inventory and the sale of goods. During the course of our audit, we have neither observed nor have been informed of any continuing failure to correct major weaknesses in internal control system of the Company. v. a. In our opinion and according to the information and explanations given to us, the particulars of all contracts or arrangements that needed to be entered into the register required to be maintained under Section 301 of the Companies Act, 1956 have been so entered. b. According to the information and explanations given to us, there was no transaction with regard to sale, purchase, or supply of goods, materials or services exceeding the value of rupees five lacs in respect of any party, in pursuance of contracts or arrangements entered in the register maintained under Section 301 of the Companies Act, 1956. vi. The Company has not accepted any deposits from the

public in the current year within the meaning of Sections 58A and 58AA of the Companies Act, 1956, the rules framed there-under and the Revised Housing Finance Companies (NHB) Directions, 2010 with regard to the deposits accepted from the public. Therefore in our opinion clause (vi) of Para 4 of the Companies (Auditors Report) Order, 2003 is not applicable to the Company for the current year. We are informed by the management that no order has been passed by the Company Law Board, or Reserve Bank of India or any Court or any other Tribunal. vii. In our opinion, the Company has an internal audit system commensurate with the size and nature of its business. viii. According to the information and explanations given to us, the Central Government has not prescribed the maintenance of cost records under clause (d) of sub-section (1) of Section 209 of the Companies Act, 1956 for the products of the Company. ix. a. According to the information and explanations given to us, the Company is generally regular in depositing with the appropriate authorities undisputed statutory dues including provident fund, investor education and protection fund, employees state insurance, income tax, wealth tax, service tax, cess and any other statutory dues applicable to it. We were informed that the operations of the Company during the year did not give rise to any liability for sales tax, custom duty, excise duty and any other statutory dues. There are no undisputed amounts payable in respect of these dues which have remained outstanding as at March 31, 2012 for a period of more than six months from the date they became payable.

31
b. According to information and explanations given to us, there are no dues of income tax, sales tax, wealth tax, service tax, customs duty, excise duty or cess or any other statutory dues which have not been deposited on account of any dispute. x. The Company does not have any accumulated losses at the end of the financial year. The Company has not incurred cash losses in the financial year covered by our audit and in the immediately preceding financial year. xi. In our opinion and according to the information and explanations given to us, we are of the opinion that the Company has not defaulted in repayment of dues to financial institutions, bank or debenture holders. xii. In our opinion and according to the information and explanations given to us, the Company has maintained adequate records where the Company has granted loans and advances on the basis of security by way of pledge of residential houses and properties. The Company has not granted any loans and advances by way of pledge of shares, debentures and other securities. xiii. In our opinion, the Company is not a chit fund or a nidhi/ mutual benefit fund/ society. Therefore the provisions of clause 4 (xiii) of the Companies (Auditors Report) Order, 2003 are not applicable to the Company. xiv. According to the information and explanations given to us, the Company is not dealing or trading in shares, securities, debentures and other investments. Accordingly, the provisions of clause 4 (xiv) of the Companies (Auditors Report) Order, 2003 are not applicable to the Company. xv. According to the information and explanations given to us, the Company has not given any guarantee for loans taken by others from bank or financial institutions. xvi. In our opinion, and according to the information and explanations given to us, term loans have been applied for the purposes for which they were raised. xvii. The Company is engaged in the housing finance business and is governed by National Housing Bank (NHB) guidelines for raising deposits and deployment of its funds in its business and the company has followed the NHB guidelines for fund raising and its deployment and adhering

to the Asset Liability Committee (ALCO) Management guidelines prescribed by NHB and accordingly based on those guidelines we confirm that the company has not used its short term funds in long term investments and vice versa. xviii. The Company has not made any preferential allotment of shares to parties and companies covered in the register maintained under section 301 of the Act. Accordingly, clause 4(xviii) of the order is not applicable. xix. The Company has not issued any debentures during the year. xx. The Company has not raised money through public issue of shares during the year. Accordingly, clause 4(xx) of the order is not applicable. xxi. According to the information and explanations given to us, no fraud on or by the Company has been noticed or reported during the course of our audit. Place : Kolkata Date : May 30, 2012 For CHATURVEDI & CO. Chartered Accountants Firm Registration No. 302137E D R Baid Partner Membership No. 10517

32
As at As at Particulars Note No. March 31, 2012 March 31, 2011 ``

EQUITY AND LIABILITIES

SHAREHOLDERS' FUNDS Share Capital 1 70,000,000 70,000,000 Reserves and Surplus 2 203,851,001 181,678,730 273,851,001 251,678,730 NON-CURRENT LIABILITIES Long Term Borrowings 3 1,174,786,674 1,209,979,862 Long Term Provisions 4 1,023,725 892,673 Total Non-Current Liabilities 1,175,810,399 1,210,872,535 CURRENT LIABILITIES Trade Payables 29 7,118,318 5,569,216 Other Current Liabilities 5 124,223,627 119,147,376 Short Term Provisions 6 23,131,885 14,814,428 Total Current Liabilities 154,473,830 139,531,020 TOTAL 1,604,135,230 1,602,082,285

ASSETS
NON-CURRENT ASSETS Fixed Assets Tangible Assets 7 8,448,570 9,182,603 Non-Current Investments 8 870,800 870,800 Loan Assets 9 1,364,715,528 1,421,656,468 Deferred Tax Assets 10 1,460,805 1,035,144 Long Term Loans & Advances 11 793,174 786,774 Total Non-Current Assets 1,376,288,876 1,433,531,789 CURRENT ASSETS Loan Assets 12 90,466,351 94,120,148 Trade Receivables 13 473,162 444,082 Cash & Bank Balances 14 104,430,156 50,024,992 Other Current Assets 15 2,396,810 2,320,738 Short Term Loans & Advances 16 30,079,875 21,640,535 Total Current Assets 227,846,354 168,550,496 TOTAL 1,604,135,230 1,602,082,285 Significant Accounting Policies 22 Accompanying notes to the financial statements 23 to 32

Balance Sheet as at March 31, 2012

As per our report of even date attached For CHATURVEDI & CO. Chartered Accountants Firm Registration No. 302137E D R Baid Partner Membership No. 10517

Place : Kolkata Date : May 30, 2012 FOR AND ON BEHALF OF THE BOARD O. P. SRIVASTAVA Director S. P. GHOSH Director D. J. BAGCHI Chief Executive Officer & Company Secretary

33

Statement of Profit and Loss for the year ended March 31, 2012
For the Year ended For the Year ended Particulars Note No. March 31, 2012 March 31, 2011 `` INCOME I Income from Operations 17 198,508,220 201,502,157 II Other Income 18 3,242,571 2,363,514 III Total Revenue (I+II) 201,750,791 203,865,671 IV EXPENDITURE Finance Costs 19 128,056,455 133,276,648 Employee Benefit Expenses 20 24,017,044 19,359,778 Depreciation and Amortization 7 1,519,602 1,476,785 Operating & Other Expenses 21 18,231,966 18,845,710 Total Expenses 171,825,067 172,958,920 V PROFIT BEFORE EXCEPTIONAL AND EXTRA ORDINARY ITEMS AND TAX (III-IV) 29,925,724 30,906,751 VI Exceptional Items VII PROFIT BEFORE EXTRA ORDINARY ITEMS AND TAX (V-VI) 29,925,724 30,906,751 VIII Extraordinary Items IX PROFIT BEFORE TAX (VII-VIII) 29,925,724 30,906,751 X TAX EXPENSES: Current Tax 8,155,376 8,942,712 Deferred Tax (425,661) (867,948) Income Tax related to earlier years 23,737 192,224 7,753,453 8,266,988 XI PROFIT AFTER TAX (IX X) 22,172,271 22,639,763 Earning Per Share (`) - Basic 3.17 3.23 Earning Per Share (`) - Diluted 3.17 3.23 Significant Accounting Policies 22 Accompanying notes to the financial statements 23 to 32 As per our report of even date attached For CHATURVEDI & CO. Chartered Accountants Firm Registration No. 302137E D R Baid Partner Membership No. 10517 Place : Kolkata Date : May 30, 2012 FOR AND ON BEHALF OF THE BOARD O. P. SRIVASTAVA Director S. P. GHOSH Director D. J. BAGCHI Chief Executive Officer & Company Secretary

34

Cash Flow Statement for the year ended March 31, 2012
For the Year ended For the Year ended March 31, 2012 March 31, 2011 A. CASH FLOW FROM OPERATING ACTIVITIES: ` ` Profit Before Tax and Extraordinary Items 29,925,724 30,906,751 Adjustments for: Depreciation 1,519,602 1,476,785 Fixed Assets Written Off 11,048 7,152 Provision for sub-standard assets 510,472 1,941,806 Investment income-interest/dividend (3,237,717) (1,886,632) Interest and finance charges Paid 128,056,455 126,859,860 133,276,648 134,815,758 Operating profit before working capital changes 156,785,584 165,722,509 Adjustments for Working Capital Changes (Increase)/Decrease in Trade Receivable (29,080) 301,119 (Increase)/Decrease in Advances (569,904) (1,961,133) Increase/(Decrease) in Current Liabilities 6,625,352 4,224,016 Increase/(Decrease) in Provisions 269,396 6,295,765 266,395 2,830,397 Cash Generated from operations 163,081,348 168,552,905 Direct Tax paid (8,112,020) (10,432,918) Net Cash from Operating Activities 154,969,329 158,119,987

B. CASH FLOW FROM INVESTING ACTIVITIES: Sale of Fixed Assets 16,150 Purchase of Fixed Assets (812,767) (54,345) Income from Investments 3,237,717 1,886,632 Net Cash from Investing Activities 2,441,100 1,832,287 C. CASH FLOW FROM FINANCING ACTIVITIES: Increase/(Decrease) in Term Loan (Net of Repayment) (110,306,718) 20,298,713 Increase/(Decrease) in Unsecured Loan (Net of Repayment) 75,113,530 53,468,981 (Increase)/Decrease in Housing Loan (Net of Repayment) 60,244,377 (103,339,499) Interest and Finance Charges paid (128,056,455) (133,276,648) Net cash from Financing Activities (103,005,265) (162,848,453) D. NET INCREASE IN CASH AND CASH EQUIVALENTS: 54,405,163 (2,896,178) Cash and Cash equivalents of the beginning of the year 50,024,993 52,921,171 Cash and Cash equivalents of the end of the year 104,430,156 50,024,993 Notes: 1 The cash flow statement has been prepared under the indirect method as set out in the Accounting Standard 3 on Cash Flow Statement issued by the Institute of Chartered Accountants of India. 2 Figures in brackets indicate cash outflow. 3 Previous year figures have been regrouped and recast wherever necessary to conform to current year classification. 4 Cash and cash equivalents consist of following : Cash in hand 125,344 50,018 Balance with scheduled Banks : In Current Accounts 44,254,812 39,924,975 In Term/Fixed Deposit Accounts 60,050,000 10,050,000 104,430,156 50,024,993 As per our report of even date attached For CHATURVEDI & CO. Chartered Accountants Firm Registration No. 302137E D R Baid Partner Membership No. 10517 Place : Kolkata Date : May 30, 2012 FOR AND ON BEHALF OF THE BOARD O. P. SRIVASTAVA Director S. P. GHOSH Director D. J. BAGCHI Chief Executive Officer & Company Secretary

35

Notes forming part of the Balance Sheet as at March 31, 2012

Note As at As at No. Particulars March 31, 2012 March 31, 2011 `` 1 SHARE CAPITAL Authorised 30,000,000 Equity Shares of ` 10/- each 300,000,000 300,000,000 20,000,000 Preference Shares of ` 10/- each 200,000,000 200,000,000 500,000,000 500,000,000 Issued, Subscribed and Paid up 7,000,000 Equity Shares of ` 10/- each 70,000,000 70,000,000 Reconcilation of Number of Shares oustanding at the beginning and at the end of the year: Number of Equity Shares at the beginning of the year 7,000,000 7,000,000 Add:Number of Shares Issued Number of Equity Shares at the end of the year 7,000,000 7,000,000 Rights, Preferences and Restrictions The Company has only one class of shares referred to as Equity Shares having a face value of Rs. 10/-. In the event of liquidation of the Company, the holders of equity shares will be entitled to receive remaining assets of the Company, after distribution of all preferential amounts. The distribution will be in proportion to the number of equity shares held by the shareholders. Details of the shareholders holding more than 5% of Shares Name % age of As at % age of As at Holding March 31,2012 Holding March 31, 2011 Equity : Sahara Prime City Limited 42.00 2,940,000 42.00 2,940,000 Sahara India Corp Investment Limited 23.41 1,638,587 23.41 1,638,587 Sahara India Finance and Investment Limited 5.94 416,000 5.94 416,000 Gandevi Commerce Private Limited 10.33 723,044 10.33 723,044 81.68 81.68

36

Notes forming part of the Balance Sheet as at March 31, 2012

Note As at As at

No. Particulars March 31, 2012 March 31, 2011 `` 2 RESERVES AND SURPLUS Capital Reserve 152,000 152,000 Balance at the begining and end of the year Securities Premium Account 50,000,000 50,000,000 Balance at the begining and end of the year General Reserve 501,605 501,605 Balance at the begining and end of the year Special Reserve Created and maintained in terms of Section 36(1)(viii) of The Income Tax Act,1961 Balance at the begining of the year 57,799,785 51,155,272 Add : Transfered from Reserve & Surplus 6,159,803 6,644,513 63,959,588 57,799,785 Surplus Opening balance 73,225,340 57,230,090 Add : Transferred from Statement of Profit and Loss 22,172,271 22,639,763 95,397,611 79,869,853 Less: Appropriations: Transferred to Special Reserve 6,159,803 6,644,513 89,237,808 73,225,340 203,851,001 181,678,730 3 LONG TERM BORROWINGS Secured From Banks 297,121,995 407,428,713 Un-Secured From Other Parties Loans and advances from related parties (Refer Note 28) 851,265,364 802,551,149 Loan from Body Corporate 26,399,315 1,174,786,674 1,209,979,862 3.1 Term Loan from ICICI Bank Limited is secured by Negative Lien over the specific assets created by the utilisation of the said loan & immovable assets of a group company and personal guarantee of a Director. 3.2 Term loan from bank is repayable in 28 equated quarterly installments with a interest rate of 14.50% P.A. to 16.50% P.A. 3.3 Maturity Profile of Term Loan from Banks as on March 31, 2012: Particulars Amount One to two year 109,996,800 Two to three years 84,990,800 More than three years 102,132,800 Total 297,120,400 3.4 Unsecured loan carry the interest rate of 7% P.A. to 9% P.A. and the entire loan is repayable in the Financial Year 2021-22

37

Notes forming part of the Balance Sheet as at March 31, 2012

7 FIXED ASSETS
Gross Block Depreciation Net Block As at Additions Write off As at Upto For the Write off Upto As at As at April 1, during during March 31, April 1, year during the March 31, March 31, March 31, 2011 the year the year 2012 2011 year 2012 2012 2011 Tangible Assets Buildings 5,745,548 5,745,548 1,244,789 93,909 1,338,698 4,406,850 4,500,759 Computers 6,192,023 654,547 6,846,570 4,145,436 1,043,635 5,189,071 1,657,499 2,046,587 Furniture & Fixtures 2,464,687 72,420 2,537,107 1,480,353 158,452 1,638,805 898,302 984,334 Air Conditioners 320,471 320,471 79,644 15,264 94,908 225,563 240,827 Office Equipment 442,340 85,800 528,140 107,377 22,029 129,406 398,734 334,963 Electrical fittings 316,969 316,969 84,611 15,098 99,709 217,260 232,358 Vehicles 1,817,723 40,746 1,776,977 974,948 171,216 13,548 1,132,616 644,361 842,775 Total 17,299,761 812,767 40,746 18,071,782 8,117,158 1,519,602 13,548 9,623,212 8,448,570 9,182,603 Previous year 17,253,718 54,345 8,302 17,299,761 6,641,523 1,476,785 1,150 8,117,158 9,182,603 10,612,195 Description

Note As at As at No. Particulars March 31, 2012 March 31, 2011 `` 8 NON-CURRENT INVESTMENTS Unquoted, Non-Trade Investment in Government Securities 11.43% GOI Stock 597,200 597,200 Quoted, Non-Trade Equity Shares Indian Overseas Bank Limited 273,600 273,600 (11,400 Equity Shares face value of ` 10/- each, Market Value ` 1,075,020/-, Previous Year Value ` 1,637,040/-) 870,800 870,800 Note As at As at No. Particulars March 31, 2012 March 31, 2011 `` 4 LONG TERM PROVISIONS

For Gratuity (Refer Note 20.1, 20.2) 1,023,725 892,673 1,023,725 892,673 5 OTHER CURRENT LIABILITIES Current maturities of long term debt From Banks 110,033,376 110,033,376 Advances from Customers 2,526,958 5,376,724 Government dues 6,086,935 891,245 Other payables 5,576,358 2,846,031 124,223,627 119,147,376 6 SHORT TERM PROVISIONS For Taxation 22,011,126 13,832,013 For Fringe Benefit Tax 345,511 345,511 For Leave Encashment 775,248 636,904 23,131,885 14,814,428

38

Notes forming part of the Balance Sheet as at March 31, 2012

Note As at As at No. Particulars March 31, 2012 March 31, 2011 `` 9 NON CURRENT LOAN ASSETS Housing Loans Standard 1,281,502,241 1,315,899,388 Substandard 22,020,691 24,783,440 Less: Provision for Non Performing Assets Sub-standard 649,213 1,029,487 Doubtful 5,095,341 4,281,780 Other Loans Standard 67,205,974 86,631,433 Less : General Provision 268,824 346,526 1,364,715,528 1,421,656,468 10 DEFFERED TAX ASSETS Deferred Tax Assets Retirement Benefits 583,677 508,087 Provision for doubtful debts/loans 2,249,556 2,133,551 2,833,233 2,641,638 Deferred Tax Liabilities Depreciation 1,372,428 1,606,494 Net Deffered Tax Assets 1,460,805 1,035,144 11 LONG TERM LOANS & ADVANCES Refundable Deposits 793,174 786,774 793,174 786,774 12 CURRENT LOAN ASSETS Housing Loans Standard 85,975,560 88,328,364 Other Loans Standard 4,508,826 5,815,044 Less: General Provision 18,035 23,260 90,466,351 94,120,148 13 TRADE RECEIVABLES Outstanding for a period exceeding six months Secured considered good Other Debts (Refer note 31) 473,162 444,082 473,162 444,082

39

Notes forming part of the Balance Sheet as at March 31, 2012

Note As at As at No. Particulars March 31, 2012 March 31, 2011 `` 14 CASH AND BANK BALANCES a) Cash & Cash Equivalent Cash in hand 125,344 50,018 Balance with Scheduled Banks In current accounts 44,254,812 39,924,974 In Fixed deposits maturing less than three months 60,000,000 10,000,000 104,380,156 49,974,992 b) Other Bank Balances Balance with Scheduled Banks In Fixed deposits maturing in more than three months 50,000 50,000 104,430,156 50,024,992 15 OTHER CURRENT ASSETS Installments due from Borrowers - Principal

