07 Housing - 10 06

CITY OF CHULA VISTA
HOUSING ELEMENT
OF THE
GENERAL PLAN
October 24, 2006

City Council Planning Commission
Stephen C. Padilla, Mayor Bryan Felber, Chair
Patricia E. Chavez Bill Tripp
Jerry R. Rindone Lisa Moctezuma
Steve Castaneda Pamela Bensoussan
John McCann Joanne Clayton-Eason
Scott Vinson
Acting City Manager

Jim Thomson
Assistant City Manager

Dana M. Smith
City Attorney
Ann Y. Moore
Prepared Through
City of Chula Vista
Community Development Department
276 Fourth Avenue
Chula Vista CA 91910
www.chulavistaca.gov
Adopted on October 24, 2006 City Council Resolution No. 2006-321
October 24, 2006 City of Chula Vista Housing Element

CITY OF CHULA VISTA PROJECT STAFF
Staff members throughout the entire City Of Chula Vista organization assisted in the preparation
of the General Plan Housing Element Update. Listed below are some of the core staff members
who were most directly involved.
Ann Hix, Acting Director of Community Development

Amanda Mills, Housing Manager
Mary Ladiana, Planning Manager
Leilani Hines, Senior Community Development Specialist
Stacey Kurz, Senior Community Development Specialist
Palmira Montiel, Senior Secretary
Sandy Keo, Temporary Office Specialist
Jim Sandoval, Director of Planning and Building

Jim Hare, Assistant Director of Planning
Brad Remp, Assistant Director of Building
Edgar Batchelder, Advance Planning Manager
Luis Hernandez, Development Planning Manager
Mark Stephens, Principal Planner
John Schmidtz, Principal Planner
Steve Power, Enivornmental Projects Manager
Dai Hoang, Planning Technician
Elisa Cusato, Deputy City Attorney III
COSULTANT SERVICES
14725 Alton Parkway

Irvine, CA 92618-2027
Phone (949) 472-3505 Fax (949) 472-8373
City of Chula Vista Housing Element October 24, 2006

PUBLIC PARTICIPATION PROCESS &
HOUSING ELEMENT STAKEHOLDERS GROUP
This Housing Element Update was only possible through the generous contributions of the
community, in particular those community members who served on the Housing Element
Stakeholders Group.
Crossroads II
Chula Vista Civic Solutions
Chula Vista Community Collaborative
Community Congregational Church
Downtown Business Association
Environmental Health Coalition
McMillin Companies
Northwest Civic Association
ODG Law
Roosevelt Street Coalition
San Diego Housing Federation
South Bay Community Services
October 24, 2006 City of Chula Vista Housing Element

BLANK
City of Chula Vista Housing Element October 24, 2006

HOUSING ELEMENT
TABLE OF CONTENTS
TABLE OF CONTENTS
EXECUTIVE SUMMARY
1.0 Executive Summary---------------------------------------------------------------------------------------------------------------- H-1
INTRODUCTION
1.0 Community Context --------------------------------------------------------------------------------------------------------------- H-3
2.0 Purpose and Nature of the Housing Element ---------------------------------------------------------------------------- H-6
3.0 City’s Vision and Themes -------------------------------------------------------------------------------------------------------- H-8
3.1 Implementing the Vision and Themes-------------------------------------------------------------------------------H-10
4.0 Housing Element Update Process ------------------------------------------------------------------------------------------ H-11
5.0 State Law and Local Plans---------------------------------------------------------------------------------------------------- H-13
5.1 Consistency with State Law ---------------------------------------------------------------------------------------------H-13
5.2 Consistency with General Plan and Policies ----------------------------------------------------------------------H-14
5.3 Relationship to Other City Plans and Policies---------------------------------------------------------------------H-15
6.0 Housing Element Organization --------------------------------------------------------------------------------------------- H-19
7.0 Focus of 2005-2010 Housing Element------------------------------------------------------------------------------------ H-21
PART I
1.0 Overview: Key Issues & Approach ------------------------------------------------------------------------------------------ H-27
2.0 Community Factors-------------------------------------------------------------------------------------------------------------- H-29
2.1 The Growing Need ---------------------------------------------------------------------------------------------------------H-29
2.2 Higher Housing Costs and a Lack of Affordability --------------------------------------------------------------H-29
2.3 Who Are Our Residents --------------------------------------------------------------------------------------------------H-34
2.4 What Housing is Available----------------------------------------------------------------------------------------------H-36
2.5 Increasing Housing Opportunities in Western Chula Vista --------------------------------------------------H-37
3.0 Approaches to Meet Identified Needs------------------------------------------------------------------------------------- H-39
Page H-i
HOUSING ELEMENT
TABLE OF CONTENTS
PART II
1.0 Overview: Policy & Implementation Plan --------------------------------------------------------------------------------- H-47
2.0 Policy Focus Areas--------------------------------------------------------------------------------------------------------------- H-51
2.1 Maintain & Enhance the Quality of Housing and Residential Neighborhoods in the City: ------H-51
2.2 Support Housing Opportunities to Meet the City’s Diverse Needs: ----------------------------------------H-51
2.3 Fund and Implement Services that Provide Vital Community Resources
for Lower Income Residents: --------------------------------------------------------------------------------------------H-52
3.0 Policy Focus Areas, Objectives, Policies and Programs -------------------------------------------------------------- H-52
3.1 Maintain and Enhance Housing and Residential Neighborhoods ---------------------------------------H-53
3.2 Balanced and Diverse Housing Opportunities -------------------------------------------------------------------H-59
3.3 Government Role & Process --------------------------------------------------------------------------------------------H-78
Part III
1.0 Overview: Quantified Objectives--------------------------------------------------------------------------------------------- H-89
2.0 Quantified Objectives ----------------------------------------------------------------------------------------------------------- H-90
3.0 Planning for New Construction---------------------------------------------------------------------------------------------- H-92
4.0 Implementation Tools----------------------------------------------------------------------------------------------------------- H-94
APPENDIX A
1.0 Overview: Community Profile & Housing Needs ----------------------------------------------------------------------- AA-1
2.0 Community Profile --------------------------------------------------------------------------------------------------------------- AA-2
2.1 Population Trends and Characteristics ------------------------------------------------------------------------------AA-2
2.2 Employment Trends --------------------------------------------------------------------------------------------------------AA-7
2.3 Household Characteristics --------------------------------------------------------------------------------------------- AA-10
2.4 Housing Inventory and Market Conditions ---------------------------------------------------------------------- AA-16
2.5 Summary & Conclusion ------------------------------------------------------------------------------------------------ AA-28
3.0 Housing Needs ----------------------------------------------------------------------------------------------------------------- AA-30
3.1 Households Overpaying for Housing ------------------------------------------------------------------------------ AA-30
3.2 Overcrowding -------------------------------------------------------------------------------------------------------------- AA-32
3.3 2005-2010 Growth Needs --------------------------------------------------------------------------------------------- AA-32
3.4 Special Needs Groups--------------------------------------------------------------------------------------------------- AA-33
3.5 Summary & Conclusion ------------------------------------------------------------------------------------------------ AA-44
Page H-ii City of Chula Vista General Plan

HOUSING ELEMENT
TABLE OF CONTENTS
APPENDIX B
1.0 Overview: Constraints to the Provision of Housing ------------------------------------------------------------------- AB-1
2.0 Government Constraints------------------------------------------------------------------------------------------------------- AB-2
2.1 Land Use Controls----------------------------------------------------------------------------------------------------------AB-2
2.2 Growth Management -----------------------------------------------------------------------------------------------------AB-8
2.3 Density Bonus----------------------------------------------------------------------------------------------------------------AB-8
2.4 Accessory Second Unit Requirements -------------------------------------------------------------------------------AB-9
2.5 Senior Housing --------------------------------------------------------------------------------------------------------------AB-9
2.6 Building Codes and Enforcement-------------------------------------------------------------------------------------AB-9
2.7 Development Fees -------------------------------------------------------------------------------------------------------- AB-10
2.8 Local Processing and Permit Procedures ------------------------------------------------------------------------- AB-11
2.9 Environmental and Infrastructure Constraints------------------------------------------------------------------ AB-14
2.0 Non-Government Constraints ---------------------------------------------------------------------------------------------- AB-17
3.1 Vacant and Underutilized Land ------------------------------------------------------------------------------------- AB-17
3.2 Housing Costs and Land Prices ------------------------------------------------------------------------------------- AB-17
3.3 Construction and Land Costs----------------------------------------------------------------------------------------- AB-19
3.4 Financing -------------------------------------------------------------------------------------------------------------------- AB-19
APPENDIX C
1.0 Overview: Housing Resources ----------------------------------------------------------------------------------------------- AC-1
2.0 Land Availabilty------------------------------------------------------------------------------------------------------------------- AC-2
2.1 Regional Housing Needs Assessment ------------------------------------------------------------------------------AC-2
2.2 Capacity to Meet Regional Share Goals ----------------------------------------------------------------------------AC-4
2.3 Availability of Public Services and Facilities --------------------------------------------------------------------- AC-34
3.0 Homeless Shelters and Transitional Housing------------------------------------------------------------------------- AC-35
4.0 Assisted Units “at-risk” of Conversion------------------------------------------------------------------------------------ AC-38
4.1 Inventory of Affordable Units ----------------------------------------------------------------------------------------- AC-38
4.2 Inventory of At-Risk Units ---------------------------------------------------------------------------------------------- AC-40
4.3 Cost of Preservation Versus Replacement------------------------------------------------------------------------ AC-42
4.4 Resources for Preservation -------------------------------------------------------------------------------------------- AC-45
4.5 Program Efforts to Preserve At-Risk Units ------------------------------------------------------------------------ AC-48
4.6 Quantified Objectives---------------------------------------------------------------------------------------------------- AC-48
4.7 Low- and Moderate-Inomce Housing un the Coastal Zone------------------------------------------------ AC-48
5.0 Energy Conservation ---------------------------------------------------------------------------------------------------------- AC-49
Page H-iii
HOUSING ELEMENT
TABLE OF CONTENTS
APPENDIX D
1.0 Overview: Evaluation of Performance ------------------------------------------------------------------------------------ AD-1
2.0 Overview: Progress in Implementing the 1999-2004 Goals and Objectives --------------------------------- AD-2
APPENDIX E
1.0 Summary of 2005-2010 Goals, Objectives & Policies ---------------------------------------------------------------- AE-1
APPENDIX F
1.0 General Plan Consistency Analysis -----------------------------------------------------------------------------------------AF-1
APPENDIX G
1.0 Community Outreach----------------------------------------------------------------------------------------------------------- AG-1
APPENDIX H
1.0 References ------------------------------------------------------------------------------------------------------------------------ AH-1
APPENDIX I
1.0 Glossary ---------------------------------------------------------------------------------------------------------------------------- AI-1
2.0 Acronyms Used -------------------------------------------------------------------------------------------------------------------- AI-9
APPENDIX J
1.0 Infill/Intensification Capacity Analysis ------------------------------------------------------------------------------------ AI-1
Page H-iv City of Chula Vista General Plan

HOUSING ELEMENT
EXECUTIVE SUMMARY
EXECUTIVE SUMMARY
1.0
The City of Chula Vista General Plan Housing Element details the City’s five-year strategy for the
enhancement and preservation of the community’s character, identifies strategies for expanding
housing opportunities for the City’s various economic segments and provides the official policy
guidance for local decision-making related to housing. The Housing Element of the General Plan
provides the implementation mechanisms for effectively addressing housing needs in Chula Vista
throughout the 2005-1010 planning period.
The Housing Element provides in-depth analysis of the City’s population, economic and housing
stock characteristics as required by State law. The Element also provides a comprehensive evaluation
of existing programs and policies of the 1999-2005 Housing Element to determined necessary
revisions to meet current needs. Through this analysis, the City has identified goals, objectives,
policies and program actions the directly address the current needs of Chula Vista’s population.
The Housing Element is organized into four policy components, including:
• Introduction – Explains the purpose, process and content of the Housing Element:
• Issues & Opportunities – Describes the key issues and opportunities identified from needs
assessments and the public participation process upon which the update to the Housing
Element should focus.
• Policy & Implementation Plan – Details specific policies and programs the City of Chula Vista
will carry out over the five-year period to address the City’s housing goals.
• Quantified Objectives – Specifies the number of households assisted and housing units
constructed, rehabilitated, conserved and preserved through the adoption of policies and
programs.
Additionally, a number of Appendices are included to supplement the development of the Housing
Element’s Policy and Implementation Plan.
Page H-1
HOUSING ELEMENT
EXECUTIVE SUMMARY
A particular emphasis of this Housing Element is addressing the City’s transition into a more
urbanized environment, especially in the western portions of the City. The Policy and Implementation
Plan provides focused attention to needs, challenges and opportunities created as a result of the
City’s transition to a more vibrant, urbanized community.
Page H-2 City of Chula Vista General Plan

HOUSING ELEMENT
INTRODUCTION
1.0 COMMUNITY CONTEXT
Who We Are
Once the largest lemon growing center in the world, Chula Vista has rapidly
grown, developed, and expanded to become one of the nation’s fastest
growing cities. Of cities with a population over 100,000, Chula Vista had the
eight fastest percentage growth rate nationally since the 2000 U.S. Census.
Initially incorporated in 1911, much of the City’s historical growth and

development traces back to World War II and the relocation of Rohr
Aircraft Corporation to Chula Vista in early 1941. The presence of
Rohr along the City’s Bayfront and the post-WWII boom brought to
Chula Vista extraordinary population growth and demands for
housing, roads, schools, public services, and retail services (e.g., shops,
restaurants, markets, banks, etc.) to the City’s historic core, east of the
Bayfront and west of First Avenue.
Over the next several decades, California’s continued rate of

population growth and housing production, coupled with Chula Vista’s regional and waterfront
location between the Mexican border and downtown San Diego, spurred the City’s outward
expansion and development to the east (east of Interstate-805). In 1985, residents of the
unincorporated Montgomery area voted to become part of the Chula Vista, adding approximately 23,
000 new residents. During the late 1980’s and 1990’s, Rancho del Rey, Eastlake and other master
planned communities began to develop in the East. In 1992, the City annexed 14 square miles of
Otay Ranch for future development.
Now home to nearly a quarter-million residents, Chula Vista is the second largest city in San Diego
County. The City now encompasses approximately 52 square miles of land area from the San Diego
Bay eastward to Otay Lakes and includes most of the land between the Sweetwater River to the north
and the Otay River to the south. The bayfront, rivers, hills define the City’s planning area. Located
minutes from downtown San Diego and the U.S.-Mexican border Chula Vista has convenient access
to the region’s cultural, recreational, educational and business opportunities.
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HOUSING ELEMENT
INTRODUCTION
Chula Vista will continue to play a significant role in the region’s

growth and is emerging as the hub of civic and cultural activity
in South San Diego County. As one of the fastest growing cities
in the nation with its picturesque backdrops and inviting climate,
Chula Vista is a city whose growth is ripe with opportunities for
both growing businesses and growing families.

REGIONAL LOCATION
Figure Intro-1
Page H-5
HOUSING ELEMENT
INTRODUCTION
PURPOSE AND NATURE

2.0 OF THE HOUSING ELEMENT
What is a Housing Element and why do we need one?

The City of Chula Vista’s Housing Element is a major component of the
City’s General Plan that addresses adequate housing opportunities for Create a balanced,
present and future Chula Vista residents through 2010. It serves as the
primary policy document guiding local decision-making related to sustainable
housing. The Housing Element of the General Plan is the only General community that
Plan Element that requires review and certification by the State of offers a variety of
California. housing choices
throughout Chula
The Housing Element provides a detailed analysis of Chula Vista’s
demographic, economic and housing characteristics as required by
Vista for all
State Law. The Element also provides a comprehensive evaluation of residents, present
the City’s progress in implementing the past five-year’s policy and action and future,
programs related to housing production, preservation and conservation. through strategic
Based upon the community’s housing needs, available resources, policies and
constraints and opportunities for housing production and preservation,
programs.
and its past performance, the Housing Element establishes a five-year
strategy of priority goals, objectives and action programs that directly
address the housing needs of present and future Chula Vista residents.

HOUSING ELEMENT
INTRODUCTION
Legislative Authority
A Housing Element is based on legal requirements
The California State Legislature has identified the attainment of a decent home and suitable living
environment for every Californian as the State’s main housing goal. Recognizing the important part
that local planning programs play in pursuit of this goal, the Legislature has mandated that all cities
and counties prepare a Housing Element as part of their comprehensive General Plans (California
Government Code Section 65580 et al.).
The City of Chula Vista adopted the previous housing element for 1999-2004 in December of 2000.
In May of 2002 the Housing Element was amended to incorporate minor changes.
State law requires each jurisdiction’s Housing Element be updated at least every five years to reflect a
community’s changing housing needs. This document represents the 2005-2010 update required for
jurisdictions within the San Diego Association of Governments (SANDAG) region and responds to the
issues that currently face the City.
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HOUSING ELEMENT
INTRODUCTION
CITY’S VISION AND THEMES

3.0
Chula Vista will be a vibrant, varied City. “The vision for
Chula Vista in the
The vision for Chula Vista in year 2030 is a community that preserves year 2030 is a
and enhances the unique features that shape its identity. Eight major community that
themes support Chula Vista’s vision for the future and provide a preserves and
foundation for the policies and action programs of The General Plan’s enhances the
Elements. These themes, representing the City’s core values, are unique features
developed in the Housing Element, and throughout the various chapters
of the General Plan and include: that shape its
identity.”
Theme 1: Strong Community Character and Image
Theme 2: Healthy and Sustainable Economy
Theme 3: Strong and Safe Neighborhoods
Theme 4: Improved Mobility
Theme 5: Healthy and Sustainable Environment
Theme 6: High Quality Community Services
Theme 7: Effective Growth Management & Plan Implementation
Theme 8: Shaping the Future Through the Present and Past
The City’s vision and themes give focus to the General

Plan
A standardized format is used through the General Plan. Each of the General Plan’s Elements
contain introductory text describing how it implements the vision for Chula Vista and the core values
or Themes that support the vision and provide a foundation for the policies and action programs
within the Element and how it relates to other elements, plans, and policies. Overall goal(s) are
stated and topic areas are identified. Each topic is discussed followed by objectives, policies and
implementing programs to be undertaken with this five-year period (see Figure Intro-2).

HOUSING ELEMENT
INTRODUCTION
Figure Intro-2
VISION
THEMES
Core Values
GOALS
Broad statement that guides action.
Focus Areas
OBJECTIVE
A statement of a desired end.
POLICIES & PROGRAMS

A policy is a rule that indicates how an objective will be achieved.
A program is a course of action to achieve the objective.
Page H-9
HOUSING ELEMENT
INTRODUCTION
3.1 Implementing the Vision and Themes

Chula Vista’s Vision and Themes reflect the desire of the City to preserve and enhance the unique
features that give Chula Vista its identity, while at the same time improving our community and
meeting the opportunities and challenges that lie ahead. Our envisioned future City offers
opportunities to live in a safe, attractive, balanced and sustainable community that offers a variety of
housing choices for residents - present and future. The Housing Element establishes policy direction
for new housing development, housing preservation, housing maintenance and enhancement of
existing housing and neighborhoods. The policy program provides the necessary guidance to realize
the City’s vision.
A full discussion of Chula Vista’s Vision and eight Themes is found in Chapter 4 of the City’s General
Plan. The Housing Element focuses on and develops four (4) Vision and Theme components:
Theme 1: Strong Community Character and Image

Chula Vista continues to develop as a city with distinct identify that its
citizens are proud to call home.
Theme 2: Healthy and Sustainable Economy

Chula Vista continues to expand its local economy by providing a broad
range of business, employment, and housing opportunities that support an
excellent standard of living, and improve the ability for residents to live and
work locally.
Theme 3: Strong and Safe Neighborhoods

Chula Vista is a diverse yet integrated community that celebrates its
neighborhoods as the building blocks that make it a great place to live.
Theme 4: Shaping the Future Through the Present and Past

Chula Vista values its heritage and unique sense of place, and manages
change in a way that complements the important qualities and features
that shape its identity.

HOUSING ELEMENT
INTRODUCTION
HOUSING ELEMENT UPDATE

4.0 PROCESS
Come and tell us what’s on your mind

The City of Chula Vista has identified community participation as a priority in the planning process.
The Housing Element is representative of the desires of the local residents and addresses the
concerns most important to the community both now and in the future. Additionally, the State of
California requires local governments make diligent efforts to involve all economic segments of the
population in the development of the Housing Element. The public’s input and participation in the
Housing Element Update process is key to ensuring a shared vision and strategy for the City.
During the preparation of the Housing Element, community involvement included focus group
sessions, community workshops, and workshops before various City Commissions and the City
Council. Workshops and working sessions focused on the issues and challenges to creating and
expanding housing for lower income households, maintaining and preserving housing, barriers to
housing production, and possible strategies to better address these issues. Responses from the
community guided the Needs Assessment portion of the Housing Element, as well as the Housing
Policy and Implementation Plan (Part II of this Element).
Opportunities for public participation throughout the Housing Element process include, or will include
the following components:
City staff workshop (September 12, 2005)

Stakeholders meeting (November 7, 2005 and April 18, 2006);
Community workshop (November 14, 2005, June 27, 2006, and July 10, 2006 at the Northwest
Civic Association monthly meeting);
Housing Advisory Commission/Planning Commission Workshop (November 16, 2005 and
April 19, 2006);
Housing Advisory Commission Workshops (January 20, 2006, February 1, 2006, March 22,
2006, July 26, 2006, August 23, 2006, and October 11, 2006);
City Council Workshop (February 7, 2006);
Mobilehome Rent Review Workshop (February 23, 2006);
City Council – Kick off of Public Review Period (May 2, 2006);
Public review of the Draft Housing Element (June 16, 2006-July 17, 2006);
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HOUSING ELEMENT
INTRODUCTION
Public hearing before the Planning Commission (September 13, 2006) and City Council
(October 24, 2006); and,
Review of the Draft Element by the State Department of Housing and Community
Development (submitted May 26, 2006 and Certification of Compliance received October 3,
2006).
Copies of agendas and materials provided at the workshops and meetings are included in Appendix
G.

HOUSING ELEMENT
INTRODUCTION
STATE LAW AND LOCAL PLANS

5.0
5.1 Consistency with State Law
The Housing Element is one of seven elements of the General Plan mandated by the State of
California, as articulated in Sections 65580 to 65589.8 of the California Government Code. State Law
requires that a jurisdiction’s Housing Element consist of “an identification and analysis of existing
and projected housing needs and a statement of goals, policies, quantified objectives, and scheduled
program actions for the preservation, improvement, and development of housing.” The Housing
Element is responsive to the need of providing housing for all segments of the population.
Section 65583 of the Government Code sets forth specific requirements regarding the scope and
content of each Housing Element. Table Intro-1 summarizes these requirements and identifies the
applicable section in the 2005-2010 City of Chula Vista Housing Element where these requirements
are addressed.
Table Intro-1
STATE HOUSING ELEMENT REQUIREMENTS
Required Housing Element Component Reference
A. Housing Needs Assessment
1. Analysis of population trends in Chula Vista in relation to
H-29, AA-2 to AA-4
countywide trends
2. Analysis of employment trend in Chula Vista in relation to regional
AA-7 to AA-10
trends
3. Projection and quantification of Chula Vista’s existing and projected
AA-30 to AA-44
housing needs for all income groups
4. Analysis and documentation of Chula Vista’s housing
–
characteristics, including:
a. Level of housing cost compared to ability to pay H-29 to H33, AA-25 to
AA-27, AA-30 to AA-31
b. Overcrowding H-33, AA-32
c. Housing stock condition H-36 to H-38, AA-22 to
AA-24
5. An inventory of land suitable for residential development including
vacant sites and having redevelopment potential and an analysis Attachment A,,
of the relationship of zoning, public facilities and services to these Appendix C, Appendix J
sites
Page H-13
HOUSING ELEMENT
INTRODUCTION
Table Intro-1
STATE HOUSING ELEMENT REQUIREMENTS
Required Housing Element Component Reference
6. Analysis of existing and potential government constraints upon the
maintenance, improvement, or development of housing for all AB-1 to AB-20
income levels
7. Analysis of existing and potential non-governmental and market
constraints upon the maintenance, improvement, or development of AB-21 to AB-25
housing for all income levels
8. Analysis of special housing need: handicapped, elderly, large
AA-30 to AA-43
families, female-headed households, students, and farm workers
9. Analysis concerning the needs of homeless individuals and AA-38 to AA-42, AC-35
families in Chula Vista to AC-37
10. Analysis of opportunities for energy conservation with respect to
AC-49
residential development
B. Goals and Policies
11. Identification of Chula Vista’s goals, quantified objectives and
H-47 to H-88, AE-1 to
policies relative to maintenance, improvement, and development of
AE-12
housing
C. Implementation Program
12. Identify adequate sites which will be made available through
Attachment A,,
appropriate action with required public services and facilities from
Appendix C, Appendix J
a variety of housing types for all income levels
13. Programs to assist in the development of adequate housing to
H-47 to H-88
meet the needs of low and moderate-income households
14. Identify and, when appropriate and possible, remove governmental
constraints to the maintenance, improvement, and development of H-78 to H-87
housing in Chula Vista
15. Conserve and improve the condition of the existing and affordable
H-47 to H-88
housing stock in Chula Vista
16. Promote housing opportunities for all persons H-84 to H-85
17. Identify programs to address the potential conversion of assisted H-60 to H-62, AC-38 to
housing development to market rate housing. AC-48
5.2 Consistency with General Plan and Policies

The Housing Element of the General Plan is one component of the City’s overall long-range planning
strategy. The California Government Code requires that General Plan contain an integrated,
consistent set of goals and policies. The Housing Element, is therefore, affected by policies contained
in other elements of the General Plan.

HOUSING ELEMENT
INTRODUCTION
The Housing Element is most intricately related to the Land Use and Transportation (LUT) Element.
The LUT Element sets the framework for development of housing by laying out the land designations
for residential development and indicating the type and density permitted by the City. Working within
this framework, the Housing Element identifies priority goals, objectives and program actions for the
next five years that directly address the housing needs of Chula Vista existing and future residents.
The policies contained in other elements of the General Plan affect many aspects of life that residents
enjoy – the amount and variety of open space, the preservation of natural, historic and cultural
resources, the permitted noise levels in residential areas, and the safety of the residents in the event
of a natural or man-made disaster.
The Housing Element has been reviewed for consistency with the City’s other General Plan Elements
and the policies and programs in this Element reflect the policy direction contained in other parts of
the General Plan (See Appendix F). As portions of the General Plan are amended in the future, this
Housing Element will be reviewed to ensure that internal consistency is maintained.
5.3 Relationship to Other City Plans and Policies

The Housing Element identifies priority goals, objectives, policies and action programs for the next five
years that directly address the housing needs of Chula Vista. These are briefly described below and
include the City’s Municipal Code, Specific Plans, General Development Plans, Sectional Planning
Area Plans, Precise Plans, and Redevelopment Plans and the Local Coastal Program Plan.
5.3.1 Chula Vista Municipal Code
The Chula Vista Municipal Code (CVMC) consists of all the regulatory and penal Ordinances and
certain administrative Ordinances of the City, codified pursuant to the provisions of Sections 50022.1
through 50022.8 and 50022.10 of the Government Code. The CVMC includes the City’s Subdivision
Ordinance and Zoning Ordinance, including the Growth Management Ordinance.
Page H-15
HOUSING ELEMENT
INTRODUCTION
Subdivision Ordinance
The Subdivision Ordinance regulates the design, development and implementation of land division.
It applies when a parcel is split into two or more parcels; a parcel is consolidated with one or more
parcels; or the boundaries of two or more parcels are adjusted to change the size and/or
configuration of the parcels.
Zoning Ordinance
The Zoning Ordinance is the primary tool for implementing the General Plan, and is designed to
protect and promote the public health, safety, comfort, convenience, prosperity and general welfare of
the people. It includes a zoning map designating various districts that are described in the text of the
document and outlines the permitted, conditionally permitted, and prohibited uses for each zone
district. Finally, the Zoning Ordinance provides property development standards for each zone district
and overall administrative and legislative procedures.
5.3.2 Redevelopment Plans
The adoption of Redevelopment Plans by cities is allowed by the State Legislature under the State of
California’s Community Redevelopment Law (CRL). The Redevelopment Plans are intended to reverse
deteriorating economic and physical conditions; redevelop blighted, underutilized, and vacant
properties; improve infrastructure and public facilities; and produce revenues through the
development of job generating properties. Because redevelopment projects must be in conformance
with the General Plan, these plans are one of the more powerful means cities have to implement the
goals and policies set forth in their General Plan. The City of Chula Vista has three Redevelopment
Plans encompassing the redevelopment areas listed below. Redevelopment Plans are implemented
through a variety of means, including large-small scale projects, as well as focused strategic plans,
such as the Broadway Revitalization Strategy (December 2003).
Bayfront
Otay Valley Rd
Southwest
Town Centre I (Third Avenue Downtown)
Town Centre II (Chula Vista Center)
2004 Added Area

HOUSING ELEMENT
INTRODUCTION
5.3.3 Specific Plans
Specific Plans are customized regulatory documents that provide focused guidance and regulations
for a particular area. They generally include a land use plan, circulation plan, infrastructure plan,
zoning classifications, development standards, design guidelines, phasing plan, financing plan and
implementation plan. Chula Vista has eight approved Specific Plans, which are listed below.
Additionally, a Specific Plan is being prepared for northwestern Chula Vista’s Urban Core.
Bayfront Specific Plan

Mid-Bayfront Specific Plan
Gateway Specific Plan
Auto Park North Specific Plan
Bonita Glen Specific Plan
Bonita Gateway Specific Plan
Urban Core Specific Plan (under preparation)
5.3.4 General Development Plans
A General Development Plan (GDP) is a smaller scale version of a General Plan that typically
addresses large, previously undeveloped areas of the City, such as those in eastern Chula Vista. It
establishes general development parameters, including the distribution of land uses, vehicular
circulation patterns, development densities, and an overall master planned community urban
structure. A GDP is implemented by the adoption of a Sectional Planning Area (SPA) Plan. The City
has six GDPs, which are discussed further in the Land Use and Transportation Element Section 10.0,
East Area Plan, of this Element. GDPs must be in conformance with the General Plan.
5.3.5 Sectional Planning Area Plans
A Sectional Planning Area (SPA) Plan is a comprehensive master plan that addresses a portion of a
planned community area. It is intended to implement the goals, objectives, and development
parameters prescribed in the GDP. A SPA and GDP must be adopted as a prerequisite to develop
land in a Planned Community (PC) Zone.
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HOUSING ELEMENT
INTRODUCTION
A SPA consists of integrated guidelines and development standards that provide detail on the land
use mix, design criteria, pedestrian and vehicular circulation pattern, open space, recreation,
infrastructure requirements, and other components for the entire or portion of an adopted GDP. It is
based on City regulations, guidelines, and policies; but once adopted, a SPA supersedes these
documents, except where incorporated by reference.
5.3.6 Precise Plans
A Precise Plan is a zoning implementation tool that creates specific property development standards
and design guidelines in combination with underlying zone standards to allow site design flexibility
within areas zoned as a Precise Plan modifying district. Precise Plan development standards and
guidelines, adopted by Ordinance, can be tailored for a particular area through rezoning action. The
Precise Plan is adopted through a discretionary review process that establishes standards and
guidelines affecting the property.
5.3.7 Local Coastal Program
A Local Coastal Program (LCP) is the planning tool used to carry out the shared partnership between
the California Coastal Commission’s (CCC) mandate to protect coastal resources, and local
government’s regulation of land use through its General Plan. An LCP includes a land use plan with
land use classifications, types and densities of allowable development, plus goals, objectives, and
policies concerning development use of coastal resources. After an LCP is approved by the CCC, their
permitting authority is delegated to the local government. It is not intended that the CCC and their
permitting authority usurp local government.
Chula Vista’s Bayfront has an LCP, which contains the goal and objectives relating to coastal
development. It is provided by the General Plan Land Use Diagram and the associated goals,
objectives and policies that relate to coastal area.

HOUSING ELEMENT
INTRODUCTION
HOUSING ELEMENT ORGANIZATION

6.0
California Government Code Section 65583 requires a jurisdiction’s Housing Element to include the
following components:
A review of the previous element’s goals, policies, programs, and objectives to ascertain the
effectiveness of each of these components, as well as the overall effectiveness of the Housing
Element;
An assessment of housing need and an inventory of resources and constraints related to

meeting these needs;
An analysis of programs for the preservation of assisted housing developments;
A statement of community goals, quantified objectives and policies relative to the

maintenance, preservation, improvement and development of housing; and,
A policy program that provides a schedule of actions that the City is undertaking, or intends
to undertake, in implementing the policy set for in the Housing Element.
The Chula Vista Housing Element is organized into four parts, including:
Introduction Explains the purpose, process and contents of the Housing

Element
I. Issues & Opportunities Describes the key issues and opportunities identified from needs
assessment and the public participation process upon which
the update to the Housing Element should focus.
II. Policy & Implementation Details specific policies and programs the City of Chula Vista
Plan will carry out over the five-year period to address the City’s
housing goals.
III. Quantified Objectives Specifies the number of households assisted and housing units
constructed, rehabilitated, conserved and preserved through the
adopted policies and programs.
Page H-19
HOUSING ELEMENT
INTRODUCTION
Given the detailed and lengthy analysis in developing the Housing Element, supporting background
material is included in the following appendices:
Appendix A: Community Profile & Housing Needs

Appendix B: Housing Constraints and Resources
Appendix C: Residential Land Resources
Appendix D: Review of Housing Element Performance to Date
Appendix E: Summary of Policies, Programs and Quantified Objectives
Appendix F: General Plan Consistency Analysis
Appendix G: Community Workshop Materials & Outreach
Appendix H: References
Appendix I: Glossary
Appendix J: Infill/Intensification Capacity of Existing Zoning Districts

HOUSING ELEMENT
INTRODUCTION
FOCUS OF 2005-2010 HOUSING

7.0 ELEMENT
As of 2005, the City of Chula Vista encompasses approximately 52 square miles within its
boundaries. Over time, it has evolved into varying and distinct neighborhoods and communities.
Chula Vista’s communities can be distinguished by the west and east areas of the City and more
specifically into four distinct planning areas within the west and the east.
Initially incorporated in 1911, much of the City’s historical growth and development centered around
the historic City center also known as the urban core. Therefore, City’s older and more established
neighborhoods are generally located west of Interstate-805. Over the next several decades,
California’s continued rate of population growth and housing development spurred Chula Vista’s
outward expansion and development to the east (east of Interstate-805), including the development
of such master planned communities as Otay Ranch, Eastlake, Rancho del Rey, and Sunbow.
The City’s communities can be further distinguished by geographic planning areas that follow the
overall development patterns of the City.
Northwest – That area north of L Street and east of Interstate 5, also referred to as the City’s
historic urban core;
Southwest – That area south of L Street, generally encompassing those neighborhoods
included within the Montgomery annexation of 1985;
East – That area east of Interstate 805, generally encompassing master planned communities
developed from the early 1990’s; and,
Bayfront – That area west of Interstate-5 and north of L Street, currently underdeveloped with
large vacant waterfront properties.
Figure Intro-3 identifies the four designated geographic planning areas.
For the purpose of this Element, the City of Chula Vista focuses on each of the four geographic
planning areas to target appropriate programs and activities given their unique physical, economic,
and cultural characteristics. By utilizing a geographic focus area approach, the City is able to
implement programs that better address the growing needs of the Chula Vista community.
Page H-21
HOUSING ELEMENT
INTRODUCTION
While the Bayfront is included within the four geographic planning areas, this area is currently
underdeveloped with a large amount of vacant waterfront properties with very few existing housing
units. Current efforts are underway to develop a master plan for the Bayfront. During this five-year
period it is expected that the master plan will be adopted but development is not expected to occur.
Therefore, housing policies and programs are limited to planning activities.

HOUSING ELEMENT
INTRODUCTION
Figure Intro-3
Page H-23
HOUSING ELEMENT
INTRODUCTION
While the 1999-2004 Housing Element addressed citywide issues and needs, and implemented
policies and programs on a citywide basis, a significant focus of the previous Housing Element was
the new production of housing within the master planned communities of eastern Chula Vista.
Under the prevailing market conditions at that time and the availability of vast undeveloped lands in
the East, the private market was able to respond to the housing needs of moderate- and upper-
income households. The City’s efforts were focused on production of housing for lower-income
households through the implementation of the City’s Balanced Communities Affordable Housing
Program requiring a minimum of 5% of the total new units constructed (for projects of 50 or more
units) for Low-Income affordable housing, primarily in the East, and other incentive programs.
Within the older neighborhoods of the Northwest and Southwest Planning Areas, policies and
programs were focused on the preservation and maintenance of housing and neighborhoods.
Although eastern Chula Vista is developing rapidly and the supply of developable land is decreasing,
most new development in Chula Vista during the 2005-2010 time period will continue to be in that
part of the City. It is one of the most important sources of vacant land for new housing inventory in
San Diego County. Even so, the City’s recently adopted General Plan Update gives particular focus to
increasing residential densities and capacities that could provide additional opportunities for future
production and preservation of affordable housing in urbanized parts of the Northwest and
Southwest planning areas. (Appendix C, Housing Resources, describes land availability for meeting
future housing needs.)
Chula Vista’s significant role in accommodating the region’s housing need and growth over the past
five to six years is evidenced through the production of new housing. While possessing just over 1%
of San Diego County’s land area and having a little more than 7% of the County’s population, Chula
Vista has accommodated from approximately 18% to almost 25% of new housing development and
population growth within San Diego County over the past several years. As indicated by SANDAG’s
current 2030 forecast, Chula Vista will continue to play an important role in providing housing supply
within the region.
The City’s ability to continue to provide new affordable rental and for-sale housing opportunities will
become more challenging as development opportunities shift to a more urbanized setting.
Challenges may include factors such as the availability and size of developable land, higher land and
construction costs and the impact of revitalization activities on the existing housing and neighborhoods
and the residents. Policies and programs of the 2005-2010 Housing Element were developed to address
the shift in housing production to western Chula Vista and to address the challenges associated with
this shift. The City’s policy and program efforts will also continue to focus on the preservation,
maintenance and enhancement of housing and neighborhoods.
Lastly, the local real estate market and housing costs have significantly changed since adoption and
implementation of the 1999-2005 Housing Element. With higher housing costs and an increasing
affordability gap for lower and moderate income households, the City will establish new policies and

HOUSING ELEMENT
INTRODUCTION
programs that seek to reduce housing costs, provide for increased densities, increase multi-family
housing production, provide incentives for production of affordable housing, and expand available
resources for more opportunities for low and moderate income households.
A full discussion of the City’s five-year strategy for housing production, conservation, and preservation
is presented in Part II of this Element.
Page H-25
HOUSING ELEMENT
INTRODUCTION
BLANK

HOUSING ELEMENT
PART I
OVERVIEW:
1.0 KEY ISSUES & APPROACH
Approaching its 100th anniversary as a City, Chula Vista has expanded by ten
times in area, and transitioned from an agricultural community to a rapidly “The City’s
changing, more urban place. It has become one of California’s 15 largest cities rapid change
in population and among the most dynamic. and the
escalating
The City’s rapid change and the escalating housing market seen in the last five housing market
years have raised concern from the Chula Vista community and City
policymakers. These concerns were evident during the preparation of the City’s seen in the last
update to the General Plan adopted in 2005, the current development of the five years have
Urban Core Specific Plan and most recently the update of the Housing raised concern
Element. from the Chula
Vista
More specifically, the Chula Vista community, City policymakers, and staff
identified two key interrelated housing issues which the Housing Element
community and
update should focus. These issues are: City
policymakers.”
(1) Given the shortfall of housing, particularly affordable housing, and the ensuing high cost of
housing, the City must take measures to continue to preserve and expand affordable housing not
only for future residents but to also accommodate the needs of those existing very low-, low- and
moderate- income residents; and
(2) While revitalizing western Chula Vista will bring forward opportunities to enliven and enhance
the community and provide for future housing needs, such efforts must be mindful of the
challenges and the impact of change on the existing rental housing stock and residents.
Page H-27
HOUSING ELEMENT
PART I
The Policy and Implementation Plan of this Housing Element, (see Part II), aims to provide the City
and the residential development community with policy and program tools that address these issues.
The City’s efforts will be concentrated in preserving and enhancing single family housing and
neighborhoods, promoting balanced and diverse housing, and looking at City government’s role and
processes to facilitate residential development.

HOUSING ELEMENT
PART I
COMMUNITY FACTORS
2.0
In order to develop a comprehensive strategy to preserve and expand housing for very low-, low-, and
moderate-income households and address development challenges, particularly in western Chula
Vista, it is important to understand the needs of residents, the current real estate market and the
existing housing stock. An overview of these factors follows and includes highlights of the City’s
demographics and housing characteristics. A more detailed analysis of demographics characteristics
and needs are provided in Appendix A of this Element.
2.1 The Growing Need
The San Diego County region continues to experience an unmet demand for housing. Based upon
current local General Plans and the forecasted population growth for the San Diego region by 2030,
the region is collectively 93,000 housing units short of the estimated housing demand per the
SANDAG Regional Comprehensive Plan.
Based upon population projections, it is expected that the region’s population will continue to
expand; further impacting the demand on housing by both existing and future households. Currently
home to an estimated 173,556 people (2000 U.S. Census), it is anticipated that Chula Vista’s
population will grow to approximately 280,000 by 2030. More housing is needed to accommodate
Chula Vista and the region’s future growth projections.
2.2 Higher Housing Costs and a Lack of Affordability

As a result of the growing demand and lack of sufficient supply, the cost of owning and renting a
home is escalating beyond the ability of many households to pay. The San Diego region is routinely
ranked as one of the top ten areas with the highest priced and least affordable homes in the nation
by both the National Association of Realtors (NAR) and National Association of Home Builders
(NAHB). Housing prices in the last five years have reached double digit annual increases with only 9
percent of the population able to afford a home.
Page H-29
HOUSING ELEMENT
PART I
The lack of affordable homes within Chula Vista and the San Diego region is causing many,
irregardless of income level, to seek housing far from their jobs with some even moving outside of
the region to South Riverside County and the Tijuana border region. Others are forced to pay more
than their incomes can afford and/or forced to move into overcrowded or unsafe/unsanitary housing
conditions.
2.2.1 Homeownership
In years past, Chula Vista’s housing market offered some of the more affordable housing prices as
compared to other areas of San Diego County. Today, housing costs in Chula Vista are rising beyond
the affordability of a majority of San Diego households, with the median sales price in January 2005
at $550,000, a 29 percent increase from 20041. To afford this median sales price, a worker would
need to earn $157,140, a year or $76 an hour (based upon 3 ½ times their annual income). With the
current median income for Chula Vista residents at $59,663 a year, most residents would be unable
to “afford” the median priced home (see Figure I-1).
Based upon current sales data, for-sale housing in Chula Vista is not affordable to any income
category other than households with incomes substantially above moderate- income (greater than
120 percent of County Median Income). With such a large gap between what a household can
“afford” to pay and current housing prices, for-sale housing does not provide a financially feasible
alternative opportunity for very low- and low-income households with more limited incomes.
1
California Association of Realtors (2005)

HOUSING ELEMENT
PART I
Figure I-1
Monthly Cost of a Median Priced Home vs.
Affordable Cost Based on Chula Vista Median
Income
5,000
$4,630 Median Cost
4,000
Affordable Cost
3,000
Low Income
2,000
$1,641
1,000 $1,126
-
Mortgage
This high cost of housing is evidenced by City’s homeownership rates. In 2000, the City’s
homeownership rate was 57 percent, compared to national average of 67 percent. In western Chula
Vista, where only 45 percent of households are owner occupied, this homeownership rate is
significantly lower than the national and overall City homeownership rate.
Figure I-2
Ownership Patterns
Western Chula Vista versus Citywide
Citywide Ownership Western CV Ownership

Patterns Patterns
57% 45%
43% 55%
Renter Occupied Ow ner Occupied Renter Occupied Ow ner Occupied
Page H-31
HOUSING ELEMENT
PART I
2.2.2 Rental Housing
Rental housing is also out of reach for many, particularly very low-income households. According to
the Spring 2005 rental survey by the San Diego Apartment Association, the average monthly rent for
a two-bedroom apartment in Chula Vista was $993, a 10 percent increase from 2004. To afford this,
workers need to earn about $39,720 a year or $19 an hour. In Chula Vista, approximately 39 percent
of the households would be unable to afford this rent based upon earnings of less than $35,000 per
year (see Figure I-3). Two minimum wage workers combined earn just $12.50 an hour or about
$26,000 a year.
Rental units in Chula Vista are only affordable to households at the very top of the income range for
low-income households and moderate-income households. Despite these slightly high costs, rental
housing presents the most financially feasible opportunity to provide affordable and suitable housing
for very low- and low-income residents.
Figure I-3
Average Rent vs. Affordable Cost
for Very Low Income
Avg Rent
$1,000
$993 Aff Cost to Very
$875 Low Income
$800
Aff Cost to 2 Min
$600 $650 Wage Earners
$400
$200
$-

HOUSING ELEMENT
PART I
The high demand for rental housing is evidenced by the City’s rental vacancy rates. The estimated
vacancy rate for all housing units in the San Diego County region as of January 1, 2005 was 4.3
percent2 , while the City of Chula Vista averaged 3 percent. The industry standard for a healthy
vacancy rate is approximately 5 percent. Lower vacancy rates largely influence increases in rental
rates. Chula Vista’s low vacancy rate suggests an unmet demand for housing and means that
renters looking for housing may have difficulty finding it in Chula Vista or pay a higher rent.
2.2.3 Overpayment and Overcrowding
Higher housing costs force households to pay more than they can afford or doubling up in housing
units to make the housing more affordable. When households overpay for housing, less money is
available for discretionary spending and necessities, such as food, childcare, healthcare, and
maintenance of the home. According to the 2000 U.S. Census, 38 percent of Chula Vista’s
households overpaid for housing. Overpayment was more prevalent in renter-occupied households
(42 percent) than owner-occupied households (34 percent).
As a result of rising housing prices and rents, lower-income households are often forced to accept a
smaller housing unit than is needed or double up households in one unit, which may result in
overcrowding. Overcrowding puts a strain on public facilities and services, reduces the quality of the
physical environment, and can eventually cause conditions that contribute to a more rapid
deterioration of the housing stock. Fourteen percent of Chula Vista households were considered
overcrowded in 2000, a 3 percent increase from 1990. As with overpayment of housing,
overcrowding is found in more renter households (23 percent) than owner households (8 percent).
Overcrowding and overpayment are more prevalent in renter occupied households with very low- and
low-income levels. With dramatic increases in housing costs experienced in the last few years, it is
anticipated that many more households are overpaying for housing today and households are
doubling up in order to afford current housing costs. Policies and programs aimed at increasing
housing production overall, including affordable housing, and particularly large bedroom (3 or more
bedrooms per unit) rental housing will assist in decreasing the number of households overpaying for
housing and reduce incidents of overcrowding.
2
SANDAG – San Diego County region City/County Population and Housing Estimates 1/1/2005
Page H-33
HOUSING ELEMENT
PART I
2.3 Who Are Our Residents

Chula Vista is the second largest city in San Diego County and
continues to surpass the rate of growth in the County and the State.
Chula Vista is a community with a growing and diverse population. By
understanding our diversity and basic demographic characteristics, City
policies and programs can be developed to better accommodate these
various needs.
2.3.1 Racial Diversity
Chula Vista’s population is more ethnically diverse in comparison to the San Diego County region.
Approximately, 49 percent of Chula Vista residents identified themselves to be of Hispanic or Latino
origin, and over ten percent of Asian origin.
2.3.2 Age
The estimated average age in Chula Vista is 33.3 years. According to the
2000 Census, a majority, 57 percent, of the City’s population were
between the ages of 21 to 64. Children and teens aged 0-20 years
comprised 32 percent of the population, and seniors, 65 and over,
represented 11 percent of the City’s population.
A major shift in the age structure of the City’s population is forecasted over the next 25 years. By
2030, the forecasted average age is over 40 and the San Diego region is expecting a decline in the
growth of age groups below 55, while all age groups above 55 will increase. Specifically, the western
portion of Chula Vista is forecasted to experience a higher increase in the
55-74 year old age group as compared to the region. The 65-74 year old
age group is higher in the western portion of the City than the City as a
whole. The provision of housing opportunities to serve this growing
population group, including rental housing and home repair and
modifications, will be needed in the future.

HOUSING ELEMENT
PART I
2.3.3 Special Needs–Persons with Disabilities
In addition to the age of the population, another important characteristic of the population are those
with special needs, including individuals with physical, emotional, or psychological disabilities. A
large portion of census tracts in western Chula Vista report 25 percent of their population with
disabilities compared to an average of 19 percent in the East. New housing opportunities should
consider accessibility and adaptability to accommodate those with disabilities and mobility limitations.
Rehabilitation and repair programs should encourage modifications of existing housing to enhance
accessibility.
2.3.4 Household Size
The City’s average household size is increasing. In 2000, Chula Vista’s

average household size was 2.99 persons per household, increasing
from 2.79 persons per household in 1990. In comparison, San Diego
County had an estimated household size of 2.73 in 2000. With growing
household sizes, overcrowding experienced by many Chula Vista
residents, and the limited availability of 3 or more bedroom rental units,
policies should encourage the provision of more large family housing (3 or more bedrooms),
particularly in rental housing.
2.3.5 Very Low–and Low-Income Households
At least 25 percent of the families living in Chula Vista report an annual income of at least $75,000.
However, a significant number of the families, 44 percent, reported incomes of less than $40,000 a
year, which falls into the very low- (less than 50 percent of County Median Income) and low-income
categories (51-80 percent of County Median Income). There is significant disparity in household
income when looking at the East and West areas of the City. Approximately 31.6 percent of
households in eastern Chula Vista and 57 percent in western Chula Vista are considered low-income.
In 2000, the City of Chula Vista averaged 11 percent of the population living below poverty level,
compared to 13 percent in the County. According to 2000 Census data, the western portion of the
City averaged 15 percent below the poverty line.
Page H-35
HOUSING ELEMENT
PART I
With a significant number of Chula Vista residents characterized as very low- and low-income, more
affordable housing is necessary to meet the needs of many in the Chula Vista community. The
disparity in income from the East to the West also suggests that greater efforts are needed to
promote a balance of housing opportunities throughout the City to avoid enclaves or concentrations
of lower income households.
2.4 What Housing is Available

To provide for adequate and suitable housing to meet the needs of existing and future Chula Vista
households, it is important to understand what type of housing units are currently available in the
City and evaluate current and future trends for the provision of a variety of housing types.
2.4.1 Housing Unit Type
The U.S. Census reported a total of 59,529 housing units in the City of Chula Vista in 2000. The 2000
Census indicates 60 percent of Chula Vista’s housing units were single family (detached and
attached) and 34 percent multifamily. In western Chula Vista, 47 percent of the housing is single
family, 43 percent is multifamily, and 10 percent are mobilehomes. In the East, the housing market is
predominated by single-family housing.
By encouraging the provision of a more diverse and balanced

housing within both eastern and western Chula Vista, areas are
better able to provide opportunities for all income levels,
household sizes and types.

HOUSING ELEMENT
PART I
Figure I-4
Eastern Chula Vista Household Type Western Chula Vista Household Type
Source: U.S. Census 2000, City of Chula Vista Source: U.S. Census 2000, City of Chula Vista
13% 1% 9%
47%
44%
86%
Single family Multiple family Mobile Home Other Single family Multiple family Mobile Home Other
2.4.2 Large Family Units
Units with a large number of bedrooms (comprising of 3 or more bedrooms) are primarily found in
single family owner-occupied units. Approximately 72 percent of owner-occupied units had 3 or
more bedrooms compared to 17 percent of renter-occupied units with 3 or more bedrooms. The lack
of units with a large number of bedrooms, especially for rental housing limits housing choices for
large families and can contribute to overcrowding.
2.4.3 Age of Housing
In Chula Vista, 22 percent of the City’s housing units were built prior to 1960. Approximately 63
percent of housing units were built prior to 1980. Due to the development patterns of the City, most
housing built in eastern Chula Vista was more recent (81 percent since 1980), while 83 percent of
housing in the west was built before 1980. This statistic indicates that substantial rehabilitation or
replacement of housing in the western portion of the City may be needed in the next twenty-five (25)
years.
Page H-37
HOUSING ELEMENT
PART I
2.5 Increasing Housing Opportunities in Western Chula Vista

At the same time demand for new housing is increasing, the availability of
vacant land for new housing is decreasing. Most of the land in eastern
Chula Vista has received discretionary approvals and several of the master
planned communities have been completed. As land and housing costs
continue to rise, and vacant land supplies are reduced, it will be necessary
for the City to promote urban infill and redevelopment for the future
production of housing, including affordable housing, in western Chula Vista.
In order to provide for additional housing opportunities to meet the increasing demand, the update of
the City’s General Plan in 2005 represented the City’s first step in recognizing and setting the
framework to facilitate revitalization and redevelopment in western Chula Vista. A primary focus of
the City of Chula Vista General Plan is to facilitate Chula Vista’s evolution to a more urban form in
strategic areas as a means to providing for the City’s future needs for housing.
The extensive new development and rapid growth that placed Chula Vista as one of the fastest
growing cities in California and the nation occurred mostly in the eastern part of the City, on large,
vacant tracts of land developed as master planned communities. Most new development during the
2005-2010 time period will continue to be in eastern Chula Vista, where substantial inventory of
vacant, developable land still exists. Chula Vista has developed a highly efficient process for master
planning and building new housing in balanced communities in the eastern part of the City. As
more of eastern Chula Vista develops, additional emphasis will be placed on revitalization and infill
opportunities in the developed areas of western Chula Vista. (Appendix C, Housing Resources,
describes land availability for meeting future housing needs.)
Natural tensions arise when looking at “built out” areas to redevelop at higher residential densities to
meet the City’s growing housing demand. Existing residents, many who have limited financial
resources such as seniors and the working poor, face potential adverse impacts resulting from
revitalization. Moving from suburban lower densities to a more urbanized form also represents a
shift from the comfortable and familiar, which is perceived by some as a threat to their quality of life.
Yet at the same time, increased housing provides for greater and safer housing opportunities and
helps to revitalize and improve the area.
The City will face numerous and significant challenges in its efforts to encourage new housing,
particularly affordable housing for low- and moderate-income households, within western Chula Vista
including the following:

HOUSING ELEMENT
PART I
Availability and size of land;

Economies of scale;
Potential consolidation of residential and non-residentially zoned parcels;
Relocation and displacement of existing residents;
Development impact fees’ impacts on development feasibility;
Higher land and construction costs in the current market;
Limited city-sponsored financial resources; and,
Perceived resistance to higher development densities.
Revitalization is unlikely to occur without a catalyst and development of affordable housing is difficult
without direct subsidies and assistance from the City and the Redevelopment Agency.
Page H-39
HOUSING ELEMENT
PART I
APPROACHES TO MEET
3.0 IDENTIFIED NEEDS
Chula Vista housing policy and development activity over the past decade “The City’s
has encouraged new residential development, which was focused in the housing policies
newly developing communities of eastern Chula Vista, and housing must shift to
preservation in western Chula Vista. Market rate housing makes up most deal with a high
of the housing produced and has even exceeded the projected needs for
this market segment. While federal and state programs have provided
cost market and
some subsidies for the development of affordable housing for very low- and increasing the
low-income households, these resources have been insufficient in meeting production of
the identified needs of this market segment. Moderate-income families housing for all
have also found it difficult to purchase housing that is affordable. economic levels
but more
Over the next few decades, the City’s housing policies must shift to address
the challenges of a high cost market and increase the production of particularly for
housing for all economic levels. Future growth projections for the San very low, low
Diego region forecast a need for over 100,000 new housing units by 2010. and moderate
Chula Vista’s share of the needed housing is approximately 11,300 new income
units, with 58 percent or 6,550 units needed for very low- and low-income households.”
households. The need for affordable housing is even greater when
considering the lack of affordable housing choices for the current
population.
It is expected that market and development trends will continue in

this planning period, and that much of the new residential
development constructed in the East Planning Area by the private
market will be affordable to the above-moderate income sector. The
City’s and the community’s efforts, through the City’s General Plan
and other efforts, will focus increased attention on the housing
needs of very- low-, low- and moderate-income households, which
are not typically addressed by the private market, and to
revitalization and development opportunities in western Chula Vista
as a means to provide for the growing demands for housing while
still trying to achieve a balanced and diverse housing stock, with
respect to pricing and housing types, throughout the City.

HOUSING ELEMENT
PART I
The City has begun to lay the appropriate policy and regulatory framework to facilitate infill,
intensification, and revitalization opportunities that yield compact, integrated development and
greater housing choice. The City has undertaken a bold, proactive approach to the planning and
design of development in western Chula Vista through the adoption of the General Plan update in
2005, and the preparation of a Specific Plan for the historical center of the City, known as the Urban
Core.
These planning efforts seek the preservation, enhancement and overall livability of the City’s
neighborhoods. In order to preserve and protect Chula Vista’s stable residential neighborhoods and
overall community character, future growth opportunities are directed within strategic areas identified
as “Focused Areas of Change”. These Focused Areas of Change are located in portions of the
Northwest and Southwest Planning Areas along major activity corridors, including Interstate-5,
Broadway, E Street, H Street, Third Avenue, and Main Street. In the East Planning Area, these areas
are within the future planned communities of Otay Ranch. The proximity and availability of current
and future transportation choices, and opportunities for mixed use development and increased
residential densities further the planning area’s ability to absorb a significant amount new housing
development. Associated housing capacities and densities are prepared in Appendix C, Housing
Resources.
Policies and programs of this Housing Element promote increased housing production throughout
the City and promote diversity in housing choice, particularly in the Southwest, Bayfront and East
Planning areas. The following is a partial list of these policies and programs, specified in greater
detail in Part II of the Housing Element.
Maintain and Enhance Housing & Neighborhoods
The City will seek to provide assistance to maintain and enhance “Rehabilitation and
housing for low- and moderate-income households through the repair will be
rehabilitation of existing single family and mobilehomes occupied by
very low- and low-income households, as well as neighborhoods.
needed to maintain
the value and
A majority of the existing housing stock in the City will be 30 years or quality of this
older (63 percent) by year 2010, primarily in western Chula Vista. housing and to
Therefore, rehabilitation and repair will be required to maintain the maintain the quality
value and quality of this aging housing stock and to preserve
of neighborhoods.”
neighborhood quality.
Page H-41
HOUSING ELEMENT
PART I
Preservation of “At-Risk” Affordable Housing
The City will initiate efforts to preserve, to the greatest extent feasible, “The existing
existing affordable rental housing that is deed restricted for occupancy
by very low- and low-income housing and monitor and replace housing affordable housing
occupied by low- and moderate-income households within the Coastal stock plays an
Zone and Redevelopment Project Areas. important role in
housing lower
The City’s existing affordable housing stock plays an important role in income
housing lower-income households. There are approximately 216 “at-risk”
housing units that are restricted for continued occupancy and
households.”
affordability by lower-income households due to expire by 2010. The loss
of the affordability of these units as a result of conversions to market
rate prices would impact the current residents of these communities
and decrease the availability of affordable housing in the city. The
preservation of these units, when financially feasible and practical, is
needed to maintain an adequate supply of affordable housing
opportunities.
Loss of Rental Housing
The City will initiate policies supporting the evaluation and provision of
resources that minimize impacts to residents as a result of the loss of
mobilehome/trailer parks and rental housing through demolition or “As
conversion to other uses and how these policies can positively influence the revitalization
availability of rental housing. occurs, existing
rental housing
Within the City, there are mobilehome/trailer park communities and other may be lost to
non-traditional rental properties providing reasonably priced housing
opportunities for residents. These housing types are not deed-restricted as a make way for
means to provide ongoing affordable housing for lower income households. higher density
It is anticipated that as revitalization occurs and the demand for more and for-sale
reasonably priced first time homebuyer opportunities grows, existing rental housing
housing may be lost and replaced by higher cost, for-sale housing developments.”
developments. The loss of such units may continue to negatively impact the

HOUSING ELEMENT
PART I
availability of reasonably priced housing in the City.
Evaluating the loss of affordable housing options and preserving existing housing opportunities for
all economic segments of the community and the implications of the loss of these opportunities is a
priority concern for the City. Efforts that minimize the impacts of losing housing units, especially
those for very low- and low-income residents should be implemented when appropriate and
financially feasible.
New Rental Housing Opportunities
The City will initiate efforts that expand rental housing opportunities for very
“Rental housing
low- and low-income households.
represents the
Under the current real estate market, current and future residents with most effective
limited economic means are likely to need assistance to continue to live in and efficient
Chula Vista. With approximately 44 percent of Chula Vista households method of
considered very low- and low-income, the City’s efforts are focused on housing very low
increasing rental housing opportunities for these income groups.
and low income
The gap between housing costs and what a low-income household can households
afford is significant for owner-occupied housing. Rental housing represents based upon their
the most effective and efficient method of housing very low- and low- more limited
income households based upon their limited financial resources. The lower financial
the housing costs for very low- and low-income households, the more
discretionary income is available to meet other necessary living expenses,
resources.”
such as food, transportation, healthcare and childcare.
The disparities in household income and housing stock that

currently exist between the East and West areas of the City
suggest a need for greater diversity in housing opportunities, in
terms of pricing and housing types within each of these
geographic areas. More particularly, more rental housing,
especially large family units (3 bedrooms or more), is needed in
the eastern areas of the City to provide for greater diversity and
housing opportunities for all households unable to afford
homeownership in the East but wishing to reside within these
communities. Additionally, the Bayfront masterplan should
include opportunities for multifamily housing that would allow
for the development of rental housing.
Page H-43
HOUSING ELEMENT
PART I
Homeownership Opportunities
The City will initiate efforts to promote homeownership opportunities in “Homeownership

areas with significant rental housing to provide a diverse and balanced is the
housing stock and encourage neighborhood stability.
Homeownership is seen as a traditional starting point for American families cornerstone of a
to accumulate wealth and provides important social, as well as economic healthy
benefits. It is the cornerstone of a healthy community and the basis for community and
positive community involvement. the basis for
positive
For most homeowners, their home is the largest investment they will make
in their lifetimes. Homeownership creates an incentive to stay involved with community
and invest in the community. Less likely to move and with so much involvement.”
invested, homeowners contribute to neighborhood stability and are more
likely to be advocates for quality of life issues, such as reducing crime, childhood education and
neighborhood upkeep.
Chula Vista’s overall homeownership rate of 57.5 percent is

slightly higher than San Diego County (55.4 percent).
However, in Western Chula Vista the rate is lower, 55
percent, than the citywide rate. Lastly, homeownership
opportunities are now slipping out of reach of even
moderate-income households. The City’s efforts to increase
homeownership opportunities in the next five years will
focus primarily in the Northwest and Southwest Planning
Areas of the City and promoting homeownership for
moderate-income households.

HOUSING ELEMENT
PART I
Special Needs Housing
The City will initiate policies that encourage the development of

housing, facilities, and services to meet the specialized needs of certain “Special needs
population groups. population groups
constitute a
Special needs population groups constitute a significant portion of the significant portion
demand for housing and require additional support services and of the demand for
amenities. These special needs groups include seniors, persons with
disabilities, homeless or the near homeless, emancipated foster youth, housing and
single parents, students, and athletes at the Olympic Training Center. require additional
Many of these groups may overlap such as seniors who have support services
disabilities. By increasing the amount of affordable housing, especially and amenities.”
housing accompanied by access to services and transportation, these
special needs groups can be assisted.
Government’s Role
The City must attempt to address development challenges, particularly in

the West, through the provision of incentives and assistance for “Without
development, advocating for more flexible and appropriate development involvement from
standards, and evaluating new and updated tools (i.e., inclusionary the public sector or
housing, expanding Redevelopment Project Areas) to facilitate housing
development. a catalyst for
development, it is
There are many challenges to preserving and expanding housing unlikely that the
opportunities, especially for very low-, low- and moderate-income private sector
households. Without involvement from the City or Redevelopment alone would be
Agency, or a catalyst for development, it is unlikely that the private
sector alone would be able to provide more housing.
able to provide for
more housing.”
Page H-45
HOUSING ELEMENT
PART I
BLANK

HOUSING ELEMENT
PART II
OVERVIEW:
1.0 POLICY & IMPLEMENTATION PLAN
This section of the Housing Element describes the “Plan of Action” the City of Chula Vista will
implement during the 2005-2010 planning period to implement its Vision and Themes, satisfy the
community’s present and future housing needs, and meet the specific requirements of State law. In
developing the goals, objectives, policies, and programs described in this Plan, the City assessed its
housing needs, evaluated the performance of existing programs, and received input from the
community through participation in housing workshops.
The Policy and Implementation Plan establishes three primary goals that guide the policy program
toward providing housing opportunities for Chula Vista residents. These goals are:
Goal 1: A Maintained and Enhanced Housing Stock and Neighborhoods;
Goal 2: Housing Opportunities that Meet the City’s Diverse Needs; and,
Goal 3: Maximized Funding and Implementation of Services Vital to Community Housing Needs.
To realize these goals, the Policy and Implementation Plan details objectives, policies, and
implementing programs according to three major policy focus areas: 1) Maintain and Enhance
Housing and Residential Neighborhoods; 2) Balanced and Diverse Housing Opportunities; and, 3)
Government Role and Process. While the plan covers a broad array of housing issues that are
applicable Citywide, the emphasis of the 2005-2010 Policy and Implementation Plan is on actions
enabling the City to maintain and increase housing opportunities affordable to very low-, low-, and
moderate-income households, particularly in the urbanized Northwest and Southwest Planning
Areas.
Page H-47
HOUSING ELEMENT
PART II
BLANK

IMPLEMENTATION PLAN FRAMEWORK
Figure II-1
Page H-49
IMPLEMENTATION PLAN FRAMEWORK
PART II
BLANK

HOUSING ELEMENT
PART II
POLICY FOCUS AREAS

2.0
The following three policy focus areas provide the foundation for implementing the City’s Vision of
providing housing opportunities for existing and future residents of Chula Vista and establishes a
framework for decision-making to implement this vision.
Policy Focus 2.1 Maintain & Enhance the Quality of Housing and
Residential Neighborhoods in the City:
Rehabilitation of the City’s housing stock and preserving the integrity of residential neighborhoods by
preventing deterioration and providing necessary capital improvements. Utilize community-based
rehabilitation programs such as CHIP to encourage the maintenance and enhancement of residential
quality.
Policy Focus 2.2 Support Housing Opportunities to Meet the City’s

Diverse Needs:
Utilizing available resources, seek to preserve and provide sufficient, suitable, and varied housing by
small and large family size, type of unit, and cost, particularly permanent affordable housing that
meets the diverse housing needs of existing and future residents of Chula Vista.
Policy Focus 2.3 Fund and Implement Services that Provide Vital
Community Resources for Lower Income Residents:
Utilizing available resources, fund and implement services and programs that improve residents’
ability to secure and maintain quality housing.
Page H-51
HOUSING ELEMENT
PART II
POLICY FOCUS AREAS, OBJECTIVES,

3.0 POLICIES AND PROGRAMS
The three policy focus areas provide the foundation for implementing the City’s overall housing goals:
1) Maintain and Enhance Housing and Neighborhoods; 2) Balanced and Diverse Housing
Opportunities; and, 3) Government Role and Process. These policy focus areas are further described
below.
Each policy focus area is accompanied by at least one objective, or focused goal, and each objective
has at least one policy, describing how the City will meet the objective. Objectives and policies are
general in nature and serve as the framework for decision-making and priority setting. They address
specific needs and are followed by related implementing programs and actions.
For each identified policy action, a level of priority has been assigned, a lead City Department
identified, possible funding sources described, and an implementation timeline identified. The
programs and policies in the Policy and Implementation Plan are categorized into two levels of
priorities.
• Level 1 Priorities are those that the City is dedicating to address during the 2005-2010
planning period utilizing anticipated resources.
• Level 2 Priorities are those that the City acknowledges as important to address and will
supplement Level 1 Priorities, based upon available resources.
Some of these policies and programs are currently being implemented, ongoing, and will continue
through this planning period. However, many programs are newly proposed and will be
implemented within this 2005-2010 planning period. A summary of all the objectives, policies and
programs discussed in Part II is provided in Appendix E.

HOUSING ELEMENT
PART II
3.1 Maintain and Enhance Housing and Residential Neighborhoods

The City’s existing housing stock plays an important role in a providing a decent, safe and sanitary
living environment for lower income households and in maintaining the quality of residential
neighborhoods. With a majority of the existing housing citywide being 30 years or older (63 percent)
by year 2010, there is a potential loss in value and quality as a result of deterioration. A significant
number (22 percent) of the City’s housing stock will be 50 years old by year 2010 and more likely to
require major repairs. Within the West (area west of I-805), 33 percent of the housing stock is
already 50 years old.
Programs to enforce building, health, and housing codes and the funding minor repairs and
rehabilitation of housing will encourage the provision of decent, safe and sanitary housing and
preserve neighborhood quality. The particular focus of the 2005-2010 Policy and Implementation
Plan is repair, rehabilitation and improvement of housing and neighborhoods in the City’s Northwest
and Southwest Planning Areas.
Objective – H1
Enforce maintenance of safe and decent housing, enhance the quality of
existing housing, and maintain the integrity of residential neighborhoods.
Policies & Programs

H 1.1 Facilitate rehabilitation of the City’s existing housing stock to correct housing
deficiencies and increase the useful life of existing housing.
Page H-53
HOUSING ELEMENT
PART II
1.1.1 Rehabilitation of Owner Occupied Housing: Continue successful implementation

of the City’s Community Housing Improvement Program (CHIP), which provides
favorable loans to low-income homeowners and also provides grants for minor
repairs to preserve and rehabilitate deteriorating homes and to provide greater
accessibility for those with physical disabilities. Eligible rehabilitation activities
also include improvements for water conservation, energy efficiency, and lead
based paint abatement. Assistance will be targeted to homeowners residing in
the Northwest and Southwest Planning Areas with priority given to those single-
family and mobilehome owners of very low-income, special needs and/or senior
households.
The City will also increase marketing and outreach efforts for the CHIP, especially
in lower-income neighborhoods and mobilehome parks.
Priority Level: 1
Quantified Objective: 200 low-income units
Lead City Department: Community Development Department
Funding Sources: Existing CHIP Revolving Loan Fund
Implementation Timeline: Ongoing/ Annual review of progress
1.1.2 Neighborhood Revitalization: Continue to implement a pro-active program

focusing financial resources and efforts that improve the conditions and
appearances of identified target neighborhoods primarily through the
"Neighborhood Revitalization Program" (NRP). This on-going program will target
specific low-and moderate-income neighborhoods within the Southwest Planning
Area that exhibit deficiencies in infrastructure. This program will prioritize needs
of the neighborhood and provide funding for repair of infrastructure such as
paving, curbs, gutters, sidewalks, and drainage facilities. City staff will develop a
schedule of provisions of such improvements and combine it with available
resources to provide financial leverage of all efforts and achieve maximum
results.
Priority Level: 1
Lead City Department: General Services Dept./Engineering Dept.
Funding Source: HOME, CDBG, other federal and state programs.
Implementation FY 2007 – Castle Park
Timeline: FYs 2008 & 2009 – Yet to be determined within the
Southwest Area

HOUSING ELEMENT
PART II
1.1.3 Rental Housing Acquisition and Rehabilitation: Allocate local funds for
affordable housing developers to acquire existing rental housing that is
substandard, deteriorating or in danger of being demolished. A minimum of
twenty percent of the units, once rehabilitated, will be set aside for very low-
income households at affordable rents. Assistance will be targeted to rental
housing within the Northwest and Southwest areas of the City, with priority given
to those within Redevelopment Project Areas.
Priority Level: 1
Quantified Objective: 100 housing units
Funding Source: HOME; Redev Low Mod Housing Set aside
Implementation Ongoing/ Annual review of progress
Timeline:
1.1.4 Pursue Funding for Housing Related Environmental Hazard Control: Proactively
pursue available Federal or State funding to reduce housing related
environmental hazards, including lead hazard control, building structural safety,
electrical safety, and fire protection to address multiple childhood diseases and
injuries in the home, such as the Healthy Homes Initiative.
Priority Level: 1
Funding Source: Department Budget
Implementation 2007
Timeline:
H 1.2 Eliminate, to the greatest extent feasible, overcrowded, unsafe, and unsanitary
housing conditions through the enforcement of building, safety, and housing
codes.
1.2.1 Multifamily Housing Inspection: Provide for the continuance of a multifamily

inspection program that evaluates conditions of rental housing complexes of
three or more units and reports violations to the City’s Code Enforcement Division
regarding current health and safety codes. The City will follow up on all reports
of violations to ensure the correction of any identified deficiencies.
Priority Level: 1
Lead City Department: Code Enforcement Division
Page H-55
HOUSING ELEMENT
PART II

Timeline:
1.2.2 Mobilehome Inspection Program: Provide for the continued systematic inspection
of mobilehome and trailer park communities for compliance with Title 25 of the
California Code of Regulations to promote safe and sanitary housing and
neighborhoods. For those lower income mobilehome owners, where necessary
work is fairly extensive, referrals to the City's Community Development
Department and Housing Division are made to assist in compliance with Title 25
Regulations.
Priority Level: 1
Timeline:
1.2.3 Code Enforcement Activities: Continue Code Enforcement activities that

proactively monitor housing and neighborhood conditions for adherence to
minimum standards of habitability and appearance by responding to service
requests from concerned citizens. More proactive Code Enforcement Division
efforts shall be focused within older neighborhoods in the Southwest Planning
Area exhibiting deferred maintenance issues. Extensive code violations noted in
owner-occupied homes of very low-and low-income households shall be referred
to the City's Community Development Department for information related to the
CHIP.
Priority Level: 1
Timeline:

HOUSING ELEMENT
PART II
Objective – H2
Promote efficient use of water and energy through adopted standards and
incentive-based policies to conserve limited resources and reduce long-term
operational costs of housing.
Policies & Programs

H 2.1 Encourage the efficient use and conservation of water by residents.
2.1.1 Water Conservation Practices: Promote the inclusion of state-of-the art water
conservation practices in existing and new development projects where proven to
be safe and environmentally sound.
Priority Level: 1
Lead City Department: Planning & Building Department
Timeline:
2.1.2 Landscaping: Promote the use of low water demand (xeriscape) landscaping and
drought tolerant plant materials in existing and new development.
Priority Level: 1
Lead: Planning & Building Department
Timeline:
Page H-57
HOUSING ELEMENT
PART II
2.1.3 Water Conservation Plans for Development: Pursuant to the City’s Growth
Management Program, continue to require the preparation and implementation
of Water Conservation Plans for large development and redevelopment projects
in accordance with the City’s Water Conservation Plan Guidelines or its
equivalent.
Priority Level: 1
2.1.4 Public Education for Water Conservation: Promote water conservation by

residents through appropriately targeted education and community programs.
Priority Level: 1
Lead City Department: Conservation & Environmental Services
H 2.2 Promote the efficient use of energy.
2.2.1 Building Energy Efficiency into Housing: Encourage residential

developers/builders to maximize energy efficiency through appropriate site and
building design and through the use of energy efficient materials, equipment,
and appliances.
Priority Level: 1

HOUSING ELEMENT
PART II
2.2.2 Public Education for Energy Conservation: Develop and distribute pertinent
information about the benefits of energy conservation and available energy
conservation incentive programs to residents and developers and builders of
housing.
Priority Level: 1
Lead City Department: Conservation & Environmental Services
2.2.3 Residential Title 24: Continue to perform a Residential Title 24 Energy Analysis
and enforce these requirements as part of building plan check procedures.
Priority Level: 1
2.2.4 Green Building: Promote the development of high-performance, sustainable

buildings throughout the City that meet LEED (Leadership in Energy and
Environmental Design) certification requirements through land use development
standard incentives as may be adopted in the update of Chula Vista Municipal
Code Title 19 (Zoning), Specific Plans for the Northwest, Southwest, and Bayfront
planning areas and General Development Plans and Sectional Planning Area
Plans for the East planning area.
Priority Level: 1
Implementation Timeline: 2008-2009
Page H-59
HOUSING ELEMENT
PART II
3.2 Balanced and Diverse Housing Opportunities

Chula Vista is a community with a diverse population and housing stock, particularly in the western
area of the City. Housing should be preserved and created to maximize housing opportunities for
larger households, a growing senior population, special needs groups, and very low-and low-income
families.
The disparities in household income, age and types of housing available between the eastern and
western portions of the City demonstrates a need to promote greater diversity in housing choices
related to pricing and housing type within each of these geographic areas. When areas of the City
are predominated by one type of housing or tenure (owner versus renter occupied), it limits the
housing choices of residents and perpetuates the established disparities and associated socials
issues. The provision of a variety of housing types in terms of density, size, and more importantly
tenure and providing these units in appropriate locations to minimize the creation of economic
housing enclaves, will enable the City to accommodate the varied needs and desires of the
community in order to achieve more balanced residential communities and to meet underserved
housing needs of lower income households.
The provision of new housing opportunities within mixed-use areas and at higher density levels,
particularly in transit focus areas and identified town centers, is encouraged. Mixed use and compact
developments can result in easier access to goods and services, and increased employment and
business opportunities, and the creation of vibrant community places.
Objective – H 3
As required by State law, preserve existing affordable housing opportunities,
when feasible and practical, to maintain an adequate supply of affordable
housing.
Policies & Programs

H 3.1 Preserve publicly assisted rental housing “at-risk” of converting to market rate
rents.

HOUSING ELEMENT
PART II
3.1.1 Expiring Affordability Restrictions: Proactively work with property owner(s) of two
(2) “at-risk” assisted housing developments whose affordability restrictions are
due to expire by 2010 (Canterbury Court and Eucalyptus Parkview) and
affordable housing developers to evaluate the viability of continuing the
affordability of such housing through owner participation, public subsidies or
participation by affordable housing developers.
Priority Level: 1
Quantified Objective: 216 low-income housing units
Funding Source: HOME; Redev Low and Mod Housing Set aside
Implementation 2007; 2009
Timeline:
3.1.2 First Right of Refusal to Maintain Affordable Housing: Evaluate the

appropriateness of and modify the terms within required Affordable Housing
Agreements that will allow opportunities to maintain the housing as affordable
beyond the termination date of the Agreement and providing residents notice
prior to termination dates of Agreements. Such opportunities could include a first
right of refusal to the City/Agency to purchase the housing for the purpose of
continuing the affordability and/or adequate noticing to residents prior to
expiration of Agreements to offer them alternative housing options.
Priority Level: 2
Implementation Beginning in 2006 and ongoing/ Annual review of
Timeline: progress
H 3.2 Monitor housing located in the Coastal Zone and Redevelopment Project Areas
occupied by low-and moderate-income households and mitigate the loss of
housing in these areas.
3.2.1 Monitoring of Units Lost: Comply with State Law regarding the monitoring and
reporting of housing units occupied by low-or moderate-income households
demolished within the Coastal Zone and Redevelopment Project Areas.
Priority Level: 1
Page H-61
HOUSING ELEMENT
PART II

Implementation Annually
Timeline:
3.2.2 Replacement Housing: Where conversion or demolition of housing units in the

Coastal Zone or Redevelopment Project Areas occupied by low-or moderate-
income households is proposed, replacement of such housing will be completed
in accordance with State Law and the City's adopted Local Coastal Plan and
Redevelopment Plan.
Priority Level: 1
Timeline:
Objective – H 4
Minimize impacts on housing choice within each of the four geographic
planning areas, especially to very low-and low-income residents, that result
from conversion or demolition of rental housing units.
Policies & Programs

H 4.1 Promote an equitable distribution of housing types (e.g., multi-family rental and
owner occupied housing) based upon identified needs within the Northwest,
Southwest, and East Planning Areas to provide a range of housing opportunities
for all income levels.

HOUSING ELEMENT
PART II
4.1.1 Community Impact Report: Consider requiring a “Community Impact Report”

(“CIR”) on a project-by-project basis to evaluate and determine a project’s impact
on the availability of adequate rental housing within the geographic Planning
Area and to very low-and low-income residents. Equitable standards and criteria
to determine when a CIR is required by development applicants and the specific
review procedures and submittal requirements for CIRs would need to be
established. If determined to have a negative impact, consider mitigation
measures such as a fee to develop new rental housing or relocation assistance
for those impacted low-income residents. The preparation of a CIR could be
applicable to condominium conversions, mobilehome park closures/conversions
and demolition of existing housing developments to be replaced by new housing.
Priority Level: 1
Implementation Timeline: Commence Policy 2007/ Annual review of progress
4.1.2 Mitigation Fee for Lost Units: Evaluate feasibility of establishing a fee to be paid
by those residential developments, such as condominium conversions and
demolition of housing for the purposes of new development, that negatively
impact the availability of rental housing stock within the geographic Planning
Area. Funds would be used to facilitate the development of new affordable rental
housing. When establishing a potential mitigation fee, the City should consider a
fee that facilitates the new construction of affordable rental housing while not
impeding other housing development opportunities.
Priority Level: 2
Implementation Timeline: 2008
Page H-63
HOUSING ELEMENT
PART II
H 4.2 Provide resources to very low-and low-income households based upon

household size and income level displaced as a result of the rental housing loss,
particularly the most economically vulnerable - the working poor, seniors age 62
or over, and persons with disabilities.
4.2.1 Mobilehome Park Conversion: Continue to enforce CVMC Chapter 9.40 to protect
the rights of residents as mobilehome/trailer parks are closed or converted to
other uses. Evaluate the appropriateness of amendments to the Municipal Code
and General Plan to enhance the protection of the most economically vulnerable
residents where the park serves as their primary residence. Consider such
elements as adequate bilingual noticing and relocation assistance, to afford
some level of protection for very low-and low-income residents. When
establishing relocation assistance, the City should consider requiring appropriate
assistance for residents while not impeding alternative development opportunities
on the site.
Priority Level: 1
4.2.2 Condominium Conversion: Evaluate the appropriateness of amendments to

Chula Vista Municipal Code Chapter 15.56 (Condominium Conversion) to
evaluate and determine a project’s impact on the availability of a balance of
housing opportunities, in terms of tenure of housing, within the geographic
Planning Area and provide a heightened level of protection and assistance for
those households where the housing serves as their primary residence,
particularly the most economically vulnerable. Such provisions may address:
adequate bilingual noticing, relocation assistance, requiring a portion of the units
as affordable to low-and moderate-income households, a threshold requirement
related to the availability of rental housing for the conversion of rental units, and
a physical elements report. Also refer to related Policies 4.1.
Priority Level: 1

HOUSING ELEMENT
PART II
4.2.3 Tenant Rental Assistance: Develop and fund a short-term rental assistance
program to provide rent subsidies for a maximum of 24 months for those
residents displaced as a result of the conversion or demolition of their housing or
unsafe and/or substandard conditions as identified in the California Housing
Code and Fire Code.
Assistance will target those most economically vulnerable including: very low-
income residents, low-income residents with minor children and residents with a
head of household who is permanently disabled or a senior citizen age 62 or
over. Establish standards and criteria to prioritize households who are most
economically vulnerable and level of assistance based upon household size and
income.
Priority Level: 1
Funding Source: HOME
4.2.4 Housing Resource Program: Develop a “Housing Assistance Resource Program”

which could provide tenant education of rights and procedures for conversions of
rental housing to condominium or market priced housing and
mobilehome/trailer parks to other uses and offer informational services to any
displaced very low-and low-income renters, such as rental listings and moving
assistance referrals.
Priority Level: 2
Funding Source: Redev Low Mod Housing Set aside
Page H-65
HOUSING ELEMENT
PART II
Objective – H 5
Encourage the provision of a wide range of housing choices by location,
type of unit, and price level, in particular the establishment of permanent
affordable housing for low-and moderate-income households.
Policies & Programs

H 5.1 Balanced Communities-Affordable Housing: Require newly constructed
residential developments to provide a portion of their development affordable to
low-and moderate-income households.
5.1.1 Affordable Housing (“Inclusionary”) Policy: Continue to implement the Balanced

Communities-Affordable Housing Policy first adopted by the City’s Housing
Element in 1981. Current requirements include the provision of 10 percent (5
percent low-income and 5 percent moderate-income) affordable housing within
the development (“on-site”). This policy shall apply to projects consisting of 50 or
more dwelling units. Alternatives to the on-site provision of housing include, in
order of priority, “off-site” provision of affordable housing and payment of an in-
lieu fee. Such alternatives can be considered, at the sole discretion of the City,
upon determination of a finding of “unreasonable hardship” to the development
and such alternative being in the “public interest”.
Priority Level: 1
Quantified Objective: 300 low-income units and 300 moderate-income
units.

HOUSING ELEMENT
PART II
5.1.2 Affordable Housing Policy for Infill Development: Evaluate the appropriateness of
revising the Balanced Communities – Affordable Housing Policy to more
appropriately reflect its application to infill urbanized housing developments.
Possible amendments may include lowering the unit threshold of applicability,
increasing the percentage of affordable housing units required, targeting very
low-and low-income households, encouraging flexibility in the methods of
compliance, ensuring consistency with the affordable housing requirements of
Community Redevelopment Law, and project based incentives for developments
that provide additional public benefit such as housing on-site, deeper affordability
levels, large family units, and/or an increase in the number of affordable units.
Priority Level: 1
5.1.3 Affordable Housing Policy – Adoption of an Ordinance: Consider implementation

of the City’s Balanced Communities - Affordable Housing Policy 5.1.1) through the
adoption of an Ordinance.
Priority Level: 1
Page H-67
HOUSING ELEMENT
PART II
H 5.2 Encourage the development of sufficient and suitable new rental housing
opportunities within each of the City’s four geographic Planning Areas,
particularly for very low-and low-income households.
5.2.1 New Rental Housing: Promote, through incentives (i.e., fee reductions/deferrals,
streamlined project approvals, etc.), the development of new rental housing
affordable to very low-and low-income households where such housing will
provide a balanced inventory of housing types (e.g., multi-family rental and owner
occupied housing) within the Northwest, Southwest, East and Bayfront Planning
Areas. Unit mix, in terms of number of bedrooms should be consistent with the
identified need with a particular emphasis on large family units (3 or more
bedrooms). Encourage the inclusion of housing for very low-and low-income
households within the actual development (“on-site”) and/or in areas that offer
residents easy access to goods, services, jobs, transportation, education and
recreation.
Priority Level: 1
Quantified Objective: 50 lower-income units in the East
260 lower-income units in the West
5.2.2 Incentives for Rental Housing: Consider the formal adoption of project-based
incentives that encourage development of additional new rental housing
opportunities, particularly to accommodate very low-income households, large
families, and special needs populations. Also refer to Policies H 7.2 and 7.4 for
possible assistance and incentives.
Priority Level: 1

HOUSING ELEMENT
PART II
5.2.3 Incentives for Housing Located in Redevelopment Project Areas: Provide

incentives for projects located in redevelopment project areas to provide
affordable housing within the proposed project (“on-site”) and to exceed
affordable housing requirements established by the Community Redevelopment
Law (CRL), particularly for those income categories least served. Also refer to
Policies H 7.2 and 7.4 for suggested assistance and incentives.
Priority Level: 1
H 5.3 Support efforts to increase homeownership rates, particularly in the Northwest

and Southwest Planning areas, meeting or exceeding the regional average as a
means to build individual wealth and stabilize existing residential
neighborhoods.
5.3.1 First Time Homebuyer Assistance: Continue assistance to low-income

households in purchasing their first home through the City’s First Time
Homebuyer Down Payment and Closing Cost Assistance Program. Consider
amendments, as necessary, to the Program to adequately reflect real estate
market conditions.
Priority Level: 1
Quantified Objective: 30 low-income households.
Funding Source: Department Budget; Program funded through HOME
funds
5.3.2 Continued Occupancy for Homeownership Units: Consider enhancements to

policies and programs that further encourage long-term occupancy of housing by
a low-income household, where practical.
Priority Level: 1
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PART II
5.3.3 New For Sale Housing: Promote and support the development and sale of new
entry-level homes, including non-traditional land use and financial approaches
such as cooperatives, community land trusts, and manufactured housing, that are
affordable to low-and moderate-income households where such housing will
provide a balanced inventory of housing types (e.g., multi-family rental and owner
occupied housing) within the Northwest, Southwest, and East Planning Areas.
Unit mix, in terms of number of bedrooms should be consistent with the
identified need, with a particular emphasis on large family units (3 or more
bedroom units). Encourage the inclusion of housing for low-and moderate-
income households within the actual development (“on-site”).
Priority Level: 1
Quantified Objective: 200 low-and 200 moderate-income units in the East.
30 to 50 low-and moderate-income units in the West.
Funding Source: Private resources
5.3.4 Mortgage Credit Certificates (MCC): Continue to participate with the County of
San Diego and other cities to issue and renew Mortgage Credit Certificates (MCC)
to qualified first-time low-and moderate-income homebuyers. First-time
homebuyers are referred by the Community Development Department to the
administrating agency.
Priority level: 1
Quantified Objective: 25 households
Funding Source: Federal Tax Credits

HOUSING ELEMENT
PART II
5.3.5 Homebuyer Education & Counseling: Support and encourage developers, lenders
and social service organizations to provide educational programs, loan
counseling, and materials for homeowners and potential homeowners on home
maintenance, improvement, and financial management. The purpose of these
educational programs will be to help first-time homebuyers prepare for the
purchase of a home and to understand the importance of maintenance, equity,
appreciation, and personal budgeting to minimize foreclosure rates.
Priority Level: 2
Lead Agency: Community Development Department
Funding Source: HOME
5.3.6 Support Private Financial Assistance Programs: Support and encourage lenders,
community development organizations and others to use non-traditional
financial approaches to assist low-and moderate-income first time homebuyers
such as Individual Development Accounts and other emerging financial
approaches.
Priority Level: 2
Funding Source: Private resources
5.3.7 Pursue Additional Financing Sources: Proactively pursue Federal, State or private
funding to provide additional resources specifically targeting teachers and public
safety personnel.
Priority Level: 2
Lead Agency: Community Development Department
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HOUSING ELEMENT
PART II
H 5.4 Support mobilehome parks as an affordable homeownership opportunity,

consistent with the General Plan.
5.4.1 Mobilehome Space Rent Review: Continue to enforce CVMC Chapter 9.50 to
protect mobilehome residents’ investment in their home while at the same time
providing a reasonable return to the park owner in order to preserve this
affordable housing alternative. Monitor and revise this Ordinance, as necessary,
to ensure the provision of fair and reasonable rents for residents and a
reasonable rate of return for park owners.
Priority Level: 1
Funding: Department Budget
5.4.2 Resident Ownership of Mobilehome Parks: When mobilehome park owners

want to sell their parks, promote the purchase by park residents through
technical assistance in preparing applications for funding sources such as the
State Mobilehome Assistance Program and in accordance with CVMC Chapter
9.60, supporting California Civil Code Section 798.80. Accordingly, resident
organizations shall have a right to purchase a park listed for sale if the
organization is able to reach an acceptable price and terms and conditions of a
purchase with the mobilehome park owner. Financial assistance provided by
the City, Agency, State, or other funding sources may be limited to income
eligible residents and require affordable housing costs. Focus assistance on
uses that are consistent with the General Plan within Mobilehome Park (MHP)
zone designations; not those that are non-conforming uses.
Priority Level: 2
Funding: State MPROP; HOME

HOUSING ELEMENT
PART II
Objective – H 6
Promote the development of a variety of housing choices, coupled with
appropriate services, to meet the needs of special population groups,
including the homeless, those “at-risk” of becoming homeless, persons with
physical and/or development disabilities, emancipated foster youth, students,
athletes at the Olympic Training Center, single-parent households,
farmworkers and seniors.
Policies & Programs

H 6.1 Support the coordination of existing and new regional and local efforts to provide
housing and services for the homeless through a continuum of care model.
6.1.1 Homeless & “At-Risk” Homeless-Regional Planning: Continue to participate in

regional planning efforts to address needs of the homeless, including the
Regional Task Force for the Homeless and the South Bay Homeless Coalition.
Priority Level: 1
Timeline:
6.1.2. Homeless & “At-Risk Homeless” – Regional Funding: Continue to support

regional funding efforts to develop new housing facilities for the homeless and
maintain existing facilities and services, including the Regional Continuum of
Care Council for San Diego County and its application for funding through the
Federal Supportive Housing Program, local FEMA Board, County of San Diego
Hotel/Motel Voucher Program and temporary winter shelters.
Priority Level: 1
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PART II
Funding Source: CDBG, HOME, Redev Low Mod Housing Set aside,
FEMA, other federal programs, and private sector
programs.
Timeline:
6.1.3 Existing & New Emergency Shelters & Transitional Housing: Continue in-kind
and financial assistance for existing and new emergency shelters and transitional
housing facilities that serve the City by providing technical assistance, siting
opportunities, grants, or low cost loans to operating agencies.
Priority Level: 1
Funding Source: CDBG, HOME, Redev Low Mod Housing Set aside,
FEMA, other federal programs, and private sector
programs.
Timeline:
6.1.4 Information of Resources for Basic Needs: Develop publicly distributed

informational materials to provide contact information regarding basic needs,
such as emergency food, shelter, and services for the homeless.
Priority Level: 2
Funding Source: CDBG and private sector programs.
Implementation 2008
Timeline:
H 6.2 Encourage the development of alternative housing types in locations with easy
access to goods, services, transportation, recreation and other appropriate services
to accommodate the special needs of seniors, persons with disabilities,
emancipated foster youth, students, athletes, and single person households.
6.2.1 Second Dwelling Units: Continue to allow construction of new accessory

secondary dwelling units in areas where the units do not compromise the
neighborhood character, as defined in Section 19.58.022, Accessory Second
Dwelling Units, of the Chula Vista Municipal Code.