Standard 357,692 474,744 Sub-Standard 376,343 413,040 Less: Provision for Sub-Standard Assets 37,634 41,304 338,709 371,736 Doubtful Assets 2,564,806 2,174,873 Less: Provision for Doubtful Assets 864,396 700,615 1,700,410 1,474,258 2,396,810 2,320,738 16 SHORT TERM LOANS & ADVANCES Income Tax 13,634,462 4,674,462 Advance Income Tax 7,800,000 8,960,000 Advance Fringe Benefit Tax 347,601 347,601 Tax Deducted at Source 2,324,880 2,012,860 Other Advances 5,465,686 5,637,336 Interest Receivable 507,246 8,276 30,079,875 21,640,535

40

Notes forming part of Statement of Profit and Loss for the year ended March 31, 2012
Note For the year For the year No. Particulars Ended March 31, Ended March 31, 2012 2011 `` 17 INCOME FROM OPERATIONS Interest Income 195,588,542 197,443,186 Fee Income 2,201,398 3,448,617 Other Operating Revenue 718,280 610,354 198,508,220 201,502,157 18 OTHER INCOME Dividend Income 57,000 39,900 Interest on Term Deposits with Banks 3,123,567 1,789,582 Interest on GOI Stocks 57,150 57,150 Miscellaneous Income 4,854 476,882 3,242,571 2,363,514 19 FINANCE COSTS Interest on : Term Loans 71,975,991 78,811,986 Unsecured Loans (Refer note 28) 55,681,700 54,009,072 Bank and Other Charges 398,764 455,590 128,056,455 133,276,648 20 EMPLOYEE BENEFIT EXPENSES Salaries & Bonus 23,176,454 18,422,095 Staff Welfare 251,702 342,453 Contribution to Provident Fund & ESI 588,888 595,230 24,017,044 19,359,778 20.1 The disclosures as required by Accounting Standard 15 relating to employees benefits recognized are set out below: Change in Benefit Obligation Liability at the beginning of the year 892,673 719,778 Interest Cost 76,656 64,498 Current Service Cost 136,459 139,317 Actuarial (gain)/loss on obligations (82,063) (30,920) Liability at the end of the year 1,023,725 892,673 Amount recognized in the Balance Sheet Liability at the end of the year 1,023,725 892,673 Fair value of plan assets at the end of the year Difference 1,023,725 892,673 Amount recognized in the Balance Sheet 1,023,725 892,673 Expenses recognized in the Income Statement Current service cost 136,459 139,317 Interest cost 76,656 64,498 Expected return on plan assets Net Actuarial (gain)/loss to be recognized (82,063) (30,920) Expense recognized in the Statement of Profit and Loss 131,052 172,895 Balance Sheet Reconciliation Opening Net Liability 892,673 719,778 Expense as above 131,052 172,895 Employers Contribution Amount Recognized in the Balance Sheet 1,023,725 892,673 Assumptions Discount rate 8% 8% Rate of return on plan assets

41

Notes forming part of Statement of Profit and Loss for the year ended March 31, 2012
Note For the year For the year No. Particulars Ended March 31, Ended March 31, 2012 2011 `` 20.2 The employees benefit liability of the company is not funded. Accordingly disclosures related to return on planned assets and fair value thereof is not applicable. 21 OPERATING AND OTHER EXPENSES Rent (Refer Note 28) 4,135,728 3,397,533 Travelling and Conveyance Directors 36,215 53,454 Others 1,288,636 2,306,072 Legal and Professional Fees 4,817,710 4,506,289 Printing and Stationery 736,686 654,585 Communication Charges 1,203,005 1,361,723 General Expenses 1,391,132 1,077,782 Insurance 192,540 192,182 Repairs and Maintenance - Others 431,911 352,478 Rates, Taxes and Licences 58,741 86,487 Office Maintenance 1,074,464 987,186 Vehicles Maintenance 1,501,859 1,114,355 Advertisement and Publicity 217,760 194,766 Electricity Charges 469,637 468,468 Payment to Auditors As Statutory Auditors 88,240 88,240 As Tax Auditors 22,060 22,060 Other Capacity 44,122 33,092 Provision for Non-Performing Assets 593,399 2,013,950 Provision for Loan Assets - General (82,927) (72,144) Fixed Asset Written Off 11,048 7,152 18,231,966 18,845,710

42
22. SIGNIFICANT ACCOUNTING POLICIES 1. METHOD OF ACCOUNTING The financial statements are based on historical cost convention in accordance with Generally Accepted Accounting Principles (GAAP) comprising of mandatory accounting standards issued by the Institute of Chartered Accountants of India, the directions issued by the National Housing Bank (NHB) and the provision of the Companies Act, 1956. The Company follows mercantile system of accounting and recognizes income and expenditure on accrual basis except those with significant uncertainties. 2. REVENUE RECOGNITION Interest Income/Fees on Loan Assets is accounted for on accrual basis, other than on Non-Performing Assets, which is accounted for on cash basis in accordance with the NHB Guidelines. Repayment of Loan Assets is generally by way of Equated Monthly Installments (EMIs) comprising principal and interest. EMIs commence once the entire loan is disbursed. Pending commencement of EMIs, Pre-EMIs (PEMIs) interest is receivable every month. Interest on loans is computed on a monthly rest basis. Dividend is accounted on accrual basis when the right to receive the dividend is established. 3. PROVISIONS ON HOUSING LOANS Housing Loans are classified as per the NHB Guidelines, into performing and non-performing assets. Non-Performing Assets are further classified in to sub-standard, doubtful and loss assets based on criteria stipulated by NHB. 4. FIXED ASSETS Fixed assets are stated at cost, less accumulated depreciation and impairment losses. Cost comprises the purchase price and any attributable cost of bringing the asset to its working condition for its intended use. The carrying amounts are reviewed at each balance sheet date when required to assess whether they are recorded in excess of their recoverable amounts, and where carrying values exceed this estimated recoverable amount, assets are written down to their recoverable amount. 5. DEPRECIATION Depreciation on fixed assets is charged on Straight Line Method at the rates prescribed in Schedule XIV of the Companies Act, 1956. The depreciation is calculated on pro-rata basis for the assets acquired during the year. 6. INVESTMENTS Investments that are readily realisable and intended to be held for not more than a year are classified as current investments. All other investments are classified as long-term investments. Current investments are carried at lower of cost and market value. Long-term investments are carried at cost. However, provision for diminution in value is made to recognise a decline other than temporary in the value of the investments. Cost such as brokerage, commission etc., pertaining to investment, paid at the time of acquisition, are included in investment cost.

43
7. TAXES ON INCOME Tax expense for the year comprises of the current and deferred tax. Current taxes are measured at the current rates of tax in accordance with the provisions of the Income Tax Act, 1961. Deferred tax assets and liabilities are recognized for future tax consequences attributable to the timing differences that results between taxable profits and profits as per the financial statements. Deferred tax assets and liabilities are measured

using the tax rates and tax laws that have been enacted or substantively enacted by the Balance Sheet date. Deferred tax assets are recognized on unabsorbed deprecation and carry forward of losses under tax laws to the extent there is virtual certainty that sufficient future taxable income will be available against such deferred tax assets can be realized. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in the Statement of Profit & Loss in the year of change. 8. EARNINGS PER SHARE (EPS) Basic earnings per share are calculated by dividing the net earnings after tax for the year attributable to equity shareholders by the weighted average number of equity shares outstanding during the year. For calculating diluted earning per share, the number of shares comprises the weighted average shares considered for deriving basic earning per share, and also the weighted average number of shares, if any which would have been used in the conversion of all dilutive potential equity shares. The number of shares and potentially dilutive equity shares are adjusted for the bonus shares and the sub-division of shares, if any. 9. EMPLOYEE BENEFITS The Company's contribution to the Provident Fund is deposited with Government administered provident fund and the same has been charged to Statement of Profit and Loss. Provision for Gratuity has been made on the basis of actuarial valuation carried out by an actuary in accordance with Accounting Standard (AS) 15 (Revised) Employee Benefits issued by the Institute of Chartered Accountants of India. Liability for Leave encashment is provided on the balance leave of eligible employees as at the date of Balance Sheet, in accordance with companys policy. 10. PROVISIONS AND CONTINGENCIES A provision is recognised when the Company has a present legal or constructive obligation as a result of past event and it is probable that an outflow of resources will be required to settle the obligation, in respect of which reliable estimate can be made. Provisions (excluding retirement benefits) are not discounted to its present value and are determined based on best estimate required to settle the obligation at the balance sheet date. These are reviewed at each balance sheet date and adjusted to reflect the current best estimates. Contingent liabilities are not recognised and are disclosed by way of a note to the accounts. NOTES FORMING PART OF FINANCIAL STATEMENTS 23. Loan Assets and installments due from borrowers are secured or partly secured by a. Equitable Mortgage of Property and/or b. Assignment of Life Insurance Policies and/or c. Personal Guarantee of borrowers and/or d. Undertaking to create a security. 24. In the opinion of the Board of Directors the Current Assets, Loans and Advances are approximately of the value stated above, if realized in the ordinary course of the business.

44
Doubtful Particulars Standard Sub- D-1: D-2 : D-3: Loss Total standard Upto 1 1 to 3 Over 3 Assets year years years Loans for the purpose of Housing a) To Individuals 1,367,477,801 6,492,134 4,313,426 6,874,549 4,340,582 1,389,498,492 b) To Builders Loan against Property Other Loans 71,714,800 71,714,800 (Including Trade Receivables) Total Loans and Advances 1,439,192,601 6,492,134 4,313,426 6,874,549 4,340,582 1,461,213,292 b. Details of the provisions against the loan assets a. Loan Assets Doubtful Particulars Standard Sub- D-1: D-2 : D-3: Loss Total standard Upto 1 1 to 3 Over 3 Assets year years years Loans for the purpose of Housing a) To Individuals 686,848 964,512 2,460,264 2,534,961 6,646,585 b) To Builders Loan against Property Other Loans 286,859 286,859 (Including Trade Receivables) Total Provision 286,859 686,848 964,512 2,460,264 2,534,961 6,933,444 25. Disclosure of provisions against the loan assets as required under paragraph 29 (2) of The Housing Finance Companies Directions (NHB) 2010:

45
Items As at As at March 31, 2012 March 31, 2011 i. CRAR (%) 30.11% 27.00%

ii. CRAR - Tier I Capital (%) 30.11% 27.00% iii. CRAR - Tier II Capital (%) Category As at As at March 31, 2012 March 31, 2011 Direct Exposure (i) Residential Mortgages : Lending fully secured by mortgages on residential property that is or will be occupied by the borrower or that is rented Housing Loans up to Rs.15 Lacs Housing Loan more than Rs.15 Lacs (ii) Commercial Real Estate: Lending secured by mortgages on commercial real estates (office buildings, retail spaces, multipurpose commercial premises, multi-family residential buildings, multi-tenanted commercial premises, industrial or warehouse space, hotels, land acquisition, development and construction, etc.). exposure would also include non-fund based (NFB) limits (iii) Investments in Mortgage Backed Securities (MBS) and other securitised exposures: (a) Residential (PTC - B) (b) Commercial Real Estate Indirect Exposure Fund based and non-fund based exposures on National Housing Bank (NHB) and Housing Finance Companies (HFCs) b) Exposure to Real Estate Sector 1) 2) Nil Nil Nil Nil Nil Nil c) Asset Liability Management Maturity pattern of certain items of assets and liabilities
LIABILITIES Borrowings from Banks 275.01 275.01 550.31 1949.88 1021.33 4071.54 Market Borrowings 6251.01 6251.01 ASSETS Advances (*) 71.39 72.96 73.57 221.23 465.69 2132.89 2491.12 3139.85 4128.17 1815.26 14612.13 Investments 1 day to 30/31days (1 month) Over 1 month to 2 months Over 2 months to 3 months Over 3 months to 6 months Over 6 months to 1 year Over 1 year to 3 years Over 3 years to 5 years Over 5 years to 7 years Over 7 years to 10 years Over 10 years Total

26. Disclosure regarding provisions made for Asset Liability Management (ALM) System for the Housing Finance Companies as per NHB Circular dated October 11, 2010: a) Capital to Risk Assets Ratio (CRAR)

* Net of Provision
12,219.64 13,116.02 2,392.49 2,098.56 Rs. in Lacs Rs. in Lacs

46
Year ended Year ended

Particulars March 31, 2012 March 31, 2011 (`) (`) Rent Paid Sahara India Commercial Corporation Limited 1,683,619 1,526,400 Interest Paid Sahara India Commercial Corporation Limited 54,157,042 54,009,072 Loan Outstanding Sahara India Commercial Corporation Limited 600,100,797 600,100,797 29. Trade payables do not include amount payable to Small Scale Industrial Undertakings (SSIs) or to Micro, Small and Medium Enterprises as at March 31, 2012. 30. Expenditure in Foreign Currency : ` Nil (Previous Year ` Nil) 31. The balances in Trade Receivables, Trade payables and Advances are subject to confirmations and adjustments, if any. Such adjustments, in the opinion of the management, are not likely to be material. 32. Previous year figures have been regrouped and reclassified wherever necessary to conform to current years classification . 27 Segment Information The Companys main business is to provide loans for the purchase or construction of residential houses. All other activities of the Company are related to the main business. As such there are no separate reportable segments, as per the Accounting Standard on Segment Reporting (AS 17), issued by the Institute of Chartered Accountants of India. 28. Related Party Disclosures List of Related Parties a. Major shareholder having control over the company Sahara India Corp Investment Limited Sahara Prime City Limited Sahara India Finance & Investment Limited b. Key Management Personnel D.J. Bagchi, Chief Executive Officer, Company Secretary/Manager (u/s 269 of the Companies Act., 1956) c. Companies under common control Sahara India Commercial Corporation Limited d. Disclosure of Related Party Transactions between the company and related parties for the year ended March 31, 2012: As per our report of even date attached For CHATURVEDI & CO. Chartered Accountants Firm Registration No. 302137E D R Baid Partner Membership No. 10517 Place : Kolkata Date : May 30, 2012 FOR AND ON BEHALF OF THE BOARD O. P. SRIVASTAVA Director S. P. GHOSH Director D. J. BAGCHI Chief Executive Officer & Company Secretary
Sahara India Sadan 2A, Shakespeare Sarani,1st Floor, Kolkata -700 071 Tel: (033) 2282 9271/9067, 3298 4850 Fax: (033) 2282 4910/9271 www.saharahousingfina.com
Branch Office Vishakapatnam Door No.-11-226/52, Flat No. 115 1st Floor, Sai Dharani Castle Opp. Gopalepatnam Police Station, Gopalepatnam Vishakapatnam-530027 Tel: (0891) 2784864, Fax: (0891) 2784864 Branch Office Vijayawada Sarada Tower, Flat No. 4 (1st Floor) Adjacent to Cheunnupati Petrol Bunk, Labbipet Vijayawada - 520 010 Tel: (0866) 2471559, Fax : (0866) 2471559 Regional & Branch Office Hyderabad Sahara Manzil, 2nd Floor, Opposite A.P. Secretariat, Saifabad, Hyderabad-500 063 Tel: (040) 23244355, 6636 3664/3665, Fax: (040) 6636 3664 Regional & Branch Office Mumbai 403 4th floor, Sanjay Appa Chamber, New Link Road, Andheri (E) Mumbai-400 093 Phone : (022) 28311082, Fax : (022) 28311082 Branch Office Pune Shreenath Plaza, C Wing, Office No. 31, 1st Floor, Dnyaneshwar Paduka Chowk Shivaji Nagar, Off. Fergussion College Road, Pune 411 005 Tel : (020) 3052 2247 Branch Office Gorakhpur Rastriya Sahara Complex, 1st Floor 7 Park Road, University Crossing, Gorakhpur-273 001 Tel: (0551) 2202285, Fax: (0551) 2202285 Branch Office Kanpur 24/18 Shyam Sundar Building (Opposite LIC Building)

1st Floor, Mall Road, Kanpur-208 001 Tel: (91) 9335634680 Regional & Branch Office Lucknow Lalbagh Office, 2nd Floor, 7 Forsyth Road, Near Allied Surgical & Equipments, Lucknow-226 001 Tel: (0522) 2612512, 4005958, Fax: (0522) 2612512

Branch Office Siliguri Studio Photo Focus Building, 2nd Floor Hill Cart Road, Siliguri 734 401 Tel : (0353) 2534401, Fax : (0353) 2534401 Branch Office Asansol 199/1/B, S B Gorai Road, Budha More Asansol - 713 304 Tel : (0341) 2284780, Fax : (0341) 2284780 Branch Office Durgapur A-210, 1st Floor, Kamdhenu Building Multi Utility Plaza, City Centre Durgapur - 713 216 Tel : (0343) 2543248, Fax : (0343) 2543248 Branch Office Ranchi Room No 107, 1st Floor, Mahalaxmi Complex Line Trunk Road, Thana - Kotwali Zilla-65, Ranchi-834 001 Tel : (0651) 2207497, Fax : (0651) 2207497 Regional & Branch Office Kolkata 46, Dr. Sundari Mohan Avenue (2nd Floor), Kolkata - 700 014 Tel : (033) 2289 6708 Fax: (033) 2289 6708

CORPORATE OFFICE
EASTERN REGION WESTERN REGION NORTHERN REGION SOUTHERN REGION

Notes
18
Note: i. Other Directorships and Committee Memberships of Directors are as on March 31, 2012. ii. In terms of Clause 49 of the Listing Agreement, none of the Directors was a member of more than 10 committees or chairman of more than 5 committees across all companies in which he is a Director. iii. None of the Directors hold any equity shares in the Company. NUMBER OF BOARD MEETINGS AND ATTENDANCE The Board met five times during the year on May 30, 2011, August 11, 2011, September 29, 2011, November 12, 2011 and February 10, 2012. ATTENDANCE AT THE BOARD MEETINGS AND AT ANNUAL GENERAL MEETING (AGM) DURING THE FINANCIAL YEAR 2011-2012 Non-compliance of any regulatory, statutory nature or listing requirements and shareholder services such as non-payment of dividend, delay in share transfer, etc. Any other relevant & critical issues pertaining to the Company; REMUNERATION TO DIRECTORS Directors do not receive any remuneration except the sitting fees for the meetings of the Board and Committee meetings attended by them. The Company did not advance any loans to any of its Directors in the year under review. DETAILS OF SITTING FEES PAID DURING 2011-2012 Sitting Fees Board Audit Meeting Committee (`) ( `) Shri Om Prakash Srivastava 40,000 40,000 80,000 Shri Joy Broto Roy 40,000 - 40,000 Shri Seemanto Roy 30,000 - 30,000 Shri Brijendra Sahay 50,000 40,000 90,000 Shri Sakti Prasad Ghosh 40,000 40,000 80,000 Shri Ranoj Dasgupta 50,000 40,000 90,000 Note: Sitting fees of ` 10,000/- are paid for each Board and Audit Committee Meeting held during the year. No sitting fee

is paid for Shareholders/Investors Grievance Committee meetings. COMMITTEES OF THE BOARD The Board of Directors has constituted three committees of the Board, viz, Audit committee, Shareholders / Investors Grievance Committee and Remuneration Committee. Each committee has an appropriate combination of Non-Executive and Independent Directors. The roles and responsibilities assigned to these committees are covered under the terms of reference specified by the Board and are subject to review by the Board from time to time. The minutes of the meetings of Audit Committee, Shareholders/Investors Grievance Committee and Remuneration Committee are placed before the Board for information and noting. The details as to the composition, terms of reference, number of meetings and related attendance etc of these Committees are given below: 3. AUDIT COMMITTEE: The Audit Committee of the Company is constituted as per Section 292A of the Companies Act, 1956 and the guidelines set out in the Listing Agreement with the Stock Exchanges. During the financial year, the Committee meetings were held on May 30, 2011, August 11, 2011, November 12, 2011, and February 10, 2012. The necessary quorum was present at all the meetings. The Audit Committee Meetings are attended by the Directors, Chief Executive Officer, representatives of the Statutory Auditors and representatives of the Internal Auditors. The Operations Heads are invited to the meetings, as and when required. The Company Secretary acts as Secretary of the Audit Committee.
No. of Board Whether Meeting Attended Attended (Total Meetings Last AGM Held : 5)

Shri Om Prakash Srivastava 4 No Shri Joy Broto Roy 4 No Shri Seemanto Roy 3 No Shri Brijendra Sahay 5 Yes Shri Sakti Prasad Ghosh 4 No Shri Ranoj Dasgupta 5 Yes
Name of Director Name of Directors Total (`)

INFORMATION PLACED BEFORE THE BOARD Apart from its primary role of monitoring of Corporate Governance in the company, the Board provides direction/ guidance to the top management, reviews performance and ensures protection of long term interest of the shareholders. The Board has complete access to all information of the Company. The following information is provided to the Board and the agenda papers for the meetings are circulated in advance of each meeting: Quarterly Results of the Company; Minutes of meetings of Audit committee and other committees of the Board; General notice of interests and any updates; Notices under Section 274(1)(g) of the companies Act, 1956; Information on recruitment and/ or remuneration of senior officers just below the Board level; Materially important litigation, information show cause, demand, prosecution, and penalty notice; Fatal or serious accidents or dangerous occurrences (if any); Any issues, which involve possible public or product liability claims of a substantial nature; Significant developments on the human resources front; Related Party Transaction; Risk Analysis Report, Social / Community Initiatives;

 Details of joint ventures or collaboration agreement;

Initiative of the BSE Investors Protectio n Fund -1Broadcasting & Cable TV September 18, 2012

CMP
BSE Code BSE ID High/Low 1Y (Rs.) Average Volume (3M) Market Cap (Rs. Cr.)