HOUSING ELEMENT
PART II
Priority Level: 1
Timeline:
6.2.2 Shared Living: Support programs for shared living that connect those with a
home and are willing to share living accommodations with those that are
seeking housing, particularly seniors, students, and single person households.
Priority Level: 1
Funding Source: CDBG
Timeline:
6.2.3 Co-Housing: Evaluate the viability of co-housing where residents share common
facilities (e.g., cooking facilities) and amendments to Title 19 of the Chula Vista
Municipal Code and other documents, where appropriate, to facilitate its
development.
Priority Level: 2
Funding Source: Department budget
6.2.4 Farmworker Housing: Continue to monitor the continued availability of

farmworker housing at the Brisa del Mar development to ensure the continued
provision of housing to meet the needs of the City’s farmworker population.
Priority Level: 1
Quantified Objective: 34 rental housing units
Funding Source: Department budget
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HOUSING ELEMENT
PART II
6.2.5 University Housing: Encourage the development of a variety of housing types in

the University Village Focus Area in the East, recognizing the need for higher
residential densities and the need for varied housing resulting from the proposed
university, such as housing for students, faculty and employees.
Priority Level: 2
Funding Source: Private Resources; HOME
Timeline:
6.2.6 Olympic Training Center Housing: Encourage the development of housing

located at the Olympic Training Center (OTC) for athletes and employees
participating in programs at the Center.
Priority Level: 2
Funding Source: Private Resources
Timeline:
6.2.7 Accessible Housing Regulations: Continue to maintain and implement California

Title 24 provisions for the review and approval of residential developments.
Priority Level: 1
Timeline:
6.2.8 Senior Housing Services: Encourage the development of senior housing

developments through incentives (i.e, expedited processing, fee waivers, etc.) that
provide a wide range of housing choices from independent living to assisted
living with access to services on-site, including healthcare, nutrition,
transportation and other appropriate services.
Priority Level: 2

HOUSING ELEMENT
PART II

Timeline:
3.3 Government Role & Process

Local Government plays a significant role in fostering the development of affordable and special
needs housing. Conversely, in its efforts to protect and enhance the overall community, local
government can implement land use controls, building codes, development standards, permit and
processing procedures, and fees and exactions, that constrain the operations of the private, nonprofit,
and public sector when introducing new housing products to market. These constraints can result in
limiting the supply of housing and increasing the costs of development (see Appendix B). Programs
aimed at mitigating these constraints and evaluating the necessity of these requirements can assist
in decreasing the overall cost of housing production while at the same time protecting the
community and the environment.
OBJECTIVE – H 7
Facilitate the creation, maintenance, preservation and conservation of
affordable housing for lower and moderate-income households through
comprehensive planning documents and processes, and the provision of
financial assistance and other incentives.
Policies & Programs

H 7.1 Ensure Chula Vista’s plans and policies addressing housing, such as the Zoning
Ordinance, Sectional Planning Area Plans, and Specific Plans, encourage a variety
of housing product that responds to variations in income level, the changing live-
work patterns of residents and the needs of the City’s diverse population.
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HOUSING ELEMENT
PART II
7.1.1 Specific Plans: Develop and consider for adoption Specific Plans for the Urban
Core and Southwest Planning Areas in order to implement the General Plan
Update which will allow the development of higher density housing, particularly
within identified mixed use residential and mixed use transit focus areas. Ensure
development within the Urban Core Specific Plan allows for permitted “by-right”
residential development in appropriate sub-districts to ensure zoning standards
can accommodate development capacities in western Chula Vista that meet the
adjusted RHNA allocations as shown in Table C-9 of the Housing Element.
Residential development shall fulfill the requirements of Government Code
Section 65583.2.
Priority Level: 1
Implementation 2006-07 (UCSP)
Timeline: 2007-08 (Development of a proposed Work Program
and consideration of funding for a strategic plan for the
Southwest area of the community)
7.1.2 Zoning: Update Title 19 of the Chula Vista Municipal Code, to implement
housing-related land use policy contained in the General Plan Update of 2005.
Priority level: 1
Target Year(s): 2007
7.1.3 Remove Constraints to Housing for Persons with Disabilities: Review and update
applicable sections of the Chula Vista Municipal Code and Building code and
other City processes to remove identified constraints, if any, and establish a
formal reasonable accommodation procedure to grant exception in zoning and
land use for persons with disabilities.
Priority Level: 1
Implementation 2009
Timeline:

HOUSING ELEMENT
PART II
7.1.4 Encouragement of Infill Construction. The City will continue to encourage in-fill
development within feasible development sites in Western Chula Vista and non-
vacant sites for homeownership and rental units through a proactive and
coordinated effort with the redevelopment agency, planning division and private
development entities to provide development guidance and assistance to
encourage the construction of residential development affordable to very low-,
low- and moderate-income levels through a variety of land use tools (i.e,
streamlined review, reduced development standards, land assemblage, lot
consolidation, fee assistance and other methods deemed appropriate).
Priority Level: 1
Timeline:
H 7.2 Ensure the entitlement process and infrastructure levies do not affect the
feasibility of affordable housing development.
7.2.1 Priority Processing: Assign priority processing of the necessary entitlements and
plan checks to expedite the development process for residential developments,
which do not require extensive Engineering or environmental review, with at least
15 percent of the units as affordable for very low-and low-income households.
Priority Level: 2
Lead City Departments: Planning & Building Department;
Funding Source: Fee Ordinance
Timeline:
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HOUSING ELEMENT
PART II
7.2.2 Development Fees: Continue to consider subsidizing, waiving, or deferring fees

for affordable units for very low-and low-income households on a case-by-case
basis. Requests are evaluated based upon the development’s effectiveness and
efficiency in achieving the City’s underserved housing needs and as allowed by
the City’s Municipal Code. Also refer to related H Policy 7.4.5.
Priority Level: 2
Timeline:
7.2.3 Flexible Development Standards: Continue to encourage the provision of flexible

development standards in residential zoning districts as part of the City’s
discretionary review process to facilitate the development of housing for very low-
and low-income households.
Priority Level: 1
Timeline:
7.2.4 Article XXXIV: Assess the applicability of Article XXXIV of the California
Constitution to certain housing developments where the City and/or Agency are
considering financial assistance or other incentives to assist in the development
of affordable housing. Evaluate the appropriateness of a possible referendum to
obtain more authority for the City/Agency’s development, construction or
acquisition of “low rent housing.”
Priority Level: 1
Implementation 2006-2007
Timeline:

HOUSING ELEMENT
PART II
H 7.3 Pursue opportunities to expand financial resources assisting housing

development for lower and moderate-income households.
7.3.1 Expand Redevelopment Project Areas: Evaluate the viability of expanding

redevelopment project areas to include more residential areas.
Priority Level: 1
Implementation 2007
Timeline:
7.3.2 Maximize Redevelopment Funds: Develop financial strategies that maximize

redevelopment income streams, such as bond financing.
Priority Level: 1
Target Year(s): 2007-2008
7.3.3 California Reinvestment Act: Work with local financial institutions to meet their
community reinvestment obligation under the Community Reinvestment Act.
Priority Level: 2
Timeline:
7.3.4 Pursue Affordable Housing Funding: Proactively pursue available Federal or State
funding to increase, preserve, and enhance housing affordable to low-income
households.
Priority Level: 1
Implementation 2008
Timeline:
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HOUSING ELEMENT
PART II
H 7.4 Provide financial assistance and incentives for the preservation and creation of
affordable housing to address the underserved financial needs of very low-and
low-income households throughout the City.
7.4.1 Density Bonus: Amend Title 19 of the Chula Vista Municipal Code to authorize a
density bonus and/or other incentives for new housing developments and
condominium conversions providing the required affordable housing as specified
in the California Government Code.
Priority Level: 1
Lead City Department: Community Development Department;
Planning & Building Department
Implementation 2007
Timeline:
7.4.2 Land Banking: Actively identify and pursue funding and the acquisition of sites
located in proximity to goods, services, jobs, transportation, education, recreation
and/or other amenities for permanent affordable housing. The City shall seek
partnerships with developers of affordable housing, particularly with non-profit
organizations based within the San Diego County region, to develop such sites.
Development of affordable housing opportunities may be established through a
Community Land Trust model to assure the continued affordability of housing for
future and current homebuyers.
Priority Level: 1
Timeline:
7.4.3 Public Property: Evaluate the viability of providing affordable housing on City or
Redevelopment Agency owned property that becomes available or is deemed
surplus property.
Priority level: 1

HOUSING ELEMENT
PART II

Timeline:
7.4.4 Affordable Housing in Public or Quasi-Public Zones: Evaluate the

appropriateness of allowing affordable housing within public or quasi-public
zoning designations, when appropriate.
Priority Level: 1
Timeline:
7.4.5 Financial Assistance: Continue evaluating on a case-by-case basis requests from

developers and owners of new or existing residential development for financial
assistance to provide affordable housing opportunities for very low-and low-
income households within such developments. Requests are evaluated based
upon the development’s effectiveness and efficiency in achieving the City’s
underserved housing needs, such as very low-income households and rental
housing for large families. Assistance will be offered to the extent that resources
and programs are available.
Priority Level: 1
Funding Source: CDBG; HOME; Redevelopment Agency Low Mod Fund
Timeline:
Page H-83
HOUSING ELEMENT
PART II
Objective – H 8
Ensure the availability of housing opportunities to persons regardless of
race, color, ancestry, national origin, religion, sex, disability, marital status,
and familial status, source of income or sexual orientation.
Policies & Programs

H 8.1 Ensure equal housing opportunities to prevent housing discrimination in the
local housing market.
8.1.1 Affirmative Marketing & Leasing: Require affordable housing developments for
low-and moderate-income households to comply with the following policies:
In marketing and leasing efforts, require outreach to minority
communities, including advertising in multi-lingual media;
Require the monitoring of lease and sales efforts for compliance with
affirmative marketing; and,
Require periodic reporting to the Community Development Department
on the composition of resident populations in units, income levels and
affordability of the units.
Priority Level: 1
8.1.2 Fair Housing Education & Counseling: Continue implementation of support

programs for outreach and education on housing rights to ensure information
and materials are available to the entire community through a variety of means,
fair housing counseling, and resolution of fair housing complaints. Where
appropriate, refer to other agencies, including State and Federal enforcement
agencies.
Priority Level: 1

HOUSING ELEMENT
PART II

Funding Source: CDBG
Objective – H 9
Promote and facilitate early, transparent public input and participation
emphasizing community awareness of the City of Chula Vista’s goals, tools,
available resources and programs for lower income households.
Policies & Programs

H 9.1 Encourage meaningful public participation by all segments of the community,
including low- and moderate-income residents, the business sector, social service
agencies, renters and homeowners, when reviewing and developing City housing
policies and affordable housing projects.
9.1.1 Public Input & Participation: Incorporate public input and participation in the
design and development of City housing plans and policies.
Priority Level: 1
Lead City Planning & Building Department;
Departments: Community Development Department
Timeline:
9.1.2 Bilingual Noticing: Expand the City’s bilingual noticing requirements for pending
actions, meetings, and workshops sponsored by the City and/or Agency related to
affordable housing for low-and moderate-income households.
Priority Level: 1
Lead City Planning & Building Department;
Department: Community Development Department
Page H-85
HOUSING ELEMENT
PART II

Timeline:
9.1.3 Public Outreach & Education of Resources: Initiate a bilingual educational

campaign to Spanish speaking lower income renters in the Northwest and
Southwest Planning Areas to provide information on the City’s housing resources
and programs.
Priority Level: 2
Lead City Department:
9.1.4 Marketing of Affordable Housing Sites: Require through conditions of approval

on discretionary permits, the development of outreach or other appropriate
marketing materials identifying the location and type of affordable housing sites
citywide to ensure existing and potential residents are aware of affordable
housing opportunities.
Priority Level: 2
Implementation Timeline; Ongoing/ Annual review of progress
9.1.5 Annual Housing Report: Provide an annual report to an oversight body to advise
the City Council on the City’s existing housing stock and policies. The annual
report shall provide for a monitoring and reporting of updated housing data
relative to housing starts, demolition and conversion of rental housing,
affordability levels, market trends, existing housing by tenure and type and by
geographic areas, and other relevant data and an evaluation of progress in
implementing the policies of the Housing Element. The annual report shall also
be made available for review in public locations.
Priority Level: 1
Implementation Timeline: Annually

HOUSING ELEMENT
PART III
OVERVIEW:
1.0 QUANTIFIED OBJECTIVES
California Housing Element Law requires jurisdictions to estimate the number of affordable housing
opportunities that will be created over the five-year planning period. The City has two sets of
numerical housing goals; the City’s share of the SANDAG Regional Housing Needs Assessment
(regional share goals) and the Quantified Objectives for Affordable Housing Production. The total
regional share goal is to provide adequate land resources to accommodate approximately 11,300
new housing units, 6,550 of which are for low- and very low-income households. To determine the
adequacy of land for very low- and low-income households, the City must demonstrate the
availability of land zoned for 30 dwelling units per acre or greater. The analysis of adequacy of
available land resources is provided in Appendix C of the Housing Element.
This total housing need is greater than the City has available resources to facilitate. Therefore, the City
establishes a quantified objective for the actual creation of affordable housing opportunities and the
provision of other housing assistance.
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HOUSING ELEMENT
PART III
QUANTIFIED OBJECTIVES
2.0
Part II of the Housing Element outlines policies and programs that range from the new construction
of housing, rehabilitating housing, and other housing assistance programs such as rental assistance,
homebuyer assistance, and homeless services. These programs and policies are categorized into two
levels of priorities:
• Level 1 Priorities are those that the City is dedicated to addressing within the five years with
the expected resources.
• Level 2 Priorities are those that the City acknowledges as important to address should
resources allow.
Many programs and policies reduce barriers and create opportunities for a balanced community.
These goals are essential to meeting the City’s housing needs, but are more qualitative in general.
The quantified objectives adopted by the City of Chula Vista are based upon the Level 1 goals,
policies and programs outlined within the City’s Plan of Action, as outlined in Part II. The City
reasonably expects that a total of 5,171 households will be assisted, as summarized in Table III-1
below. A more detailed summary of the specific programs and the associated priority level and
quantified objective is provided in Appendix E.
Table III-1
Summary of Objectives
2005-2010
Activity Very-Low Low Moderate TOTAL
By Activity
New Affordable Units
Rental 75 125 100 300
For-Sale 200 225 425
Assistance
First time Homebuyer Assistance 30 30
Mortgage Credit Certificates 25 25
Shared housing 300 300
Mobile Home Space Rent Review 80 20 100

HOUSING ELEMENT
PART III
Table III-1
Summary of Objectives
2005-2010
Activity Very-Low Low Moderate TOTAL
By Activity
Local Rental Assistance 80 80
Education, Referrals, Fair Housing 80 80
Homeless Services 105 105
Rehabilitation
Owner-Occupied 120 80 200
Renter-Occupied 20 80 100
Preservation
“At-Risk” Units 216 216
Condominium Conversion 40 40
Farmworker Housing 34 34
Conservation
Multi-Family/Mobile Home Inspection 2,178 1,122 3,300
Code Enforcement (owner)
Code Enforcement (rental)
If additional resources become available, the City reasonably expects that up to an additional 1,680
households will be assisted. These quantified objectives were derived from the Level 2 goals, policies
and programs outlined within the City’s Plan of Action, Part II of the Housing Element.
Additionally, there are housing programs and services available to Chula Vista residents that the City
does not administer. For example, approximately 2,500 Chula Vista residents receive Section 8 rental
assistance through the County of San Diego. These households pay an affordable rental rate while
residing in market rate rental housing. These types of programs and services were not included in
the City’s Plan of Action or the quantified objectives, as the City does not directly provide support.
Page H-89
HOUSING ELEMENT
PART III
PLANNING FOR NEW

3.0 CONSTRUCTION
Table III-2 shows the new construction goals for the City during the planning period from 2005-2010
based upon Chula Vista’s share of the Regional Housing Needs Assessment (RHNA). Additionally,
due to the delays in determining the regional allocations of new construction need or RHNA by
jurisdiction in the SANDAG region, the actual planning period is a 7 ½ year period, beginning in
January of 2003. As a result of this delay in regional allocations, the City of Chula Vista may count
as credit those units constructed during the period January 2003 through June 2005.
New construction is heavily dependant on market demands, Federal, State, and County programs,
and private funding. Even with very aggressive policies and programs, given that areas in western
Chula Vista are primarily mature and built-up and the remaining large tracts of vacant land in the
east are already planned and ready for development, the previous years’ housing production record
and limited public financing for affordable housing, these objectives are likely to be unachievable.
Therefore, the City cannot guarantee these needs will be met. The availability of land suited to meet
this goal is described in Appendix C.
The City anticipates that much of the new construction will result from building out the newly
developing master planned communities in the East Planning Area and increased pressure for infill
development, redevelopment, and mixed-use development, especially in the City’s Urban Core Specific
Plan Area. It is anticipated that nearly 1,000 housing units or 8 percent of the anticipated
construction of market rate or above moderate construction will be built within the Northwest and
Southwest Planning Areas.
Previous housing production has demonstrated that new construction of housing for very low- and
low-income households falls short of the projected need. The estimated gap between the costs of
producing a unit and what a very low- or low-income household can financially support is enormous.
Capital subsidies, primarily from federal, state, and local funding programs, are necessary for the
production of housing for these income groups. With the availability of future public subsidies
impossible to predict, the City assumes an anticipated funding level that sustained the last decade’s
affordable housing production. However, setting the goals to be more “realistic” and achievable” does
not accurately reflect the need.

HOUSING ELEMENT
PART III
Table III-2
NEW HOUSING CONSTRUCTION OBJECTIVES
2005-2010
RHNA Construction New Units Constructed Remaining RHNA
Income Category
Need (Jan 2003 – June 30, 2005) Construction Needed
Very Low 3,875 30 3,845
Low 2,945 241 2,704
Moderate 3,255 538 2,717
Above Moderate 7,148 5,107 2,041
Total 17,223 5,916 11,307
Chula Vista will use the RHNA new construction goals as a long-term target that it hopes to achieve
but will annually assess its housing priorities against the reality of available resources. Each year as
resources are known to be, or reasonable expected to become available, shortfalls in achieving goals
and actions outlined within Part II and the quantified objectives specified within this Part can be
assessed, program targets shifted appropriately and resources allocated effectively and efficiently.
Page H-91
HOUSING ELEMENT
PART III
IMPLEMENTATION TOOLS
4.0
The City of Chula Vista has a number of federal, state, and local resources available for housing
activities. Table III-3 summarizes the resources available to the City to achieve the housing goals,
objectives, policies, and program actions in this Housing Element.
Table III-3
SUMMARY OF RESOURCES AVAILABLE FOR HOUSING ACTIVITIES
CITY OF CHULA VISTA
Program Description Eligible Activities
Local Resources
CHIP Loan Fund The Community Housing Improvement • Home Improvement
Program (CHIP) provides funds to • Rehabilitation
income-qualified homeowners to
address health and safety-related
issues within the home.
CHIP funds are available to make
improvements to owner-occupied
residences within the City of Chula
Vista. Eligible residences that may be
assisted include: single family homes,
mobilehomes, townhomes and
condominiums. The CHIP Loan will
provide up to $24,000 for low-income
homeowners to make health and safety
related repairs and improvements and
then to address cosmetic issues.
CHIP Grants The CHIP Grant provides assistance on • Home Improvement
a first-come first-serve basis to very low- • Rehabilitation
income homeowners and is money that
does not have to be repaid. Grant
funds are only available once to each
eligible household and must be used
for health and safety related repairs
and improvements.

HOUSING ELEMENT
PART III
Table III-3
CITY OF CHULA VISTA
Chula Vista Funds received from increased property • Residential rehab loans
Redevelopment taxes generated by improvements by • Replacement housing
Agency Low Income the City’s redevelopment project areas. • Neighborhood
Set-Aside Fund Twenty percent of these property tax Improvement programs
funds must be set aside for the • Neighborhood capital
development preservation, or improvement programs
rehabilitation of affordable housing
• Mortgage assistance
• Downpayment assistance
• Rehabilitation
• Mobile home Rehab
Redevelopment Tax- The Redevelopment Agency has the • Housing Development
Increment Financing authority to issue tax exempt bonds.
Bond proceeds are used to develop
affordable housing
General Fund The City’s General Fund may be used to • Program Development
provide programming, planning and • Program Administration
administration of housing programs
City/Agency Owned If available and appropriate, the City of • Housing
Land Redevelopment Agency may utilize • Community Facilities
owned land for housing development
San Diego Regional The San Diego Regional Mortgage • Homebuyer Assistance
Mortgage Credit Credit Certificate Program allows
Certificate (MCC) qualified first-time homebuyers to
Program reduce their federal income tax by up
to 20 percent of the annual interest
paid on a mortgage loan. An MCC may
only be used to purchase single-family
detached homes, condominiums, and
townhomes.
State Resources
Mortgage Credit Federal tax credit for low- and • First time homebuyer
Certificate (MCC) moderate-income homebuyers who assistance
have not owned a home in the past
three years. Allocation for MCC is
provided by the State
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HOUSING ELEMENT
PART III
Table III-3
CITY OF CHULA VISTA
Emergency Shelter Grants awarded to non-profit • Support Services
Program organizations for shelter support
services
CHFA California CHFA sells tax-exempt bonds to provide • Homebuyer Assistance
Housing Finance below-market loans to first time
Agency homebuyers. Program is operated via
participating lenders that originate
loans purchased by CHFA
LIHTC Low Income Tax credits available to individuals and • Rehabilitation
Housing Tax Credit corporations that invest in low-income • New Construction
rental housing. Tax credits are sold to • Acquisition
corporations and people with high tax
liability, of which the proceeds are
utilized for housing development
Tax Credit for Low- Provides tax credits for owners of or • New Construction
Income Rental investors in low-income rental housing. • Rehabilitation
Housing Program Tax credits are available for use of 10-
year period. Tax credits are typically
sold to investors to help finance initial
development of a project
Preservation This program for non-profit • Acquisition
Mortgage Program organizations can be used as
acquisition financing for projects that
employ tax-exempt bonds and tax
credits
Acquisition and A component of the Multi-family • Acquisition Loans
Rehabilitation Housing Program. Acquisition and • Construction/Rehab
rehabilitation of existing affordable Loans
rental housing. Priority is given to • Long-Term Loans
projects currently subject to regulatory • Rent Subsidies
restrictions that may be terminated.

HOUSING ELEMENT
PART III
Table III-3
CITY OF CHULA VISTA
CHFA 100% Loan Provides 100% of the financing needs • Acquisition Loans
Program (CHAP) of eligible first-time homebuyers by • Downpayment Assistance
providing a below market interest rate • Long-Term Loans
first mortgage combined with a 3%
"silent second". Mortgage to purchase
newly constructed or existing (resale)
housing.
CHFA Affordable Provides below market rate mortgages • Acquisition Loans
Housing Partnership to qualified low-income, first-time • Long-Term Loans
Program (AHPP) homebuyers who also receive direct
financial assistance from their local
government, such as downpayment
assistance or closing cost assistance.
CHFA Bridge Loan A 2nd Loan program designed to • Acquisition Loans
Program provide tax-exempt funds necessary to • Construction/Rehab Loans
meet the 50% Basis Test required for
4% Tax Credits.
CHFA Program offers single-family • Long-Term Loans
Homeownership homeownership loans requiring as little • Acquisition Loans
Program as 3% down payment at below-market • Downpayment Assistance
interest rates (BMIR) to first-time low-
and moderate-income buyers to
purchase new or existing (resale)
housing. Eligible borrowers can
simultaneously access such
downpayment assistance as may be
available from CHFA or localities.
Cal-Vet Home Loan Program provides low downpayment • Acquisition Loans
Program (2%) below market interest rates to • Construction/Rehab Loans
qualified active duty personnel and • Long-Term Loans
veterans. Financing through bond
funding at no cost to the tax payer. 1%
loan origination fee paid by buyer or
seller.
Page H-95
HOUSING ELEMENT
PART III
Table III-3
CITY OF CHULA VISTA
CalHome Program Grants to local public agencies and • Grants
nonprofit developers to assist individual • Construction/Rehab Loans
households through deferred-payment • Acquisition Loans
loans; direct, forgivable loans to assist
development projects involving multiple
ownership units, including single-family
subdivisions.
CalPers Member Offers eligible CalPers members a • Acquisition Loans
Home Loan Program variety of benefits in purchasing or • Downpayment Assistance
refinancing a home. • Long-Term Loans
Emergency Housing Provides funds for acquisition, • Acquisition Loans
Assistance Program construction, or rehabilitation of sites • Construction/Rehab Loans
for emergency shelters and transitional • Business Loans
housing for homeless persons.
Housing Enabled by The HELP Program employs a loan-to- • Acquisition Loans
Local Partnerships lender approach to provide 10-year, 3% • Construction/Rehab Loans
simple interest rate per annum, • Predevelopment/Interim
minimally restrictive loans to local Finance
government agencies. The program
challenges local agencies to prioritize
their unmet housing needs and to
design housing programs that target
their particular priorities. This approach
allows the local agency to more closely
match local housing policy and
accountability with project performance.
Increasingly, the program is being used
to facilitate affordable housing within
more targeted comprehensive local
programs for neighborhood
revitalization and economic
development.

HOUSING ELEMENT
PART III
Table III-3
CITY OF CHULA VISTA
Mobilehome Park Provides loans for preservation of • Acquisition Loans
Resident Ownership affordable mobilehome parks by • Long-Term Loans
Program conversion from private ownership to
ownership or control by resident
organizations, non-profit housing
sponsors, or local public agencies.
CHFA Builder-Lock Builders/Developers may purchase • Long-Term Loans
(BLOCK) Program forward commitments (FCs) for • Downpayment Assistance
permanent mortgage financing for
CHFA eligible borrowers tied to their
construction/marketing program at
single-family developments. FCs extend
downpayment assistance loans and
other special programs in CHFA's
Homeownership Program to CHFA -
eligible borrowers of newly constructed
housing.
CHFA Self-Help The Self-Help Program offers an • Long-Term Loans
Builder Assistance opportunity to families and individuals • Construction/Rehab
Program with limited down payment resources Loans
to obtain homeownership. The • Predevelopment/Interim
borrower's labor represents the Finance
downpayment.
CalPERS' Housing CalPERS committed $75-100 million to • Equity Investment
Development each partner to invest in single-family • Construction/Rehab
Program housing. Partners were required to Loans
match that investment with 10%. These
partners form joint ventures with
builders or make loans to builders.
California Self-Help Provides grants to governmental • Grants
Housing Program agencies, non-profits, and cooperatives • Technical Assistance
to provide technical assistance to
participants that are building their own
residence (self-help housing).
Page H-97
HOUSING ELEMENT
PART III
Table III-3
CITY OF CHULA VISTA
Downpayment Loan A downpayment loan program to assist • New For-Sale Housing
Program households in purchasing a home • Acquisition
through the California Housing Loan
Insurance Fund (CaHLIF).
Predevelopment Provides predevelopment loans for • New Rental Housing
Loan Program projects with five or more units of new • Preservation of
construction, acquisition or acquisition • Affordable Housing
and rehab to non-profit sponsors. • Rehab of Apartments
• Acquisition
School Facility Fee This program may entitle you to direct • Downpayment Assistance
Downpayment down payment assistance if you are
Assistance Program purchasing a newly constructed single
family home in California.
Special Needs All Multifamily housing projects that • Rehab of Apartments
Affordable Housing serve at risk tenants in need of special Acquisition
Lending Program services. • New Rental Housing
Urban Provides predevelopment loan for • New Rental Housing
Predevelopment purpose of acquisition of land for • New For-Sale Housing
Loan Program lower-income housing. • Acquisition
Federal Resources
CDBG Entitlement program that is award to • Sec.108 loan repayment
the City on a formula basis. The • Historic preservation
objectives are to fund housing activities • Admin and Planning
and expand economic opportunities. • Code Enforcement
• Public Facilities
Improvement
• Housing Activities

HOUSING ELEMENT
PART III
Table III-3
CITY OF CHULA VISTA
HOME Grant program for housing. Program • Multi-family
intent is to expand the supply of decent Acquisition/Rehab
safe and sanitary affordable housing. • Single-Family
HOME is designed as a partnership • CHDO Assistance
program between the federal, state, • Administration
local governments, non-profit and for-
profit housing entities to finance,
build/rehab and manage housing for
lower income owners and renters
Section 8 Rental assistance program which
provides a subsidy to very low-income
families, individuals, seniors and the
disabled. Participants pay a percentage
of their adjusted income toward rent.
Section 202 Grants to non-profit developers of
supportive housing for the elderly
Section 811 Grants to non-profit developers for • New Rental Housing
supportive housing for persons with • Rehab of Apartments
disabilities, including group homes, • Social Services
independent living facilities and • Acquisition
intermediate care facilities
• Group Homes/
Congregate Care
Section 108 Loans Provides loan guarantee to CDBG
entitlement jurisdictions for pursuing
large capital improvement or other
projects. The jurisdiction must pledge
its future CDBG allocations for loan
repayment.
ACCESS and ACCCES and NHF are second loan • Downpayment Assistance
National programs for downpayment assistance.
Homebuyers Fund Allows low and moderate-income
(NHF) Gold Programs homebuyers to pay for downpayment
and closing costs up to 7% of the sales
price
Page H-99
HOUSING ELEMENT
PART III
Table III-3
CITY OF CHULA VISTA
Section 203 (k) Provides mortgage insurance for • Acquisition Loans
Rehabilitation acquisition and rehab of 1-4 family • Construction/Rehab
Mortgage Insurance houses for owner-occupants or Loans
investors. Owner-occupants and non- • Loan Guarantee
profits pay 3% down-payment; • Long-Term Loans
investors' down payment is 4%, plus
15% in escrow until house is sold.
223(f) Mortgage Mortgage insurance for purchase or • New Rental Housing
Insurance for refinance of existing multifamily Operation
Purchase/Refinance projects. • Administration
• Acquisition
241(a) Rehabilitation Provides mortgage insurance for • Rehab of Apartments
Loans for Multifamily improvements, repairs, or additions to • Energy Conservation
Projects multi-family projects.
Congregate Housing Provides grants to public agency or • Grants
Services Program private non-profits to provide meal
services and other supportive services
to frail elderly and disabled residents in
federally assisted housing. Also
supports remodeling to meet physical
needs.
Continuum of Care Provides grants/rent assistance to assist • Grants
for Homeless Persons the homeless through a combined Rent Subsidies
NOFA for 3 programs: Supportive
Housing, Sec. 8 SRO, and Shelter Plus
Care. These programs provide services
and transitional or permanent housing
for homeless persons.

HOUSING ELEMENT
PART III
Table III-3
CITY OF CHULA VISTA
Economic Supports guaranteed loans under Sec. • Job Training
Development 108 by providing grants for economic • Acquisition
Initiative development activities to local • Public Works
governments to strengthen the • Rehab of Apartments
economic feasibility of projects
• Rehab of Owner
financed with Sec. 108 funds.
• Occupied Housing
• Business Start
• Ups/Expansion/Retention
• Downtown Revitalization
FDIC Affordable Sell homes and multifamily property to • Grants
Housing Program provide homes for very low-, low- and
Fair Housing Provides grants for projects and • Grants
Initiatives Program activities that enforce and enhance Fair
Housing Act compliance. Funding
includes $1 million for education and
outreach, $9.3 mil. for private
enforcement, $l.2 million for new or
existing fair housing organizations.
Flexible Subsidy Provides operating assistance and • Construction/Rehab
Program capital improvement loans to federally- Loans
aided financially-troubled multifamily • Long-Term Loans
housing projects. Some funding is set-
aside for projects under the Low-
Income Housing Preservation program.
HOPE 3-- Program provides grants to State and • Grants
Homeownership of local governments and nonprofit
Single-Family Homes organizations to assist low-income, first-
time homebuyers in becoming
homeowners by utilizing government-
owned or financed single-family
properties.
Page H-101
HOUSING ELEMENT
PART III
Table III-3
CITY OF CHULA VISTA
HOPE 6-- Provides funds for revitalization, • Rent Subsidies
Revitalization of demolition and disposition of severely- • Grants
Severely Distressed distressed public housing and for Sec.
Public Housing 8 tenant-based assistance.
HOPE II-- Provides grants to develop programs • Grants
Homeownership for allowing mostly low-income families to
Multifamily Housing purchase units in multifamily housing
projects owned, financed or insured by
HUD or other federal, state or local
public agencies.
John Heinz Provides grants to non-profit • Grants
Neighborhood community development organizations
Development to leverage funds from local sources to
Program implement neighborhood development
projects, including development of new
housing and rehabbing existing
housing.
Sec. 202 Supportive Provides capital grants and operating • Grants
Housing for the subsidies for supportive housing for the • Rent Subsidies
Elderly elderly. • Construction/Rehab
• Loans
• Long-Term Loans
Private Resources
Federal National A variety of homebuyer assistance, • Homebuyer Assistance
Mortgage rehab assistance, minority assistance • Rehab Assistance
Association (Fannie programs are available. • Minority Homeownership
Mae) Assistance
CCRC – California Non-profit mortgage banking • New Construction
Community consortium that pools resources to • Rehabilitation
Reinvestment reduce lender risk in finance of • Acquisition
Corporation affordable housing. Provides long term
debt financing for affordable multi-
family rental housing

HOUSING ELEMENT
PART III
Table III-3
CITY OF CHULA VISTA
FHLB – Federal Direct subsidies to non-profit and for- • New Construction
Home Loan Bank profit developers, and public agencies • Expand Home Ownership
Affordable Housing for affordable low-income ownership to Lower Income Persons
Program and rental projects
Affordable Housing Bank of America offers a large volume • Acquisition Loans
Financing of traditional and special loan products • Construction/Rehab Loans
to first time homebuyers, non-profit and • Downpayment Assistance
for-profit corporations and Public • Equity Investment
Housing Agencies.
• Long-Term Loans
• Predevelopment/Interim
Finance
• Technical Assistance
California The California Community • Acquisition Loans
Community Reinvestment Corporation provides • Construction/Rehab Loans
Reinvestment Corp. permanent financing to for-profit and • Long-Term Loans
non-profit organizations for new • Technical Assistance
construction, acquisition, and
rehabilitation through a revolving blind
loan pool of $211 million.
Alt 97 Mortgage Alternatives for Borrowers with Limited • Acquisition Loans
Cash for Down Payment • Downpayment
• Assistance
Fannie Mae Start-Up Provides low downpayment mortgage • Acquisition Loans
Mortgage (5% down) and allows interest-only • Downpayment Assistance
payments for the first year, after which • Long-Term Loans
the payment gradually increases by 2%
each year until the loan payment is
fully amortizing, which takes about 4-8
years.
Page H-103
HOUSING ELEMENT
PART III
Table III-3
CITY OF CHULA VISTA
Fannie Mae Flexible Provides low downpayment mortgage • Acquisition Loans
97 Program to help first-time buyers purchase a • Long-Term Loans
home. Downpayment is limited to 3%,
can be a gift, grant or unsecured loan,
and program allows more flexible
qualifying standards than with a
traditional home loan.
Enterprise Mortgage Provides reasonably-priced, long-term • Acquisition Loans
Investments, Inc. mortgages, streamlined processing and • Construction/Rehab Loans
90% loan to value to for-profit and • Long-Term Loans
non-profit community organizations.
EMI underwrites and services loans.
Community Provides real estate construction • Acquisition Loans
Reinvestment Act financing, small business loans, • Business Loans
Loan Program consumer loans. • Predevelopment/Interim
Finance
• Construction/Rehab Loans
McAuley Institute Revolving Loan fund and technical • Acquisition Loans
assistance to build or rehab housing. • Construction/Rehab Loans
• Technical Assistance
Mercy Loan Fund Makes loans to non-profit housing • Acquisition Loans
developers for projects in which • Technical Assistance
conventional financing is not available • Predevelopment/Interim
or not affordable and promotes Finance
innovative and effective financing • Construction/Rehab Loans
arrangements.
• Long-Term Loans
Multifamily Originates • Acquisition Loans
Affordable Financing construction/rehab/acquisition/bridge • Construction/Rehab Loans
Program loans to finance qualified multifamily • Long-Term Loans
projects and subdivisions that serve
individuals earning 80% or less of area
median income.

HOUSING ELEMENT
PART III
Table III-3
CITY OF CHULA VISTA
San Diego Housing Provides low-interest loans to projects • Acquisition Loans
Trust Fund developing and preserving affordable • Construction/Rehab Loans
housing, primarily as gap funds. • Downpayment Assistance
• Equity Investment
• Long-Term Loans
• Predevelopment/Interim
Finance
Vision Forward To provide affordable housing to low- • Acquisition Loans
income residents throughout the • Construction/Rehab Loans
United States. • Grants
• Business Loans
• Downpayment Assistance
Kresge Foundation Challenge grants for building • Grants
construction or renovation projects,
purchase of real estate, grants generally
to tax-exempt institutions.
Adtech assistance Down payment assistance grants for • Acquisition
grants first-time homebuyers • New For-Sale Housing
Affordable Housing Provides grants or subsidized interest • Construction/Rehab Loans
Program rate loans for purchase, construction • Grants
and/or rehabilitation of owner-occupied • Long-Term Loans
housing by or for very low-, low- and • Technical Assistance
moderate-income households and/or to
finance the purchase, construction or
rehabilitation of rental housing.
BankAmerica Support for community development is • Grants
Foundation the greatest priority for grant-making,
emphasizing affordable housing,
community economic development and
capacity building for organizations
working in those fields.
Page H-105
HOUSING ELEMENT
PART III
Table III-3
CITY OF CHULA VISTA
Downpayment Lender will rebate homeowners part of • Acquisition
Assistance Rebates the real estate commission paid to the • Mobile Home Park
selling agent Purchase Assistance
• New For-Sale Housing
FHLB Affordable Bank of America Community • New For-Sale Housing
Housing Program Development Bank sponsors • New Rental Housing
applications to the Federal Home Loan • Rehab of Apartments
Bank (FHLB) Affordable Housing • Rehab of Owner-Occupied
Program for grants used in the Housing
development of qualified single-family
• Acquisition
and multi-family projects that serve
individuals/families with Section 8
vouchers.
Neighborhood NHS is a 3-way partnership among • Grants
Housing Services neighborhood residents, local • Technical Assistance
government and local businesses. NRC • Construction/Rehab Loans
provides direct technical assistance, • Business Loans
expendable grants and capital grants
• Long-Term Loans
to NHS, which makes loans for rehab.
ACCESS and Both programs allow low- and • Loans
National moderate-income homebuyers to
Homebuyers Fund borrow money to pay for down
(NHF) Gold Programs payment and closing costs in the form
of a 20-year fixed-rate second
mortgage.
Source: California Department of Housing and Community Development.

HOUSING ELEMENT
APPENDIX A
OVERVIEW:
1.0 COMMUNITY PROFILE & HOUSING
NEEDS
Under State Housing Element Law, jurisdictions must evaluate both existing and future needs for all
income groups as determined by the jurisdictions Council of Government, when preparing the state-
mandated Housing Element of the General Plan.
This section presents the demographic and housing characteristics that influence the demand and
availability of housing. This analysis is necessary to form the basis for establishing programs and
goals that seek to address the identified housing needs. The focus of this section is to identify the
need for housing according to income, tenure, and special needs groups. In addition, this section
attempts to frame the discussion of creating balanced communities throughout the City. This
discussion was a recurring theme throughout the General Plan process when identifying the varying
needs between the eastern (east of Interstate “I-805”) and western (west of I-805) portions of the City.
Primary data sources include the 2000 Census for existing conditions and comparisons between the
east and west portions of the City1, the Department of Housing and Urban Development (HUD), the
Regional Task Force on the Homeless, projections published by the San Diego Association of
Governments (SANDAG) and the California Department of Finance. The data used are the most
reliable for assessing existing conditions. Furthermore, such standard sources provide a basis for
consistent comparison with older data and provide the best basis for forecasts. The data provided
presents a general picture of the demographics of Chula Vista and does not necessarily reflect the
effects of the booming residential growth in Chula Vista and high cost of housing seen within the
last five years.
1
Conducted every ten (10) years, the U.S. Census provides the most comprehensive data source available, but does not necessarily represent existing
conditions. Further, in the analysis of east and west, the Census tracts are generally divided by City boundaries. This presents a slight inconsistency when
trying to combine census tracts to determine statistics for a portion of the City as done in this section. While small portions of census tracts fall outside or
within the City, overall it was determined to be the best way to form detailed housing statistics to compare the eastern and western portions of the City.
Page AA-1
HOUSING ELEMENT
APPENDIX A
COMMUNITY PROFILE
2.0
2.1 Population Trends and Characteristics
Housing needs in Chula Vista are affected primarily by population and employment trends.
2.1.1 Historical, Existing & Forecasted Growth
The City of Chula Vista is one of 18 cities within the County of San Diego. San Diego County is the
third-largest county in Southern California with a population of 2,813,833 in 2000. The County has
experienced stable growth, with a population increase of 13 percent from 1990 to 2000. The
Department of Finance estimates the County’s 2005 population has increased to 3,051,280.
Table A-1
REGIONAL POPULATION TRENDS 1990-2005
County 1990 2000 20051
Imperial County 109,303 142,361 161,800
Los Angeles County 8,863,164 9,519,338 10,226,506
Orange County 2,410,556 2,846,289 3,056,865
Riverside County 1,170,413 1,545,387 1,877,000
San Bernardino County 1,418,380 1,709,434 1,946,202
San Diego County 2,498,016 2,813,833 3,051,280
Ventura County 669,016 753,197 813,052
Notes:
1
California Department of Finance Estimate, January 1, 2005.
Source: U.S. Census 2000 Summary File 1 (SF 1) and 1990 Summary Tape File 1 (STF 1)
The City of Chula Vista is growing at a rapid pace in comparison to the rest of the County. Between
1950 and 1960, Chula Vista more than doubled in size. Population growth slowed in the 1970s and
1990s. Between 1990 and 2000, the City experienced a 28 percent increase in population with an
average growth rate of 3 percent per year.
Page AA-2 City of Chula Vista General Plan

HOUSING ELEMENT
APPENDIX A
Figure A-1
HISTORICAL AND ESTIMATED POPULATION INCREASE
IN CHULA VISTA AND THE REGION
Source: California Department of Finance, Historical Census Populations of
California State, Counties, Cities, Places, and Towns, 1850-2000; 2010 data
from SANDAG Final 2030 Cities/ County Forecast, Dec 2003
180.00% 164.00%
160.00%
140.00%
City of Chula Vista
120.00%
San Diego Region
100.00% 85.52%
80.00%
61.50% 61.00%
60.00%
31.45% 37.12% 42.60%
34.17%
40.00%
23.60% 28.40%
20.00% 12.64% 14.14%
0.00%
0
0
96
97
98
99
00
01
-1
-1
-1
-1
-2
-2
50
60
70
80
90
00
19
19
19
19
19
20
Figure A-2
POPULATION TRENDS IN CHULA VISTA
Source: California Department of Finance, Historical Census Populations of
California State, Counties, Cities, Places, and Towns, 1850-2000; 2010 data
from SANDAG Final 2030 Cities/ County Forecast, Dec 2003
247,558
250,000
200,000 173,556
135,163
150,000
83,927
100,000 67,901
42,034
50,000 15,927
0
1950 1960 1970 1980 1990 2000 2010
Year
Page AA-3
HOUSING ELEMENT
APPENDIX A
As shown in Figure A-3, estimates by the California Department of Finance (DOF) show that from
2000 to 2005 Chula Vista’s population increased by 25 percent, to 217,543. Comparatively, the
County’s estimated population increased by 8 percent. The population of Chula Vista makes up a 7
percent share of the total population in San Diego County. Chula Vista remains the second largest
city in the County behind the City of San Diego.
Figure A-3
POPULATION GROWTH IN CHULA VISTA AND THE REGION
(2000-2005)
Source: California Department of Finance, Table 2: E-4 Population Estimates for
Cities, County and State, 2001-2005 with 2000 DRU Benchmark.
6.0%
5.3%
4.9%
5.0% 4.6%
4.3%
4.1%
4.0%
3.0%
2.0%
1.8% 1.8%
2.0%
1.4% 1.3%
1.0%
0.0%
2000-2001 2001-2002 2002-2003 2003-2004 2004-2005
City of Chula Vista San Diego County
It is expected that Chula Vista’s population growth will continue to grow rapidly with the continued
development of master planned communities in the undeveloped areas east of Interstate 805.
SANDAG projections indicate an expected 43 percent population increase between 2000 and 2010.

HOUSING ELEMENT
APPENDIX A
2.1.2 Age Composition
As of 2000, 57 percent of the City’s population was between the ages of 21 to 64. Children and teens
aged 0-20 years comprised of 32 percent of the population, and seniors, 65 and over, represented 11
percent of the City’s population. The greatest population increase was that of persons 45 to 54 years
of age, increasing by 2.3 percent from 1990 to 2000.
Figure A-4
AGE DISTRIBUTION 1990-2000
Source: City of Chula Vista Consolidated Plan FY 2005-2010 (based on U.S. Census 1990 and 2000)
54,791
60000
41,191
50000 1990
2000
40000
30,221
20,563
30000
13,565
12,816
11,398
11,245
20000
10,437
9,623
9,444
7,007
6,826
5,922
5,684
5,497
4,727
10000
1,856
1,417
0
Under 5 5 to 20 21 to 24 25 to 44 45 to 54 55 to 59 60 to 64 65 to 74 75 to 84 85 years
years years1 years2 years years years years years years and over
Notes:
1
Due to different category grouping, numbers for U.S. Cenus 2000 are totaled 5-19;
2
Due to different category grouping, numbers for U.S. Census 2000 are for 20-24 totaled.
Over the next twenty-five (25) years the SANDAG is projecting that the San Diego region will see a
decline in the growth of age groups below 55, while all age groups above 55 will increase.
Specifically, the western portion of the City of Chula Vista is expected to see a higher increase in the
55-74 year old age group then the region and a higher increase in the 65-74 year old age group in
the western portion of the City than the City as a whole.
Page AA-5
HOUSING ELEMENT
APPENDIX A
Figure A-5
EXPECTED CHANGE (2000-2030)
IN AGE DISTRIBUTION FOR 55 AND OVER AGE GROUP
Source: City of Chula Vista Urban Core Specific Plan Market Analysis
Western Chula Vista
Chula Vista
San Diego Region

6.0%
5.3% 5.4%
4.6% 4.5%
5.0%
3.8% 3.8%
4.0% 3.5%
2.7%
3.0% 2.1%
2.0%
1.0%
0.0%
55-64 65-74 75+
2.1.3 Race and Ethnicity
As shown in Figure A-6, Chula Vista is a racially and ethnically diverse community. The City
experienced rapid growth of its Hispanic population between 1990 and 2000. The Hispanic
population is the largest representative ethnic group in the City, comprising 49 percent of the total
population. The percent of White (non-Hispanic) and Asian populations also increased between
1990 and 2000, by 1 and 2 percent, respectively. The percentage of Black, American Indian & Alaska
Native, Native Hawaiian & Other Pacific Islander, and Other census categories decreased during the
1990-2000 period.

HOUSING ELEMENT
APPENDIX A
Figure A-6a
1990 RACIAL AND ETHNIC COMPOSITION
So urce: City o f Chula Vista Co nso lidated P lan FY 2005-2010 (based o n U.S. Census 1990 and
2000)
Population of Other/Some
tw o or more White (non-
other race,
races, N/A Hispanic),
24,446
41,187
Asian, 11,161
Native Haw aiian
& Other Pacific
Islander, 914
Hispanic, Black, 6,216
American Indian
& Alaska 50,376
Native, 863
Figure A-6b
2000 RACIAL AND ETHNIC COMPOSITION
Source: City of Chula Vista Consolidated Plan FY 2005-2010 (based on U.S. Census 1990
and 2000)
Population of
Asian, 18,410 Other/Some
two or more
Native Hawaiian races, 4,765 other race, 273
& Other Pacific
Islander, 883 White (non-
Hispanic),
55,042
American Indian
& Alaska Native,
593
Black, 7,517
Hispanic, Note: "Population of two or more races" category
86,073 added in 2000 Census.
2.2 Employment Trends

Housing needs are affected by employment trends. Significant employment opportunities within the
City can lead to growth in demand for housing in proximity to jobs. The quality or pay of available
employment can determine the need for various housing types and prices.
In 2000, educational, health, and social services made up 20 percent of the labor force, followed by
retail trade (12%) and manufacturing (11%). This shows that nearly 30 percent of those Chula
Vistan’s in the labor force are in the retail or service industry where lower pay scales predominate.
Page AA-7
HOUSING ELEMENT
APPENDIX A
Table A-2
EMPLOYMENT BY INDUSTRY
Number of
Industry Percent
Employees1
Agriculture, forestry, fishing and hunting, and mining 118 0.2%
Construction 4,426 6.2%
Manufacturing 7,771 10.9%
Wholesale trade 2,348 3.3%
Retail trade 8,850 12.4%
Transportation and warehousing, and utilities 3,082 4.3%
Information 2,103 3.0%
Finance, insurance, real estate, and rental and leasing 4,987 7.0%
Professional, scientific, management, administrative, and waste
management services 6,918 9.7%
Educational, health and social services 14,423 20.3%
Arts, entertainment, recreation, accommodation and food services 6,133 8.6%
Other services (except public administration) 3,776 5.3%
Public administration 6,260 8.8%
Total 71,195 100%
Notes:
1
U.S. Census data cited are for the Chula Vista population, and does not represent the number of jobs in Chula Vista.
Source: U.S. Census 2000 SF 3
As shown in Table A-3, the Sweetwater Union High School District is the top single employer in Chula
Vista. In aggregate, the education industry employs 48 percent the employee’s on the Major
employers list. The health industry, and retail and service industry are also very significant employers.
Retail and service companies employ 18 percent of employees in Chula Vista. Following the retail
and service industry, hospitals employ 14 percent of the total employees on the City’s major
employers list. These major employers have a total of 17,093 employees, which make up
approximately 24 percent of the City’s total employees.

HOUSING ELEMENT
APPENDIX A
Table A-3
MAJOR EMPLOYERS IN CHULA VISTA
Business Business Type Employees
Sweetwater Union High School District Education 4,131
Chula Vista Elementary School District Education 2,900
B.F. Goodrich Aerospace Aerospace Manufacturing 1,922
Southwestern College Education 1,283
Sharp Chula Vista Medical Center Hospital 1,221
City of Chula Vista Municipal Government 1,178
Scripps Memorial Hospital Hospital 865
United Parcel Service Parcel Delivery Service 649
Target (3 stores) General Merchandise 604
Costco Wholesale Corp (2 stores) General Merchandise 556
Sears Roebuck & Co. General Merchandise 340
A T C Vancom of California L P Transit Company 284
Wal-Mart Store #3516 General Merchandise 250
Building
Home Depot #658 245
Supplies/Hardware
Bayview Behavioral Health Campus Hospital 236
Federated Western Prop Department Store 229
Raytheon Systems Company Communications 200
Source: City of Chula Vista Consolidated Plan, FY 2005-2010 (based on City of Chula Vista Finance Department, June 2004), RBF
Consulting.
Employment rates are an indicator of economic trends in the City. Chula Vista’s labor force grew
from 79,400 in 2000 to 85,800 in 2004, while the California Employment Development Department
reports unemployment rates rose by 1 percent from 2000 to 2004. Table A-4 shows unemployment
rates as a percentage of the total labor force increased from 4.2 percent to 5.1 percent in 2004.
Page AA-9
HOUSING ELEMENT
APPENDIX A
Table A-4
LABOR FORCE TRENDS1
Labor
Year Employment Unemployment Unemployment Rate
Force
2000 79,400 76,000 3,400 4.2
2001 81,200 77,500 3,700 4.5
2002 83,500 78,900 4,600 5.5
2003 84,600 79,900 4,700 5.6
2004 85,800 81,400 4,400 5.1
Notes:
1
Data cited are for the Chula Vista population, and does not represent the number of jobs in Chula Vista.
Source: State of California Employment Development Department (EDD) 2005.
2.3 Household Characteristics

This section provides an overview of the characteristics of Chula Vista’s households. The U.S. Census
Bureau defines a household as all persons living in a single housing unit. One person living alone
is considered a household as is a group of unrelated people living in a single housing unit. A family
is defined as related persons living within a single housing unit.
The 2000 Census information regarding households seemed to echo Chula Vista’s, as well as the
regions tightening housing market. Household size increased from 2.79 persons per household in
1990 to 2.99 persons per household in 2000. A rapid increase in household formation has also
been evidenced with a nearly 21 percent increase in the number of households. With a median
income lower than the San Diego County average, Chula Vista households are finding it more
difficult to afford housing in the current residential market.

HOUSING ELEMENT
APPENDIX A
2.3.1 Household Formation & Composition
Chula Vista has been experiencing a rapid increase in the number of households. Between 1990
and 2000 Chula Vista saw nearly a 21 percent increase in the number of households. In 2000, the
City’s households were growing 8.6 percent faster than in the County and 10 percent faster than in
the State of California.
Table A-5
TOTAL HOUSEHOLDS
Area 1990 2000 % Increase
California 10,399,700 11,502,870 10.6%
San Diego County 887,719 994,677 12.0%
City of Chula Vista 47,869 57,728 20.6%
Source: U.S. Census 1990 STF 3 and Census 2000 SF 3
The 2000 U.S. Census reported that Chula Vista’s average household size was 2.99 persons per
household, increasing from 2.79 persons per household in 1990. In comparison, San Diego County
had estimated household sizes of 2.69 in 1990 and 2.73 in 2000. This larger household size
indicates the need for housing units with more bedrooms.
Table A-6
AVERAGE HOUSEHOLD SIZE
Area 1990 2000
City of Chula Vista 2.79 2.99
San Diego County 2.69 2.73
Source: U.S. Census 1990 STF 1 and U.S. Census 2000 SF 3
As shown in Figure A-7, two-person households represented the largest group for both renters and
owners in 2000, comprising 28 percent of total households in Chula Vista. Renter households had
an average of 2.86 persons per household, compared to 3.09 persons per household in owner-
occupied households.
Page AA-11
HOUSING ELEMENT
APPENDIX A
Figure A-7
HOUSEHOLD SIZE DISTRIBUTION
Source: U.S. Census 2000 SF3
9897
12000
6075
6092
10000
5672
5618
5416
4913
4178
8000
3405
2195
6000
1655
1112
916
4000
584
2000
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Owner-Occupied Units Renter-Occupied Units
2.3.2 Jobs to Housing Balance
There often is a mismatch between the location of housing and jobs in Southern California. One
way of determining if Chula Vista’s households commute out of the City to work is looking at the
jobs-to-housing balance. The jobs-to-housing balance is the number of jobs in Chula Vista divided
by the number of housing units in Chula Vista. In 2000, Chula Vista had a relatively low jobs-
housing balance with fewer jobs then there are units located within the City. This indicates that
many households have to commute out of the City for their work.
Table A-7
JOBS-HOUSEHOLD RATIOS
Description 2000
Employment 53,731
Housing Units 59,495
Jobs per Household Ratio 0.90
Source: SANDAG, 2000.

HOUSING ELEMENT
APPENDIX A
2.3.3 Household Income
The Federal Department of Housing and Urban Development (HUD) generates an annual median
income for the purpose of determining program eligibility. The City of Chula Vista is included in the
San Diego County Metropolitan Statistical Area (MSA), for which HUD set the 2005 median family
income (MFI) at $63,400 for a family of four persons.
The State of California uses four income categories to determine housing affordability. These
categories are as follows:
Very Low-income – Less than 50% of the median income;

Low-income – 51% to 80% of the median income;
Moderate-income – 81% to 120 % of the median income; and,
Above Moderate-income – Greater than 120% of the median income.
Table A-8 shows the income ranges for each income category based on the 2005 HUD MFI for Chula
Vista.
Figure A-8 shows household income distribution by tenure. According to the 2000 Census,
approximately 15 percent of owner-occupied households and 38 percent of renter-occupied
households earned less than $25,000 a year, which falls in the very low-income category, in 2000.
Additionally, 40 percent of owner-occupied households and 76 percent of renter-occupied
households had an income under $50,000, which falls into the low and very low-income categories.
The largest owners’ income group ($50,000 to $74,999) comprised 25 percent of the households. The
largest group for renters ($35,000 to $49,999) comprised 19 percent of total households. This
indicates that affordable housing is needed for a significant percent of the population, and there is a
large need for affordable rental households.
Page AA-13
HOUSING ELEMENT
APPENDIX A
Table A-8
HOUSEHOLD INCOME DISTRIBUTION
Percent of County
Income Category Income Range ($)2
Median1
Very Low-income < 50% < $31,700
Low-income 50% - 80% $31,701 - $50,720
Moderate Income 80% -120% $50,721 - $76,080
Above Moderate >120% > $76,080
Notes:
1
Based on HCD income categories
2
Based on 2005 HUD MFI of $63,400.
Figure A-8
HOUSEHOLD INCOME BY TENURE
Owner Occupied
8393
9000 Renter Occupied

6942
8000
7000
5424
6000
4896
4723
4698
4542
4262
5000
3741
4000
2760
2148
3000
1627
1467
1317
2000
583
205
1000
0
<$10,000 $10,000 to $20,000 to $35,000 to $50,000 to $75,000 to $100,000 >$150,000
$19,999 $34,999 $49,999 $74,999 $99,999 to
$149,000
The median income for Chula Vista residents more drastically demonstrates the difference in income
by tenure and by ethnicity. As shown in Table A-9, Chula Vista’s median income of $59,663 in 2000
was higher than that of San Diego County as a whole at $47,067.

HOUSING ELEMENT
APPENDIX A
Table A-9
MEDIAN INCOME BY TENURE
Place Median Income
City of Chula Vista $59,663
Owner-Occupied Households $30,962
Renter-Occupied Households $44,861
San Diego County $47,067
Source: City of Chula Vista, 2005
As shown in Figure A-9, Asians earn considerably higher incomes than all other ethnicities although
they represent only 10 percent of the population. While Hispanics, the largest ethnic group in Chula
Vista, earn 13 percent less than the Chula Vista median income and 17 percent less than the County
median.
Figure A-9
MEDIAN INCOME BY ETHNICITY
$70,000 $62,861
$60,000 $51,630
$47,419 Median Income
$50,000 $39,110 $41,533
$44,861
$40,000 $34,531
$30,000
$20,000
$10,000
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Page AA-15
HOUSING ELEMENT
APPENDIX A
In addition, there is a large disparity of low-income households between the eastern and western
portions of the City, as illustrated in Figure A-10.
Figure A-10
HOUSEHOLD INCOME
Source: City of Chula Vista Urban Core Specific Plan Market Analysis
Western Chula Vista
32.7%
35.0% City of Chula Vista

26.4%
24.5%
24.1%
San Diego Region
23.5%
22.6%
30.0%
20.5%
20.0%
18.5%
18.0%
18.0%
25.0%
16.8%
15.7%
20.0%
11.8%
15.0%
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10.0%
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2.4 Housing Inventory and Market Conditions

Current housing trends must be understood before anticipating future housing needs. This section
describes Chula Vista’s existing housing stock and market conditions.
2.4.1 Housing Stock Profile
The U.S. Census Bureau reports 59,529 housing units in the City in 2000. Chula Vista’s housing stock
has increased an average of 968 housing units per year from 1990 to 2000. This total increase was
significantly higher than the County, which increased only by 10 percent from 1990-2000. It is
estimated that Chula Vista’s housing units have increased to 73,115 in 2005, which is 6.6 percent of
the region.

HOUSING ELEMENT
APPENDIX A
Table A-10
HOUSING INVENTORY
CHULA VISTA AND SAN DIEGO COUNTY
Year City of Chula Vista San Diego County Chula Vista as % of the Region
1990 49,849 946,240 5.3%
2000 59,529 1,040,149 5.7%
20051 73,115 1,104,989 6.6%
Notes:
1
2005 quantities are estimates from the California Department of Finance.
Sources: U.S. Census 1990 STF 3, U.S. Census 2000 SF 3, and the California Department of Finance.
Unit Type
The U.S. Census reported a total of 59,529 housing units in the City of Chula Vista in 2000. The 2000
Census indicates 51 percent of Chula Vista’s housing units were single-family detached, representing
an increase of 4 percent of the City’s total housing inventory since 1990. The number of single-family
attached units increased by 1 percent. Multi-family units experienced a net increase from 1990 to
2000, although they have decreased 3 percent, as a percentage of the City’s total housing inventory.
Mobilehomes and Other housing types experienced a decrease from 1990, as a percentage of the
City’s total housing inventory.
Figure A-11
HOUSING INVENTORY BY TYPE 1990-2000
30,237
35,000
1990
23,140
30,000
19,987
2000
18,429
25,000
20,000
15,000
5,457
4,007
3,744
3,703
10,000
5,000
529
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Page AA-17
HOUSING ELEMENT
APPENDIX A
In 2000, the stock of multiple family housing was much higher in the western portion (44%) of the
City compared to the eastern portion (13%), as depicted in Figure A-12a & b. This diversity if
attributed to the large production of single-family households in the eastern master planned
communities.
Figure A-12a
EASTERN CHULA VISTA HOUSING INVENTORY BY TYPE (2000)
Source: Western Chula Vista Revitalization: Population, Market, and Housing Trends (based
on U.S. Census 2000)
Mobile-homes Other (Boats, RV, Single family,

1% etc.), 0% attached
Multi-Family 13%
13%
Single family,
detached
73%
Figure A-12b
WESTERN CHULA VISTA HOUSING INVENTORY BY TYPE (2000)
Source: Western Chula Vista Revitalization: Population, Market, and Housing Trends (based
on U.S. Census 2000)
Other (Boats, RV, Single family,

Mobile-homes
etc.), 0% attached
9%
7%
Multi-Family
44% Single family,
detached
40%

HOUSING ELEMENT
APPENDIX A
Unit Size
Figure A-13a & b shows the number of bedrooms in occupied housing units by tenure. In 2000, 71.4
percent of renters occupied 1- and 2-bedroom units, compared to owners who generally occupied
larger 3-4 bedroom units. Approximately 72 percent of owner-occupied units had 3 or more
bedrooms, whereas only 17 percent of renter-occupied units.
Figure A-13a
OWNER-OCCUPIED UNIT SIZE
5 or more
bedrooms Studio 1 bedroom
7% 3% 6%
2 bedroom
4 bedroom
20%
26%
3 bedroom
38%
Figure A-13b
RENTER-OCCUPIED UNIT SIZE
4 bedroom 5 or more
4% bedrooms
1% Studio
3 bedroom 12%
13%
1 bedroom
34%
2 bedroom
36%
Page AA-19
HOUSING ELEMENT
APPENDIX A
2.4.2 Tenure
The 2000 Census reported that 58 percent of housing units in Chula Vista were owner-occupied and
43 percent were renter-occupied. As shown in Figure A-14, the United States had a higher
percentage of owner-occupied housing units than Chula Vista. 66 percent of America’s housing
units were owner-occupied. In comparison, San Diego County and California both had a lower
percentage of owner-occupied housing units than the City.
Figure A-14 also displays a great disparity between the supply of owner-and renter-occupied housing
between the east and west portions of the City. While the City of Chula Vista retains an overall
balance of renter- and owner-occupied housing in line with the San Diego region, the majority of the
rental housing supply is contained in the western portion (55%) of the City, while owner occupied
units in the east (84.2%) is very high.
Figure A-14
TENURE CHULA VISTA AND THE REGION
Source: Western Chula Vista Revitalization: Population, Market, and Housing Trends
(based on U.S. Census 2000)
0.0% 20.0% 40.0% 60.0% 80.0% 100.0%
City of 57.5%
Chula Vista 42.5%
Eastern 84.2%
Chula Vista 15.8%
Western 45.0%
Chula Vista 55.0%
San Diego 55.4%

Region 44.6%
57.0%
California
43.1%
66.2%
United States
33.8%
Owner-Occupied Renter-Occupied

HOUSING ELEMENT
APPENDIX A
As shown in Figure A-15a & b, approximately 76 percent of the owner-occupied housing units were
single-family, detached. In comparison, only 18 percent of renter-occupied housing units were single-
family, detached. According to the 2000 Census approximately 58 percent of renter-occupied units
were multi-family housing with five or more units in a building.
Figure A-15a
OWNER-OCCUPIED UNIT TYPE
So urce: U.S. Census 2000 SF3
Multi-Family (5+ Mobile-homes,
units) Others
Multi-Family (2-4 3%
units) 9% Single family,
3% detached
75%
Single family,
attached
10%
Figure A-15b
RENTER-OCCUPIED UNIT TYPE
So urce: U.S. Census 2000 SF3
Mobile-homes, Single family,

Others detached
3% 18%
Single family,
attached
Multi-Family (5+ 8%
units)
59% Multi-Family (2-4
units)
12%
Page AA-21
HOUSING ELEMENT
APPENDIX A
2.4.3 Vacancy Rates
Vacancy rates are an indicator of supply and demand. Low vacancy rates suggest households may
have trouble finding housing with an affordable monthly payment. A high number of vacant units
indicate an over supply of housing units. A 4-6 percent vacancy rate is considered “healthy”. As
indicated in Table A-11, of the 59,529 housing units in the City, 2000 U.S. Census data shows 3
percent were vacant in 2000. Of the total vacant units, 47 percent were for rent, 23 percent were for
sale, and 30 percent were other vacant. Other vacant may be comprised of units that are rented or
sold, but not occupied; seasonal, recreational, or occasional use; and other unspecified uses.
Table A-11
HOUSING INVENTORY BY TENURE
2000
Occupancy Units Percent
Total Occupied Housing Units 57,728 96.9%
For sale only 416 -
For rent 842 -
Other Vacant 543 -
Total Vacant Housing Units 1,801 3%
Total Housing Units 59,529 100%
2.4.4 Age of Housing Stock
The age of housing is often an indicator of housing conditions. In general, housing that is 30 years
or older may need minor repair. Housing over 50 years old is considered aged and more likely to
generate major repairs. In Chula Vista, 22 percent of the City’s housing units were built prior to 1960.
Approximately 63 percent of housing units were built prior to 1980.

HOUSING ELEMENT
APPENDIX A
Table A-12
AGE OF HOUSING STOCK
Year Built Units Percent
1999 - March 2000 2,414 4.1%
1995 - 1998 4,484 7.5%
1990 - 1994 5,061 8.5%
1980 - 1989 10,204 17.1%
1970 - 1979 13,126 22.0%
1960 - 1969 10,958 18.4%
1950 - 1959 8,845 14.9%
1940 - 1949 2,969 5.0%
1939 or earlier 1,468 2.5%
Total 59,529 100%
When comparing the eastern and western portions of the City, as depicted in Figure A-16a & b, it can
be seen that in 2000 the housing stock in eastern Chula Vista had been more recently built (81
percent since 1980), while 83 percent of housing in the west was built before 1980. With the
continued build out of the master planned communities in the east the current mix of housing age is
even more pronounced. This statistic indicates that substantial rehabilitation or replacement of
housing in the western portion of the city may be needed in the next twenty-five (25) years.
Figure A-16a Figure A-16b

EASTERN CHULA VISTA WESTERN CHULA VISTA
YEAR HOUSING STRUCTURE BUILT YEAR HOUSING STRUCTURE BUILT
Source: Western Chula Vista Revitalization: Population, Market, and Source: Western Chula Vista Revitalization: Population, Market, and
Housing Trends (based on U.S. Census 2000) Housing Trends (based on U.S. Census 2000)
33%
19%
17%
81% 50%
1980 - 2000 1960 - 1980 Before 1959 1980 - 2000 1960 - 1980 Before 1959
Page AA-23
HOUSING ELEMENT
APPENDIX A
2.4.5 Housing Conditions
Housing is considered substandard when it is below the minimum standard of living conditions
defined in the Uniform Housing Code, Section 1001.
In addition to structural deficiencies and standards, the lack of infrastructure and utilities often serves
as an indicator for substandard conditions. According to the 2000 U.S. Census, 367 units (344
occupied) in Chula Vista lacked complete plumbing facilities. Of the occupied units 42 percent were
owner-occupied and 58 percent were renter-occupied. Additionally, 332 units, 305 that are occupied,
lacked complete kitchen facilities. Of the occupied units a majority or 70 percent were renter-
occupied and 30 percent were owner-occupied. It should be noted that there may be some overlap
in the number of substandard housing units, as some units may lack both complete plumbing and
kitchen facilities.
The City’s Code Enforcement Section of the Planning and Building Department performs periodic
inspections of all multi-family units. Inspection staff also responds to complaints of substandard
conditions in the housing stock, including single-family homes. Staff provides rehabilitation and
resolution for housing stock conditions through brochures and informational handouts during
inspection.
In the last three years staff has inspected 4,943 apartments under this program. Facilities inspected
include some of the oldest housing stock in the City, located west of Third Avenue. Over 25 percent
of the units inspected are listed on the County of San Diego’s Assessor’s documentation as past the
useable life span of the structure. The majority of these units were constructed in the 1920s, with
some as old as 1909.
Based on inspections preformed to-date, approximately one-half of the units require significant
repairs due to inoperative stairs and balconies, un-permitted structural alterations, inoperable or
missing fire protection systems, substandard plumbing and electrical systems, and deteriorated lead
paint. The average cost of repairs as a result of Notices of Violation for health and safety issues is
$170 per unit. It is estimated that significant repairs are needed on approximately 6,000 units
citywide.

HOUSING ELEMENT
APPENDIX A
2.4.6 Housing Costs & Rents
This section discusses the price of new and existing housing as well as average costs of rental
housing in Chula Vista.
New and Resale Housing
The U.S. Census lists the median value for all owner-occupied housing units in Chula Vista at
$187,000 in 2000. Data indicates that 27 percent of Chula Vista’s owner-occupied housing units
were worth under $100,000, 32 percent were valued at $150,000 to $199,999, 31 percent were valued
at $200,000 and $299,999, and 10 percent were valued at $300,000 or above.
Table A-13
2000 VALUE FOR OWNER-OCCUPIED HOUSING UNITS
Price Range Number of Units Percent of Total
$49,999 or less 2,739 8.3%
$50,000 to $99,999 1,677 5.1%
$100,000 to $149,999 4,613 13.9%
$150,000 to $199,999 10,465 31.5%
$200,000 to $249,999 6,456 19.4%
$250,000 to $299,999 3,796 11.4%
$300,000 to $399,999 2,294 6.9%
$400,000 to $499,999 642 1.9%
$500,000 or more 513 1.5%
Total 33,195 100%
Source: U.S. Census 2000, SF 3
Due to the rapid development in Eastern Chula Vista, it is difficult to analyze the average price of a
new home. Therefore, the available supply of resale units in the City serves as the basis for the
analysis of housing costs and its relationship to the ability to pay.
Figure A-17 shows the median price for resale housing in Chula Vista and surrounding cities. In
January 2005, the median cost of resale housing in the City of Chula Vista was $550,000, which is
higher then the City of San Diego and the County as a whole. Data shows that resale housing prices
have increased by 29 percent in the City since January of 2004. This increase in price is generally
consistent with the price increases for both the City and County of San Diego.
Page AA-25
HOUSING ELEMENT
APPENDIX A
Figure A-17
MEDIAN SALES PRICE
Source: City of Chula Vista Consolidated Plan FY 2005-2010 (based on Caliofnria Association of Realtors (CAR) 2005)
$550,000
$490,000
$468,000
$427,000
$425,000
$390,750
$385,000
$600,000
$304,500
$500,000
$400,000
$300,000
$200,000
$100,000
$0
Vis
ta
lC
ity Cit
y nty
na o, ou
ula tio g , C Jan-04
Ch Na Die go
Sa
n
n Die Jan-05
Sa
Rental Prices
According to the Spring 2005 Rental Rate Survey by the San Diego County Apartment Association,
the average monthly rent for a studio apartment in Chula Vista was $589, down from $632 in Spring
2004, possibly indicating a decrease in demand for studio size apartments. All other size apartments
increased during this same period, as indicated in Table A-14. The average monthly rent in Spring
2005 for a 1-bedroom unit was $803, 2-bedroom was $933, and 3 or more bedroom unit was $1,459.
In comparison, average monthly rents are generally lower in Chula Vista then San Diego County.
Table A-14
AVERAGE MONTHLY RENTS
City of Chula Vista San Diego County
Spring Spring Spring
Unit Type Spring 2005
2004 2005 2004
Studio $589 $632 $650 $637
1-bedroom $803 $733 $816 $796
2-bedrooms $993 $899 $1,058 $1,023
3 or more bedrooms $1,459 $1,204 $1,480 $1,372
Source: San Diego County Apartment Association, Spring 2005 Vacancy and Rental Rate Survey

HOUSING ELEMENT
APPENDIX A
Affordability Gap Analysis
The cost of home ownership and renting can be compared to a household’s ability to pay for
housing. Housing affordability is defined as paying no more than 30 percent of the household
income on housing expenses. Based on the 2005 HUD median income of $63,400 for San Diego
County, Table A-15 identifies affordable rent payments and purchase prices for each income group.
Affordable purchase price assumes a 10 percent down payment, a 7.5 percent interest rate, and 1.25
percent tax and homeowners insurance.
Table A-15
AFFORDABLE RENT AND PURCHASE PRICE
BY INCOME CATEGORY
Estimated
Affordable
Income Category Annual Income1 Affordable
Rent Payment2
Purchase Price3
Very Low-income < 50% MFI4 < $792 < $100,673
Low-income 51% - 80% MFI $793 - $1,268 $100,674 -
$161,179
Moderate Income 81% -120% MFI $1,269 - $1,902 $161,180 -
$241,896
Above-moderate >120% MFI > $1,903 > $241,897
1
Income limits established by State of California HCD.
2
Based on 30% of income
3
Assumes 10% down payment, and 7.5% interest rate, 1.25% tax and homeowners insurance
4
MFI= Median family income
Rental Affordability
In 2005, affordable rents for the Very-Low income group coincide with the average rents for studio
and one-bedroom apartments shown in Table A-14. Larger units fall in the low-, moderate-, and
above moderate-income groups. This data indicates lower-income families and large households
have limited options in finding affordable housing.
Ownership Affordability
The median price of resale housing in Chula Vista, as shown in Figure A-17 and Table A-15, exceeds
the affordability range for all income categories except above-moderate income households. This
indicates that there is an affordability gap for ownership housing. Very low-, low-, and moderate
income-households may have trouble finding affordable housing that they can afford to purchase.
Page AA-27
HOUSING ELEMENT
APPENDIX A
2.5 Summary & Conclusion

This section summarizes the demographic characteristics of Chula Vista and how they relate to the
supply and demand of the City’s housing. The major findings of this analysis are as follows:
Population and Household Growth. Between 1990 and 2000, the City experienced a 28 percent
increase in population. The numbers of households are growing just as fast as the population, with a
21 percent increase in the number of households from 1990 to 2000. SANDAG projections indicate
that there will be a 43 percent population increase from 2000 to 2010 bringing the total population
of Chula Vista to 247,558 persons.
Age Distribution. 57 percent of the population was 21 to 64 years old, in 2000, which is considered
the prime buying age. It is expected that over the next twenty-five (25) years, the San Diego region
will see an increase in the growth of age groups above 55. Specifically, the western portion of the
City of Chula Vista is expected to see a higher increase in the 55-74 year old age group then the
region and 65-74 year old age group is higher in the western portion of the City than the City as a
whole.
Ethnicity. In 2000, the Hispanic population was the largest ethnic group in the City, representing 50
percent of the total population. The Hispanic population grew from 37 to 50 percent from 1990 to
2000.
Income. Approximately 15 percent of owner-occupied households and 38 percent of renter-occupied

households earned less than $25,000 a year in 2000, which falls in the very low-income category.
Approximately 40 percent of owner-occupied households and 76 percent of renter-occupied
households had an income under $50,000, which falls into the low and very low-income categories.
Western Chula Vista (57%) had a much higher percent of low-income (earning $40,000 or less)
households than eastern Chula Vista (32%).

HOUSING ELEMENT
APPENDIX A
Tenure and unit size. The 2000 Census reported that 58 percent of the units in Chula Vista were
owner-occupied and 43 percent were renter-occupied. A large amount of renters occupied 1 and 2-
bedroom units, compared to owners who generally occupied larger 3-4 bedroom units. In
comparison, the United States had a higher percentage owner-occupied housing units than Chula
Vista. 66 percent of America’s housing units were owner-occupied. San Diego County and California
both had a lower percentage of owner households than the City. However, in 2000 western Chula
Vista reported a much higher (55%) renter-occupied rate and multiple family (44%) households than
eastern Chula Vista (15.8% and 13%, respectively).
Households. A rapid increase in household formation is evident with a 21 percent increase in the
number of households from 1990 to 2000. Household size is also increasing. According to the 2000
Census, household size increased from 2.79 in 1990 to 2.99 in 2000. This larger household size
indicates the needs for larger housing units.
Housing Affordability. With a median income lower than the San Diego County average, Chula Vista
households are finding it more difficult to afford housing in the current residential market. Data
indicates that lower-income families and large households have limited options in finding affordable
rental housing. In addition, the median price of resale housing in Chula Vista exceeds the
affordability range for all income categories except above-moderate income households. Very low-,
low-, and moderate-income households may have trouble finding affordable housing that they can
afford to purchase.
Page AA-29
HOUSING ELEMENT
APPENDIX A
HOUSING NEEDS
3.0
This section provides an overview of existing housing needs in the City of Chula Vista. Housing need
can be described in four categories:
Housing need resulting from households overpaying for housing;

Housing need resulting in overcrowding;
Housing need resulting from population growth and demolition of the existing housing stock;
and,
Housing need of “special needs groups” such as elderly persons, large households, female-
headed households, disabled persons, homeless persons, and farm workers.
3.1 Households Overpaying for Housing

Overpayment is defined as households that pay more than 30 percent of their gross income on
housing related expenses. This includes rents or mortgage payments, electricity, and gas. The high
cost of housing eventually causes lower-income households to use a disproportionate percentage of
their income for housing. This may result in financial problems, deferred maintenance, or
inappropriately sized units that do not meet the needs of the household (i.e. overcrowding).
As shown in Table A-16, 38 percent of Chula Vista’s households overpaid for housing in 2000. 42
percent of renter-occupied households overpaid for housing and 34 percent of owners overpaid.

HOUSING ELEMENT
APPENDIX A
Table A-16
OVERPAYMENT BY TENURE AND INCOME
Owner-Occupied Renter-Occupied Total
Percent of Income House- Percent House- Percent House- Percent
holds holds holds
< 30% 17,880 65.0% 13,093 53.5% 30,973 60.0%
30 – 50% 6,423 23.3% 5,616 23.0% 12,039 23.2%
> 50% 3,029 11.0% 4,562 18.6% 7,591 14.6%
Not Computed 180 <1% 1,209 5.0% 1,389 2.7%
Total 27,512 100% 24,480 100% 51,992 100%
According to 2000 CHAS data 35.3 percent, of the total households in Chula Vista overpaid for
housing. In general, more lower income households tend to overpay than moderate to above-
moderate income households. As shown in Table A-17, 67 percent of lower income households
overpaid for housing in 2000. Approximately 77.6 percent of lower income renters and 60.1 percent
of owners overpaid.
Table A-17
HOUSEHOLDS OVERPAYING
2000
Households House- Percent House- Percent House- Percent
holds holds holds
Total Households 33,195 100% 24,469 100% 57,664 100%
Total Households 10,689 32.2% 9,641 39.4% 20,355 35.3%
Overpaying
LOWER INCOME HOUSEHOLDS
Total Lower Income 4,256 100% 8,808 100% 14,064 100%
Households
Lower Income 2,583 60.1% 6,842 77.6% 9,425 67.0%
Households
Overpaying
Source: CHAS Data Book, 2000
Page AA-31
HOUSING ELEMENT
APPENDIX A
3.2 Overcrowding
As a result of rising housing prices, lower-income households are often forced to accept smaller
housing units, which may result in overcrowding. Overcrowding is defined as households having an
average of more than 1 person per room. Overcrowding puts a strain on public facilities and
services, reduces the quality of the physical environment, and can eventually cause conditions that
contribute to deterioration of the housing stock.
As shown in Table A-18, 14 percent of Chula Vista households were considered overcrowded in 2000.
As is the case in housing overpayment, overcrowding was found in more renter households than
owner households. Approximately 8 percent of owner-occupied housing units and 23 percent of
renter-occupied units were considered overcrowded.
Table A-18
OCCUPANTS PER ROOM BY TENURE
Occupants per Units Percent Units Percent Units Percent
Room
< 0.50 19,634 59.1% 8,062 32.9% 27,696 48.0%
0.51 to 1.00 10,906 32.9% 10,857 44.3% 21,763 37.7%
1.01 to 1.50 1,671 5.0% 2,393 9.8% 4,064 7.0%
1.51 to 2.00 674 2.0% 1,902 7.8% 2,576 4.5%
> 2.01 310 0.9% 1,319 5.4% 1,629 2.8%
Total 33,195 100% 24,533 100% 57,728 100%
3.3 2005-2010 Growth Needs

The allocation of housing needs begins with the State Department of Finance’s projection of the total
statewide housing demand, which is then apportioned by the State Department of Housing and

HOUSING ELEMENT
APPENDIX A
Community Development (HCD) to each of the state’s regions. Each region is usually represented by
a Council of Governments (COG), responsible for allocating future housing needs.
The San Diego Association of Governments (SANDAG) is responsible for allocating housing needs to
each jurisdiction in San Diego County. A Regional Housing Needs Assessment (RHNA) prepared by
SANDAG for the years of 2005-2010 identifies Chula Vista’s housing production goals.
The housing goal is determined by the number of additional units needed to accommodate the
anticipated growth in the number of households, to replace expected demolitions and conversions of
housing units to non-housing uses, and to achieve a future vacancy rate that allows for healthy
functioning of the housing market. The allocation is divided into four income categories defined by
state government: very low-income, low-income, moderate income, and above-moderate income. The
allocation is further adjusted to avoid an over-concentration of lower-income households in any one
jurisdiction.
The following table shows the City’s housing goals for each income category, based on HUD’s
median family income (MFI) for San Diego County.
Table A-19
REGIONAL HOUSING NEEDS ASSESSMENT
Percent of County Median Income Housing
Income Category
Income Range ($) Goal
Very Low-income < 50% < $31,700 3,875
Low-income 51% - 80% $31,701 - $50,720 2,945
Moderate Income 81% -120% $50,721 - $76,080 3,255
Above-Moderate > 120% > $76,080 7,148
Notes: 2005 HUD MFI for San Diego MSA: $63,400
Source: SANDAG and Fiscal Year 2005 HUD Income Limits
3.4 Special Needs Groups

Certain segments of the population may have more trouble finding decent, affordable housing due to
their special needs. This section identifies the needs of specific groups, including: elderly persons,
large households, female-headed households, disabled persons, homeless persons, farmworkers, and
students.
Page AA-33
HOUSING ELEMENT
APPENDIX A
3.4.1 Elderly Persons
Elderly persons are defined as a special needs group because most are retired and have fixed
incomes. According to the 2000 US Census, elderly persons, 65 and older, comprised 11 percent of
the total population of Chula Vista in 2000.
As shown in Table A-20, 11,881 elderly householders reside in Chula Vista, which is 20.6 percent of
the total households. Of the 11,881 senior households, 3,430 were renters (28.9%), indicating a
majority of elderly householders own their homes. Further, 2.1 percent (1,211 households of the
householders over the age of 65 were under the poverty level in 1999.
Table A-20
HOUSEHOLDERS BY TENURE BY AGE
2000
Householder Units Percent Units Percent Units Percent
Age
15-24 years 250 0.8% 2,290 9.3% 2,540 4.4%
25-34 years 3,857 11.6% 6,103 24.9% 9,960 17.3%
35-64 years 20,637 62.2% 12,710 51.8% 33,347 57.8%
65-74 years 4,481 13.5% 1,827 7.4% 6,308 10.9%
75 plus years 3,970 12.0% 1,603 6.5% 5,573 9.7%
Total 33,195 100% 24,533 100% 57,728 100%
Source: U.S. Census 2000 SF3 H14
Elderly persons often have additional restraints to housing in regards to location and choice of unit
type. In terms of location, elderly persons often require access to medical facilities and public transit.
Housing may need to be equipped with ramps, handrails, elevators, lower cabinets and counters to
accommodate elderly persons with self-care limitations and go-outside-home disabilities and special
security devices to allow for greater self-protection. Of the elderly population in Chula Vista, 32
percent had a self-care disability or a go-outside-home disability in 2000.