Rs. 112
503691 SAHARA 154.0 / 92.4

133 241
Mar-12
74.99 25.01

Shareholdin g%
Promoters DIIs# FIIs# Public & Others

Jun-12
74.99 25.01

Stock Chart ( Relative to Sensex) Stock 1M 6M 1Yr Perform ance (%)

SAHARA Sensex 5.5 3.6 -16.4 9.5 -24.7 10.5

Financial s
Revenue Y-o-Y EBITDA Y-o-Y Net Profit Y-o-Y EPS (Dil.) EBITDA Margin

FY10

FY11

FY12

181.6
-22.7%

124.0
-31.7%

110.1
-11.2% -16.2 -0.2 PL -0.10 -

6.5
LP 8.9 348.0% 4.15 3.6%

-4.5
PL 0.1 -99.4% 0.02 -

NP Margin P/E(x)

4.9% 27.0x

0.0% 5,600.x

Financial year ends at March 31. All figures in Rs. crore except for per share data #FIIs- Foreign Institutional Investors
#DIIs- Domestic Institutional Investors

PL - Profit to Loss LP - Loss to Profit

Summary Financials
Particulars (Rs crore) Net Sales Other Op. Revenue Total Revenue Growth (%) Cost of Goods Sold Gross Profit Employee Costs Other Expenditure EBITDA Growth (%) Depreciation EBIT Profit Finance cost Other Income Exceptional Items PBT Growth (%) Income Tax Profit after Tax Extra Ordinary Items Net Profit Growth (%) Rep. Basic EPS Rep. Diluted EPS Equity Capital Face value Ratio Analysis Margins EBITDA Margin (%) Net Profit Margin (%) Valuation P/E (x) P/BV (x) Profitability ROCE (%) RONW (%) Solvency Ratio Debt/ Equity Ratio (x) Interest Cover (x)
Bi

FY10

FY11

FY12

181.6 0.0 181.6 -22.7% -149.1 32.5 -11.4 -14.6 6.5 LP -0.3 6.2 -13.3 20.7 0.0 13.6 223.9% -4.7 8.9 0.0 8.9 348.0% 4.15 4.15 21.5 10 FY10 3.6% 4.9% 27.0 0.8 1.6% 3.1% 0.3 0.5

124.0 0.0 124.0 -31.7% -109.0 15.0 -13.7 -5.8 -4.5 PL -0.3 -4.8 -12.2 17.6 0.0 0.6 -95.7% -0.5 0.1 0.0 0.1 -99.4% 0.02 0.02 21.5 10 FY11 0.0% 5600.0 0.8 -1.7% 0.0% 0.0 -0.4

110.1 0.0 110.1 -11.2% -103.6 6.4 -11.5 -11.2 -16.2 -0.2 -16.4 -3.9 20.9 0.0 0.6 0.3% -0.8 -0.2 0.0 -0.2 PL -0.10 -0.10 21.5 10 FY12 0.8 -5.7% -0.1% 0.0 -4.2

Estd.1999

MCKV INSTITUTE OF ENGINEERING

Approved by AICTE and Affiliated to West Bengal University of Technology ISO 9001:2008 Certified 243, G.T.Road (North), Liluah, Howrah 711204, W.B. Ph. 033 - 2654 9315/ 17 Fax. 033- 2654 9318 Email : mckvie@vsnl.net.in Website: www.mckvie.edu.in

ANNUAL REPORT (July12 June13)

Annual Report ~ 2012-2013
MCKV Institute of Engineering, West Bengal Page 1

INDEX
SL. NO. DESCRIPTION PAGE NO. 1 From Principal's Desk 3 2 Vision & Mission revised 5 3 External Assistance (TEQIP II), brief overview 5 4 Academics : 6 (a) Programmes Offered 6 (b) Major Activities 6 i. Status of Autonomy 6

ii. Accreditation of courses 6 iii. Constitution of Academic Council and Board of Studies 6 iv. Academic Advisory Committee (AAC) 7 v. Departmental Academic Committee (DAC) 7 vi. Academic Audit Committee 7 vii. Teaching Assistantship for PG students 7 viii. Faculty & Staff development activities 7 ix. Faculty Achievements 7 x. Academic Support to students including weak students 9 xi. Finishing School 10 xii. Students Achievements 10 xiii. Industry Institute Collaboration 12 xiv. Institutional Reforms 15 5. Infrastructural Facilities 16 6. Institutional Master Plan 16 7. Internal Revenue Generation 16 8. Future Plan 16

Annual Report ~ 2012-2013

MCKV Institute of Engineering, West Bengal Page 2 ANNEXURES ANNEXURE DESCRIPTION PAGE NO. I Activities of Vivekananda Centre for Positive Thinking 17 II Department wise Designation wise Faculty Position 19 III Teaching Assistantship for PG students 20 IV In-house Seminars/ Workshops/ Training Programmes 21 V Outside Training Programme attended by the Faculty members 22 VI Ph. D. degree received & Ph. D. Thesis submitted 24 VII Research Paper Publications in International Journals 25 VIII E-Books/ On-line Online Course Material, etc. Published by Faculty Members 32 IX Ph.D Registration details 33 X Research Plan for 2013 - 14 34 XI Full Free / Half Free Institutional Scholarships awarded 37 XII Report of Equity Assurance Committee 40 XIII Summer/ Winter School 43 XIV Remedial Classes 45 XV Invited special lectures by Academic Experts 47 XVI Soft Skill Development Programme & Aptitude Training 48 XVII Rotaract Club Activities during 2013 - 14 49 XVIII Joint Paper Publication by students 50 XIX Student Participation in Industry Projects 51 XX Student Participation in Innovative & Co-curricular Activities 52 XXI Invited Lectures by Industry Experts 53 XXII Training by Academicians & by Industry Experts 55 XXIII Activities of CRTTC 57 XXIV Chairmans Reward during 2012 - 13 58 XXV Internal Revenue Generation during 2012 - 13 59

Annual Report ~ 2012-2013

MCKV Institute of Engineering, West Bengal Page 3

1. From Principal's Desk : The college has grown by leaps and bounds during last five years and its various departments currently offer a large range of undergraduate and postgraduate courses covering a broad range of engineering disciplines. The faculty numbers although substantial, needs to be strengthened by recruiting experts in specialized areas. Enhancement of qualifications of present faculty is necessary and desired. Considering the depressing employment opportunities and economic recession, a special thrust is given to bring more number of companies for on-campus interviews resulting satisfactory placement except recruitment in Automobile sector. Activities like strengthening of Industry Institute Partnership, Summer Training, etc. were conducted to boost the confidence of our students, enhance their skills & showcase their talent. We have received a Project on Sustained Graded Value Education Programme (Govt. of India funded Project) for Type B Value Education Programme implemented through Rama Krishna Mission Belur Math of worth Rs.4.56 lakhs for the year 2012-2014. This Project was awarded to our Vivekananda Centre for Positive Thinking. Other activities of this centre are detailed in ANNEXURE I. The following are the Major Highlights of the college during 2012 13 Academic Year: i. Induction of New courses: Post Graduation Courses: During the academic year 2012 -13, we have introduced Two M.Tech courses viz. Automotive Technology, and ECE (VLSI Design). Both the courses are having AICTE approval and WBUT affiliation for 18 students intake per course. Nine (9) students have taken admission to ECE (VLSI design) and only two (2) students took admission to Automotive Technology. i. M.Tech in Automotive Technology ii. M.Tech in ECE (VLSI Design) ii. Increase of Faculty in each discipline: One Professor & 4 Associate Professors through promotions and Twelve Assistant Professors have been directly recruited during the academic year 1st July, 2012 to 30th June, 2013. Department wise details are provided in ANNEXURE II. However, by the time this report is finalized, we have appointed Dean (Academics), Dean (Research & Consultancy), Dean (Student Affairs), one Professor (ECE), one Associate Professor (ECE) and four Assistant Professors in EE, ME & AUE departments. iii. Strength of students in 2012 -13 : Women SC/ ST OBC General Total 358 (20.63%) 05 103 1269 1735

Annual Report ~ 2012-2013

MCKV Institute of Engineering, West Bengal Page 4 iv. Number of fully functional PCs available for students in the year 2012 - 13 : 582 v. Total number of text books and reference books available in library for UG and PG students in the year 2012 - 13 : 29,955 vi. % of UG students placed through Campus interviews in the year 2012 - 13 : 55 % vii. % of high quality under Graduates (>75% marks) in the year 2011 - 12 : 27.81% viii. % of high quality post Graduates (>75% marks) in the year 2011 - 12 : 37.74 % ix. Cumulative number of M.Tech produced from 2010 to 2013 : 19 x. The transition rate of students in percentage from 1st year to 2nd year in the year 2011-12 for: Academic Year Women SC/ ST OBC General All studen ts 2012 - 13 89.47 % NIL

(No such student in 1st year admitted) 80.00 % 77.87 % 77.78 % xi. Development of different Laboratories: a. Advance Fluid machine Lab., Air-conditioning & Refrigeration Lab., Thermal Lab. II are established to cater the requirement of updated syllabus for Automobile & Mechanical Engineering UG courses. b. Communication Laboratory & Project Lab. of ECE department were augmented. c. VLSI Laboratory for new PG course was established. d. A research Lab. is being established with the help of RABT Technologies for IT department. e. Physics Lab. II was set up to meet the requirement of new updated syllabus. f. Power Electronics Lab. & Power System Lab. - II. were set up in Electrical Engineering department. xii. Eleven class rooms are provided with ICT teaching facilities. xiii.No. of volumes of the Institute library enhanced from 27,582 to 29,955 books, 2 e-journals. xiv.The Institute further is benefited by conducting training programs & Workshops and sending its faculty, staff and students to the various Institutes for participating in training programs, Workshops & Conferences. xv. Special academic achievements of the Institution a. The MCKVIE has been selected for e-gov campus by NIC, New Delhi and awarded a certificate on 23rd June, 2013. b. Two faculty received Ph.D degree in Engineering. c. One US Patent obtained by our faculty. d. 4 e-Books/ Lecture Notes, etc. published by various faculty of this Institute. e. 44 papers published in International Journals by the faculty of this Institute. f. 15 papers published in International Journals and Conferences by the students of this Institute. g. One M.Tech, CSE student namely Mr. Bivay Kumar received GATE Scholarship from MHRD. _______________________________ Prof. (Dr.) Parasar Bandyopadhyay

Annual Report ~ 2012-2013

MCKV Institute of Engineering, West Bengal Page 5 2. Vision & Mission revised : To accommodate Autonomous status of the Institute, a brain storming session was conducted in the Institute campus under the guidance of a senior HR expert. The following are the accepted Vision & Mission of the Institute. Vision : We will strive for leadership in research and education by creating a vibrant academic environment that demands excellence and innovation with faculty members renowned for their creativity and teaching and students recognized for their excellence, ethical behavior and exceptional leadership. Mission : i. To become a centre of excellence for engineering teaching and learning. ii. To become an Autonomous Institute. iii. To offer B.Tech-M.Tech Integrated Courses, Inter-Disciplinary Courses, Ph.D Degree in Engineering & Science and M.Sc. in Physics, Chemistry & Mathematics. iv. To offer short-term/Evening/Job-oriented courses for Industry. v. To promote research & development, innovation, technical consultancy and Industry-Institute collaboration. vi. To develop the students talent of analytical thinking, creativity and their confidence to use their skills to enable them to effectively serve the society and the industry.

vii. To play a constructive part in the economic, social and cultural life of the country. 3. External Assistances, brief overview The college was selected in Technical Education Quality Improvement Program (TEQIP) TEQIP-II phase with total project allocation of Rs.4.0 crores and successfully implemented the project with satisfactory maximum quality performance audit score of 1.25 out of 3.0 among 13 participating Institute in West Bengal. MODROB Project of Rs. 7.0 lakhs obtained by ECE Department. Collaboration with RABT Technologies a) RABT Technologies provided relevant hardwares to set up an Innovation Lab. at MCKVIE campus to create opportunities to students/ faculty members and Technical supporting staffs with the latest technology and b) 6 students from B. Tech (CSE, IT) 5th & 6th semester and MCA (3rd & 4th) semester are provided with opportunity to work in real life industry projects under their guidance. Value Education Programme Our Institute received a Project on Sustained Graded Value Education Programme (Govt. of India funded Project) for Type B. This Value Education Programme implemented through Rama Krishna Mission Belur Math of worth Rs.4.56 lakhs for the year 2012-2014. Every Saturday, our Institute are organizing and taking care for successful implementation of the Value Education classes with the assistance of 12 motivated teachers.

Annual Report ~ 2012-2013

MCKV Institute of Engineering, West Bengal Page 6 4. Academics : For 2013 -14 we are offering the following courses :(a) Programmes Offered B.Tech Sl. No. Description/Name Intake Sl. No. Description/Name Intake 1 Automobile Engineering (AUE) 60 4 Electronics & Communication Engineering (ECE) 60 2 Computer Science & Engineering (CSE) 60 5 Information Technology (IT) 60 3 Electrical Engineering (EE) 60 6 Mechanical Engineering (ME) 60 M.Tech Sl. No. Description/Name Intake Sl. No. Description/Name Intake

1 Automotive Technology 18 3 Computer Science & Engineering 18 2 Electronics & Communication Engineering 18 4 ECE (VLSI Design) 18 (b) Major Activities: i. Status of Autonomy : Applied for Autonomy to UGC through WBUT on 15.12.2011. Obtain recognition of UGC under section 2 (f) on 21st March 2013. Statutory and Non-statutory committees as per UGC guidelines constituted along with Terms of Reference for each committee. ii. Accreditation of courses : Submitted SAR for NBA accreditation for all Eligible UG Courses (AUE, CSE, ECE & IT) on 29th March, 2013 and subsequently filled up data in e-NBA portal on 29th July, 2013. iii. Constitution of Academic Council and Board of Studies : Academic Council (AC) and Board of Studies (BOS) are constituted with WBUT nominees and Industry representatives as per UGC guidelines. A booklet was released in the 41st GB meeting and 1st meeting is planned to be held on 24th August, 2013.

Annual Report ~ 2012-2013

MCKV Institute of Engineering, West Bengal Page 7 iv. Academic Advisory Committee (AAC) : This committee is a part of our Governance system set-up in November, 2007 with all HODs and representative of the departments are the members of the Committee. Principal is the Chairman and a faculty member nominated by the Principal as a Convenor. Eleven meetings taken place during 2012 -13. v. Departmental Academic Committee (DAC) : Constituted in June 2005. All the faculty and Technical supporting staffs is the member of DAC. HOD is the chairman and a faculty is nominated by the HOD to act as the Convenor. DAC meeting is organized once in a month. vi. Academic Audit Committee : The Academic Audit Committee is newly constituted during the academic year 2012 13 to enhance the quality of education provided to the students. A senior Professor is nominated by the Principal to act as the Chairman and another senior faculty nominated as the convenor. Representation from every department nominated by the concerned HOD is member. This committee is yet to function effectively. vii. Teaching Assistantship for PG students : Teaching Assistantships of Rs. 8,000/- awarded to 24 Non-Gate M. Tech students. Details given in (ANNEXURE - III). viii. Faculty & Staff development activities : 4 In-house Seminars/ Workshops / Training Programme on subject knowledge / research competency were organized under TEQIP-II. 78 Faculty members and 30 TSS attended In-house Training as per training programme. Details given in ANNEXURE IV.

50 Faculty members attended Training outside the Institute Details given in (ANNEXURE V). Institute organized workshop on Outcome based Accreditation System on 30.09.2012 jointly with NBA. Training plan for the academic session 2012-13 was prepared as per TEQIP Guidelines. Preparation for Training plan for the academic session 2013-14 is going on. ix. Faculty Achievements : Ph.D degree received and Ph.D. Thesis submitted (ANNEXURE VI): One faculty member received Ph. D degree. 4 faculty members submitted Thesis.

Annual Report ~ 2012-2013

MCKV Institute of Engineering, West Bengal Page 8 Paper/ Book Publications : 44 International Journal Papers published by Faculty Members (ANNEXURE VII). 4 e - Books/ On-line Lecture Notes, etc. are published by Faculty Members (ANNEXURE VIII). Patents filed / Commercialised : Mr. Satadal Saha obtained US Patent on "Image binarization based on grey membership parameters of pixels (United States Patent US 8406554 B1 Issued March 26, 2013). Consultancy Projects : Three project proposals are submitted for research grants; namely Design & Development of 2KW variable parameters Sterling Engine for purposes of Sterling Engine Research submitted to DST, New Delhi of Rs.16,08,000/- by AUE Department. Development of Data Hiding Techniques for Joint quality Access Control and Error Concealment of Image over Radio Mobile channel with subsequent Quality Prediction using Fuzzy systems and Adaptive Enhancement of Rs.8,50,000/submitted to AICTE by IT Department. Mobile Environmental Pollutants Sensor received from ISOC, Kolkata & RABT Technologies of Rs.13,500/- by IT Department. Continuing Education Programme organized : 6 different programmes organized by CSE, AUE, IT & MCA departments. A summer school training program for 1st year B.Tech student on Engineering Mechanics (ME 101) was organized by AUE Department from 5th to 6th July, 2012. Prize Distribution ceremony was held on 8th August, 2012 for the participants of Continuing Education Program organized by Computer Science and Engineering Department on Data Structure & Algorithms. Vinnet Harkut (MCA final year) & Niyamat Ali (CSE, final year) were the Joint Toppers. A guidance program for the GATE Examination, 2013 started by IT Department from 18th September, 2012. A grooming session for Campus Interview purpose was organized by MCA Department for MCA 5th Semester students, from 28th September to 3rd October, 2012.

A Basic Course on The basic of Automobile Mechanism was organized by AUE Dept. for the teachers of state polytechnics. The program was held on each Sundays and Mondays during 30th September to 14th October, 2012. CSE Department has organized Continuing Education Program on "Advanced C Programming" was held during 3rd January, 2013 to 25th Feb.13.

Annual Report ~ 2012-2013

MCKV Institute of Engineering, West Bengal Page 9 Research activities etc. : 5 faculty members registered during 201213 academic year and 14 faculty members registered earlier for Ph.D. research works (ANNEXURE IX). The department wise research plan for the 2013-14 financial years has been prepared. (ANNEXURE X). x. Academic Support to students including weak students : Parent Teacher meetings One meeting was organized on 13th April13 for taking consent from 53 parents/ guardians of 1st year students for organizing Summer School and another meeting was organized on 18th May13 wherein parents of 18 weak 1st year students were briefed about their performance. Full Freeship / Half Freeship (ANNEXURE IX).: In total 65 Institutional scholarships were awarded from the 1st year admitted students in 2012 13 academic year. Out of which 32 students received Full Free Tuition Fee from the Institution. Details are given in ANNEXURE XI. Institutional Awards for the students : All the toppers of B.Tech, M.Tech & MCA in all the years excluding final year were awarded a certificate of appreciation along with a Trophy. Best attended students in every class were also awarded with a Certificate of appreciation in the Freshers Welcome function. They were also given a Library Pass to borrow four extra books of their choice. Diagnostic Test : Diagnostic Tests for 1st year students and remedial teaching has been organized for 1st year weak students (ANNEXURE XII). Identification of Weakness of students in subject areas. Students who had failed in any subject. Student who had lost a year. Students who had scored below 60% in a particular subject during the current semester.

Annual Report ~ 2012-2013

MCKV Institute of Engineering, West Bengal Page 10 Summer School and Winter Schools / Remedial Classes : Summer School and Winter Schools were conducted (ANNEXURE XIII). Remedial classes conducted during Nov.12 based on diagnostic tests and in April13 based on class tests (ANNEXURE XIV). Invited special lectures by Academic experts : (ANNEXURE XV). Two lectures on Grid Computing and Biodiesel as Alternate Fuel were delivered by two eminent academicians Mr. Tapas Samanta of Variable Cycloton Centre and Prof. Bijan Kumar Mandal,

BESU respectively. xi) Finishing School : Soft Skill & Technical Communication Skill Development Training : Four Soft skill training programmes were organized to enhance the employability of final year UG students (ANNEXURE XVI). xii. Students' Achievements: Nabonil Sapui, student of 4th year CSE Department, is working from January, 2013 as a budding Cyber Security Engineer. He is associated with many Private and Government Organizations including Detective and Intelligence Department. Sachin Kumar Singh, Tarkeshawar Nath Pandey, Rupesh Kumar, 4th year CSE Department, received the Faculty Choice Award at Science City Auditorium on 16th July, 2012 from Globsyn Finishing School for their Project on Online Travel Deal Management during their Summer Training Program. A total of 19 universities, 105 colleges comprising of approximately 3500 students had participated in the summer training program at Globsyn Finishing School. Innovative activities: Our EFFICYCLE Team was declared 4th Position in Costing, 6th Position in overall Technical, 7th Position in Design in a National Competition held in Chandigarh during 12th to 14th October, 2012. The three wheeled hybrid powered vehicle was designed and manufactured by our Automobile and Mechanical Engineering students. Md. Saddam, AUE Department, won the third Prize for the EFFICYCLE in Present Around the World PATW-12, held in 2nd August, 2012 at Bangalore. Technological Exhibition : The Science & Engineering Fair-2013 at BITM, Kolkata was held from 8-12 January13. The first position was awarded Cash prize of Rs.12000/- each per candidate to Haritabh Gupta, Amber Kumar Das & Rahul Kumar (5th Sem CSE & ECE) for the Project Intelligent Traffic Control System. Special Cash Prize of Rs.2000/- was awarded to Md. Saddam (AUE), Asish Pandey, Ekta Goyal (ECE, 5th Sem) for the Automobile Life Guards. One more Special Cash prize of Rs. 2000/- was won by Dipra Dutta, Soham Bhattacharya (ECE) & Suman Kundu (EE) in the project Intelligent Irrigation. Mr. Dipra Dutta & Mr. Soham Bhattacharyya, students of ECE- 6th Semester bagged a second prize of Rs.4000/- at Electro Fiesta2013, a National Level Electronics Project Design Competition held at Birla Institute of Technical Museum, Kolkata on 7th April, 2013. The name of their Project was Intelligent Irrigation.

Annual Report ~ 2012-2013

MCKV Institute of Engineering, West Bengal Page 11 Co-curricular: Four students of IT 3rd semester participated in an inter college Drama Competition Bharat Prav at Sahara Sadan Kolkata on 14th August,2012 with Mr Arijit Sarkar as faculty Mentor. The Program was organized by Sahara India Parivar. Our students staged a drama and secured a special Award for their performance. Siddhartha Bera, 3rd year AUE Department, was awarded with Gold medal in above 50Kg KUMITE Category and awarded with Silver medal in above 18 years KATA Category in All India Inter-School & Senior Karate-Do Championship Federation Cup 2012 which was held during 18th-20th August,2012. Tarun Ranjan (5th Sem AUE) participated in 3rd Bharatiya Chhatra Sansad MAEERs MIT School of Government, Pune and Bharatiya Chhatra Sansad Foundation during 10 - 12

January13. He was selected out of 75 students all over India. Our Rotaract Club hosted and participated in Tarang, 40th District Conference organized by the Rotaract District 3291 at Rotary Sadan from 25 - 27 January, 2013. Our club received the prize for maximum participation and Third prize was won for overall Best Club. Among other prizes, our students Indrani Bhattacharya (1st yr, ECE) received DRRs appreciation for Runner Up Miss Tarang, Shuvam Munshi (AUE, 1st yr) received First prize for Fashion Show (Male), Roshni Mukherjee (IT, 1st yr)- Runner UP Prize in Medlay, Priyashri Guha Roy (MCA final yr)- First prize in Talent Hunt, Prerna Singh, Anish Agarwal Winner in Junkyard. The District Awards were received on 23rd Jun.13. Our Club bagged seven prizes namely The Best President, The Best Secretary, Third Best Club, Best Project Award for ROTA OLYMPIC, DRRs Citation, Rotaract R idea & Special Appreciation for District Conference. On 30th Jun.13 our Club also received the JOYOCCHHAS Award for the event Rota Olympic. Other activities of our Rotaract Club are detailed in ANNEXURE XVII. Extra- curricular: The Inter College Cricket Tournament organized by CEMK (College of Engineering & Management, Kolaghat) was held at Kolaghat from 7-20 Feb13. 6 teams participated in the said 20-20 Tournament. Our team won the match and The Man of the Series was declared to Mr. Vikas Prasad (AUE 4th year) for his outstanding performance throughout the tournament. Joint Paper Publication by Students : 28 UG and 5 PG students published 15 research papers jointly with faculty members in online Journals (ANNEXURE XVIII). Student Participation in Industry Projects (ANNEXURE XIX): 6 students participating in Android based live projects with Industry. 2 students participating in PHP & My SQL based project in Industry. 2 students working on Sensor based mobile computing based project in Industry. Students Activities : Details of participation in Innovative Activities and Co-curricular Activities are given in (ANNEXURE XX).

Annual Report ~ 2012-2013

MCKV Institute of Engineering, West Bengal Page 12 xiii. Industry Institute Collaboration : Initiatives are being taken to work in collaboration with Jadavpur University to gain popularity among school students on Robotics. Established Automobile Training Centre in collaboration with Volvo-Eicher on 10.05.2012. Started Continuing Education Programme in Collaboration with Volvo-Eicher. RABT Technologies Pvt. Ltd. Industry representatives in BOG / A.C. / BOSs / IIIC : As per UGC guidelines, we have included Industry Representatives in all the above committees. The details are as follows :INDUSTRY REPRESENTATIVES IN THE BOARD OF GOVERNORS (BOG) SL. NO.

NAME Position in the BOG Affiliating Industry 1 Sri Shyam Sunder Kejriwal Chairman Chairman KISWOK Industries (P) Ltd. 11, Brabourne Road, Kolkata 700 001 2 Sri Basu Deo Tikmani Member Managing Director Bengal Paper Packing Industries 15/1 Belur Road, Liluah, Howrah 3 Sri B.D. Sureka Member Chairman Park Chambers Ltd. 3/1 Loudon Street, Kolkata 700 017 4 Sri M.C. Shah Member Managing Director Nipha Exports (P) Ltd. 48, Ganga Jumuna, 28/1, Shakespeare Sarani, Kolkata 700 017 5 Sri Kishan Kumar Kejriwal Managing Trustee Director M/s. Vivek Engg. & Casting Ltd., 11, Brabourne Road, Kolkata 700 001 INDUSTRY REPRESENTATIVES IN THE ACADEMIC COUNCIL: Mr. Archan Kusum Majumdar, DGM, CESC, Kolkata.

Annual Report ~ 2012-2013

MCKV Institute of Engineering, West Bengal Page 13 INDUSTRY REPRESENTATIVES IN THE BOARD OF STUDIES ECE Mr. Bijoy Das Principal RAMS Manager, Ansaldo STS-India Prof.(Dr.) P. Subbanna Bhat Consultant, Sankalp Semiconductor Pvt. Ltd. EE Mr. Sankar Mukhopadhyay DGM (AIPM), CESC Ltd. AUE Mr. Prabir Chakraborty GM(R & D), Hindusthan Motors, Hindmotor ME Mr. S. Samanta AGM, Sectional Head, CMERI, Durgapur CSE Mr. Kushal Banerjee TCS, Kolkata IT Mr. Anupam Agarwal TCS, Kolkata Mr. Anand Raje RABT Technologies Pvt. Ltd. INDUSTRY REPRESENTATIVES IN THE INDUSTRY INSTITUTE INTERACTION CELL ECE Prof. (Dr.) Subanya Bhat V.P. (R&D), Sankalp Semiconductor Pvt. Ltd. EE Mr. Kaushik Kundu DGM (East), Ambuja Cement, 53A Leela Roy Sarani, Kolkata-19 AUE Mr. Narendra K. Shette G.M. Baynee Industries, Salkia

ME Mr. Jayanta Mukherjee DGM, Forging Division, H. M. Ltd., Hindmotor CSE Ms. Swarachita Chakraborty Senior Manager, Capgemini India IT Dr. Sourav Saha IBM , Salt Lake

Annual Report ~ 2012-2013

MCKV Institute of Engineering, West Bengal Page 14 Invited lectures by Industry Experts: 12 Invited lectures by Industry Experts (ANNEXURE XXI). Training by Academician or by Industry Expert (ANNEXURE XXII): 1 Program organized by Academician for Students and TSS and 9 Seminar / Workshop / Training Programme organized by Industry Experts. Industry Visits by Students : An Industry visit at Central Tool Room & Training Centre at Bonhooghly was organized by the AUE Department on 20th and 21st July, 2012. Almost all the student of 7th semester AUE participated in the visit. Industry Internship : All 6th Sem. MCA students were trained in three different organizations; namely, CMC Ltd., ARDENT Technologies & MICRO PRO Software Solutions Pvt. Ltd.. MOU/ EOI with Industry for Mutual Collaboration : MOU signed with: ERICSSON India Pvt. Ltd. VOLVO-EICHER Dassault Systems Internet Society of India RABT Technologies Pvt. Ltd. EOI Signed with: Simoco Telecommunication (South Asia) Ltd. Aunwesha Knowledge Technology Powai Labs. Industry Sponsored Training Centre : Established Automobile Training Centre in collaboration with Volvo-Eicher on 10.05.2012. Started Continuing Education Programme in Collaboration with Volvo-Eicher. Campusing: The Training & Placement Department of MCKVIE named here as Corporate Relations and Talent Transformation Cell (CRTTC) is providing necessary Technical training programs or Campus Aptitude Preparation Program, Vocational/ Summer Training, Entrepreneurship Development Program before launching them into the broader world where cut-throat competition is the order of the day. Detailed activities during the period are given in ANNEXURE XXIII. 60 % final year students of 2009 2013 received employment offer through campus placement.

Annual Report ~ 2012-2013

MCKV Institute of Engineering, West Bengal Page 15 xiv. Institutional Reforms : Transparency ensured by uploading all TEQIP related documents including minutes of the meeting of BOG in the Institutes website.

Faculty self-appraisal in the prescribed format has been collected from all the faculty members for the session 2011-12. Four funds (Corpus Fund, Faculty Development Fund, Equipment Replacement Fund and Maintenance Fund) established. The accruals are low at present. Online Student Feedback on Faculty Performance : On-line student feedback system on performance of faculty members has been started from last semester in lieu of sample based manual feedback being collected from the students earlier. Counselling of the faculty members on the basis of student feedback if necessary done by Principal. Online attendance system for students : On-line student attendance system introduced from last semester. Delegation of Financial Powers to senior functionaries : Delegation of financial power to senior functionaries as per guidelines. Financial power delegated by BOG in its 38th meeting dated 25th January, 2012 to the Principal, HODs as per TEQIP -II guide lines. ICT based Learning Facilities : For better teaching-learning environment, the Institute encourages the Faculty members to use ICT based teaching methodology. At least two class rooms in each department are provided with these facilities. Incentive to Faculty & Staff : Generation of Internal Revenue : The guidelines have been laid down for granting incentives to Faculty to conduct various Examinations, providing Training and undertake Sponsored Research. A good number of Faculty and Staff members have already obtained the benefit from these incentives. Rs. 9,17,055/ was generated from these activities out of which Rs.4,53,356/- was disbursed among the Faculty and Staff members. Incentive to Faculty Members : Chairmans Reward for Publishing Research Papers in the Journals, Presenting Research Papers in the Conferences and publishing Books, a total sum of Rs. 84,183/- was disbursed to 19 Faculty members (ANNEXURE XXIV). Completion of 10 Years Service : Three Faculty, Four Laboratory Instructor and Eight Administrative Staff members were felicitated with Memento and total sum of Rs.1,50,000/was awarded as a Token of appreciation.

Annual Report ~ 2012-2013

MCKV Institute of Engineering, West Bengal Page 16 The Tuition Fee is waived for the sons of the permanent staff members of MCKVIE, if they study in M. C. Kejriwal Vidyapeeth. 5. Infrastructural Facilities : Class room Development : New class rooms are constructed and a few class rooms are renovated to enhance seating capacity to 80 from 70. At least two class rooms are provided with LCD projectors and Laptop to enable the teachers to utilize ICT teaching facilities. New Facilities created: With the assistance of RABT Technologies Pvt. Ltd. an Innovative Research Lab. is being set up to facilitate our faculty members to conduct research work on Information Technology.

6. Institution Master Plan : To offer B.Tech - M.Tech Integrated Courses, Inter-Disciplinary Courses, Ph.D Degree in Engineering & Science and M.Sc. in Physics, Chemistry & Mathematics. To offer short-term/Evening/Job-oriented courses for Industry. To promote research & development, innovation, technical consultancy and Industry-Institute collaboration. 7. Internal Revenue Generation : The Institute conducts Continuing Education Programme for students of Poly Technique and Degree colleges and also for our faculty and staff members. Several programmes conducted during the period and details are given in ANNEXURE XXV. 8. Future Plan : Post graduate courses & Doctoral degrees Industry- Interaction Improved R&D with the industry Consultancy and R&D activities A joint program for post graduate and doctoral studies Dual Degree concept Campus networking with institutes of repute Use Alumni Base for Institutional Development

ANNEXURE I MCKV INSTITUTE OF ENGINEERING

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ACTIVITIES OF VIVEKANANDA CENTRE FOR POSITIVE THINKING On 24th July, 2012 the Inauguration of Endowment Lecture was held in the memory of Late Shri S. K. Mitra. Every year on this day the same is organized. Swami Ishwatmananda from Rama Krishna Mission had delivered the Lecture. Regular in-house address on Positive Thinking & Swami Vivekananda was organized on 18/08/2012 and 22/09/2012 respectively. The speakers were Mr. Rabisankar Singh, Asst. Prof., ME dept. and Ms. Archita Roy from Administration respectively. The formal Inauguration of the Project SGVEP-Type B was done on 29th September, 2012 by Swami Vishwatmananda, R. K. Mission, Belurmath, and Swami Divyananda, Secretary, R. K. Mission Saradapith, Belurmath. On the same day as per the University Directives a Debate Competition was also organized PHILOSOPHY OF SWAMI VIVEKANANDA for 1st year B.Tech students. The 1st & 2nd Rank holders of the Debate competition were from ECE Department namely Ms. Chaitri Dhar & Ms. Indrani Bhattacharya respectively. An Extempore Competition was also organized by the Centre on 13th October, 2012 for the first year students. A Quiz Competition was held for the 1st year students on 09.11.2012.