HOUSING ELEMENT
APPENDIX A
Table A-21
ELDERLY PERSONS (65+) WITH DISABILITIES
Percent of
Type of Disability Persons Elderly
Population
Total disabilities for elderly persons 17,588 92.0%
Sensory, physical, or mental disability 11,564 60.5%
Self-care disability and Go-outside-home disability 6,024 31.5%
Total Elderly Persons (65+) 19,119 100%
Notes:
1
Total Population = 173,556
Source: Census U.S. 2000 SF 3
The primary housing concerns regarding the elderly persons living in the City of Chula Vista are
summarized as follows:
Income – The elderly population is generally on a fixed income;

Household Composition – The elderly, especially women, often live alone;
Transportation – The elderly population are more likely to utilize public transportation; and,
Health Care – The elderly have a significantly greater need for health care.
3.4.2 Large Households

Large households are defined as having five or more persons within the same household. The 2000
Census reported 9,867 large households, representing 17 percent of total households in Chula Vista.
Of these households, 63 percent were owner-occupied and 37 percent were renter-occupied. Census
data shows the number of large households has increased from 14 percent in 1990 to 17 percent in
2000. The increasing number of large households requires more housing units of 3-or-more
bedrooms. Finding larger units at an affordable price is a concern primarily for households with
lower-incomes.
Page AA-35
HOUSING ELEMENT
APPENDIX A
Table A-22
LARGE HOUSEHOLDS1 BY TENURE
Owner-occupied Renter-occupied Total
Type of Household Units Percent Units Percent Units Percent
Large Households 6,172 18.6% 3,695 15.1% 9,867 17.1%
Total households 33,195 100% 24,533 100% 57,728 100%
Notes:
1
Defined as 5 or more persons living in a single household.
3.4.3 Female-Headed Households
Female-headed households are a special needs group due to their low rate of homeownership. As
shown in Table A-23, 4,951 or 9 percent of total households were female-headed with children under
the age of 18. In addition, there were 3,526 female-headed households without children in the City
of Chula Vista.
Table A-23
FEMALE-HEADED HOUSEHOLDS
Type of Female-headed Number of Percent of Female- Percent of Total
Household Household headed Households Households1
Female householder with no
children 3,526 41.6% 6.1%
Female householder with
children 4,951 58.4% 8.6%
Total Female-headed households 8,477 100% 14.7%
Notes:
1
Total Households = 57,728, based on U.S. Census 2000 SF 3

HOUSING ELEMENT
APPENDIX A
3.4.4 Persons with Disabilities
Access and affordability are two major needs of persons with disabilities. Access is important for the
physically disabled both within their homes and to/from the site. This often requires specially
designed dwelling units. Additionally, there is also the desire to be located near public facilities and
public transit.
Table A-24 shows the number of persons between the ages of 16 to 64 with disabilities in 2000.
Persons with sensory, physical, or mental disabilities comprised 7 percent of the total population.
Persons with self-care and go-outside-home disabilities represented 6 percent of the population.
Table A-24
PERSONS WITH DISABILITIES
Percent of Total
Type of Disability Persons Population1
Sensory disability 2,016 1.2%
Physical disability 5,905 3.4%
Mental disability 3,458 2.0%
Self-care disability 1,954 1.1%
Go-outside-home disability 8,013 4.6%
Employment disability 13,418 7.7%
Notes:
1
Total Population = 173,556, based on U.S. Census 2000 SF 3
Comparing the east and west portions of the City, referencing Figure A-18a & b, a larger (23%)
portion of the population reported a physical, or mental disability in the western portion of the City.
Page AA-37
HOUSING ELEMENT
APPENDIX A
Figure A-18a
EASTERN CHULA VISTA DISABILITY STATUS
12%
Disability
No disability
88%
Figure A-18b
WESTERN CHULA VISTA DISABILITY STATUS
23%
Disability
77% No disability
3.4.5 Homeless Population and Transitional Housing Needs
The San Diego Regional Task Force on the Homeless reported in July 2004 that there were
approximately 9,667 homeless persons in the San Diego County area. Within the City of Chula Vista,
the homeless population was estimated at 474 persons. The Task Force also estimated families
account for approximately 32 percent of the urban homeless population in the San Diego region.
Of the urban homeless, 30 percent had alcohol/ drug abuse issues, 19 percent had severe mental
illnesses, and 19 percent were chronic homeless.

HOUSING ELEMENT
APPENDIX A
Figure A-19
TYPES OF URBAN HOMELESS IN THE SAN DIEGO REGION
Source: Regional Task Force on the Homeless, 2004
Other, 507 Chronic Homeless,

Victims of Domestic
1,383
Violence, 531
Veterans, 902
Substance Abusers,
Persons with severe
2,159
mental illness, 1,417 Persons with HIV/
AIDS, 424
Table A-25 identifies shelters for the homeless in the San Diego/South Bay region. The region
provides 266 beds in a number of facilities with specialties varying from general homeless shelters,
victims of domestic violence, substance abuse, and at-risk with disability.
South Bay Community Services (SBCS) is the primary social service agency that provides homeless
shelters within the City of Chula Vista. SBCS operates ten facilities in and around Chula Vista. The
Ecumenical Council of San Diego County and MAAC Project operate other facilities in the area.
Page AA-39
HOUSING ELEMENT
APPENDIX A
TABLE A-25
HOMELESS AND TRANSITIONAL HOUSING SAN DIEGO – SOUTH BAY
Agency Program Name Target Special # of Location
Population Needs Beds
Emergency Shelters
Ecumenical ISN Rot’l Shelter South Bay (mid- General General 12 Regional
Council of SD October – March) Population Homeless
County
SBCS Casa Nueva Vida I Families General 54 Chula
w/children Homeless Vista
SBCS La Nueva Aurora Families Victims of 12 Chula
w/children Domestic Vista
Violence
Transitional Shelters
MAAC Project Nostros Adult Men Substance 13 Chula
Abuse Vista
SBCS Casa Nuestra Shelter Homeless Youth General 8 Chula
Homeless Vista
SBCS Casa Segura I&II Women Victims of 50 Chula
w/Children Domestic Vista
Violence
SBCS Casas Families General 7 Chula
w/Children Homeless Vista
SBCS Casas de Transition Families General 73 Chula
SBCS Trolley Trestle Adult Men/and General 10 Chula
or Women Homeless Vista
SBCS Trolley Trestle Families General 10 Chula
SBCS Victorian Heights Women Victims of 38 National
w/Children Domestic City
Violence
Winter Hotel/Motel Vouchers (November through April)

MAAC Project Hotel/Motel Vouchers Families At-Risk N/A
w/Children w/disability
SBCS Hotel/Motel Vouchers Families General N/A Chula
Total Beds 266
Source: City of Chula Vista Consolidated Plan FY 2005-2010 (based on the Regional Task Force on the Homeless)

HOUSING ELEMENT
APPENDIX A
The City Of Chula Vista does not discriminate against emergency or transitional shelters in
compliance with Section 65008, California Government Code, nor does the City Of Chula Vista
“impose different requirements on residential development for emergency shelters/transitional
housing that is subsidized, financed, insured, or otherwise assisted by the federal or state government
or by a local public entity, as defined in Section 50079 of the Health and Safety Code, than those
imposed on non-assisted developments, except as provided in subdivision (e).” Adopted regulations
apply equally to all multi-family development, irrespective of the type.
Permanently established transitional/emergency shelters, as defined in Section 50801 (e), Health and
Safety Code, for the homeless are permitted in the R-3 – Apartment Residential Zone (Chapter 19.28),
and are conditionally permitted uses in the C-O – Administrative and Professional Office Zone
(Chapter 19.30), and the C-B – Central Business Zone (Chapter 19.32). Design/architectural review is
required if a building is to be built, or if the exterior of an existing building is to be altered. The same
regulatory provisions and conditions of approval that would apply to any other multi-family
development at the same location in these three zones would also apply to a proposed permanently
established emergency shelter, and no additional provisions would be applied due to the fact that the
facility is an emergency shelter.
In past cases, the City has actually reduced or waived requirements such as parking or landscaping
in order to encourage and accommodate the development. For example, the homeless shelter (Casa
Nueva Vida I) located at 31 Fourth Avenue was originally processed in the mid-1990’s with a
conditional use permit, but the amount of parking was reduced in recognition of the fact that auto
usage by homeless families is reduced and public transit usage is increased. A yearly reporting
schedule was required, but once the law changed, making such facilities permitted-by-right land
uses, all conditions of the CUP were dropped.
In addition to the R-3 Zone, permanently established transitional/emergency shelters are permitted in
multi-family districts in all planned communities in Chula Vista. Such facilities are conditionally
permitted uses on CPF (Community Purpose Facility) designated land in planned communities
(§19.48.025.C.3).
With few exceptions, multi-family zones throughout the city are located along arterials in close
proximity to public transit facilities and shopping centers that provide for daily needs.
If the facility is to be newly constructed, on- and off-site improvements directly related to the impact of
the project could be required, as with any similar market-rate, multi-family project of the same scope.
In-lieu payment is also an available option.
Chula Vista’s updated General Plan, adopted December, 2005, provides for multi-family residential
densities ranging from 6 to 60 dwelling units per gross acre, and land use designations for multi-
family and mixed use residential districts where permanently established transitional/emergency
Page AA-41
HOUSING ELEMENT
APPENDIX A
shelters could be established. At present (summer 2006), the Zoning Ordinance is going through an
updating process in order to bring it into conformance with the General Plan. Provisions for such
facilities will be accommodated in the updated Zoning Ordinance.
A comprehensive list of shelter facilities located within Chula Vista and the South Bay region is
provided in Table A-25 of this Appendix.
3.4.6 Farm Workers
The 2000 Census shows there were only 118 persons in the agriculture, forestry, fishing and hunting,
and mining industry, making up less than 1 percent of Chula Vista’s population (see Table A-2).
Farm workers are considered a special needs group due to the seasonal nature of employment. The
limited amount of agricultural land within the City of Chula Vista makes this group a very small
minority.
3.4.7 Students
The Land Use and Transportation Element of the General Plan defines a University Study Area within
the Otay Ranch community. Students are considered a special needs group because of their unique
requirements for housing. University students are generally on a fixed-income and live in non-family
households. The development of student housing will be an integral component of the development
of the University Study Area.

HOUSING ELEMENT
APPENDIX A
3.5 Summary & Conclusion

This section of the Housing Element provides a summary of existing housing needs, future housing
needs, and special needs groups. Table A-26 is a summary of the needs identified in this section.
Table A-26
Summary of Existing Housing Needs
2005-2010 Growth Needs Special Needs Groups
Very Low Income 3,845 Elderly Persons 19,119
Low Income 2,704 Large Households 9,867
Moderate Income 2,717 Disabled Persons w/ go- 9,967
outside-home or self-care
disability
Above-Moderate Income 2,041 Female Headed 4,951
Households w/ Children
Total 11,307 Farm Workers 118
Overcrowding Overpaying Households
Renter 5,614 Renter 19,630
Owner 2,655 Owner 9,452
Total 8,269 Total 29,082
The major findings of this section are:
Overpayment. Data shows that 38 percent of Chula Vista’s households overpaid for
housing in 2000. It is estimated that 42 percent of renters overpaid for housing and 34
percent of owners overpaid.
Overcrowding. In Chula Vista 14 percent of households were considered overcrowded.
Approximately 8 percent of owner-occupied housing units and 23 percent of renter-
occupied units were overcrowded in 2000.
Elderly persons. There were 19,119 elderly persons, making up 14 percent of the total
population of Chula Vista in 2000. Of the elderly population, 32 percent had a self-care
disability or go-outside-home disability.
Large households. The number of large households has increased from 14 percent in
1990 to 17 percent in 2000. The 2000 Census indicated that 63 percent were owner-
occupied and 37 percent were renter-occupied.
Page AA-43
HOUSING ELEMENT
APPENDIX A
BLANK

HOUSING ELEMENT
APPENDIX B
OVERVIEW:
1.0 CONSTRAINTS TO THE PROVISION
OF HOUSING
Actual or potential constraints on the provision of housing and the cost One of the most
of housing affect the development of new housing and the significant and
maintenance of existing units for all income levels. Governmental and difficult constraint to
non-governmental constraints in Chula Vista are similar to those in housing in Chula Vista
other jurisdictions in the regional and are discussed below. One of the and elsewhere in the
most, if not the most, significant and difficult constraint to housing in San Diego region is
Chula Vista and elsewhere in the San Diego region is the high cost of the high cost of land.
land.
Page AB-1
HOUSING ELEMENT
APPENDIX B
GOVERNMENT CONSTRAINTS
2.0
Governmental constraints can limit the operations of the public, private and nonprofit sectors making it
difficult to meet the demand for affordable housing and limiting supply in the region. Governmental
constraints are policies, standards, requirements and actions imposed by the various levels of
government upon land and housing ownership and development. These constraints may include land
use controls, growth management measures, building codes, fees, processing and permit procedures, and
site improvement costs.
2.1 Land Use Controls

Land use controls take a number of forms that affect the development of residential units. These controls
include General Plan policies, zoning designations (and the resulting use restrictions, development
standards, and permit processing requirements), development fees and local growth management
programs.
2.1.1 General Plan
Each city and county is required by California Law to create a General Plan, which establishes policy
guidelines for development. The General Plan is the foundation of all land use controls in a jurisdiction.
The Land Use Element of the General Plan identifies the location, distribution and density of the land
uses within the City. General Plan densities are expressed as dwelling units per acre. The Chula Vista
General Plan identifies eleven residential land use designations, as shown in Table B-1.
Page AB-2 City of Chula Vista General Plan

HOUSING ELEMENT
APPENDIX B
Table B-1
GENERAL PLAN
RESIDENTIAL LAND USE DESIGNATIONS
Designation Description Acreage Density Range
Low Residential Single-family detached dwellings on 6,972 0 to 3 units
large rural, estate type lots per acre
Low-Medium Single-family detached dwelling units on 8,200 3.1 to 6 units
Residential medium sized lots per acre
Medium Single-family detached homes on smaller 1,201 6.1 to 11 units
Residential lots, zero-lot-line homes, patio homes, per acre
and attached units, such as duplexes
and townhomes, and mobile homes
Medium High Multi-family units such as townhomes 734 11.1 to 18
Residential and garden apartments, and mobile units per acre
homes
High Residential Multi-family units such as apartments 417 18.1 to 27
and condominium-type dwellings in units per acre
multi-story buildings
Urban Core Multi-family dwelling units in an urban 84 27.1 to 60
Residential1 environment units per acre
Mixed-Use Multi-family residential, retail shops, 727 N/A
Residential1 financial, business and personal services,
restaurants, entertainment and office
opportunities
Mixed Use High intensity mixed residential, office, 122 N/A
Transit Focus and retail uses
Area1
Eastern Urban Medium-High to Urban Core residential, 240 N/A
Center and a variety of integrated mixed use,
commercial, cultural, public, and office
uses
Resort May include hotels, resort-oriented 275 N/A
commercial services, restaurants and
retail shops, cultural and recreational
uses, conference centers and permanent
residences
Town Center 169 N/A
Notes:
1
New zoning district is needed, which will include appropriate FAR and density
Source: Chula Vista General Plan Land Use and Transportation Element
Page AB-3
HOUSING ELEMENT
APPENDIX B
According to the General Plan’s Land Use and Transportation Element, a total of 113,987 dwelling units
are anticipated within the City’s planning areas. The Department of Finance (DOF) reports that 73,115
units have been developed as of January 2005.
Depending on land costs, to make a housing project economically feasible, certain densities are required.
The California Housing and Community Development Department has established affordability standards
based on density.
Very Low- and Low-Income: minimum of 30 units per acre
Moderate-Income: minimum of 11-30 units per acre
Above Moderate-Income: Up to 11 units per acre (Market rate

housing)
2.1.2 Zoning Code

The Zoning Code is the primary tool for implementing the General Plan. It is designed to protect and
promote the public health, safety, and welfare of the people. Chula Vista’s residential zoning designations,
as shown in Table B-2, controls both the use and development standards of a specific site, and
influences the housing to be developed.
Table B-2
RESIDENTIAL DEVELOPMENT STANDARDS
Classification Min. Lot Min. Lot Lot Coverage Max. Height
Area (sq. ft.) Width (ft.)
Agriculture Zone1
A-8 8 acres 300 --- 2 ½ stories or 35 feet
A-X As designated on Zoning Map, but not less than 8 acres
Residential Estate Zone
R-E 4A 4 acres 200
R-E 2A 2 acres 200
40% 2 ½ stories or 28 feet
R-E 40,000 40,000 150
R-E 20,000 20,000 100
Single-Family Residential Zone
R-1-15 15,000 85
R-1-10 10,000 70
7,000 60 40% 2 ½ stories or 28 feet
R-1-7
6,000
R-1-5 5,000 50

HOUSING ELEMENT
APPENDIX B
Table B-2
RESIDENTIAL DEVELOPMENT STANDARDS
Classification Min. Lot Min. Lot Lot Coverage Max. Height
Area (sq. ft.) Width (ft.)
One- and Two-Family Residential Zone
R-2 7,000 60
R-2-T 3,500 --- 2 50%3 2 ½ stories or 28 feet
R-2-X 7,000 60
Exclusive Mobile Home
MHP By plan By plan By plan By plan
Apartment Residential Zone
R-3 7,000 65
R-3-M 7,000 65
50% 2 ½ stories or 28 feet4
R-3-T 2,000 22
R-3-G 7,000 65
No building can be
R-3-H 10,000 80 25% less than 46’ feet or 5-
stories
R-3-L 7,000 65 50% 2 ½ stories or 28 feet4
Planned Community
P-C By plan By plan By plan By plan
Notes:
1
To be consistent with the General Plan Update, the agriculture zone will be revised.
2
Minimum lot width shall be 30 feet for all lots developed with single-car garages and 40 feet for lots developed
with two-car garages.
3
All building including accessory buildings and structures in the R-2 zones shall not cover more than 50 percent of
the lot.
4
A maximum of 45’ may be approved by the design review committee.
The R-E (Residential Estate), R-1 (Single-Family), R-2 (One- and Two-Family), and R-3 (Apartment Residential)
zones are the primary residential zones. Single-family uses are permitted by right in the R-E, R-1 and R-2
zones, while duplex and multi-family developments are permitted by right in the R-2 and R-3 zones. Table
B-2 shows zoning standards for each zone designed for residential uses within Chula Vista.
The majority of residential development is required to be built no higher than 2 ½ stories or 28 feet with
the exception of the MHP, P-C, and R-3-H zones. Within the R-3 zone, the Design Review Committee can
approve a maximum height of 45 feet for multi-family residential development. The review by the Design
Review Committee ensures the development meets minimum design/architectural standards. The Design
Review Committee cannot deny the height increase based on land use issues, only design/architectural
issues, and any denial would have to be based on requirements found in the Zoning Ordinance and on
standards found in the Design Manual, which equally apply to all such developments. If the project is
denied based on design/architectural standards, the developer has the right to redesign or appeal. This
design review process does not control land use and no operational conditions may be attached to the
project as part of the design review approval.
Page AB-5
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APPENDIX B
In addition, residential uses are conditionally allowed within the Administrative and Professional Office,
Central Business, Central Commercial, Research Industrial, Limited Industrial, General Industrial, and
Public/ Quasi Public zones. Table B-3 describes the type of residential uses that are conditionally allowed
in the City.
CONDITIONALLY APPROVED RESIDENTIAL USES

Table B-3
Zone Residential Uses Allowed Conditions for Residential
Uses
Administrative and R-3 residential uses Per R-3 regulations
Professional Office
Central Business R-3 residential uses Must be above ground floor
commercial uses
Central Commercial Mixed commercial- CUP approval required
residential projects
Research Industrial Single-family unit as an Must be for the exclusive use
accessory use of a caretaker
Limited Industrial Single-family unit as an Must be for the exclusive use
General Industrial Single-family unit as an Must be for the exclusive use
Public/ Quasi Public Single-family unit as an Must be for the exclusive use
Source: City of Chula Vista
2.1.3 Site Improvements

Site improvements required to develop specific sites will vary depending on the location and existing
infrastructure. Possible improvements can include, but are not limited to upgraded sewer and water lines
to accommodate increased density; right-of-way dedication of the development site for arterials that do
not meet current level-of-service standards; and grading if there is excessive on-site slope. For new
developments, all improvements would have to be installed prior to occupancy or in-lieu fees paid.
Additionally, the City of Chula Vista has established standard street cross-sections and a variety of other
design standards related to public facilities, such as roadways and infrastructure facilities. As part of the
standard development review process, the City of Chula Vista adopted the Street Design Standards Policy
in October of 1989. This policy provides specific guidance and minimum street standards for the
development of site improvement as they relate to residential development. The Standards established by
the City are not seen as an impediment to development, as the standards are minimum requirements to
ensure health and safety standards are met. The City does have more specific standards relative to the

HOUSING ELEMENT
APPENDIX B
Master Planned Communities, which utilize the City’s Subdivision Manual, in addition to design
standards provided in the City’s Street Design Standards Policy. Table B-4 shows residential street design
standards as depicted in the Street Design Standards Policy and the City’s Subdivision Manual. To date,
no project applicant has indicated these standards impose constraints to development feasibility.
Table B-4
STREET DESIGN STANDARDS
Type of Street Right-of-way Curb to Curb Minimum Maximum Design
Design Grade ADT
Speed
Residential Street 56 feet 36 feet 25 mph 15% 1,200
Residential Street (Non- 62 feet 36 feet 25 mph 15% 1,200
contiguous Sidewalk)
Single Loaded Residential 50 feet 34 feet 25 mph 15% 1,200
Street
Single Loaded Residential 52 feet 34 feet 25 mph 15% 1,200
Street (Non-contiguous
Sidewalk)
Notes
1. Minimum distance between centerline intersections shall be 150 feet.
2. Grade segments in excess of 12% shall not exceed 300 feet.
3. Minimum radius for cul-de-sacs with a maximum length for 500 feet may be 100 feet and a maximum central angle
of 45 degrees subject to the approval of the City Engineer. The maximum tangent length between horizontal curves
of radius 100 feet shall be 150 feet.
4. Average grade over any 1,000-foor segment shall not exceed 10%.
5. Portland cement concrete pavement shall be required for grades in excess of 12%.
Source: Subdivision Manual, City of Chula Vista, 7/1/2002.
2.1.4 Parking Requirements
Table B-5 summarizes the parking requirements that exist in the City. Parking requirements do not strain
the development of housing directly. However, since parking in the City of Chula Vista is required to be
located on the same lot or property, these requirements may reduce the amount of available lot area of
residential development.
Table B-5
RESIDENTIAL PARKING REQUIREMENTS
Type of Residential Required Parking Spaces Comments
Development
Single-Family, Duplex Two spaces per dwelling units Both spaces shall be within a
garage with a minimum area
of 400 sq. ft.
Page AB-7
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APPENDIX B
Table B-5
RESIDENTIAL PARKING REQUIREMENTS
Type of Residential Required Parking Spaces Comments
Development
Townhomes Two spaces per dwelling unit Both spaces shall be in a
garage or carport with a
minimum area of 400 sq. ft.
Multi-Family One and one-half spaces per For every 10 spaces one may
unit for a studio or 1-bedroom, be compact.
2 per unit for 3-bedrooms or
larger unit
Mobilehome Two spaces on each pad, 1/3 At the community center one
guest space per mobilehome space for each five pads up to
located within 400 feet of the 50 pads and one space for
farthest unit. each 10 pads thereafter.
Source: City of Chula Vista Municipal Code, Title 19.
2.2 Growth Management

The following programs and plans have been adopted to guide future development of Chula Vista:
Growth Management Element: The Growth Management Element of the General Plan is designed to
guide the demands for growth and development, revitalization and environmental protection to improve
the quality of future for current and future residents of Chula Vista.
Growth Management Program: The Growth Management Program was adopted in 1991 as serves as
the primary mechanism for the Growth Management Element of the General Plan. The program sets the
foundation for carrying out City development policies by directing and coordinating future growth to
ensure timely provision of public facilities and services. The program establishes thresholds for eleven
areas affecting Chula Vista, including traffic, police, fire and emergency services, schools, libraries, parks
and recreation, water, sewer, drainage, air quality, and economics.
Growth Management Ordinance: This ordinance was adopted in 1991 and codifies Growth Management
intents, standards, requirements, and procedures related to the review and approval of development
projects.

HOUSING ELEMENT
APPENDIX B
2.3 Density Bonus

State law allows a developer to increase the density of a residential development by at least 25 percent if
provisions are made to allocate 20 percent of the units for low- and moderate-income housing. An
additional incentive or financial equivalent (such as modified development standards or reduction/
wavier of application or development impact fees) is granted to all residential development meeting the
20 percent density bonus requirement for low- and moderate-income housing.
2.4 Accessory Second Unit Requirements

Accessory second dwelling units provide additional opportunities to provide affordable housing, primarily
focusing on “granny flats” intended for the elderly or family of the primary owner. In response to state
mandate, an accessory second dwelling unit ordinance was adopted in 2003 to allow accessory dwelling
units in A, R-E, R-1 and P-C zones provided certain conditions are met.
2.5 Senior Housing

Housing development for seniors may be allowed in any zone except R-1, R-2, C-V, C-T and industrial
zones. Since elderly persons require different dwelling characteristics, developments for seniors require a
conditional use permit. Additionally, the Planning Commission and City Council can make exceptions to
development standards for senior developments, such as parking, density, and setbacks.
2.6 Housing for Persons with Disabilities

The U.S. Census Bureau defines persons with disabilities as those who have difficulty performing certain
functions (seeing, hearing, talking, walking, climbing stairs, lifting or carrying), or has difficulty with certain
social functions. Persons who are unable to perform one or more activities, use assistive devices for
mobility or who needs assistance from others to perform basic daily tasks is considered to have a severe
disability.
In Chula Vista, the following categories of disabilities occur within the following populations:
Sensory Disability
Page AB-9
HOUSING ELEMENT
APPENDIX B
Physical Disability
Mental Disability
Self-care Disability
Outside Home Disability
Employment Disability
As shown in Table B-6, the City of Chula Vista has a resident capacity of 1,990 persons in care facilities.
There are seventy-five adult care facilities including, adult day care, adult residential, and residential
elderly facilities. In addition, the City has twenty-six children’s facilities, which include group homes, small
family homes, and infant centers.
Table B-6
CITY OF CHULA VISTA
CARE FACILITIES
Facility Type Number of Facilities Resident Capacity
Adult Facilities
Adult Day Care 4 310
Adult Residential 35 201
Residential Elderly 36 1,074
Children’s Facilities
Group Home 8 115
Small Family Home 7 29
Infant Centers 11 261
TOTAL 101 1,990
Source: City of Chula Vista Consolidated Plan, 2005.
2.6.1 Reasonable Accommodation Procedures
The City of Chula Vista, as a matter of federal and state law, complies with the requirements of the
Federal Fair Housing Act and the California Fair Employment and Housing Act to provide for reasonable
accommodation in the zoning code and other land use regulations when accommodations provide for
equal opportunity for access to dwelling units. Request for reasonable accommodations are considered
on a case-by-case basis.
The City of Chula Vista has developed an application procedure for unreasonable hardship exceptions for
accessibility issues through Application Form 4607. The application provides a formalized process for the
granting of exceptions from the requirements of State of California Title 24 accessibility. The application
is available at the public counter and via the City’s website.

HOUSING ELEMENT
APPENDIX B
Parking Standards for facilities for persons with disabilities may be waived provided the need for reduced
or modified standards can be justified, based on Title 24. Modifications to these standards include new
construction and remodel of existing residential development.
The City of Chula Vista defines “Family” as “an individual, or two or more persons, related by blood,
marriage of adoption, or a group included unrelated individuals bearing the generic character of and
living together as a relatively permanent bona fide housekeeping unit sharing such needs as cooking
facilities” (CVMC 19.04.092). Therefore, the occupancy standards for unrelated individuals residing in the
same unit are not considered differently than related individuals.
As contained in 19.54.020 of the Municipal Code, there is no established standard for the location
requirements of facilities tailored for persons with disabilities. The Municipal Code states that facilities
shall be sited in a manner that does not negatively impact the character of a neighborhood. The City of
Chula Vista believes this general requirement does not have a demonstrable negative impact on the
development or cost of providing facilities for the disabled.
2.6.2 Building Codes
The City enforces Title 24 of the California Code of Regulations that regulates the access and adaptability
of buildings to accommodate persons with disabilities. The Plan Review and Inspection Sections of the
Planning and Building Department conduct thorough reviews of all new construction projects to confirm
the work meets the appropriate State of California accessibility standards. In the case of residential
construction, there are very few accessibility requirements for single-family dwellings and the
requirements for multi-family structures only apply when the building is newly constructed. However, the
City does have two programs to encourage the implementation of enhanced accessibility features in
residential construction. First, the City has adopted a program to conduct comprehensive field
investigations in response to inquiries about the potential lack of accessibility features that should have
been included during original construction. A formal enforcement process is in place to insure any
detected violations are corrected in a timely manner. The second program consists of a $250,000 grant
to facilitate the construction of exterior accessibility features in existing multifamily structures where such
features would not have been otherwise required by State Code.
Page AB-11
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APPENDIX B
2.6.3 Specific Use Requirements
Convalescent Hospitals, Rest Homes, and Nursing Homes
Convalescent hospitals, rest homes, and nursing homes (for the aged, crippled, or mentally disabled of all
ages) may be considered for location in any zone, subject to a Conditional Use Permit. The purpose of
this review is to determine that the characteristics of these uses are not incompatible with the type of
uses permitted in surrounding areas.
Specific site requirements for convalescent hospitals and nursing homes include locational criteria and
parking standards. Specifically, section 19.58.110 of the Municipal Code, requires convalescent hospitals
to be located on a collector or thoroughfare one a minimum parcel of one acre in any residential zone.
Requirements for nursing homes include approval and license from proper agencies concerning health
and safety and an off-street loading area, in addition to specific requirements in an unenclosed
incinerator is provided. The City of Chula Vista regulates parking standard by designated use. One space
for every three beds is required for both a convalescent hospital and nursing home.
Further, the following findings must be made for homes for mentally disabled children:
The size of the parcel shall provide adequate light and air in proportion to the number of
residents;
The location of windows and open play areas shall be situated as to not adversely impact
adjoining uses, and;
Spacing between facilities shall not affect that character of the surrounding neighborhood.
The City of Chula Vista does not have a set of particular conditions or use restrictions for facilities with
greater than six persons. Facilities with six or fewer residents do not require a business license.
2.7 Building Codes and Enforcement

Building and safety codes are adopted to preserve public health and safety, and ensure the construction
of safe and decent housing. They also have the potential to increase the cost of housing construction or
maintenance.

HOUSING ELEMENT
APPENDIX B
Building Codes: The City of Chula Vista has adopted the 2001 edition of the California Building Code,
which establishes certain construction standards for all residential buildings. These codes are designed to
protect the public health, safety, and welfare of Chula Vista’s residents. Code enforcement in the City is
performed on a complaint basis through the Code Enforcement Section of the Planning and Building
Department. The City has made local amendments to the California Building Code, as contained in
Chapter 15.08 of the City’s Municipal Code for the purpose of further defining administrative procedures
and addressing health and safety concerns. No local amendments are perceived as creating a
demonstrable constraint to housing development.
Americans with Disabilities Act: The Federal Fair Housing Act of 1998 (FHA) and the Americans with
Disabilities Act (ADA) are federal laws that are intended to assist in providing safe and accessible
housing. The City of Chula Vista has the authority to enforce laws and regulations (California Code of
Regulations (CCR) Title 24) when evaluating construction projects. Compliance with these codes may
increase the cost of housing construction as well as the cost of rehabilitating older units, which may be
required to comply with current codes.
Uniform Housing Code: The Uniform Housing Code provides complete requirements affecting
conservation and rehabilitation of housing. It is compatible with the Uniform Building Code.
Implementation of the requirements contained in the Uniform Housing Code may influence the feasibility
of conservation and rehabilitation efforts of existing housing units in the City.
2.8 Development Fees

Various development and permit fees are charged by the City and other agencies to cover administrative
processing costs associated with development. These fees ensure quality development and the provision
of adequate public services. However, often times, these fees are often passed down to renters and
homeowners in the rent/purchase price of the unit and therefore, affect the affordability of housing.
The Building Industry Association of San Diego County (BIA) publishes the results of a survey of the
development fees jurisdictions charge for residential development. One method of determining whether
fees are excessive and represent barriers to affordable housing is by comparing fees to jurisdictions in
the region.
Page AB-13
HOUSING ELEMENT
APPENDIX B
Table B-7 summarizes the findings of the Building Industry Association of San Diego County for the City
of Chula Vista and three other cities within San Diego County.
Table B-7
DEVELOPMENT FEES1
Type of Fee Chula El Cajon Carlsbad San Diego,
Vista City
Planning
General Plan Amendment $8,0002* $2,900 $5,125 $8,0002
Rezone Application $2,0002* $2,800 $5,535 $8,0002
Design Review w/ Public Hearing $4,0002* ---- ---- ----
Planned Unit Development $15,0002* $4,000 $6,960 $8,0002
Specific Plan $10,0002* $3,300 $29,2208 $8,0002
Conditional Use Permit w/ Public $4,0002* $3,500 $2,020 $5,0002
Hearing
Variance w/ Public Hearing $4,0002* $750 $2,355 $2,0002
Environmental
Initial Study $4,0002* $400 $790 + ----
$1,440
EIR Processing $15,0002* $10,000 $16,7008 ----
Engineering and Subdivision
Tentative Tract Map $13,0002* $3,700 + $13,705 $5,0002
$70/ lot
Final Tract Map $16,0002 $4,5005 $6,225 + $3,0002
$5/ac
Grading Plan Check $8,0002 $1,000 $4,865 $6,9002
Grading Permit $10,0003 ---- $2,765 $6,9002
Improvement Plan Check $10,0004 $1,0006 $31,980 $17,4002
Improvement Inspection $14,0002 $3.5% of $19,030 $17,4002
est. cost7
Other Fees9 ---- ---- ---- ----
Notes:
1
Based on 50 lots on 10 acres, 100,000cy-grading quantity, $1,500,000 total improvement costs.
2
Deposit based fee. Additional fees may be charged if project costs exceed the initial deposit.
3
Full cost recovery. $14,000 grading inspection
4
included with final map deposit
5
$4,500 for 1st slots + $145 each additional lot > 5
6
minimum $1,000 or 6.5% of 1st $50K + 4% of value between $100K and $250K + 1% of value > $250K
7
of construction with a minimum of $500
8
Base fee + fully burdened hourly
9
Other fees vary considerably by jurisdiction and are not included in this analysis
Sources:
Building Industry Association of San Diego County, 2005-2006 Fee Survey.
* City of Chula Vista, Planning and Engineering Departments

HOUSING ELEMENT
APPENDIX B
An evaluation of fees indicated that the City of Chula Vista charges development fees comparable to the
surrounding jurisdictions. Many of Chula Vista’s development fees require an initial deposit. Any
additional fees over the deposit may then be charged to the applicant.
2.9 Local Processing and Permit Procedures

Considerable holding costs are associated with delays in processing development applications and plans.
The City of Chula Vista’s development process is designed to accommodate applicants.
Three levels of decision-making bodies govern the review process in Chula Vista: the City Council,
Planning Commission, and Design Review Committee. Smaller, less complex projects do not require a
public hearing and may be approved through the Zoning Administrator.
The R-E (Residential Estate), R-1 (Single-Family), R-2 (One- and Two-Family), and R-3 (Apartment
Residential) zones are the primary residential zones in the City of Chula Vista. Single-family uses are
permitted by right in the R-E, R-1 and R-2 zones, while duplex and multi-family developments are
permitted by right in the R-2 and R-3 zones.
Multi-family and/or mixed-use developments are conditionally permitted in the Administrative and
Professional Office, Central Business, and Central Commercial zones. The Planning Commission or the
Zoning Administrator may grant a conditional use permit if the planning commission or the zoning
administrator finds evidence that meets the following under Section 19.14.080 of the Municipal Code:
That the proposed use at the particular location is necessary or desirable to provide a service or
facility which will contribute to the general well-being of the neighborhood or the community;
That such use will not, under the circumstances of the particular case, be detrimental to the
health, safety or general welfare of persons residing or working in the vicinity, or injurious to
property or improvements in the vicinity;
That the proposed use will comply with the regulations and conditions specified in Section
19.14.080 of the Municipal Code for such use;
That the granting of a conditional use will not adversely affect the general plan of the City or the
adopted plan of any governmental agency;
That the proposed conditional use, if located in the coastal zone, is consistent with the certified
local coastal program and is consistent with the intent of the zoning district.
Additionally caretaker units are conditionally allowed within the Research Industrial, Limited Industrial,
General Industrial, and Public/ Quasi Public zones.
Page AB-15
HOUSING ELEMENT
APPENDIX B
All new or redesigned multi-family development is subject to the design review process, either as a public
hearing or through an administrative process (with no public hearing). Section 19.14.582.C describes the
responsibilities of the Design Review Committee as follows:
“The responsibility of the design review committee shall be limited to the review of site plans,
landscaping, and the exterior design of buildings, for consistency with city-approved design guidelines. In
reviewing a residential project, the DRC shall consider the costs/benefits of any recommended
improvement as reported by the applicant.”
Before a project appears before the Design Review Committee, the applicant has been apprised of all on-
and off-site improvements and conditions, which will be listed in the resolution of approval. The Design
Review Committee bases its objective decision on the documents available to them such as the Zoning
Ordinance, Design Manual or Sectional Area Planning (SPA) Plans, and approved Specific Plans, where
appropriate. The Design Review Committee does not consider land use as part of its review. Therefore,
findings are not required to allow multi-family projects in multi-family zones.
Table B-8
LOCAL DEVELOPMENT PROCESSING TIME LIMITS
CITY OF CHULA VISTA
Item Approximate Length of Time from Submittal to
Public Hearing
Minor Cases (without a Public Hearing)
Conditional Use Permit 3-4 months
Minor Variance 2-3 months
Design Review 4-5 months
Major Cases
Conditional Use Permit 4-5 months
Design Review 6 months
Subdivisions 8 months
Variance 3-4 months
Rezone Application 13 months
Precise Plans 10-11 months
Source: City of Chula Vista, Department of Planning and Building, 2005.
As shown in Table B-8, processing times vary considerably depending on the complexity of the project.
Single-family homes and tenant improvements can be processed in 2 to 5 months. Other more complex
projects, like subdivisions, rezoning applications, and other discretionary projects necessitate a higher
level of review and thus have a longer processing timeline.

HOUSING ELEMENT
APPENDIX B
2.10 Environmental and Infrastructure Constraints

Due to Chula Vista’s natural resources, sensitive habitats and coastal location, there are areas within the
City that may be exposed to a variety of environmental hazards and resources which constrain
development. Additionally, with many lands east of I-805 vacant and undeveloped and proposed
increased densities in the older western Chula Vista, providing adequate levels of service for the
infrastructure needs of the community can pose a challenge.
2.10.1 Environmental Constraints
The City of Chula Vista has identifies area where land development should be carefully controlled. The
following hazards may impact future development of residential units in Chula Vista.
Seismic Hazards: No known Alquist-Priolo Earthquake Fault Zones, or active faults traverse Chula Vista,
traces of the potentially active La Nacion fault zone cross the City in a generally north-south direction
through the central portion of the City. The nearest active fault is located 14 miles northwest of the City.
Seismic activity within the region can cause strong ground motion, seismically-induced liquefaction,
ground surface rupture, landslides, and seismically induced settlement.
Flooding: The floodplains of the Sweetwater and Otay Rivers and several of their tributaries have the
potential to flood during a 100-year storm. Portions of the City are also subject to flood inundation in the
event of failure of the Sweetwater, Upper Otay, or Savage (Lower Otay) dams. The potential for significant
wave damage (i.e. tsunamis) is considered low due to the City’s relatively protected part of the San Diego
Bay.
Fire Hazards: A large portion of the City of Chula Vista is located within a High and Very High hazard
area for wildfires. Implementing appropriate techniques, consistent with the Chula Vista MSCP Subarea
Plan and the City’s UWIC can reduce such hazards.
Hazardous Materials and Waste: Hazardous materials are used, transported, produced, and stored for a
variety of purposes in Chula Vista. Federal, state, and county agencies closely regulate hazardous
materials to protect health and the environment. In addition, the City uses zoning regulations,
environmental review of proposed projects in accordance with the California Environmental Quality Act,
and the issuance of business licenses to regulate facilities that use, store, and handle hazardous
materials and waste.
Contaminated sites are also identified as an environmental hazard. The majority of the known and
Page AB-17
HOUSING ELEMENT
APPENDIX B
potentially contaminated sites in Chula Vista are located in older industrial and commercial areas west of
Interstate 805 and along Main Street east of Interstate 805.
Noise: Residential land uses are considered the most sensitive to loud noise. In Chula Vista the most
prevalent source of noise is from the transportation system, including the freeways, the San Diego Trolley,
and freight service.
Environmental constraints have been reviewed as part of the Multiple Species Conservation Program
(MSCP). The development sites within master planned communities within eastern Chula Vista have
been determined by the MSCP as developable. Those areas with environmental constraints have been
designated as Open Space.
Development in Western Chula Vista, specifically within the Urban Core Specific Plan has been evaluated
for potential environmental constraints. Through the Urban Core Specific Plan’s Environmental Impact
Report, all potential environmentally sensitive sites have been identified, mapped and the specific actions
to mitigate these sites are a component to the Environmental Impact Report’s Mitigation Program. No
site may be developed without prior clearance from local, state, and/or federal agencies and specific
mitigations completed. These constraints were a factor in evaluating future development potential of
infill and vacant sites, as discussed in Appendix C of this document.
2.10.2 Infrastructure Constraints
Chula Vista strives to maintain existing infrastructure and meet future demands. Challenges posed by
new development include extending service to unserved areas, keeping pace with construction, and
adjusting for changes in designated density. Challenges posed by density increases in older parts of the
City include repairing existing deficiencies and maintaining and possible upsizing older infrastructure.
Water: The majority of the region’s water supply must be imported in order to meet demands. Chula Vista
has historically received the majority of its water supply from the San Diego Water Authority (CWA). The
CWA generally imports from 75 to 95 percent of its water from the Metropolitan Water District (MWD) of
Southern California. Imported water comes from the Colorado River and the State Water Project. Chula
Vista’s primary water agencies are the Otay Water District and the Sweetwater Authority. A third water
agency, the California American Water Company, also provides water to a small portion of Chula Vista.
The Sweetwater Authority provides water service to the western Chula Vista area. Future demand for
capital improvements are addressed by the Sweetwater Authority and paid through its development
impact fee structure. Based upon this analysis, future water demands can be met through existing and
planned water facilities to accommodate the City’s regional housing need of 17,223 units.

HOUSING ELEMENT
APPENDIX B
Sewer: The City maintains and operates sewer facilities that feed into a larger regional City of San Diego
Metropolitan Sewage System for treatment and disposal. Chula Vista currently operates and maintains
approximately 400 miles of sewer pipelines. In addition the City must also address system upgrades and
expansion to accommodate new sewer connections, especially in the Eastern Chula Vista. The City has
purchased 19.8 million gallons per day of capacity rights from the Metropolitan Sewage System. This
capacity is sufficient to accommodate existing housing and the City’s share of the regional housing need
for 17,223 housing units. To evaluate future demand beyond the Housing Element’s planning period the
City is currently working on acquiring additional treatment capacity to meet future demands, based on
2030 estimates.
Drainage: Chula Vista is part of the San Diego watershed area. The City maintains a system of storm
water pipelines, box culverts, lined and natural channels, and water detention facilities. Current facilities
have adequate capacity for projected short and mid-term development, although drainage infrastructure
may need to be constructed or modified to meet the San Diego watershed area’s National Pollutant
Discharge Elimination System (NPDES) permit requirements. Long-term build-out includes major
development in the eastern portion of the City that will add significant amounts of storm water to the
existing system.
Page AB-19
HOUSING ELEMENT
APPENDIX B
NON-GOVERNMENT CONSTRAINTS
3.0
A number of private sector factors contribute to the cost of housing. These constraints include the
availability of land and costs of land and construction. The following is a discussion of these factors and
their impact on affordable housing development.
3.1 Vacant and Underutilized Land
Chula Vista’s eastern area provides an extensive stock of developable land. Most of the development
occurring within the eastern area is contained within master planned developments. Additionally, vacant
land in the western area of the City is minimal due to its built out conditions. Therefore, the limited
availability of raw vacant land has a direct affect on land prices. A thorough analysis of vacant and
underutilized land is conducted in Appendix C of this Housing Element.
3.2 Housing Costs and Land Prices

The cost of land directly influences the cost of housing. Land prices are determined by a number of
factors, most important of which are land availability and permitted development density. As land
becomes more scarce, the prices of land increase. In terms of development, land prices have a positive
correlation with the number of units permitted on each lot. In recent years, land prices have increased
due to the success of the housing market in Southern California.
Housing prices in the San Diego region have experienced expansive growth in recent years. The
relatively low employment rate and job creation trends in the region have influenced the demand for
housing. Since much of the region has not been able to keep up with the rate of demand for housing,
available supply has been limited. This limited supply has had a direct influence on the cost of housing.
Although housing price appreciation has cooled, the trend is predicted to continue as the job market and
favorable interest rates influence the demand for new housing. Tables B-9 through B-11 provide a
summary of housing price trends in Chula Vista through the fourth quarter of 2005.