A Teachers Orientation Program on Value Education was organized on 21st November and 21st December, 2012 respectively. Rev. Swami Bhabeshananda, Ramakrishna Mission Vivekananda University, Belur Math, Prof. Bijan Sarkar, Production Engineering Department, Jadavpur University and Prof. Abdus Samad Gayen, Associate Professor, Political Science Department, Presidency University were the speakers on 21/11/12 and Rev. Swami Shastrajnananda, Vice Principal Ramakrishna Mission Belur Vidyamandira, Belur Math, Prof. Iman Kalyan Lahiri, Professor, International Relations, Jadavpur University were the speakers on 21/12/12. Seminars on Imagineering and Value Education & Positive Thinking were organized by the Centre. Dr. TGK Murthy, Retd. Scientist, ISRO and presently Chief Advisor, DST delivered an enlightening speech on 22nd Dec.12 and also gifted 100 copies of his own book named Swami Vivekananda, An Intuitive Scientist to our Centre. On 8th Jan13 under SGVEP Project Debate, Extempore Competition was held on Life & Teachings of Swamiji. On 20th Jan.13 Mr. Arijit Sarkar, Secretary of the Centre delivered a Lecture on Narrowing down the Gap of privileges among different classes of Society at Regional Youth Convention held at Jamshedpur Ramakrishna Mission, Jharkhand. On 23rd Jan.13 first year students visited at Swamijis Ancestral House at Kolkata and Indian Museum. ANNEXURE I MCKV INSTITUTE OF ENGINEERING
Page 18

On 27th Apr.13 Closing Ceremony for 1st Phase of SGVEP Type B for the year 2012-2013 was conducted at Malay Manch at the Institute campus. The Value Education Teachers, Centre Committee members and the other members who have supported the SGVEPType B Project were felicitated By Swami Omkaratmananda Maharaj. Prizes were distributed to the 1st year students who have actively participated in various competitions organized under this Project and distributed certificates to the students those who have attended the Value Education Classes properly. Wall Magazines Vivek Deep as a tribute to Swami Vivekanandas 150th Birth Anniversary and Railway Enginewere published by the Centre on 2nd Feb.13 and 10th April13 respectively. Mr. Arijit Sarkar, Asst. Professor, IT dept. Ms. Sayantani Moitra, Ishita Biswas, Dipannwita Banerjee (IT-2nd year), Ankita Paul (ECE-2nd yr) and Ms. Chaitri Dhar (ECE-1st yr.) contributed for Vivek Deep whereas Mr. Sundar Mukherjee, ECE- 1st year was the sole contributor of Railway Engine which was inaugurated by Dr. N. R. Banerjea, Ex Vice Chancellor, BESU, Shibpur. Ramakrishna Mission, Lucknow with the Association of MON Foundation organized a threeday Youth Counselling Orientation Camp from 21-26 Mar.13. Mr. Indrajit De, Associate Professor, IT dept. and Mr. Arijit Sarkar, Asst. Prof., IT dept. attended the programme for the implementation of Youth Counselling Project at our campus.

A One Day seminar on Value Education & Positive Thinking was organized on 9th Jun.13 by Swami Vivekananda Centre for Positive Thinking in collaboration with Ramakrishna Mission Vivekananda University, Belur Math. Prof. (Dr.) Ajoy Kumar Ray, Vice-Chancellor, Bengal Engineering and Science University, Swami Atmapriyananda, Vice-chancellor Ramakrishna Mission Vivekananda University, Swami Narasimhananda, Advaita Ashram, Kolkata, Dr. Subrata Sen, Ex-Professor, Bethune College, Kolkata, Pravrajika Asheshaprana, Rasik Bhita, Sarada Math and Swami Bhaveshananda, RKMVU were the eminent speakers. Pravrajika Asheshaprana also inaugurated a booklet named Chetana on this auspicious occasion. A panel discussion on Relevance of Value Education-Need of the Hour was held under the Moderator, Prof. Jiban Krishna Bandyopadhyay. Other speakers on the panel discussion were Sri Tarun Goswami, City editor, The Statesman, and Mrs. Subhasini Mistri, Founder- Humanity Hospital and Ms. Ishita Biswas, student of IT-2nd yr.
MCKV INSTITUTE OF ENGINEERING
ANNEXURE - II

Designation AUE CSE ECE EE IT ME MCA B.Sc. HSS TOTAL Professor 0 0 0 1 0 0 0 0 0 1* Associate Professor 1 0 2 0 0 0 0 0 1 4* Assistant Professor 2 3 0 2 0 2 1 2 0 12** TOTAL 3 3 2 3 0 2 1 2 1 17 DEPARTMENT & DESIGNATION WISE FACULTY POSITION (1st July 2012 - 30th June 2013) NOTE: *All Professor and Associate Professors are promoted from their earlier posts. **Newly recruited through Selection Committee. Page 19

ANNEXURE III MCKV INSTITUTE OF ENGINEERING

Page 20

TEACHING ASSISTANTSHIP FOR PG STUDENTS

LIST OF SCHOLARS RECEIVING TEACHING ASSISTANTSHIP IN THE ACADEMIC YEAR 2013-14 SL. NO. NAME DEPT. YEAR SL. NO. NAME DEPT. YEAR
1. Kankana Mondal ECE 1st yr. 13. Debanjan Ghosh Roy VLSI 1st yr. 2. Monami Chatterjee ECE 1st yr. 14. Kaustav Madhab Chatterjee VLSI 1st yr. 3. Abaljot Kaur Grewal ECE 1st yr. 15. Arup Kumar Kumar VLSI 1st yr. 4. Debasri Dutta ECE 1st yr. 16. Animesh Das AUE 1st yr. 5. Debesh Bandyopadhyay ECE 1st yr. 17. Sandip Saha AUE 1st yr. 6. Soumita Chakraborty ECE 1st yr. 18. Pritha Mondal CSE 1st yr. 7. Shovana Kar ECE 1st yr. 19. Manali Ghosh CSE 1st yr. 8. Arunoday Kundu ECE 1st yr. 20. Srijita Jana CSE 2nd yr.

9. Geetali Chakrabarty ECE 2nd yr. 21. Madhab Pal CSE 2nd yr. 10. Avijit Mondal ECE 2nd yr. 22. Papri Gupta CSE 2nd yr. 11. Soumik Basak ECE 2nd yr. 23. Rinku Das CSE 2nd yr. 12. Suprakash Jana ECE 2nd yr. 24. Subhajit Debnath CSE 2nd yr. ELIGIBILITY : MSC - 60% marks MCA - 65% marks B.Tech /BE - 7.25 DGPA CRITERIA FOR AWARDING : On the basis of Ranking which was computed by adding extra points as detailed below with the DGPA of the candidate :Sl. No. Criteria Point a) HS (10 + 2) Above 75% 1 Above 60% 0.5 Less than 60% (-) 0.5 b) Secondary Same as above c) Teaching Experience 0.5 d) Industry Experience 0.5 e) Backlog in any paper in B.Tech/ MCA Not Eligible ANNEXURE IV MCKV INSTITUTE OF ENGINEERING

IN-HOUSE PROGRAM UNDER FSDP (JULY12 JUNE13)

Sr. No. Organizing Department Name of the Program Date Resource Person Number of Participants Sponsored / Funded by
1 CSE Optimizing Techniques using Matlab 10 14th July, 2012 Dr. Ratan Saha, SINP, Kolkata Prof. Hrihikesh Bhaumik, RCCIIT, Kolkata Prof.Tandra Pal, NIT Durgapur 35 Faculty 27, TSS - 8 Institutional 2 IT FDP on Grid Computing 11-13th July,2012

Faculty + TSS of IT Department+ four Faculty of MCA Department 20 Faculty 17, TSS - 3 Institutional 3 AUE Familiarization of VECC Installation at MCKVIE 10 14th July, 2012 Personnel from Volvo - Eicher 15 Faculty 1, TSS - 14 Institutional 4 Institute Research Competency Development 17 -21st July, 2012 Prof. B. K. Guha, BESUS Prof. M.K. Sanyal, BESUS Prof. S. Alam, BESUS Prof. Prasun Ghosal, BESUS Prof. Bijan Sarkar, JU 55 Faculty 50, TSS - 5 Institutional

Page 21 ANNEXURE V MCKV INSTITUTE OF ENGINEERING Outside Training Programme Attended by the Faculty Members (July 2012 June 2013) Sr. No. Name of the Faculty Program Details Place & Date
1 Mr. Srimanta Das Workshop on developing Listening and reading Skills through Songs, Stories and Pictures 25th July, 2012 British Council, Kolkata 2 Mr. Subhra Nath Maiti DO 16th July, 2012 British Council, Kolkata 3 Mrs. Mahua Nandy (Pal) Advances in information and Communication Technology 24 26th July, 2012, RCCIIT, Beliaghata 4 Mr. Animesh Talapatra Advanced techniques in corrosion testing and protection of materials. 17 21th December, 2012, IIT Roorkee 5 Mr. Abhisek Saha HPC & Cloud Awareness 5th October, 2012 RCCIIT, Beliaghata 6 Ms. Sasmita S. Choudhury HPC & Cloud Awareness 5th October, 2012 RCCIIT, Beliaghata 7 Mr. Krishnendu Chattopadhyay Workshop of Fiber Optic Communication 19.11.2012 23.11.2012 NITTTR, Kolkata 8 Mr. Kalyan Biswas Course Application of Solar Energy and Photovoltaics 12.12.2012 18.12.2012 IIT, Delhi 9 Mr. Subhasish Banerjee Course Application of Solar Energy and Photovoltaics 12.12.2012 18.12.2012 IIT, Delhi 10 Mr. Samiran Samanta Short Term Course Application of Solar Energy and Photovoltaics 12.12.2012 18.12.2012 IIT, Delhi 11 Mr. Soham Lodh Course Application of Solar Energy and Photovoltaics 12.12.2012 18.12.2012 IIT, Delhi 12 Mr. Sumit Majumdar Winter School on Digital Image Processing 10.12.2012 16.12..2012 NIT, Rourkela 13 Dr. Amit Phadikar Workshop on Medical Imaging 18.11.2012 1.12.2012 IIT KGP 14 Mr. Indrajit De Workshop on Medical Imaging 18.11.2012 1.12.2012 IIT KGP 15 Ms. Mahua Nandy (Pal) Advanced Faculty training at CDAC 31.12.2012 11.1.2013 CDAC, KOLKATA 16 Ms. Soma Bandyopadhyay Advanced Faculty training at CDAC 31.12.2012 11.1.2013 CDAC, KOLKATA

17 Ms. Rachita Ghoshhajra Advanced Faculty training at CDAC 31.12.2012 11.1.2013 CDAC, KOLKATA 18 Ms. Sasmita S. Choudhury Advanced Faculty training at CDAC 31.12.2012 11.1.2013 CDAC, KOLKATA 19 Ms. Moumita Sen Advanced Faculty training at CDAC 31.12.2012 11.1.2013 CDAC, KOLKATA 20 Mr. Sachin Balo Recent Advances in Wireless & Mobile Computing & Communications JU Kolkata 14-19 January, 2013 JU Kolkata 21 Mr. Priyanath Mohanty DO 14-19 January, 2013 JU Kolkata 22 Ms. Jayanti Mahata DO 14-19 January, 2013 JU Kolkata 23 Mr. Sougata Dey DO 14-19 January, 2013 JU Kolkata 24 Mr. Avijit Bose DO 14-19 January, 2013 JU Kolkata 25 Mr. Surojit Bhattacharyya DO 14-19 January, 2013 JU Kolkata 26 Mr. S S Thakur DO 14-19 January, 2013 JU Kolkata 27 Mr. Prabir Naskar Workshop on Data Mining and its Industrial Applications 20 -22 February, 2013, ISI Kolkata 28 Ms. Parama Bagchi Workshop on Data Mining and its Industrial Applications 20 -22 February, 2013, ISI Kolkata 29 Dr. Bitasta Chanda Refresher Course 16 January -5 February, 2013, Academic Staff College, Burdwan University 30 Mr. Mojammel Rahaman Orientation Programme 11February 10 March, 2013 UGC Academic Staff College, North Eastern Hill University, Shilong 31 Dr. Dipankar Ghosh Orientation Programme DO 32 Dr. Amit Phadikar Staff Development program on Soft Computing and its Applications. 18 -22 March, 2013, RCCIT, Beliaghata, Kolktata

Page 22

ANNEXURE V MCKV INSTITUTE OF ENGINEERING Outside Training Programme Attended by the Faculty Members (July 2012 June 2013) Sr. No. Name of the Faculty Program Details Place & Date
33 Ms. Shampa Sengupta Staff Development program on Soft Computing and its Applications. 18 -22 March, 2013, RCCIT, Beliaghata, Kolktata 34 Dr. Arghya Sarkar, Dr. Premananda Jana, Dr. Amit Phadikar Workshop on Awareness Program in National Mission on Education through Information & Communication Technology. 9th May, 2013 NIT Durgapur 35 Dr. Amit Phadikar Two week ISTE workshop on Database Management Systems 21st May 31st May, 2013, Seacom Engineering College, Dhulagarh 36 Ms. Susmita Sinha (Sarkar) Short term training on Applied Physics Experiments with Computer Interfacing Kit & related Software. 17 21 st June, 2013 NITTTR, Kolkata 37 Ms. Anindita Paul (Kanui) Short term training on Applied Physics Experiments with Computer Interfacing Kit & related Software. 17 21 st June, 2013 NITTTR, Kolkata 38 Ms. Priyanka Nath Training on Electromagnetic wave and its various applications 8-12th July, 2013 NITTTR, Kolkata 39 Ms. Munmun Paul Training on Electromagnetic wave and its various applications 8-12th July, 2013, NITTTR, Kolkata 40 Mr. Abhisek Saha Digital Signal Processing, Speech & Image processing 24 th June 5th July, 2013 CDAC Kolkata 41 Mr. Puspen lahiri Digital Signal Processing, Speech & Image processing 24 th June 5th July, 2013 CDAC Kolkata 42 Mr. S S Thakur Workshop on 21st Century Outcomes Based Engineering Education 03 05 th June, 2013 ESCI, Hyderabad 43 Dr. Arghya Sarkar Management Capacity Enhancement for the Administrator of TEQIP 10.6.13 14.6.13, IIM, Lucknow (Noida Campus) 44 Ms. Debasree Maity Workshop on mathematical Models for Scientific & Technological Applications 17 21 June, 2013, RCIIIT Beleghata

45 Dr. Swarup Kr. Mitra Workshop on mathematical Models for Scientific & Technological Applications 17 21 June, 2013, RCIIIT Beleghata 46 Mr. Sekhar Rana Workshop on mathematical Models for Scientific & Technological Applications 17 21 June, 2013, RCIIIT Beleghata 47 Mr. Subhadeep Dey QIP Short term course on Urban Transportation Demand Modeling 17 21 June, 2013, IIT Bombay 48 Mr. Tapas Kumar Biswas QIP Short term course on Urban Transportation Demand Modeling 17 21 June, 2013, IIT Bombay Ms. Soma Bandyopadhyay Refresher course on Algorithms 22 26th July, 2013 50 Ms. Rachita Ghoshhajra Refresher course on Algorithms 22 26th July, 2013

Page 23 MCKV INSTITUTE OF ENGINEERING ANNEXURE - VI Department Name of the Faculty Registering University Date of Receiving Award Name of the Supervisor(s) Subject ECE Dr. Swarup Kr. Mitra JU 4.12.12 Prof. (Dr.) M.K. Naskar Study of Data gathering schemes in wireless sensor network Department Name of the Faculty Registraring University Date of Submission Name of the Supervisor(s) Subject AUE Sudipto Chaki Jadavpur University 4.07.12 Prof. Sujit Ghosal Parametric modelling & optimisation of laser cutting & welding using articicial neural network & Genetic Algoritim ME Prasanjit Chatterjee Jadavpur University 20.05.13 Dr. Shankar Chakraborty Application of preference ranking methods for decision making in manufacturing environment. ECE Satadal Saha Jadavpur University

19.06.13 Dr. Subhodip Basu Prof. (Dr.) Mita Nasipuri Development of some techniques for automatic localisation and interpretation of vehicle license plates.

Ph.D THESIS SUBMITTED Ph.D DEGREE RECEIVED

Page 24

MCKV INSTITUTE OF ENGINEERING ANNEXURE - VII Page 25 DEPARTMENT-WISE LIST OF INTERNATIONAL JOURNAL PAPERS PUBLISHED BY THE FACULTY MEMBERS
JULY, 2012- DECEMBER, 2012 Dept. Sl. No. Name of the Author(s) Name of the Paper Name of the Journal Vol. No. Issue No. Page No. AUE 1 MANIK CHANDRA DAS A framework to measure relative performance of Indian technical institutions using integrated fuzzy AHP and COPRAS methodology Socio-Economic Planning Sciences 46 3 230-241 2 ANIMESH TALAPATRA Mechanics Of Corrosion Of TRIP-Assisted Steels In Different Nacl Solutions ORIENTAL JOURNAL OF CHEMISTRY 28 3 1411-1418 3 ANIMESH TALAPATRA Study Of Structure Properties (Corrosion &Mechanical) Of TRIPAssisted Steels By Nondestructive Testing

I-Managers Journal On Mechanical Engineering 31 37-43 B.SC. 4 DR DEBAPRIYA DE Reinforcing Effect of Nanosilica on the Properties of Natural Rubber/Reclaimed Ground Rubber Tire Vulcanizates Polymer Engineering and Science Published online 53 2 227237 5 DR. DEBAPRIYA DE Reinforcing Effect of Reclaim Rubber on Natural Rubber/Poly Butadiene Rubber Blends Materials and Design, Elsevier 46 - 142150

MCKV INSTITUTE OF ENGINEERING ANNEXURE - VII Page 26

Dept. Sl. No. Name of the Author(s) Name of the Paper Name of the Journal Vol. No. Issue No. Page No. B.SC. 6 DR. DIPANKAR GHOSH Performance study of pulse reshaping in a normally dispersive erbium doped fiber amplifier with multi- cladded index profile

Optics & Laser Technology, Elsevier 48 254-262 7 DR. DIPANKAR GHOSH Bend loss calculation in single-mode gradedindex fibers using variational fields. Optics Communications 285 24 51515156 CSE 8 S.S.THAKUR International Journal Publication: Prediction of Online Vehicle Insurance System Using Bayes Classification-A proposed Approach IJCA 49 16 9 SUCHISMITA GHOSH Online block pulse implementation of a sine wave using microprocessor Measurement 45 6 16261632 10 DR. S. CHATTOPADHYAY Assessment of crawling of an induction motor by stator current concordia analysis IET Electronics letter 48 14 841-842 11 DEBOPOMA KAR RAY Diagnosis of Subsynchronous Interharmonics in power system signals using

multiresolution analysis of discrete IEMIJMT 2 2 113-116 12 SURAJIT CHATTOPADHYAY Wavelet Analysis for Assessment of Crawling of an Induction Motor in Clarke Plane International Journal of Electrical, Electronics and Computer Engineering 1 2 71-76

MCKV INSTITUTE OF ENGINEERING ANNEXURE - VII Page 27

Dept. Sl. No. Name of the Author(s) Name of the Paper Name of the Journal Vol. No. Issue No. Page No. EE 13 TAMAL ROY Control Oriented LFT Modeling of a Non Linear MIMO system International Journal of Electrical, Electronics and Computer Engineering 1 2 15-21 14 SUCHISMITA GHOSH A New Recursive Method for Solving State Equations Using Taylor Series International Journal of Electrical, Electronics and Computer Engineering 1 2 22-27 15 ARGHYA SARKAR

Detection of induction motor broken bar fault through envelope analysis using start-up current Procedia Technology 4 - 646-651 ECE 16 KRISHNENDU CHATTOPADHYAY Design of a Novel Aperture Coupled feeding Technique for a Printed Microstrip Dipole International Journal of Scientific & Engineering Research 3 8 1-8 17 J. BANERJEE Effect of negative resistance in the noise behavior of Ka Band IMPATT diodes International Journal of Engineering Science and Technology 4 7 3584-3591 18 DR.TIRTHANKAR DATTA Fire Protection System Using Rfid International Journal of Emerging Technology and Advanced Engineering 2 7 47-50