HOUSING ELEMENT
APPENDIX B
Table B-9
RESALE SINGLE-FAMILY HOME PRICE TRENDS
CHULA VISTA 2004-2005
Location ZIP Median Price Median Price Percentage
Code 2004 2005 Change (%)
($) ($)
Chula Vista (north) 91910 $500,000 $560,000 12.0%
Chula Vista (south) 91911 $450,000 $504,000 12.0%
East Lake-Otay Ranch 91913 $570,000 $628,000 10.2%
Chula Vista (northeast) 91914 $640,000 $718,000 12.2%
Chula Vista (southeast) 91915 $575,000 $620,000 7.8%
Source: DataQuick Information Systems/Union Tribune
Table B-10
RESALE CONDOMINIUM HOME PRICE TRENDS
($) ($) 04-05
Chula Vista (south) 91911 $315,000 $350,000 11.1%
East Lake-Otay Ranch 91913 $349,000 $399,000 14.3%
Table B-11
NEW SINGLE-FAMILY/CONDOMINIUM HOME PRICE TRENDS
($) ($) 04-05
Chula Vista (south) 91911 $361,750 $357,500 -1.2%
East Lake-Otay Ranch 91913 $525,000 $465,500 -11.4%
Note: price trends do not indicate product type, which may influence the cost of housing units.
Page AB-21
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APPENDIX B
3.3 Construction and Land Costs

Construction costs are primarily determined by the cost of materials and labor, but are also influenced by
market demands and market-based changes in the cost of materials. The cost of construction depends
on the type of unit being built and on the quality of the product being produced. Therefore, suburban
garden apartments will have lower per unit construction costs than apartments built in more dense
urban environments.
Construction costs can be strongly influenced by a variety of factors and have a direct correlation with
the cost of housing. Table B-12 provides a summary of estimated construction and land costs for San
Diego County.
Table B-12
CONSTRUCTION AND LAND COST ESTIMATES
SAN DIEGO COUNTY1
Development Type Estimated Cost (2006 dollars)
Single-Family Residential $125 per square foot
Townhomes $180 per square foot
Garden Apartments $200 per square foot
Stacked Flat (w/ structured parking) $250 per square foot1
Land Costs (multi-family) $25,000 per unit2
Land Costs (single-family) $150,000 per unit2
Notes:
1. Construction cost estimates include hard and soft costs, excluding land
2. Calculated per square foot of non-parking component.
3. Land costs increase per unit as density increases.
Source: RBF Consulting 2006

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APPENDIX B
3.4 Financing
Mortgage interest rates have a large influence over the affordability of housing. Higher interest rates
increase a homebuyer’s monthly payment and decreases the range of housing that a household can
afford. Lower interest rates result in a lower cost and lower payments for the homebuyer.
Typically when interest rates rise the market compensates by decreasing housing prices. Similarly, when
interest rates decrease, housing prices begin to rise. Often times, there is a lag in the market. So when
interest rates rise, housing prices continue to stay high until the market can catch up. It is this period
when it is the most difficult for lower-income households to purchase a home.
As shown in Table B-13, the percentage of persons denied for a home loan in the San Diego region
increases as income decreases. Approximately 20 percent of very low-income households were denied a
loan, while only 9 percent of above moderate-income households were denied.
Table B-13
MORTGAGE LENDING RATES
SAN DIEGO REGION
Income Group Total Loans Applications Percentage
(% of Median Income) Applications Originated Denied Denied
<50 % MFI 334 151 68 20.4%
51-80% MFI 2008 1348 293 14.6%
81-100% MFI 2830 1982 314 11.1%
100-120% MFI 3956 2745 424 10.7%
>120% MFI 31414 22624 2960 9.4%
TOTAL 40542 28850 4059 10.0%
Source: Home Mortgage Disclosure Act (HMDA) 2003 Draft Data
Interest rates are determined by national policies and economic conditions, and there is little that local
governments can do to affect these rates. Figure B-1 shows interest rates have generally risen
throughout 2005. There are a few dips in rates around June and September, but overall rates have been
increasing. Jurisdictions can, however, offer interest rate write-downs to extend home purchase
opportunities to lower income households. Additionally, government insured loan programs may be
available to reduce mortgage down payment requirements.
Page AB-23
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APPENDIX B
6.5
6
5.5
30yr FRM
5
15 yr FRM
4.5
1 yr Adjustable
4
3.5
3
May-05
Mar-05
Nov-05
Jan-05
Jul-05
Jan-06
Sep-05
Figure B-1: Mortgage Rate Trends

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APPENDIX C
OVERVIEW:
1.0 HOUSING RESOURCES
This section evaluates the potential opportunities for various types of Opportunities
residential development for all income levels and energy conservation for development
within such developments. The analysis primarily looks at development in the City
that could occur based upon the Chula Vista General Plan and Zoning include vacant
Ordinance.
and
More specifically, this section discusses the following: underutilized
residential sites.
An inventory of available vacant and underutilized land for
residential development to accommodate the City’s Regional Share Goals;
Opportunities for homeless shelter and transitional housing;
An inventory of assisted housing units and efforts to preserve; and
Opportunities for energy conservation.
Page AC-1
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APPENDIX C
LAND AVAILABILTY
2.0
State Housing Element Law mandates that a jurisdiction must show that it has adequate sites that
will be made available through appropriate zoning and development standards and with the
required public services and facilities for a variety of housing types and incomes. This evaluation of
adequate sites represents a planning goal and not a goal for the actual production of housing within
the five-year period. The City must demonstrate that it has the capacity, or adequate sites, to
accommodate the projected need for housing. The projected need for housing used for this
evaluation is defined as the City’s share of the region’s housing needs for 2005-2010.
2.1 Regional Housing Needs Assessment

State Housing Element Law requires that each jurisdiction, in preparing its Housing Element, develop
local housing programs designed to meet its share of existing and future regional housing needs for
all income groups. This requirement ensures that each jurisdiction accepts responsibility for the
housing needs of its current and anticipated future residents, particularly lower-income households,
and plans for a variety of housing choices.
2.1.1 2005-2010 Growth Needs
The State Department of Finance (DOF) is responsible for projecting the total statewide housing
demand, with the State Department of Housing and Community Development (HCD) apportioning
this demand to each of the state’s regions. This demand represents the number of additional units
needed to accommodate the anticipated growth in the number of households, to replace expected
demolitions and conversions of housing units to non-housing uses, and to achieve a future vacancy
rate that allows for healthy functioning of the housing market.
The San Diego Association of Governments (SANDAG), the Council of Governments (COG)
representing the region, in cooperation with the local jurisdictions, is tasked with the responsibility of
allocating the region’s projected new housing demand to each jurisdiction. The allocation is further
divided into four income categories:
Page AC-2 City of Chula Vista General Plan

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APPENDIX C
Very Low-Income – 0% to 50% of the median income;

Low-Income – 51% to 80% of the median income;
Moderate-Income – 81% to 120% of the median income; and,
Above Moderate-Income – more than 120% of the median income.
This process is known as the Regional Housing Needs Assessment (RHNA), and the goals are
referred to as either the RHNA goals or the “regional share” goals for new housing construction. The
allocation takes into account factors such as market demand for housing, employment opportunities,
the availability of suitable sites and public facilities, commuting patterns, type and tenure of housing
need, and others. In determining a jurisdiction’s share of new housing needs by income category, the
allocation is adjusted to avoid an over-concentration of lower income households in any one
jurisdiction.
A Regional Housing Needs Assessment (RHNA) prepared by SANDAG in February 2005 for the
period beginning January 1, 2003 to June 30, 2010 (a 7 ½ year period) identifies Chula Vista’s share
of the region’s housing needs as 17,224 new housing units. To determine the regional housing
needs for the 2005-2010 planning period, the needs are adjusted by the actual number of units
constructed from January 1, 2003 to June 30, 2005, a total of 5,916 housing units. Based upon this
adjustment, the regional housing needs for 2005-2010 is 11,307 housing units, with 58 percent
allocated for lower income households.
Figure C -I
C H U LA V IS TA 'S R H N A G O A LS
B Y IN C O M E C A TE G O R Y
2005-2010
Low
24% M oderate
24%
V ery Low A bove

34% M oderate
18%
Source: Regional Housing Needs Assessment, SANDAG 2005
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APPENDIX C
As required by State Housing Law, the City must plan for its share of the region’s new housing needs
in all four income categories by identifying an adequate supply of land zoned at the appropriate
density levels to accommodate each income category. The RHNA goals do not represent a
requirement for actual housing production, but rather seek to ensure the City has, or plans to add,
zoning capacity to accommodate new housing growth.
To address the City’s needs for very low-and low-income housing, Chula Vista must demonstrate that
it has an adequate supply of land for higher density housing (30 or more dwelling units per acre).
Although zoning land for higher density development does not guarantee the construction of
housing that is affordable to low- and moderate-income families, without such higher density zoning,
the opportunity to use subsidies and implement affordable housing programs for such families is
diminished.
2.2 Capacity to Meet Regional Share Goals

Due to the diverse nature of eastern and western Chula Vista, the analysis of available sites for
housing has been customized to each area.
Most of the vacant land is located in eastern Chula Vista and will be developed under the Planned
Community (PC) Zone. These Master Plan communities have the capacity to accommodate 17,027
dwelling units as shown in Table C-2.
The City of Chula Vista General Plan Land Use and Transportation Element identifies six residential
land use designations. The availability of land suited to accommodate the various income levels is
based upon the allowed density.
Table C-1
GENERAL PLAN
RESIDENTIAL LAND USE DESIGNATIONS
Income Level Land Use Designations Density
Very Low & Low Urban Core Residential 27.1 to 60 units per acre
High Residential 18.1 to 27 units per acre
Moderate
Medium High Residential 11.1 to 18 units per acre
Medium Residential 6.1 to 11 units per acre
Above Moderate Low-Medium Residential 3.1 to 6 units per acre
Low Residential 0 to 3 units per acre

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APPENDIX C
2.2.1 Availability of Sites in Eastern Chula Vista
Table C-2 lists the currently remaining residential development capacity on available vacant land
sites within eastern Chula Vista master planned communities in accordance with the associated
General Plan gross density classifications. As can be seen, approximately half (48%) of the 17,027
total units will be high density, followed by 18 percent medium-high, 8 percent medium, 21 percent
low-medium, and 5 percent low density residential. As discussed below, since all of these areas have
been subject to varying levels of subsequent planning, these gross densities have been refined, and
actual development on individual sites is occurring at somewhat higher net density levels. Figure C-1
presents a key map showing the location of each of the master planned communities listed on Table
C-2, and Figures C-2 through C-10 present the Site Utilization Plans from the associated General Plan
Development Plan (GDP) or Sectional Planning Area (SPA) Plans that depict the specific residential
development sites and their new densities.
Table C-2 has been divided into the following three subsets to reflect the level of entitlements and
status of implementation:
Approved General Development Plan (GDP) – The GDP reflects a refinement of the City’s
General Plan, and is the first tier zoning plan for lands within the City’s Planned Community
(P-C) zone classification. The GDP is essentially a bubble-type land use plan indicating the
intended locations, acreages and densities for various land use types, along with primary
circulation routes. In order to be implemented, a SPA Plan must be processed followed by
subdivision maps, design review and ultimately building permits. Based on typical processing
time frames, projects with approved GDP status have the potential to commence construction
within a 3 to 4-year time frame.
Approved or in-process Sectional Planning Area (SPA) Plan – The SPA Plan effectively serves
as the tailored zoning document for the particular master planned project. It identifies
specific development sites, land use types and densities, and associated property
development standards. Typically, a subdivision map and/or design review are necessary
prior to building permits. Projects with approved SPA Plans will typically commence
construction within an 18-month to 3-year window, and these projects will complete housing
units within the timeframe of this Housing Element.
Developments Being Implemented – This includes projects that have achieved SPA and
subdivision map approvals, and are actively under construction. Building permit activity
changes daily, and these projects will be fully completed within the timeframe of this Housing
Element.
Page AC-5
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APPENDIX C
Table C-2
MASTER PLANNED COMMUNITY
RESIDENTIAL CONSTRUCTION CAPACITY 2005
Low Low – Med Med – High Totals
Med High
Project 0-3 3-6 6-11 11-18 18-27+
du/ac du/ac du/ac du/ac du/ac
APPROVED GDP
OR Village 4 453 453
OR Village 8 565 1,017 1,582
OR Village 9 365 622 254 1,241 2,482
Birch Patrick Estates 128 128
APPROVED OR IN-PROGRESS SPA
OR Village 2 709 1,801 2,510
OR Village 12 EUC 3,313 3,313
DEVELOPMENTS BEING IMPLEMENTED
OR Village 6 34 40 662 736
OR Village 7 977 448 1,425
OR Village 11 30 509 379 641 1,559
McMillin 24 24
Eastlake Greens 606 606
Eastlake Woods &
157 82 32 600 871
Vistas
Rolling Hills Ranch 434 58 116 608
Bella Lago 140 140
San Miguel Ranch 284 177 129 590
TOTALS: 859 3,557 1,348 3,067 8,196 17,027
Source: City of Chula Vista, Planning Department, 2006

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APPENDIX C
Figure C-1
Page AC-7
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Figure C-2

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APPENDIX C
Figure C-3
Page AC-9
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APPENDIX C
Figure C-4
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APPENDIX C
Figure C-5
Page AC-11
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Figure C-6
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APPENDIX C
Figure C-7
AC-13
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APPENDIX C
Figure C-8

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APPENDIX C
Figure C-9
AC-15
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APPENDIX C
Figure C-10

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APPENDIX C
The eastern Chula Vista area provides for significant development potential for market rate units, as
indicated by the density standards indicated in Table C-2. Although a significant level of market rate
units can be accommodated in the eastern area, the City of Chula Vista desires an equitable
distribution of affordable housing throughout the City. To provide for this, the City initiated an
inclusionary requirement for all development exceeding 50 dwelling units. The City requires all
projects of 50 or more units to provide ten percent of the housing for low- and moderate-income
household, with five percent affordable to low-income households. It is the master planned
communities, as shown in Table C-2, which are primarily affected by this requirement.
Based upon existing approved projects, approved maps and inclusionary requirements for
development in the eastern Chula Vista area, it is estimated that approximately 2,116 units will be
guaranteed as affordable for very low-, low- and moderate-income households upon buildout of
master planned communities in eastern Chula Vista. Table C-3 provides a summary of affordable
units within master planned communities. The location of these affordable units are shown in Figure
C-11.
AC-17
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APPENDIX C
Table C-3
MASTER PLANNED COMMUNITY
AFFORDABLE HOUSING DEVELOPMENTS
Very Low- Mod- Above Total
Low- income income Mod-
Project income income
APPROVED GDP 1
OR Village 4 23 23 46
OR Village 9 124 124 248

Birch Patrick Estates 6 6 12
APPROVED OR IN-PROGRESS SPA
OR Village 2 84 140 224

OR Village 12 EUC 209 166 375
DEVELOPMENTS BEING IMPLEMENTED
OR Village 7 58 58
OR Village 11 92 115 207
OR Village Six -McMillin 6 35 41
Eastlake Woods &
30 120 124 274
Vistas
Rolling Hills Ranch 104 120 224
San Miguel Ranch 66 66 132
TOTALS: 30 963 1,123 2,116
Notes:
(1) Development assumes implementation of City’s Inclusionary Policy of 5% Low and 5% Moderate for 50 or more
units.
Source: City of Chula Vista, Planning Department, 2006

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APPENDIX C
Figure C-11
AC-19
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APPENDIX C
Vacant Land Resources – Eastern Chula Vista
As shown in Table C-4, vacant residential land not within a master planned community comprises
17.39 acres in eastern Chula Vista. A development potential of 147 dwelling units is estimated for
these vacant lands. Based upon constraints analysis conducted as part of the MCSP Habitat Plan
and the adjacency to adequate infrastructure facilities, these sites have been deemed as the most
likely sites for residential development. A summary of vacant land in Eastern Chula Vista is also
provided in Attachment A of this Appendix.
Table C-4
VACANT LAND IN EASTERN CHULA VISTA
General Plan Land Use Acres of Vacant Estimated Units
Land
Low Residential (0-3 du/ac) 4.41 12 dwelling units
Low-Medium Residential (3.1-6 1.52 8 dwelling units
du/ac)
Medium Residential (6-11 du/ac) 11.46 126 dwelling units
Total 17.39 147dwelling units
2.2.2 Availability of Sites in Western Chula Vista
Given that western Chula Vista encompasses the older, mostly developed portion of the City, the sites
availability discussion is segmented into three parts: vacant land capacity, infill/ intensification of
developed properties under current zoning, and the “focused areas of change” whose development
capacities were increased in the recently approved General Plan update, and the currently pending
Urban Core Specific Plan zoning actions.
Vacant Lands
Approximately 73 acres of residentially designated land in western Chula Vista remains vacant or
underutilized with a development potential of 834 dwelling units. Figures C-12 and C-13 indicate the
location of vacant or underutilized residential land within the Northwest and Southwest planning
areas that are more specifically listed in Attachment A to this Appendix.

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APPENDIX C
Any of the properties zoned for single-family development could be processed at any time through a
building permit. Those zoned for multi-family could be processed similarly, along with a design
review application.
AC-21
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APPENDIX C
Figure C-12

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APPENDIX C
Figure C-13
Page AC-23
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APPENDIX C
Table C-5 identifies the development capacity of those vacant or underutilized lands within Western
Chula Vista.
Table C-5
VACANT LANDS
WESTERN CHULA VISTA
Acres of Vacant
General Plan/Zoning Estimated Units
Land
Residential Estate (up to 3 du/ac) – RE Zone 10.77 32 dwelling units
Single-Family Residential (up to 11 du/ac) – 53.59 589 dwelling units
R1 Zone
One- and Two-Family Residential 3.29 59 dwelling units
(up to 18 du/ac) – R2 Zone
Apartment (up to 27 du/ac) – R3 Zone 5.74 154 dwelling units
Total 73.39 acres 834 dwelling units
Infill/ Intensification Under Existing Zoning
In addition to vacant lands, there are also a number of properties zoned today for higher residential
densities but are under-built. To determine the infill capacity of these units, each parcel was
evaluated based on existing built units, compared to allowable zoning capacity per the Zoning Code.
The net difference reflects the infill capacity potential based on existing land entitlements. The City of
Chula Vista understands that this total infill capacity is unlikely to be fully met, and this potential is
therefore not reflected in the capacity analysis shown in Table C-9. As reflected in Table C-6, a
development potential of 29,373 additional units exist on those properties. A comprehensive
summary of these potential infill/intensification units is provided in Appendix J.
Table C-6
INFILL/INTENSIFICATION POTENTIAL
BY EXISTING ZONING

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APPENDIX C
Acres of
Zoning Underutilized Potential Infill Capacity
Land
R-1 Zone 2,492.68 13,305
R-2 Zone 181.42 2,163
R-3 Zone 552.9 13,842
R-E Zone 27.03 44
RV-15 Zone 3.72 19
CC Zone 52.21 0
Total 3,309.96 acres 29,373 Infill units
Notes:
Refer to Appendix J for a detailed summary of methodology and listing of sites.
Focused Areas of Change
The Land Use Element of the General Plan identifies the City’s desire to increase urban vitality and
pursue infill/redevelopment for the western Chula Vista Area to enhance its emergence as a dynamic
hub of south San Diego County. To this end, the City has made significant revisions to the General
Plan Land Use Element to allow for residential and mixed use development in the City’s key corridor
and activity centers, identified as “focused areas of change.”
The Land Use Element distributes more intensive residential and mixed use development to these
designated areas where higher density and higher intensity development will establish mixed use
urban environments that are oriented to transit and pedestrian activity.
General Plan Update – One of the major General Plan Land Use Element changes was to
add new land use classifications including Mixed-Use Residential and Urban Core
Residential, whose allowable gross densities range from 28-60 dwelling units/acre in order to
promote compact development and aid future affordability.
Given the broad nature of General Plans, the identification and analysis of associated future
residential and other development capacity was conducted at a “district” level. Figures C-14
and C-15 show the names and locations of each of those districts (within the Northwest and
Southwest Planning Areas respectively), along with the net additional residential capacities
within each. Table C-7 identifies the densities associated with that capacity.
Given that the street grid is already established in western Chula Vista, the capacities in Table
C-7 were based largely on new land area, and multiplied by maximum densities of 28, 40 or
60 dwelling units per acre dependant upon the district. This approach also enabled better
Page AC-25
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APPENDIX C
identification of cumulative potential public facility and service demands and environmental
impacts. In the case of Mixed-Use areas, yields were calculated using only that portion of the
area assumed for residential development. As General Plan level densities, these are
assumed as an average across the district, and it is possible through subsequent zoning that
individual projects on particular sites may exceed these.
Urban Core Specific Plan – Consistent with the new vision and densities of the updated
General Plan, the City is near completion and adoption of an Urban Core Specific Plan that
will establish the zoning, development standards, and design guidelines necessary for
development to proceed within the Urban Core area. Figure C-16 shows the proposed
zoning districts affecting properties within the Urban Core. Table C-7 summarizes the more
intensive zoning standards what will allow new General Plan densities to be realized.
Zoning actions needed to realize General Plan densities within the Southwest Planning Area (Figure
C-6) are currently being discussed, and it is anticipated that those efforts will be underway within the
next 1-2 years.
With regard to estimated housing production in western Chula Vista within this Element’s timeframe,
a thorough land use analysis was conducted as part of the General Plan Update process to evaluate
the development potential for these focus areas of change. The methodology utilized to conduct this
analysis included the evaluation of infrastructure availability, current market interest in high-density
residential development, recent development applications and the existence of older commercial
developments that currently are inconsistent with market demands. The City has experienced
significant developer interest for infill development within western Chula Vista. These infill
opportunities include small lot residential development on 0.25-acre lots to larger mixed used
development on parcels in excess of 1-acre. The City of Chula Vista has established exclusive
negotiating agreements with a number of developers for seven different parcels within the Urban
Core area. Progress towards the development of specific proposals are pending until the Urban Core
Specific Plan is adopted. The adoption of the Urban Core Specific Plan shall provide the necessary
entitlements for these developers to proceed with proposed developments.
Table C-7
WESTERN CHULA VISTA PLANNING AREAS
DEVELOPMENT CAPACITIES1
District/Focus Area Density Range Potential
27-40 27-60 30 40-60 Units2
du/ac du/ac du/ac du/ac
Northwest Planning Area

HOUSING ELEMENT
APPENDIX C
E Street Visitor 1,534

H Street Gateway 2,060
Mid-Broadway 538
H Street Office 1,845
Downtown Third Ave. 1,277
Lower Sweetwater 34 units at 6 du/ac
TOTAL 1,534 5,720 7,288 units

Southwest Planning Area
Palomar Gateway 2,002
South Broadway 224
South Third Avenue 1,116
TOTAL 2,002 1,340 3,342 units
Notes:
1
Planning Areas are defined in the City of Chula Vista General Plan, Chula Vista Vision 2020,
adopted December 2005.
2
Potential units represent aggregate development potential and considers new land use
designations and existing development with each Planning Area.
Page AC-27
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APPENDIX C
Figure C-14

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APPENDIX C
Figure C-14
Figure C-15
Page AC-29
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APPENDIX C
Figure C-16

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APPENDIX C
2.2.3 Comparison of RHNA Housing Need to Development Capacity
A comparison of existing RHNA need to future development capacity of residential land provides an
indication of Chula Vista’s ability to provide adequate sites to meet the projected housing need over
the 2005-2010 planning period.
Consistent with HCD’s guidelines, appropriate densities based on RHNA affordability levels area as
follows:
Very Low- and low-income: Minimum of 30 dwelling units/acre
Moderate-income: 11 to 30 dwelling units/acre
Above moderate-income: Market Rate Units
In determining the new housing construction objective for the Housing Element Planning period, the
City of Chula Vista has credited construction accomplishments that have occurred during the current
Page AC-31
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APPENDIX C
7.5-year planning period. Table C-8 provides a summary of the revised RHNA construction objectives:
Table C-8
NEW HOUSING CONSTRUCTION OBJECTIVES
2005-2010
Housing Unit Very Low Moderate Above Total
Description Low Moderate
Units Constructed from Jan 2003 to June 30, 2005
FY 2003-2004 Units Constructed 3,066 3,066
FY 2004 2005 Units Constructed 2,041 2,041
Sierra Camden Apartments 2 3 122 122
Heritage Town Center2 2 3 4 30 241 271
The Missions Apartments 2 3 240 240
Tivoli 2 3 21 21
Bella Sol 2 3 108 108
Country Club Villas 2 3 21 21
Ada Villas2 3 14 14
Ada Terrace2 3 12 12
TOTAL UNITS CONSTRUCTED 2003-20051 30 241 538 5,107 5,916
RHNA New Construction Objectives 3,875 2,945 3,255 7,148 17,223
2005-2010
REVISED NEW CONSTRUCTION 3,845 2,704 2,717 2,041 11,307
OBJECTIVES
Notes:
1
To be used as credit toward achieving housing element quantified objectives through 2010. Current RHNA is a 7 ½ year
planning period and construction achievements from January 2003 through June 2005 can be counted as credit in achieving
new construction objectives.
2
Affordability levels were determined based upon initial sales prices from FASTWeb at fastweb.firstam.com and initial rental
rates from Apartment Ratings at www.apartmentrratings.com, unless otherwise noted.
3.
Affordability levels determined by the initial maximum sales price/rent including: (1) Very-Low: <$100,000/<$792, (2) Low:
$161,00/$1,268, (3) Moderate: $241,000/$1,902, (4) Above Moderate: >$241,000/>$1,902
4
Affordability levels for the Heritage Town Center project were developed using Mortgage Revenue Bonds (MRB) and Low-
Income Housing Tax Credits (LIHTC).
Source: City of Chula Vista, 2005-2006
In comparing the RHNA need versus the capacity of the City of Chula Vista’s current land use policy,
Table C-9 provides a summary of development capacity, based on affordability levels.

HOUSING ELEMENT
APPENDIX C
Table C-9
ADJUSTED RHNA HOUSING NEED1 VS. DEVELOPMENT CAPACITY2
Affordability Adjusted Density Range Estimated Development
Level RHNA Capacity3
Units
Very Low and 6,549 30+ dwelling 7,153 Units 4
Low units/acre Western Chula Vista
993 Units
Eastern Chula Vista4
5
Moderate 2,717 11-30 dwelling 1,612 units
units/acre Western Chula Vista
12,386 units
Eastern Chula Vista4
Above 2,041 Up to 11 dwelling 621 units
Moderate units/acre Western Chula Vista
5,764 units
Eastern Chula Vista
9,386 Units
Western Chula Vista
Total 11,307
19,143 Units
Eastern Chula Vista
Notes:
1
RHNA need includes credits for performance achieved from January 2003 to June 2005.
2
Development capacity includes all estimated units in four Planning Areas for densities exceeding 30 dwelling
units/acre.
3
Assumes total estimated development potential for units in eastern Chula Vista planned communities per the
existing and planned affordable projects, as identified in Table C-3 Affordability levels determined by zoning
classification and/or actual unit mix for approved or in-process affordable developments. Excludes Infill potential
Analysis as shown in Table C-6.
4
Excludes MHP designated lands totaling 101 units.
5
Assumes 5% of units zoned “high” density shall be developed as moderate-income units per City’s inclusionary
housing policy.
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APPENDIX C
2.3 Availability of Public Services and Facilities

At the core of the City of Chula Vista’s Growth Management Program, lie Threshold Standards
imposed to assure adequate infrastructure and services are in place as development occurs, and to
control the rate of growth. Therefore, prior to the approval of future residential development, the
provision of adequate infrastructure is a required finding. Chula Vista currently has adequate public
services and facilities to serve all new residential development that may occur throughout the City.
Additionally, fees are collected for new and infill development to maintain Threshold Standards.

HOUSING ELEMENT
APPENDIX C
HOMELESS SHELTERS AND

3.0 TRANSITIONAL HOUSING
State Housing Law requires that cities identify sites that are adequately zoned for the placement of
homeless shelters and transitional housing. Additionally, they must not unduly discourage or deter
these uses. Currently, the City would classify a homeless shelter as a facility that provides supportive
services and housing needs, including emergency shelter, transitional housing, social services, mental
health services and general health services. Table C-10 provides a summary of homeless shelters in
Chula Vista.
Table C- 10
EMERGENCY AND TRANSITIONAL SHELTERS
CHULA VISTA
Agency Program Name Target Special Needs Total
Population Number of
Beds
MAAC Project Nosotros Adult men Substance 13
abuse
SBCS Casa Nuestra Shelter Homeless General 8
Youth Homeless
SBCS Casa Nueva Vida I Families with General 54
children Homeless
SBCS Casa Nueva II Families with General 80
children Homeless
SBCS Casa Segura I & II Women with Victims of 60
children Domestic
Violence
SBCS Trolley Trestle Homeless General 20
youth Homeless
SBCS Hotel Voucher Families with General —
Children Homeless
Source: San Diego Housing Commission.
Page AC-35
HOUSING ELEMENT
APPENDIX C
The City of Chula Vista does not discriminate against transitional/emergency shelters In compliance
with Section 65008, California Government Code, nor does the City Of Chula Vista “impose different
requirements on residential development or emergency shelter that is subsidized, financed, insured,
or otherwise assisted by the federal or state government or by a local public entity, as defined in
Section 50079 of the Health and Safety Code, than those imposed on non-assisted developments,
except as provided in subdivision (e).” Adopted regulations apply equally to all multi-family
development, irrespective of the type.
Permanently established transitional/emergency shelters, as defined in Section 50801 (e), Health and
Safety Code, for the homeless are permitted in the R-3 – Apartment Residential Zone (Chapter 19.28
of the Municipal Code), and are conditionally permitted uses in the C-O – Administrative and
Professional Office Zone (Chapter 19.30), and the C-B – Central Business Zone (Chapter 19.32).
Additionally, the City of Chula Vista Municipal Code allows for the development of homeless shelters
on church facilities to aid in the provision of homeless facilities. Specifically, section 19.58.110 of the
Municipal Code establishes provisions for the development of homeless and transitional facilities and
Section 19.48.025 provides specific guidance for the location of transitional/homeless services and
shelters as a “Community Purpose Facility”.
Design/architectural review is required if a building is to be built, or if the exterior of an existing

building is to be altered. The same regulatory provisions and conditions of approval that would apply
to any other multi-family development at the same location in these three zones would also apply to
a proposed emergency shelter or transitional housing facility.
In past cases, the City has actually reduced or waived requirements such as parking or landscaping
in order to encourage and accommodate the development. For example, the homeless shelter (Casa
Nueva Vida I) located at 31 Fourth Avenue was originally processed in the mid-1990’s with a
conditional use permit, but the amount of parking was reduced in recognition of the fact that auto
usage by homeless families is reduced and public transit usage is increased. A yearly reporting
schedule was required, but once the law changed, making such facilities permitted-by-right, all
conditions of the CUP were dropped.
In addition to the R-3 Zone, permanently established transitional/emergency shelters and transitional
housing facilities are permitted in multi-family districts in all planned communities in Chula Vista.
Such facilities are conditionally permitted uses on CPF (Community Purpose Facility) designated land
in planned communities (§19.48.025.C.3).
With few exceptions, multi-family zones throughout the city are located along arterials in close
proximity to public transit facilities and shopping centers that provide for daily needs.

HOUSING ELEMENT
APPENDIX C
If the facility is to be newly constructed, on- and off-site improvements directly related to the impact of
the project could be required, as with any similar market-rate, multi-family project of the same scope.
In-lieu payment is also a possibility.
Chula Vista’s updated General Plan, adopted December, 2005, provides for multi-family residential
densities ranging from 6 to 60 dwelling units per gross acre, and land use designations for multi-
family and mixed use residential districts where permanently established emergency shelters could
be established. Within the next 1-2 years, the City will be updating the Zoning Ordinance in order to
bring it into conformance with the General Plan. Provisions for such facilities will be accommodated
in the updated Zoning Ordinance.
Page AC-37
HOUSING ELEMENT
APPENDIX C
ASSISTED UNITS “AT-RISK” OF

4.0 CONVERSION
State Housing Element Law requires the analysis of government-assisted housing that is eligible to
change from low-income to market rate housing over the next 10 years. State law identifies housing
assistance as a rental subsidy, mortgage subsidy, or mortgage insurance, to an assisted housing
development. Government assisted housing might convert to market rate housing for a number of
reasons, including expiring subsidies, mortgage repayments, or expiration of affordability restrictions.
As a requirement of State law, this section will address the following:
An inventory of assisted housing units that are at-risk of converting to market rate housing.
An analysis of the costs of preserving and/or replacing these units.
Resources that could be used to preserve the at-risk units.
Program efforts for preservation of at-risk housing units.
Quantified objectives for the number of at-risk units to be preserved during the Housing
Element planning period.
4.1 Inventory of Affordable Units

An inventory of affordable housing units has been compiled from data from the City of Chula Vista
Community Development Department. Table C-11 is a summary of the information collected.

HOUSING ELEMENT
APPENDIX C
Table C- 11
SUMMARY OF AFFORDABLE HOUSING PROJECTS
Project Address Total Program Length of Affordability Earliest Conversion
Units Controls Date
Castle Park Gardens 62 HUD Section 2361 40-year mortgage 12/1991
Oxford Terrace 555 Oxford Street 132 HUD Section 2361 40-year mortgage 03/1993
Apartments
Palomar Apartments 171 Palomar 168 HUD Section 2361 40-year mortgage 03/1993
Street
Rancho Vista 1419 Tobias Drive 24 HUD Section 2361 40-year mortgage 11/1991
Apartments
Silvercrest 636 Third Avenue 75 HUD Section 202 40 years 2015
Casa Nueva Vida 31 Fourth Ave 14 Transitional Housing 30 years after Certificate of 8/2023
Occupancy (8/93)
Transitional Housing 17 Fourth Ave 12 Transitional Housing 55 years after Certificate of 11/2059
Occupancy (11/94)
Canterbury Court Senior 336 C Avenue 207 City Density Bonus 25 years 2010
Apartments
Eucalyptus Parkview 56 Fourth Avenue 9 City Density Bonus 25 years 2008
Apartments
Park Fifth Avenue 364 Fifth Avenue 48 City Density Bonus 25 years 02/2011
Apartments
Park Way West Senior 411-415 Parkway 13 City Density Bonus 25 years 10/2016
Apartments
A Point of View 54 Woodlawn 6 City Density Bonus 25 years 07/2014
Avenue
Oak Terrace Senior 423 Church 36 City Density Bonus 25 years 01/2012
Apartments Avenue
Vista Point Apartments 1051 Broadway 10 City Density Bonus 25 years 07/2014
Park Plaza Village 28 Low-Income Rental 30 years after Effective Date 6/2021
Apartments (6/91)
Cordova Village 1280 East J Street 40 Inclusionary Housing 55 years after Effective Date 2052
Apartments (1997)
Eucalyptus Grove 67 East Flower St 75 Tax Exempt Financing Term of Bonds (15 years- 11/2012
Apartments 11/97)
Antigua South of Eastlake 130 Inclusionary Housing For-Sale; No restrictions Upon Resale
High School
Cabo Mount Miguel/ 26 Inclusionary Housing For-sale; No restrictions Upon Resale
MacKenzie Creek
Sanibelle. W Jammer/ North of H Street; 43 Inclusionary Housing For-sale; No restrictions Upon Resale
Montillo Terra Nova
Sedona MacKenzie Creek 32 Inclusionary Housing For-sale; Recapture Upon Resale
Road
Mar Brisa Procter Valley 70 Inclusionary Housing For-sale; Recapture Upon Resale
Road, south of Mt.
Miguel
Winding Walk Southeast corner 92 Inclusionary Housing For-sale; Recapture Upon Resale
of Birch Road and
Eastlake Parkway
Page AC-39
HOUSING ELEMENT
APPENDIX C
Table C- 11
SUMMARY OF AFFORDABLE HOUSING PROJECTS
Project Address Total Program Length of Affordability Earliest Conversion
Units Controls Date
Lofgren Terrace Miracosta Circle 200 Inclusionary Housing Life of Project; Military Life of Project
Housing
Teresina Apartments 1250 Santa Cora 88 Inclusionary Housing 55 years 2055
Avenue
Vista Sunrisa 1325 Santa Rita 180 Inclusionary Housing 55 years 2058
Avenue
Rancho Buena Vista 2155 Corte Viste 150 Inclusionary Housing 55 years 2060
Apartments
Otay Ranch Village 6 Village 6 12 Inclusionary Housing No restrictions No restrictions
(second dwelling units)
Villa Serena Senior 1231 Medical 132 Inclusionary Housing 52 years 2052
Apartments Center Drive
Rolling Hills Ranch 2290 MacKenzie 104 Inclusionary Housing 25 years 2024
Senior Apartments Creek Road
Harvest Village Seniors 1325 E Palomar 91 Inclusionary Housing 55 years 2058
Street
SBCS Transitional Concord Way/ 2 Special Needs - Life of Project Life of Project
Housing – Domestic Regency Way Homeless
Violence
Veterans Home 700 East Naples 400 Special Needs- Life of Project Life of Project
Court Multicare for Vets
Notes:
1
Section 236 projects carry a 40-year mortgage with an option to prepay the remaining mortgage after 20 years and opt out of low-income use
control. The earliest conversion date refers to when the prepayment option first becomes available.
There are a total of 2,872 assisted housing units in the City of Chula Vista. Of those units 877 are “at-
risk” to loose their affordability over the next 10 years. Units receive assistance thorough a number of
programs, including: HUD Section 236, City Density Bonus program, Transitional Housing program,
HUD Section 8/ Section 202, County Tax Exempt Financing, Low-Income Rental, Inclusionary Housing
program, and Tax Exempt Financing.
4.2 Inventory of At-Risk Units

The State requires jurisdictions to analyze all assisted units over a ten-year period, usually connected
to the required implementation date for the Housing Element Update. During this housing cycle, the
ten-year period is from 2005 through 2015.

HOUSING ELEMENT
APPENDIX C
The HCD recommends that the inventory be divided into five-year planning periods that correspond
to each Housing Element cycle. As shown in Table C-12, 877 affordable units are at-risk of being
converted into market rate housing over the next 10 years. Of these 877 at-risk units, 216 are at-risk
of losing their affordability during within this Housing Element planning period.
At-risk units were developed under HUD Section 236, City Density Bonus program, HUD Section
8/Section 202, County Tax Exempt Financing, and the City’s Tax Exempt Financing program.
Two projects that are at-risk of converting to market rate housing during this Housing Element cycle
are the Canterbury Court Senior Apartments and the Eucalyptus Parkview Apartments, which account
for 216 units.
Table C-12
SUMMARY OF AT-RISK UNITS
Project Total Program Length of Earliest # of
Units Affordability Conversion Date Units at
Controls Risk
Castle Park 62 HUD Section 2361 40-year mortgage 12/1991 – 62
Gardens 03/2011
Oxford Terrace 132 HUD Section 2361 40-year mortgage 03/1993 – 132
03/2013
Palomar 168 HUD Section 2361 40-year mortgage 03/1993 – 168
03/2013
Rancho Vista 24 HUD Section 2361 40-year mortgage 11/1991 – 24
11/2011
Silvercrest 75 HUD Section 202 40 years 2015 75
Canterbury Court 207 City Density 25 years 2010 207
Senior Bonus
Eucalyptus 9 City Density 25 years 2008 9
Parkview Bonus
Park Fifth Avenue 48 City Density 25 years 02/2011 48
Bonus
A Point of View 6 City Density 25 years 07/2014 6
Bonus
Oak Terrace 36 City Density 25 years 01/2012 36
Senior Bonus
Vista Point 10 City Density 25 years 07/2014 10
Bonus
Eucalyptus Grove 75 Tax Exempt Term of Bonds (15 11/2012 75
Financing years-11/97)
Notes:
1
Section 236 projects carry a 40-year mortgage with an option to prepay the remaining mortgage after 20 years and
opt out of low-income use control. The earliest conversion date refers to when the prepayment option first becomes
available.
Page AC-41
HOUSING ELEMENT
APPENDIX C
Table C-13
UNITS “AT-RISK” OF CONVERSION
2005-2010
Development Number of Affordability Total Units
Bedrooms/unit Level
Eucalyptus Parkview 1 bedroom Low 3 units
2 bedrooms Low 6 units
Canterbury Court 1 bedroom Low 179 units
2 bedrooms Low 28 units
TOTAL 216 units
Notes:
1. Assumes average 3 bedroom home of 1,250 square feet
2. Assumes average 2 bedroom apartment of 1,000 square feet
Source: RBF Consulting, 2006
4.3 Cost of Preservation Versus Replacement

Two projects, which account for 216 units, are at-risk of converting to market rate housing during this
Housing Element cycle. A general rule of thumb suggests that the cost of preserving existing units is
more cost effective than replacing units through new construction. Replacement of these units with
rehabilitated units may be cost effective in some instances.
4.3.1 Preservation Strategies
Options to preserve units would involve providing financial incentives to the project owners to extend
low-income use restrictions, purchasing affordable housing units by a non-profit or public agency, or
providing local subsidies to offset the difference between affordable and market rate. Scenarios for
preservation will depend on the type of project at-risk.

HOUSING ELEMENT
APPENDIX C
4.3.2. Local Rental Subsidy
An option for preserving the 216 units at-risk during the planning period is to provide a local rental
subsidy to residents. This method would be utilized to retain the affordability of the units via the
provision of assistance to residents when their affordable units convert to market rate. State or local
rent subsidies can be utilized to maintain the affordability of these units. Such subsidies can be a in
a form of a voucher or payment similar to the Section 8 program. To determined the need subsidy,
Fair Market Rates were compared to “affordable rents”, which were determined by utilizing 30 percent
of a lower-income unit family of 2 and 3 persons. Table C-14 provides a summary of Fair Market
Rents for San Diego County and Table C-15 provides an estimate of the required subsidy by unit type.
Table C-14
2005 FAIR MARKET RENTS
Size of Unit Fair Market Rent
0 bedroom $854
1 bedroom $975
2 bedroom $1183
3 bedroom $1725
4 bedroom $2080
5 bedroom $2392
6 bedroom $2704
Source: HUD FMR, 2005
Page AC-43
HOUSING ELEMENT
APPENDIX C
Table C-15
ESTIMATED MONTHLY SUBSIDY TO PRESERVE “AT-RISK” UNITS
Unit Size FMR Affordable Number Difference Monthly Annual
Rent1 of Units Subsidy Subsidy
One $975 $690 182 $285 $51,870 $622,440
Bedroom
Two $1183 $776 34 $407 $13,838 $166,056
Bedroom
TOTAL $788,496
Notes:
1. Assumes 2 persons per 1 bedroom unit with maximum income of $27,600 and 3 persons per 2 bedroom unit with income
of $31,050. Affordable rent is considered as 30% of income.
Source: HUD Income Limits and FMR, 2006. RBF Consulting, 2006
4.3.3 Replacement Cost
Another option the City of Chula Vista can consider is the cost of replacement of these units with
new construction. Based upon information provided by the local development community, brokers
and housing developers, replacement costs for multi-family units have been estimated. Construction
cost estimates include all hard and soft cost associated with construction in addition to per unit land
costs. The analysis assumes the replacement units are garden style apartments with parking
provided on-site. Square footage has been estimated as the average unit size per the prevailing
sales in the region. Land costs have been determined on a per unit basis. Tables C-16 and C-17
provide a summary of estimated replacement costs per unit.
Table C-16
REPLACEMENT COSTS BY UNIT TYPE1
Type of Cost per Average Replacement
Residential Unit Square Foot ($) Square Cost per
Foot/Unit 2 Unit3
1 Bedroom Unit (low-income) $200 750 SF $175,000
2 Bedroom Unit (low-income) $200 1,000 SF $225,000
Notes:
1
Based on prevailing market conditions. Units assumed as garden apartments, with on-site parking.
2
Assumes average square footage of 750 s.f for a 1-bedroom and 1,000 s.f. for a 2-bedroom.
3
Includes construction costs, financing and land acquisition costs of $25,000 per unit

HOUSING ELEMENT
APPENDIX C
Table C-17
REPLACEMENT COSTS OF “AT-RISK” UNITS1
Type of Replacement Number of Total Replacement Cost
Residential Unit Costs per Unit Units
1 Bedroom Unit $175,000 182 $31,850,000
(low-income)
2 Bedroom Unit $225,000 34 $7,650,000
(low-income)
Notes:
1
Based on prevailing market conditions. Units assumed as garden apartments, with on-site parking. Assumes
average square footage of 750 s.f . for 1 Bedroom and 1,000 s.f. for 2 bedroom. Includes construction costs, financing
and land acquisition costs of $25,000 per unit
4.4 Resources for Preservation

A variety of federal, state, and local housing program exist to assist cities acquire, replace, or
subsidize at-risk affordable housing units. The following summarizes financial resources available to
the City of Chula Vista.
Federal Programs
CDBG – CDBG funds are awarded to cities on a formula basis for housing activities. Eligible
activities include acquisition, rehabilitation, economic development, and public services. On
an annual basis, Chula Vista had a total of $2,379,000 available in CDBG Funds for 2005.
HOME Investment Partnership – HOME is a flexible grant program, which is awarded to the
City on a formula basis for housing activities and takes into account local market conditions,
inadequate housing, poverty, and housing production costs. HOME funding is provided to
jurisdictions to assist rental housing or home ownership through acquisition, construction,
reconstruction and/or rehabilitation of affordable housing. Tenant based rental assistance,
property acquisition, site improvements, and other expenses relation to the provision of
affordable housing and/or special needs housing may also qualify under the HOME program.
The City of Chula Vista has approximately $950,000 available on an annual basis through
the HOME program
Page AC-45
HOUSING ELEMENT
APPENDIX C
Section 8 Rental Assistance Program – The Section 8 Rental Assistance Program provided
rental assistance payment to owners of private market rate units on behalf of very low-
income tenants. The City of Chula Vista participates in a consortium to provide assistance to
renters based upon a subsidy that is the difference between the tenant’s affordable portion
and fair market rent. Section 8 rental assistance is provided through the San Diego County
Housing Authority to approximately 2,000 Chula Vista residents on an annual basis.
Section 811/ 202 Program – Under the Section 202 program non-profit organizations and
consumer cooperatives can receive no interest capital advances from HUD for the
construction of very low-income rental housing for seniors and disabled persons. This can be
used in conjunction with Section 811, which can be used to develop group homes,
independent living facilities, and intermediate care facilities. Eligible activities include
acquisition, rehabilitation, new construction, and rental assistance.
HUD Low Income Housing Preservation and Residential Homeownership Act (LIHPRHA) –
LIHPRHA was enacted in response to concern over the prepayment of Section 221(d)(3) and
Section 236 assisted housing. Pursuant to LIHPRHA, HUD must offer a package of incentives
to property owners to extend the low-income use restriction. HUD must guarantee an 8
percent return on the recalculated equity of the property, provided the rents necessary to yield
this return fall within a specified federate cost limit. The cost limits are either 120 percent of
the FMR, or the prevailing rent in the local market. If HUD can provide the owner with this
return, the owner must stay in the program or sell their property to a priority purchaser for a
12-month period, or purchasers for 15 months (a “voluntary” sale). The owner is required to
document this choice in a Plan of Action. If HUD cannot guarantee an 8 percent return, the
owner may prepay only after offering the sale to a priority purchasers for 12 months or other
qualified buyers for 15 months (a “mandatory” sale). Projects that are preserved under this
method are required to maintain affordability restriction for the remaining useful life of the
project, generally 50 years.
State Programs
California Housing Finance Agency (CHFA) Multiple Rental Housing Programs – The CHFA
provides below rate financing to builders and developers of multi-family and elderly rental
housing. Tax-exempt bonds provide below market mortgage money. Eligible activities
include, new construction, rehabilitation, and acquisition of properties with 20-150 units.