MCKV INSTITUTE OF ENGINEERING ANNEXURE - VII Page 28

Dept. Sl. No. Name of the Author(s) Name of the Paper Name of the Journal Vol. No. Issue No. Page No. IT 19 AMIT PHADIKAR On Protection of

Compressed Image in Fading Channel using Data Hiding International Journal of Computer and Electrical Engineering 38 5 1278-1298 20 AMIT PHADIKAR Multibit Quantization Index Modulation: A High-rate Robust Data- hiding Method, Journal of King Saud University Computer and Information Sciences, Elsevier http:// dx.doi .org/1 0.101 6/j.jks uci.20 12S.11. 005. 21 INDRAJIT DE Entropy based fuzzy classification of images on quality assessment Journal of King Saud University Computer and Information Sciences, Elsevier 24 2 165-173 22 SHAMPA SENGUPTA Compact Reduct Formation for Classification Rule Set Generation using Rough Set Theory International Journal of

Information Processing (IJIP) 6 4 64-74 23 JAYANTI MAHATA Secured Submission and Plagiarism Detection for a Web Based Computer Assisted Assignment Checking System International Journal of EEducation, EBusiness, EManagement and E-Learning 2 6 449-454 ME 24 PRASENJIT CHATTERJEE Supplier evaluation in manufacturi ng environment using Compromise Ranking method International Journal of Industrial Engineering Computations 3 3 393-402

MCKV INSTITUTE OF ENGINEERING ANNEXURE - VII Page 29

Dept. Sl. No. Name of the Author(s) Name of the Paper Name of the Journal Vol. No. Issue No. Page No. ME 25 PRASENJIT CHATTERJEE Selection of industrial robots using Compromise Ranking method

International Journal of Industrial and Systems Engineering, INDERSCIENCE 11 1,2 3-15 26 PRASENJIT CHATTERJEE Decision making for facility location selection using PROMETHEE II method International Journal of Industrial and Systems Engineering, INDERSCIENCE 11 1, 2 16-30 JAN, 2013- JUNE, 2013 Dept. Sl. No. Name of the Author(s) Name of the Paper Name of the Journal Vol. No. Issue No. Page No. AUE 1 Animesh Talapatra, N.R.Bandhyoypadyay, Jayati Datta Study of structureproperties (corrosion & mechanical) of tripassisted steels by non destructive testing Journal of Mechanical Engineering Vol-3 No-1 37 - 42 2 Samiran Samanta and D.N. Basu Modeling of a solar assisted water-libr absorption refrigeration system for summer airconditioning of an office room Int. J Emerging Technology and Advanced Engineering

Volume 3 Issue 3 368-375 B.Sc. 3 Debapriya De, Prabir Kr. Panda, Madhusudan Roy, Satyaban Bhunia and Abu Ismail Jaman Reinforcing Effect of Nanosilica on the Properties of Natural Rubber/Reclaimed Ground Rubber Tire Vulcanizates Polymer Engineering and Science 53 227-237 4 Debapriya De, Prabir Kr. Panda, Madhusudan Roy and Satyaban Bhunia Reinforcing Effect of Reclaim Rubber on Natural Rubber/Poly Butadiene Rubber Blends Materials and Design 46 142-150 ECE 5 K. Bhattacharya, Alan Calheiros, M. Maiti, P. K. Karmakar Post rain attenuation studies over a tropical location Novus Natural Science Research Vol. 2 No. 1 pp. 21-26

MCKV INSTITUTE OF ENGINEERING ANNEXURE - VII Page 30

Dept. Sl. No. Name of the Author(s) Name of the Paper Name of the Journal Vol. No. Issue No. Page No. ECE 6 Rajarshi Sanyal, Rajeev Kr. Singh, Poulami Mahata, Bandwidth Enhancement of Pin Shorted Triangular

Patch Antenna with Circular Notch International Journal of Computer Applications Vol. 63 No. 1 pp. 15-19 7 Rajeev Kr. Singh, Shams Tabrej Alam, Geetali Chakraborty, Sudarshan Chakravorty A Spatio-Temporal Adaptive Processing For Modeling of Seaborne Clutter International Journal of Emerging Science and Engineering Vol. 1 Issue 5 pp. 20-22 8 R. Sanyal, M. Mitra WIDE BAND DUAL FREQUENCY CIRCULAR SLOT ANTENNA WITH RECTANGULAR STUB AT X AND KU BAND International Journal of Engineering Science Technology Vol. 5, No. 3 pp. 564569 9 Rajeev Kr. Singh, Rajarshi Sanyal, Geetali Chakrabarty, Sekhar Rana, Sudarshan Chakravorty Slot Loaded and Pin Shorted Equilateral Triangular Microstrip Antenna International Journal of Microwave and Optical Technology Vol. 8 No. 2 pp. 69-77 10 Swagata Das, Poulami Chatterjee, Rajarshi Sanyal. Harmonic Rejection in Rectangular Microstrip Antenna International Journal of Computer Application

Vol. 66 No. 18 pp. 30-33 11 Sudipta Kumar Banerjee, Sourav Saha, Rajarshi Sanyal Dual Band and Tri Band Pentagonal Microstrip Antenna for Wireless Communication Systems International Journal of Emerging Science and Engineering Vol. 1 Issue 5 pp. 23-26 12 Govind Agarwal, Atif Rizwan, Rajeev Kr. Singh, Rajarshi Sanyal Bandwidth enhancement of triangular microstrip antenna using dual stub International Journal of Scientific and Industrial Research Vol. 4 Issue 4 pp. 850854 13 Soumik Basak, Koustav Sarkar, Deepak Kumar, Sudarshan Chakravorty A Novel DFT Spreading Technique for Reduction of Peak-to-Average Power Ratio (PAPR) in OFDM Systems International Journal of Soft Computing and Engineering Vol. 3 Issue 2 pp. 102105.

MCKV INSTITUTE OF ENGINEERING ANNEXURE - VII Page 31

Dept. Sl. No. Name of the Author(s) Name of the Paper Name of the Journal Vol. No. Issue No. Page No. ECE 14 A. Banerjee, M. Mitra Analysis of Ka Band DDR Impatt Diode Based On Different Solidstate Materials

International Journal of Soft Computing and Engineering Vol. 3 Issue 2 pp. 6-10. ME 15 Shankar Chakraborty, Prasenjit Chatterjee Selection of materials using multi-criteria decision-making methods with minimum data Decision Science Letters 23 135-148 16 G. Paul & S. Roy & S. Sarkar & Naga Hanumaiah & S. Mitra Investigations on influence of process variables on crater dimensions in microEDM of -titanium aluminide alloy in dry and oil dielectric media The International Journal of Advanced Manufacturing Technology 65 5--8 1009-1017 EE 17 Anish Deb1, Suchismita
Ghosh2, Srimanti Roy Choudhury3, Gautam Sarkar1

A new recursive method for the analysis of linear time invariant dynamic systems via double-term triangular functions (DTTF) in state space environment
Journal of Control Theory and Application

11 1 108-115 18 Aveek Chattopadhyayaa, Arnab Ghosh, Surajit Chattopadhyay, Samarjit Sengupta Stator Current Harmonic Assessment of Induction Motor for Fault

Diagnosis International journal of electronics & communication Technology 4 1 168-173

MCKV INSTITUTE OF ENGINEERING ANNEXURE - VIII

Duration Department Name of the Author(s) Name of the Book / Book Chapter(s) Name of the Publisher Edition Date of Publication Remarks ECE Satadal Saha, Subhadip Basu and Mita Nasipuri Automatic License Plate Recognition System: applicable in Indian scenario in Handbook of Research on Computational Intelligence for Engineering, Science and Business IGI Global Vol. 1, pp. 200-227. November 2012, Book Chapter IT Amit Phadikar Color Image Watermarking Using MATLAB LAP LAMBERT Academic Publishing, Germany, GmbH & Co. KG. 1ST July. 2012 e-Book / Hard Copy IT Shampa Sengupta , Asit Kr. Das LNCS 7677 Springer-Verlag Berlin heidelberg 7677 December 20-22, 2012 Springer Lecture Notes Jan 2013 June 2013 AUE Animesh Talapatra Non-Destructive Testing Methods for Metal Corrosion PDHengineering.com Online Course material 24/ 04/ 2013 Online Course material July 2012 Dec. 2012 July 2012 Dec. 2012

Book chapter/ e-Book- Hard Copy Book/ Lecture Notes/ Online Course Material PUBLISHED BY FACULTY MEMBERS
Page 32

MCKV INSTITUTE OF ENGINEERING ANNEXURE - IX Dept. Name of the Faculty Registraring University Date of Registration Name of the Supervisor(s) Subject AUE Mr. Manik Chandra Das Jadavpur University 12.02.2009 Prof. Bijan Sarkar Prof. Siddhartha Ray Performance evaluation of technical instituting under private management in the state of W.B. IT Mr. Indrajit De BESU, Shibpur 23.04.2010 Prof(Dr) Jaya Sil No regerence image quality prediction using subjective & objective measure. ECE Ms. Pubali Mukherjee University of Calcutta 26.09.2006 Prof. L. N. Hazra New Techniques for 'AB INITIO' Lens Design and Image Assessment. ECE Mr. Atanu Banerjee BESU, Shibpur 03.08.2010 Dr. Monojit Mitra Design and Characterisation of IMPATT Diode at Ka Band. ECE Mr. Krishnendu Chatterjee BESU, Shibpur 03.06.2008 Dr. S.R. Bhadrachaudhuri Performance enhancement of Microstrip Antennas. ECE Mr. Sudarshan Chakravorty BESU, Shibpur 11.07.12 Dr. Monojit Mitra Thermal analysis of SDRIMPATT diode in KG band. ME Mr. Goutam Paul Jadavpur University 19.11.2007 Dr. S. Sarkar & Dr. S. Mitra Experimental investigation and analysis of Electro Discharge Machining (EDM) for high precision applications. CSE Mr. S.S.Thakur Jadavpur University 28.11.2011 Prof. J.K.Sing Mining at E commerce data for Product prediction & recommendation using AI Techniques. EE Ms. Nabamita Banerjee (Roy) Jadavpur University 21.11.2011 Prof. Kesab Bhattacharya Studies of Transient signals in power systems. ECE Mr. Joydeep Banerjee BESU, Shibpur 13.07.2011 Dr. Monojit Mitra Noise reduction at IMPATT Diode. AUE Mr. Samiran Samanta BESU, Shibpur 23.07.2012 Prof. Sudip Ghosh Some Novel Repowering Concepts Applicable for Indian
Coal Fired Power Plants and their Comperative Thermoeconomic Analysis.

IT Ms Shampa Ghosh (Sengupta) BESU, Shibpur 25.07.2012 Dr. Asit Kumar Das Dimensionality reduction & classification - An approach to knowledge discovery. IT Arijit Sarkar BESU, Shibpur 26.12.2012 Dr. Tuhina Samanta Area - Microfluidics Biochip. ME Mr. Tanmoy Bandyopadhyay Jadavpur University 31.03.2013 Prof. Amit Karmakar Dynamic characteristics of delaminated composite pretwisted conical shells in hygrothermal environments - a finite element approach. MCA Mr. Samir Malakar Jadavpur University 2.05.2013 Prof. Mita Nasipuri Dr. Ram Sarkar A study content retrival from handwritten documents. MCA Mr. Partha Pratim Saha BESU, Shibpur 24.04.13 Dr. Tuhina Samanta VLSI Physical Design - (Routing Algorithm Design).

DETAILS OF Ph.D REGISTRATION

July 2011 - Dec. 2011

Before July 2011 July 2012 - Dec. 2012 Jan 2013 - June 2013 Page 33

MCKV INSTITUTE OF ENGINEERING RESEARCH PLAN FOR 2013 - 14

ANNEXURE - X For the period 1.7.2013 to 30.09.2013 For the period 1.10.2013 to 31.12.2013 For the period 1.1.2014 to 31.03.2014 For the period 1.4.2014 to 31.06.2014 Target Target Target Target AUE 1 1 1 1 CSE Nil Nil Nil 1 ECE Nil Nil Nil 2 EE Nil Nil 1 1 IT 1 1 Nil 1 ME Nil Nil 1 Nil B.Sc Nil Nil Nil 1 HSS Nil Nil Nil 1 MCA Nil Nil 1 _ AUE 4 4 4 4 CSE 3 3 3 3 ECE 6 6 5 6 EE 3 3 2 3 IT 4 4 2 4 ME Nil Nil Nil Nil B.Sc 4 4 2 4 HSS 4 4 2 4 MCA 6 6 5 6 AUE Nil Nil Nil 1 CSE Nil Nil 1 Nil ECE Nil Nil Nil 1 EE Nil Nil Nil 1 IT Nil Nil 1 Nil ME Nil Nil Nil 1 B.Sc Nil Nil 1 Nil HSS Nil Nil Nil Nil MCA Nil Nil Nil 1 AUE Nil Nil 10,000 Nil CSE Nil Nil Nil 25,000 ECE Nil Nil Nil 30,000 EE Nil Nil Nil 30,000 IT 5,000 5,000 Nil 10,000 ME Nil Nil Nil 20,000

B.Sc Nil Nil Nil 20,000 HSS Nil Nil Nil 20,000 MCA Nil Nil Nil 20,000 Page 34 Faculty Indicators Dept. Academic Networking with other Institutions No. of Faculty members with M.Tech Enrolled for Ph.D. Number of Faculty members attended Training in Subject Domain Institutional Reforms Revenue from Externally Funded R&D Projects and Consultancies (Rs.)

MCKV INSTITUTE OF ENGINEERING RESEARCH PLAN FOR 2013 - 14

ANNEXURE - X For the period 1.7.2013 to 30.09.2013 For the period 1.10.2013 to 31.12.2013 For the period 1.1.2014 to 31.03.2014 For the period 1.4.2014 to 31.06.2014 Target Target Target Target Indicators Dept. AUE 2 2 2 2 CSE 1 1 2 1 ECE 2 2 2 2 EE 3 3 3 3 IT 1 1 1 3 ME 2 2 2 2 B.Sc 2 2 2 2 HSS 1 1 Nil 1 MCA 2+1 2+1 2+1 2+2 AUE 1 1 1 1 CSE 2 2 2 2 ECE 2 2 2 2 EE 1+1 1+1 4+4 4+5 IT 3 3 2 3 ME 2 2 2 2 B.Sc 2 2 1 2 HSS 1 1 1 1

MCA 2+2 2+2 2+1 3+2 AUE Nil Nil Nil Nil CSE Nil Nil Nil Nil ECE Nil Nil Nil 1 EE Nil Nil Nil 1 IT Nil Nil Nil Nil ME Nil Nil Nil Nil B.Sc Nil Nil Nil Nil HSS Nil Nil Nil Nil MCA Nil Nil Nil 1 AUE Nil Nil Nil Nil CSE Nil Nil Nil Nil ECE Nil Nil Nil Nil EE Nil Nil Nil 1 IT Nil Nil Nil 1 ME Nil Nil Nil Nil B.Sc Nil Nil Nil Nil MCA Nil Nil Nil Nil Page 35 No. of Research Publications in Engineering Referred Journals: National Journals International Journals No. of Research Publications in Engineering Conferences National Conference International Conference No. of Books Published No. of Patents Obtained/ Filed Enhancement of Research & Development Activities

MCKV INSTITUTE OF ENGINEERING RESEARCH PLAN FOR 2013 - 14

ANNEXURE - X For the period 1.7.2013 to 30.09.2013 For the period 1.10.2013 to 31.12.2013 For the period 1.1.2014 to 31.03.2014 For the period 1.4.2014 to 31.06.2014 Target Target Target Target Indicators Dept.

AUE Nil Nil Nil 1 CSE Nil Nil Nil Nil ECE Nil Nil Nil 1 EE Nil Nil 1 Nil IT 1 1 Nil 1 ME Nil Nil 1 1 B.Sc 1 1 Nil Nil MCA Nil Nil Nil 1 AUE Nil Nil Nil Nil CSE Nil Nil 1 Nil ECE Nil Nil 1 Nil EE Nil Nil Nil Nil IT Nil Nil 1 Nil ME Nil Nil Nil Nil B.Sc Nil Nil Nil Nil HSS Nil Nil Nil Nil MCA Nil Nil Nil Nil AUE Nil Nil Nil 1 CSE 1 1 Nil 1 ECE Nil Nil Nil 1 EE 1 1 1 1 IT Nil Nil Nil 1 ME 1 1 1 1 B.Sc 2 2 2 2 MCA 1 1 0 1 AUE Nil Nil Nil 1 CSE Nil Nil Nil Nil ECE Nil Nil Nil 0 EE Nil Nil Nil 1 IT Nil Nil Nil 1 ME Nil Nil Nil Nil B.Sc Nil Nil Nil Nil MCA Nil Nil Nil 1 AUE 1 1 1 Nil CSE 1 1 _ 1 ECE 1 1 1 1 EE 1 1 Nil 1 IT 1 1 Nil 1 ME 1 1 Nil 1 B.Sc _ _ Nil 1 HSS 1 1 1 1 MCA 1 1 1 1 Page 36 Enhancement of Research & Development Activities No. of Joint R & D Project with Industry No of Seminar / Conferences / Short Term Courses, etc. Planned No. of Externally Funded Project Granted / Applied

No. of Project under Modrob Applied / Received No. of Joint Publication with Industry

MCKV INSTITUTE OF ENGINEERING

ANNEXURE XI FULL FREE/ HALF FREE INSTITUTIONAL SCHOLARSHIPS AWARDED IN 2012 - 2013
Page 37

SL NO NAME STREAM/ BRANCH INSTITUTE ROLL ALLOTED 1 Anirban Adhikari EE EE/12/12 Full 2 Sudipto Ghorai EE EE/12/26 Full 3 Dibyendu Panja EE EE/12/51 Full 4 Sibnendu Ghosh EE EE/12/11 Full 5 Shubhajit Ghosal EE EE/1257 Full 6 Subhankar Mazumdar ME ME/12/12 Full 7 Tanmoy Mukherjee ME ME/12/46 Full 8 Santu Pal ME ME/12/49 Full 9 Supriya Pal ME ME/12/60 Full 10 Ganesh Bhowmick ME ME/12/38 Full 11 Khokan Sahoo ME ME/12/50 Full 12 Supriya Maji ECE ECE/12/08 Full 13 Arpan Karan ECE ECE/12/28 Full 14 Kaustav Saha ECE ECE/12/23 Full 15 Prerana Singh ECE ECE/12/45 Full 16 Sananda Bhuinya ECE ECE/12/34 Full 17 Kiranmoy Adak ECE ECE/12/46 Full 18 Pushpendu Ghosh CSE CSE/12/10 Full 19 Premashis Ghosh CSE CSE/12/29 Full 20 Ranjan Shaw CSE CSE/12/38 Full 21 Ujjwal Dhara CSE CSE/1247 Full 22 Maitri Chakraborty CSE CSE/1260 Full