HOUSING ELEMENT
APPENDIX C
Low-Income Housing Tax Credit (LIHTC) – This program provides tax credits to individuals and
corporation that invest in Low-Income rental housing. Tax credits are sold to those with high
liability and proceeds are used to create housing. Eligible activities include, new construction,
rehabilitation, and acquisition of properties.
California Community Reinvestment Corporation (CCRC) – The California Community

Reinvestment Corporation is a private, non-profit mortgage-banking consortium that provides
long-term debt financing for affordable multi-family rental housing. Eligible activities include,
new construction, rehabilitation, and acquisition of properties.
Local Programs
Redevelopment Agency Funding – In compliance with State law, the Agency sets aside 20
percent of its funding for affordable housing activities. Eligible activities include, new
construction, rehabilitation, and acquisition of properties. As shown in Table C-18, the City of
Chula Vista’s RDA Implementation Plan’s total revenues for housing funds are estimated to
be approximately $2,000,000 annually through 2009. Total funds available through 2008-
2009 are estimated to be approximately $10,421,000.
Table C-18
HOUSING FUND REVENUES
2004-2009
Low and Moderate 2004-05 2005-06 2006-07 2007-08 2008-09 Total
Income Housing
Fund
Bayfront/ Town $1,139,108 $1,161,890 $1,185,128 $120,8831 $1,233,007 $5,927,964
Center I
Merged Amended $811,748 $827,983 $84,4543 $861,433 $878,662 $4,224,369
Chula Vista
Interest and other $51,675 $52,709 $53,763 $54,828 $55,935 $268,919
income
Revenue $2,002,531 $2,042,582 $2,083,433 $2,125,102 $2,167,604 $10,421,252
Source: Five Year Implementation Plan, Chula Vista Redevelopment Agency, 2005-2009
Page AC-47
HOUSING ELEMENT
APPENDIX C
4.5 Program Efforts to Preserve At-Risk Units

The following housing programs have been developed by the City of Chula Vista to assist the
preservation of low-income units eligible to convert to market rate housing.
Monitoring At-Risk Units – The City of Chula Vista monitors the eligibility of affordable
housing to convert to market rate housing.
4.6 Quantified Objectives

Housing Element law requires that cities establish the maximum number of units that can be
preserved over the planning period. Two assisted projects with a total of 216 units are at-risk of
being converted to market rate housing within the 2005-2010 Housing Element planning period. The
City of Chula Vista’s objective is to preserve 216 affordable housing units.
4.7 Low- and Moderate-Income Housing in the Coastal Zone

Government Code Section 65588 requires Housing Element’s to include the following:
Number of new housing units approved from construction within the coastal zone since
January 1982;
Number of housing units for persons or families of Low- and Moderate-Income constructed
within three miles of the coastal zone;
Number of existing dwelling units occupied by Low- and Moderate-Income households that
have been authorized for demolition or conversion since January 1982; and,
Number of residential dwelling units for Low- and Moderate-Income households that have
been required for replacement.
The City of Chula Vista has no residential housing units built within the Coastal Zone and, therefore,
is not subject to the requirements of applicable sections of the Government Code.

HOUSING ELEMENT
APPENDIX C
ENERGY CONSERVATION
5.0
Energy is essential to maintaining the existing quality of life and economic development and
sustainability of the region. The primary sources of energy in San Diego County are electricity and
natural gas. At present, the region is heavily dependent upon the importation of natural gas to
produce electricity locally, as well as the importation of electricity produced outside of the region.
Reducing demand for electricity and natural gas is an important step to help meet the growing
energy needs of the region and meeting the intent and spirit of the City’s Environmental Goal. The
goal is to “Improve sustainability through responsible stewardship of Chula Vista’s natural and
cultural resources; promotion of environmental health; and protection of persons and property from
environmental hazards and the undesirable consequences of noise.” Plans and programs currently
implemented by regional and local agencies to conserve energy and natural gas are helping to
reduce demand.
The City of Chula Vista “Energy Strategy and Action Plan (Energy Strategy) has nine strategy actions,
ranging from continued or expanded conservation and education programs to the formation of a
municipal utility to provide energy services. As outlined within the Housing Element, the City
promotes the efficient use of energy to reduce long term operational costs of housing (see HE
Objective H-2). By reducing operational costs, housing becomes more affordable to the property
owner and/or residents.
Page AC-49
HOUSING ELEMENT
APPENDIX C
BLANK

HOUSING ELEMENT
APPENDIX C
Attachment A: Summary of Vacant Lands
Page AC-51
HOUSING ELEMENT
APPENDIX C
Eastern Chula Vista Vacant Land Summary
EAST VACANT PARCELS WITHIN REP ZONING & OUTSIDE MASTER PLAN
COMMUNITY
APN # ACRE ZONE GENERAL PLAN UNITS

5931402000 0.7 REP RL 2
5931402400 1.42 REP RL 4
5931401700 0.43 REP RL 1
5931402200 0.05 REP RL 0
5931402400 1.42 REP RL 4
5931402300 0.39 REP RL 1
TOTAL 4.41 12
Source: City of Chula Vista, Planning Department, 2006.
EAST VACANT PARCELS WITHIN R-1 ZONING & OUTSIDE MASTER PLAN
COMMUNITY

6391604700 1.25 R110 RLM 7
6391605100 0.27 R110 RLM 1
TOTAL 1.52 8
EAST VACANT PARCELS WITHIN R2P ZONING & OUTSIDE MASTER PLAN
COMMUNITY
6440102700 11.46 R2P RM 126

HOUSING ELEMENT
APPENDIX C
Western Chula Vista Vacant Lands
VACANT PARCELS WITHIN R-3 ZONING

UNITS UNITS UNITS
APN # ACRE ZONE GENERAL PLAN
(Min) 1 (Medium) 1 (Max) 1
5651310500 0.18 R3 RLM 0 0 1
5652400800 0.64 R3 RM 3 5 7
5660201700 0.17 R3 RMH 1 2 3
5671401900 0.3 R3P22 RMH 3 4 5
6181510600 0.2 R3P RH 3 4 5
6182904300 0.21 R3 RH 3 4 5
6191004700 3.86 R3P14 RMH 42 55 69
6192121100 0.18 R3 RH 3 3 4
TOTAL 5.74 58 77 99
Notes:
1
Based on General Plan Land Use Density Range
UNITS UNITS UNITS

5662513000 0.09 R2P RLM 0 0 0
5662515300 0.26 R2P RLM 0 0 1
5663000300 0.69 R2P RLM 2 3 4
5663005700 0.5 R2P RLM 1 2 3
5663006500 0.21 R2P RLM 0 0 1
5663301900 0.16 R2P RLM 0 0 0
6192312800 0.09 R2P RLM 0 0 0
6231003000 0.07 R2P RMH 0 0 1
6231110900 0.13 R2P RLM 0 0 0
6231111200 0.06 R2P RLM 0 0 0
6231111300 0.09 R2P RLM 0 0 0
6231320200 0.18 R2P RLM 0 0 1
6231910700 0.4 R2P RLM 1 1 2
Page AC-53
HOUSING ELEMENT
APPENDIX C

UNITS UNITS UNITS
6231911800 0.02 R2P RLM 0 0 0
6231912800 0.18 R2P RLM 0 0 1
6231913300 0.16 R2P RLM 0 0 0
TOTAL 3.29 4 6 14
Notes:
1
Based on General Plan Land Use Density Ranges
UNITS UNITS UNITS

(Min)1 (Medium)1 (Max) 1
5633304800 6.25 R1 OSP 2 2 2
5661310100 5.06 R1 OSP 2 2 2
5661325400 0.17 R1 OSP 2 2 2
5661325500 3.42 R1 OSP 2 2 2
6240210300 0.7 R1P7 PRK 2 2 2
6240321300 0.69 R1P7 PRK 2 2 2
5702900100 0.15 R1 RL 0 0 0
5703001400 0.65 R1 RL 0 0 1
5703001500 0.34 R115 RL 0 0 1
5703001600 0.33 R115 RL 0 0 0
5703001700 0.34 R115 RL 0 0 1
5740108300 0.48 R115 RL 0 0 1
5632902000 2.06 R1P6 RLM 6 9 12
5632902100 0.88 R1P6 RLM 2 3 5
5660304200 0.17 R1 RLM 0 0 1
5660900700 0.06 R1 RLM 0 0 0
5661102900 0.2 R1 RLM 0 0 1
5661211000 0.3 R1 RLM 0 0 1
5661223200 0.11 R1 RLM 0 0 0
5661310200 0.91 R1 RLM 2 3 5
5661310300 0.24 R1 RLM 0 0 1

HOUSING ELEMENT
APPENDIX C

UNITS UNITS UNITS
5661310400 0.44 R1 RLM 1 1 2
5661310500 0.24 R1 RLM 0 0 1
5661310600 0.2 R1 RLM 0 0 1
5690701000 0.07 R1 RLM 0 0 0
5690801700 0.06 R1 RLM 0 0 0
5692510900 0.29 R1 RLM 0 0 1
5692702300 0.45 R1 RLM 1 1 2
5693202500 0.19 R1 RLM 0 0 1
5693806400 0.16 R1 RLM 0 0 0
5693810300 1.62 R1 RLM 4 6 9
5694102800 0.2 R1 RLM 0 0 1
5703111400 0.2 R1 RLM 0 0 1
5720530200 0.04 R1 RLM 0 0 0
5722405400 0.16 R1 RLM 0 0 0
5722405600 0.18 R1 RLM 0 0 1
5731402000 0.14 R1 RLM 0 0 0
5732501900 0.16 R1 RLM 0 0 0
5732502000 0.14 R1 RLM 0 0 0
5732603000 0.22 R1 RLM 0 0 1
5733104600 0.18 R1 RLM 0 0 1
5733512500 0.22 R1 RLM 0 0 1
5735006800 0.43 R1 RLM 1 1 2
5735008300 0.38 R1 RLM 1 1 2
5741911900 0.09 R1 RLM 0 0 0
5742814200 0.24 R1 RLM 0 0 1
5742814900 0.09 R1 RLM 0 0 0
5743001500 0.14 R1 RLM 0 0 0
5743002900 0.17 R1 RLM 0 0 1
5744105000 0.44 R1 RLM 1 1 2
5744105200 0.14 R1 RLM 0 0 0
5744105300 0.18 R1 RLM 0 0 1
5750600700 1.42 R1 RLM 4 5 7
5750601500 0.25 R1 RLM 0 0 1
Page AC-55
HOUSING ELEMENT
APPENDIX C
UNITS UNITS UNITS

5751002200 0.05 R1 RLM 0 0 0
5754322000 0.08 R1 RLM 0 0 0
5754702100 0.4 R1 RLM 1 1 2
6180400900 0.16 R1 RLM 0 0 0
6180401000 0.16 R1 RLM 0 0 0
6180731700 0.53 R1 RLM 1 2 3
6181100600 0.38 R1 RLM 1 1 2
6181102300 0.38 R1 RLM 1 1 2
6181420100 0.14 R1 RLM 0 0 0
6182705000 0.16 R1 RLM 0 0 0
6190400400 0.25 R1 RLM 0 0 1
6191002300 0.15 R1 RLM 0 0 0
6191922600 0.12 R15P RLM 0 0 0
6193204600 0.24 R1 RLM 0 0 1
6193204700 0.25 R1 RLM 0 0 1
6203702800 0.17 R1 RLM 0 0 1
6206105800 0.34 R1 RLM 1 1 2
6230400700 0.06 R1 RLM 0 0 0
6230400800 0.19 R1 RLM 0 0 1
6230823500 0.26 R15P RLM 0 0 1
6230824500 0.09 R15P RLM 0 0 0
6230825200 0.08 R15P RLM 0 0 0
6230825300 0.08 R15P RLM 0 0 0
6231523100 0.09 R15P RLM 0 0 0
6231523200 0.09 R15P RLM 0 0 0
6231523300 0.09 R15P RLM 0 0 0
6240107500 0.68 R1 RLM 2 3 4
6240201600 0.61 R1P7 RLM 1 2 3
6240203100 0.07 R1P7 RLM 0 0 0
6240203200 0.03 R1P7 RLM 0 0 0
6240204300 0.73 R1P7 RLM 2 3 4
6240204400 0.8 R1P7 RLM 0 0 0
6240209100 0.41 R1P7 RLM 1 1 2

HOUSING ELEMENT
APPENDIX C
UNITS UNITS UNITS

6240320300 0.2 R1P7 RLM 0 0 1
6240320400 0.2 R1P7 RLM 0 0 1
6240320500 0.24 R1P7 RLM 0 0 1
6240321700 0.19 R1P7 RLM 0 0 1
6240324200 0.18 R1P7 RLM 0 0 1
6240324800 0.54 R1P7 RLM 1 2 3
6240333000 0.6 R1P7 RLM 1 2 3
6240333400 0.19 R1P7 RLM 0 0 1
6240413300 0.18 R1P7 RLM 0 0 1
6240413500 0.12 R1P7 RLM 0 0 0
6240413800 0.17 R1P7 RLM 0 0 1
6240420100 1.87 R1P7 RLM 5 8 11
6240421100 0.88 R1P7 RLM 2 3 5
6240510500 0.65 R15P RLM 1 2 3
6240513800 0.18 R15P RLM 0 0 1
6240533600 0.23 R15P RLM 0 0 1
6240550100 0.17 R15P RLM 0 0 1
6240550200 0.42 R15P RLM 1 1 2
6240550300 0.66 R15P RLM 1 2 3
6240552800 0.1 R15P RLM 0 0 0
6243851800 0.18 R1 RLM 0 0 1
6310111300 0.98 R15P RLM 2 3 5
6310123800 0.08 R15P RLM 0 0 0
6191001200 3.02 R1 RM 18 25 33
TOTAL 53.59 66 94 180
Notes:
1
Based on General Plan Land Use Density
2
Not designated for residential use
Page AC-57
HOUSING ELEMENT
APPENDIX C
VACANT PARCELS WITHIN RE ZONING
UNITS UNITS UNITS

(Low)1 (Medium) 1 (High) 1
5701404400 1.22 RED RL 0 1 3
5702005400 0.35 RE RL 0 0 1
5702005600 0.52 RE RL 0 0 1
5702005700 0.96 RE RL 0 1 2
2 2 2
5740300800 7.72 RE PQ
TOTAL 10.77 0 2 7
Notes:
1
Based on General Plan Land Use Density
2
Not designated for residential use

HOUSING ELEMENT
APPENDIX D
OVERVIEW:
1.0 EVALUATION OF PERFORMANCE
State Law requires jurisdictions to review the progress and performance of past housing elements
goals and objectives. The evaluation should be quantified where possible, but may be qualitative as
necessary. Where significant shortfalls between the targeted objective and the City’s achievement are
identified, the reasons should be discussed. This section discusses the progress of the goals and
objectives defined in the 1999-2004 Housing Element.
Reviewing the progress of the implemented Housing Element is necessary to develop a

comprehensive housing program strategy and to identify programs that have been valuable to in
reaching goals set.
Page AD-1
HOUSING ELEMENT
APPENDIX D
OVERVIEW:
2.0 PROGRESS IN IMPLEMENTING THE
1999-2004 GOALS AND OBJECTIVES
The 1999-2004 Housing Element contained eight goals. Each goal was associated with specific
programs and objectives. The progress of the 1999-2004 Housing Element is analyzed below. A
summary of these goals and objectives are provided in Table E-1.
GOAL 1: CONSERVE EXISTING AFFORDABLE HOUSING OPPORTUNITIES
Program 1.1: Preservation of Assisted Housing at Risk of Converting to Market

Rate.
Discussion:
The 1999-2004 Housing Element identified the preservation of 32 units in the Meadows project. This
complex converted to market rate in 2000. Although the City was unable to prevent this project from
converting, the City shall revise the current policies and programs to proactively work with two
housing developments at risk of conversion. Specifically, the City understands more proactive
coordination with affordable housing developers is necessary. Additionally, a resource program for
residents of these units should be considered in the case the units cannot be prevented from
conversion. Finally, the City considers this issue can be better addressed at the front-end of
affordable project development through Affordable Housing Agreements that may allow the City first
right of refusal for the purchase of affordable units converting to market rate.
Related 2005-2010 Housing Element Policies
HE 2.2.1, HE 2.1.2, HE 2.2.3
Page AD-2 City of Chula Vista General Plan

HOUSING ELEMENT
APPENDIX D
Program 1.2: Condominium Conversions
Discussion:
Due to the high demand for housing and the need for more affordable housing opportunities the
City of Chula Vista, the region has seen a significant increase in condominium conversions. The
trend toward increased condo conversions began in 2005, with 432 units converting to condominium
ownership. The City views this trend has an important indicator of the need to balance the needs of
all income levels while providing more homeownership opportunities for all residents. More
importantly, the City sees the loss of low-income rental units as a serious concern. To address this,
the City considers revisions to the Municipal Code Chapter 15.56 that address impacts to local
planning areas, tenant rights and fee provisions for rental conversions as key program revisions to
successfully administer future conversions.
Related 2005-2010 Housing Element Polices:
HE 2.3.1, HE 3.3.3 and HE 9.1.4
Program 1.3: Single Family and Mobile Home Rehabilitation
Discussion:
The City’s CHIP loan/grant program has been provided for an effective means for the rehabilitation of
housing for very low, special needs and senior households. Since 1999, 191 grants and 23 loans
have been utilized by local residents. Of the 214 grants, 111 grants involved elderly households and
147 involved mobile homes. Therefore, the program has been very effective in targeted assistance to
the appropriate income levels.
The City would like to see more focused efforts in the specific areas most needed for rehabilitation
activities. Therefore, the City considers the northwest and southwest planning areas as priority areas
for the provision of CHIP resources. Additionally, the City would like to be more pro-active in the
provision of loans and grants through targeted efforts in the City’s most affected neighborhoods.
HE 1.1, HE 1.1.2
Program 1.4: Rehabilitate Deteriorating and Substandard Rental Housing
Discussion:
Page AD-3
HOUSING ELEMENT
APPENDIX D
The objectives of the previous Housing Element included the rehabilitation of 25 very low- and 95
low-income rental units through the Rental Housing Acquisition and Rehabilitation Program. Since
1999, 24 units of very low- and 94 units of low-income have been acquired and/or rehabilitated. The
City will continue to make funds available for affordable housing developers to acquire rental
housing that is substandard, deteriorating, or in danger of being demolished.
Additionally the City Code Enforcement program has been an effective means for proactively
identifying health and safety issues in rental housing. In 2002, the City restarted its Title 25 Mobile
Home Inspection Program. The City’s Multi-Family Rental Inspection Program was restarted in 2003.
Since the restarting of these programs, 1,312 units within 233 complexes and 10 mobile home parks
with 991 mobile home units have been inspected. These programs have been effective in
rehabilitating the existing rental housing stock and the City will continue both programs during in
the 2005-2010 Housing Element cycle.
Related 2005-2010 Housing Element Policies:
HE 1.1.1, HE 1.1.2, HE 1.1.3, HE 1.2.1, HE 1.2.2 and HE 1.2.3
Program 1.5: Preservation of Mobile Home Park Living

Discussion:
The City’s CHIP program has been an effective means at the preservation of mobile home park living
through the provision of loans and grants for mobile home residents. Of the 214 CHIP loans/grants
provided by the City, 147 were allocated to mobile home park residents. Additionally, the City’s
Mobile Home Space Rent Review Ordinance has been an effective means for protecting the rights of
mobile home residents in preserving affordable housing. In response to recent trends, the City
revised Chapter 9.50 of the Municipal Code to include provisions for the limiting of rent increases,
more stringent code compliance, greater specificity in allowable rate increase provisions, provisions
for “vacancy decontrol”, space rents monitoring, and greater clarity in process and definitions of the
Ordinance. As a result of these actions, there were no mobilehome/trailer parks converted during the
1999-2005 Housing Element planning period.
The City of Chula Vista will continue to give CHIP grants and loans to mobile home residents and will
continue to enforce the Mobilehome Space Rent Review Ordinance during the 2005-2010 Housing
Element cycle.
HE 1.2.2, HE 2.2.1, HE 2.2.2, HE 2.2.3, HE 3.3.2

HOUSING ELEMENT
APPENDIX D
GOAL 2: MAINTAIN AND ENHANCE THE QUALITY OF RESIDENTIAL

NEIGHBORHOODS IN CHULA VISTA
Program 2.1: Reinvest in the City’s Well-Established Neighborhoods
Discussion:
The City’s desire to identify and target two residential neighborhoods for clean-up/fix-up and
rehabilitate 25 homes through Christmas in October were key objective in the prior Housing Element
planning period. Through the Neighborhood Revitalization Program, programs to target low- and
moderate-income households have been implemented. Specifically, the Castle Park Neighborhood
Revitalization Area received considerable funding to improve infrastructure, landscape and property.
For the 1999-2005 Housing Element planning period, approximately $2,000,000 was expended on
the Neighborhood Revitalization Program. During this same period, 35 homes were rehabilitated
through the Christmas in October program.
In addition to rehabilitation programs, the City’s code enforcement function provided monitoring of
neighborhood conditions to provide proactive response to potential deterioration of neighborhoods.
During the 1999-2005 planning period, 12,000 complaints were responded to, 1,312 rental units were
inspected and 991 mobile homes were inspected.
The City desires to continue the successful implementation of these programs but desires further
integration with the CHIP, Neighborhood Revitalization Program, Capital Improvement Program, and
Code Enforcement to enhance the overall effectiveness of neighborhood reinvestment.
HE 1.1.1, HE 1.1.2, HE 1.2.1, HE 1.2.2, HE 1.2.3
GOAL 3: ENSURE THAT AN ADEQUATE AND DIVERSE HOUSING SUPPLY IS

AVAILABLE TO MEET THE CITY’S EXISTING AND FUTURE NEEDS.
Page AD-5
HOUSING ELEMENT
APPENDIX D
Program 3.1: Affordable Housing Program
Discussion:
The City’s objective for the 1999-2005 planning period was to construct 590 lower-income units, of
which 130 units were to be for-sale. Additionally, 470 units for moderate-income households were to
be constructed. Due to the effectiveness of the City’s inclusionary requirements and the considerable
development of master planned communities in the eastern area of the City, 831 low-income units
were constructed in the eastern area of Chula Vista. Of these developments, 19 percent were
provided as for-sale units. Additionally 842 moderate-income units were developed.
The City shall continue the inclusionary policy for projects of 50 units or more providing ten percent
affordable housing to low- and moderate-income households. The recent trends in housing
opportunities in western Chula Vista and the continued development of the planned communities in
eastern area will continue to provide continual opportunities for the provision of affordable units
citywide.
The City believes considerations should be made to codify the inclusionary policy into an Ordinance.
HE 6.2.1, HE 6.3.1, HE 6.3.2 HE 6.3.3, HE 6.8.1, HE 6.8.2, HE 6.8.3, HE 6.9.1, HE 6.9.2

HOUSING ELEMENT
APPENDIX D
Program 3.2: Protection of Coastal Housing

Discussion:
The City has complied with the provisions of state law relative to the monitor and reporting of
affordable housing units and new construction of replacement housing in the coastal zone. Since
the 1999-2005 planning period, no demolition or conversion of housing units has occurred within
the coastal zone. The City shall continue to monitor and report on activities in the coastal zone.

HE 2.4.1, HE 2.4.2
Program 3.3: Provide Incentives for Low-income Housing Construction

Discussion:
The City of Chula Vista views incentives as an effective means in providing benefits to the
development community for the provision of affordable housing. To this end, the 1999-2005 Housing
Element cycle sought to establish a Density Bonus Ordinance, provide relaxed development
standards, provide land write-downs, and pursue alternative funding sources.
Currently, the City has not adopted a Density Bonus Ordinance, but does follow state guidelines for
the provision of density bonuses. All development projects requesting density bonuses have been
granted through the City’s resolution on density bonuses. To date, three residential developments
have received density bonuses and other incentives. A total of 249 units were developed under the
density bonus provision, of which 77 were granted as a density bonus. The City wishes to continue
pursuing the amendment of Title 9 of the Municipal Code to codify density bonus provisions,
consistent with the requirements of Government Code section 65915 and as amended through SB
1818. Although the City was unable to adopt this Ordinance during the last planning period, a target
year of 2007 has been set.
The City has continued to monitor the modification of development standards on a case-by-case
basis. To date, nearly all affordable housing developments have been able to meet the requirements.
Two developments, Villa Serena (132 units) and Brisa del Mar (106 units) have received modifications
to standards, including parking, open space and landscape buffers. The City believes this approach
has been effective and will continue the evaluation of standards on a case-by-case basis.
Page AD-7
HOUSING ELEMENT
APPENDIX D
The City of Chula Vista has not directly provided land write-downs or land assemblage, as no request
by the development community has occurred during the 1999-2005 planning period. The City
believes this policy should be modified in the current Housing Element to discuss financial
assistance by the City, of which land-write downs may be appropriate. Additionally, the City believes
the identification of appropriate housing sites on City-owned property is a more proactive approach to
assist the development community.
The City of Chula Vista wished to pursue alternative funding sources during the previous Housing
Element planning period. During this time, several projects received FHLB funds and the Brisa del
Mar project received $2.5 million in Joe Serna Jr. Farmworker Housing Funds. Additionally, the City
received State funding from the Jobs-Housing Balance program and Rental Housing Rehab
Assistance program. The City believes more intensive outreach to the development community,
through marketing of programs and providing descriptions of available assistance programs. As part
of this housing element update, the City has included an “implementation tools” section, to provide a
summary of local, state, federal and private funding/financing sources to assist in the development of
affordable housing.

HE 6.7.1, HE 6.7.2, HE 6.7.3, HE 6.9.2, HE 9.1.5, HE 9.2.1, HE 9.3.2, HE 9.3.3 and HE 9.4.1
Program 3.4: Pursue Housing Opportunities for Lower Income Households, with
Attention to Those Who Have Special Needs
Discussion:
During the previous Housing Element planning period, the City of Chula Vista sought to implement
this program through the provision of the Section 8 rental assistance program, Shared Housing
Program, second dwelling unit ordinance, relaxed zoning restrictions to special needs housing,
construction of mixed used development, and redevelopment agency participation in housing
construction.
The City of Chula Vista continued to work with the Housing Authority of San Diego. As of March
2005, 2,492 households in Chula Vista were recipients of Section 8 housing vouchers. In addition,
the Housing Authority operates four public housing developments in the city, providing 120 units.
The City’s Shared Housing Program has been funded through the previous Housing Element
planning period, providing assistance to approximately 102 Chula Vista residents.

HOUSING ELEMENT
APPENDIX D
The City adopted a second dwelling unit ordinance in 2003, allowing for second dwelling units in the
A, R-E, R-1 and P-C zones. Through July of 2004, the City has approved the construction of 25 second
dwelling units.
The City has modified its Zoning Code to allow for senior housing in any zone except the R-1, R-2, C-
V, C-T and Industrial zones. The City also provides discretion in the granting of exceptions to
development standards. Additionally, the City’s Inclusionary Housing policy provides for the
development of senior housing. Under this program, 36 very low- and 191 low-income units have
been constructed during the previous planning period.
To further encourage the development of affordable units, the City has aggressively pursued the
development of mixed-use commercial/residential projects. Two affordable housing developments
have been constructed as mixed-use projects comprising of 377 units total. Additionally, the City has
modified its land use designations of the General Plan to allow for two new mixed-use designations;
Mixed-Use Residential and Mixed-Use Transit Focus Area.
To provide additional opportunities for affordable housing development, the City has provided $10.7
million in HOME and agency set-aside funds to construct and/or rehabilitate 123 very low- and 807
low-income units. Pursuant to Proposition C, the City has acquired 11 additional dwelling units with
67 units remaining to be acquired under the provisions of this law.
The City of Chula Vista believes the policy direction toward the provision of housing opportunities in
the existing urbanized areas will influence the policies of the Housing Element through the
encouragement of mixed-use development in the Southwest and Northwest planning areas and
provisions to amend Title 9 of the Municipal Code. Additionally, amendments to the Municipal Code
that allow for the intensification/reuse of infill sites shall be a policy action of the Housing Element.
The City will also consider increases in the affordable housing requirements in redevelopment areas
to further encourage the development of affordable units.
The trend toward more urbanized, infill development requires the City to reevaluate the Balance
Communities-Affordable Housing Policy to better reflect its application to urban infill sites.
HE 6.1.1, HE. 6.1.2, HE 6.1.3, HE 6.4.1, HE 6.4.2, HE 6.4.3, HE 6.8.1, HE 6.8.2, HE 6.8.3, HE 6.9.1, HE 6.9.2
Page AD-9
HOUSING ELEMENT
APPENDIX D
GOAL 4: INCREASE OF HOMEOWNERSHIP OPPORTUNITIES FOR LOW- AND

MODERATE-INCOME HOUSEHOLDS.
Program 4.1: Encourage the Construction of a Variety of Housing Types.
Discussion:
To encourage the construction of a variety of housing types, the City continued to implement its
Affordable Housing Program. Objectives of the previous Housing Element included assistance of 130
low-income first-time homebuyers and the provision of 25 Mortgage Credit Certificates to low- and
During the previous planning period, the City assisted in the construction of 162 low-income units in
Eastlake and Rolling Hills Ranch. The City has approved the construction of 245 units, scheduled for
construction in 2006-2007. Additionally, 85 Mortgage Credit Certificates have been issued and 48
have been reissued.
The City believes the Affordable Housing Policy has been extremely effective in the provision of
affordable housing in the City’s eastern area. To expand these opportunities citywide, the City
believes more focused policy direction should address the need to enhance the Affordable Housing
Policy as it applies to infill and mixed-use development in the western area of the City.
HE 5.1.2, HE 5.1.3, HE 5.1.4, HE 5.1.5, HE 5.1.6, HE 6.8.1, HE 6.8.2, HE 6.8.3
Program 4.2: Assist Low-Income Households in the Purchase of a Home.

Discussion:
During the previous Housing Element planning period the City sought to assist first-time homebuyers
through direct monetary assistance, homebuyer education/counseling, issuance of Mortgage Credit
Certificates, issuance of mortgage revenue bonds, and encouragement of sweat-equity projects.
During the previous planning period the City provided $52,000 for down payment and closing cost
assistance through the First-Time Homebuyer Program. Additionally, the City provided mailers,
informational materials at the public counter, and facilitated public meetings to disseminate the First-
Time Homebuyer Program. In 2000, the City held a Homebuyer’s Fair that involved the participation
by lenders, realtors, and representative from the master planned communities.
The City now requires that potential homebuyers in the City’s affordable housing units attend a
homeowner training program as a condition of their eligibility to purchase the unit. To date, potential

HOUSING ELEMENT
APPENDIX D
buyers for 102 units have attended this training. Additionally, through the previous planning period,
85 mortgage credit certificates have been issued and 46 have been reissued.
Due to the record low interest rates, the City did not see the need to issue mortgage revenue bonds
and shall consider the revision of this program in the 2005-2010 Housing Element.
The City allocated $179,300 to repair and rehabilitate homes through the Caring Neighbors and
Christmas in October programs. These programs provide the ability of homeowners and volunteers to
utilize free labor to write down the costs of improving properties. The City feels these two programs
have been very successful in engage the community in improving their neighborhoods and will
continue the programs in the current planning period.
Due to the current cost of housing and the difficulty in providing affordable housing units, the City
believes the current policies in the Housing Element should be modified to consider increasing the
increase loan amounts under the First-Time Homebuyer Program. Additionally, the City would like to
consider revisions to the homebuyer program to require the continuous sale of affordable units
versus recapturing of equity only.
HE 5.1.1, HE 5.1.2, HE 5.1.3, HE 5.1.4, HE 5.1.5, HE 5.1.6, HE 5.2.1, HE 5.2.2
GOAL 5: ENABLE HOMELESS INDIVIDUALS AND FAMILIES TO FIND PERMANENT

HOUSING
Program 5.1: Participate in Regional Efforts to Address Homeless Needs.
Discussion:
The City of Chula Vista understands that homelessness is a regional issue that must be addressed in
concert with regional service providers to most effectively provide assistance to the homeless
population. During the previous Housing Element planning period, the City of Chula Vista sought to
support existing regional services for the homeless and provide local support for regional
homelessness efforts throughout the County.
Throughout the previous Housing Element planning period, the City of Chula Vista made diligent
efforts in participating with regional service providers such as South Bay Community Services and
MAAC. SBCS operates four transitional living programs in Chula Vista and the City has allocated
Page AD-11
HOUSING ELEMENT
APPENDIX D
annual CDBG funding to this service agency to provide a host of services for the homeless and near
homeless. Additionally, $373,000 in HOME funds have been utilized from 1999-2005 to construct 11
transitional housing units in the City.
The City of Chula Vista has made significant efforts to continue its coordination with regional
homelessness issues through participation with the Regional Continuum of Care Council, Local
Emergency Food and Shelter Board, Regional Task Force on Homelessness, FEMA and the San Diego
Hotel/Motel Voucher Program.
The City would like to further expand its policies in addressing regional homeless issues through the
provision of technical assistance, site opportunities, and grants or low-cost loans to provider agencies.
HE 7.1.1, HE 7.1.2, HE 7.1.3, HE 7.1.4
Program 5.2: Facilitate Local Facilities That Respond to Homeless Needs.
Discussion:
During the previous Housing Element planning period, the City of Chula Vista desired to facilitate
homeless needs through the evaluation and identification of facilities, providers, and programs that
best address the needs homeless persons in Chula Vista.
The City of Chula Vista has continued its commitment to collaborating with local and regional
organizations such as the Regional Continuum of Care Council, Local Emergency Food and Shelter
Board, the Regional Task for on Homelessness, FEMA, and the County of San Diego. The City has
also provided South Bay Community Services, a local shelter provider with $87,169 in funds for the
support of shelters in Chula Vista.
During the previous planning period, the City of Chula Vista has amended the Municipal Code to
allow provisions for the use of Church facilities has homeless shelters. To date, one church has
requested assistance in the development of a facility for homeless persons.
In 1999 and 2005, the City provided $373,000 in HOME funds to assist in the development of an 11
unit transitional housing facility for youth coming out of the County’s Foster Care Program.
The City believes the current policies should be amended to better reflect the need of identifying
appropriate sites and assisting provider agencies in the siting, funding and financing of care facilities.

HOUSING ELEMENT
APPENDIX D
HE 7.1.1, HE 7.1.2, HE 7.1.3, HE 7.1.4
GOAL 6: ENCOURAGE ENERGY AND WASTE CONSERVATION AS AN INTEGRAL

PART OF HOMES
Program 6.1: Institute Conservation as Part of New Construction
Discussion:
During the previous planning period, the City has continued the application of conservation practices
as a component to all residential developments. All new development is required to comply with
applicable federal, state and local laws relative to conservation of energy resources. The City has also
provided literature to the development community describing the importance of energy conservation
and the techniques employed to promote conservation. The City also continues to coordinate with
San Diego Gas and Electric in regards to energy conservation programs.
To promote the use of reclaimed water, the City of Chula Vista requires the installation of dual-piping
systems in all new subdivisions. This requirement has provided significant contributions to the
reduction in water demand for irrigation and other applications. For larger development projects, the
City now requires water conservation and air quality improvement plans as a standard condition of
approval.
The City believes the successful application of conservation practices, as a condition of approval for
projects is an effective policy and will be continued through the current planning period.
Additionally, these conservation policies should also be tailored to target infill residential projects in
addition to the large-scaled planned communities.

HE 4.1.1, HE 4.1.2, HE 4.1.3, HE 4.1.4, HE 4.1.5, HE 4.2.1, HE 4.2.2, HE 4.2.3, HE 4.2.4
Page AD-13
HOUSING ELEMENT
APPENDIX D
Program 6.2: Promote Conservation in Existing Homes
Discussion:
To promote conservation of the existing housing stock in Chula Vista, the City has sought to
encouraged weatherization of lower income units and provide funding for conservation activities.
The City’s CHIP program has revised the eligible activities to include weatherization activities.
Although these activities are eligible under the CHIP program, limited expenditures have been made
due to the priority of mitigating health and safety issues.
The City believes the promoting of conservation in existing homes can be best served through the
development of outreach materials related to energy conservation including descriptions of the
benefits, techniques, and incentive programs available. The City believes existing property owners
should be informed of the benefits of energy conservation, as it provides a means to reduce costs
borne by property owners, while preserving the existing housing stock. The policy revisions to the
current Housing Element reflect a focus toward outreach and education.
HE 4.2.2, HE 4.2.3
GOAL 7: PROMOTE EQUAL OPPORTUNITY FOR ALL RESIDENTS TO RESIDE IN

HOUSING OF THEIR CHOICE
Program 7.1: Fair Housing Practices
Discussion:
During the previous planning period, the City of Chula Vista set a goal of providing fair housing
assistance to 150 residents through Fair Marketing Plans, City-initiated fair housing services,
counseling/education, and the assessment of fair housing issues.
The City requires affordable housing developments of more than 20 dwelling units to prepare an
affirmative fair marketing plan to attract prospective homebuyers. During the previous planning
period, the City has been very successful in marketing alternative housing choices and seeks to
continue this policy.

HOUSING ELEMENT
APPENDIX D
The City of Chula Vista has been an active participant with the Fair Housing Council of San Diego in
hosting and providing additional support for educational activities, outreach programs and housing
referrals. From January 2003 to March 2003, FHCSD assisted 154 Chula Vista residents with fair
housing complaints. The City also allocates $39,000 per fiscal year to provide assistance to Chula
Vista residents.
The City believes continued coordination with the Fair Housing Council of San Diego and provision of
yearly funding to fair housing issues should be continued through the 2005-2010 planning period.
HE 10.1.1, HE 10.1.2
GOAL 8: REDUCTION AND/OR REMOVAL TO THE GREATEST EXTENT POSSIBLE OF

INDENTIFIED CONSTRAINTS TO THE DEVELOPMENT, MAINTENANCE AND
IMPROVEMENT OF HOUSING.
Program 8.1: Streamline Development Processing
Discussion:
During the prior planning period, the City of Chula Vista sought to provide a streamlined
development process through development fee waivers, reduced processing timelines, development
subsidies, and the granting of flexible development standards.
The City has considered development fee waivers for a 281-unit senior/family housing development
allowing for a 10-year deferral of development and park fees totaling over $1 million. The City
believes the case-by-case process provides for a flexible method to apply fee waivers as they apply to
a project and enables the City to negotiate based on project feasibility rather than blanket fee
waivers that may not apply to all circumstances. The City believes this approach has been successful
in addressing the needs of the development community and will continue this during the 2005-2010
planning period.
To provide for expeditious processing, the City has employed a team approach to the processing of
discretionary approvals. To ensure the expeditious processing of affordable housing projects, the City
assigns an entitlement project manager and community development project coordinator to process
housing projects. The City also employs a priority system allowing affordable housing developments
Page AD-15
HOUSING ELEMENT
APPENDIX D
to take precedent in the approval process. To further this, the current Housing Element shall provide
policies that assign priority processing of developments with 50 percent or more of the units
affordable to low- and moderate-income households.
To provide development subsidies for projects, the City has developed a first-come first-served basis
and considers the following factors; (1) project efficiency, (2) effectiveness in addressing housing
needs, (3) developer capacity and (4) design and location. The City has found this process is
successful in prioritizing assistance to affordable housing developments and will continue to utilize
this approach in the 2005-2010 planning period. As a supplement to this policy, the City will provide
for review and monitoring of development fees to ensure they fee are cost-effective and do not
negatively influence the feasibility of affordable housing projects.
Flexible development standards are encouraged in the development of affordable housing. The
majority of affordable units (78%) have been developed in the City’s master planned communities, in
addition to the 117 units developed in the western, urbanized area of Chula Vista. Two projects
requested and were granted relaxed development standards, with the remainder able to develop
without the need to relax standards. The City will continue to monitor the need for flexible
development standards, especially in the urbanized areas, where infill development will require more
creative site planning.
HE 9.2.1, HE 9.3.1, HE 9.3.2, HE 9.3.3 and HE 9.4.1

HOUSING ELEMENT
APPENDIX D
Table D-1
HOUSING ELEMENT EVALUATION 1999-2004
1999-2004
Program Program Activities 1999-2004 Progress Actions to be Taken
Objectives
Goal 1 - Conserve Existing Affordable Housing Opportunities
1.1 Preservation of 41 units of at-risk 1.1.1 Preservation of Conversion of Density Bonus Units – 32 low-income housing units Revise the current policies
low-income housing The Community Development department shall work within the Meadows project and programs to
Assisted Housing at
with the property owner of the Meadows and expired in 2000. An additional proactively work with two
Risk of Converting to Eucalyptus Parkview projects to ensure the continued nine affordable housing units in housing developments at
Market Rate affordability of the 32 and nine low-income units the Eucalyptus Parkview project risk of conversion.
respectively. As identified previously in the Needs will expire in 2008. The City has
Assessment-At Risk Units, the affordability restrictions referred affordable housing Develop proactive
for the Meadows are scheduled to expire in the year developers to all those coordination with
2000. This is the only project in Chula Vista at risk of developments with affordable affordable housing
converting to market-rate housing during 1999-2004. housing covenants near expiration developers.
to discuss the possibilities of
maintaining covenants. 1 Utilize Affordable
Housing Agreements.
1.1.2 Tenant Education of Rights and Conversion No low-income housing units were Develop a resource
Procedures - The California Legislature passed AB converted to market rate housing program for residents of
1701 in 1998, requiring property owners give a nine- as applicable to AB 1701 (1998). converted units.
month notice of their intent to opt out of low-income
housing use restrictions. The Community
Development department shall work with tenants of
at-risk units regarding tenant rights, conversion
1
Summary of Affordable Housing Projects, City of Chula Vista, 2005.
Page AD-17
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
procedures, and Section 8 availability/priority.
1.2 Condominium On-going 1.2.1 Regulation of Condominium or Stock Cooperative Due to the high demand for Consider revisions to the
Conversions Monitoring/ Conversions - though Municipal Code, Title 15, housing and increasing values of Municipal Code Chapter
Regulation Chapter 15.56 - The Planning and Building homes, the Southern California 15.56 that address
department shall continue to regulate residential residential market has seen an impacts to local planning
condominium and stock cooperative conversions as increase in the conversion of areas, tenant rights and
specified in the Chula Vista Municipal Code, Title 15, apartments to individual fee provisions for rental
Chapter 15.56 in order to protect existing tenants and ownership units. In Chula Vista, conversions as key
promote the orderly growth and amenity of Chula this trend began in 2005, with a program revisions to
Vista. total of 432 units converted, 369 successfully administer
units are located in the area east future conversions.
of I-805 and 63 units west of I-805.
The City continues to monitor and
regulation residential
condominium conversions.

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
1.3 Single-family and 250 CHIP 1.3.1 Rehabilitation Assistance - The Community Since 1999, the City issued 191 Focus on providing CHIP
Mobilehome loans/grants to low- Development department shall provide rehabilitation grants and 23 loans to resources in priority areas,
Rehabilitation, with income homeowners assistance, through loans and grants, to lower-income homeowners for minor repairs and such as the northwest
Priority for Those and mobilehome owner occupants to preserve and rehabilitate rehabilitation through the and southwest planning
Homeowners of Very owners. Minor repair deteriorating homes. Assistance will be targeted to Community Housing Improvement areas.
Low- Income, Special and clean up of 500 homeowners residing in blighted areas of the City Program (CHIP).2
Needs and/or Senior homes and and priority will be given to those single-family and Take a more pro-active
Households. mobilehomes. mobilehome owners of very low-income, special approach in the provision
needs and/or senior households. The Community of loans/grants through
Housing Improvement Program (CHIP) provides targeted efforts in the
favorable loans to low-income owners and also City’s most affected
provides grants for minor repairs. neighborhood.
1.3.2 Caring Neighbors Program- This voluntary program is Between 1999 and 2005 the City
utilized occasionally by Code Enforcement to perform spent $179,300 to repair and clean
minor rehabilitation work for elderly and disabled up of 655 housing units through
homeowners. This program will depend primarily on the Caring Neighbors Program.3
the availability of funding from CDBG funds, which is
a competitive grant provided on an annual basis.
2
Community Development Department, City of Chula Vista, 2005.
3
Community Development Department, City of Chula Vista, 2005.
Page AD-19
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
1.3.3 Home Modification and Repair - For Senior Citizens - The Community Housing
The Community Development department shall Improvement Program (CHIP)
encourage elderly persons to seek home modification issued 191 grants and 23 loans to
and repair programs that will allow elderly persons to homeowners for minor repairs and
remain in their home and help to prevent injuries. rehabilitation. Of these 111 grants
Weatherization Programs are available through the were provided to elderly
local Welfare or Energy Department (Low-income households.
Home Energy Assistance Program and the
Weatherization Assistance Program).
1.3.4 Reverse Mortgage Program - A Reverse Annuity The Reverse Mortgage Program
Mortgage Program, available through private lending continues to be offered through
institutions, can help elderly homeowners gain access private lending institutions with no
to their home equity. Under this program, the Federal direct City involvement.
government guarantees the loans to senior citizen
homeowners, which allows them to draw down a
monthly stipend.
1.4 Rehabilitate 25 very low-income 1.4.1 Rental Housing Acquisition and Rehabilitation - The Since 1999, Redevelopment funds The City shall continue to
Deteriorating and and 95 low-income Community Development department shall make have been used to assist in the make local funds
Substandard Rental rental units local funds available for both non-profit and for-profit acquisition and rehabilitation of available for developers
Housing developers to acquire rental housing that is 24 units of Very low- and 94 units to acquire rental housing.

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
substandard, deteriorating, or in danger of being of Low-income rental housing.5
demolished. A minimum of twenty percent of the
units, once rehabilitated, will be set-aside for very low-
and low-income households at affordable rents4 for a
minimum of 55 years, unless otherwise dictated by a
State or Federal Law.
1.4.2 Housing Inspection - The Planning and Building In 2002, the City restarted its Title Continue the Mobile
department shall continue to employ Code 25 mobilehome inspection Home Inspection
Enforcement staff to systematically inspect rental program. The City’s multifamily Program and the City’s
housing complexes of three or more units and report rental housing inspection program Multi-Family Rental
violations of current Health and Safety Codes. Where restarted in 2003. To date, 1,312 Inspection Program.
necessary work is fairly extensive, referrals to the rental units within 233 complexes
City's Community Development Housing Division are have been inspected and 10
made. mobilehome/ trailer parks with a
total of 991 mobilehomes/trailers.
1.5 Preservation of Case by case 1.5.1 Community Housing Improvement Program - The The Community Housing Continue to provide CHIP
Mobilehome Park Community Development department shall continue Improvement Program (CHIP) is an loans/ grants to mobile
Living to provide grants and/or loans to low-income on-going program that provides home residents.
4
In such instances that affordable rents are not defined by the applicable laws or regulations, affordable rents (including a utility allowance) for low-income households shall
not exceed the lesser of 1) 30 percent of 60 percent of the Area Median Income as published from time to time by the U.S. Department of Housing and Urban Development
(HUD), adjusted for household size; or 2) 10 percent below market rents for comparable units within the project or surrounding properties. For very low-income households,
affordable rents (including a utility allowance) shall not exceed 30 percent of 50 percent of the Area Median Income as published from time to time by the U.S. Department of
HUD, adjusted for household size; or 2) 10 percent below market rents for comparable units within the project or surrounding properties
5
CV Hsg Production 1999-2005.xls
Page AD-21
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
mobilehome owners for the rehabilitation of their loans and grants to low-income
mobilehome through the Community Housing homeowners. Since 1999, 191
Improvement Program (CHIP). grants and 23 loans have been
issued to homeowners for minor
repairs and rehabilitation. Of
these 147 grants were provided to
mobilehome residents.
1.5.2 Mobilehome Space Rent Review Ordinance - The The City continues to monitor and The City will continue to
Community Development department shall monitor enforce the Mobilehome Space Rent enforce the Mobilehome
and enforce the City's Mobilehome Space Rent Review Ordinance. In July 2002, the Space Rent Review
Review Ordinance to protect the rights of mobilehome Chula Vista Municipal Code Chapter Ordinance.
residents in preserving this affordable housing 9.50 was amended to include the
alternative. following:
1) Limiting the annual permissive
rent increase;
2) Compliance with Code
requirements when the rent
increase exceeds the annual
permissive;
3) Greater specificity to the factors
to consider for rent increases in
excess of the annual permissive;
4) Elimination of all regulations
related to rent increases upon

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
change of ownership and right
to mediate the resale price of a
mobilehome, known as “vacancy
decontrol”;
5) Monitoring of space rents on an
as needed, case-by-case basis
(Section 9.50.050 C);
6) Reformatting and greater clarity
of processes and definitions.
These amendments were proposed
to address concerns regarding
difficulties in implementing and
administering the Ordinance,
increasing housing costs, general
safety and welfare of residents of
mobilehome communities, provide
clearer direction and definitions,
and to be consistent with State
Mobilehome Residency law.
1.5.3 Mobilehome Park Conversion Ordinance - The No mobilehome/ trailer parks were
Community Development department shall monitor closed or converted during 1999-
and enforce the City's Mobilehome/Trailer Park 2005.
Conversion Ordinance to protect the rights of
mobilehome residents.
Page AD-23
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
1.5.4 Resident Ownership of Mobilehome Parks - The No mobilehome/ trailer parks were
Community Development department shall assist listed for sale during 1999-2005.
mobilehome park residents to purchase their parks
and convert to resident ownership by assisting with
the application for other funding sources such as the
State Mobilehome Assistance Program. Financial
assistance provided by the City, Agency, State, or other
funding sources may be limited to income eligible
residents and require affordable housing costs.
Goal 2 - Maintain and Enhance the Quality of Residential Neighborhoods in Chula Vista
2.1 Reinvest in the Identify and target 2.1.1 Neighborhood Revitalization Programs - The The City has continued to fund the Continue programs with
City’s Well-established two residential Community Development department shall continue Neighborhood Revitalization further integration of the
Neighborhoods neighborhoods for a to implement a pro-active program of neighborhood program. Castle Park CHIP, Neighborhood
cleanup/fix-up inspections to improve conditions and appearance Neighborhood Revitalization Area Revitalization Program,
campaign and primarily through the "Neighborhood Revitalization was allocated $11 million for Capital Improvement
initiate a program to Program" (NRP). This on-going program targets drainage and sidewalk Program, and Code
promote community specific low- and moderate-income neighborhoods improvements and $600,000 for Enforcement to enhance
pride. exhibiting high volumes of citizen complaints. The landscaping and property the overall effectiveness
Repair/rehabilitate programs also prioritize needs for housing and improvements from HUD CDBG of neighborhood
25 homes through infrastructure such as paving, curbs, gutters, Funds, $500,000 in CHIP loans for reinvestment.
Christmas in October. sidewalks, and drainage facilities, and to develop a owner-occupied home
schedule to coordinate provision of improvements improvements, and $500,000 in

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
with available resources and the City's Capital Jobs to Housing Grants for
Improvement Program (CIP) schedule, and the property improvements.6 During
Community Housing Improvement Program (CHIP). the years of 1999-2005, $1,995,702
The Community Development Housing Division will was spent on this program.7
cooperate and assist locally based citizen groups to
develop a program to improve conditions and Christmas in October is an annual
appearance primarily through clean-up/fix-up event to help preserve and
campaigns and initiate a program to promote revitalize communities. During the
community pride for targeted neighborhoods. previous Housing Element cycle,
35 homes were
repaired/rehabilitated through the
Christmas in October program.8
2.1.2 Monitoring of Neighborhood Conditions - The During 1999-2005, the City’s Code
Planning and Building department shall continue to Enforcement staff responded to
monitor neighborhood conditions for adherence to approximately 12,000 complaints.
minimum standards of habitability, and appearance To date, 1,312 rental units within
that lead to neighborhood deterioration by 233 complexes have been
responding to service requests from concerned inspected through the City’s Rental
citizens. Housing Program and 10
mobilehome/ trailer parks totaling
991 mobilehomes/trailers through
6
City of Chula Vista, Budget Highlights, FY 2004-2005
7
Hsg Element 4.12.05 PowerPoint, City of Chula Vista, 2005.
8
Hsg Element 4.12.05 PowerPoint, City of Chula Vista, 2005.
Page AD-25
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
the Title 25 program.
Goal 3 - Ensure that an Adequate and Diverse Housing Supply is Available to Meet the City’s Existing and Future Needs.
3.1 Affordable New construction of 3.1.1 Balanced Communities - The Community The City continues to implement Continue the City’s
Housing Program 590 units for lower- Development department shall continue to achieve a this objective through the inclusionary housing
income households, balanced residential community through integration Affordable Housing Program policy.
of which 130 will be of low-income housing throughout the City, and the requiring new residential
for sale units as also adequate dispersal of such housing to preclude development of 50 units or more Considerations should be
referenced under establishment of specific low-income enclaves. Assure to provide 10% of the housing for made to codify the
Program 4.1, and 470 that programs create housing for large families and lower income households. inclusionary housing
units for moderate- accommodate the needs of seniors and disabled Additionally, the City has policy into an Ordinance.
income households. persons. encouraged development of other
affordable housing development
by affordable housing developers
throughout the City.
3.1.2 Affordable Housing Requirement - Administered by The City assisted the construction
Community Development - A minimum of ten percent of 831 low-income units within the
of each residential development of 50 or more units master planned communities east
must be restricted for occupancy by and affordable to of I-805 since 1999. Of these, 19%
low- and moderate-income households, with at least were provided as ownership
one half of those units (five percent of project total opportunities and 79% as rentals.
units) for low-income households 842 moderate-income units were
constructed.
3.2 Protection of Case by case 3.2.1 Coastal Development Monitoring - The Community There have been no demolition or The City shall continue to
Coastal Housing Development department shall comply with State Law conversion of housing units within monitor and report on

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
and local ordinances regarding the monitoring and the Coastal Zone in the 1999-2004 activities in the coastal
reporting of affordable housing units and the new Housing Element cycle.9 zone.
construction of replacement affordable housing
within the Coastal Zone.
3.2.2 Replacement Housing - Where conversion or There have been no demolition or
demolition of housing units in the Coastal Zone conversion of housing units within
occupied by low- or moderate-income households is the Coastal Zone in the 1999-2004
proposed, such activity will be undertaken by the Housing Element cycle. 10
Community Development department in accordance
with State Law and the City's adopted Coastal Plan.
3.3 Provide Incentives Adoption of a density 3.3.1 Density Bonuses - By March 2000, the City, with In 1985, Chula Vista adopted Pursue the amendment
for Low-income bonus ordinance. direction from the Planning and Building department, State Density Bonus requirements of Title 9 of the Municipal
Housing Construction Construction of 10 shall adopt a density bonus ordinance consistent by Resolution. The City has not yet Code to codify density
low-income density with State Law requirements. The density bonus adopted a Density Bonus bonus provisions,
bonus units. ordinance is an appropriate incentive to produce Ordinance and has implemented consistent with the
Evaluate waiving or lower-income affordable units and the City will density bonuses consistent with requirements of
modifying certain encourage its use where appropriate. State law. To date, 3 residential Government Code section
development developments have received 65915 and as amended
standards. Evaluate density bonuses and other through SB 1818.
on a case by case additional incentives, allowing for
basis acquisition of the construction of a total 249
property and land units of which 77 units were
9
comdevrpt.doc
10
comdevrpt.doc
Page AD-27
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
write downs. granted as a density bonus.
3.3.2 Development Standards - The Community The City continues to evaluate on Continue the evaluation
Development department, with direction from the a case-by-case basis the need for of standards on a case-
Planning and Building department, will evaluate on a reductions, modifications and/or by-case basis.
case by case basis as requested by developers the waivers of development standards.
possibility of waiving or modifying of certain Nearly all affordable housing
development standards, such as, but not limited to, developments have been able to
parking standards, or the revision of certain meet the requirements. The City
Municipal Code provisions to encourage the has allowed some reductions in
development of low- and moderate-income housing. parking standards, and open
The City may provide a reduction in site development space, and landscape buffers. For
standards or a modification of zoning code or example, Villa Serena (132 units)
architectural design requirements, for those eligible and Brisa del Mar (106 units) both
affordable housing projects requesting such received density bonuses and
reductions or modifications consistent with modifications to standards.
Government Code Section 65925 (h). These
recommendations will be reviewed based upon a
goal to reduce costs associated with overly strict or
outdated standards. Although standards may be
modified, the City will ensure that the projects will
retain aesthetic and design criteria acceptable to the
City.
3.3.3 Land Assemblage and Write Downs - The City can No funds have been expended The City should modify

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
utilize CDBG, HOME, and Redevelopment monies to directly for land write-downs or this policy to discuss
write down the cost of land for the development of assemblage of land. A total of financial assistance by
low- and moderate-income housing by private approximately $10,738,000 in the City, of which land-
developers. As part of the land write down program, Redevelopment Housing Set-aside write downs may be
the Community Development department may also and HOME funds have been appropriate.
assist in acquiring and assembling property and provided for the general
subsidizing on-site and off-site improvements. development and provision of The identification of
lower income housing. appropriate housing sites
on City-owned property is
a more proactive
approach to assist the
development community.
3.3.4 Pursue Affordable Housing Funding Sources - The The City continues to encourage Develop a more intensive
Community Development department shall examine developers to seek other additional outreach to the
ways to directly secure and/or leverage Federal or funding sources. Several projects development community,
State funding, or encourage other agencies to do the were awarded funds through the through marketing of
same. The intent is to actively monitor the funds Federal Home Loan Bank’s programs and providing
available through different and evolving housing Affordable Housing Program. descriptions of available
programs to facilitate participation of eligible for-profit Brisa del Mar received $2.5 million assistance programs.
or nonprofit corporations. in State Joe Serna Jr. Farmworker
Housing funds. The City received
$500,000 in State Jobs Housing
Balance funds in 2003 and $1
million in Rental Housing Rehab
Page AD-29
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
Assistance.

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
3.4 Pursue Housing Assist 350 very low- 3.4.1 Section 8 Rental Assistance - The Section 8 Rental The Community Development Encourage mixed-use
Opportunities for and low-income Assistance Program extends rental subsidies to very Department continues to work the development in the
Lower Income persons through the low-income (50 percent of AMI) households who Housing Authority of the County of Southwest and Northwest
Households, with Shared Housing spend more than 30 percent of their income on rent, San Diego. As of March 2005, planning areas
Attention to Those Program. Work with including mobilehome park space rents. Chula Vista 2,492 households in Chula Vista
Who Have Special the County Housing contracts with the San Diego County Housing receive Section 8 housing Develop provisions to
Needs Authority to compete Authority to administer the Section 8 Rental vouchers from the County Housing amend Title 9 of the
for rental assistance Assistance Certificate/Voucher Program. The Authority. The HACSD also Municipal Code to allow
programs. Work with Community Development department shall continue operates four public housing for the
social service to participate in the San Diego County Housing developments to provide 120 intensification/reuse of
providers to identify Authority Section 8 Rental Assistance units.11 infill sites.
lower-income elderly Certificate/Voucher Program. At a minimum, the City
or disabled residents will strive to maintain the current level of assistance The City will consider
and provide housing to very low-income households. increases in the
assistance. Adopt a affordable housing
second dwelling unit requirements in
ordinance. redevelopment areas to
Construction of 100 further encourage the
housing units within development of
a mixed-use affordable units.
development.
Page AD-31
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
3.4.2 Shared Housing - The Community Development The City has provided funding
department will consider continuing to fund a Shared each year for Lutheran Social
Housing program operated by social service agencies Services to provide a shared
based in the South Bay which facilitate matches housing program within the City.
between households with extra room and individuals Approximately 102 lower-income
seeking low-cost housing. Most matches involve households were assisted.
senior citizens or disabled citizens.
3.4.3 Second Dwelling Units - Second dwelling units A second dwelling unit ordinance
provide additional low-cost housing opportunities to was adopted in 2003 to allow
residents, particularly for seniors and students. By second dwelling units in the A, R-
March 2000, the City, with direction from the E, R-1 and P-C zones with certain
Planning and Building department, shall adopt an development standards found in
ordinance which permits second dwelling units under Section 19.58.022 of the Municipal
certain conditions. Code. Between January 1999 and
July 2004, the City has approved
and finalized 25 accessory second
dwelling units.
3.4.4 Special Needs of the Elderly, Disabled, and Single- Housing development for seniors
Parent Households - The Community Development may be allowed in any zone
department shall encourage the development of except the R-1, R-2, C-V, C-T and
housing suitable for the elderly and disabled persons industrial zones. Senior housing is
as well as single-parent households to be in close allowed with a CUP and the
proximity to public transportation and community Planning Commission and City
services. This includes easy accessibility to special Council has the discretion for
services such as day care, elder care, medical services, granting exceptions to

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
or recreation. development standards, like
parking, density, and setbacks,
among others (Section
19.58.390).12
Under the City’s inclusionary

housing program 36 Very low and
191 Low-income senior rental
units have been constructed since
1999.13
Page AD-33
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
3.4.5 Mixed Use Developments - The Planning and Mixed commercial-residential
Building Department shall review existing zoning and projects may be allowed in the C-
land use policies to remove impediments, if C-P zone upon the issuance of a
appropriate, and encourage mixed-use developments. Conditional Use Permit by Section
19.58.205 of the City’s Municipal
Code. Two affordable housing
developments have been
constructed as mixed use
developments, Brisa del Mar (106
dwelling units and 15,000 sq feet
of commercial) and Heritage Town
Center (271 dwelling units and
30,000 sq feet of commercial).
Each of the Villages within the
Otay Ranch community has a
mixed-use Village Center. In 2005
Bellagio was constructed as a
market rate housing and
commercial development. 760
Broadway, located within the City’s
Redevelopment Project Area is
currently under construction and
includes 40 residential row homes
with 9 loft units over first floor
retail fronting on Broadway.

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
In addition, the General Plan

Update incorporates two new
mixed-use land use designations;
Mixed Use Residential and Mixed
Use Transit Focus Area.
3.4.6 City/Agency Assisted Developments - The Community Since 1999, $10.7 million in HOME
Development Department will continue to work with and Redevelopment
private for-profit and particularly non-profit residential Low/Moderate-income Housing
developers to use local funds from CDBG, HOME Set-aside funds have been used to
Program, Redevelopment Low/Moderate-income construct and/or rehabilitate 123
Housing Set-aside funds and other City originated Very low and 807 Low-income
funds and leverage them against State, Federal and units.14
private low interest funds to create housing
opportunities for extremely low, very low and low-
income households.
Page AD-35
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
3.4.7 Article XXXIV - On April 11, 1978 under Proposition C, Since 1999, the City has been able
the voters of Chula Vista authorized the development, to provide financial assistance to
construction, or acquisition of 400 units of “low rent construct and/or rehabilitate 123
housing” by the Agency. Of the 400 allowable credits, Very low and 807 Low-income
Chula Vista has utilized 293 units and has a balance units. Of these, only 11 units fell
of 107 units remaining. The Community Development under the applicability of Article
Department will continue to assess the applicability of XXXIV. A balance of 67 units
Article XXXIV of the California Constitution to certain remain within the City’s
housing developments where the City and/or Proposition C authority of 400
Redevelopment Agency of the City are considering units of low rent housing.
financial assistance or other incentives to assist in the
development and construction of such housing.
Should the City/Agency identify that Article XXXIV
significantly impacts its ability to assist in the
provision of affordable housing, the City would
evaluate the possibility of initiating a referendum to
obtain more authority for the development,
construction, or acquisition of “low rent housing” by
the City/Agency.
Goal 4 - Increase of Home Ownership Opportunities for Low- and Moderate-Income Households
4.1 Encourage the Assist 130 low- 4.1.1 Affordable Housing Program – The Community The City assisted the construction More focused policy
Construction of a income first-time Development department shall continue to work of 162 low-income for sale units direction should address
Variety of Housing buyers in fulfillment closely with developers to encourage that a portion within the Eastlake and Rolling the need to enhance the
Types of the City’s of the low/moderate-income housing required under Hills Ranch master planned Affordable Housing Policy
Affordable Housing the City’s Affordable Housing Program is built for communities between 1999 and as it applies to infill and

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
Program. Provide 25 home-ownership. 2005. A total of 70 affordable mixed-use development
Mortgage Credit homeownership opportunities in the western area of the
Certificates to low- within the San Miguel master City.
and moderate- planned community and 175
income households. within Otay Ranch are anticipated
in 2006-2007.
Particularly with the rising cost of
housing seen in the last five years,
the City will continue to encourage
affordable homeownership
opportunities.
Page AD-37
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
4.2 Assist Low- 4.2.1 First-Time Homebuyer Programs - Financial Since 1999, the City has spent Consider increasing the
Income Households participation by the City, Redevelopment Agency, or $52,000 assisting homebuyer’s loan amounts under the
Purchase A Home Housing Authority in a first-time homebuyer program purchase a home with down First-Time Homebuyer
will target those families and individuals currently payment and closing cost Program.
living and/or working in Chula Vista. The Community assistance and through the City’s
Development department shall explore setting aside a First Time Homebuyer program.15 The City should consider
portion of its Redevelopment Low/Moderate Housing revisions to the
Funds or HOME Fund to assist low-and moderate- homebuyer program to
income families to purchase a home. Funds may be encourage the long term
used for closing costs, down payment, and/or below- occupancy of housing by
market interest rate. The City would expect repayment low-income households.
of the loans through its equity share participation to
allow the City not only to recoup the loan but also to
build the fund for future program activity. If using
Redevelopment Low/Moderate-Income Housing
funds, assistance could be provided to potential
homebuyers of Agency-assisted projects or for the
purchase of homes within the Redevelopment area. A
HOME-funded program would be available to provide
assistance to low-income homebuyers for the
purchase of a home within Chula Vista.
4.2.2 Homebuyer Information - The Community The Community Development
Development department shall continue to make Department continues to provide
information available to the public on the home information and materials
buying process and home mortgage lending regarding first time homebuyer

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
including Federal, State and local programs. programs by mail and at its public
counter to those interested.
Additionally, the City has
participated in community
meetings to provide information.
In April 2000, the City held a

Homebuyer Fair. Participants
included representatives from
master planned communities,
lenders, realtors, and the City.
Page AD-39
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
4.2.3 Homeowner Education and Counseling - The As stipulated in City Council Policy
Community Development department shall 453-02, a potential homebuyer for
encourage developers, lenders, and social service housing units developed as
organizations to provide educational programs and affordable to low-income
materials for homeowners and potential homeowners households must attend a
on home maintenance, improvement, and financial qualified “Homeowner Training
management. The purpose of the educational Program” and provide evidence to
programs will be to help, especially first-time the City of their attendance to be
homeowners, prepare for the purchase of a home considered eligible for the
and to understand the importance of maintenance, purchase of these units. To date,
equity and appreciation, and to budget properly to two new housing developments,
accomplish such and avoid losing their homes. Sedona at Rolling Hills Ranch with
32 affordable units and Mar Brisa
at San Miguel Ranch with 70
affordable units have required this
training for purchase of the units.
4.2.4 Mortgage Credit Certificate - The City is a participant 85 Mortgage Credit Certificates
in a coalition consisting of the County of San Diego have been issued and 48
and many other cities in providing Mortgage Credit certificates have been re-issued
Certificates (MCC) to qualified first-time homebuyers. since 1999.16
The coalition has hired a consultant to administer
and implement the program on its behalf and the
City contributes to the administration costs of the
program. First-time homebuyers are referred by the
Community Development department to the

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
consultant.
4.2.5 HUD Homes - The Community Development No homes have been offered for
department shall assist non-profit organizations to sale in Chula Vista through the
acquire and rehabilitate homes offered for sale U.S. Department of HUD as a result
through the U.S. Department of HUD with the of foreclosures.
expectation that these homes will then be sold to
low-income first-time homebuyers.
4.2.6 Single-Family Residential Mortgage Revenue Bonds - Based upon record low interest
Single-Family Residential Mortgage Revenue Bonds rates available for home
can be issued by the City (through the Community mortgages, the City did not find it
Development department), County, or non-profit necessary to issue Single Family
organizations to provide mortgage loans to Residential Mortgage Revenue
encourage developers to provide for-sale housing Bonds to assist first time
which is affordable to first-time lower-income homebuyers. The ability for low-
homebuyers whose incomes do not exceed income households to purchase a
maximum Federal limits. Buyers must also intend to home has been driven by the
live in their homes as their principal residence. rising sales price of homes in
Mortgage loans offered under the bond program California.
generally have lower interest rates than conventional
loans. Loans are available for attached and detached
single-family residences.
Page AD-41
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
4.2.7 Sweat-Equity - Sweat-equity projects reduce the During the 1999 – 2005, $179,300
production or rehabilitation costs of housing as the was spent to repair and
homeowners provide some or all of the labor rehabilitate homes through the
required to construct/rehabilitate the homes. The Caring Neighbors and Christmas
Community Development department shall explore in October programs.17
financial assistance for a low-income sweat-equity
project.
Goal 5 - Enable Homeless Individuals and Families to Find Permanent Housing
5.1 Participate in Continue to 5.1.1 Support Existing Regional Services for the Homeless - SBCS is the primary service agency The City should further
Regional Efforts to participate in Chula Vista encourages the coordinated efforts to that provides homeless shelter and expand its policies in
Address Homeless regional efforts to address homeless issues in the area through a services in Chula Vista. SBCS addressing regional
Needs address needs of the continuum of care model. Two non-profit agencies in operates four transitional living homeless issues through
homeless, including the South Bay Region (South Bay Community programs in Chula Vista. The City the provision of technical
the Regional Task Services [SBCS] and MAAC Project) provide assistance has allocated on an annual basis assistance, site
Force for the to the homeless or near homeless population. Both CDBG funds to SBCS for youth and opportunities, and grants
Homeless, local SBCS and MAAC Project distribute shelter vouchers to family support services, housing or low-cost loans to
FEMA Board, needy families, which allows them to stay at services, and economic provider agencies.
Regional Continuum designated local motels. Assistance is provided development opportunities.18
of Care Council, and through the County of San Diego and FEMA. During
County of San Diego the winter months, the Interfaith Shelter Network Between 1999 and 2005, $373,000
Hotel/Motel Voucher provides shelter for up to 12 people at local in HOME Program funds have
Program. participating churches. SBCS also operates several been used to construct 11
Construction of 10 transitional housing programs as described in Section transitional housing units.19
transitional housing 2 of this Housing Element. The Community
units. Development department shall continue to encourage

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
these efforts to provide case management services,
emergency shelters, transitional housing, and will
utilize CDBG funding, as appropriate, to aid in these
efforts.
5.1.2 Participate in a Regional Approach to Address The City of Chula Vista continues
Homelessness - The Community Development to participate in regional
department shall continue to participate in the organizations focused on housing
Regional Continuum of Care Council for San Diego and other needs of the homeless
County and the County of San Diego’s application for or near homeless population.
funding through the Federal Supportive Housing Such organizations include the
Program for the development of new housing Regional Continuum of Care
facilities for the homeless and the continuing funding Council for San Diego County,
of existing facilities. The City will continue its Local Emergency Food and Shelter
representation on the FEMA Board and the Regional Board, the Regional Task Force on
Task Force on Homelessness. Homelessness, and the FEMA and
County of San Diego Hotel/ Motel
Voucher Program.
Page AD-43
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
5.2 Facilitate Local Provide technical 5.2.1 Evaluate and Identify Facilities and Services - The The City of Chula Vista continues The current policies
Facilities that assistance and Community Development department shall evaluate to participate in regional should be amended to
Respond to Homeless consider financial support facilities and service needs of the homeless organizations focused on housing better reflect the need of
Needs assistance to and the near homeless and identify appropriate and other needs of the homeless identifying appropriate
organizations agencies and resources. or near homeless population. sites and assisting
seeking to provide or Such organizations include the provider agencies in the
expand facilities and Regional Continuum of Care siting, funding and
services within Chula Council for San Diego County, financing of care facilities.
Vista. Local Emergency Food and Shelter
Board, the Regional Task Force on
Homelessness, and the FEMA and
County of San Diego Hotel/ Motel
Voucher Program.
5.2.2 Identify Non-profit Providers to Operate Emergency As a recipient of funding through
Shelter Programs - Non-profit providers are hesitant to the Federal Emergency Shelter
undertake emergency shelter and transitional Grant Program in 2004, the City
housing programs because of the difficulty in allocated $87,169 to SBCS for their
securing adequate operational funds. In addition to emergency shelter programs in
room and board, most shelter programs provide some Chula Vista.
type of case management and other social services.
Providers rely heavily on private donations and
volunteers to fill funding gaps. The Community
Development department can directly assist shelter
providers with CDBG or Redevelopment Housing
funds, and encourage them to apply for available

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
Federal and State Funding (McKinney, E.S.P. etc)
Page AD-45
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
5.2.3 Facilitate Shelters and Transitional Housing Programs Section 19.58.110 of the City’s
- The City will continue to make an effort to meet the Municipal Code allows for
needs of the homeless through the following: The temporary shelters for the
Community Development department shall continue homeless within a church for a
to consider providing financial and technical maximum of 12 guests up to two
assistance to any organization or consortium of weeks per year.
organizations seeking to establish transitional
housing or shelter programs to serve the homeless The City has received one request
population. The City will take other steps, as to assist with the development of a
necessary, to facilitate these programs (such as facility for homeless persons.
amending zoning regulations to allow temporary
church-sponsored shelters). The City’s Zoning Between 1999 and 2005, the City
Ordinance currently allows for the development of provided $373,000 in HOME funds
homeless shelters or transitional housing subject to to assist in the development of a
the approval of a Conditional Use Permit (CUP). 11 units of transitional housing for
Should the City receive an application or other youth coming out of the County’s
request for siting of such a facility, the City’s Planning Foster Care program.
and Building Department will work to expeditiously
process the request through the identification of
suitable sites, along with a set of performance criteria
under which the CUP will be granted. Because site
control is of paramount importance for securing State
and Federal funding, the City will also consider
providing assistance in the site selection and
acquisition process. This may include loans, land

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
dedications, or land cost write-downs.
5.2.4 Group Homes for Six or Fewer Persons - Pursuant to Group homes continue to be
State Law, a residential facility for six or fewer persons allowed by right within any
may not be treated differently than family dwellings of residential district within the City of
the same type in the same zone. A residential facility Chula Vista.
is defined as any family home, group care facility, or
similar facility for 24-hour non-medical care. A
residential facility also includes a foster family home,
small family home, social rehabilitation facility,
community treatment facility, and transitional shelter
care facility. Therefore, small group homes for six or
fewer persons can be located in any of the City’s
residential districts by right.
Goal 6 - Encourage Energy and Waste Conservation as an Integral Part of Homes
Page AD-47
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
6.1 Institute On-going 6.1.1 Implement Federal and State Conservation Laws - The The City has continued the The successful
Conservation as Part Planning and Building department shall require new application of conservation application of
of New Construction developments to comply with applicable Federal, practices as a component to all conservation practices, as
State, regional, and local policies and regulations residential developments. All new a condition of approval
regarding energy and water conservation and air development are required to for projects is an effective
quality improvement. comply with applicable federal, policy and will be
state and local laws relative to continued through the
conservation of energy resources. current planning period.
Conservation policies
should be tailored to
target infill residential
projects in addition to the
large-scaled planned
communities.
6.1.2 Resource Conservation - New Housing - The Planning The City has provided literature to
and Building department shall encourage energy and the development community
water conservation in materials, construction describing the importance of
techniques, and features including recycling storage energy conservation and the
areas, in new housing in conjunction with programs techniques employed to promote
such as “Greenstar” and SDG&E’s Comfort Wise conservation.
Program.
6.1.3 Dual Piping - The Engineering department shall The City continues to require the
continue to require the installation of dual-piping installation of dual-piping systems

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
systems in new subdivisions to accommodate the use in new subdivision.
of reclaimed water for landscaping and other
applications as feasible.
6.1.4 Water and Air Quality - The Planning and Building The Planning and Building
department shall continue to require the submission Department continues to require
of a “water conservation plan” and “air quality Water Conservation and Air
improvement plan” or other substantive equivalent Quality Improvement plans for
document for large development projects at the large developments.
Sectional Planning Area (SPA) Plan stage or similar
level of review.
6.1.5 Title 24 Compliance Review- The Planning and Title 24 energy analysis IS
Building department shall continue to perform performed as part of building plan
residential Title 24 energy analysis as part of building check process.
plan check procedures.
Page AD-49
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
6.2 Promote Change CHIP 6.2.1 Weatherization Programs - The Community Weatherization is an eligible Promotion of
Conservation in Guidelines Development department shall continue to encourage activity for funding under the City’s conservation in existing
Existing Homes weatherization programs for low-income households. Community Housing Improvement homes can be best
Program. However, due to more served through the
immediate health and safety development of outreach
needs, there have been limited materials related to
expenditures for weatherization energy conservation
activities. including descriptions of
the benefits, techniques,
and incentive programs
available.
The City will focus on

education and outreach
to inform owners of the
benefits of energy
conservation.
6.2.2 Rehabilitation Funds for Conservation - Consider and Energy conservation is an eligible
promote energy conservation as an eligible activity for activity for funding under the City’s
the City’s residential rehabilitation programs Community Housing Improvement
administered by the Community Development Program. However, due to more
department. immediate health and safety
needs, there have been limited
expenditures for energy efficiency
activities.

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
Goal 7 - Promote Equal Opportunity for All Residents to Reside in Housing of Their Choice
7.1 Fair Housing Respond and provide 7.1.1 Affirmative Fair Marketing Plans - All developers of Affordable housing developments The City will continue
Practices fair housing housing projects which contain more than 20 have provided and implemented a coordination with the Fair
assistance to 150 dwelling units are required to prepare an “Affirmative Fair Marketing Plan to attract Housing Council of San
persons Fair Marketing Plan,” which should be designed to prospective homebuyers and Diego and its provision of
attract prospective homebuyers and/or tenants within tenants within the Chula Vista yearly funding to fair
the proposed market area, regardless of gender, age, community by advertising to housing issues.
race, national origin, or religion. employers and through media
directly targeting minority
populations.
7.1.2 Fair Housing Services - The Community Development As of February 2005, the Fair
department shall continue to provide fair housing Housing Council of San Diego
services to Chula Vista residents and housing (FHCSD) sponsors public fair
providers through the Fair Housing Council of San housing educational activities, fair
Diego. housing outreach activities, and
fair housing referral activities for
Chula Vista. 20
Page AD-51
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
7.1.3 Fair Housing Counseling and Education - The From Jan. 2000 to March 2003 the
Community Development department shall continue FHCSD assisted 154 people with
to provide fair housing counseling services and other complaints regarding fair housing
referral activities which are designed to further the in the City. The City continues to
fair housing requirements of Title VIII of the Civil support the FHCSD and allocated
Rights Act of 1968. The City currently contracts with a approximately $39,000 per year to
fair housing consultant to respond to any requests or provide services to Chula Vista.21
complaints regarding fair housing practices within
the City and to provide an educational program for
both residents and housing providers.
7.1.4 Fair Housing Assessment - The Community Chula Vista participated in the San
Development department shall conduct an Diego Regional Analysis of
assessment of impediments to fair housing choice Impediments to Fair housing
every five years in conjunction with the preparation of Choice published in February
the Five-year Consolidated Plan for Housing and 2005.
Community Development. This assessment will
include an analysis of the actual level of
discrimination in rental housing, for sale housing,
and lending and a review of the Community
Reinvestment activity of local lenders. Additionally, the
City is required to prepare an annual performance
report of all housing and community development
activities, including fair housing activities for the year.

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
Goal 8 - Reduction and/or Removal to the Greatest Extent Possible of Identified Constraints to the Development,
Maintenance, and Improvement of Housing.
8.1 Streamline To monitor 8.1.1 Development Fees - The Planning and Building The City of Chula Vista has Continue a case-by-case
Development development process department shall continue to review development considered on a case-by-case review process.
Processing for streamlining fees and facility financing to assure that they are as basis the deferral or subsidy of
opportunities and cost-effective as possible. The City will continue to fees for affordable housing
adhere to the consider subsidizing or deferring fees for affordable developments. More specifically,
priorities for financial units on a case-by-case basis. for a 281 unit development for
assistance. seniors and families, the City has
allowed the ten year deferral of the
payment of the applicable Public
Facilities Development Impact Fee
($709,478) and a waiver of the
Park Fee ($355,466) subject to the
Developer dedicating an additional
1.8 acres of land for a future
community park, the Residential
Construction Tax ($73,075), and the
Reserve Fund fee ($33,604).
Page AD-53
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
8.1.2 Expeditious Project Processing - The Planning and The City has employed a team The City shall provide
Building and Community Development departments approach to processing policies that assign
will continue to use a team approach to the discretionary approvals and priority processing of
application processing of affordable low and building permits for affordable developments with 50%
moderate-income residential developments. The housing developments to meet or more of the units
Departments will continue to implement their project established deadlines for funding affordable to low and
manager system that specifically assigns an sources. moderate-income
Entitlement Project Manager (project planner) and a households.
Community Development Project Coordinator to
shepherd projects through the review process and
coordinate post-entitlement issues. Additionally, the
Planning and Building department, in consultation
with the Community Development Department, will
assign priority processing of the necessary
entitlements and plan checks for such residential
development projects which do not require extensive
engineering or environmental review. Such affordable
housing projects are time sensitive due to deadlines
established for the funding sources.

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
8.1.3 Evaluating Requests for Assistance - The City shall The City evaluates requests for The City will continue to
consider assisting developers when necessary to subsidies involving fees, land write utilize a first-come first-
enable residential projects to provide preferable downs, and other forms of City served process.
product type or affordability in excess of the assistance on a first-come, first-
requirements of the City’s Affordable Housing serve basis based upon the The City will provide for
Program. Assistance will be offered to the extent that following factors: review and monitoring of
resources and programs are available and to the development fees to
extent that the residential development assists the Project Efficiency ensure they fee are cost-
City in achieving its housing goals. The Community Effectiveness of leveraging effective and do not
Development department shall establish specific City/Agency resources; negatively influence the
procedures for evaluating requests for subsidies Reasonableness of total feasibility of affordable
involving fees, land write downs, and other forms of project costs and requested housing projects.
City assistance. Evaluation of requests for assistance City/Agency loan;
shall be based on, but not limited to, the effectiveness Effectiveness of financing
of the assistance in achieving a preferable product plan for development and
type and/or the affordability objectives of the Housing long term operation of the
Element, the capability of the development team, the project;
reasonableness of development costs and Leveraging of other funds;
justification of subsidy needs, and the extent to which Reasonableness of project
other resources are used to leverage the requested timeline for completion and
assistance. achieving full occupancy, and
demonstrated ability to meet
Priority for financial assistance would be for those timelines.
projects that have both of the following
h 1) b l b f h
Page AD-55
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
Readiness (availability of
other financing commitments
and all planning approvals);
and,
Rents that are significantly
below market.
Effectiveness in Addressing
Housing Needs:
Effectiveness in addressing
housing priorities identified in
the Consolidated Plan and
the Housing Strategy;
Collaboration with local
community and non-profit
organizations in meeting
needs or providing services;
and,
Remedies significant housing
quality problems and
supports neighborhood
reinvestment.

HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
Developer Capacity:
Development team’s (i.e.
developer and any consultant
previous experience in
developing affordable
housing or market rate
housing;
Architect’s capacity;
Management company’s
capacity;
Developer’s organizational
capacity; and,
Participation with local non-
profit organization.
Design and Location:

Design is appropriate for site
and proposed population, and
is compatible with
surrounding neighborhood;
and
Location provides ready
access to transportation,
schools, recreational facilities,
healthcare facilities, grocery
stores, and other shopping
opportunities.
Page AD-57
HOUSING ELEMENT
APPENDIX D
Table D-1
1999-2004
Objectives
Priority is also placed upon the

provision of housing for very low-
income households and large
bedroom units. However, no
formal process has been
established.
8.1.4 Flexible Development Standards - The Planning and The majority of affordable housing The City will continue to
Building department shall continue to encourage the units (78%) have been built within monitor the need for
use of flexible development standards through the master planned communities. An flexible development
Planned Community (PC) Zone and Precise Plan (P) additional 117 units have been standards, especially in
Modifying District, where such are clearly identified built within urban Chula Vista and the urbanized areas,
with increased availability of affordable housing. no Precise Plan modifier was where infill development
necessary. will require more creative
site planning.

HOUSING ELEMENT
APPENDIX E
SUMMARY OF HOUSING GOALS,

1.0 OBJECTIVES & POLICIES
THIS APPENDIX IS ON FILE AT THE CITY OF CHULA VISTA COMMUNITY DEVELOPMENT

DEPARTMENT LOCATED AT 276 FOURTH AVENUE CHULA VISTA CA 91910 AND AVAILABLE UPON
REQUEST.
Page AE-1
HOUSING ELEMENT
APPENDIX E
BLANK
Page AE-2 City of Chula Vista General Plan

HOUSING ELEMENT
APPENDIX F
GENERAL PLAN CONSISTENCY

1.0 ANALYSIS

REQUEST.
Page AF-1
HOUSING ELEMENT
APPENDIX F
BLANK
Page AF-2 City of Chula Vista General Plan

HOUSING ELEMENT
APPENDIX G
COMMUNITY OUTREACH
1.0

REQUEST.
Page AG-1
HOUSING ELEMENT
APPENDIX G
BLANK
Page AG-2 City of Chula Vista General Plan

HOUSING ELEMENT
APPENDIX H
REFERENCES
1.0
REQUEST.
Page AH-1
HOUSING ELEMENT
APPENDIX H
BLANK
Page AH-2 City of Chula Vista General Plan

HOUSING ELEMENT
APPENDIX I
GLOSSARY
1.0
REQUEST.
Page AI-1
HOUSING ELEMENT
APPENDIX I
BLANK
Page AI-2 City of Chula Vista General Plan

HOUSING ELEMENT
APPENDIX J
SITES INVENTORY – INFILL AND

1.0 INTENSIFCATION OPPORTUNITIES
T
REQUEST.
Page AJ-1
HOUSING ELEMENT
APPENDIX I
BLANK
Page AJ-2 City of Chula Vista General Plan

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CITY OF CHULA VISTA

October 24, 2006

Acting City Manager

Assistant City Manager

Adopted on October 24, 2006 City Council Resolution No. 2006-321

October 24, 2006 City of Chula Vista Housing Element

Ann Hix, Acting Director of Community Development

Jim Sandoval, Director of Planning and Building

Elisa Cusato, Deputy City Attorney III

14725 Alton Parkway

City of Chula Vista Housing Element October 24, 2006

October 24, 2006 City of Chula Vista Housing Element

City of Chula Vista Housing Element October 24, 2006

Page H-ii City of Chula Vista General Plan

Page H-iv City of Chula Vista General Plan

The Housing Element is organized into four policy components, including:

Page H-2 City of Chula Vista General Plan

1.0 COMMUNITY CONTEXT

Initially incorporated in 1911, much of the City’s historical growth and

Over the next several decades, California’s continued rate of

Chula Vista will continue to play a significant role in the region’s

Page H-4 City of Chula Vista General Plan

PURPOSE AND NATURE

What is a Housing Element and why do we need one?

Page H-6 City of Chula Vista General Plan

CITY’S VISION AND THEMES

The City’s vision and themes give focus to the General

Page H-8 City of Chula Vista General Plan

POLICIES & PROGRAMS

3.1 Implementing the Vision and Themes

Theme 1: Strong Community Character and Image

Theme 2: Healthy and Sustainable Economy

Theme 3: Strong and Safe Neighborhoods

Theme 4: Shaping the Future Through the Present and Past

Page H-10 City of Chula Vista General Plan

HOUSING ELEMENT UPDATE

Come and tell us what’s on your mind

 City staff workshop (September 12, 2005)

Page H-12 City of Chula Vista General Plan

STATE LAW AND LOCAL PLANS

5.2 Consistency with General Plan and Policies

Page H-14 City of Chula Vista General Plan

5.3 Relationship to Other City Plans and Policies

5.3.1 Chula Vista Municipal Code

5.3.2 Redevelopment Plans

Page H-16 City of Chula Vista General Plan

5.3.3 Specific Plans

 Bayfront Specific Plan

5.3.4 General Development Plans

5.3.5 Sectional Planning Area Plans

5.3.6 Precise Plans

5.3.7 Local Coastal Program

Page H-18 City of Chula Vista General Plan

HOUSING ELEMENT ORGANIZATION

 An assessment of housing need and an inventory of resources and constraints related to

 An analysis of programs for the preservation of assisted housing developments;

 A statement of community goals, quantified objectives and policies relative to the

Introduction Explains the purpose, process and contents of the Housing

Appendix A: Community Profile & Housing Needs

Page H-20 City of Chula Vista General Plan

FOCUS OF 2005-2010 HOUSING

Figure Intro-3 identifies the four designated geographic planning areas.

City staff workshop (September 12, 2005)

Bayfront Specific Plan

An assessment of housing need and an inventory of resources and constraints related to

An analysis of programs for the preservation of assisted housing developments;

A statement of community goals, quantified objectives and policies relative to the

Availability and size of land;