MCKV INSTITUTE OF ENGINEERING

ANNEXURE XI FULL FREE/ HALF FREE INSTITUTIONAL SCHOLARSHIPS AWARDED IN 2012 - 2013
Page 38

SL NO NAME STREAM/ BRANCH INSTITUTE ROLL ALLOTED 23 Rahul Mandal CSE CSE/12/41 Full 24 Ranjan Shaw CSE CSE/12/38 Full 25 Biswajit Gupta AUE AUE/12/52 Full 26 Arunava Sen AUE AUE/12/47 Full 27 Biswarup Das AUE AUE/12/10 Full 28 Shubham Datta AUE AUE/12/25 Full 29 Beauty Mishra IT IT/12/20 Full 30 Braj Mohan Prasad IT IT/12/41 Full 31 Pamela Bera IT IT//12/17 Full 32 Sayantani Banerjee IT IT/12/15 Full 33 Subhasis Das EE EE/12/08 Half 34 Agniva Chatterjee EE EE/12/16 Half 35 Goutam Upadhyay EE EE/12/59 Half 36 Santanu Mukherjee EE EE/12/50 Half 37 Abhishek Das EE EE/12/54 Half 38 Susmita Roy EE EE/12/036 Half 39 Abid Iqbal ME ME/12/44 Half 40 Ravi Shankar Mukherjee ME ME/12/24 Half 41 Sayantan Pal ME ME/12/43 Half 42 Khokan Saikh ME ME/12/61 Half 43 Ishtiaque Ahmed ME ME/12/45 Half 44 Soumyendu Chatterjee ME ME/12/21 Half
MCKV INSTITUTE OF ENGINEERING

ANNEXURE XI

FULL FREE/ HALF FREE INSTITUTIONAL SCHOLARSHIPS AWARDED IN 2012 - 2013

Page 39

SL NO NAME STREAM/ BRANCH INSTITUTE ROLL ALLOTED 45 Rohan Dey ECE ECE/12/24 Half 46 Sharique Asghar ECE ECE/12/15 Half 47 Austur Ali Mondal ECE ECE/12/16 Half 48 Shirsha Kanti Bhattacharya ECE ECE/12/16 Half 49 Pintu garai ECE ECE/12/43 Half 50 Chaitri Dhar ECE ECE/12/07 Half 51 Nitesh Chaturvedi CSE CSE/12/44 Half 52 Md. Saddam Hussain CSE CSE/12/37 Half 53 Pritam Patra CSE CSE/12/39 Half 54 Prasun Saha CSE CSE/12/64 Half 55 Subhojit Ghosh CSE CSE/12/65 Half 56 Soumen Das AUE AUE/12/38 Half 57 Shamsar Ali AUE AUE/10/60 Half 58 Rajib Sen AUE AUE/12/09 Half 59 Sananda Chakraborty AUE AUE/12/46 Half 60 Md. Tausif Alam IT IT/12/43 Half 61 Manohar Kr. Singh AUE AUE/12/49 Half 62 Aiman Sahid IT IT/12/23 Half 63 Sayantani Chowdhury IT IT/1245 Half 64 Nitesh Kr. Jha IT IT/12/46 Half 65 Sunny Biswas IT IT/12/53 Half
MCKV INSTITUTE OF ENGINEERING ANNEXURE - XII

REPORT OF EQUITY ASSURANCE COMMITTEE

(July, 2012- June, 2013)

Equality in the outcome is an important goal and our Institution has aimed to design an action plan to ensure that all students perform well academically and achieve their post college goal successfully.

OBJECTIVE
1. To improve domain knowledge. 2. To improve communication-presentation skills. 3. To provide special training to students with priority to the weak students.

COURSE OF WORK
A) Identification of Weak Students B) Student-Centered Strategies

WEAK STUDENTS
Students who had failed in any subject. Student who had lost a year. Students who had scored below 60% in a particular subject during the current semester. Page 40 MCKV INSTITUTE OF ENGINEERING ANNEXURE - XII

ACTION PLAN
Sl. No. Process Method Bench Mark 1 To identify weak students i) On the basis of tests, identification of the subjects in which students are weak. Below 60% ii) On the basis of Screening test conducted both on writing and verbal communication, marks identification of the areas in which students are weak. 2 Plan for Remedial Coaching i) Arrangements of extra classes on specific subjects (both domain knowledge & soft skill). Below 60% marks ii) Arrangement of special caring classes on specific subjects (both domain knowledge & soft skill) to clear doubts. iii) Conduct test to monitor the performance. 3 Plan for Correction Arrangement of SUMMER/ Winter School students with backlog Grade F

IDENTIFICATION OF WEAK STUDENTS

DIAGNOSTIC TEST Properly devised tests provide information about areas or specific topics in which a particular student is weak. By tracking student performance we can identify what additional coaching he/ she require. Page 41 MCKV INSTITUTE OF ENGINEERING ANNEXURE - XII Through study of subject-wise performance data we can identify which topics need to be emphasized.

Diagnostic Test: 18th August 2012 Students Response STREAM CSE IT ME AUE ECE EE Total no of Students 62 61 63 64 63 63 No of Students Absent 3 2 6 6 4 4 SUBJECTWISE IDENTIFIED WEAK STUDENTS CSE IT ME AUE ECE EE PHYSICS 15 38 21 26 30 28 MECHANICS 21 24 15 14 18 23 ELECTRICAL/ ELECTRONICS 12 25 23 27 16 24 CHEMISTRY 10 16 19 15 10 11 MATHEMATICS 8 11 7 10 8 7 ENGLISH 46 40 34 50 42 40
Page 42 MCKV INSTITUTE OF ENGINEERING ANNEXURE XIII

SPECIAL CLASSES FOR BACKLOG STUDENTS

SUMMER SCHOOL 2012 : SCHEDULE Total No of Student: 65

Sl. No. Paper Name Date Teaching

Hours No. of Students No. of Teachers Involved in the program
1 Mathematics (M101) 11.06.12 - 02.07.12 28hrs 6 5 2 English Language & Technical Communication (HU101) 12.06.12 14.06.12 10.5hrs 7 5 3 Chemistry I (CH101) 12.06.12 18.06.12 30hrs 3 2 4 Basic Electrical and Electronics Engineering (CS101) 19.06.12 29.06.12 40hrs 36 8 5 Engineering Mechanics (ME101) 03.07.12 06.07.12 20hrs 21 4 6 Physics I (PH101) 09.07.12 16.07.12 35hrs 26 3 IMPACT OF SUMMER SCHOOL 2012 : Performance of the WEAK students in the WBUT Examination Dec. 12

Sl. No. Paper Name No. of Students Appeared in the

ODD Semester Examination 2012 No of Students Cleared their Backlog Paper
1 Mathematics (M101) 6 6 2 English Language & Technical Communication (HU101) 7 5 3 Chemistry -I(CH101) 3 3 4 Basic Electrical and Electronics Engineering

(CS101) 36 36 5 Engineering Mechanics (ME101) 21 21 6 Physics I (PH101) 26 25

Page 43 MCKV INSTITUTE OF ENGINEERING ANNEXURE XIII

SPECIAL CLASSES FOR BACKLOG STUDENTS

WINTER SCHOOL 2013 : SCHEDULE Total No of Student: 25

Sl. No. Paper Name Date Teaching

Hours No. of Students No. of Teachers Involved in the program
1 Mathematics (M201) 02.01.13 15.01.13 13.5hrs 1 5 2 Basic Computation and Principles of Computer Programming (CS201) 02.01.13 15.01.13 13.5hrs 7 9 3 Chemistry I (CH201) 02.01.13 15.01.13 13.5hrs 2 1 4 Basic Electrical and Electronics Engineering (ES201) 02.01.13 15.01.13 13.5hrs 17 3 5 Engineering Thermodynamics and Fluid Mechanics (ME201) 02.01.13 15.01.13 13.5hrs 6 3 6 Physics -I(PH201) 02.01.13 15.01.13 13.5hrs 2 4 SUMMER SCHOOL 2013 : SCHEDULE Total No of Student: 74

Sl. No. Paper Name Date Teaching

Hours No. of Students No. of Teachers Involved in the program
1 English Language and Technical Communication (HU101) 06.06.13 08.06.13 5hrs 4 5 2 Physics -I(PH101) 10.06.13 03.07.13 24hrs 28 5 3 Basic Electrical and Electronics Engineering (ES101) 10.06.13 04.07.13 32hrs 44 7 4 Engineering Mechanics (ME101) 13.06.13 06.07.13 24hrs 8 6 5 Mathematics (M101) 14.06.13 06.07.13 16hrs 22 5 Page 44

MCKV INSTITUTE OF ENGINEERING ANNEXURE - XIV

REMEDIAL CLASSES Attendance Report of Remedial Classes November 2012 (Based upon Diagnostic Test)
Dates: 5th , 10th , 12th , 19th of November 2012 Total Teaching hours: 24 hrs

STREAM CSE IT ME AUE ECE EE

Date: November 2012 5/11 10/11 12/ 11 19/11 5/11 10/11 12/ 11 19/11 5/11 10/11 12/ 11 19/11 5/11 10/11 12/ 11 19/11 5/11 10/11 12/ 11 19/11 5/11 10/11 12/ 11 19/11
PHYSICS No of Students: 15 No of Students: 38 No of Students: 21 No of Students: 26 02 05 03 05 05 50 02 01 04 02 03 02 10 17 04 03 MECHANICS No of Students: 21 No of Students: 24 No of Students: 15 No of Students: 14 No of Students: 18 No of Students: 23 09 01 00 00 04 00 02 00 03 01 00 00 03 02 01 00 08 06 05 00 04 00 01 00 ELECTRICAL/ ELECTRONICS No of Students: 12 No of Students: 25 No of Students: 23 No of Students: 27 No of Students: 16 No of Students: 24 02 03 00 02 06 08 03 00 05 03 04 00 03 11 02 00 04 00 04 00 10 05 05 02 CHEMISTRY No of Students: 10 No of Students: 11
01 04 02 02 03 00 02 02

MATHEMATICS No of Students: 08 No of Students: 11 No of Students: 07 No of Students:10 No of Students: 08 No of Students: 07 01 02 03 00 00 00 00 00 03 13 00 05 03 09 01 00 02 02 01 02 01 00 01 01

Page 45 MCKV INSTITUTE OF ENGINEERING ANNEXURE - XIV

REMEDIAL CLASSES Attendance Report of Remedial Classes April 2013 (Based upon Class Test)
Dates: 22nd , 29th of April 2013 Total Teaching hours: 12 hrs (effective)

STREAM CSE IT ME AUE ECE EE

Date: April 2013 2 2 / 0 4 2 9 / 0 4 2 2 / 0 4 2 9 / 0 4 2 2 / 0 4 2 9 / 0 4 2 2 / 0 4 2 9 / 0 4 2 2 / 0 4 2 9 / 0 4 22/0429/04 PHYSICS No of Students: 52 No of Students: 53 18 07 05 07 MECHANICS No of Students: 25 No of Students: 22 No of Students: 16 No of Students: 45 No of Students: 16 No of Students: 38 00 00 00 00 01 01 ELECTRICAL/ ELECTRONICS No of Students: 40 No of Students: 37 No of Students: 30 No of Students: 46 No of Students: 24 No of Students: 21 00 00 00 00 00 00 01 00 01 01 02 03 CHEMISTRY No of Students: 28 No of Students: 35 No of Students: 30 No of Students: 45 00 00 00 00 00 00 01 00 MATHEMATICS No of Students: 38 No of Students: 26 No of Students: 32 No of Students: 31 No of Students: 16 No of Students: 28 00 00 00 00 00 00 01 00 02 01 02 04 BASIC COMPUTING No of Students: 35 No of Students: 49 No of Students: 39 No of Students: 40 No of Students: 17 No of Students: 29 00 00 00 00 00 00 00 00 01 01 06 01

Page 46

MCKV INSTITUTE OF ENGINEERING ANNEXURE XV

INVITED SPECIAL LECTURES BY ACADEMIC EXPERTS

Sl. No. Module description Speaker/Resource Persons Organized By Duration Target Audience No. of Participant Department/ Outcome 1. Faculty development program on Grid Computing Mr. Tapas Samanta, Scientific Officer(G) Variable Energy Cycloton Centre C&IG MCKVIE 11/7/12 to 13/7/12 Faculty members of IT department. Faculty 12 IT/Faculty up gradation, 2. Guest Lecture on Biodiesel as Alternate Fuel organized by AUE Department. Prof. Bijan Kumar Mandal BESUS Shibpur MCKVIE 17/4/13 Final year Undergraduate students of AUE,ME Department. Faculty -1, Student -82 Knowledge upgradation Page 47 MCKV INSTITUTE OF ENGINEERING ANNEXURE - XVI

SOFT SKILL DEVELOPMENT PROGRAMME & APTITUDE TRAINING

(July 2012 June 2013)

July12 December12
Sl No. Topics Speaker/Resource Persons Duration Target Audience No. of Beneficiaries 1. Soft Skill Training Programme 1. Mr. Manoj Majumdar 2. Shri Kaustav Majumdar 1/10/2012, 3/10/12, 4/10/12, 5/10/12, 6/10/12, 8/10/12, 9/10/12, 10/10/12, 11/10/12. 12/10/12. 13/10/12 7th Semester Students of CSE & IT Dept. 122 2. Soft Skill Training Programme 1. Mr. Pronoy Dey 2. Mr. Debdeep Ghosh 3. Mr. Subhadeep Bose 1/10/2012, 3/10/12, 4/10/12, 5/10/12, 6/10/12, 8/10/12 7th Semester Student of ME, AUE and ECE Department 198 3. Aptitude Training Mr. Sajal Mitra 16/10/12 17/10/12 7th Semester Student of CSE, IT, ME, AUE and ECE Dept. 112

January13 June13
Topics Speaker/Resource Persons Duration Target Audience No. of Beneficiaries Aptitude Test, Soft Skill Training, Mock Interview

1. Mr. Ankuran Das 2. Mr. Debdeep Das 3. Mr. Sajal Mitra 4. Mr. Samrat Roy 5. Ms. Sunita Singhvi 6. Mr. Rajarshi Majumder 18.04.2013 29.04.2013 (is to be continued after Summer Vacation) 6th Semester Students of AUE, ME, ECE, CSE, EE & IT Department 340 Page 48 MCKV INSTITUTE OF ENGINEERING ANNEXURE - XVII Page 49 ROTARACT CLUB :

The students of Rotaract Club celebrated Raksha Bandhan Utsav on 2nd August, 2012 in Lal Baba Ashram, Bally. The female students applied the holy Kumkum Tika and Rakhi was tied to all the orphanage students and the Maharajas present at the orphanages and gave them sweets and prayed for their well-being. Like all previous years, 66th Independence Day was celebrated in the Institute campus on 15th August, 2012 by Rotaract Club of MCKVIE. The National Flag was hoisted by Shri Joydeb Chakrabarty, Retd., I.P.S. (IG Prisons, DC-South Kolkata Police, IG Modernization).Flag hoisting was followed by various events like debate, open house quiz, extempore, Biscuit Competition etc. The students of ROTARACT Club also visited Lal Baba Ashram, Bally and distributed sweets and food packets among the orphans. On 25th August, 2012 the 2nd Installation Ceremony of Rotaract Club was held at Malay Manch. Our Rotaract Club of MCKVIE participated in the Flash Mob Kolkata on 29th September, 2012 towards Adult Education and Literacy. A Street Play was conducted towards the awareness of Adult Education. On 20th and 21st October, 2012 Shaarod Shiromoni, was organized by our Club where the Rotaractors went around the city of Kolkata during Durga Puja judging different Puja pandals and handing over awards to them for their creativity. This year twelve Puja Pandals were awarded in different categories. On 9th November, 2012 Rotaract Club along with SVCPT organized visit to Orphanage, Lalbaba Ashram. Students distributed Crackers, Sweets, and Chocolates among the children of the Ashram. On the same day students distributed Bleaching Powder in the College Campus. On 14th Feb.13 Computer and old clothes were donated to the orphanage students of Bodhi Peet, Salt Lake, Kolkata. On 10th Mar.13 Spring Rota Olympic - 2013 in collaboration with Bodhi Peet Home, Salt Lake was organized. The participants were the less privileged or the differently-abled children

of various orphanage homes in and around Kolkata. Mr. Sambaran Banerjee, renowned Cricketer of Bengal was the Chief Guest of the event. On 23rd Mar.13 High Tea for Club service was arranged and Holi was celebrated by our Rotaract Club members with pomp and show. On 9th Apr.13 a Blood Donation Camp was organized by our Rotaract Club at the Institute campus with the association of Voluntary Blood Donor & Social Welfare Organization. 38 students donated their blood. On 13th Apr.13 a free eye check up Camp was organized at the campus by Vasan Eye Care Ltd. for all staff members and students. 306 persons attended the camp. MCKV INSTITUTE OF ENGINEERING ANNEXURE XVIII PAPER PUBLICATION BY STUDENTS Page 50 1. Mr. Rajarshi Sanyal, Rajeev Kr. Singh, Poulami Mahata, Bandwidth Enhancement of Pin Shorted Triangular Patch Antenna with Circular Notch, International Journal of Computer Applications (0975-8887), Vol. 63, No.1, February 2013, pp. 15-19. 2. Anish Chakraborty presented paper on Eco-friendly suspension system in FOSET organized by WBUT on 9th Feb.13. 3. Akash Sengupta presented paper on Bio-Dieseland Application in FOSET organized by WBUT on 9th Feb.13. 4. Babai Nandan, Anus Kumar and Digvijay Kr. Singh presented paper on Effi-cycle 2012 in FOSET organized by WBUT on 9th Feb.13. 5. A. K. Sarbadhikary, D. Nandy, A. Gupta, S. Kaushik, S. K. Mitra, Design and implementation of FPGA-based Adaptive Traffic Light Controller, Proc. of 2nd National Conference on Instrumentation and Control (NATCONIC-2013), held in Heritage Institute of Technology, Feb. 26-27, 2013, pp. 50-54 6. Sourav Bandyopadhyay, Sutripta Mukhopadhyay, Suparna Banerjee, Sreetama Halder and Kalyan Biswas, Design and Implementation of an Infra-red Sensor Based Circuit to Control Home Appliances Using Universal Remote, Proc. of 2nd National Conference on Instrumentation and Control (NATCONIC-2013), held in Heritage Institute of Technology, Feb. 26-27, 2013, pp. 46-49 7. Rajarshi Sanyal, Rajeev Kr. Singh, Poulami Mahata, Bandwidth Enhancement of Pin Shorted Triangular Antenna with Circular Notch, International Journal of Computer Application, Vol. 63, No. 1, Feb13, pp. 15-19. 8. Ankit Gupta, Anudeep Roy, Soura Poddar and Nitu Kumari Sharma of 3rd year AUE presented a paper on Study of Fatigue property of different steel by Fatigue Testing Machine at FOSET on 22-23 March, 2013. 9. Mukul Vyas, Vinit Ranjan Choudhary, Athar Jamal, Kapish Malhotra and Mohit Kumar Singhi of 4th year AUE presented a paper on Formability of different materials by Erichsen Index Number presented by at FOSET on 22-23 March, 2013. 10. Rajeev Kr. Singh, Shams Tabrej Alam, Geetali Chakraborty, Sudarshan Chakravorty, A Spatio-Temporal Adaptive Processing For Modeling of Seaborne Clutter, International

Journal of Emerging Science and Engineering, Vol. 1, Issue 5, March13, pp. 20-22. 11. Rajeev Kr. Singh, Mr. Rajarshi Sanyal, Geetali Chakrabarty, Mr. Sekhar Rana, Mr. Sudarshan Chakravorty, Slot Loaded and Pin Shorted Equilateral Triangular Microstrip Antenna, International Journal of Microwave and Optical Technology, Vol. 8, No. 2, March13, pp. 69-77. 12. Swagata Das, Poulami Chatterjee, Mr. Rajarshi Sanyal, Harmonic Rejection in Rectangular Microstrip Antenna, International Journal of Computer Application, Vol. 66, No. 18, March13, pp. 30-33. 13. Sudipta Kumar Banerjee, Sourav Saha, Mr. Rajarshi Sanyal, Dual Band and Tri Band Pentagonal Microstrip Antenna for Wireless Communication Systems, International Journal of Emerging Science and Engineering, Vol. 1, Issue 5, pp. 23-26, March13. 14. Govind Agarwal, Atif Rizwan, Rajeev Kr. Singh, Mr. Rajarshi Sanyal, Bandwidth enhancement of triangular microstrip antenna using dual stub, International Journal of Scientific and Industrial Research, Vol. 4, Issue 4, pp. 850-854, April13. 15. Soumik Basak, Koustav Sarkar, Deepak Kumar, Mr. Sudarshan Chakravorty, A Novel DFT Spreading Technique for Reduction of Peak-to-Average Power Ratio (PAPR) in OFDM Systems, International Journal of Soft Computing and Engineering, Vol. 3, Issue 2, pp. 102-105, May13. MCKV INSTITUTE OF ENGINEERING ANNEXURE - XIX Page 51 STUDENTS PARTICIPATION IN INDUSTRY PROJECTS 1. TIG of RABT Technologies (Mobile android platform projects) Rashmi Gupta IT 6th sem, Vandana Pandey IT 6th sem. Avishek Sharma CSE 6th sem, Ekta Debnath CSE 6th sem Arindam Maji MCA 4th sem, Samabesh Chatterjee MCA 4th sem 2. PHP & My SQL Projects (at RABT Technologies) Sharanya Paul & Priyanka Dhanuka, both of them are from IT 6th sem. 3. ARDUINO Sensor Based Pollutant Sensor Application on Mobile Computing (funded by RABT technologies and Internet Society Kolkata chapter) Rohaan Goswami & Chirag Mandal both are from IT 6th Sem. MCKV INSTITUTE OF ENGINEERING ANNEXURE - XX Page 52 STUDENTS PARTICIPATION INNOVATIVE ACTIVITIES : 1. Dipayan Jash, Sk Akram Ali and Dipayan Ghosh, 3rd year ECE Department, developed a new device Oxy-Con which will give the medical fraternity an option to control Negative to Positive oxygen supply. They have created this oxygen saver equipment which can be used as a non-invasive ventilator. CO-CURRICULAR : 1. Ms. Ishita Biswas, 2nd year IT Department, has participated at Khudiram Anushilan Kendra on 16th Sept.12 at All India Youth Convention organized by Rama Krishna Mission Institute of Culture, Golpark, Kolkata and delivered a Speech on Amar Bharat & Bartaman Bharat:

Swamijir Dristite. 2. Students of the Institute organized Freshers Welcome Function Balaka on 6th Nov.12. 3. The Institute organized Annual Sports & Games (Indoor & Outdoor) during January, 2013. 4. The college also arranged on 5th January, 2013 an annually, intra-college Technical Fair-cumCompetition called TECHNOTICA, where students were given ample scope for exhibiting their talent in the technical area. 5. The College arranges a two days Tech Fest - PRAGATI 2013 during 10th to 11th April, 2013, where students got ample opportunity to exhibit their technical talent and knowledge. Students from neighbouring colleges are invited in this Tech Fest to participate in different technical competitions. 6. The Institute always encourages and supports different kinds of co-curricular activities among students. An annual cultural Fest-UTOPIA 2013 was arranged during 12th to 14th April, 2013 where students got full opportunity for demonstrating and exhibiting their talents, viz dancing, singing, acting, etc. Popular and eminent artists are invited in the annual fest to entertain the students. 7. Students organized Farewell Function Ascent on 8th June, 2013. MCKV INSTITUTE OF ENGINEERING ANNEXURE XXI

INVITED LECTURES BY INDUSTRY EXPERTS

Sl. No. Module description Speaker/Resource Persons Organized By Duration Target Audience No. of Participant Department/ Outcome 1 Guest lecture on Adv. Engine technology concept to reduce out emission of co2 reduction. Dr. Juttu Simhachalan (Sr. Manager), Engine design Mahindra & Mahindra MCKVIE 27/3/2012 Students of 4th and 6th sem AUE, ME. Student - 50 AUE/ME, Up gradation of students knowledge base 2 Guest Lecture on Automotive Service Mr. Krishanu Mallick, GM (Services), M/S Hinduatan motors, Hindmotor MCKVIE 22/9/2012 Students of 5th /7th Sem AUE/ME Student - 113 Student knowledge up gradation. 3 Guest Lecture on Electrical Drives Mr. Peeyush Bhaduri,ExAGM,Crompton Greaves (I) Pvt. Ltd MCKVIE 14/9/2012 5th Sem EE students and Faculty members of EE

departments Student - 34 Students knowledge upgraadation on Electrical Drives 4 Guest Lecture on Safety Riding Personnel from Hero Honda MCKVIE 25/9/2012 Students of AUE /ME Student - 85 Students knowledge up gradation on Safety. Abhishek Upadhyay 5 Invited Talk on Application of Electronics on railways Mr. Bijoy Das, Principal RAMS Manager, AnsaldoSTS India MCKVIE 13/10/2012 ECE 5th Semester Students,Faculties and Lab Instructors of ECE Student 27 The students acquired knowledge on application of Electronics in Signaling, Interlocking in railways. 6 Workshop on MicroController and its application in Embedded Systems Somnath Pradhan,Research Scholar ,CMRI Durgapur MCKVIE YPS,IET 12th and 14th October 2012 EE 3rd Year students, IT and AUE 2nd Year student and M.Tech ECE (VLSI) students Student - 30 The students will be able to implement embedded system application based on 8051 microcontroller. (UK) Kolkata 7 Guest Lecture on Electrical Reliability Mr. Shankar Mukhopadhyay-Sr. Manager CESC Kolkata MCKVIE 9/10/2012 5th Sem EE Students and Faculty members of EE Department Student - 26 Students knowledge up gradation on Electrical transmission. 8 Invited talk by Mahindra & Mahindra. Recent market trends and Expectations of the Industry

from Future Engineers. Mr. Shoaib Sadiq HR-talent acquisition and Mr. S. Santharam, Customer Care Zonal head of Mahindra & Mahindra MCKVIE 31/10/12 2nd and 3rd year ME/AUE Students Student - 50 Knowledge up-gradation of students.

Page 53 MCKV INSTITUTE OF ENGINEERING ANNEXURE XXI

INVITED LECTURES BY INDUSTRY EXPERTS

Sl. No. Module description Speaker/Resource Persons Organized By Duration Target Audience No. of Participant Department/ Outcome 9 Technology Symposium Edition1 2013 organized by ISOC Kolkata & RABT Technologies (P) Ltd Mr. Anand Raje VP and member-ISOC Kolkata, Mr. Subhendu ChakrabortyBureau of Police Research &Development, Kamanshish Roy- Co founder ,Web Prachar Avik Bose-Member CSI Kolkata, Mithilesh Das- Co founder Web Pracahr MCKVIE ISOC Kolkata RABT Technologies (P) Ltd 9/2/2013 Students, Faculty Members, TSS of IT Department. Faculty -12 TSS- 5 Student - 30 Knowledge Up-gradation of students and Faculty. 10 Guest Lecture on Latest Engine Management Technology Mr. Srijib Bera Sr. Executive, Robert Bosch India Limited MCKVIE 19/2/2013 Students of 6th Sem and 8th Sem ME/AUE Department and faculty members of ME /AUE Department. Student - 55 Knowledge up-gradation of students and faculty.

11 Grooming of ECE & IT students on 1G to 4G. Grooming by Mr. Asish Kumar & Mr. Avinash Kumar Singh of M/s Excel Infotel MCKVIE 7/3/13 Final year Undergraduate and Post Graduate Students Student -60 Knowledge up gradation for placement purpose. 12 Invited Lecture on current trend in e-commerce solution and Methods of Business Intelligence system Mr. Mithesh J and Kashireddy Ravi of Zenoova Technologies Pvt Ltd MCKVIE 13/3/13 Final year Undergraduate and Post Graduate Students Student - 77 Knowledge up-gradation

Page 54 MCKV INSTITUTE OF ENGINEERING ANNEXURE XXII

TRAINING BY ACADEMICIANS OR BY INDUSTRY EXPERTS

Sl No. Module description Speaker/Resource Persons Organized By Duration Target Audience No. of Participant Department/ Outcome 1 5 days Hands on training cum workshop on microcontroller and its application in robotics Prof. Dr. Atal Chaudhuri, JU MCKVIE, YPS,IET(UK), Kolkata 2/1/2012 to 6/1/2012 ECE 3rd yr. students, faculty of different departments & lab instructor from ECE department Student 20 TSS - 10 ECE, Providing hands on experience on application on microcontroller in robotics for the students, which will strengthen their curriculum. 2 Grooming for IT Industry 1.Kushal BanerjeeAcademic Relationship Manger-Eastern India TCS 2. Deb Kumar Ghosh Head-Engineering Delivery

TCS MCKVIE 17/8/2012 Final year B.Tech students and M.Tech students Student - 245 Pre Campussing Preparation. Campusing to be finalized. 3 Seminar on Recent Trends in Mobile Communication 1G to 4G Mr. Satyajit Chakravorty, SAMEER , Kolkata MCKVIE 25/8/2012 ECE 4th year students, M. Tech Communication and M. Tech (VLSI) students, faculties from different departments of MCKVIE and lab instructors Faculty -19 Student -15 Enhancement of knowledge about recent evolution on mobile communication and prevention of EMI effect to protect the hazardous effect on human being 4 Launch of Ericsson Excel program Personnel from Ericsson MCKVIE 21/8/12 ECE final year students Student - 20 Ericsson Training date to be finalized. 5 Mahindra & Mahindra Auto Quotient Personnel from Mahindra & Mahindra MCKVIE 23/8/12 AUE/ME students Student - 50 Auto Quiz and Launch

Page 55 MCKV INSTITUTE OF ENGINEERING ANNEXURE XXII

TRAINING BY ACADEMICIANS OR BY INDUSTRY EXPERTS

Sl No. Module description Speaker/Resource Persons Organized By Duration Target Audience No. of Participant Department/ Outcome 6 Workshop on MicroController and its application in Embedded Systems Somnath Pradhan, Research Scholar , CMRI Durgapur MCKVIE

YPS, IET (UK) Kolkata 22/9/201223/9/2012 24/9/2012 and 30/9/2012 ECE 3rd year students Student - 30 The students will be able to implement embedded system application based on 8051 microcontroller. 7 Ericsson 3 Days Training program Ms Prashanti Sharma and Mr. Mahesh sikhawat MCKVIE 2/11/12 -4/11/12 7th Sem ECE Students Student 20 Knowledge up-gradation on mobile communication. 8 TCS Campassing Mr. Aindam Bairagi and Team MCKVIE 30/10/12 to 1/11/12 Final year Undergraduate and Post Graduate Students Student - 278 placement 9 Grooming of ECE & IT students on 1G to 4G. Grooming by Mr. Asish Kumar & Mr. Avinash Kumar Singh of M/s Excel Infotel MCKVIE 11/11/2012 Final year Undergraduate and Post Graduate Students Student - 76 Knowledge up gradation for placement purpose. 10 Workshop & Training of students by PM Dimension Capt Harsh Vardhan Sigh MCKVIE 18/11/12 Final year students of ECE,ME and AUE Student - 50 Knowledge up-gradation.

Page 56 MCKV INSTITUTE OF ENGINEERING ANNEXURE - XXIII Page 57

ACTIVITIES OF CRTTC
Guest Lecture was delivered on 17th Aug.12 by Mr. Kushal Banerjee Academic Relationship Manager-East & Mr. Debkumar Ghosh Global Head EIS from Tata Consultancy Services. The topics were Grooming for IT Industry & EIS domain overview. Launch of Empower Ericsson University Program 2013 was held on 21st Aug.12 for final

year students from Electronics & Communication Engineering. Guest Lcture on Industry trends & expectation from the fresh engineers was delivered on 30th Nov.12 by Mr. S. Santhanam - Zonal Head Customer Services - Mahindra & Mahindra Ltd. to 2nd year & 3rd year Automobile & Mechanical Engineering students. Initiative taken for strategic project collaboration with Mahindra & Mahindra Ltd. on 31st Oct.12 Ericsson classroom training for 3 days was conducted from 2nd to 4th Nov.12 by senior trainers from Ericsson India Ltd. Ericsson Excel Online Certification Examination for the 2013 pass out batch of Electronics & Communication Engineering (ECE) was conducted on 10th Jan.13. Out of 64 students 27 have qualified the online exam. The certified students are entitled to appear directly for the final interview round while recruitment. Orientation Program on EXPLORE YOUR POTENTIAL was conducted on 12th Jan.13 by Mr. Afroze Alam Training Head Eastern Region Volvo Eicher Commercial Vehicle Ltd. for 2013 passing out (Automobile Engineering & Mechanical Engineering) students. Our students participated in the Color of Youth a talent hunt program conducted by Maruti Suzuki at IIM Kolkata on 12th Mar.13. CAMPUS COMMUNE by Tata Consultancy Services was organized on 13th Feb.13 for 2nd & 3rd B. Tech & MCA students, 1st year M. Tech students. It is a platform provided by TCS for students to connect with TCSers & peers to share, learn & collaborate. Online Assessment Test was conducted by Vista Mind for non-placed students for B.Tech & MCA students on 11th Mar.13. Mahindra Igniter a Talent hunt program by Mahindra & Mahindra was held on 9th Apr.13 for all students at college campus. This is an opportunity for students to showcase their talent & received a Mahindra passport which would entitle the winner to appear directly for the final interview round at Campusing drive. Runner up was given a chance for undergoing summer Internship program.

MCKV INSTITUTE OF ENGINEERING CHAIRMAN'S REWARD (2012 - 13)

ANNEXURE - XXIV SL. NO. NAME CONFERENCE (Rs.) CHAIRMAN REWARD (Rs.) TOTAL (Rs.) 1 AMIT PHADHIKAR 7500 7500 2 ANIMESH TALAPATRA 500 2500 3000

3 ANTARA SENGUPTA 1000 1000 4 ARIJIT SARKAR 4500 4500 5 DEBAPRIYA DE 3550 3550 6 GOUTAM PAUL 6100 6100 7 MAHUA NANDY (PAL) 9402 3000 12402 8 MANABENDRA MAITI 2500 2500 9 MANIK CHANDRA DAS 4500 4500 10 PARTHA PRATIM SAHA 1500 1500 11 PRASENJIT CHATTERJEE 5000 5000 12 RANJIB BISWAS 1500 1500 13 SAMIR MALAKAR 9308 2000 11308 14 SATADAL SAHA 4893 4893 15 SOUGATA DEY 1500 1500 16 SUBRO SANTIRANJAN THAKUR 5500 2000 7500 17 SUCHISMITA GHOSH 2500 2500 18 SWARUP CHANDRA GIRI 500 500 19 SWARUP KUMAR MITRA 2930 2930 TOTAL 56183 28000 84183 Page 58 MCKV INSTITUTE OF ENGINEERING ANNEXURE-XXV INTERNAL REVENUE GENERATION (2012-2013) Date Description Amount 11042012 Received towards Invigilation Charges & Centre Expense for JEE Exam. 2012 23,430 03052012 Received from West Bengal University of Technology towards Invigilation Charges of End Semister Exanination Dec2011 48,944 15052012 Received as Invigilation Charges for JEXPO 2012 15,000 20062012 Received from West Bengal University of Technology towards Invigilation duty Dec 2011 14,784 20072012 Received from West Bengal University of Technology towards conducting PGET 2012 examination 12,600 01082012 Received towards SAIL Exam 2012 on 08/07/12 & 22/07/2012 111,120 31082012 Received towards IBPS SBI assessment on 15/07/2012 7,260 06092012 Received from West Bengal University of Technology towards invigilation charges of end semister exam may2012 63,968 14122012 Received from TCS SBI Exam. 21,258 18012013 Received towards TCS SBI Exam. 7,996 18012013 Received towards TCS SBI Exam. 889 30012013 Received from SATVAT INFOSOL Private Limited towards Online Examination 31,290 06022013 Received as remaining balance from WBJEEB towards Joint Enterance Exam. 2012

545 22022013 Received from TCS SBI Exam. 19,133 22022013 Received from TCS SBI Exam. 2,126 06032013 Received from SATVAT INFOSOL Private Limited Chennai for Exam of NPCIL held in our college on 19th & 20th Jan2013 4,920 Page 59 CONDUCTION OF EXAMINATIONS MCKV INSTITUTE OF ENGINEERING ANNEXURE-XXV INTERNAL REVENUE GENERATION (2012-2013) Date Description Amount 13032013 Received fromTCS towards conducting for Online Exam, 42,900 19032013 Received towards TCS Online Exam. for IBPS CWECO 6,245 19032013 Received from West Bengal University of Technology towards Dec2012 Exam, Fee 71,162 30032013 Received towards Offline Exam . of Shipping Corporation of India 34,900 31032013 Received from TCS for Online Exam. 17,685 10042012 Dr. Sudhir Chandra Sur Degree Engg. College towards conducting Training Programme for AUE & ME students 135,000 05052012 Received from 07 students @ Rs.1800/ towards Workshop Training on "CATIA" 12,600 25052012 Received from the Institution of Engineers (India) towards Fee for Laborotory Experiments conducted at our college 24,000 11062012 Received from Technique Politechnic Institute of Bandel Education Foundation 108,000 02.11.2012 The Institution of Engineers (India) towards Fee for Laboratory Experients at our college 6,000 11.12.2012 West Bengal State Council of Technical Education towards Training Fee on the Basics of Automobile Engineering during 30th Sept. to 14th Oct.'12 50,000 04.01.2013 The students' Registration Fees for Workshop on Microcontroller & its Application in Embedded Systems 9,800 12.02.2013 RABT Technologies Pvt. Ltd. towards Mobile Computing Project Fees 10,000 02.03.2013 RABT Technologies Pvt. Ltd.towards Mobile Computing Project of RABT-ISOC 3,000 21.03.2013 RABT Technologies Pvt. Ltd. regarding Mobile Computing Project 500 917,055 Page 60 USAGE OF LABORATORY/WORKSHOP

CONDUCTION OF EXAMINATIONS TOTAL